Title: Better Information Act of 2020
Policy area: Health

Summary:
Better Information Act of 2020  This bill requires private health insurance plans to include on insurance membership cards the

[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5809 Introduced in House (IH)]

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116th CONGRESS
  2d Session
                                H. R. 5809

  To amend title XXVII of the Public Health Service Act, the Internal 
 Revenue Code of 1986, and the Employee Retirement Income Security Act 
 of 1974 to require group health plans and health insurance issuers to 
  include certain information on any health insurance membership card 
                     issued by such plan or issuer.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            February 7, 2020

 Mr. Beyer (for himself and Mr. Kelly of Pennsylvania) introduced the 
   following bill; which was referred to the Committee on Energy and 
  Commerce, and in addition to the Committees on Ways and Means, and 
Education and Labor, for a period to be subsequently determined by the 
  Speaker, in each case for consideration of such provisions as fall 
           within the jurisdiction of the committee concerned

_______________________________________________________________________

                                 A BILL


 
  To amend title XXVII of the Public Health Service Act, the Internal 
 Revenue Code of 1986, and the Employee Retirement Income Security Act 
 of 1974 to require group health plans and health insurance issuers to 
  include certain information on any health insurance membership card 
                     issued by such plan or issuer.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Better Information Act of 2020''.

SEC. 2. INFORMATION REQUIRED TO BE INCLUDED ON HEALTH INSURANCE 
              MEMBERSHIP CARDS.

    (a) Public Health Service Act.--Subpart II of part A of title XXVII 
of the Public Health Service Act (42 U.S.C. 300gg-11 et seq.) is 
amended by adding at the end the following new section:

``SEC. 2730. INFORMATION REQUIRED TO BE INCLUDED ON HEALTH INSURANCE 
              MEMBERSHIP CARDS.

    ``In the case of a group health plan or health insurance issuer 
offering group or individual health insurance coverage that provides a 
physical or electronic card indicating membership in such plan or 
coverage to an individual enrolled under such plan or coverage, such 
group health plan or issuer shall include on such card each of the 
following:
            ``(1) The nearest hospital to the primary residence of such 
        individual that has in effect a contractual relationship with 
        such plan or coverage for furnishing items and services under 
        such plan or coverage.
            ``(2) A telephone number or Internet website address 
        through which such individual may seek consumer assistance 
        information, such as information related to hospitals and 
        urgent care facilities that have in effect a contractual 
        relationship with such plan or coverage for furnishing items 
        and services under such plan or coverage.
            ``(3) Any deductible applicable to such individual.
            ``(4) Any out-of-pocket maximum applicable to such 
        individual.
            ``(5) Any cost-sharing obligation applicable to such 
        individual for a visit at an emergency department, or urgent 
        care facility, that has in effect a contractual relationship 
        with such plan or coverage for furnishing items and services 
        under such plan or coverage.''.
    (b) Internal Revenue Code.--
            (1) In general.--Subchapter B of chapter 100 of the 
        Internal Revenue Code of 1986 is amended by adding at the end 
        the following new section:

``SEC. 9816. INFORMATION REQUIRED TO BE INCLUDED ON HEALTH INSURANCE 
              MEMBERSHIP CARDS.

    ``In the case of a group health plan that provides a physical or 
electronic card indicating membership in such plan to an individual 
enrolled under such plan, such group health plan shall include on such 
card each of the following:
            ``(1) The nearest hospital to the primary residence of such 
        individual that has in effect a contractual relationship with 
        such plan for furnishing items and services under such plan.
            ``(2) A telephone number or Internet website address 
        through which such individual may seek consumer assistance 
        information, such as information related to hospitals and 
        urgent care facilities that have in effect a contractual 
        relationship with such plan for furnishing items and services 
        under such plan.
            ``(3) Any deductible applicable to such individual.
            ``(4) Any out-of-pocket maximum applicable to such 
        individual.
            ``(5) Any cost-sharing obligation applicable to such 
        individual for a visit at an emergency department, or urgent 
        care facility, that has in effect a contractual relationship 
        with such plan for furnishing items and services under such 
        plan.''.
            (2) Nonapplication of incorporation provisions.--Section 
        9815(a) of the Internal Revenue Code of 1986 is amended--
                    (A) in paragraph (1), by striking ``(as amended by 
                the Patient Protection and Affordable Care Act)'' and 
                inserting ``(other than the provisions of section 2730 
                of the Public Health Service Act)''; and
                    (B) in paragraph (2), by inserting ``(other than 
                the provisions of section 2730 of the Public Health 
                Service Act)'' after ``a provision of such part A''.
            (3) Clerical amendment.--The table of sections for such 
        subchapter is amended by adding at the end the following new 
        item:

``Sec. 9816. Information required to be included on health insurance 
                            membership cards.''.
    (c) Employee Retirement Income Security Act.--
            (1) In general.--Subpart B of part 7 of subtitle B of title 
        I of the Employee Retirement Income Security Act of 1974 (29 
        U.S.C. 1185 et seq.) is amended by adding at the end the 
        following new section:

``SEC. 716. INFORMATION REQUIRED TO BE INCLUDED ON HEALTH INSURANCE 
              MEMBERSHIP CARDS.

    ``In the case of a group health plan or health insurance issuer 
offering group health insurance coverage that provides a physical or 
electronic card indicating membership in such plan or coverage to an 
individual enrolled under such plan or coverage, such group health plan 
or issuer shall include on such card each of the following:
            ``(1) The nearest hospital to the primary residence of such 
        individual that has in effect a contractual relationship with 
        such plan or coverage for furnishing items and services under 
        such plan or coverage.
            ``(2) A telephone number or Internet website address 
        through which such individual may seek consumer assistance 
        information, such as information related to hospitals and 
        urgent care facilities that have in effect a contractual 
        relationship with such plan or coverage for furnishing items 
        and services under such plan or coverage.
            ``(3) Any deductible applicable to such individual.
            ``(4) Any out-of-pocket maximum applicable to such 
        individual.
            ``(5) Any cost-sharing obligation applicable to such 
        individual for a visit at an emergency department, or urgent 
        care facility, that has in effect a contractual relationship 
        with such plan or coverage for furnishing items and services 
        under such plan or coverage.''.
            (2) Nonapplication of incorporation provisions.--Section 
        715(a) of the Employee Retirement Income Security Act of 1974 
        (29 U.S.C. 1185d(a)) is amended--
                    (A) in paragraph (1), by striking ``(as amended by 
                the Patient Protection and Affordable Care Act)'' and 
                inserting ``(other than the provisions of section 2730 
                of the Public Health Service Act)''; and
                    (B) in paragraph (2), by inserting ``(other than 
                the provisions of section 2730 of the Public Health 
                Service Act)'' after ``a provision of such part A''.
            (3) Clerical amendment.--The table of contents in section 1 
        of the Employee Retirement Income Security Act of 1974 is 
        amended by inserting after the item relating to section 714 the 
        following new items:

``Sec. 715. Additional market reforms.
``Sec. 716. Information required to be included on health insurance 
                            membership cards.''.
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