hotchpotch/wikipedia-multilingual-ir-related-lead-pairs huggingface dataset:
Mortgage underwriting
Mortgage underwriting is the process a lender uses to determine if the risk (especially the risk that the borrower will default
) of offering a mortgage loan to a particular borrower is acceptable and is a part of the larger mortgage origination process.  Most of the risks and terms that underwriters consider fall under the five C’s of underwriting: credit, capacity, cashflow, collateral, and character. (This is also known in the UK as the three canons of credit - capacity, collateral, and character.)

To help the underwriter assess the quality of the loan, banks and lenders create guidelines and even computer models that analyze the various aspects of the mortgage and provide recommendations regarding the risks involved.  However, it is always up to the underwriter to make the final decision on whether to approve or decline a loan.

Risk
Risk is the possibility of something bad happening, comprising a level of uncertainty about the effects and implications of an activity, particularly negative and undesirable consequences.

Risk theory, assessment, and management are applied but substantially differ in different practice areas, such as business, economics, environment, finance, information technology, health, insurance, safety, security, and privacy. The international standard for risk management, ISO 31000, provides general guidelines and principles on managing risks faced by organizations.
Russian ship Svetlana
At least three ships of the Imperial Russian Navy have been named Svetlana.

Russian frigate Svetlana (1858), a 40-gun steam frigate built in France and sold for scrap in 1892 - see List of Russian steam frigates.

Russian cruiser Svetlana (1896), a French-built protected cruiser sunk during the Battle of Tsushima in 1905.

Russian cruiser Svetlana (1915), name ship of the Svetlana-class light cruisers; renamed Krasny Krym by the Soviets before she was completed. Sold for scrap in 1959.

Russian cruiser Svetlana (1896)
The Russian cruiser Svetlana (Russian: Светлана) was a protected cruiser of the Imperial Russian Navy. She was the flagship of the Commander-in-Chief of the Imperial Russian Navy and was used as an imperial yacht in peacetime. She was sunk in combat during Battle of Tsushima in the Russo-Japanese War.
James Hargreaves (chemist)
James Hargreaves (May 1834 – 4 April 1915) was a British chemist and an inventor. He was born at Hoarstones in Fence, Lancashire, the eldest child of James Hargreaves, a schoolmaster at Slaithwaite near Marsden. His father moved to Sabden but as he found his salary to be insufficient the father became a druggist in 1844, later moving to Preston.

Marsden, West Yorkshire
Marsden is a large village in the Colne Valley, in the metropolitan borough of Kirklees, West Yorkshire, England. It is in the South Pennines close to the Peak District which lies to the south. The village is 7 miles (11 km) west of Huddersfield  at the confluence of the River Colne and Wessenden Brook. It was an important centre for the production of woollen cloth. In 2021, the village had a population of 3,692.
Pedro Gonet Branco
Pedro Gonet Branco is a Brazilian legal scholar who was one of the youngest scholars in the world to be cited by the Brazilian Supreme Federal Court, at the age of 20.

He stood out nationally for publishing opinion pieces in the newspaper O Estado de São Paulo about the relationship between Law and society.

He is also known for having produced and hosted the television Talk-Show Falando em Justiça, at TV Justiça.

O Estado de S. Paulo
O Estado de S. Paulo (Portuguese pronunciation: [u isˈtadu dʒi sɐ̃w ˈpawlu]; lit. 'The State of São Paulo'), also known as Estadão (Portuguese: [istaˈdɐ̃w]; lit. 'Big State'), is a daily newspaper published in São Paulo, Brazil. It is the third largest newspaper in Brazil, and its format changed from broadsheet to Berliner on October 17, 2021.

It has the second-largest circulation in the city of São Paulo, behind only Folha de S. Paulo. The journal was founded on 4 January 1875, and was first called A Província de São Paulo (lit. 'The Province of São Paulo'). O Estado de S. Paulo is described by observers as having a right-wing, conservative editorial stance. It is considered a newspaper of record for Brazil.
Antiphilus of Byzantium
Antiphilus of Byzantium (Ancient Greek: Ἀντίφιλος ὁ Βυζάντιος) was a writer of epigrams who lived about the time of the Roman emperor Nero, as appears from one of his epigrams in which he mentions the favor conferred by that emperor upon the island of Rhodes.

Byzantium
Byzantium (/bɪˈzæntiəm, -ʃəm/) or Byzantion (Ancient Greek: Βυζάντιον) was an ancient Greek city in classical antiquity that became known as Constantinople in late antiquity and Istanbul in modern times. The Greek name Byzantion and its Latinization Byzantium continued to be used as a name of Constantinople sporadically and to varying degrees during the thousand-year existence of the Eastern Roman Empire, which also became known by the former name of the city as the Byzantine Empire. Byzantium was colonized by Greeks from Megara in the 7th century BCE and remained primarily Greek-speaking until its conquest by the Ottoman Empire in 1453 CE.
Dawn Explosion
Dawn Explosion, the third and final album by Captain Beyond, was released in 1977. While the band had broken up four years before, Warner Bros. Records signed a deal with the band's original label, Capricorn Records, and contacted the band members asking them to reunite. Original member Bobby Caldwell returned on drums, but original lead vocalist Rod Evans could not be contacted after extensive enquiries: Captain Beyond held auditions, and selected Willy Daffern to replace him.

The track "Dawn Explosion" was recorded during the album sessions, but was cut from the final album, despite taking its title from it.

Capricorn Records
Capricorn Records was an independent record label founded by Phil Walden and Frank Fenter in 1969 in Macon, Georgia. Capricorn Records is often credited by music historians as creating the southern rock genre.
Anton Spiridonov
Anton Valeryevich Spiridonov (born August 5, 1998) is a Russian-American ice dancer. With his former skating partner, Lorraine McNamara, he is the 2023 World University Games silver medalist and 2022 CS U.S. Classic bronze medalist.

2022 CS U.S. International Figure Skating Classic
The 2022 U.S. International Figure Skating Classic was a figure skating competition sanctioned by the International Skating Union (ISU), organized and hosted by U.S. Figure Skating, and the first event of the 2022–23 ISU Challenger Series. It was held at the Olympic Center in Lake Placid, New York, in the United States, from September 12 to 15, 2022. Medals were awarded in men's singles, women's singles, pair skating, and ice dance; and skaters earned ISU World Standing points based on their results. Ilia Malinin of the United States won the men's event, Kim Ye-lim of South Korea won the women's event, Rebecca Ghilardi and Filippo Ambrosini of Italy won the pairs event, and Lilah Fear and Lewis Gibson of Great Britain won the ice dance event. The 2022 U.S. International Classic gained media attention when Malinin landed the first ever quadruple Axel in competition.
Bill Shiflet
William Shiflet (born July 22, 1954) is an American former international rugby union player.

A football defensive lineman in his youth, Shiflet attended Cordova High School and took up a football scholarship to the University of California, Berkeley. He later played semi-professional football for the Sacramento Buffalos.

Shiflet was a second-row forward in rugby and played for the Sacramento Capitals, which he joined in 1978. A member of the US national team in the 1980s, Shiflet was capped four times, playing as a lock. He toured Australia in 1983 and again in 1987 for the Rugby World Cup, where he came off injured in the match against the Wallabies in Brisbane.

Cordova High School (California)
Cordova High School is a comprehensive public high school in Rancho Cordova, California. It is one of five high schools in Folsom Cordova Unified School District.

The school opened in 1963 with the first graduating class in 1965. Prior to opening, students in Rancho Cordova attended Folsom High School.
2019 Open Castilla y León – Men's doubles
Andrés Artuñedo and David Pérez Sanz were the defending champions but only Artuñedo chose to defend his title, partnering Sergio Martos Gornés. Artuñedo lost in the first round to Andreas Siljeström and Andrea Vavassori.

Sander Arends and David Pel won the title after defeating Orlando Luz and Felipe Meligeni Alves 6–4, 7–6(7–3) in the final.

Andreas Siljeström
Andreas Siljeström (born 21 July 1981) is a Swedish former professional tennis player who specialized in doubles and a pickleball player. He has a career doubles high-ranking of world No. 57 achieved on 14 May 2012 and a singles ranking of No. 964 achieved on 8 March 2010.

He is among the tallest male players on the tour; only Reilly Opelka at 2.11 metres (6 ft 11 in), Ivo Karlović at 2.11 metres (6 ft 11 in), and John Isner at 2.08 metres (6 ft 10 in) are  taller than him.
Alvarez Chamber Orchestra
The Alvarez Chamber Orchestra  is a London-based organisation dedicated to the promotion and performance of contemporary classical music. Its Honorary President is Sir Colin Davis.

It holds an annual composition competition, "Plucked from Nowhere", for new music for harp and chamber orchestra. American composer Molly Kien is the author of The Song of Britomartis, the winning entry of the 2009 competition.

Artists who have worked with the orchestra include Nicholas Daniel, its Honorary Vice President Zygmunt Krauze, and guitarist Timothy Walker.

In 2008, the orchestra was invited to introduce its Autumn season Northern Ayres: An Anglo Polish Celebration at St John's Smith Square in the Polish Embassy in London.

Contemporary classical music
Contemporary classical music is Western art music composed close to the present day. At the beginning of the 21st century, it commonly referred to the post-1945 post-tonal music after the death of Anton Webern, and included serial music, electronic music, experimental music, and minimalist music. Newer forms of music include spectral music and post-minimalism.
2025 Louth Intermediate Football Championship
The 2025 Louth Intermediate Football Championship was the 56th edition of the premier Gaelic football tournament for Intermediate graded clubs in County Louth, Ireland, organized by Louth GAA. The tournament consisted of 12 teams, with the winner going on to represent the county in the Leinster Intermediate Club Football Championship. The championship began with a group stage and progressed to a knockout stage after the elimination of the four teams that finished bottom of their group. The draw for the tournament took place at Aiken Barracks in Dundalk on 19 March 2025.

Hunterstown Rovers emerged as champions and will play in the 2026 Louth Senior Football Championship.

Louth Senior Football Championship
The Louth Senior Football Championship is an annual Gaelic Athletic Association competition organised by Louth GAA among the top Gaelic football clubs in County Louth, Ireland. The winning club qualifies to represent the county in the Leinster Senior Club Football Championship, the winner of which progresses to the All-Ireland Senior Club Football Championship.
Wrestling at the 2011 Pan American Games – Qualification
Qualification was done at the 2011 Pan American Championship in Rionegro, Colombia between May 6 and 8, 2011. The top eight athletes will qualify in each weight category. Mexico is guaranteed a full team granted if they compete with a full team at the qualification tournament, but if it does not manage to be in the top eight, the athlete from Mexico will take the slot allotted to the eight place athlete. There are also six wild cards to be distributed. Therefore, there is a total quota of 150 athletes.

Rionegro
Rionegro (Spanish pronunciation: [rioˈneɣɾo]) is a city and municipality in Antioquia Department, Colombia, located in the subregion of Eastern Antioquia. The official name of the city is Ciudad Santiago de Arma de Rionegro. Rio Negro means "Black River" in Spanish, as the city received its name  after a river that looks black because of the shadows cast by trees. The river  traverses the city and it is the most prominent geographical feature of the municipality. Rionegro is also sometimes called the Cuna de la democracia (Cradle of democracy) as it was one of the most important cities during the era of the Colombia's struggle for independence and the 1863 constitution was written in the city.
Syed Ahmed Rizvi Kashmiri
Ayatollah Agha Syed Ahmed Rizvi Kashmiri , (Urdu: آیت اللہ آقا سید احمد رضوی کشمیری; c. 1901 – c. 1964) was a Shia Islamic jurist and scholar known for his religious teachings in Srinagar, Kashmir, on the Indian subcontinent.

Ayatollah
Ayatollah (UK: /ˌaɪəˈtɒlə/, also US: /ˌaɪəˈtoʊlə/; Arabic: آية الله, romanized: ʾāyatu llāh; Persian: آیت‌الله, romanized: âyatollâh [ɒːjjætˌolˈlɒːh]) is a title for high-ranking Twelver Shia clergy. It came into widespread usage in the 20th century.

Originally used as a title bestowed by popular/clerical acclaim for a small number of the most distinguished  marja' at-taqlid mujtahid, it suffered from "inflation"  following the 1979 Iranian Revolution when it came to be used for "any established mujtahid". By 2015, it was further expanded to include any student who had passed their Mujtahid final exam, leading to "thousands" of Ayatollahs.

The title is not used by the Sunni community of Iran, due to their belief that Muhammad did not appoint a successor.

In the Western world – especially after the Iranian Revolution – it was associated with Ruhollah Khomeini, who was so well known as to often be referred to as "The Ayatollah".
Soccer in Papua New Guinea
The sport of soccer in the country of Papua New Guinea is run by the Papua New Guinea Football Association. The association has been affiliated with FIFA and the Oceania Football Confederation since 1966. The association administers national soccer and futsal teams, as well as the national league. Soccer is a popular sport in Papua New Guinea, around 30% of the people in the country are considered association football fans.

In 2016, Papua New Guinea hosted the U-20 Women's World Cup.

2016 FIFA U-20 Women's World Cup
The 2016 FIFA U-20 Women's World Cup was the 8th edition of the FIFA U-20 Women's World Cup, the biennial international women's youth football championship contested by the under-20 national teams of the member associations of FIFA. The tournament was held in Papua New Guinea from 13 November to 3 December 2016. This was the first FIFA tournament held in the country, the first FIFA tournament held in Melanesia, and the first FIFA association football tournament in Oceania to take place outside Australasia.

North Korea won their 2nd title in this event by beating France in the final, 3–1. They became the first country to win the U-20 and U-17 Women's World Cup in the same year, with their under-17 team winning the 2016 FIFA U-17 Women's World Cup earlier in the year.
4th Electoral Unit of the Federation of Bosnia and Herzegovina
The fourth electoral unit of the Federation of Bosnia and Herzegovina is a parliamentary constituency used to elect members to the House of Representatives of Bosnia and Herzegovina since 2000.  It consists of Zenica-Doboj Canton and Central Bosnia Canton.

Central Bosnia Canton
The Central Bosnia Canton (Bosnian: Srednjobosanski kanton/Средњобосански кантон, Croatian: Kanton Središnja Bosna; Serbian: Средњобосански кантон, romanized: Srednjobosanski kanton) is a federated state and one of ten cantons of the Federation of Bosnia and Herzegovina in Bosnia and Herzegovina.

The most populous settlement in the region is Bugojno, followed by Travnik and Novi Travnik.
Niyamgiri
The Niyamgiri is a hill range situated in the districts of Kalahandi and Rayagada in the south-west of Odisha, India. These hills are home to Dongria Kondh indigenous people. The hills have one of India's most pristine forests in the interior. It is bound by Karlapat Wildlife Sanctuary on the north-west side and Kotgarh Wildlife Sanctuary on the north-east end.

The Environment and Forest ministry of Government of India scrapped a forest clearance given to a mining firm, Vedanta Resources, to mine bauxite in the area and the mining project was scrapped. In 2013, the Supreme Court of India asked the tribal people to take the decision, in which BMP was rejected in all village council meetings.

Kotgarh Wildlife Sanctuary
Kotgarh Wildlife Sanctuary is situated in the Baliguda subdivision of Kandhamal district of Odisha state in India. It is classified as an Eastern Highlands moist deciduous forest. Around 52 tribal villages such as Kutia Kondh and Desia Kondh inhabit the sanctuary.
Marcel Vauthier
Marcel Vauthier (November 6, 1910 – May 26, 1988) was a French politician.

Vauthier was born in Saint-Denis, Reunion and died in the same city. A lawyer by profession, he was an MP and Senator under the French Fourth Republic and the beginning of the Fifth Republic.

Saint-Denis, Réunion
Saint-Denis (/ˌsæ̃dəˈniː/, French: [sɛ̃ d(ə)ni] ⓘ; Reunionese Creole: Sin-Dni), unofficially Saint-Denis de La Réunion (pronounced [sɛ̃ d(ə)ni də la ʁeynjɔ̃]) for disambiguation, is the prefecture (administrative capital) of the French overseas department and region of Réunion, in the Indian Ocean. It is located at the island's northernmost point, close to the mouth of the Rivière Saint-Denis.

Saint-Denis is the most populous commune in the French overseas departments and the twentieth most populous in all of France. At the 2023 census, there were 326,743 inhabitants in the metropolitan area of Saint-Denis (as defined by INSEE), 155,634 of whom lived in the city (commune) of Saint-Denis proper and the remainder in the neighbouring communes of La Possession, Sainte-Marie, Sainte-Suzanne, Saint-André, and Bras-Panon.
Ponkapoag
Ponkapoag /ˈpɒŋkəpɔːɡ/, also Punkapaug, Punkapoag, Ponkhapoag or Punkapog, is the name of a Native American "praying town" settled in the late 17th century western Blue Hills area of eastern Massachusetts by persons who had accepted Christianity. It was established in 1657, during the colonization of the Atlantic seaboard of the United States by settlers from Britain. This was the name given to the winter residence (and subsequently to the tribe) of the group of Massachusett who lived at the mouth of the Neponset River near Dorchester in the summer, in what colonists called Neponset Mill.

Ponkapoag is now contained almost entirely by the town of Canton, Massachusetts. The name is derived from a nearby pond 1 mile (1.6 km) south of Great Blue Hill; Ponkapoag means "shallow pond" or "a spring that bubbles from red soil".

Great Blue Hill
Great Blue Hill is a hill of 635 feet (194 m) located within the Blue Hills Reservation in Milton, Randolph and Canton, Massachusetts, about 10 miles (16 km) south of downtown Boston. It is the highest point in Norfolk County, and the Greater Boston area, and the tallest of the 22 hills that make up the Blue Hills chain in the Blue Hills Reservation.

The modern name for the hill was given by early English colonists who, while sailing along the coastline, noticed the bluish hue of the exposed granite faces when viewed from a distance (due to Riebeckite). The Blue Hills' eastern slopes face the ocean and lie within Quincy. The area once attracted quarrying for its "blue granite".

Great Blue Hill was a point of reference for the Indians, and the local tribe were known as the "people at the large hill" (Massachuseuck). The English called them the Massachusetts, which ultimately became the name of the state.
Erik Morales vs. Marcos Maidana
Erik Morales vs. Marcos Maidana, billed as Action Heroes, was a boxing light welterweight fight for the Interim WBA Light Welterweight championship. The bout took place on April 9 at MGM Grand Garden Arena in Las Vegas, Nevada, United States.

Morales, a Mexican legend and a five time world champion at three different weight classes, made his mark in the Junior Welterweight division by obtaining the WBC Silver light welterweight title in September 2010 and defending it in December of the same year. Following his last bout, he expressed his desire to fight Juan Manuel Marquez, however Marquez turned this fight down and then the matchup was made with Maidana through Golden Boy Promotions.

Maidana was coming from a twelve-round decision loss against then title-holder Amir Khan in December 2010, his second shot at a world title. This was his chance to start back on the road to another full title shot.

Erik Morales
Erik Isaac Morales Elvira (born September 1, 1976) is a Mexican politician and former professional boxer who competed from 1993 to 2012. He is the first Mexico-born boxer in history to win world championships in four weight classes, ranging from super bantamweight to light welterweight.

Morales defeated fifteen world champions during the course of his career, and is famous for his trilogies with fellow Mexican legend Marco Antonio Barrera, as well as Manny Pacquiao. ESPN ranked Morales at number 49 on their list of the 50 greatest boxers of all time.

Morales was inducted into the International Boxing Hall of Fame in June 2018.
Iptor Supply Chain Systems
Iptor Supply Chain Systems, formerly International Business Systems (IBS), is a supply chain management company that provides professional services and enterprise resource management software for distributors and wholesalers, with its headquarters in Stockholm, Sweden. They were previously publicly traded on the Stockholm Stock Exchange and have offices in several countries. They are rated by AMR Research and Frost & Sullivan as the largest supply chain execution services company by revenue.

The company rebranded as Iptor in September 2016.

Frost & Sullivan
Frost & Sullivan is an American business consulting firm. It offers market research and analysis, growth strategy consulting, and corporate training. It has about 45 offices in the Americas, Africa, Asia and Europe; the principal office is in Santa Clara, California.
Wing Coaster
Wing Coaster is engineering firm Bolliger & Mabillard’s designation for its winged roller coaster designs.  Winged roller coasters are a type of steel roller coaster where pairs of riders sit on either side of a roller coaster track in which nothing is above or below the riders. B&M began development on the first Wing Coaster between 2007 and 2008 leading to the opening of Raptor at Gardaland on 1 April 2011. There were eighteen B&M-designed Wing Coasters either under construction or operating worldwide as of 2024, with one more standing but not operating.

Intamin
Intamin Amusement Rides is a design and manufacturing company in Schaan, Liechtenstein, best-known for designing and constructing thrill rides and roller coasters at dozens of international theme parks, amusement parks and other establishments. The Intamin brand name is a syllabic abbreviation for "international amusement installations". The company has corporate offices across the world, including three in Europe, three in Asia, and two in the United States.
Belgium at the 1980 Summer Olympics
Belgium competed at the 1980 Summer Olympics in Moscow, Russian SFSR, USSR. In partial support of the American-led boycott of the 1980 Summer Olympics, Belgium competed under the Olympic Flag instead of its national flag. 59 competitors, 43 men and 16 women, took part in 51 events in 10 sports.

Anne Michel
Anne Michel (30 October 1959 – 21 November 2023) was a Belgian sprinter. She competed in the women's 400 metres at the 1980 Summer Olympics. She also shares in the 4 × 400 metres relay national record, set with Lea Alaerts, Regine Berg and Rosine Wallez at the 1980 Moscow Olympics. Michel died on 21 November 2023, at the age of 64.