PART VII ACCIDENT AND SICKNESS INSURANCE
Definitions, Part VII
290 In this Part, “application” means an application for insurance or for the reinstatement of insurance; (“proposition”) “beneficiary” means a person, other than the insured or the insured’s personal representative, to whom or for whose benefit insurance money is made payable in a contract or by a declaration; (“bénéficiaire”) “blanket insurance” means group insurance that covers loss, (a)  arising from specific hazards incident to or defined by reference to a particular activity or activities, and (b)  occurring during a limited or specified period not exceeding six months in duration; (“assurance globale”) “contract” means a contract of insurance; (“contrat”) “court” means the Superior Court of Justice or a judge thereof; (“tribunal”) “creditor’s group insurance” means insurance effected by a creditor whereby the lives or well-being, or the lives and well-being, of a number of the creditor’s debtors are insured severally under a single contract; (“assurance collective de créancier”) “debtor insured” means a debtor whose life or well-being, or whose life and well-being, are insured under a contract of creditor’s group insurance; (“débiteur assuré”) “declaration”, except in sections 302.1, 302.2, 302.3 and 316, means an instrument signed by the insured, (a)  with respect to which an endorsement is made on the policy, (b)  that identifies the contract, or (c)  that describes the insurance or insurance fund or a part thereof, in which the insured, (d)  designates, or alters or revokes the designation of, the insured, the insured’s personal representative or a beneficiary as one to whom or for whose benefit insurance money is to be payable, or (e)  makes, alters or revokes an appointment under subsection 315 (1) or a nomination referred to in section 317.3; (“déclaration”) “family insurance” means insurance whereby the lives or well-being, or the lives and well-being, of the insured and one or more persons related to the insured by blood, marriage, conjugal relationship outside marriage or adoption are insured under a single contract between an insurer and the insured; (“assurance familiale”) “group insurance” means insurance other than creditor’s group insurance and family insurance, whereby the lives or well-being, or the lives and well-being, of a number of persons are insured severally under a single contract between an insurer and an employer or other person; (“assurance collective”) “group person insured” means a person (the “primary person”), whose life or well-being, or whose life and well-being, are insured under a contract of group insurance, but does not include a person whose life or well-being, or whose life and well-being, are insured under the contract as a person dependent upon or related to the primary person; (“personne couverte par une assurance collective”) “instrument” includes a will; (“acte”) “insurance” means accident and sickness insurance; (“assurance”) “insured”, (a)  in the case of group insurance means, in the provisions of this Part relating to the designation of beneficiaries or of personal representatives as recipients of insurance money and their rights and status, the group person insured, and (b)  in all other cases means the person who makes a contract with an insurer; (“assuré”) “person insured” means a person in respect of an accident to whom, or in respect of whose sickness, insurance money is payable under a contract, but does not include a group person insured; (“personne assurée”) “will” includes a codicil. (“testament”) R.S.O. 1990, c. I.8, s. 290; 2002, c. 18, Sched. H, s. 4 (25); 2006, c. 19, Sched. C, s. 1 (1); 2012, c. 8, Sched. 23, s. 33. Section Amendments with date in force (d/m/y) 2002, c. 18, Sched. H, s. 4 (25) - 30/04/2007 2006, c. 19, Sched. C, s. 1 (1) - 22/06/2006 2012, c. 8, Sched. 23, s. 33 (1-7) - 01/07/2016