Title: Public Service Loan Forgiveness Inclusion Act of 2019
Policy area: Education

Summary:
Public Service Loan Forgiveness Inclusion Act of 2019
This bill revises the public service loan forgiveness program to expand the types of payments made by public service employees for Federal Direct Loans that qualify as payments under the program. Specifically, employees' first 60 monthly payments to graduated repayment plans or extended repayment plans qualify as payments under the program.

[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 4645 Introduced in House (IH)]

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116th CONGRESS
  1st Session
                                H. R. 4645

  To amend the Higher Education Act of 1965 to allow certain payments 
    made by public service employees to qualify for public service 
                   repayment, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            October 11, 2019

 Mr. Foster (for himself, Mr. Fitzpatrick, Ms. Lee of California, Ms. 
     Jackson Lee, Ms. Schakowsky, and Mr. Thompson of Mississippi) 
 introduced the following bill; which was referred to the Committee on 
                          Education and Labor

_______________________________________________________________________

                                 A BILL


 
  To amend the Higher Education Act of 1965 to allow certain payments 
    made by public service employees to qualify for public service 
                   repayment, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Public Service Loan Forgiveness 
Inclusion Act of 2019''.

SEC. 2. QUALIFYING PAYMENTS.

    (a) In General.--Section 455(m) of the Higher Education Act of 1965 
(20 U.S.C. 1087e(m)) is amended--
            (1) in paragraph (1)(A) by inserting ``subject to paragraph 
        (5),'' before ``has made''; and
            (2) by adding at the end the following:
            ``(5) First 60 monthly payments.--
                    ``(A) In general.--For the purpose of meeting the 
                requirement under subparagraph (A) of paragraph (1), 
                the first 60 monthly payments may be payments under a 
                repayment plan under subsection (d)(1) or (g).
                    ``(B) Applicability.--This paragraph shall apply to 
                borrowers who on or after the date of the enactment of 
                this paragraph have made less than 120 monthly payments 
                under paragraph (1)(A).''.
    (b) Notification to Borrowers.--Not later than 180 days after the 
date of the enactment of this Act, the Secretary of Education shall--
            (1) inform each borrower of a loan made under part D of 
        title IV of the Higher Education Act of 1965 (20 U.S.C. 1087a 
        et seq.) of--
                    (A) paragraph (5) of section 455(m) of the Higher 
                Education Act of 1965 (20 U.S.C. 1087e(m)), as amended 
                by this Act; and
                    (B) the effect of such paragraph on loan 
                cancellation under such section 455(m) (20 U.S.C. 
                1087e(m)); and
            (2) provide information to such borrowers on how to change 
        repayment plans.
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