hordruma/ontario_laws_and_regs huggingface dataset:
PART X FRATERNAL SOCIETIES
General or expense fund
362 The governing executive authority of a society may make such additional levies from time to time upon all members of the society as are necessary, in the opinion of the governing executive authority, to properly carry on the work of the society and prevent any deficit in its general or expense fund, and such additional levies are binding on its members despite anything to the contrary in its Act or instrument of incorporation, or in its constitution or laws, or in any certificate of insurance heretofore or hereafter issued by it.  R.S.O. 1990, c. I.8, s. 362. 363-368 Repealed:  1999, c. 12, Sched. I, s. 4 (37). Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (37) - 22/12/1999 369 Repealed:  1999, c. 12, Sched. I, s. 4 (38). Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (38) - 22/12/1999
PART X FRATERNAL SOCIETIES
Exception as to annual statement
370 Where the constitution, by-laws or rules of a fraternal society provide for a fiscal year other than the calendar year, the Chief Executive Officer may, in his or her discretion, accept statements from it showing its affairs as at the end of the fiscal year instead of as at the end of the calendar year.  R.S.O. 1990, c. I.8, s. 370; 2018, c. 8, Sched. 13, s. 22. Section Amendments with date in force (d/m/y) 2018, c. 8, Sched. 13, s. 22 - 08/06/2019
PART X FRATERNAL SOCIETIES
Policy disclosures
371 A fraternal society shall make policy disclosures to members on the matters, at the times and in the form established by the Chief Executive Officer.  1999, c. 12, Sched. I, s. 4 (39); 2018, c. 8, Sched. 13, s. 22. Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (39) - 22/12/1999 2018, c. 8, Sched. 13, s. 22 - 08/06/2019 Part xi (ss. 372-374)
Repealed:  1997, c. 19, s. 10 (31). Section Amendments with date in force (d/m/y) 1997, c. 19, s. 10 (31) - 10/10/1997 Part xii (ss. 375-376)
Repealed:  1997, c. 19, s. 10 (31). Section Amendments with date in force (d/m/y) 1997, c. 19, s. 10 (31) - 10/10/1997 PART XIII   RECIPROCAL INSURANCE EXCHANGES
PART XIII RECIPROCAL INSURANCE EXCHANGES
Definitions, Part XIII
377 In this Part, unless the context otherwise requires, “attorney” means a person authorized to act for subscribers as provided in section 380; (“fondé de pouvoir”) “subscribers” means the persons exchanging with each other reciprocal contracts of indemnity or insurance as provided in section 378. (“souscripteurs”)  R.S.O. 1990, c. I.8, s. 377; 1999, c. 12, Sched. I, s. 4 (41). Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (41) - 01/01/2001
PART XIII RECIPROCAL INSURANCE EXCHANGES
Authority for exchange of reciprocal contracts of insurance
378 (1) It is lawful for a person to exchange with other persons in Ontario and elsewhere reciprocal contracts of indemnity or insurance for any class of insurance for which an insurance company may be licensed under this Act, except life insurance, accident and sickness insurance, and surety insurance.  R.S.O. 1990, c. I.8, s. 378; 1993, c. 10, s. 36 (1); 1999, c. 12, Sched. I, s. 4 (42); 2002, c. 18, Sched. H, s. 4 (32). (2) Repealed: 2002, c. 18, Sched. H, s. 4 (33). Section Amendments with date in force (d/m/y) 1993, c. 10, s. 36 (1, 2) - 01/01/1994; 1999, c. 12, Sched. I, s. 4 (42) - 01/01/2001 2002, c. 18, Sched. H, s. 4 (32, 33) - 30/04/2007
PART XIII RECIPROCAL INSURANCE EXCHANGES
Subscriber not to be deemed an insurer
379 No person shall be deemed to be an insurer within the meaning of this Act by reason of exchanging with other persons reciprocal contracts of indemnity or insurance under this Act.  R.S.O. 1990, c. I.8, s. 379; 1999, c. 12, Sched. I, s. 4 (43). Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (43) - 01/01/2001 Contract executed on behalf of subscribers
PART XIII RECIPROCAL INSURANCE EXCHANGES
Execution of contract
380 (1) Reciprocal contracts of indemnity or insurance may be executed on behalf of subscribers by any other person acting as attorney under a power of attorney, a copy of which has been duly filed as hereinafter provided.  R.S.O. 1990, c. I.8, s. 380 (1); 1999, c. 12, Sched. I, s. 4 (44). Who may maintain action in contract (2) Despite any condition or stipulation of any such power of attorney or of any such contract of indemnity or insurance, any action or proceeding in respect of any such contract may be maintained in any court of competent jurisdiction in Ontario.  R.S.O. 1990, c. I.8, s. 380 (2); 1999, c. 12, Sched. I, s. 4 (45). Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (44, 45) - 01/01/2001
PART XIII RECIPROCAL INSURANCE EXCHANGES
Exchange agreement – required elements
380.1 An agreement between subscribers shall, (a)  provide for the establishment of an advisory board to be responsible for the supervision of the exchange; (b)  set out the powers and duties of the advisory board; (c)  describe how the exchange will establish the investment and lending policies, standards and procedures required under subsection 387 (3); and (d)  contain such other elements as may be prescribed.  2006, c. 33, Sched. O, s. 9. Section Amendments with date in force (d/m/y) 2006, c. 33, Sched. O, s. 9 - 05/05/2008
PART XIII RECIPROCAL INSURANCE EXCHANGES
Filing by members of exchange
381 (1) Before the licence for a reciprocal insurance exchange is issued, the persons constituting the exchange shall, through their attorney, file with the Chief Executive Officer such information, documents and declarations, to be verified by oath, as may be prescribed by regulation.  1999, c. 12, Sched. I, s. 4 (46); 2018, c. 8, Sched. 13, s. 22. Note: On a day to be named by proclamation of the Lieutenant Governor, subsection 381 (1) of the Act is amended by striking out “regulation” at the end and substituting “Authority rule”. (See: 2017, c. 34, Sched. 21, s. 25 (1)) Same (2) At such times as the Chief Executive Officer may require, an exchange shall file with the Chief Executive Officer such information, documents and declarations, to be verified by oath, as may be prescribed by regulation.  1999, c. 12, Sched. I, s. 4 (46); 2018, c. 8, Sched. 13, s. 22. Note: On a day to be named by proclamation of the Lieutenant Governor, subsection 381 (2) of the Act is amended by striking out “regulation” at the end and substituting “Authority rule”. (See: 2017, c. 34, Sched. 21, s. 25 (2)) Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (46) - 01/01/2001 2017, c. 34, Sched. 21, s. 25 (1, 2) - not in force 2018, c. 8, Sched. 13, s. 22 - 08/06/2019; CTS 04 SE 18 - 1 Licence for exchange, approval of change
PART XIII RECIPROCAL INSURANCE EXCHANGES
Issuance of licence
382 (1) Upon an exchange complying with this Part, the Chief Executive Officer may issue a licence to the exchange if he or she is satisfied that the exchange meets such requirements and criteria as may be prescribed by regulation.  1999, c. 12, Sched. I, s. 4 (47); 2018, c. 8, Sched. 13, s. 22. Note: On a day to be named by proclamation of the Lieutenant Governor, subsection 382 (1) of the Act is amended by striking out “regulation” at the end and substituting “Authority rule”. (See: 2017, c. 34, Sched. 21, s. 26) Change to agreement requires approval (2) A change to the agreement between subscribers governing the exchange of contracts of indemnity or insurance shall not be effective unless it is approved by the Chief Executive Officer.  1999, c. 12, Sched. I, s. 4 (47); 2018, c. 8, Sched. 13, s. 22. Appeal (3) A decision of the Chief Executive Officer under subsection (1) or (2) may be appealed to the Tribunal.  1999, c. 12, Sched. I, s. 4 (47); 2018, c. 8, Sched. 13, s. 22. Section Amendments with date in force (d/m/y) 1997, c. 19, s. 10 (32) - 10/10/1997; 1999, c. 12, Sched. I, s. 4 (47) - 01/01/2001 2017, c. 34, Sched. 21, s. 26 - not in force 2018, c. 8, Sched. 13, s. 22 - 08/06/2019; CTS 04 SE 18 - 1 383 Repealed:  1999, c. 12, Sched. I, s. 4 (48). Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (48) - 01/01/2001
PART XIII RECIPROCAL INSURANCE EXCHANGES
Service of process
384 Where the office from which such contracts are to be issued is not in Ontario, service upon the Chief Executive Officer of notice or process in any action or proceeding in Ontario in respect of a contract of indemnity or insurance effected by the exchange shall be deemed service upon the subscribers who are members of the exchange at the time of the service.  R.S.O. 1990, c. I.8, s. 384; 1999, c. 12, Sched. I, s. 4 (49); 2018, c. 8, Sched. 13, s. 22. Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (49) - 01/01/2001 2018, c. 8, Sched. 13, s. 22 - 08/06/2019 385 Repealed:  1999, c. 12, Sched. I, s. 4 (50). Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (50) - 01/01/2001 Reserves to be held by exchange
PART XIII RECIPROCAL INSURANCE EXCHANGES
Amount of cash or investments
386 (1) The exchange shall at all times maintain a sum in cash or investments amounting to not less than an amount that is, (a)  prescribed by the regulations; or (b)  determined in a manner prescribed by the regulations.  2006, c. 33, Sched. O, s. 10 (1); 2007, c. 7, Sched. 18, s. 1 (1). Note: On a day to be named by proclamation of the Lieutenant Governor, subsection 386 (1) of the Act is amended by striking out “the regulations” wherever it appears and substituting in each case “the Authority rules. (See: 2017, c. 34, Sched. 21, s. 27 (1)) Amount of surplus (2) There shall at all times be maintained a surplus of assets in excess of all liabilities, amounting to not less than such amount as may be prescribed by regulation or such amount as may be determined in the prescribed manner.  1999, c. 12, Sched. I, s. 4 (51). Note: On a day to be named by proclamation of the Lieutenant Governor, subsection 386 (2) of the Act is amended by striking out “regulation” and substituting “Authority rule” and by striking out “the prescribed manner” at the end and substituting “the manner prescribed by Authority rule”. (See: 2017, c. 34, Sched. 21, s. 27 (2)) (3), (4) Repealed:  1999, c. 12, Sched. I, s. 4 (51). Deficiency (5) If at any time the amounts on hand are less than the foregoing requirements, the subscribers or the attorney shall forthwith make up the deficiency.  R.S.O. 1990, c. I.8, s. 386 (5). Use of funds supplied to make up deficiency (6) Where funds, other than those that accrued from premiums or deposits of subscribers, are supplied to make up a deficiency as herein provided for, such funds shall be deposited and held for the benefit of subscribers under such terms and conditions as the Chief Executive Officer may require so long as a deficiency exists, and may thereafter be returned to the depositor.  R.S.O. 1990, c. I.8, s. 386 (6); 2018, c. 8, Sched. 13, s. 22. (7) Repealed:  2006, c. 33, Sched. O, s. 10 (2). Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (51) - 01/01/2001 2006, c. 33, Sched. O, s. 10 (1, 2) - 05/05/2008 2007, c. 7, Sched. 18, s. 1 (1) - 05/05/2008 2017, c. 34, Sched. 21, s. 27 (1, 2) - not in force 2018, c. 8, Sched. 13, s. 22 - 08/06/2019; CTS 04 SE 18 - 1
PART XIII RECIPROCAL INSURANCE EXCHANGES
Investment of funds
387 (1) If the principal office of the exchange is in Ontario, the exchange may invest its funds in accordance with Part XVII as if the exchange, (a)  was an insurer to which that Part applied; and (b)  was licensed to transact any insurance other than life insurance.  2006, c. 33, Sched. O, s. 11. Application of Part XVII (2) Part XVII applies to the exchange with necessary modifications.  2006, c. 33, Sched. O, s. 11. Investment standards (3) The exchange shall establish and the funds of the exchange shall be invested in accordance with investment and lending policies, standards and procedures that a reasonable and prudent person would apply in respect of a portfolio of investments and loans to avoid undue risk of loss and obtain a reasonable return.  2006, c. 33, Sched. O, s. 11. Annual review by committee (4) The advisory board of an exchange shall review the investment and lending policies, standards and procedures at least once a year and shall make such revisions as may be necessary to ensure that they satisfy the requirements of subsection (3).  2006, c. 33, Sched. O, s. 11. Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (52) - 01/01/2001 2006, c. 33, Sched. O, s. 11 - 05/05/2008 Other insurance or reinsurance
PART XIII RECIPROCAL INSURANCE EXCHANGES
Contracts for subscribers only
388 (1) No exchange shall undertake any liability on a contract of indemnity or insurance except on behalf of a subscriber.  R.S.O. 1990, c. I.8, s. 388 (1); 1999, c. 12, Sched. I, s. 4 (53). Reinsurance in another exchange (2) No attorney or exchange shall effect reinsurance of any risks undertaken by the exchange in any licensed reciprocal insurance exchange unless such exchange operates on the same underwriting standards.  R.S.O. 1990, c. I.8, s. 388 (2); 1999, c. 12, Sched. I, s. 4 (54). Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (53, 54) - 01/01/2001
PART XIII RECIPROCAL INSURANCE EXCHANGES
Attorney not to act until licence granted
389 (1) No person shall act as attorney, or for or on behalf of an attorney, in the exchange of reciprocal contracts of indemnity or insurance, or in acts or transactions in connection therewith, until a licence has been issued and is in force. R.S.O. 1990, c. I.8, s. 389 (1); 1999, c. 12, Sched. I, s. 4 (55). Offence (2) Every person who, in contravention of subsection (1), undertakes or effects or agrees or offers to undertake or effect an exchange of reciprocal contracts of indemnity or insurance, or any act or transaction in connection therewith, is guilty of an offence and on conviction is liable to a fine of not less than $50 and not more than $500.  R.S.O. 1990, c. I.8, s. 389 (2); 1999, c. 12, Sched. I, s. 4 (56). Section Amendments with date in force (d/m/y) 1999, c. 12, Sched. I, s. 4 (55, 56) - 01/01/2001
PART XIII RECIPROCAL INSURANCE EXCHANGES
Divestment order
389.1 (1) The Chief Executive Officer may, by order, direct an exchange to dispose of any loan, investment or interest within the time specified in the order if, (a)  the loan, investment or interest was made or acquired in contravention of this Act or the regulations; (b)  the exchange fails to provide information or undertakings required by the Chief Executive Officer under this Part; or (c)  the Chief Executive Officer believes on reasonable grounds that the making or holding of the loan or investment or the holding of the interest is inconsistent with prudent investment standards.  2006, c. 33, Sched. O, s. 12; 2018, c. 8, Sched. 13, s. 22. Appeal (2) The exchange may appeal the order of the Chief Executive Officer to the Tribunal.  2006, c. 33, Sched. O, s. 12; 2018, c. 8, Sched. 13, s. 22. Section Amendments with date in force (d/m/y) 2006, c. 33, Sched. O, s. 12 - 05/05/2008 2018, c. 8, Sched. 13, s. 22 - 08/06/2019
PART XIII RECIPROCAL INSURANCE EXCHANGES
Suspension or revocation of licence
390 (1) Upon examination, investigation or upon any other evidence, the Chief Executive Officer shall make a report if he or she finds a licensed exchange or attorney has contravened any provision of this Act.  1997, c. 28, s. 122; 2018, c. 8, Sched. 13, s. 22. Notice to exchange or attorney (2) The Chief Executive Officer may give notice in writing, which shall include a copy of the report made under subsection (1), to the licensed exchange or attorney that the Chief Executive Officer intends to suspend or revoke the licence of the exchange.  1997, c. 28, s. 122; 2018, c. 8, Sched. 13, s. 22. Request for hearing (3) Within 15 days after receiving the notice, the exchange or its attorney may request in writing that the Tribunal hold a hearing before the Chief Executive Officer takes any action described in the notice.  1997, c. 28, s. 122; 2018, c. 8, Sched. 13, s. 22. Hearing (4) If, within the time period allowed, the exchange or its attorney requests a hearing, the Tribunal shall hold a hearing.  1997, c. 28, s. 122. No request for hearing (5) If, within the time period allowed, the exchange or its attorney does not request a hearing, the Chief Executive Officer may suspend or revoke the licence of the exchange.  1997, c. 28, s. 122; 2018, c. 8, Sched. 13, s. 22. Powers of Tribunal (6) At a hearing, if the Tribunal agrees with the Chief Executive Officer’s report, it may suspend or revoke the licence of the exchange.  1997, c. 28, s. 122; 2018, c. 8, Sched. 13, s. 23. Effect of suspension or revocation (7) The suspension or revocation of a licence of an exchange does not affect the validity of any reciprocal contracts of indemnity or insurance affected prior to that time or the rights and obligations of subscribers under such contracts.  1997, c. 28, s. 122; 1999, c. 12, Sched. I, s. 4 (57). Notice (8) The Chief Executive Officer shall give notice of a suspension or revocation on the website of the Authority as soon as reasonably possible after the suspension or revocation and the notice shall remain posted on the website for 30 days. 2019, c. 14, Sched. 9, s. 13. Section Amendments with date in force (d/m/y) 1997, c. 28, s. 122 - 01/07/1998; 1999, c. 12, Sched. I, s. 4 (57) - 01/01/2001 2018, c. 8, Sched. 13, s. 22, 23 - 08/06/2019 2019, c. 14, Sched. 9, s. 13 - 31/07/2020 391 Repealed:  1997, c. 43, Sched. F, s. 5 (1). Section Amendments with date in force (d/m/y) 1997, c. 43, Sched. F, s. 5 (1) - 01/01/1998
PART XIII RECIPROCAL INSURANCE EXCHANGES
Fire insurance in unlicensed exchanges may be effected outside Ontario
392 Despite anything in this Act, any person may insure against fire any property situated in Ontario in an exchange not licensed under this Act, and any property so insured or to be insured may be inspected and any loss incurred in respect thereof adjusted, if such insurance is effected outside Ontario and without any solicitation in Ontario directly or indirectly on the part of the insurer.  R.S.O. 1990, c. I.8, s. 392. PART XIV   AGENTS, BROKERS AND ADJUSTERS Interpretation
PART XIV AGENTS, BROKERS AND ADJUSTERS
Definition
392.1 In this Part, “licence for life insurance” means the class of licence described in paragraph 1 of subsection 392.2 (2). 2014, c. 9, Sched. 3, s. 15. Section Amendments with date in force (d/m/y) 2014, c. 9, Sched. 3, s. 15 - 01/01/2015 Licences of Insurance Agents
PART XIV AGENTS, BROKERS AND ADJUSTERS
Application for agent’s licence
392.3 (1) A person who wishes to apply for a licence authorizing him, her or it to act as an insurance agent in Ontario shall submit an application to the Chief Executive Officer in the manner required by the Chief Executive Officer and shall give the Chief Executive Officer such information, evidence and material as he or she may require and pay the applicable fee. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22. Same (2) The applicant is also required to pay any outstanding administrative penalty imposed under Part XVIII.1. 2014, c. 9, Sched. 3, s. 15. Notice of appointment of applicant (3) Unless the regulations specify otherwise, the application must include a notice from an insurer, on a form approved by the Chief Executive Officer, certifying that the insurer has appointed the applicant to act as the insurer’s agent in Ontario. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22. Note: On a day to be named by proclamation of the Lieutenant Governor, subsection 392.3 (3) of the Act is amended by striking out “the regulations” and substituting “the Authority rules”. (See: 2021, c. 8, Sched. 5, s. 3) Declaration by applicant (4) The application must include a declaration by the applicant, on a form approved by the Chief Executive Officer, respecting representations made in the application. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22. Withdrawal of application (5) The applicant may withdraw the application at any time before the licence is issued, but if the Chief Executive Officer has taken a step under section 407.1 in connection with the application, the applicant cannot withdraw the application without the Chief Executive Officer’s permission. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22, 23. Conditions (6) If the Chief Executive Officer permits the applicant to withdraw the application, the Chief Executive Officer may impose conditions relating to the withdrawal. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22. Section Amendments with date in force (d/m/y) 2014, c. 9, Sched. 3, s. 15 - 01/01/2015 2017, c. 34, Sched. 21, s. 28 - no effect - see: 2021, c. 8, Sched. 5, s. 13 - 27/04/2021 2018, c. 8, Sched. 13, s. 22, 23 - 08/06/2019; CTS 04 SE 18 - 1 2021, c. 8, Sched. 5, s. 3 - not in force
PART XIV AGENTS, BROKERS AND ADJUSTERS
Issuance, amendment and renewal of agent’s licence
392.4 (1) The Chief Executive Officer shall issue a licence to act as an insurance agent in Ontario to an applicant who applies in accordance with section 392.3 and who satisfies the prescribed requirements for the licence unless the Chief Executive Officer believes, on reasonable grounds, that the applicant is not suitable to be licensed having regard to such circumstances as may be prescribed and such other matters as the Chief Executive Officer considers appropriate. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22. Term of licence (2) A licence authorizing a person to act as an insurance agent expires at such time as the regulations provide, unless the licence is revoked or suspended under this Part. 2014, c. 9, Sched. 3, s. 15. Note: On a day to be named by proclamation of the Lieutenant Governor, subsection 392.4 (2) of the Act is amended by striking out “the regulations” and substituting “the Authority rules”. (See: 2021, c. 8, Sched. 5, s. 4) Proposal to refuse application (3) If the Chief Executive Officer proposes to refuse to issue a licence to the applicant, the Chief Executive Officer shall take the steps required by section 407.1. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22. Proposal to impose conditions (4) If the Chief Executive Officer proposes to issue the licence and, without the applicant’s consent, to impose conditions on the licence, the Chief Executive Officer shall take the steps required by section 407.1. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22. Amendment of licence (5) The Chief Executive Officer may, at any time, amend an agent’s licence. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22. Proposal to amend (6) If the Chief Executive Officer proposes to amend the licence without the agent’s consent, the Chief Executive Officer shall take the steps required by section 407.1. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22. Renewal of licence (7) An agent who wishes to apply for renewal of his, her or its licence shall submit an application to the Chief Executive Officer in the manner required by the Chief Executive Officer and shall give the Chief Executive Officer such information, evidence and material as he or she may require and pay the applicable fee. 2014, c. 9, Sched. 3, s. 15; 2018, c. 8, Sched. 13, s. 22. Same (8) Subsections 392.3 (2) to (6) and subsections (1), (3) and (4) of this section apply, with necessary modifications, with respect to the application for renewal. 2014, c. 9, Sched. 3, s. 15. Section Amendments with date in force (d/m/y) 2014, c. 9, Sched. 3, s. 15 - 01/01/2015 2017, c. 34, Sched. 21, s. 28 - no effect - see: 2021, c. 8, Sched. 5, s. 13 - 27/04/2021 2018, c. 8, Sched. 13, s. 22 - 08/06/2019; CTS 04 SE 18 - 1 2021, c. 8, Sched. 5, s. 4 - not in force