PART VI AUTOMOBILE INSURANCE
Copy of application in policy
232 (1) A copy of the written application, signed by the insured or the insured’s agent, or, if no signed application is made, a copy of the purported application, or a copy of such part of the application or purported application as is material to the contract, shall be embodied in, endorsed upon or attached to the policy when issued by the insurer. R.S.O. 1990, c. I.8, s. 232 (1). Policy issued where no signed application (2) If no signed written application is received by the insurer prior to the issue of the policy, the insurer shall deliver or mail to the insured named in the policy, or to the agent for delivery or mailing to the insured, a form of application to be completed and signed by the insured and returned to the insurer. R.S.O. 1990, c. I.8, s. 232 (2). Insured entitled to copy (3) Subject to subsection (5), the insurer shall deliver or mail to the insured named in the policy, or to the agent for delivery or mailing to the insured, the policy or a true copy thereof and every endorsement or other amendment to the contract. R.S.O. 1990, c. I.8, s. 232 (3). Form of policy (4) Where a written application signed by the insured or the insured’s agent is made for a contract, the policy evidencing the contract shall be deemed to be in accordance with the application unless the insurer points out in writing to the insured named in the policy in what respect the policy differs from the application, and, in that event, the insured shall be deemed to have accepted the policy unless within one week from the receipt of the notification the insured informs the insurer in writing that the insured rejects the policy. R.S.O. 1990, c. I.8, s. 232 (4). Certificate of policy (5) If an insurer adopts a standard policy approved under subsection 227 (5), it may, instead of issuing the policy, issue a certificate in a form approved by the Chief Executive Officer.  1993, c. 10, s. 16 (1); 1997, c. 28, s. 111; 2018, c. 8, Sched. 13, s. 22. Effect of certificate (5.1) A certificate issued under subsection (5) is of the same force and effect as if it were the standard policy, subject to the limits and coverages shown by the insurer on the certificate and any endorsements issued with or subsequent to the certificate.  1993, c. 10, s. 16 (1). Copy of policy (5.2) At the request of an insured to whom a certificate has been issued under subsection (5), the insurer shall provide a copy of the standard policy approved by the Chief Executive Officer.  1993, c. 10, s. 16 (1); 1997, c. 28, s. 111; 2018, c. 8, Sched. 13, s. 22. Application (6) Where a certificate is issued under subsection (5), subsection (8) of this section and subsections 261 (2) and 263 (5.3) apply with necessary modifications.  R.S.O. 1990, c. I.8, s. 232 (6); 1993, c. 10, s. 16 (2). Proof of terms of policy (7) Where an insurer issues a certificate under subsection (5), proof of the terms of the policy may be given by production of a copy of the form of standard policy approved by the Chief Executive Officer accessed from the website of the Authority. 2019, c. 14, Sched. 9, s. 9. Endorsement on forms (8) Upon every application form and policy, there shall be printed or stamped in conspicuous type a copy of subsection 233 (1).  R.S.O. 1990, c. I.8, s. 232 (8). Section Amendments with date in force (d/m/y) 1993, c. 10, s. 16 (1-3) - 01/01/1994; 1997, c. 28, s. 111 - 01/07/1998 2018, c. 8, Sched. 13, s. 22 - 08/06/2019 2019, c. 14, Sched. 9, s. 9 - 31/07/2020 232.1 Repealed: 2020, c. 34, Sched. 7, s. 7. Section Amendments with date in force (d/m/y) 1996, c. 21, s. 19 - 01/11/1996 2020, c. 34, Sched. 7, s. 7 - 01/07/2022