25 The Lieutenant Governor in Council may make regulations, Note: On a day to be named by proclamation of the Lieutenant Governor, section 25 of the Act is amended by adding the following clause: (See: 2018, c. 7, s. 11 (1)) (0.a)  prescribing anything that is referred to in this Act as prescribed; (a)  exempting any consumer reporting agency or class of consumer reporting agencies, or any other person or class of persons, from this Act or the regulations or any provision thereof; Note: On a day to be named by proclamation of the Lieutenant Governor, section 25 of the Act is amended by adding the following clause: (See: 2018, c. 7, s. 11 (1)) (a.1)  defining the term “consumer score” in subsection 1 (1); Note: On the day subsection 11 (2) of the Access to Consumer Credit Reports and Elevator Availability Act, 2018 comes into force, clause 25 (a.1) of the Act is repealed. (See: 2023, c. 23, Sched. 2, s. 12 (2)) (b)  governing applications for registration or renewal of registration and prescribing terms and conditions of registration; (c)  Repealed:  1998, c. 18, Sched. E, s. 58 (1). (d)  requiring registered consumer reporting agencies to be bonded in such form and terms and with such collateral security as are prescribed, and providing for the forfeiture of bonds and the disposition of the proceeds; (e)  prescribing further procedures respecting the conduct of matters coming before the Tribunal; (f)  requiring and governing the books, accounts and records relating to the due compliance with the provisions of this Act that shall be kept by consumer reporting agencies; (g)  prescribing information that may not be reported by a consumer reporting agency or contained in its files; (h)  prescribing information that must be contained in a consumer report; Note: On a day to be named by proclamation of the Lieutenant Governor, clause 25 (h) of the Act is repealed and the following substituted: (See: 2018, c. 7, s. 11 (2)) (h)  exempting a class of consumer reporting agencies from any provision of section 12 or limiting the extent to which any provision of section 12 applies to a class of consumer reporting agencies; Note: On the day subsection 11 (2) of the Access to Consumer Credit Reports and Elevator Availability Act, 2018 comes into force, clause 25 (h) of the Act is repealed and the following substituted: (See: 2023, c. 23, Sched. 2, s. 12 (3)) (h)  exempting a consumer reporting agency or class of consumer reporting agencies from any provision of section 12 or limiting the extent to which any provision of section 12 applies to a consumer reporting agency or class of consumer reporting agencies; (h.1)  clarifying the requirements with respect to disclosures for the purposes of subsection 12 (9); (h.2)  permitting, limiting and governing fees for the purposes of subsections 12 (13), (14) and (15) that a consumer reporting agency may charge with respect to a disclosure under section 12; Note: On the day subsection 11 (2) of the Access to Consumer Credit Reports and Elevator Availability Act, 2018 comes into force, clause 25 (h.2) of the Act is repealed and the following substituted: (See: 2023, c. 23, Sched. 2, s. 12 (4)) (h.2)  permitting, limiting and governing fees for the purposes of subsections 12 (13), (14) and (15) that a consumer reporting agency or class of consumer reporting agencies may charge with respect to a disclosure under section 12; (h.3)  prescribing methods for generating a consumer score and the purposes and circumstances in which a prescribed method is to be used by a consumer reporting agency for the purposes of section 12.0.1; (h.4)  governing the information, including specified wording, that a consumer reporting agency shall publish with respect to consumer scores for the purposes of subsection 12.0.1 (4); (i)  requiring consumer reporting agencies to make returns and furnish information to the Registrar; (j)  prescribing forms for the purposes of this Act and providing for their use; (k)  requiring any information required to be furnished or contained in any form or return to be verified by affidavit; (l)  governing the application of sections 12.1 to 12.3, including, without limiting the generality of the foregoing, (i)  governing how a consumer may make a requirement under subsection 12.1 (1) or (5), (ii)  prescribing, for the purposes of subsection 12.1 (2), other methods of contacting the consumer, (iii)  prescribing a period, for the purposes of subsection 12.1 (8), after which an alert expires, (iv)  governing the fees a consumer reporting agency may require to be paid under subsection 12.1 (10), including providing for circumstances in which fees may not be charged, (v)  defining “extension of credit” or “loaning of money” for the purposes of clause 12.3 (3) (a) and prescribing other transactions for the purposes of clause 12.3 (3) (b), (vi)  providing for exemptions from section 12.1, 12.2 or 12.3, including exempting a consumer reporting agency or other person from section 12.1, 12.2 or 12.3, prescribing circumstances in respect of which section 12.1, 12.2 or 12.3 do not apply or exempting transactions from section 12.3; (m)  Repealed:  2009, c. 33, Sched. 10, s. 4 (3). Note: On a day to be named by proclamation of the Lieutenant Governor, section 25 of the Act is amended by adding the following clauses: (See: 2018, c. 7, s. 11 (3)) (m)  permitting and governing fees for the purposes of subsection 12.4 (10) that a consumer reporting agency may charge for placing, suspending or terminating a security freeze; Note: On the day section 6 of the Access to Consumer Credit Reports and Elevator Availability Act, 2018 comes into force, clause 25 (m) of the Act is repealed and the following substituted: (See: 2023, c. 23, Sched. 2, s. 12 (5)) (m)  defining any word or expression used in subsection 12.4 (2) that is not already defined in this Act; (m.1)  governing the information, including specified wording, that a consumer reporting agency shall publish with respect to alerts and security freezes for the purposes of section 12.5; Note: On the day section 6 of the Access to Consumer Credit Reports and Elevator Availability Act, 2018 comes into force, clause 25 (m.1) of the Act is repealed and the following substituted: (See: 2023, c. 23, Sched. 2, s. 12 (5)) (m.1)  permitting and governing fees for the purposes of subsection 12.4 (10) that a consumer reporting agency or class of consumer reporting agencies may charge for placing, suspending or terminating a security freeze; (m.2)  governing the information, including specified wording, that a consumer reporting agency or class of consumer reporting agencies shall publish with respect to alerts and security freezes for the purposes of section 12.5 (n)  prescribing entities and organizations for the purpose of clause 19 (1) (c); (o)  requiring the Registrar to maintain a public record of certain documents and information, prescribing the documents and information that must be kept in the public record, and governing the public record and access to it; (p)  requiring the Registrar to publish certain documents and information, prescribing the documents and information that must be published, and governing their publication and access to them; (q)  authorizing the Registrar to conduct quality assurance programs in relation to the administration of this Act or the regulations and to use information collected under this Act for the purpose of those programs. R.S.O. 1990, c. C.33, s. 25; 1998, c. 18, Sched. E, s. 58 (1); 2000, c. 26, Sched. B, s. 8 (4); 2004, c. 19, s. 9 (3); 2006, c. 34, s. 9 (13); 2009, c. 33, Sched. 10, s. 4 (3); 2018, c. 7, s. 1; 2023, c. 23, Sched. 2, s. 12 (1). Note: On a day to be named by proclamation of the Lieutenant Governor, section 25 of the Act is amended by adding the following clause: (See: 2018, c. 7, s. 11 (3)) (r)  governing the payment of fees for an application for registration or a renewal of registration under this Act and prescribing the amount of those fees; Note:  Regulations made under clause 25 (c), as that clause read immediately before December 18, 1998, continue in force until the Minister makes an order under section 24.1, as enacted by the Statutes of Ontario, 1998, chapter 18, Schedule E, section 57, that is inconsistent with the regulations.  See:  1998, c. 18, Sched. E, s. 58 (2). Note:  The Lieutenant Governor in Council may by regulation revoke regulations made under clause 25 (c), as that clause read immediately before December 18, 1998, if the Minister makes an order under section 24.1, as enacted by the Statutes of Ontario, 1998, chapter 18, Schedule E, section 57, that is inconsistent with those regulations.  See:  1998, c. 18, Sched. E, s. 58 (3). Section Amendments with date in force (d/m/y) 1998, c. 18, Sched. E, s. 58 (1-3) - 18/12/1998 2000, c. 26, Sched. B, s. 8 (4) - 06/12/2000 2004, c. 19, s. 9 (3)
- 31/03/2007 2006, c. 34, s. 9 (13)
- 01/01/2008 2009, c. 33, Sched. 10, s. 4 (3) - 15/12/2009 2018, c. 7, s. 1
- 07/05/2018; 2018, c. 7, s. 11 (1-3)
- not in force 2023, c. 23, Sched. 2, s. 12 (1) - 06/12/2023;
2023, c. 23, Sched. 2, s. 12 (2-5) - not in force ______________  Français