Title: Workforce Emergency Response Act of 2020
Policy area: Economics and Public Finance

Summary:
Take Responsibility for Workers and Families Act
This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses.
The bill provides FY2020 supplemental appropriations for federal agencies to respond to the COVID-19 outbreak. The supplemental appropriations are designated as emergency spending, which is exempt from discretionary spending limits.
In addition, the bill
The bill also modifies or expands a wide range of other programs and policies, including those regarding

[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6379 Introduced in House (IH)]

<DOC>






116th CONGRESS
  2d Session
                                H. R. 6379

Making emergency supplemental appropriations for the fiscal year ending 
              September 30, 2020, and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             March 23, 2020

Mrs. Lowey (for herself, Mr. Neal, Mr. Pallone, Mr. DeFazio, Mr. Scott 
of Virginia, Ms. Velazquez, Ms. Waters, Mrs. Carolyn B. Maloney of New 
    York, and Ms. Lofgren) introduced the following bill; which was 
  referred to the Committee on Appropriations, and in addition to the 
   Committees on the Budget, and Ways and Means, for a period to be 
subsequently determined by the Speaker, in each case for consideration 
  of such provisions as fall within the jurisdiction of the committee 
                               concerned

_______________________________________________________________________

                                 A BILL


 
Making emergency supplemental appropriations for the fiscal year ending 
              September 30, 2020, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Take Responsibility for Workers and 
Families Act''.

SEC. 2. TABLE OF CONTENTS.

    The table of contents is as follows:

 DIVISION A--THIRD CORONAVIRUS PREPAREDNESS AND RESPONSE SUPPLEMENTAL 
                        APPROPRIATIONS ACT, 2020

Title I--Agriculture, Rural Development, Food and Drug Administration, 
                            and Related Agencies
Title II--Commerce, Justice, Science, and Related Agencies
Title III--Department of Defense
Title IV--Energy and Water Development and Related Agencies
Title V--Financial Services and General Government
Title VI--Department of Homeland Security
Title VII--Interior, Environment, and Related Agencies
Title VIII--Departments of Labor, Health and Human Services, and 
                            Education, and Related Agencies
Title IX--Legislative Branch
Title X--Military Construction, Veterans Affairs, and Related Agencies
Title XI--Department of State, Foreign Operations, and Related Programs
Title XII--Transportation, Housing and Urban Development, and Related 
                            Agencies
Title XIII--General Provisions--This Division
      DIVISION B--EMERGENCY FAMILY AND MEDICAL LEAVE EXPANSION ACT

          DIVISION C--EMERGENCY PAID SICK LEAVE ACT AMENDMENTS

       DIVISION D--COVID-19 WORKERS FIRST PROTECTION ACT OF 2020

     DIVISION E--COVID-19 WORKFORCE EMERGENCY RESPONSE ACT OF 2020

                 DIVISION F--FAMILY SUPPORT PROVISIONS

                      DIVISION G--HEALTH POLICIES

Title I--Medicaid
Title II--Medicare
Title III--Private Insurance
Title IV--Provisions relating to Older Americans Act of 1965
Title V--Public health policies
 DIVISION H--EMERGENCY CORONAVIRUS PANDEMIC UNEMPLOYMENT COMPENSATION 
                              ACT OF 2020

Title I--Federal Benefit Enhancements
Title II--Expanded Eligibility for Unemployment Compensation
Title III--Relief for Governmental and Nonprofit Entities
Title IV--Emergency Assistance for Rail Workers
                     DIVISION I--FINANCIAL SERVICES

Title I--Protecting Consumers, Renters, Homeowners and People 
                            Experiencing Homelessness
Title II--Assisting Small Businesses and Community Financial 
                            Institutions
Title III--Supporting State, Territory, and Local Governments
Title IV--Promoting Financial Stability and Transparent Markets
Title V--Pandemic Planning and Guidance for Consumers and Regulators
            DIVISION J--EDUCATION RELIEF AND OTHER PROGRAMS

Title I--Education provisions
Title II--Other programs
                   DIVISION K--AGRICULTURE PROVISIONS

Title I--Commodity Support and other Agriculture Programs
Title II--Supplemental Nutrition Assistance Program
                         DIVISION L--ACCESS ACT

                DIVISION M--OVERSIGHT AND ACCOUNTABILITY

               DIVISION N--U.S. POSTAL SERVICE PROVISIONS

                DIVISION O--FEDERAL WORKFORCE PROVISIONS

  DIVISION P--FEDERAL EMPLOYEE COLLECTIVE BARGAINING AND OFFICIAL TIME

          DIVISION Q--VETERAN CORONAVIRUS RESPONSE ACT OF 2020

                   DIVISION R--AVIATION WORKER RELIEF

Title I--Aviation Worker Relief
Title II--Labor Protections
Title III--Airline Industry Financial Oversight
Title IV--Airport Relief
Title V--Small Community Air Service
Title VI--Consumer Protections
Title VII--Environmental Protections
Title VIII--Miscellaneous
               DIVISION S--SMALL BUSINESS ADMINISTRATION

                     DIVISION T--REVENUE PROVISIONS

Title I--Health-related tax relief
Title II--Economic Stimulus
Title III--Administrative
Title IV--Retirement provisions
Title V--Rehabilitation for Multiemployer Pensions
   DIVISION U--CONSUMER PROTECTION AND TELECOMMUNICATIONS PROVISIONS

Title I--COVID-19 Price Gouging Prevention
Title II--E-Rate Support for Wi-Fi Hotspots and Connected Devices
Title III--Emergency Lifeline Benefit for Broadband Service
Title IV--Continued Connectivity
Title V--Don't Break Up the T-Band
                          DIVISION V--GROW ACT

                       DIVISION W--OTHER MATTERS

                       DIVISION X--OTHER MATTERS

                  DIVISION Y--ADDITIONAL OTHER MATTERS

SEC. 3. REFERENCES.

    Except as expressly provided otherwise, any reference to ``this 
Act'' contained in any division of this Act shall be treated as 
referring only to the provisions of that division.

 DIVISION A--THIRD CORONAVIRUS PREPAREDNESS AND RESPONSE SUPPLEMENTAL 
                        APPROPRIATIONS ACT, 2020

TITLE I--AGRICULTURE, RURAL DEVELOPMENT, FOOD AND DRUG ADMINISTRATION, 
                          AND RELATED AGENCIES

                       DEPARTMENT OF AGRICULTURE

               Animal and Plant Health Inspection Service

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', 
$55,000,000, to prevent, prepare for, and respond to coronavirus, to 
supplement amounts otherwise available for the Agricultural Quarantine 
Inspection Program:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                     Agricultural Marketing Service

                           marketing services

    For an additional amount for ``Marketing Services'', $45,000,000, 
to prevent, prepare for, and respond to coronavirus, to supplement 
amounts otherwise available for commodity grading, inspection, and 
audit activities:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                   Food Safety and Inspection Service

    For an additional amount for ``Food Safety and Inspection 
Service'', $33,000,000, to prevent, prepare for, and respond to 
coronavirus, for the support of temporary and intermittent workers, 
temporary inspection relocation, and overtime inspection costs:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                          Farm Service Agency

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', $3,000,000, 
to prevent, prepare for, and respond to coronavirus, for temporary 
staff and overtime expenses:  Provided, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

                  Rural Business--Cooperative Service

                     rural business program account

    For an additional amount for ``Rural Business Program Account'', 
$20,500,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus, for the cost of loans for 
rural business development programs authorized by section 310B and 
described in subsection (g) of section 310B of the Consolidated Farm 
and Rural Development Act:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                        Rural Utilities Service

         distance learning, telemedicine, and broadband program

    For an additional amount for ``Distance Learning, Telemedicine, and 
Broadband Program'', $25,000,000, to remain available until September 
30, 2021, to prevent, prepare for, and respond to coronavirus, for 
grants for telemedicine and distance learning services in rural areas 
as authorized by 7 U.S.C. 950aaa et seq.:  Provided, That such amount 
is designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                       Food and Nutrition Service

                      commodity assistance program

    For an additional amount for ``Commodity Assistance Program'', for 
the emergency food assistance program as authorized by section 27(a) of 
the Food and Nutrition Act of 2008 (7 U.S.C. 2036(a)) and section 
204(a)(1) of the Emergency Food Assistance Act of 1983 (7 U.S.C. 
7508(a)(1)), $450,000,000, to remain available through September 30, 
2021, to prevent, prepare for, and respond to coronavirus:  Provided, 
That of the funds made available, the Secretary may use up to 
$200,000,000 for costs associated with the distribution of commodities: 
 Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                      Foreign Agricultural Service

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', $4,000,000, 
to prevent, prepare for, and respond to coronavirus:  Provided, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                DEPARTMENT OF HEALTH AND HUMAN SERVICES

                      Food and Drug Administration

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', 
$80,000,000, to remain available until expended, to prevent, prepare 
for, and respond to coronavirus, for efforts on potential medical 
product shortages, enforcement work against counterfeit or misbranded 
products, work on Emergency Use Authorizations, pre- and post-market 
work on medical countermeasures, therapies, vaccines and research, and 
related administrative activities:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                     GENERAL PROVISIONS--THIS TITLE

    Sec. 10101.  For an additional amount for grants under the pilot 
program established under section 779 of Public Law 115-141, to 
prevent, prepare for, and respond to coronavirus, $258,000,000, to 
remain available until September 30, 2021:  Provided, That at least 90 
percent of the households to be served by a project receiving a grant 
shall be in a rural area without sufficient access to broadband:  
Provided further, That for purposes of such pilot program, a rural area 
without sufficient access to broadband shall be defined as 10 Mbps 
downstream and 1 Mbps upstream, and such definition shall be 
reevaluated and redefined, as necessary, on an annual basis by the 
Secretary of Agriculture:  Provided further, That an entity to which a 
grant is made under the pilot program shall not use a grant to 
overbuild or duplicate broadband expansion efforts made by any entity 
that has received a broadband loan from the Rural Utilities Service:  
Provided further, That priority consideration for grants shall be given 
to previous applicants now eligible as a result of adjusted eligibility 
requirements:  Provided further, That not more than three percent of 
the funds made available in this paragraph may be used for 
administrative costs to carry out the program:  Provided further, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.
    Sec. 10102.  The first amount under ``Child Nutrition Programs'' in 
Division B of the Further Consolidated Appropriations Act, 2020 (P.L. 
116-94) is amended by striking ``$23,615,098,000'' and inserting 
``$32,615,098,000''.
    Sec. 10103.  The matter under the heading ``Supplemental Nutrition 
Assistance Program'' in division B of the Further Consolidated 
Appropriations Act, 2020 (Public Law 116-94) is amended by inserting 
before ``: Provided,'' the following: ``and for an additional amount, 
such sums as may be necessary to remain available through September 30, 
2022, which shall be placed in reserve for use only in such amounts and 
at such times as may become necessary to carry out program 
operations''.
    Sec. 10104.  For an additional amount for ``Supplemental Nutrition 
Assistance Program'', to supplement funds otherwise available for the 
Food Distribution Program on Indian Reservations, $100,000,000, to 
remain available through September 30, 2021, to prevent, prepare for, 
and respond to coronavirus:  Provided, That of the total amount 
available, $50,000,000 is for administrative expenses, including 
facility improvements and equipment upgrades, and $50,000,000 is for 
the costs relating to additional food purchases:  Provided further, 
That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.
    Sec. 10105.  In addition to amounts otherwise made available, 
$200,000,000, to remain available through September 30, 2021, to 
prevent, prepare for, and respond to coronavirus, shall be available 
for the Secretary of Agriculture to provide grants to the Commonwealth 
of the Northern Mariana Islands, Puerto Rico, and American Samoa for 
nutrition assistance:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.
    Sec. 10106.  The Secretary may extend the term of a marketing 
assistance loan authorized by section 1201 of the Agricultural Act of 
2014 (7 U.S.C. 9033) for any loan commodity to 12 months:  Provided, 
That the authority made available pursuant to this section shall expire 
on September 30, 2020:  Provided further, That amounts made available 
by this section are designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.
    Sec. 10107.  Notwithstanding any other provision of law, funds made 
available under each heading in this title shall only be used for the 
purposes specifically described under that heading.

       TITLE II--COMMERCE, JUSTICE, SCIENCE, AND RELATED AGENCIES

                         DEPARTMENT OF COMMERCE

                  Economic Development Administration

                economic development assistance programs

                     (including transfers of funds)

    For an additional amount for ``Economic Development Assistance 
Programs'' for necessary expenses related to responding to economic 
injury as a result of coronavirus, $2,000,000,000, to remain available 
until September 30, 2022: Provided, That such amount shall be for 
economic adjustment assistance as authorized by section 209 of the 
Public Works and Economic Development Act of 1965 (42 U.S.C. 3149): 
Provided further, That within the amount appropriated, up to 2 percent 
of funds appropriated in this paragraph may be transferred to 
``Salaries and Expenses'' for administration and oversight activities: 
Provided further, That the Secretary of Commerce is authorized to 
appoint and fix the compensation of such temporary personnel as may be 
necessary to implement the requirements under this heading, without 
regard to the provisions of title 5, United States Code, governing 
appointments in competitive service: Provided further, That the 
Secretary of Commerce is authorized to appoint such temporary 
personnel, after serving continuously for 2 years, to positions in the 
Economic Development Administration in the same manner that competitive 
service employees with competitive status are considered for transfer, 
reassignment, or promotion to such positions, and an individual 
appointed under this proviso shall become a career-conditional 
employee, unless the employee has already completed the service 
requirements for career tenure: Provided further, That within the 
amount appropriated in this paragraph, $4,000,000 shall be transferred 
to ``Office of Inspector General'' for carrying out investigations and 
audits related to the funding provided under this heading: Provided 
further, That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                  Minority Business Development Agency

                     minority business development

    For an additional amount for ``Minority Business Development'' for 
necessary expenses for the Business Centers and Specialty Centers, 
including any cost sharing requirements that may exist, for assisting 
minority business enterprises to prevent, prepare for, and respond to 
coronavirus, including identifying and accessing local, State, and 
Federal government assistance related to such virus, $15,000,000, to 
remain available until September 30, 2021: Provided, That such amount 
is designated by Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

             National Institute of Standards and Technology

             scientific and technical research and services

    For an additional amount for ``Scientific and Technical Research 
and Services'' for necessary expenses to prevent, prepare for, and 
respond to coronavirus, $6,000,000, to remain available until September 
30, 2021, including for measurement science to support testing for such 
virus (or viral strains mutating therefrom) and biomanufacturing: 
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                     industrial technology services

    For an additional amount for ``Industrial Technology Services'' for 
necessary expenses, $75,000,000, to remain available until September 
30, 2021, of which $50,000,000 shall be for the Hollings Manufacturing 
Extension Partnership to assist manufacturers to prevent, prepare for, 
and respond to coronavirus, and of which $25,000,000 shall be for the 
National Network for Manufacturing Innovation (also known as 
``Manufacturing USA'') to support development and manufacturing of 
medical countermeasures and biomedical equipment and supplies: 
Provided, That none of the funds provided under this heading shall be 
subject to cost share requirements under 15 U.S.C. 278k(e)(2) or 15 
U.S.C. 278s(e)(7)(A): Provided further, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

            National Oceanic and Atmospheric Administration

                  operations, research, and facilities

    For an additional amount for ``Operations, Research, and 
Facilities'' for necessary expenses to prevent, prepare for, and 
respond to coronavirus, $33,200,000, to remain available until 
September 30, 2021: Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                         DEPARTMENT OF JUSTICE

                         Federal Prison System

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', 
$100,000,000, to remain available until September 30, 2021, for 
necessary expenses to prevent, prepare for, and respond to coronavirus, 
including for maintaining correctional operations, including overtime 
costs, temporary facilities, purchase and rental of equipment, medical 
services and supplies, and emergency preparedness: Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

               State and Local Law Enforcement Activities

                    office on violence against women

       violence against women prevention and prosecution programs

    For an additional amount for ``Violence Against Women Prevention 
and Prosecution Programs'', $300,000,000, to remain available until 
expended, of which--
            (1) $100,000,000 is for grants to combat violence against 
        women, as authorized by part T of the Omnibus Crime Control and 
        Safe Streets Acts of 1968;
            (2) $25,000,000 is for transitional housing assistance 
        grants for victims of domestic violence, dating violence, 
        stalking, or sexual assault as authorized by section 40299 of 
        the Violent Crime Control and Law Enforcement Act of 1994 
        (``1994 Act'');
            (3) $100,000,000 is for sexual assault victims assistance, 
        as authorized by section 41601 of the 1994 Act;
            (4) $25,000,000 is for rural domestic violence and child 
        abuse enforcement assistance grants, as authorized by section 
        40295 of the 1994 Act;
            (5) $25,000,000 is for legal assistance for victims, as 
        authorized by section 1201 of the Victims of Trafficking and 
        Violence Protection Act of 2000 (Public Law 106-386; ``2000 
        Act''); and
            (6) $25,000,000 is for grants to support families in the 
        justice system, as authorized by section 1301 of the 2000 Act:
  Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

               state and local law enforcement assistance

    For an additional amount for ``State and Local Law Enforcement 
Assistance'', $1,000,000,000, to remain available until September 30, 
2021, to prevent, prepare for, and respond to coronavirus, including 
for the purchase of personal protective equipment, for the Edward Byrne 
Memorial Justice Assistance Grant program as authorized by subpart 1 of 
part E of title I of the Omnibus Crime Control and Safe Streets Acts of 
1968 (``1968 Act''), (except that the allocation provisions under 
sections 505(a) through (e) and the special rules for Puerto Rico under 
section 505(g), and section 1001(c), of the 1968 Act, shall not apply 
for purposes of this Act), to be distributed in relative proportion to 
fiscal year 2016 allocations: Provided, That awards made using amounts 
provided in this paragraph shall be made only with the same 
requirements, conditions, compliance, and certification as fiscal year 
2016: Provided further, That such amount is designated by the Congress 
as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                       juvenile justice programs

    For an additional amount for ``Juvenile Justice Programs'', 
$100,000,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus, of which $75,000,000 shall be 
for programs authorized by section 221 of the Juvenile Justice and 
Delinquency Prevention Act of 1974 (``the 1974 Act''), and $25,000,000 
for delinquency prevention, as authorized by section 261 of the 1974 
Act: Provided, That such amount is designated by the Congress as being 
for an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                                SCIENCE

             National Aeronautics and Space Administration

                 safety, security and mission services

    For an additional amount for ``Safety, Security and Mission 
Services'', $100,000,000, to remain available until September 30, 2021, 
to prevent, prepare for, and respond to coronavirus: Provided, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

       construction and environmental compliance and restoration

    For an additional amount for ``Construction and Environmental 
Compliance and Restoration'', $100,000,000, to remain available until 
September 30, 2021, to prevent, prepare for, and respond to 
coronavirus: Provided, That such amount is designated by the Congress 
as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                      National Science Foundation

                    research and related activities

    For an additional amount for ``Research and Related Activities'', 
$100,000,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus, domestically and 
internationally, including to fund research grants and other necessary 
expenses: Provided, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                 agency operations and award management

    For an additional amount for ``Agency Operations and Award 
Management'', $2,000,000, to prevent, prepare for, and respond to 
coronavirus, domestically and internationally, including to administer 
research grants and other necessary expenses: Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                            RELATED AGENCIES

                       Legal Services Corporation

               payment to the legal services corporation

    For an additional amount for ``Payment to the Legal Services 
Corporation'' to carry out the purposes of the Legal Services 
Corporation Act by providing for necessary expenses to prevent, prepare 
for, and respond to coronavirus, $100,000,000, to remain available 
until September 30, 2021: Provided, That none of the funds appropriated 
in this Act to the Legal Services Corporation shall be expended for any 
purpose prohibited or limited by, or contrary to any of the provisions 
of, sections 501, 502, 503, 504, 505, and 506 of Public Law 105-119, 
and all funds appropriated in this Act to the Legal Services 
Corporation shall be subject to the same terms and conditions set forth 
in such sections, except that all references in sections 502 and 503 to 
1997 and 1998 shall be deemed to refer instead to 2020 and 2021, 
respectively, and except that sections 501 and 503 of Public Law 104-
134 (referenced by Public Law 105-119) shall not apply to the amount 
made available under this heading: Provided further, That for the 
purposes of this Act, the Legal Services Corporation shall be 
considered an agency of the United States Government: Provided further, 
That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                     GENERAL PROVISIONS--THIS TITLE

    Sec. 10201. (a) Amounts provided by the Department of Commerce 
Appropriations Act, 2020, for the Hollings Manufacturing Extension 
Partnership under the heading ``National Institute of Standards and 
Technology--Industrial Technology Services'' shall not be subject to 
cost share requirements under 15 U.S.C. 278k(e)(2).
    (b) Subsection (a) shall not apply to the extent that a 
Manufacturing Extension Partnership Center receives funding from a 
State that is conditioned upon the application of a Federal cost 
sharing requirement to the Center.
    Sec. 10202. (a) Funds appropriated in this title for the National 
Science Foundation may be made available to restore amounts, either 
directly or through reimbursement, for obligations incurred by the 
National Science Foundation for research grants and other necessary 
expenses to prevent, prepare for, and respond to coronavirus, 
domestically or internationally, prior to the date of enactment of this 
Act.
    (b) Grants or cooperative agreements made by the National Science 
Foundation under this title, to carry out research grants and other 
necessary expenses to prevent, prepare for, and respond to coronavirus, 
domestically or internationally, shall include amounts to reimburse 
costs for these purposes incurred between January 20, 2020, and the 
date of issuance of such grants or agreements.
    Sec. 10203. (a)(1) Section 110(b)(2)(C) of the Family and Medical 
Leave Act of 1993 (as added by division C of the Families First 
Coronavirus Response Act) and section 5110(5)(C) of the Families First 
Coronavirus Response Act (relating to varying schedule hours 
calculation) shall not apply to the Bureau of the Census regarding any 
employee hired pursuant to section 23(c) of title 13, United States 
Code.
            (2) Any such employee shall be entitled to 40 hours of paid 
        leave under division E of the Families First Coronavirus 
        Response Act.
    (b) With respect to any temporary employee of the Bureau of the 
Census, including any employee hired pursuant to section 23(c) of title 
13, United States Code, the Bureau may classify any leave provided by 
the Bureau pursuant to the amendments made by division C of the 
Families First Coronavirus Response Act or division E of such Act to 
such an employee (based on such employee's status as an employee of the 
Bureau) as any leave category necessary to comport with the Bureau's 
leave system.
    Sec. 10204.  Notwithstanding any other provision of law, funds made 
available under each heading in this title shall only be used for the 
purposes specifically described under that heading.

                    TITLE III--DEPARTMENT OF DEFENSE

                         DEPARTMENT OF DEFENSE

                           Military Personnel

                        military personnel, army

    For an additional amount for Military Personnel, Army, $37,900,000, 
for necessary expenses to prevent, prepare for, and respond to 
coronavirus:  Provided, That such amount is designated by the Congress 
as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                        military personnel, navy

    For an additional amount for Military Personnel, Navy, $37,900,000, 
for necessary expenses to prevent, prepare for, and respond to 
coronavirus:  Provided, That such amount is designated by the Congress 
as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                    military personnel, marine corps

    For an additional amount for Military Personnel, Marine Corps, 
$9,900,000, for necessary expenses to prevent, prepare for, and respond 
to coronavirus:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                     military personnel, air force

    For an additional amount for Military Personnel, Air Force, 
$37,900,000, for necessary expenses to prevent, prepare for, and 
respond to coronavirus:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                     national guard personnel, army

    For an additional amount for National Guard Personnel, Army, 
$804,529,000, for necessary expenses to prevent, prepare for, and 
respond to coronavirus:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                  national guard personnel, air force

    For an additional amount for National Guard Personnel, Air Force, 
$402,063,000, for necessary expenses to prevent, prepare for, and 
respond to coronavirus:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                       Operation and Maintenance

                    operation and maintenance, army

    For an additional amount for ``Operation and Maintenance, Army'', 
$105,300,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                    operation and maintenance, navy

    For an additional amount for ``Operation and Maintenance, Navy'', 
$568,408,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                operation and maintenance, marine corps

    For an additional amount for ``Operation and Maintenance, Marine 
Corps'', $70,000,000, to remain available until September 30, 2021, to 
prevent, prepare for, and respond to coronavirus:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                  operation and maintenance, air force

    For an additional amount for ``Operation and Maintenance, Air 
Force'', $154,000,000, to remain available until September 30, 2021, to 
prevent, prepare for, and respond to coronavirus:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                operation and maintenance, defense-wide

    For an additional amount for ``Operation and Maintenance, Defense-
Wide'', $927,800,000, to remain available until September 30, 2021, to 
prevent, prepare for, and respond to coronavirus:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                operation and maintenance, army reserve

    For an additional amount for ``Operation and Maintenance, Army 
Reserve'', $48,000,000, to remain available until September 30, 2021, 
to prevent, prepare for, and respond to coronavirus:  Provided, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

             operation and maintenance, army national guard

    For an additional amount for ``Operation and Maintenance, Army 
National Guard'', $194,002,000, to remain available until September 30, 
2021, to prevent, prepare for, and respond to coronavirus:  Provided, 
That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

             operation and maintenance, air national guard

    For an additional amount for ``Operation and Maintenance, Air 
National Guard'', $79,406,000, to remain available until September 30, 
2021, to prevent, prepare for, and respond to coronavirus:  Provided, 
That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                              Procurement

                    defense production act purchases

    For an additional amount for ``Defense Production Act Purchases'', 
$500,000,000 to remain available until September 30, 2022, to prevent, 
prepare for, and respond to coronavirus:  Provided, That the Secretary 
of Defense may waive the requirements of 50 U.S.C. 5433(a)(6) on a 
case-by-case basis upon three days prior written notification to the 
Committees on Appropriations and Banking, Housing, and Urban Affairs of 
the Senate, and the Committees on Appropriations and Financial Services 
of the House of Representatives.  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                  Other Department of Defense Programs

                         defense health program

    For an additional amount for ``Defense Health Program'', 
$3,805,500,000, to prevent, prepare for, and respond to coronavirus; of 
which $3,561,500,000 shall be for operation and maintenance to remain 
available until September 30, 2020; and of which $244,000,000, to 
remain available for obligation until September 30, 2021, shall be for 
research, development, test and evaluation:  Provided, That such amount 
is designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                     General Provisions--This Title

    Sec. 10301.  Notwithstanding any other provision of law, funds made 
available under each heading in this title shall only be used for the 
purposes specifically described under that heading.
    Sec. 10302.  Upon the determination of the Secretary of Defense 
that such action is necessary in the national interest, the Secretary 
may transfer up to $500,000,000 between the appropriations or funds 
made available to the Department of Defense for expenses relating to 
the use of the National Guard in response to coronavirus: Provided, 
That such funds may only be transferred among military personnel and 
operation and maintenance accounts for the National Guard provided for 
in this title: Provided further, That the Secretary shall notify the 
Congress promptly of each transfer made pursuant to the authority in 
this section: Provided further, That the authority provided in this 
section is in addition to any other transfer authority available to the 
Department of Defense and is subject to the same terms and conditions 
as the authority provided in section 8005 of the Department of Defense 
Appropriations Act, 2020: Provided further, That the transfer authority 
in sections 8005 and 9002 of the Department of Defense Appropriations 
Act, 2020, shall not apply to amounts appropriated or otherwise made 
available in this title.
    Sec. 10303.  Notwithstanding section 2208(l)(3) of title 10, United 
States Code, during fiscal year 2020, the amount of advance billings 
rendered or imposed by Defense working capital funds may exceed 
$1,000,000,000. In the preceding sentence, the term ``advance billing'' 
has the meaning given the term in section 2208(l)(4) of such title.

      TITLE IV--ENERGY AND WATER DEVELOPMENT AND RELATED AGENCIES

                       CORPS OF ENGINEERS--CIVIL

                         DEPARTMENT OF THE ARMY

                       Corps of Engineers--Civil

                       operation and maintenance

    For an additional amount for ``Operation and Maintenance'', 
$50,000,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                                expenses

    For an additional amount for ``Expenses'', $20,000,000, to remain 
available until September 30, 2021, to prevent, prepare for, and 
respond to coronavirus:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                       DEPARTMENT OF THE INTERIOR

                         Bureau of Reclamation

                      water and related resources

                     (including transfer of funds)

    For an additional amount for ``Water and Related Resources'', 
$12,500,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus:  Provided, That $500,000 of 
the funds provided under this paragraph shall be transferred to the 
Central Utah Project Completion Account to prevent, prepare for, and 
respond to coronavirus:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                       policy and administration

    For an additional amount for ``Policy and Administration'', 
$8,100,000, to remain available until September 30, 2021, for necessary 
expenses to prevent, prepare for, and respond to coronavirus:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                          DEPARTMENT OF ENERGY

                            ENERGY PROGRAMS

                                Science

    For an additional amount for ``Science'', $99,500,000, to remain 
available until September 30, 2021, to prevent, prepare for, and 
respond to coronavirus, for necessary expenses related to providing 
support and access to scientific user facilities in the Office of 
Science, including equipment, enabling technologies, and personnel 
associated with the operations of those scientific user facilities:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                      Departmental Administration

                     (including transfer of funds)

    For an additional amount for ``Departmental Administration'', 
$28,000,000, to remain available until September 30, 2021, for 
necessary expenses related to supporting remote access for personnel to 
prevent, prepare for, and respond to coronavirus:  Provided, That funds 
appropriated under this paragraph in this Act may be transferred to, 
and merged with, other appropriation accounts of the Department of 
Energy for necessary expenses related to supporting remote access for 
personnel to prevent, prepare for, and respond to coronavirus:  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                          INDEPENDENT AGENCIES

                     Nuclear Regulatory Commission

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', $3,300,000, 
to remain available until September 30, 2021, to prevent, prepare for, 
and respond to coronavirus:  Provided, That the amount provided in this 
paragraph shall not be derived from fee revenues notwithstanding 42 
U.S.C. 2214:  Provided further, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                     GENERAL PROVISIONS--THIS TITLE

    Sec. 10401.  Notwithstanding any other provision of law, funds made 
available under each heading in this title shall only be used for the 
purposes specifically described under that heading.
    Sec. 10402.  Funds appropriated in this title may be made available 
to restore amounts, either directly or through reimbursement, for 
obligations incurred for the same purposes to prevent, prepare for, and 
respond to coronavirus prior to the date of enactment of this Act.
    Sec. 10403.  Notwithstanding any other provision of law, and 
subject to the availability of appropriations, the Secretary of Energy, 
or designee, may include in or modify the terms and conditions of any 
Department of Energy contract, or other agreement, to authorize the 
Department to reimburse any contractor paid leave the contractor 
provides to its employees as the Secretary deems necessary to ensure 
the effective response to a declared national emergency or pandemic 
event. Such authority shall apply only to a contractor whose employees 
cannot perform work on a federally owned or leased facility or site due 
to Federal Government directed closures or other restrictions, and who 
cannot telework because their job duties cannot be performed remotely. 
As determined by the Secretary, or designee, this authority also shall 
apply to subcontractors:  Provided, That amounts provided by this 
section are designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

           TITLE V--FINANCIAL SERVICES AND GENERAL GOVERNMENT

                       DEPARTMENT OF THE TREASURY

                          Departmental Offices

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', 
$100,000,000 to remain available until expended, for the necessary 
expenses to establish and support a Coronavirus Accountability and 
Transparency Committee to conduct oversight of funds provided in this 
Act in order to monitor spending, provide transparency to the public, 
and help prevent fraud, waste, and abuse:  Provided, That not less 
frequently than monthly, and until all such funds are expended, the 
Secretary of the Treasury shall publish on a dedicated portion of the 
website established under section 2 of the Federal Funding 
Accountability and Transparency Act of 2006 (31 U.S.C. 6101 note), for 
any funds made available to or expended by a Federal agency or 
component of a Federal agency that were provided in Public Law 116-123, 
Public Law 116-127, or in the Take Responsibility for Workers and 
Families Act--
            (1) for each appropriations account, including an expired 
        or unexpired appropriations account, the amount--
                    (A) of budget authority appropriated;
                    (B) that is obligated;
                    (C) of unobligated balances; and
                    (D) of any other budgetary resources;
            (2) from which accounts and in what amount--
                    (A) appropriations are obligated for each program 
                activity; and
                    (B) outlays are made for each program activity;
            (3) from which accounts and in what amount--
                    (A) appropriations are obligated for each object 
                class; and
                    (B) outlays are made for each object class; and
            (4) for each program activity, the amount--
                    (A) obligated for each object class; and
                    (B) of outlays made for each object class.
          Provided further, That the information required to be 
        published pursuant to the preceding proviso shall be published 
        in such a format that allows such information to be sorted by 
        the public law that provided the relevant obligational 
        authority:  Provided further, That such amounts are designated 
        by the Congress as being for an emergency requirement pursuant 
        to section 251(b)(2)(A)(i) of the Balanced Budget and Emergency 
        Deficit Control Act of 1985.

   community development financial institutions fund program account

    For an additional amount for ``Community Development Financial 
Institutions Fund Program Account'', $200,000,000, to remain available 
until September 30, 2020, to promote economic recovery due to the 
impact of coronavirus through financial assistance and technical 
assistance under subparagraphs (A) and (B) of section 108(a)(1), 
respectively, of Public Law 103-325 (12 U.S.C. 4707(a)(1)(A) and (B)), 
except that subsections (d) and (e) of section 108 of Public Law 103-
325 shall not apply to the provision of such financial assistance and 
technical assistance:  Provided, That up to $10,000,000 may be 
transferred to and merged with ``Administrative Expenses'' for 
administrative expenses to carry out financial assistance and technical 
assistance:  Provided further, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                        Internal Revenue Service

                           taxpayer services

    For an additional amount for ``Taxpayer Services'', $236,000,000, 
to remain available until September 30, 2021, to prevent, prepare for, 
and respond to coronavirus:  Provided, That not later than 30 days 
after the date of the enactment of this Act, the Commissioner of the 
Internal Revenue Service shall submit to the Committees on 
Appropriations of the House of Representatives and the Senate a spend 
plan for such funds:  Provided further, That such amounts are 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                              enforcement

    For an additional amount for ``Enforcement'', $42,000,000, to 
remain available until September 30, 2021, to prevent, prepare for, and 
respond to coronavirus:  Provided, That not later than 30 days after 
the date of the enactment of this Act, the Commissioner of the Internal 
Revenue Service shall submit to the Committees on Appropriations of the 
House of Representatives and the Senate a spend plan for such funds:  
Provided further, That such amounts are designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                           operations support

    For an additional amount for ``Operations Support'', $324,000,000, 
to remain available until September 30, 2021, to prevent, prepare for, 
and respond to coronavirus:  Provided, That not later than 30 days 
after the date of the enactment of this Act, the Commissioner of the 
Internal Revenue Service shall submit to the Committees on 
Appropriations of the House of Representatives and the Senate a spend 
plan for such funds:  Provided further, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

          Administrative Provisions--Internal Revenue Service

                     (including transfer of funds)

    Sec. 10501.  In addition to the authority provided in section 101 
of title I of division C of Public Law 116-93, the funds provided to 
the Internal Revenue Service in this Act may be transferred among 
accounts of the Internal Revenue Service to prevent, prepare for, and 
respond to coronavirus. On the date of any such transfer, the 
Commissioner shall notify the Committees on Appropriations of the House 
of Representatives and Senate of such transfer.

                             THE JUDICIARY

                 The Supreme Court of the United States

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', $500,000, 
to remain available until September 30, 2020, for necessary expenses to 
prevent, prepare for, and respond to coronavirus:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

    Courts Of Appeals, District Courts, And Other Judicial Services

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', $6,000,000 
to remain available until September 30, 2020, for necessary expenses to 
prevent, prepare for, and respond to coronavirus:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                           defender services

    For an additional amount for ``Defender Services'', $1,000,000, to 
remain available until September 30, 2020, to prevent, prepare for, and 
respond to coronavirus:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                          DISTRICT OF COLUMBIA

                             Federal Funds

   federal payment for emergency planning and security costs in the 
                          district of columbia

    For an additional amount for the ``Federal Payment for Emergency 
Planning and Security Costs in the District of Columbia'' for the 
Federal payment of necessary expenses, as determined by the Mayor of 
the District of Columbia in written consultation with the elected 
county or city officials of surrounding jurisdictions, $11,000,000, to 
remain available until September 30, 2020, to prevent, prepare for, and 
respond to coronavirus:  Provided, That such amounts are designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                          INDEPENDENT AGENCIES

                    Election Assistance Commissions

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', $5,000,000, 
to assist States with contingency planning, preparation, and resilience 
of elections for Federal office: Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                     election administration grants

    For an additional amount for payments by the Election Assistance 
Commission to States for contingency planning, preparation, and 
resilience of elections for Federal office, $4,000,000,000 to remain 
available until September 30, 2021:  Provided, That under this heading 
the term ``State'' means each of the 50 States, the District of 
Columbia, the Commonwealth of Puerto Rico, Guam, American Samoa, the 
United States Virgin Islands, and the Commonwealth of the Northern 
Mariana Islands: Provided further, That the amount of the payments made 
to a State under this heading shall be consistent with section 103 of 
the Help America Vote Act of 2002 (52 U.S.C. 20903):  Provided further, 
That for the purposes of the preceding proviso, each reference to 
``$5,000,000'' in section 103 shall be deemed to refer to 
``$7,500,000'':  Provided further, That not less than 50 percent of the 
amount of the payment made to a State under this heading shall be 
allocated in cash or in kind to the units of local government which are 
responsible for the administration of elections for Federal office in 
the State:  Provided further, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                   Federal Communications Commission

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', 
$200,000,000, to remain available until September 30, 2020, to prevent, 
prepare for, and respond to coronavirus by providing to health care 
providers telecommunications services, information services, and 
devices necessary to enable the provision of telehealth services during 
an emergency period, as defined in section 1135(g)(1) of the Social 
Security Act (42 U.S.C. 1320b-5(g)(1)):  Provided, That the Federal 
Communications Commission may rely on the rules of the Commission under 
part 54 of title 47, Code of Federal Regulations, in administering such 
amount if the Commission determines that such administration is in the 
public interest and upon the advance notification of the Committees on 
Appropriations of the House of Representatives and the Senate:  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                      emergency connectivity fund

    For an additional amount for the ``Emergency Connectivity Fund'', 
as authorized under title II of division U of the Take Responsibility 
for Workers and Families Act, for the provision of Wi-fi hotspots and 
connected devices to schools and libraries, $2,000,000,000, to remain 
available until September 30, 2021:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                 emergency broadband connectivity fund

    For an additional amount for the ``Emergency Broadband Connectivity 
Fund'', as authorized under title III of division U of the Take 
Responsibility for Workers and Families Act, for the provision of an 
emergency lifeline broadband benefit, $1,000,000,000, to remain 
available until September 30, 2021:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                    General Services Administration

                        real property activities

                         federal buildings fund

                          building operations

    For an additional amount, to be deposited in the ``Federal 
Buildings Fund'', $275,000,000, to remain available until expended, to 
prevent, prepare for, and respond to coronavirus:  Provided, That such 
funds may be used to reimburse costs incurred for the purposes provided 
under this heading:  Provided further, That amounts made available 
under this heading shall be in addition to any other amounts available 
for such purposes:  Provided further, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                     technology modernization fund

    For an additional amount for the ``Technology Modernization Fund'', 
$3,000,000,000, to remain available until September 20, 2022, for 
technology-related modernization activities to prevent, prepare for, 
and respond to coronavirus:  Provided, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

                     Office Of Personnel Management

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', 
$12,100,000, to prevent, prepare for, and respond to coronavirus:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                     Small Business Administration

                         economic injury grants

    For an additional amount for the cost of providing economic 
recovery grants for small businesses impacted by coronavirus as 
authorized by section 190009 of the Take Responsibility for Workers and 
Families Act, $100,000,000,000, to remain available until September 30, 
2021:  Provided, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                     disaster loans program account

    For an additional amount for the ``Disaster Loans Program Account'' 
for the cost of direct loans authorized by section 7(b) of the Small 
Business Act, including to carry out the requirements of section 190016 
of the Take Responsibility for Workers and Families Act (relating to 
economic injury disaster loan improvements), $25,739,000,000, to remain 
available until expended:  Provided, That up to $739,000,000 may be 
transferred to and merged with ``Small Business Administration--
Salaries and Expenses'':  Provided further, That for purposes of 
section 7(b)(2)(D) of the Small Business Act, coronavirus shall be 
deemed to be a disaster and amounts available under ``Disaster Loans 
Program Account'' for the cost of direct loans in any fiscal year may 
be used to make economic injury disaster loans under such section in 
response to the coronavirus:  Provided further, That none of the funds 
provided under this heading in this Act may be used for indirect 
administrative expenses:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985:  Provided further, That amounts 
repurposed under this heading that were previously designated by the 
Congress as an emergency requirement pursuant to the Balanced Budget 
and Emergency Deficit Control Act of 1985 are designated by the 
Congress as an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                       small business debt relief

    For an additional amount for the cost of loan debt relief as 
authorized by section 190011 of the Take Responsibility for Workers and 
Families Act, $16,800,000,000 to remain available until September 30, 
2021:  Provided, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                     business loans program account

    For an additional amount for ``Business Loans Program Account'', 
for the cost of direct loans and loan guarantees, $304,407,000,000, to 
remain available until expended, of which $7,000,000 shall be for the 
cost of direct loans, $299,400,000,000 shall be for the cost of payroll 
protection loans as authorized by section 190002(a) of the Take 
Responsibility for Workers and Families Act, and $5,000,000,000 shall 
be for the cost of guaranteed loans under section 503 of the Small 
Business Investment Act of 1958 and section 7(a) of the Small Business 
Act, including to carry out the requirements of section 190012 
(relating to temporary fee reductions), section 190013 (relating to 
guarantee amounts), and section 190014 (relating to maximum loan amount 
and program levels for 7(a) loans) of the Take Responsibility for 
Workers and Families Act: Provided further, That for the period of 
fiscal years 2020 through 2021, guarantees of trust certificates 
authorized by section 5(g) of the Small Business Act shall not exceed a 
principal amount of $60,000,000,000:  Provided, That for the period of 
fiscal years 2020 through 2021, commitments for general business loans 
authorized under section 7(a) of the Small Business Act shall not 
exceed $75,000,000,000:  Provided further, That amounts provide in this 
paragraph for the cost of guaranteed loans under section 7(a) of the 
Small Business Act are in addition to amounts otherwise available for 
the same purposes:  Provided further, That notwithstanding any other 
provision of law, no amounts made available under this heading shall be 
available for transfer to another budget account:  Provided further, 
That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                  entrepreneurial development programs

    For an additional amount for ``Entrepreneurial Development 
Programs'' as authorized under section 190003 of the Take 
Responsibility for Workers and Families Act, $265,000,000, to remain 
available until September 30, 2021, of which $240,000,000 shall be for 
grants to small business development centers:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                      office of inspector general

    For an additional amount for ``Office of Inspector General'' for 
carrying out the provisions of the Inspector General Act of 1978, 
$25,000,000, to remain available until expended, for oversight and 
audit of programs, grants, and projects funded under this title: 
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', 
$775,000,000, to remain available until September 30, 2021, of which 
$50,000,000 shall be for marketing, management, and technical 
assistance under section 7(m) of the Small Business Act (15 U.S.C. 
636(m)(4)) by intermediaries that make microloans under the microloan 
program, and of which $25,000,000 shall be for resources and services 
in languages other than English, as authorized in section 190010 of the 
Take Responsibility for Workers and Families Act:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

        Administrative Provision--Small Business Administration

    Sec. 10502.  Notwithstanding section 7(b)(2)(D) of the Small 
Business Act, the Small Business Administration shall issue a disaster 
declaration for each State and territory for coronavirus.

                      United States Postal Service

                     payment to postal service fund

    For payment to the ``Postal Service Fund'', for revenue forgone due 
to the coronavirus pandemic, $25,000,000,000, to remain available until 
September 30, 2022:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                     GENERAL PROVISION--THIS TITLE

    Sec. 10503.  Notwithstanding any other provision of law, funds made 
available under each heading in this title shall only be used for the 
purposes specifically described under that heading.

                                TITLE VI

                    DEPARTMENT OF HOMELAND SECURITY

                         Management Directorate

                         operations and support

    For an additional amount for ``Operations and Support'', 
$178,000,000, for the purchase of personal protective equipment and 
related supplies for components of the Department of Homeland Security 
to prevent, prepare for, and respond to coronavirus:  Provided, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

               Transportation and Security Administration

                         operations and support

    For an additional amount for ``Operations and Support'', 
$100,000,000, to prevent, prepare for, and respond to coronavirus; of 
which $54,000,000 is for enhanced sanitation at airport security 
checkpoints; of which $26,000,000 is for overtime and travel costs for 
Transportation Security Officers; and of which $20,000,000 is for the 
purchase of explosive trace detection swabs:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                              Coast Guard

                         operations and support

    For an additional amount for ``Operations and Support'', 
$141,000,000, to prevent, prepare for, and respond to coronavirus 
through activation of Coast Guard Reserve personnel under section 12302 
of title 10, United States Code and for purchases to increase the 
capability and capacity of information technology systems and 
infrastructure to support telework and remote access:  Provided, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

            Cybersecurity and Infrastructure Security Agency

                         operations and support

    For an additional amount for ``Operations and Support'', 
$14,400,000, to prevent, prepare for, and respond to coronavirus 
through interagency critical infrastructure coordination and related 
activities:  Provided, That such amount is designated by the Congress 
as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                  Federal Emergency Management Agency

                         operations and support

    For an additional amount for ``Operations and Support'', 
$45,000,000, for facilities and information technology to prevent, 
prepare for, and respond to coronavirus:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                           federal assistance

    For an additional amount for ``Federal Assistance'', $200,000,000, 
for the emergency food and shelter program under title III of the 
McKinney-Vento Homeless Assistance Act (42 U.S.C. 11331 et seq.):  
Provided, That notwithstanding sections 315 and 316(b) of such Act, 
funds made available under this section shall be disbursed by the 
Emergency Food and Shelter Program National Board not later than 30 
days after the date on which such funds become available:  Provided 
further, That such funds may be used to reimburse jurisdictions or 
local recipient organizations for costs incurred in providing services 
on or after January 1, 2020:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.
    For an additional amount for ``Federal Assistance'', to supplement 
funds otherwise available for the ``Assistance to Firefighters Grants'' 
$100,000,000, to remain available until September 30, 2021, for the 
purchase of personal protective equipment and related supplies to 
prevent, prepare for, and respond to coronavirus:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                          disaster relief fund

    For an additional amount for ``Disaster Relief Fund'', 
$2,000,000,000, to remain available until expended:  Provided, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                     General Provisions--This Title

    Sec. 10601.  Notwithstanding any other provision of law, funds made 
available under each heading in this title, except for ``Federal 
Emergency Management Agency--Disaster Relief Fund'', shall only be used 
for the purposes specifically described under that heading.
    Sec. 10602. (a) Assistance provided under the emergency declaration 
issued by the President on March 13, 2020, pursuant to section 501(b) 
of the Robert T. Stafford Disaster Relief and Emergency Assistance Act 
(42 U.S.C. 5121-5207), and under any subsequent major declaration under 
section 401 of such Act that supersedes such emergency declaration, 
shall be at a 100 percent Federal cost share.
    (b) Amounts repurposed under this section that were previously 
designated by the Congress, respectively, as an emergency requirement 
or as being for disaster relief pursuant to the Balanced Budget and 
Emergency Deficit Control Act are designated by the Congress as being 
for an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985 or as being 
for disaster relief pursuant to section 251(b)(2)(D) of the Balanced 
Budget and Emergency Deficit Control Act of 1985.
    Sec. 10603.  Notwithstanding any other provision of law, any 
amounts appropriated for ``Department of Homeland Security--Federal 
Emergency Management Agency--Disaster Relief Fund'' in this Act are 
available only for the purposes for which they were appropriated.
    Sec. 10604. (a) For calendar year 2020 and calendar year 2021, any 
provision of law limiting the aggregate amount of premium pay or 
overtime payable on a biweekly or calendar year basis, or establishing 
an aggregate limitation on pay, shall not apply to any premium pay or 
overtime that is funded, either directly or through reimbursement, by 
the ``Federal Emergency Management Agency--Disaster Relief Fund'' 
related to an emergency or major disaster declared in calendar year 
2020.
    (b) Pay exempted from otherwise applicable limits under this 
section shall not cause the aggregate pay for the calendar year to 
exceed the rate of basic pay payable for a position at level II of the 
Executive Schedule under section 5313 of title 5, United States Code.
    (c) Notwithstanding any other provisions of law, an Executive 
agency shall not be liable for damages, fees, interests, or costs of 
any kind as a result of any delay occurring prior to the date of 
enactment of this Act in payments made pursuant to this section.
    (d) This section shall take effect as if enacted on December 31, 
2019.
    (e) Amounts repurposed under this section that were previously 
designated by the Congress, respectively, as an emergency requirement 
or as being for disaster relief pursuant to the Balanced Budget and 
Emergency Deficit Control Act are designated by the Congress as being 
for an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985 or as being 
for disaster relief pursuant to section 251(b)(2)(D) of the Balanced 
Budget and Emergency Deficit Control Act of 1985.
    Sec. 10605.  The Secretary of Homeland Security, under the 
authority granted under section 205(b) of the REAL ID Act of 2005 
(Public Law 109-13; 49 U.S.C. 30301 note) shall extend the deadline by 
which States are required to meet the driver license and identification 
card issuance requirements under section 202(a)(1) of such Act until 
not earlier than September 30, 2021.
    Sec. 10606. (a) For the emergency declared on March 13, 2020, by 
the President under section 501 of the Robert T. Stafford Disaster 
Relief and Emergency Assistance Act (42 U.S.C. 5191) the President may 
provide assistance for--
    (1) activities, costs, and purchases of State and local 
jurisdictions including--
            (A) activities eligible for assistance under sections 301, 
        415, 416, and 426 of the Robert T. Stafford Disaster Relief and 
        Emergency Assistance Act (42 U.S.C. 5141, 5182, 5183, 5189d);
            (B) backfill costs for first responders and other essential 
        employees who are ill or quarantined;
            (C) increased operating costs for essential government 
        services due to such emergency, including costs for 
        implementing continuity plans;
            (D) costs of providing guidance and information to the 
        public and for call centers to disseminate such guidance and 
        information;
            (E) costs associated with establishing virtual services;
            (F) costs for establishing and operating remote test sites;
            (G) training provided specifically in anticipation of or in 
        response to the event on which such emergency declaration is 
        predicated;
            (H) personal protective equipment and other critical 
        supplies for first responders; and
            (I) public health and medical supplies; and
    (2) activities and costs of nonprofit organizations including--
            (A) operating and equipment costs for blood donation 
        activities, including personnel costs; and
            (B) establishing and operating public call centers in 
        support of government operations, including personnel costs.
    (b) The activities specified in subsection (a) may also be eligible 
for assistance under any major disaster declared by the President under 
section 401 of such Act that supersedes the emergency declaration 
described in such subsection.
    (c) Nothing in this section shall be construed to make ineligible 
any assistance that would otherwise be eligible under section 502 of 
such Act.
    Sec. 10607. (a) During the public health emergency declared 
pursuant to section 319 of the Public Health Service Act (42 U.S.C. 
247d) with respect to the COVID-19 pandemic, the Secretary of Homeland 
Security, Secretary of State, Attorney General or Secretary of Labor, 
as appropriate, shall temporarily suspend or modify any procedural 
requirement with which an applicant, petitioner, or other person or 
entity must otherwise comply under the immigration laws, as defined in 
section 101(a)(17) of the Immigration and Nationality Act (8 U.S.C. 
1101(a)(17)), or any regulation pertaining thereto, when necessary to--
            (1) promote government efficiency;
            (2) ensure the timely and fair adjudication of applications 
        or petitions;
            (3) prevent hardship to applicants, petitioners, 
        beneficiaries, or other persons or entities, including by 
        granting automatic or other extensions or renewals when 
        necessary to protect individuals from lapses in status or work 
        authorization; or
            (4) protect the public interest.
    (b) Notwithstanding any other provision law, the requirements of 
chapter 5 of title 5, U.S. Code (commonly known as the Administrative 
Procedure Act), or any other law relating to rulemaking, information 
collection or publication in the Federal Register shall not apply to 
any action taken under the authority of this section.
    (c) Specific Authority for Expiring Statuses or Work 
Authorization.--Notwithstanding any provision of the Immigration and 
Nationality Act or any other provision of law, with respect to any 
alien whose status, whether permanent, temporary, or deferred, or 
employment authorization has expired within the 30 days preceding the 
date of the enactment of this act, or will expire by the later of one 
year from the date of enactment of this act or 90 days from the 
rescission of the March 13, 2020, Presidential Proclamation declaring a 
national emergency, the Secretary of Homeland Security shall 
automatically extend such status or work authorization for the same 
time period as the alien's status or work authorization.
    (d) The amounts made available by this section are designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985
    Sec. 10608. (a) Amounts provided for ``Coast Guard--Operations and 
Support'' in the Consolidated Appropriations Act, 2020 (Public Law 116-
93) may be available for pay and benefits of Coast Guard Yard and 
Vessel Documentation personnel, Non-Appropriated Funds personnel, and 
for Morale, Welfare and Recreation Programs.
    (b) Any amounts repurposed under subsection (a) that were 
previously designated by the Congress as an emergency requirement or as 
being for Overseas Contingency Operations/Global War on Terrorism 
pursuant to the Balanced Budget and Emergency Deficit Control Act of 
1985 are designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985 or as for Overseas 
Contingency Operations/Global War on Terrorism pursuant to section 
251(b)(2)(A)(ii) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

         TITLE VII--INTERIOR, ENVIRONMENT, AND RELATED AGENCIES



                       DEPARTMENT OF THE INTERIOR

                        Bureau of Indian Affairs

                      operation of indian programs

                     (including transfer of funds)

     For an additional amount for ``Operation of Indian Programs'', 
$453,000,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus, including to support public 
safety and justice programs, welfare and social service programs 
(including assistance to individuals), and for aid to Tribal 
governments:  Provided, That of such sums, funds may be used for 
executive direction to carry out cleaning of facilities, to purchase 
personal protective equipment, and to obtain information technology:  
Provided further, That the limitation on welfare assistance funds 
included in the matter preceding the first proviso under this heading 
in the Further Consolidated Appropriations Act, 2020 (Public Law 116-
94) shall not apply to amounts provided for such programs in this 
paragraph:  Provided further, That assistance received hereunder shall 
not be included in the calculation of funds received by those Tribal 
governments who participate in the ``Small and Needy'' program:  
Provided further, That amounts provided under this heading in this Act 
may be made available for distribution through Tribal priority 
allocations for Tribal response and capacity building activities 
related to the purposes identified under this heading in this Act:  
Provided further, That such amounts, if transferred to Tribes and 
Tribal organizations under the Indian Self-Determination and Education 
Assistance Act: (1) will be transferred on a one-time basis, (2) are 
non-recurring funds that are not part of the amount required by 25 
U.S.C. 5325, and (3) may only be used for the purposes identified under 
this heading in this Act, notwithstanding any other provision of law:  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                       Bureau of Indian Education

                 operation of indian education programs

    For an additional amount for ``Operation of Indian Education 
Programs'', $69,000,000, to remain available until September 30, 2021, 
to prevent, prepare for, and respond to coronavirus, including, in 
addition to amounts otherwise available, support for Tribally-
Controlled Colleges and Universities, salaries, transportation, and 
information technology:  Provided, That of the amounts provided in this 
paragraph, not less than $20,000,000 shall be for Tribally-Controlled 
Colleges and Universities:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                          Departmental Offices

                        Office of the Secretary

                        departmental operations

                     (including transfers of funds)

    For an additional amount for ``Departmental Operations'' for 
necessary expenses to prevent, preapre for, and respond to coronavirus, 
$158,400,000, to remain available until September 30, 2021:  Provided, 
That the amounts made available in this paragraph shall be used to 
absorb increased operational costs associated with the coronavirus 
outbreak including but not limited to: purchase of equipment and 
supplies to disinfect and clean buildings and public areas, support law 
enforcement and emergency management operations, biosurveillance of 
wildlife and environmental persistence studies, employee overtime and 
special pay expenses, and for other response, mitigation, or recovery 
activities associated with the coronavirus outbreak:  Provided further, 
That the amounts made available by this paragraph may be transferred 
between the Office of the Secretary and any Department of the Interior 
component bureau or office that received funding in division D of the 
Further Consolidated Appropriations Act, 2020 (Public Law 116-94):  
Provided further, That concurrent with any such transfer the Secretary 
shall notify the House and Senate Committees on Appropriations in 
writing and provide a detailed description of and justification for 
each transfer:  Provided further, That as soon as practicable after the 
date of enactment of this Act, the Secretary shall transfer $1,000,000 
to the Office of the Inspector General, ``Salaries and Expenses'' 
account for oversight activities related to the implementation of 
programs, activities, or projects funded herein:  Provided further, 
That expenditure of amounts made available herein may be made through 
direct expenditure or cooperative agreement:  Provided further, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                            Insular Affairs

    For an additional amount for ``Assistance to Territories'', 
$55,000,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus, domestically or 
internationally, for territorial assistance, specifically for general 
technical assistance:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.



                    ENVIRONMENTAL PROTECTION AGENCY

                         Science and Technology

    For an additional amount for ``Science and Technology'', 
$2,250,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus, of which $750,000 shall be for 
necessary expenses for cleaning and disinfecting equipment or 
facilities of, or for use by, the Environmental Protection Agency, and 
$1,500,000 shall be for research on methods to reduce the risks from 
environmental transmission of coronavirus via contaminated surfaces or 
materials:  Provided, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                 Environmental Programs and Management

    For an additional amount for ``Environmental Programs and 
Management'', $3,910,000, to remain available until September 30, 2021, 
to prevent, prepare for, and respond to coronavirus, of which 
$2,410,000 shall be for necessary expenses for cleaning and 
disinfecting equipment or facilities of, or for use by, the 
Environmental Protection Agency, and operational continuity of 
Environmental Protection Agency programs and related activities, and 
$1,500,000 shall be for expediting registration and other actions 
related to pesticides to address coronavirus:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                        Buildings and Facilities

    For an additional amount for ``Buildings and Facilities'', 
$300,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus:  Provided, That such funds 
shall be for necessary expenses for cleaning and disinfecting equipment 
or facilities of, or for use by, the Environmental Protection Agency:  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                     Hazardous Substance Superfund

    For an additional amount for ``Hazardous Substance Superfund'', 
$770,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus:  Provided, That such funds 
shall be for necessary expenses for cleaning and disinfecting equipment 
or facilities of, or for use by, the Environmental Protection Agency:  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.



                       DEPARTMENT OF AGRICULTURE

                             Forest Service

                     forest and rangeland research

    For an additional amount for ``Forest and Rangeland Research'', 
$3,000,000, to remain available until September 30, 2021, for the 
reestablishment of abandoned or failed experiments associated with 
coronavirus restrictions:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                         national forest system

    For an additional amount for``National Forest System'', 
$33,800,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus, including for personal 
protective equipment, for cleaning and disinfecting public recreation 
amenities, and for necessary expenses related to cybersecurity, the 
provision of telework ready equipment, and Information Technology help 
desk personnel:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                  capital improvement and maintenance

    For an additional amount for ``Capital Improvement and 
Maintenance'', $26,800,000, to remain available until September 30, 
2021, for necessary expenses related to cybersecurity, the provision of 
telework ready equipment, and Information Technology help desk 
personnel, and for the cleaning, disinfecting, and janitorial services 
to prevent, prepare for, and respond to coronavirus:  Provided, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                        wildland fire management

    For an additional amount for ``Wildland Fire Management'' to 
supplement amounts otherwise available for Preparedness, $7,000,000, to 
remain available until September 30, 2021, for personal protective 
equipment and necessary expenses of first responders to prevent, 
prepare for, and respond to coronavirus:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                DEPARTMENT OF HEALTH AND HUMAN SERVICES

                         Indian Health Service

                         indian health services

    For an additional amount for ``Indian Health Services'', 
$1,032,000,000, to remain available until September 30, 2021, for 
preparedness, response, surveillance, and health service activities for 
coronavirus, including for public health support, electronic health 
record modernization, telehealth and other IT upgrades, Purchased/
Referred care, Catastrophic Health Emergency Fund, community health 
representatives, Urban Indian Organizations, Tribal Epidemiology 
Centers, and other activities to protect the safety of patients and 
staff:  Provided, That none of the funds appropriated by this Act to 
the Indian Health Service for the Electronic Health Record system shall 
be made available for obligation to execute a Request for Proposal for 
selection of core components appropriate to support the initial 
capacity of the system unless the Committees on Appropriations of the 
House of Representatives and the Senate have been briefed 90 days in 
advance of such execution of a Request for Proposal:  Provided further, 
That of the amount provided in this paragraph, not less than 
$450,000,000 shall be distributed through Tribal shares and contracts 
with Urban Indian Organizations:  Provided further, That any amounts 
provided in this paragraph not allocated pursuant to the preceding 
proviso shall be allocated at the discretion of the Director of the 
Indian Health Service:  Provided further, That such amounts may be used 
to supplement amounts otherwise available under ``Indian Health 
Facilities'':  Provided further, That such amounts, if transferred to 
Tribes and Tribal organizations under the Indian Self-Determination and 
Education Assistance Act, will be transferred on a one-time basis and 
that these non-recurring funds are not part of the amount required by 
25 U.S.C. 5325, and that such amounts may only be used for the purposes 
identified under this heading notwithstanding any other provision of 
law:  Provided further, That such amount is designated by the Congress 
as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

            Agency for Toxic Substances and Disease Registry

            toxic substances and environmental public health

    For an additional amount for ``Toxic Substances and Environmental 
Public Health'', $12,500,000, to remain available until September 30, 
2021, to monitor, prevent, prepare for, and respond to coronavirus and 
other emerging infectious diseases, domestically or internationally; of 
which $7,500,000 shall be for necessary expenses of the Geospatial 
Research, Analysis and Services Program (GRASP) to support spatial 
analysis and GIS mapping of infectious disease hot spots, including 
cruise ships; and $5,000,000 shall be for necessary expenses for awards 
for Pediatric Environmental Health Specialties Units and state health 
departments to provide guidance and outreach on safe practices for 
home, school, and daycare facilities disinfection for facilities that 
have experienced or want to prevent coronavirus and other emerging 
infectious disease cases:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

         INSTITUTE OF AMERICAN INDIAN AND ALASKA NATIVE CULTURE

                        Payment to the Institute

    For an additional amount for ``Payment to the Institute'', $78,000, 
to remain available until September 30, 2021, to prevent, prepare for, 
and respond to coronavirus:  Provided, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

                        SMITHSONIAN INSTITUTION

                         Salaries and Expenses

    For an additional amount for ``Salaries and Expenses'', $7,500,000, 
to remain available until September 30, 2021, for cleaning, security, 
information technology, and staff overtime, to prevent, prepare for, 
and respond to coronavirus:  Provided, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

             John F. Kennedy Center for the Performing Arts

                       operations and maintenance

    For an additional amount for ``Operations and Maintenance'', 
$35,000,000, to remain available until September 30, 2021, for 
operations and maintenance requirements related to the consequences of 
coronavirus:  Provided, That notwithstanding the provisions of 20 
U.S.C. 76h et seq., funds provided in this Act shall be made available 
to cover operating expenses required to ensure the continuity of the 
John F. Kennedy Center for the Performing Arts and its affiliates, 
including for employee compensation and benefits, grants, contracts, 
payments for rent or utilities, fees for artists or performers, 
information technology, and other administrative expenses:  Provided 
further, That no later than October 31, 2020, the Board of Trustees of 
the Center shall submit a report to the Committees on Appropriations of 
the House of Representatives and Senate that includes a detailed 
explanation of the distribution of the funds provided herein:  Provided 
further, That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

           National Foundation on the Arts and the Humanities

                    National Endowment for the Arts

                       grants and administration

    For an additional amount for ``Grants and Administration'', 
$300,000,000, to remain available until September 30, 2021, for grants 
to respond to the impacts of coronavirus:  Provided, That such funds 
are available under the same terms and conditions as grant funding 
appropriated to this heading in P.L. 116-94:  Provided further, That 40 
percent of such funds shall be distributed to State arts agencies and 
regional arts organizations and 60 percent of such funds shall be for 
direct grants:  Provided further, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                 National Endowment for the Humanities

                       grants and administration

    For an additional amount for ``Grants and Administration'', 
$300,000,000, to remain available until September 30, 2021, for grants 
to respond to the impacts of coronavirus:  Provided, That such funds 
are available under the same terms and conditions as grant funding 
appropriated to this heading in Public Law 116-94:  Provided further, 
That 40 percent of such funds shall be distributed to state humanities 
councils and 60 percent of such funds shall be for direct grants:  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.



                           GENERAL PROVISIONS

    Sec. 10701.  Notwithstanding any other provision of law, funds made 
available under the heading ``National Foundation on the Arts and the 
Humanities--National Endowment for the Arts--Grants and 
Administration'' for each of fiscal years 2019 and 2020 for grants for 
the purposes described in section 5(c) of the National Foundation on 
the Arts and Humanities Act of 1965 (20 U.S.C. 954(c)) may also be used 
by the recipients of such grants for purposes of the general operations 
of such recipients and the matching requirements under subsections (e), 
(g)(4)(A), and (p)(3) of section 5 of the National Foundation on the 
Arts and Humanities Act of 1965 (20 U.S.C. 954) may be waived with 
respect to such grants.
    Sec. 10702.  Notwithstanding any other provision of law, funds made 
available under the heading ``National Foundation on the Arts and the 
Humanities--National Endowment for the Humanities--Grants and 
Administration'' for each of fiscal years 2019 and 2020 for grants for 
the purposes described in section 7(c) and 7(h)(1) of the National 
Foundation on the Arts and Humanities Act of 1965 may also be used by 
the recipients of such grants for purposes of the general operations of 
such recipients and the matching requirements under subsection 
(h)(2)(A) of section 7 of the National Foundation on the Arts and 
Humanities Act of 1965 may be waived with respect to such grants.

   TITLE VIII--DEPARTMENTS OF LABOR, HEALTH AND HUMAN SERVICES, AND 
                    EDUCATION, AND RELATED AGENCIES

                          DEPARTMENT OF LABOR

                 Employment and Training Administration

                    training and employment services

    For an additional amount for ``Training and Employment Services'', 
$960,000,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus through activities under the 
Workforce Innovation and Opportunity Act (referred to in this Act as 
``WIOA'') as follows:
            (1) $212,000,000 for grants to States for adult employment 
        and training activities, including supportive services and 
        needs-related payments;
            (2) $227,000,000 for grants to States for youth activities, 
        including supportive services;
            (3) $261,000,000 for grants to States for dislocated worker 
        employment and training activities, including supportive 
        services and needs-related payments;
            (4) $250,000,000 for the Dislocated Worker Assistance 
        National Reserve, of which $150,000,000 shall be for the 
        Strengthening Community College Training Grant program as 
        outlined under the heading ``Training and Employment Services'' 
        in paragraph (2)(A)(ii) of title I of division A of Public Law 
        116-94 to assist community colleges in meeting the educational 
        and training needs of their communities as a result of 
        coronavirus;
            (5) $10,000,000 for Migrant and Seasonal Farmworker 
        programs, including for emergency supportive services to 
        farmworkers, of which $500,000 shall be available for the 
        collection and dissemination of electronic and printed 
        materials related to coronavirus:
  Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                               job corps

    For an additional amount for ``Job Corps'', $100,000,000, to remain 
available until September 30, 2021, to prevent, prepare for, and 
respond to coronavirus, including for student services:  Provided, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

     state unemployment insurance and employment service operations

    For an additional amount for ``State Unemployment and Insurance and 
Employment Service Operations'', $150,000,000, to remain available 
until September 30, 2021, to prevent, prepare for, and respond to 
coronavirus through grants to States in accordance with section 6 of 
the Wagner-Peyser Act:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

            community service employment for older americans

    For an additional amount for ``Community Service Employment for 
Older Americans'', $120,000,000, to remain available until September 
30, 2021, to prevent, prepare for, and respond to coronavirus:  
Provided, That funds made available under this heading in this Act may, 
in accordance with section 517(c) of the Older Americans Act of 1965, 
be recaptured and reobligated:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                         program administration

    For an additional amount for ``Program Administration'', 
$15,000,000, to remain available until September 30, 2020, to prevent, 
prepare for, and respond to coronavirus, including for the 
administration, oversight, and coordination of unemployment insurance 
activities related thereto:  Provided, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

               Employee Benefits Security Administration

                         salaries and expenses

    For an additional amount for ``Employee Benefits Security 
Administration'', $3,000,000, to remain available until September 30, 
2020, to prevent, prepare for, and respond to coronavirus, including 
for the administration, oversight, and coordination of worker 
protection activities related thereto:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                         Wage and Hour Division

                         salaries and expenses

    For an additional amount for ``Wage and Hour Division'', 
$6,500,000, to remain available until September 30, 2020, to prevent, 
prepare for, and respond to coronavirus, including for the 
administration, oversight, and coordination of worker protection 
activities related thereto:  Provided, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

             Occupational Safety and Health Administration

                         salaries and expenses

    For an additional amount for ``Occupational Safety and Health 
Administration'', $30,000,000, to remain available until September 30, 
2021, for worker protection activities to prevent, prepare for, and 
respond to coronavirus:  Provided, That of that amount, $10,000,000 
shall be available for Susan Harwood training grants:  Provided 
further, That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                        Departmental Management

                      Office of Inspector General

                         salaries and expenses

    For an additional amount for ``Office of Inspector General'', 
$1,500,000, to remain available until September 30, 2022, for oversight 
of activities supported with funds appropriated to the Department of 
Labor:  Provided, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                    Veterans Employment And Training

    For an additional amount for ``Veterans Employment and Training,'' 
$15,000,000, to remain available through September 30, 2021, to 
prevent, prepare for, and respond to coronavirus, including for 
programs to assist homeless veterans and veterans at risk of 
homelessness:  Provided, That such amount is designated by the Congress 
as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                DEPARTMENT OF HEALTH AND HUMAN SERVICES

              Health Resources and Services Administration

                          primary health care

    For an additional amount for ``Primary Health Care'', 
$1,300,000,000, to remain available until September 30, 2021, for 
necessary expenses to prevent, prepare for, and respond to coronavirus, 
for grants and cooperative agreements under the Health Centers Program, 
as defined by section 330 of the Public Health Service Act, and for 
eligible entities under the Native Hawaiian Health Care Improvement 
Act, including maintenance of current health care center capacity and 
staffing levels:  Provided, That sections 330(r)(2)(B), 
330(e)(6)(A)(iii), and 330(e)(6)(B)(iii) shall not apply to funds 
provided under this heading in this Act:  Provided further, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                      ryan white hiv/aids program

    For an additional amount for ``Ryan White HIV/AIDS Program'', 
$90,000,000, to remain available through September 30, 2021, to 
prevent, prepare for, and respond to coronavirus:  Provided, That 
awards from funds provided under this heading in this Act shall be 
through modifications to existing contracts and supplements to existing 
grants and cooperative agreements under parts A, B, C, D, F, and 
section 2692(a) of title XXVI of the Public Health Service Act:  
Provided further, That such supplements shall be awarded using a data-
driven methodology determined by the Secretary of Health and Human 
Services:  Provided further, That sections 2604(c), 2612(b), and 
2651(c) of the Public Health Service Act shall not apply to funds 
provided under this heading in this Act:  Provided further, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                          health care systems

    For an additional amount for ``Health Care Systems'', $5,000,000, 
to remain available until September 30, 2021 to prevent, prepare for, 
and respond to coronavirus, for activities authorized under sections 
1271 and 1273 of the Public Health Service Act to improve the capacity 
of poison control centers to respond to increased calls and 
communications:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                              rural health

    For an additional amount for ``Rural Health'', $460,000,000, to 
remain available through September 30, 2021, to prevent, prepare for, 
and respond to coronavirus, including telephonic and virtual care for 
the underinsured, and for continuation and expansion of telehealth and 
rural health activities under sections 330A and 330I of the Public 
Health Service Act and section 711 of the Social Security Act:  
Provided, That of the amount provided under this heading in this Act, 
not less than $15,000,000 shall be allocated to tribes, tribal 
organizations, urban Indian health organizations, or health service 
providers to tribes:  Provided further, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

               Centers for Disease Control and Prevention

                cdc-wide activities and program support

    For an additional amount for ``CDC-Wide Activities and Program 
Support'', $5,500,000,000, to remain available until September 30, 
2024, to prevent, prepare for, and respond to coronavirus, domestically 
or internationally:  Provided, That not less than $2,000,000,000 of the 
amount provided shall be for grants to or cooperative agreements with 
States, localities, territories, tribes, tribal organizations, urban 
Indian health organizations, or health service providers to tribes, for 
such purposes including to carry out surveillance, epidemiology, 
laboratory capacity, infection control, mitigation, communications, and 
other preparedness and response activities:  Provided further, That 
every grantee that received a Public Health Emergency Preparedness 
grant for fiscal year 2019 shall receive not less than 100 percent of 
that grant level from funds provided in the first proviso under this 
heading in this Act, and not less than $125,000,000 of such funds shall 
be allocated to tribes, tribal organizations, urban Indian health 
organizations, or health service providers to tribes:  Provided 
further, That the Director of the Centers for Disease Control and 
Prevention (``CDC'') may satisfy the funding thresholds outlined in the 
preceding two provisos by making awards through other grant or 
cooperative agreement mechanisms:  Provided further, That of the amount 
provided under this heading in this Act, not less than $1,000,000,000 
shall be for global disease detection and emergency response:  Provided 
further, That of the amount provided under this heading in this Act, 
$500,000,000 shall be for public health data surveillance and analytics 
infrastructure modernization:  Provided further, That funds 
appropriated under this heading in this Act may be used for grants for 
the rent, lease, purchase, acquisition, construction, alteration, or 
renovation of non-Federally owned facilities to improve preparedness 
and response capability at the State and local level:  Provided 
further, That funds may be used for purchase and insurance of official 
motor vehicles in foreign countries:  Provided further, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                     National Institutes of Health

               national heart, lung, and blood institute

    For an additional amount for ``National Heart, Lung, and Blood 
Institute'', $103,400,000, to remain available until September 30, 
2024, to prevent, prepare for, and respond to coronavirus, domestically 
or internationally:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

         national institute of allergy and infectious diseases

    For an additional amount for ``National Institute of Allergy and 
Infectious Diseases'', $550,000,000, to remain available until 
September 30, 2024, to prevent, prepare for, and respond to 
coronavirus, domestically or internationally:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

          national institute of environmental health sciences

    For an additional amount for ``National Institute of Environmental 
Health Sciences'', $10,000,000, to remain available until September 30, 
2024, for worker-based training to prevent and reduce exposure of 
hospital employees, emergency first responders, and other workers who 
are at risk of exposure to coronavirus through their work duties:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

      national institute of biomedical imaging and bioengineering

    For an additional amount for ``National Institute of Biomedical 
Imaging and Bioengineering'', $60,000,000, to remain available until 
September 30, 2024, to prevent, prepare for, and respond to 
coronavirus, domestically or internationally:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                      national library of medicine

    For an additional amount for ``National Library of Medicine'', 
$10,000,000, to remain available until September 30, 2024, to prevent, 
prepare for, and respond to coronavirus, domestically or 
internationally:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

          national center for advancing translational sciences

    For an additional amount for ``National Center for Advancing 
Translational Sciences'', $36,000,000, to remain available until 
September 30, 2024, to prevent, prepare for, and respond to 
coronavirus, domestically or internationally:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                         office of the director

    For an additional amount for ``Office of the Director'', 
$30,000,000, to remain available until September 30, 2024, to prevent, 
prepare for, and respond to coronavirus, domestically or 
internationally:  Provided, That the funds provided under this heading 
in this Act shall be available for the Common Fund established under 
section 402A(c)(1) of the Public Health Service Act:  Provided further, 
That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

       Substance Abuse and Mental Health Services Administration

                health surveillance and program support

    For an additional amount for ``Health Surveillance and Program 
Support'', $435,000,000, to remain available until September 30, 2021, 
to prevent, prepare for, and respond to coronavirus, for program 
support and cross-cutting activities that supplement activities funded 
under the headings ``Mental Health'', ``Substance Abuse Treatment'', 
and ``Substance Abuse Prevention'' in carrying out titles III, V, and 
XIX of the Public Health Service Act (``PHS Act''):  Provided, That 
$200,000,000 of the funds made available under this heading in this Act 
shall be for grants to communities and community organizations who meet 
criteria for Certified Community Behavioral Health Clinics pursuant to 
section 223(a) of Public Law 113-93:  Provided further, That 
$60,000,000 of the funds made available under this heading in this Act 
shall be for services to the homeless population:  Provided further, 
That $10,000,000 of the funds made available under this heading in this 
Act shall be for the National Child Traumatic Stress Network:  Provided 
further, That not less than $50,000,000 of the funds made available 
under this heading in this Act shall be for suicide prevention 
programs:  Provided further, That not less than $100,000,000 of the 
amount made available under this heading in this Act is available for 
State Emergency Response Grants authorized under section 501(o) of the 
PHS Act:  Provided further, That not less than $15,000,000 of the 
amount made available under this heading in this Act shall be allocated 
to tribes, tribal organizations, urban Indian health organizations, or 
health or behavioral health service providers to tribes:  Provided 
further, That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

               Agency For Healthcare Research And Quality

    For an additional amount for ``Healthcare Research and Quality'', 
$80,000,000, to remain available until September 30, 2024, to prevent, 
prepare for, and respond to coronavirus, to carry out titles III and IX 
of the Public Health Service Act, part A of title XI of the Social 
Security Act, and section 1013 of the Medicare Prescription Drug, 
Improvement, and Modernization Act of 2003:  Provided, That section 
947(c) of the Public Health Service Act shall not apply to funds made 
available under this heading in this Act:  Provided further, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                Centers for Medicare & Medicaid Services

                           program management

    For an additional amount for ``Program Management'', $550,000,000, 
to remain available until September 30, 2022 to prevent, prepare for, 
and respond to coronavirus, of which $100,000,000 shall be for 
necessary expenses of the survey and certification program, 
prioritizing nursing home facilities in localities with community 
transmission of coronavirus:  Provided, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

                Administration For Children And Families

                   low income home energy assistance

    For an additional amount for ``Low Income Home Energy Assistance'', 
$1,400,000,000, to remain available until September 30, 2021, for 
making payments under subsection (b) of section 2602 of the Low-Income 
Home Energy Assistance Act of 1981 (42 U.S.C. 8621 et seq.):  Provided, 
That of the amount provided under this heading in this Act, 
$700,000,000 shall be allocated as though the total appropriation for 
such payments for fiscal year 2020 was less than $1,975,000,000:  
Provided further, That section 2607(b)(2)(B) of such Act (42 U.S.C. 
8626(b)(2)(B)) shall not apply to funds made available under this 
heading in this Act:  Provided further, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

   payments to states for the child care and development block grant

    For an additional amount for ``Payments to States for the Child 
Care and Development Block Grant'', $6,000,000,000, to remain available 
until September 30, 2021, to prevent, prepare for, and respond to 
coronavirus, including for Federal administrative expenses, which shall 
be used to supplement, not supplant State, Territory, and Tribal 
general revenue funds for child care assistance for low-income families 
without regard to requirements in section 658E(c)(3)(D), section 
658E(c)(3)(E), section 658G(a), or section 658G(c) of the Child Care 
and Development Block Grant Act (``CCDBG Act''):  Provided, That funds 
made available under this heading in this Act may also be used for 
costs of waiving family copayments and covering costs typically paid 
through family copayments, continued payments and assistance to child 
care providers in cases of decreased enrollment, child absences, or 
provider closures related to coronavirus, and to ensure child care 
providers are able to remain open or reopen as appropriate and 
applicable:  Provided further, That States, Territories, and Tribes are 
encouraged to place conditions on payments to child care providers that 
ensure that child care providers use a portion of funds received to 
continue to pay the salaries and wages of staff:  Provided further, 
That such funds may be used for mobilizing emergency child care 
services, for providing temporary assistance to eligible child care 
providers to support costs associated with coronavirus, and for 
supporting child care resource and referral services:  Provided 
further, That States, Territories, and Tribes are authorized to use 
funds appropriated under this heading to provide child care assistance 
to health care sector employees, emergency responders, sanitation 
workers, and other workers deemed essential during the response to 
coronavirus by public officials, without regard to the income 
eligibility requirements of section 658P(4) of the CCDBG Act:  Provided 
further, That the Secretary shall remind States that CCDBG State plans 
do not need to be amended prior to utilizing existing authorities in 
the CCDBG Act for the purposes provided herein:  Provided further, That 
funds appropriated under this heading in this Act shall be available to 
eligible child care providers under section 658P(6) of the CCDBG Act, 
even if such providers were not receiving CCDBG assistance prior to the 
public health emergency as a result of the coronavirus, for the 
purposes of cleaning and sanitation, and other activities necessary to 
maintain or resume the operation of programs:  Provided further, That 
obligations incurred for the purposes provided herein prior to the date 
of enactment of this Act may be charged to funds appropriated under 
this heading in this Act:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                children and families services programs

    For an additional amount for ``Children and Families Services 
Programs'', $5,202,000,000, to remain available until September 30, 
2021, which shall be used as follows:
            (1) $1,000,000,000 for making payments under the Head Start 
        Act to be allocated in an amount that bears the same ratio to 
        such portion as the number of enrolled children served by the 
        agency involved bears to the number of enrolled children by all 
        Head Start agencies:  Provided, That none of the funds 
        appropriated in this paragraph shall be included in the 
        calculation of the ``base grant'' in subsequent fiscal years, 
        as such term is defined in sections 640(a)(7)(A), 
        641A(h)(1)(B), or 645(d)(3) of the Head Start Act:  Provided 
        further, That funds appropriated in this paragraph are not 
        subject to the allocation requirements of section 640(a) of the 
        Head Start Act and in addition to allowable uses of fund in 45 
        CFR 1301-1305, shall be allowable for developing and 
        implementing procedures and systems to improve the 
        coordination, preparedness and response efforts with State, 
        local, tribal, an territorial public health departments, and 
        other relevant agencies; cost of meals and snacks not 
        reimbursed by the Secretary of Agriculture; mental health 
        services and supports; mental health crisis response and 
        intervention services; training and professional development 
        for staff on infectious disease management; purchasing 
        necessary supplies and contracted services to sanitize and 
        clean facilities and vehicles, if applicable; and other costs 
        that are necessary to maintain and resume the operation of 
        programs, such as substitute staff, technology infrastructure, 
        or other emergency assistance:  Provided further, That up to 
        $600,000,000 shall be available for the purpose of operating 
        supplemental summer programs through non-competitive grant 
        supplements to existing grantees determined to be most ready to 
        operate those programs by the Office of Head Start:  Provided 
        further, That not more than $15,000,000 shall be available for 
        Federal administrative expenses and shall remain available 
        through September 30, 2021:  Provided further, That obligations 
        incurred for the purposes provided herein prior to the date of 
        enactment of this subdivision may be charged to funds 
        appropriated under this heading.
            (2) $2,500,000,000 for activities to carry out the 
        Community Services Block Grant Act:  Provided, That of the 
        amount made available in this paragraph in this Act, 
        $50,000,000 shall be available for Statewide activities in 
        accordance with section 675C(b)(1) of such Act:  Provided 
        further, That of the amount made available in this paragraph in 
        this Act, $25,000,000 shall be available for grants to support 
        the procurement and distribution of diapers through non-profit 
        organizations:  Provided further, That of the amount made 
        available in this paragraph in this Act, $25,000,000 shall be 
        available for administrative expenses in accordance with 
        section 675C(b)(2) of such Act:  Provided further, That each 
        State, territory, or tribe shall allocate not less than xx 
        percent of its formula award to non-profit organizations:  
        Provided further, That for services furnished under such Act 
        during fiscal years 2020 and 2021, States may apply the last 
        sentence of section 673(2) of such Act by substituting ``200 
        percent'' for ``125 percent''.
            (3) $2,000,000, for the National Domestic Violence Hotline 
        as authorized by Section 303(b) of the Family Violence 
        Prevention and Services Act:  Provided, That the Secretary may 
        use amounts made available in the preceding proviso for 
        providing hotline services remotely.
            (4) $100,000,000 for Family Violence Prevention and 
        Services formula grants as authorized by Section 303(a) of the 
        Family Violence and Prevention and Services Act:  Provided, 
        That the Secretary may use amounts made available in the 
        preceding proviso for providing temporary housing and in-person 
        assistance to victims of family, domestic, and dating violence: 
         Provided further, That for funds obligated during the period 
        of any public health emergency declared under section 319 of 
        the Public Health Service Act with respect to coronavirus, the 
        Secretary may waive the matching funds requirement in section 
        306(c)(4) of such Act.
            (5) $100,000,000 for carrying out activities under the 
        Runaway and Homeless Youth Act:  Provided, That amounts made 
        available in the preceding proviso shall be used to supplement, 
        not supplant, existing funds and shall be available without 
        regard to matching requirements.
            (6) $1,500,000,000 for necessary expenses for grants for 
        assisting low-income households, as defined by the grantee, in 
        paying their water and wastewater utility costs:  Provided, 
        That eligible grantees shall be those identified in section 
        2003 of the Social Security Act, and funds appropriated in this 
        paragraph shall be allocated among such entities 
        proportionately to the size of the allotment to each such 
        entity under such section;
  Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                  Administration for Community Living

                 aging and disability services programs

    For an additional amount for ``Aging and Disability Services 
Programs'', $1,205,000,000, to remain available until September 30, 
2021, to prevent, prepare for, and respond to coronavirus:  Provided, 
That of the amount made available under this heading in this Act, 
$1,070,000,000 shall be for activities authorized under the Older 
Americans Act of 1965 (``OAA''), including $200,000,000 for supportive 
services under part B of title III; $720,000,000 for nutrition services 
under subparts 1 and 2 of part C of title III; $30,000,000 for 
nutrition services under title VI; $100,000,000 for support services 
for family caregivers under part E of title III; and $20,000,000 for 
elder rights protection activities, including the long-term ombudsman 
program under title VII of such Act:  Provided further, That of the 
amount made available under this heading in this Act, $50,000,000 shall 
be for aging and disability resource centers authorized in sections 
202(b) and 411 of the OAA:  Provided further, That of the amount made 
available under this heading in this Act, $85,000,000 shall be 
available for centers for independent living that have received grants 
funded under part C of chapter I of title VII of the Rehabilitation Act 
of 1973:  Provided further, That to facilitate State use of funds 
provided under this heading in this Act, matching requirements under 
sections 304(d)(1)(D) and 373(g)(2) of the OAA shall not apply to funds 
made available under this heading:  Provided further, That the transfer 
authority under section 308(b)(4)(A) of the OAA shall apply to funds 
made available under this heading in this Act by substituting ``100 
percent'' for ``40 percent'':  Provided further, That the State Long-
Term Care Ombudsman shall have continuing direct access (or other 
access through the use of technology) to residents of long-term care 
facilities, during any portion of the public health emergency relating 
to coronavirus as of the date of enactment of this Act and ending on 
September 30, 2020, to provide services described in section 
712(a)(3)(B) of the OAA:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                        Office of the Secretary

            public health and social services emergency fund

    For an additional amount for ``Public Health and Social Services 
Emergency Fund'', $6,077,000,000, to remain available until September 
30, 2024, to prevent, prepare for, and respond to coronavirus, 
domestically or internationally, including the development of necessary 
countermeasures and vaccines, prioritizing platform-based technologies 
with U.S.-based manufacturing capabilities, the purchase of vaccines, 
therapeutics, diagnostics, and necessary medical supplies, as well as 
medical surge capacity, workforce modernization, enhancements to the 
U.S. Commissioned Corps, telehealth access and infrastructure, initial 
advanced manufacturing, and related administrative activities:  
Provided, That no less than $1,000,000,000 shall be dedicated to the 
development, translation and demonstration at scale of innovations in 
manufacturing platforms to support vitally necessary medical 
countermeasures to support a reliable U.S.-sourced supply chain of: (a) 
vaccines, (b) therapeutics, (c) small molecule APIs (active 
pharmaceutical ingredients), including construction costs:  Provided 
further, That the Secretary of Health and Human Services shall purchase 
vaccines developed using funds made available under this heading in 
this Act to respond to an outbreak or pandemic related to coronavirus 
in quantities determined by the Secretary to be adequate to address the 
public health need:  Provided further, That products purchased by the 
Federal government with funds made available under this heading, 
including vaccines, therapeutics, and diagnostics, shall be purchased 
in accordance with Federal Acquisition Regulation guidance on fair and 
reasonable pricing:  Provided further, That the Secretary may take such 
measures authorized under current law to ensure that vaccines, 
therapeutics, and diagnostics developed from funds provided in this Act 
will be affordable in the commercial market  Provided further, That in 
carrying out the preceding proviso, the Secretary shall not take 
actions that delay the development of such products: Provided further, 
That products purchased with funds appropriated in this paragraph may, 
at the discretion of the Secretary of Health and Human Services, be 
deposited in the Strategic National Stockpile under section 319F-2 of 
the Public Health Service Act (``PHS Act''):  Provided further, That 
funds appropriated under this heading in this Act may be transferred 
to, and merged with, the fund authorized by section 319F-4, the Covered 
Countermeasure Process Fund, of the PHS Act:  Provided further, That 
funds appropriated under this heading in this Act may be used for 
grants for the construction, alteration, or renovation of non-Federally 
owned facilities to improve preparedness and response capability at the 
State and local level:  Provided further, That funds appropriated under 
this heading in this Act may be used for the construction, alteration, 
or renovation of non-Federally owned facilities for the production of 
vaccines, therapeutics, and diagnostics where the Secretary determines 
that such a contract is necessary to secure sufficient amounts of such 
supplies:  Provided further, That of the amount provided under this 
heading in this Act, $1,635,000,000 shall be for expenses necessary to 
carry out section 319F-2(a) of the PHS Act:  Provided further, That of 
the amount provided under this heading in this Act, not less than 
$500,000,000 shall be available to the Biomedical Advanced Research and 
Development Authority for acquisition, construction, or renovation of 
privately owned U.S.-based next generation manufacturing facilities:  
Provided further, That not later than seven days after the date of 
enactment of this Act, and weekly thereafter until the Secretary 
declares the public health emergency related to coronavirus no longer 
exists, the Secretary shall report to the Committees on Appropriations 
of the House of Representatives and the Senate on the current inventory 
of personal protective equipment in the Strategic National Stockpile, 
including the numbers of face shields, gloves, goggles and glasses, 
gowns, head covers, masks, and respirators, as well as deployment of 
personal protective equipment during the previous week, reported by 
state and other jurisdiction:  Provided further, That after the date 
that a report is required to be submitted pursuant to the preceding 
proviso, amounts made available for ``Department of Health and Human 
Services--Office of the Secretary--General Departmental Management'' in 
Public Law 116-94 for salaries and expenses of the Immediate Office of 
the Secretary shall be reduced by $250,000 for each day that such 
report has not been submitted:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.
    For an additional amount for ``Public Health and Social Services 
Emergency Fund'', $100,000,000,000, to remain available until expended, 
for making payments, through grants or other payment mechanisms, to 
covered entities to cover or reimburse health care related expenses or 
lost revenues attributable to the COVID-19 outbreak, including such 
expenses or losses occurring after January 20, 2020:  Provided, That 
these funds may not be used to reimburse expenses or losses that have 
been reimbursed from other sources or that other sources are obligated 
to reimburse:  Provided further, That, in this paragraph, the term 
``covered entity'' means an entity that provides medical diagnoses or 
health care services relating to actual or possible cases of COVID-19:  
Provided further, That the Secretary of Health and Human Services 
shall, on a rolling basis, review applications and make payments under 
this paragraph and shall prioritize making such payments for charity 
care furnished, covered entities with high volumes of health care 
related expenses or lost revenues directly attributable to COVID-19, 
building or construction of temporary structures, leasing of 
properties, medical supplies and equipment including personal 
protective equipment and testing supplies, increased workforce and 
trainings, emergency operation centers, construction of or retrofitting 
facilities, forgone revenue unlikely to be earned in the future, and 
surge capacity:  Provided further, That no covered entity may be 
restricted from receiving a payment under this paragraph based on any 
factor that is unrelated to its qualifications to perform the services 
required for receipt of the payment:  Provided further, That payments 
under this paragraph shall be made in consideration of the most 
efficient payment systems to provide emergency payment:  Provided 
further, That, in this paragraph, the term ``payment'' means a pre-
payment, prospective payment, or retrospective payment:  Provided 
further, That to be eligible for a payment under this paragraph, a 
covered entity shall submit to the Secretary of Health and Human 
Services an application that includes a statement justifying the need 
of the entity for the payment and the covered entity shall have a valid 
tax identification number:  Provided further, That, not later than 3 
years after final payments are made under this paragraph, the Secretary 
of Health and Human Services shall instruct the Office of the Inspector 
General or Comptroller General of the United States to audit such 
payments:  Provided further, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.
    For an additional amount for ``Public Health and Social Services 
Emergency Fund'', $4,500,000,000, to remain available until September 
30, 2022, to prevent, prepare for, and respond to coronavirus, to 
reimburse the Department of Veterans Affairs for expenses incurred by 
the Veterans Affairs health care system to provide medical care to 
civilians:  Provided, That funds provided under this paragraph shall be 
made available only if the Secretary of Health and Human Services 
certifies to the Committees on Appropriations of the House of 
Representatives and the Senate that such funds are necessary to 
reimburse the Department of Veterans Affairs for expenses incurred to 
provide health care to civilians:  Provided further, That the Secretary 
shall notify the Committees on Appropriations of the House of 
Representatives and the Senate prior to such certification:  Provided 
further, That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                      public health emergency fund

    For an additional amount for the ``Public Health Emergency Fund'', 
$5,000,000,000, to remain available until expended, to prevent, prepare 
for, and respond to coronavirus, to be deposited into the Public Health 
Emergency Fund, as established under section 319(b) of the Public 
Health Service Act:  Provided, That products purchased with funds 
appropriated under this heading in this Act may, at the discretion of 
the Secretary of Health and Human Services, be deposited in the 
Strategic National Stockpile under section 319F-2 of the Public Health 
Service Act:  Provided further, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985 such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                        DEPARTMENT OF EDUCATION

                    State Fiscal Stabilization Fund

    For an additional amount for ``State Fiscal Stabilization Fund'', 
$50,000,000,000, to remain available until September 30, 2022, to 
prevent, prepare for, and respond to coronavirus:  Provided, That the 
Secretary of Education (referred to under this heading as 
``Secretary'') shall make grants to the Governor of each State for 
support of elementary, secondary, and postsecondary education and, as 
applicable, early childhood education programs and services:  Provided 
further, That of the amount made available, the Secretary shall first 
allocate up to one-half of 1 percent to the outlying areas and one-half 
of 1 percent to the Bureau of Indian Education (BIE) for activities 
consistent with this heading under such terms and conditions as the 
Secretary may determine:  Provided further, That of the amount made 
available, the Secretary shall allocate 1 percent of funds to provide 
grants to States with the highest coronavirus burden to support 
activities under this heading:  Provided further, That the Secretary 
shall issue a notice inviting applications not later than 30 days of 
enactment of this Act and approve or deny applications not later than 
30 days after receipt:  Provided further, That the Secretary may 
reserve up to $30,000,000 for administration and oversight of the 
activities under this heading:  Provided further, That the Secretary 
shall allocate 61 percent of the remaining funds made available to 
carry out this heading to the States on the basis of their relative 
population of individuals aged 5 through 24 and allocate 39 percent on 
the basis of their relative number of children counted under section 
1124(c) of the Elementary and Secondary Education Act of 1965 (referred 
to under this heading as ``ESEA'') as State grants:  Provided further, 
That State grants shall support statewide elementary, secondary, and 
postsecondary activities; subgrants to local educational agencies; and, 
subgrants to public institutions of higher education:  Provided 
further, That States shall allocate not less than 30 percent of the 
funds received under the sixth proviso as subgrants to local 
educational agencies on the basis of their relative number of children 
counted under section 1124(c) of the ESEA:  Provided further, That 
States shall allocate not less than 30 percent of the funds received 
under the sixth proviso as subgrants to public institutions of higher 
education on the basis of the relative share of full-time equivalent 
students who received Pell Grants at the institution in the previous 
award year and of the total enrollment of full-time equivalent students 
at the institution in the previous award year:  Provided further, That 
the Governor shall return to the Secretary any funds received that the 
Governor does not award to local educational agencies and public 
institutions of higher education or otherwise commit within two years 
of receiving such funds, and the Secretary shall reallocate such funds 
to the remaining States in accordance with the sixth proviso:  Provided 
further, That Governors shall use State grants to maintain or restore 
State fiscal support for elementary, secondary and postsecondary 
education:  Provided further, That funds for local educational agencies 
may be used for any activity authorized by the ESEA, the Individuals 
with Disabilities Education Act, the McKinney-Vento Homeless Assistance 
Act (Title VII, Subpart B), the Adult Education and Family Literacy Act 
or the Carl D. Perkins Career and Technical Education Act of 2006 
(``the Perkins Act''):  Provided further, That a State or local 
educational agency receiving funds under this heading may use the funds 
for activities coordinated with State, local, tribal, and territorial 
public health departments to detect, prevent, or mitigate the spread of 
infectious disease or otherwise respond to coronavirus; support online 
learning by purchasing educational technology and internet access for 
students, which may include assistive technology or adaptive equipment, 
that aids in regular and substantive educational interactions between 
students and their classroom instructor; provide ongoing professional 
development to staff in how to effectively provide quality online 
academic instruction; provide assistance for children and families to 
promote equitable participation in quality online learning; plan and 
implement activities related to summer learning, including providing 
classroom instruction or quality online learning during the summer 
months; plan for and coordinate during long-term closures, provide 
technology for quality online learning to all students, and how to 
support the needs of low-income students, racial and ethnic minorities, 
students with disabilities, English learners, students experiencing 
homelessness, and children in foster care, including how to address 
learning gaps that are created or exacerbated due to long-term 
closures; and other activities that are necessary to maintain the 
operation of and continuity of services in local educational agencies, 
including maintaining employment of existing personnel:  Provided 
further, That a public institution of higher education that receives 
funds under this heading shall use funds for education and general 
expenditures and grants to students for expenses directly related to 
coronavirus and the disruption of campus operations (which may include 
emergency financial aid to students for food, housing, technology, 
health care, and child care costs that shall not be required to be 
repaid by such students) or for the acquisition of technology and 
services directly related to the need for distance learning and the 
training of faculty and staff to use such technology and services 
(which shall not include paying contractors a portion of tuition 
revenue or for pre-enrollment recruitment activities):  Provided 
further, That priority shall be given to under-resourced institutions, 
institutions with high burden due to the coronavirus, and institutions 
who do not possess distance education capabilities at the time of 
enactment of this Act:  Provided further, That an institution of higher 
education may not use funds received under this heading to increase its 
endowment or provide funding for capital outlays associated with 
facilities related to athletics, sectarian instruction, or religious 
worship:  Provided further, That funds may be used to support hourly 
workers, such as education support professionals, classified school 
employees, and adjunct and contingent faculty:  Provided further, That 
a Governor of a State desiring to receive an allocation under this 
heading shall submit an application at such time, in such manner, and 
containing such information as the Secretary may reasonably require:  
Provided further, That a State's application shall include assurances 
that the State will maintain support for elementary and secondary 
education in fiscal year 2020, fiscal year 2021, and fiscal year 2022 
at least at the level of such support that is the average of such 
State's support for elementary and secondary education in the 3 fiscal 
years preceding the date of enactment of this Act:  Provided further, 
That a State's application shall include assurances that the State will 
maintain State support for higher education (not including support for 
capital projects or for research and development or tuition and fees 
paid by students) in fiscal year 2020, fiscal year 2021, and fiscal 
year 2022 at least at the level of such support that is the average of 
such State's support for higher education (which shall include State 
and local government funding to institutions of higher education and 
state need-based financial aid) in the 3 fiscal years preceding the 
date of enactment of this Act:  Provided further, That in such 
application, the Governor shall provide baseline data that demonstrates 
the State's current status in each of the areas described in such 
assurances in the preceding provisos:  Provided further, That a State's 
application shall include assurances that the State will not construe 
any provisions under this heading as displacing any otherwise 
applicable provision of any collective-bargaining agreement between an 
eligible entity and a labor organization as defined by section 2(5) of 
the National Labor Relations Act (29 U.S.C. 152(5)) or analogous State 
law:  Provided further, That a State's application shall include 
assurances that the State shall maintain the wages, benefits, and other 
terms and conditions of employment set forth in any collective-
bargaining agreement between the eligible entity and a labor 
organization, as defined in the preceding proviso:  Provided further, 
That a State receiving funds under this heading shall submit a report 
to the Secretary, at such time and in such manner as the Secretary may 
require, that describes the use of funds provided under this heading:  
Provided further, That no recipient of funds under this heading shall 
use funds to provide financial assistance to students to attend private 
elementary or secondary schools, unless such funds are used to provide 
special education and related services to children with disabilities, 
as authorized by the Individuals with Disabilities Education Act:  
Provided further, That the terms ``elementary education'' and 
``secondary education'' have the meaning given such terms under State 
law:  Provided further, That the term ``institution of higher 
education'' has the meaning given such term in section 101 of the 
Higher Education Act of 1965:  Provided further, That the term ``fiscal 
year'' shall have the meaning given such term under State law:  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                 Safe Schools And Citizenship Education

    For an additional amount for ``Safe Schools and Citizenship 
Education'', to supplement funds otherwise available for the ``Project 
School Emergency Response to Violence program'', $200,000,000, to 
remain available until September 30, 2020, to prevent, prepare for, and 
respond to coronavirus, including to help elementary, secondary and 
postsecondary schools clean and disinfect affected schools, and assist 
in counseling and distance learning and associated costs:  Provided, 
That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                          Gallaudet University

    For an additional amount for ``Gallaudet University'', $7,000,000, 
to remain available until September 30, 2020, to prevent, prepare for, 
and respond to coronavirus, including to help defray the expenses 
(which may include lost revenue, reimbursement for expenses already 
incurred, technology costs associated with a transition to distance 
learning, faculty and staff trainings, and payroll) directly caused by 
coronavirus and to enable grants to students for expenses directly 
related to coronavirus and the disruption of university operations 
(which may include food, housing, transportation, technology, health 
care, and child care):  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                       Student Aid Administration

    For an additional amount for ``Student Aid Administration'', 
$75,000,000, to remain available until September 30, 2020, to prevent, 
prepare for, and respond to coronavirus in carrying out part D of title 
I, and subparts 1, 3, 9 and 10 of part A, and parts B, C, D, and E of 
title IV of the HEA, and subpart 1 of part A of title VII of the Public 
Health Service Act to support essential services directly related to 
coronavirus:  Provided, That not later than 30 days after the date of 
enactment of this Act, the Secretary shall, using outbound 
communications, provide all Federal student loan borrowers a notice of 
their options to lower or delay payments as a result of the coronavirus 
by enrolling in income-driven repayment, deferment, or forbearance, and 
including a brief description of such options:  Provided further, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                            Higher Education

    For an additional amount for ``Higher Education'', $9,500,000,000, 
to remain available until September 30, 2020, to prevent, prepare for, 
and respond to coronavirus, including under parts A and B of title III, 
part A of title V, subpart 4 of part A of title VII, and part B of 
title VII of the Higher Education Act, which may be used to defray 
expenses (including lost revenue, reimbursement for expenses already 
incurred, technology costs associated with a transition to distance 
education, faculty and staff trainings, and payroll) incurred by 
institutions of higher education and for grants to students for any 
component of the student's cost of attendance (as defined under section 
472 of the Higher Education Act), including food, housing, course 
materials, technology, health care, and child care as follows:
            (1) $1,500,000,000 for parts A and B of title III, part A 
        of title V, and subpart 4 of part A of title VII to address 
        needs directly related to coronavirus:  Provided, That the 
        Secretary of Education shall allow institutions to use prior 
        awards under the authorities covered by the preceding proviso 
        to prevent, prepare for, and respond to coronavirus;
            (2) $8,000,000,000 for part B of title VII of the Higher 
        Education Act for institutions of higher education (as defined 
        in section 101 or 102(c) of the Higher Education Act) to 
        address needs directly related to coronavirus:  Provided, That 
        such funds shall be available to the Secretary only for 
        payments to help defray the expenses incurred by such 
        institutions of higher education that were forced to close 
        campuses or alter delivery of instruction as a result of 
        coronavirus:  Provided further, That any non-profit, private 
        institution of higher education that is not otherwise eligible 
        for a grant of at least $1,000,000, shall be eligible to 
        receive an amount equal to whichever is lesser of the total 
        loss of revenue and increased costs associated with the 
        coronavirus or $1,000,000:  Provided further, That funds may be 
        used to make payments to such institutions to provide emergency 
        grants to students who attend such institutions for academic 
        years beginning on or after July 1, 2019:
  Provided further, That such payments shall be made in accordance with 
criteria established by the Secretary and made publicly available 
without regard to section 437 of the General Education Provisions Act, 
section 553 of title 5, United States Code, or part B of title VII of 
the HEA:  Provided further, That institutions receiving funds under the 
heading State Fiscal Stabilization Fund (not including amounts provided 
through state-based financial aid) shall not be eligible for additional 
funding for part B of title VII under this heading:  Provided further, 
That such payments shall not be used to increase endowments or provide 
funding for capital outlays associated with facilities related to 
athletics, sectarian instruction, or religious worship:  Provided 
further, That such amounts is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                           Howard University

    For an additional amount for ``Howard University'', $13,000,000, to 
remain available until September 30, 2020, to prevent, prepare for, and 
respond to coronavirus, including to help defray the expenses (which 
may include lost revenue, reimbursement for expenses already incurred, 
technology costs associated with a transition to distance learning, 
faculty and staff trainings, and payroll) directly caused by 
coronavirus and to enable grants to students for expenses directly 
related to coronavirus and the disruption of university operations 
(which may include food, housing, transportation, technology, health 
care, and child care):  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                        Departmental Management

                         program administration

    For an additional amount for ``Program Administration'', 
$10,000,000, to remain available until September 30, 2020, to prevent, 
prepare for, and respond to coronavirus:  Provided, That such funds 
shall only be used to support network bandwidth and capacity for 
telework for Departmental staff and the cleaning of facilities as a 
result of coronavirus:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                    office of the inspector general

    For an additional amount for the ``Office of Inspector General'', 
$11,000,000, to remain available until September 30, 2022, to prevent, 
prepare for, and respond to coronavirus, including for salaries and 
expenses necessary for oversight and audit of programs, grants, and 
projects funded in this Act to respond to coronavirus  Provided, That 
such amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                            RELATED AGENCIES

             Corporation For National And Community Service

    For an additional amount for the ``Corporation for National and 
Community Service'', $250,000,000, to remain available until September 
30, 2020, to prevent, prepare for, and respond to coronavirus:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

   Administrative Provision--Corporation for National and Community 
                                Service

    Sec. 10801. (a)(1) The remaining unobligated balances of funds as 
of September 30, 2020, from amounts provided to ``Corporation for 
National and Community Service--Operating Expenses'' in title IV of 
Division A of the Further Consolidated Appropriations Act, 2020 (Public 
Law 116-94), are hereby permanently rescinded.
    (2) In addition to any amounts otherwise provided, there is hereby 
appropriated on September 30, 2020, for an additional amount for fiscal 
year 2020, an amount equal to the unobligated balances rescinded 
pursuant to paragraph (1):  Provided, That amounts made available 
pursuant to this paragraph shall remain available until September 30, 
2021, and shall be available for the same purposes and under the same 
authorities that they were originally made available in Public Law 116-
94.
    (b)(1) The remaining unobligated balances of funds as of September 
30, 2020, from amounts provided to ``Corporation for National and 
Community Service--Salaries and Expenses'' in title IV of Division A of 
the Further Consolidated Appropriations Act, 2020 (Public Law 116-94), 
are hereby permanently rescinded.
    (2) In addition to any amounts otherwise provided, there is hereby 
appropriated on September 30, 2020, for an additional amount for fiscal 
year 2020, an amount equal to the unobligated balances rescinded 
pursuant to paragraph (1):  Provided, That amounts made available 
pursuant to this paragraph shall remain available until September 30, 
2021, and shall be available for the same purposes and under the same 
authorities that they were originally made available in Public Law 116-
94.
    (c)(1) The remaining unobligated balances of funds as of September 
30, 2020, from amounts provided to ``Corporation for National and 
Community Service--Office of Inspector General'' in title IV of 
Division A of the Further Consolidated Appropriations Act, 2020 (Public 
Law 116-94), are hereby permanently rescinded.
    (2) In addition to any amounts otherwise provided, there is hereby 
appropriated on September 30, 2020, for an additional amount for fiscal 
year 2020, an amount equal to the unobligated balances rescinded 
pursuant to paragraph (1):  Provided, That amounts made available 
pursuant to this paragraph shall remain available until September 30, 
2021, and shall be available for the same purposes and under the same 
authorities that they were originally made available in Public Law 116-
94.

                  Corporation For Public Broadcasting

    For an additional amount for ``Corporation for Public 
Broadcasting'', $300,000,000, to remain available until September 30, 
2020, to prevent, prepare for, and respond to coronavirus, including 
for fiscal stabilization grants to public telecommunications entities, 
with no deduction for administrative or other costs of the Corporation, 
to maintain programming and services and preserve small and rural 
stations threatened by declines in non-Federal revenues, of which 
$50,000,000 shall be used to support the public television system:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                Institute of Museum And Library Services

    For an additional amount for ``Institute of Museum and Library 
Services'', $500,000,000, to remain available until September 30, 2021, 
to prevent, prepare for, and respond to coronavirus, including grants 
to States, museums, territories and tribes to expand digital network 
access, purchase tablets and other internet-enabled devices, for 
operational expenses, and provide technical support services:  
Provided, That any matching funds requirements for States, museums, or 
tribes are waived:  Provided further, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                       Railroad Retirement Board

                      limitation on administration

    For an additional amount for ``Limitation on Administration'', 
$10,000,000, to remain available until September 30, 2020, to prevent, 
prepare for, and respond to coronavirus, including the purchase of 
information technology equipment to improve the mobility of the 
workforce, and to provide for additional hiring or overtime hours as 
needed to administer the Railroad Unemployment Insurance Act:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                     Social Security Administration

                 limitation on administrative expenses

    For an additional amount for ``Limitation on Administrative 
Expenses'', $510,000,000, to remain available until September 30, 2021, 
for necessary expenses to prevent, prepare for, and respond to 
coronavirus, including paying the salaries and benefits of employees 
affected as a result of office closures, telework, phone and 
communication services for employees, overtime costs, and supplies, and 
for resources necessary for processing disability and retirement 
workloads and backlogs, of which the amount made available under this 
heading in this Act, $210,000,000 shall be for the purposes of issuing 
emergency assistance payments:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                     GENERAL PROVISIONS--THIS TITLE

    Sec. 10802.  Notwithstanding any other provision of law, funds made 
available under each heading in this title shall only be used for the 
purposes specifically described under that heading.
    Sec. 10803. (a) Funds appropriated in this title may be made 
available to restore amounts, either directly or through reimbursement, 
for obligations incurred by agencies of the Department of Health and 
Human Services to prevent, prepare for, and respond to coronavirus, 
domestically or internationally, prior to the date of enactment of this 
Act. This subsection shall not apply to obligations incurred by the 
Infectious Diseases Rapid Response Reserve Fund.
    (b) Grants or cooperative agreements with States, localities, 
territories, tribes, tribal organizations, urban Indian health 
organizations, or health service providers to tribes, under this title, 
to carry out surveillance, epidemiology, laboratory capacity, infection 
control, mitigation, communications, and other preparedness and 
response activities to prevent, prepare for, and respond to coronavirus 
shall include amounts to reimburse costs for these purposes incurred 
between January 20, 2020, and the date of enactment of this Act.
    Sec. 10804.  Funds appropriated by this title may be used by the 
Secretary of the Health and Human Services to appoint, without regard 
to the provisions of sections 3309 through 3319 of title 5 of the 
United States Code, candidates needed for positions to perform critical 
work relating to coronavirus for which--
            (1) public notice has been given; and
            (2) the Secretary has determined that such a public health 
        threat exists.
    Sec. 10805.  Funds made available by this title may be used to 
enter into contracts with individuals for the provision of personal 
services (as described in section 104 of part 37 of title 48, Code of 
Federal Regulations (48 CFR 37.104)) to support the prevention of, 
preparation for, or response to coronavirus, domestically and 
internationally, subject to prior notification to the Committees on 
Appropriations of the House of Representatives and the Senate: 
Provided, That such individuals may not be deemed employees of the 
United States for the purpose of any law administered by the Office of 
Personnel Management: Provided further, That the authority made 
available pursuant to this section shall expire on September 30, 2024.
    Sec. 10806.  Of the funds appropriated by this title under the 
heading ``Public Health and Social Services Emergency Fund'', 
$4,000,000 shall be transferred to, and merged with, funds made 
available under the heading ``Office of the Secretary, Office of 
Inspector General'', and shall remain available until expended, for 
oversight of activities supported with funds appropriated to the 
Department of Health and Human Services in this Act: Provided, That the 
Inspector General of the Department of Health and Human Services shall 
consult with the Committees on Appropriations of the House of 
Representatives and the Senate prior to obligating such funds: Provided 
further, That the transfer authority provided by this section is in 
addition to any other transfer authority provided by law.
    Sec. 10807.  Of the funds provided under the heading ``CDC-Wide 
Activities and Program Support'', $1,000,000,000, to remain available 
until expended, shall be available to the Director of the CDC for 
deposit in the Infectious Diseases Rapid Response Reserve Fund 
established by section 231 of division B of Public Law 115-245.
    Sec. 10808. (a) Premium Pay Authority.--If services performed by an 
employee of the Department of Health and Human Services during fiscal 
year 2020 are determined by the head of the agency to be primarily 
related to preparation, prevention, or response to SARS-CoV-2 or 
another coronavirus with pandemic potential, any premium pay for such 
services shall be disregarded in calculating the aggregate of such 
employee's basic pay and premium pay for purposes of a limitation under 
section 5547(a) of title 5, United States Code, or under any other 
provision of law, whether such employee's pay is paid on a biweekly or 
calendar year basis.
    (b) Overtime Authority.--Any overtime pay for such services shall 
be disregarded in calculating any annual limit on the amount of 
overtime pay payable in a calendar or fiscal year.
    (c) Applicability of Aggregate Limitation on Pay.--With regard to 
such services, any pay that is disregarded under either subsection (a) 
or (b) shall be disregarded in calculating such employee's aggregate 
pay for purposes of the limitation in section 5307 of such title 5.
    (d) Limitation of Pay Authority.--
            (1) Pay that is disregarded under subsection (a) or (b) 
        shall not cause the aggregate of the employee's basic pay and 
        premium pay for the applicable calendar year to exceed the rate 
        of basic pay payable for a position at level II of the 
        Executive Schedule under section 5313 of title 5, United States 
        Code, as in effect at the end of such calendar year.
            (2) For purposes of applying this subsection to an employee 
        who would otherwise be subject to the premium pay limits 
        established under section 5547 of title 5, United States Code, 
        ``premium pay'' means the premium pay paid under the provisions 
        of law cited in section 5547(a).
            (3) For purposes of applying this subsection to an employee 
        under a premium pay limit established under an authority other 
        than section 5547 of title 5, United States Code, the agency 
        responsible for administering such limit shall determine what 
        payments are considered premium pay.
    (e) Effective Date.--This section shall take effect as if enacted 
on February 2, 2020.
    (f) Treatment of Additional Pay.--If application of this section 
results in the payment of additional premium pay to a covered employee 
of a type that is normally creditable as basic pay for retirement or 
any other purpose, that additional pay shall not--
            (1) be considered to be basic pay of the covered employee 
        for any purpose; or
            (2) be used in computing a lump-sum payment to the covered 
        employee for accumulated and accrued annual leave under section 
        5551 or section 5552 of title 5, United States Code.
    Sec. 10809. (a) Funds appropriated for ``Department of Health and 
Human Services--Centers for Disease Control and Prevention--CDC-Wide 
Activities and Program Support'''' in title III of the Coronavirus 
Preparedness and Response Supplemental Appropriations Act, 2020 (Public 
Law 116-123) shall be paid to ``Department of Homeland Security--
Countering Weapons of Mass Destruction Office--Federal Assistance'' for 
costs incurred under other transaction authority and related to 
screening for coronavirus, domestically or internationally, including 
costs incurred prior to the enactment of such Act.
    (b) The amounts repurposed under subsection (a) that were 
previously designated by the Congress as an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985 are designated by the Congress as 
an emergency requirement pursuant to such section of such Act.

                      TITLE IX--LEGISLATIVE BRANCH

                                 SENATE

                   Contingent Expenses of the Senate

             sergeant at arms and doorkeeper of the senate

    For an additional amount for ``Sergeant at Arms and Doorkeeper of 
the Senate'', $1,000,000, to remain available until expended, to 
prevent, prepare for, and respond to coronavirus:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                          miscellaneous items

    For an additional amount for ``Miscellaneous Items'', $9,000,000, 
to remain available until expended, to prevent, prepare for, and 
respond to coronavirus:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                        HOUSE OF REPRESENTATIVES

                         Salaries and Expenses

    For an additional amount for ``Salaries and Expenses'', 
$25,000,000, to remain available until September 30, 2021, except that 
$5,000,000 shall remain available until expended, for necessary 
expenses of the House of Representatives to prevent, prepare for, and 
respond to coronavirus, to be allocated in accordance with a spend plan 
submitted to the Committee on Appropriations of the House of 
Representatives by the Chief Administrative Officer and approved by 
such Committee:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                              JOINT ITEMS

                   Office of the Attending Physician

    For an additional amount for ``Office of the Attending Physician'', 
$400,000, to remain available until expended, to prevent, prepare for, 
and respond to coronavirus:  Provided, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

                             CAPITOL POLICE

                                Salaries

    For an additional amount for ``Salaries'', $12,000,000, to remain 
available until September 30, 2021, to prevent, prepare for, and 
respond to coronavirus:  Provided, That amounts provided in this 
paragraph may be transferred between Capitol Police ``Salaries'' and 
``General Expenses'' for the purposes provided herein without the 
approval requirement of section 1001 of the Legislative Branch 
Appropriations Act, 2014 (2 U.S.C. 1907a):  Provided further, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                        ARCHITECT OF THE CAPITOL

                  Capital Construction and Operations

    For an additional amount for ``Capital Construction and 
Operations'', $25,000,000, to remain available until September 30, 
2021, for necessary expenses of the Architect of the Capitol to 
prevent, prepare for, and respond to coronavirus, including the 
purchase and distribution of cleaning and sanitation products 
throughout all facilities and grounds under the care of the Architect 
of the Capitol, wherever located, including any related services and 
operational costs:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                          LIBRARY OF CONGRESS

                         Salaries and Expenses

    For an additional amount for ``Salaries and Expenses'', $700,000, 
to remain available until September 30, 2020, to be made available to 
the Little Scholars Child Development Center, subject to approval by 
the Committees on Appropriations of the Senate and House of 
Representatives, and the Senate Committee on Rules and Administration, 
and the Committee on House Administration:  Provided, That such amount 
is designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                    GOVERNMENT ACCOUNTABILITY OFFICE

                         Salaries and Expenses

    For an additional amount for ``Salaries and Expenses'', 
$50,000,000, to remain available until expended, for audits and 
investigations relating to coronavirus:  Provided, That, not later than 
90 days after the date of enactment of this Act, the Government 
Accountability Office shall submit to the Committees on Appropriations 
of the House of Representatives and the Senate a spend plan specifying 
funding estimates and a timeline for such audits and investigations:  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                     General Provisions--This Title

  source of funds used for payment of salaries and expenses of senate 
                       employee child care center

    Sec. 10901. The Secretary of the Senate shall reimburse the Senate 
Employee Child Care Center for personnel costs incurred starting on 
April 1, 2020, for employees of such Center who have been ordered to 
cease working due to measures taken in the Capitol complex to combat 
coronavirus, not to exceed $84,000 per month, from amounts in the 
appropriations account ``MISCELLANEOUS ITEMS'' within the contingent 
fund of the Senate.

  source of funds used for payment of salaries and expenses of little 
                   scholars child development center

    Sec. 10902. The Library of Congress shall reimburse Little Scholars 
Child Development Center for salaries for employees incurred from April 
1, 2020, to September 30, 2020, for employees of such Center who have 
been ordered to cease working due to measures taken in the Capitol 
complex to combat coronavirus, not to exceed $113,000 per month, from 
amounts in the appropriations account ``Library of Congress--Salaries 
and Expenses''.

 source of funds used for payment of salaries and expenses of house of 
                   representatives child care center

    Sec. 10903.  (a) Authorizing Use of Revolving Fund or Appropriated 
Funds.--Section 312(d)(3)(A) of the Legislative Branch Appropriations 
Act, 1992 (2 U.S.C. 2062(d)(3)(A)) is amended--
            (1) in subparagraph (A), by striking the period at the end 
        and inserting the following: ``, and, at the option of the 
        Chief Administrative Officer during an emergency situation, the 
        payment of the salary of other employees of the Center.''; and
            (2) by adding at the end the following new subparagraph:
            ``(C) During an emergency situation, the payment of such 
        other expenses for activities carried out under this section as 
        the Chief Administrative Officer determines appropriate.''.
    (b) Effective Date.--The amendment made by subsection (a) shall 
apply with respect to fiscal year 2020 and each succeeding fiscal year.

payments to ensure continuing availability of goods and services during 
                       the coronavirus emergency

    Sec. 10904.  (a) Authorization To Make Payments.--Notwithstanding 
any other provision of law and subject to subsection (b), during an 
emergency situation, the Chief Administrative Officer of the House of 
Representatives may make payments under contracts with vendors 
providing goods and services to the House in amounts and under terms 
and conditions other than those provided under the contract in order to 
ensure that those goods and services remain available to the House 
throughout the duration of the emergency.
    (b) Conditions.--
            (1) Approval required.--The Chief Administrative Officer 
        may not make payments under the authority of subsection (a) 
        without the approval of the Committee on House Administration 
        of the House of Representatives.
            (2) Availability of appropriations.--The authority of the 
        Chief Administrative Officer to make payments under the 
        authority of subsection (a) is subject to the availability of 
        appropriations to make such payments.
    (c) Applicability.--This section shall apply with respect to fiscal 
year 2020 and each succeeding fiscal year.

  authorizing payments under service contracts during the coronavirus 
                               emergency

    Sec. 10905.  (a) Authorizing Payments.--Notwithstanding section 
3324(a) of title 31, United States Code, or any other provision of law 
and subject to subsection (b), if the employees of a contractor with a 
service contract with the Architect of the Capitol are furloughed or 
otherwise unable to work during closures, stop work orders, or 
reductions in service arising from or related to the impacts of 
coronavirus, the Architect of the Capitol may continue to make the 
payments provided for under the contract for the weekly salaries and 
benefits of such employees for not more than 16 weeks.
    (b) Availability of Appropriations.--The authority of the Architect 
of the Capitol to make payments under the authority of subsection (a) 
is subject to the availability of appropriations to make such payments.
    (c) Regulations.--The Architect of the Capitol shall promulgate 
such regulations as may be necessary to carry out this section.

                     mass mailings as franked mail

    Sec. 10906.  (a) Waiver of Restrictions To Respond to Threats to 
Life Safety.--(1) Section 3210(a)(6)(D) of title 39, United States 
Code, is amended by striking the period at the end of the first 
sentence and inserting the following: ``, and in the case of the 
Commission, to waive this paragraph in the case of mailings sent in 
response to or to address threats to life safety.''.
    (2) Effective date.--The amendments made by this subsection shall 
apply with respect to mailings sent on or after the date of the 
enactment of this Act.

                          technical correction

    Sec. 10907.  In the matter preceding the first proviso under the 
heading ``Library of Congress--Salaries and Expenses'' in division E of 
the Further Consolidated Appropriations Act, 2020 (Public Law 116-94), 
strike ``$504,164,000'' and insert ``$510,164,000''.

                                TITLE X

     MILITARY CONSTRUCTION, VETERANS AFFAIRS, AND RELATED AGENCIES

                     DEPARTMENT OF VETERANS AFFAIRS

                    Veterans Benefits Administration

      general operating expenses, veterans benefits administration

    For an additional amount for ``General Operating Expenses, Veterans 
Benefits Administration'', $13,000,000, to remain available until 
September 30, 2021, to prevent, prepare for, and respond to 
coronavirus:  Provided, That such amount is designated by the Congress 
as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                     Veterans Health Administration

                            medical services

    For an additional amount for ``Medical Services'', $14,432,000,000, 
to remain available until September 30, 2021, to prevent, prepare for, 
and respond to coronavirus, including related impacts on health care 
delivery:  Provided, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                         medical community care

    For an additional amount for ``Medical Community Care'', 
$2,100,000,000, to remain available until September 30, 2021, to 
prevent, prepare for, and respond to coronavirus, including related 
impacts on health care delivery:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                     medical support and compliance

    For an additional amount for ``Medical Support and Compliance'', 
$100,000,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus, including related impacts on 
health care delivery:  Provided, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                           medical facilities

    For an additional amount for ``Medical Facilities'', $605,613,000, 
to remain available until September 30, 2021, to prevent, prepare for, 
and respond to coronavirus, including related impacts on health care 
delivery:  Provided, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                      Departmental Administration

                         general administration

    For an additional amount for ``General Administration'', 
$6,000,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                     information technology systems

    For an additional amount for ``Information Technology Systems'', 
$3,000,000,000, to remain available until September 30, 2021, to 
prevent, prepare for, and respond to coronavirus, including related 
impacts on health care delivery:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                      office of inspector general

    For an additional amount for ``Office of Inspector General'', 
$14,300,000, to remain available until September 30, 2022, for 
oversight of activities funded by this title and administered by the 
Department of Veterans Affairs:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                      Armed Forces Retirement Home

                               trust fund

    For an additional amount for ``Armed Forces Retirement Home Trust 
Fund'', $2,800,000, to remain available until September 30, 2021, to 
prevent, prepare for, and respond to coronavirus, to be paid from funds 
available in the Armed Forces Retirement Home Trust Fund:  Provided, 
That of the amounts made available under this heading from funds 
available in the Armed Forces Retirement Home Trust Fund, $2,800,000 
shall be paid from the general fund of the Treasury to the Trust Fund:  
Provided further, That the Chief Executive Officer of the Armed Forces 
Retirement Home shall submit to the Committees on Appropriations of the 
House of Representatives and the Senate monthly reports detailing 
obligations, expenditures, and planned activities:  Provided further, 
That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

TITLE XI--DEPARTMENT OF STATE, FOREIGN OPERATIONS, AND RELATED PROGRAMS

                          DEPARTMENT OF STATE

                   Administration of Foreign Affairs

                          diplomatic programs

    For an additional amount for ``Diplomatic Programs'', $315,000,000, 
to remain available until September 30, 2022, for necessary expenses to 
prevent, prepare for, and respond to coronavirus, including for 
evacuation expenses, emergency preparedness, and maintaining consular 
operations:  Provided, That such amount is designated by the Congress 
as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

           UNITED STATES AGENCY FOR INTERNATIONAL DEVELOPMENT

                  Funds Appropriated to the President

                           operating expenses

    For an additional amount for ``Operating Expenses'', $95,000,000, 
to remain available until September 30, 2022, for necessary expenses to 
prevent, prepare for, and respond to coronavirus:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                     BILATERAL ECONOMIC ASSISTANCE

                  Funds Appropriated to the President

                   international disaster assistance

    For an additional amount for ``International Disaster Assistance'', 
$300,000,000, to remain available until expended, for necessary 
expenses to prevent, prepare for, and respond to coronavirus:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                          Department of State

                    migration and refugee assistance

    For an additional amount for ``Migration and Refugee Assistance'', 
$300,000,000, to remain available until expended, for necessary 
expenses to prevent, prepare for, and respond to coronavirus:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                          Independent Agencies

                              peace corps

    For an additional amount for ``Peace Corps'', $90,000,000, to 
remain available until September 30, 2022, for necessary expenses to 
prevent, prepare for, and respond to coronavirus:  Provided, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                    GENERAL PROVISIONS -- THIS TITLE

                     (including transfer of funds)

    Sec. 11101.  The authorities and limitations of section 402 of the 
Coronavirus Preparedness and Response Supplemental Appropriations Act 
(division A of Public Law 116-123) shall apply to funds appropriated by 
this title as follows:
            (1) subsections (a), (d), (e) and (f) shall apply to funds 
        under the heading ``Diplomatic Programs''; and
            (2) subsections (c), (d), (e), and (f) shall apply to funds 
        under the heading ``International Disaster Assistance''.
    Sec. 11102.  Funds appropriated by this title under the headings 
``Diplomatic Programs'', ``Operating Expenses'', and ``Peace Corps'' 
may be used to reimburse such accounts administered by the Department 
of State, the United States Agency for International Development, and 
the Peace Corps for obligations incurred to prevent, prepare for, and 
respond to coronavirus prior to the date of enactment of this Act.
    Sec. 11103.  Section 7064(a) of the Department of State, Foreign 
Operations, and Related Programs Appropriations Act, 2020 (division G 
of Public Law 116-94), is amended by striking ``$100,000,000'' and 
inserting in lieu thereof ``$110,000,000'' , and by adding before the 
period at the end the following ``: Provided, That no amounts may be 
used that were designated by the Congress for Overseas Contingency 
Operations/Global War on Terrorism pursuant to the Concurrent 
Resolution on the Budget or the Balanced Budget and Emergency Deficit 
Control Act of 1985''.
    Sec. 11104.  The reporting requirements of section 406(b) of the 
Coronavirus Preparedness and Response Supplemental Appropriations Act, 
2020 (division A of Public Law 116-123) shall apply to funds 
appropriated by this title:  Provided, That the requirement to jointly 
submit such reports shall not apply to the Director of the Peace Corps: 
 Provided further, That reports required by such section may be 
consolidated and shall include information on all funds made available 
to such executive agency to prevent, prepare for, and respond to 
coronavirus.
    Sec. 11105.  Notwithstanding any other provision of law, and in 
addition to leave authorized under any other provision of law, the 
Secretary of State, the Administrator of the United States Agency for 
International Development, or the head of another Federal agency with 
employees under Chief of Mission Authority, may, in order to prevent, 
prepare for, and respond to coronavirus, provide additional paid leave 
to address employee hardships resulting from coronavirus:  Provided, 
That this authority shall apply to leave taken since January 29, 2020, 
and may be provided abroad and domestically:  Provided further, That 
the head of such agency shall consult with the Committee on 
Appropriations and the Committee on Foreign Affairs of the House of 
Representatives and the Committee on Appropriations and the Committee 
on Foreign Relations of the Senate prior to the initial implementation 
of such authority:  Provided further, That the authority made available 
pursuant to this section shall expire on September 30, 2022.
    Sec. 11106.  The Secretary of State, to prevent, prepare for, and 
respond to coronavirus, may exercise the authorities of section 3(j) of 
the State Department Basic Authorities Act of 1956 (22 U.S.C. 2670(j)) 
to provide medical services or related support for private United 
States citizens, nationals, and permanent resident aliens abroad, or 
third country nationals connected to United States persons or the 
diplomatic or development missions of the United States abroad who are 
unable to obtain such services or support otherwise:  Provided, That 
such assistance shall be provided on a reimbursable basis to the extent 
feasible:  Provided further, That such reimbursements may be credited 
to the applicable Department of State appropriation, to remain 
available until expended:  Provided further, That the Secretary shall 
prioritize providing medical services or related support to individuals 
eligible for the health program under section 904 of the Foreign 
Service Act of 1980 (22 U.S.C. 4084):  Provided further, That the 
authority made available pursuant to this section shall expire on 
September 30, 2022.
    Sec. 11107.  Notwithstanding section 6(b) of the Department of 
State Authorities Act of 2006 (Public Law 109-472), during fiscal years 
2020 and 2021, passport and immigrant visa surcharges collected in any 
fiscal year pursuant to the fourth paragraph under the heading 
``Diplomatic and Consular Programs'' in title IV of the Consolidated 
Appropriations Act, 2005 (division B of Public Law 108-447 (8 U.S.C. 
1714)) may be obligated and expended on the costs of providing consular 
services:  Provided, That such funds should be prioritized for American 
citizen services.
    Sec. 11108.  The Secretary of State is authorized to enter into 
contracts with individuals for the provision of personal services (as 
described in section 104 of part 37 of title 48, Code of Federal 
Regulations and including pursuant to section 904 of the Foreign 
Service Act of 1980 (22 U.S.C. 4084)) to prevent, prepare for, and 
respond to coronavirus, within the United States, subject to prior 
consultation with, and the regular notification procedures of, the 
Committee on Appropriations and the Committee on Foreign Affairs of the 
House of Representatives and the Committee on Appropriations and the 
Committee on Foreign Relations of the Senate:  Provided, That such 
individuals may not be deemed employees of the United States for the 
purpose of any law administered by the Office of Personnel Management:  
Provided further, That not later than 15 days after utilizing this 
authority, the Secretary of State shall provide a report to such 
committees on the overall staffing needs for the Office of Medical 
Services:  Provided further, That the authority made available pursuant 
to this section shall expire on September 30, 2022.
    Sec. 11109.  The matter under the heading ``Emergencies in the 
Diplomatic and Consular Service'' in title I of the Department of 
State, Foreign Operations, and Related Programs Appropriations Act, 
2020 (division G of Public Law 116-94) is amended by striking 
``$1,000,000'' and inserting in lieu thereof ``$5,000,000''.
    Sec. 11110.  The first proviso under the heading ``Millennium 
Challenge Corporation'' in title III of the Department of State, 
Foreign Operations, and Related Programs Appropriations Act, 2020 
(division G of Public Law 116-94) is amended by striking 
``$105,000,000'' and inserting in lieu thereof ``$107,000,000''.
    Sec. 11111.  Notwithstanding any other provision of law, any oath 
of office required by law may, in particular circumstances that could 
otherwise pose health risks, be administered remotely, subject to 
appropriate verification:  Provided, That prior to exercising the 
authority of this section, the Secretary of State shall submit a report 
to the Committee on Appropriations and the Committee on Foreign 
Relations of the Senate and the Committee on Appropriations and the 
Committee on Foreign Affairs of the House of Representatives describing 
the process and procedures for administering such oaths, including 
appropriate verification:  Provided further, That the authority made 
available pursuant to this section shall expire on September 30, 2021.
    Sec. 11112. (a) Purposes.--For purposes of strengthening the 
ability of foreign countries to prevent, prepare for, and respond to 
coronavirus and to the adverse economic impacts of coronavirus, in a 
manner that would protect the United States from the spread of 
coronavirus and mitigate an international economic crisis resulting 
from coronavirus that may pose a significant risk to the economy of the 
United States, each paragraph of subsection (b) shall take effect upon 
enactment of this Act.
    (b) Coronavirus Responses.--
            (1) International development association replenishment.--
        The International Development Association Act (22 U.S.C. 284 et 
        seq.) is amended by adding at the end the following new 
        section:

``SEC. 31. NINETEENTH REPLENISHMENT.

    ``(a) In General.--The United States Governor of the International 
Development Association is authorized to contribute on behalf of the 
United States $3,004,200,000 to the nineteenth replenishment of the 
resources of the Association, subject to obtaining the necessary 
appropriations.
    ``(b) Authorization of Appropriations.--In order to pay for the 
United States contribution provided for in subsection (a), there are 
authorized to be appropriated, without fiscal year limitation, 
$3,004,200,000 for payment by the Secretary of the Treasury.''.
            (2) International finance corporation authorization.--The 
        International Finance Corporation Act (22 U.S.C. 282 et seq.) 
        is amended by adding at the end the following new section:

``SEC. 18. CAPITAL INCREASES AND AMENDMENT TO THE ARTICLES OF 
              AGREEMENT.

    ``(a) Votes Authorized.--The United States Governor of the 
Corporation is authorized to vote in favor of--
            ``(1) a resolution to increase the authorized capital stock 
        of the Corporation by 16,999,998 shares, to implement the 
        conversion of a portion of the retained earnings of the 
        Corporation into paid-in capital, which will result in the 
        United States being issued an additional 3,771,899 shares of 
        capital stock, without any cash contribution;
            ``(2) a resolution to increase the authorized capital stock 
        of the Corporation on a general basis by 4,579,995 shares; and
            ``(3) a resolution to increase the authorized capital stock 
        of the Corporation on a selective basis by 919,998 shares.
    ``(b) Amendment of the Articles .--The United States Governor of 
the Corporation is authorized to agree to and accept an amendment to 
article II, section 2(c)(ii) of the Articles of Agreement of the 
Corporation that would increase the vote by which the Board of 
Governors of the Corporation may increase the capital stock of the 
Corporation from a four-fifths majority to an eighty-five percent 
majority.''.
            (3) African development bank.--The African Development Bank 
        Act (22 U.S.C. 290i et seq.) is amended by adding at the end 
        the following new section:

``SEC. 1345. SEVENTH CAPITAL INCREASE.

    ``(a) Subscription Authorized.--
            ``(1) In general.--The United States Governor of the Bank 
        may subscribe on behalf of the United States to 532,023 
        additional shares of the capital stock of the Bank.
            ``(2) Limitation.--Any subscription by the United States to 
        the capital stock of the Bank shall be effective only to such 
        extent and in such amounts as are provided in advance in 
        appropriations Acts.
    ``(b) Authorizations of Appropriations.--
            ``(1) In general.--In order to pay for the increase in the 
        United States subscription to the Bank under subsection (a), 
        there are authorized to be appropriated, without fiscal year 
        limitation, $7,286,587,008 for payment by the Secretary of the 
        Treasury.
            ``(2) Share types.--Of the amount authorized to be 
        appropriated under paragraph (1)--
                    ``(A) $437,190,016 shall be for paid in shares of 
                the Bank; and
                    ``(B) $6,849,396,992 shall be for callable shares 
                of the Bank.''.
            (4) African development fund.--The African Development Fund 
        Act (22 U.S.C. 290g et seq.) is amended by adding at the end 
        the following new section:

``SEC. 226. FIFTEENTH REPLENISHMENT.

    ``(a) In General.--The United States Governor of the Fund is 
authorized to contribute on behalf of the United States $513,900,000 to 
the fifteenth replenishment of the resources of the Fund, subject to 
obtaining the necessary appropriations.
    ``(b) Authorization of Appropriations.--In order to pay for the 
United States contribution provided for in subsection (a), there are 
authorized to be appropriated, without fiscal year limitation, 
$513,900,000 for payment by the Secretary of the Treasury.''.
            (5) International monetary fund authorization for new 
        arrangements to borrow.--
                    (A) In general.--Section 17 of the Bretton Woods 
                Agreements Act (22 U.S.C. 286e-2) is amended--
                            (i) in subsection (a)--
                                    (I) by redesignating paragraphs 
                                (3), (4), and (5) as paragraphs (4), 
                                (5), and (6), respectively;
                                    (II) by inserting after paragraph 
                                (2) the following new paragraph:
            ``(3) In order to carry out the purposes of a one-time 
        decision of the Executive Directors of the International 
        Monetary Fund (the Fund) to expand the resources of the New 
        Arrangements to Borrow, established pursuant to the decision of 
        January 27, 1997, referred to in paragraph (1), the Secretary 
        of the Treasury is authorized to make loans, in an amount not 
        to exceed the dollar equivalent of 28,202,470,000 of Special 
        Drawing Rights, in addition to any amounts previously 
        authorized under this section, except that prior to activation 
        of the New Arrangements to Borrow, the Secretary of the 
        Treasury shall report to Congress whether supplementary 
        resources are needed to forestall or cope with an impairment of 
        the international monetary system and whether the Fund has 
        fully explored other means of funding to the Fund.''; and
                                    (III) in paragraph (5), as so 
                                redesignated, by striking ``paragraph 
                                (3)'' and inserting ``paragraph (4)''.
                            (ii) in paragraph (6), as so redesignated, 
                        by striking ``December 16, 2022'' and inserting 
                        ``December 31, 2025''; and
                            (iii) in subsection (e)(1) by striking 
                        ``(a)(2),'' each place such term appears and 
                        inserting ``(a)(2), (a)(3)''.
                    (B) The amounts provided by the amendments made by 
                this section are designated by the Congress as being 
                for an emergency requirement pursuant to section 
                251(b)(2)(A)(i) of the Balanced Budget and Emergency 
                Deficit Control Act of 1985.

                         technical corrections

    Sec. 11113.  (a) Environment Cooperation Commissions; North 
American Development Bank.--Section 601 of the United States-Mexico-
Canada Agreement Implementation Act (Public Law 116-113; 134 Stat. 78) 
is amended by inserting ``, other than sections 532 and 533 of such Act 
and part 2 of subtitle D of title V of such Act (as amended by section 
831 of this Act),'' before ``is repealed''.
    (b) Protective Orders.--Section 422 of the United States-Mexico-
Canada Agreement Implementation Act (134 Stat. 64) is amended in 
subsection (a)(2)(A) by striking ``all that follows through `, the 
administering authority''' and inserting ``all that follows through 
`Agreement, the administering authority'''.
    (c) Dispute Settlement.--Subsection (j) of section 504 of the 
United States-Mexico-Canada Agreement Implementation Act (134 Stat. 76) 
is amended in the item proposed to be inserted into the table of 
contents of such Act relating to section 414 by striking 
``determination'' and inserting ``determinations''.
    (d) Effetive Date.--Each amendment made by this section shall take 
effect as if included in the enactment of the United States-Mexico-
Canada Agreement Implementation Act.
    (e) North American Development Bank: Limitation on Callable Capital 
Subscriptions.--The Secretary of the Treasury may subscribe without 
fiscal year limitation to the callable capital portion of the United 
States share of capital stock of the North American Development Bank in 
an amount not to exceed $1,020,000,000. The authority in the preceding 
sentence shall be in addition to any other authority provided by 
previous Acts.
    (f) The amounts provided by the amendments made by this section are 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.
    Sec. 11114.  Notwithstanding any other provision of law, funds made 
available under each heading in this title shall only be used for the 
purposes specifically described under that heading.

                               TITLE XII

  TRANSPORTATION, HOUSING AND URBAN DEVELOPMENT, AND RELATED AGENCIES

                      DEPARTMENT OF TRANSPORTATION

                        Office of the Secretary

                         salaries and expenses

    For an additional amount for ``Salaries and Expenses'', $1,753,000, 
to remain available until September 30, 2020, to prevent, prepare for, 
and respond to coronavirus, including necessary expenses for operating 
costs and capital outlays:  Provided, That such amounts are in addition 
to any other amounts made available for this purpose:  Provided 
further, That obligations of amounts under this heading in this Act 
shall not be subject to the limitation on obligations under the heading 
``Office of the Secretary--Working Capital Fund'' in division H of the 
Further Consolidated Appropriations Act, 2020 (Public Law 116-94):  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                        payment to air carriers

    In addition to funds made available to the ``Payment to Air 
Carriers'' program in Public Law 116-94 to carry out the essential air 
service program under sections 41731 through 41742 of title 49, United 
States Code, $100,000,000, to be derived from the general fund and made 
available to the Essential Air Service and Rural Improvement Fund, to 
remain available until expended:  Provided, That in determining between 
or among carriers competing to provide service to a community, the 
Secretary may consider the relative subsidy requirements of the 
carriers:  Provided further, That basic essential air service minimum 
requirements shall not include the 15-passenger capacity requirement 
under section 41732(b)(3) of such title:  Provided further, That none 
of the funds in this Act or any other Act shall be used to enter into a 
new contract with a community located less than 40 miles from the 
nearest small hub airport before the Secretary has negotiated with the 
community over a local cost share:  Provided further, That amounts 
authorized to be distributed for the essential air service program 
under section 41742(b) of title 49, United States Code, shall be made 
available from amounts otherwise provided to the Administrator of the 
Federal Aviation Administration:  Provided further, That the 
Administrator may reimburse such amounts from fees credited to the 
account established under section 45303 of such title:  Provided 
further, That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

             office of airline industry financial oversight

    For the necessary expenses of the Office of Airline Industry 
Financial Oversight, as authorized in section 301 of title III of 
division R of the Take Responsibility for Workers and Families Act, 
$3,000,000: Provided, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

             airline assistance to recycle and save program

    For the necessary expenses of the Airline Assistance to Recycle and 
Save Program, as authorized in section 702 of title VII of division R 
of the Take Responsibility for Workers and Families Act, $1,000,000,000 
to remain available until expended: Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                  pandemic relief for aviation workers

    For necessary expenses for providing pandemic relief for aviation 
workers, $40,000,000,000, to remain available until September 30, 2021 
of which $37,000,000,000 shall be for the purposes authorized in 
section 101(a)(1)(A) of title I of division R of the Take 
Responsibility for Workers and Families Act, and $3,000,000,000, shall 
be for the purposes authorized in section 101(a)(1)(B) of title I of 
division R of the Take Responsibility for Workers and Families Act:  
Provided, That such amount is designated by the Congress as being for 
an emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.
    In addition, for the cost of making direct loans and loan 
guarantees in accordance with the terms and conditions in sections 101-
103 and 105 of title I of division R of the Take Responsibility for 
Workers and Families Act, such sums as may be necessary to remain 
available until September 30, 2021:  Provided, That such costs, 
including the cost of modifying such loans, shall be defined by section 
502 of the Congressional Budget Act of 1974:  Provided further, That 
subject to section 502 of the Congressional Budget Act of 1974, during 
fiscal years 2020 and 2021, the aggregate sum of the principle for 
direct loans and guaranteed loans shall not exceed $21,000,000,000:  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                    Federal Aviation Administration

                               operations

                    (airport and airway trust fund)

    Of the amounts made available from the Airport and Airway Trust 
Fund for ``Federal Aviation Administration--Operations'' in title XI of 
subdivision 1 of division B of the Bipartisan Budget Act of 2018 
(Public Law 115-123), not more than $25,000,000 may be used to prevent, 
prepare for, and respond to coronavirus:  Provided, That amounts 
repurposed under this heading in this Act that were previously 
designated by the Congress as an emergency requirement pursuant to the 
Balanced Budget and Emergency Deficit Control Act of 1985 are 
designated by the Congress as an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

                       grants-in-aid for airports

    For an additional amount for ``Grants-In-Aid for Airports'', to 
enable the Secretary of Transportation to make grants in accordance 
with the terms and conditions in section 401 of title IV division R of 
the Take Responsibility for Workers and Families Act, $10,000,000,000, 
to remain available until expended:  Provided, That amounts made 
available under this heading in this Act shall be derived from the 
general fund:  Provided further, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                 research, engineering, and development

    For an additional amount for ``Research, Engineering, and 
Development'', as authorized in section 705 of title VII of division R 
of the Take Responsibility for Workers and Families Act, $100,000,000, 
to remain available until expended:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

              Federal Motor Carrier Safety Administration

              motor carrier safety operations and programs

    Of prior year unobligated contract authority and liquidating cash 
provided for Motor Carrier Safety in the Transportation Equity Act for 
the 21st Century (Public Law 105-178), SAFETEA-LU (Public Law 109-59), 
or any other Act, in addition to amounts already appropriated in fiscal 
year 2020 for ``Motor Carrier Safety Operations and Programs'' $150,000 
in additional obligation limitation is provided and repurposed for 
obligations incurred to support activities to prevent, prepare for, and 
respond to coronavirus:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                    Federal Railroad Administration

                         safety and operations

    For an additional amount for ``Safety and Operations'', $250,000, 
to remain available until September 30, 2021, to prevent, prepare for, 
and respond to coronavirus:  Provided, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

     northeast corridor grants to the national railroad passenger 
                              corporation

                     (including transfer of funds)

    For an additional amount for ``Northeast Corridor Grants to the 
National Railroad Passenger Corporation'', $492,000,000, to remain 
available until September 30, 2021, to prevent, prepare for, and 
respond to coronavirus, including to enable the Secretary of 
Transportation to make or amend existing grants to the National 
Railroad Passenger Corporation for activities associated with the 
Northeast Corridor as authorized by section 11101(a) of the Fixing 
America's Surface Transportation Act (division A of Public Law 114-94): 
 Provided, That amounts made available under this heading in this Act 
may be transferred to and merged with ``National Network Grants to the 
National Railroad Passenger Corporation'' to prevent, prepare for, and 
respond to coronavirus:  Provided further, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

 national network grants to the national railroad passenger corporation

                     (including transfer of funds)

    For an additional amount for ``National Network Grants to the 
National Railroad Passenger Corporation'', $526,000,000, to remain 
available until September 30, 2021, to prevent, prepare for, and 
respond to coronavirus, including to enable the Secretary of 
Transportation to make or amend existing grants to the National 
Railroad Passenger Corporation for activities associated with the 
National Network as authorized by section 11101(b) of the Fixing 
America's Surface Transportation Act (division A of Public Law 114-94): 
 Provided, That a State shall not be required to pay the National 
Railroad Passenger Corporation more than 80 percent of the amount paid 
in fiscal year 2019 under section 209 of the Passenger Rail Investment 
and Improvement Act of 2008 (Public Law 110-432) and that not less than 
$239,000,000 of the amounts made available under this heading in this 
Act shall be made available for use in lieu of any increase in a 
State's payment:  Provided further, That amounts made available under 
this heading in this Act may be transferred to and merged with the 
``Northeast Corridor Grants to the National Railroad Passenger 
Corporation'' to prevent, prepare for, and respond to coronavirus:  
Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                     Federal Transit Administration

                     transit infrastructure grants

    For an additional amount for ``Transit Infrastructure Grants'' 
$25,000,000,000, to remain available until September 30, 2021, to 
prevent, prepare for, and respond to coronavirus:  Provided, That the 
Secretary of Transportation shall provide funds appropriated under this 
heading in this Act as if such funds were provided under section 5307 
of title 49, United States Code, and apportion such funds in accordance 
with section 5336 of such title (other than subsections (h)(1) and 
(h)(4)), sections 5311, 5337, and 5340 of title 49, United States Code, 
and apportion such funds in accordance with such sections, except that 
funds apportioned under section 5337 shall be added to funds 
apportioned under section 5307 for administration under section 5307:  
Provided further, That the Secretary shall allocate the amounts 
provided in the preceding proviso under sections 5307, 5311, 5337, and 
5340 of title 49, United States Code, among such sections in the same 
ratio as funds were provided in the fiscal year 2020 apportionments:  
Provided further, That funds apportioned under this heading shall be 
apportioned not later than 7 days after the date of enactment of this 
Act:  Provided further, That funds shall be apportioned using the 
fiscal year 2020 apportionment formulas:  Provided further, That not 
more than three-quarters of 1 percent of the funds for transit 
infrastructure grants shall be available for administrative expenses 
and ongoing program management oversight as authorized under sections 
5334 and 5338(f)(2) of title 49, United States Code, and shall be in 
addition to any other appropriations for such purpose:  Provided 
further, That notwithstanding subsection (a)(1) or (b) of section 5307 
of title 49, United States Code, funds provided under this heading are 
available for the operating expenses of transit agencies related to the 
response to a public health emergency as described in section 319 of 
the Public Health Service Act, including, beginning on January 31, 
2020, reimbursement for operating costs to maintain service and lost 
revenue due to the public health emergency, the purchase of personal 
protective equipment, and paying the administrative leave of operations 
personnel due to reductions in service:  Provided further, That such 
operating expenses are not required to be included in a transportation 
improvement program, long-range transportation, statewide 
transportation plan, or a statewide transportation improvement program: 
 Provided further, That the Secretary shall not waive the requirements 
of section 5333 of title 49, United States Code, for funds appropriated 
under this heading or for funds previously made available under section 
5307 of title 49, United States Code, or sections 5311, 5337, or 5340 
of such title as a result of the coronavirus:  Provided further, That 
unless otherwise specified, applicable requirements under chapter 53 of 
title 49, United States Code, shall apply to funding made available 
under this heading, except that the Federal share of the costs for 
which any grant is made under this heading shall be, at the option of 
the recipient, up to 100 percent:  Provided further, That the amount 
made available under this heading shall be derived from the general 
fund and shall not be subject to any limitation on obligations for 
transit programs set forth in any Act:  Provided further, That such 
amount is designated by the Congress as being for an emergency 
requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget 
and Emergency Deficit Control Act of 1985.

                        Maritime Administration

                        operations and training

    For an additional amount for ``Operations and Training'', 
$3,134,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus:  Provided, That of the amounts 
made available under this heading in this Act, $1,000,000 shall be for 
the operations of the United States Merchant Marine Academy:  Provided 
further, That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                      Office of Inspector General

                         salaries and expenses

    For an additional amount for ``Office of Inspector General'', 
$5,000,000, to remain available through September 30, 2021:  Provided, 
That the amount made available under this heading in this Act shall be 
for necessary expenses of the Office of Inspector General to carry out 
the provisions of the Inspector General Act of 1978, as amended:  
Provided further, That the amounts made available under this heading in 
this Act shall be used to conduct audits and investigations of 
activities carried out with amounts made available in this Act to the 
Department of Transportation to prevent, prepare for, and respond to 
coronavirus:  Provided further, That the Inspector General shall have 
all the necessary authority, in carrying out the duties specified in 
the Inspector General Act, as amended (5 U.S.C. App 3), to investigate 
allegations of fraud, including false statements to the Government (18 
U.S.C. 1001), by any person or entity that is subject to regulation by 
the Department of Transportation:  Provided further, That such amount 
is designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

            General Provisions--Department of Transportation

    Sec. 12101.  For amounts made available by this Act under the 
headings ``Northeast Corridor Grants to the National Railroad Passenger 
Corporation'' and ``National Network Grants to the National Railroad 
Passenger Corporation'', the Secretary of Transportation may not waive 
the requirements under section 24312 of title 49, United States Code, 
and section 24305(f) of title 49, United States Code:  Provided, That 
for amounts made available by this Act under such headings the 
Secretary shall require the National Railroad Passenger Corporation to 
comply with the Railway Retirement Act of 1974 (45 U.S.C. 231 et seq.), 
the Railway Labor Act (45 U.S.C. 151 et seq.), and the Railroad 
Unemployment Insurance Act (45 U.S.C. 351 et seq.):  Provided further, 
That not later than 7 days after the date of enactment of this Act and 
each subsequent 7 days thereafter, the Secretary shall notify the House 
and Senate Committees on Appropriations, the Committee on 
Transportation and Infrastructure of the House of Representatives, and 
the Committee on Commerce, Science, and Transportation of the Senate of 
any National Railroad Passenger Corporation employee furloughs as a 
result of efforts to prevent, prepare for, and respond to coronavirus:  
Provided further, That in the event of any National Railroad Passenger 
Corporation employee furloughs as a result of efforts to prevent, 
prepare for, and respond to coronavirus, the Secretary shall require 
the National Railroad Passenger Corporation to provide such employees 
the opportunity to be recalled to their previously held positions as 
intercity passenger rail service is restored to March 1, 2020 levels 
and not later than the date on which intercity passenger rail service 
has been fully restored to March 1, 2020 levels.

              DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

                     Management and Administration

                     administrative support offices

    For an additional amount for ``Administrative Support Offices'', 
$10,000,000, to remain available until September 30, 2021, to prevent, 
prepare for, and respond to coronavirus:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                            program offices

    For an additional amount for ``Program Offices'', $10,000,000, to 
remain available until September 30, 2030, to prevent, prepare for, and 
respond to coronavirus:  Provided, That of the sums appropriated under 
this heading in this Act--
            (1) $2,500,000 shall be available for the Office of Public 
        and Indian Housing;
            (2) $5,000,000 shall be available for the Office of 
        Community Planning and Development; and
            (3) $2,500,000 shall be available for the Office of 
        Housing:
  Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                       Public and Indian Housing

                     tenant-based rental assistance

    For an additional amount for ``Tenant-Based Rental Assistance'', 
$1,500,000,000, to remain available until expended, to provide 
additional funds for public housing agencies to maintain operations and 
take other necessary actions to prevent, prepare for, and respond to 
coronavirus:  Provided, That of the amounts made available under this 
heading in this Act, $1,000,000,000 shall be available for additional 
administrative and other expenses of public housing agencies in 
administering their section 8 programs, including Mainstream vouchers, 
in response to coronavirus:  Provided further, That such other expenses 
shall be new eligible activities to be defined by the Secretary and 
shall be activities to support or maintain the health and safety of 
assisted individuals and families, and costs related to retention and 
support of current participating landlords:  Provided further, That 
amounts made available under paragraph (3) of this heading in division 
H of the Further Consolidated Appropriations Act, 2020 (Public Law 116-
94) may be used for the other expenses as described in the preceding 
proviso in addition to their other available uses:  Provided further, 
That of the amounts made available under this heading in this Act, 
$500,000,000 shall be available for adjustments in the calendar year 
2020 section 8 renewal funding allocations, including Mainstream 
vouchers, for public housing agencies that experience a significant 
increase in voucher per-unit costs due to extraordinary circumstances 
or that, despite taking reasonable cost savings measures, as determined 
by the Secretary, would otherwise be required to terminate rental 
assistance for families as a result of insufficient funding:  Provided 
further, That the Secretary shall allocate amounts provided in the 
preceding proviso based on need, as determined by the Secretary:  
Provided further, That for any amounts provided under this heading in 
prior Acts for tenant-based rental assistance contracts, including 
necessary administrative expenses, under section 811 of the Cranston-
Gonzalez National Affordable Housing Act (42 U.S.C. 8013) that remain 
available for this purpose after funding renewals and administrative 
expenses, the Secretary shall award no less than 50 percent of the 
remaining amounts for the same purpose within 60 days of enactment of 
this Act:  Provided further, That the Secretary may waive, or specify 
alternative requirements for, any provision of any statute or 
regulation that the Secretary administers in connection with the use of 
the amounts made available under this heading and the same heading of 
Public Law 116-94 (except for requirements related to fair housing, 
nondiscrimination, labor standards, and the environment), upon a 
finding by the Secretary that any such waivers or alternative 
requirements are necessary for the safe and effective administration of 
these funds to prevent, prepare for, and respond to coronavirus:  
Provided further, That the Secretary shall notify the public through 
the Federal Register or other appropriate means to ensure the most 
expeditious allocation of this funding of any such waiver or 
alternative requirement in order for such waiver or alternative 
requirement to take effect, and that such public notice may be provided 
at a minimum on the Internet at the appropriate Government web site or 
through other electronic media, as determined by the Secretary:  
Provided further, That any such waivers or alternative requirements 
shall remain in effect for the time and duration specified by the 
Secretary in such public notice and may be extended if necessary upon 
additional notice by the Secretary:  Provided further, That such amount 
is designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                     public housing operating fund

    For an additional amount for ``Public Housing Operating Fund'' for 
2020 payments to public housing agencies for the operation and 
management of public housing, as authorized by section 9(e) of the 
United States Housing Act of 1937 (42 U.S.C. 1437g(e)), $720,000,000, 
to remain available until September 30, 2021:  Provided, That such 
amount shall be combined with the amount appropriated for the same 
purpose under the same heading of Public Law 116-94, and distributed to 
all public housing agencies pursuant to the Operating Fund formula at 
part 990 of title 24, Code of Federal Regulations:  Provided further, 
That for the period from the enactment of this Act through December 31, 
2020, such combined total amount may be used for eligible activities 
under subsections (d)(1) and (e)(1) of such section 9 and for other 
expenses to prevent, prepare for, and respond to coronavirus, including 
activities to support or maintain the health and safety of assisted 
individuals and families, and activities to support education and child 
care for impacted families:  Provided further, That amounts made 
available under the headings ``Public Housing Operating Fund'' and 
``Public Housing Capital Fund'' in prior Acts, except for any set-
asides listed under such headings, may be used for all of the purposes 
described in the preceding proviso:  Provided further, That the 
expanded uses and funding flexibilities described in the previous two 
provisos shall be available to all public housing agencies through 
December 31, 2020, except that the Secretary may extend the period 
under which such flexibilities shall be available in additional 12 
month increments upon a finding that individuals and families assisted 
by the public housing program continue to require expanded services due 
to the coronavirus pandemic:  Provided further, That the Secretary may 
waive, or specify alternative requirements for, any provision of any 
statute or regulation that the Secretary administers in connection with 
the use of such combined total amount of funds made available under the 
headings ``Public Housing Operating Fund'' and ``Public Housing Capital 
Fund'' in prior Acts (except for requirements related to fair housing, 
nondiscrimination, labor standards, and the environment), upon a 
finding by the Secretary that any such waivers or alternative 
requirements are necessary for the safe and effective administration of 
these funds to prevent, prepare for, and respond to coronavirus:  
Provided further, That the Secretary shall notify the public through 
the Federal Register or other appropriate means to ensure the most 
expeditious allocation of this funding of any such waiver or 
alternative requirement in order for such waiver or alternative 
requirement to take effect, and that such public notice may be provided 
at a minimum on the Internet at the appropriate Government web site or 
through other electronic media, as determined by the Secretary:  
Provided further, That any such waivers or alternative requirements 
shall remain in effect for the time and duration specified by the 
Secretary in such public notice and may be extended if necessary upon 
additional notice by the Secretary:  Provided further, That amounts 
repurposed under this heading that were previously designated by the 
Congress as an emergency requirement pursuant to the Balanced Budget 
and Emergency Deficit Control Act of 1985 are designated by the 
Congress as an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985  Provided further, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                        native american programs

    For an additional amount for ``Native American Programs'', 
$350,000,000, to remain available until September 30, 2024, to prevent, 
prepare for, and respond to coronavirus, of which--
            (1) $250,000,000 shall be for the Native American Housing 
        Block Grants program, as authorized under title I of the Native 
        American Housing Assistance and Self-Determination Act of 1996 
        (``NAHASDA'') (25 U.S.C. 4111 et seq.):  Provided, That amounts 
        made available in this paragraph shall be distributed according 
        to the same funding formula used in fiscal year 2020:  Provided 
        further, That such amounts may be used to cover the cost of and 
        reimbursement of allowable costs to prevent, prepare for, and 
        respond to coronavirus incurred by a recipient regardless of 
        the date on which such costs were incurred:  Provided further, 
        That the Secretary may waive, or specify alternative 
        requirements for, any provision of any statute or regulation 
        that the Secretary administers in connection with the use of 
        amounts made available in this paragraph and in paragraph (1) 
        under this heading in division H of the Further Consolidated 
        Appropriations Act, 2020 (Public Law 116-94) (except for 
        requirements related to fair housing, nondiscrimination, labor 
        standards, and the environment), upon a finding by the 
        Secretary that any such waivers or alternative requirements are 
        necessary to expedite or facilitate the use of such amounts, 
        including to prevent, prepare for, and respond to coronavirus:  
        Provided further, That any such waivers shall apply 
        retroactively to activities to prevent, prepare for, and 
        respond to coronavirus carried out with any amounts described 
        in the preceding proviso; and
            (2) $100,000,000 shall be for grants to Indian tribes for 
        carrying out the Indian Community Development Block Grant 
        program, as authorized under title I of the Housing and 
        Community Development Act of 1974 (42 U.S.C. 5301 et seq.) with 
        respect to Indian tribes for use to respond to emergencies that 
        constitute imminent threats to health and safety:  Provided, 
        That, notwithstanding section 106(a)(1) of such Act, the 
        Secretary shall prioritize, without competition, allocations of 
        such amounts for activities and projects to prevent, prepare 
        for, and respond to coronavirus:  Provided further, That not to 
        exceed 20 percent of any grant made with amounts made available 
        in this paragraph shall be expended for planning and management 
        development and administration:  Provided further, That such 
        amounts may be used to cover the cost of and reimbursement of 
        allowable costs to prevent, prepare for, and respond to 
        coronavirus incurred by a recipient regardless of the date on 
        which such costs were incurred:  Provided further, That, 
        notwithstanding section 105(a)(8) of the Housing and Community 
        Development Act of 1974 (42 U.S.C. 5301 et seq.), there shall 
        be no percent limitation on the use of amounts for public 
        services activities to prevent, prepare for, and respond to 
        coronavirus:  Provided further, That the preceding proviso 
        shall apply to all such activities funded with amounts made 
        available in this paragraph and in paragraph (4) under this 
        heading in division H of the Further Consolidated 
        Appropriations Act, 2020 (Public Law 116-94):  Provided 
        further, That the Secretary may waive, or specify alternative 
        requirements for, any provision of any statute or regulation 
        that the Secretary administers in connection with the use of 
        amounts made available in this paragraph and in paragraph (4) 
        under this heading in division H of the Further Consolidated 
        Appropriations Act, 2020 (Public Law 116-94) (except for 
        requirements related to fair housing, nondiscrimination, labor 
        standards, and the environment), upon a finding by the 
        Secretary that any such waivers or alternative requirements are 
        necessary to expedite or facilitate the use of such amounts, 
        including to prevent, prepare for, and respond to coronavirus:  
        Provided further, That any such waivers shall apply 
        retroactively to activities to prevent, prepare for, and 
        respond to coronavirus carried out with any amounts described 
        in the preceding proviso:
  Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                   Community Planning and Development

              housing opportunities for persons with aids

    For an additional amount for carrying out the ``Housing 
Opportunities for Persons with AIDS'' program, as authorized by the 
AIDS Housing Opportunity Act (42 U.S.C. 12901 et seq.), $130,000,000, 
to remain available until September 30, 2021, except that amounts 
allocated pursuant to section 854(c)(5) of such Act shall remain 
available until September 30, 2022, to provide additional funds to 
maintain operations and for rental assistance, supportive services, and 
other necessary actions, in order to prevent, prepare for, and respond 
to the coronavirus:  Provided, That not less than $100,000,000 of the 
amount provided under this heading in this Act shall be allocated 
pursuant to the formula in section 854 of such Act using the same data 
elements as utilized pursuant to that same formula in fiscal year 2020: 
 Provided further, That up to $20,000,000 of the amount provided under 
this heading in this Act shall be to provide an additional one-time, 
non-renewable award to grantees currently administering existing 
contracts for permanent supportive housing that initially were funded 
under section 854(c)(5) of such Act from funds made available under 
this heading in fiscal year 2010 and prior years:  Provided further, 
That such awards shall be made proportionally to their existing grants: 
 Provided further, That, notwithstanding section 858(b)(3)(B) of such 
Act (42 U.S.C. 12907(b)(3)(B)), housing payment assistance for rent, 
mortgage, or utilities payments may be provided for a period of up to 
24 months:  Provided further, That such awards are not required to be 
spent on permanent supportive housing:  Provided further, That, to 
protect persons who are living with HIV/AIDS, such amounts provided 
under this heading in this Act may be used to self-isolate, quarantine, 
or to provide other coronavirus infection control services as 
recommended by the Centers for Disease Control and Prevention for 
household members not living with HIV/AIDS:  Provided further, That 
such amounts may be used to provide relocation services, including to 
provide lodging at hotels, motels, or other locations in order to 
satisfy the objectives of the preceding proviso:  Provided further, 
That, notwithstanding section 856(g) of such Act (42 U.S.C. 12905(g)), 
a grantee may use up to 6 percent of its award under this Act for 
administrative purposes, and a project sponsor may use up to 10 percent 
of its sub-award under this Act for administrative purposes:  Provided 
further, That such amounts provided under this heading in this Act may 
be used to reimburse allowable costs consistent with the purposes of 
this heading incurred by a grantee or project sponsor regardless of the 
date on which such costs were incurred:  Provided further, That any 
regulatory waivers the Secretary may issue may be deemed to be 
effective as of the date a grantee began preparing for coronavirus:  
Provided further, That any additional activities or authorities 
authorized under this heading in this Act may also apply at the 
discretion and upon notice of the Secretary to all amounts made 
available under this same heading in Public Law 116-94 if such amounts 
are used by grantees for the purposes described under this heading:  
Provided further, That up to 2 percent of amounts made available under 
this heading in this Act may be used, without competition, to increase 
prior awards made to existing technical assistance providers to provide 
an immediate increase in capacity building and technical assistance 
available to grantees under this heading and under the same heading in 
prior Acts:  Provided further, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                       community development fund

    For an additional amount for ``Community Development Fund'', 
$15,000,000,000, for assistance under the community development block 
grant program under title I of the Housing and Community Development 
Act of 1974 (42 U.S.C. 5301 et seq.) to prevent, prepare for, and 
respond to coronavirus, to remain available until September 30, 2022:  
Provided, That up to $8,000,000,000 of the amount made available under 
this heading shall be distributed pursuant to section 106 of such Act 
(42 U.S.C. 5306) to grantees that received allocations pursuant to that 
same formula in fiscal year 2020, and that such allocations shall be 
made within 30 days of enactment of this Act:  Provided further, That, 
in addition to amounts allocated pursuant to the preceding proviso, an 
additional $5,000,000,000 shall be allocated directly to States to 
prevent, prepare for, and respond to coronavirus within the State, 
including activities within entitlement and nonentitlement communities, 
based on public health needs, risk of transmission of coronavirus, 
number of coronavirus cases compared to the national average, and 
economic and housing market disruptions, and other factors, as 
determined by the Secretary, using best available data and that such 
allocations shall be made within 45 days of enactment of this Act:  
Provided further, That any remaining amounts shall be distributed 
directly to the State or unit of general local government, at the 
discretion of the Secretary, according to a formula based on factors to 
be determined by the Secretary, prioritizing risk of transmission of 
coronavirus, number of coronavirus cases compared to the national 
average, and economic and housing market disruptions resulting from 
coronavirus:  Provided further, That such allocations may be made on a 
rolling basis as additional needs develop and data becomes available:  
Provided further, That the Secretary shall make all such allocations 
based on the best available data at the time of allocation:  Provided 
further, That amounts made available in the preceding provisos may be 
used to reimburse allowable costs consistent with the purposes of this 
heading in this Act incurred by a State or locality regardless of the 
date on which such costs were incurred:  Provided further, That section 
116(b) of such Act (42 U.S.C. 5316(b)) and any implementing 
regulations, which require grantees to submit their final statements of 
activities no later than August 16 of a given fiscal year, shall not 
apply to final statements submitted in accordance with sections 
104(a)(2) and (a)(3) of such Act (42 U.S.C. 5304(a)(2) and (a)(3)) and 
comprehensive housing affordability strategies submitted in accordance 
with section 105 of the Cranston-Gonzalez National Affordable Housing 
Act (42 U.S.C. 12705) for fiscal years 2019 and 2020:  Provided 
further, That such final statements and comprehensive housing 
affordability strategies shall instead be submitted not later than 
August 16, 2021:  Provided further, That the Secretary may waive, or 
specify alternative requirements for, any provision of any statute or 
regulation that the Secretary administers in connection with the use of 
amounts made available under this heading and for fiscal years 2019 and 
2020 (except for requirements related to fair housing, 
nondiscrimination, labor standards, and the environment), if the 
Secretary finds that good cause exists for the waiver or alternative 
requirement and such waiver or alternative requirement would not be 
inconsistent with the overall purpose of title I of the Housing and 
Community Development Act of 1974 , including for the purposes of 
addressing the impact of coronavirus:  Provided further, That any such 
waiver or alternative requirement shall not take effect before the 
expiration of the 5-day period that begins on the date on which the 
Secretary notifies the public through the Federal Register or other 
appropriate means, including by means of the Internet at the 
appropriate Government web site or through other electronic media, as 
determined by the Secretary:  Provided further, That of the amounts 
made available under this heading, up to $10,000,000 shall be made 
available for capacity building and technical assistance to support the 
use of such amounts to expedite or facilitate infectious disease 
response:  Provided further, That, notwithstanding sections 104(a)(2), 
(a)(3), and (c) of the Housing and Community Development Act of 1974 
(42 U.S.C. 5304(a)(2), (a)(3), and (c)) and section 105 of the 
Cranston-Gonzalez National Affordable Housing Act (42 U.S.C. 12705), a 
grantee may not be required to amend its statement of activities in 
order to engage in activities to prevent, prepare, and respond to 
coronavirus or the economic and housing disruption caused by such 
virus, but shall make public a report within 180 days of the end of the 
crisis which fully accounts for those activities:  Provided further, 
That a grantee may not be required to hold in-person public hearings in 
connection with citizen participation plan, but shall provide citizens 
with notice and a reasonable opportunity to comment of no less than 15 
days:  Provided further, That such procedures shall apply to grants 
from amounts made available under this heading and for fiscal years 
2019 and 2020:  Provided further, That, during the period that national 
or local health authorities recommend social distancing and limiting 
public gatherings for public health reasons, a grantee may carry out 
virtual public hearings to fulfill applicable public hearing 
requirements for all grants from funds made available under this 
heading in this and prior Acts:  Provided further, That any such 
virtual hearings shall provide reasonable notification and access for 
citizens in accordance with the grantee's certifications, timely 
responses from local officials to all citizen questions and issues, and 
public access to all questions and responses:  Provided further, That, 
notwithstanding subsection 105(a)(8) of the Housing and Community 
Development Act of 1974 (42 U.S.C. 5305(a)(8)), there shall be no 
percent limitation for the use of funds for public services activities 
to prevent, prepare, and respond to coronavirus or the economic and 
housing disruption caused by it:  Provided further, That the preceding 
proviso shall apply to all such activities carried out with grants of 
funds made available under this heading and for fiscal years 2019 and 
2020:  Provided further, That the Secretary shall ensure there are 
adequate procedures in place to prevent any duplication of benefits as 
defined by section 312 of the Robert T. Stafford Disaster Relief and 
Emergency Assistance Act (42 U.S.C. 5155) and act in accordance with 
section 1210 of the Disaster Recovery Reform Act of 2018 (division D of 
Public Law 115-254; 132 Stat. 3442) and section 312 of the Robert T. 
Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5115): 
 Provided further, That such amount is designated by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985.

                       homeless assistance grants

    For an additional amount for ``Homeless Assistance Grants'', 
$5,000,000,000, to remain available until September 30, 2022, for the 
Emergency Solutions Grants program as authorized under subtitle B of 
title IV of the McKinney-Vento Homeless Assistance Act (42 U.S.C. 11371 
et seq.), as amended, to prevent, prepare for, and respond to 
coronavirus among individuals and families who are homeless, receiving 
homeless assistance, or at risk of homelessness and to support 
additional homeless assistance and homelessness prevention activities 
to mitigate the impacts created by coronavirus:  Provided, That up to 
$1,500,000,000 of the amount appropriated under this heading in this 
Act shall be distributed pursuant to 24 CFR 576.3 to grantees that 
received allocations pursuant to that same formula in fiscal year 2020, 
and that such allocations shall be made within 30 days of enactment of 
this Act:  Provided further, That, in addition to amounts allocated in 
the preceding proviso, an additional $1,500,000,000 shall be allocated 
directly to a State or unit of general local government by a formula to 
be developed by the Secretary and that such allocations shall be made 
within 45 days of enactment of this Act:  Provided further, That such 
formula shall allocate such amounts for the benefit of unsheltered 
homeless, sheltered homeless, and those at risk of homelessness to 
geographical areas with the greatest need based on the risk of 
increasing transmission of coronavirus, rising rates of sheltered and 
unsheltered homelessness, and disruptions to economic and housing 
markets and other factors, as determined by the Secretary:  Provided 
further, That not less than every 60 days thereafter, the Secretary 
shall allocate a minimum of an additional $500,000,000:  Provided 
further, That amounts in the preceding proviso shall be allocated by a 
formula to be developed by the Secretary which takes into consideration 
the factors contained in the third proviso under this heading, in 
addition to the best available data on the number of coronavirus cases 
and disruptions in economic and housing markets, and other factors as 
determined by the Secretary:  Provided further, That such amounts may 
be used to reimburse allowable costs consistent with the purposes of 
this heading incurred by a State or locality regardless of the date on 
which such costs were incurred:  Provided further, That individuals and 
families who are very low-income (as such term is defined in section 
3(b) of the United States Housing Act of 1937 (42 U.S.C. 1437a(b)) 
shall be considered ``at risk of homelessness'' and eligible for 
homelessness prevention assistance if they meet the criteria in 
subparagraphs (B) and (C) of section 401(1) of the McKinney-Vento 
Homeless Act (42 U.S.C. 11360(1)(B) and (C)):  Provided further, That 
any individuals and families who are low-income (as such term is 
defined in section 3(b) of the United States Housing Act of 1937 (42 
U.S.C. 1437a(b)) shall be eligible for rental assistance:  Provided 
further, That recipients may deviate from applicable procurement 
standards when procuring goods and services consistent with the 
purposes of this heading:  Provided further, That a recipient may use 
up to 10 percent of its allocation for administrative purposes:  
Provided further, That the use of such amounts shall not be subject to 
the consultation, citizen participation, or match requirements that 
otherwise apply to the Emergency Solutions Grants program, except that 
a recipient must publish how it has and will utilize its allocation at 
a minimum on the Internet at the appropriate Government web site or 
through other electronic media:  Provided further, That the spending 
cap established pursuant to section 415(b) of the McKinney-Vento 
Homeless Act (42 U.S.C. 11374) shall not apply to such amounts:  
Provided further, That such amounts may be used to provide temporary 
emergency shelters (through leasing of existing property, temporary 
structures, or other means) for the purposes described under this 
heading, and that such temporary emergency shelters shall not be 
subject to the minimum periods of use required by section 416(c)(1) of 
such Act (42 U.S.C. 11375(c)(1)):  Provided further, That Federal 
habitability and environmental review standards and requirements shall 
not apply to the use of such amounts for those temporary emergency 
shelters that have been determined by Federal, State, or local health 
officials to be necessary to prevent and mitigate the spread of 
coronavirus:  Provided further, That such amounts may be used for 
training on infectious disease prevention and mitigation and to provide 
hazard pay, including for time worked prior to enactment of this Act, 
for staff working directly to prevent and mitigate the spread of 
coronavirus among persons who are homeless or at risk of homelessness, 
and that such activities shall not be considered administrative costs 
for purposes of the 10 percent cap:  Provided further, That in 
administering the amounts made available under this heading in this 
Act, the Secretary may waive, or specify alternative requirements for, 
any provision of any statute or regulation (except for any requirements 
related to fair housing, nondiscrimination, labor standards, and the 
environment) that the Secretary administers in connection with the 
obligation or use by the recipient of these amounts, if the Secretary 
finds that good cause exists for the waiver or alternative requirement 
and such waiver or alternative requirement is consistent with the 
purposes described under this heading:  Provided further, That any such 
waivers shall be deemed to be effective as of the date a State or unit 
of local government began preparing for coronavirus and shall apply to 
the use of amounts provided under this heading and amounts provided 
under the same heading in fiscal year 2020 used by recipients for the 
purposes described under this heading:  Provided further, That the 
Secretary shall notify the public through the Federal Register or other 
appropriate means, 5 days before the effective date, of any such waiver 
or alternative requirement, and that such public notice may be provided 
on the Internet at the appropriate Government web site or through other 
electronic media, as determined by the Secretary:  Provided further, 
That up to 1 percent of amounts made available under this heading in 
this Act may be used to increase prior awards made to existing 
technical assistance providers with experience in providing health care 
services in order to provide an immediate increase in capacity building 
and technical assistance to recipients of the Emergency Solutions 
Grants program under this heading and under the same heading in fiscal 
years 2018, 2019 and 2020:  Provided further, That none of the funds 
provided under this heading may be used to require people experiencing 
homelessness to receive treatment or perform any other prerequisite 
activities as a condition for receiving shelter, housing, or other 
services:  Provided further, That such amount is designated by the 
Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                      emergency rental assistance

    For and additional amount for ``Emergency Rental Assistance'', as 
authorized in section 104 of title I of division I of the Take 
Responsibility for Workers and Families Act, $100,000,000,000, to 
remain available until expended:  Provided, That such amount is 
designated by the Congress as being for an emergency requirement 
pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and 
Emergency Deficit Control Act of 1985.

                        housing assistance fund

    For an additional amount for the ``Housing Assistance Fund'', as 
authorized in section 107 of title I of division I of the Take 
Responsibility for Workers and Families Act, $35,000,000,000, to remain 
available until expended:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                            Housing Programs

                       assisted housing stability

    For an additional amount for assistance to owners or sponsors of 
properties receiving project-based assistance pursuant to section 202 
of the Housing Act of 1959 (12 U.S.C. 17012), section 811 of the 
Cranston-Gonzalez National Affordable Housing Act (42 U.S.C. 8013), or 
section 8 of the United States Housing Act of 1937, as amended, (42 
U.S.C. 1437f), $1,100,000,000, to remain available until expended, 
unless otherwise specified:  Provided, That such amounts shall be used 
to prevent, prepare for, and respond to coronavirus:  Provided further, 
That of the amounts made available under this heading in this Act:
            (1) $1,000,000,000 shall be for ``Project-Based Rental 
        Assistance'' to supplement funds already available for expiring 
        or terminating section 8 project-based subsidy contracts 
        (including section 8 moderate rehabilitation contracts), for 
        amendments to section 8 project-based subsidy contracts 
        (including section 8 moderate rehabilitation contracts), for 
        contracts entered into pursuant to section 441 of the McKinney-
        Vento Homeless Assistance Act (42 U.S.C. 11401), for renewal of 
        section 8 contracts for units in projects that are subject to 
        approved plans of action under the Emergency Low Income Housing 
        Preservation Act of 1987 or the Low-Income Housing Preservation 
        and Resident Homeownership Act of 1990, and for administrative 
        and other expenses associated with project-based activities and 
        assistance funded under this paragraph;
            (2) $75,000,000, to remain available until September 30, 
        2022, shall be for ``Housing for the Elderly'' to supplement 
        funds already available for project rental assistance for the 
        elderly under section 202(c)(2) of such Housing Act of 1959, 
        including amendments to contracts for such assistance and 
        renewal of expiring contracts for such assistance for up to a 
        1-year term, for senior preservation rental assistance 
        contracts, including renewals, as authorized by section 811(e) 
        of the American Housing and Economic Opportunity Act of 2000, 
        as amended, and for supportive services associated with the 
        housing for the elderly as authorized by such section 202:  
        Provided further, That funds made available under this 
        paragraph shall be used to provide emergency assistance for 
        continuation of contracts for project rental assistance and 
        amendment to such contracts, supportive services, existing 
        service coordinators, one-time grants to hire additional 
        service coordinators, other staffing, rent supports, and 
        emergency preparedness relating to coronavirus; and
            (3) $25,000,000, to remain available until September 30, 
        2023, shall be for ``Housing for Persons with Disabilities'' to 
        supplement funds already available for project rental 
        assistance for supportive housing for persons with disabilities 
        under section 811(d)(2) of such Cranston-Gonzalez National 
        Affordable Housing Act, for project assistance contracts 
        pursuant to section 202(h) of the Housing Act of 1959 (Public 
        Law 86-372; 73 Stat. 667), including amendments to contracts 
        for such assistance and renewal of expiring contracts for such 
        assistance for up to a 1-year term, for project rental 
        assistance to State housing finance agencies and other 
        appropriate entities as authorized under section 811(b)(3) of 
        the Cranston-Gonzalez National Housing Act, and for supportive 
        services associated with the housing for persons with 
        disabilities as authorized by section 811(b)(1) of such Act:
  Provided further, That for the purposes of addressing the impact of 
coronavirus, the Secretary may waive, or specify alternative 
requirements for, any provision of any statute or regulation that the 
Secretary administers in connection with the use of amounts made 
available under this heading in this Act (except for requirements 
related to fair housing, nondiscrimination, labor standards, and the 
environment) upon a finding by the Secretary that any such waivers or 
alternative requirements are necessary to expedite or facilitate the 
use of such amounts:  Provided further, That the Secretary shall notify 
the public through the Federal Register or other appropriate means of 
any such waiver or alternative requirement in order for such waiver or 
alternative requirement to take effect, and that such public notice may 
be provided at minimum on the Internet at the appropriate Government 
web site or through other electronic media, as determined by the 
Secretary:  Provided further, That up to 1 percent of the amounts 
provided under paragraphs (1), (2) and (3) may be used to make new 
awards or increase prior awards made to existing technical assistance 
providers, without competition, to provide an immediate increase in 
capacity building and technical assistance available to recipients of 
amounts identified in the preceding proviso, to remain available until 
September 30, 2024:  Provided further, That such amount is designated 
by the Congress as being for an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.

                   Fair Housing and Equal Opportunity

                        fair housing activities

    For an additional amount for ``Fair Housing Activities'', 
$7,000,000, to remain available until September 30, 2021, for 
contracts, grants, and other assistance, as authorized by title VIII of 
the Civil Rights Act of 1968, as amended by the Fair Housing Amendments 
Act of 1988, and section 561 of the Housing and Community Development 
Act of 1987, to prevent, prepare for, and respond to coronavirus, of 
which $4,000,000 shall be for the Fair Housing Assistance Program 
Partnership for Special Enforcement grants to address fair housing 
issues relating to coronavirus, and $3,000,000 shall be for the Fair 
Housing Initiatives Program for education and outreach activities under 
such section 561 to educate the public about fair housing issues 
related to coronavirus:  Provided, That such amount is designated by 
the Congress as being for an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985.

                      Office of Inspector General

    For an additional amount for ``Office of Inspector General'', 
$5,000,000, to remain available until September 30, 2021:  Provided, 
That the amount made available under this heading in this Act shall be 
for necessary salaries and expenses of the Office of Inspector General 
in carrying out the Inspector General Act of 1978 and to conduct audits 
and investigations of activities carried out with amounts made 
available in this Act to the Department of Housing and Urban 
Development to prevent, prepare for, and respond to coronavirus:  
Provided further, That the Inspector General shall have independent 
authority over all personnel issues within this office:  Provided 
further, That such amount is designated by the Congress as being for an 
emergency requirement pursuant to section 251(b)(2)(A)(i) of the 
Balanced Budget and Emergency Deficit Control Act of 1985.

                               TITLE XIII

                   GENERAL PROVISIONS--THIS DIVISION

    Sec. 13101.  Not later than 30 days after the date of enactment of 
this Act, the head of each executive agency that receives funding in 
this Act, or that received funding in the Coronavirus Preparedness and 
Response Supplemental Appropriations Act, 2020 (division A of Public 
Law 116-123) or the Second Coronavirus Preparedness and Response 
Supplemental Appropriations Act, 2020 (division A of Public Law 116-
127), shall provide a report detailing the anticipated uses of all such 
funding to the Committees on Appropriations of the House of 
Representatives and the Senate:  Provided, That each report shall 
include estimated personnel and administrative costs, as well as the 
total amount of funding apportioned, allotted, obligated, and expended, 
to date:  Provided further, That each such report shall be updated and 
submitted to such Committees every 60 days until all funds are expended 
or expire:  Provided further, That reports submitted pursuant to this 
section shall satisfy the requirements of section 1701 of division A of 
Public Law 116-127.
    Sec. 13102.  Each amount appropriated or made available by this Act 
is in addition to amounts otherwise appropriated for the fiscal year 
involved.
    Sec. 13103.  In this Act, the term ``coronavirus'' means SARS-CoV-2 
or another coronavirus with pandemic potential.
    Sec. 13104.  No part of any appropriation contained in this Act 
shall remain available for obligation beyond the current fiscal year 
unless expressly so provided herein.
    Sec. 13105.  Unless otherwise provided for by this Act, the 
additional amounts appropriated by this Act to appropriations accounts 
shall be available under the authorities and conditions applicable to 
such appropriations accounts for fiscal year 2020.
    Sec. 13106.  Each amount designated in this Act by the Congress as 
being for an emergency requirement pursuant to section 251(b)(2)(A)(i) 
of the Balanced Budget and Emergency Deficit Control Act of 1985 shall 
be available (or rescinded or transferred, if applicable) only if the 
President subsequently so designates all such amounts and transmits 
such designations to the Congress.
    Sec. 13107.  Any amount appropriated by this Act, designated by the 
Congress as an emergency requirement pursuant to section 
251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control 
Act of 1985 and subsequently so designated by the President, and 
transferred pursuant to transfer authorities provided by this Act shall 
retain such designation.
    Sec. 13108.  Notwithstanding any other provision of law, and 
subject to the availability of appropriations, funds made available by 
this Act or any other Act may be used to modify the terms and 
conditions of a contract, or other agreement, without consideration, to 
authorize a federal agency to reimburse at contract billing rates not 
to exceed an average of 40 hours per week any contractor paid leave, 
including sick leave, the contractor provides to its employees to 
ensure the effective response to the declared national emergency for 
the coronavirus pandemic event. Such authority shall apply only to a 
contractor whose employees cannot perform work on a federally owned or 
leased facility or site due to Federal Government directed closures or 
other restrictions, and who cannot telework because their job duties 
cannot be performed remotely during the declared national emergency for 
the coronavirus pandemic event. This authority also shall apply to 
subcontractors. The amounts made available by this section are 
designated by the Congress as an emergency requirement pursuant to 
section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit 
Control Act of 1985.
    This division may be cited as the ``Third Coronavirus Preparedness 
and Response Supplemental Appropriations Act, 2020''.

      DIVISION B--EMERGENCY FAMILY AND MEDICAL LEAVE EXPANSION ACT

SEC. 20001. REFERENCES.

    Except as otherwise expressly provided, whenever in this division 
an amendment or repeal is expressed in terms of an amendment to, or 
repeal of, a section or other provision, the reference shall be 
considered to be made to a section or other provision of the Family and 
Medical Leave Act of 1993 (29 U.S.C. 2601 et seq.), as amended by the 
Emergency Family and Medical Leave Expansion Act (Public Law 116-127).

SEC. 20002. EMPLOYER CLARIFICATION.

    Section 101(4) is amended by adding at the end the following:
                    ``(C) Clarification.--Subparagraph (A)(i) shall not 
                apply with respect to a public agency described in 
                subparagraph (A)(iii).''.

SEC. 20003. EMERGENCY LEAVE EXTENSION.

    Section 102(a)(1)(F) is amended by striking ``December 31, 2020'' 
and inserting ``December 31, 2021''.

SEC. 20004. EMERGENCY LEAVE DEFINITIONS.

    (a) Eligible Employee.--Section 110(a)(1) is amended in 
subparagraph (A), by striking ``sections 101(2)(A) and 101(2)(B)(ii)'' 
and inserting ``section 101(2)''.
    (b) Employer Threshold.--Section 110(a)(1)(B) is amended by 
striking ``fewer than 500 employees'' and inserting ``1 or more 
employees''.
    (c) Parent.--Section 110(a)(1) is amended by adding at the end the 
following:
                    ``(C) Parent.--In lieu of the definition in section 
                101(7), the term `parent', with respect to an employee, 
                means any of the following:
                            ``(i) A biological, foster, or adoptive 
                        parent of the employee.
                            ``(ii) A stepparent of the employee.
                            ``(iii) A parent-in-law of the employee.
                            ``(iv) A parent of a domestic partner of 
                        the employee.
                            ``(v) A legal guardian or other person who 
                        stood in loco parentis to an employee when the 
                        employee was a child.''.
    (d) Qualifying Need Related to a Public Health Emergency.--Section 
110(a)(2)(A) is amended to read as follows:
                    ``(A) Qualifying need related to a public health 
                emergency.--The term `qualifying need related to a 
                public health emergency', with respect to leave, means 
                that the employee is unable to perform the functions of 
                the position of such employee due to a need for leave 
                for any of the following:
                            ``(i) To comply with a recommendation or 
                        order by a public official having jurisdiction 
                        or a health care provider on the basis that the 
                        physical presence of the employee on the job 
                        would jeopardize the health of others because 
                        of--
                                    ``(I) the exposure of the employee 
                                to COVID-19; or
                                    ``(II) exhibition of symptoms of 
                                COVID-19 by the employee.
                            ``(ii) To care for a family member of an 
                        eligible employee with respect to whom a public 
                        official having jurisdiction or a health care 
                        provider makes a determination that the 
                        presence of such family member in the community 
                        would jeopardize the health of other 
                        individuals in the community because of--
                                    ``(I) the exposure of the family 
                                member to COVID-19; or
                                    ``(II) exhibition of symptoms of 
                                COVID-19 by the family member.
                            ``(iii) To care for the son or daughter of 
                        such employee if the school or place of care 
                        has been closed, or the child care provider of 
                        such son or daughter is unavailable, due to a 
                        public health emergency.
                            ``(iv) To care for a family member who 
                        meets criteria of 101(12)(B) or is a senior 
                        citizen, if the place of care for such family 
                        member is closed, or the direct care provider 
                        is unavailable, due to a public health 
                        emergency.''.
    (e) Family Member.--Section 110(a)(2) is amended by adding at the 
end the following:
                    ``(E) Family member.--The term `family member', 
                with respect to an employee, means any of the 
                following:
                            ``(i) A parent of the employee.
                            ``(ii) A spouse of the employee.
                            ``(iii) A sibling of the employee.
                            ``(iv) Next of kin of the employee or a 
                        person for whom the employee is next of kin.
                            ``(v) A son or daughter of the employee.
                            ``(vi) A grandparent or grandchild of the 
                        employee.
                            ``(vii) An domestic partner of the 
                        employee.
                    ``(F) Domestic partner.--
                            ``(i) In general.--The term `domestic 
                        partner', with respect to an individual, means 
                        another individual with whom the individual is 
                        in a committed relationship.
                            ``(ii) Committed relationship defined.--The 
                        term `committed relationship' means a 
                        relationship between 2 individuals, each at 
                        least 18 years of age, in which each individual 
                        is the other individual's sole domestic partner 
                        and both individuals share responsibility for a 
                        significant measure of each other's common 
                        welfare. The term includes any such 
                        relationship between 2 individuals that is 
                        granted legal recognition by a State or 
                        political subdivision of a State as a marriage 
                        or analogous relationship, including a civil 
                        union or domestic partnership.''.

SEC. 20005. REGULATORY AUTHORITIES.

    (a) In General.--Section 110(a) is amended by striking paragraph 
(3).
    (b) Force or Effect of Regulations.--Any regulation issued under 
section 110(a)(3), as in effect on the day before the date of the 
enactment of this Act, shall have no force or effect.

SEC. 20006. RELATIONSHIP TO PAID LEAVE.

    Section 110(b) is amended--
            (1) in paragraph (1)--
                    (A) in the header, by striking ``10 days'' and 
                inserting ``2 workweeks'';
                    (B) in subparagraph (A), by striking ``10 days'' 
                and inserting ``2 workweeks'';
                    (C) in subparagraph (B), by inserting, ``, 
                including leave provided under section 5102 of the 
                Emergency Paid Sick Leave Act (Public Law 116-127),'' 
                after ``medical or sick leave''; and
                    (D) by inserting at the end the following:
                    ``(C) Employer requirement.--An employer may not 
                require an employee to substitute any leave described 
                in subparagraph (B) for leave under section 
                102(a)(1)(F).
                    ``(D) Relationship to other family and medical 
                leave.--Leave taken under subparagraph (F) of section 
                102(a)(1) shall not count towards the 12 weeks of leave 
                to which an employee is entitled under subparagraphs 
                (A) through (E) of such section.''; and
            (2) in paragraph (2)(A), by striking ``10 days'' and 
        inserting ``2 workweeks''.

SEC. 20007. WAGE RATE.

    Section 110(b)(2)(B)(I) is amended to read as follows:
                                    ``(I) an amount that is not less 
                                than the greater of--
                                            ``(aa) the minimum wage 
                                        rate in effect under section 
                                        6(a)(1) of the Fair Labor 
                                        Standards Act of 1938 (29 
                                        U.S.C. 206(a)(1));
                                            ``(bb) the minimum wage 
                                        rate in effect for such 
                                        employee in the applicable 
                                        State or locality, whichever is 
                                        greater, in which the employee 
                                        is employed; or
                                            ``(cc) two thirds of an 
                                        employee's regular rate of pay 
                                        (as determined under section 
                                        7(e) of the Fair Labor 
                                        Standards Act of 1938 (29 
                                        U.S.C. 207(e)); and''.

SEC. 20008. NOTICE.

    Section 110(c) is amended by inserting ``or subsection 
(a)(2)(A)(iv)'' after ``for the purpose described in subsection 
(a)(2)(A)(iii)''.

SEC. 20009. AMENDMENTS TO THE EMERGENCY FAMILY AND MEDICAL LEAVE 
              EXPANSION ACT.

    The Emergency Family and Medical Leave Expansion Act (Public Law 
116-127) is amended--
            (1) in section 3103(b), by striking ``Employees'' and 
        inserting, ``Notwithstanding section 102(a)(1)(A) of the Family 
        and Medical Leave Act of 1993 (29 U.S.C. 2612(a)(1)(A)), 
        employees''; and
            (2) by striking sections 3104 and 3105.

          DIVISION C--EMERGENCY PAID SICK LEAVE ACT AMENDMENTS

SEC. 30001. REFERENCES.

    Except as otherwise expressly provided, whenever in this division 
an amendment or repeal is expressed in terms of an amendment to, or 
repeal of, a section or other provision, the reference shall be 
considered to be made to a section or other provision of division E of 
the Families First Coronavirus Response Act (Public Law 116-127).

SEC. 30002. PAID SICK TIME REQUIREMENT.

    (a) Uses.--Section 5102(a) is amended to read as follows:
    ``(a) In General.--An employer shall provide to each employee 
employed by the employer paid sick time for any of the following uses:
            ``(1) To self-isolate because the employee is diagnosed 
        with COVID-19.
            ``(2) To obtain a medical diagnosis or care if such 
        employee is experiencing the symptoms of COVID-19.
            ``(3) To comply with a recommendation or order by a public 
        official with jurisdiction or a health care provider on the 
        basis that the physical presence of the employee on the job 
        would jeopardize the health of others because of--
                    ``(A) the exposure of the employee to COVID-19; or
                    ``(B) exhibition of symptoms of COVID-19 by the 
                employee; or
            ``(4) To care for or assist a family member of the 
        employee--
                    ``(A) who--
                            ``(i) is self-isolating because such family 
                        member has been diagnosed with COVID-19; or
                            ``(ii) is experiencing symptoms of COVID-19 
                        and needs to obtain medical diagnosis or care.
                    ``(B) with respect to whom a public official with 
                jurisdiction or a health care provider makes a 
                determination that the presence of the family member in 
                the community would jeopardize the health of other 
                individuals in the community because of--
                            ``(i) the exposure of such family member to 
                        the COVID-19; or
                            ``(ii) exhibition of symptoms of COVID-19 
                        by such family member.
            ``(5) To care for the son or daughter of such employee if 
        the school or place of care has been closed, or the child care 
        provider of such son or daughter is unavailable, due to COVID-
        19.''.
    (b) Employers With Existing Policies.--Section 5102 by adding at 
the end the following:
    ``(f) Employers With Existing Policies.--With respect to an 
employer that provides paid leave on the day before the date of 
enactment of this Act--
            ``(1) the paid sick time under this Act shall be made 
        available to employees of the employer in addition to such paid 
        leave; and
            ``(2) the employer may not change such paid leave on or 
        after such date of enactment to avoid being subject to 
        paragraph (1).''.

SEC. 30003. PROHIBITED ACTS.

    Section 5104(1) is amended by striking ``and'' at the end and 
inserting ``or''.

SEC. 30004. SUNSET.

    Section 5109 is amended by striking ``December 31, 2020'' and 
inserting ``December 31, 2021''.

SEC. 30005. DEFINITIONS.

    (a) Employee.--Section 5110(1)(A)(i) is amended--
            (1) by striking ``terms'' and inserting ``term''; and
            (2) by striking ``paragraph (5)(A)'' and inserting 
        ``paragraph (2)(A)''.
    (b) Employer.--Section 5110(2)(B) is amended--
            (1) by striking ``terms'' and inserting ``term'';
            (2) by amending subclause (I) of clause (i) to read as 
        follows:
                                    ``(I) means any person engaged in 
                                commerce or in any industry or activity 
                                affecting commerce that employs 1 or 
                                more employees;''; and
            (3) by amending clause (ii) to read as follows:
                            ``(ii) Public agency and non-profit 
                        organizations.--For purposes of clause (i)(III) 
                        and (i)(I), a public agency and a nonprofit 
                        organization shall be considered to be a person 
                        engaged in commerce or in an industry or 
                        activity affecting commerce.''.
    (c) FMLA Terms.--Section 5110(4) is amended to read as follows:
            ``(4) FMLA terms.--The terms `health care provider', `next 
        of kin', `son or daughter', and `spouse' have the meanings 
        given such terms in section 101 of the Family and Medical Leave 
        Act of 1993 (29 U.S.C. 2611).''.
    (d) Paid Sick Time.--Section 5110(5) is amended--
            (1) in subparagraph (A)--
                    (A) in clause (i), by striking ``section 2(a)'' and 
                inserting ``section 5102(a)''; and
                    (B) in clause (ii), by striking ``exceed'' and all 
                that follows and inserting ``exceed $511 per day and 
                $5,110 in the aggregate.'';
            (2) in subparagraph (B)--
                    (A) by striking the following:
                    ``(B) Required compensation.--
                            ``(i) In general.--Subject to subparagraph 
                        (A)(ii),''; and inserting the following:
                    ``(B) Required compensation.--Subject to 
                subparagraph (A)(ii),''; and
                    (B) by striking clause (ii); and
            (3) in subparagraph (C), by striking `` section 2(a)'' and 
        inserting ``section 5102(a)''.
    (a) Additional Definitions.--Section 5110 is amended by adding at 
the end the following:
            ``(6) Domestic partner.--
                    ``(A) In general.--The term `domestic partner', 
                with respect to an individual, means another individual 
                with whom the individual is in a committed 
                relationship.
                    ``(B) Committed relationship defined.--The term 
                `committed relationship' means a relationship between 2 
                individuals, each at least 18 years of age, in which 
                each individual is the other individual's sole domestic 
                partner and both individuals share responsibility for a 
                significant measure of each other's common welfare. The 
                term includes any such relationship between 2 
                individuals that is granted legal recognition by a 
                State or political subdivision of a State as a marriage 
                or analogous relationship, including a civil union or 
                domestic partnership.
            ``(7) Family member.--The term `family member', with 
        respect to an employee, means any of the following:
                    ``(A) A parent of the employee.
                    ``(B) A spouse of the employee.
                    ``(C) A son or daughter of the employee.
                    ``(D) A sibling of the employee.
                    ``(E) A next of kin of the employee or a person for 
                whom the employee is next of kin.
                    ``(F) A grandparent or grandchild of the employee.
                    ``(G) A domestic partner of the employee.
            ``(8) FFCRA terms.--The terms `child care provider' and 
        `school' have the meanings given such terms in section 
        110(a)(2) of the Family and Medical and Leave Act of 1993.
            ``(9) Parent.--The term `parent', with respect to an 
        employee, means any of the following:
                    ``(A) A biological, foster, or adoptive parent of 
                the employee.
                    ``(B) A stepparent of the employee.
                    ``(C) A parent-in-law of the employee.
                    ``(D) A parent of a domestic partner of the 
                employee.
                    ``(E) A legal guardian or other person who stood in 
                loco parentis to an employee when the employee was a 
                child.''.

SEC. 30006. REGULATORY AUTHORITIES.

    (a) In General.--Division E is amended by striking section 5111.
    (b) Force or Effect of Regulations.--Any regulation issued under 
section 5111 of division E of the Families First Coronavirus Response 
Act (Public Law 116-127), as in effect on the day before the date of 
the enactment of this Act, shall have no force or effect.

       DIVISION D--COVID-19 WORKERS FIRST PROTECTION ACT OF 2020

SEC. 40001. SHORT TITLE.

    This division may be cited as the ``COVID-19 Workers First 
Protection Act of 2020''.

SEC. 40002. EMERGENCY TEMPORARY AND PERMANENT STANDARDS.

    (a) Emergency Temporary Standard.--
            (1) In general.--In consideration of the grave risk 
        presented by COVID-19 and the need to strengthen protections 
        for employees, pursuant to section 6(c)(1) of the Occupational 
        Safety and Health Act of 1970 (29 U.S.C. 655(c)(1)) and 
        notwithstanding the provisions of law and the Executive Order 
        listed in paragraph (7), not later than 7 days after the date 
        of enactment of this Act, the Secretary of Labor shall, in 
        consultation with the Director of the Centers for Disease 
        Control and Prevention, the Director of the National Institute 
        for Occupational Safety and Health, the Commissioner of the 
        Food and Drug Administration, and the persons described in 
        paragraph (2), promulgate an emergency temporary standard to 
        protect from occupational exposure to SARS-CoV-2--
                    (A) employees of health care sector employers;
                    (B) employees of employers in the paramedic and 
                emergency medical services, including such services 
                provided by firefighters and other emergency 
                responders; and
                    (C) employees in other sectors and occupations whom 
                the Centers for Disease Control and Prevention or the 
                Occupational Safety and Health Administration 
                identifies as having elevated risk.
            (2) Consultation.--In developing the standard under this 
        subsection, the Secretary shall consult with professional 
        associations and representatives of the employees in the 
        occupations and sectors described in subparagraphs (A) through 
        (C) of paragraph (1) and the employers of such employees.
            (3) Enforcement discretion.--If the Secretary of Labor 
        determines it is not feasible for an employer to comply with a 
        requirement of the standard promulgated under this subsection 
        (such as a shortage of the necessary personal protective 
        equipment), the Secretary may exercise discretion in the 
        enforcement of such requirement if the employer demonstrates 
        that the employer--
                    (A) is exercising due diligence to come into 
                compliance with such requirement; and
                    (B) is implementing alternative methods and 
                measures to protect employees.
            (4) Extension of standard.--Notwithstanding paragraphs (2) 
        and (3) of section 6(c) of the Occupational Safety and Health 
        Act of 1970 (29 U.S.C. 655(c)), the emergency temporary 
        standard promulgated under this subsection shall be in effect 
        until the date on which the final standard promulgated under 
        subsection (b) is in effect.
            (5) State plan adoption.--With respect to a State with a 
        State plan that has been approved by the Secretary of Labor 
        under section 18 of the Occupational Safety and Health Act of 
        1970 (29 U.S.C. 667), not later than 14 days after the date of 
        enactment of this Act, such State shall promulgate an emergency 
        temporary standard that is at least as effective in protecting 
        from occupational exposure to SARS-CoV-2 the employees in the 
        occupations and sectors described in subparagraphs (A) through 
        (C) of paragraph (1) as the emergency temporary standard 
        promulgated under this subsection.
            (6) Employer defined.--For purposes of the standard 
        promulgated under this subsection, the term ``employer'' under 
        section 3 of the Occupational Safety and Health Act of 1970 (29 
        U.S.C. 652) includes any State or political subdivision of a 
        State, except for those already subject to the jurisdiction of 
        a State plan approved under Section 18(b) of the Occupational 
        Safety and Health Act of 1970.
            (7) Inapplicable provisions of law and executive order.--
        The requirements of chapter 6 of title V, United States Code 
        (commonly referred to as the ``Regulatory Flexibility Act''), 
        subchapter I of chapter 35 of title 44, United States Code 
        (commonly referred to as the ``Paperwork Reduction Act''), and 
        Executive Order 12866 (58 Fed. Reg. 190; relating to regulatory 
        planning and review), as amended, shall not apply to the 
        standard promulgated under this subsection.
    (b) Permanent Standard.--Not later than 24 months after the date of 
enactment of this Act, the Secretary of Labor shall promulgate a final 
standard--
            (1) to protect employees from occupational exposure to 
        infectious pathogens, including novel pathogens; and
            (2) that shall be effective and enforceable in the same 
        manner and to the same extent as a standard promulgated under 
        section 6(b) of the Occupational Safety and Health Act of 1970 
        (29 U.S.C. 655(b)).
    (c) Requirements.--Each standard promulgated under this section 
shall--
            (1) require the employers of the employees in the 
        occupations and sectors described in subparagraphs (A) through 
        (C) of subsection (a)(1) to develop and implement a 
        comprehensive infectious disease exposure control plan;
            (2) provide no less protection for novel pathogens than 
        precautions mandated by standards adopted by a State plan that 
        has been approved by the Secretary of Labor under section 18 of 
        the Occupational Safety and Health Act of 1970 (296 U.S.C. 
        667); and
            (3) incorporate, as appropriate--
                    (A) guidelines issued by the Centers for Disease 
                Control and Prevention, and the National Institute for 
                Occupational Safety and Health, which are designed to 
                prevent the transmission of infectious agents in 
                healthcare settings; and
                    (B) relevant scientific research on novel 
                pathogens.

SEC. 40003. SURVEILLANCE, TRACKING, AND INVESTIGATION OF WORK-RELATED 
              CASES OF COVID-19 AMONG HEALTH CARE WORKERS.

    The Director of the Centers for Disease Control and Prevention, in 
conjunction with the Director of the National Institute for 
Occupational Safety and Health, shall--
            (1) collect and analyze case reports and other data on 
        COVID-19, to identify and evaluate the extent, nature, and 
        source of COVID-19 among employees in the occupations and 
        sectors described in subparagraphs (A) through (C) of section 
        2(a)(1);
            (2) investigate, as appropriate, individual cases of COVID-
        19 among such employees to evaluate the source of exposure and 
        adequacy of infection and exposure control programs and 
        measures;
            (3) provide regular periodic reports on COVID-19 disease 
        among such employees to the public; and
            (4) based on such reports and investigations make 
        recommendations on needed actions or guidance to protect such 
        employees from COVID-19.

     DIVISION E--COVID-19 WORKFORCE EMERGENCY RESPONSE ACT OF 2020

SEC. 50001. SHORT TITLE.

    (a) Short Title.--This Act may be cited as the ``Workforce 
Emergency Response Act of 2020''.

SEC. 50002. DEFINITIONS.

    In this Act:
            (1) Coronavirus.--The term ``coronavirus'' means 
        coronavirus as defined in section 506 of the Coronavirus 
        Preparedness and Response Supplemental Appropriations Act, 2020 
        (Public Law 116-123).
            (2) COVID-19 national emergency.--The term ``COVID-19 
        national emergency'' means the national emergency declared by 
        the President under the National Emergencies Act (50 U.S.C. 
        1601 et seq.) on March 13, 2020, with respect to the 
        coronavirus.
            (3) Secretary.--The term ``Secretary'' means the Secretary 
        of Labor.
            (4) WIOA terms.--Except as otherwise provided, the terms in 
        this Act have the meanings given the terms in section 3 of the 
        Workforce Innovation and Opportunity Act (29 U.S.C. 3102).

SEC. 50003. WORKFORCE RESPONSE ACTIVITIES.

    (a) In General.--The purpose of this section is to provide the 
increased flexibility needed for State and local areas to provide 
continuity of services during the COVID-19 national emergency.
    (b) Administrative Costs.--Notwithstanding section 128(b)(4) of the 
Workforce Innovation and Opportunity Act (29 U.S.C. 3163(b)(4)), of the 
funds allocated to a local area, including a single State local area, 
under subtitle B of title I of such Act (29 U.S.C. 3151 et seq.) that 
remain unobligated for program year 2019, an amount up to 20 percent 
may be used for the administrative costs of carrying out local 
workforce investment activities under chapter 2 or chapter 3 of 
subtitle B of title I of such Act (29 U.S.C. 3151 et seq.), as long as 
any amount used under this subsection that exceeds the amount 
authorized for administrative costs under section 128(b)(4)(A) of such 
Act (29 U.S.C. 3163(b)(4)) is used to respond to the COVID-19 national 
emergency.
    (c) Rapid Response Activities.--
            (1) Statewide rapid response.--Of the reserved by a 
        Governor under section 128(a) of the Workforce Innovation and 
        Opportunity Act (29 U.S.C. 3163(a)) for statewide activities 
        that remain unobligated for program year 2019, such funds may 
        be used for the statewide rapid response activities described 
        in section 134(a)(2)(A) of such Act (29 U.S.C. 3174(a)(2)(A)) 
        for responding to the COVID-19 national emergency.
            (2) Local boards.--Of the funds reserved by a Governor 
        under section 133(a)(2) of such Act (29 U.S.C. 3173(a)(2)) that 
        remain unobligated for program year 2019, such funds may be 
        distributed by the Governor not later than 30 days after the 
        date of enactment of this Act to local boards most impacted by 
        the coronavirus, at the determination of the Governor, for 
        rapid response activities related to responding to the COVID-19 
        national emergency.

                 DIVISION F--FAMILY SUPPORT PROVISIONS

SEC. 60001. CONTINUED SAFE OPERATION OF CHILD WELFARE PROGRAMS AND 
              SUPPORT FOR OLDER FOSTER YOUTH.

    (a) Funding Increases.--
            (1) General program.--The dollar amount specified in 
        section 477(h)(1) of the Social Security Act for fiscal year 
        2020 is deemed to be $185,900,000.
            (2) Education and training vouchers.--The dollar amount 
        specified in section 477(h)(2) of such Act for fiscal year 2020 
        is deemed to be $78,000,000.
    (b) Programmatic Flexibility.--With respect to the period that 
begins on March 1, 2020, and ends with the close of calendar year 2020:
            (1) Elimination of age limitations on eligibility for 
        assistance.--Eligibility for services or assistance under a 
        State program operated pursuant to section 477 of the Social 
        Security Act shall be provided without regard to the age of the 
        recipient.
            (2) Suspension of work and education requirements under the 
        education and training voucher program.--Section 477(i)(3) of 
        the Social Security Act shall be applied and administered 
        without regard to any work or education requirement.
            (3) Authority to waive limitation on percentage of funds 
        used for housing assistance.--The Secretary of Health and Human 
        Services (in this subsection referred to as the ``Secretary'') 
        may apply and administer section 477 of the Social Security Act 
        without regard to subsection (b)(3)(B) of such section.
            (4) Authority to waive rules conflicting with needed 
        assistance and services.--The Secretary may waive any 
        requirement imposed by or under part B or E of title IV of the 
        Social Security Act (including any limitation on the ability of 
        contractors pursuant to such part B or E to apply for no-cost 
        contract extensions) that the Secretary deems to be in conflict 
        with using funds made available pursuant to this section or 
        other statutes for the provision of financial, education, work, 
        housing, and other assistance and services needed in response 
        to the public health emergency declared by the Secretary 
        pursuant to section 319 of the Public Health Service Act on 
        January 31, 2020, entitled ``Determination that a Public Health 
        Emergency Exists Nationwide as the Result of the 2019 Novel 
        Coronavirus''.
            (5) Authority of states to determine how daily activities 
        may be conducted remotely.--The Secretary may allow a State to 
        determine how daily activities under the State plan developed 
        under part B of title IV of the Social Security Act and the 
        State program funded under section 477 of such Act may be 
        conducted through electronic means to comply with public health 
        guidelines relating to social distancing, including conducting 
        any required court proceedings pertaining to children in care. 
        In making any such determination, the State shall work to 
        ensure that the safety and health of each child in care remains 
        paramount.
            (6) Counting of remote caseworker visits as in-person 
        visits.--In the case of a foster child who has attained 18 
        years of age and with respect to whom foster care maintenance 
        payments are being made under a State plan approved under part 
        E of title IV of the Social Security Act, caseworker contact 
        with the child that includes visual and auditory contact and 
        which is conducted solely by electronic means is deemed an in-
        person visit to the child by the caseworker for purposes of 
        section 424(f)(1)(A) of such Act if the child is visited by the 
        caseworker in person not less than once every 6 months while in 
        such care.
            (7) Elimination of education and employment requirements 
        for certain foster youth.--The Secretary may waive the 
        applicability of subclauses (I) through (IV) of section 
        475(8)(B)(iv) of the Social Security Act.
    (c) State Defined.--In subsection (a), the term ``State'' has the 
meaning given the term in section 1101(a) of the Social Security Act 
for purposes of title IV of the Social Security Act, and includes an 
Indian tribe, tribal organization, or tribal consortium with an 
application and plan approved under this section 477(j) of such Act for 
fiscal year 2020.

SEC. 60002. ALLOWING HOME VISITING PROGRAMS TO CONTINUE SERVING 
              FAMILIES SAFELY.

    (a) In General.--For purposes of section 511 of the Social Security 
Act, during the period that begins on February 1, 2020, and ends with 
the close of calendar year 2020--
            (1) a virtual home visit shall be considered a home visit;
            (2) funding for, and staffing levels of, a program 
        conducted pursuant to such section shall not be reduced on 
        account of reduced enrollment in the program; and
            (3) funds provided for such a program may be used--
                    (A) to train home visitors in conducting a virtual 
                home visit and in emergency preparedness and response 
                planning for families served;
                    (B) for the acquisition by families enrolled in the 
                program of such technological means as are needed to 
                conduct and support a virtual home visit; and
                    (C) to provide emergency supplies (such as diapers, 
                formula, non-perishable food, water, hand soap and hand 
                sanitizer) to families served.
    (b) Virtual Home Visit Defined.--In subsection (a), the term 
``virtual home visit'' means a visit that is conducted solely by 
electronic means.
    (c) Authority to Delay Deadlines.--
            (1) In general.--The Secretary of Health and Human Services 
        may extend the deadline by which a requirement of section 511 
        of the Social Security Act must be met, by such period of time 
        as the Secretary deems appropriate.
            (2) Guidance.--The Secretary shall provide to eligible 
        entities funded under section 511 of the Social Security Act 
        information on the parameters used in extending a deadline 
        under paragraph (1) of this subsection.

SEC. 60003. EMERGENCY FLEXIBILITY FOR CHILD SUPPORT PROGRAMS.

    (a) In General.--With respect to the period that begins on March 1, 
2020, and ends with the close of calendar year 2021:
            (1) The Secretary of Health and Human Services (in this 
        subsection referred to as the ``Secretary'') may increase any 
        percentage in effect for purposes of section 455(a)(1) of the 
        Social Security Act to not more than 100 percent.
            (2) On application of an Indian tribe therefor, the 
        Secretary may waive any matching funds requirement imposed on 
        the tribe under section 455(f) of such Act.
            (3) Paragraphs (2) and (8) of section 409(a) of such Act 
        shall have no force or effect.
            (4) The Secretary may exempt a State from any requirement 
        of section 466 of such Act.
            (5) The Secretary may not impose a penalty or take any 
        other adverse action against a State pursuant to section 
        452(g)(1) of such Act for failure to achieve a paternity 
        establishment percentage of less than 90 percent.
            (6) The Secretary may not find that the paternity 
        establishment percentage for a State is not based on reliable 
        data for purposes of section 452(g)(1) of such Act, and the 
        Secretary may not determine that the data which a State 
        submitted pursuant to section 452(a)(4)(C)(i) of such Act and 
        which is used in determining a performance level is not 
        complete or reliable for purposes of section 458(b)(5)(B) of 
        such Act, on the basis of the failure of the State to submit 
        OCSE Form 396 or 34 in a timely manner.
            (7) The Secretary may not impose a penalty or take any 
        other adverse action against a State for failure to comply with 
        section 454A(g)(1)(A)(i) of such Act.
            (8) The Secretary may not disapprove a State plan submitted 
        pursuant to part D of title IV of such Act for failure of the 
        plan to meet the requirement of section 454(1) of such Act, and 
        may not impose a penalty or take any other adverse action 
        against a State with such a plan that meets that requirement 
        for failure to comply with that requirement.
            (9) To the extent that a preceding provision of this 
        section applies with respect to a provision of law applicable 
        to a program operated by an Indian tribe or tribal organization 
        (as defined in subsections (e) and (l) of section 4 of the 
        Indian Self-Determination and Education Assistance Act (25 
        U.S.C. 450b)), that preceding provision shall apply with 
        respect to the Indian tribe or tribal organization.
    (b) State Defined.--In subsection (a), the term ``State'' has the 
meaning given the term in section 1101(a) of the Social Security Act 
for purposes of title IV of such Act.

SEC. 60004. EMERGENCY FLEXIBILITY FOR STATE TANF PROGRAMS.

    (a) State Programs.--Sections 407 and 408(a)(7) of the Social 
Security Act shall have no force or effect during the applicable 
period, and paragraphs (3), (9), (14), and (15) of section 409(a) of 
such Act shall not apply with respect to conduct engaged in during the 
period.
    (b) Tribal Programs.--The minimum work participation requirements 
and time limits established under section 412(c) of the Social Security 
Act shall have no force or effect during the applicable period, and the 
penalties established under such section shall not apply with respect 
to conduct engaged in during the period.
    (c) Penalty for Noncompliance.--
            (1) In general.--If the Secretary of Health and Human 
        Services finds that a State or an Indian tribe has imposed a 
        work requirement as a condition of receiving assistance, or a 
        time limit on the provision of assistance, under a program 
        funded under part A of title IV of the Social Security Act or 
        any program funded with qualified State expenditures (as 
        defined in section 409(a)(7)(B)(i) of such Act) during the 
        applicable period, or has imposed a penalty for failure to 
        comply with a work requirement during the period, the Secretary 
        shall reduce the grant payable to the State under section 
        403(a)(1) of such Act or the grant payable to the tribe under 
        section 412(a)(1) of such Act, as the case may be, for fiscal 
        year 2021 by an amount equal to 5 percent of the State or 
        tribal family assistance grant, as the case may be.
            (2) Applicability of certain provisions.--For purposes of 
        subsections (c) and (d) of section 409 of the Social Security 
        Act, paragraph (1) of this subsection shall be considered to be 
        included in section 409(a) of such Act.
    (d) Definitions.--In this section:
            (1) Applicable period.--The term ``applicable period'' 
        means the period that begins on March 1, 2020, and ends with 
        the close of calendar year 2020.
            (2) Work requirement.--The term ``work requirement'' means 
        a requirement to engage in a work activity (as defined in 
        section 407(d) of the Social Security Act).
            (3) Other terms.--Each other term has the meaning given the 
        term in section 419 of the Social Security Act.

                      DIVISION G--HEALTH POLICIES

                           TITLE I--MEDICAID

SEC. 70101. INCREASING FEDERAL SUPPORT TO STATE MEDICAID PROGRAMS 
              DURING ECONOMIC DOWNTURNS.

    (a) In General.--Section 1905 of the Social Security Act (42 U.S.C. 
1396d) is amended--
            (1) in subsection (b), by striking ``and (ff)'' and 
        inserting ``(ff), and (gg)''; and
            (2) by adding at the end the following new subsection:
    ``(gg) Increased FMAP During Economic Downturns.--
            ``(1) In general.--Notwithstanding subsection (b), (y), or 
        (z)(2), if a fiscal quarter that begins on or after January 1, 
        2020, is an economic downturn quarter (as defined in paragraph 
        (2)) with respect to a State, then the Federal medical 
        assistance percentage applicable to amounts expended by the 
        State for medical assistance for services furnished during such 
        quarter shall be increased in accordance with paragraphs (3) 
        and (4).
            ``(2) Economic downturn quarter.--
                    ``(A) In general.--
                            ``(i) In general.--In this subsection, the 
                        term `economic downturn quarter' means, with 
                        respect to a State, a fiscal quarter during 
                        which the State's unemployment rate for the 
                        quarter exceeds the percentage determined for 
                        the State and quarter under clause (ii).
                            ``(ii) Threshold percentage.--The 
                        percentage determined under this clause for a 
                        State and fiscal quarter is the percentage 
                        equal to the lower of--
                                    ``(I) the State unemployment rate 
                                at the 20\th\ percentile of the 
                                distribution of the State's quarterly 
                                unemployment rates for the 60-quarter 
                                period preceding the quarter involved, 
                                increased by 1 percentage point; and
                                    ``(II) the State's average 
                                quarterly unemployment rate for the 12-
                                quarter period preceding the quarter 
                                involved, increased by 1 percentage 
                                point.
                    ``(B) Unemployment data.--
                            ``(i) In general.--Except as provided in 
                        clause (ii), for purposes of determining 
                        unemployment rates for a State and a quarter 
                        under this paragraph, the Secretary shall use 
                        data from the Local Area Unemployment 
                        Statistics from the Bureau of Labor Statistics.
                            ``(ii) Application to certain 
                        territories.--In the case of the Virgin 
                        Islands, Guam, the Northern Mariana Islands, or 
                        American Samoa, the Secretary shall use data 
                        from the U-6 unemployment measure of the Bureau 
                        of Labor Statistics to make any necessary 
                        determinations under subparagraph (A).
            ``(3) FMAP increase during economic downturn quarter.--
                    ``(A) In general.--During a fiscal quarter that is 
                an economic downturn quarter with respect to a State, 
                the Federal medical assistance percentage otherwise 
                determined for the State and quarter under subsection 
                (b) and, if applicable, the Federal medical assistance 
                percentage applicable under subsection (y), (z)(2), or 
                (ff) with respect to medical assistance furnished by 
                the State during such quarter to individuals described 
                in either such subsection shall be increased by the 
                number of percentage points (rounded to the nearest 
                tenth of a percentage point) equal to the product of--
                            ``(i) the number of percentage points 
                        (rounded to the nearest tenth of a percentage 
                        point) by which the unemployment rate for the 
                        State and quarter exceeds the percentage 
                        determined for the State and quarter under 
                        paragraph (2)(A)(ii); and
                            ``(ii) 4.8.
                    ``(B) Application of covid-19 fmap increase.--Any 
                increase applicable to the Federal medical assistance 
                percentage of a State for a fiscal quarter under 
                subparagraph (A) shall be in addition to any increase 
                to such percentage for such quarter made pursuant to 
                section 6008(a) of the Families First Coronavirus 
                Response Act.
                    ``(C) Limitation.--In no case shall an increase to 
                the Federal medical assistance percentage of a State 
                under this paragraph result in a Federal medical 
                assistance percentage that exceeds 95 percent.
                    ``(D) Scope of application.--Any increase to the 
                Federal medical assistance percentage of a State for a 
                fiscal quarter under this paragraph shall only apply 
                with respect to payments for amounts expended by the 
                State for medical assistance for services furnished 
                during such quarter and shall not apply with respect 
                to--
                            ``(i) disproportionate share hospital 
                        payments described in section 1923;
                            ``(ii) payments under title IV or XXI;
                            ``(iii) any payments under this title that 
                        are based on the enhanced FMAP described in 
                        section 2105(b); or
                            ``(iv) any payments under this title that 
                        are based on a Federal medical assistance 
                        percentage determined for a State under 
                        subsection (aa) (but only to the extent that 
                        such Federal medical assistance percentage is 
                        higher than the economic recovery FMAP).
            ``(4) Advance payment; retrospective adjustment.--
                    ``(A) In general.--Prior to the beginning of each 
                fiscal quarter that begins on or after July 1, 2020, 
                the Secretary shall, with respect to each State--
                            ``(i) determine the increase (if any) that 
                        is expected to apply to the Federal medical 
                        assistance percentage of such State for such 
                        quarter under this subsection based on the 
                        projections made for the State and quarter 
                        under subparagraph (B); and
                            ``(ii) shall apply such increase to the 
                        Federal medical assistance percentage of the 
                        State for purposes of making payments to the 
                        State for amounts expended during such quarter 
                        as medical assistance under the State plan.
                    ``(B) Projection of state unemployment rates.--
                Prior to the beginning of each fiscal quarter that 
                begins on or after July 1, 2020, the Secretary, acting 
                through the Chief Actuary of the Centers for Medicare & 
                Medicaid Services, shall, using the most recently 
                available data described in paragraph (2)(B), make 
                projections with respect to--
                            ``(i) the unemployment rates for each State 
                        for such quarter;
                            ``(ii) the threshold percentages described 
                        in paragraph (2)(A)(ii) for each State for such 
                        quarter; and
                            ``(iii) the national unemployment rate for 
                        such quarter.
                    ``(C) Retrospective adjustment.--As soon as 
                practicable after final unemployment data becomes 
                available for a fiscal quarter that begins on or after 
                July 1, 2020, the Secretary shall, with respect to each 
                State--
                            ``(i) make a final determination of the 
                        increase (if any) applicable to the Federal 
                        medical assistance percentage of the State for 
                        the quarter under this subsection; and
                            ``(ii) in accordance with subsection (d)(2) 
                        of section 1903, reduce or increase the amount 
                        payable to the State under subsection (a) of 
                        such section for a subsequent fiscal quarter to 
                        the extent of any overpayment or underpayment 
                        which the Secretary determines was made as a 
                        result of a miscalculation of the increase 
                        applicable to the Federal medical assistance 
                        percentage of the State for such prior fiscal 
                        quarter under this subsection.
            ``(5) Retrospective application of over-the-limit fmap 
        increases.--
                    ``(A) In general.--If a State has excess percentage 
                points with respect to an economic downturn quarter and 
                an applicable FMAP (as determined under subparagraph 
                (B)), the State may elect to apply such excess 
                percentage points to increase such applicable FMAP for 
                one or more quarters during the look-back period for 
                the State and economic downturn quarter in accordance 
                with this paragraph.
                    ``(B) Excess percentage points.--For purposes of 
                this paragraph, the number of excess percentage points 
                for a State, economic downturn quarter, and an 
                applicable FMAP shall be equal to the number of 
                percentage points by which--
                            ``(i) the applicable FMAP for the State and 
                        quarter (after application of paragraph (3) but 
                        without regard to subparagraph (C) of such 
                        paragraph); exceeds
                            ``(ii) 95 percent.
                    ``(C) Effect of application of excess percentage 
                points.--If a State elects to apply excess percentage 
                points to an applicable FMAP to a quarter during a 
                look-back period under this paragraph, the Secretary 
                shall determine the additional amount of payment under 
                section 1903(a) to which the State would have been 
                entitled for such quarter if the applicable FMAP (as so 
                increased) had been in effect for such quarter, and 
                shall treat such additional amount as an underpayment 
                for such quarter.
                    ``(D) Distribution of excess percentage points.--A 
                State that has excess percentage points with respect to 
                an economic downturn quarter and applicable FMAP may 
                elect to divide such points among more than 1 quarter 
                during the look-back period for such State and quarter 
                provided that no excess percentage point (or fraction 
                of an excess percentage point) is applied to the 
                applicable FMAP of more than 1 quarter.
                    ``(E) Limitations.--
                            ``(i) No increases over 100 percent.--A 
                        State may not increase an applicable FMAP for 
                        any quarter during a look-back period under 
                        this paragraph if such increase would result in 
                        the applicable FMAP for such quarter exceeding 
                        100 percent.
                            ``(ii) Scope of application.--Any increase 
                        to an applicable FMAP of a State for a fiscal 
                        quarter under this paragraph--
                                    ``(I) shall only apply with respect 
                                to payments for amounts expended by the 
                                State for medical assistance for 
                                services furnished during such quarter 
                                to which such applicable FMAP is 
                                applicable; and
                                    ``(II) shall not apply with respect 
                                to payments described in paragraph 
                                (3)(D).
                    ``(F) Definitions.--In this paragraph:
                            ``(i) Applicable fmap.--The term 
                        `applicable FMAP' means, with respect to a 
                        State and fiscal quarter--
                                    ``(I) the Federal medical 
                                assistance percentage determined for 
                                the State and quarter under subsection 
                                (b);
                                    ``(II) the Federal medical 
                                assistance percentage applicable under 
                                subsection (y);
                                    ``(III) the Federal medical 
                                assistance percentage applicable under 
                                subsection (z)(2); or
                                    ``(IV) the Federal medical 
                                assistance percentage determined for 
                                the State and quarter under subsection 
                                (ff).
                            ``(ii) Look-back period.--The term `look-
                        back period' means, with respect to a State and 
                        a fiscal quarter that is an economic downturn 
                        quarter for the State, the period of 4 fiscal 
                        quarters that ends with the fourth quarter 
                        which precedes the most recent fiscal quarters 
                        that was not an economic downturn quarter for 
                        the State.
            ``(6) Requirement for all states.--A State may not receive 
        an increase in the Federal medical assistance percentage for 
        such State under this subsection, with respect to a fiscal 
        quarter, if--
                    ``(A) eligibility standards, methodologies, or 
                procedures under the State plan or a waiver of such 
                plan are more restrictive during such quarter than the 
                eligibility standards, methodologies, or procedures, 
                respectively, under such plan (or waiver) as in effect 
                on the last day of the most recent fiscal quarter that 
                was not an economic downturn quarter for the State;
                    ``(B) the amount of any premium imposed by the 
                State pursuant to section 1916 or 1916A during such 
                quarter, with respect to an individual enrolled under 
                such plan (or waiver), exceeds the amount of such 
                premium as of the date described in subparagraph (A); 
                or
                    ``(C) the State fails to provide that an individual 
                who is enrolled for benefits under such plan (or 
                waiver) as of the date described in subparagraph (A) or 
                enrolls for benefits under such plan (or waiver) during 
                the period beginning with such date and ending with the 
                day before the first day of the next quarter that is 
                not an economic downturn quarter for the State shall be 
                treated as eligible for such benefits for not less than 
                12 months (or, if such period is less than 12 months, 
                throughout such period) unless the individual requests 
                a voluntary termination of eligibility or the 
                individual ceases to be a resident of the State.''.
    (b) Exclusion of Economic Downturn FMAP Increases From Territorial 
Caps.--Section 1108 of the Social Security Act (42 U.S.C. 1308) is 
amended--
            (1) in subsection (f), in the matter preceding paragraph 
        (1), by striking ``subsection (g) and section 1935(e)(1)(B)'' 
        and inserting ``subsections (g) and (h) and section 
        1935(e)(1)(B)''; and
            (2) by adding at the end the following:
    ``(h) Exclusion From Caps of Amounts Attributable to Economic 
Downturn FMAP.--The portion of any payment made to a territory for a 
fiscal year that is attributable to an increase in the Federal medical 
assistance percentage for a fiscal quarter during such year under 
section 1905(gg) shall not be taken into account for purposes of 
applying payment limits under subsections (f) and (g).''.

SEC. 70102. LIMITATION ON ADDITIONAL SECRETARIAL ACTION WITH RESPECT TO 
              MEDICAID SUPPLEMENTAL PAYMENTS REPORTING REQUIREMENTS.

    (a) In General.--Notwithstanding any other provision of law, during 
the period that begins on the date of enactment of this section and 
ends the date that is 2 years after the last day of the emergency 
period defined in paragraph (1)(B) of section 1135(g) of the Social 
Security Act (42 U.S.C. 1320b-5(g)), the Secretary of Health and Human 
Services shall not take any action (through promulgation of regulation, 
issue of regulatory guidance, or otherwise) to--
            (1) finalize or otherwise implement provisions contained in 
        the proposed rule published on November 18, 2019, on pages 
        63722 through 63785 of volume 84, Federal Register (relating to 
        parts 430, 433, 447, 455, and 457 of title 42, Code of Federal 
        Regulations); or
            (2) promulgate or implement any rule or provision similar 
        to the provisions described in paragraph (1) pertaining to the 
        Medicaid program established under title XIX of the Social 
        Security Act (42 U.S.C. 1396 et seq.) or the State Children's 
        Health Insurance Program established under title XXI of such 
        Act (42 U.S.C. 1397aa et seq.).
    (b) Continuation of Other Secretarial Authority.--Nothing in this 
section shall be construed as prohibiting the Secretary during the 
period described in subsection (a) from taking any action (through 
promulgation of regulation, issuance of regulatory guidance, or other 
administrative action) to enforce a provision of law in effect as of 
the date of enactment of this section with respect to the Medicaid 
program established under title XIX of the Social Security Act (42 
U.S.C. 1396 et seq.) or the State Children's Health Insurance Program 
established under title XXI of such Act (42 U.S.C. 1397aa et seq.), or 
to promulgate or implement a new rule or provision during such period 
with respect to such programs, other than a rule or provision described 
in subsection (a) and subject to the prohibition set forth in that 
subsection.

SEC. 70103. AUTHORITY TO AWARD MEDICAID HCBS GRANTS TO RESPOND TO THE 
              COVID-19 PUBLIC HEALTH EMERGENCY.

    (a) In General.--The Secretary is authorized to award grants to 
States in accordance with this section to enhance access to home and 
community-based services during the COVID-19 public health emergency 
period.
    (b) Definitions.--In this section:
            (1) COVID-19 public health emergency period.--The term 
        ``COVID-19 public health emergency period'' means the portion 
        of the emergency period defined in paragraph (1)(B) of section 
        1135(g) of the Social Security Act (42 U.S.C. 1320b-5(g)) 
        beginning on or after the date of the enactment of this Act.
            (2) Eligible individual.--The term ``eligible individual'' 
        means an individual who is eligible for or enrolled for medical 
        assistance under a State Medicaid program.
            (3) Home and community-based services.--The term ``home and 
        community-based services'' means, with respect to a State 
        Medicaid program, home and community-based services (including 
        home health and personal care services) that are provided under 
        the State's qualified HCBS program or that could be provided 
        under such a program but are otherwise provided under the 
        Medicaid program.
            (4) Indian tribe.--The term ``Indian tribe'' means an 
        Indian tribe, a tribal organization, or an urban Indian 
        organization (as such terms are defined in section 4 of the 
        Indian Health Care Improvement Act (25 U.S.C. 1603)), and 
        includes a tribal consortium of Indian tribes or tribal 
        organizations (as so defined).
            (5) Medicaid program.--The term ``Medicaid program'' means, 
        with respect to a State, the State program under title XIX of 
        the Social Security Act (42 U.S.C. 1396 et seq.) (including any 
        waiver or demonstration under such title or under section 1115 
        of such Act (42 U.S.C. 1315) relating to such title).
            (6) Secretary.--The term ``Secretary'' means the Secretary 
        of Health and Human Services.
            (7) State.--The term ``State'' has the meaning given such 
        term for purposes of title XIX of the Social Security Act (42 
        U.S.C. 1396 et seq.).
            (8) Qualified hcbs program.--The term ``qualified HCBS 
        program'' means a program providing home and community-based 
        services operating under a State Medicaid program, whether or 
        not operating under waiver authority.
    (c) Grants to States.--
            (1) In general.--During the COVID-19 public health 
        emergency period, the Secretary may award grants to States with 
        applications meeting the requirements of paragraph (2).
            (2) Application requirements.--A State seeking a grant 
        under this section shall submit an application to the Secretary 
        at such time, in such form and manner, and containing such 
        information as the Secretary shall require.
            (3) Limitations.--
                    (A) Termination of authority.--The Secretary shall 
                not award any grants under this section with respect to 
                a State that submits an application after the date that 
                is 60 days after the end of the COVID-19 public health 
                emergency period.
                    (B) Use of funds.--A State to which a grant is made 
                under this section shall only use grant funds in 
                accordance with subsection (d).
                    (C) Maintenance of state effort.--Federal funds 
                paid to a State pursuant to this section must be used 
                to supplement, but not supplant, the level of State 
                funds expended for home and community-based services 
                for eligible individuals programs in effect for such 
                individuals at the time the grant is awarded under this 
                section.
            (4) Monthly grant payment amounts.--
                    (A) In general.--Subject to paragraph (5), the 
                Secretary shall pay to each State that is awarded a 
                grant under this section, for each month during the 
                State's grant period (as defined in subparagraph (C)), 
                an amount equal to 15 percent of the amount determined 
                for the State under subparagraph (B).
                    (B) Average monthly hcbs expenditures.--The amount 
                determined for a State under this subparagraph is the 
                amount equal to--
                            (i) the sum of--
                                    (I) the average annual amount of 
                                State expenditures under title XIX of 
                                the Social Security Act (42 U.S.C. 1396 
                                et seq.) that are attributable to 
                                providing medical assistance for home 
                                and community-based services for the 3 
                                most recent fiscal years for which data 
                                is available; and
                                    (II) the average annual amount, if 
                                any, received by the State pursuant to 
                                an MFP demonstration project conducted 
                                under section 6071 of the Deficit 
                                Reduction Act of 2005 (42 U.S.C. 1396a 
                                note) for the 3 most recent fiscal 
                                years for which data is available; 
                                divided by
                            (ii) 12.
                    (C) Grant period defined.--In this paragraph, the 
                term ``grant period'' means, with respect to a State, 
                the period of months--
                            (i) beginning with the month in which the 
                        Secretary approves the State's application for 
                        a grant under this section; and
                            (ii) ending with the 12th month that begins 
                        after the end of the COVID-19 public health 
                        emergency period.
            (5) Grants to indian tribes.--
                    (A) In general.--During the COVID-19 public health 
                emergency period, the Secretary may award grants to an 
                Indian tribe in the same manner, and subject to the 
                same requirements, as apply to a State, except as 
                otherwise provided in this paragraph.
                    (B) Application.--Any Indian tribe seeking a grant 
                under this section shall submit to the Secretary an 
                application that includes (in addition to any other 
                information the Secretary shall require) an 
                identification of the population and service area or 
                areas to be served by the activities and programs that 
                will be funded by the grant.
                    (C) Monthly grant payment amounts.--
                            (i) In general.--The Secretary shall pay to 
                        each Indian tribe that is awarded a grant under 
                        this section, for each month during the tribe's 
                        grant period (as defined in clause (iii)), an 
                        amount equal to 15 percent of the amount 
                        determined for the tribe under clause (ii).
                            (ii) Tribal share of monthly hcbs 
                        expenditures.--The amount determined for an 
                        Indian tribe under this clause is equal to 
                        the--
                                    (I) the total of the average annual 
                                amount of State expenditures made by a 
                                State or States under title XIX of the 
                                Social Security Act (42 U.S.C. 1396 et 
                                seq.) that are attributable to 
                                providing medical assistance for home 
                                and community-based services to 
                                eligible individuals who reside in the 
                                service area or areas identified by the 
                                tribe pursuant to subparagraph (B) for 
                                the 3 most recent fiscal years for 
                                which data is available; divided by
                                    (II) 12.
                            (iii) Grant period.--The term ``grant 
                        period'' has the same meaning with respect to 
                        an Indian tribe as the term has with respect to 
                        a State under paragraph (4)(C).
                    (D) Reduction of state grant amounts.--If any State 
                in which lies a service area or areas identified by an 
                Indian tribe in a successful grant application pursuant 
                to subparagraph (B) is also awarded a grant under this 
                section, the Secretary shall reduce the amount payable 
                to such State each month under paragraph (4) by the 
                portion of the amount payable to the Indian tribe under 
                this paragraph that is attributable to expenditures by 
                the State.
    (d) Permissible Uses of Funds.--
            (1) In general.--A State to which a grant is made under 
        this section may use grant funds--
                    (A) to work with community partners such as Area 
                Agencies on Aging, Independent Living Centers, non-
                profit home and community based service providers, and 
                other entities providing home and community-based 
                services;
                    (B) during the COVID-19 public health emergency 
                period, for the purposes described in paragraph (2); 
                and
                    (C) after the end of such period, for the purposes 
                described in paragraph (3).
            (2) Permissible uses during the emergency period.--The 
        purposes described in this paragraph for which a State may use 
        grant funds awarded under this section are the following:
                    (A) To increase rates for home health and direct 
                service worker agencies to provide home and community-
                based services under the State Medicaid program, 
                provided that any agency or individual that receives 
                payment under such an increased rate increases the 
                compensation it pays its home health or direct service 
                workers.
                    (B) To provide paid sick leave, paid family leave, 
                and paid medical leave for home health workers and 
                direct service workers.
                    (C) To provide hazard pay, overtime pay, and shift 
                differential pay for home health workers and direct 
                service workers.
                    (D) To provide home and community-based services to 
                eligible individuals who are on waiting lists for 
                programs approved under sections 1115 or 1915 of the 
                Social Security Act (42 U.S.C. 1315, 1396n).
                    (E) To purchase emergency supplies and equipment 
                necessary to enhance access to services and to protect 
                the health and well-being of home health workers and 
                direct service workers.
                    (F) To pay for home health worker and direct 
                service worker travel to conduct home and community-
                based services.
                    (G) To recruit new direct service workers and home 
                health workers.
                    (H) To support family care providers of eligible 
                individuals with needed supplies and equipment and pay.
                    (I) To pay for training for direct service workers 
                and home health workers that is specific to the COVID-
                19 public health emergency.
                    (J) To pay for assistive technologies, staffing, 
                and other costs incurred during the public health 
                emergency in order to facility community integration 
                and ensure an individual's person-centered service plan 
                continue to be fully implemented.
                    (K) To support direct service workers and home 
                health workers going to nursing facilities, hospitals, 
                institutions, and quarantine settings to provide 
                services to eligible individuals who usually receive 
                home and community-based services and have chosen to 
                temporarily move to a more restrictive setting.
                    (L) To prepare information and public health and 
                educational materials in accessible formats about 
                prevention, treatment, recovery and other aspects of 
                COVID-19 for eligible individuals, their families, and 
                the general community served by home health and direct 
                service agencies, including formats accessible to 
                people with low literacy or intellectual disabilities.
                    (M) To pay for American sign language interpreters 
                to assist in providing home and community-based 
                services to eligible individuals and to inform the 
                general public about COVID-19.
                    (N) To allow for day service providers to shift to 
                providing home-based services.
                    (O) To pay for COVID-19 testing in home settings.
                    (P) To pay for other expenses deemed appropriate by 
                the Secretary and which meet the criteria of the home 
                and community-based settings rule.
            (3) Permissible uses after the emergency period.--The 
        purpose described in this paragraph for which a State may use 
        grant funds awarded under this section is to assist eligible 
        individuals who had to relocate to a nursing facility or 
        institutional setting from their homes during the COVID-19 
        public health emergency period in--
                    (A) moving back to their homes (including by paying 
                for moving costs);
                    (B) resuming home and community-based services;
                    (C) receiving mental health services and necessary 
                rehabilitative service to regain skills lost while 
                relocated during the public health emergency period; 
                and
                    (D) continuing home and community-based services 
                for eligible individuals who were served from a waiting 
                list for such services during the public health 
                emergency period.
    (e) Reporting Requirements.--
            (1) State reporting requirements.--Not later than 18 months 
        after the end of the COVID-19 public health emergency period, 
        any State that received a grant under this section shall submit 
        a report to the Secretary that contains the following 
        information:
                    (A) Activities and programs that were funded using 
                grant amounts.
                    (B) The number of eligible individuals who were 
                served by such activities and programs.
                    (C) The number of eligible individuals who were 
                able to resume home and community-based services as a 
                result of such activities and programs.
            (2) HHS report.--Not later than 18 months after the end of 
        the COVID-19 public health emergency period, the Secretary 
        shall issue a public summary of the grants awarded under this 
        section.
    (f) Appropriation.--
            (1) In general.--Subject to paragraph (2), there are 
        appropriated for fiscal year 2020 from any funds in the 
        Treasury not otherwise appropriated such sums as are necessary 
        to carry out this section, to remain available until expended.
            (2) Availability of appropriations.--Amounts made available 
        under paragraph (1) shall not be available for the awarding of 
        grants to States that do not submit an application for such a 
        grant before the date described in subsection (c)(3)(A).
            (3) Unused grant funds.--A State that receives a grant 
        under this section shall return to the Secretary any portion of 
        such grant that is unused as of the date that is 1 year after 
        the last day of the COVID-19 public health emergency period, 
        and such returned portion shall revert to the Treasury.
    (g) Providing Home and Community-Based Services in Acute Care 
Hospitals.--Section 1902(h) of the Social Security Act (42 U.S.C. 
1396a(h)) is amended--
            (1) by inserting ``(1)'' after ``(h)'';
            (2) by inserting ``, home and community-based services 
        provided under subsection (c), (d), or (i) of section 1915 or 
        under a waiver under section 1115, self-directed personal 
        assistance services provided pursuant to a written plan of care 
        under section 1915(j), and home and community-based attendant 
        services and supports under section 1915(k)'' before the 
        period; and
            (3) by adding at the end the following:
    ``(2) Nothing in this title, title XVIII, or title XI shall be 
construed as prohibiting receipt of any care or services specified in 
paragraph (1) in an acute care hospital that are--
            ``(A) identified in an individual's person-centered plan of 
        services and supports (or comparable plan of care);
            ``(B) provided to meet needs of the individual that are not 
        met through the provision of hospital services;
            ``(C) not a substitute for services that the hospital is 
        obligated to provide through its conditions of participation or 
        under Federal or State law; and
            ``(D) designed to ensure smooth transitions between acute 
        care settings and home and community-based settings, and to 
        preserve the individual's functions.''.

SEC. 70104. DELAY IN REDUCTION OF FMAP FOR MEDICAID PERSONAL CARE 
              SERVICES FURNISHED WITHOUT AN ELECTRONIC VISIT 
              VERIFICATION SYSTEM.

    Section 1903(l) of the Social Security Act (42 U.S.C. 1396b(l)) is 
amended--
            (1) in paragraph (1)--
                    (A) by striking ``January 1, 2020'' and inserting 
                ``the date that is 6 months after the end of the 
                emergency period described in section 1135(g)(1)(B)''; 
                and
                    (B) in subparagraph (A), by inserting ``(if 
                applicable)'' after ``percentage points'' each place it 
                appears; and
            (2) in paragraph (4)(A)(i), by inserting before the 
        semicolon the following: ``(if applicable) or for calendar 
        quarters occurring during the period beginning on the date that 
        is 6 months after the end of the emergency period described in 
        section 1135(g)(1)(B) and ending on the date that is 1 year 
        after the end of such period''.

SEC. 70105. COVERAGE AT NO COST SHARING OF COVID-19 VACCINE AND 
              TREATMENT.

    (a) Medicaid.--
            (1) In general.--Section 1905(a)(4) of the Social Security 
        Act (42 U.S.C. 1396d(a)(4)) is amended--
                    (A) by striking ``and (D)'' and inserting ``(D)''; 
                and
                    (B) by striking the semicolon at the end and 
                inserting ``; (E) a COVID-19 vaccine licensed under 
                section 351 of the Public Health Service Act and the 
                administration of such vaccine; and (F) items and 
                services furnished for the treatment of COVID-19 or a 
                condition that may complicate the treatment of COVID-
                19;''.
            (2) Prohibition of cost sharing.--
                    (A) In general.--Subsections (a)(2) and (b)(2) of 
                section 1916 of the Social Security Act (42 U.S.C. 
                1396o), as amended by section 6004(a)(2)(A) of the 
                Families First Coronavirus Response Act, are each 
                amended--
                            (i) in subparagraph (F), by striking ``or'' 
                        at the end;
                            (ii) in subparagraph (G), by striking ``; 
                        and'' and inserting ``, or''; and
                            (iii) by adding at the end the following 
                        subparagraphs:
                    ``(H) a COVID-19 vaccine licensed under section 351 
                of the Public Health Service Act and the administration 
                of such vaccine, or
                    ``(I) any item or service furnished for the 
                treatment of COVID-19 or a condition that may 
                complicate the treatment of COVID-19; and''.
                    (B) Application to alternative cost sharing.--
                Section 1916A(b)(3)(B) of the Social Security Act (42 
                U.S.C. 1396o-1(b)(3)(B)), as amended by section 
                6004(a)(2)(B) of the Families First Coronavirus 
                Response Act, is amended--
                            (i) in clause (xi), by striking ``any 
                        visit'' and inserting ``any service''; and
                            (ii) by adding at the end the following 
                        clauses:
                            ``(xii) A COVID-19 vaccine licensed under 
                        section 351 of the Public Health Service Act 
                        and the administration of such vaccine.
                            ``(xiii) An item or service furnished for 
                        the treatment of COVID-19 or a condition that 
                        may complicate the treatment of COVID-19.''.
                    (C) Clarification.--The amendments made this 
                subsection shall apply with respect to a State plan of 
                a territory in the same manner as a State plan of one 
                of the 50 States.
    (b) State Pediatric Vaccine Distribution Program.--Section 1928 of 
the Social Security Act (42 U.S.C. 1396s) is amended--
            (1) in subsection (a)(1)--
                    (A) in subparagraph (A), by striking ``; and'' and 
                inserting a semicolon;
                    (B) in subparagraph (B), by striking the period and 
                inserting ``; and''; and
                    (C) by adding at the end the following 
                subparagraph:
                    ``(C) each vaccine-eligible child (as defined in 
                subsection (b)) is entitled to receive a COVID-19 
                vaccine from a program-registered provider (as defined 
                in subsection (h)(8)) without charge for--
                            ``(i) the cost of such vaccine; or
                            ``(ii) the administration of such 
                        vaccine.'';
            (2) in subsection (c)(2)--
                    (A) in subparagraph (C)(ii), by inserting ``, but 
                may not impose a fee for the administration of a COVID-
                19 vaccine'' before the period; and
                    (B) by adding at the end the following 
                subparagraph:
                    ``(D) The provider will provide and administer an 
                approved COVID-19 vaccine to a vaccine-eligible child 
                in accordance with the same requirements as apply under 
                the preceding subparagraphs to the provision and 
                administration of a qualified pediatric vaccine to such 
                a child.''; and
            (3) in subsection (d)(1), in the first sentence, by 
        inserting ``, including with respect to a COVID-19 vaccine 
        licensed under section 351 of the Public Health Service Act'' 
        before the period.
    (c) CHIP.--
            (1) In general.--Section 2103(c) of the Social Security Act 
        (42 U.S.C. 1397cc(c)), as amended by section 6004(b)(1) of the 
        Families First Coronavirus Response Act, is amended by adding 
        at the end the following paragraph:
            ``(11) Coverage of covid-19 vaccines and treatment.--The 
        child health assistance provided to a targeted low-income child 
        shall include coverage of--
                    ``(A) any COVID-19 vaccine licensed under section 
                351 of the Public Health Service Act and the 
                administration of such vaccine; and
                    ``(B) any item or service furnished for the 
                treatment of COVID-19 or a condition that may 
                complicate the treatment of COVID-19.''.
            (2) Prohibition of cost sharing.--Section 2103(e)(2) of the 
        Social Security Act (42 U.S.C. 1397cc(e)(2)), as amended by 
        section 6004(b)(3) of the Families First Coronavirus Response 
        Act, is amended--
                    (A) in the paragraph header, by inserting ``a 
                covid-19 vaccine, covid-19 treatment,'' before ``or 
                pregnancy-related assistance''; and
                    (B) by striking ``visits described in section 
                1916(a)(2)(G), or'' and inserting ``services described 
                in section 1916(a)(2)(G), vaccines described in section 
                1916(a)(2)(H), items or services described in section 
                1916(a)(2)(I), or''.
    (d) Conforming Amendments.--Section 1937 of the Social Security Act 
(42 U.S.C. 1396u-7) is amended--
            (1) in subsection (a)(1)(B), by inserting ``, under 
        subclause (XXIII) of section 1902(a)(10)(A)(ii),'' after 
        ``section 1902(a)(10)(A)(i)''; and
            (2) in subsection (b)(5), by adding before the period the 
        following: ``, and, effective on the date of the enactment of 
        the Take Responsibility for Workers and Families Act, must 
        comply with subparagraphs (F) through (I) of subsections (a)(2) 
        and (b)(2) of sections 1916 and 1916A''.
    (e) Effective Date.--The amendments made by this section shall take 
effect on the date of enactment of this Act and shall apply with 
respect to a COVID-19 vaccine beginning on the date that such vaccine 
is licensed under section 351 of the Public Health Service Act (42 
U.S.C. 262).

SEC. 70106. OPTIONAL COVERAGE AT NO COST SHARING OF COVID-19 TREATMENT 
              AND VACCINES UNDER MEDICAID FOR UNINSURED INDIVIDUALS.

    (a) In General.--Section 1902(a)(10) of the Social Security Act (42 
U.S.C. 1396a(a)(10) is amended, in the matter following subparagraph 
(G), by striking ``and any visit described in section 1916(a)(2)(G)'' 
and inserting the following: ``, any COVID-19 vaccine that is 
administered during any such portion (and the administration of such 
vaccine), any item or service that is furnished during any such portion 
for the treatment of COVID-19 or a condition that may complicate the 
treatment of COVID-19, and any services described in section 
1916(a)(2)(G)''.
    (b) Definition of Uninsured Individual.--Subsection (ss) of section 
1902 of the Social Security Act (42 U.S.C. 1396a), as added by section 
6004(a)(3)(C) of the Families First Coronavirus Response Act, is 
amended to read as follows:
    ``(ss) Uninsured Individual Defined.--For purposes of this section, 
the term `uninsured individual' means, notwithstanding any other 
provision of this title, any individual who is not covered by minimum 
essential coverage (as defined in section 5000A(f)(1) of the Internal 
Revenue Code of 1986).''.
    (c) Clarification Regarding Emergency Services for Certain 
Individuals.--Section 1903(v)(2) of the Social Security Act (42 U.S.C. 
1396b(v)(2)) is amended by adding at the end the following flush 
sentence:
        ``For purposes of subparagraph (A), care and services described 
        in such subparagraph include any in vitro diagnostic product 
        described in section 1905(a)(3)(B) that is administered during 
        any portion of the emergency period described in such section 
        beginning on or after the date of the enactment of this 
        sentence (and the administration of such product), any COVID-19 
        vaccine that is administered during any such portion (and the 
        administration of such vaccine), any item or service that is 
        furnished during any such portion for the treatment of COVID-19 
        or a condition that may complicate the treatment of COVID-19, 
        and any services described in section 1916(a)(2)(G).''.
    (d) Inclusion of COVID-19 Concern as an Emergency Condition.--
Section 1903(v)(3) of the Social Security Act (42 U.S.C. 1396b(v)(3)) 
is amended by adding at the end the following flush sentence:
        ``Such term includes any indication that an alien described in 
        paragraph (1) may have contracted COVID-19.''.

SEC. 70107. TEMPORARY INCREASE IN MEDICAID FEDERAL FINANCIAL 
              PARTICIPATION FOR TELEHEALTH SERVICES.

    (a) In General.--Subject to subsection (b), for each calendar 
quarter occurring during the period beginning on the first day of the 
emergency period defined in paragraph (1)(B) of section 1135(g) of the 
Social Security Act (42 U.S.C. 1320b-5(g)) and ending on the last day 
of the calendar quarter in which the last day of such emergency period 
occurs, in the case of a State that has expenditures for telehealth 
services furnished during such quarter for which payment may be made to 
the State under section 1903(a) of the Social Security Act (42 U.S.C. 
1396b(a)), the percentage of Federal financial participation otherwise 
required to be paid to such State under such section for such amounts 
expended shall be increased by one percentage point.
    (b) Requirements.--A State described in subsection (a) may not 
receive the percentage increase in Federal financial participation 
described in such subsection with respect to a calendar quarter unless 
the State provides for telehealth services under the State plan 
approved under such title XIX (or a waiver of such plan) during such 
quarter in the same manner and to the same extent that telehealth 
services are covered under section 1834(m) of the Social Security Act 
(42 U.S.C. 1395m(m)), including pursuant to any waiver under section 
1135 of such Act (42 U.S.C. 1320b-5). Nothing in the preceding sentence 
shall be construed as requiring a State to pay for telehealth services 
furnished to an individual eligible under the State plan (or waiver) at 
a rate that would exceed the payment amount that otherwise would be 
made under the State plan (or waiver) for such services.

SEC. 70108. EXTENSION OF FULL FEDERAL MEDICAL ASSISTANCE PERCENTAGE TO 
              INDIAN HEALTH CARE PROVIDERS.

    Section 1905 of the Social Security Act (42 U.S.C. 1396d) is 
amended--
            (1) in subsection (a)(9), by inserting ``and including such 
        services furnished in any location by or through an Indian 
        health care provider (as defined in section 1932(h)(4)(A))'' 
        before the semicolon; and
            (2) in subsection (b)--
                    (A) by inserting ``(whether or not such services 
                are provided within such a facility)'' following 
                ``received through an Indian Health Service 
                facility,''; and
                    (B) by striking ``Indian Health Care Improvement 
                Act)'' and inserting ``Indian Health Care Improvement 
                Act), or through an Urban Indian organization (as 
                defined in section 4 of the Indian Health Care 
                Improvement Act) pursuant to a grant or contract with 
                the Indian Health Service under title V of the Indian 
                Health Care Improvement Act''.

SEC. 70109. MEDICAID COVERAGE FOR CITIZENS OF FREELY ASSOCIATED STATES.

    (a) In General.--Section 402(b)(2) of the Personal Responsibility 
and Work Opportunity Reconciliation Act of 1996 (8 U.S.C. 1612(b)(2)) 
is amended by adding at the end the following new subparagraph:
                    ``(G) Medicaid exception for citizens of freely 
                associated states.--With respect to eligibility for 
                benefits for the designated Federal program defined in 
                paragraph (3)(C) (relating to the Medicaid program), 
                section 401(a) and paragraph (1) shall not apply to any 
                individual who lawfully resides in 1 of the 50 States 
                or the District of Columbia in accordance with the 
                Compacts of Free Association between the Government of 
                the United States and the Governments of the Federated 
                States of Micronesia, the Republic of the Marshall 
                Islands, and the Republic of Palau and shall not apply, 
                at the option of the Governor of Puerto Rico, the 
                Virgin Islands, Guam, the Northern Mariana Islands, or 
                American Samoa as communicated to the Secretary of 
                Health and Human Services in writing, to any individual 
                who lawfully resides in the respective territory in 
                accordance with such Compacts.''.
    (b) Exception to 5-Year Limited Eligibility.--Section 403(d) of 
such Act (8 U.S.C. 1613(d)) is amended--
            (1) in paragraph (1), by striking ``or'' at the end;
            (2) in paragraph (2), by striking the period at the end and 
        inserting ``; or''; and
            (3) by adding at the end the following new paragraph:
            ``(3) an individual described in section 402(b)(2)(G), but 
        only with respect to the designated Federal program defined in 
        section 402(b)(3)(C).''.
    (c) Definition of Qualified Alien.--Section 431(b) of such Act (8 
U.S.C. 1641(b)) is amended--
            (1) in paragraph (6), by striking ``; or'' at the end and 
        inserting a comma;
            (2) in paragraph (7), by striking the period at the end and 
        inserting ``, or''; and
            (3) by adding at the end the following new paragraph:
            ``(8) an individual who lawfully resides in the United 
        States in accordance with a Compact of Free Association 
        referred to in section 402(b)(2)(G), but only with respect to 
        the designated Federal program defined in section 402(b)(3)(C) 
        (relating to the Medicaid program).''.
    (d) Conforming Amendments.--Section 1108 of the Social Security Act 
(42 U.S.C. 1308), as amended by section 101(b), is further amended--
            (1) in subsection (f), in the matter preceding paragraph 
        (1), by striking ``subsections (g) and (h) and section 
        1935(e)(1)(B)'' and inserting ``subsections (g), (h), and (i) 
        and section 1935(e)(1)(B)''; and
            (2) by adding at the end the following:
    ``(i) Exclusion of Medical Assistance Expenditures for Citizens of 
Freely Associated States.--Expenditures for medical assistance provided 
to an individual described in section 431(b)(8) of the Personal 
Responsibility and Work Opportunity Reconciliation Act of 1996 (8 
U.S.C. 1641(b)(8)) shall not be taken into account for purposes of 
applying payment limits under subsections (f) and (g).''.
    (e) Effective Date.--The amendments made by this section shall 
apply to benefits for items and services furnished on or after the date 
of the enactment of this Act.

SEC. 70110. INCREASED FMAP FOR MEDICAL ASSISTANCE TO NEWLY ELIGIBLE 
              INDIVIDUALS.

    (a) In General.--Section 1905(y)(1) of the Social Security Act (42 
U.S.C. 1396d(y)(1)) is amended--
            (1) in subparagraph (A), by striking ``2014, 2015, and 
        2016'' and inserting ``each of the first 3 consecutive 12-month 
        periods in which the State provides medical assistance to newly 
        eligible individuals'';
            (2) in subparagraph (B), by striking ``2017'' and inserting 
        ``the fourth consecutive 12-month period in which the State 
        provides medical assistance to newly eligible individuals'';
            (3) in subparagraph (C), by striking ``2018'' and inserting 
        ``the fifth consecutive 12-month period in which the State 
        provides medical assistance to newly eligible individuals'';
            (4) in subparagraph (D), by striking ``2019'' and inserting 
        ``the sixth consecutive 12-month period in which the State 
        provides medical assistance to newly eligible individuals''; 
        and
            (5) in subparagraph (E), by striking ``2020 and each year 
        thereafter'' and inserting ``the seventh consecutive 12-month 
        period in which the State provides medical assistance to newly 
        eligible individuals and each such period thereafter''.
    (b) Effective Date.--The amendments made by subsection (a) shall 
take effect as if included in the enactment of the Patient Protection 
and Affordable Care Act.

SEC. 70111. RENEWAL OF APPLICATION OF MEDICARE PAYMENT RATE FLOOR TO 
              PRIMARY CARE SERVICES FURNISHED UNDER MEDICAID AND 
              INCLUSION OF ADDITIONAL PROVIDERS.

    (a) Renewal of Payment Floor; Additional Providers.--
            (1) In general.--Section 1902(a)(13) of the Social Security 
        Act (42 U.S.C. 1396a(a)(13)) is amended by striking 
        subparagraph (C) and inserting the following:
                    ``(C) payment for primary care services (as defined 
                in subsection (jj)) at a rate that is not less than 100 
                percent of the payment rate that applies to such 
                services and physician under part B of title XVIII (or, 
                if greater, the payment rate that would be applicable 
                under such part if the conversion factor under section 
                1848(d) for the year involved were the conversion 
                factor under such section for 2009), and that is not 
                less than the rate that would otherwise apply to such 
                services under this title if the rate were determined 
                without regard to this subparagraph, and that are--
                            ``(i) furnished in 2013 and 2014, by a 
                        physician with a primary specialty designation 
                        of family medicine, general internal medicine, 
                        or pediatric medicine; or
                            ``(ii) furnished during the period 
                        beginning on the first day of the first month 
                        beginning after the date of the enactment of 
                        the Take Responsibility for Workers and 
                        Families Act and ending on the last day of the 
                        calendar quarter during which the last day of 
                        the emergency period described in section 
                        1135(g)(1)(B) occurs--
                                    ``(I) by a physician with a primary 
                                specialty designation of family 
                                medicine, general internal medicine, 
                                pediatric medicine, or obstetrics and 
                                gynecology, but only if the physician 
                                self-attests that the physician is 
                                board-certified in family medicine, 
                                general internal medicine, pediatric 
                                medicine, or obstetrics and gynecology, 
                                respectively;
                                    ``(II) by a physician with a 
                                primary specialty designation of a 
                                family medicine subspecialty, an 
                                internal medicine subspecialty, a 
                                pediatric subspecialty, or a 
                                subspecialty of obstetrics and 
                                gynecology, without regard to the board 
                                that offers the designation for such a 
                                subspecialty, but only if the physician 
                                self-attests that the physician is 
                                board-certified in such a subspecialty;
                                    ``(III) by an advanced practice 
                                clinician, as defined by the Secretary, 
                                that works under the supervision of--
                                            ``(aa) a physician 
                                        described in subclause (I) or 
                                        (II); or
                                            ``(bb) a nurse practitioner 
                                        or a physician assistant (as 
                                        such terms are defined in 
                                        section 1861(aa)(5)(A)) who is 
                                        working in accordance with 
                                        State law, or a certified 
                                        nurse-midwife (as defined in 
                                        section 1861(gg)(2)) who is 
                                        working in accordance with 
                                        State law;
                                    ``(IV) by a rural health clinic, 
                                Federally-qualified health center, or 
                                other health clinic that receives 
                                reimbursement on a fee schedule 
                                applicable to a physician described in 
                                subclause (I) or (II), an advanced 
                                practice clinician described in 
                                subclause (III), or a nurse 
                                practitioner, physician assistant, or 
                                certified nurse-midwife described in 
                                subclause (III)(bb), for services 
                                furnished by--
                                            ``(aa) such a physician, 
                                        nurse practitioner, physician 
                                        assistant, or certified nurse-
                                        midwife, respectively; or
                                            ``(bb) an advanced practice 
                                        clinician supervised by such a 
                                        physician, nurse practitioner, 
                                        physician assistant, or 
                                        certified nurse-midwife; or
                                    ``(V) by a nurse practitioner, 
                                physician assistant, or certified 
                                nurse-midwife described in subclause 
                                (III)(bb), in accordance with 
                                procedures that ensure that the portion 
                                of the payment for such services that 
                                the nurse practitioner, physician 
                                assistant, or certified nurse-midwife 
                                is paid is not less than the amount 
                                that the nurse practitioner, physician 
                                assistant, or certified nurse-midwife 
                                would be paid if the services were 
                                provided under part B of title 
                                XVIII;''.
            (2) Conforming amendments.--Section 1905(dd) of the Social 
        Security Act (42 U.S.C. 1396d(dd)) is amended--
                    (A) by striking ``Notwithstanding'' and inserting 
                the following:
            ``(1) In general.--Notwithstanding'';
                    (B) by inserting ``or furnished during the 
                additional period specified in paragraph (2),'' after 
                ``2015,''; and
                    (C) by adding at the end the following:
            ``(2) Additional period.--For purposes of paragraph (1), 
        the additional period specified in this paragraph is the period 
        with respect to which section 1902(a)(13)(C)(ii) applies.''.
    (b) Improved Targeting of Primary Care.--Section 1902(jj) of the 
Social Security Act (42 U.S.C. 1396a(jj)) is amended--
            (1) by redesignating paragraphs (1) and (2) as 
        subparagraphs (A) and (B), respectively, and moving the margin 
        of each such subparagraph, as so redesignated, 2 ems to the 
        right;
            (2) by striking ``For purposes of'' and inserting the 
        following:
            ``(1) In general.--For purposes of''; and
            (3) by adding at the end the following:
            ``(2) Exclusions.--Such term does not include any services 
        described in subparagraph (A) or (B) of paragraph (1) if such 
        services are provided in an emergency department of a hospital 
        during the period described in subsection (a)(13)(C)(ii).''.
    (c) Ensuring Payment by Managed Care Entities.--
            (1) In general.--Section 1903(m)(2)(A) of the Social 
        Security Act (42 U.S.C. 1396b(m)(2)(A)) is amended--
                    (A) in clause (xii), by striking ``and'' after the 
                semicolon;
                    (B) in clause (xiii)--
                            (i) by moving the margin of such clause 2 
                        ems to the left; and
                            (ii) by striking the period at the end and 
                        inserting ``; and''; and
                    (C) by inserting after clause (xiii) the following:
            ``(xiv) such contract provides that (I) payments to health 
        care providers specified in section 1902(a)(13)(C) for 
        furnishing primary care services defined in section 1902(jj) 
        during a year or period specified in section 1902(a)(13)(C) are 
        at least equal to the amounts set forth and required by the 
        Secretary by regulation, (II) the entity shall, upon request, 
        provide documentation to the State that is sufficient to enable 
        the State and the Secretary to ensure compliance with subclause 
        (I), and (III) the Secretary shall approve payments described 
        in subclause (I) that are furnished through an agreed-upon 
        capitation, partial capitation, or other value-based payment 
        arrangement if the agreed-upon capitation, partial capitation, 
        or other value-based payment arrangement is based on a 
        reasonable methodology and the entity provides documentation to 
        the State that is sufficient to enable the State and the 
        Secretary to ensure compliance with subclause (I).''.
            (2) Conforming amendment.--Section 1932(f) of the Social 
        Security Act (42 U.S.C. 1396u-2(f)) is amended by inserting 
        ``and clause (xiv) of section 1903(m)(2)(A)'' before the 
        period.
            (3) Effective date.--The amendments made by this subsection 
        shall apply with respect to contracts entered into on or after 
        the date of the enactment of this Act.

SEC. 70112. TEMPORARY INCREASE IN MEDICAID DSH ALLOTMENTS.

    (a) In General.--Section 1923(f)(3) of the Social Security Act (42 
U.S.C. 1396r-4(f)(3)) is amended--
            (1) in subparagraph (A), by striking ``and subparagraph 
        (E)'' and inserting ``and subparagraphs (E) and (F)''; and
            (2) by adding at the end the following new subparagraph:
                    ``(F) Temporary increase in allotments during 
                certain public health emergency.--The DSH allotment for 
                any State is--
                            ``(i) for fiscal year 2020, equal to 102.5 
                        percent of the DSH allotment that would be 
                        determined under this paragraph for the State 
                        for fiscal year 2020 without application of 
                        this subparagraph, notwithstanding 
                        subparagraphs (B) and (C); and
                            ``(ii) for a subsequent fiscal year (if 
                        any) during which the emergency period defined 
                        in paragraph (1)(B) of section 1135(g) of the 
                        Social Security Act is in effect, equal to 
                        102.5 percent of the DSH allotment determined 
                        under this subparagraph for the State for the 
                        previous fiscal year.
                For each fiscal year after fiscal year 2020 during 
                which the emergency period described in clause (ii) is 
                not in effect, the DSH allotment for a State for such 
                fiscal year is equal to the DSH allotment that would 
                have been determined under this paragraph for such 
                fiscal year if this subparagraph had not been 
                enacted.''.
    (b) Sense of Congress.--It is the sense of Congress that a State 
should prioritize making payments under the State plan of the State 
under title XIX of the Social Security Act (42 U.S.C. 1396 et seq.) (or 
a waiver of such plan) to disproportionate share hospitals that have a 
higher share of COVID-19 patients relative to other such hospitals in 
the State.

SEC. 70113. TEMPORARY ALLOWANCE FOR MEDICAL ASSISTANCE UNDER MEDICAID 
              FOR INMATES DURING 30-DAY PERIOD PRECEDING RELEASE.

    The subdivision (A) following paragraph (30) of section 1905(a) of 
the Social Security Act (42 U.S.C. 1396d(a)) is amended by inserting 
``and except during the 30-day period preceding the date of release of 
such individual from such public institution, but only if such 30-day 
period occurs during the emergency period described in section 
1135(g)(1)(B)'' after ``medical institution''.

SEC. 70114. EXTENSION OF EXISTING SECTION 1115 DEMONSTRATION PROJECTS.

    (a) Applicability.--This section shall apply with respect to 
demonstration projects operated by States pursuant to section 1115(a) 
of the Social Security Act (42 U.S.C. 1315(a)) to promote the 
objectives of title XIX or XXI of the Social Security Act with a 
project term set to end on or before December 31, 2020.
    (b) Approval of Extension.--Upon request by a State, the Secretary 
of Health and Human Services shall approve an extension of the waiver 
and expenditure authorities for a demonstration project described in 
subsection (a) for a period up to and including December 31, 2021, to 
ensure continuity of programs and funding during the emergency period 
described in section 1135(g)(1)(B) of the Social Security Act (42 
U.S.C. 42 U.S.C. 1320b-5(g)(1)(B)).
    (c) Extension Terms and Conditions.--(1) The approval pursuant to 
this section shall extend the terms and conditions that applied to the 
demonstration project to the extension period. Financial terms and 
conditions shall continue at levels equivalent to the prior 
demonstration or program year. All demonstration program components 
shall be extended to operate through ffthe end of the extension term. 
In its request for an extension, the state shall identify operational 
and programmatic changes necessary to continue and stabilize programs 
into the extension period and shall work with the Secretary of Health 
and Human Services to implement such changes.
            (2) Notwithstanding the foregoing, the State may request, 
        and the Secretary of Health and Human Services may approve, 
        modifications to a demonstration project's terms and conditions 
        to address the impact of the federally designated public health 
        emergency with respect to COVID-19. Such modifications may, at 
        the option of the State, become effective retroactive to the 
        start of the calendar quarter in which the first day of the 
        emergency period described in paragraph (1)(B) of section 
        1135(g) of the Social Security Act 42 U.S.C. 42 U.S.C. 1320b-
        5(g)) occurs.
    (d) Budget Neutrality.--Budget neutrality for extensions under this 
section shall be deemed to have been met at the conclusion of the 
extension period, and States receiving extensions under this section 
shall not be required to submit a budget neutrality analysis for the 
extension period.
    (e) Expedited Application Process.--The Federal and State public 
notice and comment procedures or other time constraints otherwise 
applicable to demonstration project amendments shall be waived to 
expedite a State's extension request pursuant to this section. The 
Secretary of Health and Human Services shall approve the extension 
application within 45 days of a State's submission of its request, or 
such other timeframe as is mutually agreed to with the State.
    (f) Continuation of Secretarial Authority Under Declared 
Emergency.--This section does not restrict the Secretary of Health and 
Human Services from exercising existing flexibilities through 
demonstration projects operated pursuant to section 1115 of the Social 
Security Act (42 U.S.C. 1315) in conjunction with the COVID-19 public 
health emergency.
    (g) Rule of Construction.--Nothing in this section shall authorize 
the Secretary of Health and Human Service to approve or extend a waiver 
that fails to meet the requirements of section 1115 of the Social 
Security Act (42 U.S.C. 1315).

SEC. 70115. MODIFICATION OF REDUCTIONS IN MEDICAID DSH ALLOTMENTS.

    Section 1923(f)(7)(A) of the Social Security Act (42 U.S.C. 1396r-
4(f)(7)(A)) is amended--
            (1) in clause (i), in the matter preceding subclause (I), 
        by striking ``For the period beginning May 23, 2020, and ending 
        September 30, 2020, and for each of fiscal years 2021 through 
        2025'' and inserting ``For the period beginning December 1, 
        2020, and ending September 30, 2021, and for each of fiscal 
        years 2022 through 2025''; and
            (2) in clause (ii)--
                    (A) in subclause (I), by striking ``for the period 
                beginning May 23, 2020, and ending September 30, 2020'' 
                and inserting ``for the period beginning December 1, 
                2020, and ending September 30, 2021''; and
                    (B) in subclause (II), by striking ``for each of 
                fiscal years 2021 through 2025'' and inserting ``for 
                each of fiscal years 2022 through 2025''.

SEC. 70116. EXTENSION OF MONEY FOLLOWS THE PERSON REBALANCING 
              DEMONSTRATION.

    (a) In General.--Section 6071(h)(1) of the Deficit Reduction Act of 
2005 (42 U.S.C. 1396a note) is amended--
            (1) in subparagraph (F), by striking ``and'' at the end; 
        and
            (2) by striking subparagraph (G) and inserting the 
        following:
                    ``(G) $450,000,000 for fiscal year 2020; and
                    ``(H) $75,206,000 for the period beginning on 
                October 1, 2020, and ending on November 30, 2020.''.
    (b) Effective Date.--The amendments made by subsection (a) shall 
take effect as if included in the enactment of the Further Consolidated 
Appropriations Act, 2020 (Public Law 116-94).

SEC. 70117. EXTENSION OF PROTECTION FOR MEDICAID RECIPIENTS OF HOME AND 
              COMMUNITY-BASED SERVICES AGAINST SPOUSAL IMPOVERISHMENT.

    (a) In General.--Section 2404 of Public Law 111-148 (42 U.S.C. 
1396r-5 note) is amended by striking ``May 22, 2020'' and inserting 
``November 30, 2020''.
    (b) Rule of Construction.--Nothing in section 2404 of Public Law 
111-148 (42 U.S.C. 1396r-5 note) or section 1902(a)(17) or 1924 of the 
Social Security Act (42 U.S.C. 1396a(a)(17), 1396r-5) shall be 
construed as prohibiting a State from applying an income or resource 
disregard under a methodology authorized under section 1902(r)(2) of 
such Act (42 U.S.C. 1396a(r)(2))--
            (1) to the income or resources of an individual described 
        in section 1902(a)(10)(A)(ii)(VI) of such Act (42 U.S.C. 
        1396a(a)(10)(A)(ii)(VI)) (including a disregard of the income 
        or resources of such individual's spouse); or
            (2) on the basis of an individual's need for home and 
        community-based services authorized under subsection (c), (d), 
        (i), or (k) of section 1915 of such Act (42 U.S.C. 1396n) or 
        under section 1115 of such Act (42 U.S.C. 1315).

SEC. 70118. EXTENSION OF THE COMMUNITY MENTAL HEALTH SERVICES 
              DEMONSTRATION PROGRAM.

    Section 223(d)(3) of the Protecting Access to Medicare Act of 2014 
(42 U.S.C. 1396a note) is amended by striking ``May 22, 2020'' and 
inserting ``November 30, 2020''.

                           TITLE II--MEDICARE

SEC. 70201. COVERAGE OF THE COVID-19 VACCINE UNDER THE MEDICARE PROGRAM 
              WITHOUT ANY COST-SHARING.

    (a) Medical and Other Health Services.--Section 1861(s)(10)(A) of 
the Social Security Act (42 U.S.C. 1395x(s)(10)(A)) is amended by 
inserting ``, and COVID-19 vaccine and its administration'' after 
``influenza vaccine and its administration''.
    (b) Part B Deductible.--Section 1833(b) of the Social Security Act 
(42 U.S.C. 1395l(b)) is amended, in the first sentence--
            (1) by striking ``and'' before ``(11)''; and (B) by 
        inserting before the period at the end the following: ``, and 
        (11)
            (2) by inserting before the period at the end the 
        following: ``, and (12) such deductible shall not apply with 
        respect a COVID-19 vaccine and its administration described in 
        section 1861(s)(10)(A)''.
    (c) Waiving Cost-Sharing Under Medicare Advantage.--Section 
1852(a)(1)(B) of the Social Security Act (42 U.S.C. 1395w-22(a)(1)(B)) 
is amended--
            (1) in clause (iv)--
                    (A) by redesignating subclause (VI) as subclause 
                (VII); and
                    (B) by inserting after subclause (V) the following 
                new subclause:
                                    ``(VI) COVID-19 vaccines and the 
                                administration of such vaccines, as 
                                described in section 1861(s)(10)(A).''; 
                                and
            (2) in clause (v), by striking ``subclauses (IV) and (V)'' 
        and inserting ``subclauses (IV), (V), and (VI)''.
    (d) Implementation.--Notwithstanding any other provision of law, 
the Secretary of Health and Human Services may implement the amendments 
made by subsection (c) by program instruction or otherwise.
    (e) Payment for Administration of COVID-19 Vaccine.--The payment 
amount under part B of title XVIII of the Social Security Act for the 
administration of a COVID-19 vaccine pursuant to the amendment made by 
subsection (a) shall be the same as the payment amount under such part 
for the administration of an influenza vaccine, pneumococcal vaccine, 
and a hepatitis B vaccine.
    (f) Authority for Roster Billing.--Notwithstanding any other 
provision of law, the Secretary of Health and Human Services may, by 
program instruction or otherwise, include a COVID-19 vaccine as a 
vaccine with respect to which the Secretary permits roster billing for 
purposes of payment under part B of title XVIII of the Social Security 
Act.
    (g) Effective Date.--The amendments made by this section shall take 
effect on the date of enactment of this Act and shall apply with 
respect to a COVID-19 vaccine beginning on the date that such vaccine 
is licensed under section 351 of the Public Health Service Act (42 
U.S.C. 262).

SEC. 70202. HOLDING MEDICARE BENEFICIARIES HARMLESS FOR SPECIFIED 
              COVID-19 TREATMENT SERVICES FURNISHED UNDER PART A OR 
              PART B OF THE MEDICARE PROGRAM.

    (a) In General.--Notwithstanding any other provision of law, in the 
case of a specified COVID-19 treatment service (as defined in 
subsection (b)) furnished to an individual entitled to benefits under 
part A or enrolled under part B of title XVIII of the Social Security 
Act (42 U.S.C. 1395 et seq.) for which payment is made under such part 
A or such part B, the Secretary of Health and Human Services (in this 
section referred to as the ``Secretary'') shall provide that--
            (1) any cost-sharing required (including any deductible, 
        copayment, or coinsurance) applicable to such individual under 
        such part A or such part B with respect to such item or service 
        is paid by the Secretary; and
            (2) the provider of services or supplier (as defined in 
        section 1861 of the Social Security Act (42 U.S.C. 1395x)) does 
        not hold such individual liable for such requirement.
    (b) Definition of Specified COVID-19 Treatment Services.--For 
purposes of this section, the term ``specified COVID-19 treatment 
service'' means any item or service furnished to an individual for 
which payment may be made under part A or part B of title XVIII of the 
Social Security Act (42 U.S.C. 1395 et seq.) if such item or service is 
included in a claim with an ICD-10-CM code relating to COVID-19 (as 
described in the document entitled ``ICD-10-CM Official Coding 
Guidelines - Supplement Coding encounters related to COVID-19 
Coronavirus Outbreak'' published on February 20, 2020, or as otherwise 
specified by the Secretary).
    (c) Recovery of Cost-Sharing Amounts Paid by the Secretary in the 
Case of Supplemental Insurance Coverage.--
            (1) In general.--In the case of any amount paid by the 
        Secretary pursuant to subsection (a)(1) that the Secretary 
        determines would otherwise have been paid by a group health 
        plan or health insurance issuer (as such terms are defined in 
        section 2791 of the Public Health Service Act (42 U.S.C. 300gg-
        91)), a private entity offering a medicare supplemental policy 
        under section 1882 of the Social Security Act (42 U.S.C. 
        1395ss), any other health plan offering supplemental coverage, 
        a State plan under title XIX of the Social Security Act, or the 
        Secretary of Defense under the TRICARE program, such plan, 
        issuer, private entity, other health plan, State plan, or 
        Secretary of Defense, as applicable, shall pay to the 
        Secretary, not later than 1 year after such plan, issuer, 
        private entity, other health plan, State plan, or Secretary of 
        Defense receives a notice under paragraph (3), such amount in 
        accordance with this subsection.
            (2) Required information.--Not later than 9 months after 
        the date of the enactment of this Act, each group health plan, 
        health insurance issuer, private entity, other health plan, 
        State plan, and Secretary of Defense described in paragraph (1) 
        shall submit to the Secretary such information as the Secretary 
        determines necessary for purposes of carrying out this 
        subsection. Such information so submitted shall be updated by 
        such plan, issuer, private entity, other health plan, State 
        plan, or Secretary of Defense, as applicable, at such time and 
        in such manner as specified by the Secretary.
            (3) Review of claims and notification.--The Secretary shall 
        establish a process under which claims for items and services 
        for which the Secretary has paid an amount pursuant to 
        subsection (a)(1) are reviewed for purposes of identifying if 
        such amount would otherwise have been paid by a plan, issuer, 
        private entity, other health plan, State plan, or Secretary of 
        Defense described in paragraph (1). In the case such a claim is 
        so identified, the Secretary shall determine the amount that 
        would have been otherwise payable by such plan, issuer, private 
        entity, other health plan, State plan, or Secretary of Defense 
        and notify such plan, issuer, private entity, other health 
        plan, State plan, or Secretary of Defense of such amount.
            (4) Enforcement.--The Secretary may impose a civil monetary 
        penalty in an amount determined appropriate by the Secretary in 
        the case of a plan, issuer, private entity, other health plan, 
        or State plan that fails to comply with a provision of this 
        section. The provisions of section 1128A of the Social Security 
        Act shall apply to a civil monetary penalty imposed under the 
        previous sentence in the same manner as such provisions apply 
        to a penalty or proceeding under subsection (a) or (b) of such 
        section.
    (d) Funding.--The Secretary shall provide for the transfer to the 
Centers for Medicare & Medicaid Program Management Account from the 
Federal Hospital Insurance Trust Fund and the Federal Supplementary 
Trust Fund (in such portions as the Secretary determines appropriate) 
$100,000,000 for purposes of carrying out this section.
    (e) Report.--Not later than 3 years after the date of the enactment 
of this Act, the Inspector General of the Department of Health and 
Human Services shall submit to Congress a report containing an analysis 
of amounts paid pursuant to subsection (a)(1) compared to amounts paid 
to the Secretary pursuant to subsection (c).
    (f) Implementation.--Notwithstanding any other provision of law, 
the Secretary may implement the provisions of this section by program 
instruction or otherwise.

SEC. 70203. MEDICARE SEQUESTER DELAY.

    During the period beginning on May 1, 2020, and ending on such date 
the emergency period described in section 1135(g)(1)(B) of the Social 
Security Act (42 U.S.C. 1320b-5(g)(1)(B)) ends, the Medicare program 
under title XVIII of the Social Security Act (42 U.S.C. 1395 et seq.) 
shall be exempt from reduction under any sequestration order issued 
pursuant to section 254 of the Balanced Budget and Emergency Deficit 
Control Act of 1985 before, on, or after the date of enactment of this 
Act.

SEC. 70204. ENHANCING MEDICARE TELEHEALTH SERVICES FOR FEDERALLY 
              QUALIFIED HEALTH CENTERS AND RURAL HEALTH CLINICS DURING 
              THE EMERGENCY PERIOD.

    Section 1834(m) of the Social Security Act (42 U.S.C. 1395m(m)) is 
amended--
            (1) in the first sentence of paragraph (1), by striking 
        ``The Secretary'' and inserting ``Subject to paragraph (8), the 
        Secretary'';
            (2) in paragraph (2)(A), by striking ``The Secretary'' and 
        inserting ``Subject to paragraph (8), the Secretary'';
            (3) in paragraph (4)--
                    (A) in subparagraph (A), by striking ``The term'' 
                and inserting ``Subject to paragraph (8),the term''; 
                and
                    (B) in subparagraph (F)(i), by striking ``The 
                term'' and inserting ``Subject to paragraph (8), the 
                term''; and
            (4) by adding at the end the following new paragraph:
            ``(8) Enhancing telehealth services for federally qualified 
        health centers and rural health clinics during the emergency 
        period.--
                    ``(A) In general.--During the emergency period 
                described in section 1135(g)(1)(B)--
                            ``(i) the Secretary shall pay for 
                        telehealth services that are furnished via a 
                        telecommunications system by a Federally 
                        qualified health center or a rural health 
                        clinic to an eligible telehealth individual 
                        enrolled under this part notwithstanding that 
                        the Federally qualified health center or rural 
                        clinic providing the telehealth service is not 
                        at the same location as the beneficiary;
                            ``(ii) the amount of payment to a Federally 
                        qualified health center or rural health clinic 
                        that serves as a distant site for such a 
                        telehealth service shall be determined under 
                        subparagraph (B); and
                            ``(iii) for purposes of this subsection--
                                    ``(I) the term `distant site' 
                                includes a Federally qualified health 
                                center or rural health clinic that 
                                furnishes a telehealth service to an 
                                eligible telehealth individual; and
                                    ``(II) the term `telehealth 
                                services' includes a rural health 
                                clinic service or Federally qualified 
                                health center service that is furnished 
                                using telehealth to the extent that 
                                payment codes corresponding to services 
                                identified by the Secretary under 
                                clause (i) or (ii) of paragraph (4)(F) 
                                are listed on the corresponding claim 
                                for such rural health clinic service or 
                                Federally qualified health center 
                                service.
                    ``(B) Special payment rule.--The Secretary shall 
                develop and implement payment methods that apply under 
                this subsection to a Federally qualified health center 
                or rural health clinic that serves as a distant site 
                that furnishes a telehealth service to an eligible 
                telehealth individual during such emergency period. 
                Such payment methods shall be based on payment rates 
                that are similar to the national average payment rates 
                for comparable telehealth services under the physician 
                fee schedule under section 1848. Notwithstanding any 
                other provision of law, the Secretary may implement 
                such payment methods through program instruction or 
                otherwise.''.

SEC. 70205. GUARANTEED ISSUE OF CERTAIN MEDIGAP POLICIES.

    (a) Guaranteed Issue of Medigap Policies to All Medigap-Eligible 
Medicare Beneficiaries.--
            (1) In general.--Section 1882(s) of the Social Security Act 
        (42 U.S.C. 1395ss(s)) is amended--
                    (A) in paragraph (2)(A), by striking ``65 years of 
                age or older and is enrolled for benefits under part 
                B'' and inserting ``entitled to, or enrolled for, 
                benefits under part A and enrolled for benefits under 
                part B'';
                    (B) in paragraph (2)(D), by striking ``who is 65 
                years of age or older as of the date of issuance and'';
                    (C) in paragraph (3)(B)(ii), by striking ``is 65 
                years of age or older and''; and
                    (D) in paragraph (3)(B)(vi), by striking ``at age 
                65''.
            (2) Additional enrollment period for certain individuals.--
                    (A) One-time enrollment period.--
                            (i) In general.--In the case of a specified 
                        individual, the Secretary shall establish a 
                        one-time enrollment period described in clause 
                        (iii) during which such an individual may 
                        enroll in any medicare supplemental policy of 
                        the individual's choosing.
                            (ii) Application.--The provisions of--
                                    (I) paragraph (2) of section 
                                1882(s) of the Social Security Act (42 
                                U.S.C. 1395ss(s)) shall apply with 
                                respect to a specified individual who 
                                is described in subclause (I) of 
                                subparagraph (B)(iii) as if references 
                                in such paragraph (2) to the 6 month 
                                period described in subparagraph (A) of 
                                such paragraph were references to the 
                                one-time enrollment period established 
                                under clause (i); and
                                    (II) paragraph (3) of such section 
                                shall apply with respect to a specified 
                                individual who is described in 
                                subclause (II) of subparagraph (B)(iii) 
                                as if references in such paragraph (3) 
                                to the period specified in subparagraph 
                                (E) of such paragraph were references 
                                to the one-time enrollment period 
                                established under clause (i).
                            (iii) Period.--The enrollment period 
                        established under clause (i) shall be the 6-
                        month period beginning on January 1, 2024.
                    (B) Specified individual.--For purposes of this 
                paragraph, the term ``specified individual'' means an 
                individual who--
                            (i) is entitled to hospital insurance 
                        benefits under part A of title XVIII of the 
                        Social Security Act (42 U.S.C. 1395c et seq.) 
                        pursuant to section 226(b) or section 226A of 
                        such Act (42 U.S.C. 426(b); 426-1);
                            (ii) is enrolled for benefits under part B 
                        of such Act (42 U.S.C. 1395j et seq.); and
                            (iii)(I) would not, but for the amendments 
                        made by subparagraphs (A) and (B) of paragraph 
                        (1) and the provisions of this paragraph (if 
                        such provisions applied to such individual), be 
                        eligible for the guaranteed issue of a medicare 
                        supplemental policy under paragraph (2) of 
                        section 1882(s) of such Act (42 U.S.C. 
                        1395ss(s)); or
                            (II) would not, but for the amendments made 
                        by subparagraphs (C) and (D) of paragraph (1) 
                        and the provisions of this paragraph (if such 
                        provisions applied to such individual), be 
                        eligible for the guaranteed issue of a medicare 
                        supplemental policy under paragraph (3) of such 
                        section.
                    (C) Outreach plan.--
                            (i) In general.--The Secretary shall 
                        develop an outreach plan to notify specified 
                        individuals of the one-time enrollment period 
                        established under subparagraph (A).
                            (ii) Consultation.--In implementing the 
                        outreach plan developed under clause (i), the 
                        Secretary shall consult with consumer 
                        advocates, brokers, insurers, the National 
                        Association of Insurance Commissioners, and 
                        State Health Insurance Assistance Programs.
            (3) Effective date.--The amendments made by paragraph (1) 
        shall apply to medicare supplemental policies effective on or 
        after January 1, 2024.
    (b) Guaranteed Issue of Medigap Policies for Medicare Advantage 
Enrollees.--
            (1) In general.--Section 1882(s)(3) of the Social Security 
        Act (42 U.S.C. 1395ss(s)(3)), as amended by subsection (a), is 
        further amended--
                    (A) in subparagraph (B), by adding at the end the 
                following new clause:
            ``(vii) The individual--
                    ``(I) was enrolled in a Medicare Advantage plan 
                under part C for not less than 12 months;
                    ``(II) subsequently disenrolled from such plan;
                    ``(III) elects to receive benefits under this title 
                through the original Medicare fee-for-service program 
                under parts A and B; and
                    ``(IV) has not previously elected to receive 
                benefits under this title through the original Medicare 
                fee-for-service program pursuant to disenrollment from 
                a Medicare Advantage plan under part C.'';
                    (B) by striking subparagraph (C)(iii) and inserting 
                the following:
    ``(iii) Subject to subsection (v)(1), for purposes of an individual 
described in clause (vi) or (vii) of subparagraph (B), a medicare 
supplemental policy described in this subparagraph shall include any 
medicare supplemental policy.''; and
                    (C) in subparagraph (E)--
                            (i) in clause (iv), by striking ``and'' at 
                        the end;
                            (ii) in clause (v), by striking the period 
                        at the end and inserting ``; and''; and
                            (iii) by adding at the end the following 
                        new clause--
            ``(vi) in the case of an individual described in 
        subparagraph (B)(vii), the annual, coordinated election period 
        (as defined in section 1851(e)(3)(B)) or a continuous open 
        enrollment period (as defined in section 1851(e)(2)) during 
        which the individual disenrolls from a Medicare Advantage plan 
        under part C.''.
            (2) Effective date.--The amendments made by paragraph (1) 
        shall apply to medicare supplemental policies effective on or 
        after January 1, 2024.

SEC. 70206. ENSURING COMMUNICATIONS ACCESSIBILITY FOR RESIDENTS OF 
              SKILLED NURSING FACILITIES DURING THE COVID-19 EMERGENCY 
              PERIOD.

    (a) In General.--Section 1819(c)(3) of the Social Security Act (42 
U.S.C. 1395i-3(c)(3)) is amended--
            (1) in subparagraph (D), by striking ``and'' at the end;
            (2) in subparagraph (E), by striking the period and 
        inserting ``; and''; and
            (3) by adding at the end the following new subparagraph:
                    ``(F) provide for reasonable access to the use of a 
                telephone, including TTY and TDD services (as defined 
                for purposes of section 483.10 of title 42, Code of 
                Federal Regulations (or a successor regulation)), and 
                the internet (to the extent available to the facility) 
                and inform each such resident (or a representative of 
                such resident) of such access and any changes in 
                policies or procedures of such facility relating to 
                limitations on external visitors.''.
    (b) COVID-19 Provisions.--
            (1) Guidance.--Not later than 15 days after the date of the 
        enactment of this Act, the Secretary of Health and Human 
        Service shall issue guidance on steps skilled nursing 
        facilities may take to ensure residents have access to 
        televisitation during the emergency period defined in section 
        1135(g)(1)(B) of the Social Security Act (42 U.S.C. 1320b-
        5(g)(1)(B)).
            (2) Review of facilities.--The Secretary of Health and 
        Human Services shall take such steps as determined appropriate 
        by the Secretary to ensure that residents of skilled nursing 
        facilities and relatives of such residents are made aware of 
        the access rights described in section 1819(c)(3)(F) of the 
        Social Security Act (42 U.S.C. 1395i-3(c)(3)(F)).

SEC. 70207. MEDICARE HOSPITAL INPATIENT PROSPECTIVE PAYMENT SYSTEM 
              OUTLIER PAYMENTS FOR COVID-19 PATIENTS DURING CERTAIN 
              EMERGENCY PERIOD.

    (a) In General.--Section 1886(d)(5)(A) of the Social Security Act 
(42 U.S.C. 1395ww(d)(5)(A)) is amended--
            (1) in clause (ii), by striking ``For cases'' and inserting 
        ``Subject to clause (vii), for cases'';
            (2) in clause (iii), by striking ``The amount'' and 
        inserting ``Subject to clause (vii), the amount'';
            (3) in clause (iv), by striking ``The total amount'' and 
        inserting ``Subject to clause (vii), the total amount''; and
            (4) by adding at the end the following new clause:
    ``(vii) For discharges that have a primary or secondary diagnosis 
of COVID-19 and that occur during the emergency period described in 
section 1135(g)(1)(B), the amount of any additional payment under 
clause (ii) for a subsection (d) hospital for such a discharge shall be 
determined as if--
            ``(I) clause (ii) was amended by striking `plus a fixed 
        dollar amount determined by the Secretary';
            ``(II) the reference in clause (iii) to `approximate the 
        marginal cost of care beyond the cutoff point applicable under 
        clause (i) or (ii)' were a reference to `approximate the 
        marginal cost of care beyond the cutoff point applicable under 
        clause (i), or, in the case of an additional payment requested 
        under clause (ii), be equal to 100 percent of the amount by 
        which the costs of the discharge for which such additional 
        payment is so requested exceed the applicable DRG prospective 
        payment rate'; and
            ``(III) clause (iv) does not apply.''.
    (b) Exclusion From Reduction in Average Standardized Amounts 
Payable to Hospitals Located in Certain Areas.--Section 1886(d)(3)(B) 
of the Social Security Act (42 U.S.C. 1395ww(d)(3)(B)) is amended by 
inserting before the period the following: ``, other than additional 
payments described in clause (vii) of such paragraph''.
    (c) Application to Site Neutral IPPS Payment Rates.--Section 
1886(m)(6)(B) of the Social Security Act (42 U.S.C. 1395ww(m)(6)(B)) is 
amended--
            (1) in clause (i)--
                    (A) in the matter preceding subclause (I), by 
                striking ``In this paragraph'' and inserting ``Subject 
                to clause (ii), in this paragraph'';
                    (B) in subclause (I), by striking ``clause (iii)'' 
                and inserting ``clause (iv)''; and
                    (C) in subclause (II), by striking ``clause (ii)'' 
                and inserting ``clause (iii)'';
            (2) in clause (ii), in the matter preceding subclause (I), 
        by striking ``clause (iv)'' and inserting ``clause (v)'';
            (3) in clause (iii)(I), by striking ``clause (ii)'' and 
        inserting ``clause (iii)'';
            (4) in clause (iv), by striking ``clause (ii)(I)'' and 
        inserting ``clause (iii)(I)'';
            (5) by redesignating clauses (ii) through (iv) as clauses 
        (iii) through (v), respectively; and
            (6) by inserting after clause (i) the following new clause:
                            ``(ii) Exception.--Notwithstanding clause 
                        (i), the term `applicable site neutral payment 
                        rate' means--
                                    ``(I) for discharges that have a 
                                primary or secondary diagnosis of 
                                COVID-19 and that occur during any 
                                portion of the emergency period 
                                described in section 1135(g)(1)(B) 
                                occurring during a cost reporting 
                                period described in clause (i)(I), the 
                                greater of the blended payment rate 
                                specified in clause (iv) or the percent 
                                described in clause (iii)(II); and
                                    ``(II) for discharges that have a 
                                primary or secondary diagnosis of 
                                COVID-19 and that occur during any 
                                portion of the emergency period 
                                described in section 1135(g)(1)(B) 
                                occurring during a cost reporting 
                                period described in clause (i)(II), the 
                                percent described in clause 
                                (iii)(II).''.
    (d) Implementation.--Notwithstanding any other provision of law, 
the Secretary of Health and Human Services may implement the amendments 
made by this section by program instruction or otherwise.

SEC. 70208. COVERAGE OF TREATMENTS FOR COVID-19 AT NO COST SHARING 
              UNDER THE MEDICARE ADVANTAGE PROGRAM.

    (a) In General.--Section 1852(a)(1)(B) of the Social Security Act 
(42 U.S.C. 1395w-22(a)(1)(B)) is amended by adding at the end the 
following new clause:
                            ``(vii) Special coverage rules for 
                        specified covid-19 treatment services.--
                        Notwithstanding clause (i), in the case of a 
                        specified COVID-19 treatment service (as 
                        defined in section 70202(b) of the Take 
                        Responsibility for Workers and Families Act) 
                        that is furnished during a plan year occurring 
                        during any portion of the emergency period 
                        defined in section 1135(g)(1)(B) beginning on 
                        or after the date of the enactment of this 
                        clause, a Medicare Advantage plan may not, with 
                        respect to such service, impose--
                                    ``(I) any cost-sharing requirement 
                                (including a deductible, copayment, or 
                                coinsurance requirement); and
                                    ``(II) in the case such service is 
                                a critical specified COVID-19 treatment 
                                service (including ventilator services 
                                and intensive care unit services), any 
                                prior authorization or other 
                                utilization management requirement.
                        A Medicare Advantage plan may not take the 
                        application of this clause into account for 
                        purposes of a bid amount submitted by such plan 
                        under section 1854(a)(6).''.
    (b) Reimbursement of Medicare Advantage Plans for Elimination of 
Cost Sharing.--Section 1853 of the Social Security Act (42 U.S.C. 
1395w-23) is amended by adding at the end the following new subsection:
    ``(p) Additional Payment to Account for Cost Sharing Elimination 
for COVID-19 Treatment Services.--
            ``(1) In general.--A Medicare Advantage plan shall notify 
        the Secretary of the total dollar amount of cost sharing that, 
        but for the application of section 1852(a)(1)(B)(vii), would 
        have been required under such plan for specified COVID-19 
        treatment services (as defined in section 70202(b) of the Take 
        Responsibility for Workers and Families Act) furnished during a 
        plan year described in such section to individuals enrolled in 
        the plan. The Secretary shall make periodic and timely payments 
        in accordance with this subsection to such plan that, in the 
        aggregate, equal such total dollar amount.
            ``(2) Timing of payment.--Payments by the Secretary under 
        this subsection shall be made beginning March 1, 2021, for 
        amounts described in such paragraph that would have been 
        required under such plan for specified COVID-19 treatment 
        services furnished during plan year 2020. Payments by the 
        Secretary under this subsection for such amounts that would 
        have been so required under such plan for such services 
        furnished during a plan year subsequent to plan year 2020 shall 
        be made beginning March 1 of the plan year following such 
        subsequent plan year.
            ``(3) Non-application.--Section 1853(c)(7) shall not apply 
        with respect to the application of this subsection.
            ``(4) Appropriation.--There are transferred to the Centers 
        for Medicare & Medicaid Program Management Fund, out of any 
        monies in the Treasury not otherwise obligated, such sums as 
        may be necessary to the Secretary for purposes of making 
        payments under this subsection.''.
    (c) Implementation.--Notwithstanding any other provision of law, 
the Secretary of Health and Human Services may implement the amendments 
made by this section by program instruction or otherwise.

SEC. 70209. ESTABLISHING A RISK CORRIDOR PROGRAM FOR MEDICARE ADVANTAGE 
              PLANS DURING THE COVID-19 EMERGENCY.

    (a) In General.--Section 1853 of the Social Security Act (42 U.S.C. 
1395w-23), as amended by section 70208(b), is further amended by adding 
at the end the following new subsection:
    ``(q) Risk Corridor Program During the COVID-19 Emergency.--
            ``(1) In general.--The Secretary shall establish and 
        administer a program of risk corridors for each plan year, any 
        portion of which occurs during the emergency period defined in 
        section 1135(g)(1)(B), under which the Secretary shall make 
        payments to MA organizations offering a Medicare Advantage plan 
        based on the ratio of the allowable costs of the plan to the 
        aggregate premiums of the plan.
            ``(2) Payment methodology.--The Secretary shall provide 
        under the program established under paragraph (1) that if the 
        allowable costs for a Medicare Advantage plan for any plan year 
        are more than 105 percent of the target amount, the Secretary 
        shall pay to the plan an amount equal to 75 percent of the 
        allowable costs in excess of 105 percent of the target amount.
            ``(3) Timing.--
                    ``(A) Submission of information by plans.--With 
                respect to a plan year for which the program described 
                in paragraph (1) is established and administered, not 
                later than July 1 of the succeeding plan year each MA 
                organization offering a Medicare Advantage plan shall 
                submit to the Secretary such information as the 
                Secretary may require for purposes of carrying out such 
                program.
                    ``(B) Payment.--The Secretary shall pay to an MA 
                organization offering a Medicare Advantage plan 
                eligible to receive a payment under the program with 
                respect to a plan year the amount provided under 
                paragraph (2) for such plan year not later than 60 days 
                after such organization submits information with 
                respect to such plan and plan year under subparagraph 
                (A).
            ``(4) Definitions.--
                    ``(A) Allowable costs.--
                            ``(i) In general.--The amount of allowable 
                        costs of a MA organization offering a Medicare 
                        Advantage plan for a plan year is an amount 
                        equal to the total costs (other than 
                        administrative costs) of such plan in providing 
                        benefits covered by such plan, but only to the 
                        extent that such costs are incurred with 
                        respect to such benefits for items and services 
                        that are benefits under the original medicare 
                        fee-for-service program option.
                            ``(ii) Reductions.--Allowable costs for a 
                        Medicare Advantage plan for a plan year shall 
                        be reduced by any payment made under subsection 
                        (p) with respect to such plan and such plan 
                        year.
                    ``(B) Target amount.--The target amount described 
                in this paragraph is, with respect to a Medicare 
                Advantage plan and a plan year, the total amount of 
                payments paid to the MA organization for the plan for 
                benefits under the original medicare fee-for-service 
                program option for the plan year, taking into account 
                amounts paid by the Secretary and enrollees, based upon 
                the bid amount submitted under section 1854, reduced by 
                the total amount of administrative expenses for the 
                year assumed in such bid.
            ``(5) Funding.--There are appropriated to the Centers for 
        Medicare & Medicaid Services Program Management Account, out of 
        any monies in the Treasury not otherwise obligated, such sums 
        as may be necessary for purposes of carrying out this 
        subsection.''.
    (b) Implementation.--Notwithstanding any other provision of law, 
the Secretary of Health and Human Service may implement the amendments 
made by this section by program instruction or otherwise.

SEC. 70210. REQUIRING COVERAGE UNDER MEDICARE PDPS AND MA-PD PLANS, 
              WITHOUT THE IMPOSITION OF COST SHARING OR UTILIZATION 
              MANAGEMENT REQUIREMENTS, OF DRUGS INTENDED TO TREAT 
              COVID-19 DURING CERTAIN EMERGENCIES.

    (a) Coverage Requirement.--
            (1) In general.--Section 1860D-4(b)(3) of the Social 
        Security Act (42 U.S.C. 1395w-104(b)(3)) is amended by adding 
        at the end the following new subparagraph:
                    ``(I) Required inclusion of drugs intended to treat 
                covid-19.--
                            ``(i) In general.--Notwithstanding any 
                        other provision of law, a PDP sponsor offering 
                        a prescription drug plan shall, with respect to 
                        a plan year, any portion of which occurs during 
                        the period described in clause (ii), be 
                        required to--
                                    ``(I) include in any formulary--
                                            ``(aa) all covered part D 
                                        drugs with a medically accepted 
                                        indication (as defined in 
                                        section 1860D-2(e)(4)) to treat 
                                        COVID-19 that are marketed in 
                                        the United States; and
                                            ``(bb) all drugs authorized 
                                        under section 564 or 564A of 
                                        the Federal Food Drug and 
                                        Cosmetic Act to treat COVID-19; 
                                        and
                                    ``(II) not impose any prior 
                                authorization or other utilization 
                                management requirement with respect to 
                                such drugs described in item (aa) or 
                                (bb) of subclause (I) (other than such 
                                a requirement that limits the quantity 
                                of drugs due to safety).
                            ``(ii) Period described.--For purposes of 
                        clause (i), the period described in this clause 
                        is the period during which there exists the 
                        public health emergency declared by the 
                        Secretary pursuant to section 319 of the Public 
                        Health Service Act on January 31, 2020, 
                        entitled `Determination that a Public Health 
                        Emergency Exists Nationwide as the Result of 
                        the 2019 Novel Coronavirus' (including any 
                        renewal of such declaration pursuant to such 
                        section).''.
    (b) Elimination of Cost Sharing.--
            (1) Elimination of cost-sharing for drugs intended to treat 
        covid-19 under standard and alternative prescription drug 
        coverage.--Section 1860D-2 of the Social Security Act (42 
        U.S.C. 1395w-102) is amended--
                    (A) in subsection (b)--
                            (i) in paragraph (1)(A), by striking ``The 
                        coverage'' and inserting ``Subject to paragraph 
                        (8), the coverage'';
                            (ii) in paragraph (2)--
                                    (I) in subparagraph (A), by 
                                inserting after ``Subject to 
                                subparagraphs (C) and (D)'' the 
                                following: ``and paragraph (8)'';
                                    (II) in subparagraph (C)(i), by 
                                striking ``paragraph (4)'' and 
                                inserting ``paragraphs (4) and (8)''; 
                                and
                                    (III) in subparagraph (D)(i), by 
                                striking ``paragraph (4)'' and 
                                inserting ``paragraphs (4) and (8)'';
                            (iii) in paragraph (4)(A)(i), by striking 
                        ``The coverage'' and inserting ``Subject to 
                        paragraph (8), the coverage''; and
                            (iv) by adding at the end the following new 
                        paragraph:
            ``(8) Elimination of cost-sharing for drugs intended to 
        treat covid-19.--The coverage does not impose any deductible, 
        copayment, coinsurance, or other cost-sharing requirement for 
        drugs described in section 1860D-4(b)(3)(I)(i)(I) with respect 
        to a plan year, any portion of which occurs during the period 
        during which there exists the public health emergency declared 
        by the Secretary pursuant to section 319 of the Public Health 
        Service Act on January 31, 2020, entitled `Determination that a 
        Public Health Emergency Exists Nationwide as the Result of the 
        2019 Novel Coronavirus' (including any renewal of such 
        declaration pursuant to such section).''; and
                    (B) in subsection (c), by adding at the end the 
                following new paragraph:
            ``(4) Same elimination of cost-sharing for drugs intended 
        to treat covid-19.--The coverage is in accordance with 
        subsection (b)(8).''.
            (2) Elimination of cost-sharing for drugs intended to treat 
        covid-19 dispensed to individuals who are subsidy eligible 
        individuals.--Section 1860D-14(a) of the Social Security Act 
        (42 U.S.C. 1395w-114(a)) is amended--
                    (A) in paragraph (1)--
                            (i) in subparagraph (D)--
                                    (I) in clause (ii), by striking 
                                ``In the case of'' and inserting 
                                ``Subject to subparagraph (F), in the 
                                case of''; and
                                    (II) in clause (iii), by striking 
                                ``In the case of'' and inserting 
                                ``Subject to subparagraph (F), in the 
                                case of''; and
                            (ii) by adding at the end the following new 
                        subparagraph:
                    ``(F) Elimination of cost-sharing for drugs 
                intended to treat covid-19.--Coverage that is in 
                accordance with section 1860D-2(b)(8).''; and
                    (B) in paragraph (2)--
                            (i) in subparagraph (B), by striking ``A 
                        reduction'' and inserting ``Subject to 
                        subparagraph (F), a reduction'';
                            (ii) in subparagraph (D), by striking ``The 
                        substitution'' and inserting ``Subject to 
                        subparagraph (F), the substitution'';
                            (iii) in subparagraph (E), by inserting 
                        after ``Subject to'' the following: 
                        ``subparagraph (F) and''; and
                            (iv) by adding at the end the following new 
                        subparagraph:
                    ``(F) Elimination of cost-sharing for drugs 
                intended to treat covid-19.--Coverage that is in 
                accordance with section 1860D-2(b)(8).''.
    (c) Implementation.--Notwithstanding any other provision of law, 
the Secretary of Health and Human Services may implement the amendments 
made by this section by program instruction or otherwise.

SEC. 70211. REQUIRING MEDICARE PDPS AND MA-PD PLANS TO ALLOW DURING THE 
              COVID-19 EMERGENCY PERIOD FOR FILLS AND REFILLS OF 
              COVERED PART D DRUGS FOR UP TO A 3-MONTH SUPPLY.

    (a) In General.--Section 1860D-4(b) of the Social Security Act (42 
U.S.C. 1395w-104(b)) is amended by adding at the end the following new 
paragraph:
            ``(4) Ensuring access during covid-19 public health 
        emergency period.--
                    ``(A) In general.--During the emergency period 
                described in section 1135(g)(1)(B), subject to 
                subparagraph (B), a prescription drug plan or MA-PD 
                plan shall, notwithstanding any cost and utilization 
                management, medication therapy management, or other 
                such programs under this part, permit a part D eligible 
                individual enrolled in such plan to obtain in a single 
                fill or refill, at the option of such individual, the 
                total day supply (not to exceed a 90-day supply) 
                prescribed for such individual for a covered part D 
                drug.
                    ``(B) Safety edit exception.--A prescription drug 
                plan or MA-PD plan may not permit a part D eligible 
                individual to obtain a single fill or refill 
                inconsistent with an applicable safety edit.''.
    (b) Implementation.--Notwithstanding any other provision of law, 
the Secretary of Health and Human Services may implement the amendment 
made by this section by program instruction or otherwise.

SEC. 70212. EXTENSION OF THE WORK GEOGRAPHIC INDEX FLOOR UNDER THE 
              MEDICARE PROGRAM.

    Section 1848(e)(1)(E) of the Social Security Act (42 U.S.C. 1395w-
4(e)(1)(E)) is amended by striking ``May 23, 2020'' and inserting 
``December 1, 2020''.

SEC. 70213. EXTENSION OF FUNDING FOR QUALITY MEASURE ENDORSEMENT, 
              INPUT, AND SELECTION.

    (a) In General.--Section 1890(d)(2) of the Social Security Act (42 
U.S.C. 1395aaa(d)(2)) is amended--
            (1) in the first sentence, by striking ``and $4,830,000 for 
        the period beginning on October 1, 2019, and ending on May 22, 
        2020'' and inserting ``$25,170,000 for fiscal year 2020, and 
        $5,013,699 for the period beginning on October 1, 2020, and 
        ending on November 30, 2020''; and
            (2) in the third sentence, by striking ``for each of fiscal 
        years 2018 and 2019 and for the period beginning on October 1, 
        2019, and ending on May 22, 2020'' and inserting ``for each of 
        fiscal years 2018 through 2020 and for the period beginning on 
        October 1, 2020, and ending on November 30, 2020''.
    (b) Effective Date.--The amendments made by subsection (a) shall 
take effect as if included in the enactment of the Further Consolidated 
Appropriations Act, 2020 (Public Law 116-94).

SEC. 70214. EXTENSION OF FUNDING OUTREACH AND ASSISTANCE FOR LOW-INCOME 
              PROGRAMS.

    (a) Additional Funding for State Health Insurance Programs.--
Subsection (a)(1)(B) of section 119 of the Medicare Improvements for 
Patients and Providers Act of 2008 (42 U.S.C. 1395b-3 note) is 
amended--
            (1) in clause (xi), by striking ``and'' at the end;
            (2) in clause (xii), by striking the period at the end and 
        inserting a semicolon; and
            (3) by inserting after clause (xii) the following new 
        clauses:
                            ``(xiii) for the period beginning on May 
                        23, 2020, and ending on September 30, 2020, of 
                        $5,383,562; and
                            ``(xiv) for the period beginning on October 
                        1, 2020, and ending on November 30, 2020, of 
                        $2,506,849.''.
    (b) Additional Funding for Area Agencies on Aging.--Subsection 
(b)(1)(B) of such section 119, as so amended, is amended--
            (1) in clause (xi), by striking ``and'' at the end;
            (2) in clause (xii), by striking the period at the end and 
        inserting a semicolon; and
            (3) by inserting after clause (xii) the following new 
        clauses:
                            ``(xiii) for the period beginning on May 
                        23, 2020, and ending on September 30, 2020, of 
                        $5,383,562; and
                            ``(xiv) for the period beginning on October 
                        1, 2020, and ending on November 30, 2020, of 
                        $2,506,849.''.
    (c) Additional Funding for Aging and Disability Resource Centers.--
Subsection (c)(1)(B) of such section 119, as so amended, is amended--
            (1) in clause (xi), by striking ``and'' at the end;
            (2) in clause (xii), by striking the period at the end and 
        inserting a semicolon; and
            (3) by inserting after clause (xii) the following new 
        clauses:
                            ``(xiii) for the period beginning on May 
                        23, 2020, and ending on September 30, 2020, of 
                        $1,794,521; and
                            ``(xiv) for the period beginning on October 
                        1, 2020, and ending on November 30, 2020, of 
                        $835,616.''.
    (d) Additional Funding for Contract With the National Center for 
Benefits and Outreach Enrollment.--Subsection (d)(2) of such section 
119, as so amended, is amended--
            (1) in clause (xi), by striking ``and'' at the end;
            (2) in clause (xii), by striking the period at the end and 
        inserting a semicolon; and
            (3) by inserting after clause (xii) the following new 
        clauses:
                            ``(xiii) for the period beginning on May 
                        23, 2020, and ending on September 30, 2020, of 
                        $5,383,562; and
                            ``(xiv) for the period beginning on October 
                        1, 2020, and ending on November 30, 2020, of 
                        $2,506,849.''.

                      TITLE III--PRIVATE INSURANCE

SEC. 70301. SPECIAL ENROLLMENT PERIOD THROUGH EXCHANGES; FEDERAL 
              EXCHANGE OUTREACH AND EDUCATIONAL ACTIVITIES.

    (a) Special Enrollment Period Through Exchanges.--Section 1311(c) 
of the Patient Protection and Affordable Care Act (42 U.S.C. 18031(c)) 
is amended--
            (1) in paragraph (6)--
                    (A) in subparagraph (C), by striking at the end 
                ``and'';
                    (B) in subparagraph (D), by striking at the end the 
                period and inserting ``; and''; and
                    (C) by adding at the end the following new 
                subparagraph:
                    ``(E) subject to subparagraph (B) of paragraph (8), 
                the special enrollment period described in subparagraph 
                (A) of such paragraph.''; and
            (2) by adding at the end the following new paragraph:
            ``(8) Special enrollment period for certain public health 
        emergency.--
                    ``(A) In general.--The Secretary shall, subject to 
                subparagraph (B), require an Exchange to provide--
                            ``(i) for a special enrollment period 
                        during the emergency period described in 
                        section 1135(g)(1)(B) of the Social Security 
                        Act--
                                    ``(I) which shall begin on the date 
                                that is one week after the date of the 
                                enactment of this paragraph and which, 
                                in the case of an Exchange established 
                                or operated by the Secretary within a 
                                State pursuant to section 1321(c), 
                                shall be an 8-week period; and
                                    ``(II) during which any individual 
                                who is otherwise eligible to enroll in 
                                a qualified health plan through the 
                                Exchange may enroll in such a qualified 
                                health plan; and
                            ``(ii) that, in the case of an individual 
                        who enrolls in a qualified health plan through 
                        the Exchange during such enrollment period, the 
                        coverage period under such plan shall begin, at 
                        the option of the individual, on April 1, 2020, 
                        or on the first day of the month following the 
                        day the individual selects a plan through such 
                        special enrollment period.
                    ``(B) Exception.--The requirement of subparagraph 
                (A) shall not apply to a State-operated or State-
                established Exchange if such Exchange, prior to the 
                date of the enactment of this paragraph, established or 
                otherwise provided for a special enrollment period to 
                address access to coverage under qualified health plans 
                offered through such Exchange during the emergency 
                period described in section 1135(g)(1)(B) of the Social 
                Security Act.''.
    (b) Federal Exchange Outreach and Educational Activities.--Section 
1321(c) of the Patient Protection and Affordable Care Act (42 U.S.C. 
18041(c)) is amended by adding at the end the following new paragraph:
            ``(3) Outreach and educational activities.--
                    ``(A) In general.--In the case of an Exchange 
                established or operated by the Secretary within a State 
                pursuant to this subsection, the Secretary shall carry 
                out outreach and educational activities for purposes of 
                informing potential enrollees in qualified health plans 
                offered through the Exchange of the availability of 
                coverage under such plans and financial assistance for 
                coverage under such plans. Such outreach and 
                educational activities shall be provided in a manner 
                that is culturally and linguistically appropriate to 
                the needs of the populations being served by the 
                Exchange (including hard-to-reach populations, such as 
                racial and sexual minorities, limited English 
                proficient populations, and young adults).
                    ``(B) Limitation on use of funds.--No funds 
                appropriated under this paragraph shall be used for 
                expenditures for promoting non-ACA compliant health 
                insurance coverage.
                    ``(C) Non-ACA compliant health insurance 
                coverage.--For purposes of subparagraph (B):
                            ``(i) The term `non-ACA compliant health 
                        insurance coverage' means health insurance 
                        coverage, or a group health plan, that is not a 
                        qualified health plan.
                            ``(ii) Such term includes the following:
                                    ``(I) An association health plan.
                                    ``(II) Short-term limited duration 
                                insurance.
                    ``(D) Funding.--Out of any funds in the Treasury 
                not otherwise appropriated, there are hereby 
                appropriated $25,000,000 to carry out this paragraph. 
                Funds appropriated under this subparagraph shall remain 
                available until expended.''.
    (c) Implementation.--The Secretary of Health and Human Services may 
implement the provisions of (including amendments made by) this section 
through subregulatory guidance, program instruction, or otherwise.

SEC. 70302. SHORT-TERM LIMITED DURATION INSURANCE RULE PROHIBITION.

    The Secretary of Health and Human Services, the Secretary of the 
Treasury, and the Secretary of Labor may not take any action to 
implement, enforce, or otherwise give effect to the rule entitled 
``Short-Term, Limited Duration Insurance'' (83 Fed. Reg. 38212 (August 
3, 2018)), and the Secretaries may not promulgate any substantially 
similar rule.

SEC. 70303. RAPID COVERAGE OF PREVENTIVE SERVICES AND VACCINES FOR 
              COVID-19.

    (a) In General.--In the case of a qualifying COVID-19 preventive 
service, notwithstanding section 2713(b) of the Public Health Service 
Act (42 U.S.C. 300gg-13(b)) (including the regulations under section 
2590.715-2713 of title 29, Code of Federal Regulations, section 
54.9815-2713 of title 26, Code of Federal Regulations, and section 
147.130 of title 45, Code of Federal Regulations), the Secretary of 
Health and Human Services, Secretary of Labor, and Secretary of the 
Treasury shall apply to group health plans and health insurance issuers 
offering group or individual health insurance coverage the requirement 
under section 2713(a) of the Public Health Service Act (42 U.S.C. 
300gg-13(a)), with respect to such services, as if such section 
2713(a)--
            (1) required the coverage of such service under such plans 
        and such coverage be effective not later than the specified 
        date (as defined in subsection (b)(2)) with respect to such 
        service; and
            (2) applied to grandfathered health plans (as defined in 
        section 1251(e) of the Patient Protection and Affordable Care 
        Act (42 U.S.C. 18011(e))).
    (b) Definitions.--For purposes of this section:
            (1) Qualifying covid-19 preventive service.--The term 
        ``qualifying COVID-19 preventive service'' means an item, 
        service, or immunization that is intended to prevent or 
        mitigate COVID-19 and that is--
                    (A) an evidence-based item or service that has in 
                effect a rating of ``A'' or ``B'' in the current 
                recommendations of the United States Preventive 
                Services Task Force; or
                    (B) an immunization that has in effect a 
                recommendation from the Advisory Committee on 
                Immunization Practices of the Centers for Disease 
                Control and Prevention with respect to the individual 
                involved.
            (2) Specified date.--The term ``specified date'' means--
                    (A) with respect to a qualifying COVID-19 
                preventive service described in paragraph (1)(A), the 
                date that is 15 business days after the date on which a 
                rating, as described in such paragraph, is made with 
                respect to such service; and
                    (B) with respect to a qualifying COVID-19 
                preventive service described in paragraph (1)(B), the 
                date that is 15 business days after the date on which a 
                recommendation, as described in such paragraph, is made 
                relating to the service.
            (3) Additional terms.--The terms ``group health plan''; 
        ``health insurance issuer''; ``group health insurance 
        coverage'', and ``individual health insurance coverage'' have 
        the meanings given such terms in section 2791 of the Public 
        Health Service Act (42 U.S.C. 300gg-91), section 733 of the 
        Employee Retirement Income Security Act (29 U.S.C. 1191b), and 
        section 9832 of the Internal Revenue Code of 1986, as 
        applicable.
    (c) Implementation.--The Secretary of Health and Human Services, 
Secretary of Labor, and Secretary of the Treasury may implement the 
provisions of this section through program instruction, subregulatory 
guidance, or otherwise.

SEC. 70304. COVERAGE OF COVID-19 RELATED TREATMENT AT NO COST SHARING.

    (a) In General.--A group health plan and a health insurance issuer 
offering group or individual health insurance coverage (including a 
grandfathered health plan (as defined in section 1251(e) of the Patient 
Protection and Affordable Care Act)) shall provide coverage, and shall 
not impose any cost sharing (including deductibles, copayments, and 
coinsurance) requirements, for the following items and services 
furnished during any portion of the emergency period defined in 
paragraph (1)(B) of section 1135(g) of the Social Security Act (42 
U.S.C. 1320b-5(g)) beginning on or after the date of the enactment of 
this Act:
            (1) Medically necessary items and services (including in-
        person or telehealth visits in which such items and services 
        are furnished) that are furnished to an individual who has been 
        diagnosed with (or after provision of the items and services is 
        diagnosed with) COVID-19 to treat or mitigate the effects of 
        COVID-19.
            (2) Medically necessary items and services (including in-
        person or telehealth visits in which such items and services 
        are furnished) that are furnished to an individual who is 
        presumed to have COVID-19 but is never diagnosed as such, if 
        the following conditions are met:
                    (A) Such items and services are furnished to the 
                individual to treat or mitigate the effects of COVID-19 
                or to mitigate the impact of COVID-19 on society.
                    (B) Health care providers have taken appropriate 
                steps under the circumstances to make a diagnosis, or 
                confirm whether a diagnosis was made, with respect to 
                such individual, for COVID-19, if possible.
    (b) Items and Services Related to COVID-19.--For purposes of this 
section--
            (1) not later than one week after the date of the enactment 
        of this section, the Secretary of Health and Human Services, 
        Secretary of Labor, and Secretary of the Treasury shall jointly 
        issue guidance specifying applicable diagnoses and medically 
        necessary items and services related to COVID-19; and
            (2) such items and services shall include all items or 
        services that are relevant to the treatment or mitigation of 
        COVID-19, regardless of whether such items or services are 
        ordinarily covered under the terms of a group health plan or 
        group or individual health insurance coverage offered by a 
        health insurance issuer.
    (c) Reimbursement to Plans and Coverage for Waiving Cost-Sharing.--
            (1) In general.--A group health plan or a health insurance 
        issuer offering group or individual health insurance coverage 
        (including a grandfathered health plan (as defined in section 
        1251(e) of the Patient Protection and Affordable Care Act)) 
        that does not impose cost sharing requirements as described in 
        subsection (a) shall notify the Secretary of Health and Human 
        Services, Secretary of Labor, and Secretary of the Treasury 
        (through a joint process established jointly by the 
        Secretaries) of the total dollar amount of cost-sharing that, 
        but for the application of subsection (a), would have been 
        required under such plans and coverage for items and services 
        related to COVID-19 furnished during the period to which 
        subsection (a) applies to enrollees, participants, and 
        beneficiaries in the plan or coverage to whom such subsection 
        applies, but which was not imposed for such items and services 
        so furnished pursuant to such subsection and the Secretary of 
        Health and Human Services, in coordination with the Secretary 
        of Labor and the Secretary of the Treasury, shall make payments 
        in accordance with this subsection to the plan or issuer equal 
        to such total dollar amount.
            (2) Methodology for payments.--The Secretary of Health and 
        Human Service, in coordination with the Secretary of Labor and 
        the Secretary of the Treasury shall establish a payment system 
        for making payments under this subsection. Any such system 
        shall make payment for the value of cost sharing not imposed by 
        the plan or issuer involved.
            (3) Timing of payments.--Payments made under paragraph (1) 
        shall be made no later than May 1, 2021, for amounts of cost 
        sharing waivers with respect to 2020. Payments under this 
        subsection with respect to such waivers with respect to a year 
        subsequent to 2020 that begins during the period to which 
        subsection (a) applies shall be made no later than May of the 
        year following such subsequent year.
            (4) Appropriations.--There is authorized to be 
        appropriated, and there is appropriated, out of any monies in 
        the Treasury not otherwise appropriated, such funds as are 
        necessary to carry out this subsection.
    (d) Enforcement.--
            (1) Application with respect to phsa, erisa, and irc.--The 
        provisions of this section shall be applied by the Secretary of 
        Health and Human Services, Secretary of Labor, and Secretary of 
        the Treasury to group health plans and health insurance issuers 
        offering group or individual health insurance coverage as if 
        included in the provisions of part A of title XXVII of the 
        Public Health Service Act, part 7 of the Employee Retirement 
        Income Security Act of 1974, and subchapter B of chapter 100 of 
        the Internal Revenue Code of 1986, as applicable.
            (2) Private right of action.--An individual with respect to 
        whom an action is taken by a group health plan or health 
        insurance issuer offering group or individual health insurance 
        coverage in violation of subsection (a) may commence a civil 
        action against the plan or issuer for appropriate relief. The 
        previous sentence shall not be construed as limiting any 
        enforcement mechanism otherwise applicable pursuant to 
        paragraph (1).
    (e) Implementation.--The Secretary of Health and Human Services, 
Secretary of Labor, and Secretary of the Treasury may implement the 
provisions of this section through sub-regulatory guidance, program 
instruction or otherwise.
    (f) Terms.--The terms ``group health plan''; ``health insurance 
issuer''; ``group health insurance coverage'', and ``individual health 
insurance coverage'' have the meanings given such terms in section 2791 
of the Public Health Service Act (42 U.S.C. 300gg-91), section 733 of 
the Employee Retirement Income Security Act of 1974 (29 U.S.C. 1191b), 
and section 9832 of the Internal Revenue Code of 1986, as applicable.

SEC. 70305. REQUIRING PRESCRIPTION DRUG REFILL NOTIFICATIONS DURING 
              EMERGENCIES.

    (a) ERISA.--
            (1) In general.--Subpart B of part 7 of subtitle B of title 
        I of the Employee Retirement Income Security Act of 1974 (29 
        U.S.C. 1185 et seq.) is amended by adding at the end the 
        following new section:

``SEC. 716. PROVISION OF PRESCRIPTION DRUG REFILL NOTIFICATIONS DURING 
              EMERGENCIES.

    ``(a) In General.--A group health plan, and a health insurance 
issuer offering health insurance coverage in connection with a group 
health plan, that provides benefits for prescription drugs under such 
plan or such coverage shall provide to each individual enrolled under 
such plan or such coverage who resides in an emergency area during an 
emergency period, not later than 5 business days after the date of the 
beginning of such period with respect to such area (or, the case of the 
emergency period described in section 70305(d)(2) of the Take 
Responsibility for Workers and Families Act, not later than 5 business 
days after the date of the enactment of this section), a notification--
            ``(1) of whether such plan or coverage will waive, during 
        such period with respect to such an individual, any time 
        restrictions under such plan or coverage on any authorized 
        refills for such drugs to enable such refills in advance of 
        when such refills would otherwise have been permitted under 
        such plan or coverage; and
            ``(2) in the case that such plan or coverage will waive 
        such restrictions during such period with respect to such an 
        individual, that contains information on how such an individual 
        may obtain such a refill.
    ``(b) Emergency Area; Emergency Period.--For purposes of this 
section, an `emergency area' is a geographical area in which, and an 
`emergency period' is the period during which, there exists--
            ``(1) an emergency or disaster declared by the President 
        pursuant to the National Emergencies Act or the Robert T. 
        Stafford Disaster Relief and Emergency Assistance Act; and
            ``(2) a public health emergency declared by the Secretary 
        pursuant to section 319 of the Public Health Service Act.''.
            (2) Clerical amendment.--The table of contents of the 
        Employee Retirement Income Security Act of 1974 is amended by 
        inserting after the item relating to section 714 the following:

``Sec. 715. Additional market reforms.
``Sec. 716. Provision of prescription drug refill notifications during 
                            emergencies.''.
    (b) PHSA.--Subpart II of part A of title XXVII of the Public Health 
Service Act (42 U.S.C. 300gg-11 et seq.) is amended by adding at the 
end the following new section:

``SEC. 2730. PROVISION OF PRESCRIPTION DRUG REFILL NOTIFICATIONS DURING 
              EMERGENCIES.

    ``(a) In General.--A group health plan, and a health insurance 
issuer offering group or individual health insurance coverage, that 
provides benefits for prescription drugs under such plan or such 
coverage shall provide to each individual enrolled under such plan or 
such coverage who resides in an emergency area during an emergency 
period, not later than 5 business days after the date of the beginning 
of such period with respect to such area (or, the case of the emergency 
period described in section 70305(d)(2) of the Take Responsibility for 
Workers and Families Act, not later than 5 business days after the date 
of the enactment of this section), a notification--
            ``(1) of whether such plan or coverage will waive, during 
        such period with respect to such an individual, any time 
        restrictions under such plan or coverage on any authorized 
        refills for such drugs to enable such refills in advance of 
        when such refills would otherwise have been permitted under 
        such plan or coverage; and
            ``(2) in the case that such plan or coverage will waive 
        such restrictions during such period with respect to such an 
        individual, that contains information on how such an individual 
        may obtain such a refill.
    ``(b) Emergency Area; Emergency Period.--For purposes of this 
section, an `emergency area' is a geographical area in which, and an 
`emergency period' is the period during which, there exists--
            ``(1) an emergency or disaster declared by the President 
        pursuant to the National Emergencies Act or the Robert T. 
        Stafford Disaster Relief and Emergency Assistance Act; and
            ``(2) a public health emergency declared by the Secretary 
        pursuant to section 319.''.
    (c) IRC.--
            (1) In general.--Subchapter B of chapter 100 of the 
        Internal Revenue Code of 1986 is amended by adding at the end 
        the following new section:

``SEC. 9816. PROVISION OF PRESCRIPTION DRUG REFILL NOTIFICATIONS DURING 
              EMERGENCIES.

    ``(a) In General.--A group health plan that provides benefits for 
prescription drugs under such plan shall provide to each individual 
enrolled under such plan who resides in an emergency area during an 
emergency period, not later than 5 business days after the date of the 
beginning of such period with respect to such area (or, the case of the 
emergency period described in section 70305(d)(2) of the Take 
Responsibility for Workers and Families Act, not later than 5 business 
days after the date of the enactment of this section), a notification--
            ``(1) of whether such plan will waive, during such period 
        with respect to such an individual, any time restrictions under 
        such plan on any authorized refills for such drugs to enable 
        such refills in advance of when such refills would otherwise 
        have been permitted under such plan; and
            ``(2) in the case that such plan will waive such 
        restrictions during such period with respect to such an 
        individual, that contains information on how such an individual 
        may obtain such a refill.
    ``(b) Emergency Area; Emergency Period.--For purposes of this 
section, an `emergency area' is a geographical area in which, and an 
`emergency period' is the period during which, there exists--
            ``(1) an emergency or disaster declared by the President 
        pursuant to the National Emergencies Act or the Robert T. 
        Stafford Disaster Relief and Emergency Assistance Act; and
            ``(2) a public health emergency declared by the Secretary 
        pursuant to section 319 of the Public Health Service Act.''.
            (2) Clerical amendment.--The table of sections for 
        subchapter B of chapter 100 of the Internal Revenue Code of 
        1986 is amended by adding at the end the following new item:

``Sec. 9816. Provision of prescription drug refill notifications during 
                            emergencies.''.
    (d) Effective Date.--The amendments made by this section shall 
apply with respect to--
            (1) emergency periods beginning on or after the date of the 
        enactment of this Act; and
            (2) the emergency period relating to the public health 
        emergency declared by the Secretary of Health and Human 
        Services pursuant to section 319 of the Public Health Service 
        Act on January 31, 2020, entitled ``Determination that a Public 
        Health Emergency Exists Nationwide as the Result of the 2019 
        Novel Coronavirus''.

SEC. 70306. IMPROVEMENT OF CERTAIN NOTIFICATIONS PROVIDED TO QUALIFIED 
              BENEFICIARIES BY GROUP HEALTH PLANS IN THE CASE OF 
              QUALIFYING EVENTS.

    (a) Employee Retirement Income Security Act of 1974.--
            (1) In general.--Section 606 of the Employee Retirement 
        Income Security Act of 1974 (29 U.S.C. 1166) is amended--
                    (A) in subsection (a)(4), in the matter following 
                subparagraph (B), by striking ``under this subsection'' 
                and inserting ``under this part in accordance with the 
                notification requirements under subsection (c)''; and
                    (B) in subsection (c)--
                            (i) by striking ``For purposes of 
                        subsection (a)(4), any notification'' and 
                        inserting ``For purposes of subsection (a)(4)--
            ``(1) any notification'';
                            (ii) by striking ``, whichever is 
                        applicable, and any such notification'' and 
                        inserting ``of subsection (a), whichever is 
                        applicable;
            ``(2) any such notification''; and
                            (iii) by striking ``such notification is 
                        made'' and inserting ``such notification is 
                        made; and
            ``(3) any such notification shall, with respect to each 
        qualified beneficiary with respect to whom such notification is 
        made, include information regarding any Exchange established 
        under title I of the Patient Protection and Affordable Care Act 
        through which such a qualified beneficiary may be eligible to 
        enroll in a qualified health plan (as defined in section 1301 
        of the Patient Protection and Affordable Care Act), including--
                    ``(A) the publicly accessible Internet website 
                address for such Exchange;
                    ``(B) the publicly accessible Internet website 
                address for the Find Local Help directory maintained by 
                the Department of Health and Human Services on the 
                healthcare.gov Internet website (or a successor 
                website);
                    ``(C) a clear explanation that--
                            ``(i) an individual who is eligible for 
                        continuation coverage may also be eligible to 
                        enroll, with financial assistance, in a 
                        qualified health plan offered through such 
                        Exchange, but, in the case that such individual 
                        elects to enroll in such continuation coverage 
                        and subsequently elects to terminate such 
                        continuation coverage before the period of such 
                        continuation coverage expires, such individual 
                        will not be eligible to enroll in a qualified 
                        health plan offered through such Exchange 
                        during a special enrollment period; and
                            ``(ii) an individual who elects to enroll 
                        in continuation coverage will remain eligible 
                        to enroll in a qualified health plan offered 
                        through such Exchange during an open enrollment 
                        period and may be eligible for financial 
                        assistance with respect to enrolling in such a 
                        qualified health plan;
                    ``(D) information on consumer protections with 
                respect to enrolling in a qualified health plan offered 
                through such Exchange, including the requirement for 
                such a qualified health plan to provide coverage for 
                essential health benefits (as defined in section 
                1302(b) of the Patient Protection and Affordable Care 
                Act) and the requirements applicable to such a 
                qualified health plan under part A of title XXVII of 
                the Public Health Service Act; and
                    ``(E) information on the availability of financial 
                assistance with respect to enrolling in a qualified 
                health plan, including the maximum income limit for 
                eligibility for a premium tax credit under section 36B 
                of the Internal Revenue Code of 1986.''.
            (2) Effective date.--The amendments made by paragraph (1) 
        shall apply with respect to qualifying events occurring on or 
        after the date that is 14 days after the date of the enactment 
        of this Act.
    (b) Public Health Service Act.--
            (1) In general.--Section 2206 of the Public Health Service 
        Act (42 U.S.C. 300bb-6) is amended--
                    (A) by striking ``In accordance'' and inserting the 
                following:
    ``(a) In General.--In accordance'';
                    (B) by striking ``of such beneficiary's rights 
                under this subsection'' and inserting ``of such 
                beneficiary's rights under this title in accordance 
                with the notification requirements under subsection 
                (b)''; and
                    (C) by striking ``For purposes of paragraph (4),'' 
                and all that follows through ``such notification is 
                made.'' and inserting the following:
    ``(b) Rules Relating to Notification of Qualified Beneficiaries by 
Plan Administrator.--For purposes of subsection (a)(4)--
            ``(1) any notification shall be made within 14 days of the 
        date on which the plan administrator is notified under 
        paragraph (2) or (3) of subsection (a), whichever is 
        applicable;
            ``(2) any such notification to an individual who is a 
        qualified beneficiary as the spouse of the covered employee 
        shall be treated as notification to all other qualified 
        beneficiaries residing with such spouse at the time such 
        notification is made; and
            ``(3) any such notification shall, with respect to each 
        qualified beneficiary with respect to whom such notification is 
        made, include information regarding any Exchange established 
        under title I of the Patient Protection and Affordable Care Act 
        through which such a qualified beneficiary may be eligible to 
        enroll in a qualified health plan (as defined in section 1301 
        of the Patient Protection and Affordable Care Act), including--
                    ``(A) the publicly accessible Internet website 
                address for such Exchange;
                    ``(B) the publicly accessible Internet website 
                address for the Find Local Help directory maintained by 
                the Department of Health and Human Services on the 
                healthcare.gov Internet website (or a successor 
                website);
                    ``(C) a clear explanation that--
                            ``(i) an individual who is eligible for 
                        continuation coverage may also be eligible to 
                        enroll, with financial assistance, in a 
                        qualified health plan offered through such 
                        Exchange, but, in the case that such individual 
                        elects to enroll in such continuation coverage 
                        and subsequently elects to terminate such 
                        continuation coverage before the period of such 
                        continuation coverage expires, such individual 
                        will not be eligible to enroll in a qualified 
                        health plan offered through such Exchange 
                        during a special enrollment period; and
                            ``(ii) an individual who elects to enroll 
                        in continuation coverage will remain eligible 
                        to enroll in a qualified health plan offered 
                        through such Exchange during an open enrollment 
                        period and may be eligible for financial 
                        assistance with respect to enrolling in such a 
                        qualified health plan;
                    ``(D) information on consumer protections with 
                respect to enrolling in a qualified health plan offered 
                through such Exchange, including the requirement for 
                such a qualified health plan to provide coverage for 
                essential health benefits (as defined in section 
                1302(b) of the Patient Protection and Affordable Care 
                Act) and the requirements applicable to such a 
                qualified health plan under part A of title XXVII; and
                    ``(E) information on the availability of financial 
                assistance with respect to enrolling in a qualified 
                health plan, including the maximum income limit for 
                eligibility for a premium tax credit under section 36B 
                of the Internal Revenue Code of 1986.''.
            (2) Effective date.--The amendments made by paragraph (1) 
        shall apply with respect to qualifying events occurring on or 
        after the date that is 14 days after the date of the enactment 
        of this Act.
    (c) Internal Revenue Code of 1986.--
            (1) In general.--Section 4980B(f)(6) of the Internal 
        Revenue Code of 1986 is amended--
                    (A) in subparagraph (D)--
                            (i) in clause (ii), by striking ``under 
                        subparagraph (C)'' and inserting ``under clause 
                        (iii)''; and
                            (ii) by redesignating clauses (i) and (ii) 
                        as subclauses (I) and (II), respectively, and 
                        moving the margin of each such subclause, as so 
                        redesignated, 2 ems to the right;
                    (B) by redesignating subparagraphs (A) through (D) 
                as clauses (i) through (iv), respectively, and moving 
                the margin of each such clause, as so redesignated, 2 
                ems to the right;
                    (C) by striking ``In accordance'' and inserting the 
                following:
                    ``(A) In general.--In accordance'';
                    (D) by inserting after ``of such beneficiary's 
                rights under this subsection'' the following: ``in 
                accordance with the notification requirements under 
                subparagraph (C)''; and
                    (E) by striking ``The requirements of subparagraph 
                (B)'' and all that follows through ``such notification 
                is made.'' and inserting the following:
                    ``(B) Alternative means of compliance with 
                requirement for notification of multiemployer plans by 
                employers.--The requirements of subparagraph (A)(ii) 
                shall be considered satisfied in the case of a 
                multiemployer plan in connection with a qualifying 
                event described in paragraph (3)(B) if the plan 
                provides that the determination of the occurrence of 
                such qualifying event will be made by the plan 
                administrator.
                    ``(C) Rules relating to notification of qualified 
                beneficiaries by plan administrator.--For purposes of 
                subparagraph (A)(iv)--
                            ``(i) any notification shall be made within 
                        14 days (or, in the case of a group health plan 
                        which is a multiemployer plan, such longer 
                        period of time as may be provided in the terms 
                        of the plan) of the date on which the plan 
                        administrator is notified under clause (ii) or 
                        (iii) of subparagraph (A), whichever is 
                        applicable;
                            ``(ii) any such notification to an 
                        individual who is a qualified beneficiary as 
                        the spouse of the covered employee shall be 
                        treated as notification to all other qualified 
                        beneficiaries residing with such spouse at the 
                        time such notification is made; and
                            ``(iii) any such notification shall, with 
                        respect to each qualified beneficiary with 
                        respect to whom such notification is made, 
                        include information regarding any Exchange 
                        established under title I of the Patient 
                        Protection and Affordable Care Act through 
                        which such a qualified beneficiary may be 
                        eligible to enroll in a qualified health plan 
                        (as defined in section 1301 of the Patient 
                        Protection and Affordable Care Act), 
                        including--
                                    ``(I) the publicly accessible 
                                Internet website address for such 
                                Exchange;
                                    ``(II) the publicly accessible 
                                Internet website address for the Find 
                                Local Help directory maintained by the 
                                Department of Health and Human Services 
                                on the healthcare.gov Internet website 
                                (or a successor website);
                                    ``(III) a clear explanation that--
                                            ``(aa) an individual who is 
                                        eligible for continuation 
                                        coverage may also be eligible 
                                        to enroll, with financial 
                                        assistance, in a qualified 
                                        health plan offered through 
                                        such Exchange, but, in the case 
                                        that such individual elects to 
                                        enroll in such continuation 
                                        coverage and subsequently 
                                        elects to terminate such 
                                        continuation coverage before 
                                        the period of such continuation 
                                        coverage expires, such 
                                        individual will not be eligible 
                                        to enroll in a qualified health 
                                        plan offered through such 
                                        Exchange during a special 
                                        enrollment period; and
                                            ``(bb) an individual who 
                                        elects to enroll in 
                                        continuation coverage will 
                                        remain eligible to enroll in a 
                                        qualified health plan offered 
                                        through such Exchange during an 
                                        open enrollment period and may 
                                        be eligible for financial 
                                        assistance with respect to 
                                        enrolling in such a qualified 
                                        health plan;
                                    ``(IV) information on consumer 
                                protections with respect to enrolling 
                                in a qualified health plan offered 
                                through such Exchange, including the 
                                requirement for such a qualified health 
                                plan to provide coverage for essential 
                                health benefits (as defined in section 
                                1302(b) of the Patient Protection and 
                                Affordable Care Act) and the 
                                requirements applicable to such a 
                                qualified health plan under part A of 
                                title XXVII of the Public Health 
                                Service Act; and
                                    ``(V) information on the 
                                availability of financial assistance 
                                with respect to enrolling in a 
                                qualified health plan, including the 
                                maximum income limit for eligibility 
                                for a premium tax credit under section 
                                36B.''.
            (2) Effective date.--The amendments made by paragraph (1) 
        shall apply with respect to qualifying events occurring on or 
        after the date that is 14 days after the date of the enactment 
        of this Act.
    (d) Model Notices.--Not later than 14 days after the date of the 
enactment of this Act, the Secretary of the Labor, in consultation with 
the Secretary of the Treasury and the Secretary of Health and Human 
Services, shall--
            (1) update the model Consolidated Omnibus Budget 
        Reconciliation Act of 1985 (referred to in this subsection as 
        ``COBRA'') continuation coverage general notice and the model 
        COBRA continuation coverage election notice developed by the 
        Secretary of Labor for purposes of facilitating compliance of 
        group health plans with the notification requirements under 
        section 606 of the Employee Retirement Income Security Act of 
        1974 (29 U.S.C. 1166) to include the information described in 
        paragraph (3) of subsection (c) of such section 606, as added 
        by subsection (a)(1);
            (2) provide an opportunity for consumer testing of each 
        such notice, as so updated, to ensure that each such notice is 
        clear and understandable to the average participant or 
        beneficiary of a group health plan; and
            (3) rename the model COBRA continuation coverage general 
        notice and the model COBRA continuation coverage election 
        notice as the ``model COBRA continuation coverage and 
        Affordable Care Act coverage general notice'' and the ``model 
        COBRA continuation coverage and Affordable Care Act coverage 
        election notice'', respectively.

SEC. 70307. PRESERVING HEALTH BENEFITS FOR WORKERS.

    (a) Premium Assistance for COBRA Continuation Coverage for 
Individuals and Their Families.--
            (1) Provision of premium assistance.--
                    (A) Reduction of premiums payable.--In the case of 
                any premium for a period of coverage beginning on or 
                after the date of the enactment of this Act for COBRA 
                continuation coverage with respect to any assistance 
                eligible individual, such individual shall be treated 
                for purposes of any COBRA continuation provision as 
                having paid the amount of such premium if such 
                individual pays (or a person other than such 
                individual's employer pays on behalf of such 
                individual) 0 percent of the amount of such premium (as 
                determined without regard to this subsection).
                    (B) Plan enrollment option.--
                            (i) In general.--Notwithstanding the COBRA 
                        continuation provisions, an assistance eligible 
                        individual may, not later than 90 days after 
                        the date of notice of the plan enrollment 
                        option described in this subparagraph, elect to 
                        enroll in coverage under a plan offered by the 
                        employer involved, or the employee organization 
                        involved (including, for this purpose, a joint 
                        board of trustees of a multiemployer trust 
                        affiliated with one or more multiemployer 
                        plans), that is different than coverage under 
                        the plan in which such individual was enrolled 
                        at the time the qualifying event occurred, and 
                        such coverage shall be treated as COBRA 
                        continuation coverage for purposes of the 
                        applicable COBRA continuation coverage 
                        provision.
                            (ii) Requirements.--An assistance eligible 
                        individual may elect to enroll in different 
                        coverage as described in clause (i) only if--
                                    (I) the employer involved has made 
                                a determination that such employer will 
                                permit assistance eligible individuals 
                                to enroll in different coverage as 
                                provided for this subparagraph;
                                    (II) the premium for such different 
                                coverage does not exceed the premium 
                                for coverage in which the individual 
                                was enrolled at the time the qualifying 
                                event occurred;
                                    (III) the different coverage in 
                                which the individual elects to enroll 
                                is coverage that is also offered to the 
                                active employees of the employer at the 
                                time at which such election is made; 
                                and
                                    (IV) the different coverage is 
                                not--
                                            (aa) coverage that provides 
                                        only dental, vision, 
                                        counseling, or referral 
                                        services (or a combination of 
                                        such services);
                                            (bb) a flexible spending 
                                        arrangement (as defined in 
                                        section 106(c)(2) of the 
                                        Internal Revenue Code of 1986); 
                                        or
                                            (cc) coverage that provides 
                                        coverage for services or 
                                        treatments furnished in an on-
                                        site medical facility 
                                        maintained by the employer and 
                                        that consists primarily of 
                                        first-aid services, prevention 
                                        and wellness care, or similar 
                                        care (or a combination of such 
                                        care).
                    (C) Premium reimbursement.--For provisions 
                providing the payment of such premium, see section 6432 
                of the Internal Revenue Code of 1986, as added by 
                paragraph (12).
            (2) Limitation of period of premium assistance.--
                    (A) Eligibility for additional coverage.--Paragraph 
                (1)(A) shall not apply with respect to any assistance 
                eligible individual for months of coverage beginning on 
                or after--
                            (i) the earlier of the first date that such 
                        individual is eligible for coverage under any 
                        other group health plan (other than coverage 
                        consisting of only dental, vision, counseling, 
                        or referral services (or a combination 
                        thereof), coverage under a flexible spending 
                        arrangement (as defined in section 106(c)(2) of 
                        the Internal Revenue Code of 1986), coverage of 
                        treatment that is furnished in an on-site 
                        medical facility maintained by the employer and 
                        that consists primarily of first-aid services, 
                        prevention and wellness care, or similar care 
                        (or a combination thereof)), is eligible for 
                        benefits under title XVIII of the Social 
                        Security Act, or enrolls in a qualified health 
                        plan (as defined in section 1301(a) of the 
                        Patient Protection and Affordable Care Act (42 
                        U.S.C. 18021(a)) offered through an Exchange 
                        established under title I of the Patient 
                        Protection and Affordable Care Act; and
                            (ii) the earliest of--
                                    (I) the date which is 9 months 
                                after the first day of the first month 
                                that paragraph (1)(A) applies with 
                                respect to such individual;
                                    (II) the date following the 
                                expiration of the maximum period of 
                                continuation coverage required under 
                                the applicable COBRA continuation 
                                coverage provision; or
                                    (III) the date following the 
                                expiration of the period of 
                                continuation coverage allowed under 
                                paragraph (4)(B)(ii).
                    (B) Timing of eligibility for additional 
                coverage.--For purposes of subparagraph (A)(i), an 
                individual shall not be treated as eligible for 
                coverage under a group health plan before the first 
                date on which such individual could be covered under 
                such plan.
                    (C) Notification requirement.--An assistance 
                eligible individual shall notify in writing the group 
                health plan with respect to which paragraph (1)(A) 
                applies if such paragraph ceases to apply by reason of 
                subparagraph (A)(i). Such notice shall be provided to 
                the group health plan in such time and manner as may be 
                specified by the Secretary of Labor.
            (3) Assistance eligible individual.--For purposes of this 
        section, the term ``assistance eligible individual'' means any 
        qualified beneficiary if--
                    (A) at any time during the emergency period 
                described in section 1135(g)(1)(B) of the Social 
                Security Act (42 U.S.C. 1320b-5(g)(1)(B)) such 
                qualified beneficiary is eligible for COBRA 
                continuation coverage by reason of qualifying event 
                specified in section 603(2) of the Employee Retirement 
                Income Security Act of 1974, section 4980B(f)(3)(B) of 
                the Internal Revenue Code of 1986, section 2203(2) of 
                the Public Health Service Act, or section 8905a of 
                title 5, United States Code; and
                    (B) such qualified beneficiary elects such 
                coverage.
            (4) Extension of election period and effect on coverage.--
                    (A) In general.--For purposes of applying section 
                605(a) of the Employee Retirement Income Security Act 
                of 1974, section 4980B(f)(5)(A) of the Internal Revenue 
                Code of 1986, section 2205(a) of the Public Health 
                Service Act, and section 8905a(c)(2) of title 5, United 
                States Code, in the case of--
                            (i) an individual who does not have an 
                        election of COBRA continuation coverage in 
                        effect on the date of the enactment of this Act 
                        but who would be an assistance eligible 
                        individual if such election were so in effect; 
                        or
                            (ii) an individual who elected COBRA 
                        continuation coverage on or after the first 
                        date of the emergency period described in 
                        section 1135(g)(1)(B) of the Social Security 
                        Act (42 U.S.C. 1320b-5(g)(1)(B)) and 
                        disenrolled from such coverage before the date 
                        of the enactment of this Act;
                such individual may elect the COBRA continuation 
                coverage under the COBRA continuation coverage 
                provisions containing such sections during the period 
                beginning on the date of the enactment of this Act and 
                ending 60 days after the date on which the notification 
                required under paragraph (7)(C) is provided to such 
                individual.
                    (B) Commencement of coverage; no reach-back.--Any 
                COBRA continuation coverage elected by a qualified 
                beneficiary during an extended election period under 
                subparagraph (A)--
                            (i) shall commence with the first period of 
                        coverage beginning on or after the date of the 
                        enactment of this Act; and
                            (ii) shall not extend beyond the period of 
                        COBRA continuation coverage that would have 
                        been required under the applicable COBRA 
                        continuation coverage provision if the coverage 
                        had been elected as required under such 
                        provision.
            (5) Expedited review of denials of premium assistance.--In 
        any case in which an individual requests treatment as an 
        assistance eligible individual and is denied such treatment by 
        the group health plan, the Secretary of Labor (or the Secretary 
        of Health and Human Services in connection with COBRA 
        continuation coverage which is provided other than pursuant to 
        part 6 of subtitle B of title I of the Employee Retirement 
        Income Security Act of 1974), in consultation with the 
        Secretary of the Treasury, shall provide for expedited review 
        of such denial. An individual shall be entitled to such review 
        upon application to such Secretary in such form and manner as 
        shall be provided by such Secretary. Such Secretary shall make 
        a determination regarding such individual's eligibility within 
        15 business days after receipt of such individual's application 
        for review under this paragraph. Either Secretary's 
        determination upon review of the denial shall be de novo and 
        shall be the final determination of such Secretary. A reviewing 
        court shall grant deference to such Secretary's determination. 
        The provisions of this paragraph, paragraphs (1) through (4), 
        and paragraph (7) shall be treated as provisions of title I of 
        the Employee Retirement Income Security Act of 1974 for 
        purposes of part 5 of subtitle B of such title.
            (6) Disregard of subsidies for purposes of federal and 
        state programs.--Notwithstanding any other provision of law, 
        any premium reduction with respect to an assistance eligible 
        individual under this subsection shall not be considered income 
        or resources in determining eligibility for, or the amount of 
        assistance or benefits provided under, any other public benefit 
        provided under Federal law or the law of any State or political 
        subdivision thereof.
            (7) Notices to individuals.--
                    (A) General notice.--
                            (i) In general.--In the case of notices 
                        provided under section 606(a)(4) of the 
                        Employee Retirement Income Security Act of 1974 
                        (29 U.S.C. 1166(4)), section 4980B(f)(6)(D) of 
                        the Internal Revenue Code of 1986, section 
                        2206(4) of the Public Health Service Act (42 
                        U.S.C. 300bb-6(4)), or section 8905a(f)(2)(A) 
                        of title 5, United States Code, with respect to 
                        individuals who, during the period described in 
                        paragraph (3)(A), become entitled to elect 
                        COBRA continuation coverage, the requirements 
                        of such sections shall not be treated as met 
                        unless such notices include an additional 
                        notification to the recipient of--
                                    (I) the availability of premium 
                                reduction with respect to such coverage 
                                under this subsection; and
                                    (II) the option to enroll in 
                                different coverage if the employer 
                                permits assistance eligible individuals 
                                to elect enrollment in different 
                                coverage (as described in paragraph 
                                (1)(B)).
                            (ii) Alternative notice.--In the case of 
                        COBRA continuation coverage to which the notice 
                        provision under such sections does not apply, 
                        the Secretary of Labor, in consultation with 
                        the Secretary of the Treasury and the Secretary 
                        of Health and Human Services, shall, in 
                        consultation with administrators of the group 
                        health plans (or other entities) that provide 
                        or administer the COBRA continuation coverage 
                        involved, provide rules requiring the provision 
                        of such notice.
                            (iii) Form.--The requirement of the 
                        additional notification under this subparagraph 
                        may be met by amendment of existing notice 
                        forms or by inclusion of a separate document 
                        with the notice otherwise required.
                    (B) Specific requirements.--Each additional 
                notification under subparagraph (A) shall include--
                            (i) the forms necessary for establishing 
                        eligibility for premium reduction under this 
                        subsection;
                            (ii) the name, address, and telephone 
                        number necessary to contact the plan 
                        administrator and any other person maintaining 
                        relevant information in connection with such 
                        premium reduction;
                            (iii) a description of the extended 
                        election period provided for in paragraph 
                        (4)(A);
                            (iv) a description of the obligation of the 
                        qualified beneficiary under paragraph (2)(C) to 
                        notify the plan providing continuation coverage 
                        of eligibility for subsequent coverage under 
                        another group health plan or eligibility for 
                        benefits under title XVIII of the Social 
                        Security Act and the penalty provided under 
                        section 6720C of the Internal Revenue Code of 
                        1986 for failure to so notify the plan;
                            (v) a description, displayed in a prominent 
                        manner, of the qualified beneficiary's right to 
                        a reduced premium and any conditions on 
                        entitlement to the reduced premium;
                            (vi) a description of the option of the 
                        qualified beneficiary to enroll in different 
                        coverage if the employer permits such 
                        beneficiary to elect to enroll in such 
                        different coverage under paragraph (1)(B);
                            (vii) information regarding any Exchange 
                        established under title I of the Patient 
                        Protection and Affordable Care Act through 
                        which a qualified beneficiary may be eligible 
                        to enroll in a qualified health plan, 
                        including--
                                    (I) the publicly accessible 
                                internet website address for such 
                                Exchange;
                                    (II) the publicly accessible 
                                internet website address for the Find 
                                Local Help directory maintained by the 
                                Department of Health and Human Services 
                                on the healthcare.gov internet website 
                                (or a successor website);
                                    (III) a clear explanation that--
                                            (aa) an individual who is 
                                        eligible for continuation 
                                        coverage may also be eligible 
                                        to enroll, with financial 
                                        assistance, in a qualified 
                                        health plan offered through 
                                        such Exchange, but, in the case 
                                        that such individual elects to 
                                        enroll in such continuation 
                                        coverage and subsequently 
                                        elects to terminate such 
                                        continuation coverage before 
                                        the period of such continuation 
                                        coverage expires, such 
                                        individual will not be eligible 
                                        to enroll in a qualified health 
                                        plan offered through such 
                                        Exchange during a special 
                                        enrollment period; and
                                            (bb) an individual who 
                                        elects to enroll in 
                                        continuation coverage will 
                                        remain eligible to enroll in a 
                                        qualified health plan offered 
                                        through such Exchange during an 
                                        open enrollment period and may 
                                        be eligible for financial 
                                        assistance with respect to 
                                        enrolling in such a qualified 
                                        health plan;
                                    (IV) information on consumer 
                                protections with respect to enrolling 
                                in a qualified health plan offered 
                                through such Exchange, including the 
                                requirement for such a qualified health 
                                plan to provide coverage for essential 
                                health benefits (as defined in section 
                                1302(b) of such Act (42 U.S.C. 
                                18022(b))) and the requirements 
                                applicable to such a qualified health 
                                plan under part A of title XXVII of the 
                                Public Health Service Act (42 U.S.C. 
                                300gg et seq.); and
                                    (V) information on the availability 
                                of financial assistance with respect to 
                                enrolling in a qualified health plan, 
                                including the maximum income limit for 
                                eligibility for a premium tax credit 
                                under section 36B of the Internal 
                                Revenue Code of 1986.
                    (C) Notice in connection with extended election 
                periods.--In the case of any assistance eligible 
                individual (or any individual described in paragraph 
                (4)(A)) who became entitled to elect COBRA continuation 
                coverage before the date of the enactment of this Act, 
                the administrator of the group health plan (or other 
                entity) involved shall provide (within 60 days after 
                the date of enactment of this Act) for the additional 
                notification required to be provided under subparagraph 
                (A) and failure to provide such notice shall be treated 
                as a failure to meet the notice requirements under the 
                applicable COBRA continuation provision.
                    (D) Model notices.--Not later than 30 days after 
                the date of enactment of this Act--
                            (i) the Secretary of the Labor, in 
                        consultation with the Secretary of the Treasury 
                        and the Secretary of Health and Human Services, 
                        shall prescribe models for the additional 
                        notification required under this paragraph 
                        (other than the additional notification 
                        described in clause (ii)); and
                            (ii) in the case of any additional 
                        notification provided pursuant to subparagraph 
                        (A) under section 8905a(f)(2)(A) of title 5, 
                        United States Code, the Office of Personnel 
                        Management shall prescribe a model for such 
                        additional notification.
            (8) Regulations.--The Secretary of the Treasury may 
        prescribe such regulations or other guidance as may be 
        necessary or appropriate to carry out the provisions of this 
        subsection, including the prevention of fraud and abuse under 
        this subsection, except that the Secretary of Labor and the 
        Secretary of Health and Human Services may prescribe such 
        regulations (including interim final regulations) or other 
        guidance as may be necessary or appropriate to carry out the 
        provisions of paragraphs (5), (7), and (9).
            (9) Outreach.--The Secretary of Labor, in consultation with 
        the Secretary of the Treasury and the Secretary of Health and 
        Human Services, shall provide outreach consisting of public 
        education and enrollment assistance relating to premium 
        reduction provided under this subsection. Such outreach shall 
        target employers, group health plan administrators, public 
        assistance programs, States, insurers, and other entities as 
        determined appropriate by such Secretaries. Such outreach shall 
        include an initial focus on those individuals electing 
        continuation coverage who are referred to in paragraph (7)(C). 
        Information on such premium reduction, including enrollment, 
        shall also be made available on websites of the Departments of 
        Labor, Treasury, and Health and Human Services.
            (10) Definitions.--For purposes of this section:
                    (A) Administrator.--The term ``administrator'' has 
                the meaning given such term in section 3(16)(A) of the 
                Employee Retirement Income Security Act of 1974.
                    (B) COBRA continuation coverage.--The term ``COBRA 
                continuation coverage'' means continuation coverage 
                provided pursuant to part 6 of subtitle B of title I of 
                the Employee Retirement Income Security Act of 1974 
                (other than under section 609), title XXII of the 
                Public Health Service Act, section 4980B of the 
                Internal Revenue Code of 1986 (other than subsection 
                (f)(1) of such section insofar as it relates to 
                pediatric vaccines), or section 8905a of title 5, 
                United States Code, or under a State program that 
                provides comparable continuation coverage. Such term 
                does not include coverage under a health flexible 
                spending arrangement under a cafeteria plan within the 
                meaning of section 125 of the Internal Revenue Code of 
                1986.
                    (C) COBRA continuation provision.--The term ``COBRA 
                continuation provision'' means the provisions of law 
                described in subparagraph (B).
                    (D) Covered employee.--The term ``covered 
                employee'' has the meaning given such term in section 
                607(2) of the Employee Retirement Income Security Act 
                of 1974.
                    (E) Qualified beneficiary.--The term ``qualified 
                beneficiary'' has the meaning given such term in 
                section 607(3) of the Employee Retirement Income 
                Security Act of 1974.
                    (F) Group health plan.--The term ``group health 
                plan'' has the meaning given such term in section 
                607(1) of the Employee Retirement Income Security Act 
                of 1974.
                    (G) State.--The term ``State'' includes the 
                District of Columbia, the Commonwealth of Puerto Rico, 
                the Virgin Islands, Guam, American Samoa, and the 
                Commonwealth of the Northern Mariana Islands.
                    (H) Period of coverage.--Any reference in this 
                subsection to a period of coverage shall be treated as 
                a reference to a monthly or shorter period of coverage 
                with respect to which premiums are charged with respect 
                to such coverage.
            (11) Reports.--
                    (A) Interim report.--The Secretary of the Treasury 
                shall submit an interim report to the Committee on 
                Education and Labor, the Committee on Ways and Means, 
                and the Committee on Energy and Commerce of the House 
                of Representatives and the Committee on Health, 
                Education, Labor, and Pensions and the Committee on 
                Finance of the Senate regarding the premium reduction 
                provided under this subsection that includes--
                            (i) the number of individuals provided such 
                        assistance as of the date of the report; and
                            (ii) the total amount of expenditures 
                        incurred (with administrative expenditures 
                        noted separately) in connection with such 
                        assistance as of the date of the report.
                    (B) Final report.--As soon as practicable after the 
                last period of COBRA continuation coverage for which 
                premium reduction is provided under this section, the 
                Secretary of the Treasury shall submit a final report 
                to each Committee referred to in subparagraph (A) that 
                includes--
                            (i) the number of individuals provided 
                        premium reduction under this section;
                            (ii) the average dollar amount (monthly and 
                        annually) of premium reductions provided to 
                        such individuals; and
                            (iii) the total amount of expenditures 
                        incurred (with administrative expenditures 
                        noted separately) in connection with premium 
                        reduction under this section.
            (12) COBRA premium assistance.--
                    (A) In general.--Subchapter B of chapter 65 of the 
                Internal Revenue Code of 1986 is amended by adding at 
                the end the following new section:

``SEC. 6432. COBRA PREMIUM ASSISTANCE.

    ``(a) In General.--The person to whom premiums are payable under 
COBRA continuation coverage shall be reimbursed as provided in 
subsection (c) for the amount of premiums not paid by assistance 
eligible individuals by reason of section 70307 of the Take 
Responsibility for Workers and Families Act.
    ``(b) Person Entitled to Reimbursement.--For purposes of subsection 
(a), except as otherwise provided by the Secretary, the person to whom 
premiums are payable under COBRA continuation coverage shall be treated 
as being--
            ``(1) in the case of any group health plan which is a 
        multiemployer plan (as defined in section 3(37) of the Employee 
        Retirement Income Security Act of 1974), the plan,
            ``(2) in the case of any group health plan not described in 
        paragraph (1)--
                    ``(A) which is subject to the COBRA continuation 
                provisions contained in--
                            ``(i) this title,
                            ``(ii) the Employee Retirement Income 
                        Security Act of 1974,
                            ``(iii) the Public Health Service Act, or
                            ``(iv) title 5, United States Code, or
                    ``(B) under which some or all of the coverage is 
                not provided by insurance,
        the employer maintaining the plan, and
            ``(3) in the case of any group health plan not described in 
        paragraph (1) or (2), the insurer providing the coverage under 
        the group health plan.
    ``(c) Method of Reimbursement.--Except as otherwise provided by the 
Secretary--
            ``(1) Treatment as payment of payroll taxes.--Each person 
        entitled to reimbursement under subsection (a) (and filing a 
        claim for such reimbursement at such time and in such manner as 
        the Secretary may require) shall be treated for purposes of 
        this title and section 1324(b)(2) of title 31, United States 
        Code, as having paid to the Secretary, on the date that the 
        assistance eligible individual's premium payment is received, 
        payroll taxes in an amount equal to the portion of such 
        reimbursement which relates to such premium. To the extent that 
        the amount treated as paid under the preceding sentence exceeds 
        the amount of such person's liability for such taxes, the 
        Secretary shall credit or refund such excess in the same manner 
        as if it were an overpayment of such taxes.
            ``(2) Overstatements.--Any overstatement of the 
        reimbursement to which a person is entitled under this section 
        (and any amount paid by the Secretary as a result of such 
        overstatement) shall be treated as an underpayment of payroll 
        taxes by such person and may be assessed and collected by the 
        Secretary in the same manner as payroll taxes.
            ``(3) Reimbursement contingent on payment of remaining 
        premium.--No reimbursement may be made under this section to a 
        person with respect to any assistance eligible individual until 
        after the reduced premium required under section 70307 of such 
        Act with respect to such individual has been received.
    ``(d) Definitions.--For purposes of this section--
            ``(1) Payroll taxes.--The term `payroll taxes' means--
                    ``(A) amounts required to be deducted and withheld 
                for the payroll period under section 3402 (relating to 
                wage withholding),
                    ``(B) amounts required to be deducted for the 
                payroll period under section 3102 (relating to FICA 
                employee taxes), and
                    ``(C) amounts of the taxes imposed for the payroll 
                period under section 3111 (relating to FICA employer 
                taxes).
            ``(2) Person.--The term `person' includes any governmental 
        entity.
    ``(e) Reporting.--Each person entitled to reimbursement under 
subsection (a) for any period shall submit such reports (at such time 
and in such manner) as the Secretary may require, including--
            ``(1) an attestation of involuntary termination of 
        employment for each covered employee on the basis of whose 
        termination entitlement to reimbursement is claimed under 
        subsection (a),
            ``(2) a report of the amount of payroll taxes offset under 
        subsection (a) for the reporting period and the estimated 
        offsets of such taxes for the subsequent reporting period in 
        connection with reimbursements under subsection (a), and
            ``(3) a report containing the TINs of all covered 
        employees, the amount of subsidy reimbursed with respect to 
        each covered employee and qualified beneficiaries, and a 
        designation with respect to each covered employee as to whether 
        the subsidy reimbursement is for coverage of 1 individual or 2 
        or more individuals.
    ``(f) Regulations.--The Secretary shall issue such regulations or 
other guidance as may be necessary or appropriate to carry out this 
section, including--
            ``(1) the requirement to report information or the 
        establishment of other methods for verifying the correct 
        amounts of reimbursements under this section, and
            ``(2) the application of this section to group health plans 
        that are multiemployer plans (as defined in section 3(37) of 
        the Employee Retirement Income Security Act of 1974).''.
                    (B) Social security trust funds held harmless.--In 
                determining any amount transferred or appropriated to 
                any fund under the Social Security Act, section 6432 of 
                the Internal Revenue Code of 1986 shall not be taken 
                into account.
                    (C) Clerical amendment.--The table of sections for 
                subchapter B of chapter 65 of the Internal Revenue Code 
                of 1986 is amended by adding at the end the following 
                new item:

``Sec. 6432. COBRA premium assistance.''.
                    (D) Effective date.--The amendments made by this 
                paragraph shall apply to premiums to which subsection 
                (a)(1)(A) applies.
                    (E) Special rule.--
                            (i) In general.--In the case of an 
                        assistance eligible individual who pays, with 
                        respect to the first period of COBRA 
                        continuation coverage to which subsection 
                        (a)(1)(A) applies or the immediately subsequent 
                        period, the full premium amount for such 
                        coverage, the person to whom such payment is 
                        payable shall--
                                    (I) make a reimbursement payment to 
                                such individual for the amount of such 
                                premium paid in excess of the amount 
                                required to be paid under subsection 
                                (a)(1)(A); or
                                    (II) provide credit to the 
                                individual for such amount in a manner 
                                that reduces one or more subsequent 
                                premium payments that the individual is 
                                required to pay under such subsection 
                                for the coverage involved.
                            (ii) Reimbursing employer.--A person to 
                        which clause (i) applies shall be reimbursed as 
                        provided for in section 6432 of the Internal 
                        Revenue Code of 1986 for any payment made, or 
                        credit provided, to the employee under such 
                        clause.
                            (iii) Payment of credits.--Unless it is 
                        reasonable to believe that the credit for the 
                        excess payment in clause (i)(II) will be used 
                        by the assistance eligible individual within 
                        180 days of the date on which the person 
                        receives from the individual the payment of the 
                        full premium amount, a person to which clause 
                        (i) applies shall make the payment required 
                        under such clause to the individual within 60 
                        days of such payment of the full premium 
                        amount. If, as of any day within the 180-day 
                        period, it is no longer reasonable to believe 
                        that the credit will be used during that 
                        period, payment equal to the remainder of the 
                        credit outstanding shall be made to the 
                        individual within 60 days of such day.
            (13) Penalty for failure to notify health plan of cessation 
        of eligibility for premium assistance.--
                    (A) In general.--Part I of subchapter B of chapter 
                68 of the Internal Revenue Code of 1986 is amended by 
                adding at the end the following new section:

``SEC. 6720C. PENALTY FOR FAILURE TO NOTIFY HEALTH PLAN OF CESSATION OF 
              ELIGIBILITY FOR COBRA PREMIUM ASSISTANCE.

    ``(a) In General.--Any person required to notify a group health 
plan under section 70307 of the Take Responsibility for Workers and 
Families Act who fails to make such a notification at such time and in 
such manner as the Secretary of Labor may require shall pay a penalty 
of 110 percent of the premium reduction provided under such section 
after termination of eligibility under such subsection.
    ``(b) Reasonable Cause Exception.--No penalty shall be imposed 
under subsection (a) with respect to any failure if it is shown that 
such failure is due to reasonable cause and not to willful neglect.''.
                    (B) Clerical amendment.--The table of sections of 
                part I of subchapter B of chapter 68 of such Code is 
                amended by adding at the end the following new item:

``Sec. 6720C. Penalty for failure to notify health plan of cessation of 
                            eligibility for COBRA premium 
                            assistance.''.
            (14) Coordination with hctc.--
                    (A) In general.--Section 35(g)(9) of the Internal 
                Revenue Code of 1986 is amended to read as follows:
            ``(9) COBRA premium assistance.--In the case of an 
        assistance eligible individual who receives premium reduction 
        for COBRA continuation coverage under section 70307 of the Take 
        Responsibility for Workers and Families Act for any month 
        during the taxable year, such individual shall not be treated 
        as an eligible individual, a certified individual, or a 
        qualifying family member for purposes of this section or 
        section 7527 with respect to such month.''.
                    (B) Effective date.--The amendment made by 
                subparagraph (A) shall apply to taxable years ending 
                after the date of the enactment of this Act.
            (15) Exclusion of cobra premium assistance from gross 
        income.--
                    (A) In general.--Part III of subchapter B of 
                chapter 1 of the Internal Revenue Code of 1986 is 
                amended by inserting after section 139B the following 
                new section:

``SEC. 139I. COBRA PREMIUM ASSISTANCE.

    ``In the case of an assistance eligible individual (as defined in 
section 70307 of the Take Responsibility for Workers and Families Act), 
gross income does not include any premium reduction provided under 
subsection (a) of such section.''.
                    (B) Clerical amendment.--The table of sections for 
                part III of subchapter B of chapter 1 of such Code is 
                amended by inserting after the item relating to section 
                139B the following new item:

``Sec. 139I. COBRA premium assistance.''.
                    (C) Effective date.--The amendments made by this 
                paragraph shall apply to taxable years ending after the 
                date of the enactment of this Act.
    (b) Preserving Affordable Coverage for Furloughed Workers.--
            (1) In general.--The Secretary of Labor, in coordination 
        with the Secretary of the Treasury, shall establish a process 
        whereby the premium assistance under subsection (a) shall be 
        available to an individual who has been subject to a furlough 
        at any time during the emergency period described in section 
        1135(g)(1)(B) of the Social Security Act (42 U.S.C. 1320b-
        5(g)(1)(B)).
            (2) Furlough defined.--
                    (A) In general.--In this subsection, the term 
                ``furlough'' means a temporary cessation of work at the 
                will of the employer during which an individual remains 
                employed and covered under a group health plan.
                    (B) Group health plan defined.--In this paragraph, 
                the term ``group health plan'' has the meaning given 
                such term in section 607(1) of the Employee Retirement 
                Income Security Act of 1974.
            (3) Treatment with respect to internal revenue code of 
        1986.--For purposes of sections 6432, 6720C, 35(g)(9), and 139I 
        of the Internal Revenue Code of 1986, any premium assistance 
        provided pursuant to any process established under this 
        subsection to individuals who have been subject to a furlough 
        shall be treated in the same manner as premium assistance for 
        COBRA continuation coverage.
    (c) Elimination of Premium Subsidy for High-Income Individuals.--
            (1) Recapture of subsidy for high-income individuals.--If--
                    (A) premium assistance is provided under this 
                section with respect to any COBRA continuation coverage 
                which covers the taxpayer, the taxpayer's spouse, or 
                any dependent (within the meaning of section 152 of the 
                Internal Revenue Code of 1986, determined without 
                regard to subsections (b)(1), (b)(2), and (d)(1)(B) 
                thereof) of the taxpayer during any portion of the 
                taxable year, and
                    (B) the taxpayer's modified adjusted gross income 
                for such taxable year exceeds $125,000 ($250,000 in the 
                case of a joint return),
        then the tax imposed by chapter 1 of such Code with respect to 
        the taxpayer for such taxable year shall be increased by the 
        amount of such assistance.
            (2) Phase-in of recapture.--
                    (A) In general.--In the case of a taxpayer whose 
                modified adjusted gross income for the taxable year 
                does not exceed $145,000 ($290,000 in the case of a 
                joint return), the increase in the tax imposed under 
                paragraph (1) shall not exceed the phase-in percentage 
                of such increase (determined without regard to this 
                paragraph).
                    (B) Phase-in percentage.--For purposes of this 
                subsection, the term ``phase-in percentage'' means the 
                ratio (expressed as a percentage) obtained by 
                dividing--
                            (i) the excess of described in subparagraph 
                        (B) of paragraph (1), by
                            (ii) $20,000 ($40,000 in the case of a 
                        joint return).
            (3) Option for high-income individuals to waive assistance 
        and avoid recapture.--Notwithstanding subsection (a)(3), an 
        individual shall not be treated as an assistance eligible 
        individual for purposes of this section and section 6432 of the 
        Internal Revenue Code of 1986 if such individual--
                    (A) makes a permanent election (at such time and in 
                such form and manner as the Secretary of the Treasury 
                may prescribe) to waive the right to the premium 
                assistance provided under this section, and
                    (B) notifies the entity to whom premiums are 
                reimbursed under section 6432(a) of such Code of such 
                election.
            (4) Modified adjusted gross income.--For purposes of this 
        subsection, the term ``modified gross income'' means the 
        adjusted gross income (as defined in section 62 of the Internal 
        Revenue Code of 1986) of the taxpayer for the taxable year 
        increased by any amount excluded from gross income under 
        section 911, 931, or 933 of such Code.
            (5) Credits not allowed against tax, etc.--For purposes 
        determining regular tax liability under section 26(b) of such 
        Code, the increase in tax under this subsection shall not be 
        treated as a tax imposed under chapter 1 of such Code.
            (6) Regulations.--The Secretary of the Treasury shall issue 
        such regulations or other guidance as are necessary or 
        appropriate to carry out this subsection, including 
        requirements that the entity to whom premiums are reimbursed 
        under section 6432(a) of the Internal Revenue Code of 1986 
        report to the Secretary, and to each assistance eligible 
        individual, the amount of premium assistance provided under 
        subsection (a) with respect to each such individual.
            (7) Effective date.--The provisions of this subsection 
        shall apply to taxable years ending after the date of the 
        enactment of this Act.

SEC. 70308. RISK CORRIDOR PROGRAM.

    (a) In General.--The Secretary of Health and Human Services (in 
this section referred to as the ``Secretary'') shall establish and 
administer a program of risk corridors for plan years 2020 and 2021 
under which the Secretary shall make payments to health insurance 
issuers offering health insurance coverage in the individual or small 
group market based on the ratio of the allowable costs of the coverage 
to the aggregate premiums of the coverage.
    (b) Payment Methodology.--The Secretary shall provide under the 
program established under subsection (a) that if the allowable costs 
for a health insurance issuer offering health insurance coverage in the 
individual or small group market for any plan year are more than 105 
percent of the target amount, the Secretary shall pay to the issuer an 
amount equal to 75 percent of the allowable costs in excess of 105 
percent of the target amount.
    (c) Information Collection.--The Secretary shall establish a 
process under which information is collected from health insurance 
issuers offering health insurance coverage in the individual or small 
group market for purposes of carrying out this section.
    (d) Definitions.--
            (1) Allowable costs.--
                    (A) In general.--The amount of allowable costs of a 
                health insurance issuer offering health insurance 
                coverage in the individual or small group market for 
                any year is an amount equal to the total costs (other 
                than administrative costs) of such issuer in providing 
                benefits covered by such coverage.
                    (B) Certain reductions.--Allowable costs shall 
                reduced by any--
                            (i) risk adjustment payments received under 
                        section 1341 of the Patient Protection and 
                        Affordable Care Act (42 U.S.C. 18061);
                            (ii) reinsurance payments received pursuant 
                        to a waiver approved under section 1332 of such 
                        Act (42 U.S.C. 18052); and
                            (iii) payments received pursuant to section 
                        70304.
            (2) Additional terms.--For purposes of this section, the 
        terms ``health insurance issuer'', ``health insurance 
        coverage'', ``individual market'', and ``small group market'' 
        have the meanings given such terms in section 2791 of the 
        Public Health Service Act (42 U.S.C. 300gg-91).
            (3) Target amount.--The target amount of health insurance 
        coverage offered in the individual or small group market for 
        any year is an amount equal to the total premiums (including 
        any premium subsidies under any governmental program), reduced 
        by the administrative costs of the coverage.
    (e) Implementation.--The Secretary of Health and Human Services may 
implement the provisions of this section by subregulatory guidance, 
program instruction, or otherwise.
    (f) Appropriation.--There are appropriated, out of any monies in 
the Treasury not otherwise obligated, such sums as may be necessary to 
carry out this section.

SEC. 70309. COVERAGE OF IN VITRO DIAGNOSTIC PRODUCTS.

    (a) In General.--Section 6001 of division F of the Families First 
Coronavirus Response Act (Public Law 116-127) is amended--
            (1) by amending subsection (a)(1) to read as follows:
            ``(1) Qualified in vitro diagnostic products and the 
        administration of such in vitro diagnostic products.''; and
            (2) in subsection (d)--
                    (A) by striking ``Terms.--The terms'' and inserting 
                the following: ``Terms.--In this section:
            ``(1) Health insurance terms.--The terms''; and
                    (B) by adding at the end the following:
            ``(2) Qualified in vitro diagnostic product.--
                    ``(A) The term `qualified in vitro diagnostic 
                product' means an in vitro diagnostic product (as 
                defined in section 809.3(a) of title 21, Code of 
                Federal Regulations) for the detection of SARS-CoV-2 or 
                the diagnosis of the virus that causes COVID-19 that is 
                approved, cleared, or authorized under section 510(k), 
                513, 515, or 564 of the Federal Food, Drug, and 
                Cosmetic Act (21 U.S.C. 360(k), 360c, 360e, and 360bbb-
                3).
                    ``(B) Such term includes an in vitro diagnostic 
                test that--
                            ``(i) subject to subparagraph (C), is 
                        developed and used in a laboratory certified to 
                        perform high-complexity testing pursuant to 
                        section 353 of the Public Health Service Act 
                        (42 U.S.C. 263a) and with respect to which such 
                        laboratory--
                                    ``(I) validates prior to use for 
                                the detection of SARS-CoV-2 or the 
                                diagnosis of the virus that causes 
                                COVID-19, including by obtaining 
                                confirmation of validation using an 
                                assay authorized under section 564 of 
                                the Federal Food, Drug, and Cosmetic 
                                Act (21 U.S.C. 360bbb-3);
                                    ``(II) notifies the Secretary of 
                                such use; and
                                    ``(III) includes a statement 
                                together with the results of the test 
                                that reads: `This test has not been FDA 
                                cleared or approved. This test has been 
                                authorized by FDA under an emergency 
                                use authorization for use by authorized 
                                laboratories. This test has been 
                                authorized only for the detection of 
                                nucleic acid from SARS-CoV-2, not for 
                                any other viruses or pathogens';
                            ``(ii) is developed and used in a 
                        laboratory certified to perform high-complexity 
                        testing pursuant to section 353 of the Public 
                        Health Service Act (42 U.S.C. 263a) and such 
                        laboratory--
                                    ``(I) is operating under an 
                                authorization of the State (as defined 
                                in section 2 of the Public Health 
                                Service Act (42 U.S.C. 201)) in which 
                                such laboratory is located and such 
                                State has notified the Secretary of its 
                                intention to review tests intended to 
                                diagnose SARS-CoV-2 or diagnose the 
                                virus that causes COVID-19 to be used 
                                in such State;
                                    ``(II) has notified the Secretary 
                                of such use for such purpose in such 
                                State; and
                                    ``(III) includes a statement 
                                together with the results of the test 
                                that reads: `This test was developed 
                                for use as a part of a response to the 
                                public health emergency declared to 
                                address the outbreak of COVID-19. This 
                                test has not been reviewed by the Food 
                                and Drug Administration'; or
                            ``(iii) is developed by a commercial test 
                        manufacturer that, with respect to such test--
                                    ``(I) validates such test prior to 
                                use to detect SARS-CoV-2 or diagnose 
                                the virus that causes COVID-19, 
                                including by obtaining confirmation of 
                                validation using an assay authorized 
                                under section 564 of the Federal Food, 
                                Drug, and Cosmetic Act (21 U.S.C. 
                                360bbb-3);
                                    ``(II) notifies the Secretary of 
                                such use; and
                                    ``(III) includes a statement 
                                together with the results of the test 
                                that reads: `This test has not been FDA 
                                cleared or approved. This test has been 
                                authorized by FDA under an emergency 
                                use authorization for use by authorized 
                                laboratories. This test has been 
                                authorized only for the detection of 
                                nucleic acid from SARS-CoV-2, not for 
                                any other viruses or pathogens'.
                    ``(C) Such term shall not include a test described 
                in clause (i) or (iii) of subparagraph (B) if--
                            ``(i) the emergency use authorization 
                        request submitted by a laboratory or 
                        manufacturer described in such respective 
                        clause with respect to such test has been 
                        denied; or
                            ``(ii) such laboratory or manufacturer does 
                        not submit such a request within 15 business 
                        days of the notification under subclause (II) 
                        of such respective subparagraph.''.
    (b) Conforming Amendment.--Subparagraph (B) of section 1905(a)(3) 
of the Social Security Act (42 U.S.C. 1396d(a)(3)), as added by section 
6004(a)(1) of division F of the Families First Coronavirus Response 
Act) is amended to read as follows:
                    ``(B) qualified in vitro diagnostic products (as 
                defined in section 6001(d) of division F of the 
                Families First Coronavirus Response Act) and the 
                administration of such in vitro diagnostic products;''.

SEC. 70310. SENSE OF CONGRESS REGARDING SURPRISE MEDICAL BILLS.

    (a) Findings.--Congress finds the following:
            (1) Surprise medical bills can be financially devastating 
        for consumers.
            (2) Surprise medical bills are often unavoidable and occur 
        in situations where consumers have no ability to reasonably 
        choose an in-network provider or insurance company networks are 
        too narrow for consumers to be able to access seamless in-
        network care.
            (3) Consumers and their financial stability should not be 
        caught in the middle between insurance companies and health 
        care providers.
            (4) It is imperative that Congress enacts a comprehensive, 
        long-term solution to protect consumers and end surprise 
        medical billing.
            (5) During the COVID-19 pandemic, consumers across the 
        country will increasingly require emergency or unanticipated 
        health care services and at the same time may have limited 
        access to in-network providers due to the increased demand on 
        the health care system and it is critical that they are not 
        deterred from seeking care due to the threat of a surprise 
        medical bill.
            (6) The virus is now spreading faster in the United States 
        than anywhere else in the world and experts indicate that day 
        by day, more hospital beds will be full, more resources will be 
        depleted, and the virus will claim more lives.
    (b) Sense of Congress.--It is the sense of the Congress that, 
during the COVID-19 pandemic--
            (1) heath care providers should refrain from balance 
        billing consumers for out-of-network claims related to COVID-19 
        testing or treatment and insurance companies should do their 
        utmost to secure access to in-network treatment for their plan 
        participants, including providing adequate reimbursement rates 
        for services; and
            (2) consumers' cost-sharing should be limited to what they 
        would have paid if the providers testing or treating them for 
        COVID-19 were in-network for their insurance plan.

      TITLE IV--PROVISIONS RELATING TO OLDER AMERICANS ACT OF 1965

SEC. 70401. COMBATING HUNGER FOR OLDER AMERICANS DURING CORONAVIRUS 
              CRISIS.

    (a) Home Delivered Nutrition Services Criteria Applicable Under the 
Older Americans Act of 1965 During Fiscal Year 2020 to Respond to the 
COVID-19 Public Health Emergency.--For purposes of State agencies 
determining the delivery of nutrition services under subpart 2 of part 
C of title III of the Older Americans Act of 1965 (42 U.S.C. 3030f et 
seq.), during the portion of COVID-19 public health emergency declared 
under section 319 of the Public Health Service Act (42 U.S.C. 247d) 
that occurs in the period beginning on the date of the enactment of 
this Act and ending on September 30, 2020, the State agencies shall 
include among individuals receiving delivery because they are homebound 
an individual age 60 and older, or an individual with a disability (of 
any age), who is unable to obtain nutrition because the individual is 
under a quarantine, practicing social distancing, or otherwise unable 
to leave home, due to the emergency.
    (b) Congregate Nutrition Services Criteria Applicable Under the 
Older Americans Act of 1965 During Fiscal Year 2020 to Respond to the 
COVID-19 Public Health Emergency.-- If a State demonstrates, to the 
satisfaction of the Assistant Secretary (as defined in section 102 of 
the Older Americans Act of 1965 (42 U.S.C.3002), that funds received by 
the State and attributable to funds appropriated under paragraph (1) or 
(2) of section 303(b) of the Older Americans Act of 1965 (42 U.S.C. 
3023(b)), including funds transferred under subparagraph (A) of 
paragraph (4) of such section without regard to the exception referring 
to subparagraph (B) specified in such subparagraph (A), for fiscal year 
2020 are insufficient to satisfy the need for services under subpart I 
or subpart II of part C of title III of the Older Americans Act of 1965 
(42 U.S.C. 3030d-2 et seq.) in fiscal year 2020 during the COVID-19 
public health emergency declared under section 319 of the Public Health 
Service Act (42 U.S.C. 247d), the Assistant Secretary shall allow State 
and area agencies on aging, without prior approval, to transfer up to 
100 percent of the funds so received between subpart 1 and subpart 2 of 
such part C for use the State or area agency on aging considers 
appropriate to meet the needs of the area served.
    (c) Waiver.--To facilitate implementation of subparts 1 and 2 of 
part C of title III of the Older Americans Act of 1965 (42 U.S.C. 3030e 
et seq.) during any portion of the COVID-19 public health emergency 
declared under section 319 of the Public Health Service Act (42 U.S.C. 
247d) that occurs in the period beginning on the date of the enactment 
of this Act and ending on September 30, 2020, the Assistant Secretary 
for Aging may waive the requirements for emergency meals to comply with 
the requirements of clauses (i) and (ii) of section 339(2)(A) of the 
Older Americans Act of 1965 (42 U.S.C. 3030g-21(2)(A)).

SEC. 70402. ACCESS OF THE STATE LONG-TERM CARE OMBUDSMAN TO RESIDENTS 
              OF LONG-TERM CARE FACILITIES DURING THE COVID-19 PUBLIC 
              HEALTH EMERGENCY IN FISCAL YEAR 2020.

    During any portion of the COVID-19 public health emergency declared 
under section 319 of the Public Health Service Act (42 U.S.C. 247d) 
that occurs in the period beginning on the date of the enactment of 
this Act and ending on September 30, 2020, the State Long-Term Care 
Ombudsman shall have continuing direct access (or other access through 
the use of technology to the greatest extent practicable) to residents 
of long-term care facilities to provide the services described in 
section 712(a)(3)(B) of the Older Americans Act of 1965 (42 U.S.C. 
3058h(a)(3)(B)).

SEC. 70403. CONTINUITY OF SERVICE AND OPPORTUNITIES FOR PARTICIPANTS IN 
              COMMUNITY SERVICE ACTIVITIES UNDER TITLE V OF THE OF THE 
              OLDER AMERICANS ACT OF 1965.

     To ensure continuity of service and opportunities for participants 
in community service activities under title V of the of the Older 
Americans Act of 1965 (42 U.S.C. 3056-3056p), the Secretary of Labor--
            (1)(A) may allow for individuals participating in such 
        activities as of March 1, 2020, to extend their participation 
        for a period that exceeds the period described in section 
        518(a)(3)(B)(i) of such Act if the Secretary determines such 
        extension is appropriate due to the effects of the COVID-19 
        public heath emergency declared under section 319 of the Public 
        Health Service Act (42 U.S.C. 247d), and
            (B) may extend the average participation cap for eligible 
        individuals applicable to grantees under section 502(b)(1)(C) 
        of such Act to a cap the Secretary determines is appropriate 
        due to the effects of the COVID-19 public heath emergency 
        declared under section 319 of the Public Health Service Act (42 
        U.S.C. 247d), and
            (2) may increase the amount available to pay the authorized 
        administrative costs to an amount not to exceed 20 percent of 
        the grant amount if the Secretary determines that such increase 
        is necessary to adequately respond to the additional 
        administrative needs to respond to the COVID-19 public health 
        emergency declared under section 319 of the Public Health 
        Service Act (42 U.S.C. 247d).

                    TITLE V--PUBLIC HEALTH POLICIES

        Subtitle A--Improving Public Health and Medical Response

SEC. 70501. REIMBURSEMENT FOR ADDITIONAL HEALTH SERVICES RELATING TO 
              CORONAVIRUS.

    Title V of division A of the Families First Coronavirus Response 
Act (Public Law 116-127) is amended under the heading ``Department of 
Health and Human Services--Office of the Secretary--Public Health and 
Social Services Emergency Fund'' is amended by inserting ``, or 
treatment related to SARS-CoV-2 or COVID-19 for uninsured individuals'' 
after ``or visits described in paragraph (2) of such section for 
uninsured individuals''.

SEC. 70502. PUBLIC HEALTH DATA SYSTEM TRANSFORMATION.

    Subtitle C of title XXVIII of the Public Health Service Act (42 
U.S.C. 300hh-31 et seq.) is amended by adding at the end the following:

``SEC. 2822. PUBLIC HEALTH DATA SYSTEM TRANSFORMATION.

    ``(a) Expanding CDC and Public Health Department Capabilities.--
            ``(1) In general.--The Secretary, acting through the 
        Director of the Centers for Disease Control and Prevention, 
        shall--
                    ``(A) conduct activities to expand, enhance, and 
                improve applicable public health data systems used by 
                the Centers for Disease Control and Prevention, related 
                to the interoperability and improvement of such systems 
                (including as it relates to preparedness for, 
                prevention and detection of, and response to public 
                health emergencies); and
                    ``(B) award grants or cooperative agreements to 
                State, local, Tribal, or territorial public health 
                departments for the expansion and modernization of 
                public health data systems, to assist public health 
                departments in--
                            ``(i) assessing current data infrastructure 
                        capabilities and gaps to improve and increase 
                        consistency in data collection, storage, 
                        analysis and, as appropriate, to improve 
                        dissemination of public health-related 
                        information;
                            ``(ii) improving secure public health data 
                        collection, transmission, exchange, 
                        maintenance, and analysis;
                            ``(iii) improving the secure exchange of 
                        data between the Centers for Disease Control 
                        and Prevention, State, local, Tribal, and 
                        territorial public health departments, public 
                        health organizations, and health care 
                        providers, including by public health officials 
                        in multiple jurisdictions within such State, as 
                        appropriate, and by simplifying and supporting 
                        reporting by health care providers, as 
                        applicable, pursuant to State law, including 
                        through the use of health information 
                        technology;
                            ``(iv) enhancing the interoperability of 
                        public health data systems (including systems 
                        created or accessed by public health 
                        departments) with health information 
                        technology, including with health information 
                        technology certified under section 3001(c)(5);
                            ``(v) supporting and training data systems, 
                        data science, and informatics personnel;
                            ``(vi) supporting earlier disease and 
                        health condition detection, such as through 
                        near real-time data monitoring, to support 
                        rapid public health responses;
                            ``(vii) supporting activities within the 
                        applicable jurisdiction related to the 
                        expansion and modernization of electronic case 
                        reporting; and
                            ``(viii) developing and disseminating 
                        information related to the use and importance 
                        of public health data.
            ``(2) Data standards.--In carrying out paragraph (1), the 
        Secretary, acting through the Director of the Centers for 
        Disease Control and Prevention, shall, as appropriate and in 
        consultation with the Office of the National Coordinator for 
        Health Information Technology, designate data and technology 
        standards (including standards for interoperability) for public 
        health data systems, with deference given to standards 
        published by consensus-based standards development 
        organizations with public input and voluntary consensus-based 
        standards bodies.
            ``(3) Public-private partnerships.--The Secretary may 
        develop and utilize public-private partnerships for technical 
        assistance, training, and related implementation support for 
        State, local, Tribal, and territorial public health 
        departments, and the Centers for Disease Control and 
        Prevention, on the expansion and modernization of electronic 
        case reporting and public health data systems, as applicable.
    ``(b) Requirements.--
            ``(1) Health information technology standards.--The 
        Secretary may not award a grant or cooperative agreement under 
        subsection (a)(1)(B) unless the applicant uses or agrees to use 
        standards endorsed by the National Coordinator for Health 
        Information Technology pursuant to section 3001(c)(1) or 
        adopted by the Secretary under section 3004.
            ``(2) Waiver.--The Secretary may waive the requirement 
        under paragraph (1) with respect to an applicant if the 
        Secretary determines that the activities under subsection 
        (a)(1)(B) cannot otherwise be carried out within the applicable 
        jurisdiction.
            ``(3) Application.--A State, local, Tribal, or territorial 
        health department applying for a grant or cooperative agreement 
        under this section shall submit an application to the Secretary 
        at such time and in such manner as the Secretary may require. 
        Such application shall include information describing--
                    ``(A) the activities that will be supported by the 
                grant or cooperative agreement; and
                    ``(B) how the modernization of the public health 
                data systems involved will support or impact the public 
                health infrastructure of the health department, 
                including a description of remaining gaps, if any, and 
                the actions needed to address such gaps.
    ``(c) Strategy and Implementation Plan.--Not later than 180 days 
after the date of enactment of this section, the Secretary, acting 
through the Director of the Centers for Disease Control and Prevention, 
shall submit to the Committee on Health, Education, Labor, and Pensions 
of the Senate and the Committee on Energy and Commerce of the House of 
Representatives a coordinated strategy and an accompanying 
implementation plan that identifies and demonstrates the measures the 
Secretary will utilize to--
            ``(1) update and improve applicable public health data 
        systems used by the Centers for Disease Control and Prevention; 
        and
            ``(2) carry out the activities described in this section to 
        support the improvement of State, local, Tribal, and 
        territorial public health data systems.
    ``(d) Consultation.--The Secretary, acting through the Director of 
the Centers for Disease Control and Prevention, shall consult with 
State, local, Tribal, and territorial health departments, professional 
medical and public health associations, associations representing 
hospitals or other health care entities, health information technology 
experts, and other appropriate public or private entities regarding the 
plan and grant program to modernize public health data systems pursuant 
to this section. Activities under this subsection may include the 
provision of technical assistance and training related to the exchange 
of information by such public health data systems used by relevant 
health care and public health entities at the local, State, Federal, 
Tribal, and territorial levels, and the development and utilization of 
public-private partnerships for implementation support applicable to 
this section.
    ``(e) Report to Congress.--Not later than 1 year after the date of 
enactment of this section, the Secretary shall submit a report to the 
Committee on Health, Education, Labor, and Pensions of the Senate and 
the Committee on Energy and Commerce of the House of Representatives 
that includes--
            ``(1) a description of any barriers to--
                    ``(A) public health authorities implementing 
                interoperable public health data systems and electronic 
                case reporting;
                    ``(B) the exchange of information pursuant to 
                electronic case reporting; or
                    ``(C) reporting by health care providers using such 
                public health data systems, as appropriate, and 
                pursuant to State law;
            ``(2) an assessment of the potential public health impact 
        of implementing electronic case reporting and interoperable 
        public health data systems; and
            ``(3) a description of the activities carried out pursuant 
        to this section.
    ``(f) Electronic Case Reporting.--In this section, the term 
`electronic case reporting' means the automated identification, 
generation, and bilateral exchange of reports of health events among 
electronic health record or health information technology systems and 
public health authorities.
    ``(g) Authorization of Appropriations.--To carry out this section, 
there are authorized to be appropriated $100,000,000 for each of fiscal 
years 2021 through 2025.''.

SEC. 70503. REPORTING ON COVID-19 TESTING AND RESULTS.

    State and local governments, laboratories, and health systems 
receiving funds or assistance pursuant to division A of the Families 
First Coronavirus Response Act (Public Law 116-127) or pursuant to 
division A of this Act shall ensure that--
            (1) the respective State Emergency Operations Center and 
        State and local public health departments, receive regular and 
        real-time reporting on data, in a timely manner, on testing and 
        results, including positive and negative laboratory results, as 
        well as reporting on cases and severe outcomes resulting from 
        COVID-19, as determined by the Director of the Centers for 
        Disease Control and Prevention; and
            (2) such data is transmitted in a regular and timely manner 
        to the Centers for Disease Control and Prevention.

SEC. 70504. CENTERS FOR DISEASE CONTROL AND PREVENTION COVID-19 
              RESPONSE LINE.

    (a) In General.--During the public health emergency declared by the 
Secretary of Health and Human Services pursuant to section 319 of the 
Public Health Service Act (42 U.S.C. 247d) on January 31, 2020 with 
respect to COVID-19, the Secretary, acting through the Director of the 
Centers for Disease Control and Prevention, shall maintain a toll-free 
telephone number to address public health queries, including questions 
concerning COVID-19.
    (b) Authorization of Appropriations.--To carry out this section, 
there is authorized to be appropriated $10,000,000, to remain available 
until expended.

SEC. 70505. AWARENESS CAMPAIGN.

    The Secretary of Health and Human Services, acting through the 
Director of the Centers for Disease Control and Prevention and in 
coordination with other offices and agencies, as appropriate, shall 
award competitive grants or contracts to one or more public or private 
entities to carry out a national campaign, based on available 
scientific evidence, to increase awareness and knowledge of COVID-19, 
including countering stigma associated with COVID-19 and improving 
information on the availability of diagnostic testing and other related 
services at community health centers.

SEC. 70506. ADDITIONAL FUNDING FOR MEDICAL RESERVE CORPS.

    Section 2813 of the Public Health Service Act (42 U.S.C. 300hh-15) 
is amended by striking ``$11,200,000 for each of fiscal years 2019 
through 2023'' and inserting ``$31,200,000 for each of fiscal years 
2020 and 2021 and $11,200,000 for each of fiscal years 2022 and 2023''.

SEC. 70507. FLEXIBILITY FOR MEMBERS OF NATIONAL HEALTH SERVICE CORPS 
              DURING EMERGENCY PERIOD.

     Subsection (a) of section 333 of the Public Health Service Act (42 
U.S.C. 254f) is amended by adding at the end the following new 
paragraph:
            ``(4) During an emergency period (as defined in section 
        1135(g)(1) of the Social Security Act, the Secretary may, 
        notwithstanding this subpart and subpart III, assign members of 
        the Corps to provide such health services at such places and 
        for such number of hours as the Secretary determines necessary 
        to respond to the emergency, provided that--
                    ``(A) the members voluntarily agree to such 
                assignment and hours;
                    ``(B) the places to which such members are assigned 
                are within a reasonable distance of the places to which 
                the respective members were assigned or were to be 
                assigned absent a waiver under this paragraph; and
                    ``(C) the minimum number of hours required are the 
                same as were required prior to the date of enactment of 
                this paragraph.''.

SEC. 70508. READY RESERVE CORPS.

    (a) Commissioned Corps and Ready Reserve Corps.--Section 203 of the 
Public Health Service Act (42 U.S.C. 204) is amended--
            (1) in subsection (a)(1), by striking `` a Ready Reserve 
        Corps for service in time of national emergency'' and inserting 
        ``, for service in time of a public health or national 
        emergency, a Ready Reserve Corps''; and
            (2) in subsection (c)--
                    (A) in the heading, by striking ``Research'' and 
                inserting ``Reserve Corps'';
                    (B) in paragraph (1), by inserting ``during public 
                health or national emergencies'' before the period;
                    (C) in paragraph (2)--
                            (i) in the matter preceding subparagraph 
                        (A), by inserting ``, consistent with paragraph 
                        (1)'' after ``shall'';
                            (ii) in subparagraph (C), by inserting 
                        ``during such emergencies'' after ``members''; 
                        and
                            (iii) in subparagraph (D), by inserting ``, 
                        consistent with subparagraph (C)'' before the 
                        period; and
                    (D) by adding at the end the following:
            ``(3) Statutory references to reserve.--A reference in any 
        Federal statute, except in the case of subsection (b), to the 
        `Reserve Corps' of the Public Health Service or to the 
        `reserve' of the Public Health Service shall be deemed to be a 
        reference to the Ready Reserve Corps.''.
    (b) Deployment Readiness.--Section 203A(a)(1)(B) of the Public 
Health Service Act (42 U.S.C. 204a(a)(1)(B)) is amended by striking 
``Active Reserves'' and inserting ``Ready Reserve Corps''.
    (c) Retirement of Commissioned Officers.--Section 211 of the Public 
Health Service Act (42 U.S.C. 212) is amended--
            (1) by striking ``(in the case of an officer in the Reserve 
        Corps)'' each place it appears;
            (2) by striking ``the Service'' each place it appears and 
        inserting ``the Regular Corps'';
            (3) in subsection (c)--
                    (A) in paragraph (1)--
                            (i) by striking ``or an officer of the 
                        Reserve Corps''; and
                            (ii) by inserting ``or under section 
                        221(a)(19)'' after ``subsection (a)''; and
                    (B) in paragraph (2), by striking ``Regular or 
                Reserve Corps'' and inserting ``Regular Corps or Ready 
                Reserve Corps''; and
            (4) in subsection (f), by striking ``the Regular or Reserve 
        Corps of''.
    (d) Rights, Privileges, etc. of Officers and Surviving 
Beneficiaries.--Section 221 of the Public Health Service Act (42 U.S.C. 
213a) is amended--
            (1) in subsection (a), by adding at the end the following:
            ``(19) Chapter 1223, Retired Pay for Non-Regular Service.
            ``(20) Section 12601, Compensation: Reserve on active duty 
        accepting from any person.
            ``(21) Section 12684, Reserves: separation for absence 
        without authority or sentence to imprisonment.''; and
            (2) in subsection (b)--
                    (A) by striking ``Secretary of Health, Education, 
                and Welfare or his designee'' and inserting ``Secretary 
                of Health and Human Services or the designee of such 
                secretary'';
                    (B) by striking ``(b) The authority vested'' and 
                inserting the following:
    ``(b)(1) The authority vested'';
                    (C) by striking ``For purposes of'' and inserting 
                the following:
    ``(2) For purposes of''; and
                    (D) by adding at the end the following:
    ``(3) For purposes of paragraph (19) of subsection (a), the terms 
`Military department', `Secretary concerned', and `Armed forces' in 
such title 10 shall be deemed to include, respectively, the Department 
of Health and Human Services, the Secretary of Health and Human 
Services, and the Commissioned Corps.''.

SEC. 70509. LIMITATION ON LIABILITY FOR VOLUNTEER HEALTH CARE 
              PROFESSIONALS DURING COVID-19 EMERGENCY RESPONSE.

    (a) Limitation on Liability.--Except as provided in subsection (b), 
a health care professional shall not be liable under Federal or State 
law for any harm caused by an act or omission of the professional in 
the provision of health care services during the public health 
emergency with respect to COVID-19 declared by the Secretary of Health 
and Human Services (referred to in this section as the ``Secretary'') 
pursuant to section 319 of the Public Health Service Act (42 U.S.C. 
247d) on January 31, 2020, if--
            (1) the professional is providing health care services in 
        response to such public health emergency, as a volunteer; and
            (2) the act or omission occurs--
                    (A) in the course of providing health care 
                services;
                    (B) in the health care professional's capacity as a 
                volunteer;
                    (C) in the course of providing health care services 
                that are within the scope of the license, registration, 
                or certification of the volunteer, as defined by the 
                State of licensure, registration, or certification; and
                    (D) in a good faith belief that the individual 
                being treated is in need of health care services.
    (b) Exceptions.--Subsection (a) does not apply if--
            (1) the harm was caused by an act or omission constituting 
        willful or criminal misconduct, gross negligence, reckless 
        misconduct, or a conscious flagrant indifference to the rights 
        or safety of the individual harmed by the health care 
        professional; or
            (2) the health care professional rendered the health care 
        services under the influence (as determined pursuant to 
        applicable State law) of alcohol or an intoxicating drug.
    (c) Preemption.--
            (1) In general.--This section preempts the laws of a State 
        or any political subdivision of a State to the extent that such 
        laws are inconsistent with this section, unless such laws 
        provide greater protection from liability.
            (2) Volunteer protection act.--Protections afforded by this 
        section are in addition to those provided by the Volunteer 
        Protection Act of 1997 (Public Law 105-19).
    (d) Definitions.--In this section--
            (1) the term ``harm'' includes physical, nonphysical, 
        economic, and noneconomic losses;
            (2) the term ``health care professional'' means an 
        individual who is licensed, registered, or certified under 
        Federal or State law to provide health care services;
            (3) the term ``health care services'' means any services 
        provided by a health care professional, or by any individual 
        working under the supervision of a health care professional 
        that relate to--
                    (A) the diagnosis, prevention, or treatment of 
                COVID-19; or
                    (B) the assessment or care of the health of a human 
                being for COVID-19; and
            (4) the term ``volunteer'' means a health care professional 
        who, with respect to the health care services rendered, does 
        not receive compensation or any other thing of value in lieu of 
        compensation, which compensation--
                    (A) includes a payment under any insurance policy 
                or health plan, or under any Federal or State health 
                benefits program; and
                    (B) excludes receipt of items to be used 
                exclusively for rendering health care services in the 
                health care professional's capacity as a volunteer 
                described in subsection (a)(1) and excludes any 
                reimbursement for travel to the site where the 
                volunteer services are being rendered and any payments 
                in cash or kind to cover room and board, if services 
                are being rendered more than 75 miles from the 
                volunteer's principal place of residence.
    (e) Applicability.--This section applies only with respect to a 
claim for a harm caused by an act or omission occurring--
            (1) on or after the date of enactment of this Act; and
            (2) during the period of the public health emergency 
        declared by the Secretary of Health and Human Services pursuant 
        to section 319 of the Public Health Service Act (42 U.S.C. 
        247d) on January 31, 2020 with respect to COVID-19.

                       Subtitle B--Tribal Health

SEC. 70521. IMPROVING STATE, LOCAL, AND TRIBAL PUBLIC HEALTH SECURITY.

    Section 319C-1 of the Public Health Service Act (42 U.S.C. 247d-3a) 
is amended--
            (1) in the section heading, by striking ``and local'' and 
        inserting ``, local, and tribal'';
            (2) in subsection (b)--
                    (A) in paragraph (1)--
                            (i) in subparagraph (B), by striking ``or'' 
                        at the end;
                            (ii) in subparagraph (C), by striking 
                        ``and'' at the end and inserting ``or''; and
                            (iii) by adding at the end the following:
                    ``(D) be an Indian tribe, tribal organization, or a 
                consortium of Indian tribes or tribal organizations; 
                and''; and
                    (B) in paragraph (2)--
                            (i) in the matter preceding subparagraph 
                        (A), by inserting ``, as applicable'' after 
                        ``including'';
                            (ii) in subparagraph (A)(viii)--
                                    (I) by inserting ``and tribal'' 
                                after ``with State'';
                                    (II) by striking ``(as defined in 
                                section 8101 of the Elementary and 
                                Secondary Education Act of 1965)'' and 
                                inserting ``and tribal educational 
                                agencies (as defined in sections 8101 
                                and 6132, respectively, of the 
                                Elementary and Secondary Education Act 
                                of 1965)''; and
                                    (III) by inserting ``and tribal'' 
                                after ``and State'';
                            (iii) in subparagraph (G), by striking 
                        ``and tribal'' and inserting ``tribal, and 
                        urban Indian organization''; and
                            (iv) in subparagraph (H), by inserting ``, 
                        Indian tribes, and urban Indian organizations'' 
                        after ``public health'';
            (3) in subsection (e), by inserting ``Indian tribes, tribal 
        organizations, urban Indian organizations,'' after ``local 
        emergency plans,'';
            (4) in subsection (h)--
                    (A) in paragraph (1)(A)--
                            (i) by striking ``through 2023'' and 
                        inserting ``and 2020''; and
                            (ii) by inserting before the period ``; and 
                        $690,000,000 for each of fiscal years 2021 
                        through 2023 for awards pursuant to paragraph 
                        (3) (subject to the authority of the Secretary 
                        to make awards pursuant to paragraphs (4) and 
                        (5)) and paragraph (8), of which not less than 
                        $5,000,000 shall be reserved each fiscal year 
                        for awards under paragraph (8)'';
                    (B) in the heading of paragraph (3), by inserting 
                ``for states'' after ``amount''; and
                    (C) by adding at the end the following:
            ``(8) Tribal eligible entities.--
                    ``(A) Determination of funding amount.--
                            ``(i) In general.--The Secretary shall 
                        award at least 10 cooperative agreements under 
                        this section, in amounts not less than the 
                        minimum amount determined under clause (ii), to 
                        eligible entities described in subsection 
                        (b)(1)(D) that submits to the Secretary an 
                        application that meets the criteria of the 
                        Secretary for the receipt of such an award and 
                        that meets other reasonable implementation 
                        conditions established by the Secretary, in 
                        consultation with Indian tribes, for such 
                        awards. If the Secretary receives more than 10 
                        applications under this section from eligible 
                        entities described in subsection (b)(1)(D) that 
                        meet the criteria and conditions described in 
                        the previous sentence, the Secretary, in 
                        consultation with Indian tribes, may make 
                        additional awards under this section to such 
                        entities.
                            ``(ii) Minimum amount.--In determining the 
                        minimum amount of an award pursuant to clause 
                        (i), the Secretary, in consultation with Indian 
                        tribes, shall first determine an amount the 
                        Secretary considers appropriate for the 
                        eligible entity.
                    ``(B) Available until expended.--Amounts provided 
                to a tribal eligible entity under a cooperative 
                agreement under this section for a fiscal year and 
                remaining unobligated at the end of such year shall 
                remain available to such entity during the entirety of 
                the performance period, for the purposes for which said 
                funds were provided.
                    ``(C) No matching requirement.--Subparagraphs (B), 
                (C), and (D) of paragraph (1) shall not apply with 
                respect to cooperative agreements awarded under this 
                section to eligible entities described in subsection 
                (b)(1)(D).''; and
            (5) by adding at the end the following:
    ``(l) Special Rules Related to Tribal Eligible Entities.--
            ``(1) Modifications.--After consultation with Indian 
        tribes, the Secretary may make necessary and appropriate 
        modifications to the program under this section to facilitate 
        the use of the cooperative agreement program by eligible 
        entities described in subsection (b)(1)(D).
            ``(2) Waivers.--
                    ``(A) In general.--Except as provided in 
                subparagraph (B), the Secretary may waive or specify 
                alternative requirements for any provision of this 
                section (including regulations) that the Secretary 
                administers in connection with this section if the 
                Secretary finds that the waiver or alternative 
                requirement is necessary for the effective delivery and 
                administration of this program with respect to eligible 
                entities described in subsection (b)(1)(D).
                    ``(B) Exception.--The Secretary may not waive or 
                specify alternative requirements under subparagraph (A) 
                relating to labor standards or the environment.
            ``(3) Consultation.--The Secretary shall consult with 
        Indian tribes and tribal organizations on the design of this 
        program with respect to such tribes and organizations to ensure 
        the effectiveness of the program in enhancing the security of 
        Indian tribes with respect to public health emergencies.
            ``(4) Reporting.--
                    ``(A) In general.--Not later than 2 years after the 
                date of enactment of this subsection, and as an 
                addendum to the biennial evaluations required under 
                subsection (k), the Secretary, in coordination with the 
                Director of the Indian Health Service, shall--
                            ``(i) conduct a review of the 
                        implementation of this section with respect to 
                        eligible entities described in subsection 
                        (b)(1)(D), including any factors that may have 
                        limited its success; and
                            ``(ii) submit a report describing the 
                        results of the review described in clause (i) 
                        to--
                                    ``(I) the Committee on Indian 
                                Affairs, the Committee on Health, 
                                Education, Labor, and Pensions, and the 
                                Committee on Appropriations of the 
                                Senate; and
                                    ``(II) the Subcommittee on 
                                Indigenous People of the Committee on 
                                Natural Resources, the Committee on 
                                Energy and Commerce, and the Committee 
                                on Appropriations of the House of 
                                Representatives.
                    ``(B) Analysis of tribal public health emergency 
                infrastructure limitation.--The Secretary shall include 
                in the initial report submitted under subparagraph (A) 
                a description of any public health emergency 
                infrastructure limitation encountered by eligible 
                entities described in subsection (b)(1)(D).''.

SEC. 70522. PROVISION OF ITEMS TO INDIAN PROGRAMS AND FACILITIES.

    (a) Strategic National Stockpile.--Section 319F-2(a)(3)(G) of the 
Public Health Service Act (42 U.S.C. 247d-6b(a)(3)(G)) is amended by 
inserting ``, and, in the case that the Secretary deploys the stockpile 
under this subparagraph, ensure, in coordination with the applicable 
States and programs and facilities, that appropriate drugs, vaccines 
and other biological products, medical devices, and other supplies are 
deployed by the Secretary directly to health programs or facilities 
operated by the Indian Health Service, an Indian tribe, a tribal 
organization (as those terms are defined in section 4 of the Indian 
Self-Determination and Education Assistance Act (25 U.S.C. 5304)), or 
an inter-tribal consortium (as defined in section 501 of the Indian 
Self-Determination and Education Assistance Act (25 U.S.C. 5381)) or 
through an urban Indian organization (as defined in section 4 of the 
Indian Health Care Improvement Act), while avoiding duplicative 
distributions to such programs or facilities'' before the semicolon.
    (b) Distribution of Qualified Pandemic or Epidemic Products to IHS 
Facilities.--Title III of the Public Health Service Act (42 U.S.C. 241 
et seq.) is amended by inserting after section 319F-4 the following:

``SEC. 319F-5. DISTRIBUTION OF QUALIFIED PANDEMIC OR EPIDEMIC PRODUCTS 
              TO INDIAN PROGRAMS AND FACILITIES.

    ``In the case that the Secretary distributes qualified pandemic or 
epidemic products (as defined in section 319F-3(i)(7)) to States or 
other entities, the Secretary shall ensure, in coordination with the 
applicable States and programs and facilities, that, as appropriate, 
such products are distributed directly to health programs or facilities 
operated by the Indian Health Service, an Indian tribe, a tribal 
organization (as those terms are defined in section 4 of the Indian 
Self-Determination and Education Assistance Act (25 U.S.C. 5304)), or 
an inter-tribal consortium (as defined in section 501 of the Indian 
Self-Determination and Education Assistance Act (25 U.S.C. 5381)) or 
through an urban Indian organization (as defined in section 4 of the 
Indian Health Care Improvement Act), while avoiding duplicative 
distributions to such programs or facilities.''.

         Subtitle C--Medical Product Supply Chain Improvements

SEC. 70531. SHORTAGES OF ESSENTIAL DEVICES.

    Chapter V of the Federal Food, Drug, and Cosmetic Act (21 U.S.C. 
351 et seq.) is amended by inserting after section 520 the following:

``SEC. 520A. DISCONTINUANCE OR INTERRUPTION IN THE PRODUCTION OF 
              ESSENTIAL DEVICES DURING PUBLIC HEALTH EMERGENCIES.

    ``(a) Notification.--
            ``(1) In general.--A manufacturer or contract terminal 
        sterilizer of an essential device shall notify the Secretary--
                    ``(A) in accordance with paragraph (3), when such 
                manufacturer or sterilizer becomes aware of--
                            ``(i) a permanent discontinuance in the 
                        manufacture of the device (except for a 
                        permanent discontinuance as a result of an 
                        approved modification of the device);
                            ``(ii) an interruption in the manufacture 
                        of the device that is likely to lead to a 
                        shortage or meaningful disruption in the supply 
                        of that device in the United States; or
                            ``(iii) any other situation or circumstance 
                        that is likely to lead to a shortage or 
                        meaningful disruption in the supply of that 
                        device in the United States; and
                    ``(B) in accordance with paragraph (2)(C), of the 
                reason for such discontinuance, interruption, or other 
                situation or circumstance.
            ``(2) Required inclusions.--A notification under paragraph 
        (1) shall include each of the following:
                    ``(A) The name of the device, including the Device 
                Identifier or National Product Code for the device, if 
                applicable.
                    ``(B) The name of the manufacturer of the device.
                    ``(C) The reason for the notification, including 
                whether any of the following reasons apply:
                            ``(i) Requirements related to complying 
                        with quality system regulations.
                            ``(ii) Shortage of a material used in the 
                        manufacture of the device.
                            ``(iii) Shortage of a component, part, or 
                        accessory of the device.
                            ``(iv) Delay in shipping of the device.
                            ``(v) Increased demand for the device.
                            ``(vi) Natural disaster.
                            ``(vii) Cyber security.
                            ``(viii) Facility closure.
                            ``(ix) Other reasons as the Secretary deems 
                        appropriate.
                    ``(D) The estimated duration of the discontinuance, 
                interruption, or other situation or circumstance.
                    ``(E) Any other information the manufacturer deems 
                relevant.
            ``(3) Timing.--The notification required under paragraph 
        (1) shall be submitted, in a manner prescribed by the 
        Secretary--
                    ``(A) no later than 6 months prior to the date of 
                the discontinuance, interruption, or other situation or 
                circumstance; or
                    ``(B) if compliance with subparagraph (A) is not 
                possible, as soon as is practicable, and in no case 
                later than 5 business days after the manufacturer 
                becomes aware of an event, situation, or circumstance 
                requiring notification under paragraph (1).
    ``(b) Distribution.--
            ``(1) Public availability.--To the extent practicable, the 
        Secretary shall distribute, through such means as the Secretary 
        deems appropriate, information on any discontinuance, 
        interruption, or other situation or circumstance described in 
        subsection (a) to appropriate organizations, including to 
        hospitals, physicians and other health care providers, 
        patients, and supply chain partners.
            ``(2) Public health exception.--The Secretary may choose 
        not to make information collected under this section publicly 
        available pursuant to this section if the Secretary determines 
        that the disclosure of such information would adversely affect 
        public health, such as by increasing the possibility of an 
        unnecessary over-purchase or other disruption of the 
        availability of medical products to patients.
    ``(c) Confidentiality.--Nothing in this section shall be construed 
as authorizing the Secretary to disclose any information that is a 
trade secret or confidential information subject to section 552(b)(4) 
of title 5, United States Code, or section 1905 of title 18, United 
States Code.
    ``(d) Failure to Meet Requirements.--If a person fails to submit 
information as required under subsection (a)--
            ``(1) the Secretary shall issue a letter to such person 
        setting forth the basis for noncompliance and informing such 
        person of a failure to comply;
            ``(2) within 30 calendar days from the issuance of a letter 
        under paragraph (1), the person who receives such letter shall 
        submit to the Secretary a written response to such letter 
        setting forth the basis for noncompliance and providing 
        information required under subsection (a); and
            ``(3) not later than 45 calendar days after the issuance of 
        a letter under paragraph (1), the Secretary shall make such 
        letter and any response to such letter under paragraph (2) 
        available to the public on the public website of the Food and 
        Drug Administration, with appropriate redactions made to 
        protect information described in subsection (c), except that, 
        if the Secretary determines that the letter under paragraph (1) 
        was issued in error or, after review of such response, the 
        person had a reasonable basis for not notifying as required 
        under subsection (a), the requirements of this paragraph shall 
        not apply.
    ``(e) Expedited Inspections and Reviews.--If, based on 
notifications described in subsection (a) or any other relevant 
information, the Secretary concludes that there is, or is likely to be, 
a shortage of a device described in subsection (a), the Secretary may--
            ``(1) expedite the review of premarket submissions under 
        sections 510(k), 513(f)(2), 515, and 520(m), that could help 
        mitigate or prevent such shortage; or
            ``(2) expedite an inspection or reinspection of an 
        establishment that could help mitigate or prevent such 
        shortage.
    ``(f) Effect of Notification.--The submission of a notification 
under subsection (a) shall not be construed--
            ``(1) as an admission that any product that is the subject 
        of such notification violates any provision of this Act; or
            ``(2) as evidence of the entity's intent to market the 
        product for an indication or use for which the product has not 
        been approved or cleared by the Secretary.
    ``(g) Identification of Essential Devices.--
            ``(1) In general.--In the event of, or in advance of, a 
        declaration of a public health emergency pursuant to section 
        319 of the Public Health Service Act, the Secretary shall 
        designate and make publicly available, including on the public 
        website of the Food and Drug Administration, a list of devices 
        that are critical to preventing, screening, diagnosing, 
        treating, or mitigating the spread of a disease or condition 
        during such emergency.
            ``(2) Consideration.--In developing such list, the 
        Secretary shall take into consideration--
                    ``(A) the medical necessity of devices;
                    ``(B) the urgency to prevent serious injury or 
                death; and
                    ``(C) the availability of other devices.
            ``(3) Updates.--During the course of such public health 
        emergency, the Secretary shall update the list of essential 
        devices as necessary, including adding and removing devices.
    ``(h) Definitions.--For purposes of this section:
            ``(1) Essential device.--The term `essential device' means 
        a device designated in a list in effect under subsection (g).
            ``(2) Manufacturer.--The term `manufacturer' means the 
        entity that holds the medical device marketing submission, or 
        if a medical device marketing submission is not required, the 
        entity responsible for listing the medical device under section 
        510.
            ``(3) Meaningful disruption.--The term `meaningful 
        disruption'--
                    ``(A) means a change in production that is 
                reasonably likely to lead to a reduction in the supply 
                of an essential device that is more than negligible and 
                affects the ability to fill orders or meet expected 
                demand for the device of the manufacturer or contract 
                terminal sterilizer involved; and
                    ``(B) does not include, so long as the manufacturer 
                expects to resume operations in a short period of time, 
                not to exceed 6 months, interruptions in--
                            ``(i) manufacturing due to matters such as 
                        routine maintenance or insignificant changes; 
                        or
                            ``(ii) manufacturing of components or raw 
                        materials.
            ``(4) Shortage.--The term `shortage', with respect to a 
        device, means a period of time when the demand or projected 
        demand for the device within the United States exceeds the 
        supply of the device or a comparable device of that 
        manufacturer or another manufacturer, including as a result of 
        discontinuance of a device or an interruption in the 
        manufacturing or importation of a device or a component of a 
        device or the device constituent of a combination product.''.

SEC. 70532. AUTHORITY TO DESTROY COUNTERFEIT DEVICES.

    (a) In General.--Section 801(a) of the Federal Food, Drug, and 
Cosmetic Act (21 U.S.C. 381(a)) is amended--
            (1) in the fourth sentence, by inserting ``or counterfeit 
        device'' after ``counterfeit drug''; and
            (2) by striking ``The Secretary of the Treasury shall cause 
        the destruction of'' and all that follows through ``liable for 
        costs pursuant to subsection (c).'' and inserting the 
        following: ``The Secretary of the Treasury shall cause the 
        destruction of any such article refused admission unless such 
        article is exported, under regulations prescribed by the 
        Secretary of the Treasury, within ninety days of the date of 
        notice of such refusal or within such additional time as may be 
        permitted pursuant to such regulations, except that the 
        Secretary of Health and Human Services may destroy, without the 
        opportunity for export, any drug or device refused admission 
        under this section, if such drug or device is valued at an 
        amount that is $2,500 or less (or such higher amount as the 
        Secretary of the Treasury may set by regulation pursuant to 
        section 498(a)(1) of the Tariff Act of 1930 (19 U.S.C. 
        1498(a)(1))) and was not brought into compliance as described 
        under subsection (b). The Secretary of Health and Human 
        Services shall issue regulations providing for notice and an 
        opportunity to appear before the Secretary of Health and Human 
        Services and introduce testimony, as described in the first 
        sentence of this subsection, on destruction of a drug or device 
        under the seventh sentence of this subsection. The regulations 
        shall provide that prior to destruction, appropriate due 
        process is available to the owner or consignee seeking to 
        challenge the decision to destroy the drug or device. Where the 
        Secretary of Health and Human Services provides notice and an 
        opportunity to appear and introduce testimony on the 
        destruction of a drug or device, the Secretary of Health and 
        Human Services shall store and, as applicable, dispose of the 
        drug or device after the issuance of the notice, except that 
        the owner and consignee shall remain liable for costs pursuant 
        to subsection (c).''.
    (b) Definition.--Section 201(h) of the Federal Food, Drug, and 
Cosmetic Act (21 U.S.C. 321(h)) is amended--
            (1) by redesignating subparagraphs (1), (2), and (3) as 
        clauses (A), (B), and (C), respectively; and
            (2) after making such redesignations--
                    (A) by striking ``(h) The term'' and inserting 
                ``(h)(1) The term''; and
                    (B) by adding at the end the following:
    ``(2) The term `counterfeit device' means a device which, or the 
container, packaging, or labeling of which, without authorization, 
bears a trademark, trade name, or other identifying mark, imprint, or 
symbol, or any likeness thereof, or is manufactured using a design, of 
a device manufacturer, packer, or distributor other than the person or 
persons who in fact manufactured, packed, or distributed such device 
and which thereby falsely purports or is represented to be the product 
of, or to have been packed or distributed by, such other device 
manufacturer, packer, or distributor.
    ``(3) For purposes of subparagraph (2)--
            ``(A) the term `manufactured' refers to any of the 
        following activities: manufacture, preparation, propagation, 
        compounding, assembly, or processing; and
            ``(B) the term `manufacturer' means a person who is engaged 
        in any of the activities listed in clause (A).''.

SEC. 70533. REQUIRING THE STRATEGIC NATIONAL STOCKPILE TO INCLUDE 
              CERTAIN TYPES OF MEDICAL SUPPLIES.

    Section 319F-2(a)(1) of the Public Health Service Act (42 U.S.C. 
247d-6b(a)(1)) is amended by inserting ``(including personal protective 
equipment, ancillary medical supplies, and other supplies required for 
the administration of drugs, vaccines and other biological products, 
medical devices, and diagnostic tests)''' after ``other supplies''.

SEC. 70534. REPORTING REQUIREMENT FOR DRUG MANUFACTURERS.

    (a) Establishments in a Foreign Country.--Section 510(i) of the 
Federal Food, Drug, and Cosmetic Act (21 U.S.C. 360(i)) is amended by 
inserting at the end the following new paragraph:
    ``(5) The requirements of paragraphs (1) and (2) shall apply to 
establishments within a foreign country engaged in the manufacture, 
preparation, propagation, compounding, or processing of any drug, 
including the active pharmaceutical ingredient, that is required to be 
listed pursuant to subsection (j). Such requirements shall apply 
regardless of whether the drug, including the active pharmaceutical 
ingredient, undergoes further manufacture, preparation, propagation, 
compounding, or processing at a separate establishment outside the 
United States prior to being imported or offered for import into the 
United States.''.
    (b) Listing of Drugs.--Section 510(j) of the Federal Food, Drug, 
and Cosmetic Act (21 U.S.C. 360(j)) is amended--
            (1) in paragraph (1)--
                    (A) in subparagraph (D), by striking ``and'' at the 
                end;
                    (B) in subparagraph (E), by striking the period at 
                the end and inserting ``; and''; and
                    (C) by adding at the end the following new 
                subparagraph:
            ``(F) in the case of a drug contained in the applicable 
        list, a certification that the registrant has--
                    ``(i) identified every other establishment where 
                manufacturing is performed for the drug; and
                    ``(ii) notified each known foreign establishment 
                engaged in the manufacture, preparation, propagation, 
                compounding, or processing of the drug, including the 
                active pharmaceutical ingredient, of the inclusion of 
                the drug in the list and the obligation to register.'';
            (2) by redesignating paragraphs (3) and (4) as paragraphs 
        (4) and (5), respectively; and
            (3) by inserting after paragraph (2) the following:
    ``(3)(A) Subject to subparagraph (B), each person who registers 
with the Secretary under this section shall report to the Secretary by 
electronic means in a form and manner as specified by the Secretary, 
with regard to drugs, once during the month of March of each year, once 
during the month of June of each year, once during the month of 
September of each year, and once during the month of December of each 
year, on the amount of each listed drug that was manufactured, 
prepared, propagated, compounded, or processed at each establishment 
registered by such person since the date the person last made a report 
under this paragraph. Such amount shall include the number of dosage 
units for each finished drug product intended for distribution in the 
United States, or amount of active pharmaceutical ingredient intended 
for distribution in the United States. The Secretary may require 
information reported under this subparagraph to be further delineated 
in such manner as the Secretary determines appropriate.
    ``(B) Notwithstanding subparagraph (A), the Secretary may issue an 
order exempting certain biological products or categories of biological 
products licensed under section 351 of the Public Health Service Act 
from some or all of the reporting requirements under such subparagraph 
if the Secretary determines that the application of such requirements 
to such products (or categories thereof) is not necessary to protect 
the public health.''.
    (c) Rules of Construction.--
            (1) Nothing in the amendments made by this section shall be 
        construed--
                    (A) to limit or narrow, in any manner, the meaning 
                or application of the provisions of subsection (i) or 
                (j) of section 510 of the Federal Food, Drug, and 
                Cosmetic Act (21 U.S.C. 360); or
                    (B) to affect any determination under either such 
                subsection made prior to the date of enactment of this 
                Act.
            (2) Nothing in the amendments made by this section shall be 
        construed--
                    (A) to limit or narrow the ability of the Secretary 
                of Health and Human Services to share confidential 
                commercial information pursuant to a memorandum of 
                understanding, entered into before, on, or after the 
                date of enactment of this section, between the Food and 
                Drug Administration and another Federal department or 
                agency; or
                    (B) as authorizing the Secretary to disclose any 
                information that is confidential commercial or trade 
                secret information subject to section 552(b)(4) of 
                title 5, United States Code, or section 1905 of title 
                18, United States Code.

SEC. 70535. NATIONAL CENTERS OF EXCELLENCE IN CONTINUOUS PHARMACEUTICAL 
              MANUFACTURING.

    (a) In General.--Section 3016 of the 21st Century Cures Act (21 
U.S.C. 399h) is amended to read as follows:

``SEC. 3016. NATIONAL CENTERS OF EXCELLENCE IN CONTINUOUS 
              PHARMACEUTICAL MANUFACTURING.

    ``(a) In General.--The Secretary of Health and Human Services, 
acting through the Commissioner of Food and Drugs--
            ``(1) shall solicit and, beginning not later than one year 
        after the date of enactment of the National Centers of 
        Excellence in Continuous Pharmaceutical Manufacturing Act of 
        2019, receive requests from institutions of higher education to 
        be designated as a National Center of Excellence in Continuous 
        Pharmaceutical Manufacturing (in this section referred to as a 
        `National Center of Excellence') to support the advancement and 
        development of continuous manufacturing; and
            ``(2) shall so designate any institution of higher 
        education that--
                    ``(A) requests such designation; and
                    ``(B) meets the criteria specified in subsection 
                (c).
    ``(b) Request for Designation.--A request for designation under 
subsection (a) shall be made to the Secretary at such time, in such 
manner, and containing such information as the Secretary may require. 
Any such request shall include a description of how the institution of 
higher education meets or plans to meet each of the criteria specified 
in subsection (c).
    ``(c) Criteria for Designation Described.--The criteria specified 
in this subsection with respect to an institution of higher education 
are that the institution has, as of the date of the submission of a 
request under subsection (a) by such institution--
            ``(1) physical and technical capacity for research and 
        development of continuous manufacturing;
            ``(2) manufacturing knowledge-sharing networks with other 
        institutions of higher education, large and small 
        pharmaceutical manufacturers, generic and nonprescription 
        manufacturers, contract manufacturers, and other entities;
            ``(3) proven capacity to design and demonstrate new, highly 
        effective technology for use in continuous manufacturing;
            ``(4) a track record for creating and transferring 
        knowledge with respect to continuous manufacturing;
            ``(5) the potential to train a future workforce for 
        research on and implementation of advanced manufacturing and 
        continuous manufacturing; and
            ``(6) experience in participating in and leading a 
        continuous manufacturing technology partnership with other 
        institutions of higher education, large and small 
        pharmaceutical manufacturers, generic and nonprescription 
        manufacturers, contract manufacturers, and other entities--
                    ``(A) to support companies with continuous 
                manufacturing in the United States;
                    ``(B) to support Federal agencies with technical 
                assistance, which may include regulatory and quality 
                metric guidance as applicable, for advanced 
                manufacturing and continuous manufacturing;
                    ``(C) with respect to continuous manufacturing, to 
                organize and conduct research and development 
                activities needed to create new and more effective 
                technology, capture and disseminate expertise, create 
                intellectual property, and maintain technological 
                leadership;
                    ``(D) to develop best practices for designing 
                continuous manufacturing; and
                    ``(E) to assess and respond to the workforce needs 
                for continuous manufacturing, including the development 
                of training programs if needed.
    ``(d) Termination of Designation.--The Secretary may terminate the 
designation of any National Center of Excellence designated under this 
section if the Secretary determines such National Center of Excellence 
no longer meets the criteria specified in subsection (c). Not later 
than 60 days before the effective date of such a termination, the 
Secretary shall provide written notice to the National Center of 
Excellence, including the rationale for such termination.
    ``(e) Conditions for Designation.--As a condition of designation as 
a National Center of Excellence under this section, the Secretary shall 
require that an institution of higher education enter into an agreement 
with the Secretary under which the institution agrees--
            ``(1) to collaborate directly with the Food and Drug 
        Administration to publish the reports required by subsection 
        (g);
            ``(2) to share data with the Food and Drug Administration 
        regarding best practices and research generated through the 
        funding under subsection (f);
            ``(3) to develop, along with industry partners (which may 
        include large and small biopharmaceutical manufacturers, 
        generic and nonprescription manufacturers, and contract 
        manufacturers) and another institution or institutions 
        designated under this section, if any, a roadmap for developing 
        a continuous manufacturing workforce;
            ``(4) to develop, along with industry partners and other 
        institutions designated under this section, a roadmap for 
        strengthening existing, and developing new, relationships with 
        other institutions; and
            ``(5) to provide an annual report to the Food and Drug 
        Administration regarding the institution's activities under 
        this section, including a description of how the institution 
        continues to meet and make progress on the criteria listed in 
        subsection (c).
    ``(f) Funding.--
            ``(1) In general.--The Secretary shall award funding, 
        through grants, contracts, or cooperative agreements, to the 
        National Centers of Excellence designated under this section 
        for the purpose of studying and recommending improvements to 
        continuous manufacturing, including such improvements as may 
        enable the Centers--
                    ``(A) to continue to meet the conditions specified 
                in subsection (e); and
                    ``(B) to expand capacity for research on, and 
                development of, continuing manufacturing.
            ``(2) Consistency with fda mission.--As a condition on 
        receipt of funding under this subsection, a National Center of 
        Excellence shall agree to consider any input from the Secretary 
        regarding the use of funding that would--
                    ``(A) help to further the advancement of continuous 
                manufacturing through the National Center of 
                Excellence; and
                    ``(B) be relevant to the mission of the Food and 
                Drug Administration.
            ``(3) Authorization of appropriations.--There is authorized 
        to be appropriated to carry out this subsection $80,000,000 for 
        the period of fiscal years 2021 through 2025.
            ``(4) Rule of construction.--Nothing in this section shall 
        be construed as precluding a National Center for Excellence 
        designated under this section from receiving funds under any 
        other provision of this Act or any other Federal law.
    ``(g) Annual Review and Reports.--
            ``(1) Annual report.--Beginning not later than one year 
        after the date on which the first designation is made under 
        subsection (a), and annually thereafter, the Secretary shall--
                    ``(A) submit to Congress a report describing the 
                activities, partnerships and collaborations, Federal 
                policy recommendations, previous and continuing 
                funding, and findings of, and any other applicable 
                information from, the National Centers of Excellence 
                designated under this section; and
                    ``(B) make such report available to the public in 
                an easily accessible electronic format on the website 
                of the Food and Drug Administration.
            ``(2) Review of national centers of excellence and 
        potential designees.--The Secretary shall periodically review 
        the National Centers of Excellence designated under this 
        section to ensure that such National Centers of Excellence 
        continue to meet the criteria for designation under this 
        section.
            ``(3) Report on long-term vision of fda role.--Not later 
        than 2 years after the date on which the first designation is 
        made under subsection (a), the Secretary, in consultation with 
        the National Centers of Excellence designated under this 
        section, shall submit a report to the Congress on the long-term 
        vision of the Department of Health and Human Services on the 
        role of the Food and Drug Administration in supporting 
        continuous manufacturing, including--
                    ``(A) a national framework of principles related to 
                the implementation and regulation of continuous 
                manufacturing;
                    ``(B) a plan for the development of Federal 
                regulations and guidance for how advanced manufacturing 
                and continuous manufacturing can be incorporated into 
                the development of pharmaceuticals and regulatory 
                responsibilities of the Food and Drug Administration; 
                and
                    ``(C) appropriate feedback solicited from the 
                public, which may include other institutions, large and 
                small biopharmaceutical manufacturers, generic and 
                nonprescription manufacturers, and contract 
                manufacturers.
    ``(h) Definitions.--In this section:
            ``(1) Advanced manufacturing.--The term `advanced 
        manufacturing' means an approach for the manufacturing of 
        pharmaceuticals that incorporates novel technology, or uses an 
        established technique or technology in a new or innovative way 
        (such as continuous manufacturing where the input materials are 
        continuously transformed within the process by two or more unit 
        operations) that enhances drug quality or improves the 
        manufacturing process.
            ``(2) Continuous manufacturing.--The term `continuous 
        manufacturing'--
                    ``(A) means a process where the input materials are 
                continuously fed into and transformed within the 
                process, and the processed output materials are 
                continuously removed from the system; and
                    ``(B) consists of an integrated process that 
                consists of a series of two or more unit operations.
            ``(3) Institution of higher education.--The term 
        `institution of higher education' has the meaning given such 
        term in section 101(a) of the Higher Education Act of 1965 (20 
        U.S.C. 1001(a)).
            ``(4) Secretary.--The term `Secretary' means the Secretary 
        of Health and Human Services, acting through the Commissioner 
        of Food and Drugs.''.
    (b) Transition Rule.--Section 3016 of the 21st Century Cures Act 
(21 U.S.C. 399h), as in effect on the day before the date of the 
enactment of this section, shall apply with respect to grants awarded 
under such section before such date of enactment.

                  Subtitle D--Public Health Extenders

SEC. 70541. EXTENSION FOR COMMUNITY HEALTH CENTERS, THE NATIONAL HEALTH 
              SERVICE CORPS, AND TEACHING HEALTH CENTERS THAT OPERATE 
              GME PROGRAMS.

    (a) Community Health Centers.--Section 10503(b)(1) of the Patient 
Protection and Affordable Care Act (42 U.S.C. 254b-2(b)(1)) is 
amended--
            (1) in subparagraph (E), by striking ``and'' at the end;
            (2) in subparagraph (F), by striking ``, $4,000,000,000 for 
        fiscal year 2019, and $2,575,342,466 for the period beginning 
        on October 1, 2019, and ending on May 22, 2020; and'' and 
        inserting a semicolon; and
            (3) by adding at the end the following:
                    ``(G) $4,000,000,000 for each of fiscal years 2019 
                and 2020; and
                    ``(H) $668,493,151 for the period beginning on 
                October 1, 2020, and ending on November 30, 2020; 
                and''.
    (b) National Health Service Corps.--Section 10503(b)(2) of the 
Patient Protection and Affordable Care Act (42 U.S.C. 254b-2(b)(2)) is 
amended--
            (1) in subparagraph (F), by striking ``and 2019; and'' and 
        inserting ``through 2020; and''; and
            (2) in subparagraph (G), by striking ``$199,589,041 for the 
        period beginning on October 1, 2019, and ending on May 22, 
        2020'' and inserting ``$51,808,220 for the period beginning on 
        October 1, 2020, and ending on November 30, 2020.''
    (c) Teaching Health Centers That Operate Graduate Medical Education 
Programs.--Section 340H(g)(1) of the Public Health Service Act (42 
U.S.C. 256h(g)(1)) is amended--
            (1) by striking ``and 2019'' and inserting ``through 2020'' 
        and;
            (2) by striking ``$81,445,205 for the period beginning on 
        October 1, 2019, and ending on May 22, 2020'' and inserting 
        ``$21,141,096 for the period beginning on October 1, 2020, and 
        ending on November 30, 2020''.

SEC. 70542. DIABETES PROGRAMS.

    (a) Type I.--Section 330B(b)(2)(D) of the Public Health Service Act 
(42 U.S.C. 254c-2(b)(2)(D)) is amended by striking ``and 2019, and 
$96,575,342 for the period beginning on October 1, 2019, and ending on 
May 22, 2020'' and inserting ``through 2020, and $25,068,494 for the 
period beginning on October 1, 2020, and ending on November 30, 2020''.
    (b) Indians.--Section 330C(c)(2)(D) of the Public Health Service 
Act (42 U.S.C. 254c-3(c)(2)(D)) is amended by striking ``and 2019, and 
$96,575,342 for the period beginning on October 1, 2019, and ending on 
May 22, 2020'' and inserting ``through 2020, and $25,068,494 for the 
period beginning on October 1, 2020, and ending on November 30, 2020''.

                      Subtitle E--Other Extenders

SEC. 70551. EXTENSION OF SEXUAL RISK AVOIDANCE EDUCATION PROGRAM.

    Section 510 of the Social Security Act (42 U.S.C. 710) is amended--
            (1) in subsection (a)--
                    (A) in paragraph (1), in the matter preceding 
                subparagraph (A), by striking ``and 2019 and for the 
                period beginning October 1, 2019, and ending May 22, 
                2020'' and inserting ``through 2020 and for the period 
                beginning on October 1, 2020, and ending on November 
                30, 2020'';
                    (B) in paragraph (2)(A), by striking ``and 2019 and 
                for the period beginning October 1, 2019, and ending 
                May 22, 2020'' and inserting ``through 2020, and for 
                the period beginning on October 1, 2020, and ending on 
                November 30, 2020''; and
                    (C) in paragraphs (1), (2)(A), and (2)(B)(i), by 
                striking ``with respect to such period, for fiscal year 
                2020'' each place it appears and inserting ``with 
                respect to such period, for fiscal year 2021''; and
            (2) in subsection (f)(1), by striking ``and 2019 and 
        $48,287,671 for the period beginning October 1, 2019, and 
        ending May 22, 2020'' and inserting ``through 2020, and 
        $12,534,247 for the period beginning on October 1, 2020, and 
        ending on November 30, 2020''.

SEC. 70552. EXTENSION OF PERSONAL RESPONSIBILITY EDUCATION PROGRAM.

    Section 513 of the Social Security Act (42 U.S.C. 713) is amended--
            (1) in subsection (a)(1)--
                    (A) in subparagraph (A), in the matter preceding 
                clause (i), by striking ``through 2019 and for the 
                period beginning October 1, 2019, and ending May 22, 
                2020'' and inserting ``through 2020 and for the period 
                beginning on October 1, 2020, and ending November 30, 
                2020''; and
                    (B) in subparagraph (B)(i), by striking ``beginning 
                October 1, 2019, and ending May 22, 2020'' and 
                inserting ``beginning on October 1, 2020, and ending 
                November 30, 2020'';
            (2) in subsection (a)(4)(A), by striking ``2019'' each 
        place it appears and inserting ``2020''; and
            (3) in subsection (f), by striking ``through 2019 and 
        $48,287,671 for the period beginning October 1, 2019, and 
        ending May 22, 2020'' and inserting ``through 2020, and 
        $12,534,247 for the period beginning on October 1, 2020, and 
        ending on November 30, 2020''.

                       Subtitle F--Miscellaneous

SEC. 70561. HEALTH PROVIDER LOAN PROGRAM.

    (a) In General.--Not later than 30 days after the date of enactment 
of this title, the Secretary shall establish a program under which 
loans shall be made to eligible health care organizations to assist 
such organizations with anticipated revenue loss or higher operating 
costs as a result of the COVID-19 emergency.
    (b) Program Requirements.--The Secretary shall establish standards 
and guidelines for application, loan amount, repayment, and extension, 
and shall consider the eligible health care organization's financial 
condition, service in an area heavily impacted by the COVID-19 
emergency, or other factors deemed appropriate.
    (c) Eligible Health Care Organizations.--To be eligible for a loan 
under subsection (a), an entity shall--
            (1) be a health care provider or supplier that receives 
        assistance or otherwise participates in the Medicare or 
        Medicaid program under title XVIII or XIX of the Social 
        Security Act (42 U.S.C. 1395 and 1396 et seq.), including a 
        hospital, critical access hospital, skilled nursing facility, 
        physician practice, home health provider, community health 
        center, ambulatory surgical care center, or hospice; and
            (2) submit to the Secretary an application at such time, in 
        such manner, and containing such information as the Secretary 
        may require.
    (d) Terms and Conditions.--
            (1) Interest.--A loan under this section shall have a rate 
        of interest of not to exceed 2 percent. Interest shall begin to 
        accrue on the date that is 60 days after the date of 
        origination.
            (2) Term.--The term of a loan under this section shall be 1 
        year minus one day. A borrower shall have the option to extend 
        such term for a total of not to exceed 19 years. Further 
        extensions may be granted if approval by the Secretary.
            (3) Security.--An eligible health care organization shall 
        not be required to provide security for a loan under this 
        section.
            (4) Payments.--Loan payments shall be made on a biannual 
        basis.
    (e) Definitions.--In this section:
            (1) COVID-19 emergency.--The term ``COVID-19 emergency'' 
        means the national emergency declared by the President under 
        the National Emergencies Act (50 U.S.C. 1601 et seq.) with 
        respect to the Coronavirus Disease 2019 (COVID-19).
            (2) Secretary.--The term ``Secretary'' means the Secretary 
        of Health and Human Services.
    (f) Use of Certain Funds.--Loan recipients may use funds such 
recipients were awarded under the Public Health and Social Services 
Emergency Fund or the Health Provider Assistance Fund established under 
section 562 to repay loans awarded under this section, provided the 
funds from the Public Health and Social Services Emergency Fund or the 
Health Provider Assistance Fund were awarded based on foregone revenue.
    (g) Clarification.--No individual, employer, or other entity may be 
restricted from participating in or benefitting from any exemption or 
benefit under this section, based on any factor that is unrelated to 
its qualifications to perform the required services.
    (h) Appropriations.--There is authorized to be appropriated, and 
there is appropriated, to carry out this section, $80,000,000,000 for 
fiscal year 2020, to remain available until expended.

 DIVISION H--EMERGENCY CORONAVIRUS PANDEMIC UNEMPLOYMENT COMPENSATION 
                              ACT OF 2020

SEC. 80001. SHORT TITLE.

    This division may be cited as the ``Emergency Coronavirus Pandemic 
Unemployment Compensation Act of 2020''.

SEC. 80002. TABLE OF CONTENTS.

    The table of contents for this division is as follows:

Sec. 80001. Short title.
Sec. 80002. Table of contents.
                 TITLE I--FEDERAL BENEFIT ENHANCEMENTS

Sec. 80101. Emergency increase in unemployment compensation benefits.
Sec. 80102. Temporary financing of short-time compensation payments in 
                            States with programs in law.
Sec. 80103. Temporary financing of short-time compensation agreements.
Sec. 80104. Emergency flexibility for short-time compensation.
Sec. 80105. Grants for short-time compensation programs.
Sec. 80106. Emergency extended benefit period for 2020.
      TITLE II--EXPANDED ELIGIBILITY FOR UNEMPLOYMENT COMPENSATION

Sec. 80201. Pandemic Self-Employment and Job Entrant Compensation.
       TITLE III--RELIEF FOR GOVERNMENTAL AND NONPROFIT ENTITIES

Sec. 80301. Emergency unemployment relief for governmental entities and 
                            nonprofit organizations.
            TITLE IV--EMERGENCY ASSISTANCE FOR RAIL WORKERS

Sec. 80401. Waiver of the 7-day waiting period for benefits under the 
                            Railroad Unemployment Insurance Act.
Sec. 80402. Enhanced benefits under the Railroad Unemployment Insurance 
                            Act.
Sec. 80403. Extended unemployment benefits under the Railroad 
                            Unemployment Insurance Act.
Sec. 80404. Treatment of payments from the Railroad Unemployment 
                            Insurance Account.

                 TITLE I--FEDERAL BENEFIT ENHANCEMENTS

SEC. 80101. EMERGENCY INCREASE IN UNEMPLOYMENT COMPENSATION BENEFITS.

    (a) Federal-State Agreements.--Any State which desires to do so may 
enter into and participate in an agreement under this section with the 
Secretary of Labor (hereinafter in this section referred to as the 
``Secretary''). Any State which is a party to an agreement under this 
section may, upon providing 30 days' written notice to the Secretary, 
terminate such agreement.
    (b) Provisions of Agreement.--
            (1) In general.--Any agreement under this section shall 
        provide the following:
                    (A) Federal pandemic unemployment compensation.--
                The State agency of the State will make payments of 
                regular compensation to individuals in amounts and to 
                the extent that they would be determined if the State 
                law of the State were applied, with respect to any week 
                for which the individual is (disregarding this section) 
                otherwise entitled under the State law to receive 
                regular compensation, as if such State law had been 
                modified in a manner such that the amount of regular 
                compensation (including dependents' allowances) payable 
                for any week shall be equal to--
                            (i) the amount determined under the State 
                        law (before the application of this paragraph), 
                        plus
                            (ii) an additional amount of $600 (in this 
                        section referred to as ``Federal Pandemic 
                        Unemployment Compensation'').
                    (B) Federal pandemic short-time compensation.--In 
                the case of a State that provides under the State law 
                for the payment of short-time compensation under a 
                short-time compensation program (as defined in section 
                3306(v) of the Internal Revenue Code of 1986), the 
                State agency of the State will make payments of 
                compensation (as defined in subsection (h) of such 
                section) to employees participating in such program in 
                amounts and to the extent that they would be determined 
                under such program if the State law of the State were 
                applied, with respect to any week for which the 
                individual is (disregarding this section) otherwise 
                eligible under the program under the State law to 
                receive such compensation, as if such State law had 
                been modified in a manner such that the amount of 
                compensation payable for any week shall be equal to the 
                amount determined under the State law (before the 
                application of this paragraph) plus $300 (in this 
                section referred to as ``Federal Pandemic Short-Time 
                Compensation'').
            (2) Allowable methods of payment.--Any Federal Pandemic 
        Unemployment Compensation or Federal Pandemic Short-Time 
        Compensation provided for in accordance with paragraph (1) 
        shall be payable either--
                    (A) as an amount which is paid at the same time and 
                in the same manner as any compensation otherwise 
                payable for the week involved; or
                    (B) at the option of the State, by payments which 
                are made separately from, but on the same weekly basis 
                as, any compensation otherwise payable.
    (c) Nonreduction Rule.--An agreement under this section shall not 
apply (or shall cease to apply) with respect to a State upon a 
determination by the Secretary that the method governing the 
computation of regular compensation under the State law of that State 
has been modified in a manner such that the maximum benefit entitlement 
and the average weekly benefit amount of regular compensation (or 
short-time compensation in the case of a State described in subsection 
(b)(1)(B)) which will be payable during the period of the agreement 
(determined disregarding any Federal Pandemic Unemployment Compensation 
or Federal Pandemic Short-Time Compensation) will be less than the 
maximum benefit entitlement and the average weekly benefit amount of 
regular compensation (or short-time compensation) which would otherwise 
have been payable during such period under the State law, as in effect 
on January 1, 2020.
    (d) Payments to States.--
            (1) In general.--
                    (A) Full reimbursement.--There shall be paid to 
                each State which has entered into an agreement under 
                this section an amount equal to 100 percent of--
                            (i) the total amount of Federal Pandemic 
                        Unemployment Compensation paid to individuals 
                        by the State pursuant to such agreement;
                            (ii) the total amount of Federal Pandemic 
                        Short-Time Compensation paid to individuals by 
                        the State pursuant to such agreement; and
                            (iii) any additional administrative 
                        expenses incurred by the State by reason of 
                        such agreement (as determined by the 
                        Secretary).
                    (B) Terms of payments.--Sums payable to any State 
                by reason of such State's having an agreement under 
                this section shall be payable, either in advance or by 
                way of reimbursement (as determined by the Secretary), 
                in such amounts as the Secretary estimates the State 
                will be entitled to receive under this section for each 
                calendar month, reduced or increased, as the case may 
                be, by any amount by which the Secretary finds that his 
                estimates for any prior calendar month were greater or 
                less than the amounts which should have been paid to 
                the State. Such estimates may be made on the basis of 
                such statistical, sampling, or other method as may be 
                agreed upon by the Secretary and the State agency of 
                the State involved.
            (2) Certifications.--The Secretary shall from time to time 
        certify to the Secretary of the Treasury for payment to each 
        State the sums payable to such State under this section.
            (3) Appropriation.--There are appropriated from the general 
        fund of the Treasury, without fiscal year limitation, such sums 
        as may be necessary for purposes of this subsection.
    (e) Applicability.--
            (1) In general.--An agreement entered into under this 
        section shall apply to weeks of unemployment--
                    (A) beginning on or after March 13, 2020; and
                    (B) ending on or before January 1, 2021.
            (2) Transition rule for individuals remaining entitled to 
        regular compensation as of june 30, 2021.--In the case of any 
        individual who, as of the date specified in paragraph (1)(B), 
        has not yet exhausted all rights to regular compensation under 
        the State law of a State with respect to a benefit year that 
        began before such date (or short-time compensation in the case 
        of a State described in subsection (b)(1)(B)), Federal Pandemic 
        Unemployment Compensation or Federal Pandemic Short-Time 
        Compensation (as the case may be) shall continue to be payable 
        to such individual for any week beginning on or after such date 
        for which the individual is otherwise eligible for regular 
        compensation (or short-time compensation) with respect to such 
        benefit year.
            (3) Termination.--Notwithstanding any other provision of 
        this subsection, no Federal Pandemic Unemployment Compensation 
        or Federal Pandemic Short-Time Compensation shall be payable 
        for any week beginning after June 30, 2021.
    (f) Fraud and Overpayments.--
            (1) In general.--If an individual knowingly has made, or 
        caused to be made by another, a false statement or 
        representation of a material fact, or knowingly has failed, or 
        caused another to fail, to disclose a material fact, and as a 
        result of such false statement or representation or of such 
        nondisclosure such individual has received an amount of Federal 
        Pandemic Unemployment Compensation or Federal Pandemic Short-
        Time Compensation to which such individual was not entitled, 
        such individual--
                    (A) shall be ineligible for further Federal 
                Pandemic Unemployment Compensation or Federal Pandemic 
                Short-Time Compensation in accordance with the 
                provisions of the applicable State unemployment 
                compensation law relating to fraud in connection with a 
                claim for unemployment compensation; and
                    (B) shall be subject to prosecution under section 
                1001 of title 18, United States Code.
            (2) Repayment.--In the case of individuals who have 
        received amounts of Federal Pandemic Unemployment Compensation 
        or Federal Pandemic Short-Time Compensation to which they were 
        not entitled, the State shall require such individuals to repay 
        the amounts of such Federal Pandemic Unemployment Compensation 
        or Federal Pandemic Short-Time Compensation to the State 
        agency, except that the State agency may waive such repayment 
        if it determines that--
                    (A) the payment of such Federal Pandemic 
                Unemployment Compensation or Federal Pandemic Short-
                Time Compensation was without fault on the part of any 
                such individual; and
                    (B) such repayment would be contrary to equity and 
                good conscience.
            (3) Recovery by state agency.--
                    (A) In general.--The State agency may recover the 
                amount to be repaid, or any part thereof, by deductions 
                from any Federal Pandemic Unemployment Compensation or 
                Federal Pandemic Short-Time Compensation payable to 
                such individual or from any unemployment compensation 
                payable to such individual under any State or Federal 
                unemployment compensation law administered by the State 
                agency or under any other State or Federal law 
                administered by the State agency which provides for the 
                payment of any assistance or allowance with respect to 
                any week of unemployment, during the 3-year period 
                after the date such individuals received the payment of 
                the Federal Pandemic Unemployment Compensation or 
                Federal Pandemic Short-Time Compensation to which they 
                were not entitled, in accordance with the same 
                procedures as apply to the recovery of overpayments of 
                regular unemployment benefits paid by the State.
                    (B) Opportunity for hearing.--No repayment shall be 
                required, and no deduction shall be made, until a 
                determination has been made, notice thereof and an 
                opportunity for a fair hearing has been given to the 
                individual, and the determination has become final.
            (4) Review.--Any determination by a State agency under this 
        section shall be subject to review in the same manner and to 
        the same extent as determinations under the State unemployment 
        compensation law, and only in that manner and to that extent.
    (g) Application to Other Unemployment Benefits.--
            (1) In general.--Each agreement under this section shall 
        include provisions to provide that the purposes of the 
        preceding provisions of this section shall be applied with 
        respect to unemployment benefits described in subsection (i)(3) 
        to the same extent and in the same manner as if those benefits 
        were regular compensation.
            (2) Eligibility and termination rules.--Federal Pandemic 
        Unemployment Compensation--
                    (A) shall not be payable, pursuant to this 
                subsection, with respect to any unemployment benefits 
                described in subsection (i)(3) for any week beginning 
                on or after the date specified in subsection (e)(1)(B), 
                except in the case of an individual who was eligible to 
                receive Federal Pandemic Unemployment Compensation in 
                connection with any regular compensation or any 
                unemployment benefits described in subsection (i)(3) 
                for any period of unemployment ending before such date; 
                and
                    (B) shall in no event be payable for any week 
                beginning after the date specified in subsection 
                (e)(3).
    (h) Treatment of Federal Pandemic Unemployment Compensation and 
Federal Pandemic Short-Time Compensation Payments.--
            (1) Payment to be disregarded for purposes of all federal 
        and federally assisted programs.--A Federal Pandemic 
        Unemployment Compensation or Federal Pandemic Short-Time 
        Compensation payment shall not be regarded as income and shall 
        not be regarded as a resource for the month of receipt and the 
        following 9 months, for purposes of determining the eligibility 
        of the recipient (or the recipient's spouse or family) for 
        benefits or assistance, or the amount or extent of benefits or 
        assistance, under any Federal program or under any State or 
        local program financed in whole or in part with Federal funds.
    (i) Definitions.--For purposes of this section--
            (1) the terms ``compensation'', ``regular compensation'', 
        ``benefit year'', ``State'', ``State agency'', ``State law'', 
        and ``week'' have the respective meanings given such terms 
        under section 205 of the Federal-State Extended Unemployment 
        Compensation Act of 1970 (26 U.S.C. 3304 note);
            (2) the term ``maximum benefit entitlement'' means the 
        amount of regular compensation payable to an individual with 
        respect to the individual's benefit year; and
            (3) any reference to unemployment benefits described in 
        this paragraph shall be considered to refer to--
                    (A) extended compensation (as defined by section 
                205 of the Federal-State Extended Unemployment 
                Compensation Act of 1970); and
                    (B) unemployment compensation (as defined by 
                section 85(b) of the Internal Revenue Code of 1986) 
                provided under any program administered by a State 
                under an agreement with the Secretary.

SEC. 80102. TEMPORARY FINANCING OF SHORT-TIME COMPENSATION PAYMENTS IN 
              STATES WITH PROGRAMS IN LAW.

    (a) Payments to States.--
            (1) In general.--Subject to paragraph (3), there shall be 
        paid to a State an amount equal to 100 percent of the amount of 
        short-time compensation paid under a short-time compensation 
        program (as defined in section 3306(v) of the Internal Revenue 
        Code of 1986) under the provisions of the State law.
            (2) Terms of payments.--Payments made to a State under 
        paragraph (1) shall be payable by way of reimbursement in such 
        amounts as the Secretary estimates the State will be entitled 
        to receive under this section for each calendar month, reduced 
        or increased, as the case may be, by any amount by which the 
        Secretary finds that the Secretary's estimates for any prior 
        calendar month were greater or less than the amounts which 
        should have been paid to the State. Such estimates may be made 
        on the basis of such statistical, sampling, or other method as 
        may be agreed upon by the Secretary and the State agency of the 
        State involved.
            (3) Limitations on payments.--
                    (A) General payment limitations.--No payments shall 
                be made to a State under this section for short-time 
                compensation paid to an individual by the State during 
                a benefit year in excess of 26 times the amount of 
                regular compensation (including dependents' allowances) 
                under the State law payable to such individual for a 
                week of total unemployment.
                    (B) Employer limitations.--No payments shall be 
                made to a State under this section for benefits paid to 
                an individual by the State under a short-time 
                compensation program if such individual is employed by 
                the participating employer on a seasonal, temporary, or 
                intermittent basis.
    (b) Applicability.--Payments to a State under subsection (a) shall 
be available for weeks of unemployment--
            (1) beginning on or after March 13, 2020; and
            (2) ending on or before December 31, 2020.
    (c) New Programs.--Subject to paragraphs (1)(B) and (2) of 
subsection (b), if at any point after the date of the enactment of this 
Act the State enacts a State law providing for the payment of short-
time compensation under a short-time compensation program that meets 
the definition of such a program under section 3306(v) of the Internal 
Revenue Code of 1986, the State shall be eligible for payments under 
this section after the effective date of such enactment.
    (d) Funding and Certifications.--
            (1) Funding.--There are appropriated, out of moneys in the 
        Treasury not otherwise appropriated, such sums as may be 
        necessary for purposes of carrying out this section.
            (2) Certifications.--The Secretary shall from time to time 
        certify to the Secretary of the Treasury for payment to each 
        State the sums payable to such State under this section.
    (e) Definitions.--In this section:
            (1) Secretary.--The term ``Secretary'' means the Secretary 
        of Labor.
            (2) State; state agency; state law.--The terms ``State'', 
        ``State agency'', and ``State law'' have the meanings given 
        those terms in section 205 of the Federal-State Extended 
        Unemployment Compensation Act of 1970 (26 U.S.C. 3304 note).
    (f) Technical Correction to Definition.--Section 3306(v)(6) of the 
Internal Revenue Code of 1986 (26 U.S.C. 3306) is amended by striking 
``Workforce Investment Act of 1998'' and inserting ``Workforce 
Innovation and Opportunity Act''.

SEC. 80103. TEMPORARY FINANCING OF SHORT-TIME COMPENSATION AGREEMENTS.

    (a) Federal-State Agreements.--
            (1) In general.--Any State which desires to do so may enter 
        into, and participate in, an agreement under this section with 
        the Secretary provided that such State's law does not provide 
        for the payment of short-time compensation under a short-time 
        compensation program (as defined in section 3306(v) of the 
        Internal Revenue Code of 1986).
            (2) Ability to terminate.--Any State which is a party to an 
        agreement under this section may, upon providing 30 days' 
        written notice to the Secretary, terminate such agreement.
    (b) Provisions of Federal-State Agreement.--
            (1) In general.--Any agreement under this section shall 
        provide that the State agency of the State will make payments 
        of short-time compensation under a plan approved by the State. 
        Such plan shall provide that payments are made in accordance 
        with the requirements under section 3306(v) of the Internal 
        Revenue Code of 1986.
            (2) Limitations on plans.--
                    (A) General payment limitations.--A short-time 
                compensation plan approved by a State shall not permit 
                the payment of short-time compensation to an individual 
                by the State during a benefit year in excess of 26 
                times the amount of regular compensation (including 
                dependents' allowances) under the State law payable to 
                such individual for a week of total unemployment.
                    (B) Employer limitations.--A short-time 
                compensation plan approved by a State shall not provide 
                payments to an individual if such individual is 
                employed by the participating employer on a seasonal, 
                temporary, or intermittent basis.
            (3) Employer payment of costs.--Any short-time compensation 
        plan entered into by an employer must provide that the employer 
        will pay the State an amount equal to one-half of the amount of 
        short-time compensation paid under such plan. Such amount shall 
        be deposited in the State's unemployment fund and shall not be 
        used for purposes of calculating an employer's contribution 
        rate under section 3303(a)(1) of the Internal Revenue Code of 
        1986.
    (c) Payments to States.--
            (1) In general.--There shall be paid to each State with an 
        agreement under this section an amount equal to--
                    (A) one-half of the amount of short-time 
                compensation paid to individuals by the State pursuant 
                to such agreement; and
                    (B) any additional administrative expenses incurred 
                by the State by reason of such agreement (as determined 
                by the Secretary).
            (2) Terms of payments.--Payments made to a State under 
        paragraph (1) shall be payable by way of reimbursement in such 
        amounts as the Secretary estimates the State will be entitled 
        to receive under this section for each calendar month, reduced 
        or increased, as the case may be, by any amount by which the 
        Secretary finds that the Secretary's estimates for any prior 
        calendar month were greater or less than the amounts which 
        should have been paid to the State. Such estimates may be made 
        on the basis of such statistical, sampling, or other method as 
        may be agreed upon by the Secretary and the State agency of the 
        State involved.
            (3) Funding.--There are appropriated, out of moneys in the 
        Treasury not otherwise appropriated, such sums as may be 
        necessary for purposes of carrying out this section.
            (4) Certifications.--The Secretary shall from time to time 
        certify to the Secretary of the Treasury for payment to each 
        State the sums payable to such State under this section.
    (d) Applicability.--An agreement entered into under this section 
shall apply to weeks of unemployment--
            (1) beginning on or after March 13, 2020; and
            (2) ending on or before December 31, 2020.
    (e) Special Rule.--If a State has entered into an agreement under 
this section and subsequently enacts a State law providing for the 
payment of short-time compensation under a short-time compensation 
program that meets the definition of such a program under section 
3306(v) of the Internal Revenue Code of 1986, the State--
            (1) shall not be eligible for payments under this section 
        for weeks of unemployment beginning after the effective date of 
        such State law; and
            (2) subject to paragraphs (1)(B) and (2) of section 2(b), 
        shall be eligible to receive payments under section 2 after the 
        effective date of such State law.
    (f) Definitions.--In this section:
            (1) Secretary.--The term ``Secretary'' means the Secretary 
        of Labor.
            (2) State; state agency; state law.--The terms ``State'', 
        ``State agency'', and ``State law'' have the meanings given 
        those terms in section 205 of the Federal-State Extended 
        Unemployment Compensation Act of 1970 (26 U.S.C. 3304 note).

SEC. 80104. EMERGENCY FLEXIBILITY FOR SHORT-TIME COMPENSATION.

    Notwithstanding any other law, if a State modifies its unemployment 
compensation law and policies with respect to availability for work and 
work search test requirements for short-time compensation on an 
emergency temporary basis as needed to respond to the spread of COVID-
19, such modifications shall be disregarded for the purposes of 
applying section 303 of the Social Security Act and section 3306(v)(5) 
of the Internal Revenue Code of 1986 to such State law.

SEC. 80105. GRANTS FOR SHORT-TIME COMPENSATION PROGRAMS.

    (a) Grants.--
            (1) For implementation or improved administration.--The 
        Secretary shall award grants to States that enact short-time 
        compensation programs (as defined in subsection (i)(2)) for the 
        purpose of implementation or improved administration of such 
        programs.
            (2) For promotion and enrollment.--The Secretary shall 
        award grants to States that are eligible and submit plans for a 
        grant under paragraph (1) for such States to promote and enroll 
        employers in short-time compensation programs (as so defined).
            (3) Eligibility.--
                    (A) In general.--The Secretary shall determine 
                eligibility criteria for the grants under paragraphs 
                (1) and (2).
                    (B) Clarification.--A State administering a short-
                time compensation program that does not meet the 
                definition of a short-time compensation program under 
                section 3306(v) of the Internal Revenue Code of 1986, 
                and a State with an agreement under section 3, shall 
                not be eligible to receive a grant under this section 
                until such time as the State law of the State provides 
                for payments under a short-time compensation program 
                that meets such definition and such law.
    (b) Amount of Grants.--
            (1) In general.--The maximum amount available for making 
        grants to a State under paragraphs (1) and (2) shall be equal 
        to the amount obtained by multiplying $100,000,000 (less the 
        amount used by the Secretary under subsection (e)) by the same 
        ratio as would apply under subsection (a)(2)(B) of section 903 
        of the Social Security Act (42 U.S.C. 1103) for purposes of 
        determining such State's share of any excess amount (as 
        described in subsection (a)(1) of such section) that would have 
        been subject to transfer to State accounts, as of October 1, 
        2019, under the provisions of subsection (a) of such section.
            (2) Amount available for different grants.--Of the maximum 
        incentive payment determined under paragraph (1) with respect 
        to a State--
                    (A) one-third shall be available for a grant under 
                subsection (a)(1); and
                    (B) two-thirds shall be available for a grant under 
                subsection (a)(2).
    (c) Grant Application and Disbursal.--
            (1) Application.--Any State seeking a grant under paragraph 
        (1) or (2) of subsection (a) shall submit an application to the 
        Secretary at such time, in such manner, and complete with such 
        information as the Secretary may require. In no case may the 
        Secretary award a grant under this section with respect to an 
        application that is submitted after December 31, 2020.
            (2) Notice.--The Secretary shall, within 30 days after 
        receiving a complete application, notify the State agency of 
        the State of the Secretary's findings with respect to the 
        requirements for a grant under paragraph (1) or (2) (or both) 
        of subsection (a).
            (3) Certification.--If the Secretary finds that the State 
        law provisions meet the requirements for a grant under 
        subsection (a), the Secretary shall thereupon make a 
        certification to that effect to the Secretary of the Treasury, 
        together with a certification as to the amount of the grant 
        payment to be transferred to the State account in the 
        Unemployment Trust Fund (as established in section 904(a) of 
        the Social Security Act (42 U.S.C. 1104(a))) pursuant to that 
        finding. The Secretary of the Treasury shall make the 
        appropriate transfer to the State account within 7 days after 
        receiving such certification.
            (4) Requirement.--No certification of compliance with the 
        requirements for a grant under paragraph (1) or (2) of 
        subsection (a) may be made with respect to any State whose--
                    (A) State law is not otherwise eligible for 
                certification under section 303 of the Social Security 
                Act (42 U.S.C. 503) or approvable under section 3304 of 
                the Internal Revenue Code of 1986; or
                    (B) short-time compensation program is subject to 
                discontinuation or is not scheduled to take effect 
                within 12 months of the certification.
    (d) Use of Funds.--The amount of any grant awarded under this 
section shall be used for the implementation of short-time compensation 
programs and the overall administration of such programs and the 
promotion and enrollment efforts associated with such programs, such as 
through--
            (1) the creation or support of rapid response teams to 
        advise employers about alternatives to layoffs;
            (2) the provision of education or assistance to employers 
        to enable them to assess the feasibility of participating in 
        short-time compensation programs; and
            (3) the development or enhancement of systems to automate--
                    (A) the submission and approval of plans; and
                    (B) the filing and approval of new and on-going 
                short-time compensation claims.
    (e) Administration.--The Secretary is authorized to use 0.25 
percent of the funds available under subsection (g) to provide for 
outreach and to share best practices with respect to this section and 
short-time compensation programs.
    (f) Recoupment.--The Secretary shall establish a process under 
which the Secretary shall recoup the amount of any grant awarded under 
paragraph (1) or (2) of subsection (a) if the Secretary determines 
that, during the 5-year period beginning on the first date that any 
such grant is awarded to the State, the State--
            (1) terminated the State's short-time compensation program; 
        or
            (2) failed to meet appropriate requirements with respect to 
        such program (as established by the Secretary).
    (g) Funding.--There are appropriated for fiscal year 2020, out of 
moneys in the Treasury not otherwise appropriated, to the Secretary, 
$100,000,000 to carry out this section, to remain available until 
December 31, 2020.
    (h) Reporting.--The Secretary may establish reporting requirements 
for States receiving a grant under this section in order to provide 
oversight of grant funds.
    (i) Definitions.--In this section:
            (1) Secretary.--The term ``Secretary'' means the Secretary 
        of Labor.
            (2) Short-time compensation program.--The term ``short-time 
        compensation program'' has the meaning given such term in 
        section 3306(v) of the Internal Revenue Code of 1986.
            (3) State; state agency; state law.--The terms ``State'', 
        ``State agency'', and ``State law'' have the meanings given 
        those terms in section 205 of the Federal-State Extended 
        Unemployment Compensation Act of 1970 (26 U.S.C. 3304 note).

SEC. 80106. EMERGENCY EXTENDED BENEFIT PERIOD FOR 2020.

    (a) In General.--For purposes of section 203 of the Federal-State 
Extended Unemployment Compensation Act of 1970 (26 U.S.C. 3304 note), 
and notwithstanding any other provision of such section, an emergency 
extended benefit period shall be deemed to occur with respect to each 
State as follows:
            (1) in the case of a State with respect to which an 
        extended benefit period is not in effect (without regard to 
        this section) for the 1st week beginning after the date of 
        enactment of this Act, an emergency extended benefit period is 
        deemed to begin with such week with respect to such State; and
            (2) in the case of a State with respect to which an 
        extended benefit period is otherwise in effect (without regard 
        to this section) for such week, an emergency extended benefit 
        period is deemed to begin with the week following the last week 
        of such extended benefit period.
    (b) Special Rule With Respect to Certain States.--In the case of a 
State described in subsection (a)(1) with respect to which an extended 
benefit period would (but for this section) begin during an emergency 
extended benefit period, such extended benefit period shall begin with 
the week following the last week of such emergency extended benefit 
period.
    (c) Additional Funding for Extended Compensation Accounts.--In the 
case of a State described in (a)(2) or (b), section 202(b)(1) the 
Federal-State Extended Unemployment Compensation Act of 1970 (26 U.S.C. 
3304 note) shall be applied for weeks during an emergency extended 
benefit period by substituting for each of ``50'', ``thirteen'', and 
``thirty-nine'' such higher number as the State determines is necessary 
to account for such emergency extended benefit period.
    (d) Treatment of Emergency Extended Benefit Period Under FSEUCA.--
The provisions of the Federal-State Extended Unemployment Compensation 
Act of 1970 (26 U.S.C. 3304 note) shall apply to a State with respect 
to which an emergency extended benefit period is in effect in the same 
manner as such provisions apply to a State with respect to which an 
extended benefit period is in effect.

      TITLE II--EXPANDED ELIGIBILITY FOR UNEMPLOYMENT COMPENSATION

SEC. 80201. PANDEMIC SELF-EMPLOYMENT AND JOB ENTRANT COMPENSATION.

    (a) Federal-State Agreements.--Any State which desires to do so may 
enter into and participate in an agreement under this section with the 
Secretary of Labor (hereinafter in this section referred to as the 
``Secretary''). Any State which is a party to an agreement under this 
section may, upon providing 30 days' written notice to the Secretary, 
terminate such agreement.
    (b) Provisions of Agreement.--
            (1) Pandemic self-employment and job entrant 
        compensation.--Any agreement under subsection (a) shall provide 
        that the State agency of the State will make payments on a 
        weekly basis (in this section referred to as ``Pandemic Self-
        Employment and Job Entrant Compensation'') to unemployed 
        individuals who--
                    (A) have no rights to regular compensation with 
                respect to a week under the State law or any other 
                State unemployment compensation law or to compensation 
                under any other Federal law;
                    (B) are not receiving any State or private paid 
                leave (as defined in subsection (g)) with respect to 
                such week; and
                    (C) attest that--
                            (i) the individual is not able or available 
                        to work due to COVID-19 with respect to such 
                        week (as determined under paragraph (4)); and
                            (ii) but for COVID-19 (as determined under 
                        paragraph (4)), the individual would be able 
                        and available to work during such week.
            (2) Amount of pandemic self-employment and job entrant 
        compensation.--
                    (A) In general.--Except as provided in subparagraph 
                (B), the amount of Pandemic Self-Employment and Job 
                Entrant Compensation payable to an individual for a 
                week under an agreement under subsection (a) shall be 
                $300.
                    (B) Higher payment for certain individuals.--
                Notwithstanding subparagraph (A), the amount of 
                Pandemic Self-Employment and Job Entrant Compensation 
                payable to an individual for a week under an agreement 
                under subsection (a) shall be an amount equal to the 
                sum of $600 plus \1/4\ of the average weekly benefit 
                amount of regular compensation paid to eligible 
                individuals in the State as of January 1, 2020, but 
                only in the case of an individual who attests (and 
                furnishes such supporting documentation as the State 
                agency may request) that--
                            (i) the individual had net earnings from 
                        self-employment (as defined in section 1402(a) 
                        of the Internal Revenue Code of 1986) of not 
                        less than $2,500 during the 6-month period 
                        ending on the date of enactment of this Act; or
                            (ii) the individual had a contract or other 
                        offer of employment suspended or rescinded due 
                        to COVID-19.
            (3) Duration of benefit payments.--An individual who 
        becomes entitled to Pandemic Self-Employment and Job Entrant 
        Compensation paid by a State under an agreement under 
        subsection (a) shall receive such benefit for not more than 26 
        weeks.
            (4) Not able or available to work due to covid-19.--For 
        purposes of this subsection, an individual shall be considered 
        to be not able or available to work due to COVID-19 with 
        respect to a week during any part of which the individual is 
        not able or available to work because--
                    (A) the individual has a current diagnosis of 
                COVID-19;
                    (B) the individual is under quarantine (including 
                self-imposed quarantine), at the instruction of a 
                health care provider, employer, or a local, State, or 
                Federal official, in order to prevent the spread of 
                COVID-19;
                    (C) the individual is unable to engage in self-
                employment (in the case of an individual described in 
                paragraph (2)(B)(i)) or seek suitable employment 
                because of closings or restrictions on movement related 
                to COVID-19;
                    (D) the individual is engaged in caregiving 
                (without compensation) for an individual who has a 
                current diagnosis of COVID-19 or is under quarantine as 
                described in subparagraph (B)); or
                    (E) the individual is engaged in caregiving 
                (without compensation), because of the COVID-19-related 
                closing of a school or other care facility or care 
                program, for a child or other individual unable to 
                provide self-care.
            (5) Coordination with certain tax credits.--Notwithstanding 
        paragraph (1), no individual may become entitled to Pandemic 
        Self-Employment and Job Entrant Compensation under an agreement 
        under subsection (a) unless the individual makes an irrevocable 
        election (at such time and in such manner as the Secretary of 
        the Treasury may provide) to have sections 7002 and 7004 of the 
        Families First Coronavirus Response Act not apply with respect 
        to such individual. An individual who makes such an election 
        shall not be treated as an individual to whom a credit is 
        allowable under such sections.
    (c) Payments to States.--
            (1) In general.--
                    (A) Full reimbursement.--There shall be paid to 
                each State which has entered into an agreement under 
                this section an amount equal to 100 percent of--
                            (i) the total amount of Pandemic Self-
                        Employment and Job Entrant Compensation paid to 
                        individuals by the State pursuant to such 
                        agreement; and
                            (ii) any additional administrative expenses 
                        incurred by the State by reason of such 
                        agreement (as determined by the Secretary).
                    (B) Terms of payments.--Sums payable to any State 
                by reason of such State's having an agreement under 
                this section shall be payable, either in advance or by 
                way of reimbursement (as determined by the Secretary), 
                in such amounts as the Secretary estimates the State 
                will be entitled to receive under this section for each 
                calendar month, reduced or increased, as the case may 
                be, by any amount by which the Secretary finds that his 
                estimates for any prior calendar month were greater or 
                less than the amounts which should have been paid to 
                the State. Such estimates may be made on the basis of 
                such statistical, sampling, or other method as may be 
                agreed upon by the Secretary and the State agency of 
                the State involved.
            (2) Funding.--
                    (A) In general.--Funds in the extended unemployment 
                compensation account (as established by section 905(a) 
                of the Social Security Act (42 U.S.C. 1105(a)) of the 
                Unemployment Trust Fund (as established by section 
                904(a) of such Act (42 U.S.C. 1104(a)) shall be used to 
                make payments to States pursuant to paragraph (1).
                    (B) Transfer of funds.--Notwithstanding any other 
                provision of law, the Secretary of the Treasury shall 
                transfer from the general fund of the Treasury (from 
                funds not otherwise appropriated) to the extended 
                unemployment compensation account such sums as the 
                Secretary of Labor estimates to be necessary to make 
                payments described in subparagraph (A). There are 
                appropriated from the general fund of the Treasury, 
                without fiscal year limitation, the sums referred to in 
                the preceding sentence and such sums shall not be 
                required to be repaid.
            (3) Certifications.--The Secretary shall from time to time 
        certify to the Secretary of the Treasury for payment to each 
        State the sums payable to such State under this section.
    (d) Applicability.--
            (1) In general.--An agreement entered into under this 
        section shall apply with respect to weeks--
                    (A) beginning on or after March 13, 2020; and
                    (B) ending on or before January 1, 2021.
            (2) Transition rule for individuals remaining entitled to 
        pandemic self-employment and job entrant compensation as of 
        january 1, 2021.--In the case of any individual who, as of the 
        date specified in paragraph (1)(B), has not yet exhausted all 
        rights to Pandemic Self-Employment and Job Entrant Compensation 
        under the agreement under subsection (a), Pandemic Self-
        Employment and Job Entrant Compensation shall continue to be 
        payable to such individual for any week beginning on or after 
        such date for which the individual is otherwise eligible for 
        such Pandemic Self-Employment and Job Entrant Compensation.
            (3) Termination.--Notwithstanding any other provision of 
        this subsection, no Pandemic Self-Employment and Job Entrant 
        Compensation shall be payable for any week beginning after June 
        30, 2021.
    (e) Fraud and Overpayments.--
            (1) In general.--If an individual knowingly has made, or 
        caused to be made by another, a false statement or 
        representation of a material fact, or knowingly has failed, or 
        caused another to fail, to disclose a material fact, and as a 
        result of such false statement or representation or of such 
        nondisclosure such individual has received an amount of 
        Pandemic Self-Employment and Job Entrant Compensation to which 
        such individual was not entitled, such individual--
                    (A) shall be ineligible for further Pandemic Self-
                Employment and Job Entrant Compensation in accordance 
                with the provisions of the applicable State 
                unemployment compensation law relating to fraud in 
                connection with a claim for unemployment compensation; 
                and
                    (B) shall be subject to prosecution under section 
                1001 of title 18, United States Code.
            (2) Repayment.--In the case of individuals who have 
        received amounts of Pandemic Self-Employment and Job Entrant 
        Compensation to which they were not entitled, the State shall 
        require such individuals to repay the amounts of such Pandemic 
        Self-Employment and Job Entrant Compensation to the State 
        agency, except that the State agency may waive such repayment 
        if it determines that--
                    (A) the payment of such Pandemic Self-Employment 
                and Job Entrant Compensation was without fault on the 
                part of any such individual; and
                    (B) such repayment would be contrary to equity and 
                good conscience.
            (3) Recovery by state agency.--
                    (A) In general.--The State agency may recover the 
                amount to be repaid, or any part thereof, by deductions 
                from any Pandemic Self-Employment and Job Entrant 
                Compensation payable to such individual or from any 
                unemployment compensation payable to such individual 
                under any State or Federal unemployment compensation 
                law administered by the State agency or under any other 
                State or Federal law administered by the State agency 
                which provides for the payment of any assistance or 
                allowance with respect to any week of unemployment, 
                during the 3-year period after the date such 
                individuals received the payment of the Pandemic Self-
                Employment and Job Entrant Compensation to which they 
                were not entitled, in accordance with the same 
                procedures as apply to the recovery of overpayments of 
                regular unemployment benefits paid by the State.
                    (B) Opportunity for hearing.--No repayment shall be 
                required, and no deduction shall be made, until a 
                determination has been made, notice thereof and an 
                opportunity for a fair hearing has been given to the 
                individual, and the determination has become final.
            (4) Review.--Any determination by a State agency under this 
        section shall be subject to review in the same manner and to 
        the same extent as determinations under the State unemployment 
        compensation law, and only in that manner and to that extent.
            (5) Deposit in state unemployment fund.--Any amount 
        recovered by a State agency pursuant to this subsection shall 
        be deposited in the account of such State in the Unemployment 
        Trust Fund.
    (f) Treatment of Pandemic Self-Employment and Job Entrant 
Compensation Payments.--
            (1) Payment to be disregarded for purposes of all federal 
        and federally assisted programs.--A Pandemic Self-Employment 
        and Job Entrant Compensation payment shall not be regarded as 
        income and shall not be regarded as a resource for the month of 
        receipt and the following 9 months, for purposes of determining 
        the eligibility of the recipient (or the recipient's spouse or 
        family) for benefits or assistance, or the amount or extent of 
        benefits or assistance, under any Federal program or under any 
        State or local program financed in whole or in part with 
        Federal funds.
            (2) Payment not considered income for purposes of 
        taxation.--A Pandemic Self-Employment and Job Entrant 
        Compensation payment shall not be considered as gross income 
        for purposes of the Internal Revenue Code of 1986.
    (g) Definitions.--For purposes of this section--
            (1) the terms ``compensation'' (except as such term is used 
        in subsection (b)(4)), ``regular compensation'', ``State'', 
        ``State agency'', and ``State law'' have the respective 
        meanings given such terms under section 205 of the Federal-
        State Extended Unemployment Compensation Act of 1970 (26 U.S.C. 
        3304 note); and
            (2) the term ``State or private paid leave'' means a 
        benefit which provides full or partial wage replacement to 
        employees on the basis of specifically defined qualifying 
        events described in section 102 of the Family and Medical Leave 
        Act of 1993 or defined by a written employer policy or State 
        law and which ends either when the qualifying event is no 
        longer applicable or a set period of benefits is exhausted.

       TITLE III--RELIEF FOR GOVERNMENTAL AND NONPROFIT ENTITIES

SEC. 80301. EMERGENCY UNEMPLOYMENT RELIEF FOR GOVERNMENTAL ENTITIES AND 
              NONPROFIT ORGANIZATIONS.

    (a) Flexibility in Paying Reimbursement.--The Secretary of Labor 
may issue clarifying guidance to allow States to interpret their State 
unemployment compensation laws in a manner that would provide maximum 
flexibility to reimbursing employers as it relates to timely payment 
and assessment of penalties and interest pursuant to such State laws.
    (b) Federal Funding.--Section 903 of the Social Security Act (42 
U.S.C. 1103) is amended by adding at the end the following:

   ``Transfers for Federal Reimbursement of State Unemployment Funds

    ``(j)(1)(A) In addition to any other amounts, the Secretary of 
Labor shall provide for the transfer of funds during the applicable 
period to the accounts of the States in the Unemployment Trust Fund, by 
transfer from amounts reserved for that purpose in the Federal 
unemployment account, in accordance with the succeeding provisions of 
this subsection.
    ``(B) The amount of funds transferred to the account of a State 
under subparagraph (A) during the applicable period shall, as 
determined by the Secretary of Labor, be equal to one half of the 
amounts of compensation (as defined in section 3306(h) of the Internal 
Revenue Code of 1986) attributable under the State law to service to 
which section 3309(a)(1) of such Code applies that were paid by the 
State for weeks of unemployment beginning and ending during such 
period. Such transfers shall be made at such times as the Secretary of 
Labor considers appropriate.
    ``(C) Notwithstanding any other law, funds transferred to the 
account of a State under subparagraph (A) shall be used exclusively to 
reimburse governmental entities and other organizations described in 
section 3309(a)(2) of such Code for amounts paid (in lieu of 
contributions) into the State unemployment fund pursuant to such 
section.
    ``(D) For purposes of this paragraph, the term `applicable period' 
means the period beginning on March 13, 2020, and ending on December 
31, 2020.
    ``(2)(A) Notwithstanding any other provision of law, the Secretary 
of the Treasury shall transfer from the general fund of the Treasury 
(from funds not otherwise appropriated) to the employment security 
administration account (as established by section 901 of the Social 
Security Act) such sums as the Secretary of Labor estimates to be 
necessary for purposes of making the transfers described in paragraph 
(1).
    ``(B) There are appropriated from the general fund of the Treasury, 
without fiscal year limitation, the sums referred to in subparagraph 
(A) and such sums shall not be required to be repaid.''.
    (c) Operating Instructions or Other Guidance.--The Secretary of 
Labor may issue any operating instructions or other guidance necessary 
to carry out the amendments made by this section.

            TITLE IV--EMERGENCY ASSISTANCE FOR RAIL WORKERS

SEC. 80401. WAIVER OF THE 7-DAY WAITING PERIOD FOR BENEFITS UNDER THE 
              RAILROAD UNEMPLOYMENT INSURANCE ACT.

    (a) No Waiting Week.--With respect to any registration period 
beginning after the date of enactment of this Act and ending on or 
before December 31, 2020, subparagraphs (A)(ii) and (B)(ii) of section 
2(a)(1) of the Railroad Unemployment Insurance Act (45 U.S.C. 
352(a)(1)) shall not apply.
    (b) Regulations.--The Railroad Retirement Board may prescribe any 
operating instructions or regulations necessary to carry out this 
section.
    (c) Appropriations.--Out of any funds in the Treasury not otherwise 
appropriated, there are appropriated $50,000,000 to cover the costs of 
additional benefits payable due to the application of subsection (a). 
Upon the exhaustion of the funds appropriated under this subsection, 
subsection (a) shall no longer apply with respect to any registration 
period beginning after the date of exhaustion of funds.
    (d) Definitions.--For purposes of this section, ``registration 
period'' has the meaning given such term under section 1 of the 
Railroad Unemployment Insurance Act.

SEC. 80402. ENHANCED BENEFITS UNDER THE RAILROAD UNEMPLOYMENT INSURANCE 
              ACT.

    Section 2(a) of the Railroad Unemployment Insurance Act (45 U.S.C. 
Sec.  352(a)) is amended by adding at the end the following:
    ``(5)(A) Notwithstanding paragraph (3), subsection (c)(1)(B), and 
any other limitation on total benefits in this Act, for registration 
periods beginning on or after April 1, 2020, but on or before December 
31, 2020, a recovery benefit in the amount of $1,200 shall be payable 
to a qualified employee with respect to any registration period in 
which the employee received unemployment benefits under paragraph 
(1)(A), and in any registration period in which the employee did not 
receive unemployment benefits due to the limitation in subsection 
(c)(1)(B) or due to reaching the maximum number of days of benefits in 
the benefit year beginning July 1, 2019, under subsection (c)(1)(A), 
and throughout any continuing period of unemployment beginning on or 
before December 31, 2020, except that no benefit under this section 
shall be payable after June 30, 2021. No recovery benefits shall be 
payable under this section upon the exhaustion of the funds 
appropriated under subparagraph (B) for payment of benefits under this 
subparagraph.
    ``(B) Out of any funds in the Treasury not otherwise appropriated, 
there are appropriated $950,000,000 to cover the cost of recovery 
benefits provided under subparagraph (A), to remain available until 
expended.
    ``(C) A recovery benefit payable under subparagraph (A) shall not 
be regarded as income and shall not be regarded as a resource for the 
month of receipt and the following 9 months, for purposes of 
determining the eligibility of the recipient (or the recipient's spouse 
or family) for benefits or assistance, or the amount or extent of 
benefits or assistance, under any Federal program or under any State or 
local program financed in whole or in part with Federal funds.''.

SEC. 80403. EXTENDED UNEMPLOYMENT BENEFITS UNDER THE RAILROAD 
              UNEMPLOYMENT INSURANCE ACT.

    (a) Extension.--Section 2(c)(2)(D)(iii) of the Railroad 
Unemployment Insurance Act (45 U.S.C. 352(c)(2)(D)(iii)) is amended--
            (1) by striking ``July 1, 2008'' and inserting ``July 15, 
        2019'';
            (2) by striking ``June 30, 2013'' and inserting ``June 30, 
        2020''; and
            (3) by striking ``December 31, 2013'' and inserting 
        ``December 31, 2020''.
    (b) Clarification on Authority to Use Funds.--Funds appropriated 
under either the first or second sentence of clause (iv) of section 
2(c)(2)(D) of the Railroad Unemployment Insurance Act shall be 
available to cover the cost of additional extended unemployment 
benefits provided under such section 2(c)(2)(D) by reason of the 
amendments made by subsection (a) as well as to cover the cost of such 
benefits provided under such section 2(c)(2)(D) as in effect on the day 
before the date of enactment of this Act.

SEC. 80404. TREATMENT OF PAYMENTS FROM THE RAILROAD UNEMPLOYMENT 
              INSURANCE ACCOUNT.

    (a) In General.--Section 256(i)(1) of the Balanced Budget and 
Emergency Deficit Control Act of 1985 (2 U.S.C. 906(i)(1)) is amended--
            (1) in subparagraph (B), by striking ``and'' at the end;
            (2) in subparagraph (C), by inserting ``and'' at the end; 
        and
            (3) by inserting after subparagraph (C) the following new 
        subparagraph:
            ``(D) any payment made from the Railroad Unemployment 
        Insurance Account (established by section 10 of the Railroad 
        Unemployment Insurance Act) for the purpose of carrying out the 
        Railroad Unemployment Insurance Act, and funds appropriated or 
        transferred to or otherwise deposited in such Account,''.
    (b) Effective Date.--The treatment of payments made from the 
Railroad Unemployment Insurance Account pursuant to the amendment made 
by subsection (a) shall take effect 7 days after the date of enactment 
of this Act and shall apply only to obligations incurred on or after 
such effective date for such payments.

                     DIVISION I--FINANCIAL SERVICES

SEC. 1. SHORT TITLE; TABLE OF CONTENTS.

    (a) Short Title.--This division may be cited as the ``Financial 
Protections and Assistance for America's Consumers, States, Businesses, 
and Vulnerable Populations Act''.
    (b) Table of Contents.--The table of contents for this division is 
as follows:

Sec. 1. Short title; table of contents.
Sec. 2. References to this division.
Sec. 3. Severability.
     TITLE I--PROTECTING CONSUMERS, RENTERS, HOMEOWNERS AND PEOPLE 
                       EXPERIENCING HOMELESSNESS

Sec. 101. Suspension of requirements regarding tenant contribution 
                            toward rent.
Sec. 102. Temporary moratorium on eviction filings.
Sec. 103. Suspension of other consumer loan payments.
Sec. 104. Emergency rental assistance.
Sec. 105. Emergency homeless assistance.
Sec. 106. Participation of Indian Tribes and tribally designated 
                            housing entities in Continuum of Care 
                            Program.
Sec. 107. Housing Assistance Fund.
Sec. 108. Mortgage forbearance.
Sec. 109. Bankruptcy protections.
Sec. 110. Debt collection.
Sec. 111. Disaster Protection for Workers' Credit.
Sec. 112. Student loans.
Sec. 113. Waiver of in-person appraisal requirements.
Sec. 114. Supplemental funding for community development block grants.
Sec. 115. COVID-19 Emergency Housing Relief.
Sec. 116. Supplemental funding for service coordinators to assist 
                            elderly households.
Sec. 117. Fair housing.
Sec. 118. HUD counseling program authorization.
Sec. 119. Defense Production Act of 1950.
     TITLE II--ASSISTING SMALL BUSINESSES AND COMMUNITY FINANCIAL 
                              INSTITUTIONS

Sec. 201. Small Business Credit Facility.
Sec. 202. Small Business Financial Assistance Program.
Sec. 203. Loan and Obligation Payment Relief for Affected Small 
                            Businesses and Non-Profits.
Sec. 204. Reauthorization of the State Small Business Credit Initiative 
                            Act of 2010.
Sec. 205. Funding of the Initiative to Build Growth Equity Funds for 
                            Minority Businesses.
Sec. 206. Community Development Financial Institutions Fund 
                            supplemental appropriation authorization.
Sec. 207. Minority depository institution.
Sec. 208. Loans to MDIs and CDFIs.
Sec. 209. Insurance of transaction accounts.
     TITLE III--SUPPORTING STATE, TERRITORY, AND LOCAL GOVERNMENTS

Sec. 301. Muni Facility.
Sec. 302. Temporary waiver and reprogramming authority.
    TITLE IV--PROMOTING FINANCIAL STABILITY AND TRANSPARENT MARKETS

Sec. 401. Temporary halt to rulemakings unrelated to COVID-19.
Sec. 402. Temporary ban on stock buybacks.
Sec. 403. Disclosures related to supply chain disruption risk.
Sec. 404. Disclosures related to global pandemic risk.
Sec. 405. Oversight of Federal aid related to COVID-19.
Sec. 406. International financial institutions.
Sec. 407. Conditions on Federal aid to corporations.
Sec. 408. Authority for warrants and debt instruments.
Sec. 409. Authorization to participate in the New Arrangements to 
                            Borrow of the International Monetary Fund.
Sec. 410. [Reserved].
Sec. 411. [Reserved].
Sec. 412. International Finance Corporation.
Sec. 413. Oversight and Reports.
  TITLE V--PANDEMIC PLANNING AND GUIDANCE FOR CONSUMERS AND REGULATORS

Sec. 501. Financial Literacy Education Commission Emergency Response.
Sec. 502. Interagency Pandemic Guidance for Consumers.
Sec. 503. SEC Pandemic Guidance for Investors.
Sec. 504. Updates of the Pandemic Influenza Plan and National Planning 
                            Frameworks.

SEC. 2. REFERENCES TO THIS DIVISION.

    In this division, any reference to ``this Act'' shall be deemed a 
reference to this division.

SEC. 3. SEVERABILITY.

    If any provision of this Act or the application of such provision 
to any person or circumstance is held to be unconstitutional, the 
remainder of this Act, and the application of the provisions of this 
Act, to any person or circumstance shall not be affected thereby.

     TITLE I--PROTECTING CONSUMERS, RENTERS, HOMEOWNERS AND PEOPLE 
                       EXPERIENCING HOMELESSNESS

SEC. 101. SUSPENSION OF REQUIREMENTS REGARDING TENANT CONTRIBUTION 
              TOWARD RENT.

    (a) Suspension.--Notwithstanding any other provision of law, the 
obligation of each tenant household of a dwelling unit in assisted 
housing to pay any contribution toward rent for occupancy in such 
dwelling unit shall be suspended with respect to such occupancy during 
the period beginning on the date of the enactment of this Act and 
ending 6 months after the date of the termination by the Federal 
Emergency Management Agency of the emergency declared on March 13, 
2020, by the President under the Robert T. Stafford Disaster Relief and 
Emergency Assistance Act (42 U.S.C. 4121 et seq.) relating to the 
Coronavirus Disease 2019 (COVID-19) pandemic.
    (b) Federal Reimbursement Payments.--To the extent that amounts are 
made available pursuant to subsection (e) for reimbursements under this 
subsection, the Secretary of Housing and Urban Development or the 
Secretary of Agriculture, as appropriate, shall--
            (1) provide owners of assisted housing and public housing 
        agencies for any amounts in rent not received as a result of 
        subsection (a), plus the amount of any increases in costs of 
        administering and maintaining such housing to the extent only 
        that such increases result from the public health emergency 
        relating to Coronavirus Disease 2019 (COVID-19); and
            (2) in the case of public housing agencies providing 
        assistance under section 8(o) of the United States Housing Act 
        of 1937 (42 U.S.C. 1437f(o)), reimburse such agencies in an 
        amount sufficient to cover any increase in housing assistance 
        payments resulting from the suspension of tenant rent payments 
        pursuant to subsection (a), plus the amount of any increases in 
        the cost of administering such assistance to the extent only 
        that such increases result from the public health emergency 
        relating to Coronavirus Disease 2019 (COVID-19).
    (c) Prohibitions.--
            (1) On fines.--No tenant or tenant household may be charged 
        a fine or fee for nonpayment of rent in accordance with 
        subsection (a) and such nonpayment of rent shall not be grounds 
        for any termination of tenancy or eviction.
            (2) On debt.--No tenant or tenant household may be treated 
        as accruing any debt by reason of suspension of contribution of 
        rent under subsection (a).
            (3) On repayment.--held liable for repayment of any amount 
        of rent contribution suspended under subsection (a).
            (4) On credit scores.--The nonpayment of rent by a tenant 
        or tenant household shall not be reported to a consumer 
        reporting agency nor shall such nonpayment adversely affect a 
        tenant or member of a tenant household's credit score.
    (d) Assisted Housing.--For purposes of this section, the term 
``assisted housing'' means housing or a dwelling unit assisted under--
            (1) section 213, 220, 221(d)(3), 221(d)(4), 223(e), 231, or 
        236 of the National Housing Act (12 U.S.C. 1715l(d)(3), (d)(4), 
        or 1715z-1);
            (2) section 101 of the Housing and Urban Development Act of 
        1965 (12 U.S.C. 1701s);
            (3) section 202 of the Housing Act of 1959 (12 U.S.C. 
        1701q);
            (4) section 811 of the Cranston-Gonzales National 
        Affordable Housing Act (42 U.S.C. 8013);
            (5) title II of the Cranston-Gonzalez National Affordable 
        Housing Act (42 U.S.C. 12701 et seq.);
            (6) subtitle D of title VIII of the Cranston-Gonzalez 
        National Affordable Housing Act (42 U.S.C. 12901 et seq.);
            (7) title I of the Housing and Community Development Act of 
        1974 (42 U.S.C. 5301 et seq.);
            (8) section 8 of the United States Housing Act of 1937 (42 
        U.S.C. 1437f);
            (9) the public housing program under title I of the United 
        States Housing Act of 1937 (42 U.S.C. 1437 et seq.); or
            (10) section 514, 515, 516, 521(a)(2), 538, or 542 of the 
        Housing Act of 1949 (42 U.S.C. 1484, 1485, 1486, 1490a(a)(2), 
        1490p-2, 1490r).
    (e) Authorization of Appropriations.--There is authorized to be 
appropriated such sums as may be necessary to make payments under 
subsection (b) to all owners of assisted housing and public housing 
agencies.

SEC. 102. TEMPORARY MORATORIUM ON EVICTION FILINGS.

    (a) Congressional Findings.--The Congress finds that--
            (1) according to the 2018 American Community Survey, 36 
        percent of households in the United States--more than 43 
        million households--are renters;
            (2) in 2019 alone, renters in the United States paid $512 
        billion in rent;
            (3) according to the Joint Center for Housing Studies of 
        Harvard University, 20.8 million renters in the United States 
        spent more than 30 percent of their incomes on housing in 2018 
        and 10.9 million renters spent more than 50 percent of their 
        incomes on housing in the same year;
            (4) Moody's Analytics estimates that 27 million jobs in the 
        U.S. economy are at high risk because of COVID-19;
            (5) the impacts of the spread of COVID-19, which is now 
        considered a global pandemic, are expected to negatively impact 
        the incomes of potentially millions of renter households, 
        making it difficult for them to pay their rent on time; and
            (6) evictions in the current environment would increase 
        homelessness and housing instability which would be 
        counterproductive towards the public health goals of keeping 
        individuals in their homes to the greatest extent possible.
    (b) Moratorium.--During the period beginning on the date of the 
enactment of this Act and ending on the date described in paragraph (1) 
of subsection (d), the lessor of a covered dwelling may not make, or 
cause to be made, any filing with the court of jurisdiction to initiate 
a legal action to recover possession of the covered dwelling from the 
tenant regardless of cause, except when a tenant perpetrates a serious 
criminal act that threatens the health, life, or safety of other 
tenants, owners, or staff of the property in which the covered dwelling 
is located.
    (c) Definitions.--For purposes of this section, the following 
definitions shall apply:
            (1) Covered dwelling.--The term ``covered dwelling'' means 
        a dwelling that is occupied by a tenant--
                    (A) pursuant to a residential lease; or
                    (B) without a lease or with a lease terminable at 
                will under State law.
            (2) Dwelling.--The term ``dwelling'' has the meaning given 
        such term in section 802 of the Fair Housing Act (42 U.S.C. 
        3602) and includes houses and dwellings described in section 
        803(b) of such Act (42 U.S.C. 3603(b)).
    (d) Sunset.--
            (1) Sunset date.--The date described in this paragraph is 
        the date of the expiration of the 6-month period that begins 
        upon the termination by the Federal Emergency Management Agency 
        of the emergency declared on March 13, 2020, by the President 
        under the Robert T. Stafford Disaster Relief and Emergency 
        Assistance Act (42 U.S.C. 4121 et seq.) relating to the 
        Coronavirus Disease 2019 (COVID-19) pandemic.
            (2) Notice to vacate after sunset date.--After the date 
        described in paragraph (1), the lessor of a covered dwelling 
        may not require the tenant to vacate the covered dwelling 
        before the expiration of the 30-day period that begins upon the 
        provision by the lessor to the tenant, after the date described 
        in paragraph (1), of a notice to vacate the covered dwelling.

SEC. 103. SUSPENSION OF OTHER CONSUMER LOAN PAYMENTS.

    (a) In General.--During the COVID-19 emergency, a debt collector 
may not, with respect to a debt of a consumer (other than debt related 
to a federally related mortgage loan)--
            (1) capitalize unpaid interest;
            (2) apply a higher interest rate triggered by the 
        nonpayment of a debt to the debt balance;
            (3) charge a fee triggered by the nonpayment of a debt;
            (4) sue or threaten to sue for nonpayment of a debt;
            (5) continue litigation to collect a debt that was 
        initiated before the date of enactment of this section;
            (6) submit or cause to be submitted a confession of 
        judgment to any court;
            (7) enforce a security interest through repossession, 
        limitation of use, or foreclosure;
            (8) take or threaten to take any action to enforce 
        collection, or any adverse action for nonpayment of a debt, or 
        for nonappearance at any hearing relating to a debt;
            (9) commence or continue any action to cause or to seek to 
        cause the collection of a debt, including pursuant to a court 
        order issued before the end of the 120-day period following the 
        end of the COVID-19 emergency, from wages, Federal benefits, or 
        other amounts due to a consumer by way of garnishment, 
        deduction, offset, or other seizure;
            (10) cause or seek to cause the collection of a debt, 
        including pursuant to a court order issued before the end of 
        the 120-day period following the end of the COVID-19 emergency, 
        by levying on funds from a bank account or seizing any other 
        assets of a consumer;
            (11) commence or continue an action to evict a consumer 
        from real or personal property; or
            (12) disconnect or terminate service from utility service, 
        including electricity, natural gas, telecommunications or 
        broadband, water, or sewer.
    (b) Rule of Construction.--Nothing in this section may be construed 
to prohibit a consumer from voluntarily paying, in whole or in part, a 
debt.
    (c) Repayment Period.--After the expiration of the COVID-19 
emergency, with respect to a debt described under subsection (a), a 
debt collector--
            (1) may not add to the debt balance any interest or fee 
        prohibited by subsection (a);
            (2) shall, for credit with a defined term or payment 
        period, extend the time period to repay the debt balance by 1 
        payment period for each payment that a consumer missed during 
        the COVID-19 emergency, with the payments due in the same 
        amounts and at the same intervals as the pre-existing payment 
        schedule;
            (3) shall, for an open end credit plan (as defined under 
        section 103 of the Truth in Lending Act) or other credit 
        without a defined term, allow the consumer to repay the debt 
        balance in a manner that does not exceed the amounts permitted 
        by formulas under section 170(c) of the Truth in Lending Act 
        and regulations promulgated thereunder;
            (4) shall, when the consumer notifies the debt collector, 
        offer reasonable and affordable repayment plans, loan 
        modifications, refinancing, options with a reasonable time in 
        which to repay the debt.
    (d) Communications in Connection With the Collection of a Debt.--
            (1) In general.--During the COVID-19 emergency, without 
        prior consent of a consumer given directly to a debt collector 
        during the COVID-19 emergency, or the express permission of a 
        court of competent jurisdiction, a debt collector may only 
        communicate in writing in connection with the collection of any 
        debt (other than debt related to a federally related mortgage 
        loan).
            (2) Required disclosures.--
                    (A) In general.--All written communications 
                described under paragraph (1) shall inform the consumer 
                that the communication is for informational purposes 
                and is not an attempt to collect a debt.
                    (B) Requirements.--The disclosure required under 
                subparagraph (A) shall be made--
                            (i) in type or lettering not smaller than 
                        14-point bold type;
                            (ii) separate from any other disclosure;
                            (iii) in a manner designed to ensure that 
                        the recipient sees the disclosure clearly;
                            (iv) in English and Spanish and in any 
                        additional languages in which the debt 
                        collector communicates, including the language 
                        in which the loan was negotiated, to the extent 
                        known by the debt collector; and
                            (v) may be provided by first-class mail or 
                        electronically, if the borrower has otherwise 
                        consented to electronic communication with the 
                        debt collector and has not revoked such 
                        consent.
                    (C) Oral notification.--Any oral notification shall 
                be provided in the language the debt collector 
                otherwise uses to communicate with the borrower.
                    (D) Written translations.--In providing written 
                notifications in languages other than English in this 
                Section, a debt collector may rely on written 
                translations developed by the Bureau of Consumer 
                Financial Protection.
    (e) Violations.--
            (1) In general.--Any person who violates this section 
        shall--
                    (A) except as provided under subparagraph (B), be 
                subject to civil liability in accordance with section 
                813 of the Fair Debt Collection Practices Act, as if 
                the person is a debt collector for purposes of that 
                section; and
                    (B) be liable to the consumer for an amount 10 
                times the amounts described in such section 813, for 
                each violation.
            (2) Predispute arbitration agreements.--Notwithstanding any 
        other provision of law, no predispute arbitration agreement or 
        predispute joint-action waiver shall be valid or enforceable 
        with respect to a dispute brought under this section, including 
        a dispute as to the applicability of this section, which shall 
        be determined under Federal law.
    (f) Tolling.--Except as provided in subsection (g)(5), any 
applicable time limitations, including statutes of limitations, related 
to a debt under Federal or State law shall be tolled during the COVID-
19 emergency.
    (g) Claims of Affected Creditors and Debt Collectors.--
            (1) Valuation of property.--With respect to any action 
        asserting a taking under the Fifth Amendment of the 
        Constitution of the United States as a result of this section 
        or seeking a declaratory judgment regarding the 
        constitutionality of this section, the value of the property 
        alleged to have been taken without just compensation shall be 
        evaluated--
                    (A) with consideration of the likelihood of full 
                and timely payment of the obligation without the 
                actions taken pursuant to this section; and
                    (B) without consideration of any assistance 
                provided directly or indirectly to the consumer from 
                other Federal, State, and local government programs 
                instituted or legislation enacted in response to the 
                COVID-19 emergency.
            (2) Scope of just compensation.--In an action described in 
        paragraph (1), any assistance or benefit provided directly or 
        indirectly to the person from other Federal, State, and local 
        government programs instituted in or legislation enacted 
        response to the COVID-19 emergency, shall be deemed to be 
        compensation for the property taken, even if such assistance or 
        benefit is not specifically provided as compensation for 
        property taken by this section.
            (3) Appeals.--Any appeal from an action under this section 
        shall be treated under section 158 of title 28, United States 
        Code, as if it were an appeal in a case under title 11, United 
        States Code.
            (4) Repose.--Any action asserting a taking under the Fifth 
        Amendment to the Constitution of the United States as a result 
        of this section shall be brought within not later than 180 days 
        after the end of the COVID-19 emergency.
    (h) Credit Facility for Other Purposes.--
            (1) Establishment.--The Board of Governors of the Federal 
        Reserve System shall establish a facility that the Board of 
        Governors shall use to make payments to covered financial 
        institutions to compensate such institutions for documented 
        financial losses caused by the suspension of payments required 
        under this section.
            (2) Covered financial institution defined.--In this 
        subsection, the term ``covered financial institution'' means 
        the holder of a loan described under this section.
    (i) Definitions.--In this section:
            (1) Consumer.--The term ``consumer'' means any individual 
        obligated or allegedly obligated to pay any debt.
            (2) COVID-19 emergency.--The term ``COVID-19 emergency'' 
        means the period that begins upon the date of the enactment of 
        this Act and ends on the date of the termination by the Federal 
        Emergency Management Agency of the emergency declared on March 
        13, 2020, by the President under the Robert T. Stafford 
        Disaster Relief and Emergency Assistance Act (42 U.S.C. 4121 et 
        seq.) relating to the Coronavirus Disease 2019 (COVID-19) 
        pandemic.
            (3) Creditor.--The term ``creditor'' means--
                    (A) any person who offers or extends credit 
                creating a debt or to whom a debt is owed or other 
                obligation for payment;
                    (B) any lessor of real or personal property; or
                    (C) any provider of utility services.
            (4) Debt.--The term ``debt''--
                    (A) means any obligation or alleged obligation that 
                is or during the COVID emergency becomes past due--
                            (i) for which the original agreement, or if 
                        there is no agreement, the original obligation 
                        to pay was created before the COVID emergency, 
                        whether or not such obligation has been reduced 
                        to judgment; and
                            (ii) that arises out of a transaction with 
                        a consumer; and
                    (B) does not include a federally related mortgage 
                loan.
            (5) Debt collector.--The term ``debt collector'' means a 
        creditor, and any person or entity that engages in the 
        collection of debt, including the Federal Government and a 
        State government, irrespective of whether the debt is allegedly 
        owed to or assigned to that person or to the entity.
            (6) Federally related mortgage loan.--The term ``federally 
        related mortgage loan'' has the meaning given that term under 
        section 3 of the Real Estate Settlement Procedures Act of 1974 
        (12 U.S.C. 2602).

SEC. 104. EMERGENCY RENTAL ASSISTANCE.

    (a) Authorization of Appropriations.--There is authorized to be 
appropriated for grants under the Emergency Solutions Grants program 
under subtitle B of title IV of the McKinney-Vento Homeless Assistance 
Act (42 U.S.C. 11371 et seq.) $100,000,000,000 for grants under such 
subtitle only for providing rental assistance in accordance with 
section 415(a)(4) of such Act (42 U.S.C. 11374(a)(4)) and this section 
to respond to needs arising from the emergency declared on March 13, 
2020, by the President under the Robert T. Stafford Disaster Relief and 
Emergency Assistance Act (42 U.S.C. 4121 et seq.) relating to the 
Coronavirus Disease 2019 (COVID-19) pandemic.
    (b) Income Targeting.--For purposes of assistance made available 
with amounts made available pursuant to subsection (a)--
            (1) section 401(1)(A) of the McKinney-Vento Homeless 
        Assistance Act (42 U.S.C. 11360(1)(A)) shall be applied by 
        substituting ``80 percent'' for ``30 percent''; and
            (2) each grantee of such amounts shall use not less than 50 
        percent of the amounts received only for providing assistance 
        for persons or families experiencing homelessness or at risk of 
        homelessness, who have incomes not exceeding 50 percent of the 
        median income for the relevant geographic area; except that the 
        Secretary may waive the requirement under this paragraph if the 
        grantee demonstrates to the satisfaction of the Secretary that 
        the population in the geographic area served by the grantee 
        having such incomes is sufficiently being served with respect 
        to activities eligible for funding with such amounts.
    (c) Definition of at Risk of Homelessness.--For purposes of 
assistance made available with amounts made available pursuant to 
subsection (a), section 401(1) of the McKinney-Vento Homeless 
Assistance Act shall be applied, during the period that begins on the 
date of the enactment of this Act and ends upon the expiration of the 
6-month period that begins upon the termination by the Federal 
Emergency Management Agency of the emergency declared on March 13, 
2020, by the President under the Robert T. Stafford Disaster Relief and 
Emergency Assistance Act (42 U.S.C. 4121 et seq.) relating to the 
Coronavirus Disease 2019 (COVID-19) pandemic, as if subparagraph (C) 
were repealed.
    (d) 3-Year Availability.--Each grantee of amounts made available 
pursuant to subsection (a) shall expend--
            (1) at least 60 percent of such grant amounts within 2 
        years of the date that such funds became available to the 
        grantee for obligation; and
            (2) 100 percent of such grant amounts within 3 years of 
        such date.
The Secretary may recapture any amounts not expended in compliance with 
paragraph (1) of this subsection and reallocate such amounts to 
grantees in compliance with the formula referred to in subsection 
(h)(1)(A) of this section.
    (e) Rent Restrictions.--Paragraph (1) of section 576.106(d) of the 
Secretary's regulations (24 C.F.R. 576.106(d)(1)) shall be applied, 
with respect to rental assistance made available with amounts made 
available pursuant to subsection (a), by substituting ``120 percent of 
the Fair Market Rent'' for ``the Fair Market Rent''.
    (f) Subleases.--Notwithstanding the second sentence of subsection 
(g) of section 576.106 of the Secretary's regulations (24 C.F.R. 
576.106(g)), a program participant may sublet, with rental assistance 
made available with amounts made available pursuant to subsection (a) 
of this section, a dwelling unit from a renter of the dwelling unit if 
there is a legally binding, written lease agreement for such sublease.
    (g) Housing Relocation or Stabilization Activities.--A grantee of 
amounts made available pursuant to subsection (a) may expend up to 20 
percent of its allocation for activities under section 415(a)(5) of the 
McKinney-Vento Homeless Assistance Act (42 U.S.C. 11374(a)(5)).
    (h) Allocation of Assistance.--
            (1) In general.--In allocating amounts made available 
        pursuant to subsection (a), the Secretary of Housing and Urban 
        Development shall--
                    (A) not later than 30 days after the date of the 
                enactment of this Act, allocate any such amounts that 
                do not exceed $50,000,000,000 under the formula 
                specified in subsections (a), (b), and (e) of section 
                414 of the McKinney-Vento Homeless Assistance Act (42 
                U.S.C. 11373) to, and notify, each State, metropolitan 
                city, and urban county that is to receive a direct 
                grant of such amounts; and
                    (B) not later than 120 days after the date of the 
                enactment of this Act, allocate any remaining amounts 
                to eligible grantees by a formula to be developed by 
                the Secretary of Housing and Urban Development that 
                takes into consideration the formula referred to in 
                subparagraph (A) of this paragraph, and the need for 
                emergency rental assistance under this section, 
                including severe housing cost burden among extremely 
                low- and very low-income renters and disruptions in 
                housing and economic conditions, including 
                unemployment.
            (2) Allocations to states.--A State recipient of an 
        allocation under this section may elect to directly administer 
        up to 50 percent of its allocation to carry out activities 
        eligible under this section.
            (3) Election not to administer.--If a grantee elects not to 
        receive funds under this section, such funds shall be allocated 
        to the State recipient in which the grantee is located.
    (i) Inapplicability of Matching Requirement.--Subsection (a) of 
section 416 of the McKinney-Vento Homeless Assistance Act (42 U.S.C. 
11375(a)) shall not apply to any amounts made available pursuant to 
subsection (a) of this section.
    (j) Prohibition on Prerequisites.--None of the funds authorized 
under this section may be used to require people experiencing 
homelessness to receive treatment or perform any other prerequisite 
activities as a condition for receiving shelter, housing, or other 
services.
    (k) Public Hearings.--
            (1) Inapplicability of in-person hearing requirements.--A 
        grantee may not be required to hold in-person public hearings 
        in connection with its citizen participation plan, but shall 
        provide citizens with notice and a reasonable opportunity to 
        comment of not less than 15 days. Following the period that 
        begins upon the date of the enactment of this Act and ends upon 
        the date of the termination by the Federal Emergency Management 
        Agency of the emergency declared on March 13, 2020, by the 
        President under the Robert T. Stafford Disaster Relief and 
        Emergency Assistance Act (42 U.S.C. 4121 et seq.) relating to 
        the Coronavirus Disease 2019 (COVID-19) pandemic, and after the 
        period described in paragraph (2), the Secretary shall direct 
        grantees to resume pre-crisis public hearing requirements.
            (2) Virtual public hearings.--During the period that 
        national or local health authorities recommend social 
        distancing and limiting public gatherings for public health 
        reasons, a grantee may fulfill applicable public hearing 
        requirements for all grants from funds made available pursuant 
        to this section by carrying out virtual public hearings. Any 
        such virtual hearings shall provide reasonable notification and 
        access for citizens in accordance with the grantee's 
        certifications, timely responses from local officials to all 
        citizen questions and issues, and public access to all 
        questions and responses.
    (l) Administration.--Of any amounts made available pursuant to 
subsection (a), not more than the lesser of 0.5 percent, or 
$15,000,000, may be used for staffing, training, technical assistance, 
technology, monitoring, research, and evaluation activities necessary 
to carry out the program carried out under this section, and such 
amounts shall remain available until September 30, 2024.

SEC. 105. EMERGENCY HOMELESS ASSISTANCE.

    (a) Authorization of Appropriations.--There is authorized to be 
appropriated under the Emergency Solutions Grants program under 
subtitle B of title IV of the McKinney-Vento Homeless Assistance Act 
(42 U.S.C. 11371 et seq.) $15,500,000,000 for grants under such 
subtitle in accordance with this section to respond to needs arising 
from the public health emergency relating to Coronavirus Disease 2019 
(COVID-19).
    (b) Formula.--Notwithstanding sections 413 and 414 of the McKinney-
Vento Homeless Assistance Act (42 U.S.C. 11372, 11373), the Secretary 
of Housing and Urban Development (in this Act referred to as the 
``Secretary'') shall allocate amounts made available pursuant to 
subsection (a) in accordance with a formula to be established by the 
Secretary that takes into consideration the following factors:
            (1) Risk of transmission of coronavirus in a jurisdiction.
            (2) Whether a jurisdiction has a high number or rate of 
        sheltered and unsheltered homeless individuals and families.
            (3) Economic and housing market conditions in a 
        jurisdiction.
    (c) Eligible Activities.--In addition to eligible activities under 
section 415(a) of the McKinney-Vento Homeless Assistance Act (42 U.S.C. 
11374(a), amounts made available pursuant to subsection (a) may also be 
used for costs of the following activities:
            (1) Providing training on infectious disease prevention and 
        mitigation.
            (2) Providing hazard pay, including for time worked before 
        the effectiveness of this clause, for staff working directly to 
        prevent and mitigate the spread of coronavirus or COVID-19 
        among people experiencing or at risk of homelessness.
            (3) Reimbursement of costs for eligible activities 
        (including activities described in this paragraph) relating to 
        preventing, preparing for, or responding to the coronavirus or 
        COVID-19 that were accrued before the date of the enactment of 
        this Act.
Use of such amounts for activities described in this paragraph shall 
not be considered use for administrative purposes for purposes of 
section 418 of the McKinney-Vento Homeless Assistance Act (42 U.S.C. 
11377).
    (d) Inapplicability of Procurement Standards.--To the extent 
amounts made available pursuant to subsection (a) are used to procure 
goods and services relating to activities to prevent, prepare for, or 
respond to the coronavirus or COVID-19, the standards and requirements 
regarding procurement that are otherwise applicable shall not apply.
    (e) Inapplicability of Habitability and Environmental Review 
Standards.--Any Federal standards and requirements regarding 
habitability and environmental review shall not apply with respect to 
any emergency shelter that is assisted with amounts made available 
pursuant to subsection (a) and has been determined by a State or local 
health official, in accordance with such requirements as the Secretary 
shall establish, to be necessary to prevent and mitigate the spread of 
coronavirus or COVID-19, such shelters.
    (f) Inapplicability of Cap on Emergency Shelter Activities.--
Subsection (b) of section 415 of the McKinney-Vento Homeless Assistance 
Act shall not apply to any amounts made available pursuant to 
subsection (a)(1) of this section.
    (g) Initial Allocation of Assistance.--Section 417(b) of the 
McKinney-Vento Homeless Assistance Act (42 U.S.C. 11376(b)) shall be 
applied with respect to amounts made available pursuant to subsection 
(a) by substituting ``30-day'' for ``60-day''.
    (h) Waivers and Alternative Requirements.--
            (1) Authority.--In administering amounts made available 
        pursuant to subsection (a), the Secretary may waive, or specify 
        alternative requirements for, any provision of any statute or 
        regulation (except for any requirements related to fair 
        housing, nondiscrimination, labor standards, and the 
        environment) that the Secretary administers in connection with 
        the obligation or use by the recipient of such amounts, if the 
        Secretary finds that good cause exists for the waiver or 
        alternative requirement and such waiver or alternative 
        requirement is consistent with the purposes described in this 
        subsection.
            (2) Effectiveness; applicability.--Any such waivers shall 
        be deemed to be effective as of the date a State or unit of 
        local government began preparing for coronavirus and shall 
        apply to the use of amounts made available pursuant to 
        subsection (a) and amounts provided in prior appropriation Acts 
        for fiscal year 2020 under the heading ``Department of Housing 
        and Urban Development--Community Planning and Development--
        Community Development Fund'' and used by recipients for the 
        purposes described in this subsection.
            (3) Notification.--The Secretary shall notify the public 
        through the Federal Register or other appropriate means 5 days 
        before the effective date of any such waiver or alternative 
        requirement, and any such public notice may be provided on the 
        Internet at the appropriate Government web site or through 
        other electronic media, as determined by the Secretary.
            (4) Exemption.--The use of amounts made available pursuant 
        to subsection (a) shall not be subject to the consultation, 
        citizen participation, or match requirements that otherwise 
        apply to the Emergency Solutions Grants program, except that a 
        recipient shall publish how it has and will utilize its 
        allocation at a minimum on the Internet at the appropriate 
        Government web site or through other electronic media.
    (i) Inapplicability of Matching Requirement.--Subsection (a) of 
section 416 of the McKinney-Vento Homeless Assistance Act (42 U.S.C. 
11375(a)) shall not apply to any amounts made available pursuant to 
subsection (a) of this section.
    (j) Prohibition on Prerequisites.--None of the funds authorized 
under this section may be used to require people experiencing 
homelessness to receive treatment or perform any other prerequisite 
activities as a condition for receiving shelter, housing, or other 
services.

SEC. 106. PARTICIPATION OF INDIAN TRIBES AND TRIBALLY DESIGNATED 
              HOUSING ENTITIES IN CONTINUUM OF CARE PROGRAM.

    (a) In General.--Title IV of the McKinney-Vento Homeless Assistance 
Act (42 U.S.C. 11360 et seq.) is amended--
            (1) in section 401 (42 U.S.C. 11360)--
                    (A) by redesignating paragraphs (10) through (33) 
                as paragraphs (12) through (35), respectively;
                    (B) by redesignating paragraphs (8) and (9) as 
                paragraphs (9) and (10), respectively;
                    (C) by inserting after paragraph (7) the following:
            ``(8) Formula area.--The term `formula area' has the 
        meaning given the term in section 1000.302 of title 24, Code of 
        Federal Regulations, or any successor regulation.'';
                    (D) in paragraph (9), as so redesignated, by 
                inserting ``a formula area,'' after ``nonentitlement 
                area,''; and
                    (E) by inserting after paragraph (10), as so 
                redesignated, the following:
            ``(11) Indian tribe.--The term `Indian Tribe' has the 
        meaning given the term `Indian tribe' in section 4 of the 
        Native American Housing Assistance and Self-Determination Act 
        of 1996 (25 U.S.C. 4103).''; and
            (2) in subtitle C (42 U.S.C. 11381 et seq.), by adding at 
        the end the following:

``SEC. 435. PARTICIPATION OF INDIAN TRIBES AND TRIBALLY DESIGNATED 
              HOUSING ENTITIES.

    ``Notwithstanding any other provision of this title, for purposes 
of this subtitle, an Indian Tribe or tribally designated housing entity 
(as defined in section 4 of the Native American Housing Assistance and 
Self-Determination Act of 1996 (25 U.S.C. 4103)) may--
            ``(1) be a collaborative applicant or eligible entity; or
            ``(2) receive grant amounts from another entity that 
        receives a grant directly from the Secretary, and use the 
        amounts in accordance with this subtitle.''.
    (b) Technical and Conforming Amendment.--The table of contents in 
section 101(b) of the McKinney-Vento Homeless Assistance Act (Public 
Law 100-77; 101 Stat. 482) is amended by inserting after the item 
relating to section 434 the following:

``Sec. 435. Participation of Indian Tribes and tribally designated 
                            housing entities.''.

SEC. 107. HOUSING ASSISTANCE FUND.

    (a) Definitions.--In this section:
            (1) Secretary.--The term ``Secretary'' means the Secretary 
        of the Treasury.
            (2) State.--The term ``State'' means any State of the 
        United States, the District of Columbia, any territory of the 
        United States, Puerto Rico, Guam, American Samoa, the Virgin 
        Islands, and the Northern Mariana Islands.
    (b) Establishment of Fund.--There is established at the Department 
of the Treasury a Housing Assistance Fund to provide such funds as are 
allocated in subsection (f) to State housing finance agencies for the 
purpose of preventing homeowner mortgage defaults, foreclosures, and 
displacements of individuals and families experiencing financial 
hardship after January 21, 2020.
    (c) Allocation of Funds.--
            (1) In general.--The Secretary of the Treasury shall 
        establish such criteria as are necessary to allocate the funds 
        available within the Housing Assistance Fund to each State. The 
        Secretary shall allocate such funds among all States taking 
        into consideration the number of unemployment claims within a 
        State relative to the nationwide number of unemployment claims.
            (2) Small state minimum.--Each State shall receive no less 
        than $125,000,000 for the purposes established in subsection 
        (b).
    (d) Disbursement of Funds.--
            (1) Initial disbursement.--The Secretary shall disburse to 
        the State housing finance agencies not less than \1/2\ of the 
        amount made available pursuant to this section, and in 
        accordance with the allocations established under subsection 
        (c), not later than 120 days after the date of enactment of 
        this Act. The Secretary or designee shall enter into a contract 
        with each State housing finance agency, which may be amended 
        from time to time, establishing the terms of the use of such 
        funds prior to the disbursement of such funds.
            (2) Second disbursement.--The Secretary shall disburse all 
        funds made available pursuant to this section, and in 
        accordance with the allocations established under subsection 
        (c), not later than 180 days after the date of enactment of 
        this Act.
    (e) Permissible Uses of Fund.--
            (1) In general.--Funds made available to State housing 
        finance agencies pursuant to this section may be used for the 
        purposes established under subsection (b), which may include--
                    (A) mortgage payment assistance;
                    (B) financial assistance to allow a borrower to 
                reinstate their mortgage following a period of 
                forbearance;
                    (C) principal reduction;
                    (D) utility payment assistance, including electric, 
                gas, and water payment assistance;
                    (E) any program established under the Housing 
                Finance Agency Innovation Fund for the Hardest Hit 
                Housing Markets;
                    (F) reimbursement of funds expended by a State or 
                local government during the period beginning on January 
                21, 2020, and ending on the date that the first funds 
                are disbursed by the State under the Housing Assistance 
                Fund, for the purpose of providing housing or utility 
                assistance to individuals or otherwise providing funds 
                to prevent foreclosure or eviction of a homeowner or 
                prevent mortgage delinquency or loss of housing or 
                critical utilities as a response to the coronavirus 
                disease 2019 (COVID-19) pandemic; and
                    (G) any other assistance to prevent eviction, 
                mortgage delinquency or default, foreclosure, or the 
                loss of essential utility services.
            (2) Administrative expenses.--Not greater than 10 percent 
        of the amount allocated to a State pursuant to subsection (c) 
        may be used by a State housing financing agency for 
        administrative expenses. Any amounts allocated to 
        administrative expenses that are no longer necessary for 
        administrative expenses may be used in accordance with 
        paragraph (1).
    (f) Appropriation.--There is authorized to be appropriated for the 
fiscal year ending September 30, 2020, to remain available until 
expended or transferred or credited under subsection (h), 
$35,000,000,000 to the Housing Assistance Fund established under 
subsection (b).
    (g) Use of Housing Finance Agency Innovation Fund for the Hardest 
Hit Housing Markets Funds.--A State housing finance agency may 
reallocate any administrative or programmatic funds it has received as 
an allocation from the Housing Finance Agency Innovation Fund for the 
Hardest Hit Housing Markets created pursuant to section 101(a) of the 
Emergency Economic Stabilization Act of 2008 (12 U.S.C. 5211(a)) that 
have not been otherwise allocated or disbursed as of the date of 
enactment of this Act to supplement any administrative or programmatic 
funds received from the Housing Assistance Fund. Such reallocated funds 
shall not be considered when allocating resources from the Housing 
Assistance Fund using the process established under subsection (c) and 
shall remain available for the uses permitted and under the terms and 
conditions established by the contract with Secretary created pursuant 
to subsection (d)(1) and the terms of subsection (h).
    (h) Rescission of Funds.--Any funds that have not been allocated by 
a State housing finance agency to provide assistance as described under 
subsection (e) by December 31, 2030, shall be reallocated by the 
Secretary in the following manner:
            (1) 65 percent shall be transferred or credited to the 
        Housing Trust Fund established under section 1338 of the 
        Federal Housing Enterprises Financial Safety and Soundness Act 
        of 1992 (12 U.S.C. 4568); and
            (2) 35 percent shall be transferred or credited to the 
        Capital Magnet Fund under section 1339 of the Federal Housing 
        Enterprises Financial Safety and Soundness Act of 1992 (12 
        U.S.C. 4569).
    (i) Reporting Requirements.--The Secretary shall provide public 
reports not less frequently than quarterly regarding the use of funds 
provided by the Housing Assistance Funds. Such reports shall include 
the following data by State and by program within each State, both for 
the past quarter and throughout the life of the program--
            (1) the amount of funds allocated;
            (2) the amount of funds disbursed;
            (3) the number of households and individuals assisted;
            (4) the acceptance rate of applicants;
            (5) the average amount of assistance provided per household 
        receiving assistance;
            (6) the average length of assistance provided per household 
        receiving assistance;
            (7) the income ranges of households for each household 
        receiving assistance; and
            (8) the outcome 12 months after the household has received 
        assistance.

SEC. 108. MORTGAGE FORBEARANCE.

    (a) Findings.--
            (1) Findings.--Congress finds that--
                    (A) the collection of debts involves the use of the 
                mails and wires and other instrumentalities of 
                interstate commerce;
                    (B) at times of major disaster or emergency, the 
                income of consumers is often impaired and their 
                necessary daily expenses often increase;
                    (C) temporary forbearance benefits not only 
                consumer and small business debtors, but also other 
                creditors by avoiding downward collateral price spirals 
                triggered by an increase in foreclosure activity;
                    (D) without forbearance, many consumers and small 
                businesses are unlikely to be able to pay their 
                obligations according to their original terms and are 
                likely to default on obligations or file for 
                bankruptcy, resulting in reduced recoveries for 
                creditors, and in the case of bankruptcy, no recovery 
                of unaccrued interest;
                    (E) with forbearance, creditors are likely to 
                realize greater long-term value because consumers and 
                small businesses will be more likely to be able to 
                repay their obligations after the major disaster or 
                emergency has subsided;
                    (F) the legislative and administrative response to 
                major disasters and emergencies may consist of multiple 
                components divided among different statutes and 
                programs; and
                    (G) when evaluating whether property has been taken 
                from a person without just compensation, a holistic 
                evaluation of the burdens and benefits of all 
                legislative and administrative responses, including 
                indirect benefits from macroeconomic stabilization, is 
                appropriate.
            (2) Further findings regarding mortgage forbearance.--
        Congress further finds that--
                    (A) ensuring that consumers are able to remain in 
                their residences reduces the disruptions and economic 
                harm caused by such disasters and emergencies by 
                ensuring that consumers are able to continue their 
                existing employment, education, childcare, and 
                healthcare arrangements, which are often 
                geographically-based;
                    (B) temporary forbearance on residential mortgages 
                is therefore critical to fostering economic recovery 
                and stability in the wake of major disasters or 
                emergencies;
                    (C) temporary mortgage forbearance during a 
                declared disaster benefits not only mortgagors, but 
                also mortgagees because mortgagors' ability to pay is 
                likely to be restored after a disaster or emergency 
                subsides, so forbearance may increase mortgagors' total 
                recovery. Without forbearance, mortgagors are likely to 
                default or file for bankruptcy, resulting in 
                significant losses for mortgagees; and
                    (D) temporary mortgage forbearance during a 
                declared disaster also benefits the mortgagees of other 
                properties because housing prices are geographically 
                and serially correlated so an increase in foreclosures 
                can drive down the value of collateral for all mortgage 
                lenders, further destabilizing the economy.
            (3) Further findings regarding mortgage servicers.--
        Congress further finds that--
                    (A) mortgage servicers are often contractually 
                obligated to advance scheduled mortgage payments to 
                securitization investors, irrespective of whether the 
                servicer collects the payment from the mortgagor;
                    (B) mortgage servicers are often thinly capitalized 
                and with limited capacity for engaging in large scale 
                advancing of payments to securitization investors;
                    (C) securitization investors have long been aware 
                of servicers' thin capitalization;
                    (D) in the wake of the 2008 financial crisis, 
                several servicers had difficulty obtaining sufficiently 
                liquidity to make advances;
                    (E) mortgage servicing is a heavily regulated 
                industry;
                    (F) in response to the 2008 financial crisis, 
                Congress created a safe harbor for mortgage servicers 
                that undertook loan modifications;
                    (G) in response to the 2008 financial crisis, the 
                Home Affordable Modification Program paid mortgage 
                servicers to undertake loan modifications;
                    (H) as part of the 2012 joint State-Federal 
                National Mortgage Settlement, mortgage servicers 
                committed to undertaking loan modifications; and
                    (I) investors in mortgage securitizations are or 
                should be aware of servicers' thin capitalization, 
                liquidity constraints, the extent and history of 
                servicing regulation and therefore do not have a 
                reasonable expectation that the terms of servicing 
                contracts will be enforceable at times of national 
                financial crisis.
            (4) Determination.--It is the sense of the Congress that, 
        on the basis of the findings described under paragraphs (1), 
        (2), and (3), the Congress determines that the provisions of 
        this Act are necessary and proper for the purpose of carrying 
        into execution the powers of the Congress to regulate commerce 
        among the several States and to establish uniform bankruptcy 
        laws.
    (b) Prohibition on Foreclosures and Repossessions During the COVID-
19 Emergency.--
            (1) Prohibition on foreclosures.--The Real Estate 
        Settlement Procedures Act of 1974 (12 U.S.C. 2601 et seq.) is 
        amended--
                    (A) in section 3 (12 U.S.C. 2602)--
                            (i) in paragraph (8), by striking ``and'' 
                        at the end;
                            (ii) in paragraph (9), by striking the 
                        period at the end and inserting ``; and''; and
                            (iii) by adding at the end the following:
            ``(10) the term `COVID-19 emergency' means the period that 
        begins upon the date of the enactment of this Act and ends on 
        the date of the termination by the Federal Emergency Management 
        Agency of the emergency declared on March 13, 2020, by the 
        President under the Robert T. Stafford Disaster Relief and 
        Emergency Assistance Act (42 U.S.C. 4121 et seq.) relating to 
        the Coronavirus Disease 2019 (COVID-19) pandemic.''; and
                    (B) in section 6(k)(1) (12 U.S.C. 2605(k)(1))--
                            (i) in subparagraph (D), by striking ``or'' 
                        at the end;
                            (ii) by redesignating subparagraph (E) as 
                        subparagraph (G); and
                            (iii) by inserting after subparagraph (D) 
                        the following:
                    ``(E) commence or continue any judicial foreclosure 
                action or non-judicial foreclosure process or any 
                action to evict a consumer following a foreclosure 
                during the COVID-19 emergency or the 180-day period 
                following such emergency (except that such prohibition 
                shall not apply to a mortgage secured by a dwelling 
                that the servicer has determined after exercising 
                reasonable diligence is vacant or abandoned);
                    ``(F) fail to toll the time in a foreclosure 
                process on a property during the COVID-19 emergency or 
                the 180-day period following such emergency (except 
                that such prohibition shall not apply to a mortgage 
                secured by a dwelling that the servicer has determined 
                after exercising reasonable diligence is vacant or 
                abandoned); or''.
            (2) Repossession prohibition.--During the COVID-19 
        emergency and for the 180-day period following such emergency, 
        a servicer of a consumer loan secured by a manufactured home or 
        a motor vehicle may not repossess such home or vehicle.
    (c) Forbearance of Residential Mortgage Loan Payments for Single 
Family Properties (1-4 Units).--Section 6 of the Real Estate Settlement 
Procedures Act of 1974 (12 U.S.C. 2605) is amended by adding at the end 
the following:
    ``(n) Forbearance During the COVID-19 Emergency.--
            ``(1) Consumer right to request a forbearance.--
                    ``(A) Request for forbearance.--A borrower 
                experiencing a financial hardship during the COVID-19 
                emergency may request forbearance from any mortgage 
                obligation, regardless of delinquency status, by 
                submitting a request to the borrower's servicer, either 
                orally or in writing, affirming that the borrower is 
                experiencing hardship during the COVID-19 emergency. A 
                borrow shall not be required to provide any additional 
                documentation to receive such forbearance.
                    ``(B) Length of forbearance; extension.--A 
                forbearance requested pursuant to subparagraph (A) 
                shall be provided for a period of 180 days, and may be 
                extended upon request of the borrower for an additional 
                180 days.
                    ``(C) Treatment of tenants.--A borrower receiving a 
                forbearance under this subsection with respect to a 
                mortgage secured by a dwelling that has tenants, 
                whether or not the borrower also lives in the dwelling, 
                shall provide the tenants with rent relief for a period 
                not less than the period covered by the forbearance.
            ``(2) Automatic forbearance for delinquent borrowers.--
                    ``(A) In general.--Notwithstanding any other law 
                governing forbearance relief, during the COVID-19 
                emergency, any borrower who is or becomes 60 days or 
                more delinquent on a mortgage obligation shall 
                automatically be granted a 180-day forbearance, which 
                may be extended upon request of the borrower for an 
                additional 180 days. Such a borrower may elect to 
                continue making regular payments by notifying the 
                servicer of the mortgage obligation of such election.
                    ``(B) Notice to borrower.--The servicer of a 
                mortgage obligation placed in forbearance pursuant to 
                subparagraph (A) shall provide the borrower written 
                notification of the forbearance and its duration as 
                well as information about available loss mitigation 
                options and the right to end the forbearance and resume 
                making regular payments.
                    ``(C) Treatment of payments during forbearance.--
                Any payments made by the borrower during the 
                forbearance period shall be credited to the borrower's 
                account in accordance with section 129F of the Truth in 
                Lending Act (15 U.S.C. 1639f) or as the borrower may 
                otherwise instruct that is consistent with the terms of 
                the mortgage loan contract.
            ``(3) Requirements for servicers.--
                    ``(A) Notification.--
                            ``(i) In general.--Each servicer of a 
                        federally related mortgage loan shall notify 
                        the borrower of their right to request 
                        forbearance under paragraph (1)--
                                    ``(I) not later than 14 days after 
                                the date of enactment of this 
                                subsection; and
                                    ``(II) until the end of COVID-19 
                                emergency--
                                            ``(aa) on each periodic 
                                        statement provided to the 
                                        borrower; and
                                            ``(bb) in any oral or 
                                        written communication by the 
                                        servicer with or to the 
                                        borrower.
                            ``(ii) Manner of notification.--
                                    ``(I) Written notification.--Any 
                                written notification required under 
                                this section--
                                            ``(aa) shall be provided--

                                                    ``(AA) in English 
                                                and Spanish and in any 
                                                additional languages in 
                                                which the servicer 
                                                communicates, including 
                                                the language in which 
                                                the loan was 
                                                negotiated, to the 
                                                extent known by the 
                                                servicer; and

                                                    ``(BB) at least as 
                                                clearly and 
                                                conspicuously as the 
                                                most clear and 
                                                conspicuous disclosure 
                                                on the document;

                                            ``(bb) shall include the 
                                        notification of the 
                                        availability of language 
                                        assistance and housing 
                                        counseling produced by the 
                                        Federal Housing Finance Agency 
                                        under subsection (o); and
                                            ``(cc) may be provided by 
                                        first-class mail or 
                                        electronically, if the borrower 
                                        has otherwise consented to 
                                        electronic communication with 
                                        the servicer and has not 
                                        revoked such consent.
                                    ``(II) Oral notification.--Any oral 
                                notification required under clause (i) 
                                shall be provided in the language the 
                                servicer otherwise uses to communicate 
                                with the borrower.
                                    ``(III) Written translations.--In 
                                providing written notifications in 
                                languages other than English under 
                                subclause (I), a servicer may rely on 
                                written translations developed by the 
                                Federal Housing Finance Agency or the 
                                Bureau.
                    ``(B) Other requirements.--
                            ``(i) Forbearance required.--Upon receiving 
                        a request for forbearance from a consumer under 
                        paragraph (1) or placing a borrower in 
                        automatic forbearance under paragraph (2), a 
                        servicer shall provide the forbearance for not 
                        less than 180 days, and an additional 180 days 
                        at the request of the borrower, provided that 
                        the borrower will have the option to 
                        discontinue the forbearance at any time.
                            ``(ii) Prohibition on fees, penalties, and 
                        interest.--During the period of a forbearance 
                        under this subsection, no fees, penalties or 
                        additional interest beyond the amounts 
                        scheduled or calculated as if the borrower made 
                        all contractual payments on time and in full 
                        under the terms of the mortgage contract in 
                        effect at the time the borrower enters into the 
                        forbearance shall accrue.
                            ``(iii) Treatment of escrow payments.--If a 
                        borrower in forbearance under this subsection 
                        is required to make payments to an escrow 
                        account, the servicer shall pay or advance the 
                        escrow disbursements in a timely manner 
                        (defined as on or before the deadline to avoid 
                        a penalty), regardless of the status of the 
                        borrower's payments. The servicer may collect 
                        any resulting escrow shortage or deficiency 
                        from the borrower after the forbearance period 
                        ends, in a lump sum payment, spread over 60 
                        months, or capitalized into the loan, at the 
                        borrower's election.''.
    (d) Notification of Language Assistance and Housing Counseling.--
Section 6 of the Real Estate Settlement Procedures Act of 1974 (12 
U.S.C. 2605), as amended by subsection (c), is further amended by 
adding at the end the following:
    ``(o) Notification of Language Assistance and Housing Counseling.--
            ``(1) In general.--The Federal Housing Finance Agency 
        shall, within 30 days of the date of enactment of this Act, 
        make available a document providing notice of the availability 
        of language assistance and housing counseling in substantially 
        the same form, and in at least the same languages, as the 
        existing Language Translation Disclosure.
            ``(2) Minimum requirement.--The document described under 
        subsection (a) shall include the notice in at least all the 
        languages for which Federal Housing Finance Agency currently 
        has translations on its existing Language Translation 
        Disclosure available.
            ``(3) Provision to servicers.--The Federal Housing Finance 
        Agency shall make this document available to servicers to 
        fulfill their requirements under subsection (n).''.
    (e) United States Department of Agriculture Direct Loan Program.--
Section 505 of the Housing Act of 1949 (42 U.S.C. 1475) is amended--
            (1) by redesignating subsection (b) as subsection (c); and
            (2) by inserting after subsection (a) the following:
    ``(b) Loan Modification.--
            ``(1) In general.--The Secretary shall implement a loan 
        modification program to modify the terms of outstanding loans 
        for borrowers who face financial hardship.
            ``(2) Affordable payments.--The Secretary's loan 
        modification program under paragraph (1) shall be designed so 
        as to provide affordable payments for borrowers. In defining 
        `affordable payments' the Secretary shall consult definitions 
        of affordability promulgated by the Federal Housing Finance 
        Authority, the Department of Housing and Urban Development, and 
        the Bureau of Consumer Financial Protection.
            ``(3) Additional program requirements.--The Secretary's 
        loan modification program under paragraph (1) shall allow for 
        measures including extension of the remaining loan term to up 
        to 480 months and a reduction in interest rate to the market 
        interest rate as defined by regulations of the Secretary. The 
        modification program shall be available for borrowers in a 
        moratorium and for borrowers not already in a moratorium who 
        qualify under the terms established by the Secretary. The 
        Secretary may also establish reasonable additional measures for 
        providing affordable loan modifications to borrowers'';
            (3) in subsection (c), as so redesignated, by adding at the 
        end the following: ``Acceleration of the promissory note and 
        initiation of foreclosure proceedings shall not terminate a 
        borrower's eligibility for a moratorium, loan reamortization, 
        special servicing, or other foreclosure alternative.''; and
            (4) by adding at the end the following:
    ``(d) Requirement.--The Secretary shall comply with subsection 
(k)(1), (n), and (o) of section 6 of the Real Estate Settlement 
Procedures Act of 1974 with respect to any single-family loans it holds 
or services.''.
    (f) Forbearance of Residential Mortgage Loan Payments for 
Multifamily Properties (5+ Units).--
            (1) In general.--During the COVID-19 emergency, a 
        multifamily borrower experiencing a financial hardship due, 
        directly or indirectly, to the COVID-19 emergency may request a 
        forbearance under the terms set forth in this section.
            (2) Request for relief.--A multifamily borrower may submit 
        a request for forbearance under paragraph (1) to the borrower's 
        servicer, either orally or in writing, affirming that the 
        multifamily borrower is experiencing hardship during the COVID-
        19 emergency.
            (3) Forbearance period.--
                    (A) In general.--Upon receipt of an oral or written 
                request for forbearance from a multifamily borrower, a 
                servicer shall--
                            (i) document the financial hardship;
                            (ii) provide the forbearance for not less 
                        than 180 days; and
                            (iii) provide the forbearance for an 
                        additional 180 days upon the request of the 
                        borrower at least 30 days prior to the end of 
                        the forbearance period described under 
                        subparagraph (A).
                    (B) Right to discontinue.--A multifamily borrower 
                shall have the option to discontinue the forbearance at 
                any time.
            (4) Renter protections.--During the term of a forbearance 
        under this section, a multifamily borrower may not--
                    (A) evict a tenant for nonpayment of rent; or
                    (B) apply or accrue any fees or other penalties on 
                renters for nonpayment of rent.
            (5) Obligation to bring the loan current.--A multifamily 
        borrower shall bring a loan placed in forbearance under this 
        section current within the earlier of--
                    (A) 12 months after the conclusion of the 
                forbearance period; or
                    (B) receipt of any business interruption insurance 
                proceeds by the multifamily borrower.
            (6) Definition.--For the purposes of this subsection, the 
        term ``multifamily borrower'' means a borrower of a residential 
        mortgage loan that is secured by a lien against a property 
        comprising five or more dwelling units.
    (g) Federal Reserve Credit Facility for Mortgage Servicers.--
            (1) In general.--The Board of Governors of the Federal 
        Reserve System and the Secretary of the Treasury, pursuant to 
        the authority granted under section 13(3) of the Federal 
        Reserve Act, directly (or indirectly through an intermediary, 
        such as the Federal National Mortgage Association, the Federal 
        Home Loan Mortgage Corporation, the Government National 
        Mortgage Association, an insured depository institution, non-
        depository lending institution, or a special purpose vehicle)--
                    (A) shall extend credit to mortgage servicers and 
                other obligated advancing parties that in each case 
                have liquidity needs due to the COVID-19 emergency or 
                compliance with this Act with respect to mortgage loans 
                (the ``affected mortgages''); and
                    (B) may extend further credit to mortgage servicers 
                for other liquidity needs due to the actual or imminent 
                delinquency or default on mortgage loans due to the 
                COVID-19 emergency.
            (2) Non-compliant servicers.--A mortgage servicer shall not 
        be eligible for assistance under paragraph (1) if the provider 
        is in violation of any requirement under this Act, and fails to 
        promptly cure any such violation upon notice or discovery 
        thereof.
            (3) Payments and purchases.--Credit extended under 
        paragraph (1)(A) shall be in an amount sufficient to--
                    (A) cover--
                            (i) the pass-through payment of principal 
                        and interest to mortgage-backed securities 
                        holders;
                            (ii) the payment of taxes and insurance to 
                        third parties; and
                            (iii) the temporary reimbursement of 
                        modification costs and fees due to servicers 
                        that will be deferred until such time as a 
                        forbearance period terminates, due in each case 
                        on, or in respect of, such affected mortgage 
                        loans or related mortgage-backed securities;
                    (B) purchase affected mortgages from pools of 
                securitized mortgages
            (4) Collateral.--The credit authorized by this section 
        shall be secured by the pledgor's interest in accounts 
        receivable, loans, or related interests resulting from the 
        payment advances made on the affected mortgages by the mortgage 
        servicers.
            (5) Credit support.--The Secretary of the Treasury shall 
        provide credit support to the Board of Governors of the Federal 
        Reserve System for the program required by this section.
            (6) Conflict with other laws.--Notwithstanding any Federal 
        or State law to the contrary, the Federal National Mortgage 
        Association, the Federal Home Loan Mortgage Corporation, and 
        the Government National Mortgage Association may permit the 
        pledge or grant of a security interest in the pledgor's 
        interest in such accounts receivable or loans or related 
        interests and honor or permit the enforcement of such pledge or 
        grant in accordance with its terms.
            (7) Duration.--The extension of credit by the Board of 
        Governors of the Federal Reserve System and credit support from 
        the Secretary of the Treasury under this section shall be 
        available until the later of--
                    (A) 6 months after the end of the COVID-19 
                emergency; and
                    (B) the date on which on the Board of Governors of 
                the Federal Reserve System and the Secretary of the 
                Treasury determine such credit and credit support 
                should no longer be available to address the liquidity 
                concern addressed by this section.
            (8) Amendments to national housing act.--Section 306(g)(1) 
        of the National Housing Act (12 U.S.C. 1721(g)(1)) is amended--
                    (A) by inserting the following new sentence after 
                the fourth sentence in the paragraph: ``In any case in 
                which (I) the President declares a major disaster or 
                emergency for the nation or any area that in either 
                case has been affected by damage or other adverse 
                effects of sufficient severity and magnitude to warrant 
                major disaster assistance under the Robert T. Stafford 
                Disaster Relief and Emergency Assistance Act or other 
                Federal law, (II) upon request of an Issuer of any 
                security, the Association elects to extend to the 
                Issuer one or more of the disaster assistance or 
                emergency programs that the Association determines to 
                be available to account for the Issuer's failure or 
                anticipated failure to receive from the mortgagor the 
                full amount of principal and interest due, then (III) 
                the Association may elect not to declare the Issuer to 
                be in default because of such request for such disaster 
                or emergency assistance.'';
                    (B) by inserting after the word ``issued'' in the 
                sixth sentence, as redesignated, the following: 
                ``subject to any pledge or grant of security interest 
                of the pledgor's interest in and to any such mortgage 
                or mortgages or any interest therein and the proceeds 
                thereon, which the Association may elect to approve;''; 
                and
                    (C) by inserting after the word ``issued'' in the 
                seventh sentence, as redesignated, the following: ``, 
                or (D) its approval and honoring of any pledge or grant 
                of security interest of the pledgor's interest in and 
                to any such mortgage or mortgages or any interest 
                therein and proceeds thereon.''.
    (h) Safe Harbor.--
            (1) In general.--Notwithstanding any other provision of 
        law, whenever a servicer of residential mortgages of 
        residential mortgage-backed securities--
                    (A) grants a borrower relief under section 6(n) and 
                6(p) of the Real Estate Settlement Procedures Act of 
                1974 with respect to a residential mortgage originated 
                before April 1, 2020, including a mortgage held in a 
                securitization or other investment vehicle, and
                    (B) the servicer or trustee or issuer owes a duty 
                to investors or other parties regarding the standard 
                for servicing such mortgage,
        the servicer shall be deemed to have satisfied the such a duty, 
        and the servicer shall not be liable to any party who is owed 
        such a duty and shall not be subject to any injunction, stay, 
        or other equitable relief to such party, based upon its good 
        faith compliance with the provisions of 6(n) and 6(p) of the 
        Real Estate Settlement Procedures Act of 1974. Any person, 
        including a trustee or issuer, who cooperates with a servicer 
        when such cooperation is necessary for the servicer to 
        implement the provisions of 6(n) and 6(p) of the Real Estate 
        Settlement Procedures Act of 1974 shall be protected from 
        liability in the same manner.
            (2) Standard industry practice.--Compliance with 6(n) and 
        6(p) of the Real Estate Settlement Procedures Act of 1974 
        during the COVID-19 emergency shall constitute standard 
        industry practice for purposes of all Federal and State laws.
            (3) Definitions.--As used in this subsection--
                    (A) the term ``servicer'' has the meaning given 
                that term under section 6(i)(2) of the Real Estate 
                Settlement Procedures Act of 1974 (12 U.S.C. 
                2605(i)(2)); and
                    (B) the term ``securitization vehicle'' has the 
                meaning given that term under section 129A(f)(3) of the 
                Truth in Lending Act (15 U.S.C. 1639a(f)(3)).
            (4) Rule of construction.--No provision of paragraph (1) or 
        (2) shall be construed as affecting the liability of any 
        servicer or person for actual fraud in servicing of a loan or 
        for the violation of a State or Federal law.
    (i) Post-Pandemic Mortgage Repayment Options.--Section 6 of the 
Real Estate Settlement Procedures Act of 1974 (12 U.S.C. 2605), as 
amended by subsection (d), is further amended by adding at the end the 
following:
    ``(p) Post-Pandemic Mortgage Repayment Options.--With respect to a 
federally related residential mortgage loan, before the end of any 
forbearance provided under subsection (n), servicers shall--
            ``(1) evaluate the borrower's ability to return to making 
        regular mortgage payments;
            ``(2) if the borrower is able to return to making regular 
        mortgage payments at the end of the forbearance period--
                    ``(A) modify the borrower's loan to extend the term 
                for the same period as the length of the forbearance, 
                with all payments that were not made during the 
                forbearance distributed at the same intervals as the 
                borrower's existing payment schedule and evenly 
                distributed across those intervals, with no penalties, 
                late fees, additional interest accrued beyond the 
                amounts scheduled or calculated as if the borrower made 
                all contractual payments on time and in full under the 
                terms of the mortgage contract in effect at the time 
                the borrower entered into the forbearance, and with no 
                modification fee charged to the borrower; or
                    ``(B) if the borrower elects to modify the loan to 
                capitalize a resulting escrow shortage or deficiency, 
                the servicer may modify the borrower's loan by re-
                amortizing the principal balance and extending the term 
                of the loan sufficient to maintain the regular mortgage 
                payments; and
                    ``(C) notify the borrower in writing of the 
                extension, including provision of a new payment 
                schedule and date of maturity, and that the borrower 
                shall have the election of prepaying the suspended 
                payments at any time, in a lump sum or otherwise;
            ``(3) if the borrower is financially unable to return to 
        making periodic mortgage payments as provided for in the 
        mortgage contract at the end of the COVID-19 emergency--
                    ``(A) evaluate the borrower for all loan 
                modification options, without regard to whether the 
                borrower has previously requested, been offered, or 
                provided a loan modification or other loss mitigation 
                option and without any requirement that the borrower 
                come current before such evaluation or as a condition 
                of eligibility for such modification, including--
                            ``(i) further extending the borrower's 
                        repayment period;
                            ``(ii) reducing the principal balance of 
                        the loan; or
                            ``(iii) other modification or loss 
                        mitigation options available to the servicer 
                        under the terms of any investor requirements 
                        and existing laws and policies; and
                    ``(B) if the borrower qualifies for such a 
                modification, the service shall offer a loan with such 
                terms as to provide a loan with such terms as to 
                provide an affordable payment, with no penalties, late 
                fees, additional interest beyond the amounts scheduled 
                or calculated as if the borrower made all contractual 
                payments on time and in full under the terms of the 
                mortgage contract in effect at the time the borrower 
                entered into the forbearance, and with no modification 
                fees charged to the borrower; and
            ``(4) if a borrower is granted a forbearance on payments 
        that would be owed pursuant to a trial loan modification plan--
                    ``(A) any forbearance of payments shall not be 
                treated as missed or delinquent payments or otherwise 
                negatively affect the borrower's ability to complete 
                their trial plan;
                    ``(B) any past due amounts as of the end of the 
                trial period, including unpaid interest, real estate 
                taxes, insurance premiums, and assessments paid on the 
                borrower's behalf, will be added to the mortgage loan 
                balance, but only to the extent that such charges are 
                not fees associated with the granting of the 
                forbearance, such as late fees, modification fees, or 
                unpaid interest from the period of the forbearance 
                beyond the amounts scheduled or calculated as if the 
                borrower made all contractual payments on time and in 
                full under the terms of the mortgage contract in effect 
                at the time the borrower entered into the forbearance; 
                and
                    ``(C) if the borrower is unable to resume payments 
                on the trial modification at the end of the forbearance 
                period, re-evaluate the borrower for all available loan 
                modifications under paragraph 3, without any 
                requirement that the borrower become current before 
                such evaluation or as a condition of eligibility for 
                such modification.''.
    (j) Claims of Affected Investors and Other Parties.--Any action 
asserting a taking under the Fifth Amendment to the Constitution of the 
United States as a result of this subsection shall be brought not later 
than 180 days after the end of the COVID-19 emergency.
    (k) Extension of the GSE Patch.--The Director of the Bureau of 
Consumer Financial Protection shall revise section 
1026.43(e)(4)(iii)(B) of title 12, Code of Federal Regulations, to 
extend the sunset of the special rule provided under such section 
1026.43(e)(4) until January 1, 2022, or such later date as may be 
determined by the Bureau.
    (l) Definitions.--In this section:
            (1) COVID-19 emergency.--The term ``COVID-19 emergency'' 
        means the period that begins upon the date of the enactment of 
        this Act and ends on the date of the termination by the Federal 
        Emergency Management Agency of the emergency declared on March 
        13, 2020, by the President under the Robert T. Stafford 
        Disaster Relief and Emergency Assistance Act (42 U.S.C. 4121 et 
        seq.) relating to the Coronavirus Disease 2019 (COVID-19) 
        pandemic.
            (2) Manufactured home.--The term ``manufactured home''has 
        the meaning given that term under section 603 of the National 
        Manufactured Housing Construction and Safety Standards Act of 
        1974 (42 U.S.C. 5402).
            (3) Motor vehicle.--The term ``motor vehicle'' has the 
        meaning given that term under Section 1029(f) of the Consumer 
        Financial Protection Act of 2010 (12 U.S.C. 5519(f)).
            (4) Residential mortgage loan.--The term ``residential 
        mortgage loan'' means any consumer credit transaction that is 
        secured by a mortgage, deed of trust, or other equivalent 
        consensual security interest on residence consisting of a 
        single dwelling unit that is occupied by the mortgagor.

SEC. 109. BANKRUPTCY PROTECTIONS.

    (a) Increasing the Homestead Exemption.--
            (1) Homestead exemption.--Section 522 of title 11, United 
        States Code, is amended--
                    (A) in subsection (d)(1), by striking ``$15,000'' 
                and inserting ``$100,000''; and
                    (B) by adding at the end the following:
    ``(r) Notwithstanding any other provision of applicable 
nonbankruptcy law, a debtor in any State may exempt from property of 
the estate the property described in subsection (d)(1) not to exceed 
the value in subsection (d)(1) if the exemption for such property 
permitted by applicable nonbankruptcy law is lower than that amount.''.
    (b) Effect of Missed Mortgage Payments on Discharge.--Section 1328 
of title 11, United States Code, is amended by adding at the end the 
following:
                            ``(i) A debtor shall not be denied a 
                        discharge under this section because, as of the 
                        date of discharge, the debtor did not make 6 or 
                        fewer payments directly to the holder of a debt 
                        secured by real property.
    ``(j) Notwithstanding subsections (a) and (b), upon the debtor's 
request, the court shall grant a discharge of all debts provided for in 
the plan that are dischargeable under subsection (a) if the debtor--
            ``(1) has made payments under a confirmed plan for at least 
        1 year; and
            ``(2) is experiencing a loss of income or increase in 
        expenses due, directly or indirectly, to the coronavirus 
        disease 2019 (COVID-19) pandemic.''.
    (c) Modification of Chapter 13 Plan Due to Hardship Caused by 
COVID-19 Pandemic.--Section 1329 of title 11, United States Code, is 
amended by adding at end the following:
    ``(d)(1) Subject to paragraph (3), for a plan confirmed prior to 
the date of enactment of this subsection, the plan may be modified upon 
the request of the debtor if--
            ``(A) the debtor is experiencing or has experienced a 
        material financial hardship due, directly or indirectly, to the 
        coronavirus disease 2019 (COVID-19) pandemic; and
            ``(B) the modification is approved after notice and a 
        hearing.
    ``(2) A modification under paragraph (1) may include extending the 
period of time for payments on claims not later than 7 years after the 
date on which the first payment under the original confirmed plan was 
due.
    ``(3) Sections 1322(a), 1322(b), 1323(c), and the requirements of 
section 1325(a) shall apply to any modification under paragraph (1).''.
    (d) Applicability.--
            (1) The amendments made by subsections (a) and (b) shall 
        apply to any case commenced before, on, or after the date of 
        enactment of this Act.
            (2) The amendment made by subsection (c) shall apply to any 
        case for which a plan has been confirmed under section 1325 of 
        title 11, United States Code, before the date of enactment of 
        this Act.

SEC. 110. DEBT COLLECTION.

    (a) Temporary Debt Collection Moratorium During the COVID-19 
Emergency Period.--
            (1) In general.--The Fair Debt Collection Practices Act (15 
        U.S.C. 1692 et seq.) is amended by inserting after section 812 
        the following:
``Sec. 812A. Temporary debt collection moratorium during the COVID-19 
              emergency period
    ``(a) Definitions.--In this section:
            ``(1) Consumer.--The term `consumer' means any natural 
        person obligated or allegedly obligated to pay any debt.
            ``(2) COVID-19 emergency period.--The term `COVID-19 
        emergency period' means the period that begins upon the date of 
        the enactment of this Act and ends upon the date of the 
        termination by the Federal Emergency Management Administration 
        of the emergency declared on March 13, 2020, by the President 
        under the Robert T. Stafford Disaster Relief and Emergency 
        Assistance Act (42 U.S.C. 4121 et seq.) relating to the 
        Coronavirus Disease 2019 (COVID-19) pandemic.
            ``(3) Creditor.--The term `creditor' means any person who 
        offers or extends credit creating a debt or to whom a debt is 
        owed or other obligation of payment.
            ``(4) Debt.--The term `debt'--
                    ``(A) means any past due obligation or alleged 
                obligation of a consumer, non-profit organization, or 
                small business to pay money--
                            ``(i) arising out of a transaction in which 
                        the money, property, insurance, or services 
                        which are the subject of the transaction are 
                        primarily for personal, family, business, non-
                        profit, or household purposes, whether or not 
                        such obligation has been reduced to judgment;
                            ``(ii) owed to a local, State, or Federal 
                        government;
                    ``(B) does not include federally related mortgages 
                (as defined under section 3 of the Real Estate 
                Settlement Procedures Act of 1974) unless a deficiency 
                judgment has been made with respect to such federally 
                related mortgage.
            ``(5) Debt collector.--The term `debt collector' includes a 
        creditor and any person or entity that engages in the 
        collection of debt (including the Federal Government or a State 
        government) whether or not the debt is allegedly owed to or 
        assigned to that person or entity.
            ``(6) Depository institution.--The term `depository 
        institution'--
                    ``(A) has the meaning given that term under section 
                3 of the Federal Deposit Insurance Act; and
                    ``(B) means a Federal or State credit union (as 
                such terms are defined, respectively, under section 101 
                of the Federal Credit Union Act.)
            ``(7) Non-profit organization.--The term `non-profit 
        organization' means an organization described in section 
        501(c)(3) of the Internal Revenue Code of 1986 and exempt from 
        taxation under subsection (a) of such section.
            ``(8) Small business.--The term `small business' has the 
        meaning given the term `small business concern' under section 3 
        of the Small Business Act (15 U.S.C. 632).
    ``(b) Prohibitions.--Notwithstanding any other provision of law, 
during COVID-19 emergency period and the 120-day period immediately 
following, a debt collector is prohibited from--
            ``(1) capitalizing or adding extra interest or fees 
        triggered by the non-payment of an obligation by a consumer, 
        small business, or non-profit organization to the balance of an 
        account;
            ``(2) suing or threatening to sue a consumer, small 
        business, or non-profit for a past-due debt;
            ``(3) continuing litigation initiated before the date of 
        enactment of this section to collect a debt from a consumer, 
        small business, or non-profit organization;
            ``(4) enforcing a security interest, including through 
        repossession or foreclosure, against a consumer, small 
        business, or non-profit organization;
            ``(5) reporting a past due debt of a consumer, small 
        business, or non-profit organization to a consumer reporting 
        agency;
            ``(6) taking or threatening to take any action to enforce 
        collection, or any adverse action against a consumer, small 
        business, or non-profit organization for non-payment or for 
        non-appearance at any hearings related to a debt;
            ``(7) except with respect to enforcing an order for child 
        support or spousal support, initiating or continuing any action 
        to cause or to seek to cause the collection of a debt from 
        wages, Federal benefits, or other amounts due to a consumer, 
        small business, or non-profit organization, by way of 
        garnishment, deduction, offset, or other seizure, or to cause 
        or seek to cause the collection of a debt by seizing funds from 
        a bank account or any other assets held by such consumer, small 
        business, or non-profit organization;
            ``(8) in the case of action or collection described under 
        paragraph (7) that was initiated prior to the beginning of the 
        date of such disaster or emergency, failing to suspend the 
        action or collection until 120 days after the end of the COVID-
        19 emergency period;
            ``(9) upon the termination of the incident period for such 
        disaster or emergency, failing to extend the time period to pay 
        an obligation by one payment period for each payment that a 
        consumer, small business, or non-profit organization missed 
        during the incident period, with the payments due in the same 
        amounts and at the same intervals as the pre-existing payment 
        schedule of the consumer, small business, or non-profit 
        organization (as applicable) or, if the debt has no payment 
        periods, allow the consumer, small business, or non-profit a 
        reasonable time in which to repay the debt in affordable 
        payments;
            ``(10) disconnecting a consumer, small business, or non-
        profit organization from a utility prepaid or post-paid 
        electricity, natural gas, telecommunications, broadband, water, 
        or sewer service; or
            ``(11) exercising a right to set off provision contained in 
        any consumer, small business, or non-profit organization 
        account agreement with a depository institution.
    ``(c) Violation.--Any person who violates a provision of this 
section shall--
            ``(1) be treated as a debt collector for purposes of 
        section 813; and
            ``(2) be liable to the consumer, small business, or non-
        profit organization an amount equal to 10 times the damages 
        allowed under section 813 for each such violation.''.
            (2) Table of contents amendment.--The table of contents at 
        the beginning of the Fair Debt Collection Practices Act (15 
        U.S.C. 1692 et seq.) is amended by inserting after the item 
        relating to section 812 the following new item:

``812A. Temporary debt collection moratorium during the COVID-19 
                            emergency period.''.
    (b) Confessions of Judgment Prohibition.--
            (1) In general.--Chapter 2 of the Truth in Lending Act (15 
        U.S.C. 1631 et seq.) is amended--
                    (A) by adding at the end the following:
``Sec. 140B. Confessions of judgment prohibition
    ``(a) In General.--During a period described under section 812A(b) 
of the Fair Debt Collection Practices Act, no person may directly or 
indirectly take or receive from another person or seek to enforce an 
obligation that constitutes or contains a cognovit or confession of 
judgment (for purposes other than executory process in the State of 
Louisiana), warrant of attorney, or other waiver of the right to notice 
and the opportunity to be heard in the event of suit or process 
thereon.
    ``(b) Exemption.--The exemption in section 104(1) shall not apply 
to this section.
    ``(c) Debt Defined.--In this section, the term `debt' means any 
obligation of a person to pay to another person money--
            ``(1) regardless of whether the obligation is absolute or 
        contingent, if the understanding between the parties is that 
        any part of the money shall be or may be returned;
            ``(2) that includes the right of the person providing the 
        money to an equitable remedy for breach of performance if the 
        breach gives rise to a right to payment; and
            ``(3) regardless of whether the obligation or right to an 
        equitable remedy described in paragraph (2) has been reduced to 
        judgment or is fixed, contingent, matured, unmatured, disputed, 
        undisputed, secured, or unsecured.''; and
                    (B) in the table of contents for such chapter, by 
                adding at the end the following:

``140B. Confessions of judgment prohibition.''.
            (2) Conforming amendment.--Section 130(a) of the Truth in 
        Lending Act (15 U.S.C. 1640(a)) is amended by adding at the end 
        the following: ``For purposes of this section, the term 
        `creditor' refers to any person charged with compliance.''.

SEC. 111. DISASTER PROTECTION FOR WORKERS' CREDIT.

    (a) Purpose.--The purpose of this section, and the amendments made 
by this section, is to protect consumers' credit from negative impacts 
as a result of financial hardship due to the coronavirus disease 
(COVID-19) outbreak and future major disasters.
    (b) Reporting of Information During Major Disasters.--
            (1) In general.--The Fair Credit Reporting Act is amended 
        by inserting after section 605B the following:
``Sec. 605C. Reporting of information during major disasters
    ``(a) Definitions.--In this section:
            ``(1) COVID-19 emergency period.--The term `COVID-19 
        emergency period' means the period beginning on the date of 
        enactment of this section and ending on the later of--
                    ``(A) 120 days after the date of enactment of this 
                section; or
                    ``(B) 120 days after the date of termination by the 
                Federal Emergency Management Administration of the 
                emergency declared on March 13, 2020, by the President 
                under the Robert T. Stafford Disaster Relief and 
                Emergency Assistance Act (42 U.S.C. 4121 et seq.) 
                relating to the Coronavirus Disease 2019 (COVID-19) 
                pandemic.
            ``(2) Covered major disaster period.--The term `covered 
        major disaster period' means--
                    ``(A) the period beginning on the date on which a 
                major disaster is declared by the President under 
                section 401 of the Robert T. Stafford Disaster Relief 
                and Emergency Assistance Act (42 U.S.C. 5170), under 
                which assistance is authorized under section 408 of 
                such Act (42 U.S.C. 5174), and ending on the date that 
                is 120 days after the end of the incident period 
                designated in such declaration; or
                    ``(B) the period ending 120 days after the date of 
                termination by the Federal Emergency Management 
                Administration of the emergency declared on March 13, 
                2020, by the President under the Robert T. Stafford 
                Disaster Relief and Emergency Assistance Act (42 U.S.C. 
                4121 et seq.) relating to the Coronavirus Disease 2019 
                (COVID-19) pandemic.
            ``(3) Major disaster.--The term `major disaster' means a 
        major disaster declared by the President under section 401 of 
        the Robert T. Stafford Disaster Relief and Emergency Assistance 
        Act (42 U.S.C. 5170),  under which assistance is authorized 
        under section 408 of such Act (42 U.S.C. 5174)
    ``(b) Moratorium on Furnishing Adverse Information During COVID-19 
Emergency Period.--No person may furnish any adverse item of 
information (except information related to a felony criminal 
conviction) relating to a consumer that was the result of any action or 
inaction that occurred during the COVID-19 emergency period.
    ``(c) Moratorium on Furnishing Adverse Information During Covered 
Major Disaster Period.--No person may furnish any adverse item of 
information (except information related to a felony criminal 
conviction) relating to a consumer that was the result of any action or 
inaction that occurred during a covered major disaster period if the 
consumer is a resident of the affected area covered by a declaration 
made by the President under section 401 of the Robert T. Stafford 
Disaster Relief and Emergency Assistance Act (42 U.S.C. 5170), under 
which assistance is authorized under section 408 of such Act (42 U.S.C. 
5174).
    ``(d) Information Excluded From Consumer Reports.--In addition to 
the information described in section 605(a), no consumer reporting 
agency may make any consumer report containing an adverse item of 
information (except information related to a felony criminal 
conviction) reported relating to a consumer that was the result of any 
action or inaction that occurred during the COVID-19 emergency period 
or a covered major disaster period, and as applicable under subsection 
(f)(3), for 270 days after the expiration of the applicable period.
    ``(e) Summary of Rights.--Not later than 60 days after the date of 
enactment of this subsection, the Bureau shall update the model summary 
of rights under section 609(c)(1) to include a description of the right 
of a consumer to--
            ``(1) request the deletion of adverse items of information 
        under subsection (f); and
            ``(2) request a consumer report or score, without charge to 
        the consumer, under subsection (g).
    ``(f) Deletion of Adverse Items of Information Resulting From the 
Coronavirus Disease (COVID-19) Outbreak and Major Disasters.--
            ``(1) Reporting.--
                    ``(A) In general.--Not later than 60 days after the 
                date of enactment of this subsection, the Bureau shall 
                create a website for consumers to report, under penalty 
                of perjury, economic hardship as a result of the 
                coronavirus disease (COVID-19) outbreak or a major 
                disaster (if the consumer is a resident of the affected 
                area covered by such major disaster) for the purpose of 
                extending credit report protection for an additional 
                270 days after the end of the COVID-19 emergency period 
                or covered major disaster period, as applicable.
                    ``(B) Documentation.--The Bureau shall--
                            ``(i) not require any documentation from a 
                        consumer to substantiate the economic hardship; 
                        and
                            ``(ii) provide notice to the consumer that 
                        a report under subparagraph (A) is under 
                        penalty of perjury.
                    ``(C) Reporting period.--A consumer may report 
                economic hardship under subparagraph (A) during the 
                COVID-19 emergency period or a covered major disaster 
                period, as applicable, and for 60 days thereafter.
            ``(2) Database.--The Bureau shall establish and maintain a 
        secure database that--
                    ``(A) is accessible to each consumer reporting 
                agency described in section 603(p) and nationwide 
                specialty consumer reporting agency for purposes of 
                fulfilling their duties under paragraph (3) to check 
                and automatically delete any adverse item of 
                information (except information related to a felony 
                criminal conviction) reported that occurred during the 
                COVID-19 emergency period or a covered major disaster 
                period with respect to a consumer; and
                    ``(B) contains the information reported under 
                paragraph (1).
            ``(3) Deletion of adverse items of information by 
        nationwide consumer reporting and nationwide specialty consumer 
        reporting agencies.--
                    ``(A) In general.--Each consumer reporting agency 
                described in section 603(p) and each nationwide 
                specialty consumer reporting agency shall, using the 
                information contained in the database established under 
                paragraph (2), delete from the file of each consumer 
                named in the database each adverse item of information 
                (except information related to a felony criminal 
                conviction) that was a result of an action or inaction 
                that occurred during the COVID-19 emergency period or a 
                covered major disaster period up to 270 days following 
                the end of the such period.
                    ``(B) Timeline.--Each consumer reporting agency 
                described in section 603(p) and each nationwide 
                specialty consumer reporting agency shall check the 
                database at least weekly and delete adverse items of 
                information as soon as practicable after information 
                that is reported under paragraph (1) appears in the 
                database established under paragraph (2).
            ``(4) Request for deletion of adverse items of 
        information.--
                    ``(A) In general.--A consumer who has filed a 
                report of economic hardship with the Bureau may submit 
                a request, without charge to the consumer, to a 
                consumer reporting agency to delete from the consumer's 
                file an adverse item of information (except information 
                related to a felony criminal conviction) that was a 
                result of an action or inaction that occurred during 
                the COVID-19 emergency period or a covered major 
                disaster period up to 270 days following the end of the 
                such period.
                    ``(B) Timing.--A consumer may submit a request 
                under subparagraph (A), not later than 270-day period 
                described in that subparagraph.
                    ``(C) Removal and notification.--Upon receiving a 
                request under this paragraph to delete an adverse item 
                of information, a consumer reporting agency shall--
                            ``(i) delete the adverse item of 
                        information (except information related to a 
                        felony criminal conviction) from the consumer's 
                        file; and
                            ``(ii) notify the consumer and the 
                        furnisher of the adverse item of information of 
                        the deletion.
    ``(g) Free Credit Report and Scores.--
            ``(1) In general.--During the COVID-19 emergency period or 
        a covered major disaster period and ending 12 months after the 
        expiration of the COVID-19 emergency period or covered major 
        disaster period, as applicable, each consumer reporting agency 
        as described under 603(p) and nationwide specialty consumer 
        reporting agency shall make all disclosures described under 
        section 609 upon request by a consumer, by mail or online, 
        without charge to the consumer and without limitation as to the 
        number of requests. A consumer reporting agency shall also 
        supply a consumer, upon request and without charge, with a 
        credit score that--
                    ``(A) is derived from a credit scoring model that 
                is widely distributed to users by the consumer 
                reporting agency for the purpose of any extension of 
                credit or other transaction designated by the consumer 
                who is requesting the credit score; or
                    ``(B) is widely distributed to lenders of common 
                consumer loan products and predicts the future credit 
                behavior of the consumer.
            ``(2) Timing.--A file disclosure or credit score under 
        paragraph (1) shall be provided to the consumer not later 
        than--
                    ``(A) 7 days after the date on which the request is 
                received if the request is made by mail; and
                    ``(B) not later than 15 minutes if the request is 
                made online.
            ``(3) Additional reports.--A file disclosure provided under 
        paragraph (1) shall be in addition to any disclosure requested 
        by the consumer under section 612(a).
            ``(4) Prohibition.--A consumer reporting agency that 
        receives a request under paragraph (1) may not request or 
        require any documentation from the consumer that demonstrates 
        that the consumer was impacted by the coronavirus disease 
        (COVID-19) outbreak or a major disaster (except to verify that 
        the consumer resides in an area covered by the major disaster) 
        as a condition of receiving the file disclosure or score.
    ``(h) Posting of Rights.--Not later than 30 days after the date of 
enactment of this section, each consumer reporting agency shall 
prominently post and maintain a direct link on the homepage of the 
public website of the consumer reporting agency information relating to 
the right of consumers to--
            ``(1) request the deletion of adverse items of information 
        (except information related to a felony criminal conviction) 
        under subsection (f); and
            ``(2) request consumer file disclosures and scores, without 
        charge to the consumer, under subsection (g).
    ``(i) Ban on Reporting Medical Debt Information Related to COVID-19 
or a Major Disaster.--
            ``(1) Furnishing ban.--No person shall furnish adverse 
        information to a consumer reporting agency related to medical 
        debt if such medical debt is with respect to medical expenses 
        related to treatments arising from COVID-19 or a major disaster 
        (whether or not the expenses were incurred during the COVID-19 
        emergency period or covered major disaster period).
            ``(2) Consumer report ban.--No consumer reporting agency 
        may made a consumer report containing adverse information 
        related to medical debt if such medical debt is with respect to 
        medical expenses related to treatments arising from COVID-19 or 
        a major disaster (whether or not the expenses were incurred 
        during the COVID-19 emergency period or covered major disaster 
        period).
    ``(j) Credit Scoring Models.--A person that creates and implements 
credit scoring models may not treat the absence, omission, or deletion 
of any information pursuant to this section as a negative factor or 
negative value in credit scoring models created or implemented by such 
person.''.
            (2) Technical and conforming amendment.--The table of 
        contents for the Fair Credit Reporting Act is amended by 
        inserting after the item relating to section 605B the 
        following:

``605C. Reporting of information during major disasters.''.
    (c) Limitations on New Credit Scoring Models During the COVID-19 
Emergency and Major Disasters.--The Fair Credit Reporting Act (15 
U.S.C. 1681 et seq.) is amended--
            (1) by adding at the end the following:
``Sec. 630. Limitations on new credit scoring models during the COVID-
              19 emergency and major disasters
    ``With respect to a person that creates and implements credit 
scoring models, such person may not, during the COVID-19 emergency 
period or a covered major disaster period (as such terms are defined 
under section 605C), create or implement a new credit scoring model 
(including a revision to an existing scoring model) if the new credit 
scoring model would identify a significant percentage of consumers as 
being less creditworthy when compared to the previous credit scoring 
models created or implemented by such person.''; and
            (2) in the table of contents for such Act, by adding at the 
        end the following new item:

``630. Limitations on new credit scoring models during major 
                            disasters.''.

SEC. 112. STUDENT LOANS.

    (a) Payments for Private Education Loan Borrowers as a Result of 
the COVID-19 National Emergency.--Section 140 of the Truth in Lending 
Act (15 U.S.C. 1650) is amended by adding at the end the following new 
subsection:
    ``(h) COVID-19 National Emergency Private Education Loan Repayment 
Assistance.--
            ``(1) Authority.--Effective on the date of the enactment of 
        this section, for the duration of the COVID-19 emergency period 
        and the 6-month period immediately following, the Secretary of 
        the Treasury shall, for each borrower of a private education 
        loan, pay the total amount due for such month on the loan, 
        based on the payment plan selected by the borrower or the 
        borrower's loan status.
            ``(2) No capitalization of interest.--With respect to any 
        loan in repayment during the COVID-19 national emergency period 
        and the 6-month period immediately following, interest due on a 
        private education loan during such period shall not be 
        capitalized at any time during the COVID-19 national emergency 
        period and the 6-month period immediately following.
            ``(3) Reporting to consumer reporting agencies.--During the 
        period in which the Secretary of the Treasury is making 
        payments on a loan under paragraph (1), the Secretary shall 
        ensure that, for the purpose of reporting information about the 
        loan to a consumer reporting agency, any payment made by the 
        Secretary is treated as if it were a regularly scheduled 
        payment made by a borrower.
            ``(4) Notice of payments and program.--Not later than 15 
        days following the date of enactment of this subsection, and 
        monthly thereafter during the COVID-19 national emergency 
        period and the 6-month period immediately following, the 
        Secretary of the Treasury shall provide a notice to all 
        borrowers of private education loans--
                    ``(A) informing borrowers of the actions taken 
                under this subsection;
                    ``(B) providing borrowers with an easily accessible 
                method to opt out of the benefits provided under this 
                subsection; and
                    ``(C) notifying the borrower that the program under 
                this subsection is a temporary program and will end 6 
                months after the COVID-19 national emergency period 
                ends.
            ``(5) Suspension of involuntary collection.--During the 
        COVID-19 national emergency period and the 6-month period 
        immediately following, the holder of a private education loan 
        shall immediately take action to halt all involuntary 
        collection related to the loan.
            ``(6) Mandatory forbearance.--During the period in which 
        the Secretary of the Treasury is making payments on a loan 
        under paragraph (1), the servicer of such loan shall grant the 
        borrower forbearance as follows:
                    ``(A) A temporary cessation of all payments on the 
                loan other than the payments of interest and principal 
                on the loan that are made under paragraph (1).
                    ``(B) For borrowers who are delinquent but who are 
                not yet in default before the date on which the 
                Secretary begins making payments under paragraph (1), 
                the retroactive application of forbearance to address 
                any delinquency.
            ``(7) Data to implement.--Holders and servicers of private 
        education loans shall report, to the satisfaction of the 
        Secretary of the Treasury, the information necessary to 
        calculate the amount to be paid under this section.
            ``(8) COVID-19 emergency period defined.--In this 
        subsection, the term `COVID-19 emergency period' means the 
        period that begins upon the date of the enactment of this Act 
        and ends upon the date of the termination by the Federal 
        Emergency Management Administration of the emergency declared 
        on March 13, 2020, by the President under the Robert T. 
        Stafford Disaster Relief and Emergency Assistance Act (42 
        U.S.C. 4121 et seq.) relating to the Coronavirus Disease 2019 
        (COVID-19) pandemic.''.
    (b) Additional Protections for Private Student Loan Borrowers.--
            (1) Each private education loan holder who receives any 
        monthly payment pursuant to this section must modify all 
        private education loan contracts that it holds to provide for 
        the same repayment plan and forgiveness terms available to 
        Direct Loans borrowers under 34 C.F.R. Sec.  685.209(c), in 
        effect as of January 1, 2020.
            (2) For a borrower who has defaulted on the private 
        education loan under the terms of the promissory note prior to 
        any loan payment made or forbearance granted under this 
        section, no payment made or forbearance granted under this 
        section shall be considered an event that impacts the 
        calculation of the applicable state statutes of limitation.
            (3) A private education loan debt collector, as that term 
        is defined in the Federal Debt Collection Practices Act, may 
        not pressure a borrower to elect to apply the amount to any 
        private education loan. ``Pressure'' is defined as any 
        communication, recommendation or other similar communication, 
        other than providing basic information about a borrower's 
        options, urging a borrower to make this election. Violation of 
        this provision shall be an unfair practice in violation of 15 
        U.S.C. Sec.  1692f.
            (4) A private education loan debt collector or creditor may 
        not pressure a borrower to elect to apply the amount to any 
        private education loan. ``Pressure'' is defined as any 
        communication, recommendation or other similar communication, 
        other than providing basic information about a borrower's 
        options, urging a borrower to make this election. Violation of 
        this provision shall be an abusive act or practice as defined 
        by 12 U.S.C. Sec.  5531.
            (5) For a borrower who has defaulted on the private 
        education loan, under the terms of the promissory note, prior 
        to any loan payment made under this section, no loan relief 
        provided under this section shall be considered an event that 
        impacts the calculation of the applicable state statutes of 
        limitation.
    (c) Minimum Relief for Private Student Loan Borrowers as a Result 
of the COVID-19 National Emergency.--
            (1) Minimum student loan relief as a result of the covid-19 
        national emergency.--Not later than 270 days after the last day 
        of the COVID-19 emergency period, the Secretary of the Treasury 
        shall carry out a program under which a qualified borrower, 
        with respect to the private education of loans of such 
        qualified borrower, shall receive in accordance with paragraph 
        (3) an amount equal to the lesser of the following:
                    (A) The total amount of each private education loan 
                of the borrower; or
                    (B) $10,000.
            (2) Notification of borrowers.--Not later than 270 days 
        after the last day of the COVID-19 emergency period, the 
        Secretary of the Treasury shall notify each qualified borrower 
        of--
                    (A) the requirements to provide loan relief to such 
                borrower under this section; and
                    (B) the opportunity for such borrower to make an 
                election under paragraph (3)(A) with respect to the 
                application of such loan relief to the covered loans 
                and private education loans of such borrower.
            (3) Distribution of funding.--
                    (A) Election by borrower.--Not later than 45 days 
                after a notice is sent under paragraph (2), a qualified 
                borrower may elect to apply the amount determined with 
                respect to such borrower under paragraph (1) to any 
                private education loan of the borrower.
                    (B) Automatic payment.--
                            (i) In general.--In the case of a qualified 
                        borrower who does not make an election under 
                        subparagraph (A) before the date described in 
                        such paragraph, the Secretary of the Treasury 
                        shall apply the amount determined with respect 
                        to such borrower under paragraph (1) in order 
                        of the private education loan of the qualified 
                        borrower with the highest interest rate.
                            (ii) Equal interest rates.--In case of two 
                        or more private education loans described in 
                        clause (i) with equal interest rates, the 
                        Secretary of the Treasury shall apply the 
                        amount determined with respect to such borrower 
                        under paragraph (1) first to the loan with the 
                        highest principal.
            (4) Definitions.--In this subsection:
                    (A) Covered loan.--The term ``covered loan'' 
                means--
                            (i) a loan made, insured, or guaranteed 
                        under part B of title IV of the Higher 
                        Education Act of 1965 (20 U.S.C. 1071 et seq.);
                            (ii) a loan made under part D of title IV 
                        of the Higher Education Act of 1965 (20 U.S.C. 
                        1087a et seq.); and
                            (iii) a Federal Perkins Loan made pursuant 
                        to part E of title IV of the Higher Education 
                        Act of 1965 (20 U.S.C. 1087aa et seq.).
                    (B) COVID-19 emergency period.--The term ``COVID-19 
                emergency period'' means the period that begins upon 
                the date of the enactment of this Act and ends upon the 
                date of the termination by the Federal Emergency 
                Management Administration of the emergency declared on 
                March 13, 2020, by the President under the Robert T. 
                Stafford Disaster Relief and Emergency Assistance Act 
                (42 U.S.C. 4121 et seq.) relating to the Coronavirus 
                Disease 2019 (COVID-19) pandemic.
                    (C) Private education loan.--The term ``private 
                education loan'' has the meaning given the term in 
                section 140 of the Truth in Lending Act (15 U.S.C. 
                1650).
                    (D) Qualified borrower.--The term ``qualified 
                borrower'' means a borrower of a covered loan or a 
                private education loan.
                    (E) Secretaries concerned.--The term ``Secretaries 
                concerned'' means--
                            (i) the Secretary of Education, with 
                        respect to covered loans and borrowers of such 
                        covered loans; and
                            (ii) the Secretary of the Treasury, with 
                        respect to private education loans and 
                        borrowers of such private education loans.

SEC. 113. WAIVER OF IN-PERSON APPRAISAL REQUIREMENTS.

    (a) Finding.--The Congress finds that as the country continues to 
grapple with the impact of the spread of COVID-19, several adjustments 
are needed to ensure that mortgage processing can continue to function 
without significant delays, despite requirements that would otherwise 
require in-person interactions.
    (b) Waiver.--
            (1) In general.--Until the end of the COVID-19 emergency, 
        any appraisal that is conducted for a loan with respect to 
        which applicable law would otherwise require the performance of 
        an interior inspection may be performed without an interior 
        inspection, if--
                    (A) an exterior inspection is performed in 
                conjunction with other methods to maximize credibility, 
                including verifiable contemporaneous video or 
                photographic documentation by the borrower and borrower 
                observations; and
                    (B) the applicable lender, guarantor, regulating 
                agency, or insurer may order additional services to 
                include an interior inspection at a later date.
            (2) Stipulation.-- An appraiser conducting an appraisal 
        without an interior inspection pursuant to this section shall 
        stipulate an extraordinary assumption that the property's 
        interior quality, condition, and physical characteristics are 
        as described and consistent with the exterior view, and shall 
        employ all available methods to maximize accuracy while 
        maintaining safety.
    (c) Rulemaking.--Not later than the end of the 1-week period 
beginning on the date of enactment of this Act, the Federal Housing 
Commissioner of the Federal Housing Agency and the Director of the 
Federal Housing Finance Agency shall issue such rules or guidance as 
may be necessary to ensure that such agencies, the Federal Home Loan 
Mortgage Corporation, the Federal National Mortgage Association, and 
the Federal home loan banks make any adjustments to mortgage processing 
requirements that may be necessary to provide flexibility to avoid in-
person interactions while preserving the goals of the programs and 
consumer protection.
    (d) COVID-19 Emergency Defined.--In this section, the term ``COVID-
19 emergency'' means the period that begins upon the date of the 
enactment of this Act and ends on the date of the termination by the 
Federal Emergency Management Agency of the emergency declared on March 
13, 2020, by the President under the Robert T. Stafford Disaster Relief 
and Emergency Assistance Act (42 U.S.C. 4121 et seq.) relating to the 
Coronavirus Disease 2019 (COVID-19) pandemic.

SEC. 114. SUPPLEMENTAL FUNDING FOR COMMUNITY DEVELOPMENT BLOCK GRANTS.

    (a) Funding and Allocations.--
            (1) Authorization of appropriations.--There is authorized 
        to be appropriated $12,000,000,000 for assistance in accordance 
        with this section under the community development block grant 
        program under title I of the Housing and Community Development 
        Act of 1974 (42 U.S.C. 5301 et seq.).
            (2) Initial allocation.--$6,000,000,000 of the amount made 
        available pursuant to paragraph (1) shall be distributed 
        pursuant to section 106 of such Act (42 U.S.C. 5306) to 
        grantees and such allocations shall be made within 30 days 
        after the date of the enactment of this Act.
            (3) Subsequent allocation.--
                    (A) In general.--The $6,000,000,000 made available 
                pursuant to paragraph (1) that remains after allocation 
                pursuant to paragraph (2) shall be allocated, not later 
                than 45 days after the date of the enactment of this 
                Act, directly to States to prevent, prepare for, and 
                respond to coronavirus within the State, including 
                activities within entitlement and nonentitlement 
                communities, based on public health needs, risk of 
                transmission of coronavirus, number of coronavirus 
                cases compared to the national average, and economic 
                and housing market disruptions, and other factors, as 
                determined by the Secretary, using best available data.
                    (B) Technical assistance.--Of the amount referred 
                to in subparagraph (A), $10,000,000 shall be made 
                available for capacity building and technical 
                assistance to support the use of such amounts to 
                expedite or facilitate infectious disease response.
            (4) Direct distribution.--Of the amount made available 
        pursuant to paragraph (1), $3,000,000,000 shall be distributed 
        directly to States and units of general local government, at 
        the discretion of the Secretary of Housing and Urban 
        Development (in this section referred to as the ``Secretary''), 
        according to a formula based on factors to be determined by the 
        Secretary, prioritizing risk of transmission of coronavirus, 
        number of coronavirus cases compared to the national average, 
        and economic and housing market disruptions resulting from 
        coronavirus.
            (5) Rolling allocations.--Allocations under this subsection 
        may be made on a rolling basis as additional needs develop and 
        data becomes available.
            (6) Best available data.--The Secretary shall make all 
        allocations under this subsection based on the best available 
        data at the time of allocation.
    (b) Eligible Activities.--Amounts made available pursuant to 
subsection (a) may be used only for--
            (1) eligible activities described in 105(a) of the Housing 
        and Community Development Act of 1974 (42 U.S.C. 5305(a)) 
        relating to preventing, preparing for, or responding to the 
        public health emergency relating to Coronavirus Disease 2019 
        (COVID-19); and
            (2) reimbursement of costs for such eligible activities 
        relating to preventing, preparing for, or responding to 
        Coronavirus Disease 2019 (COVID-19) that were accrued before 
        the date of the enactment of this Act.
    (c) Inapplicability of Public Services Cap.--The limitation under 
paragraph (8) of section 105(a) of the Housing and Community 
Development Act of 1974 (42 U.S.C. 5305(a)(8)) on the amount that may 
be used for activities under such paragraph shall not apply with 
respect to--
            (1) amounts made available pursuant to subsection (a); and
            (2) amounts made available in preceding appropriation Acts 
        for fiscal years 2019 and 2020 for carrying out title I of the 
        Housing and Community Development Act of 1974, to the extent 
        such amounts are used for activities described in subsection 
        (b) of this section.
    (d) Waivers.--
            (1) In general.--The Secretary may waive, or specify 
        alternative requirements for, any provision of any statute or 
        regulation that the Secretary administers in connection with 
        the use of amounts made available pursuant to subsection (a)(1) 
        and for fiscal years 2019 and 2020 (except for requirements 
        related to fair housing, nondiscrimination, labor standards, 
        and the environment), if the Secretary finds that good cause 
        exists for the waiver or alternative requirement and such 
        waiver or alternative requirement would not be inconsistent 
        with the overall purpose of title I of the Housing and 
        Community Development Act of 1974, including for the purposes 
        of addressing the impact of coronavirus.
            (2) Notice.--The Secretary shall notify the public through 
        the Federal Register or other appropriate means 5 days before 
        the effective date of any such waiver or alternative 
        requirement in order for such waiver or alternative requirement 
        to take effect. Such public notice may be provided on the 
        Internet at the appropriate Government web site or through 
        other electronic media, as determined by the Secretary.
    (e) Statements of Activities; Comprehensive Housing Affordability 
Strategies.--
            (1) Inapplicability of requirements.--Section 116(b) of 
        such Act (42 U.S.C. 5316(b); relating to submission of final 
        statements of activities not later than August 16 of a given 
        fiscal year) and any implementing regulations shall not apply 
        to final statements submitted in accordance with paragraphs (2) 
        and (3) of section 104 of such Act (42 U.S.C. 5304(a)) and 
        comprehensive housing affordability strategies submitted in 
        accordance with section 105 of the Cranston-Gonzalez National 
        Affordable Housing Act (42 U.S.C. 12705) for fiscal years 2019 
        and 2020.
            (2) New requirements.--Final statements and comprehensive 
        housing affordability strategies shall instead be submitted not 
        later than August 16, 2021.
            (3) Amendments.--Notwithstanding subsections (a)(2), 
        (a)(3), and (c) of section 104 of the Housing and Community 
        Development Act of 1974 (42 U.S.C. 5304) and section 105 of the 
        Cranston-Gonzalez National Affordable Housing Act (42 U.S.C. 
        12705), a grantee may not be required to amend its statement of 
        activities in order to engage in activities to prevent, 
        prepare, and respond to coronavirus or the economic and housing 
        disruption caused by it, but shall make public a report within 
        180 days of the end of the crisis which fully accounts for such 
        activities.
    (f) Public Hearings.--
            (1) Inapplicability of in-person hearing requirements.--A 
        grantee may not be required to hold in-person public hearings 
        in connection with its citizen participation plan, but shall 
        provide citizens with notice and a reasonable opportunity to 
        comment of not less than 15 days.
            (2) Virtual public hearings.--During the period that 
        national or local health authorities recommend social 
        distancing and limiting public gatherings for public health 
        reasons, a grantee may fulfill applicable public hearing 
        requirements for all grants from funds made available pursuant 
        to subsection (a)(1) and under the heading ``Department of 
        Housing and Urban Development--Community Planning and 
        Development--Community Development Fund'' in appropriation Acts 
        for fiscal years 2019 and 2020 by carrying out virtual public 
        hearings. Any such virtual hearings shall provide reasonable 
        notification and access for citizens in accordance with the 
        grantee's certifications, timely responses from local officials 
        to all citizen questions and issues, and public access to all 
        questions and responses.
    (g) Duplication of Benefits.--The Secretary shall ensure there are 
adequate procedures in place to prevent any duplication of benefits as 
defined by section 312 of the Robert T. Stafford Disaster Relief and 
Emergency Assistance Act (42 U.S.C. 5155) and act in accordance with 
section 1210 of the Disaster Recovery Reform Act of 2018 (division D of 
Public Law 115-254; 132 Stat. 3442) and section 312 of the Robert T. 
Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5155).

SEC. 115. COVID-19 EMERGENCY HOUSING RELIEF.

    (a) Definition of COVID-19 Emergency Period.--For purposes of this 
section, the term ``COVID-19 emergency period'' means the period that 
begins upon the date of the enactment of this Act and ends upon the 
date of the termination by the Federal Emergency Management Agency of 
the emergency declared on March 13, 2020, by the President under the 
Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 
U.S.C. 4121 et seq.) relating to the Coronavirus Disease 2019 (COVID-
19) pandemic.
    (b) Suspension of Community Service, Work, Presence in Unit, and 
Minimum Rent Requirements and Time Limits on Assistance.--
            (1) Suspension.--Notwithstanding any other provision of 
        law, during the COVID-19 emergency period, the following 
        provisions of law and requirements shall not apply:
                    (A) Section 12(c) of the United States Housing Act 
                of 1937 (42 U.S.C. 1437j(c); relating to community 
                service).
                    (B) Any work requirement or time limitation on 
                assistance established by a public housing agency 
                participating in the Moving to Work demonstration 
                program authorized under section 204 of the Departments 
                of Veterans Affairs and Housing and Urban Development 
                and Independent Agencies Appropriations Act, 1996 
                (Public Law 104-134; 110 Stat. 1321).
                    (C) Paragraph (3) of section 3(a) of the United 
                States Housing Act of 1937 (42 U.S.C. 1437a(a)(3); 
                relating to minimum rental amount).
                    (D) Section 982.312 of the regulations of the 
                Secretary of Housing and Urban Development (24 C.F.R. 
                982.312); relating to absence from unit).
            (2) Prohibition.--No penalty may be imposed nor any adverse 
        action taken for failure on the part of any tenant of public 
        housing or a dwelling unit assisted under section 8 of the 
        United States Housing Act of 1937 (42 U.S.C. 1437f) to comply 
        with the laws and requirements specified in paragraph (1) 
        during the period specified in paragraph (1).
    (c) Housing Choice Vouchers.--
            (1) Section 8 vouchers.--Notwithstanding any other 
        provision of law, the Secretary of Housing and Urban 
        Development shall provide that--
                    (A) during the COVID-19 emergency period, a public 
                housing agency may not terminate the availability to an 
                eligible household of a housing choice voucher under 
                section 8(o) of the United States Housing Act of 1937 
                (42 U.S.C. 1437f(o)) for failure to enter into a lease 
                for an assisted dwelling unit;
                    (B) in the case of any eligible household on whose 
                behalf such a housing choice voucher has been made 
                available, if as of the termination of the COVID-19 
                emergency period such availability has not terminated 
                (including by reason of subparagraph (A)) and such 
                voucher has not been used to enter into a lease for an 
                assisted dwelling unit, the public housing agency 
                making such voucher available may not terminate such 
                availability until the expiration of the 60-day period 
                beginning upon the termination of the COVID-19 
                emergency period; and
                    (C) during the COVID-19 emergency period, clause 
                (i) of section 8(o)(8)(A) of the United States Housing 
                Act of 1937 (42 U.S.C. 1437f(o)(8)A)(i); relating to 
                initial inspection of dwelling units) shall not apply, 
                except that in any case in which an inspection of a 
                dwelling unit for which a housing assistance payment is 
                established is not conducted before an assistance 
                payment is made for such dwelling unit--
                            (i) such clause shall be applied by 
                        substituting ``the expiration of the 90-day 
                        period beginning on the termination of the 
                        COVID-19 emergency period (as such term is 
                        defined in section 117(a) of the Financial 
                        Protections and Assistance for America's 
                        Consumers, States, Businesses, and Vulnerable 
                        Populations Act)'' for ``any assistance payment 
                        is made''; and
                            (ii) the public housing agency shall inform 
                        the tenant household and the owner of such 
                        dwelling unit of the inspection requirement 
                        applicable to such dwelling unit pursuant to 
                        clause (i).
            (2) Rural housing vouchers.--Notwithstanding any other 
        provision of law, the Secretary of Agriculture shall provide 
        that the same restrictions and requirements applicable under 
        paragraph (1) to voucher assistance under section 8(o) of the 
        United States Housing Act of 1937 shall apply with respect to 
        voucher assistance under section 542 of the Housing Act of 1949 
        (42 U.S.C. 1490r). In applying such restrictions and 
        requirements, the Secretary may take into consideration and 
        provide for any differences between such programs while 
        ensuring that the program under such section 542 is carried out 
        in accordance with the purposes of such restrictions and 
        requirements.
    (d) Suspension of Income Reviews.--During the COVID-19 emergency 
period, the Secretary of Housing and Urban Development and the 
Secretary of Agriculture shall waive any requirements under law or 
regulation requiring review of the income of an individual or household 
for purposes of assistance under a housing assistance program 
administered by such Secretary, except--
            (1) in the case of review of income upon the initial 
        provision of housing assistance; or
            (2) if such review is requested by an individual or 
        household due to a loss of income.
    (e) Authority To Suspend or Delay Deadlines.--During the COVID-19 
emergency period, the Secretary of Housing and Urban Development and 
the Secretary of Agriculture may suspend or delay any deadline relating 
to public housing agencies or owners of housing assisted under a 
program administered by such Secretary, except any deadline relating to 
responding to exigent conditions related to health and safety or 
emergency physical conditions.
    (f) Suspension of Assisted Housing Scoring Activities.--The 
Secretary of Housing and Urban Development shall suspend scoring under 
the Section 8 Management Assessment Program and the Public Housing 
Assessment System during the period beginning upon the date of the 
enactment of this Act and ending upon expiration of the 90-day period 
that begins upon the termination of the COVID-19 emergency period.
    (g) Requirements Regarding Residual Receipts and Reserve Funds.--
            (1) Suspension of requirement to submit residual receipts 
        to hud.--During the COVID-19 emergency period, any requirements 
        for owners of federally assisted multifamily housing to remit 
        residual receipts to the Secretary of Housing and Urban 
        Development shall not apply.
            (2) Eligible uses of reserve funds.--During the COVID-19 
        emergency period, any costs of an owner of federally assisted 
        multifamily housing for items, activities, and services related 
        to responding to coronavirus or COVID-19 shall be considered 
        eligible uses for the reserve fund for replacements for such 
        housing.

SEC. 116. SUPPLEMENTAL FUNDING FOR SERVICE COORDINATORS TO ASSIST 
              ELDERLY HOUSEHOLDS.

    (a) In General.--There is authorized to be appropriated 
$300,000,000 for grants under section 676 of the Housing and Community 
Development Act of 1992 (42 U.S.C. 13632) for costs of providing 
service coordinators for purposes of coordinating services to prevent, 
prepare for, or respond to the public health emergency relating to 
Coronavirus Disease 2019 (COVID-19).
    (b) Hiring.--In the hiring of staff using amounts made available 
pursuant to this section, grantees shall consider and hire, at all 
levels of employment and to the greatest extent possible, a diverse 
staff, including by race, ethnicity, gender, and disability status. 
Each grantee shall submit a report to the Secretary of Housing and 
Urban Development describing compliance with the preceding sentence not 
later than the expiration of the 120-day period that begins upon the 
termination of the emergency declared on March 13, 2020, by the 
President under the Robert T. Stafford Disaster Relief and Emergency 
Assistance Act (42 U.S.C. 4121 et seq.) relating to the Coronavirus 
Disease 2019 (COVID-19) pandemic.
    (c) One-Time Grants.--Grants made using amounts made available 
pursuant to subsection (a) shall not be renewable.
    (d) One-Year Availability.--Any amounts made available pursuant to 
this section that are allocated for a grantee and remaining unexpended 
upon the expiration of the 12-month period beginning upon such 
allocation shall be recaptured by the Secretary.

SEC. 117. FAIR HOUSING.

    (a) Definition of COVID-19 Emergency Period.-- For purposes of this 
section, the term ``COVID-19 emergency period'' means the period that 
begins upon the date of the enactment of this Act and ends upon the 
date of the termination by the Federal Emergency Management Agency of 
the emergency declared on March 13, 2020, by the President under the 
Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 
U.S.C. 4121 et seq.) relating to the Coronavirus Disease 2019 (COVID-
19) pandemic.
    (b) Fair Housing Activities.--
            (1) FHIP; fhap.--
                    (A) Authorization of appropriations.--To ensure 
                that fair housing organizations and State and local 
                civil rights agencies have sufficient resources to deal 
                with expected increases in fair housing complaints, to 
                investigate housing discrimination, including financial 
                scams that target protected classes associated with or 
                resulting from the COVID-19 pandemic, and during such 
                pandemic, there is authorized to be appropriated for 
                contracts, grants, and other assistance--
                            (i) $55,000,000 for the Fair Housing 
                        Initiatives Program under section 561 of the 
                        Housing and Community Development Act of 1987 
                        (42 U.S.C. 3616a); and
                            (ii) $35,000,000 for the Fair Housing 
                        Assistance Program under the Fair Housing Act 
                        (42 U.S.C. 3601 et seq.).
                Amounts made available pursuant to this subparagraph 
                may be used by such organizations and agencies to 
                establish the capacity to and to carry out activities 
                and services by telephone and online means, including 
                for individuals with limited English proficiency and 
                individuals with a disability in accordance with 
                requirements under the Americans With Disabilities Act 
                of 1990.
                    (B) Private enforcement initiative.--In entering 
                into contracts for private enforcement initiatives 
                under 561(b) of the Housing and Community Development 
                Act of 1987 (42 U.S.C. 3616a(b)) using amounts made 
                available pursuant to subparagraph (A)(i) of this 
                subsection, the Secretary of Housing and Urban 
                Development shall give priority to applications from 
                qualified fair housing enforcement organizations that 
                have at least 2 years of fair housing testing 
                experience.
                    (C) 3-year availability.--Any amounts made 
                available pursuant subparagraph (A) that are allocated 
                for a grantee and remain unexpended upon the expiration 
                of the 3-year period beginning upon such allocation 
                shall be recaptured by the Secretary.
            (2) Office of fair housing and equal opportunity.--There is 
        authorized to be appropriated $200,000,000 for the Office of 
        Fair Housing and Equal Opportunity of the Department of Housing 
        and Urban Development for costs of fully staffing such Office 
        to ensure robust enforcement of the Fair Housing Act during the 
        COVID-19 pandemic, including ensuring that--
                    (A) assistance provided under this Act is provided 
                and administered in a manner that affirmatively 
                furthers fair housing in accordance with the Fair 
                Housing Act;
                    (B) such Office has sufficient capacity for intake 
                of housing discrimination complaints by telephone and 
                online mechanisms, including for individuals with 
                limited English proficiency and individuals with a 
                disability in accordance with requirements under the 
                Americans With Disabilities Act of 1990 and section 504 
                of the Rehabilitation Act of 1973 (29 U.S.C. 794); and
                    (C) such Office has the capacity to respond to all 
                housing discrimination complaints made during the 
                COVID-19 pandemic within time limitations required 
                under law.
        In the hiring of staff using amounts made available pursuant to 
        this subsection, the Secretary of Housing and Urban Development 
        shall consider and hire, at all levels of employment and to the 
        greatest extent possible, a diverse staff, including by race, 
        ethnicity, gender, and disability status. The Secretary shall 
        submit a report to the Congress describing compliance with the 
        preceding sentence on a quarterly basis, for each of the first 
        4 calendar quarters ending after the date of the enactment of 
        this Act.
    (c) Fair Housing Guidance and Education.--
            (1) Prohibition of showings.--Not later than the expiration 
        of the 30-day period beginning on the date of the enactment of 
        this Act, the Secretary of Housing and Urban Development shall 
        issue guidance for owners of dwelling units assisted under 
        housing assistance programs of the Department prohibiting, 
        during the COVID-19 emergency period, of any showings of 
        occupied assisted dwelling units to prospective tenants.
            (2) Education.--There is authorized to be appropriated 
        $10,000,000 for the Office of Fair Housing and Equal 
        Opportunity of the Department of Housing and Urban Development 
        to carry out a national media campaign to educate the public of 
        increased housing rights during COVID-19 emergency period, that 
        provides that information and materials used in such campaign 
        are available--
                    (A) in the languages used by communities with 
                limited English proficiency; and
                    (B) to persons with disabilities.

SEC. 118. HUD COUNSELING PROGRAM AUTHORIZATION.

    (a) Findings.--The Congress finds the following:
            (1) The spread of COVID-19, which is now considered a 
        global pandemic, is expected to negatively impact the incomes 
        of potentially millions of homeowners, making it difficult for 
        them to pay their mortgages on time.
            (2) Housing counseling is critical to ensuring that 
        homeowners have the resources they need to navigate the loss 
        mitigation options available to them while they are 
        experiencing financial hardship.
    (b) Authorization.--There is authorized to be appropriated the 
Secretary of Housing and Urban Development $700,000,000 to carry out 
counseling services described under section 106 of the Housing and 
Urban Development Act of 1968 (12 U.S.C. 1701x).

SEC. 119. DEFENSE PRODUCTION ACT OF 1950.

    (a) Increase in Authorizations.--
            (1) Authorizations.--In addition to amounts otherwise 
        authorized to be appropriated, there is authorized to be 
        appropriated in the aggregate $3,000,000,000 for fiscal year 
        2020 and 2021 to carry out titles I and III of the Defense 
        Production Act of 1950 to produce medical ventilators, personal 
        protection equipment, and other critically needed medical 
        supplies and to carry out any other actions necessary to 
        respond to the COVID-19 emergency.
            (2) Carryover funds.--Section 304(e) of the Defense 
        Production Act of 1950 shall not apply at the close of fiscal 
        year 2020.
            (3) COVID-19 emergency.--In this section, the term ``COVID-
        19 emergency'' means the emergency declared on March 13, 2020, 
        by the President under the Robert T. Stafford Disaster Relief 
        and Emergency Assistance Act (42 U.S.C. 4121 et seq.) relating 
        to the Coronavirus Disease 2019 (COVID-19) pandemic.
    (b) Strengthening Congressional Oversight; Public Portal.--
            (1) In general.--Not later than three months after the date 
        of enactment of this Act, and every three months thereafter, 
        the Secretary of Commerce, in coordination with the Secretary 
        of Health and Human Services, the Secretary of Defense, and any 
        other Federal department or agency that has utilized authority 
        under title I or title III of the Defense Production Act of 
        1950 to respond to the COVID-19 emergency, shall submit a 
        report to the Committee on Financial Services of the House of 
        Representatives and the Committee on Banking, Housing, and 
        Urban Affairs of the Senate--
                    (A) on the use of such authority and the 
                expenditure of any funds in connection with such 
                authority;
                    (B) that includes details of each purchase order 
                made using such authorities, including the product and 
                amount of product ordered and the entity that fulfilled 
                the contract.
            (2) Public availability.--The Secretary of Commerce shall 
        place all reports submitted under paragraph (1) on an 
        appropriate website available to the public, in an easily 
        searchable format.
            (3) Sunset.--The requirements under this section shall 
        terminate after the expenditure of all funds appropriated 
        pursuant to the authorizations under subsection (a).

     TITLE II--ASSISTING SMALL BUSINESSES AND COMMUNITY FINANCIAL 
                              INSTITUTIONS

SEC. 201. SMALL BUSINESS CREDIT FACILITY.

    (a) Establishment.--The Board of Governors of the Federal Reserve 
System shall establish a credit facility to provide loans to small 
businesses during the COVID-19 emergency.
    (b) Definitions.--In this section:
            (1) COVID-19 emergency.--The term ``COVID-19 emergency'' 
        means the period that begins upon the date of the enactment of 
        this Act and ends on the date of the termination by the Federal 
        Emergency Management Agency of the emergency declared on March 
        13, 2020, by the President under the Robert T. Stafford 
        Disaster Relief and Emergency Assistance Act (42 U.S.C. 4121 et 
        seq.) relating to the Coronavirus Disease 2019 (COVID-19) 
        pandemic.
            (2) Small business.--The term ``small business'' means--
                    (A) a small business concern (as defined under 
                section 3 of the Small Business Act (15 U.S.C. 632);
                    (B) a family farm;
                    (C) an independent contractor; and
                    (D) any other class of businesses to which the 
                Board of Governors determines loans would promote full 
                employment and price stability.

SEC. 202. SMALL BUSINESS FINANCIAL ASSISTANCE PROGRAM.

    (a) In General.--The Secretary of the Treasury shall establish a 
Small Business Financial Assistance Program under which the Secretary 
shall provide loans and loan guarantees to small businesses.
    (b) Application.--In making loans and loan guarantees under this 
section, the Secretary shall--
            (1) provide a simple application process for borrowers; and
            (2) establish clear and easy to understand underwriting 
        standards for such loans.
    (c) Zero-Interest Loans.--Loans made by or guaranteed by the 
Secretary under this section shall be zero-interest loans, if the small 
business receiving such loan does not involuntarily terminate any 
employee of the small business during the COVID-19 emergency.
    (d) Advance.--
            (1) In general.--Upon request from an applicant for a loan 
        under this section, the Secretary may provide to such applicant 
        an advance, in cash, to such applicant.
            (2) Amount.--An advance provided under paragraph (1) shall 
        be in an amount equal to the revenue of the applicant for the 
        period beginning January 1, 2020 and ending January 31, 2020.
            (3) Procedures.--
                    (A) Review.--The Secretary shall have 1 week from 
                the receipt of a request for an advance under paragraph 
                (1) to conduct a risk assessment of the applicant to 
                determine whether to approve or deny such request.
                    (B) Approval.--If the Secretary does not deny a 
                request under subparagraph (A), the advance shall be 
                directly deposited into the account identified by the 
                applicant.
                    (C) Remaining funds.--Not later than 4 weeks after 
                approving a request of an applicant under subparagraph 
                (A), the Secretary shall disburse the remaining funds 
                to such applicant.
    (e) Forgiveness.--If small business that receives a loan or loan 
guarantee under this section demonstrates to the Secretary that the 
number of full-time employees of such small business on the date such 
small business submitted an application under this section is greater 
than or equal to the number of full-time employees of such small 
business on the date that is 1 year after the date of such submission, 
the Secretary shall forgive the remaining outstanding principal and 
interest on such loan or loan guarantee.
    (f) Funding.--The Secretary shall use $50,000,000,000 from the 
Exchange Stabilization Fund, without further appropriation, to carry 
out this section.
    (g) Definitions.--In this section:
            (1) COVID-19 emergency.--The term ``COVID-19 emergency'' 
        means the period that--
                    (A) begins on the declaration of the emergency 
                declared on March 13, 2020, by the President under the 
                Robert T. Stafford Disaster Relief and Emergency 
                Assistance Act (42 U.S.C. 4121 et seq.) relating to the 
                Coronavirus Disease 2019 (COVID-19) pandemic; and
                    (B) ends on the termination by the Federal 
                Emergency Management Agency of such emergency.
            (2) Small business.--The term ``small business'' means--
                    (A) a small business concern (as defined under 
                section 3 of the Small Business Act (15 U.S.C. 632);
                    (B) a family farm; and
                    (C) an independent contractor.

SEC. 203. LOAN AND OBLIGATION PAYMENT RELIEF FOR AFFECTED SMALL 
              BUSINESSES AND NON-PROFITS.

    (a) In General.--
            (1) In general.--During the COVID-19 emergency, a debt 
        collector may not, with respect to a debt of a small business 
        or non-profit (other than debt related to a federally related 
        mortgage loan)--
                    (A) capitalize unpaid interest;
                    (B) apply a higher interest rate triggered by the 
                nonpayment of a debt to the debt balance;
                    (C) charge a fee triggered by the nonpayment of a 
                debt;
                    (D) sue or threaten to sue for nonpayment of a 
                debt;
                    (E) continue litigation to collect a debt that was 
                initiated before the date of enactment of this section;
                    (F) submit or cause to be submitted a confession of 
                judgment to any court;
                    (G) enforce a security interest through 
                repossession, limitation of use, or foreclosure;
                    (H) take or threaten to take any action to enforce 
                collection, or any adverse action for nonpayment of a 
                debt, or for nonappearance at any hearing relating to a 
                debt;
                    (I) commence or continue any action to cause or to 
                seek to cause the collection of a debt, including 
                pursuant to a court order issued before the end of the 
                120-day period following the end of the COVID-19 
                emergency, from wages, Federal benefits, or other 
                amounts due to a small business or non-profit by way of 
                garnishment, deduction, offset, or other seizure;
                    (J) cause or seek to cause the collection of a 
                debt, including pursuant to a court order issued before 
                the end of the 120-day period following the end of the 
                COVID-19 emergency, by levying on funds from a bank 
                account or seizing any other assets of a small business 
                or non-profit;
                    (K) commence or continue an action to evict a small 
                business or non-profit from real or personal property; 
                or
                    (L) disconnect or terminate service from utility 
                service, including electricity, natural gas, 
                telecommunications or broadband, water, or sewer.
            (2) Rule of construction.--Nothing in this subsection may 
        be construed to prohibit a small business or non-profit from 
        voluntarily paying, in whole or in part, a debt.
            (3) Repayment period.--After the expiration of the COVID-19 
        emergency, with respect to a debt described under paragraph 
        (1), a debt collector--
                    (A) may not add to the debt balance any interest or 
                fee prohibited by paragraph (1);
                    (B) shall, for credit with a defined term or 
                payment period, extend the time period to repay the 
                debt balance by 1 payment period for each payment that 
                a small business or non-profit missed during the COVID-
                19 emergency, with the payments due in the same amounts 
                and at the same intervals as the pre-existing payment 
                schedule;
                    (C) shall, for an open end credit plan (as defined 
                under section 103 of the Truth in Lending Act) or other 
                credit without a defined term, allow the small business 
                or non-profit to repay the debt balance in a manner 
                that does not exceed the amounts permitted by formulas 
                under section 170(c) of the Truth in Lending Act and 
                regulations promulgated thereunder; and
                    (D) shall, when the small business or non-profit 
                notifies the debt collector, offer reasonable and 
                affordable repayment plans, loan modifications, 
                refinancing, options with a reasonable time in which to 
                repay the debt.
            (4) Communications in connection with the collection of a 
        debt.--
                    (A) In general.--During the COVID-19 emergency, 
                without prior consent of a small business or non-profit 
                given directly to a debt collector during the COVID-19 
                emergency, or the express permission of a court of 
                competent jurisdiction, a debt collector may only 
                communicate in writing in connection with the 
                collection of any debt (other than debt related to a 
                federally related mortgage loan).
                    (B) Required disclosures.--
                            (i) In general.--All written communications 
                        described under subparagraph (A) shall inform 
                        the small business or non-profit that the 
                        communication is for informational purposes and 
                        is not an attempt to collect a debt.
                            (ii) Requirements.--The disclosure required 
                        under clause (i) shall be made--
                                    (I) in type or lettering not 
                                smaller than 14-point bold type;
                                    (II) separate from any other 
                                disclosure;
                                    (III) in a manner designed to 
                                ensure that the recipient sees the 
                                disclosure clearly;
                                    (IV) in English and Spanish and in 
                                any additional languages in which the 
                                debt collector communicates, including 
                                the language in which the loan was 
                                negotiated, to the extent known by the 
                                debt collector; and
                                    (V) may be provided by first-class 
                                mail or electronically, if the borrower 
                                has otherwise consented to electronic 
                                communication with the debt collector 
                                and has not revoked such consent.
                            (iii) Oral notification.--Any oral 
                        notification shall be provided in the language 
                        the debt collector otherwise uses to 
                        communicate with the borrower.
                            (iv) Written translations.--In providing 
                        written notifications in languages other than 
                        English in this Section, a debt collector may 
                        rely on written translations developed by the 
                        Bureau of Consumer Financial Protection.
            (5) Violations.--
                    (A) In general.--Any person who violates this 
                section shall--
                            (i) except as provided under clause (ii), 
                        be subject to civil liability in accordance 
                        with section 813 of the Fair Debt Collection 
                        Practices Act, as if the person is a debt 
                        collector for purposes of that section.
                    (B) Predispute arbitration agreements.--
                Notwithstanding any other provision of law, no 
                predispute arbitration agreement or predispute joint-
                action waiver shall be valid or enforceable with 
                respect to a dispute brought under this section, 
                including a dispute as to the applicability of this 
                section, which shall be determined under Federal law.
            (6) Tolling.--Except as provided in paragraph (7)(D), any 
        applicable time limitations, including statutes of limitations, 
        related to a debt under Federal or State law shall be tolled 
        during the COVID-19 emergency.
            (7) Claims of affected creditors and debt collectors.--
                    (A) Valuation of property.--With respect to any 
                action asserting a taking under the Fifth Amendment of 
                the Constitution of the United States as a result of 
                this section or seeking a declaratory judgment 
                regarding the constitutionality of this section, the 
                value of the property alleged to have been taken 
                without just compensation shall be evaluated--
                            (i) with consideration of the likelihood of 
                        full and timely payment of the obligation 
                        without the actions taken pursuant to this 
                        section; and
                            (ii) without consideration of any 
                        assistance provided directly or indirectly to 
                        the small business or non-profit from other 
                        Federal, State, and local government programs 
                        instituted or legislation enacted in response 
                        to the COVID-19 emergency.
                    (B) Scope of just compensation.--In an action 
                described in subparagraph (A), any assistance or 
                benefit provided directly or indirectly to the person 
                from other Federal, State, and local government 
                programs instituted in or legislation enacted response 
                to the COVID-19 emergency, shall be deemed to be 
                compensation for the property taken, even if such 
                assistance or benefit is not specifically provided as 
                compensation for property taken by this section.
                    (C) Appeals.--Any appeal from an action under this 
                section shall be treated under section 158 of title 28, 
                United States Code, as if it were an appeal in a case 
                under title 11, United States Code.
                    (D) Repose.--Any action asserting a taking under 
                the Fifth Amendment to the Constitution of the United 
                States as a result of this section shall be brought 
                within not later than 180 days after the end of the 
                COVID-19 emergency.
            (8) Definitions.--In this section:
                    (A) COVID-19 emergency.--The term ``COVID-19 
                emergency'' means the period that begins upon the date 
                of the enactment of this Act and ends on the date of 
                the termination by the Federal Emergency Management 
                Agency of the emergency declared on March 13, 2020, by 
                the President under the Robert T. Stafford Disaster 
                Relief and Emergency Assistance Act (42 U.S.C. 4121 et 
                seq.) relating to the Coronavirus Disease 2019 (COVID-
                19) pandemic.
                    (B) Creditor.--The term ``creditor'' means--
                            (i) any person who offers or extends credit 
                        creating a debt or to whom a debt is owed or 
                        other obligation for payment;
                            (ii) any lessor of real or personal 
                        property; or
                            (iii) any provider of utility services.
                    (C) Debt.--The term ``debt''--
                            (i) means any obligation or alleged 
                        obligation--
                                    (I) for which the original 
                                agreement, or if there is no agreement, 
                                the original obligation to pay was 
                                created before or during the COVID-19 
                                emergency, whether or not such 
                                obligation has been reduced to 
                                judgment; and
                                    (II) that arises out of a 
                                transaction with a small business or 
                                non-profit; and
                            (ii) does not include a federally related 
                        mortgage loan.
                    (D) Debt collector.--The term ``debt collector'' 
                means a creditor, and any person or entity that engages 
                in the collection of debt, including the Federal 
                Government and a State government, irrespective of 
                whether the debt is allegedly owed to or assigned to 
                that person or to the entity.
                    (E) Federally related mortgage loan.--The term 
                ``federally related mortgage loan'' has the meaning 
                given that term under section 3 of the Real Estate 
                Settlement Procedures Act of 1974 (12 U.S.C. 2602).
                    (F) Non-profit.--The term ``non-profit'' means an 
                organization described in section 501(c)(3) of the 
                Internal Revenue Code of 1986 and exempt from taxation 
                under section 501(a) of such Code.
                    (G) Small business.--The term ``small business'' 
                has the meaning given the term ``small business 
                concern'' under section 3 of the Small Business Act.
    (b) Credit Facility for Other Purposes.--The Board of Governors of 
the Federal Reserve System shall establish a facility that the Board of 
Governors shall use to make payments to holders of loans or obligations 
to compensate such holders for documented financial losses--
            (1) with respect to a loan made to an individual, small 
        business, or non-profit; and
            (2) where such losses were caused by a suspension of 
        payments required under Federal law in connection with the 
        COVID-19 emergency.

SEC. 204. REAUTHORIZATION OF THE STATE SMALL BUSINESS CREDIT INITIATIVE 
              ACT OF 2010.

    The State Small Business Credit Initiative Act of 2010 (15 U.S.C. 
5701 et seq.) is amended--
            (1) by striking ``2009 allocation'' each place such term 
        appears and inserting ``2019 allocation'';
            (2) by striking ``2010 allocation'' each place such term 
        appears and inserting ``2020 allocation'';
            (3) by striking ``date of enactment of this Act'' each 
        place it appears and inserting ``date of the enactment of the 
        Small Business Support and Access to Capital Act of 2020'';
            (4) by striking ``date of the enactment of this Act'' each 
        place it appears and inserting ``date of the enactment of the 
        Small Business Support and Access to Capital Act of 2020'';
            (5) in section 3003(b)(2)--
                    (A) in the section heading, by striking ``2009 
                allocation formula'' and inserting striking ``2019 
                allocation formula'';
                    (B) by striking ``2008 State employment decline'' 
                each place such term appears and inserting ``2018 State 
                employment decline'';
                    (C) in subparagraph (A), by striking ``2009 
                allocation'' and inserting ``2019 allocation''; and
                    (D) in subparagraph (C)--
                            (i) in the subparagraph heading, by 
                        striking ``2008 state employment decline 
                        defined'' and inserting ``2018 state employment 
                        decline defined'';
                            (ii) in clause (i), by striking ``December 
                        2007'' and inserting ``December 2017''; and
                            (iii) in clause (ii), by striking 
                        ``December 2008'' and inserting ``December 
                        2018'';
            (6) in section 3003(b)(3)--
                    (A) in the section heading, by striking ``2010 
                allocation formula'' and inserting striking ``2020 
                allocation formula'';
                    (B) by striking ``2009 unemployment number'' each 
                place such term appears and inserting ``2019 
                unemployment number''; and
                    (C) in subparagraph (C)--
                            (i) in the subparagraph heading, by 
                        striking ``2009 unemployment number defined'' 
                        and inserting ``2019 unemployment number 
                        defined''; and
                            (ii) by striking ``December 2009'' and 
                        inserting ``December 2019'';
            (7) in section 3005(e), by striking ``to the Secretary a 
        report'' and inserting ``to the Secretary and Congress a 
        report'';
            (8) in section 3007--
                    (A) in subsection (a)(1), by striking `` to the 
                Secretary a report'' and inserting ``to the Secretary 
                and Congress a report''; and
                    (B) in subsection (b)--
                            (i) by striking ``March 31, 2011'' and 
                        inserting ``March 31, 2021''; and
                            (ii) by striking ``to the Secretary'' and 
                        inserting ``to the Secretary and Congress''; 
                        and
            (9) in section 3009--
                    (A) in subsection (b), by striking 
                ``$1,500,000,000'' and inserting ``$10,000,000,000'';
                    (B) in subsection (c), by adding at the end the 
                following new sentence: ``At the end of such period, 
                any amounts that remain unexpended or unobligated shall 
                be transferred to the Community Development Financial 
                Institutions Fund established under section 104(a) of 
                the Riegle Community Development and Regulatory 
                Improvement Act of 1994.''.

SEC. 205. FUNDING OF THE INITIATIVE TO BUILD GROWTH EQUITY FUNDS FOR 
              MINORITY BUSINESSES.

    (a) Grant.--The Minority Business Development Agency shall provide 
a grant of $3,000,0000,000 to fully implement the Initiative to Build 
Growth Equity Funds for Minority Businesses (the ``Initiative''; award 
number MB19OBD8020113), including to use such amounts as capital for 
the Equity Funds.
    (b) Administrative Expenses.--Of the amounts provided under 
subsection (a), the grant recipient may use not more than 2.25 percent 
of such amount for administrative expenses, of which--
            (1) not more than 1.5 percent per annum may be used for 
        fees to be paid to investment managers for fund investment 
        activities, including deal sourcing, due diligence, investment 
        monitoring, and investment reporting; and
            (2) not more than 0.75 percent per annum may be used for 
        fund administration activities by the grant recipient, 
        including fund manager evaluation, selection, monitoring, and 
        overall fund program management.
    (c) Treatment of Interest.--Notwithstanding any other provision of 
law, with the approval of the Minority Business Development Agency, 
grant funds made available under subsection (a) may be deposited in 
interest-bearing accounts pending disbursement, and any interest which 
accrues may be retained without returning such interest to the Treasury 
of the United States and interest earned may be obligated and expended 
for the purposes for which the grant was made available without further 
appropriation.
    (d) Reporting and Audit Requirements.--
            (1) Reporting by recipient.--The grant recipient under this 
        section shall issue a report to the Minority Business 
        Development Agency every 6 months detailing the use of grant 
        funds received under this section and any other information 
        that the Minority Business Development Agency may require.
            (2) Annual report to congress.--The Minority Business 
        Development Agency shall issue an annual report to the Congress 
        containing the information received under paragraph (1) and an 
        analysis of the implementation of the Initiative.
            (3) GAO audit.--The Comptroller General of the United 
        States shall, every 2 years, carry out an audit of the 
        Initiative and issue a report to the Congress and the Minority 
        Business Development Agency containing the results of such 
        audit.
            (4) Fund managers.--Fund managers shall annually report on 
        their fund management activities, including--
                    (A) fund performance;
                    (B) impacts of capital investments by industry and 
                geography;
                    (C) racial, ethnic, and gender demographics of 
                minority businesses receiving capital from the 
                Initiative; and
                    (D) any other ancillary and economic benefits of 
                capital investments from the Initiative.
    (e) Funding.--There is authorized to be appropriated to the 
Minority Business Development Agency $3,000,000,000 to make the grant 
described under subsection (a).

SEC. 206. COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND 
              SUPPLEMENTAL APPROPRIATION AUTHORIZATION.

    There is authorized to be appropriated $1,000,000,000 for fiscal 
year 2020, for providing financial assistance and technical assistance 
under subparagraphs (A) and (B) of section 108(a)(1) of the Community 
Development Banking and Financial Institutions Act of 1994 (12 U.S.C. 
4707(a)(1)), except that subsections (d) and (e) of such section 108 
shall not apply to the provision of such assistance.

SEC. 207. MINORITY DEPOSITORY INSTITUTION.

    (a) Sense of Congress on Funding the Loan-Loss Reserve Fund for 
Small Dollar Loans.--The sense of Congress is the following:
            (1) The Community Development Financial Institutions Fund 
        (the ``CDFI Fund'') is an agency of the Department of the 
        Treasury, and was established by the Riegle Community 
        Development and Regulatory Improvement Act of 1994. The mission 
        of the CDFI Fund is ``to expand economic opportunity for 
        underserved people and communities by supporting the growth and 
        capacity of a national network of community development 
        lenders, investors, and financial service providers''. A 
        community development financial institution (a ``CDFI'') is a 
        specialized financial institution serving low-income 
        communities and a Community Development Entity (a ``CDE'') is a 
        domestic corporation or partnership that is an intermediary 
        vehicle for the provision of loans, investments, or financial 
        counseling in low-income communities. The CDFI Fund certifies 
        CDFIs and CDEs. Becoming a certified CDFI or CDE allows 
        organizations to participate in various CDFI Fund programs as 
        follows:
                    (A) The Bank Enterprise Award Program, which 
                provides FDIC-insured depository institutions awards 
                for a demonstrated increase in lending and investments 
                in distressed communities and CDFIs.
                    (B) The CDFI Program, which provides Financial and 
                Technical Assistance awards to CDFIs to reinvest in the 
                CDFI, and to build the capacity of the CDFI, including 
                financing product development and loan loss reserves.
                    (C) The Native American CDFI Assistance Program, 
                which provides CDFIs and sponsoring entities Financial 
                and Technical Assistance awards to increase lending and 
                grow the number of CDFIs owned by Native Americans to 
                help build capacity of such CDFIs.
                    (D) The New Market Tax Credit Program, which 
                provides tax credits for making equity investments in 
                CDEs that stimulate capital investments in low-income 
                communities.
                    (E) The Capital Magnet Fund, which provides awards 
                to CDFIs and nonprofit affordable housing organizations 
                to finance affordable housing solutions and related 
                economic development activities.
                    (F) The Bond Guarantee Program, a source of long-
                term, patient capital for CDFIs to expand lending and 
                investment capacity for community and economic 
                development purposes.
            (2) The Department of the Treasury is authorized to create 
        multi-year grant programs designed to encourage low-to-moderate 
        income individuals to establish accounts at federally insured 
        banks, and to improve low-to-moderate income individuals' 
        access to such accounts on reasonable terms.
            (3) Under this authority, grants to participants in CDFI 
        Fund programs may be used for loan-loss reserves and to 
        establish small-dollar loan programs by subsidizing related 
        losses. These grants also allow for the providing recipients 
        with the financial counseling and education necessary to 
        conduct transactions and manage their accounts. These loans 
        provide low-cost alternatives to payday loans and other 
        nontraditional forms of financing that often impose excessive 
        interest rates and fees on borrowers, and lead millions of 
        Americans to fall into debt traps. Small-dollar loans can only 
        be made pursuant to terms, conditions, and practices that are 
        reasonable for the individual consumer obtaining the loan.
            (4) Program participation is restricted to eligible 
        institutions, which are limited to organizations listed in 
        section 501(c)(3) of the Internal Revenue Code and exempt from 
        tax under 501(a) of such Code, federally insured depository 
        institutions, community development financial institutions and 
        State, local, or Tribal government entities.
            (5) Since its founding, the CDFI Fund has awarded over 
        $3,300,000,000 to CDFIs and CDEs, allocated $54,000,000,000 in 
        tax credits, and $1,510,000,000 in bond guarantees. According 
        to the CDFI Fund, some programs attract as much as $10 in 
        private capital for every $1 invested by the CDFI Fund. The 
        Administration and the Congress should prioritize appropriation 
        of funds for the loan loss reserve fund and technical 
        assistance programs administered by the Community Development 
        Financial Institution Fund, as included in the version of the 
        ``Financial Services and General Government Appropriations Act, 
        2020'' (H.R. 3351) that passed the House of Representatives on 
        June, 26, 2019.
    (b) Definitions.--In this section:
            (1) Community development financial institution.--The term 
        ``community development financial institution'' has the meaning 
        given under section 103 of the Riegle Community Development and 
        Regulatory Improvement Act of 1994 (12 U.S.C. 4702).
            (2) Minority depository institution.--The term ``minority 
        depository institution'' has the meaning given under section 
        308 of the Financial Institutions Reform, Recovery, and 
        Enforcement Act of 1989 (12 U.S.C. 1463 note), as amended by 
        this Act.
    (c) Inclusion of Women's Banks in the Definition of Minority 
Depository Institution.--Section 308(b)(1) of the Financial 
Institutions Reform, Recovery, and Enforcement Act of 1989 (12 U.S.C. 
1463 note) is amended--
            (1) by redesignating subparagraphs (A), (B), and (C) as 
        clauses (i), (ii), and (iii), respectively;
            (2) by striking ``means any'' and inserting the following: 
        ``means--
            ``(A) any''; and
            (3) in clause (iii) (as so redesignated), by striking the 
        period at the end and inserting ``; or''; and
            (4) by inserting at the end the following new subparagraph:
                    ``(B) any bank described in clause (i), (ii), or 
                (iii) of section 19(b)(1)(A) of the Federal Reserve 
                Act--
                            ``(i) more than 50 percent of the 
                        outstanding shares of which are held by 1 or 
                        more women; and
                            ``(ii) the majority of the directors on the 
                        board of directors of which are women.''.
    (d) Establishment of Impact Bank Designation.--
            (1) In general.--Each appropriate Federal banking agency 
        shall establish a program under which a depository institution 
        with total consolidated assets of less than $10,000,000,000 may 
        elect to be designated as an impact bank if 50 percent or more 
        of the loans extended by such covered bank are extended to low-
        income borrowers.
            (2) Designation.--Based on data obtained through 
        examinations, an appropriate Federal banking agency shall 
        submit a notification to a depository institution stating that 
        the depository institution qualifies for designation as an 
        impact bank.
            (3) Application.--A depository institution that does not 
        receive a notification described in paragraph (2) may submit an 
        application to the appropriate Federal banking agency 
        demonstrating that the depository institution qualifies for 
        designation as an impact bank.
            (4) Additional data or oversight.--A depository institution 
        is not required to submit additional data to an appropriate 
        Federal banking agency or be subject to additional oversight 
        from such an agency if such data or oversight is related 
        specifically and solely for consideration for a designation as 
        an impact bank.
            (5) Removal of designation.--If an appropriate Federal 
        banking agency determines that a depository institution 
        designated as an impact bank no longer meets the criteria for 
        such designation, the appropriate Federal banking agency shall 
        rescind the designation and notify the depository institution 
        of such rescission.
            (6) Reconsideration of designation; appeals.--A depository 
        institution may--
                    (A) submit to the appropriate Federal banking 
                agency a request to reconsider a determination that 
                such depository institution no longer meets the 
                criteria for the designation; or
                    (B) file an appeal in accordance with procedures 
                established by the appropriate Federal banking agency.
            (7) Rulemaking.--Not later than 1 year after the date of 
        the enactment of this Act, the appropriate Federal banking 
        agencies shall jointly issue rules to carry out the 
        requirements of this subsection, including by providing a 
        definition of a low-income borrower.
            (8) Federal deposit insurance act definitions.--In this 
        subsection, the terms ``depository institution'' and 
        ``appropriate Federal banking agency'' have the meanings given 
        such terms, respectively, in section 3 of the Federal Deposit 
        Insurance Act (12 U.S.C. 1813).
    (e) Minority Depository Institutions Advisory Committees.--
            (1) Establishment.--Each covered regulator shall establish 
        an advisory committee to be called the ``Minority Depository 
        Institutions Advisory Committee''.
            (2) Duties.--Each Minority Depository Institutions Advisory 
        Committee shall provide advice to the respective covered 
        regulator on meeting the goals established by section 308 of 
        the Financial Institutions Reform, Recovery, and Enforcement 
        Act of 1989 (12 U.S.C. 1463 note) to preserve the present 
        number of covered minority institutions, preserve the minority 
        character of minority-owned institutions in cases involving 
        mergers or acquisitions, provide technical assistance, and 
        encourage the creation of new covered minority institutions. 
        The scope of the work of each such Minority Depository 
        Institutions Advisory Committee shall include an assessment of 
        the current condition of covered minority institutions, what 
        regulatory changes or other steps the respective agencies may 
        be able to take to fulfill the requirements of such section 
        308, and other issues of concern to minority depository 
        institutions.
            (3) Membership.--
                    (A) In general.--Each Minority Depository 
                Institutions Advisory Committee shall consist of no 
                more than 10 members, who--
                            (i) shall serve for one two-year term;
                            (ii) shall serve as a representative of a 
                        depository institution or an insured credit 
                        union with respect to which the respective 
                        covered regulator is the covered regulator of 
                        such depository institution or insured credit 
                        union; and
                            (iii) shall not receive pay by reason of 
                        their service on the advisory committee, but 
                        may receive travel or transportation expenses 
                        in accordance with section 5703 of title 5, 
                        United States Code.
                    (B) Diversity.--To the extent practicable, each 
                covered regulator shall ensure that the members of 
                Minority Depository Institutions Advisory Committee of 
                such agency reflect the diversity of depository 
                institutions.
            (4) Meetings.--
                    (A) In general.--Each Minority Depository 
                Institutions Advisory Committee shall meet not less 
                frequently than twice each year.
                    (B) Invitations.--Each Minority Depository 
                Institutions Advisory Committee shall invite the 
                attendance at each meeting of the Minority Depository 
                Institutions Advisory Committee of--
                            (i) one member of the majority party and 
                        one member of the minority party of the 
                        Committee on Financial Services of the House of 
                        Representatives and the Committee on Banking, 
                        Housing, and Urban Affairs of the Senate; and
                            (ii) one member of the majority party and 
                        one member of the minority party of any 
                        relevant subcommittees of such committees.
            (5) No termination of advisory committees.--The termination 
        requirements under section 14 of the Federal Advisory Committee 
        Act (5 U.S.C. app.) shall not apply to a Minority Depository 
        Institutions Advisory Committee established pursuant to this 
        subsection.
            (6) Definitions.--In this subsection:
                    (A) Covered regulator.--The term ``covered 
                regulator'' means the Comptroller of the Currency, the 
                Board of Governors of the Federal Reserve System, the 
                Federal Deposit Insurance Corporation, and the National 
                Credit Union Administration.
                    (B) Covered minority institution.--The term 
                ``covered minority institution'' means a minority 
                depository institution (as defined in section 308(b) of 
                the Financial Institutions Reform, Recovery, and 
                Enforcement Act of 1989 (12 U.S.C. 1463 note)) or a 
                minority credit union (as defined in section 1204(c) of 
                the Financial Institutions Reform, Recovery, and 
                Enforcement Act of 1989, as amended by this Act).
                    (C) Depository institution.--The term ``depository 
                institution'' has the meaning given under section 3 of 
                the Federal Deposit Insurance Act (12 U.S.C. 1813).
                    (D) Insured credit union.--The term ``insured 
                credit union'' has the meaning given in section 101 of 
                the Federal Credit Union Act (12 U.S.C. 1752).
            (7) Technical amendment.--Section 308(b) of the Financial 
        Institutions Reform, Recovery, and Enforcement Act of 1989 (12 
        U.S.C. 1463 note) is amended by adding at the end the following 
        new paragraph:
            ``(3) Depository institution.--The term `depository 
        institution' means an `insured depository institution' (as 
        defined in section 3 of the Federal Deposit Insurance Act (12 
        U.S.C. 1813)) and an insured credit union (as defined in 
        section 101 of the Federal Credit Union Act (12 U.S.C. 
        1752)).''.
    (f) Federal Deposits in Minority Depository Institutions.--
            (1) In general.--Section 308 of the Financial Institutions 
        Reform, Recovery, and Enforcement Act of 1989 (12 U.S.C. 1463 
        note) is amended--
                    (A) by adding at the end the following new 
                subsection:
    ``(d) Federal Deposits.--The Secretary of the Treasury shall ensure 
that deposits made by Federal agencies in minority depository 
institutions and impact banks are fully collateralized or fully 
insured, as determined by the Secretary. Such deposits shall include 
reciprocal deposits as defined in section 337.6(e)(2)(v) of title 12, 
Code of Federal Regulations (as in effect on March 6, 2019).''; and
                    (B) in subsection (b), as amended by section 6(g), 
                by adding at the end the following new paragraph:
            ``(4) Impact bank.--The term `impact bank' means a 
        depository institution designated by an appropriate Federal 
        banking agency pursuant to section 5 of the Ensuring Diversity 
        in Community Banking Act of 2020.''.
            (2) Technical amendments.--Section 308 of the Financial 
        Institutions Reform, Recovery, and Enforcement Act of 1989 (12 
        U.S.C. 1463 note) is amended--
                    (A) in the matter preceding paragraph (1), by 
                striking ``section--'' and inserting ``section:''; and
                    (B) in the paragraph heading for paragraph (1), by 
                striking ``financial'' and inserting ``depository''.
    (g) Minority Bank Deposit Program.--
            (1) In general.--Section 1204 of the Financial Institutions 
        Reform, Recovery, and Enforcement Act of 1989 (12 U.S.C. 1811 
        note) is amended to read as follows:

``SEC. 1204. EXPANSION OF USE OF MINORITY BANKS AND MINORITY CREDIT 
              UNIONS.

    ``(a) Minority Bank Deposit Program.--
            ``(1) Establishment.--There is established a program to be 
        known as the `Minority Bank Deposit Program' to expand the use 
        of minority banks and minority credit unions.
            ``(2) Administration.--The Secretary of the Treasury, 
        acting through the Fiscal Service, shall--
                    ``(A) on application by a depository institution or 
                credit union, certify whether such depository 
                institution or credit union is a minority bank or 
                minority credit union;
                    ``(B) maintain and publish a list of all depository 
                institutions and credit unions that have been certified 
                pursuant to subparagraph (A); and
                    ``(C) periodically distribute the list described in 
                subparagraph (B) to--
                            ``(i) all Federal departments and agencies;
                            ``(ii) interested State and local 
                        governments; and
                            ``(iii) interested private sector 
                        companies.
            ``(3) Inclusion of certain entities on list.--A depository 
        institution or credit union that, on the date of the enactment 
        of this section, has a current certification from the Secretary 
        of the Treasury stating that such depository institution or 
        credit union is a minority bank or minority credit union shall 
        be included on the list described under paragraph (2)(B).
    ``(b) Expanded Use Among Federal Departments and Agencies.--
            ``(1) In general.--Not later than 1 year after the 
        establishment of the program described in subsection (a), the 
        head of each Federal department or agency shall develop and 
        implement standards and procedures to ensure, to the maximum 
        extent possible as permitted by law, the use of minority banks 
        and minority credit unions to serve the financial needs of each 
        such department or agency.
            ``(2) Report to congress.--Not later than 2 years after the 
        establishment of the program described in subsection (a), and 
        annually thereafter, the head of each Federal department or 
        agency shall submit to Congress a report on the actions taken 
        to increase the use of minority banks and minority credit 
        unions to serve the financial needs of each such department or 
        agency.
    ``(c) Definitions.--For purposes of this section:
            ``(1) Credit union.--The term `credit union' has the 
        meaning given the term `insured credit union' in section 101 of 
        the Federal Credit Union Act (12 U.S.C. 1752).
            ``(2) Depository institution.--The term `depository 
        institution' has the meaning given the term `insured depository 
        institution' in section 3 of the Federal Deposit Insurance Act 
        (12 U.S.C. 1813).
            ``(3) Minority.--The term `minority' means any Black 
        American, Native American, Hispanic American, or Asian 
        American.
            ``(4) Minority bank.--The term `minority bank' means a 
        minority depository institution as defined in section 308 of 
        this Act.
            ``(5) Minority credit union.--The term `minority credit 
        union' means any credit union for which more than 50 percent of 
        the membership (including board members) of such credit union 
        are minority individuals, as determined by the National Credit 
        Union Administration pursuant to section 308 of this Act.''.
            (2) Conforming amendments.--The following provisions are 
        amended by striking ``1204(c)(3)'' and inserting ``1204(c)'':
                    (A) Section 808(b)(3) of the Community Reinvestment 
                Act of 1977 (12 U.S.C. 2907(b)(3)).
                    (B) Section 40(g)(1)(B) of the Federal Deposit 
                Insurance Act (12 U.S.C. 1831q(g)(1)(B)).
                    (C) Section 704B(h)(4) of the Equal Credit 
                Opportunity Act (15 U.S.C. 1691c-2(h)(4)).
    (h) Diversity Report and Best Practices.--
            (1) Annual report.--Each covered regulator shall submit to 
        Congress an annual report on diversity including the following:
                    (A) Data, based on voluntary self-identification, 
                on the racial, ethnic, and gender composition of the 
                examiners of each covered regulator, disaggregated by 
                length of time served as an examiner.
                    (B) The status of any examiners of covered 
                regulators, based on voluntary self-identification, as 
                a veteran.
                    (C) Whether any covered regulator, as of the date 
                on which the report required under this subsection is 
                submitted, has adopted a policy, plan, or strategy to 
                promote racial, ethnic, and gender diversity among 
                examiners of the covered regulator.
                    (D) Whether any special training is developed and 
                provided for examiners related specifically to working 
                with banks that serve communities that are 
                predominantly minorities, low income, or rural, and the 
                key focus of such training.
            (2) Best practices.--Each Office of Minority and Women 
        Inclusion of a covered regulator shall develop, provide to the 
        head of the covered regulator, and make publicly available best 
        practices--
                    (A) for increasing the diversity of candidates 
                applying for examiner positions, including through 
                outreach efforts to recruit diverse candidate to apply 
                for entry-level examiner positions; and
                    (B) for retaining and providing fair consideration 
                for promotions within the examiner staff for purposes 
                of achieving diversity among examiners.
            (3) Covered regulator defined.--In this subsection, the 
        term ``covered regulator'' means the Comptroller of the 
        Currency, the Board of Governors of the Federal Reserve System, 
        the Federal Deposit Insurance Corporation, and the National 
        Credit Union Administration.
    (i) Investments in Minority Depository Institutions and Impact 
Banks.--
            (1) Control for certain institutions.--Section 7(j)(8)(B) 
        of the Federal Deposit Insurance Act (12 U.S.C. 1817(j)(8)(B)) 
        is amended to read as follows:
            ``(B) `control' means the power, directly or indirectly--
                    ``(i) to direct the management or policies of an 
                insured depository institution; or
                    ``(ii)(I) with respect to an insured depository 
                institution, of a person to vote 25 per centum or more 
                of any class of voting securities of such institution; 
                or
                    ``(II) with respect to an insured depository 
                institution that is an impact bank (as designated 
                pursuant to section 5 of the Ensuring Diversity in 
                Community Banking Act of 2020) or a minority depository 
                institution (as defined in section 308(b) of the 
                Financial Institutions Reform, Recovery, and 
                Enforcement Act of 1989), of an individual to vote 30 
                percent of more of any class of voting securities of 
                such an impact bank or a minority depository 
                institution.''.
            (2) Rulemaking.--The appropriate Federal banking agency (as 
        defined in section 3 of the Federal Deposit Insurance Act (12 
        U.S.C. 1813)) shall jointly issue rules for de novo minority 
        depository institutions and de novo impact banks (as designated 
        pursuant to section 5) to allow 3 years to meet the capital 
        requirements otherwise applicable to minority depository 
        institutions and impact banks.
            (3) Report.--Not later than 1 year after the date of the 
        enactment of this Act, the appropriate Federal banking agencies 
        shall jointly submit to Congress a report on--
                    (A) the principal causes for the low number of de 
                novo minority depository institutions during the 10-
                year period preceding the date of the report;
                    (B) the main challenges to the creation of de novo 
                minority depository institutions and de novo impact 
                banks; and
                    (C) regulatory and legislative considerations to 
                promote the establishment of de novo minority 
                depository institutions and de novo impact banks.
    (j) Requirement to Mentor Minority Depository Institutions or 
Community Development Financial Institutions to Serve as a Depositary 
or Financial Agent.--
            (1) In general.--Before a large financial institution may 
        be employed as a financial agent of the Department of the 
        Treasury or perform any reasonable duties as depositary of 
        public moneys of the Department of the Treasury, the large 
        financial institution shall demonstrate participation as a 
        mentor in a covered mentor-protege program to a protege firm 
        that is a minority depository institution or a community 
        development financial institution.
            (2) Report.--Not later than 6 months after the date of the 
        enactment of this Act and annually thereafter, the Secretary of 
        the Treasury shall submit to Congress a report on participants 
        in a covered mentor-protege program, including an analysis of 
        outcomes of such program.
            (3) Procedures.--The Secretary of the Treasury shall 
        publish procedures for compliance with the requirements of this 
        subsection for large financial institutions.
            (4) Definitions.--In this subsection:
                    (A) Covered mentor-protege program.--The term 
                ``covered mentor-protege program'' means a mentor-
                protege program established by the Secretary of the 
                Treasury pursuant to section 45 of the Small Business 
                Act (15 U.S.C. 657r).
                    (B) Large financial institution.--The term ``large 
                financial institution'' means any entity--
                            (i) regulated by the Comptroller of the 
                        Currency, the Board of Governors of the Federal 
                        Reserve System, the Federal Deposit Insurance 
                        Corporation, or the National Credit Union 
                        Administration; and
                            (ii) that has total consolidated assets 
                        greater than or equal to $50,000,000,000.
    (k) Custodial Deposit Program for Covered Minority Depository 
Institutions and Impact Banks.--
            (1) Establishment.--The Secretary of the Treasury shall 
        establish a custodial deposit program (in this subsection 
        referred to as the ``Program'') under which a covered bank 
        shall receive monthly deposits from a qualifying account.
            (2) Application.--A covered bank shall submit to the 
        Secretary an application to participate in the Program at such 
        time, in such manner, and containing such information as the 
        Secretary may determine.
            (3) Program operations.--
                    (A) Designation of custodial entities.--The 
                Secretary shall designate eligible custodial entities 
                to make monthly deposits with covered banks selected 
                for participation in the Program on behalf of a 
                qualifying account.
                    (B) Custodial accounts.--
                            (i) In general.--The Secretary shall 
                        establish a custodial deposit account for each 
                        qualifying account with the eligible custodial 
                        entity designated to make deposits with covered 
                        banks for each such qualifying account.
                            (ii) Amount.--The Secretary shall deposit a 
                        total amount not greater than 5 percent of a 
                        qualifying account into any custodial deposit 
                        accounts established under subparagraph (A).
                            (iii) Deposits with program participants.--
                                    (I) Monthly deposits.--Each month, 
                                each eligible custodial entity 
                                designated by the Secretary shall 
                                deposit an amount not greater than the 
                                insured amount, in the aggregate, from 
                                each custodial deposit account, in a 
                                single covered bank.
                                    (II) Limitation.--With respect to 
                                the funds of an individual qualifying 
                                account, the eligible custodial entity 
                                may not deposit an amount greater than 
                                the insured amount in a single covered 
                                bank.
                                    (III) Insured amount defined.--In 
                                this clause, the term ``insured 
                                amount'' means the amount that is the 
                                greater of--
                                            (aa) the standard maximum 
                                        deposit insurance amount (as 
                                        defined in section 11(a)(1)(E) 
                                        of the Federal Deposit 
                                        Insurance Act (12 U.S.C. 
                                        1821(a)(1)(E))); or
                                            (bb) such higher amount 
                                        negotiated between the 
                                        Secretary and the Corporation 
                                        under which the Corporation 
                                        will insure all deposits of 
                                        such higher amount.
                            (iv) Limitations.--The total amount of 
                        funds deposited under the Program in a covered 
                        bank may not exceed the lesser of--
                                    (I) 10 percent of the average 
                                amount of deposits held by such covered 
                                bank in the previous quarter; or
                                    (II) $100,000,000.
                    (C) Interest.--
                            (i) In general.--Each eligible custodial 
                        entity designated by the Secretary shall--
                                    (I) collect interest from each 
                                covered bank in which such custodial 
                                entity deposits funds pursuant to 
                                subparagraph (B); and
                                    (II) disburse such interest to the 
                                Secretary each month.
                            (ii) Interest rate.--The rate of any 
                        interest collected under this subparagraph may 
                        not exceed 50 percent of the discount window 
                        primary credit interest rate most recently 
                        published on the Federal Reserve Statistical 
                        Release on selected interest rates (daily or 
                        weekly), commonly referred to as the H.15 
                        release (commonly known as the ``Federal funds 
                        rate'').
                    (D) Statements.--Each eligible custodial entity 
                designated by the Secretary shall submit to the 
                Secretary monthly statements that include the total 
                amount of funds deposited with, and interest rate 
                received from, each covered bank by the eligible 
                custodial entity on behalf of qualifying entities.
                    (E) Records.--The Secretary shall issue a quarterly 
                report to Congress and make publicly available a record 
                identifying all covered banks participating in the 
                Program and amounts deposited under the Program in 
                covered banks.
            (4) Requirements relating to deposits.--Deposits made with 
        covered banks under this subsection may not--
                    (A) be considered by the Corporation to be funds 
                obtained, directly or indirectly, by or through any 
                deposit broker for deposit into 1 or more deposit 
                accounts (as described under section 29 of the Federal 
                Deposit Insurance Act (12 U.S.C. 1831f)); or
                    (B) be subject to insurance fees from the 
                Corporation that are greater than insurance fees for 
                typical demand deposits not obtained, directly or 
                indirectly, by or through any deposit broker (commonly 
                known as ``core deposits'').
            (5) Modifications.--
                    (A) In general.--The Secretary shall provide a 3-
                month period for public notice and comment before 
                making any material change to the operation of the 
                Program.
                    (B) Exception.--The requirements of subparagraph 
                (A) shall not apply if the Secretary makes a material 
                change to the Program to comply with safety and 
                soundness standards or other law.
            (6) Termination.--
                    (A) By covered bank.--A covered bank selected for 
                participation in the Program pursuant to paragraph (3) 
                may terminate participation in the Program by providing 
                the Secretary a notification 60 days prior to 
                termination.
                    (B) By secretary.--The Secretary may terminate the 
                participation of a covered bank in the Program if the 
                Secretary determines the covered bank--
                            (i) violated any terms of participation in 
                        the Program;
                            (ii) failed to comply with Federal bank 
                        secrecy laws, as documented in writing by the 
                        primary regulator of the covered bank;
                            (iii) failed to remain well capitalized; or
                            (iv) failed comply with safety and 
                        soundness standards, as documented in writing 
                        by the primary regulator of the covered bank.
            (7) Definitions.--In this subsection:
                    (A) Corporation.--The term ``Corporation'' means 
                the Federal Deposit Insurance Corporation.
                    (B) Covered bank.--The term ``covered bank'' 
                means--
                            (i) a minority depository institution that 
                        is regulated by the Corporation or the National 
                        Credit Union Administration that is well 
                        capitalized (as defined in section 38(b) of the 
                        Federal Deposit Insurance Act (12 U.S.C. 
                        1831o(b))); or
                            (ii) a depository institution designated 
                        pursuant to section 5 of the Ensuring Diversity 
                        in Community Banking Act of 2020 that is well 
                        capitalized (as defined in section 38(b) of the 
                        Federal Deposit Insurance Act (12 U.S.C. 
                        1831o(b))).
                    (C) Eligible custodial entity.--The term ``eligible 
                custodial entity'' means--
                            (i) an insured depository institution (as 
                        defined in section 3 of the Federal Deposit 
                        Insurance Act (12 U.S.C. 1813)),
                            (ii) an insured credit union (as defined in 
                        section 101 of the Federal Credit Union Act (12 
                        U.S.C. 1752)), or
                            (iii) or a well capitalized State-chartered 
                        trust company,
                designated by the Secretary under subsection (k)(3)(A).
                    (D) Federal bank secrecy laws.--The term ``Federal 
                bank secrecy laws'' means--
                            (i) section 21 of the Federal Deposit 
                        Insurance Act (12 U.S.C. 1829b);
                            (ii) section 123 of Public Law 91-508; and
                            (iii) subchapter II of chapter 53 of title 
                        31, United States Code.
                    (E) Qualifying account.--The term ``qualifying 
                account'' means any account established in the 
                Department of the Treasury that--
                            (i) is controlled by the Secretary; and
                            (ii) is expected to maintain a balance 
                        greater than $200,000,000 for the following 
                        calendar month.
                    (F) Secretary.--The term ``Secretary'' means the 
                Secretary of the Treasury.
                    (G) Well capitalized.--The term ``well 
                capitalized'' has the meaning given in section 38 of 
                the Federal Deposit Insurance Act (12 U.S.C. 1831o).
    (l) Streamlined Community Development Financial Institution 
Applications and Reporting.--
            (1) Application processes.--Not later than 12 months after 
        the date of the enactment of this Act and with respect to any 
        person having assets under $3,000,000,000 that submits an 
        application for deposit insurance with the Federal Deposit 
        Insurance Corporation that could also become a community 
        development financial institution, the Federal Deposit 
        Insurance Corporation, in consultation with the Administrator 
        of the Community Development Financial Institutions Fund, 
        shall--
                    (A) develop systems and procedures to record 
                necessary information to allow the Administrator to 
                conduct preliminary analysis for such person to also 
                become a community development financial institution; 
                and
                    (B) develop procedures to streamline the 
                application and annual certification processes and to 
                reduce costs for such person to become, and maintain 
                certification as, a community development financial 
                institution that serves low- and moderate-income 
                neighborhoods (as defined under the Community 
                Reinvestment Act of 1977 (12 U.S.C. 2901 et seq.)).
            (2) Report on implementation.--Not later than 18 months 
        after the date of the enactment of this Act, the Federal 
        Deposit Insurance Corporation shall submit to Congress a report 
        describing the systems and procedures required under paragraph 
        (1).
            (3) Annual report.--
                    (A) In general.--Section 17(a)(1) of the Federal 
                Deposit Insurance Act (12 U.S.C. 1827(a)(1)) is 
                amended--
                            (i) in subparagraph (E), by striking 
                        ``and'' at the end;
                            (ii) by redesignating subparagraph (F) as 
                        subparagraph (G);
                            (iii) by inserting after subparagraph (E) 
                        the following new subparagraph:
                    ``(F) applicants for deposit insurance that could 
                also become a community development financial 
                institution (as defined in section 103 of the Riegle 
                Community Development and Regulatory Improvement Act of 
                1994), a minority depository institution (as defined in 
                section 308 of the Financial Institutions Reform, 
                Recovery, and Enforcement Act of 1989), or an impact 
                bank (as designated pursuant to section 5 of the 
                Ensuring Diversity in Community Banking Act of 2020); 
                and''.
                    (B) Application.--The amendment made by this 
                paragraph shall apply with respect to the first report 
                to be submitted after the date that is 2 years after 
                the date of the enactment of this Act.
    (m) Task Force on Lending to Small Business Concerns.--
            (1) In general.--Not later than 6 months after the date of 
        the enactment of this Act, the Administrator of the Small 
        Business Administration shall establish a task force to examine 
        methods for improving relationships between the Small Business 
        Administration and community development financial 
        institutions, minority depository institutions, and impact bank 
        (as designated pursuant to section 5 of the Ensuring Diversity 
        in Community Banking Act of 2020) to increase the volume of 
        loans provided by such institutions to small business concerns 
        (as defined under section 3 of the Small Business Act (15 
        U.S.C. 632)).
            (2) Report to congress.--Not later than 18 months after the 
        establishment of the task force described in paragraph (1), the 
        Administrator of the Small Business Administration shall submit 
        to Congress a report on the findings of such task force.
    (n) Assistance to Minority Depository Institutions and Impact 
Banks.--The Secretary of the Treasury shall establish a program to 
provide assistance to a minority depository institution or an impact 
bank (as designated pursuant to section 5 of the Ensuring Diversity in 
Community Banking Act of 2020) to support growth and development of 
such minority depository institutions and impact banks, including by 
providing assistance with obtaining or converting a charter, bylaw 
amendments, field-of-membership expansion requests, and online training 
and resources.

SEC. 208. LOANS TO MDIS AND CDFIS.

    (a) In General.--During the COVID-19 emergency period, the Board of 
Governors of the Federal Reserve System shall provide zero-interest 
loans to minority depository institutions and community development 
financial institutions to help mitigate the economic impact of COVID-19 
in low-income, underserved communities.
    (b) Asset Limitation.--Subsection (a) shall only apply to minority 
depository institutions and community development financial 
institutions with less than $1,000,000,000 in assets.
    (c) Interest to Resume 18 Months After Pandemic.--Notwithstanding 
subsection (a), the Board of Governors shall charge interest on loans 
made pursuant to subsection (a) after the end of the 18-month period 
beginning at the end of the COVID-19 emergency period, at a rate to be 
determined by the Board of Governors based on the interest amount 
charged under the discount window lending programs.
    (d) COVID-19 Pandemic Defined.--In this section, the term ``COVID-
19 emergency period'' means the period that begins upon the date of the 
enactment of this Act and ends upon the date of the termination by the 
Federal Emergency Management Administration of the emergency declared 
on March 13, 2020, by the President under the Robert T. Stafford 
Disaster Relief and Emergency Assistance Act (42 U.S.C. 4121 et seq.) 
relating to the Coronavirus Disease 2019 (COVID-19) pandemic.

SEC. 209. INSURANCE OF TRANSACTION ACCOUNTS.

    (a) Banks and Savings Associations.--
            (1) Amendments.--Section 11(a)(1) of the Federal Deposit 
        Insurance Act (12 U.S.C. 1821(a)(1)) is amended--
                    (A) in subparagraph (B)--
                            (i) by striking ``The net amount'' and 
                        inserting the following:
                            ``(i) In general.--Subject to clause (ii), 
                        the net amount''; and
                            (ii) by adding at the end the following new 
                        clauses:
                            ``(ii) Authorization for insurance for 
                        transaction accounts.--Notwithstanding clause 
                        (i), the Corporation may fully insure the net 
                        amount that any depositor at an insured 
                        depository institution maintains in a 
                        transaction account. Such amount shall not be 
                        taken into account when computing the net 
                        amount due to such depositor under clause (i).
                            ``(iii) Transaction account defined.--For 
                        purposes of this subparagraph, the term 
                        `transaction account' has the meaning given 
                        that term under section 19 of the Federal 
                        Reserve Act (12 U.S.C. 461).''; and
                    (B) in subparagraph (C), by striking ``subparagraph 
                (B)'' and inserting ``subparagraph (B)(i)''.
            (2) Prospective repeal.--Effective January 1, 2022, section 
        11(a)(1) of the Federal Deposit Insurance Act (12 U.S.C. 
        1821(a)(1)), as amended by paragraph (1), is amended--
                    (A) in subparagraph (B)--
                            (i) by striking ``deposit.--'' and all that 
                        follows through ``clause (ii), the net amount'' 
                        and insert ``deposit.--The net amount''; and
                            (ii) by striking clauses (ii) and (iii); 
                        and
                    (B) in subparagraph (C), by striking ``subparagraph 
                (B)(i)'' and inserting ``subparagraph (B)''.
    (b) Credit Unions.--
            (1) Amendments.--Section 207(k)(1) of the Federal Credit 
        Union Act (12 U.S.C. 1787(k)(1)) is amended--
                    (A) in subparagraph (A)--
                            (i) by striking ``Subject to the provisions 
                        of paragraph (2), the net amount'' and 
                        inserting the following:
                            ``(i) Net amount of insurance payable.--
                        Subject to clause (ii) and the provisions of 
                        paragraph (2), the net amount''; and
                            (ii) by adding at the end the following new 
                        clauses:
                            ``(ii) Authorization for insurance for 
                        transaction accounts.--Notwithstanding clause 
                        (i), the Board may fully insure the net amount 
                        that any member or depositor at an insured 
                        credit union maintains in a transaction 
                        account. Such amount shall not be taken into 
                        account when computing the net amount due to 
                        such member or depositor under clause (i).
                            ``(iii) Transaction account defined.--For 
                        purposes of this subparagraph, the term 
                        `transaction account' has the meaning given 
                        that term under section 19 of the Federal 
                        Reserve Act (12 U.S.C. 461).''; and
                    (B) in subparagraph (B), by striking ``subparagraph 
                (A)'' and inserting ``subparagraph (A)(i)''.
            (2) Prospective repeal.--Effective January 1, 2022, section 
        207(k)(1) of the Federal Credit Union Act (12 U.S.C. 
        1787(k)(1)), as amended by paragraph (1), is amended--
                    (A) in subparagraph (A)--
                            (i) by striking ``(i) net amount of 
                        insurance payable.--'' and all that follows 
                        through ``paragraph (2), the net amount'' and 
                        inserting ``Subject to the provisions of 
                        paragraph (2), the net amount''; and
                            (ii) by striking clauses (ii) and (iii); 
                        and
                    (B) in subparagraph (B), by striking ``subparagraph 
                (A)(i)'' and inserting ``subparagraph (A)''.
    (c) COVID-19 Emergency Defined.--In this section, the term ``COVID-
19 emergency'' means the period that begins upon the date of the 
enactment of this Act and ends upon the date of the termination by the 
Federal Emergency Management Agency of the emergency declared on March 
13, 2020, by the President under the Robert T. Stafford Disaster Relief 
and Emergency Assistance Act (42 U.S.C. 4121 et seq.) relating to the 
Coronavirus Disease 2019 (COVID-19) pandemic.

     TITLE III--SUPPORTING STATE, TERRITORY, AND LOCAL GOVERNMENTS

SEC. 301. MUNI FACILITY.

    (a) Amendment to Authority to Buy and Sell Bonds and Notes.--
Section 14(b) of the Federal Reserve Act (12 U.S.C. 355) is amended--
            (1) in paragraph (1)--
                    (A) by inserting ``and during unusual and exigent 
                circumstances,'' before ``bonds issued''; and
                    (B) by striking ``of 1933'' and all that follows 
                through ``assured revenues''; and
            (2) by adding at the end the following:
            ``(3) State defined.--In this section, the term `State' 
        means each of the several States, any bi-State agency, the 
        District of Columbia, each territory and possession of 
        the?United States, and each federally recognized Indian 
        Tribe.''.
    (b) Federal Reserve Authorization to Purchase COVID-19 Related 
Municipal Issuances.--
            (1) Authority.--Within seven days after the date of 
        enactment of this subsection, the Federal Reserve Board of 
        Governors shall establish a facility to buy and sell, at home 
        or abroad, bills, notes, bonds, and warrants that are issued by 
        any State or political subdivision thereof between March 1, 
        2020, and July 1, 2021, in order to fund a public health or 
        public service response to the COVID-19 pandemic. The Board of 
        Governors of the Federal Reserve System may extend the 
        authority under this subsection if the Board determines 
        necessary.
            (2) Required purchases.--The Board of Governors of the 
        Federal Reserve System shall establish policies and procedures 
        to require the direct placement of bills, notes, bonds, and 
        warrants described in paragraph (1) with the Board at an 
        interest cost that does not exceed the Federal funds rate 
        target for short-term interbank lending, within seven days 
        after the date of enactment of this section.
            (3) Review of spending.--During the 3-year period beginning 
        on the date on which all purchases under this section are 
        completed, relevant Federal authorities shall review such 
        purchases to determine if funds were diverted from legitimate 
        public health or public services responses to the COVID-19 
        pandemic to make such purchase. The relevant Federal 
        authorities shall take appropriate action based on findings of 
        such review.
            (4) Definitions.--In this subsection:
                    (A) Public health or public service response to the 
                covid-19 pandemic.--The term ``public health or public 
                service response to the COVID-19 pandemic'' means--
                            (i) the purchase, manufacture, or delivery 
                        of medical equipment, facilities, or services--
                                    (I) to treat or quarantine COVID-19 
                                patients;
                                    (II) to protect first responders 
                                interacting with such patients; or
                                    (III) to test for COVID-19 
                                infections and track social contacts of 
                                patients who have tested positive for 
                                the virus;
                            (ii) the purchase, manufacture, or delivery 
                        of basic living supports for individuals who 
                        are not COVID-19 patients during periods of 
                        voluntary or mandatory social distancing or 
                        quarantine designed to prevent the spread of 
                        COVID-19; or
                            (iii) the maintenance and delivery of basic 
                        public services to communities responding to 
                        the public health or economic effects of the 
                        COVID-19 pandemic.
                    (B) State.--The term ``State'' means each of the 
                several States, any bi-State agency, the District of 
                Columbia, each territory and possession of the United 
                States, and each federally recognized Indian Tribe.

SEC. 302. TEMPORARY WAIVER AND REPROGRAMMING AUTHORITY.

    (a) Waiver Authority.--
            (1) In general.--With respect to a covered grant awarded to 
        a State, territory, or local government by a Federal financial 
        regulator, the Federal financial regulator may, upon request, 
        waive any matching or cost-sharing requirements with respect to 
        such grant until January 1, 2023.
            (2) Requirements for waiver recipients.--A State, 
        territory, or local government granted a waiver with respect to 
        a grant under subsection (a) shall waive any matching or cost-
        sharing requirements that such government imposes on sub-
        grantees on such grant until January 1, 2023.
    (b) Reprogramming Authority.--
            (1) In general.--With respect to a covered grant awarded to 
        a State, territory, or local government by a Federal financial 
        regulator, the Federal financial regulator may, upon request, 
        permit the State, territory, or local government to reprogram 
        awarded grant funds for purposes related to unemployment, 
        childcare, and healthcare, if the majority of normally funded 
        activities under such grant are not in areas related to 
        unemployment, childcare, and healthcare.
            (2) Consideration for future grants.--Any grantee (or sub-
        grantee) with respect to which a Federal financial regulator 
        allows to reprogram funds under paragraph (1) shall be given 
        priority by such Federal financial regulator for future awards 
        of the type reprogrammed.
    (c) Definitions.--In this section:
            (1) Covered grants.--The term ``covered award'' means a 
        grant--
                    (A) that was awarded to a State, territory, or 
                local government before the date of enactment of this 
                Act and under which the State, territory, or local 
                government may still receive additional grant amounts; 
                or
                    (B) with respect to which the period of performance 
                does not expire before January 1, 2023.
            (2) Federal financial regulator.--The term ``Federal 
        financial regulator'' means the Board of Governors of the 
        Federal Reserve System, the Bureau of Consumer Financial 
        Protection, the Department of Housing and Urban Development, 
        the Department of the Treasury (other than the Internal Revenue 
        Service), the Federal Deposit Insurance Corporation, the Office 
        of the Comptroller of the Currency, the National Credit Union 
        Administration, and the Securities and Exchange Commission.

    TITLE IV--PROMOTING FINANCIAL STABILITY AND TRANSPARENT MARKETS

SEC. 401. TEMPORARY HALT TO RULEMAKINGS UNRELATED TO COVID-19.

    (a) In General.--Until the end of the 30-day period following the 
end of the COVID-19 emergency period, the Federal financial 
regulators--
            (1) may not adopt or amend any rule, regulation, guidance, 
        or order unless such rule, regulation, guidance, or order is 
        directly related to responding to the COVID-19 emergency; and
            (2) shall keep open and extend any ongoing public comment 
        period related to a proposed or final rule, unless such rule is 
        related to responding to the COVID-19 emergency.
    (b) Notice and Sunset of Emergency Actions.--The Federal financial 
regulators shall--
            (1) provide the Committee on Financial Services of the 
        House of Representatives and the Committee on Banking, Housing, 
        and Urban Affairs of the Senate with a notice of any regulatory 
        actions taken during the COVID-19 emergency period, along with 
        an explanation of how such action was necessary and appropriate 
        in response to the COVID-19 emergency; and
            (2) limit the period of effectiveness of any action taken 
        in response to the COVID-19 emergency to be not longer than 12-
        months following the end of the COVID-19 emergency period.
    (c) Voting by Regulators.--Any action taken pursuant to this 
section by a Federal financial regulator headed by a multi-person 
entity may only be taken by unanimous vote.
    (d) Definitions.--In this section:
            (1) COVID-19 emergency period.--For purposes of this Act, 
        the term ``COVID-19 emergency period'' means the period that 
        begins upon the date of the enactment of this Act and ends upon 
        the date of the termination by the Federal Emergency Management 
        Agency of the emergency declared on March 13, 2020, by the 
        President under the Robert T. Stafford Disaster Relief and 
        Emergency Assistance Act (42 U.S.C. 4121 et seq.) relating to 
        the Coronavirus Disease 2019 (COVID-19) pandemic.
            (2) Federal financial regulator.--In this section, the term 
        ``Federal financial regulator'' means the Board of Governors of 
        the Federal Reserve System, the Bureau of Consumer Financial 
        Protection, the Department of Housing and Urban Development, 
        the Department of the Treasury (other than the Internal Revenue 
        Service), the Federal Deposit Insurance Corporation, the 
        Federal Housing Finance Agency, the Office of the Comptroller 
        of the Currency, the National Credit Union Administration, and 
        the Securities and Exchange Commission.

SEC. 402. TEMPORARY BAN ON STOCK BUYBACKS.

    (a) In General.--It shall be unlawful for any issuer, the 
securities of which are traded on a national securities exchange, to 
purchase securities of the issuer during the period beginning on the 
date of enactment of this section and ending 120 days after the end of 
the COVID-19 emergency period.
    (b) Early Termination.--The Securities and Exchange Commission may 
terminate the prohibition under subsection (a) after the end of the 
COVID-19 emergency period and before the end of the 120-day period 
described under subsection (a), if--
            (1) the Commission determines such termination is in the 
        public interest; and
            (2) immediately notifies the Congress and the public of 
        such determination and the reason for such determination, 
        including on the website of the Commission.
    (c) Enforcement; Rulemaking.--
            (1) In general.--The Securities and Exchange Commission 
        shall have the authority to enforce this Act and may issue such 
        rules as may be necessary to carry out this Act.
            (2) Commission voting.--Any action taken by the Commission 
        pursuant to this section may only be taken upon a unanimous 
        vote of the commissioners.
    (d) Definitions.--In this section:
            (1) COVID-19 emergency period.--The term ``COVID-19 
        emergency period'' means the period that begins upon the date 
        of the enactment of this Act and ends upon the date of the 
        termination by the Federal Emergency Management Agency of the 
        emergency declared on March 13, 2020, by the President under 
        the Robert T. Stafford Disaster Relief and Emergency Assistance 
        Act (42 U.S.C. 4121 et seq.) relating to the Coronavirus 
        Disease 2019 (COVID-19) pandemic.
            (2) Other definitions.--The terms ``issuer'', ``national 
        securities exchange'', and ``security'' have the meaning given 
        those terms, respectively, under section 3 of the Securities 
        Exchange Act of 1934.

SEC. 403. DISCLOSURES RELATED TO SUPPLY CHAIN DISRUPTION RISK.

    Section 13 of the Securities Exchange Act of 1934 (15 U.S.C. 78m) 
is amended by adding at the end the following:
    ``(s) Disclosures Related to Supply Chain Disruption Risk.--
            ``(1) In general.--Each issuer required to file an annual 
        report under subsection (a) shall disclose in that report--
                    ``(A) an identification of--
                            ``(i) the risks in the issuer's sourcing of 
                        goods, labor, services, and other supply chain 
                        related matters, including--
                                    ``(I) risks of dependency upon sole 
                                sourcing arrangements or sourcing 
                                concentrated in one geographic 
                                locality;
                                    ``(II) shipping risks; and
                                    ``(III) risks arising from natural 
                                disasters, pandemics, extreme weather, 
                                armed conflicts, refugee and related 
                                disruptions, trade conflicts or 
                                disruptions, and labor wage, safety, 
                                and health care practices; and
                            ``(ii) the impacts any risk or disruption 
                        identified in clause (i) would have on the 
                        issuer's workforce, suppliers, and customers;
                    ``(B) the issuer's business continuity or other 
                contingency plans that will be implemented in the case 
                of a supply chain disruption in order to mitigate such 
                risks and impacts; and
                    ``(C) all other material information.
            ``(2) Updates.--Disclosures required under this subsection 
        shall be updated when there are material changes.''.

SEC. 404. DISCLOSURES RELATED TO GLOBAL PANDEMIC RISK.

    (a) In General.--Section 13 of the Securities Exchange Act of 1934 
(15 U.S.C. 78m), as amended by section 403, is further amended by 
adding at the end the following:
    ``(t) Disclosures Related to Global Pandemic Risk.--
            ``(1) In general.--Each issuer required to file current 
        reports under subsection (a) shall, in the event the World 
        Health Organization declares a pandemic, file a report with the 
        Commission containing a description of--
                    ``(A) the risks and exposures to the issuer related 
                to the pandemic, including risks to health and worker 
                safety faced by the issuer's employees and independent 
                contractors;
                    ``(B) the steps the issuer is taking to mitigate 
                such risks and exposures, including measures to protect 
                the workforce, including information related to wages, 
                healthcare, and leave;
                    ``(C) a preliminary view on the effect the pandemic 
                may have on the issuer's business, solvency, and 
                workforce; and
                    ``(D) all other material information.
            ``(2) Updates.--Disclosures required under this subsection 
        shall be updated when there are material changes.
            ``(3) Public availability of reports.--The Commission shall 
        make each report filed to the Commission under paragraph (1) 
        available to the public, including on the website of the 
        Commission.''.
    (b) Application.--Section 13(t) of the Securities Exchange Act of 
1934, as added by subsection (a), shall apply to a pandemic declared by 
the World Health Organization that is in existence on the date of 
enactment of this Act or that is declared after the date of enactment 
of this Act.

SEC. 405. OVERSIGHT OF FEDERAL AID RELATED TO COVID-19.

    (a) Congressional COVID-19 Aid Oversight Panel.--
            (1) Establishment.--There is hereby established the 
        Congressional COVID-19 Aid Oversight Panel (hereafter in this 
        subsection referred to as the ``Oversight Panel'') as an 
        establishment in the legislative branch.
            (2) Duties.--The Oversight Panel shall review the current 
        state of the financial markets and the regulatory system and 
        submit regular reports to Congress on the following:
                    (A) The use of Federal aid provided during the 
                COVID-19 emergency.
                    (B) The impact of Federal aid related to COVID-19 
                on the financial markets and financial institutions.
            (3) Membership.--
                    (A) In general.--The Oversight Panel shall consist 
                of 5 members, as follows:
                            (i) 1 member appointed by the Speaker of 
                        the House of Representatives.
                            (ii) 1 member appointed by the minority 
                        leader of the House of Representatives.
                            (iii) 1 member appointed by the majority 
                        leader of the Senate.
                            (iv) 1 member appointed by the minority 
                        leader of the Senate.
                            (v) 1 member appointed by the Speaker of 
                        the House of Representatives and the majority 
                        leader of the Senate, after consultation with 
                        the minority leader of the Senate and the 
                        minority leader of the House of 
                        Representatives.
                    (B) Pay.--Each member of the Oversight Panel shall 
                each be paid at a rate equal to the daily equivalent of 
                the annual rate of basic pay for level I of the 
                Executive Schedule for each day (including travel time) 
                during which such member is engaged in the actual 
                performance of duties vested in the Commission.
                    (C) Prohibition of compensation of federal 
                employees.--Members of the Oversight Panel who are 
                full-time officers or employees of the United States or 
                Members of Congress may not receive additional pay, 
                allowances, or benefits by reason of their service on 
                the Oversight Panel.
                    (D) Travel expenses.--Each member shall receive 
                travel expenses, including per diem in lieu of 
                subsistence, in accordance with applicable provisions 
                under subchapter I of chapter 57 of title 5, United 
                States Code.
                    (E) Quorum.--Four members of the Oversight Panel 
                shall constitute a quorum but a lesser number may hold 
                hearings.
                    (F) Vacancies.--A vacancy on the Oversight Panel 
                shall be filled in the manner in which the original 
                appointment was made.
                    (G) Meetings.--The Oversight Panel shall meet at 
                the call of the Chairperson or a majority of its 
                members.
            (4) Staff.--
                    (A) In general.--The Oversight Panel may appoint 
                and fix the pay of any personnel as the Oversight Panel 
                considers appropriate.
                    (B) Experts and consultants.--The Oversight Panel 
                may procure temporary and intermittent services under 
                section 3109(b) of title 5, United States Code.
                    (C) Staff of agencies.--Upon request of the 
                Oversight Panel, the head of any Federal department or 
                agency may detail, on a reimbursable basis, any of the 
                personnel of that department or agency to the Oversight 
                Panel to assist it in carrying out its duties under 
                this section.
            (5) Powers.--
                    (A) Hearings and sessions.--The Oversight Panel 
                may, for the purpose of carrying out this section, hold 
                hearings, sit and act at times and places, take 
                testimony, and receive evidence as the Panel considers 
                appropriate and may administer oaths or affirmations to 
                witnesses appearing before it.
                    (B) Powers of members and agents.--Any member or 
                agent of the Oversight Panel may, if authorized by the 
                Oversight Panel, take any action which the Oversight 
                Panel is authorized to take by this section.
                    (C) Obtaining official data.--The Oversight Panel 
                may secure directly from any department or agency of 
                the United States information necessary to enable it to 
                carry out this section. Upon request of the Chairperson 
                of the Oversight Panel, the head of that department or 
                agency shall furnish that information to the Oversight 
                Panel.
                    (D) Reports.--The Oversight Panel shall receive and 
                consider all reports required to be submitted to the 
                Oversight Panel under this section.
            (6) Authorization of appropriations.--There is authorized 
        to be appropriated to the Oversight Panel such sums as may be 
        necessary for any fiscal year, half of which shall be derived 
        from the applicable account of the House of Representatives, 
        and half of which shall be derived from the contingent fund of 
        the Senate.
            (7) Sunset.--The Oversight Panel established by this 
        subsection shall terminate on the date that is two years 
        following the termination by the Federal Emergency Management 
        Agency of the emergency declared on March 13, 2020, by the 
        President under the Robert T. Stafford Disaster Relief and 
        Emergency Act (42 U.S.C. 4121 et seq.) relating to the 
        Coronavirus Disease 2019 (COVID-19) pandemic.
            (8) Definitions.--In this subsection:
                    (A) COVID-19 emergency.--The term ``COVID-19 
                emergency'' means the period that begins upon the date 
                of the enactment of this Act and ends one year after 
                the termination by the Federal Emergency Management 
                Agency of the emergency declared on March 13, 2020, by 
                the President under the Robert T. Stafford Disaster 
                Relief and Emergency Act (42 U.S.C. 4121 et seq.) 
                relating to the Coronavirus Disease 2019 (COVID-19) 
                pandemic.
                    (B) Federal aid.--The term ``Federal aid'' means 
                any emergency lending provided under section 13(3) of 
                the Federal Reserve Act or any Federal financial 
                support in the form of a grant, loan, or loan 
                guarantee.
    (b) Special Inspector General Authority Over Federal Aid Related to 
COVID-19.--Section 121 of the Emergency Economic Stabilization Act of 
2008 (12 U.S.C. 5231) is amended--
            (1) in subsection (k)--
                    (A) in paragraph (1), by striking ``or'' at the 
                end;
                    (B) in paragraph (2), by striking the period at the 
                end and inserting ``; or''; and
                    (C) by adding at the end the following:
            ``(3) the date on which all Federal aid related to the 
        COVID-19 emergency is repaid.''; and
            (2) by adding at the end the following:
    ``(l) Responsibility With Respect to Federal Aid Related to COVID-
19.--
            ``(1) In general.--The Special Inspector General shall have 
        the same authority and responsibilities with respect to Federal 
        aid provided during the COVID-19 emergency as the Special 
        Inspector General has with respect to financial assistance 
        (including the purchase of troubled assets) provided under this 
        title.
            ``(2) Definitions.--In this section:
                    ``(A) COVID-19 emergency.--The term `COVID-19 
                emergency' means the period that begins upon the date 
                of the enactment of this Act and ends one year after 
                the termination by the Federal Emergency Management 
                Agency of the emergency declared on March 13, 2020, by 
                the President under the Robert T. Stafford Disaster 
                Relief and Emergency Act (42 U.S.C. 4121 et seq.) 
                relating to the Coronavirus Disease 2019 (COVID-19) 
                pandemic.
                    ``(B) Federal aid.--The term `Federal aid' means 
                any emergency lending provided under section 13(3) of 
                the Federal Reserve Act or any Federal financial 
                support in the form of a grant, loan, or loan 
                guarantee.''.

SEC. 406. INTERNATIONAL FINANCIAL INSTITUTIONS.

    (a) United States Participation in, and Contributions to, the 
Nineteenth Replenishment of the Resources of the International 
Development Association.-- The International Development Association 
Act (22 U.S.C. 284 et seq.) is amended by adding at the end the 
following:

``SEC. 31. NINETEENTH REPLENISHMENT.

    ``(a) The United States Governor of the International Development 
Association is authorized to contribute on behalf of the United States 
$3,004,200,000 to the nineteenth replenishment of the resources of the 
Association, subject to obtaining the necessary appropriations.
    ``(b) In order to pay for the United States contribution provided 
for in subsection (a), there are authorized to be appropriated, without 
fiscal year limitation, $3,004,200,000 for payment by the Secretary of 
the Treasury.''.
    (b) United States Participation in, and Contributions to, the 
Fifteenth Replenishment of the Resources of the African Development 
Fund.--The African Development Fund Act (22 U.S.C. 290g et seq.) is 
amended by adding at the end the following:

``SEC. 226. FIFTEENTH REPLENISHMENT.

    ``(a) The United States Governor of the Fund is authorized to 
contribute on behalf of the United States $513,900,000 to the fifteenth 
replenishment of the resources of the Fund, subject to obtaining the 
necessary appropriations.
    ``(b) In order to pay for the United States contribution provided 
for in subsection (a), there are authorized to be appropriated, without 
fiscal year limitation, $513,900,000 for payment by the Secretary of 
the Treasury.''.
    (c) United States Participation in, and Contributions to, the 
Seventh Capital Increase for the African Development Bank.-- The 
African Development Bank Act (22 U.S.C. 290i et seq.) is amended by 
adding at the end the following:

``SEC. 1345. SEVENTH CAPITAL INCREASE.

    ``(a) Subscription Authorized.--
            ``(1) The United States Governor of the Bank may subscribe 
        on behalf of the United States to 532,023 additional shares of 
        the capital stock of the Bank.
            ``(2) Any subscription by the United States to the capital 
        stock of the Bank shall be effective only to such extent and in 
        such amounts as are provided in advance in appropriations Acts.
    ``(b) Limitations on Authorization of Appropriations.--
            ``(1) In order to pay for the increase in the United States 
        subscription to the Bank under subsection (a), there are 
        authorized to be appropriated, without fiscal year limitation, 
        $7,286,587,008 for payment by the Secretary of the Treasury.
            ``(2) Of the amount authorized to be appropriated under 
        paragraph (1)--
                    ``(A) $437,190,016 shall be for paid in shares of 
                the Bank; and
                    ``(B) $6,849,396,992 shall be for callable shares 
                of the Bank.''.

SEC. 407. CONDITIONS ON FEDERAL AID TO CORPORATIONS.

    (a) Requirements on All Corporations Until Federal Aid Related to 
COVID-19 Is Repaid.--Any corporation that receives Federal aid related 
to COVID-19 shall, until the date on which all such Federal aid is 
repaid by the corporation to the Federal Government, comply with the 
following:
            (1) Restrictions on executive bonuses.--The corporation may 
        not pay a bonus to any executive of the corporation.
            (2) Ban on executive golden parachutes.--The corporation 
        may not pay any type of compensation (whether present, 
        deferred, or contingent) to an executive of the corporation, if 
        such compensation is in connection with the termination of 
        employment of the executive.
            (3) Ban on stock buybacks.--The corporation may not 
        purchase securities of the corporation.
            (4) Ban on dividends.--The corporation may not pay 
        dividends on securities of the corporation.
            (5) Ban on federal lobbying.--The corporation may not carry 
        out any Federal lobbying activities.
    (b) Permanent Requirements on Accelerated Filers Receiving Federal 
Aid Related to COVID-19.--
            (1) In general.--An accelerated filer that receives Federal 
        aid related to COVID-19 shall permanently comply with the 
        following:
                    (A) Worker board representation.--
                            (i) In general.--At least \1/3\ of the 
                        members of the accelerated filer's directors 
                        are chosen by the employees of the accelerated 
                        filer in a one-employee-one-vote election 
                        process.
                            (ii) Compliance date.--An accelerated filer 
                        shall comply with the requirements under clause 
                        (i) not later than the end of the 2-year period 
                        beginning on the date of enactment of this Act.
                            (iii) Definitions.--In this subparagraph--
                                    (I) the term ``director'' has the 
                                meaning given the term in section 3 of 
                                the Securities Exchange Act of 1934 (15 
                                U.S.C. 78c); and
                                    (II) the term ``employee'' has the 
                                meaning given the term in section 2 of 
                                the National Labor Relations Act (29 
                                U.S.C. 152).
                    (B) Additional disclosures.--If the securities of 
                the corporation are traded on a national securities 
                exchange, the corporation shall issue the following 
                disclosures to the Securities and Exchange Commission 
                on a quarterly basis (and make such disclosures 
                available to shareholders of the corporation and the 
                public):
                            (i) The political spending disclosures 
                        required under paragraph (2).
                            (ii) The human capital management 
                        disclosures required under paragraph (3).
                            (iii) The environmental, social, and 
                        governance disclosures required under paragraph 
                        (4).
                            (iv) The Federal aid disclosures required 
                        under paragraph (5).
                            (v) The disclosures of financial 
                        performance on a country-by-country basis 
                        required under paragraph (6).
            (2) Political spending disclosures.--
                    (A) In general.--With respect to an accelerated 
                filer, the disclosures required under this paragraph 
                are--
                            (i) a description of any expenditure for 
                        political activities made during the preceding 
                        quarter;
                            (ii) the date of each expenditure for 
                        political activities;
                            (iii) the amount of each expenditure for 
                        political activities;
                            (iv) if the expenditure for political 
                        activities was made in support of or opposed to 
                        a candidate, the name of the candidate and the 
                        office sought by, and the political party 
                        affiliation of, the candidate;
                            (v) the name or identity of trade 
                        associations or organizations described in 
                        section 501(c) of the Internal Revenue Code of 
                        1986 and exempt from tax under section 501(a) 
                        of such Code which receive dues or other 
                        payments as described in paragraph 
                        (1)(A)(i)(III);
                            (vi) a summary of each expenditure for 
                        political activities made during the preceding 
                        year in excess of $10,000, and each expenditure 
                        for political activities for a particular 
                        election if the total amount of such 
                        expenditures for that election is in excess of 
                        $10,000;
                            (vii) a description of the specific nature 
                        of any expenditure for political activities the 
                        corporation intends to make for the forthcoming 
                        fiscal year, to the extent the specific nature 
                        is known to the corporation; and
                            (viii) the total amount of expenditures for 
                        political activities intended to be made by the 
                        corporation for the forthcoming fiscal year.
                    (B) Definitions.--In this paragraph:
                            (i) Expenditure for political activities.--
                        The term ``expenditure for political 
                        activities''--
                                    (I) means--
                                            (aa) an independent 
                                        expenditure (as defined in 
                                        section 301(17) of the Federal 
                                        Election Campaign Act of 1971 
                                        (52 U.S.C. 30101(17)));
                                            (bb) an electioneering 
                                        communication (as defined in 
                                        section 304(f)(3) of that Act 
                                        (52 U.S.C. 30104(f)(3))) and 
                                        any other public communication 
                                        (as defined in section 301(22) 
                                        of that Act (52 U.S.C. 
                                        30101(22))) that would be an 
                                        electioneering communication if 
                                        it were a broadcast, cable, or 
                                        satellite communication; or
                                            (cc) dues or other payments 
                                        to trade associations or 
                                        organizations described in 
                                        section 501(c) of the Internal 
                                        Revenue Code of 1986 and exempt 
                                        from tax under section 501(a) 
                                        of that Code that are, or could 
                                        reasonably be anticipated to 
                                        be, used or transferred to 
                                        another association or 
                                        organization for the purposes 
                                        described in item (aa) or (bb); 
                                        and
                                    (II) does not include--
                                            (aa) direct lobbying 
                                        efforts through registered 
                                        lobbyists employed or hired by 
                                        the corporation;
                                            (bb) communications by a 
                                        corporation to its shareholders 
                                        and executive or administrative 
                                        personnel and their families; 
                                        or
                                            (cc) the establishment and 
                                        administration of contributions 
                                        to a separate segregated fund 
                                        to be utilized for political 
                                        purposes by a corporation.
                            (ii) Exception.--The term ``corporation'' 
                        does not include an investment company 
                        registered under section 8 of the Investment 
                        Company Act of 1940 (15 U.S.C. 80a-8).
            (3) Human capital management disclosures.--With respect to 
        an accelerated filer, the disclosures required under this 
        paragraph are the following:
                    (A) Workforce demographic information, including 
                the number of full-time employees, the number of part-
                time employees, the number of contingent workers 
                (including temporary and contract workers), and any 
                policies or practices relating to subcontracting, 
                outsourcing, and insourcing.
                    (B) Workforce stability information, including 
                information about the voluntary turnover or retention 
                rate, the involuntary turnover rate, the internal 
                hiring rate, and the internal promotion rate.
                    (C) Workforce composition, including data on 
                diversity (including racial and gender composition) and 
                any policies and audits related to diversity.
                    (D) Workforce skills and capabilities, including 
                information about training of employees (including the 
                average number of hours of training and spending on 
                training per employee per year), skills gaps, and 
                alignment of skills and capabilities with business 
                strategy.
                    (E) Workforce culture and empowerment, including 
                information about--
                            (i) policies and practices of the 
                        corporation relating to freedom of association 
                        and work-life balance initiatives;
                            (ii) any incidents of verified workplace 
                        harassment in the previous 5 fiscal years of 
                        the corporation;
                            (iii) policies and practices of the 
                        corporation relating to employee engagement and 
                        psychological wellbeing, including management 
                        discussion regarding--
                                    (I) the creation of an autonomous 
                                work environment;
                                    (II) fostering a sense of purpose 
                                in the workforce;
                                    (III) trust in management; and
                                    (IV) a supportive, fair, and 
                                constructive workplace.
                    (F) Workforce health and safety, including 
                information about--
                            (i) the frequency, severity, and lost time 
                        due to injuries, illness, and fatalities;
                            (ii) the total dollar value of assessed 
                        fines under the Occupational Safety and Health 
                        Act of 1970;
                            (iii) the total number of actions brought 
                        under section 13 of the Occupational Safety and 
                        Health Act of 1970 to prevent imminent dangers; 
                        and
                            (iv) the total number of actions brought 
                        against the corporation under section 11(c) of 
                        the Occupational Safety and Health Act of 1970.
                    (G) Workforce compensation and incentives, 
                including information about--
                            (i) total workforce compensation, including 
                        disaggregated information about compensation 
                        for full-time, part-time, and contingent 
                        workers;
                            (ii) policies and practices about how 
                        performance, productivity, and sustainability 
                        are considered when setting pay and making 
                        promotion decisions; and
                            (iii) policies and practices relating to 
                        any incentives and bonuses provided to 
                        employees below the named executive level and 
                        any policies or practices designed to counter 
                        any risks create by such incentives and 
                        bonuses.
                    (H) Workforce recruiting, including information 
                about the quality of hire, new hire engagement rate, 
                and new hire retention rate.
            (4) Environmental, social and governance disclosures.--With 
        respect to an accelerated filer, the disclosures required under 
        this paragraph are disclosures that satisfy the recommendations 
        of the Task Force on Climate-related Financial Disclosures of 
        the Financial Stability Board as reported in June, 2017.
            (5) Federal aid disclosures.--With respect to an 
        accelerated filer, the disclosure required under this paragraph 
        is a description of how the Federal aid related to COVID-19 
        received by the corporation is being used to support the 
        corporation's employees.
            (6) Disclosures of financial performance on a country-by-
        country basis.--
                    (A) In general.--With respect to an accelerated 
                filer, the disclosures required under this paragraph 
                are the following:
                            (i) Constituent entity information.--
                        Information on any constituent entity of the 
                        corporation, including the following:
                                    (I) The complete legal name of the 
                                constituent entity.
                                    (II) The tax jurisdiction, if any, 
                                in which the constituent entity is 
                                resident for tax purposes.
                                    (III) The tax jurisdiction in which 
                                the constituent entity is organized or 
                                incorporated (if different from the tax 
                                jurisdiction of residence).
                                    (IV) The tax identification number, 
                                if any, used for the constituent entity 
                                by the tax administration of the 
                                constituent entity's tax jurisdiction 
                                of residence.
                                    (V) The main business activity or 
                                activities of the constituent entity.
                            (ii) Tax jurisdiction.--Information on each 
                        tax jurisdiction in which one or more 
                        constituent entities is resident, presented as 
                        an aggregated or consolidated form of the 
                        information for the constituent entities 
                        resident in each tax jurisdiction, including 
                        the following:
                                    (I) Revenues generated from 
                                transactions with other constituent 
                                entities.
                                    (II) Revenues not generated from 
                                transactions with other constituent 
                                entities.
                                    (III) Profit or loss before income 
                                tax.
                                    (IV) Total income tax paid on a 
                                cash basis to all tax jurisdictions.
                                    (V) Total accrued tax expense 
                                recorded on taxable profits or losses.
                                    (VI) Stated capital.
                                    (VII) Total accumulated earnings.
                                    (VIII) Total number of employees on 
                                a full-time equivalent basis.
                                    (IX) Net book value of tangible 
                                assets, which, for purposes of this 
                                section, does not include cash or cash 
                                equivalents, intangibles, or financial 
                                assets.
                            (iii) Special rules.--The information 
                        listed in clause (ii) shall be provided, in 
                        aggregated or consolidated form, for any 
                        constituent entity or entities that have no tax 
                        jurisdiction of residence. In addition, if a 
                        constituent entity is an owner of a constituent 
                        entity that does not have a jurisdiction of tax 
                        residence, then the owner's share of such 
                        entity's revenues and profits will be 
                        aggregated or consolidated with the information 
                        for the owner's tax jurisdiction of residence.
                    (B) Definitions.--In this paragraph--
                            (i) the term ``constituent entity'' means, 
                        with respect to an accelerated filer, any 
                        separate business entity of the accelerated 
                        filer;
                            (ii) the term ``tax jurisdiction''--
                                    (I) means a country or a 
                                jurisdiction that is not a country but 
                                that has fiscal autonomy; and
                                    (II) includes a territory or 
                                possession of the United States that 
                                has fiscal autonomy.
    (c) Permanent Requirements on All Corporations Receiving Federal 
Aid Related to COVID-19.--Any corporation that receives Federal aid 
related to COVID-19 shall permanently comply with the following:
            (1) Paid leave for workers.--The corporation shall provide 
        at least 14 days of paid leave to workers (employees and 
        contractors, full-time and part-time) who--
                    (A) are unable to telework;
                    (B) need to be isolated or quarantined to prevent 
                the spread of COVID-19; or
                    (C) need time off to care for the needs of family 
                members.
            (2) Minimum wage.--The corporation shall pay each employee 
        (full-time and part-time) of the corporation a wage of not less 
        than $15 an hour, beginning not later than January 1, 2021.
            (3) Limitation on ceo and executive pay.--The corporation 
        may not have a CEO to median worker pay ratio of greater than 
        50 to 1 and no officer or employee of the corporation may 
        received higher compensation than the chief executive officer 
        (or any equivalent position).
    (d) Requirements on All Corporations Receiving Federal Aid Related 
to COVID-19 Until the End of the Emergency.--Any corporation that 
receives Federal aid related to COVID-19 shall, until the COVID-19 
emergency ends, comply with the following:
            (1) Workforce levels and benefits.--The corporation shall 
        maintain at least the same workforce levels and benefits that 
        existed before the COVID-19 emergency.
            (2) Maintenance of worker pay.--The corporation shall 
        maintain worker (employee or contractor, full-time and part-
        time) pay throughout the entire duration of the COVID-19 
        emergency at or above the pay level the worker was earning 
        before the emergency.
            (3) Maintenance of collective bargaining agreements.--The 
        corporation may not alter any collective bargaining agreement 
        that was in place at the beginning of the COVID-19 emergency.
    (e) Enforcement; Rulemaking.--The Securities and Exchange 
Commission and the Secretary of the Treasury shall have the authority 
to enforce this section and may issue such rules as may be necessary to 
carry out this section.
    (f) Definitions.--In this section:
            (1) Accelerated filer.--The Securities and Exchange 
        Commission shall define the term ``accelerated filer'' for 
        purposes of this section.
            (2) CEO to median worker pay ratio.--With respect to an 
        accelerated filer, the term ``CEO to median worker pay ratio'' 
        means the ratio of--
                    (A) the annual total compensation of the chief 
                executive officer (or any equivalent position) of the 
                corporation; and
                    (B) the median of the annual total compensation of 
                all employees of the corporation, except the chief 
                executive officer (or any equivalent position) of the 
                corporation.
            (3) COVID-19 emergency.--The term ``COVID-19 emergency'' 
        means the period that begins upon the date of the enactment of 
        this Act and ends upon the termination by the Federal Emergency 
        Management Agency of the emergency declared on March 13, 2020, 
        by the President under the Robert T. Stafford Disaster Relief 
        and Emergency Act (42 U.S.C. 4121 et seq.) relating to the 
        Coronavirus Disease 2019 (COVID-19).
            (4) Federal aid.--The term ``Federal aid'' means any 
        emergency lending provided under section 13(3) of the Federal 
        Reserve Act or any Federal financial support in the form of a 
        grant, loan, or loan guarantee.
            (5) S corporation.--The term ``S corporation'' has the 
        meaning given that term under section 1361(a) of the Internal 
        Revenue Code of 1986.
            (6) Securities terms.--The terms ``national securities 
        exchange'' and ``security'' have the meaning given those terms, 
        respectively, under section 3 of the Securities Exchange Act of 
        1934.

SEC. 408. AUTHORITY FOR WARRANTS AND DEBT INSTRUMENTS.

    (a) Definitions.--In this section:
            (1) Asset.--The term ``asset'' means any financial 
        instrument that the Secretary, after consultation with the 
        Chairman of the Board of Governors of the Federal Reserve 
        System, determines the purchase of which or the guarantee of 
        which is necessary to promote economic stability.
            (2) Company.--The term ``company'' means any entity that is 
        not subject to the prohibitions in subsection (e).
            (3) Secretary.--The term ``Secretary'' means the Secretary 
        of the Treasury.
    (b) Warrant or Senior Debt Instrument.--The Secretary may not 
purchase, or make any commitment to purchase, or guarantee, or make any 
commitment to guarantee, any asset in response to the coronavirus 
disease (COVID-19) outbreak, unless the Secretary receives from the 
company from which such assets are to be purchased or are to be 
guaranteed--
            (1) in the case of a company, the securities of which are 
        traded on a national securities exchange, a warrant giving the 
        right to the Secretary to receive senior preferred voting 
        stock; or
            (2) in the case of any company other than one described in 
        paragraph (1), a warrant for senior preferred voting stock, or 
        a senior debt instrument from such company.
    (c) Terms and Conditions.--The terms and conditions of any warrant 
or senior debt instrument required under subsection (b) shall meet the 
following requirements:
            (1) Purposes.--Such terms and conditions shall, at a 
        minimum, be designed--
                    (A) to provide for reasonable participation by the 
                Secretary, for the benefit of taxpayers, in equity 
                appreciation in the case of a warrant or other equity 
                security, or a reasonable interest rate premium, in the 
                case of a debt instrument; and
                    (B) to provide additional protection for the 
                taxpayer against losses from sale of assets by the 
                Secretary and any associated administrative expenses.
            (2) Terms of senior preferred voting stock.--With respect 
        to senior preferred voting stock received from a company, the 
        Secretary shall--
                    (A) have the right to vote on matters brought 
                before the stockholders generally; and
                    (B) control a percentage of votes equal to the 
                percentage of the total value of the company the 
                government's share will represent after the investment.
            (3) Authority to sell, exercise, or surrender.--
                    (A) In general.--For the primary benefit of 
                taxpayers, the Secretary may sell, exercise, or 
                surrender a warrant or any senior debt instrument 
                received under this section, based on the conditions 
                established under paragraph (1).
                    (B) Proceeds.--Of any proceeds received through the 
                sale, exercise, or surrender of any warrant or any 
                senior debt instrument--
                            (i) 65 percent shall be transferred or 
                        credited to the Housing Trust Fund established 
                        under section 1338 of the Federal Housing 
                        Enterprises Financial Safety and Soundness Act 
                        of 1992 (12 U.S.C. 4568); and
                            (ii) 35 percent shall be transferred or 
                        credited to the Capital Magnet Fund under 
                        section 1339 of the Federal Housing Enterprises 
                        Financial Safety and Soundness Act of 1992 (12 
                        U.S.C. 4569).
            (4) Conversion.--The warrant shall provide that if, after 
        the warrant is received by the Secretary under this section, 
        the company that issued the warrant is no longer listed or 
        traded on a national securities exchange or securities 
        association, as described in subsection (b)(1), the Secretary 
        will have an option to convert the warrants to senior debt to 
        ensure that the Treasury is appropriately compensated for the 
        value of the warrant, in an amount determined by the Secretary 
        for the primary benefit of taxpayers.
            (5) Protections.--Any warrant representing securities to be 
        received by the Secretary under this section shall contain 
        anti-dilution provisions of the type employed in capital market 
        transactions, as determined by the Secretary for the primary 
        benefit of taxpayers. Such provisions shall protect the value 
        of the securities from market transactions such as stock 
        splits, stock distributions, dividends, and other 
        distributions, mergers, and other forms of reorganization or 
        recapitalization.
            (6) Exercise price.--The exercise price for any warrant 
        issued pursuant to this section shall be set by the Secretary, 
        for the primary benefit of taxpayers.
            (7) Sufficiency.--The company shall guarantee to the 
        Secretary that it has authorized shares of stock available to 
        fulfill its obligations under this section. Should the company 
        not have sufficient authorized shares, including preferred 
        shares that may carry dividend rights equal to a multiple 
        number of common shares, the Secretary may, to the extent 
        necessary for the primary benefit of taxpayers, accept a senior 
        debt note in an amount, and on such terms as will compensate 
        the Secretary with equivalent value, in the event that a 
        sufficient shareholder vote to authorize the necessary 
        additional shares cannot be obtained.
    (d) Exceptions.--The Secretary may establish an exception to the 
requirements of this section and appropriate alternative requirements 
for any participating company that is legally prohibited from issuing 
securities and debt instruments, so as not to allow circumvention of 
the requirements of this section.
    (e) Prohibitions of Foreign Companies.--
            (1) In general.--The Secretary may not purchase, or make 
        any commitment to purchase, or guarantee, or make any 
        commitment to guarantee, any asset in response to the 
        coronavirus disease (COVID-19) outbreak from--
                    (A) any foreign incorporated entity that the 
                Secretary has determined is an inverted domestic 
                corporation or any subsidiary of such entity; or
                    (B) any joint venture if more than 10 percent of 
                the joint venture (by vote or value) is held by a 
                foreign incorporated entity that the Secretary has 
                determined is an inverted domestic corporation or any 
                subsidiary of such entity.
            (2) Inverted domestic corporation.--
                    (A) In general.--For purposes of this subsection, a 
                foreign incorporated entity shall be treated as an 
                inverted domestic corporation if, pursuant to a plan 
                (or a series of related transactions)--
                            (i) the entity completes on or after May 8, 
                        2014, the direct or indirect acquisition of--
                                    (I) substantially all of the 
                                properties held directly or indirectly 
                                by a domestic corporation; or
                                    (II) substantially all of the 
                                assets of, or substantially all of the 
                                properties constituting a trade or 
                                business of, a domestic partnership; 
                                and
                            (ii) after the acquisition, either--
                                    (I) more than 50 percent of the 
                                stock (by vote or value) of the entity 
                                is held--
                                            (aa) in the case of an 
                                        acquisition with respect to a 
                                        domestic corporation, by former 
                                        shareholders of the domestic 
                                        corporation by reason of 
                                        holding stock in the domestic 
                                        corporation; or
                                            (bb) in the case of an 
                                        acquisition with respect to a 
                                        domestic partnership, by former 
                                        partners of the domestic 
                                        partnership by reason of 
                                        holding a capital or profits 
                                        interest in the domestic 
                                        partnership; or
                                    (II) the management and control of 
                                the expanded affiliated group which 
                                includes the entity occurs, directly or 
                                indirectly, primarily within the United 
                                States, as determined pursuant to 
                                regulations prescribed by the 
                                Secretary, and such expanded affiliated 
                                group has significant domestic business 
                                activities.
                    (B) Exception for corporations with substantial 
                business activities in foreign country of 
                organization.--
                            (i) In general.--A foreign incorporated 
                        entity described in subparagraph (A) shall not 
                        be treated as an inverted domestic corporation 
                        if after the acquisition the expanded 
                        affiliated group which includes the entity has 
                        substantial business activities in the foreign 
                        country in which or under the law of which the 
                        entity is created or organized when compared to 
                        the total business activities of such expanded 
                        affiliated group.
                            (ii) Substantial business activities.--The 
                        Secretary shall establish regulations for 
                        determining whether an affiliated group has 
                        substantial business activities for purposes of 
                        clause (i), except that such regulations may 
                        not treat any group as having substantial 
                        business activities if such group would not be 
                        considered to have substantial business 
                        activities under the regulations prescribed 
                        under section 7874 of the Internal Revenue Code 
                        of 1986, as in effect on January 18, 2017.
                    (C) Significant domestic business activities.--
                            (i) In general.--For purposes of 
                        subparagraph (A)(ii)(II), an expanded 
                        affiliated group has significant domestic 
                        business activities if at least 25 percent of--
                                    (I) the employees of the group are 
                                based in the United States;
                                    (II) the employee compensation 
                                incurred by the group is incurred with 
                                respect to employees based in the 
                                United States;
                                    (III) the assets of the group are 
                                located in the United States; or
                                    (IV) the income of the group is 
                                derived in the United States.
                            (ii) Determination.--Determinations 
                        pursuant to clause (i) shall be made in the 
                        same manner as such determinations are made for 
                        purposes of determining substantial business 
                        activities under regulations referred to in 
                        subparagraph (B) as in effect on January 18, 
                        2017, but applied by treating all references in 
                        such regulations to ``foreign country'' and 
                        ``relevant foreign country'' as references to 
                        ``the United States''. The Secretary may issue 
                        regulations decreasing the threshold percent in 
                        any of the tests under such regulations for 
                        determining if business activities constitute 
                        significant domestic business activities for 
                        purposes of this subparagraph.
            (3) Waiver.--
                    (A) In general.--The Secretary may waive paragraph 
                (1) if the Secretary determines that the waiver is--
                            (i) required in the interest of national 
                        security; or
                            (ii) necessary for the efficient or 
                        effective administration of Federal or 
                        federally funded--
                                    (I) programs that provide health 
                                benefits to individuals; or
                                    (II) public health programs.
                    (B) Report to congress.--The Secretary shall, not 
                later than 14 days after issuing such waiver, submit a 
                written notification of the waiver to the relevant 
                authorizing committees of Congress and the Committees 
                on Appropriations of the Senate and the House of 
                Representatives.
            (4) Definitions and special rules.--
                    (A) Definitions.--In this subsection, the terms 
                ``expanded affiliated group'', ``foreign incorporated 
                entity'', ``domestic'', and ``foreign'' have the 
                meaning given those terms in section 835(c) of the 
                Homeland Security Act of 2002 (6 U.S.C. 395(c)).
                    (B) Special rules.--In applying paragraph (2) of 
                this subsection for purposes of paragraph (1) of this 
                subsection, the rules described under 835(c)(1) of the 
                Homeland Security Act of 2002 (6 U.S.C. 395(c)(1)) 
                shall apply.
            (5) Regulations regarding management and control.--
                    (A) In general.--The Secretary shall, for purposes 
                of this subsection, prescribe regulations for purposes 
                of determining cases in which the management and 
                control of an expanded affiliated group is to be 
                treated as occurring, directly or indirectly, primarily 
                within the United States. The regulations prescribed 
                under the preceding sentence shall apply to periods 
                after May 8, 2014.
                    (B) Executive officers and senior management.--The 
                regulations prescribed under subparagraph (A) shall 
                provide that the management and control of an expanded 
                affiliated group shall be treated as occurring, 
                directly or indirectly, primarily within the United 
                States if substantially all of the executive officers 
                and senior management of the expanded affiliated group 
                who exercise day-to-day responsibility for making 
                decisions involving strategic, financial, and 
                operational policies of the expanded affiliated group 
                are based or primarily located within the United 
                States. Individuals who in fact exercise such day-to-
                day responsibilities shall be treated as executive 
                officers and senior management regardless of their 
                title.
    (f) Preemption.--Any State or Federal laws that prohibit the 
transactions authorized by this statute, including state or federal 
laws that prohibit company directors from agreeing to the transactions 
authorized by this statute, are preempted and superseded by this 
statute.

SEC. 409. AUTHORIZATION TO PARTICIPATE IN THE NEW ARRANGEMENTS TO 
              BORROW OF THE INTERNATIONAL MONETARY FUND.

    Section 17 of the Bretton Woods Agreements Act (22 U.S.C. 286e-2) 
is amended--
            (1) in subsection (a)--
                    (A) by redesignating paragraphs (3) through (5) as 
                paragraphs (4) through (6) and inserting after 
                paragraph (2) the following:
            ``(3) In order to carry out the purposes of a one-time 
        decision of the Executive Directors of the International 
        Monetary Fund (the Fund) to expand the resources of the New 
        Arrangements to Borrow, established pursuant to the decision of 
        January 27, 1997 referred to in paragraph (1) above, the 
        Secretary of the Treasury is authorized to make loans, in an 
        amount not to exceed the dollar equivalent of 28,202,470,000 of 
        Special Drawing Rights, in addition to any amounts previously 
        authorized under this section; except that prior to activation 
        of the New Arrangements to Borrow, the Secretary shall report 
        to Congress on whether supplementary resources are needed to 
        forestall or cope with an impairment of the international 
        monetary system and whether the Fund has fully explored other 
        means of funding to the Fund.''; and
                    (B) in paragraph (6) (as so redesignated by 
                subparagraph (A) of this paragraph), by striking 
                ``December 16, 2022'' and inserting ``December 31, 
                2025''; and
            (2) in subsection (e)(1), by inserting ``(a)(3),'' after 
        ``(a)(2),''.

SEC. 410. [RESERVED].

    [Reserved]

SEC. 411. [RESERVED].

    [Reserved]

SEC. 412. INTERNATIONAL FINANCE CORPORATION.

     The International Finance Corporation Act (22 U.S.C. 282 et seq.) 
is amended by adding at the end the following:

``SEC. 18. CAPITAL INCREASES AND AMENDMENT TO THE ARTICLES OF 
              AGREEMENT.

    ``(a) Votes Authorized.--The United States Governor of the 
Corporation is authorized to vote in favor of--
            ``(1) a resolution to increase the authorized capital stock 
        of the Corporation by 16,999,998 shares, to implement the 
        conversion of a portion of the retained earnings of the 
        Corporation into paid-in capital, which will result in the 
        United States being issued an additional 3,771,899 shares of 
        capital stock, without any cash contribution;
            ``(2) a resolution to increase the authorized capital stock 
        of the Corporation on a general basis by 4,579,995 shares; and
            ``(3) a resolution to increase the authorized capital stock 
        of the Corporation on a selective basis by 919,998 shares.
    ``(b) Amendment of the Articles of Agreement.--The United States 
Governor of the Corporation is authorized to agree to and accept an 
amendment to Article II, Section 2(c)(ii) of the Articles of Agreement 
of the Corporation that would increase the vote by which the Board of 
Governors of the Corporation may increase the capital stock of the 
Corporation from a four-fifths majority to an 85 percent majority.''.

SEC. 413. OVERSIGHT AND REPORTS.

    (a) Oversight.--
            (1) SIGTARP.--As provided for under section 405 of this 
        division, the Special Inspector General for the Troubled Asset 
        Relief Program (SIGTARP) shall have oversight of the 
        Secretary's administration of the loans, loan guarantees, and 
        other investments provided under section 101 of division Y, the 
        use of the funds by eligible businesses, and compliance with 
        the requirements of section 407.
            (2) Oversight panel.--As provided for under section 405 of 
        this division, the Congressional COVID-19 Aid Oversight Panel 
        shall have oversight of the Secretary's administration of the 
        loans, loan guarantees, and other investments provided under 
        section 101 of division Y, the use of the funds by eligible 
        businesses, and compliance with the requirements of section 
        407.
    (b) Secretary.--The Secretary shall, with respect to the loans, 
loan guarantees, and other investments provided under section 101 of 
division Y, make such reports as are required under section 5302 of 
title 31, United States Code.
    (c) Government Accountability Office.--
            (1) Study.--The Comptroller General of the United States 
        shall conduct a study on the loans and loan guarantees provided 
        under section 101 of division Y.
            (2) Report.--Not later than 9 months after the date of 
        enactment of this Act, and annually thereafter through the year 
        succeeding the last year for which loans or loan guarantees 
        provided under section 101 of division Y are in effect, the 
        Comptroller General shall submit to the Committee on Financial 
        Services, the Committee on Appropriations, and the Committee on 
        the Budget of the House of Representatives and the Committee on 
        Banking, Housing, and Urban Affairs, the Committee on 
        Appropriations, and the Committee on the Budget of the Senate a 
        report on the loans and loan guarantees provided under section 
        101 of division Y.
    (d) Diversity Report.--The Congressional COVID-19 Aid Oversight 
Panel, in conjunction with the SIGTARP, shall collect diversity data 
from any corporation that receives Federal aid related to COVID-19, and 
issue a report that will be made publicly available no later than one 
year after the disbursement of funds. In addition to any other data, 
the report shall include the following:
            (1) Employee demographics.--The gender, race, and ethnic 
        identity (and to the extent possible, results disaggregated by 
        ethnic group) of the corporation's employees, as otherwise 
        known or provided voluntarily for the total number of employees 
        (full- and part-time) and the career level of employees 
        (executive and manager versus employees in other roles).
            (2) Supplier diversity.--The number and dollar value 
        invested with minority- and women-owned suppliers (and to the 
        extent possible, results disaggregated by ethnic group), 
        including professional services (legal and consulting) and 
        asset managers, and deposits and other accounts with minority 
        depository institutions, as compared to all vendor investments.
            (3) Pay equity.--A comparison of pay amongst racial and 
        ethnic minorities (and to the extent possible, results 
        disaggregated by ethnic group) as compared to their white 
        counterparts and comparison of pay between men and women for 
        similar roles and assignments.
            (4) Corporate board diversity.--Corporate board demographic 
        data, including total number of board members, gender, race and 
        ethnic identity of board members (and to the extent possible, 
        results disaggregated by ethnic group), as otherwise known or 
        provided voluntarily, board position titles, as well as any 
        leadership and subcommittee assignments.
            (5) Diversity and inclusion offices.--The reporting 
        structure of lead diversity officials, number of staff and 
        budget dedicated to diversity and inclusion initiatives.
    (e) Diversity and Inclusion Initiatives.--Any corporation that 
receives Federal aid related to COVID-19 must maintain officials and 
budget dedicated to diversity and inclusion initiatives for no less 
than 5 years after disbursement of funds.

  TITLE V--PANDEMIC PLANNING AND GUIDANCE FOR CONSUMERS AND REGULATORS

SEC. 501. FINANCIAL LITERACY EDUCATION COMMISSION EMERGENCY RESPONSE.

    (a) Purpose.--The purpose of this section is to provide financial 
literacy education, including information on access to banking services 
and other financial products, for individuals seeking information and 
resources as they recover from any financial distress caused by the 
coronavirus disease (COVID-19) outbreak and future major disasters.
    (b) Financial Literacy and Education Commission Response to the 
COVID-19 Emergency.--
            (1) Special meeting.--Not later than the end of the 60-day 
        period beginning on the date of enactment of this section, the 
        Financial Literacy and Education Commission (the 
        ``Commission'') shall convene a special meeting to discuss and 
        plan assistance related to the financial impacts of the COVID-
        19 emergency.
            (2) Update of the commission's website.--
                    (A) In general.--Not later than the end of the 60-
                day period beginning on the date of enactment of this 
                section, the Commission shall update the website of the 
                Commission with a full list of tools to help 
                individuals recover from any financial hardship as a 
                result of the COVID-19 emergency.
                    (B) Specific requirements.--In performing the 
                update required under subparagraph (A), the Commission 
                shall--
                            (i) place special emphasis on providing an 
                        additional set of tools geared towards women, 
                        racial and ethnic minorities, veterans, 
                        disabled, and LGBTQ+ communities; and
                            (ii) provide information in English and 
                        Spanish.
                    (C) Information from members.--Not later than the 
                end of the 60-day period beginning on the date of 
                enactment of this section, each Federal department or 
                agency that is a member of the Commission shall provide 
                an update on the website of the Commission disclosing 
                any tools that the department or agency is offering to 
                individuals or to employees of the department or agency 
                related to the COVID-19 emergency.
            (3) Implementation report to congress.--The Secretary of 
        the Treasury and the Director of the Bureau of Consumer 
        Financial Protection shall, jointly and not later than the end 
        of the 30-day period following the date on which the meeting 
        required under paragraph (1) is held and all updates required 
        under paragraph (2) have been completed, report to Congress on 
        the implementation of this section.
            (4) COVID-19 emergency defined.--In this subsection, the 
        term ``COVID-19 emergency'' means the emergency declared on 
        March 13, 2020, by the President under the Robert T. Stafford 
        Disaster Relief and Emergency Assistance Act (42 U.S.C. 4121 et 
        seq.) relating to the Coronavirus Disease 2019 (COVID-19) 
        pandemic.

SEC. 502. INTERAGENCY PANDEMIC GUIDANCE FOR CONSUMERS.

    (a) Interagency Pandemic Guidance.--
            (1) Guidance.--Not later than the end of the 60-day period 
        beginning on the date of enactment of this section, the Federal 
        financial regulators shall issue interagency regulatory 
        guidance on preparedness, flexibility, and relief options for 
        consumers in pandemics and major disasters, such as deferment, 
        forbearance, affordable payment plan options, and other options 
        such as delays on debt collections and wage garnishments.
            (2) Updates.--The Federal financial regulators shall update 
        the guidance required under paragraph (1) as necessary to keep 
        such guidance current.
    (b) Pandemic Preparedness Testing.--
            (1) In general.--Not later than the end of the 2-year 
        period beginning on the date of enactment of this section, and 
        every 5 years thereafter, the Federal financial regulators 
        shall carry out testing along with the institutions regulated 
        by the Federal financial regulators to determine how 
        effectively such institutions will be able to respond to a 
        pandemic or major disaster.
            (2) Report.--After the end of each test required under 
        paragraph (1), the Federal financial regulators shall, jointly, 
        issue a report to Congress containing the results of such test 
        and any regulatory or legislative recommendations the 
        regulators may have to increase pandemic preparedness.
    (c) Definitions.--In this section:
            (1) Federal financial regulators.--The term ``Federal 
        financial regulators'' means the Board of Governors of the 
        Federal Reserve System, the Bureau of Consumer Financial 
        Protection, the Comptroller of the Currency, the Director of 
        the Federal Housing Finance Agency, the Federal Deposit 
        Insurance Corporation, the National Credit Union 
        Administration, the Secretary of Agriculture, and the Secretary 
        of Housing and Urban Development.
            (2) Major disaster.--The term ``major disaster'' means a 
        major disaster declared by the President under section 401 of 
        the Robert T. Stafford Disaster Relief and Emergency Assistance 
        Act (42 U.S.C. 5170),  under which assistance is authorized 
        under section 408 of such Act (42 U.S.C. 5174), or section 501 
        of such Act (42 U.S.C. 5191).

SEC. 503. SEC PANDEMIC GUIDANCE FOR INVESTORS.

    (a) Pandemic Guidance.--
            (1) Guidance.--Not later than the end of the 60-day period 
        beginning on the date of enactment of this section, the 
        Securities and Exchange Commission shall issue regulatory 
        guidance on preparedness, flexibility, relief, and investor 
        protection for investors in pandemics and major disasters, 
        including relevant disclosures.
            (2) Updates.--The Commission shall update the guidance 
        required under paragraph (1) as necessary to keep such guidance 
        current.
    (b) Pandemic Preparedness Testing.--
            (1) In general.--Not later than the end of the 60-day 
        period beginning on the date of enactment of this Act, and 
        every 5 years thereafter, the Securities and Exchange 
        Commission shall carry out testing along with the entities 
        regulated by the Commission to determine how effectively such 
        entities will be able to respond to a pandemic or major 
        disaster.
            (2) Report.--After the end of each test required under 
        paragraph (1), the Commission shall issue a report to Congress 
        containing the results of such test and any regulatory or 
        legislative recommendations the Commission may have to increase 
        pandemic preparedness.
    (c) Major Disaster Defined.--In this section, the term ``major 
disaster'' means a major disaster declared by the President under 
section 401 of the Robert T. Stafford Disaster Relief and Emergency 
Assistance Act (42 U.S.C. 5170),  under which assistance is authorized 
under section 408 of such Act (42 U.S.C. 5174), or section 501 of such 
Act (42 U.S.C. 5191).

SEC. 504. UPDATES OF THE PANDEMIC INFLUENZA PLAN AND NATIONAL PLANNING 
              FRAMEWORKS.

    (a) In General.--Not later than one year following the end of the 
Declaration of the National Emergency, the President shall ensure that 
the Pandemic Influenza Plan (2017 Update) and the National Planning 
Frameworks are updated. The Secretary of the Treasury, in consultation 
with the Federal financial regulators, shall provide to the President 
the following:
            (1) An assessment of the effectiveness of current plans and 
        strategies to address the economic, financial, and monetary 
        issues arising from a pandemic or other disaster.
            (2) A description of the most significant challenges to 
        protecting the economy, the financial system, and consumers, 
        during a pandemic or other disaster, including the specific 
        challenges experienced by women, racial and ethnic minorities, 
        diverse-owned businesses, veterans, and the disabled.
            (3) Actions that could be carried out in a crisis, as 
        defined by the preparedness plans described in subsection (a), 
        such as the following:
                    (A) Significant increases of unemployment insurance 
                benefits (including payment amounts) for all workers 
                under a certain income threshold, including freelancers 
                and the self-employed, during the crisis.
                    (B) Loan deference, modification, and forbearance 
                mechanisms of all consumer and business payments, 
                allowing long-term repayment plans and excluding no 
                industries, during the crisis.
                    (C) Suspension of foreclosure and eviction 
                proceedings taken against individuals or businesses 
                during the crisis.
                    (D) Suspension of all negative consumer credit 
                reporting during the crisis.
                    (E) Prohibition of debt collection, repossession, 
                and garnishment of wages during the crisis.
                    (F) Provision of emergency homeless assistance 
                during the crisis.
                    (G) An increase in Community Development Block 
                Grants during the crisis and to improve community 
                response.
                    (H) Reduction of hurdles in the form of waivers and 
                authorities to modify existing housing and homelessness 
                programs to facilitate response to the crisis.
                    (I) Expand the size standards for eligible 
                businesses with access no-interest or low-interest 
                loans through the Small Business Administration during 
                the crisis.
                    (J) Remove the size standard limits on eligible 
                businesses with access no-interest or low-interest 
                loans through the Small Business Administration during 
                the crisis for businesses that agree to maintain their 
                employment workforce and preserve benefits during the 
                crisis.
                    (K) Support for additional no-interest or low-
                interest loans for small businesses through the Small 
                Business Administration during the crisis.
                    (L) Utilization of the Community Development 
                Financial Institutions (CDFI) Fund to support small 
                businesses as well as low-income communities during the 
                crisis.
                    (M) Support for State, territory, and local 
                government financing during the crisis.
                    (N) Waiver of matching requirements for municipal 
                governments during the crisis.
                    (O) Suspension of requirements relating to minimum 
                distributions for retirement plans and individual 
                retirement accounts for the calendar years of which the 
                crisis is occurring.
    (b) Special Consideration for Diversity.--In issuing the updates 
required under subsection (a), the President shall ensure that 
consideration is given as to how to minimize the economic impacts of a 
crisis on women, minorities, diverse-owned businesses, veterans, and 
the disabled.
    (c) Making Plans Public.--The updated plans described in subsection 
(a) shall be made publicly available, but may have classified 
information redacted.
    (d) Definitions.--In this section:
            (1) Declaration of the national emergency.--The term 
        ``Declaration of the National Emergency'' means the emergency 
        declared by the President under section 501 of the Robert T. 
        Stafford Disaster Relief and Emergency Assistance Act (42 
        U.S.C. 5191) relating to the COVID-19 pandemic.
            (2) Federal financial regulator.--The term ``Federal 
        financial regulators'' means the Bureau of Consumer Financial 
        Protection, the Federal Deposit Insurance Corporation, the 
        Federal Housing Finance Agency, the Board of Governors of the 
        Federal Reserve System, the Office of the Comptroller of the 
        Currency, the National Credit Union Administration, and the 
        Securities and Exchange Commission.

            DIVISION J--EDUCATION RELIEF AND OTHER PROGRAMS

                     TITLE I--EDUCATION PROVISIONS

SEC. 100101. SHORT TITLE.

    This title may be cited as the ``COVID-19 Pandemic Education Relief 
Act of 2020''.

SEC. 100102. DEFINITIONS.

    In this title:
            (1) Coronavirus.--The term ``coronavirus'' has the meaning 
        given that term in section 506 of the Coronavirus Preparedness 
        and Response Supplemental Appropriations Act, 2020 (Public Law 
        116-123).
            (2) Institution of higher education.--The term 
        ``institution of higher education'' has the meaning given that 
        term in section 102 of the Higher Education Act of 1965 (20 
        U.S.C. 1002).
            (3) Qualifying emergency.--The term ``qualifying 
        emergency'' means--
                    (A) a public health emergency related to the 
                coronavirus declared by the Secretary of Health and 
                Human Services pursuant to section 319 of the Public 
                Health Service Act (42 U.S.C. 247d);
                    (B) an event related to the coronavirus for which 
                the President declared a major disaster or an emergency 
                under section 401 or 501, respectively, of the Robert 
                T. Stafford Disaster Relief and Emergency Assistance 
                Act (42 U.S.C. 5170 and 5191); or
                    (C) a national emergency related to the coronavirus 
                declared by the President under section 201 of the 
                National Emergencies Act (50 U.S.C. 1601 et seq.).
            (4) Secretary.--The term ``Secretary'' means the Secretary 
        of Education.
            (5) Foreign institution.--The term ``foreign institution'' 
        means an institution of higher education located outside the 
        United States that is described in paragraphs (1)(C) and (2) of 
        section 102(a) of the Higher Education Act of 1965 (20 U.S.C. 
        1002(a)).

SEC. 100103. CAMPUS-BASED AID WAIVERS.

    (a) Waiver of Non-Federal Share Requirement.--Notwithstanding 
sections 413C(a)(2) and 443(b)(5) of the Higher Education Act of 1965 
(20 U.S.C. 1070b-2(a)(2) and 1087-53(b)(5)), with respect to funds made 
available for award years 2019-2020 and 2020-2021, the Secretary shall 
waive the requirement that a participating institution of higher 
education provide a non-Federal share to match Federal funds provided 
to the institution for the programs authorized pursuant to subpart 3 of 
part A and part C of title IV of the Higher Education Act of 1965 (20 
U.S.C. 1070b et seq. and 1087-51 et seq.) for all awards made under 
such programs during such award years, except nothing in this 
subsection shall affect the non-Federal share requirement under section 
443(c)(3) of such Act that applies to private for-profit organizations.
    (b) Authority to Reallocate.--Notwithstanding sections 413D, 442, 
and 488 of the Higher Education Act of 1965 (20 U.S.C. 1070b-3, 1087-
52, and 1095), during a period of a qualifying emergency, an 
institution may transfer up to 100 percent of the institution's 
unexpended allotment under section 442 of such Act to the institution's 
allotment under section 413D of such Act, but may not transfer any 
funds from the institution's unexpended allotment under section 413D of 
such Act to the institution's allotment under section 442 of such Act.

SEC. 100104. USE OF SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANTS FOR 
              EMERGENCY AID.

    (a) In General.--Notwithstanding section 413B of the Higher 
Education Act of 1965 (20 U.S.C. 1070b-1), an institution of higher 
education may reserve any amount of an institution's allocation under 
subpart 3 of part A of title IV of the Higher Education Act of 1965 (20 
U.S.C. 1070b et seq.) for a fiscal year to award, in such fiscal year, 
emergency financial aid grants to assist undergraduate or graduate 
students for unexpected expenses and unmet financial need as the result 
of a qualifying emergency.
    (b) Determinations.--In determining eligibility for and awarding 
emergency financial aid grants under this section, an institution of 
higher education may--
            (1) waive the amount of need calculation under section 471 
        of the Higher Education Act of 1965 (20 U.S.C. 1087kk);
            (2) allow for a student affected by a qualifying emergency 
        to receive funds in an amount that is not more than the maximum 
        Federal Pell Grant for the applicable award year; and
            (3) utilize a contract with a scholarship-granting 
        organization designated for the sole purpose of accepting 
        applications from or disbursing funds to students enrolled in 
        the institution of higher education, if such scholarship-
        granting organization disburses the full allocated amount 
        provided to the institution of higher education to the 
        recipients.
    (c) Special Rule.--Any emergency financial aid grants to students 
under this section shall not be treated as other financial assistance 
for the purposes of section 471 of the Higher Education Act of 1965 (20 
U.S.C. 1087kk).

SEC. 100105. FEDERAL WORK-STUDY DURING A QUALIFYING EMERGENCY.

    (a) In General.--In the event of a qualifying emergency, an 
institution of higher education participating in the program under part 
C of title IV of the Higher Education Act of 1965 (20 U.S.C. 1087-51 et 
seq.) may make payments under such part to affected work-study 
students, for the period of time (not to exceed one academic year) in 
which affected students were unable to fulfill the students' work-study 
obligation for all or part of such academic year due to such qualifying 
emergency, as follows:
            (1) Payments may be made under such part to affected work-
        study students in an amount equal to or less than the amount of 
        wages such students would have been paid under such part had 
        the students been able to complete the work obligation 
        necessary to receive work study funds, as a one time grant or 
        as multiple payments.
            (2) Payments shall not be made to any student who was not 
        eligible for work study or was not completing the work 
        obligation necessary to receive work study funds under such 
        part prior to the occurrence of the qualifying emergency.
            (3) Any payments made to affected work-study students under 
        this subsection shall meet the matching requirements of section 
        443 of the Higher Education Act of 1965 (20 U.S.C. 1087-53), 
        unless such matching requirements are waived by the Secretary.
    (b) Definition of Affected Work-Study Student.--In this section, 
the term ``affected work-study student'' means a student enrolled at an 
eligible institution participating in the program under part C of title 
IV of the Higher Education Act of 1965 (20 U.S.C. 1087-51 et seq.) 
who--
            (1) received a work-study award under section 443 of the 
        Higher Education Act of 1965 (20 U.S.C. 1087-53) for the 
        academic year during which a qualifying emergency occurred;
            (2) earned Federal work-study wages from such eligible 
        institution for such academic year; and
            (3) was prevented from fulfilling the student's work-study 
        obligation for all or part of such academic year due to such 
        qualifying emergency.

SEC. 100106. ADJUSTMENT OF SUBSIDIZED LOAN USAGE LIMITS.

     Notwithstanding section 455(q)(3) of the Higher Education Act of 
1965 (20 U.S.C. 1087e(q)(3)), the Secretary shall exclude from a 
student's period of enrollment for purposes of loans made under part D 
of title IV of the Higher Education Act of 1965 (20 U.S.C. 1087a et 
seq.) any semester (or the equivalent) that the student does not 
complete due to a qualifying emergency, if the Secretary is able to 
administer such policy in a manner that limits complexity and the 
burden on the student.

SEC. 100107. EXCLUSION FROM FEDERAL PELL GRANT DURATION LIMIT.

    The Secretary shall exclude from a student's Federal Pell Grant 
duration limit under section 401(c)(5) of the Higher Education Act of 
1965 (2 U.S.C. 1070a(c)(5)) any semester (or the equivalent) that the 
student does not complete due to a qualifying emergency if the 
Secretary is able to administer such policy in a manner that limits 
complexity and the burden on the student.

SEC. 100108. INSTITUTIONAL REFUNDS AND FEDERAL STUDENT LOAN 
              FLEXIBILITY.

    (a) Institutional Waiver.--
            (1) In general.--The Secretary shall waive the 
        institutional requirement under section 484B of the Higher 
        Education Act of 1965 (20 U.S.C. 1091b) with respect to the 
        amount of grant or loan assistance (other than assistance 
        received under part C of title IV of such Act) to be returned 
        under such section if a recipient of assistance under title IV 
        of the Higher Education Act of 1965 (20 U.S.C. 1070 et seq.) 
        withdraws from the institution of higher education during the 
        payment period or period of enrollment as a result of a 
        qualifying emergency.
            (2) Waivers.--The Secretary shall require each institution 
        using a waiver relating to the withdrawal of recipients under 
        this subsection to report the number of such recipients, the 
        amount of grant or loan assistance (other than assistance 
        received under part C of title IV of such Act) associated with 
        each such recipient, and the total amount of grant or loan 
        assistance (other than assistance received under part C of 
        title IV of such Act) for which each institution has not 
        returned assistance under title IV to the Secretary.
    (b) Student Waiver.--The Secretary shall waive the amounts that 
students are required to return under section 484B of the Higher 
Education Act of 1965 (20 U.S.C. 1091b) with respect to Federal Pell 
Grants or other grant assistance if the withdrawals on which the 
returns are based are withdrawals by students who withdrew from the 
institution of higher education as a result of a qualifying emergency.
    (c) Canceling Loan Obligation.--Notwithstanding any other provision 
of the Higher Education Act of 1965 (20 U.S.C. 1001 et seq.), the 
Secretary shall cancel the borrower's obligation to repay the entire 
portion of a loan made under part D of title IV of such Act (20 U.S.C. 
1087a et seq.) associated with a payment period for a recipient of such 
loan who withdraws from the institution of higher education during the 
payment period as a result of a qualifying emergency.
    (d) Approved Leave of Absence.--Notwithstanding any other provision 
of the Higher Education Act of 1965 (20 U.S.C. 1001 et seq.), for 
purposes of receiving assistance under title IV of the Higher Education 
Act of 1965 (20 U.S.C. 1070 et seq.), an institution of higher 
education may, as a result of a qualifying emergency, provide a student 
with an approved leave of absence that does not require the student to 
return at the same point in the academic program that the student began 
the leave of absence if the student returns within the same semester 
(or the equivalent).

SEC. 100109. SATISFACTORY ACADEMIC PROGRESS.

    Notwithstanding section 484 of the Higher Education Act of 1965 (20 
U.S.C. 1091), in determining whether a student is maintaining 
satisfactory academic progress for purposes of title IV of the Higher 
Education Act of 1965 (20 U.S.C. 1070 et seq.), an institution of 
higher education may, as a result of a qualifying emergency, exclude 
from the quantitative component of the calculation any attempted 
credits that were not completed by such student without requiring an 
appeal by such student.

SEC. 100110. CONTINUING EDUCATION AT AFFECTED FOREIGN INSTITUTIONS.

    (a) In General.--Notwithstanding section 481(b) of the Higher 
Education Act of 1965 (20 U.S.C. 1088(b)), with respect to a foreign 
institution, in the case of a public health emergency, major disaster 
or emergency, or national emergency declared by the applicable 
government authorities in the country in which the foreign institution 
is located, the Secretary may permit any part of an otherwise eligible 
program to be offered via distance education for the duration of such 
emergency or disaster and the following payment period for purposes of 
title IV of the Higher Education Act of 1965 (20 U.S.C. 1070 et seq.).
    (b) Eligibility.--An otherwise eligible program that is offered in 
whole or in part through distance education by a foreign institution 
between March 1, 2020, and the date of enactment of this Act shall be 
deemed eligible for the purposes of part D of title IV of the Higher 
Education Act of 1965 (20 U.S.C. 1087a et seq.) for the duration of the 
emergency or disaster affecting the institution as described in 
subsection (a) and the following payment period for purposes of title 
IV of the Higher Education Act of 1965 (20 U.S.C. 1070 et seq.). An 
institution of higher education that uses the authority provided in the 
previous sentence shall report such use to the Secretary--
            (1) for the 2019-2020 award year, not later than June 30, 
        2020; and
            (2) for an award year subsequent to the 2019-2020 award 
        year, not later than 30 days after such use.
    (c) Report.--Not later than 180 days after the date of enactment of 
this Act, and every 180 days thereafter for the duration of the 
applicable disaster or emergency and the following payment period, the 
Secretary shall submit to the authorizing committees (as defined in 
section 103 of the Higher Education Act of 1965 (20 U.S.C. 1003)) a 
report that identifies each foreign institution that carried out a 
distance education program authorized under this section.
    (d) Written Arrangements.--
            (1) In general.--Notwithstanding section 102 of the Higher 
        Education Act of 1965 (20 U.S.C. 1002), with respect to a 
        foreign institution, in the case of a public health emergency, 
        major disaster or emergency, or national emergency declared by 
        the applicable government authorities in the country in which 
        the foreign institution is located, the Secretary may allow a 
        foreign institution to enter into a written arrangement with an 
        institution of higher education located in the United States 
        that participates in the Federal Direct Loan Program under part 
        D of title IV of the Higher Education Act of 1965 (20 U.S.C. 
        1087a et seq.), for the duration of such emergency or disaster 
        and the following payment period, for the purpose of allowing a 
        student of the foreign institution who is a borrower of a loan 
        made under such part to take courses from the institution of 
        higher education located in the United States.
            (2) Form of arrangements.--
                    (A) Public or other nonprofit institutions.--A 
                foreign institution that is a public or other nonprofit 
                institution may enter into a written arrangement under 
                paragraph (1) only with an institution of higher 
                education described in section 101 of such Act (20 
                U.S.C. 1001).
                    (B) Other institutions.--A foreign institution that 
                is a graduate medical school, nursing school, or a 
                veterinary school and that is not a public or other 
                nonprofit institution may enter into a written 
                arrangement under paragraph (1) with an institution of 
                higher education described in section 101 or section 
                102 of such Act (20 U.S.C. 1001 and 1002).
            (3) Report on use.--An institution of higher education that 
        uses the authority described in paragraph (2) shall report such 
        use to the Secretary--
                    (A) for the 2019-2020 award year, not later than 
                June 30, 2020; and
                    (B) for an award year subsequent to the 2019-2020 
                award year, not later than 30 days after such use.
            (4) Report from the secretary.--Not later than 180 days 
        after the date of enactment of this Act, and every 180 days 
        thereafter for the duration of the applicable disaster or 
        emergency and the following payment period, the Secretary shall 
        submit to the authorizing committees (as defined in section 103 
        of the Higher Education Act of 1965 (20 U.S.C. 1003)) a report 
        that identifies each foreign institution that entered into a 
        written arrangement authorized under paragraph (1).

SEC. 100111. HBCU CAPITAL FINANCING.

    (a) Deferment Period.--
            (1) In general.--Notwithstanding any provision of title III 
        of the Higher Education Act of 1965 (20 U.S.C. 1051 et seq.), 
        or any regulation promulgated under such title, the Secretary 
        may grant a deferment, for the duration of a qualifying 
        emergency, to an institution of higher education that has 
        received a loan under part D of title III of such Act (20 
        U.S.C. 1066 et seq.).
            (2) Terms.--During the deferment period granted under this 
        subsection--
                    (A) the institution of higher education shall not 
                be required to pay any periodic installment of 
                principal or interest required under the loan agreement 
                for such loan; and
                    (B) the Secretary shall make principal and interest 
                payments otherwise due under the loan agreement.
            (3) Closing.--At the closing of a loan deferred under this 
        subsection, terms shall be set under which the institution of 
        higher education shall be required to repay the Secretary for 
        the payments of principal and interest made by the Secretary 
        during the deferment, on a schedule that begins upon repayment 
        to the lender in full on the loan agreement, except in no case 
        shall repayment be required to begin before the date that is 1 
        full fiscal year after the date that is the end of the 
        qualifying emergency.
    (b) Termination Date.--
            (1) In general.--The authority provided under this section 
        to grant a loan deferment under subsection (a) shall terminate 
        on the date on which the qualifying emergency is no longer in 
        effect.
            (2) Duration.--Any provision of a loan agreement or 
        insurance agreement modified by the authority under this 
        section shall remain so modified for the duration of the period 
        covered by the loan agreement or insurance agreement.
    (c) Report.--Not later than 180 days after the date of enactment of 
this Act, and every 180 days thereafter during the period beginning on 
the first day of the qualifying emergency and ending on September 30 of 
the fiscal year following the end of the qualifying emergency, the 
Secretary shall submit to the authorizing committees (as defined in 
section 103 of the Higher Education Act of 1965 (20 U.S.C. 1003)) a 
report that identifies each institution of higher education that 
received assistance under this section.

SEC. 100112. WAIVER AUTHORITY AND REPORTING REQUIREMENT FOR 
              INSTITUTIONAL AID.

    (a) Waiver Authority.--Notwithstanding any other provision of the 
Higher Education Act of 1965 (U.S.C. 1001 et seq.), unless enacted with 
specific reference to this section, for any institution of higher 
education that was receiving assistance under title III, title V, or 
subpart 4 of part A of title VII of such Act (20 U.S.C. 1051 et seq.; 
1101 et seq.; 1136a et seq.) at the time of a qualifying emergency, the 
Secretary may, for the period beginning on the first day of the 
qualifying emergency and ending on September 30 of the fiscal year 
following the end of the qualifying emergency--
            (1) waive--
                    (A) the eligibility data requirements set forth in 
                section 391(d) and 521(e) of the Higher Education Act 
                of 1965 (20 U.S.C. 1068(d) and 1103(e));
                    (B) the wait-out period set forth in section 313(d) 
                of the Higher Education Act of 1965 (20 U.S.C. 
                1059(d));
                    (C) the allotment requirements under paragraphs (2) 
                and (3) of subsection 318(e) of the Higher Education 
                Act of 1965 (20 U.S.C. 1059e(e)), and references to 
                ``the academic year preceding the beginning of that 
                fiscal year'' in paragraph (1);
                    (D) the allotment requirements under subsections 
                (b), (c), and (g) of section 324 of the Higher 
                Education Act of 1965 (20 U.S.C. 1063), and references 
                to ``the end of the school year preceding the beginning 
                of that fiscal year'' under subsection (a) and 
                references to ``the academic year preceding such fiscal 
                year'' under subsection (h) of such section;
                    (E) subparagraphs (A), (C), (D), and (E) of section 
                326(f)(3) of the Higher Education Act of 1965 (20 
                U.S.C. 1063b(f)(3)), and references to ``previous 
                year'' under subparagraph (B) of such section;
                    (F) subparagraphs (A), (C), (D), and (E) of section 
                723(f)(3) and section 724(f)(3) of the Higher Education 
                Act of 1965 (20 U.S.C. 1136a(f)(3) and 1136b(f)(3)), 
                and references to ``previous academic year'' under 
                subparagraph (B) of such sections; and
                    (G) the allotment restriction set forth in section 
                318(d)(4) and 323(c)(2) of the Higher Education Act of 
                1965 (20 U.S.C. 1059e(d)(4) and 1062(c)(2)); and
            (2) waive or modify any statutory or regulatory provision 
        to ensure that institutions that were receiving assistance 
        under title III, title V, or subpart 4 of part A of title VII 
        of such Act (20 U.S.C. 1051 et seq.; 1101 et seq.; 1136a et 
        seq.) at the time of a qualifying emergency are not adversely 
        affected by any formula calculation for fiscal year 2020 and 
        for the period beginning on the first day of the qualifying 
        emergency and ending on September 30 of the fiscal year 
        following the end of the qualifying emergency, as necessary.
    (b) Use of Unexpended Funds.--Any funds paid to an institution 
under title III, title V, or subpart 4 of part A of title VII of the 
Higher Education Act of 1965 (20 U.S.C. 1051 et seq.; 1101 et seq.; 
1136a et seq.) and not expended or used for the purposes for which the 
funds were paid to the institution during the 5-year period following 
the date on which the funds were first paid to the institution, may be 
carried over and expended during the succeeding 5-year period.
    (c) Report.--Not later than 180 days after the date of enactment of 
this Act, and every 180 days thereafter for the period beginning on the 
first day of the qualifying emergency and ending on September 30 of the 
fiscal year following the end of the qualifying emergency, the 
Secretary shall submit to the authorizing committees (as defined in 
section 103 of the Higher Education Act of 1965 (20 U.S.C. 1003)) a 
report that identifies each institution that received a waiver or 
modification under this section.

SEC. 100113. AUTHORIZED USES AND OTHER MODIFICATIONS FOR GRANTS.

    (a) In General.--The Secretary is authorized to modify the required 
and allowable uses of funds for grants awarded under part A or B of 
title III, chapters I or II of subpart 2 of part A of title IV, title 
V, or subpart 4 of part A of title VII of the Higher Education Act of 
1965 (20 U.S.C. 1057 et seq.; 1060 et seq.; 1070a-11 et seq.; 1070a-21 
et seq.; 1101 et seq.; 1136a et seq.) to an institution of higher 
education or other grant recipient (not including individual recipients 
of Federal student financial assistance), at the request of an 
institution of higher education or other recipient of a grant (not 
including individual recipients of Federal student financial 
assistance) as a result of a qualifying emergency, for the period 
beginning on the first day of the qualifying emergency and ending on 
September 30 of the fiscal year following the end of the qualifying 
emergency.
    (b) Matching Requirement Modifications.--Notwithstanding any other 
provision of the Higher Education Act of 1965 (20 U.S.C. 1001 et seq.), 
the Secretary is authorized to modify any Federal share or other 
financial matching requirement for a grant awarded on a competitive 
basis, or a grant awarded under part A or B of title III or subpart 4 
of part A of title VII of the Higher Education Act of 1965 (20 U.S.C. 
1057 et seq.; 1060 et seq.; 1136a et seq.) at the request of an 
institution of higher education or other grant recipient as a result of 
a qualifying emergency, for the period beginning on the first day of 
the qualifying emergency and ending on September 30 of the fiscal year 
following the end of the qualifying emergency.
    (c) Reports.--Not later than 180 days after the date of enactment 
of this Act, and every 180 days thereafter for the duration of the 
period beginning on the first day of the qualifying emergency and 
ending on September 30 of the fiscal year following the end of the 
qualifying emergency, the Secretary shall submit to the authorizing 
committees (as defined in section 103 of the Higher Education Act of 
1965 (20 U.S.C. 1003)) a report that identifies each institution of 
higher education or other grant recipient that received a modification 
under this section.

SEC. 100114. SERVICE OBLIGATIONS FOR TEACHERS.

    (a) Teach Grants.--For the purposes of section 420N of the Higher 
Education Act of 1965 (20 U.S.C. 1070g-2), during a qualifying 
emergency, the Secretary--
            (1) may modify the categories of extenuating circumstances 
        under which a recipient of a grant under subpart 9 of part A of 
        title IV of such Act who is unable to fulfill all or part of 
        the recipient's service obligation may be excused from 
        fulfilling that portion of the service obligation; and
            (2) shall consider teaching service that, as a result of a 
        qualifying emergency, is part-time or temporarily interrupted 
        to be full-time service and to fulfill the service obligations 
        under section 420N.
    (b) Teacher Loan Forgiveness.--Notwithstanding section 428J or 460 
of the Higher Education Act of 1965 (20 U.S.C. 1078-10; 1087j), the 
Secretary shall waive the requirements under such sections that years 
of teaching service shall be consecutive if--
            (1) the teaching service of a borrower is temporarily 
        interrupted due to a qualifying emergency; and
            (2) after the temporary interruption due to a qualifying 
        emergency, the borrower resumes teaching service and completes 
        a total of five years of qualifying teaching service under such 
        sections, including qualifying teaching service performed 
        before, during, and after such qualifying emergency.

SEC. 100115. PAYMENTS FOR STUDENT LOAN BORROWERS AS A RESULT OF A 
              NATIONAL EMERGENCY.

    (a) Payments for Student Loan Borrowers During a National 
Emergency.--
            (1) In general.--Part G of title IV of the Higher Education 
        Act of 1965 (20 U.S.C. 1088 et seq.) is amended by inserting 
        after section 493D the following:

``SEC. 493E. PAYMENTS FOR STUDENT LOAN BORROWERS DURING A NATIONAL 
              EMERGENCY.

    ``(a) Definitions.--In this section:
            ``(1) Coronavirus.--The term `coronavirus' has the meaning 
        given the term in section 506 of the Coronavirus Preparedness 
        and Response Supplemental Appropriations Act, 2020 (Public Law 
        116-123).
            ``(2) Income-driven repayment.--The term `income-driven 
        repayment' means--
                    ``(A) income-based repayment authorized under 
                section 493C for loans made, insured, or guaranteed 
                under part B or part D; or
                    ``(B) income contingent repayment authorized under 
                section 455(e) for loans made under part D.
            ``(3) Involuntary collection.--The term `involuntary 
        collection' means--
                    ``(A) a wage garnishment authorized under section 
                488A of this Act or section 3720D of title 31, United 
                States Code;
                    ``(B) a reduction of tax refund by amount of debt 
                authorized under section 3720A of title 31, United 
                States Code;
                    ``(C) a reduction of any other Federal benefit 
                payment by administrative offset authorized under 
                section 3716 of title 31, United States Code (including 
                a benefit payment due to an individual under the Social 
                Security Act or any other provision described in 
                subsection (c)(3)(A)(i) of such section); and
                    ``(D) any other involuntary collection activity.
            ``(4) National emergency.--The term `national emergency' 
        means--
                    ``(A) a public health emergency related to the 
                coronavirus that is declared by the Secretary of Health 
                and Human Services pursuant to section 319 of the 
                Public Health Service Act (42 U.S.C. 247d); or
                    ``(B) a national emergency related to the 
                coronavirus declared by the President under the 
                National Emergencies Act (50 U.S.C. 1601 et seq.).
    ``(b) National Emergency Student Loan Repayment Assistance.--
            ``(1) Authority.--Beginning on the date of enactment of the 
        Take Responsibility for Workers and Families Act, in the event 
        of a national emergency, the Secretary shall, for each month 
        during the national emergency period and for each borrower of a 
        loan made, insured, or guaranteed under part B, D, or E, pay 
        the total amount due for such month on the loan, based on the 
        payment plan selected by the borrower or the borrower's loan 
        status.
            ``(2) No capitalization of interest.--With respect to any 
        loan in repayment during a national emergency period, interest 
        due on loans made, insured, or guaranteed under part B, D, or E 
        during such period shall not be capitalized at any time during 
        the national emergency.
            ``(3) Applicability of payments.--Any payment made by the 
        Secretary under this section shall be considered by the 
        Secretary, or by a lender with respect to a loan made, insured, 
        or guaranteed under part B--
                    ``(A) as a qualifying payment under the public 
                service loan forgiveness program under section 455(m), 
                if the borrower would otherwise qualify under such 
                section;
                    ``(B) in the case of a borrower enrolled in an 
                income-driven repayment plan, as a qualifying payment 
                for the purpose of calculating eligibility for loan 
                forgiveness for the borrower in accordance with section 
                493C(b)(7) or section 455(d)(1)(D), as the case may be; 
                and
                    ``(C) in the case of a borrower in default, as an 
                on-time monthly payment for purposes of loan 
                rehabilitation pursuant to section 428F(a).
            ``(4) Reporting to consumer reporting agencies.--During the 
        period in which the Secretary is making payments on a loan 
        under paragraph (1), the Secretary shall ensure that, for the 
        purpose of reporting information about the loan to a consumer 
        reporting agency, any payment made by the Secretary is treated 
        as if it were a regularly scheduled payment made by a borrower.
            ``(5) Notice of payments and program.--Not later than 15 
        days following the date of enactment of the COVID-19 Pandemic 
        Education Relief Act of 2020, and monthly thereafter during the 
        period of a national emergency, the Secretary shall provide a 
        notice to all borrowers of loans made, insured, or guaranteed 
        under part B, D, or E--
                    ``(A) informing borrowers of the actions taken 
                under this section;
                    ``(B) providing borrowers with an easily accessible 
                method to opt out of the benefits provided under this 
                section; and
                    ``(C) notifying the borrower that the program under 
                this section is a temporary program and will end after 
                the national emergency ends.
            ``(6) Suspension of involuntary collection.--Beginning on 
        the date of enactment of the Take Responsibility for Workers 
        and Families Act, in the event of a national emergency, the 
        Secretary, or other holder of a loan made, insured, or 
        guaranteed under part B, D, or E, shall immediately take action 
        to halt all involuntary collection related to the loan until 
        the date on which the national emergency ends.
    ``(c) Waiver of Interest During National Emergency.--
Notwithstanding any other provision of law, the Secretary shall pay any 
interest that would otherwise be charged or accrue during a national 
emergency on any loan made, insured, or guaranteed under part B, D, or 
E.
    ``(d) Transition Period.--Upon the termination of a national 
emergency, the Secretary shall carry out a program to provide for a 
transition period of 90 days, beginning on the day after the last day 
of the national emergency, during which--
            ``(1) the Secretary shall provide not less than 3 notices 
        to borrowers indicating when the borrower's normal payment 
        obligations will resume; and
            ``(2) any missed payments by a borrower under part B, D, or 
        E shall not--
                    ``(A) result in fees or penalties; or
                    ``(B) be reported to any consumer reporting agency 
                or otherwise impact the borrower's credit history.
    ``(e) Implementation in FFEL Entities.--To facilitate 
implementation of this section--
            ``(1) lenders and guaranty agencies holding loans made, 
        insured, or guaranteed under part B shall report, to the 
        satisfaction of the Secretary, information to verify at the 
        borrower level the amount of payments made under this section; 
        and
            ``(2) the Secretary shall have the authority to establish a 
        payment schedule for purposes of this section for loans made, 
        insured, or guaranteed under part B and not held by the 
        Secretary.
    ``(f) Waivers.--In carrying out this section, the Secretary may 
waive the application of--
            ``(1) subchapter I of chapter 35 of title 44, United States 
        Code;
            ``(2) the master calendar requirements under section 482;
            ``(3) negotiated rulemaking under section 492; and
            ``(4) the requirement to publish the notices related to the 
        system of records of the agency before implementation required 
        under paragraphs (4) and (11) of section 552a(e) of title 5, 
        United States Code (commonly known as the `Privacy Act of 
        1974'), except that the notices shall be published not later 
        than 180 days after the date of enactment of the Take 
        Responsibility for Workers and Families Act.''.
            (2) FFEL amendment.--Section 428(c)(8) of the Higher 
        Education Act of 1965 (20 U.S.C. 1078(c)(8)) is amended by 
        striking ``and for which'' and all that follows through ``this 
        subsection''.
            (3) Applicability.--The requirement of the Secretary to 
        make payments under section 493E of the Higher Education Act of 
        1965, as added by paragraph 1, shall apply to payments due 
        after the date of enactment of this Act.
    (b) Minimum Relief for Student Loan Borrowers as a Result of a 
National Emergency.--Part G of title IV the Higher Education Act of 
1965 (20 U.S.C. 1088 et seq.), as amended by subsection (a), is further 
amended by inserting after section 493E the following:

``SEC. 493F. MINIMUM RELIEF FOR STUDENT LOAN BORROWERS AS A RESULT OF A 
              NATIONAL EMERGENCY.

    ``(a) Minimum Student Loan Relief as a Result of a National 
Emergency.--Not later than 90 days after the conclusion of a national 
emergency (as defined in section 493E), the Secretary shall, for each 
borrower of a loan made under part B, D, or E, reduce the total 
outstanding balance due on all such loans of the borrower, by an amount 
equal to the lesser of--
            ``(1) the difference between $10,000 and the total amount 
        of payments made by the Secretary under section 493E(b) on such 
        loans of the borrower during the period of such national 
        emergency; or
            ``(2) the total amount of outstanding principal and 
        interest due on such loans of the borrower, as of the date of 
        the calculation under this subsection.
    ``(b) Data to Implement.--Contractors of the Secretary and lenders 
and guaranty agencies holding loans made, insured, or guaranteed under 
part B shall report, to the satisfaction of the Secretary, the 
information necessary to calculate the amount to be applied under 
subsection (a).''.

SEC. 100116. RULE OF CONSTRUCTION.

    Except as otherwise provided in this Act or the amendments made by 
this Act, nothing in this Act shall be construed to provide additional 
authority to the Secretary of Education to waive any provision of the 
following:
            (1) The Elementary and Secondary Education Act of 1965 (20 
        U.S.C. 6301 et seq.).
            (2) The Individuals with Disabilities Education Act (20 
        U.S.C. 1400 et seq.).
            (3) The Higher Education Act of 1965 (20 U.S.C. 1001 et 
        seq.).
            (4) The Carl D. Perkins Career and Technical Education Act 
        of 2006 (20 U.S.C. 2301 et seq.).

                        TITLE II--OTHER PROGRAMS

SEC. 100202. PROVISIONS RELATED TO THE CORPORATION FOR NATIONAL AND 
              COMMUNITY SERVICE.

    (a) Accrual of Service Hours.--
            (1) Accrual through other service hours.--
                    (A) In general.--Notwithstanding any other 
                provision of the Domestic Volunteer Service Act of 1973 
                (42 U.S.C. 4950 et seq.) or the National and Community 
                Service Act of 1990 (42 U.S.C. 12501 et seq.), the 
                Corporation for National and Community Service shall 
                allow an individual described in subparagraph (B) to 
                accrue other service hours that will count toward the 
                number of hours needed for the individual's education 
                award.
                    (B) Affected individuals.--Subparagraph (A) shall 
                apply to any individual serving in a position eligible 
                for an educational award under subtitle D of title I of 
                the National and Community Service Act of 1990 (42 
                U.S.C. 12601 et seq.)--
                            (i) who is performing limited service due 
                        to COVID-19; or
                            (ii) whose position has been suspended or 
                        placed on hold due to COVID-19.
            (2) Provisions in case of early exit.--In any case where an 
        individual serving in a position eligible for an educational 
        award under subtitle D of title I of the National and Community 
        Service Act of 1990 (42 U.S.C. 12601 et seq.) was required to 
        exit the position early at the direction of the Corporation for 
        National and Community Service, the Chief Executive Officer of 
        the Corporation for National and Community Service may--
                    (A) deem such individual as having met the 
                requirements of the position; and
                    (B) award the individual the full value of the 
                educational award under such subtitle for which the 
                individual would otherwise have been eligible.
    (b) No Required Return of Grant Funds.--Notwithstanding section 
129(l)(3)(A)(i) of the National and Community Service Act of 1990 (42 
U.S.C. 12581(l)(3)(A)(i)), the Chief Executive Officer of the 
Corporation for National and Community Service may permit fixed-amount 
grant recipients under such section 129(l) to maintain a pro rata 
amount of grant funds, at the discretion of the Corporation for 
National and Community Service, for participants who exited, were 
suspended, or are serving in a limited capacity due to COVID-19, to 
enable the grant recipients to maintain operations and to accept 
participants.
    (c) Extension of Terms and Age Limits.--Notwithstanding any other 
provision of law, the Corporation for National and Community Service 
may extend the term of service (for a period not to exceed the 1-year 
period immediately following the end of the national emergency) or 
waive any upper age limit (except in no case shall the maximum age 
exceed 26 years of age) for national service programs carried out by 
the National Civilian Community Corps under subtitle E of title I of 
the National and Community Service Act of 1990 (42 U.S.C. 12611 et 
seq.), and the participants in such programs, for the purposes of--
            (1) addressing disruptions due to COVID-19; and
            (2) minimizing the difficulty in returning to full 
        operation due to COVID-19 on such programs and participants.

                   DIVISION K--AGRICULTURE PROVISIONS

       TITLE I--COMMODITY SUPPORT AND OTHER AGRICULTURE PROGRAMS

SEC. 110101. SUPPLEMENTAL DAIRY MARGIN COVERAGE.

    (a) In General.--Of the funds of the Commodity Credit Corporation, 
the Secretary of Agriculture shall provide supplemental dairy margin 
coverage payments to eligible dairy operations described in subsection 
(b) whenever the average actual dairy production margin (as defined in 
section 1401 of the Agricultural Act of 2014 (7 U.S.C. 9051)) for a 
month is less than the coverage level threshold selected by such 
eligible dairy operation under such section 1406.
    (b) Eligible Dairy Operation Described.--An eligible dairy 
operation described in this subsection is a participating dairy 
operation (as defined in section 1401 of the Agricultural Act of 2014 
(7 U.S.C. 9051)) that--
            (1) is located in the United States; and
            (2) on the date of the enactment of this section, had a 
        production history established under the dairy margin coverage 
        program described in section 1405 of the Agricultural Act of 
        2014 (7 U.S.C. 9055) of less than 5 million pounds, as 
        determined in accordance with subsection (c) of that Act.
    (c) Supplemental Production History Calculation.--For purposes of 
determining the production history of an eligible dairy operation under 
this subsection, such an operation's production history shall be equal 
to--
            (1) the production volume of such dairy operation for the 
        2019 milk marketing year; minus
            (2) the production history of such dairy operation 
        established under section 1405 of the Agricultural Act of 2014 
        (7 U.S.C. 9055).
    (d) Coverage Percentage.--
            (1) In general.--For purposes of calculating payments to be 
        issued under this section, an eligible dairy operation's 
        coverage percentage shall be equal to the coverage percentage 
        selected by such eligible dairy operation under section 1406 of 
        the Agricultural Act of 2014 (7 U.S.C. 9056).
            (2) 5-million pound limitation.--
                    (A) In general.--The Secretary shall not provide 
                supplemental dairy margin coverage on a dairy 
                operation's actual production for calendar year 2019 
                such that the total covered production history of the 
                operation exceeds 5 million pounds.
                    (B) Determination of amount.--In calculating the 
                total covered production history of a dairy operation 
                under subparagraph (A), the Secretary shall multiply 
                the coverage percentage selected under section 1406 of 
                the Agricultural Act of 2014 (7 U.S.C. 9056) by the sum 
                of--
                            (i) The supplemental production history 
                        calculated under subsection (c) with respect to 
                        such dairy operation; and
                            (ii) The dairy margin coverage production 
                        history described in subsection (c)(2) with 
                        respect to such dairy operation.
    (e) Premium Cost.--The premium cost for an eligible dairy operation 
under this section shall be equal to the product of multiplying--
            (1) the Tier I premium cost calculated under section 
        1407(b) of the Agricultural Act of 2014 (7 12 U.S.C. 9057(b)); 
        by
            (2) the production history calculation determined under 
        subsection (c) (such that total covered production history does 
        not exceed 5 million pounds).
    (f) Regulations.--Not later than 45 days after the date of the 
enactment of this section, the Secretary shall issue regulations to 
carry out this section.
    (g) Retroactivity.--The authority to carry out this section shall 
begin on January 1, 2020.

SEC. 110102. TARGETED PURCHASES.

    (a) In General.--The Secretary of Agriculture shall utilize not 
less than $300,000,000 of the funds available under section 32 of the 
Act of August 24, 1935 (7 U.S.C. 612c) to purchase qualified 
agricultural products for the purpose of donating the products to food 
assistance programs, including the Emergency Food Assistance Program, 
of which the Secretary shall utilize--
            (1) not less than $150,000,000 to purchase specialty crops;
            (2) not less than $75,000,000 to purchase dairy; and
            (3) not less than $75,000,000 to purchase meat and poultry 
        products.
    (b) Qualified Agricultural Product Defined.--In this section, the 
term ``qualified agricultural product'' means a dairy, meat, or poultry 
product, or a specialty crop--
            (1) that was packaged or marketed for sale to commercial or 
        food service industries;
            (2) for which decreased demand exists for such a product 
        due to the COVID-19 outbreak; and
            (3) the repurposing of which would be impractical for 
        grocery or retail sale.

          TITLE II--SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM

SEC. 110201. SNAP FUNDING.

    There are hereby appropriated to the Secretary of Agriculture, out 
of any money in the Treasury not otherwise appropriated, such sums as 
maybe necessary to carry out this title and sections 2301 and 2302 of 
the Families First Coronavirus Response Act (Public Law 116-127).

SEC. 110202. SNAP ALLOTMENTS.

    (a) Nutrition Assistance Allotment Amount.--
            (1) Value of benefits.--Notwithstanding any other provision 
        of law, beginning on May 1, 2020, the value of benefits 
        determined under section 8(a) of the Food and Nutrition Act of 
        2008 (7 U.S.C. 2017(a)), and consolidated block grants for 
        Puerto Rico and American Samoa determined under section 19(a) 
        of such Act (7 U.S.C. 2028(a)), shall be calculated using 115 
        percent of the June 2019 value of the thrifty food plan (as 
        defined in section 3 of such Act (7 U.S.C. 2012)) if the value 
        of the benefits and block grants would be greater under that 
        calculation than in the absence of this paragraph.
            (2) Minimum amount.--
                    (A) In general.--The minimum value of benefits 
                determined under section 8(a) of the Food and Nutrition 
                Act of 2008 (7 U.S.C. 2017(a)) for a household of not 
                more than 2 members shall be $30.
                    (B) Effectiveness.--Subparagraph (A) shall remain 
                in effect until the date on which 8 percent of the 
                value of the thrifty food plan for a household 
                containing 1 member, rounded to the nearest whole 
                dollar increment, is equal to or greater than $30.
    (b) Requirements for the Secretary.--In carrying out this section, 
the Secretary shall--
            (1) consider the benefit increases described in subsection 
        (a) to be a ``mass change'';
            (2) require a simple process for States to notify 
        households of the increase in benefits;
            (3) not include any errors in the implementation of this 
        section in the payment error rate calculated under section 
        16(c) of the Food and Nutrition Act of 2008 (7 U.S.C. 2025(c));
            (4) disregard the additional amount of benefits that a 
        household receives as a result of this section in determining 
        the amount of overissuances under section 13 of the Food and 
        Nutrition Act of 2008 (7 U.S.C. 2022); and
            (5) set the tolerance level for excluding small errors for 
        the purposes of section 16(c) of the Food and Nutrition Act of 
        2008 (7 U.S.C. 2025(c)) at $50 through September 30, 2021.
    (c) Administrative Expenses.--
            (1) In general.--For the costs of State administrative 
        expenses associated with carrying out this section and 
        administering the supplemental nutrition assistance program 
        established under the Food and Nutrition Act of 2008 (7 U.S.C. 
        2011 et seq.), the Secretary of Agriculture shall make 
        available $150,000,000 for fiscal year 2020 and $150,000,000 
        for fiscal year 2021.
            (2) Timing for fiscal year 2020.--Not later than 60 days 
        after the date of the enactment of this section, the Secretary 
        shall make available to States amounts for fiscal year 2020 
        under paragraph (1).
            (3) Allocation of funds.--Funds described in paragraph (1) 
        shall be made available as grants to State agencies for each 
        fiscal year as follows:
                    (A) 75 percent of the amounts available for each 
                fiscal year shall be allocated to States based on the 
                share of each State of households that participate in 
                the supplemental nutrition assistance program as 
                reported to the Department of Agriculture for the most 
                recent 12-month period for which data are available, 
                adjusted by the Secretary (as of the date of the 
                enactment of this section) for participation in 
                disaster programs under section 5(h) of the Food and 
                Nutrition Act of 2008 (7 U.S.C. 2014(h)); and
                    (B) 25 percent of the amounts available for each 
                fiscal year shall be allocated to States based on the 
                increase in the number of households that participate 
                in the supplemental nutrition assistance program as 
                reported to the Department of Agriculture over the most 
                recent 12-month period for which data are available, 
                adjusted by the Secretary (as of the date of the 
                enactment of this section) for participation in 
                disaster programs under section 5(h) of the Food and 
                Nutrition Act of 2008 (7 U.S.C. 2014(h)).

SEC. 110203. SNAP RULES.

    No funds (including fees) made available under this Act or any 
other Act for any fiscal year may be used to finalize, implement, 
administer, enforce, carry out, or otherwise give effect to--
            (1) the final rule entitled ``Supplemental Nutrition 
        Assistance Program: Requirements for Able-Bodied Adults Without 
        Dependents'' published in the Federal Register on December 5, 
        2019 (84 Fed. Reg. 66782);
            (2) the proposed rule entitled ``Revision of Categorical 
        Eligibility in the Supplemental Nutrition Assistance Program 
        (SNAP)'' published in the Federal Register on July 24, 2019 (84 
        Fed. Reg. 35570); or
            (3) the proposed rule entitled ``Supplemental Nutrition 
        Assistance Program: Standardization of State Heating and 
        Cooling Standard Utility Allowances'' published in the Federal 
        Register on October 3, 2019 (84 Fed. Reg. 52809).

SEC. 110204. SNAP HOT FOOD PURCHASES.

     During the period beginning 10 days after the date of the 
enactment of this Act and ending on the termination date of the public 
health emergency declaration made by the Secretary of Health and Human 
Services under section 319 of the Public Health Service Act based on an 
outbreak of coronavirus disease 2019 (COVID-19), the term ``food'', as 
defined in section 3 of the Food and Nutrition Act of 2008 (7 U.S.C. 
2012), shall be deemed to exclude ``hot foods or hot food products 
ready for immediate consumption other than those authorized pursuant to 
clauses (3), (4), (5), (7), (8), and (9) of this subsection,'' for 
purposes of such Act, except that such exclusion is limited to retail 
food stores authorized to accept and redeem supplemental nutrition 
assistance program benefits as of the date of enactment of this Act.

SEC. 110205. FOOD DISTRIBUTION PROGRAM ON INDIAN RESERVATIONS.

    Any funds provided in the Third Coronavirus Preparedness and 
Response Supplemental Appropriations Act, 2020 for the Food 
Distribution Program on Indian Reservations, as authorized by section 
4(b) of the Food and Nutrition Act of 2008 (7 U.S.C. 2013(b)), are not 
subject to the payment of the non-Federal share requirement described 
in section 4(b)(4)(A) of the Food and Nutrition Act of 2008 (7 U.S.C. 
2013(b)(4)(A)).

                         DIVISION L--ACCESS ACT

SEC. 120001. SHORT TITLE.

    This division may be cited as the ``American Coronavirus/COVID-19 
Election Safety and Security Act'' or the ``ACCESS Act''.

SEC. 120002. REQUIREMENTS FOR FEDERAL ELECTION CONTINGENCY PLANS IN 
              RESPONSE TO NATURAL DISASTERS AND EMERGENCIES.

    (a) In General.--
            (1) Establishment.--Not later than 30 days after the date 
        of the enactment of this Act, each State and each jurisdiction 
        in a State which is responsible for administering elections for 
        Federal office shall establish and make publicly available a 
        contingency plan to enable individuals to vote in elections for 
        Federal office during a state of emergency, public health 
        emergency, or national emergency which has been declared for 
        reasons including--
                    (A) a natural disaster; or
                    (B) an infectious disease.
            (2) Updating.--Each State and jurisdiction shall update the 
        contingency plan established under this subsection not less 
        frequently than every 5 years.
    (b) Requirements Relating to Safety.--The contingency plan 
established under subsection (a) shall include initiatives to provide 
equipment and resources needed to protect the health and safety of poll 
workers and voters when voting in person.
    (c) Requirements Relating to Recruitment of Poll Workers.--The 
contingency plan established under subsection (a) shall include 
initiatives by the chief State election official and local election 
officials to recruit poll workers from resilient or unaffected 
populations, which may include--
            (1) employees of other State and local government offices; 
        and
            (2) in the case in which an infectious disease poses 
        significant increased health risks to elderly individuals, 
        students of secondary schools and institutions of higher 
        education in the State.
    (d) State.--For purposes of this section, the term ``State'' 
includes the District of Columbia, the Commonwealth of Puerto Rico, 
Guam, American Samoa, the United States Virgin Islands, and the 
Commonwealth of the Northern Mariana Islands.
    (e) Enforcement.--
            (1) Attorney general.--The Attorney General may bring a 
        civil action against any State or jurisdiction in an 
        appropriate United States District Court for such declaratory 
        and injunctive relief (including a temporary restraining order, 
        a permanent or temporary injunction, or other order) as may be 
        necessary to carry out the requirements of this section.
            (2) Private right of action.--
                    (A) In general.--In the case of a violation of this 
                section, any person who is aggrieved by such violation 
                may provide written notice of the violation to the 
                chief election official of the State involved.
                    (B) Relief.--If the violation is not corrected 
                within 20 days after receipt of a notice under 
                subparagraph (A), or within 5 days after receipt of the 
                notice if the violation occurred within 120 days before 
                the date of an election for Federal office, the 
                aggrieved person may, in a civil action, obtain 
                declaratory or injunctive relief with respect to the 
                violation.
                    (C) Special rule.--If the violation occurred within 
                5 days before the date of an election for Federal 
                office, the aggrieved person need not provide notice to 
                the chief election official of the State involved under 
                subparagraph (A) before bringing a civil action under 
                subparagraph (B).
    (f) Effective Date.--This section shall apply with respect to the 
regularly scheduled general election for Federal office held in 
November 2020 and each succeeding election for Federal office.

SEC. 120003. EARLY VOTING AND VOTING BY MAIL.

    (a) Requirements.--Title III of the Help America Vote Act of 2002 
(52 U.S.C. 21081 et seq.) is amended by adding at the end the following 
new subtitle:

                    ``Subtitle C--Other Requirements

``SEC. 321. EARLY VOTING.

    ``(a) Requiring Allowing Voting Prior to Date of Election.--
            ``(1) In general.--Each State shall allow individuals to 
        vote in an election for Federal office during an early voting 
        period which occurs prior to the date of the election, in the 
        same manner as voting is allowed on such date.
            ``(2) Length of period.--The early voting period required 
        under this subsection with respect to an election shall consist 
        of a period of consecutive days (including weekends) which 
        begins on the 15th day before the date of the election (or, at 
        the option of the State, on a day prior to the 15th day before 
        the date of the election) and ends on the date of the election.
    ``(b) Minimum Early Voting Requirements.--Each polling place which 
allows voting during an early voting period under subsection (a) 
shall--
            ``(1) allow such voting for no less than 10 hours on each 
        day;
            ``(2) have uniform hours each day for which such voting 
        occurs; and
            ``(3) allow such voting to be held for some period of time 
        prior to 9:00 a.m (local time) and some period of time after 
        5:00 p.m. (local time).
    ``(c) Location of Polling Places.--
            ``(1) Proximity to public transportation.--To the greatest 
        extent practicable, a State shall ensure that each polling 
        place which allows voting during an early voting period under 
        subsection (a) is located within walking distance of a stop on 
        a public transportation route.
            ``(2) Availability in rural areas.--The State shall ensure 
        that polling places which allow voting during an early voting 
        period under subsection (a) will be located in rural areas of 
        the State, and shall ensure that such polling places are 
        located in communities which will provide the greatest 
        opportunity for residents of rural areas to vote during the 
        early voting period.
    ``(d) Standards.--
            ``(1) In general.--The Commission shall issue standards for 
        the administration of voting prior to the day scheduled for a 
        Federal election. Such standards shall include the 
        nondiscriminatory geographic placement of polling places at 
        which such voting occurs.
            ``(2) Deviation.--The standards described in paragraph (1) 
        shall permit States, upon providing adequate public notice, to 
        deviate from any requirement in the case of unforeseen 
        circumstances such as a natural disaster, terrorist attack, or 
        a change in voter turnout.
    ``(e) Ballot Processing and Scanning Requirements.--
            ``(1) In general.--The State shall begin processing and 
        scanning ballots cast during early voting for tabulation at 
        least 14 days prior to the date of the election involved.
            ``(2) Limitation.--Nothing in this subsection shall be 
        construed to permit a State to tabulate ballots in an election 
        before the closing of the polls on the date of the election.
    ``(f) Effective Date.--This section shall apply with respect to the 
regularly scheduled general election for Federal office held in 
November 2020 and each succeeding election for Federal office.

``SEC. 322. PROMOTING ABILITY OF VOTERS TO VOTE BY MAIL.

    ``(a) Uniform Availability of Absentee Voting to All Voters.--
            ``(1) In general.--If an individual in a State is eligible 
        to cast a vote in an election for Federal office, the State may 
        not impose any additional conditions or requirements on the 
        eligibility of the individual to cast the vote in such election 
        by absentee ballot by mail, including--
                    ``(A) requiring any form of identification as a 
                condition of obtaining the absentee ballot; or
                    ``(B) requiring notarization or witness signature 
                or other formal authentication (other than voter 
                attestation) as a condition of the acceptance of the 
                ballot by an election official.
            ``(2) Permitting certain requirements.--Notwithstanding 
        paragraph (1)--
                    ``(A) a State shall require an individual to meet 
                signature verification in accordance with subsection 
                (b); and
                    ``(B) the State may impose a deadline for 
                requesting the ballot and related voting materials from 
                the appropriate State or local election official and 
                for returning the ballot to the appropriate State or 
                local election official.
    ``(b) Requiring Signature Verification.--
            ``(1) Requirement.--A State may not accept and process an 
        absentee ballot submitted by any individual with respect to an 
        election for Federal office unless the State verifies the 
        identification of the individual by comparing the individual's 
        signature on the absentee ballot with the individual's 
        signature on the official list of registered voters in the 
        State, in accordance with such procedures as the State may 
        adopt (subject to the requirements of paragraph (2)).
            ``(2) Due process requirements.--
                    ``(A) Notice and opportunity to cure discrepancy.--
                If an individual submits an absentee ballot and the 
                appropriate State or local election official determines 
                that a discrepancy exists between the signature on such 
                ballot and the signature of such individual on the 
                official list of registered voters in the State, such 
                election official, prior to making a final 
                determination as to the validity of such ballot, shall 
                make a good faith effort to immediately notify such 
                individual by mail, telephone, and (if available) 
                electronic mail that--
                            ``(i) a discrepancy exists between the 
                        signature on such ballot and the signature of 
                        such individual on the official list of 
                        registered voters in the State;
                            ``(ii) such individual may provide the 
                        official with information to cure such 
                        discrepancy, either in person, by telephone, or 
                        by electronic methods; and
                            ``(iii) if such discrepancy is not cured 
                        prior to the expiration of the 7-day period 
                        which begins on the date of the election, such 
                        ballot will not be counted.
                    ``(B) Opportunity to provide missing signature.--If 
                an individual submits an absentee ballot without a 
                signature, the State shall notify the individual and 
                give the individual an opportunity to provide the 
                missing signature on a form proscribed by the State.
                    ``(C) Other requirements.--An election official may 
                not make a determination that a discrepancy exists 
                between the signature on an absentee ballot and the 
                signature of the individual who submits the ballot on 
                the official list of registered voters in the State 
                unless--
                            ``(i) at least 2 election officials make 
                        the determination; and
                            ``(ii) each official who makes the 
                        determination has received training in 
                        procedures used to verify signatures.
            ``(3) Report.--
                    ``(A) In general.--Not later than 120 days after 
                the end of a Federal election cycle, each chief State 
                election official shall submit to Congress a report 
                containing the following information for the applicable 
                Federal election cycle in the State:
                            ``(i) The number of ballots invalidated due 
                        to a discrepancy under this subsection.
                            ``(ii) Description of attempts to contact 
                        voters to provide notice as required by this 
                        subsection.
                            ``(iii) Description of the cure process 
                        developed by such State pursuant to this 
                        subsection, including the number of ballots 
                        determined valid as a result of such process.
                    ``(B) Federal election cycle defined.--For purposes 
                of this subsection, the term `Federal election cycle' 
                means the period beginning on January 1 of any odd 
                numbered year and ending on December 31 of the 
                following year.
    ``(c) Methods and Timing for Transmission of Ballots and Balloting 
Materials to Voters.--
            ``(1) Method for requesting ballot.--In addition to such 
        other methods as the State may establish for an individual to 
        request an absentee ballot, the State shall permit an 
        individual to submit a request for an absentee ballot online. 
        The State shall be considered to meet the requirements of this 
        paragraph if the website of the appropriate State or local 
        election official allows an absentee ballot request application 
        to be completed and submitted online and if the website permits 
        the individual--
                    ``(A) to print the application so that the 
                individual may complete the application and return it 
                to the official; or
                    ``(B) request that a paper copy of the application 
                be transmitted to the individual by mail or electronic 
                mail so that the individual may complete the 
                application and return it to the official.
            ``(2) Ensuring delivery prior to election.--If an 
        individual requests to vote by absentee ballot in an election 
        for Federal office, the appropriate State or local election 
        official shall ensure that the ballot and relating voting 
        materials are received by the individual prior to the date of 
        the election so long as the individual's request is received by 
        the official not later than 5 days (excluding Saturdays, 
        Sundays, and legal public holidays) before the date of the 
        election, except that nothing in this paragraph shall preclude 
        a State or local jurisdiction from allowing for the acceptance 
        and processing of ballot requests submitted or received after 
        such required period.
            ``(3) Special rules in case of emergency periods.--
                    ``(A) Automatic mailing of absentee ballots to all 
                voters.--If the area in which an election is held is in 
                an area in which an emergency or disaster which is 
                described in subparagraph (A) or (B) of section 
                1135(g)(1) of the Social Security Act (42 U.S.C. 1320b-
                5(g)(1)) is declared during the period described in 
                subparagraph (C)--
                            ``(i) paragraphs (1) and (2) shall not 
                        apply with respect to the election; and
                            ``(ii) not later than 2 weeks before the 
                        date of the election, the appropriate State or 
                        local election official shall transmit absentee 
                        ballots and balloting materials for the 
                        election to all individuals who are registered 
                        to vote in such election.
                    ``(B) Affirmation.--If an individual receives an 
                absentee ballot from a State or local election official 
                pursuant to subparagraph (A) and returns the voted 
                ballot to the official, the ballot shall not be counted 
                in the election unless the individual includes with the 
                ballot a signed affirmation that--
                            ``(i) the individual has not and will not 
                        cast another ballot with respect to the 
                        election; and
                            ``(ii) acknowledges that a material 
                        misstatement of fact in completing the ballot 
                        may constitute grounds for conviction of 
                        perjury.
                    ``(C) Period described.--The period described in 
                this subparagraph with respect to an election is the 
                period which begins 120 days before the date of the 
                election and ends 30 days before the date of the 
                election.
                    ``(D) Application to november 2020 general 
                election.--Because of the public health emergency 
                declared pursuant to section 319 of the Public Health 
                Service Act (42 U.S.C. 247d) resulting from the COVID-
                19 pandemic, the special rules set forth in this 
                paragraph shall apply with respect to the regularly 
                scheduled general election for Federal office held in 
                November 2020 in each State.
    ``(d) Accessibility for Individuals With Disabilities.--The State 
shall ensure that all absentee ballots and related voting materials in 
elections for Federal office are accessible to individuals with 
disabilities in a manner that provides the same opportunity for access 
and participation (including with privacy and independence) as for 
other voters.
    ``(e) Requirements for Envelopes.--
            ``(1) Prepayment of postage.--Consistent with regulations 
        of the United States Postal Service, the State or the unit of 
        local government responsible for the administration of an 
        election for Federal office shall prepay the postage on any 
        ballot in the election which is cast by mail.
            ``(2) Use of self-sealing envelope.--The State or unit of 
        local government shall provide with any absentee ballot 
        transmitted to a voter by mail a self-sealing return envelope.
    ``(f) Uniform Deadline for Acceptance of Mailed Ballots.--If a 
ballot submitted by an individual by mail with respect to an election 
for Federal office in a State is postmarked on or before the date of 
the election, the State may not refuse to accept or process the ballot 
on the grounds that the individual did not meet a deadline for 
returning the ballot to the appropriate State or local election 
official.
    ``(g) Methods of Returning Ballots.--
            ``(1) In general.--The State shall permit an individual to 
        whom a ballot in an election was provided under this section to 
        cast the ballot by delivering the ballot at such times and to 
        such locations as the State may establish, including--
                    ``(A) permitting the individual to deliver the 
                ballot to a polling place on the date of the election; 
                and
                    ``(B) permitting the individual to deliver the 
                ballot to a designated ballot drop-off location.
            ``(2) Permitting voters to designate other person to return 
        ballot.--The State--
                    ``(A) shall permit a voter to designate any person 
                to return a voted and sealed absentee ballot to the 
                post office, a ballot drop-off location, tribally 
                designated building, or election office so long as the 
                person designated to return the ballot does not receive 
                any form of compensation based on the number of ballots 
                that the person has returned and no individual, group, 
                or organization provides compensation on this basis; 
                and
                    ``(B) may not put any limit on how many voted and 
                sealed absentee ballots any designated person can 
                return to the post office, a ballot drop off location, 
                tribally designated building, or election office.
    ``(h) Ballot Processing and Scanning Requirements.--
            ``(1) In general.--The State shall begin processing and 
        scanning ballots cast by mail for tabulation at least 14 days 
        prior to the date of the election involved.
            ``(2) Limitation.--Nothing in this subsection shall be 
        construed to permit a State to tabulate ballots in an election 
        before the closing of the polls on the date of the election.
    ``(i) Rule of Construction.--Nothing in this section shall be 
construed to affect the authority of States to conduct elections for 
Federal office through the use of polling places at which individuals 
cast ballots.
    ``(j) No Effect on Ballots Submitted by Absent Military and 
Overseas Voters; Treatment of Blank Absentee Ballots Transmitted to 
Certain Voters.--Nothing in this section may be construed to affect the 
treatment of any ballot submitted by an individual who is entitled to 
vote by absentee ballot under the Uniformed and Overseas Citizens 
Absentee Voting Act (52 U.S.C. 20301 et seq.), and any blank absentee 
ballot transmitted to an individual by mail or electronically in 
accordance with section 102(f) of such Act shall be treated in the same 
manner as any other absentee ballot for purposes of this section.
    ``(k) Effective Date.--This section shall apply with respect to the 
regularly scheduled general election for Federal office held in 
November 2020 and each succeeding election for Federal office.

``SEC. 323. ABSENTEE BALLOT TRACKING PROGRAM.

    ``(a) Requirement.--Each State shall carry out a program to track 
and confirm the receipt of absentee ballots in an election for Federal 
office under which the State or local election official responsible for 
the receipt of voted absentee ballots in the election carries out 
procedures to track and confirm the receipt of such ballots, and makes 
information on the receipt of such ballots available to the individual 
who cast the ballot, by means of online access using the Internet site 
of the official's office.
    ``(b) Information on Whether Vote Was Counted.--The information 
referred to under subsection (a) with respect to the receipt of an 
absentee ballot shall include information regarding whether the vote 
cast on the ballot was counted, and, in the case of a vote which was 
not counted, the reasons therefor.
    ``(c) Use of Toll-Free Telephone Number by Officials Without 
Internet Site.--A program established by a State or local election 
official whose office does not have an Internet site may meet the 
requirements of subsection (a) if the official has established a toll-
free telephone number that may be used by an individual who cast an 
absentee ballot to obtain the information on the receipt of the voted 
absentee ballot as provided under such subsection.
    ``(d) Effective Date.--This section shall apply with respect to the 
regularly scheduled general election for Federal office held in 
November 2020 and each succeeding election for Federal office.

``SEC. 324. RULES FOR COUNTING PROVISIONAL BALLOTS.

    ``(a) Statewide Counting of Provisional Ballots.--
            ``(1) In general.--For purposes of section 302(a)(4), 
        notwithstanding the precinct or polling place at which a 
        provisional ballot is cast within the State, the appropriate 
        election official shall count each vote on such ballot for each 
        election in which the individual who cast such ballot is 
        eligible to vote.
            ``(2) Effective date.--This subsection shall apply with 
        respect to the regularly scheduled general election for Federal 
        office held in November 2020 and each succeeding election for 
        Federal office.
    ``(b) Uniform and Nondiscriminatory Standards.--
            ``(1) In general.--Consistent with the requirements of 
        section 302, each State shall establish uniform and 
        nondiscriminatory standards for the issuance, handling, and 
        counting of provisional ballots.
            ``(2) Effective date.--This subsection shall apply with 
        respect to the regularly scheduled general election for Federal 
        office held in November 2020 and each succeeding election for 
        Federal office.

``SEC. 325. COVERAGE OF COMMONWEALTH OF NORTHERN MARIANA ISLANDS.

    ``In this subtitle, the term `State' includes the Commonwealth of 
the Northern Mariana Islands.

``SEC. 326. MINIMUM REQUIREMENTS FOR EXPANDING ABILITY OF INDIVIDUALS 
              TO VOTE.

    ``The requirements of this subtitle are minimum requirements, and 
nothing in this subtitle may be construed to prevent a State from 
establishing standards which promote the ability of individuals to vote 
in elections for Federal office, so long as such standards are not 
inconsistent with the requirements of this subtitle or other Federal 
laws.''.
    (b) Conforming Amendment Relating to Issuance of Voluntary Guidance 
by Election Assistance Commission.--Section 311(b) of such Act (52 
U.S.C. 21101(b)) is amended--
            (1) by striking ``and'' at the end of paragraph (2);
            (2) by striking the period at the end of paragraph (3) and 
        inserting ``; and''; and
            (3) by adding at the end the following new paragraph:
            ``(4) in the case of the recommendations with respect to 
        subtitle C, June 30, 2020.''.
    (c) Enforcement.--
            (1) Coverage under existing enforcement provisions.--
        Section 401 of such Act (52 U.S.C. 21111) is amended by 
        striking ``and 303'' and inserting ``303, and subtitle C of 
        title III''.
            (2) Availability of private right of action.--Title IV of 
        such (52 U.S.C. 21111 et seq.) is amended by adding at the end 
        the following new section:

``SEC. 403. PRIVATE RIGHT OF ACTION FOR VIOLATIONS OF CERTAIN 
              REQUIREMENTS.

    ``(a) In General.--In the case of a violation of subtitle C of 
title III, section 402 shall not apply and any person who is aggrieved 
by such violation may provide written notice of the violation to the 
chief election official of the State involved.
    ``(b) Relief.--If the violation is not corrected within 20 days 
after receipt of a notice under subsection (a), or within 5 days after 
receipt of the notice if the violation occurred within 120 days before 
the date of an election for Federal office, the aggrieved person may, 
in a civil action, obtain declaratory or injunctive relief with respect 
to the violation.
    ``(c) Special Rule.--If the violation occurred within 5 days before 
the date of an election for Federal office, the aggrieved person need 
not provide notice to the chief election official of the State involved 
under subsection (a) before bringing a civil action under subsection 
(b).''.
    (d) Clerical Amendment.--The table of contents of such Act is 
amended--
            (1) by adding at the end of the items relating to title III 
        the following:

                    ``Subtitle C--Other Requirements

``Sec. 321. Early voting.
``Sec. 322. Promoting ability of voters to vote by mail.
``Sec. 323. Absentee ballot tracking program.
``Sec. 324. Rules for counting provisional ballots.
``Sec. 325. Coverage of Commonwealth of Northern Mariana Islands.
``Sec. 326. Minimum requirements for expanding ability of individuals 
                            to vote.''; and
            (2) by adding at the end of the items relating to title IV 
        the following new item:

``Sec. 403. Private right of action for violations of certain 
                            requirements.''.

SEC. 120004. POSTAGE-FREE ABSENTEE BALLOTS.

    (a) In General.--Chapter 34 of title 39, United States Code, is 
amended by adding after section 3406 the following:
``Sec. 3407. Absentee ballots
    ``(a) Any absentee ballot for any election for Federal office shall 
be carried expeditiously, with postage prepaid by the State or unit of 
local government responsible for the administration of the election.
    ``(b) As used in this section, the term `absentee ballot' means any 
ballot transmitted by a voter by mail in an election for Federal 
office, but does not include any ballot covered by section 3406.''.
    (b) Clerical Amendment.--The table of sections for chapter 34 of 
such title is amended by inserting after the item relating to section 
3406 the following:

``3407. Absentee ballots carried free of postage.''.

SEC. 120005. REQUIRING TRANSMISSION OF BLANK ABSENTEE BALLOTS UNDER 
              UOCAVA TO CERTAIN VOTERS.

    (a) In General.--The Uniformed and Overseas Citizens Absentee 
Voting Act (52 U.S.C. 20301 et seq.) is amended by inserting after 
section 103B the following new section:

``SEC. 103C. TRANSMISSION OF BLANK ABSENTEE BALLOTS TO CERTAIN OTHER 
              VOTERS.

    ``(a) In General.--
            ``(1) State responsibilities.--Subject to paragraph (2), 
        each State shall transmit blank absentee ballots by mail and 
        electronically to qualified individuals in the same manner and 
        under the same terms and conditions under which the State 
        transmits such ballots to absent uniformed services voters and 
        overseas voters under section 102(f).
            ``(2) Requirements.--Any blank absentee ballot transmitted 
        to a qualified individual under this section--
                    ``(A) must comply with the language requirements 
                under section 203 of the Voting Rights Act of 1965 (52 
                U.S.C. 10503); and
                    ``(B) must comply with the disability requirements 
                under section 508 of the Rehabilitation Act of 1973 (29 
                U.S.C. 794d).
            ``(3) Affirmation.--The State may not transmit a ballot to 
        a qualified individual under this section unless the individual 
        provides the State with a signed affirmation in electronic form 
        that--
                    ``(A) the individual is a qualified individual (as 
                defined in subsection (b));
                    ``(B) the individual has not and will not cast 
                another ballot with respect to the election; and
                    ``(C) acknowledges that a material misstatement of 
                fact in completing the ballot may constitute grounds 
                for conviction of perjury.
            ``(4) Clarification regarding free postage.--An absentee 
        ballot obtained by a qualified individual under this section 
        shall be considered balloting materials as defined in section 
        107 for purposes of section 3406 of title 39, United States 
        Code.
            ``(5) Prohibiting refusal to accept ballot for failure to 
        meet certain requirements.--A State shall not refuse to accept 
        and process any otherwise valid blank absentee ballot which was 
        transmitted to a qualified individual under this section and 
        used by the individual to vote in the election solely on the 
        basis of the following:
                    ``(A) Notarization or witness signature 
                requirements.
                    ``(B) Restrictions on paper type, including weight 
                and size.
                    ``(C) Restrictions on envelope type, including 
                weight and size.
    ``(b) Qualified Individual.--
            ``(1) In general.--In this section, except as provided in 
        paragraph (2), the term `qualified individual' means any 
        individual who is otherwise qualified to vote in an election 
        for Federal office and who meets any of the following 
        requirements:
                    ``(A) The individual--
                            ``(i) has requested an absentee ballot from 
                        the State or jurisdiction in which such 
                        individual is registered to vote; and
                            ``(ii) has not received such absentee 
                        ballot at least 2 days before the date of the 
                        election.
                    ``(B) The individual--
                            ``(i) resides in an area of a State with 
                        respect to which an emergency or public health 
                        emergency has been declared by the chief 
                        executive of the State or of the area involved 
                        within 5 days of the date of the election under 
                        the laws of the State due to reasons including 
                        a natural disaster, including severe weather, 
                        or an infectious disease; and
                            ``(ii) has not requested an absentee 
                        ballot.
                    ``(C) The individual expects to be absent from such 
                individual's jurisdiction on the date of the election 
                due to professional or volunteer service in response to 
                a natural disaster or emergency as described in 
                subparagraph (B).
                    ``(D) The individual is hospitalized or expects to 
                be hospitalized on the date of the election.
                    ``(E) The individual is an individual with a 
                disability (as defined in section 3 of the Americans 
                with Disabilities Act of 1990 (42 U.S.C. 12102)) and 
                resides in a State which does not offer voters the 
                ability to use secure and accessible remote ballot 
                marking. For purposes of this subparagraph, a State 
                shall permit an individual to self-certify that the 
                individual is an individual with a disability.
            ``(2) Exclusion of absent uniformed services and overseas 
        voters.--The term `qualified individual' shall not include an 
        absent uniformed services voter or an overseas voter.
    ``(c) State.--For purposes of this section, the term `State' 
includes the District of Columbia, the Commonwealth of Puerto Rico, 
Guam, American Samoa, the United States Virgin Islands, and the 
Commonwealth of the Northern Mariana Islands.
    ``(d) Effective Date.--This section shall apply with respect to the 
regularly scheduled general election for Federal office held in 
November 2020 and each succeeding election for Federal office.''.
    (b) Conforming Amendment.--Section 102(a) of such Act (52 U.S.C. 
20302(a)) is amended--
            (1) by striking ``and'' at the end of paragraph (10);
            (2) by striking the period at the end of paragraph (11) and 
        inserting ``; and''; and
            (3) by adding at the end the following new paragraph:
            ``(12) meet the requirements of section 103C with respect 
        to the provision of blank absentee ballots for the use of 
        qualified individuals described in such section.''.
    (c) Clerical Amendments.--The table of contents of such Act is 
amended by inserting the following after section 103:

``Sec. 103A. Procedures for collection and delivery of marked absentee 
                            ballots of absent overseas uniformed 
                            services voters.
``Sec. 103B. Federal voting assistance program improvements.
``Sec. 103C. Transmission of blank absentee ballots to certain other 
                            voters.''.

SEC. 120006. VOTER REGISTRATION.

    (a) Requiring Availability of Internet for Voter Registration.--
            (1) Requiring availability of internet for registration.--
        The National Voter Registration Act of 1993 (52 U.S.C. 20501 et 
        seq.) is amended by inserting after section 6 the following new 
        section:

``SEC. 6A. INTERNET REGISTRATION.

    ``(a) Requiring Availability of Internet for Online Registration.--
            ``(1) Availability of online registration and correction of 
        existing registration information.--Each State, acting through 
        the chief State election official, shall ensure that the 
        following services are available to the public at any time on 
        the official public websites of the appropriate State and local 
        election officials in the State, in the same manner and subject 
        to the same terms and conditions as the services provided by 
        voter registration agencies under section 7(a):
                    ``(A) Online application for voter registration.
                    ``(B) Online assistance to applicants in applying 
                to register to vote.
                    ``(C) Online completion and submission by 
                applicants of the mail voter registration application 
                form prescribed by the Election Assistance Commission 
                pursuant to section 9(a)(2), including assistance with 
                providing a signature as required under subsection (c).
                    ``(D) Online receipt of completed voter 
                registration applications.
    ``(b) Acceptance of Completed Applications.--A State shall accept 
an online voter registration application provided by an individual 
under this section, and ensure that the individual is registered to 
vote in the State, if--
            ``(1) the individual meets the same voter registration 
        requirements applicable to individuals who register to vote by 
        mail in accordance with section 6(a)(1) using the mail voter 
        registration application form prescribed by the Election 
        Assistance Commission pursuant to section 9(a)(2); and
            ``(2) the individual meets the requirements of subsection 
        (c) to provide a signature in electronic form (but only in the 
        case of applications submitted during or after the second year 
        in which this section is in effect in the State).
    ``(c) Signature Requirements.--
            ``(1) In general.--For purposes of this section, an 
        individual meets the requirements of this subsection as 
        follows:
                    ``(A) In the case of an individual who has a 
                signature on file with a State agency, including the 
                State motor vehicle authority, that is required to 
                provide voter registration services under this Act or 
                any other law, the individual consents to the transfer 
                of that electronic signature.
                    ``(B) If subparagraph (A) does not apply, the 
                individual submits with the application an electronic 
                copy of the individual's handwritten signature through 
                electronic means.
                    ``(C) If subparagraph (A) and subparagraph (B) do 
                not apply, the individual executes a computerized mark 
                in the signature field on an online voter registration 
                application, in accordance with reasonable security 
                measures established by the State, but only if the 
                State accepts such mark from the individual.
            ``(2) Treatment of individuals unable to meet 
        requirement.--If an individual is unable to meet the 
        requirements of paragraph (1), the State shall--
                    ``(A) permit the individual to complete all other 
                elements of the online voter registration application;
                    ``(B) permit the individual to provide a signature 
                at the time the individual requests a ballot in an 
                election (whether the individual requests the ballot at 
                a polling place or requests the ballot by mail); and
                    ``(C) if the individual carries out the steps 
                described in subparagraph (A) and subparagraph (B), 
                ensure that the individual is registered to vote in the 
                State.
            ``(3) Notice.--The State shall ensure that individuals 
        applying to register to vote online are notified of the 
        requirements of paragraph (1) and of the treatment of 
        individuals unable to meet such requirements, as described in 
        paragraph (2).
    ``(d) Confirmation and Disposition.--
            ``(1) Confirmation of receipt.--Upon the online submission 
        of a completed voter registration application by an individual 
        under this section, the appropriate State or local election 
        official shall send the individual a notice confirming the 
        State's receipt of the application and providing instructions 
        on how the individual may check the status of the application.
            ``(2) Notice of disposition.--Not later than 7 days after 
        the appropriate State or local election official has approved 
        or rejected an application submitted by an individual under 
        this section, the official shall send the individual a notice 
        of the disposition of the application.
            ``(3) Method of notification.--The appropriate State or 
        local election official shall send the notices required under 
        this subsection by regular mail, and, in the case of an 
        individual who has provided the official with an electronic 
        mail address, by both electronic mail and regular mail.
    ``(e) Provision of Services in Nonpartisan Manner.--The services 
made available under subsection (a) shall be provided in a manner that 
ensures that, consistent with section 7(a)(5)--
            ``(1) the online application does not seek to influence an 
        applicant's political preference or party registration; and
            ``(2) there is no display on the website promoting any 
        political preference or party allegiance, except that nothing 
        in this paragraph may be construed to prohibit an applicant 
        from registering to vote as a member of a political party.
    ``(f) Protection of Security of Information.--In meeting the 
requirements of this section, the State shall establish appropriate 
technological security measures to prevent to the greatest extent 
practicable any unauthorized access to information provided by 
individuals using the services made available under subsection (a).
    ``(g) Accessibility of Services.--A state shall ensure that the 
services made available under this section are made available to 
individuals with disabilities to the same extent as services are made 
available to all other individuals.
    ``(h) Use of Additional Telephone-Based System.--A State shall make 
the services made available online under subsection (a) available 
through the use of an automated telephone-based system, subject to the 
same terms and conditions applicable under this section to the services 
made available online, in addition to making the services available 
online in accordance with the requirements of this section.
    ``(i) Nondiscrimination Among Registered Voters Using Mail and 
Online Registration.--In carrying out this Act, the Help America Vote 
Act of 2002, or any other Federal, State, or local law governing the 
treatment of registered voters in the State or the administration of 
elections for public office in the State, a State shall treat a 
registered voter who registered to vote online in accordance with this 
section in the same manner as the State treats a registered voter who 
registered to vote by mail.''.
            (2) Special requirements for individuals using online 
        registration.--
                    (A) Treatment as individuals registering to vote by 
                mail for purposes of first-time voter identification 
                requirements.--Section 303(b)(1)(A) of the Help America 
                Vote Act of 2002 (52 U.S.C. 21083(b)(1)(A)) is amended 
                by striking ``by mail'' and inserting ``by mail or 
                online under section 6A of the National Voter 
                Registration Act of 1993''.
                    (B) Requiring signature for first-time voters in 
                jurisdiction.--Section 303(b) of such Act (52 U.S.C. 
                21083(b)) is amended--
                            (i) by redesignating paragraph (5) as 
                        paragraph (6); and
                            (ii) by inserting after paragraph (4) the 
                        following new paragraph:
            ``(5) Signature requirements for first-time voters using 
        online registration.--
                    ``(A) In general.--A State shall, in a uniform and 
                nondiscriminatory manner, require an individual to meet 
                the requirements of subparagraph (B) if--
                            ``(i) the individual registered to vote in 
                        the State online under section 6A of the 
                        National Voter Registration Act of 1993; and
                            ``(ii) the individual has not previously 
                        voted in an election for Federal office in the 
                        State.
                    ``(B) Requirements.--An individual meets the 
                requirements of this subparagraph if--
                            ``(i) in the case of an individual who 
                        votes in person, the individual provides the 
                        appropriate State or local election official 
                        with a handwritten signature; or
                            ``(ii) in the case of an individual who 
                        votes by mail, the individual submits with the 
                        ballot a handwritten signature.
                    ``(C) Inapplicability.--Subparagraph (A) does not 
                apply in the case of an individual who is--
                            ``(i) entitled to vote by absentee ballot 
                        under the Uniformed and Overseas Citizens 
                        Absentee Voting Act (52 U.S.C. 20302 et seq.);
                            ``(ii) provided the right to vote otherwise 
                        than in person under section 3(b)(2)(B)(ii) of 
                        the Voting Accessibility for the Elderly and 
                        Handicapped Act (52 U.S.C. 20102(b)(2)(B)(ii)); 
                        or
                            ``(iii) entitled to vote otherwise than in 
                        person under any other Federal law.''.
                    (C) Conforming amendment relating to effective 
                date.--Section 303(d)(2)(A) of such Act (52 U.S.C. 
                21083(d)(2)(A)) is amended by striking ``Each State'' 
                and inserting ``Except as provided in subsection 
                (b)(5), each State''.
            (3) Conforming amendments.--
                    (A) Timing of registration.--Section 8(a)(1) of the 
                National Voter Registration Act of 1993 (52 U.S.C. 
                20507(a)(1)) is amended--
                            (i) by striking ``and'' at the end of 
                        subparagraph (C);
                            (ii) by redesignating subparagraph (D) as 
                        subparagraph (E); and
                            (iii) by inserting after subparagraph (C) 
                        the following new subparagraph:
                    ``(D) in the case of online registration through 
                the official public website of an election official 
                under section 6A, if the valid voter registration 
                application is submitted online not later than the 
                lesser of 28 days, or the period provided by State law, 
                before the date of the election (as determined by 
                treating the date on which the application is sent 
                electronically as the date on which it is submitted); 
                and''.
                    (B) Informing applicants of eligibility 
                requirements and penalties.--Section 8(a)(5) of such 
                Act (52 U.S.C. 20507(a)(5)) is amended by striking 
                ``and 7'' and inserting ``6A, and 7''.
    (b) Same Day Registration.--
            (1) In general.--Subtitle C of title III of the Help 
        America Vote Act of 2002, as added by section 3(a), is 
        amended--
                    (A) by redesignating sections 325 and 326 as 
                sections 326 and 327; and
                    (B) by inserting after section 324 the following 
                new section:

``SEC. 325. SAME DAY REGISTRATION.

    ``(a) In General.--
            ``(1) Registration.--Each State shall permit any eligible 
        individual on the day of a Federal election and on any day when 
        voting, including early voting, is permitted for a Federal 
        election--
                    ``(A) to register to vote in such election at the 
                polling place using a form that meets the requirements 
                under section 9(b) of the National Voter Registration 
                Act of 1993 (or, if the individual is already 
                registered to vote, to revise any of the individual's 
                voter registration information); and
                    ``(B) to cast a vote in such election.
            ``(2) Exception.--The requirements under paragraph (1) 
        shall not apply to a State in which, under a State law in 
        effect continuously on and after the date of the enactment of 
        this section, there is no voter registration requirement for 
        individuals in the State with respect to elections for Federal 
        office.
    ``(b) Eligible Individual.--For purposes of this section, the term 
`eligible individual' means, with respect to any election for Federal 
office, an individual who is otherwise qualified to vote in that 
election.
    ``(c) Effective Date.--Each State shall be required to comply with 
the requirements of subsection (a) for the regularly scheduled general 
election for Federal office occurring in November 2020 and for any 
subsequent election for Federal office.''.
            (2) Clerical amendment.--The table of contents of such Act, 
        as amended by section 3, is amended--
                    (A) by redesignating the items relating to sections 
                325 and 326 as relating to sections 326 and 327; and
                    (B) by inserting after the item relating to section 
                324 the following new item:

``Sec. 325. Same day registration.''.
    (c) Prohibiting State From Requiring Applicants to Provide More 
Than Last 4 Digits of Social Security Number.--
            (1) Form included with application for motor vehicle 
        driver's license.--Section 5(c)(2)(B)(ii) of the National Voter 
        Registration Act of 1993 (52 U.S.C. 20504(c)(2)(B)(ii)) is 
        amended by striking the semicolon at the end and inserting the 
        following: ``, and to the extent that the application requires 
        the applicant to provide a Social Security number, may not 
        require the applicant to provide more than the last 4 digits of 
        such number;''.
            (2) National mail voter registration form.--Section 9(b)(1) 
        of such Act (52 U.S.C. 20508(b)(1)) is amended by striking the 
        semicolon at the end and inserting the following: ``, and to 
        the extent that the form requires the applicant to provide a 
        Social Security number, the form may not require the applicant 
        to provide more than the last 4 digits of such number;''.
            (3) Effective date.--The amendments made by this subsection 
        shall apply with respect to the regularly scheduled general 
        election for Federal office held in November 2020 and each 
        succeeding election for Federal office.

SEC. 120007. ACCOMMODATIONS FOR VOTERS RESIDING IN INDIAN LANDS.

    (a) Accommodations Described.--
            (1) Designation of ballot pickup and collection 
        locations.--Given the widespread lack of residential mail 
        delivery in Indian Country, an Indian Tribe may designate 
        buildings as ballot pickup and collection locations with 
        respect to an election for Federal office at no cost to the 
        Indian Tribe. An Indian Tribe may designate one building per 
        precinct located within Indian lands. The applicable State or 
        political subdivision shall collect ballots from those 
        locations. The applicable State or political subdivision shall 
        provide the Indian Tribe with accurate precinct maps for all 
        precincts located within Indian lands 60 days before the 
        election.
            (2) Provision of mail-in and absentee ballots.--The State 
        or political subdivision shall provide mail-in and absentee 
        ballots with respect to an election for Federal office to each 
        individual who is registered to vote in the election who 
        resides on Indian lands in the State or political subdivision 
        involved without requiring a residential address or a mail-in 
        or absentee ballot request.
            (3) Use of designated building as residential and mailing 
        address.--The address of a designated building that is a ballot 
        pickup and collection location with respect to an election for 
        Federal office may serve as the residential address and mailing 
        address for voters living on Indian lands if the tribally 
        designated building is in the same precinct as that voter. If 
        there is no tribally designated building within a voter's 
        precinct, the voter may use another tribally designated 
        building within the Indian lands where the voter is located. 
        Voters using a tribally designated building outside of the 
        voter's precinct may use the tribally designated building as a 
        mailing address and may separately designate the voter's 
        appropriate precinct through a description of the voter's 
        address, as specified in section 9428.4(a)(2) of title 11, Code 
        of Federal Regulations.
            (4) Language accessibility.--In the case of a State or 
        political subdivision that is a covered State or political 
        subdivision under section 203 of the Voting Rights Act of 1965 
        (52 U.S.C. 10503), that State or political subdivision shall 
        provide absentee or mail-in voting materials with respect to an 
        election for Federal office in the language of the applicable 
        minority group as well as in the English language, bilingual 
        election voting assistance, and written translations of all 
        voting materials in the language of the applicable minority 
        group, as required by section 203 of the Voting Rights Act of 
        1965 (52 U.S.C. 10503), as amended by subsection (b).
            (5) Clarification.--Nothing in this section alters the 
        ability of an individual voter residing on Indian lands to 
        request a ballot in a manner available to all other voters in 
        the State.
            (6) Definitions.--In this section:
                    (A) Indian.--The term ``Indian'' has the meaning 
                given the term in section 4 of the Indian Self-
                Determination and Education Assistance Act (25 U.S.C. 
                5304).
                    (B) Indian lands.--The term ``Indian lands'' 
                includes--
                            (i) any Indian country of an Indian Tribe, 
                        as defined under section 1151 of title 18, 
                        United States Code;
                            (ii) any land in Alaska owned, pursuant to 
                        the Alaska Native Claims Settlement Act (43 
                        U.S.C. 1601 et seq.), by an Indian Tribe that 
                        is a Native village (as defined in section 3 of 
                        that Act (43 U.S.C. 1602)) or by a Village 
                        Corporation that is associated with an Indian 
                        Tribe (as defined in section 3 of that Act (43 
                        U.S.C. 1602));
                            (iii) any land on which the seat of the 
                        Tribal Government is located; and
                            (iv) any land that is part or all of a 
                        Tribal designated statistical area associated 
                        with an Indian Tribe, or is part or all of an 
                        Alaska Native village statistical area 
                        associated with an Indian Tribe, as defined by 
                        the Census Bureau for the purposes of the most 
                        recent decennial census.
                    (C) Indian tribe.--The term ``Indian Tribe'' has 
                the meaning given the term ``Indian tribe'' in section 
                4 of the Indian Self-Determination and Education 
                Assistance Act (25 U.S.C. 5304).
                    (D) Tribal government.--The term ``Tribal 
                Government'' means the recognized governing body of an 
                Indian Tribe.
            (7) Enforcement.--
                    (A) Attorney general.--The Attorney General may 
                bring a civil action in an appropriate district court 
                for such declaratory or injunctive relief as is 
                necessary to carry out this subsection.
                    (B) Private right of action.--
                            (i) A person or Tribal Government who is 
                        aggrieved by a violation of this subsection may 
                        provide written notice of the violation to the 
                        chief election official of the State involved.
                            (ii) An aggrieved person or Tribal 
                        Government may bring a civil action in an 
                        appropriate district court for declaratory or 
                        injunctive relief with respect to a violation 
                        of this subsection, if--
                                    (I) that person or Tribal 
                                Government provides the notice 
                                described in clause (i); and
                                    (II)(aa) in the case of a violation 
                                that occurs more than 120 days before 
                                the date of an election for Federal 
                                office, the violation remains and 90 
                                days or more have passed since the date 
                                on which the chief election official of 
                                the State receives the notice under 
                                clause (i); or
                                    (bb) in the case of a violation 
                                that occurs 120 days or less before the 
                                date of an election for Federal office, 
                                the violation remains and 20 days or 
                                more have passed since the date on 
                                which the chief election official of 
                                the State receives the notice under 
                                clause (i).
                            (iii) In the case of a violation of this 
                        section that occurs 30 days or less before the 
                        date of an election for Federal office, an 
                        aggrieved person or Tribal Government may bring 
                        a civil action in an appropriate district court 
                        for declaratory or injunctive relief with 
                        respect to the violation without providing 
                        notice to the chief election official of the 
                        State under clause (i).
    (b) Bilingual Election Requirements.--Section 203 of the Voting 
Rights Act of 1965 (52 U.S.C. 10503) is amended--
            (1) in subsection (b)(3)(C), by striking ``1990'' and 
        inserting ``2010''; and
            (2) by striking subsection (c) and inserting the following:
    ``(c) Provision of Voting Materials in the Language of a Minority 
Group.--
            ``(1) In general.--Whenever any State or political 
        subdivision subject to the prohibition of subsection (b) of 
        this section provides any registration or voting notices, 
        forms, instructions, assistance, or other materials or 
        information relating to the electoral process, including 
        ballots, it shall provide them in the language of the 
        applicable minority group as well as in the English language.
            ``(2) Exceptions.--
                    ``(A) In general.--
                            ``(i) In the case of a minority group that 
                        is not American Indian or Alaska Native and the 
                        language of that minority group is oral or 
                        unwritten, the State or political subdivision 
                        shall only be required to furnish, in the 
                        covered language, oral instructions, 
                        assistance, translation of voting materials, or 
                        other information relating to registration and 
                        voting.
                            ``(ii) In the case of a minority group that 
                        is American Indian or Alaska Native, the State 
                        or political subdivision shall only be required 
                        to furnish in the covered language oral 
                        instructions, assistance, or other information 
                        relating to registration and voting, including 
                        all voting materials, if the Tribal Government 
                        of that minority group has certified that the 
                        language of the applicable American Indian or 
                        Alaska Native language is presently unwritten 
                        or the Tribal Government does not want written 
                        translations in the minority language.
            ``(3) Written translations for election workers.--
        Notwithstanding paragraph (2), the State or political division 
        may be required to provide written translations of voting 
        materials, with the consent of any applicable Indian Tribe, to 
        election workers to ensure that the translations from English 
        to the language of a minority group are complete, accurate, and 
        uniform.''.
    (c) Effective Date.--This section and the amendments made by this 
section shall apply with respect to the regularly scheduled general 
election for Federal office held in November 2020 and each succeeding 
election for Federal office.

SEC. 120008. PAYMENTS BY ELECTION ASSISTANCE COMMISSION TO STATES TO 
              ASSIST WITH COSTS OF COMPLIANCE.

    (a) Availability of Grants.--Subtitle D of title II of the Help 
America Vote Act of 2002 (52 U.S.C. 21001 et seq.) is amended by adding 
at the end the following new part:

 ``PART 7--PAYMENTS TO ASSIST WITH COSTS OF COMPLIANCE WITH ACCESS ACT

``SEC. 297. PAYMENTS TO ASSIST WITH COSTS OF COMPLIANCE WITH ACCESS 
              ACT.

    ``(a) Availability and Use of Payments.--
            ``(1) In general.--The Commission shall make a payment to 
        each eligible State to assist the State with the costs of 
        complying with the American Coronavirus/COVID-19 Election 
        Safety and Security Act and the amendments made by such Act, 
        including the provisions of such Act and such amendments which 
        require States to pre-pay the postage on absentee ballots and 
        balloting materials.
            ``(2) Public education campaigns.--For purposes of this 
        part, the costs incurred by a State in carrying out a campaign 
        to educate the public about the requirements of the American 
        Coronavirus/COVID-19 Election Safety and Security Act and the 
        amendments made by such Act shall be included as the costs of 
        complying with such Act and such amendments.
    ``(b) Primary Elections.--
            ``(1) Payments to states.--In addition to any payments 
        under subsection (a), the Commission shall make a payment to 
        each eligible State to assist the State with the costs incurred 
        in voluntarily electing to comply with the American 
        Coronavirus/COVID-19 Election Safety and Security Act and the 
        amendments made by such Act with respect to primary elections 
        for Federal office held in the State in 2020.
            ``(2) State political party-run primaries.--In addition to 
        any payments under paragraph (1), in the case of a State 
        voluntarily electing to comply with the American Coronavirus/
        COVID-19 Election Safety and Security Act and the amendments 
        made by such Act with respect to primary elections for Federal 
        office held in the State in 2020, the Commission shall make a 
        payment to each eligible political party of the State for the 
        costs incurred by the party in transmitting absentee ballots 
        and balloting materials with respect to such elections 
        (including the costs relating to pre-paying the postage on the 
        return envelopes for such ballots and materials).
    ``(c) Pass-Through of Funds to Local Jurisdictions.--
            ``(1) In general.--If a State receives a payment under this 
        part for costs that include costs incurred by a local 
        jurisdiction or Tribal government within the State, the State 
        shall pass through to such local jurisdiction or Tribal 
        government a portion of such payment that is equal to the 
        amount of the costs incurred by such local jurisdiction or 
        Tribal government.
            ``(2) Tribal government defined.--In this subsection, the 
        term `Tribal Government' means the recognized governing body of 
        an Indian tribe (as defined in section 4 of the Indian Self-
        Determination and Education Assistance Act (25 U.S.C. 5304).
    ``(d) Schedule of Payments.--As soon as practicable after the date 
of the enactment of this part and not less frequently than once each 
calendar year thereafter, the Commission shall make payments under this 
part.
    ``(e) Coverage of Commonwealth of Northern Mariana Islands.--In 
this part, the term `State' includes the Commonwealth of the Northern 
Mariana Islands.
    ``(f) Limitation.--No funds may be provided to a State under this 
part for costs attributable to the electronic return of marked ballots 
by any voter.

``SEC. 297A. AMOUNT OF PAYMENT.

    ``(a) In General.--Except as provided in section 297C, the amount 
of a payment made to an eligible State for a year under this part shall 
be determined by the Commission.
    ``(b) Continuing Availability of Funds After Appropriation.--A 
payment made to an eligible State or eligible unit of local government 
under this part shall be available without fiscal year limitation.

``SEC. 297B. REQUIREMENTS FOR ELIGIBILITY.

    ``(a) Application.--Except as provided in section 297C, each State 
that desires to receive a payment under this part for a fiscal year, 
and each political party of a State that desires to receive a payment 
under section 297(b)(2), shall submit an application for the payment to 
the Commission at such time and in such manner and containing such 
information as the Commission shall require.
    ``(b) Contents of Application.--Each application submitted under 
subsection (a) shall--
            ``(1) describe the activities for which assistance under 
        this part is sought; and
            ``(2) provide such additional information and 
        certifications as the Commission determines to be essential to 
        ensure compliance with the requirements of this part.

``SEC. 297C. SPECIAL RULES FOR PAYMENTS FOR ELECTIONS SUBJECT TO 
              EMERGENCY RULES.

    ``(a) Submission of Estimated Costs.--If the special rules in the 
case of an emergency period under section 322(c)(3) apply to an 
election, not later than the applicable deadline under subsection (c), 
the State shall submit to the Commission a request for a payment under 
this part, and shall include in the request the State's estimate of the 
costs the State expects to incur in the administration of the election 
which are attributable to the application of such special rules to the 
election.
    ``(b) Payment.--Not later than 7 days after receiving a request 
from the State under subsection (a), the Commission shall make a 
payment to the State in an amount equal to the estimate provided by the 
State in the request.
    ``(c) Applicable Deadline.--The applicable deadline under this 
paragraph with respect to an election is--
            ``(1) with respect to the regularly scheduled general 
        election for Federal office held in November 2020, 15 days 
        after the date of the enactment of this part; and
            ``(2) with respect to any other election, 15 days after the 
        emergency or disaster described in section 322(c)(3) is 
        declared.

``SEC. 297D. AUTHORIZATION OF APPROPRIATIONS.

    ``There are authorized to be appropriated for payments under this 
part--
            ``(1) in the case of payments made under section 297C, such 
        sums as may be necessary for fiscal year 2020 and each 
        succeeding fiscal year; and
            ``(2) in the case of any other payments, such sums as may 
        be necessary for fiscal year 2020.

``SEC. 297E. REPORTS.

    ``(a) Reports by Recipients.--Not later than 6 months after the end 
of each fiscal year for which an eligible State received a payment 
under this part, the State shall submit a report to the Commission on 
the activities conducted with the funds provided during the year.
    ``(b) Reports by Commission to Committees.--With respect to each 
fiscal year for which the Commission makes payments under this part, 
the Commission shall submit a report on the activities carried out 
under this part to the Committee on House Administration of the House 
of Representatives and the Committee on Rules and Administration of the 
Senate.''.
    (b) Clerical Amendment.--The table of contents of such Act is 
amended by adding at the end of the items relating to subtitle D of 
title II the following:

 ``Part 7--Payments to Assist With Costs of Compliance With Access Act

``Sec. 297. Payments to assist with costs of compliance with Access 
                            Act.
``Sec. 297A. Amount of payment.
``Sec. 297B. Requirements for eligibility.
``Sec. 297C. Authorization of appropriations.
``Sec. 297D. Reports.''.

SEC. 120009. GRANTS TO STATES FOR CONDUCTING RISK-LIMITING AUDITS OF 
              RESULTS OF ELECTIONS.

    (a) Availability of Grants.--Subtitle D of title II of the Help 
America Vote Act of 2002 (52 U.S.C. 21001 et seq.), as amended by 
section 8(a), is further amended by adding at the end the following new 
part:

  ``PART 8--GRANTS FOR CONDUCTING RISK-LIMITING AUDITS OF RESULTS OF 
                               ELECTIONS

``SEC. 298. GRANTS FOR CONDUCTING RISK-LIMITING AUDITS OF RESULTS OF 
              ELECTIONS.

    ``(a) Availability of Grants.--The Commission shall make a grant to 
each eligible State to conduct risk-limiting audits as described in 
subsection (b) with respect to the regularly scheduled general 
elections for Federal office held in November 2020 and each succeeding 
election for Federal office.
    ``(b) Risk-Limiting Audits Described.--In this part, a `risk-
limiting audit' is a post-election process--
            ``(1) which is conducted in accordance with rules and 
        procedures established by the chief State election official of 
        the State which meet the requirements of subsection (c); and
            ``(2) under which, if the reported outcome of the election 
        is incorrect, there is at least a predetermined percentage 
        chance that the audit will replace the incorrect outcome with 
        the correct outcome as determined by a full, hand-to-eye 
        tabulation of all votes validly cast in that election that 
        ascertains voter intent manually and directly from voter-
        verifiable paper records.
    ``(c) Requirements for Rules and Procedures.--The rules and 
procedures established for conducting a risk-limiting audit shall 
include the following elements:
            ``(1) Rules for ensuring the security of ballots and 
        documenting that prescribed procedures were followed.
            ``(2) Rules and procedures for ensuring the accuracy of 
        ballot manifests produced by election agencies.
            ``(3) Rules and procedures for governing the format of 
        ballot manifests, cast vote records, and other data involved in 
        the audit.
            ``(4) Methods to ensure that any cast vote records used in 
        the audit are those used by the voting system to tally the 
        election results sent to the chief State election official and 
        made public.
            ``(5) Procedures for the random selection of ballots to be 
        inspected manually during each audit.
            ``(6) Rules for the calculations and other methods to be 
        used in the audit and to determine whether and when the audit 
        of an election is complete.
            ``(7) Procedures and requirements for testing any software 
        used to conduct risk-limiting audits.
    ``(d) Definitions.--In this part, the following definitions apply:
            ``(1) The term `ballot manifest' means a record maintained 
        by each election agency that meets each of the following 
        requirements:
                    ``(A) The record is created without reliance on any 
                part of the voting system used to tabulate votes.
                    ``(B) The record functions as a sampling frame for 
                conducting a risk-limiting audit.
                    ``(C) The record contains the following information 
                with respect to the ballots cast and counted in the 
                election:
                            ``(i) The total number of ballots cast and 
                        counted by the agency (including undervotes, 
                        overvotes, and other invalid votes).
                            ``(ii) The total number of ballots cast in 
                        each election administered by the agency 
                        (including undervotes, overvotes, and other 
                        invalid votes).
                            ``(iii) A precise description of the manner 
                        in which the ballots are physically stored, 
                        including the total number of physical groups 
                        of ballots, the numbering system for each 
                        group, a unique label for each group, and the 
                        number of ballots in each such group.
            ``(2) The term `incorrect outcome' means an outcome that 
        differs from the outcome that would be determined by a full 
        tabulation of all votes validly cast in the election, 
        determining voter intent manually, directly from voter-
        verifiable paper records.
            ``(3) The term `outcome' means the winner of an election, 
        whether a candidate or a position.
            ``(4) The term `reported outcome' means the outcome of an 
        election which is determined according to the canvass and which 
        will become the official, certified outcome unless it is 
        revised by an audit, recount, or other legal process.

``SEC. 298A. ELIGIBILITY OF STATES.

    ``A State is eligible to receive a grant under this part if the 
State submits to the Commission, at such time and in such form as the 
Commission may require, an application containing--
            ``(1) a certification that, not later than 5 years after 
        receiving the grant, the State will conduct risk-limiting 
        audits of the results of elections for Federal office held in 
        the State as described in section 298;
            ``(2) a certification that, not later than one year after 
        the date of the enactment of this section, the chief State 
        election official of the State has established or will 
        establish the rules and procedures for conducting the audits 
        which meet the requirements of section 298(c);
            ``(3) a certification that the audit shall be completed not 
        later than the date on which the State certifies the results of 
        the election;
            ``(4) a certification that, after completing the audit, the 
        State shall publish a report on the results of the audit, 
        together with such information as necessary to confirm that the 
        audit was conducted properly;
            ``(5) a certification that, if a risk-limiting audit 
        conducted under this part leads to a full manual tally of an 
        election, State law requires that the State or election agency 
        shall use the results of the full manual tally as the official 
        results of the election; and
            ``(6) such other information and assurances as the 
        Commission may require.

``SEC. 298B. AUTHORIZATION OF APPROPRIATIONS.

    ``There are authorized to be appropriated for grants under this 
part $20,000,000 for fiscal year 2020, to remain available until 
expended.''.
    (b) Clerical Amendment.--The table of contents of such Act, as 
amended by section 8(b), is further amended by adding at the end of the 
items relating to subtitle D of title II the following:

  ``Part 8--Grants for Conducting Risk-Limiting Audits of Results of 
                               Elections

        ``Sec. 298. Grants for conducting risk-limiting audits of 
                            results of elections.
        ``Sec. 298A. Eligibility of States.
        ``Sec. 298B. Authorization of appropriations.
    (c) GAO Analysis of Effects of Audits.--
            (1) Analysis.--Not later than 6 months after the first 
        election for Federal office is held after grants are first 
        awarded to States for conducting risk-limiting audits under 
        part 8 of subtitle D of title II of the Help America Vote Act 
        of 2002 (as added by subsection (a)) for conducting risk-
        limiting audits of elections for Federal office, the 
        Comptroller General of the United States shall conduct an 
        analysis of the extent to which such audits have improved the 
        administration of such elections and the security of election 
        infrastructure in the States receiving such grants.
            (2) Report.--The Comptroller General of the United States 
        shall submit a report on the analysis conducted under 
        subsection (a) to the appropriate congressional committees.

SEC. 120010. ADDITIONAL APPROPRIATIONS FOR THE ELECTION ASSISTANCE 
              COMMISSION.

    (a) In General.--In addition to any funds otherwise appropriated to 
the Election Assistance Commission for fiscal year 2020, there is 
authorized to be appropriated $3,000,000 for fiscal year 2020 in order 
for the Commission to provide additional assistance and resources to 
States for improving the administration of elections.
    (b) Availability of Funds.--Amounts appropriated pursuant to the 
authorization under this subsection shall remain available without 
fiscal year limitation.

                DIVISION M--OVERSIGHT AND ACCOUNTABILITY

SEC. 130001. CORONAVIRUS ACCOUNTABILITY AND TRANSPARENCY COMMITTEE.

    (a) Establishment of the Coronavirus Accountability and 
Transparency Committee.--There is established the Coronavirus 
Accountability and Transparency Committee within the Council of the 
Inspectors General on Integrity and Efficiency to coordinate and 
support Inspectors General in conducting oversight of covered funds to 
detect and prevent fraud, waste, and abuse.
    (b) Composition of Committee.--
            (1) Chairperson.--The Chairperson of the Committee shall be 
        an Inspector General, identified in paragraph (2)(A) with 
        experience managing oversight of large organizations and 
        expenditures and shall be selected by the Chair of the Council 
        of the Inspectors General on Integrity and Efficiency.
            (2) Members.--The members of the Committee shall include--
                    (A) the Inspectors General of the Departments of 
                Commerce, Defense, Education, Health and Human 
                Services, Homeland Security, Labor, Transportation, 
                Treasury, Treasury Inspector General for Tax 
                Administration, Veterans Affairs, and the Small 
                Business Administration; and
                    (B) any other Inspector General as designated by 
                the Chair of the Council of the Inspectors General on 
                Integrity and Efficiency.
    (c) Functions of the Committee.--
            (1) Functions.--
                    (A) In general.--The Committee shall coordinate and 
                assist Inspectors General in the oversight of covered 
                funds and the response of the Executive Branch to the 
                Coronavirus Pandemic in order to prevent fraud, waste, 
                and abuse.
                    (B) Specific functions.--The functions of the 
                Committee shall include--
                            (i) developing a strategic plan to ensure 
                        Inspectors General effectively and efficiently 
                        conduct comprehensive oversight over all 
                        aspects of the covered funds and the response 
                        by the Executive Branch to the Coronavirus;
                            (ii) serving as a liaison to the Director 
                        of the Office of Management and Budget, 
                        Secretary of the Treasury, and other officials 
                        responsible for implementing this Act;
                            (iii) supporting audits and investigations 
                        of covered funds to determine whether wasteful 
                        spending, poor contract or grant management, or 
                        other abuses are occurring and referring 
                        matters the Committee considers appropriate for 
                        audit or investigation to the Inspector General 
                        for the agency that disbursed the covered funds 
                        or more than one Inspector General, as 
                        appropriate;
                            (iv) supporting reviews of contracts, 
                        grants, and other assistance that use using 
                        covered funds or that are otherwise related to 
                        Coronavirus by assessing whether--
                                    (I) the contracts, grants, and 
                                other assistance meet applicable 
                                standards;
                                    (II) the contracts, grants, and 
                                other assistance adequately specify the 
                                purpose of the contract, grant, or 
                                other assistance, as well as applicable 
                                measures of performance; and
                                    (III) there are sufficient 
                                qualified acquisition and grant 
                                personnel overseeing the use of covered 
                                funds; and
                            (v) reviewing whether there are appropriate 
                        mechanisms for interagency collaboration 
                        relating to covered funds, including 
                        coordinating and collaborating to the extent 
                        practicable with State and local government 
                        entities.
            (2) Reports.--
                    (A) Reports.--The Committee shall submit to the 
                President and Congress, including the appropriate 
                congressional committees, timely alerts on current or 
                potential management and funding problems that require 
                immediate attention. The Committee also shall submit to 
                Congress such other reports as the Committee considers 
                appropriate on the use and benefits of covered funds 
                and the response of the Executive Branch to the 
                Coronavirus.
                    (B) Biannual reports.--The Committee shall submit 
                reports every six months to the President and the 
                appropriate congressional committees, summarizing the 
                findings of the Committee and Inspectors General of 
                agencies. The Committee may submit additional reports 
                as appropriate.
                    (C) Public availability.--
                            (i) In general.--All reports submitted 
                        under this paragraph shall be made publicly 
                        available and posted on the website established 
                        by subsection (e).
                            (ii) Redactions.--Any portion of a report 
                        submitted under this paragraph may be redacted 
                        when made publicly available, if that portion 
                        would disclose information that is not subject 
                        to disclosure under sections 552 and 552a of 
                        title 5, United States Code.
            (3) Recommendations.--
                    (A) In general.--The Committee, in coordination 
                with the member Inspectors General, shall make 
                recommendations to agencies and to Congress, including 
                the appropriate committees, on measures to prevent 
                fraud, waste, and abuse relating to covered funds.
                    (B) Responsive reports.--Not later than 30 days 
                after receipt of a recommendation under subparagraph 
                (A), an agency shall submit a report to the President, 
                the congressional committees of jurisdiction, and the 
                appropriate congressional committees, on--
                            (i) whether the agency agrees or disagrees 
                        with the recommendations; and
                            (ii) any specific action or action plan the 
                        agency will take to implement the 
                        recommendations.
    (d) Powers and Authorities of the Committee.--
            (1) In general.--The Committee shall coordinate and support 
        investigations, audits and reviews of spending of covered funds 
        to avoid duplication and overlap of work and ensure that there 
        are not gaps in oversight activities by the member Inspectors 
        General. If a gap in oversight is identified, the Committee 
        shall request that an Inspector General or more than one 
        Inspector General, designated by the Chair, conduct the 
        appropriate audit or review.
            (2) Audits and investigations.--The Committee may--
                    (A) provide all necessary support to an Inspector 
                General or Inspectors General in the conduct of 
                investigations, audits, evaluations, and reviews 
                relating to covered funds and Coronavirus response; and
                    (B) collaborate on investigations, audits and 
                reviews relating to covered funds and Coronavirus 
                response with any Inspector General of an agency or 
                more than one Inspectors General.
            (3) Authorities.--
                    (A) Audits and investigations.--In providing 
                assistance to Inspectors General in the conduct of 
                investigations, audits and reviews, the Committee shall 
                have the authorities provided under section 6 of the 
                Inspector General Act of 1978 (5 U.S.C. App.). The 
                Committee may issue subpoenas to compel the testimony 
                of persons and may enforce subpoenas in the event of a 
                refusal to obey by order of any appropriate United 
                States district court as provided for Inspector General 
                subpoenas under section 6 of the Inspector General Act 
                of 1978 (5 U.S.C. App.).
                    (B) Standards and guidelines.--The Committee shall 
                carry out the powers under paragraphs (1) and (2) in 
                accordance with section 4(b)(1) of the Inspector 
                General Act of 1978 (5 U.S.C. App.).
                    (C) Report of refusals.--Whenever information or 
                assistance requested by the Committee or an Inspector 
                General, is unreasonably refused or not provided, the 
                Committee shall immediately report the circumstances to 
                the appropriate committees.
                    (D) Information and assistance.--Upon request of 
                the Committee for information or assistance from any 
                agency or other entity of the Federal Government, or 
                any recipient under this Act, the head of such entity 
                shall, insofar as is practicable and not in 
                contravention of any existing law, and consistent with 
                section 6 of the Inspector General Act of 1978, as 
                amended, furnish such information or assistance to the 
                Committee.
            (4) Contracts.--The Council may enter into contracts to 
        enable the Committee to discharge its duties under this Act, 
        including contracts for audits, studies, analyses, and other 
        services with public agencies and private persons, and make 
        such payments as may be necessary to carry out the duties of 
        the Committee.
            (5) Transfer of funds.--The Council may transfer funds 
        appropriated to the Council under this section for 
        administrative support services and any audits, investigations, 
        reviews, or other activities to any office of Inspector 
        General.
            (6) Employment and personnel authorities.--
                    (A) In general.--
                            (i) Authorities.--The Council may exercise 
                        the authorities of subsections (b) through (i) 
                        of section 3161 of title 5, United States Code, 
                        (without regard to subsection (a) of that 
                        section) to carry out the Committee's functions 
                        under this section.
                            (ii) Application.--For purposes of 
                        exercising the authorities described under 
                        clause (i), the term ``Chairperson of the 
                        Council'' shall be substituted for the term 
                        ``head of a temporary organization''.
                            (iii) Consultation.--In exercising the 
                        authorities described under clause (i), the 
                        Chairperson shall consult with members of the 
                        Committee.
                            (iv) Employment authorities.--In exercising 
                        the employment authorities under subsection (b) 
                        of section 3161 of title 5, United States Code, 
                        paragraph (2) of subsection (b) of section 3161 
                        of that title (relating to periods of 
                        appointments) shall not apply and no period of 
                        appointment may exceed the date on which the 
                        Committee terminates under subsection (i).
                            (v) Detail of personnel.--In addition to 
                        the authority provided by subsection (c) of 
                        section 3161 of title 5, United States Code, 
                        upon the request of an Inspector General, the 
                        Council may detail, on a nonreimbursable basis, 
                        any personnel of the Committee to that 
                        Inspector General to assist in carrying out any 
                        audit or investigation referred to the 
                        Inspector General by the Committee.
                            (vi) Rehiring annuitants.--The Committee 
                        may employ annuitants covered by section 
                        9902(g) of title 5, United States Code, for 
                        purposes of the oversight of covered funds or 
                        the Coronavirus response. The employment of 
                        annuitants under this subparagraph shall be 
                        subject to the provisions of section 9902(g) of 
                        title 5, United States Code, as if the 
                        Committee was the Department of Defense.
                            (vii) Competitive status.--A person 
                        employed by the Committee shall acquire 
                        competitive status for appointment to any 
                        position in the competitive service for which 
                        the employee possesses the required 
                        qualifications upon the completion of 2 years 
                        of continuous service as an employee under this 
                        subsection. No person who is first employed 
                        more than 2 years after the date of the 
                        enactment of this Act may acquire competitive 
                        status under this authority.
    (e) Committee Website.--
            (1) Establishment.--The Committee shall utilize 
        www.Oversight.gov to establish and maintain, no later than 30 
        days after the enactment of this Act, a public-facing website 
        for accountability and transparency in the use of covered 
        funds.
            (2) Purpose.--The website established and maintained under 
        paragraph (1) shall provide information relating to 
        implementation of this Act and provide connections to other 
        government websites with related information.
            (3) Content and function.--In establishing the website 
        established and maintained under paragraph (1), the Committee 
        shall ensure the website--
                    (A) provides materials explaining what this Act 
                means for citizens in plain language and shall be 
                regularly updated;
                    (B) provides accountability information, including 
                findings from audits, investigations, or reviews 
                conducted by the Committee, Inspectors General, and the 
                Government Accountability Office;
                    (C) provides data made available in a searchable, 
                sortable, downloadable, and machine-readable format;
                    (D) provides--
                            (i) data on how funds provided under this 
                        Act are spent including through relevant 
                        economic, financial, grant, subgrant, contract, 
                        subcontract, loan, and other relevant 
                        information with a unique, trackable 
                        identification number for each project where 
                        applicable; and
                            (ii) information about the process that was 
                        used for the award of loans, grants, or 
                        contracts, and for contracts over $150,000, an 
                        explanation of the contract agreement where 
                        applicable;
                    (E) includes searchable, sortable, downloadable, 
                machine-readable reports on covered funds obligated by 
                month to each State and congressional district where 
                applicable;
                    (F) includes detailed information on Federal 
                Government contracts, grants, and loans that expend 
                covered funds, using, where applicable, the data 
                elements required by the Digital Access and 
                Transparency Act (Public Law 113-101), and shall allow 
                for aggregate reporting on awards below $50,000 or to 
                individuals, as prescribed by the Director of the 
                Office of Management and Budget;
                    (G) includes appropriate links to other government 
                websites with information concerning covered funds, 
                including Federal agency and State websites;
                    (H) provides information on Federal allocations of 
                formula grants and awards of competitive grants using 
                covered funds;
                    (I) provides, if applicable, information on Federal 
                allocations of mandatory and other entitlement programs 
                by State, county, or other appropriate geographical 
                unit;
                    (J) be enhanced and updated as necessary to carry 
                out the purposes of this section; and
                    (K) presents the data such that funds subawarded by 
                recipients are not double counted in search results, 
                data visualizations or other reports.
            (4) Waiver.--The Committee may exclude posting contractual 
        or other information on the website on a case-by-case basis 
        when necessary to protect information that is not subject to 
        disclosure under sections 552 and 552a of title 5, United 
        States Code.
    (f) Independence of Inspectors General.--
            (1) Independent authority.--Nothing in this section shall 
        affect the independent authority of an Inspector General or the 
        Comptroller General to determine whether to conduct an audit or 
        investigation of covered funds.
            (2) Requests by committee.--If the Committee requests that 
        an Inspector General conduct or refrain from conducting an 
        audit or investigation and such Inspector General rejects such 
        request in whole or in part, such Inspector General shall, not 
        later than 30 days after rejecting the request, submit a report 
        to the appropriate congressional committees. The report shall 
        state the reasons that such Inspector General has rejected the 
        request in whole or in part.
    (g) Coordination With the Comptroller General and State Auditors.--
The Committee shall coordinate its oversight activities with the 
Comptroller General of the United States and State and local auditors.
    (h) Authorization of Appropriations.--For the purposes of carrying 
out the mission of the Council of the Inspectors General on Integrity 
and Efficiency under section 11 of the Inspector General Act of 1978 (5 
U.S.C. App.) and to carry out this section, there are authorized to be 
appropriated into the revolving fund described in subsection (c)(3)(B) 
of such section, out of any amount in the Treasury not otherwise 
appropriated, $100,000,000 to carry out the duties and functions of the 
Council.
    (i) Termination of the Committee.--The Committee and its 
authorities and responsibilities shall terminate on the later of--
            (1) the date the last grant administered under this Act is 
        expended;
            (2) the date the last contract administered under this Act 
        expires;
            (3) the date the last loan or loan guarantee provided under 
        this Act matures or expires, as appropriate; or
            (4) the date the last instrument or asset acquired by the 
        Federal Government has been sold or transferred out of the 
        ownership or control of the Federal Government, or otherwise 
        disposed of.
    (j) Definitions.--In this section:
            (1) Committee.--The term ``Committee'' means the 
        Coronavirus Accountability and Transparency Committee 
        established in subsection (a).
            (2) Covered funds.--The term ``covered funds'' means any 
        funds that are made available, in any form, under this Act.
            (3) Recipient.--The term ``recipient'' means a recipient of 
        Federal funds under this Act.
            (4) Appropriate congressional committees.--The term 
        ``appropriate congressional committees'' means the Committees 
        on Appropriations and Homeland Security of the Senate and 
        Committees on Appropriations and Oversight and Reform in the 
        House of Representatives.

SEC. 130002. GAO OVERSIGHT AND AUDIT AUTHORITY.

    (a) Authority.--The Comptroller General shall conduct monitoring 
and oversight of the exercise of authorities under this Act or any 
other Act to prepare for, respond to, and recover from the Coronavirus 
pandemic and the effect of the pandemic on the health, economy, and 
public and private institutions of the United States, including public 
health and homeland security efforts by the Federal Government and the 
use of selected funds under this or any other Act related to the 
Coronavirus pandemic.
    (b) Briefings and Reports.--In conducting monitoring and oversight 
under subsection (a), the Comptroller General shall--
            (1) during the period beginning on the date of enactment of 
        this Act and ending on the date on which the national emergency 
        declared by the President under the National Emergencies Act 
        (50 U.S.C. 1601 et seq.) with respect to the Coronavirus 
        Disease 2019 expires, offer regular briefings on not less 
        frequently than a monthly basis to the appropriate 
        congressional committees regarding Federal public health and 
        homeland security efforts;
            (2) publish reports regarding the ongoing monitoring and 
        oversight efforts, which, along with any audits and 
        investigations conducted by the Comptroller General, shall be 
        submitted to the appropriate congressional committees and 
        posted on the website of the Government Accountability Office--
                    (A) not later than 90 days after the date of 
                enactment of this Act, every other month thereafter 
                until the date that is 1 year after the date of 
                enactment of this Act; and
                    (B) after the period described in subparagraph (A), 
                on a periodic basis; and
            (3) submit to the appropriate congressional committees 
        additional reports as warranted by the findings of the 
        monitoring and oversight activities of the Comptroller General.
    (c) Access to Information.--
            (1) Right of access.--In conducting monitoring and 
        oversight activities under this section, the Comptroller 
        General shall have access to records, upon request, of any 
        Federal, State, or local agency, contractor, grantee, 
        recipient, or subrecipient pertaining to any Federal effort or 
        assistance of any type related to Coronavirus under this Act or 
        any other Act, including private entities receiving such 
        assistance.
            (2) Copies.--The Comptroller General may make and retain 
        copies of any records accessed under paragraph (1) as the 
        Comptroller General determines appropriate.
            (3) Interviews.--In addition to such other authorities as 
        are available, the Comptroller General or a designee of the 
        Comptroller General may interview Federal, State, or local 
        officials, contractor staff, grantee staff, recipients, or 
        subrecipients pertaining to any Federal effort or assistance of 
        any type related to Coronavirus under this or any other Act, 
        including private entities receiving such assistance.
            (4) Inspection of facilities.--As determined necessary by 
        the Comptroller General, the Government Accountability Office 
        may inspect facilities at which Federal, State, or local 
        officials, contractor staff, grantee staff, or recipients or 
        subrecipients carry out their responsibilities related to 
        Coronavirus.
            (5) Enforcement.--Access rights under this subsection shall 
        be subject to enforcement consistent with section 716 of title 
        31, United States Code.
    (d) Relationship to Existing Authority.--Nothing in this section 
shall be construed to limit, amend, supersede, or restrict in any 
manner any existing authority of the Comptroller General.
    (e) Definitions.--In this section:
            (1) Appropriate congressional committees.--The term 
        ``appropriate congressional committees'' means--
                    (A) the Committee on Appropriations of the Senate;
                    (B) the Committee on Homeland Security and 
                Governmental Affairs of the Senate;
                    (C) the Committee on Health, Education, Labor, and 
                Pensions of the Senate;
                    (D) the Committee on Appropriations of the House of 
                Representatives;
                    (E) the Committee on Homeland Security of the House 
                of Representatives;
                    (F) the Committee on Oversight and Reform of the 
                House of Representatives; and
                    (G) the Committee on Energy and Commerce of the 
                House of Representatives.
            (2) Comptroller general.--The term ``Comptroller General'' 
        means the Comptroller General of the United States.

               DIVISION N--U.S. POSTAL SERVICE PROVISIONS

SEC. 140001. ELIMINATION OF USPS DEBT; ADDITIONAL BORROWING AUTHORITY.

    (a) In General.--Notwithstanding any other provision of law--
            (1) any outstanding debt of the United States Postal 
        Service owed to the Treasury pursuant to sections 2005 and 2011 
        of title 5, United States Code, on the date of the enactment of 
        this Act is hereby cancelled; and
            (2) after the date of the enactment of this Act, the United 
        States Postal Service is authorized to borrow money from the 
        Treasury in an amount not to exceed $15,000,000,000 to carry 
        out the duties and responsibilities of the Postal Service, 
        including those under title 39, United States Code, and the 
        Secretary of the Treasury shall lend up to such amount at the 
        request of the Postal Service.
    (b) Repeal of Fiscal Year Borrowing Limit.--Section 2005(a)(1) of 
title 39, United States Code, is amended by striking ``In any one 
fiscal year,'' and all that follows through the period.

SEC. 140002. PRIORITIZATION OF DELIVERY FOR MEDICAL PURPOSES DURING 
              COVID-19 EMERGENCY.

    Notwithstanding any other provision of law, the United States 
Postal Service--
            (1) shall prioritize delivery of postal products for 
        medical purposes during the emergency, declared by the 
        President under section 501 of the Robert T. Stafford Disaster 
        Relief and Emergency Assistance Act (42 U.S.C. 5191) on March 
        13, 2020, based on the outbreak of COVID-19;
            (2) may establish temporary delivery points, in such form 
        and manner as the Postal Service determines necessary, to 
        protect employees of the Postal Service and individuals 
        receiving deliveries from the Postal Service; and
            (3) may institute flexible delivery, in such form and 
        manner as the Postal Service determines necessary, in the event 
        operations or employees of the Postal Service are impacted by 
        the COVID-19 outbreak described in paragraph (1).

                DIVISION O--FEDERAL WORKFORCE PROVISIONS

SEC. 150001. REIMBURSEMENT FOR CHILD AND FAMILY CARE FOR FEDERAL 
              EMPLOYEES DURING COVID-19 PANDEMIC.

    (a) In General.--During the period beginning on the date of 
enactment of this Act and ending on December 31, 2020, any employee who 
is unable to care for a dependent child of the employee or a relative 
of the employee who has COVID-19 as a result of the employee being 
required to report to their duty station (either permanent or 
temporary) or to telework shall be entitled to reimbursement for the 
costs of such care.
    (b) Application.--
            (1) In general.--Any payment provided by operation of 
        subsection (a) shall be paid on a monthly basis, with payments 
        being made to the employee on the last day of each month.
            (2) Submission of receipts.--For purposes of determining 
        reimbursement amounts, each employee shall submit to their 
        employing office receipts or other documents as the office may 
        require.
            (3) Limit.--Reimbursement may not be paid to any employee 
        under this section for any month in an amount greater than 
        $2,000 per child or relative.
    (c) Definitions.--In this section--
            (1) the term ``employee'' means any individual occupying a 
        position in the civil service (as that term is defined in 
        section 2101(1) of title 5, United States Code); and
            (2) the terms ``dependent child'' and ``relative'' have the 
        meaning given those terms in paragraphs (2) and (16), 
        respectively, of section 109 of the Ethics in Government Act of 
        1978 (5 U.S.C. App. 109(2)).

SEC. 150002. FEDERAL CONTRACTOR REIMBURSEMENT.

    Not later than 10 calendar days after the date of the enactment of 
this Act, the Director of the Office of Management and Budget, in 
consultation with the Administrator of the Office of Federal 
Procurement Policy, shall issue guidance to the head of each executive 
agency to provide equitable adjustment for any contractor under a 
contract with the Federal Government whose work was disrupted as a 
result of measures taken with respect to COVID-19. For purposes of this 
section, work disruption shall include denial of access to Federal 
facilities, supply chain disruptions, use of annual leave by 
individuals employed to fulfill the contract, and furloughs of 
individuals employed to fulfill the contract.

SEC. 150003. WEATHER AND SAFETY LEAVE FOR COVID-19.

    (a) In General.--Beginning on the date of enactment of this Act and 
ending on December 31, 2020, subsection (b)(3) of section 6329c of 
title 5, United States Code, shall be applied by substituting 
``approved location, including by reason of the inability to travel or 
access work stations as a result of COVID-19'' for ``approved 
location''.
    (b) Approved Location.--Such section is amended in subsection (a)--
            (1) by striking ``and'' at the end of paragraph (1);
            (2) by striking the period at the end of paragraph (2) and 
        inserting ``; and''; and
            (3) by adding at the end the following:
            ``(3) the term `approved location' means any location at 
        which an employee has been approved to perform work, including 
        any Federal office, a teleworking site, or other location as 
        determined by the head of the agency at which the employee is 
        employed.''.
    (c) Rule of Construction.--Notwithstanding subparagraph (B) of 
subsection (a)(2) of such section, intermittent employees described in 
such subparagraph shall be eligible for the leave provided by operation 
of subsection (a) of this section.

SEC. 150004. COVID-19 TELEWORKING REQUIREMENTS FOR FEDERAL EMPLOYEES.

    (a) Mandated Telework.--
            (1) In general.--Effective immediately upon the date of 
        enactment of this Act, the head of any Federal agency shall 
        require any employee of such agency who is authorized to 
        telework under chapter 65 of title 5, United States Code, or 
        any other provision of law to telework during the period 
        beginning on the date of enactment of this Act and ending on 
        December 31, 2020.
            (2) Definitions.--In this subsection--
                    (A) the term ``employee'' means any individual 
                occupying a position in the civil service (as that term 
                is defined in section 2101(1) of title 5, United States 
                Code); and
                    (B) the term ``telework'' has the meaning given 
                that term in section 6501(3) of such title.
    (b) Telework Participation Goals.--Chapter 65 of title 5, United 
States Code, is amended as follows:
            (1) In section 6502--
                    (A) in subsection (b)--
                            (i) in paragraph (4), by striking ``and'' 
                        at the end;
                            (ii) in paragraph (5), by striking the 
                        period at the end and inserting a semicolon; 
                        and
                            (iii) by adding at the end the following:
            ``(6) include annual goals for increasing the percent of 
        employees of the executive agency participating in 
        teleworking--
                    ``(A) three or more days per pay period;
                    ``(B) one or 2 days per pay period;
                    ``(C) once per month; and
                    ``(D) on an occasional, episodic, or short-term 
                basis; and
            ``(7) include methods for collecting data on, setting goals 
        for, and reporting costs savings to the executive agency 
        achieved through teleworking, consistent with the guidance 
        developed under section 150004(c) of the Take Responsibility 
        for Workers and Families Act.''; and
                    (B) by adding at the end the following:
    ``(d) Notification for Reduction in Teleworking Participation.--Not 
later than 30 days before the date that an executive agency implements 
or modifies a teleworking plan that would reduce the percentage of 
employees at the agency who telework, the head of the executive agency 
shall provide written notification, including a justification for the 
reduction in telework participation and a description of how the agency 
will pay for any increased costs resulting from that reduction, to--
            ``(1) the Director of the Office of Personnel Management;
            ``(2) the Committee on Oversight and Reform of the House of 
        Representatives; and
            ``(3) the Committee on Homeland Security and Governmental 
        Affairs of the Senate.
    ``(e) Prohibition on Agency-Wide Limits on Teleworking.--An agency 
may not prohibit any delineated period of teleworking participation for 
all employees of the agency, including the periods described in 
subparagraphs (A) through (D) of subsection (b)(6). The agency shall 
make any teleworking determination with respect to an employee or group 
of employees at the agency on a case-by-case basis.''.
            (2) In section 6506(b)(2)--
                    (A) in subparagraph (F)(vi), by striking ``and'' at 
                the end;
                    (B) in subparagraph (G), by striking the period at 
                the end and inserting a semicolon; and
                    (C) by adding at the end the following:
                    ``(H) agency cost savings achieved through 
                teleworking, consistent with the guidance developed 
                under section 2(c) of the Telework Metrics and Cost 
                Savings Act; and
                    ``(I) a detailed explanation of a plan to increase 
                the Government-wide teleworking participation rate 
                above such rate applicable to fiscal year 2016, 
                including agency-level plans to maintain or improve 
                such rate for each of the teleworking frequency 
                categories listed under subparagraph (A)(iii).''.
    (c) Guidance.--Not later than 90 days after the date of the 
enactment of this Act, the Director of the Office of Personnel 
Management, in collaboration with the Chief Human Capital Officer 
Council, shall establish uniform guidance for agencies on how to 
collect data on, set goals for, and report cost savings achieved 
through, teleworking. Such guidance shall account for cost savings 
related to travel, energy use, and real estate.
    (d) Technical Correction.--Section 6506(b)(1) of title 5, United 
States Code, is amended by striking ``with Chief'' and inserting ``with 
the Chief''.

SEC. 150005. PAY DIFFERENTIAL FOR DUTY RELATED TO COVID-19.

    (a) In General.--Section 5545 of title 5, United States Code, is 
amended by adding at the end the following:
    ``(e)(1) The Office shall establish a schedule or schedules of pay 
differentials for duty during which an employee is exposed to an 
individual who has (or who has been exposed to) COVID-19.
    ``(2) Under such regulations as the Office may prescribe, during 
the period beginning on March 15, 2020, and ending on September 30, 
2020, an employee to whom chapter 51 and subchapter III of chapter 53 
applies, and an employee appointed under chapter 73 or 74 of title 38, 
is entitled to be paid the differential under paragraph (1) for any 
period in which the employee is carrying out the duty described in such 
paragraph.''.
    (b) TSA Employees.--Section 111(d)(2) of the Aviation and 
Transportation Security Act (49 U.S.C. 44935 note) is amended by adding 
at the end the following:
                    ``(C) Hazardous duty pay for covid-19.--The 
                provisions of section 5545(e) of title 5, United States 
                Code, shall to apply to any individual appointed under 
                paragraph (1).''.

SEC. 150006. WORKERS' COMPENSATION FOR CERTAIN FEDERAL EMPLOYEES WHO 
              CONTRACT COVID-19.

    (a) In General.--Chapter 81 of title 5, United States Code, is 
amended by--
            (1) by redesigating section 8152 as section 8153; and
            (2) by inserting after section 8151 the following:
``Sec. 8152. Workers' compensation for certain Federal employees who 
              contract COVID-19
    ``(a) Any employee described in subsection (b) who is diagnosed 
with COVID-19 (as defined in ____) during the period between January 
30, 2020, and January 30, 2022, shall, upon application, presumptively 
be entitled to disability compensation, medical services, and any other 
benefit provided under this chapter.
    ``(b) An employee described in this subsection is any of the 
following:
            ``(1) An employee whose duties involve the provision of 
        health care or protection of public health performance of 
        duties in a health care facility or operation.
            ``(2) A first responder.
            ``(3) A law enforcement officer (as that term is defined in 
        section 8331(20) or 8401(17)).
            ``(4) A transportation security officer.
            ``(5) An employee of the United States Postal Service, 
        Department of Veterans Affairs, Veterans Health Administration, 
        and Indian Health Services.
            ``(6) Any employee carrying out duties that require 
        substantial contact with the public.
            ``(7) Any employee whose duties include a recognized risk 
        of exposure to the coronavirus (as that term is defined in 
        section 506 of the Coronavirus Preparedness and Response 
        Supplemental Appropriations Act, 2020).''.
    (b) Clerical Amendment.--The table of sections for such chapter is 
amended--
            (1) by redesignating the item relating to section 8152 as 
        section 8153; and
            (2) by inserting after the item relating to section 8151 
        the following:

``8152. Workers' compensation for certain Federal employees who 
                            contract COVID-19.''.

  DIVISION P--FEDERAL EMPLOYEE COLLECTIVE BARGAINING AND OFFICIAL TIME

SEC. 160001. SHORT TITLE.

    This division may be cited as the ``Protecting Collective 
Bargaining and Official Time for Federal Workers Act''.

SEC. 160002. FINDINGS.

    Congress finds the following:
            (1) Federal Unions play a critical role in protecting the 
        rights of Federal workers by allowing members to have a 
        collective voice on the job and in the legislative process, 
        advance issues for working families, ensure equal opportunities 
        for all workers, and raise the standards by which all 
        professional and technical workers are employed.
            (2) Collective bargaining is essential to the union 
        process, because it provides mutual agreement between all 
        parties that fosters harmonious relationships between the 
        Federal Government and its employees and protects the interest 
        of both parties.
            (3) The current administration has acted through Executive 
        Orders and official memorandums to dismantle Federal Unions and 
        undermine their collective bargaining rights across the Federal 
        workforce and these directives have already negatively impacted 
        labor contracts, both signed and under active negotiation.
            (4) These orders set an aggressive schedule for unions to 
        engage in collective bargaining, while also slashing the unions 
        official time for performing union duties by over 91 percent in 
        some cases. These actions are limiting the ability for unions 
        to prepare for negotiations and perform their legally required 
        employee representational duties.
            (5) Section 7101(a) of title 5, United States Code, states, 
        ``Congress finds that labor organizations and collective 
        bargaining in the civil service are in the public interest.''. 
        Attempting to eliminate the Union by eliminating almost all its 
        official time repudiates the statutory position that unions are 
        in the public interest.
            (6) Through these orders, agencies are required to comply 
        with artificial bargaining schedules, which undermine good 
        faith negotiations and divert the decision-making to an impasse 
        panel, which has no union representation on it and does not 
        represent both parties.
            (7) Collectively, the administration's actions have 
        violated Congressional intent, undermined the ability of unions 
        to engage in collective bargaining, and threatened the rights 
        and benefits of millions of Federal workers.

SEC. 160003. NULLIFICATION OF EXECUTIVE ORDERS RELATING TO FEDERAL 
              EMPLOYEE COLLECTIVE BARGAINING.

    Each of the following Executive Orders and presidential memorandum 
are rescinded and shall have no force or effect:
            (1) Executive Order 13837 (relating to the use of official 
        time).
            (2) Executive Order 13836 (relating to Federal collective 
        bargaining).
            (3) Executive Order 13839 (relating to the Merit Systems 
        Protection Board).
            (4) The Presidential Memorandum on the Delegation of 
        Certain Authority under the Federal Service Labor-Management 
        Relations Statute, issued to the Secretary of Defense on 
        January 29, 2020.

          DIVISION Q--VETERAN CORONAVIRUS RESPONSE ACT OF 2020

SEC. 170001. SHORT TITLE.

    This division may be cited as the ``Student Veteran Coronavirus 
Response Act of 2020''.

SEC. 170002. PAYMENT OF WORK-STUDY ALLOWANCES DURING EMERGENCY 
              SITUATIONS.

    Section 3485 of title 38, United States Code, is amended by adding 
at the end the following new subsection:
    ``(f)(1) In case of an individual who is in receipt of work-study 
allowance pursuant to an agreement described in subsection (a)(3) as of 
the date on which an emergency situation occurs and who is unable to 
continue to perform qualifying work-study activities described in 
subsection (a)(4) by reason of the emergency situation--
            ``(A) the Secretary may continue to pay work-study 
        allowance under this section or make deductions described in 
        subsection (e)(1) during the period of such emergency 
        situation, notwithstanding the inability of the individual to 
        perform such work-study activities by reason of such emergency 
        situation; and
            ``(B) at the option of the individual, the Secretary shall 
        extend the agreement described in subsection (a)(3) with the 
        individual for any subsequent period of enrollment initiated 
        during the emergency situation, notwithstanding the inability 
        of the individual to perform work-study activities described in 
        subsection (a)(4) by reason of such emergency situation.
    ``(2) The amount of work-study allowance payable to an individual 
under paragraph (1)(A) during the period of an emergency situation 
shall be an amount determined by the Secretary but may not exceed the 
amount that would be payable under subsection (a)(2) if the individual 
worked 25 hours per week paid during such period.''.

SEC. 170003. PAYMENT OF ALLOWANCES TO VETERANS ENROLLED IN EDUCATIONAL 
              INSTITUTIONS CLOSED FOR EMERGENCY SITUATIONS.

    (a) Temporary Provision.--
            (1) In general.--During the period beginning on March 1, 
        2020, and ending on December 21, 2020, the Secretary may pay 
        allowances to an eligible veteran or eligible person under 
        section 3680(a)(2)(A) of title 38, United States Code, if the 
        veteran or person is enrolled in a program or course of 
        education that--
                    (A) is provided by an educational institution that 
                is closed by reason of an emergency situation; or
                    (B) is suspended by reason of an emergency 
                situation.
            (2) Amount of allowance.--The total number of weeks for 
        which allowances may be paid under this section may not exceed 
        four weeks.
            (3) Not counted for purposes of limitation.--Any amount 
        paid under this section shall not be counted for purposes of 
        the limitation on allowanced under section 3680(a)(2)(A) of 
        title 38, United States Code.
    (b) Permanent Provision.--Section 3680(a)(2) of title 38, United 
States Code, is amended--
            (1) in subparagraph (A), by striking ``12-month'' and 
        inserting ``six-month''; and
            (2) in subparagraph (B)--
                    (A) by striking ``or following'' and inserting 
                ``during periods following''; and
                    (B) by inserting after ``section 3699(b)(1)(B) of 
                this title,'' the following: ``, or during periods when 
                a course of study or program of education is 
                temporarily closed or terminated by reason of an 
                emergency situation,''.

SEC. 170004. PROHIBITION OF CHARGE TO ENTITLEMENT OF STUDENTS UNABLE TO 
              PURSUE A PROGRAM OF EDUCATION DUE TO AN EMERGENCY 
              SITUATION.

    Section 3699(b)(1) of title 38, United States Code, is amended--
            (1) in subparagraph (A), by striking ``or'' at the end;
            (2) in subparagraph (B)(ii), by striking ``and'' at the end 
        and inserting ``or'' ; and
            (3) by adding at the end the following new subparagraph:
                    ``(C) the temporary closure of an educational 
                institution or the temporary closure or termination of 
                a course or program of education by reason of an 
                emergency situation; and''.

SEC. 170005. EXTENSION OF TIME LIMITATIONS FOR USE OF ENTITLEMENT.

    (a) Montgomery GI Bill.--Section 3031 of title 38, United States 
Code, is amended by adding at the end the following new subsection:
    ``(i) In the case of an individual eligible for educational 
assistance under this chapter who is prevented from pursuing the 
individual's chosen program of education before the expiration of the 
10-year period for the use of entitlement under this chapter otherwise 
applicable under this section because the educational institution 
closed (temporarily or permanently) under an established policy based 
on an Executive order of the President or due to an emergency 
situation, such 10-year period--
            ``(1) shall not run during the period the individual is so 
        prevented from pursuing such program; and
            ``(2) shall again begin running on the first day after the 
        individual is able to resume pursuit of a program of education 
        with educational assistance under this chapter.''.
    (b) Post-9/11 Educational Assistance.--
            (1) In general.--Section 3321(b)(1) of such title is 
        amended--
                    (A) by inserting ``(A)'' before ``Subsections'';
                    (B) by striking ``and (d)'' and inserting ``(d), 
                and (i)''; and by adding at the end the following new 
                subparagraph:
            ``(B) Subsection (i) of section 3031 shall apply with 
        respect to the running of the 15-year period described in 
        paragraphs (4)(A) and (5)(A) of this subsection in the same 
        manner as such subsection applies under section 3031 with 
        respect to the running of the 10-year period described in 
        section 3031(a).''.
            (2) Transfer period.--Section 3319(h)(5) is amended--
                    (A) in subparagraph (A) by inserting ``or (C)'' 
                after ``subparagraph (B)''; and
                    (B) by adding at the end the following new 
                subparagraph:
                    ``(C) Emergency situations.--In any case in which 
                the Secretary determines that an individual to whom 
                entitlement is transferred under this section has been 
                prevented from pursuing the individual's chosen program 
                of education before the individual attains the age of 
                26 years because the educational institution closed 
                (temporarily or permanently) under an established 
                policy based on an Executive order of the President or 
                due to an emergency situation, the Secretary shall 
                extend the period during which the individual may use 
                such entitlement for a period equal to the number of 
                months that the individual was so prevented from 
                pursuing the program of education, as determined by the 
                Secretary.''.
    (c) Vocational Rehabilitation and Training.--
            (1) Period for use.--Section 3103 of such title is 
        amended--
                    (A) in subsection (a), by striking ``or (e)'' and 
                inserting ``(e), or (g)''; and
                    (B) by adding at the end the following new 
                subsection:
    ``(g) In any case in which the Secretary determines that a veteran 
has been prevented from participating in a vocational rehabilitation 
program under this chapter within the twelve-year period of eligibility 
prescribed in subsection (a) by reason of an Executive order of the 
President or due to an emergency situation, such twelve-year period--
            ``(1) shall not run during the period the individual is so 
        prevented from participating such program; and
            ``(2) shall again begin running on the first day after the 
        individual is able to resume participation in such program.''.
            (2) Duration of program.--Section 3105(b) of such title is 
        amended--
                    (A) in paragraph (1), by striking ``paragraph (2)'' 
                and inserting ``paragraphs (2) and (3)''; and
                    (B) by adding at the end the following new 
                paragraph:
    ``(3)(A) In any case in which the Secretary determines that a 
veteran has been prevented from participating in counseling and 
placement and postplacement services described in section 3104(a)(2) 
and (5) of this title by reason of an Executive order of the President 
or due to an emergency situation, the Secretary shall extend the period 
during which the Secretary may provide such counseling and placement 
and postplacement services for the veteran for a period equal to the 
number of months that the veteran was so prevented from participating 
in such counseling and services, as determined by the Secretary.
    ``(B) In any case in which the Secretary determines that a veteran 
has been prevented from participating in a vocational rehabilitation 
program under this chapter by reason of an Executive order of the 
President or due to an emergency situation, the Secretary shall extend 
the period of the veteran's vocational rehabilitation program for a 
period equal to the number of months that the veteran was so prevented 
from participating in the vocational rehabilitation program, as 
determined by the Secretary.''.
    (d) Educational Assistance for Members of the Selected Reserve.--
Section 16133(b) of title 10, United States Code, is amended by adding 
at the end the following new paragraph:
    ``(5) In any case in which the Secretary concerned determines that 
a person entitled to educational assistance under this chapter has been 
prevented from using such person's entitlement by reason of an 
Executive order of the President or due to an emergency situation, the 
Secretary concerned shall extend the period of entitlement prescribed 
in subsection (a) for a period equal to the number of months that the 
person was so prevented from using such entitlement, as determined by 
the Secretary.''.

SEC. 170006. RESTORATION OF ENTITLEMENT TO REHABILITATION PROGRAMS FOR 
              VETERANS AFFECTED BY SCHOOL CLOSURE OR DISAPPROVAL.

    (a) Entitlement.--Section 3699 of title 38, United States Code, is 
amended by striking ``chapter 30,'' each time it appears and inserting 
``chapter 30, 31,''.
    (b) Payment of Subsistence Allowances.--Section 3680(a)(2)(B) of 
title 38, United States Code, is amended--
            (1) by inserting ``or a subsistence allowance described in 
        section 3108'' before ``, during''; and
            (2) by inserting ``or allowance'' after ``such a stipend''.
    (c) Effective Date.--The amendments made by this section shall 
apply as if included in the enactment of section 109 of the Harry W. 
Colmery Veterans Educational Assistance Act of 2017 (Public Law 115-48; 
131 Stat. 978).

SEC. 170007. EXTENSION OF PAYMENT OF VOCATIONAL REHABILITATION 
              SUBSISTENCE ALLOWANCES.

    In the case of any veteran who the Secretary of Veterans Affairs 
determines is satisfactorily following a program of employment services 
provided under section 3104(a)(5) of title 38, United States Code, 
during period beginning on March 1, 2020, and ending on December 21, 
2020, the Secretary may pay the veteran a subsistence allowance, as 
prescribed in section 3108 of such title for full-time training for the 
type of program that the veteran was pursuing, for two additional 
months.''.

SEC. 170008. INCREASE OF AMOUNT OF DEPARTMENT OF VETERANS AFFAIRS 
              PAYMENTS FOR AID AND ATTENDANCE DURING EMERGENCY PERIOD 
              RESULTING FROM COVID-19 PANDEMIC.

    (a) In General.--During the covered period, the Secretary of 
Veterans Affairs shall apply each of the following provisions of title 
38, United States Code, by substituting for the dollar amount in such 
provision the amount equal to 125 percent of the dollar amount that was 
in effect under such provision on the date of the enactment of this 
Act:
            (1) Subsections (l), (m), and (r) of section 1114.
            (2) Paragraphs (1) and (2) of subsection (d) of section 
        1521.
            (3) Paragraphs (2) and (4) of subsection (f) of section 
        1521.
    (b) Covered Period.--In this section, the covered period is the 
period that begins on the date of the enactment of this Act and ends 60 
days after the last day of the emergency period (as defined in section 
1135(g)(1) of the Social Security Act (42 U.S.C. 1320b-5(g)(1))) 
resulting from the COVID-19 pandemic.

SEC. 170009. TREATMENT OF WORK INJURY COMPENSATION CLAIMS FILED BY 
              EMPLOYEES OF THE DEPARTMENT OF VETERANS AFFAIRS FOR 
              COVID-19.

    (a) Eligibility.--Notwithstanding section 7425(b) of title 38, 
United States Code, or any other provision of law, each employee of the 
Department of Veterans Affairs (including employees under chapter 74 of 
such title) shall be treated as an employee under chapter 81 of title 
5, United States Code, for purposes of making claims under such chapter 
relating to coronavirus disease 2019 (COVID-19).
    (b) Presumption.--If an employee of the Department of Veterans 
Affairs described in subsection (a) contracts coronavirus disease 2019 
(COVID-19), such disease shall be presumed to have been proximately 
caused by the employment of the employee for purposes of claims made 
under chapter 81 of title 5, United States Code.

SEC. 170010. DEFERRAL OF CERTAIN DEBTS ARISING FROM LAWS ADMINISTERED 
              BY THE SECRETARY OF VETERANS AFFAIRS.

    (a) In General.--With regard to a covered debt, the Secretary of 
Veterans Affairs, during the covered period, may not take any of the 
following actions:
            (1) Collect a payment (including by the offset of any 
        payment by the Secretary).
            (2) Record such a debt.
            (3) Issue notice of such a debt to an individual or a 
        consumer reporting agency.
            (4) Allow any interest to accrue.
            (5) Apply any administrative fee.
    (b) Exception.--Notwithstanding subsection (a), the Secretary may 
collect a payment regarding a covered debt (including interest or any 
administrative fee) from an individual who elects to make such a 
payment during the covered period.
    (c) Definitions.--In this section:
            (1) The term ``consumer reporting agency'' has the meaning 
        given that term in section 5701 of title 38, United States 
        Code.
            (2) The term ``covered debt'' means a debt owed--
                    (A) by an individual to the United States; and
                    (B) arising from a covered law.
            (3) The term ``covered law'' means any law administered by 
        the Secretary of Veterans Affairs through--
                    (A) the Under Secretary for Health; or
                    (B) the Under Secretary of Benefits.
            (4) The term ``covered period'' means--
                    (A) the COVID-19 emergency period; and
                    (B) the 60 days immediately following the date of 
                the end of the COVID-19 emergency period.
            (5) The term ``COVID-19 emergency period'' means the 
        emergency period described in section 1135(g)(1)(B) of the 
        Social Security Act (42 U.S.C. 1320b-5(g)(1)(B)).

                   DIVISION R--AVIATION WORKER RELIEF

SEC. 1. SHORT TITLE; TABLE OF CONTENTS.

    (a) Short Title.--This division may be cited as the ``Aviation 
Worker Relief Act of 2020''.
    (b) Table of Contents.--The table of contents for this division is 
as follows:

                   DIVISION R--AVIATION WORKER RELIEF

Sec. 1. Short title; table of contents.
Sec. 2. Definitions.
                    TITLE I--AVIATION WORKER RELIEF

Sec. 101. Pandemic relief for aviation workers.
Sec. 102. Procedures for financial assistance.
Sec. 103. Terms and conditions.
Sec. 104. Reports.
Sec. 105. Coordination.
                      TITLE II--LABOR PROTECTIONS

Sec. 201. Assistance irrespective of labor costs.
Sec. 202. Collective bargaining and snap-back.
Sec. 203. Protection of organizing activity.
Sec. 204. Working and travel conditions.
Sec. 205. Labor union representation on air carrier boards.
Sec. 206. Furloughed worker protections.
Sec. 207. Healthcare for unprotected workers.
Sec. 208. Employee wages and leave.
Sec. 209. Limitation on rejection of collective bargaining agreements.
Sec. 210. Increased wage priority.
Sec. 211. Rejection of collective bargaining agreements.
            TITLE III--AIRLINE INDUSTRY FINANCIAL OVERSIGHT

Sec. 301. Creation of Office of Airline Industry Financial Oversight.
Sec. 302. Responsibilities of Office of Airline Industry Financial 
                            Oversight.
Sec. 303. Access to information.
Sec. 304. Reports to Congress.
Sec. 305. Rulemaking authority.
Sec. 306. Authorization of appropriations.
                        TITLE IV--AIRPORT RELIEF

Sec. 401. Emergency pandemic funding for airports.
Sec. 402. Maintaining pre-crisis airport improvement program levels.
Sec. 403. National aviation preparedness plan.
                  TITLE V--SMALL COMMUNITY AIR SERVICE

Sec. 501. Continuation of certain air service.
Sec. 502. Tolling of EAS limitations.
Sec. 503. Sunset.
                     TITLE VI--CONSUMER PROTECTIONS

Sec. 601. Airline price gouging during disaster or emergency.
Sec. 602. Airline refunds during national disasters or emergencies.
Sec. 603. Conditions on airline ancillary fees.
                  TITLE VII--ENVIRONMENTAL PROTECTIONS

Sec. 701. Sustainable aviation fuel development program.
Sec. 702. Airline Assistance to Recycle and Save Program.
Sec. 703. Expansion of voluntary airport low emission program.
Sec. 704. Airline carbon emissions offsets and goals.
Sec. 705. Research and development of sustainable aviation fuels.
Sec. 706. Improving consumer information regarding release of 
                            greenhouse gases from flights.
Sec. 707. Study on certain climate change mitigation efforts.
                       TITLE VIII--MISCELLANEOUS

Sec. 801. Separability.
Sec. 802. Application of law.

SEC. 2. DEFINITIONS.

    Unless otherwise specified, the terms in section 40102(a) of title 
49, United States Code, shall apply to this division, except that--
            (1) the term ``contractor'' means a person that performs 
        airport ground support or catering functions under contract 
        with a passenger air carrier; and
            (2) the term ``employee'' means an individual, other than a 
        corporate officer, who is employed by an air carrier or 
        contractor.

                    TITLE I--AVIATION WORKER RELIEF

SEC. 101. PANDEMIC RELIEF FOR AVIATION WORKERS.

    (a) Financial Assistance.--Notwithstanding any other provision of 
law, the President shall take the following actions to preserve 
aviation jobs and compensate airline industry workers:
            (1) Issue grants that shall exclusively be used for the 
        continuation of payment of employee wages, salaries, and 
        benefits to--
                    (A) specified entities, in an aggregate amount 
                equal to $37,000,000,000; and
                    (B) contractors of air carriers, in an aggregate 
                amount equal to $3,000,000,000.
            (2) Subject to section 102(c), issue unsecured loans and 
        loan guarantees to air carriers in amounts that do not, in the 
        aggregate, exceed $21,000,000,000.
    (b) Assurances.--To be eligible for assistance under this section, 
an air carrier shall enter into an agreement with the Secretary of 
Transportation, or otherwise certify, as determined appropriate by the 
President, that such air carrier shall comply with any actions required 
under this division.
    (c) Administrative Expenses.--Notwithstanding any other provision 
of law, the Secretary may use $100,000,000 of the funds made available 
under section 101(a)(2) for costs and administrative expenses 
associated with the provision of loans or guarantees authorized under 
such section.
    (d) Specified Entity Defined.--In this section, the term 
``specified entity'' means--
            (1) an air carrier that is authorized to conduct operations 
        under part 121 of title 14, Code of Federal Regulations; or
            (2) an air carrier that is authorized to conduct operations 
        under part 135 of title 14, Code of Federal Regulations, that--
                    (A) transports passengers by aircraft on a 
                scheduled basis; or
                    (B) transports property or mail by aircraft on a 
                scheduled or unscheduled basis.

SEC. 102. PROCEDURES FOR FINANCIAL ASSISTANCE.

    (a) Awardable Amounts.--The President shall disburse grants under 
section 101(a)(1)--
            (1) to a specified entity (as such term is defined in 
        section 101(d)), in an amount equal to the salaries and 
        benefits reported by the air carrier to the Department of 
        Transportation pursuant to part 241 of title 14, Code of 
        Federal Regulations, for the period from April 1, 2019, through 
        September 30, 2019;
            (2) to a specified entity (as such term is defined in 
        section 101(d)) that does not transmit reports under such part 
        241, in an amount that such air carrier certifies, using sworn 
        financial statements or other appropriate data, as the amount 
        of wages, salaries, benefits, and other compensation that such 
        air carrier paid the employees of such air carrier during the 
        period from April 1, 2019, through September 30, 2019; and
            (3) to a contractor, in an amount that the contractor 
        certifies, using sworn financial statements or other 
        appropriate data, as the amount of wages, salaries, benefits, 
        and other compensation that such contractor paid the employees 
        of such contractor during the period from April 1, 2019, 
        through September 30, 2019.
    (b) Deadlines and Procedures.--
            (1) Procedures.--The President shall publish streamlined 
        and expedited procedures--
                    (A) not later than 5 days after the date of 
                enactment of this Act for air carriers and contractors 
                to submit requests for compensation under section 
                101(a)(1); and
                    (B) not later than 30 days after the date of 
                enactment of this Act for air carriers to submit 
                requests for loans and loan guarantees under section 
                101(a)(2).
            (2) Issuance of grants.--The President shall award initial 
        grants under section 101(a)(1) not later than 10 days after the 
        date of enactment of this Act.
            (3) Discretionary grants.--For any funds made available 
        under paragraph (1) of section 101(a) that remain available 
        after the issuance of grants pursuant to paragraph (2) of such 
        section, the President shall determine an appropriate method 
        for the timely distribution of the remaining funds in an 
        equitable manner to air carriers for the payment of employee 
        wages, salaries, and benefits.
    (c) Interest Rates.--A loan issued under section 101(a)(2) shall 
provide for repayment with no interest for a period of at least 1 year 
after the loan is issued. The President may otherwise provide for 
repayment at an interest rate commensurate with the level of risk 
associated with the loan.
    (d) Priority of Government Claim.--In any proceeding initiated by 
or against an air carrier under chapter 7 or 11 of title 11, United 
States Code, with outstanding debt on a loan provided under section 
101(a)(2), any claim by the Government with respect to such debt shall 
assume the highest status of any other claim against such air carrier, 
whether secured or unsecured.
    (e) Audits.--The inspector general of the Department of 
Transportation may audit certifications under subsection (a)(2).

SEC. 103. TERMS AND CONDITIONS.

    (a) Share Repurchases.--
            (1) In general.--Notwithstanding any other provision of 
        law, an air carrier receiving assistance under section 101 may 
        not purchase an equity interest of such air carrier on a 
        national securities exchange.
            (2) Definitions.--In this subsection:
                    (A) Exchange.--The term ``exchange'' has the 
                meaning given the terms in section 3 of the Securities 
                Exchange Act of 1934 1(15 U.S.C. 78c).
                    (B) National securities exchange.--The term 
                ``national securities exchange'' means an exchange 
                registered under section 6 of the Securities Exchange 
                Act of 1934 (15 U.S.C. 78f).
    (b) Prohibition on Use of Funds for Payments to Shareholders or 
Bondholders.--An air carrier receiving financial assistance under 
section 101 may not use the proceeds of such assistance to make any 
distribution of funds to shareholders or bondholders, including stock 
dividends.
    (c) Executive Compensation.--
            (1) In general.--The President may provide financial 
        assistance under section 101 to an air carrier only if such air 
        carrier enters into a legally binding agreement with the 
        President that, during the 10-year period following the date of 
        enactment of this Act, the air carrier's chief executive 
        officer will receive, from the air carrier--
                    (A) during any 12 consecutive months of such 10-
                year period, total compensation not in excess of an 
                amount that is 50 times the median compensation earned 
                by all employees of such air carrier in calendar year 
                2019; and
                    (B) severance pay or other benefits upon 
                termination of employment with the air carrier not in 
                excess of the maximum total compensation received from 
                the air carrier in calendar year 2019.
            (2) Total compensation defined.--In this subsection, the 
        term ``total compensation'' includes salary, bonuses, awards of 
        stock, and other financial benefits provided by an air carrier 
        to an officer or employee of the air carrier.
    (d) Financial Protection of Government.--
            (1) In general.--To the extent to which any participating 
        air carrier accepts financial assistance, in the form of 
        accepting the proceeds of any loans guaranteed by the 
        government under this title, the President is authorized to 
        enter into contracts under which the Government, contingent on 
        the financial success of the participating corporation, 
        participate in the gains of the participating corporation or 
        its security holders through the use of such instruments as 
        warrants, stock options, common or preferred stock, or other 
        appropriate equity instruments.
            (2) Deposits in treasury.--All amounts collected by the 
        President under this subsection shall be deposited in the 
        Treasury as miscellaneous receipts.
    (e) Air Carrier Maintenance Outsourcing.--
            (1) In general.--A passenger air carrier receiving 
        assistance under section 101 may not apply the proceeds of such 
        assistance toward a contract for heavy maintenance work at a 
        facility located outside of the United States if such contract 
        would increase the proportion of maintenance work performed 
        outside of the United States to all maintenance work performed 
        by or on behalf of such air carrier at any location.
            (2) Definition.--In this section, the term ``heavy 
        maintenance work'' has the meaning given the term in section 
        44733(g)(1) of title 49, United States Code.

SEC. 104. REPORTS.

    (a) Report.--Not later than October 1, 2020, the President shall 
submit to the Committee on Transportation and Infrastructure of the 
House of Representatives and the Committee on Commerce, Science, and 
Transportation of the Senate a report on the financial status of the 
air carrier industry, including a description of each grant or loan 
issued under section 101.
    (b) Update.--Not later than the last day of the 1-year period 
following the date of enactment of this Act, the President shall update 
and submit to the Committee on Transportation and Infrastructure of the 
House of Representatives and the Committee on Commerce, Science, and 
Transportation of the Senate the report described in subsection (a).

SEC. 105. COORDINATION.

    In implementing this title with respect to air carriers, the 
Secretary shall coordinate with the Secretary of Transportation.

                      TITLE II--LABOR PROTECTIONS

SEC. 201. ASSISTANCE IRRESPECTIVE OF LABOR COSTS.

    The President, or any department, agency, or actor of the Federal 
government, may not condition the provision of any financial assistance 
under section 101(a) of this division or section 13 of the Federal 
Reserve Act (12 U.S.C. 261 et seq.) on an air carrier's implementation 
of measures to reduce labor costs or to enter into negotiations with 
the certified bargaining representative of a craft or class of 
employees of the air carrier under section 2 of the Railway Labor Act 
(45 U.S.C. 152) regarding pay or other terms and conditions of 
employment.

SEC. 202. COLLECTIVE BARGAINING AND SNAP-BACK.

    (a) In General.--Notwithstanding any other provision of law, any 
contractual relief or reduction to rates of pay, rules, and working 
conditions agreed to by the authorized representatives of the employees 
of an air carrier, or otherwise imposed on such employees, during or as 
result of the pandemic of the coronavirus COVID-19 by an air carrier 
that receives financial assistance under section 101 shall be 
terminated within 6 months, unless the authorized representatives of 
the employees choose to make an alternative agreement with the air 
carrier.
    (b) Definition of Authorized Representative.--In this section, the 
term ``authorized representative'' means an exclusive representative of 
employees within the meaning of section of the Railway Labor Act (45 
U.S.C. 152).

SEC. 203. PROTECTION OF ORGANIZING ACTIVITY.

    A person receiving financial assistance under section 101 shall 
remain neutral in any communications with employees with respect to any 
efforts of an employee to organize, recruit, or assist in the 
organizing a labor organization.

SEC. 204. WORKING AND TRAVEL CONDITIONS.

    A person receiving financial assistance under section 101 shall 
adhere to guidance published by the Centers for Disease Control and 
Prevention and applicable public health authorities for the duration of 
the national emergency declared by the President under the National 
Emergencies Act (50 U.S.C. 1601 et seq.) related to the pandemic of the 
coronavirus COVID-19 for providing safe conditions for employees and 
passengers, including providing employees with adequate and sufficient 
personal protective equipment and ensuring all aircraft and facilities 
owned or operated by such person are clean and sanitary.

SEC. 205. LABOR UNION REPRESENTATION ON AIR CARRIER BOARDS.

    An air carrier receiving financial assistance under section 101 
shall designate at least one seat on the air carrier's board of 
directors for an individual who is a member or officer of a labor 
organization representing air carrier employees, with such individual 
to be named by such organization.

SEC. 206. FURLOUGHED WORKER PROTECTIONS.

    An air carrier receiving financial assistance under section 101 
shall take such action as is necessary to ensure that, with respect to 
the national emergency declared by the President under the National 
Emergencies Act (50 U.S.C. 1601 et seq.) related to the pandemic of the 
coronavirus COVID-19--
            (1) if an employee of such air carrier was provided health 
        insurance benefits or other welfare benefits described in 
        subparagraph (A) or (B) of section 3(1) of the Employee 
        Retirement Income Security Act of 1974 (29 U.S.C. 1002(1)) from 
        the air carrier prior to such emergency, such employee shall 
        retain such benefits at an equivalent rate for the duration of 
        such emergency;
            (2) employees of such air carrier are credited any furlough 
        time taken as a result of the pandemic for years of service for 
        purposes of any employee benefit plan (as defined in section 
        3(3) of the Employee Retirement Income Security Act of 1974 (29 
        U.S.C. 1002(3)) with respect to which the employee is a 
        participant; and
            (3) an employee of such air carrier who is voluntarily or 
        involuntarily furloughed as a result of the national emergency 
        declared by the President under the National Emergencies Act 
        (50 U.S.C. 1601 et seq.) related to the pandemic of the 
        coronavirus COVID-19 may, upon reemployment or recall to such 
        air carrier, be entitled to the following benefits under an 
        employee pension benefit plan that such employee would have 
        received if the employee had remained continuously employed 
        with the air carrier, similar to benefit rights under 
        subchapter II of chapter 43 of title 38, United States Code:
                    (A) An employee shall be treated as not having 
                incurred a break in service with the employer or 
                employers maintaining the plan by reason of the 
                furlough.
                    (B) The period of furlough shall be deemed to 
                constitute service with the employer or employers 
                maintaining the plan for purposes of vesting, 
                participation, and determining the employee's benefit 
                accruals.
                    (C) An employee shall be entitled to make-up missed 
                employee contributions or elective deferrals that could 
                have been made to a qualified defined contribution plan 
                during the period of furlough. Makeup contributions 
                under this paragraph may be made during the period 
                beginning on the date of recall and whose duration is 
                three times the period of the furlough, such payment 
                period not to exceed 5 years.
                    (D) The employer reemploying or recalling such 
                employee shall contribute all employer contributions 
                that the employer would have made on behalf of such 
                employee to qualified defined contribution plans, 
                including plans commonly known as 401(k) plans, if the 
                employee had remained continuously employed.
                    (E) If employer contributions to a plan are 
                contingent on the employee making an employee 
                contribution or elective deferral, the employer 
                contribution is required only to the extent the 
                employee makes the payment to the plan with respect to 
                such contributions or deferrals. No such payment may 
                exceed the amount the employee would have been 
                permitted or required to contribute had the employee 
                remained continuously employed by the employer 
                throughout the period of service. Any payment to the 
                plan described in this paragraph shall be made during 
                the period beginning on the date of recall and whose 
                duration is three times the period of the person's 
                furlough, such payment period not to exceed 5 years.

SEC. 207. HEALTHCARE FOR UNPROTECTED WORKERS.

    (a) In General.--The Secretary may not provide any financial 
assistance under this Act to an air carrier unless the air carrier 
enters into a legally binding agreement with the Secretary that the air 
carrier will provide, and will require any contractor, subcontractor, 
or affiliate of the air carrier, including any contractor, 
subcontractor, or affiliate that performs airline catering services, to 
provide, to all employees, including airline catering employees, health 
insurance benefits equal to or greater than the hourly health and 
welfare fringe benefit rate published by the Department of Labor 
pursuant to the McNamara-O'Hara Service Contract Act of 1965 (41 U.S.C. 
6710-6707) and section 4.52 of title 29, Code of Federal Regulations, 
for all hours worked by each such employee.
    (b) Effective Period.--Subsection (a) shall apply to an air carrier 
receiving assistance under section 101 for the 5-year period beginning 
on the date on which such assistance was awarded.
    (c) Definitions.--
            (1) Airline catering employee.--The term ``airline catering 
        employee'' means an employee who performs airline catering 
        services.
            (2) Airline catering services.--The term ``airline catering 
        services'' means preparation, assembly, or both, of food, 
        beverages, provisions and related supplies for delivery, and 
        the delivery of such items, directly to aircraft or to a 
        location on or near airport property for subsequent delivery to 
        aircraft.

SEC. 208. EMPLOYEE WAGES AND LEAVE.

    (a) Wages.--Section 6 of the Fair Labor Standards Act of 1938 (29 
U.S.C. 206) is amended by adding at the end the following:
    ``(h) Employees in Industries Saved With Taxpayer Dollars.--
            ``(1) In general.--Notwithstanding any other provision of 
        law, subject to the requirements of this subsection, the wage 
        rate in effect under subsection (a)(1) with respect to an 
        employee of an employer described in paragraph (2), or any 
        individual who provides labor or services for remuneration for 
        such employer, regardless of whether the individual is 
        classified as an independent contractor or otherwise by such 
        employer, shall be not less than $15.00 per hour.
            ``(2) Employer.--An employer described in this paragraph is 
        an employer who--
                    ``(A) receives financial assistance under section 
                101 of the Aviation Worker Relief Act of 2020; or
                    ``(B) who provides goods or services under a 
                contract to an employer who receives financial 
                assistance under such section.
            ``(3) Treatment of non-employees.--An individual who 
        provides labor or services for remuneration to an employer as 
        described in paragraph (1) shall be treated as an employee for 
        the purposes of sections 10 through 17 of this Act.
            ``(4) Period of application.--This subsection shall apply 
        to an employer described in paragraph (2) for the 10-year 
        period beginning on the date such assistance was awarded.''.
    (b) Benefits and Leave.-- Notwithstanding any other provision of 
law, an air carrier receiving financial assistance under section 101 
shall, for the duration of the national emergency declared by the 
President under the National Emergencies Act (50 U.S.C. 1601 et seq.) 
related to the pandemic of the coronavirus COVID-19--
            (1) satisfy all funding obligations under part 3 of title I 
        of the Employee Retirement Income Security Act of 1974 (29 
        U.S.C. 1081 et seq.) with respect to each plan to which such 
        part applies and to which the air carrier is obligated to 
        contribute for plan years beginning or ending during the 
        duration of such emergency;
            (2) provide employees with a guaranteed wage for every 
        workweek that provides each employee continued payments in the 
        amount of 100 percent of the employee's full wages and for the 
        employee's total expected hours per workweek in the event that 
        the employee is terminated, furloughed, experiences a reduction 
        in work hours, or otherwise suffers any loss of such wages 
        during such period; and
            (3) provide paid medical or sick leave and paid family 
        leave to encourage employees who are diagnosed with or 
        experiencing symptoms of COVID-19 or are under quarantine 
        relating to the coronavirus pandemic, or caring for a dependent 
        or any individual experiencing such symptoms or under such a 
        quarantine.

SEC. 209. LIMITATION ON REJECTION OF COLLECTIVE BARGAINING AGREEMENTS.

    (a) Definitions.--
            (1) Covered air carrier.--The term ``covered air carrier'' 
        means an air carrier that receives Federal financial 
        assistance.
            (2) Covered period.--The term ``covered period'', with 
        respect to a covered air carrier, means the period--
                    (A) beginning on the date on which the covered air 
                carrier first receives Federal financial assistance; 
                and
                    (B) ending on the date that is 10 years after the 
                date on which the covered air carrier last receives 
                Federal financial assistance.
            (3) Debtor in possession.--The term ``debtor in 
        possession'' has the meaning given such term in section 1101 of 
        title 11, United States Code.
            (4) Federal financial assistance.--The term ``Federal 
        financial assistance'' means financial assistance or a credit 
        instrument received from the Federal Government under this Act.
            (5) Trustee.--The term ``trustee'' means a trustee 
        appointed in a case commenced by, or commenced against, a 
        covered air carrier under title 11, United States Code.
    (b) Limitation.--If a covered air carrier commences a case or if an 
involuntary case is commenced against a covered air carrier under title 
11, United States Code, during the covered period with respect to the 
covered air carrier, the covered air carrier, the debtor in possession, 
or the trustee may not seek a rejection of, or interim relief from, a 
collective bargaining agreement under--
            (1) section 1113 of title 11, United States Code; or
            (2) any other provision of law.

SEC. 210. INCREASED WAGE PRIORITY.

    Section 507(a) of title 11, United States Code, is amended--
            (1) in paragraph (4)--
                    (A) by redesignating subparagraphs (A) and (B) as 
                clauses (i) and (ii), respectively;
                    (B) in the matter preceding clause (i), as so 
                redesignated, by inserting ``(A)'' before ``Fourth'';
                    (C) in subparagraph (A), as so designated, in the 
                matter preceding clause (i), as so redesignated--
                            (i) by striking ``$10,000'' and inserting 
                        ``$20,000'';
                            (ii) by striking ``within 180 days''; and
                            (iii) by striking ``or the date of the 
                        cessation of the debtor's business, whichever 
                        occurs first,''; and
                    (D) by adding at the end the following:
                    ``(B) Severance pay described in subparagraph(A)(i) 
                shall be deemed earned in full upon the layoff or 
                termination of employment of the individual to whom the 
                severance is owed.'';
            (2) in paragraph (5)--
                    (A) in subparagraph (A)--
                            (i) by striking ``within 180 days''; and
                            (ii) by striking ``or the date of the 
                        cessation of the debtor's business, whichever 
                        occurs first''; and
                    (B) by striking subparagraph (B) and inserting the 
                following:
                    ``(B) for each such plan, to the extent of the 
                number of employees covered by each such plan, 
                multiplied by $20,000.''.

SEC. 211. REJECTION OF COLLECTIVE BARGAINING AGREEMENTS.

    (a) In General.--Section 1113 of title 11, United States Code, is 
amended by striking subsections (a) through (f) and inserting the 
following:
    ``(a) The debtor in possession, or the trustee if one has been 
appointed under this chapter, other than a trustee in a case covered by 
subchapter IV of this chapter and by title I of the Railway Labor Act 
(45 U.S.C. 151 et seq.), may reject a collective bargaining agreement 
only in accordance with this section. In this section, a reference to 
the trustee includes the debtor in possession.
    ``(b) No provision of this title shall be construed to permit the 
trustee to unilaterally terminate or alter any provision of a 
collective bargaining agreement before complying with this section. The 
trustee shall timely pay all monetary obligations arising under the 
terms of the collective bargaining agreement. Any such payment required 
to be made before a plan confirmed under section 1129 is effective has 
the status of an allowed administrative expense under section 503.
    ``(c)(1) If the trustee seeks modification of a collective 
bargaining agreement, the trustee shall provide notice to the labor 
organization representing the employees covered by the collective 
bargaining agreement that modifications are being proposed under this 
section, and shall promptly provide an initial proposal for 
modifications to the collective bargaining agreement. Thereafter, the 
trustee shall confer in good faith with the labor organization, at 
reasonable times and for a reasonable period in light of the complexity 
of the case, in attempting to reach mutually acceptable modifications 
of the collective bargaining agreement.
    ``(2) The initial proposal and subsequent proposals by the trustee 
for modification of a collective bargaining agreement shall be based 
upon a business plan for the reorganization of the debtor, and shall 
reflect the most complete and reliable information available. The 
trustee shall provide to the labor organization all information that is 
relevant for negotiations. The court may enter a protective order to 
prevent the disclosure of information if disclosure could compromise 
the position of the debtor with respect to the competitors in the 
industry of the debtor, subject to the needs of the labor organization 
to evaluate the proposals of the trustee and any application for 
rejection of the collective bargaining agreement or for interim relief 
pursuant to this section.
    ``(3) In consideration of Federal policy encouraging the practice 
and process of collective bargaining and in recognition of the 
bargained-for expectations of the employees covered by the collective 
bargaining agreement, modifications proposed by the trustee--
            ``(A) shall be proposed only as part of a program of 
        workforce and nonworkforce cost savings devised for the 
        reorganization of the debtor, including savings in management 
        personnel costs;
            ``(B) shall be limited to modifications designed to achieve 
        a specified aggregate financial contribution for the employees 
        covered by the collective bargaining agreement (taking into 
        consideration any labor cost savings negotiated within the 12-
        month period before the filing of the petition), and shall be 
        not more than the minimum savings essential to permit the 
        debtor to exit bankruptcy, such that confirmation of a plan of 
        reorganization is not likely to be followed by the liquidation, 
        or the need for further financial reorganization, of the debtor 
        (or any successor to the debtor) in the short term; and
            ``(C) shall not be disproportionate or overly burden the 
        employees covered by the collective bargaining agreement, 
        either in the amount of the cost savings sought from such 
        employees or the nature of the modifications.
    ``(d)(1) If, after a period of negotiations, the trustee and the 
labor organization have not reached an agreement over mutually 
satisfactory modifications, and further negotiations are not likely to 
produce mutually satisfactory modifications, the trustee may file a 
motion seeking rejection of the collective bargaining agreement after 
notice and a hearing. Absent agreement of the parties, no such hearing 
shall be held before the expiration of the 21-day period beginning on 
the date on which notice of the hearing is provided to the labor 
organization representing the employees covered by the collective 
bargaining agreement. Only the debtor and the labor organization may 
appear and be heard at such hearing. An application for rejection shall 
seek rejection effective upon the entry of an order granting the 
relief.
    ``(2) In consideration of Federal policy encouraging the practice 
and process of collective bargaining and in recognition of the 
bargained-for expectations of the employees covered by the collective 
bargaining agreement, the court may grant a motion seeking rejection of 
a collective bargaining agreement only if, based on clear and 
convincing evidence--
            ``(A) the court finds that the trustee has complied with 
        the requirements of subsection (c);
            ``(B) the court has considered alternative proposals by the 
        labor organization and has concluded that such proposals do not 
        meet the requirements of subsection (c)(3)(B);
            ``(C) the court finds that further negotiations regarding 
        the proposal of the trustee or an alternative proposal by the 
        labor organization are not likely to produce an agreement;
            ``(D) the court finds that implementation of the proposal 
        of the trustee shall not--
                    ``(i) cause a material diminution in the purchasing 
                power of the employees covered by the collective 
                bargaining agreement;
                    ``(ii) adversely affect the ability of the debtor 
                to retain an experienced and qualified workforce; or
                    ``(iii) impair the labor relations of the debtor 
                such that the ability to achieve a feasible 
                reorganization would be compromised; and
            ``(E) the court concludes that rejection of the collective 
        bargaining agreement and immediate implementation of the 
        proposal of the trustee is essential to permit the debtor to 
        exit bankruptcy, such that confirmation of a plan of 
        reorganization is not likely to be followed by liquidation, or 
        the need for further financial reorganization, of the debtor 
        (or any successor to the debtor) in the short term.
    ``(3) If the trustee has implemented a program of incentive pay, 
bonuses, or other financial returns for insiders, senior executive 
officers, or the twenty next most highly compensated employees or 
consultants providing services to the debtor during the bankruptcy, or 
such a program was implemented within 180 days before the date of the 
filing of the petition, the court shall presume that the trustee has 
failed to satisfy the requirements of subsection (c)(3)(C).
    ``(4) In no case shall the court enter an order rejecting a 
collective bargaining agreement that would result in modifications to a 
level lower than the level proposed by the trustee in the proposal 
found by the court to have complied with the requirements of this 
section.
    ``(5) At any time after the date on which an order rejecting a 
collective bargaining agreement is entered, or in the case of a 
collective bargaining agreement entered into between the trustee and 
the labor organization providing mutually satisfactory modifications, 
at any time after that collective bargaining agreement has been entered 
into, the labor organization may apply to the court for an order 
seeking an increase in the level of wages or benefits, or relief from 
working conditions, based upon changed circumstances. The court shall 
grant the request only if the increase or other relief is not 
inconsistent with the standard set forth in paragraph (2)(E).
    ``(e) During a period during which a collective bargaining 
agreement at issue under this section continues in effect and a motion 
for rejection of the collective bargaining agreement has been filed, if 
essential to the continuation of the business of the debtor or in order 
to avoid irreparable damage to the estate, the court, after notice and 
a hearing, may authorize the trustee to implement interim changes in 
the terms, conditions, wages, benefits, or work rules provided by the 
collective bargaining agreement. Any hearing under this subsection 
shall be scheduled in accordance with the needs of the trustee. The 
implementation of such interim changes shall not render the application 
for rejection moot and may be authorized for not more than 14 days in 
total.
    ``(f)(1) Rejection of a collective bargaining agreement constitutes 
a breach of the collective bargaining agreement, and shall be effective 
no earlier than the entry of an order granting such relief.
    ``(2) Notwithstanding paragraph (1), solely for purposes of 
determining and allowing a claim arising from the rejection of a 
collective bargaining agreement, rejection shall be treated as 
rejection of an executory contract under section 365(g) and shall be 
allowed or disallowed in accordance with section 502(g)(1). No claim 
for rejection damages shall be limited by section 502(b)(7). Economic 
self-help by a labor organization shall be permitted upon a court order 
granting a motion to reject a collective bargaining agreement under 
subsection (d) or pursuant to subsection (e), and no provision of this 
title or of any other provision of Federal or State law may be 
construed to the contrary.
    ``(g) The trustee shall provide for the reasonable fees and costs 
incurred by a labor organization under this section, upon request and 
after notice and a hearing.
    ``(h) A collective bargaining agreement that is assumed shall be 
assumed in accordance with section 365.''.
    (b) Prohibition on Modification of Retiree Benefits.--Section 1114 
of title 11, United States Code, is further amended by adding at the 
end the following:
    ``(n) Notwithstanding any other provision in this title, the 
trustee may not modify retiree benefits if the debtor is an air 
carrier, as such term is defined in section 40102 of title 49, United 
States Code, or an affiliate of such air carrier, that received 
assistance under the Aviation Worker Relief Act of 2020.''.

            TITLE III--AIRLINE INDUSTRY FINANCIAL OVERSIGHT

SEC. 301. CREATION OF OFFICE OF AIRLINE INDUSTRY FINANCIAL OVERSIGHT.

    (a) In General.--There is hereby established, within the Office of 
the Secretary of Transportation, the Office of Airline Industry 
Financial Oversight.
    (b) Director of Office.--The office established under this section 
shall be headed by a Director, who shall be a career employee of the 
Department of Transportation and selected on the basis of such 
individual's knowledge of financial markets, airline operations, and 
finance, and such other qualifications as the Secretary considers 
relevant.

SEC. 302. RESPONSIBILITIES OF OFFICE OF AIRLINE INDUSTRY FINANCIAL 
              OVERSIGHT.

    The Director of the Office of Airline Industry Financial Oversight 
shall--
            (1) assess, not less than once every 12 months, the 
        financial fitness of each passenger air carrier conducting 
        operations under part 121 of title 14, Code of Federal 
        Regulations;
            (2) determine and prescribe minimum capital and funding 
        requirements for each such air carrier to ensure that no air 
        carrier would be reasonably likely to become insolvent as the 
        result of a substantial reduction in demand for air travel 
        following the occurrence of a terror attack, pandemic, or other 
        national or global event that reduces economic activity;
            (3) require each such air carrier to conduct an annual 
        stress test to determine the extent of financial stress that 
        the air carrier can withstand before becoming financially 
        insolvent, using at least 3 sets of assumptions regarding the 
        severity of financial stress and to report the results of such 
        test to the Office for analysis;
            (4) based on an analysis of the stress tests performed 
        under paragraph (3), annually adjust the minimum capital and 
        funding requirements imposed under paragraph (2); and
            (5) impose such other requirements, including through the 
        issuance of regulations, as the director determines necessary 
        to ensure the continued operations of air carriers despite an 
        event described in paragraph (2).

SEC. 303. ACCESS TO INFORMATION.

    (a) In General.--In discharging the responsibilities enumerated in 
section 302, the director or employees of the office may inspect such 
financial records in an air carrier's possession as the director or 
employees of the office deem appropriate.
    (b) Protection of Trade Secrets.--The Director and employees of the 
Office of Airline Industry Financial Oversight shall protect, from 
public disclosure, any material containing trade secrets in the 
Office's custody, in accordance with section 1905 of title 18, United 
States Code.

SEC. 304. REPORTS TO CONGRESS.

    Not later than February 1 of each calendar year, the Director of 
the office established under section 301 shall submit to the Committee 
on Transportation and Infrastructure of the House of Representatives 
and the Committee on Commerce, Science, and Transportation of the 
Senate a report describing each action taken under section 302 during 
the preceding calendar year.

SEC. 305. RULEMAKING AUTHORITY.

    The Secretary may issue such regulations as the Secretary 
determines are necessary to implement the requirements of this title.

SEC. 306. AUTHORIZATION OF APPROPRIATIONS.

    There is authorized to be appropriated to the Secretary of 
Transportation $3,000,000 for each of fiscal years 2020 through 2023 to 
carry out this title to remain available until expended.

                        TITLE IV--AIRPORT RELIEF

SEC. 401. EMERGENCY PANDEMIC FUNDING FOR AIRPORTS.

    (a) In General.--There is authorized to be appropriated, from the 
General Fund of the Treasury, $10,000,000,000 for the Secretary of 
Transportation to issue grants to airport sponsors for the purposes of 
emergency response, cleaning, sanitization, janitorial services, 
staffing, workforce retention, paid leave, procurement of protective 
health equipment and training for employees and contractors, debt 
service payments, infrastructure projects and airport operations.
    (b) Methodology for Disbursement.--Funds shall be apportioned as 
set forth in clauses (i) and (ii) of section 47114(c)(1)(C) of title 
49, United States Code, and there shall be no maximum apportionment 
limit. Funds provided under this section shall not be subject to 
reduced apportionment under section 47114(f) of such title. Any 
remaining funds shall be distributed to sponsors based on each 
airport's passenger enplanements compared to total passenger 
enplanements of all airports, for the most recent calendar year the 
Secretary apportioned funds pursuant to section 47114(c).
    (c) High-Need Airports.--The Secretary shall set aside 2 percent of 
the remaining funds described in subsection (b) to provide grants to 
commercial service airports or general aviation airports that 
demonstrate the highest financial need.
    (d) Workforce Retention.--
            (1) In general.--Except as otherwise provided in this 
        subsection, all airports receiving funds under subsection (a) 
        shall continue to employ, through December 31, 2020, at least 
        90 percent of the number of individuals employed by the airport 
        as of the date of enactment of this Act.
            (2) Waiver.--The Secretary may waive the workforce 
        retention requirement under this subsection 120 days after the 
        date of enactment of this Act if the Secretary determines--
                    (A) the airport is experiencing economic hardship 
                as a direct result of the requirement; or
                    (B) the requirement reduces aviation safety or 
                security.
            (3) Small airports.--This subsection shall not apply to 
        nonhub airports or nonprimary airports receiving funds under 
        subsection (c).
    (e) Relief to Airport Concessions.--An airport sponsor must use at 
least 2 percent of any funds received under subsection (a) to provide 
financial relief to airport concessionaires experiencing economic 
hardship (in terms of rent, minimum annual guarantees, lease 
obligations, or other fees). With respect to funds under this 
subsection, airport sponsors must show good faith efforts to provide 
relief to small business concerns owned and controlled by socially and 
economically disadvantaged businesses, as such term is defined under 
section 47113 of title 49, United States Code.
    (f) Cost Share.--The Federal share payable of the costs for which a 
grant is made under this section or under the Consolidated 
Appropriations Act, 2020 (Public Law 116-94) shall be 100 percent.
    (g) Quality Assurance.--The Secretary shall institute adequate 
policies, procedures and internal controls to prevent waste, fraud, 
abuse and program mismanagement for the distribution of funds under 
this section.
    (h) Availability.--Sums authorized to be appropriated under this 
sections shall remain available for 3 fiscal years.
    (i) Limitations.--The funds made available under this section shall 
not be subject to any limitation on obligations set forth in an 
appropriations Act as applied to the heading ``Grants-in-Aid for 
Airports''.
    (j) Administrative Costs.--The Secretary may retain up to 0.1 
percent of the funds provided under this section to fund the award and 
oversight of grants made under this heading.
    (k) Definitions.--In this section:
            (1) Airport concession.--the term ``airport concession'' 
        means a business, other than air carrier, located on an airport 
        that is engaged in the sale of consumer goods or services to 
        the public under an agreement with an airport, another 
        concessionaire, or the owner or lessee of a terminal.
            (2) Airport; general aviation airport; nonhub airport; 
        sponsor.--The terms ``airport'', ``general aviation airport'', 
        ``nonhub airport'', and ``sponsor'' have the meanings given 
        those terms in section 47102 of title 49, United States Code.
            (3) Commercial service airport.--The term ``commercial 
        service airport'' means a public use airport that reported at 
        least 2500 passenger boardings at such airport during fiscal 
        year 2018.

SEC. 402. MAINTAINING PRE-CRISIS AIRPORT IMPROVEMENT PROGRAM LEVELS.

    Section 47114(c)(1) of title 49, United States Code, is amended by 
adding at the end the following:
                    ``(J) Special rule for fiscal years 2021 through 
                2023.--Notwithstanding subparagraph (A), the Secretary 
                shall apportion to a sponsor of an airport under that 
                subparagraph for each of fiscal years 2021 through 2023 
                an amount based on the number of passenger boardings at 
                the airport during calendar year 2018 if the number of 
                passenger boardings at the airport during calendar year 
                2018 are higher than the number of passenger boardings 
                that would be otherwise calculated under subparagraph 
                (A).''.

SEC. 403. NATIONAL AVIATION PREPAREDNESS PLAN.

    (a) In General.--The Secretary of Transportation, in coordination 
with the Secretary of Health and Human Services, the Secretary of 
Homeland Security and other appropriate stakeholders, shall develop a 
national aviation preparedness plan for communicable disease outbreaks.
    (b) Contents of Plan.--A plan developed under subsection (a) shall, 
at a minimum--
            (1) require involvement from multiple airports on a 
        national level;
            (2) provide airports and air carriers with an adaptable and 
        scalable framework with which to align their individual plans;
            (3) improve coordination among airports, air carriers, 
        Customs and Border Patrol, the Centers for Disease Control and 
        Prevention, and other appropriate Federal stakeholders on 
        developing policies that increase the effectiveness of 
        screening, quarantining, and contact-tracing with respect to 
        inbound passengers; and
            (4) fully incorporate elements referenced in the 
        recommendation of the Comptroller General of the United States 
        to the Secretary of Transportation contained in Report No. GAO 
        16-127.

                  TITLE V--SMALL COMMUNITY AIR SERVICE

SEC. 501. CONTINUATION OF CERTAIN AIR SERVICE.

    (a) Action of Secretary.--The Secretary of Transportation shall 
take appropriate action to ensure that all communities that receive 
scheduled air service before March 1, 2020, continue to receive 
adequate air transportation service and that essential air service to 
small communities continues without interruption and in a manner that 
maintains well-functioning heath care supply chains, including medical 
device, medical supplies, and pharmaceutical supply chains.
    (b) Antitrust Immunity.--The Secretary may grant an exemption under 
section 41308 of title 49, United States Code, to 2 air carriers for 
the limited purpose of such cooperation as is necessary to ensure that 
small communities continue to receive an adequate level of air 
transportation service.

SEC. 502. TOLLING OF EAS LIMITATIONS.

    The Secretary may not order the termination of essential air 
service on the basis of the applicable place failing to meet the 
definition of an eligible place under subparagraph (B) or (C) of 
section 41731(a)(1) of title 49, United States Code, if such community 
was otherwise an eligible place as defined under section 41731 of such 
title on March 1, 2020.

SEC. 503. SUNSET.

    The requirements of this title, and any order issued by the 
Secretary under this title, shall sunset on the day that is 6 months 
after the last effective date of a national emergency declared by the 
President under the National Emergencies Act (50 U.S.C. 1601 et seq.) 
related to the pandemic of the coronavirus COVID-19.

                     TITLE VI--CONSUMER PROTECTIONS

SEC. 601. AIRLINE PRICE GOUGING DURING DISASTER OR EMERGENCY.

    (a) In General.--Section 41712 of title 49, United States Code, is 
amended by adding at the end the following:
    ``(d) Airfare Pricing and Fees During Disaster or Other 
Emergency.--
            ``(1) In general.--It shall be an unfair or deceptive 
        practice under subsection (a) for any ticket agent, air 
        carrier, foreign air carrier, or other person selling or 
        offering to sell a ticket for air transportation on a covered 
        flight to--
                    ``(A) impose any unreasonable increase in the price 
                of such ticket, as compared to the ticket price in 
                effect on the day on which a flight becomes a covered 
                flight; and
                    ``(B) charge any fee for a change to, or 
                cancellation of, such ticket, or for any difference in 
                fare for an itinerary change.
            ``(2) Covered flight defined.--In this subsection, the term 
        `covered flight' means a flight of an air carrier or foreign 
        air carrier departing from, or arriving at, an airport located 
        in an area with respect to which--
                    ``(A) a major disaster or emergency declared by the 
                President under the Robert T. Stafford Disaster Relief 
                and Emergency Assistance Act (42 U.S.C. 5121 et seq.) 
                is in effect and State or local authorities have 
                ordered a mandatory evacuation;
                    ``(B) a public health emergency declared pursuant 
                to section 319 of the Public Health Service Act (42 
                U.S.C. 247d) is in effect;
                    ``(C) a national emergency declared by the 
                President under the National Emergencies Act (50 U.S.C. 
                1601 et seq.) is in effect; or
                    ``(D) a restriction on air travel is in effect, 
                including restrictions on non-essential air 
                transportation or nationwide bans imposed on air 
                transportation during a disaster, emergency, or 
                pandemic.
            ``(3) Savings provision.--Nothing in this subsection, or 
        the amendment made by this subsection, may be construed to 
        limit or otherwise affect any responsibility of any ticket 
        agent, air carrier, or foreign air carrier or other person 
        offering to sell a ticket for air transportation during a major 
        disaster or emergency.''.

SEC. 602. AIRLINE REFUNDS DURING NATIONAL DISASTERS OR EMERGENCIES.

    (a) In General.--Not later than 30 days after the date of enactment 
of this Act, the Secretary of Transportation shall require that any 
covered seller who sells a ticket for a passenger to take a covered 
flight, and either such flight is cancelled by the air carrier or such 
ticket is canceled by the passenger, such covered seller shall promptly 
offer the passenger a choice of--
            (1) a full monetary refund for such ticket, including any 
        ancillary fees paid; and
            (2) an alternative compensation method determined 
        appropriate by the covered seller, including credit, voucher, 
        or other mechanism to compensate a passenger.
    (b) Credit or Voucher.--An alternative compensation method provided 
pursuant to subsection (a)(2) may not expire for at least 1 year date 
of the covered flight.
    (c) Definitions.--In this section, the following definitions apply:
            (1) Covered flight.--The term ``covered flight'' has the 
        meaning given to such term in section 41712(d) of title 49, 
        United States Code.
            (2) Covered seller.--The term ``covered seller'' means a 
        ticket agent, air carrier, foreign air carrier, or other person 
        offering to sell a ticket for air transportation.

SEC. 603. CONDITIONS ON AIRLINE ANCILLARY FEES.

    (a) In General.--Not later than 90 days after the date of enactment 
of this Act, the Secretary of Transportation shall require covered air 
carriers to report to the Secretary of Transportation, not less than 
quarterly, all ancillary revenues collected by the air carrier during 
the quarter for which the report is provided.
    (b) Contents.--In implementing the requirement under subsection 
(a), the Secretary shall require reporting of ancillary revenues from, 
at a minimum, the following optional fees or charges:
            (1) Booking fees, including fees for telephone 
        reservations.
            (2) Fees for priority check-in and security screening.
            (3) Fees for the transportation of carry-on, first checked, 
        second checked, excess, and oversized or overweight baggage.
            (4) Fees for transportation of in-flight medical equipment.
            (5) Fees for in-flight entertainment, beverages, and food.
            (6) Fees for internet access.
            (7) Fees for seating assignments.
            (8) Fees for reservation cancellation and change.
            (9) Charges for lost tickets.
            (10) Revenue from the sale of travel insurance
            (11) Fees for unaccompanied minor and passenger assistance.
            (12) Fees for pets.
    (c) Definitions.--In this section, the following definitions apply:
            (1) Ancillary revenues.--The term ``ancillary revenues'' 
        means charges paid by airline passengers that are not included 
        in the standard ticket fare.
            (2) Covered air carrier.--
                    (A) In general.--The term ``covered air carrier'' 
                means an air carrier covered under part 241 of title 
                14, Code of Federal Regulations.
                    (B) Exclusion.--The term ``covered air carrier'' 
                excludes air carriers with annual revenues of less than 
                $20,000,000.

                  TITLE VII--ENVIRONMENTAL PROTECTIONS

SEC. 701. SUSTAINABLE AVIATION FUEL DEVELOPMENT PROGRAM.

    (a) In General.--The Secretary of Transportation, in consultation 
with the Department of Agriculture and the Environmental Protection 
Agency, shall make competitive grants to eligible entities to offset 
the cost of a project to develop, transport, or store sustainable 
aviation fuels that would reduce United States greenhouse gas 
emissions.
    (b) Selection.--In making grants under subsection (a), the 
Secretary shall consider--
            (1) the anticipated public benefits of the project;
            (2) the potential to increase the commercial application of 
        sustainable aviation fuels among the United States commercial 
        aviation and aerospace industry;
            (3) the potential greenhouse gases emitted from the 
        project;
            (4) the potential for new job creation; and
            (5) the potential the project has in reducing United States 
        greenhouse gas emissions associated with air travel.
    (c) Authorization of Appropriations.--There are authorized to be 
appropriated $200,000,000 for each of the fiscal years 2021 through 
2026 to carry out this section.
    (d) Report.--Not later than October 1, 2026, the Secretary shall 
submit to the Committee on Commerce, Science, and Transportation, the 
Committee on Environment and Public Works, and the Committee on 
Agriculture, Nutrition, and Forestry of the Senate, and the Committee 
on Transportation and Infrastructure, the Committee on Energy and 
Commerce, and the Committee on Agriculture of the House of 
Representatives, a report describing the results of the grant program 
authorized by this section. The report shall include the following:
            (1) A description of the entities and projects that 
        received grants under this section.
            (2) Description of whether the program is leading to an 
        increase in commercial application of sustainable aviation 
        fuels by United States aviation and aerospace industry 
        stakeholders.
            (3) The economic impacts resulting from the grants to and 
        operation of the project.
    (e) Eligibility.--Entities eligible to receive a grant under this 
section shall include State and local governments, nongovernmental 
entities, air carriers, airports, and businesses engaged in the 
development, transportation, or storage of sustainable aviation fuels.
    (f) Definition of Sustainable Aviation Fuel.--The term 
``sustainable aviation fuel'' means liquid fuel consisting of 
synthesized hydrocarbons which meets the requirements of ASTM 
International Standard D7566 or ASTM International Standard D1655, 
Annex A1, subsection A.1.2.2, and is derived from biomass (as defined 
in section 45K(c)(3) of the Internal Revenue Code of 1986), waste 
streams, or gaseous carbon oxides, conforms to the standards, 
recommended practices and guidance agreed to by the United States 
pursuant to the European Union Emissions Trading Scheme Prohibition Act 
of 2011 (Public Law 112-200) for addressing aircraft emissions, and 
achieves at least a 30 percent reduction in greenhouse gas emissions on 
a lifecycle basis compared to conventional jet fuel.

SEC. 702. AIRLINE ASSISTANCE TO RECYCLE AND SAVE PROGRAM.

    (a) Establishment.--Not later than 90 days after the date of 
enactment of this Act, the Secretary shall establish and carry out a 
program, to be known as the ``Airline Assistance to Recycle and Save 
Program'', under which the Secretary shall purchase high-polluting 
aircraft from air carriers in exchange for commitments from such air 
carriers to purchase fuel-efficient aircraft.
    (b) Application.--To be eligible for the program established under 
subsection (a), an air carrier shall submit to the Secretary an 
application at such time, in such manner, and containing such 
information as the Secretary may require, including a description of an 
high-polluting aircraft of the air carrier.
    (c) Program Requirements.--
            (1) List of eligible aircraft.--In carrying out the program 
        established under subsection (a), the Secretary, in 
        consultation with the Administrator, shall prepare, maintain, 
        publicize, and make available through a publicly available 
        website, lists of aircraft that are--
                    (A) high-polluting aircraft; and
                    (B) fuel-efficient aircraft that are on the market 
                or in production.
            (2) Commitment requirement.--In carrying out the program 
        established under subsection (a), the Secretary shall issue 
        such regulations as are necessary to set requirements for the 
        commitment to purchase a fuel-efficient aircraft described in 
        subsection (a), including a timing requirement for the purchase 
        of a fuel-efficient aircraft.
    (d) Use of Purchased Aircraft.--Notwithstanding any other provision 
of law, the Secretary may sell, to an air carrier or eligible foreign 
air carrier, parts or components of aircraft purchased under this 
division.
    (e) Regulations.--Not later than 30 days after the date of 
enactment of this Act, the Secretary shall issue such regulations as 
are necessary to carry out this section.
    (f) Authorization of Appropriations.--There is authorized to carry 
out the program established under this section $1,000,000,000 and such 
sums shall remain available until expended.
    (g) Definitions.--In this section:
            (1) Administrator.--The term ``Administrator'' means the 
        Administrator of the Environmental Protection Agency.
            (2) Aircraft manufacturer.--The term ``aircraft 
        manufacturer'' has the meaning given such term in section 44301 
        of title 49, United States Code.
            (3) Eligible foreign air carrier.--
                    (A) In general.--The term ``eligible foreign air 
                carrier'' means a foreign air carrier as such term is 
                defined in section 40102 of title 49, United States 
                Code.
                    (B) Exclusion.--The term ``eligible foreign air 
                carrier'' does not include a foreign air carrier that--
                            (i) is domiciled in a country that is a 
                        state sponsor of terrorism; or
                            (ii) has a majority ownership interest of 
                        individuals or entities domiciled in a country 
                        that is a state sponsor of terrorism.
            (4) Secretary.--The term ``Secretary'' means the Secretary 
        of Transportation.
            (5) State sponsor of terrorism.--The term ``state sponsor 
        of terrorism'' means a country the government of which the 
        Secretary of State determines has repeatedly provided support 
        for international terrorism pursuant to--
                    (A) section 1754(c)(1)(A) of the Export Control 
                Reform Act of 2018 (50 U.S.C. 4318(c)(1)(A));
                    (B) section 620A of the Foreign Assistance Act of 
                1961 (22 U.S.C. 2371);
                    (C) section 40 of the Arms Export Control Act (22 
                U.S.C. 2780); or
                    (D) any other provision of law.

SEC. 703. EXPANSION OF VOLUNTARY AIRPORT LOW EMISSION PROGRAM.

    Section 40117 of title 49, United States Code, is amended--
            (1) in subsection (a)(3)(G) by striking ``if the airport is 
        located in an air quality nonattainment area (as defined in 
        section 171(2) of the Clean Air Act (42 U.S.C. 7501(2)) or a 
        maintenance area referred to in section 175A of such act (42 
        U.S.C. 7505a)''; and
            (2) in subsection (b) by adding at the end the following:
            ``(8) Priority of projects.--In carrying out this section, 
        the Secretary shall prioritize funding for airports in areas 
        located in an air quality nonattainment area (as defined in 
        section 171(2) of the Clean Air Act (42 U.S.C. 7501(2)) or a 
        maintenance area referred to in section 175A of such act (42 
        U.S.C. 7505a).''.

SEC. 704. AIRLINE CARBON EMISSIONS OFFSETS AND GOALS.

    (a) Carbon Offsetting Program.--
            (1) In general.--Not later than 90 days after the enactment 
        of this Act, the Administrator of the Federal Aviation 
        Administration shall require each air carrier receiving 
        assistance under section 101, to fully offset the annual carbon 
        emissions of such air carriers for domestic flights beginning 
        in 2025.
            (2) Verification.--In issuing regulations and guidance to 
        carry out to paragraph (1), the Administrator shall develop 
        standards and practices to ensure the use of carbon offsets by 
        air carriers are real, additional, permanent, verifiable, and 
        not double counted and align with standards, recommended 
        practices, assessment tools, and guidance agreed to by the 
        United States pursuant to the European Union Emissions Trading 
        Scheme Prohibition Act of 2011 (Public Law 112-200) for 
        addressing aircraft emissions.
            (3) Auditing.--An air carrier covered under this subsection 
        shall take reasonable and continuous measures to ensure any 
        carbon offsets credited to, or purchased by, such carrier 
        continue to be accurate.
            (4) Certification.--The Administrator shall annually 
        certify that an air carrier's carbon offsetting program aligns 
        with the standards developed pursuant to paragraph (2).
    (b) Carbon Emissions Goal.--
            (1) In general.--The Administrator of the Federal Aviation 
        Administration, with the concurrence of the Administrator of 
        the Environmental Protection Agency, shall require each air 
        carrier receiving assistance under section 101 to--
                    (A) make and achieve a binding commitment to reduce 
                the greenhouse gas emissions attributable to the 
                domestic flights of such air carrier in every calendar 
                year, beginning with 2021, on a path consistent with a 
                25 percent reduction in the aviation sector's emissions 
                from 2019 levels by 2035, and a 50 percent reduction in 
                the sector's emissions from 2019 levels by 2050, 
                applying the standards, recommended practices, and 
                guidance agreed to by the United States pursuant to the 
                European Union Emissions Trading Scheme Prohibition Act 
                of 2011 (Public Law 112-200) for addressing aircraft 
                emissions; and
                    (B) submit to the Administrator, annually, a report 
                containing a plan for meeting the commitment described 
                in subparagraph (A) and evidence of compliance with 
                such commitment, including the annual emissions of the 
                air carrier, use of alternative fuels, and any other 
                means of implementing such commitment.
            (2) Certification.--
                    (A) In general.--Not later than 5 years after the 
                date of enactment of this Act, and not less frequently 
                than every 5 years thereafter, the Administrator shall 
                certify each air carrier covered under this subsection 
                that is taking such actions as are necessary to meet 
                the requirements established pursuant to paragraph (1).
                    (B) Remediation.--With respect to any air carrier 
                covered under this subsection that the Administrator 
                does not certify under subparagraph (A), the 
                Administrator, in consultation with such air carrier, 
                shall, not later than 180 days after the last date on 
                which a certification could have been made under such 
                subparagraph, develop a plan to ensure such air carrier 
                meets the requirements established pursuant to 
                paragraph (1).
            (3) Public information.--The Secretary shall make publicly 
        available the reports described in paragraph (1).
            (4) Limitation.--Nothing in this subsection shall affect or 
        alter the authorities and responsibilities to address 
        greenhouse gases under any other provision of law.
    (c) International Competitiveness.--In issuing regulations to carry 
out to subsection (b) and (c), the Administrator shall create a 
mechanism that ensures foreign air carriers that enter the national 
airspace system have an equivalent emissions reductions target or 
programs such that the United States airline industry is not at a 
competitive disadvantage.

SEC. 705. RESEARCH AND DEVELOPMENT OF SUSTAINABLE AVIATION FUELS.

    There is authorized to be appropriated to the Federal Aviation 
Administration $100,000,000 for each of fiscal years 2021 through 2026 
for research and development of sustainable aviation fuels.

SEC. 706. IMPROVING CONSUMER INFORMATION REGARDING RELEASE OF 
              GREENHOUSE GASES FROM FLIGHTS.

    (a) In General.--Not later than January 1, 2023, the Secretary of 
Transportation shall develop and implement, by regulation, a program to 
require air carriers that receive assistance under section 101 provide 
passengers with information regarding greenhouse gas emissions 
resulting from each individual flight that is--
            (1) customized to account for such emissions associated 
        with each aircraft and the flight route of such aircraft; and
            (2) made available on the first display of any website 
        selling any ticket for such flight, following a search of a 
        requested itinerary in a format that is easily visible to the 
        purchaser.
    (b) Public Reporting.--The Secretary shall publish monthly data and 
information that anonymously aggregates and analyzes the information 
provided to individual passengers under to subsection (a). Such 
information and data shall--
            (1) be accessible to the public on the internet; and
            (2) identify and quantify the greenhouse gas emissions and 
        relative climate change impact of each passenger air carrier 
        that receives assistance under section 101.

SEC. 707. STUDY ON CERTAIN CLIMATE CHANGE MITIGATION EFFORTS.

    (a) In General.--Not later than 90 days after the date of enactment 
of this Act, the Secretary of Transportation shall seek to enter into 
an agreement with the National Academies of Sciences, Engineering, and 
Medicine (referred to in this section as the ``National Academies'') to 
conduct a study on climate change mitigation efforts with respect to 
the civil aviation and aerospace industries.
    (b) Study Contents.--In conducting the study under subsection (a), 
the National Academies shall--
            (1) identify climate change mitigation efforts, including 
        efforts relating to emerging technologies, in the civil 
        aviation and aerospace industries;
            (2) develop and apply an appropriate indicator for 
        assessing the effectiveness of such efforts;
            (3) identify gaps in such efforts;
            (4) identify barriers preventing expansion of such efforts; 
        and
            (5) develop recommendations with respect to such efforts.
    (c) Reports.--
            (1) Findings of study.--Not later than 1 year after the 
        date on which the Secretary enters into an agreement for a 
        study pursuant to subsection (a), the Secretary shall submit to 
        the appropriate congressional committees the findings of the 
        study.
            (2) Assessment.--Not later than 180 days after the date on 
        which the Secretary submits the findings pursuant to paragraph 
        (1), the Secretary, acting through the Administrator of the 
        Federal Aviation Administration, shall submit to the 
        appropriate congressional committees a report that contains an 
        assessment of the findings.
    (d) Authorization of Appropriations.--There is authorized to be 
appropriated to the Secretary to carry out this section $1,500,000.
    (e) Definitions.--In this section:
            (1) Appropriate congressional committees.--The term 
        ``appropriate congressional committees'' means the Committee on 
        Transportation and Infrastructure of the House of 
        Representatives, the Committee on Commerce, Science, and 
        Transportation of the Senate, and other congressional 
        committees determined appropriate by the Secretary.
            (2) Climate change mitigation efforts.--The term ``climate 
        change mitigation efforts'' means efforts, including the use of 
        technologies, materials, processes, or practices, that 
        contribute to the reduction of greenhouse gas emissions.

                       TITLE VIII--MISCELLANEOUS

SEC. 801. SEPARABILITY.

    If any provision of this division (including any amendment made by 
this division) or the application thereof to any person or circumstance 
is held invalid, the remainder of this division (including any 
amendment made by this division) and the application thereof to other 
persons or circumstances shall not be affected thereby.

SEC. 802. APPLICATION OF LAW.

    Chapter 83 of title 41, United States Code, shall not apply with 
respect to purchases made in response to--
            (1) the public health emergency declared on January 31, 
        2020 under section 319 of the Public Health Service Act (42 
        U.S.C. 247d); or
            (2) the emergency declared by the President on March 13, 
        2020, under section 501 of the Robert T. Stafford Disaster 
        Relief and Emergency Assistance Act (42 U.S.C. 5191) and under 
        any subsequent major disaster declaration under section 401 of 
        such Act that supersedes such emergency declaration.

               DIVISION S--SMALL BUSINESS ADMINISTRATION

SEC. 190001. DEFINITIONS.

    In this division--
            (1) the terms ``Administration'' and ``Administrator'' mean 
        the Small Business Administration and the Administrator 
        thereof, respectively;
            (2) the term ``covered small business concern'' means a 
        small business concern that has experienced, as a result of 
        COVID-19--
                    (A) supply chain disruptions, including changes 
                in--
                            (i) quantity and lead time, including the 
                        number of shipments of components and delays in 
                        shipments;
                            (ii) quality, including shortages in supply 
                        for quality control reasons; and
                            (iii) technology, including a compromised 
                        payment network;
                    (B) staffing challenges;
                    (C) a decrease in sales or customers; or
                    (D) a closure; and
            (3) the term ``small business concern'' has the meaning 
        given the term in section 3 of the Small Business Act (15 
        U.S.C. 636).

SEC. 190002. PAYCHECK PROTECTION PROGRAM.

    (a) In General.--Section 7(a) of the Small Business Act (15 U.S.C. 
636(a)) is amended--
            (1) in paragraph (2)--
                    (A) in subparagraph (A), in the matter preceding 
                clause (i), by striking ``and (E)'' and inserting 
                ``(E), and (F)''; and
                    (B) by adding at the end the following:
                    ``(F) Participation in the paycheck protection 
                program.--In an agreement to participate in a loan on a 
                deferred basis under paragraph (36), the participation 
                by the Administration shall be 100 percent.''; and
            (2) by adding at the end the following:
            ``(36) Paycheck protection program.--
                    ``(A) Definitions.--In this paragraph--
                            ``(i) the terms `appropriate Federal 
                        banking agency' and `insured depository 
                        institution' have the meanings given those 
                        terms in section 3 of the Federal Deposit 
                        Insurance Act (12 U.S.C. 1813);
                            ``(ii) the term `covered loan' means a loan 
                        made under this paragraph during the covered 
                        period;
                            ``(iii) the term `covered period' means the 
                        period beginning on February 15, 2020 and 
                        ending on June 30, 2020;
                            ``(iv) the term `eligible recipient' means 
                        an individual or entity that is eligible to 
                        receive a covered loan;
                            ``(v) the term `eligible self-employed 
                        individual' has the meaning given the term in 
                        section 7002(b) of the Families First 
                        Coronavirus Response Act (Public Law 116-127);
                            ``(vi) the term `nonprofit organization' 
                        means an organization that is described in 
                        section 501(c)(3) of the Internal Revenue Code 
                        of 1986 and that is exempt from taxation under 
                        section 501(a) of such Code;
                            ``(vii) the term `payroll costs'--
                                    ``(I) means--
                                            ``(aa) the sum of payments 
                                        of any compensation with 
                                        respect to employees that is 
                                        a--

                                                    ``(AA) salary or 
                                                wage;

                                                    ``(BB) payment of 
                                                cash tip or equivalent;

                                                    ``(CC) payment for 
                                                vacation, parental, 
                                                family, medical, or 
                                                sick leave;

                                                    ``(DD) allowance 
                                                for dismissal or 
                                                separation;

                                                    ``(EE) payment 
                                                required for the 
                                                provisions of group 
                                                health care benefits, 
                                                including insurance 
                                                premiums;

                                                    ``(FF) payment of 
                                                any retirement benefit; 
                                                or

                                                    ``(GG) payment of 
                                                State or local tax 
                                                assessed on the 
                                                compensation of 
                                                employees; and

                                            ``(bb) the sum of payments 
                                        of any compensation to a sole 
                                        proprietor or independent 
                                        contractor that is a wage, 
                                        commission, or similar 
                                        compensation and that is in an 
                                        amount that is not more than 
                                        $100,000 in 1 year, as prorated 
                                        for the covered period; and
                                    ``(II) shall not include--
                                            ``(aa) the compensation of 
                                        an individual employee in 
                                        excess of an annual salary of 
                                        $100,000, as prorated for the 
                                        covered period;
                                            ``(bb) taxes imposed or 
                                        withheld under chapters 21, 22, 
                                        or 24 of the Internal Revenue 
                                        Code of 1986 during the covered 
                                        period;
                                            ``(cc) any compensation of 
                                        an employee whose principal 
                                        place of residence is outside 
                                        of the United States;
                                            ``(dd) qualified sick leave 
                                        wages for which a credit is 
                                        allowed under section 7001 of 
                                        the Families First Coronavirus 
                                        Response Act (Public Law 116-
                                        127); or
                                            ``(ee) qualified family 
                                        leave wages for which a credit 
                                        is allowed under section 7003 
                                        of the Families First 
                                        Coronavirus Response Act 
                                        (Public Law 116-127); and
                            ``(viii) the term `veterans organization' 
                        means an organization that is described in 
                        paragraph (19) of section 501(c) of the 
                        Internal Revenue Code that is exempt from 
                        taxation under section 501(a) of such Code.
                    ``(B) Small business interruption loans.--Except as 
                otherwise provided in this paragraph, the Administrator 
                may guarantee covered loans under the same terms, 
                conditions, and processes as a loan made under this 
                subsection.
                    ``(C) Registration of loans.--Not later than 15 
                days after the date on which a loan is made under this 
                paragraph, the Administration shall register the loan 
                using the TIN (as defined in section 7701 of the 
                Internal Revenue Code of 1986) assigned to the 
                borrower.
                    ``(D) Increased eligibility for certain small 
                businesses and organizations.--
                            ``(i) In general.--During the covered 
                        period, in addition to small business concerns, 
                        any business concern, nonprofit organization, 
                        or veterans organization shall be eligible to 
                        receive a covered loan if the business concern, 
                        nonprofit organization, or veterans 
                        organization employs not more than the greater 
                        of--
                                    ``(I) 500 employees; or
                                    ``(II) if applicable, the size 
                                standard in number of employees 
                                established by the Administration for 
                                the industry in which the business 
                                concern, nonprofit organization, or 
                                veterans organization operates.
                            ``(ii) Inclusion of sole proprietors, 
                        independent contractors, and eligible self-
                        employed individuals.--
                                    ``(I) In general.--During the 
                                covered period, individuals who operate 
                                under a sole proprietorship or as an 
                                independent contractor and eligible 
                                self-employed individuals shall be 
                                eligible to receive a covered loan.
                                    ``(II) Documentation.--An eligible 
                                self-employed individual seeking a 
                                covered loan shall submit payroll tax 
                                filings reported to the Internal 
                                Revenue Service. An independent 
                                contractor shall submit Forms 1099-MISC 
                                received. A sole proprietorship shall 
                                submit schedules from their tax return 
                                filed (or to be filed) showing their 
                                income and expenses from their sole 
                                proprietorship.
                            ``(iii) Business concerns with more than 1 
                        physical location.--During the covered period, 
                        any business concern that employs not more than 
                        500 employees per physical location of the 
                        business concern and that is assigned a North 
                        American Industry Classification System code 
                        beginning with 72 at the time of disbursal 
                        shall be eligible to receive a covered loan.
                            ``(iv) Waiver of affiliation rules.--During 
                        the covered period, the provisions applicable 
                        to affiliations under section 121.103 of title 
                        13, Code of Federal Regulations, or any 
                        successor regulation, are waived with respect 
                        to eligibility for a covered loan for--
                                    ``(I) any business concern with not 
                                more than 500 employees that, as of the 
                                date on which the covered loan is 
                                disbursed, is assigned a North American 
                                Industry Classification System code 
                                beginning with 72;
                                    ``(II) any business concern 
                                operating as a franchise that is 
                                assigned a franchise identifier code by 
                                the Administration; and
                                    ``(III) any business concern that 
                                receives financial assistance from a 
                                company licensed under section 301 of 
                                the Small Business Investment Act of 
                                1958 (15 U.S.C. 681).
                    ``(E) Maximum loan amount.--During the covered 
                period, with respect to a covered loan, the maximum 
                loan amount shall be the lesser of--
                            ``(i)(I) the product obtained by 
                        multiplying--
                                    ``(aa) the average total monthly 
                                payments by the applicant for payroll 
                                costs, costs related mortgage payments, 
                                rent (including under a lease 
                                agreement), and utilities incurred 
                                during the 1-year period before the 
                                date on which the loan is made, except 
                                that, in the case of an applicant that 
                                is seasonal employer, as determined by 
                                the Administrator, the average total 
                                monthly payments for payroll shall be 
                                for the 12-week period beginning 
                                February 15, 2019, or at the election 
                                of the eligible recipient, March 1, 
                                2019, and ending June 30, 2019; by
                                    ``(bb) 4; or
                            ``(II) if requested by an otherwise 
                        eligible recipient that was not in business 
                        during the period beginning on February 15, 
                        2019 and ending on June 30, 2019, the product 
                        obtained by multiplying--
                                    ``(aa) the average total monthly 
                                payments by the applicant for payroll 
                                costs, costs related mortgage payments, 
                                rent (including under a lease 
                                agreement), and utilities incurred 
                                during the period beginning on January 
                                1, 2020 and ending on February 29, 
                                2020; by
                                    ``(bb) 4; or
                            ``(ii) $10,000,000.
                    ``(F) Allowable uses of covered loans.--
                            ``(i) In general.--During the covered 
                        period, an eligible recipient may, in addition 
                        to the allowable uses of a loan made under this 
                        subsection, use the proceeds of the covered 
                        loan for--
                                    ``(I) payroll costs;
                                    ``(II) costs related to the 
                                continuation of group health care 
                                benefits during periods of paid sick, 
                                medical, or family leave, and insurance 
                                premiums;
                                    ``(III) employee salaries, 
                                commissions, or similar compensations;
                                    ``(IV) mortgage payments;
                                    ``(V) rent (including rent under a 
                                lease agreement);
                                    ``(VI) utilities; and
                                    ``(VII) interest on any other debt 
                                obligations that were incurred before 
                                the covered period.
                            ``(ii) Delegated authority.--
                                    ``(I) In general.--For purposes of 
                                making covered loans for the purposes 
                                described in clause (i), a lender 
                                approved under this paragraph shall be 
                                considered to have delegated authority 
                                to make and approve covered loans, 
                                subject to the provisions of this 
                                paragraph.
                                    ``(II) Considerations.--In 
                                evaluating the eligibility of a 
                                borrower for a covered loan with the 
                                terms described in this paragraph, a 
                                lender shall consider whether the 
                                borrower--
                                            ``(aa) was in operation on 
                                        February 15, 2020;
                                            ``(bb)(AA) had employees 
                                        for whom the borrower paid 
                                        salaries and payroll taxes; or
                                            ``(BB) paid independent 
                                        contractors, as reported on a 
                                        Form 1099-MISC; and
                                            ``(cc) is substantially 
                                        impacted by public health 
                                        restrictions related to the 
                                        Coronavirus 2019 (COVID-19).
                            ``(iii) Additional lenders.--The authority 
                        to make loans under this paragraph shall be 
                        extended to additional lenders determined by 
                        the Administrator and the Secretary of the 
                        Treasury to have the necessary qualifications 
                        to process, close, disburse and service loans 
                        made with the guarantee of the Administration.
                            ``(iv) Limitation.--An eligible recipient 
                        of a covered loan for purposes of paying 
                        payroll costs and other obligations described 
                        in this subparagraph shall not be eligible to 
                        receive an economic injury disaster loan under 
                        subsection (b)(2) for the same purpose.
                    ``(G) Borrower requirements.--
                            ``(i) Certification.--An eligible recipient 
                        applying for a covered loan shall make a good 
                        faith certification--
                                    ``(I) that the uncertainty of 
                                current economic conditions makes 
                                necessary the loan request to support 
                                the ongoing operations of the eligible 
                                recipient; and
                                    ``(II) acknowledging that funds 
                                will be used to retain workers and 
                                maintain payroll or make mortgage 
                                payments, lease payments, and utility 
                                payments.
                            ``(ii) Full-time equivalent employees.--An 
                        eligible recipient of a covered loan shall 
                        maintain an average monthly number of full-time 
                        equivalent employees (as defined in section 
                        45R(d)(2) of the Internal Revenue Code of 1986) 
                        during the covered period that is not less than 
                        the average monthly number of full-time 
                        equivalent employees during the applicable 
                        period described in subclause (I)(aa) or 
                        subclause (II)(aa) of subparagraph (E)(i).
                    ``(H) Fee waiver.--During the covered period, with 
                respect to a covered loan--
                            ``(i) in lieu of the fee otherwise 
                        applicable under paragraph (23)(A), the 
                        Administrator shall collect no fee; and
                            ``(ii) in lieu of the fee otherwise 
                        applicable under paragraph (18)(A), the 
                        Administrator shall collect no fee.
                    ``(I) Credit elsewhere.--During the covered period, 
                the requirement that a small business concern is unable 
                to obtain credit elsewhere, as defined in section 3(h), 
                shall not apply to a covered loan.
                    ``(J) Collateral and personal guarantee 
                requirements.--During the covered period, with respect 
                to a covered loan--
                            ``(i) no collateral shall be required for 
                        the covered loan; and
                            ``(ii) no personal guarantee shall be 
                        required for the covered loan.
                    ``(K) Maturity for loans with remaining balance 
                after application of forgiveness.--With respect to a 
                covered loan that has a remaining balance after 
                reduction based on the loan forgiveness amount under 
                section 1105 of the CARES Act--
                            ``(i) the remaining balance shall continue 
                        to be guaranteed by the Administration under 
                        this subsection; and
                            ``(ii) the covered loan shall have a 
                        maximum maturity of 10 years from the date on 
                        which the borrower applies for loan forgiveness 
                        under that section.
                    ``(L) Interest rate requirements.--During the 
                covered period, a covered loan shall bear an interest 
                rate not to exceed 4 percent.
                    ``(M) Subsidy recoupment fee.--Notwithstanding any 
                other provision of law, a covered loan shall not be 
                subject to a subsidy recoupment fee.
                    ``(N) Loan deferment.--
                            ``(i) Definition of impacted borrower.--
                                    ``(I) In general.--In this 
                                subparagraph, the term `impacted 
                                borrower' means an eligible recipient 
                                that--
                                            ``(aa) is in operation on 
                                        February 15, 2020; and
                                            ``(bb) has an application 
                                        for a covered loan that is 
                                        approved or pending approval on 
                                        or after the date of enactment 
                                        of this paragraph.
                                    ``(II) Presumption.--For purposes 
                                of this subparagraph, an impacted 
                                borrower is presumed to have been 
                                adversely impacted by COVID-19.
                            ``(ii) Deferral.--During the covered 
                        period, the Administrator shall--
                                    ``(I) consider each eligible 
                                recipient that applies for a covered 
                                loan to be an impacted borrower; and
                                    ``(II) require lenders under this 
                                subsection to provide complete payment 
                                deferment relief for impacted borrowers 
                                with covered loans for a period of less 
                                than 6 months, including payment of 
                                principal, interest, and fees.
                            ``(iii) Secondary market.--During the 
                        covered period, with respect to a covered loan 
                        that is sold on the secondary market, if an 
                        investor declines to approve a deferral 
                        requested by a lender under clause (ii), the 
                        Administrator shall exercise the authority to 
                        purchase the loan so that the impacted borrower 
                        may receive a deferral for a period of not less 
                        than 6 months starting on the date on which the 
                        loan is disbursed.
                            ``(iv) Guidance.--Not later than 30 days 
                        after the date of enactment of this paragraph, 
                        the Administrator shall provide guidance to 
                        lenders under this paragraph on the deferment 
                        process described in this subparagraph.
                    ``(O) Secondary market sales.--A covered loan shall 
                not be eligible to be sold in the secondary market 
                until the covered recipient of the covered loan has 
                requested the loan forgiveness authorized under section 
                1105 of the CARES Act and the Administrator has finally 
                determined the amount of any forgiveness to which the 
                eligible recipient is entitled and has made payment to 
                the lender. Any remaining balance on the loan after the 
                application of that payment may be sold in the 
                secondary market.
                    ``(P) Regulatory capital requirements.--
                            ``(i) Risk weight.--With respect to the 
                        appropriate Federal banking agencies applying 
                        capital requirements under their respective 
                        risk-based capital requirements, a covered loan 
                        shall receive a risk weight of zero percent.
                            ``(ii) Temporary relief from tdr 
                        disclosures.--Notwithstanding any other 
                        provision of law, an insured depository 
                        institution that modifies a covered loan in 
                        relation to COVID-19-related difficulties in a 
                        troubled debt restructuring on or after March 
                        13, 2020, shall not be required to comply with 
                        the Financial Accounting Standards Board 
                        Accounting Standards Codification Subtopic 310-
                        40 (`Receivables - Troubled Debt Restructurings 
                        by Creditors') for purposes of compliance with 
                        the requirements of the Federal Deposit 
                        Insurance Act (12 U.S.C. 1811 et seq.), until 
                        such time and under such circumstances as the 
                        appropriate Federal banking agency determines 
                        appropriate.
                    ``(Q) Reimbursement for processing.--
                            ``(i) In general.--The Administrator shall 
                        reimburse a lender authorized to make a covered 
                        loan at a rate of 5 percent of the balance of 
                        the financing outstanding at the time of 
                        disbursement of the covered loan.
                            ``(ii) Timing.--A reimbursement described 
                        in clause (i) shall be made not later than 5 
                        days after the disbursement of the covered 
                        loan.
                    ``(R) Duplication.--Nothing in this paragraph shall 
                prohibit a recipient of an economic injury disaster 
                loan made under subsection (b)(2) during the period 
                beginning on February 15, 2020 and ending on March 31, 
                2020 from receiving assistance under this paragraph.''.
    (b) Commitments for 7(a) Loans.--During the period beginning on 
February 15, 2020 and ending on June 30, 2020--
            (1) the amount authorized for commitments for general 
        business loans authorized under section 7(a) of the Small 
        Business Act (15 U.S.C. 636(a)), including loans made under 
        paragraph (36) of such section, as added by subsection (a), 
        shall be $349,000,000,000; and
            (2) the amount authorized for commitments for such loans 
        under the heading ``business loans program account'' under the 
        heading ``Small Business Administration'' under title V of the 
        Consolidated Appropriations Act, 2020 (Public Law 116-93; 133 
        Stat. 2475) shall not apply.
    (c) Express Loans.--
            (1) In general.--Section 7(a)(31)(D) of the Small Business 
        Act (15 U.S.C. 636(a)(31)(D)) is amended by striking 
        ``$350,000'' and inserting ``$1,000,000''.
            (2) Prospective repeal.--Effective on January 1, 2021, 
        section 7(a)(31)(D) of the Small Business Act (15 U.S.C. 
        636(a)(31)(D)) is amended by striking ``$1,000,000'' and 
        inserting ``$350,000''.
    (d) Exception To Guarantee Fee Waiver for Veterans.--Section 
7(a)(31)(G) of the Small Business Act (15 U.S.C. 636(a)(31)(G)) is 
amended--
            (1) by striking clause (ii); and
            (2) by redesignating clause (iii) as clause (ii).
    (e) Interim Rule.--On and after the date of enactment of this Act, 
the interim final rule published by the Administrator entitled 
``Express Loan Programs: Affiliation Standards'' (85 Fed. Reg. 7622 
(February 10, 2020)) shall have no force or effect.

SEC. 190003. ENTREPRENEURIAL DEVELOPMENT.

    (a) Definitions.--In this section--
            (1) the term ``resource partner'' means--
                    (A) a small business development center; and
                    (B) a women's business center;
            (2) the term ``small business development center'' has the 
        meaning given the term in section 3 of the Small Business Act 
        (15 U.S.C. 632); and
            (3) the term ``women's business center'' means a women's 
        business center described in section 29 of the Small Business 
        Act (15 U.S.C. 656).
    (b) Education, Training, and Advising Grants.--
            (1) In general.--The Administration may provide financial 
        assistance in the form of grants to resource partners to 
        provide education, training, and advising to covered small 
        business concerns.
            (2) Use of funds.--Grants under this subsection shall be 
        used for the education, training, and advising of covered small 
        business concerns and their employees on--
                    (A) accessing and applying for resources provided 
                by the Administration and other Federal resources 
                relating to access to capital and business resiliency;
                    (B) the hazards and prevention of the transmission 
                and communication of COVID-19 and other communicable 
                diseases;
                    (C) the potential effects of COVID-19 on the supply 
                chains, distribution, and sale of products of covered 
                small business concerns and the mitigation of those 
                effects;
                    (D) the management and practice of telework to 
                reduce possible transmission of COVID-19;
                    (E) the management and practice of remote customer 
                service by electronic or other means;
                    (F) the risks of and mitigation of cyber threats in 
                remote customer service or telework practices;
                    (G) the mitigation of the effects of reduced travel 
                or outside activities on covered small business 
                concerns during COVID-19 or similar occurrences; and
                    (H) any other relevant business practices necessary 
                to mitigate the economic effects of COVID-19 or similar 
                occurrences.
            (3) Grant determination.--
                    (A) Small business development centers.--The 
                Administration shall award 80 percent of funds 
                authorized to carry out this subsection to small 
                business development centers, which shall be awarded 
                pursuant to a formula jointly developed, negotiated, 
                and agreed upon, with full participation of both 
                parties, between the association formed under section 
                21(a)(3)(A) of the Small Business Act (15 U.S.C. 
                648(a)(3)(A)) and the Administration.
                    (B) Women's business centers.--The Administration 
                shall award 20 percent of funds authorized to carry out 
                this subsection to women's business centers, which 
                shall be awarded pursuant to a process established by 
                the Administration in consultation with recipients of 
                assistance.
                    (C) No matching funds required.--Matching funds 
                shall not be required for any grant under this 
                subsection.
            (4) Goals and metrics.--
                    (A) In general.--Goals and metrics for the funds 
                made available under this subsection shall be jointly 
                developed, negotiated, and agreed upon, with full 
                participation of both parties, between the resource 
                partners and the Administrator, which shall--
                            (i) take into consideration the extent of 
                        the circumstances relating to the spread of 
                        COVID-19, or similar occurrences, that affect 
                        covered small business concerns located in the 
                        areas covered by the resource partner, 
                        particularly in rural areas or economically 
                        distressed areas;
                            (ii) generally follow the use of funds 
                        outlined in paragraph (2), but shall not 
                        restrict the activities of resource partners in 
                        responding to unique situations; and
                            (iii) encourage resource partners to 
                        develop and provide services to covered small 
                        business concerns.
                    (B) Public availability.--The Administrator shall 
                make publicly available the methodology by which the 
                Administrator and resource partners jointly develop the 
                metrics and goals described in subparagraph (A).
    (c) Resource Partner Association Grants.--
            (1) In general.--The Administrator may provide grants to an 
        association or associations representing resource partners 
        under which the association or associations shall establish a 
        single centralized hub for COVID-19 information, which shall 
        include--
                    (A) 1 online platform that consolidates resources 
                and information available across multiple Federal 
                agencies for small business concerns related to COVID-
                19; and
                    (B) a training program to educate resource partner 
                counselors, members of the Service Corps of Retired 
                Executives established under section 8(b)(1)(B) of the 
                Small Business Act (15 U.S.C. 637(b)(1)(B)), and 
                counselors at veterans business outreach centers 
                described in section 32 of the Small Business Act (15 
                U.S.C. 657b) on the resources and information described 
                in subparagraph (A).
            (2) Goals and metrics.--Goals and metrics for the funds 
        made available under this subsection shall be jointly 
        developed, negotiated, and agreed upon, with full participation 
        of both parties, between the association or associations 
        receiving a grant under this subsection and the Administrator.
    (d) Report.--Not later than 6 months after the date of enactment of 
this Act, and annually thereafter, the Administrator shall submit to 
the Committee on Small Business and Entrepreneurship of the Senate and 
the Committee on Small Business of the House of Representatives a 
report that describes--
            (1) with respect to the initial year covered by the 
        report--
                    (A) the programs and services developed and 
                provided by the Administration and resource partners 
                under subsection (b);
                    (B) the initial efforts to provide those services 
                under subsection (b); and
                    (C) the online platform and training developed and 
                provided by the Administration and the association or 
                associations under subsection (c); and
            (2) with respect to the subsequent years covered by the 
        report--
                    (A) with respect to the grant program under 
                subsection (b)--
                            (i) the efforts of the Administrator and 
                        resource partners to develop services to assist 
                        covered small business concerns;
                            (ii) the challenges faced by owners of 
                        covered small business concerns in accessing 
                        services provided by the Administration and 
                        resource partners;
                            (iii) the number of unique covered small 
                        business concerns that were served by the 
                        Administration and resource partners; and
                            (iv) other relevant outcome performance 
                        data with respect to covered small business 
                        concerns, including the number of employees 
                        affected, the effect on sales, the disruptions 
                        of supply chains, and the efforts made by the 
                        Administration and resource partners to 
                        mitigate these effects; and
                    (B) with respect to the grant program under 
                subsection (c)--
                            (i) the efforts of the Administrator and 
                        the association or associations to develop and 
                        evolve an online resource for small business 
                        concerns; and
                            (ii) the efforts of the Administrator and 
                        the association or associations to develop a 
                        training program for resource partner 
                        counselors, including the number of counselors 
                        trained.

SEC. 190004. WAIVER OF MATCHING FUNDS REQUIREMENT UNDER THE WOMEN'S 
              BUSINESS CENTER PROGRAM.

    During the 3-month period beginning on the date of enactment of 
this Act, the requirement relating to obtaining cash contributions from 
non-Federal sources under section 29(c)(1) of the Small Business Act 
(15 U.S.C. 656(c)(1)) is waived for any recipient of assistance under 
such section 29.

SEC. 190005. LOAN FORGIVENESS.

    (a) Definitions.--In this section--
            (1) the term ``covered loan'' means a loan guaranteed under 
        paragraph (36) of section 7(a) of the Small Business Act (15 
        U.S.C. 636(a)), as added by section 1102;
            (2) the term ``covered mortgage obligation'' means any 
        indebtedness or debt instrument incurred in the ordinary course 
        of business that--
                    (A) is a liability of the borrower;
                    (B) is a mortgage on real or personal property; and
                    (C) was incurred before February 15, 2020;
            (3) the term ``covered period'' means the 8-week period 
        beginning on date of the origination of a covered loan;
            (4) the term ``covered rent obligation'' means rent 
        obligated under a leasing agreement in force before February 
        15, 2020;
            (5) the term ``covered utility payment'' means payment for 
        a service for the distribution of electricity, gas, water, 
        transportation, telephone, or internet access for which service 
        began before February 15, 2020;
            (6) the term ``eligible recipient'' means the recipient of 
        a covered loan;
            (7) the term ``expected forgiveness amount'' means the 
        amount of principal that a lender reasonably expects a borrower 
        to expend during the covered period on the sum of any--
                    (A) payroll costs;
                    (B) payments of interest on any covered mortgage 
                obligation (which shall not include any prepayment of 
                or payment of principal on a covered mortgage 
                obligation);
                    (C) payments on any covered rent obligation; and
                    (D) covered utility payments; and
            (8) the term ``payroll costs'' has the meaning given that 
        term in paragraph (36) of section 7(a) of the Small Business 
        Act (15 U.S.C. 636(a)), as added by section 190002(a)(2) of 
        this division.
    (b) Forgiveness.--An eligible recipient shall be eligible for 
forgiveness of indebtedness on a covered loan in an amount equal to the 
sum of the following costs incurred and payments made during the 
covered period:
            (1) Payroll costs.
            (2) Any payment of interest on any covered mortgage 
        obligation (which shall not include any prepayment of or 
        payment of principal on a covered mortgage obligation).
            (3) Any payment on any covered rent obligation.
            (4) Any covered utility payment.
    (c) Treatment of Amounts Forgiven.--
            (1) In general.--Amounts which have been forgiven under 
        this section shall be considered canceled indebtedness by a 
        lender authorized under section 7(a) of the Small Business Act 
        (15 U.S.C. 636(a)).
            (2) Purchase of guarantees.--For purposes of the purchase 
        of the guarantee for a covered loan by the Administrator, 
        amounts which are forgiven under this section shall be treated 
        in accordance with the procedures that are otherwise applicable 
        to a loan guaranteed under section 7(a) of the Small Business 
        Act (15 U.S.C. 636(a)).
            (3) Remittance.--Not later than 90 days after the date on 
        which the amount of forgiveness under this section is 
        determined, the Administrator shall remit to the lender an 
        amount equal to the amount of forgiveness, plus any interest 
        accrued through the date of payment.
            (4) Advance purchase of covered loan.--
                    (A) Report.--A lender authorized under section 7(a) 
                of the Small Business Act (15 U.S.C. 636(a)) may report 
                to the Administrator an expected forgiveness amount on 
                a covered loan or on a pool of covered loans of up to 
                100 percent of the principal on the covered loan or 
                pool of covered loans, respectively.
                    (B) Purchase.--The Administrator shall purchase the 
                expected forgiveness amount described in subparagraph 
                (A) as if the amount were the principal amount of a 
                loan guaranteed under section 7(a) of the Small 
                Business Act 636(a).
                    (C) Timing.--Not later than 5 days after the date 
                on which the Administrator receives a report under 
                subparagraph (A), the Administrator shall purchase the 
                expected forgiveness amount under subparagraph (B) with 
                respect to each covered loan to which the report 
                relates.
    (d) Limits on Amount of Forgiveness.--
            (1) Amount may not exceed principal.--The amount of loan 
        forgiveness under this section shall not exceed the principal 
        amount of the financing made available under the applicable 
        covered loan.
            (2) Reduction based on reduction in number of employees.--
                    (A) In general.--The amount of loan forgiveness 
                under this section shall be reduced, but not increased, 
                by multiplying the amount described in subsection (b) 
                by the quotient obtained by dividing--
                            (i) the average number of full-time 
                        equivalent employees per month employed by the 
                        eligible recipient during the covered period; 
                        by
                            (ii)(I) the average number of full-time 
                        equivalent employees per month employed by the 
                        eligible recipient during the period beginning 
                        on February 15, 2019 and ending on June 30, 
                        2019;
                            (II) if the eligible recipient was not in 
                        operation before June 30, 2019, the average 
                        number of full-time equivalent employees per 
                        month employed by the eligible recipient during 
                        the period beginning on January 1, 2020 and 
                        ending on February 29, 2020; or
                            (III) in the case of an eligible recipient 
                        that is seasonal employer, as determined by the 
                        Administrator, the average number of full-time 
                        equivalent employees per month employed by the 
                        eligible recipient during the period beginning 
                        on February 15, 2019 and ending on June 30, 
                        2019.
                    (B) Calculation of average number of employees.--
                For purposes of subparagraph (A), the average number of 
                full-time equivalent employees shall be determined by 
                calculating the average number of full-time equivalent 
                employees for each pay period falling within a month.
            (3) Reduction relating to salary and wages.--
                    (A) In general.--The amount of loan forgiveness 
                under this section shall be reduced by the amount of 
                any reduction in total salary or wages of any employee 
                described in subparagraph (B) during the covered period 
                that is in excess of 25 percent of the total salary or 
                wages of the employee during the most recent full 
                quarter during which the employee was employed before 
                the covered period.
                    (B) Employees described.--An employee described in 
                this subparagraph is any employee who did not receive, 
                during any single pay period during 2019, wages or 
                salary at an annualized rate of pay in an amount more 
                than $100,000.
            (4) Exception for tipped workers.--An eligible recipient 
        with tipped employees described in section 3(m)(2)(A) of the 
        Fair Labor Standards Act of 1938 (29 U.S.C. 203(m)(2)(A)) may 
        receive forgiveness for additional wages paid to those 
        employees.
            (5) Exemption for re-hires.--
                    (A) In general.--In a circumstance described in 
                subparagraph (B), the amount of loan forgiveness under 
                this section shall be determined without regard to a 
                reduction in the number of full-time equivalent 
                employees of an eligible recipient or a reduction in 
                the salary of 1 or more employees of the eligible 
                recipient, as applicable, during the period beginning 
                on February 15, 2020 and ending on April 1, 2020.
                    (B) Circumstances.--A circumstance described in 
                this subparagraph is a circumstance--
                            (i) in which--
                                    (I) during the period beginning on 
                                February 15, 2020 and ending on April 
                                1, 2020, there is a reduction, as 
                                compared to February 15, 2020, in the 
                                number of full-time equivalent 
                                employees of an eligible recipient; and
                                    (II) not later than June 30, 2020, 
                                the eligible employer has eliminated 
                                the reduction in the number of full-
                                time equivalent employees;
                            (ii) in which--
                                    (I) during the period beginning on 
                                February 15, 2020 and ending on April 
                                1, 2020, there is a reduction, as 
                                compared to February 15, 2020, in the 
                                salary or wages of 1 or more employees 
                                of the eligible recipient; and
                                    (II) not later than June 30, 2020, 
                                the eligible employer has eliminated 
                                the reduction in the salary or wages of 
                                such employees; or
                            (iii) in which the events described in 
                        clause (i) and (ii) occur.
    (e) Application.--An eligible recipient seeking loan forgiveness 
under this section shall submit to the lender that originated the 
covered loan an application, which shall include--
            (1) documentation verifying the number of full-time 
        equivalent employees on payroll and pay rates for the periods 
        described in subsection (d), including--
                    (A) payroll tax filings reported to the Internal 
                Revenue Service; and
                    (B) State income, payroll, and unemployment 
                insurance filings;
            (2) documentation, including cancelled checks, payment 
        receipts, transcripts of accounts, or other documents verifying 
        payments on covered mortgage obligations, payments on covered 
        lease obligations, and covered utility payments;
            (3) a certification from a representative of the eligible 
        recipient authorized to make such certifications that--
                    (A) the documentation presented is true and 
                correct; and
                    (B) the amount for which forgiveness is requested 
                was used to retain employees, make interest payments on 
                a covered mortgage obligation, make payments on a 
                covered rent obligation, or make covered utility 
                payments; and
            (4) any other documentation the Administrator determines 
        necessary.
    (f) Prohibition on Forgiveness Without Documentation.--No eligible 
recipient shall receive forgiveness under this section without 
submitting to the lender that originated the covered loan the 
documentation required under subsection (e).
    (g) Decision.--Not later than 60 days after the date on which a 
lender receives an application for loan forgiveness under this section 
from an eligible recipient, the lender shall issue a decision on the an 
application.
    (h) Safe Harbor.--If a lender determines that an eligible recipient 
has accurately verified the payments for payroll costs, payments on 
covered mortgage obligations, payments on covered lease obligations, or 
covered utility payments during covered period--
            (1) an enforcement action may not be taken against the 
        lender under section 47(e) of the Small Business Act (15 U.S.C. 
        657t(e)) relating to loan forgiveness for the payments for 
        payroll costs, payments on covered mortgage obligations, 
        payments on covered lease obligations, or covered utility 
        payments, as the case may be; and
            (2) the lender shall not be subject to any penalties by the 
        Administrator relating to loan forgiveness for the payments for 
        payroll costs, payments on covered mortgage obligations, 
        payments on covered lease obligations, or covered utility 
        payments, as the case may be.
    (i) Taxability.--Canceled indebtedness under this section shall be 
excluded from gross income for purposes of the Internal Revenue Code of 
1986.
    (j) Rule of Construction.--The cancellation of indebtedness on a 
covered loan under this section shall not otherwise modify the terms 
and conditions of the covered loan.
    (k) Regulations.--Not later than 30 days after the date of 
enactment of this Act, the Administrator shall issue guidance and 
regulations implementing this section.

SEC. 190006. MINORITY BUSINESS DEVELOPMENT AGENCY.

    (a) Definitions.--In this section--
            (1) the term ``Agency'' means the Minority Business 
        Development Agency of the Department of Commerce; and
            (2) the term ``minority business center'' means a Business 
        Center of the Agency.
    (b) Education, Training, and Advising Grants.--
            (1) In general.--The Agency may provide financial 
        assistance in the form of grants to minority business centers 
        to provide education, training, and advising to covered small 
        business concerns.
            (2) Use of funds.--Grants under this section shall be used 
        for the education, training, and advising of covered small 
        business concerns and their employees on--
                    (A) accessing and applying for resources provided 
                by the Agency and other Federal resources relating to 
                access to capital and business resiliency;
                    (B) the hazards and prevention of the transmission 
                and communication of COVID-19 and other communicable 
                diseases;
                    (C) the potential effects of COVID-19 on the supply 
                chains, distribution, and sale of products of covered 
                small business concerns and the mitigation of those 
                effects;
                    (D) the management and practice of telework to 
                reduce possible transmission of COVID-19;
                    (E) the management and practice of remote customer 
                service by electronic or other means;
                    (F) the risks of and mitigation of cyber threats in 
                remote customer service or telework practices;
                    (G) the mitigation of the effects of reduced travel 
                or outside activities on covered small business 
                concerns during COVID-19 or similar occurrences; and
                    (H) any other relevant business practices necessary 
                to mitigate the economic effects of COVID-19 or similar 
                occurrences.
            (3) No matching funds required.--Matching funds shall not 
        be required for any grant under this section.
            (4) Goals and metrics.--
                    (A) In general.--Goals and metrics for the funds 
                made available under this section shall be jointly 
                developed, negotiated, and agreed upon, with full 
                participation of both parties, between the minority 
                business centers and the Agency, which shall--
                            (i) take into consideration the extent of 
                        the circumstances relating to the spread of 
                        COVID-19, or similar occurrences, that affect 
                        covered small business concerns located in the 
                        areas covered by the minority business centers, 
                        particularly in rural areas or economically 
                        distressed areas;
                            (ii) generally follow the use of funds 
                        outlined in paragraph (2), but shall not 
                        restrict the activities of minority business 
                        centers in responding to unique situations; and
                            (iii) encourage minority business centers 
                        to develop and provide services to covered 
                        small business concerns.
                    (B) Public availability.--The Agency shall make 
                publicly available the methodology by which the Agency 
                and minority business centers jointly develop the 
                metrics and goals described in subparagraph (A).
            (5) Authorization of appropriations.--There is authorized 
        to be appropriated $10,000,000 to carry out this section, to 
        remain available until expended.
    (c) Waivers.--
            (1) In general.--Notwithstanding any other provision of law 
        or regulation, the Agency may, during the 3-month period that 
        begins on the date of enactment of this Act, waive any matching 
        requirement imposed on a minority business center or specialty 
        center of the Agency under a cooperative agreement between such 
        a center and the Agency if the applicable center is unable to 
        raise funds, or has suffered a loss of revenue, because of the 
        effects of COVID-19.
            (2) Remaining compliant.--Notwithstanding any provision of 
        a cooperative agreement between the Agency and a minority 
        business center, if, during the period beginning on the date of 
        enactment of this Act and ending on September 30, 2021, such a 
        center decides not to collect fees because of the economic 
        consequences of COVID-19, the center shall be considered to be 
        in compliance with that agreement if--
                    (A) the center notifies the Agency with respect to 
                that decision, which the center may provide through 
                electronic mail; and
                    (B) the Agency, not later than 15 days after the 
                date on which the center provides notice to the Agency 
                under subparagraph (A)--
                            (i) confirms receipt of the notification 
                        under subparagraph (A); and
                            (ii) accepts the decision of the center.

SEC. 190007. CONTRACTING.

    (a) Definition.--In this section, the term ``covered entity'' means 
a small business concern or nonprofit organization--
            (1) that is a party to a contract with a Federal agency; 
        and
            (2) for which the contractor performance is adversely 
        impacted as a result of COVID-19.
    (b) Promotion of Small Business Contracting.--
            (1) Small business contracting relief.--
                    (A) In general.--Notwithstanding any other 
                provision of law or regulation, and except as provided 
                in subparagraph (B), during the period beginning on the 
                date of enactment of this Act and ending on September 
                30, 2021, the head of the Federal agency with which a 
                covered entity has a contract shall provide the covered 
                entity with the greater of--
                            (i) 30 additional days to carry out the 
                        responsibilities of the covered entity under 
                        the contract; or
                            (ii) an additional amount of time to carry 
                        out the responsibilities of the covered entity 
                        under the contract that the head of the Federal 
                        agency determines to be appropriate after 
                        taking into consideration the severity of the 
                        adverse impact experienced by the covered 
                        entity.
                    (B) Exclusion of mission-critical contracts.--
                Subparagraph (A) shall not apply to any contract that 
                the head of the Federal agency that is a party to the 
                contract determines is critical to carrying out the 
                mission of the Federal agency.
            (2) Payment continuation.--If the performance of all or any 
        part of the work of a Federal goods or services contract with a 
        contractor that is a small business concern or a nonprofit 
        organization in force and effect during the period beginning on 
        the date of enactment of this Act and ending on September 30, 
        2021, is unavoidably delayed or interrupted by the inability of 
        the employees of the small business concern or nonprofit 
        organization, as applicable, to access Government facilities, 
        systems, or other Government-provided resources due to 
        restrictions related to COVID-19 that have been imposed by any 
        authority or due to orders or instructions issued by the 
        contracting agency in response to COVID-19--
                    (A) the Government shall pay the small business 
                concern or nonprofit organization, as applicable, upon 
                the submission of the documentation required by the 
                contract and according to the terms specified in the 
                contract, the prices stipulated in the contract for 
                goods or services as if the small business concern or 
                nonprofit organization, as applicable, had rendered and 
                the Government accepted the goods or services; and
                    (B) contractor delivery schedules shall be revised 
                and the small business concern or nonprofit 
                organization, as applicable, shall be eligible for 
                equitable adjustments based on the revised schedules.
            (3) Prompt payments.--Notwithstanding any other provision 
        of law or regulation, during any period in which the President 
        invokes the authorities of the Defense Production Act of 1950 
        (50 U.S.C. 4501 et seq.), for any payment due by the head of a 
        Federal agency on a contract for an item of property or service 
        provided--
                    (A) with respect to a prime contractor (as defined 
                in section 8701 of title 41, United States Code) that 
                is a small business concern or nonprofit organization, 
                the head of the Federal agency shall, to the fullest 
                extent permitted by law and to the maximum extent 
                practicable, establish an accelerated payment date of 
                15 days after a proper invoice for the amount due is 
                received; and
                    (B) with respect to a prime contractor (as defined 
                in section 8701 of title 41, United States Code) that 
                subcontracts with a small business concern or nonprofit 
                organization, the head of the Federal agency shall, to 
                fullest extent permitted by law and to the maximum 
                extent practicable, establish an accelerated payment 
                date of 15 days after receipt of a proper invoice for 
                the amount due if the prime contractor agrees to make 
                payments to the subcontractor in accordance with the 
                accelerated payment date, to the maximum extent 
                practicable, without any further consideration from or 
                fees charged to the subcontractor.
            (4) Bar on multiple forms of contract relief.--A small 
        business concern or nonprofit organization may not receive a 
        modification of terms or assistance under more than 1 paragraph 
        of this subsection with respect to any single contract.
    (c) Resolicitation of Contracts With Small Business Concerns.--
During fiscal years 2021 and 2022, a Federal agency shall not cancel a 
contract in which the prime contractor (as defined in section 8701 of 
title 41, United States Code) is a small business concern that 
defaulted on the terms of the contract directly or indirectly due to 
the COVID-19 unless the Director of Small and Disadvantaged Business 
Utilization of the Federal agency certifies that--
            (1) the contract is mission-critical;
            (2) resolicitation of the contract would allow a faster 
        delivery than the small business concern could provide; and
            (3) the resolicitation of the contract is, to the greatest 
        extent possible, awarded to another small business concern.
    (d) 8(a) Extension.--The Administrator of the Small Business 
Administration shall allow a small business concern participating in 
the program established under section 8(a) of the Small Business Act on 
the date of enactment of this section, to extend such participation by 
a period of 1 year from the date of the concern's admission to the 
program.

SEC. 190008. UNITED STATES TREASURY PROGRAM MANAGEMENT AUTHORITY.

    (a) Authority To Include Additional Financial Institutions.--The 
Department of the Treasury, in consultation with the Administration, 
the Farm Credit Administration, and the other Federal financial 
regulatory agencies (as defined in section 313(r) of title 31, United 
States Code), shall establish criteria for insured depository 
institutions (as defined in section 3 of the Federal Deposit Insurance 
Act (12 U.S.C. 1813)), institutions of the Farm Credit System chartered 
under the Farm Credit Act of 1971 (12 U.S.C. 2001 et seq.), and other 
lenders that do not already participate in lending under programs of 
the Administration, to participate in the small business interruption 
loans program to provide loans under this section until the date on 
which the national emergency declared by the President under the 
National Emergencies Act (50 U.S.C. 1601 et seq.) with respect to the 
Coronavirus Disease 2019 (COVID-19) expires.
    (b) Safety and Soundness.--An insured depository institution (as 
defined in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 
1813)), institution of the Farm Credit System chartered under the Farm 
Credit Act of 1971 (12 U.S.C. 2001 et seq.), or other lender may only 
participate in the program established under this section if 
participation does not affect the safety and soundness of the 
institution or lender.
    (c) Regulations for Lenders and Loans.--
            (1) In general.--The Secretary of the Treasury, in 
        consultation with the Administrator, shall issue regulations 
        and guidance in order to direct additional lenders under this 
        section and establish terms and conditions for small business 
        interruption loans under this section, including terms 
        concerning compensation, underwriting standards, interest 
        rates, and maturity.
            (2) Requirements.--The terms and conditions established 
        under paragraph (1) shall provide for the following:
                    (A) A rate of interest that does not exceed the 
                maximum permissible rate of interest available on a 
                loan of comparable maturity under paragraph (36) of 
                section 7(a) of the Small Business Act (15 U.S.C. 
                636(a)), as added by section 190002(a)(2) of this 
                division.
                    (B) Terms and conditions that, to the maximum 
                extent practicable, are the same as the terms and 
                conditions required under the following provisions of 
                paragraph (36) of section 7(a) of the Small Business 
                Act (15 U.S.C. 636(a)), as added by section 190002(a) 
                of this division:
                            (i) Subparagraph (D), pertaining to 
                        borrower eligibility.
                            (ii) Subparagraph (E), pertaining to the 
                        maximum loan amount.
                            (iii) Subparagraph (F)(i), pertaining to 
                        allowable uses of program loans.
                            (iv) Subparagraph (H), pertaining to fee 
                        waivers.
                            (v) Subparagraph (N), pertaining to loan 
                        deferment.
                    (C) A guarantee percentage that, to the maximum 
                extent practicable, is the same as the guarantee 
                percentage required under subparagraph (F) of section 
                7(a)(2) of the Small Business Act (15 U.S.C. 
                636(a)(2)), as added by section 190002 of this 
                division.
                    (D) Loan forgiveness under terms and conditions 
                that, to the maximum extent practicable, are the same 
                as the terms and conditions for loan forgiveness under 
                section 190005 of this division.
    (d) Additional Regulations Generally.--The Secretary of the 
Treasury may issue regulations and guidance as may be necessary to 
carry out the purposes of this section.
    (e) Certification.--As a condition of receiving a loan under this 
section, a borrower shall certify under terms acceptable to the 
Secretary of the Treasury that the borrower--
            (1) does not have an application pending for a loan under 
        section 7(a) of the Small Business Act (15 U.S.C. 636(a)); and
            (2) has not received such a loan during the period 
        beginning on February 15, 2020 and ending on December 31, 2020.
    (f) Program Administration.--Under the infrastructure of the 
Department of the Treasury and with guidance from the Secretary of the 
Treasury, the Administrator shall administer the program established 
under this section, including the making and purchasing of guarantees 
on loans under the program, until the date on which the national 
emergency declared by the President under the National Emergencies Act 
(50 U.S.C. 1601 et seq.) with respect to the Coronavirus Disease 2019 
(COVID-19) expires.
    (g) Criminal Penalties.--A loan under this section shall be deemed 
to be a loan under the Small Business Act (15 U.S.C. 631 et seq.) for 
purposes of section 16 of such Act (15 U.S.C. 645).

SEC. 190009. EMERGENCY ECONOMIC INJURY GRANTS FOR ADDITIONAL COVERED 
              ENTITIES.

    (a) In General.--The Administrator of the Small Business 
Administration shall provide grants to additional covered entities that 
have suffered a substantial economic injury (as defined in section 
7(b)(2) of the Small Business Act (15 U.S.C. 636(b)(2))), directly or 
indirectly, as a result of the public health emergency declared because 
of COVID-19.
    (b) Additional Covered Entity Defined.--The term ``additional 
covered entity'' means--
            (1) a business concern that employs not more than 500 
        employees per physical location of the business concern and 
        that is assigned a North American Industry Classification 
        System code beginning with 71; 72; 44; 45; and 812930;
            (2) a small business concern (as defined under section 3 of 
        the Small Business Act (15 U.S.C. 632)); and
            (3) if such person was in operation on or before January 
        31, 2020--
                    (A) a individual who operates under a sole 
                proprietorship or as an independent contractor;
                    (B) a cooperative that employs not more than 500 
                employees per physical location of the cooperative;
                    (C) an ESOP (as defined in section 3(q)(6) of the 
                Small Business Act (15 U.S.C. 632(q)(6))) that employs 
                not more than 500 employees per physical location of 
                the ESOP;
                    (D) an organization serving veterans or members of 
                the Armed Forces (as defined in section 501(c)(19) of 
                the Internal Revenue Code of 1986, that is exempt from 
                taxation under subsection (a) of such section);
                    (E) a private non-profit organization that employs 
                not more than 500 employees per physical location of 
                the organization; or
                    (F) a start-up small business concern that employs 
                not more than 500 employees per physical location of 
                the concern.
    (c) Process.--The Administrator shall use the existing direct loan 
application process administered under section 7(b) of the Small 
Business Act (15 U.S.C. 636(b)) to disburse grant funds, to greatest 
extent possible, within 3 days after receiving an application from an 
additional covered entity.
    (d) Verification.--Before disbursing amounts under this subsection, 
the Administrator shall verify that the applicant is an additional 
covered entity.
    (e) Exemption From Affiliation Rules.--For the purposes of this 
section, the Administrator of the Small Business Administration shall 
suspend the application of the affiliation rules of the Administration 
during the period beginning on January 31, 2020 and ending on September 
30, 2021, except that individual affiliates may not exceed the current 
small business size standard for the industry in which the affiliate 
operates, and any group of affiliates may not receive more than 3 times 
the maximum allowable grant amount under subsection (f).
    (f) Amount of Grant.--The amount of a grant provided under this 
section shall be not more than $10,000.
    (g) Use of Funds.--An additional covered entity that receives a 
grant under this section may use the grant funds to address the direct 
effects of the COVID-19 pandemic, including--
            (1) payroll support, including paid sick, medical, or 
        family leave and costs related to the continuation of health 
        care benefits;
            (2) maintaining payroll to retain employees during business 
        disruptions or substantial slowdowns;
            (3) meeting increased costs to obtain materials unavailable 
        from the original source of the additional covered entity due 
        to interrupted supply chains;
            (4) making payments under a lease or mortgage loan, or a 
        contract for utility services, related to a place of operation 
        of the additional covered entity;
            (5) repaying obligations that cannot be met due to revenue 
        losses; and
            (6) other expenses, as deemed appropriate by the 
        Administrator.
    (h) Eligibility for Additional Assistance.--An additional covered 
entity that receives a grant under this section may also apply for a 
loan under subsections (a) or (b) of section 7 of the Small Business 
Act (15 U.S.C. 636).
    (i) Procedures.--The Administrator shall establish procedures to 
verify and document the compliance of an additional covered entity that 
receives a grant under this section with the requirements under this 
section in order to prevent waste, fraud, and abuse of such grant 
funds.
    (j) Report.--Not later than March 31, 2022, the Administrator of 
the Small Business Administration shall submit to Congress a report 
that includes--
            (1) the number of grants made under this section, 
        disaggregated by the number of grants made--
                    (A) in an amount less than or equal to $1,000;
                    (B) in an amount greater than $2,000 but less than 
                or equal to $3,000;
                    (C) in an amount greater than $3,000 but less than 
                or equal to $4,000;
                    (D) in an amount greater than $4,000 but less than 
                or equal to $5,000;
                    (E) in an amount greater than $5,000 but less than 
                or equal to $6,000;
                    (F) in an amount greater than $6,000 but less than 
                or equal to $7,000;
                    (G) in an amount greater than $7,000 but less than 
                or equal to $8,000;
                    (H) in an amount greater than $8,000 but less than 
                or equal to $9,000; and
                    (I) in an amount greater than $9,000 but less than 
                or equal to $10,000;
            (2) the average amount of a grant award;
            (3) an analysis of the program established under this 
        section and recommendations for improvement;
            (4) the average time from receipt of an application to 
        approval of grant under this section; and
            (5) the average time from approval of grant to disbursement 
        of grant funds.
    (k) Authorization of Appropriations.--There is authorized to be 
appropriated $100,000,000,000 to the Administrator to carry out this 
section.
    (l) Termination.--The authority to carry out grants under this 
section shall terminate on September 30, 2021.

SEC. 190010. RESOURCES AND SERVICES IN LANGUAGES OTHER THAN ENGLISH.

    (a) In General.--The Administrator shall provide the resources and 
services made available by the Administration to small business 
concerns in the 10 most commonly spoken languages, other than English, 
in the United States, which shall include Mandarin, Cantonese, 
Japanese, and Korean.
    (b) Authorization of Appropriations.--There is authorized to be 
appropriated to the Administrator $25,000,000 to carry out this 
section.

SEC. 190011. SUBSIDY FOR CERTAIN LOAN PAYMENTS.

    (a) Definition of Covered Loan.--In this section, the term 
``covered loan'' means a loan that is--
            (1) guaranteed by the Administration under--
                    (A) section 7(a) of the Small Business Act (15 
                U.S.C. 636(a)), including a loan made under the 
                Community Advantage Pilot Program of the 
                Administration; or
                    (B) title V of the Small Business Investment Act of 
                1958 (15 U.S.C. 695 et seq.); or
            (2) made by an intermediary to a small business concern 
        using loans or grants received under section 7(m) of the Small 
        Business Act (15 U.S.C. 636(m)).
    (b) Sense of Congress.--It is the sense of Congress that--
            (1) all borrowers are adversely affected by COVID-19;
            (2) relief payments by the Administration are appropriate 
        for all borrowers; and
            (3) in addition to the relief provided under this division, 
        the Administration should encourage lenders to provide payment 
        deferments, when appropriate, and to extend the maturity of 
        covered loans, so as to avoid balloon payments or any 
        requirement for increases in debt payments resulting from 
        deferments provided by lenders during the period of the 
        national emergency declared by the President under the National 
        Emergencies Act (50 U.S.C. 1601 et seq.) with respect to the 
        Coronavirus Disease 2019 (COVID-19).
    (c) Principal and Interest Payments.--
            (1) In general.--The Administrator shall pay the principal, 
        interest, and any associated fees that are owed on a covered 
        loan in a regular servicing status--
                    (A) with respect to a covered loan made before the 
                date of enactment of this Act and not on deferment, for 
                the 6-month period beginning with the next payment due 
                on the covered loan;
                    (B) with respect to a covered loan made before the 
                date of enactment of this Act and on deferment, for the 
                6-month period beginning with the next payment due on 
                the covered loan after the deferment period; and
                    (C) with respect to a covered loan made during the 
                period beginning on the date of enactment of this Act 
                and ending on the date that is 6 months after such date 
                of enactment, for the 6-month period beginning with the 
                first payment due on the covered loan.
            (2) Timing of payment.--The Administrator shall begin 
        making payments under paragraph (1) on a covered loan not later 
        than 30 days after the date on which the first such payment is 
        due.
            (3) Application of payment.--Any payment made by the 
        Administrator under paragraph (1) shall be applied to the 
        covered loan such that the borrower is relieved of the 
        obligation to pay that amount.
    (d) Other Requirements.--The Administrator shall--
            (1) communicate and coordinate with the Federal Deposit 
        Insurance Corporation, the Office of the Comptroller of the 
        Currency, and State bank regulators to encourage those entities 
        to not require lenders to increase their reserves on account of 
        receiving payments made by the Administrator under subsection 
        (c);
            (2) waive statutory limits on maximum loan maturities for 
        any covered loan durations where the lender provides a deferral 
        and extends the maturity of covered loans during the 1-year 
        period following the date of enactment of this Act; and
            (3) when necessary to provide more time because of the 
        potential of higher volumes, travel restrictions, and the 
        inability to access some properties during the COVID-19 
        pandemic, extend lender site visit requirements to--
                    (A) not more than 60 days (which may be extended at 
                the discretion of the Administration) after the 
                occurrence of an adverse event, other than a payment 
                default, causing a loan to be classified as in 
                liquidation; and
                    (B) not more than 90 days after a payment default.
    (e) Rule of Construction.--Nothing in this section may be construed 
to limit the authority of the Administrator to make payments pursuant 
to subsection (c) with respect to a covered loan solely because the 
covered loan has been sold in the secondary market.
    (f) Authorization of Appropriations.--There is authorized to be 
appropriated to the Administrator $16,800,000,000 to carry out this 
section.

SEC. 190012. TEMPORARY FEE REDUCTIONS.

    (a) Purpose.--The purpose of the section is to waive borrower and 
lender fees on loans, including a permanent fix to waive fees for 
veterans and their spouses.
    (b) Administrative Fee Waiver.--
            (1) In general.--During the period beginning on the date of 
        enactment of this Act and ending on September 30, 2021, and to 
        the extent that the cost of such elimination or reduction of 
        fees is offset by appropriations, with respect to each loan 
        guaranteed under section 7(a) of the Small Business Act (15 
        U.S.C. 636(a)) (including a recipient of assistance under the 
        Community Advantage Pilot Program of the Administration) for 
        which an application is approved or pending approval on or 
        after the date of enactment of this Act, the Administrator 
        shall--
                    (A) in lieu of the fee otherwise applicable under 
                section 7(a)(23)(A) of the Small Business Act (15 
                U.S.C. 636(a)(23)(A)), collect no fee or reduce fees to 
                the maximum extent possible; and
                    (B) in lieu of the fee otherwise applicable under 
                section 7(a)(18)(A) of the Small Business Act (15 
                U.S.C. 636(a)(18)(A)), collect no fee or reduce fees to 
                the maximum extent possible.
            (2) Application of fee eliminations or reductions.--To the 
        extent that amounts are made available to the Administrator for 
        the purpose of fee eliminations or reductions under paragraph 
        (1), the Administrator shall--
                    (A) first use any amounts provided to eliminate or 
                reduce fees paid by small business borrowers under 
                clauses (i) through (iii) of section 7(a)(18)(A) of the 
                Small Business Act (15 U.S.C. 636(a)(18)(A)), to the 
                maximum extent possible; and
                    (B) then use any amounts provided to eliminate or 
                reduce fees under 7(a)(23)(A) of the Small Business Act 
                (15 U.S.C. 636(a)(23)(A)).
    (c) Exception To Guarantee Fee Waiver for Veterans.--Section 
7(a)(31)(G) of the Small Business Act (15 U.S.C. 636(a)(31)(G)) is 
amended--
            (1) by striking clause (ii); and
            (2) by redesignating clause (iii) as clause (ii).
    (d) Temporary Fee Elimination for the 504 Loan Program.--
            (1) In general.--During the period beginning on the date of 
        enactment of this section and ending on September 30, 2021, and 
        to the extent the cost of such elimination in fees is offset by 
        appropriations, with respect to each project or loan guaranteed 
        by the Administrator pursuant to title V of the Small Business 
        Investment Act of 1958 (15 U.S.C. 695 et seq.) for which an 
        application is approved or pending approval on or after the 
        date of enactment of this section--
                    (A) the Administrator shall, in lieu of the fee 
                otherwise applicable under section 503(d)(2) of the 
                Small Business Investment Act of 1958 (15 U.S.C. 
                697(d)(2)), collect no fee; and
                    (B) a development company shall, in lieu of the 
                processing fee described under section 120.971(a)(1) of 
                title 13, Code of Federal Regulations (relating to fees 
                paid by borrowers), or any successor thereto, collect 
                no fee.
            (2) Reimbursement for waived fees.--
                    (A) In general.--To the extent that the cost of 
                such payments is offset by appropriations, the 
                Administrator shall reimburse each development company 
                that does not collect a processing fee pursuant to 
                paragraph (1)(B).
                    (B) Amount.--The payment to a development company 
                under subparagraph (A) shall be in an amount equal to 
                1.5 percent of the net debenture proceeds for which the 
                development company does not collect a processing fee 
                pursuant to paragraph (1)(B).

SEC. 190013. GUARANTEE AMOUNTS.

    (a) Purpose.--The purpose of this section is to increase loan 
guarantee amounts in order to mitigate risk for lenders and keep credit 
flowing, including an emphasis on underserved borrowers.
    (b) 7(a) Loan Guarantees.--
            (1) In general.--Section 7(a)(2)(A) of the Small Business 
        Act (15 U.S.C. 636(a)(2)(A)) is amended by striking ``), such 
        participation by the Administration shall be equal to'' and all 
        that follows through the period at the end and inserting ``or 
        the Community Advantage Pilot Program of the Administration), 
        such participation by the Administration shall be equal to 90 
        percent of the balance of the financing outstanding at the time 
        of disbursement of the loan.''.
            (2) Termination.--Effective September 30, 2021, section 
        7(a)(2)(A) of the Small Business Act (15 U.S.C. 636(a)(2)(A)), 
        as amended by paragraph (1), is amended to read as follows:
                    ``(A) In general.--Except as provided in 
                subparagraphs (B), (D), and (E), in an agreement to 
                participate in a loan on a deferred basis under this 
                subsection (including a loan made under the Preferred 
                Lenders Program), such participation by the 
                Administration shall be equal to--
                            ``(i) 75 percent of the balance of the 
                        financing outstanding at the time of 
                        disbursement of the loan, if such balance 
                        exceeds $150,000; or
                            ``(ii) 85 percent of the balance of the 
                        financing outstanding at the time of 
                        disbursement of the loan, if such balance is 
                        less than or equal to $150,000.''.
    (c) Express Loan Guarantee Amounts and Loan Size Increases.--
            (1) Temporary modification.--Section 7(a)(31) of the Small 
        Business Act (15 U.S.C. 636(a)(31)) is amended--
                    (A) in subparagraph (A)(iv), by striking ``with a 
                guaranty rate of not more than 50 percent.'' and 
                inserting the following: ``with a guarantee rate--
                                    ``(I) for a loan in an amount less 
                                than or equal to $350,000, of not more 
                                than 90 percent; and
                                    ``(II) for a loan in an amount 
                                greater than $350,000, of not more than 
                                75 percent.''; and
                    (B) in subparagraph (D), by striking ``$350,000'' 
                and inserting ``$1,000,000''.
            (2) Increase in availability.--Effective September 30, 
        2021, section 7(a)(31) of the Small Business Act (15 U.S.C. 
        636(a)(31)), as amended by paragraph (1), is amended--
                    (A) in subparagraph (A)(iv), by striking 
                ``guarantee rate'' and all that follows through the 
                period at the end and inserting ``guarantee rate of not 
                more than 50 percent.''; and
                    (B) in subparagraph (D), by striking ``$1,000,000'' 
                and inserting ``$500,000''.

SEC. 190014. MAXIMUM LOAN AMOUNT AND PROGRAM LEVELS FOR 7(A) LOANS.

    (a) Purpose.--The purpose of this section is to temporarily 
increase the maximum loan size in order to expand the reach of this 
long-term capital.
    (b) Maximum Loan Amount.--During the period beginning on the date 
of enactment of this section and ending on September 30, 2021, with 
respect to any loan guaranteed under section 7(a) of the Small Business 
Act (15 U.S.C. 636(a)) for which an application is approved or pending 
approval on or after the date of enactment of this section, the maximum 
loan amount shall be $10,000,000.
    (c) Program Levels.--During each of fiscal years 2020 and 2021, 
commitments for general business loans authorized under section 7(a) of 
the Small Business Act (15 U.S.C. 636(a)) shall not exceed 
$75,000,000,000.
    (d) Collateral Requirements.--During the period beginning on the 
date of enactment of this section and ending September 30, 2021, with 
respect to each loan guaranteed under section 7(a) of the Small 
Business Act (15 U.S.C. 636(a))--
            (1) no collateral shall be required on loans of $100,000 
        and less made under this section; and
            (2) the Administration shall establish appropriate 
        collateral standards for loans over $100,000 made under this 
        section except that when a loan over $350,000 is not fully 
        secured by business assets, the Administration shall not 
        require that loan guarantors as described in subparagraph (3) 
        pledge personally owned assets including personal residences 
        and other personally owned real estate as additional collateral 
        on the loan.
    (e) Personal Guarantee.--During the period beginning on the date of 
enactment of this section and ending September 30, 2021, with respect 
to each loan guaranteed under section 7(a) of the Small Business Act 
(15 U.S.C. 636(a)), no personal guarantee shall be required on loans to 
cooperatives.

SEC. 190015. MAXIMUM LOAN AMOUNT FOR 504 LOANS.

    (a) Purpose.--The purpose of this section is to make refinancing of 
fixed assets more flexible for small business concerns seeking 
immediate financing and relief from the COVID-19 crisis.
    (b) Temporary Increase.--During the period beginning on the date of 
enactment of this section and ending on September 30, 2021, with 
respect to each project or loan guaranteed by the Administrator 
pursuant to title V of the Small Business Investment Act of 1958 (15 
U.S.C. 695 et seq.) for which an application is approved or pending 
approval on or after the date of enactment of this section, the maximum 
portion of a loan that is backed by the CDC shall be $10,000,000.
    (c) Permanent Increase for Small Manufacturers.--Effective on 
October 1, 2021, section 502(2)(A)(iii) of the Small Business 
Investment Act of 1958 (15 U.S.C. 696(2)(A)(iii)) is amended by 
striking ``$5,500,000'' and inserting ``$10,000,000''.
    (d) Refinancing Not Involving Expansions.--
            (1) In general.--Section 502(7) of the Small Business 
        Investment Act of 1958 (15 U.S.C. 696(7)) is amended by adding 
        at the end the following:
                    ``(C) Refinancing not involving expansions.--
                            ``(i) Definitions.--In this subparagraph--
                                    ``(I) the term `borrower' means a 
                                small business concern that submits an 
                                application to a development company 
                                for financing under this subparagraph;
                                    ``(II) the term `eligible fixed 
                                asset' means tangible property relating 
                                to which the Administrator may provide 
                                financing under this section; and
                                    ``(III) the term `qualified debt' 
                                means indebtedness--
                                            ``(aa) that--

                                                    ``(AA) was incurred 
                                                not less than 2 years 
                                                before the date of the 
                                                application for 
                                                assistance under this 
                                                subparagraph;

                                                    ``(BB) is a 
                                                commercial loan;

                                                    ``(CC) the proceeds 
                                                of which were used to 
                                                acquire an eligible 
                                                fixed asset;

                                                    ``(DD) was incurred 
                                                for the benefit of the 
                                                small business concern; 
                                                and

                                                    ``(EE) is 
                                                collateralized by 
                                                eligible fixed assets; 
                                                and

                                            ``(bb) for which the 
                                        borrower has been current on 
                                        all payments for not less than 
                                        1 year before the date of the 
                                        application.
                            ``(ii) Authority.--A project that does not 
                        involve the expansion of a small business 
                        concern may include the refinancing of 
                        qualified debt if--
                                    ``(I) the amount of the financing 
                                is not more than 90 percent of the 
                                value of the collateral for the 
                                financing, except that, if the 
                                appraised value of the eligible fixed 
                                assets serving as collateral for the 
                                financing is less than the amount equal 
                                to 125 percent of the amount of the 
                                financing, the borrower may provide 
                                additional cash or other collateral to 
                                eliminate any deficiency;
                                    ``(II) the borrower has been in 
                                operation for all of the 2-year period 
                                ending on the date of the loan;
                                    ``(III) the financing will provide 
                                a substantial benefit to the borrower 
                                when prepayment penalties, financing 
                                fees, and other financing costs are 
                                accounted for; and
                                    ``(IV) for a financing for which 
                                the Administrator determines there will 
                                be an additional cost attributable to 
                                the refinancing of the qualified debt, 
                                the borrower agrees to pay a fee in an 
                                amount equal to the anticipated 
                                additional cost.
                            ``(iii) Financing for business expenses.--
                                    ``(I) Financing for business 
                                expenses.--The Administrator may 
                                provide financing to a borrower that 
                                receives financing that includes a 
                                refinancing of qualified debt under 
                                clause (ii), in addition to the 
                                refinancing under clause (ii), to be 
                                used solely for the payment of business 
                                expenses.
                                    ``(II) Application for financing.--
                                An application for financing under 
                                subclause (I) shall include--
                                            ``(aa) a specific 
                                        description of the expenses for 
                                        which the additional financing 
                                        is requested; and
                                            ``(bb) an itemization of 
                                        the amount of each expense.
                                    ``(III) Condition on additional 
                                financing.--A borrower may not use any 
                                part of the financing under this clause 
                                for non-business purposes.
                            ``(iv) Loans based on jobs.--
                                    ``(I) Job creation and retention 
                                goals.--
                                            ``(aa) In general.--The 
                                        Administrator may provide 
                                        financing under this 
                                        subparagraph for a borrower 
                                        that meets the job creation 
                                        goals under subsection (d) or 
                                        (e) of section 501.
                                            ``(bb) Alternate job 
                                        retention goal.--The 
                                        Administrator may provide 
                                        financing under this 
                                        subparagraph to a borrower that 
                                        does not meet the goals 
                                        described in item (aa) in an 
                                        amount that is not more than 
                                        the product obtained by 
                                        multiplying the number of 
                                        employees of the borrower by 
                                        $75,000.
                                    ``(II) Number of employees.--For 
                                purposes of subclause (I), the number 
                                of employees of a borrower is equal to 
                                the sum of--
                                            ``(aa) the number of full-
                                        time employees of the borrower 
                                        on the date on which the 
                                        borrower applies for a loan 
                                        under this subparagraph; and
                                            ``(bb) the product obtained 
                                        by multiplying--

                                                    ``(AA) the number 
                                                of part-time employees 
                                                of the borrower on the 
                                                date on which the 
                                                borrower applies for a 
                                                loan under this 
                                                subparagraph; by

                                                    ``(BB) the quotient 
                                                obtained by dividing 
                                                the average number of 
                                                hours each part time 
                                                employee of the 
                                                borrower works each 
                                                week by 40.

                            ``(v) Nondelegation.--Notwithstanding 
                        section 508(e), the Administrator may not 
                        permit a premier certified lender to approve or 
                        disapprove an application for assistance under 
                        this subparagraph.
                            ``(vi) Total amount of loans.--The 
                        Administrator may provide not more than a total 
                        of $7,500,000,000 of financing under this 
                        subparagraph for each fiscal year.''.
            (2) Conforming amendment.--Section 521 of division E of the 
        Consolidated Appropriations Act, 2016 (15 U.S.C. 696 note) is 
        repealed.
    (e) 504 Debt Refinance With Expansion.--Section 502(7)(B) of the 
Small Business Investment Act of 1948 (15 U.S.C. 696(7)(B)) is amended, 
in the matter preceding clause (i), by striking ``50'' and inserting 
``100''.
    ``(c) Express Program.--An accredited lender certified company, 
may, with respect to a covered loan, take any of the following actions 
with respect to the loan:
            ``(1) Any action described in any of subparagraphs (A) 
        through (J) of subsection (b)(1).
            ``(2) If the borrower is not delinquent with respect to the 
        loan payments--
                    ``(A) permit the loan to subordinate to a new third 
                party lender loan for the purposes of refinancing that 
                third party lender loan, except that no refinanced 
                amount with respect to the loan may be increased in 
                order to provide cash to the borrower;
                    ``(B) permit a new party to assume responsibility 
                for the loan if the original borrower remains on the 
                loan as the original guarantor;
                    ``(C) obtain force placed insurance coverage for 
                the loan if the borrower has allowed insurance coverage 
                with respect to the loan to lapse; and
                    ``(D) endorse an insurance check with respect to 
                the property that is financed by the loan in an amount 
                that is less than $100,000.
            ``(3) Certify that the loan is compliant with the appraisal 
        requirements and environmental policies and procedures 
        applicable to the loan under Standard Operating Procedure 50 10 
        5(K) of the Administration, effective April 1, 2019, or any 
        successor Standard Operating Procedure.
    ``(d) Definitions.--In this section--
            ``(1) the term `accredited lender certified company' means 
        a certified development company that meets the requirements 
        under section 507(b), including a certified development company 
        that the Administration has designated as an accredited lender 
        under such section 507(b); and
            ``(2) the term `covered loan'--
                    ``(A) means a loan made under subsection (a) in an 
                amount that is not more than $500,000; and
                    ``(B) does not include a loan made to a borrower 
                that is a franchise that, or is in an industry that, 
                has a high rate of default, as annually determined by 
                the Administrator.''.

SEC. 190016. ECONOMIC INJURY DISASTER LOANS IMPROVEMENTS.

    (a) Approval and Ability To Repay for Certain Loans.--With respect 
to a loan made under section 7(b)(2) of the Small Business Act (15 
U.S.C. 636(b)(2)) in response to the COVID-19 pandemic that does not 
exceed $350,000, the Administrator--
            (1) may approve an applicant based solely on the credit 
        score of the applicant and shall not require an applicant to 
        submit a tax return or a tax return transcript for such 
        approval; or
            (2) use alternative appropriate methods to determine an 
        applicant's ability to repay.
    (b) Emergencies Involving Federal Primary Responsibility Qualifying 
for Small Business Administration Assistance.--Section 7(b)(2) of the 
Small Business Act (15 U.S.C. 636(b)(2)) is amended--
            (1) in subparagraph (A), by striking ``or'' at the end;
            (2) in subparagraph (B), by striking ``or'' at the end;
            (3) in subparagraph (C), by striking ``or'' at the end;
            (4) by redesignating subparagraph (D) as subparagraph (E);
            (5) by inserting after subparagraph (C) the following:
                    ``(D) an emergency involving Federal primary 
                responsibility determined to exist by the President 
                under the section 501(b) of the Robert T. Stafford 
                Disaster Relief and Emergency Assistance Act (42 U.S.C. 
                5191(b)); or''; and
            (6) in subparagraph (E), as so redesignated--
                    (A) by striking ``or (C)'' and inserting ``(C), or 
                (D)'';
                    (B) by striking ``disaster declaration'' each place 
                it appears and inserting ``disaster or emergency 
                declaration'';
                    (C) by striking ``disaster has occurred'' and 
                inserting ``disaster or emergency has occurred'';
                    (D) by striking ``such disaster'' and inserting 
                ``such disaster or emergency''; and
                    (E) by striking ``disaster stricken'' and inserting 
                ``disaster- or emergency-stricken''; and
            (7) in the flush matter following subparagraph (E) (as so 
        redesignated), by striking the period at the end and inserting 
        the following: ``: Provided further, that for purposes of 
        subparagraph (D), the Administrator shall deem that such an 
        emergency affects each State or subdivision thereof (including 
        counties), and that each State or subdivision has sufficient 
        economic damage to small business concerns to qualify for 
        assistance under this paragraph and the Administrator shall 
        accept applications for such assistance immediately.''.
    (c) Credit Elsewhere; No Personal Guarantee.--The flush matter 
following subparagraph (E) (as so redesignated) of section 7(b)(2) of 
the Small Business Act (15 U.S.C. 636(b)(2)) is amended by striking 
``That no loan or guarantee'' and all that follows through ``credit 
elsewhere'' and inserting the following: ``With respect to a loan made 
under this paragraph to a cooperative, the Administrator shall not 
require a personal guarantee for such a loan''.
    (d) Eligibility of Cooperatives.--Section 7(b)(2) of the Small 
Business Act (15 U.S.C. 636(b)(2)) is amended by striking ``small 
agricultural cooperative'' and inserting ``small cooperative''.
    (e) Additional Amounts.--
            (1) In general.--The Administrator of the Small Business 
        Administration may increase by 20 percent the amount received 
        by an eligible small business concern under section 7(b)(2) of 
        the Small Business Act (15 U.S.C. 636(b)(2)) to cover 
        continuity-of-operations and risk mitigation improvements, 
        including telework capability, offsite record keeping, 
        redundancy, the administrative costs of establishing paid sick 
        leave, and presenteeism prevention.
            (2) Definition.--In this section, the term ``eligible small 
        business concern'' means a small business concern that--
                    (A) meets the applicable size standard established 
                under section 3 of the Small Business Act (15 U.S.C. 
                632); and
                    (B) is receiving assistance under section 7(b)(2) 
                of the Small Business Act (15 U.S.C. 636(b)(2)) related 
                to COVID-19.
    (f) Authorization of Appropriations.--There is authorized to be 
appropriated to the Administrator to carry out the loan program under 
section 7(b)(2) of the Small Business Act (15 U.S.C. 636(b)(2))--
            (1) $177,000,000 for administration costs; and
            (2) $25,000,000,000 to provide loans or other assistance.

SEC. 190017. RECOVERY ASSISTANCE FOR MICROBUSINESSES.

    (a) Purpose.--The purpose of this section is to allow lenders to 
deploy more capital, give borrowers more time to repay, increase rural 
lending, and cut technical assistance red tape.
    (b) Loans to Intermediaries.--
            (1) In general.--Section 7(m) of the Small Business Act (15 
        U.S.C. 636(m)) is amended--
                    (A) in paragraph (3)(C)--
                            (i) by striking ``and $6,000,000'' and 
                        inserting ``$10,000,000, in the aggregate,''; 
                        and
                            (ii) by inserting before the period at the 
                        end the following: ``, and $4,500,000 in any of 
                        those remaining years'';
                    (B) in paragraph (4)--
                            (i) in subparagraph (A), by striking 
                        ``subparagraph (C)'' each place that term 
                        appears and inserting ``subparagraphs (C) and 
                        (G)'';
                            (ii) in subparagraph (C), by amending 
                        clause (i) to read as follows:
                            ``(i) In general.--In addition to grants 
                        made under subparagraph (A) or (G), each 
                        intermediary shall be eligible to receive a 
                        grant equal to 5 percent of the total 
                        outstanding balance of loans made to the 
                        intermediary under this subsection if--
                                    ``(I) the intermediary provides not 
                                less than 25 percent of its loans to 
                                small business concerns located in or 
                                owned by one or more residents of an 
                                economically distressed area; or
                                    ``(II) the intermediary has a 
                                portfolio of loans made under this 
                                subsection--
                                            ``(aa) that averages not 
                                        more than $10,000 during the 
                                        period of the intermediary's 
                                        participation in the program; 
                                        or
                                            ``(bb) of which not less 
                                        than 25 percent is serving 
                                        rural areas during the period 
                                        of the intermediary's 
                                        participation in the 
                                        program.''; and
                            (iii) by adding at the end the following:
                    ``(G) Grant amounts based on appropriations.--In 
                any fiscal year in which the amount appropriated to 
                make grants under subparagraph (A) is sufficient to 
                provide to each intermediary that receives a loan under 
                paragraph (1)(B)(i) a grant of not less than 25 percent 
                of the total outstanding balance of loans made to the 
                intermediary under this subsection, the Administration 
                shall make a grant under subparagraph (A) to each 
                intermediary of not less than 25 percent and not more 
                than 30 percent of that total outstanding balance for 
                the intermediary.''; and
                    (C) by striking paragraph (7) and inserting the 
                following:
            ``(7) Program funding for microloans.--Under the program 
        authorized by this subsection, the Administration may fund, on 
        a competitive basis, not more than 300 intermediaries.''.
            (2) Adjustment to microloan limits.--Effective on October 
        1, 2021, section 7(m)(3)(C) of the Small Business Act (15 
        U.S.C. 636(m)(3)(C)), as amended by paragraph (1)(A), is 
        further amended--
                    (A) by striking ``$10,000,000'' and by inserting 
                ``$7,000,000'' and
                    (B) by striking ``$4,500,000'' and inserting 
                ``$3,000,000''.
    (c) Temporary Waiver of Technical Assistance Grants Matching 
Requirements and Flexibility on Pre- and Post-Loan Assistance.--During 
the period beginning on the date of enactment of this section and 
ending on September 30, 2021, the Administration shall waive--
            (1) the requirement to contribute non-Federal funds under 
        section 7(m)(4)(B) of the Small Business Act (15 U.S.C. 
        636(m)(4)(B)); and
            (2) the limitation on amounts allowed to be expended to 
        provide information and technical assistance under clause (i) 
        of section 7(m)(4)(E) of the Small Business Act (15 U.S.C. 
        636(m)(4)(E)) and entering into third party contracts to 
        provide technical assistance under clause (ii) of such section 
        7(m)(4)(E).
    (d) Temporary Duration of Loans to Borrowers.--
            (1) In general.--During the period beginning on the date of 
        enactment of this section and ending on September 30, 2021, the 
        duration of a loan made by an eligible intermediary under 
        section 7(m) of the Small Business Act (15 U.S.C. 636(m))--
                    (A) to an existing borrower may be extended to not 
                more than 8 years; and
                    (B) to a new borrower may be not more than 8 years.
            (2) Reversion.--On and after October 1, 2021, the duration 
        of a loan made by an eligible intermediary to a borrower under 
        section 7(m) of the Small Business Act (15 U.S.C. 636(m)) shall 
        be 7 years or such other amount established by the 
        Administrator.
    (e) Program Levels.--Section 20 of the Small Business Act (15 
U.S.C. 631 note) is amended by adding at the end the following:
    ``(h) Microloan Program.--For each of fiscal years 2021 through 
2025, the Administration is authorized to make--
            ``(1) $80,000,000 in technical assistance grants, as 
        provided in section 7(m); and
            ``(2) $110,000,000 in direct loans, as provided in section 
        7(m).''.

SEC. 190018. ADDITIONAL LEVERAGE FOR SMALL BUSINESSES AFFECTED BY THE 
              COVID-19 OUTBREAK.

    (a) In General.--Section 303(b)(2) of the Small Business Investment 
Act of 1958 (15 U.S.C. 683(b)(2)) is amended by adding at the end the 
following:
                    ``(E) Additional leverage base on investment.--
                            ``(i) Exclusion of amounts.--In calculating 
                        the outstanding leverage of a company for 
                        purposes of subparagraph (A) or (B), the 
                        Administrator shall exclude the amount of 
                        leverage outstanding to covered small 
                        businesses, not to exceed an amount equal to 
                        $100,000,000, if the amount excluded is used 
                        exclusively for working capital purposes.
                            ``(ii) Covered small business defined.--In 
                        this subparagraph, the term `covered small 
                        business' means a small business concern is 
                        located in a State or territory of the United 
                        States with at least one confirmed or presumed 
                        positive case of COVID-19.''.
    (b) Application.--Notwithstanding any other provision of law, for 
purposes of additional leverage requested under subparagraph (E) of 
section 303(b)(2) of the Small Business Investment Act of 1958, as 
added by subsection (a), the Administrator shall approve or deny such 
request within 14 calendar days of receipt by the Administrator of the 
request.

SEC. 190019. STATE TRADE EXPANSION PROGRAM.

    (a) Reimbursement.--The Administrator of the Small Business 
Administration shall reimburse any recipient of assistance under 
section 22(l) of the Small Business Act (15 U.S.C. 649(l)) for 
financial losses relating to a foreign trade mission or a trade show 
exhibition that was cancelled solely due to a public health emergency 
declared due to COVID-19.
    (b) Budget Plan Revisions.--Section 22(l)(3) of the Small Business 
Act (15 U.S.C. 649(l)(3)) is amended--
            (1) in subparagraph (D)(i), by inserting ``, including a 
        budget plan for use of funds awarded under this subsection'' 
        before the period at the end; and
            (2) by adding at the end the following new subparagraph:
                    ``(E) Budget plan revisions.--
                            ``(i) In general.--A State receiving a 
                        grant under this subsection may revise the 
                        budget plan of the State submitted under 
                        subparagraph (D) after the disbursal of grant 
                        funds if--
                                    ``(I) the revision complies with 
                                allowable uses of grant funds under 
                                this subsection; and
                                    ``(II) such State submits 
                                notification of the revision to the 
                                Associate Administrator.
                            ``(ii) Exception.--If a revision under 
                        clause (i) reallocates 10 percent or more of 
                        the amounts described in the budget plan of the 
                        State submitted under subparagraph (D), the 
                        State may not implement the revised budget plan 
                        without the approval of the Associate 
                        Administrator, unless the Associate 
                        Administrator fails to approve or deny the 
                        revised plan within 10 days after receipt of 
                        such revised plan.''.

SEC. 190020. EMERGENCY RULEMAKING AUTHORITY.

    Not later than 15 days after the date of enactment of this Act, the 
Administrator shall issue regulations to carry out this division and 
the amendments made by this division without regard to the notice 
requirements under section 553(b) of title 5, United States Code.

                     DIVISION T--REVENUE PROVISIONS

SEC. 1. SHORT TITLE; TABLE OF CONTENTS.

    (a) Short Title.--This division may be cited as the ``Emergency 
Pension Plan Relief Act of 2020''.
    (b) Table of Contents.--The table of contents of this division is 
as follows:

Sec. 1. Short title; table of contents.
                   TITLE I--HEALTH-RELATED TAX RELIEF

Sec. 101. Payroll credit for COVID-19 charity care provided by 
                            hospitals.
Sec. 102. Payroll credit for COVID-19 hospital facility expenditures.
Sec. 103. Restoration of limitations on reconciliation of tax credits 
                            for coverage under a qualified health plan 
                            with advance payments of such credit.
Sec. 104. Improving affordability by reducing premium costs for 
                            consumers.
                      TITLE II--ECONOMIC STIMULUS

                Subtitle A--Economic Assistance Payments

Sec. 201. 2020 economic assistance payments to individuals.
Sec. 202. Economic assistance payments to certain Federal 
                            beneficiaries.
                  Subtitle B--Earned Income Tax Credit

Sec. 211. Strengthening the earned income tax credit for individuals 
                            with no qualifying children.
Sec. 212. Taxpayer eligible for childless earned income credit in case 
                            of qualifying children who fail to meet 
                            certain identification requirements.
Sec. 213. Credit allowed in case of certain separated spouses.
Sec. 214. Elimination of disqualified investment income test.
Sec. 215. Application of earned income tax credit in possessions of the 
                            United States.
                      Subtitle C--Child Tax Credit

Sec. 221. Child tax credit fully refundable for 2020 through 2025.
Sec. 222. Application of child tax credit in possessions.
Sec. 223. Increased child tax credit for children who have not attained 
                            age 6.
                 Subtitle D--Dependent Care Assistance

Sec. 231. Refundability and enhancement of child and dependent care tax 
                            credit.
Sec. 232. Increase in exclusion for employer-provided dependent care 
                            assistance.
                    Subtitle E--Net Operating Losses

Sec. 241. Five-year carryback of net operating losses and temporary 
                            suspension of taxable income limitation.
                 Subtitle F--Employee Retention Credit

Sec. 251. Payroll credit for certain employers affected by COVID-19.
           Subtitle G--Credits for Paid Sick and Family Leave

Sec. 261. Extension of credits.
Sec. 262. Repeal of reduced rate of credit for certain leave.
Sec. 263.  Federal, State, and local governments allowed tax credits 
                            for paid sick and paid family and medical 
                            leave.
Sec. 264. Credits not allowed to certain large employers.
Sec. 265. Effective date.
                       TITLE III--ADMINISTRATIVE

Sec. 301. Delay of certain deadlines.
                    TITLE IV--RETIREMENT PROVISIONS

Sec. 401. Special rules for use of retirement funds.
Sec. 402. Single-employer plan funding rules.
Sec. 403. Temporary waiver of required minimum distribution rules for 
                            certain retirement plans and accounts.
Sec. 404. Modification of special rules for minimum funding standards 
                            for community newspaper plans.
Sec. 405. Application of cooperative and small employer charity pension 
                            plan rules to certain charitable employers 
                            whose primary exempt purpose is providing 
                            services with respect to mothers and 
                            children.
Sec. 406. Extended amortization for single employer plans.
Sec. 407. Extension of pension funding stabilization percentages for 
                            single employer plans.
           TITLE V--REHABILITATION FOR MULTIEMPLOYER PENSIONS

Sec. 501. Short title.
Sec. 502. Pension Rehabilitation Administration; establishment; powers.
Sec. 503. Pension Rehabilitation Trust Fund.
Sec. 504. Loan program for multiemployer defined benefit plans.
Sec. 505. Coordination with withdrawal liability and funding rules.
Sec. 506. Issuance of Treasury bonds.
Sec. 507. Reports of plans receiving pension rehabilitation loans.
Sec. 508. PBGC financial assistance.

                   TITLE I--HEALTH-RELATED TAX RELIEF

SEC. 101. PAYROLL CREDIT FOR COVID-19 CHARITY CARE PROVIDED BY 
              HOSPITALS.

    (a) In General.--In the case of an employer which is an eligible 
hospital, there shall be allowed as a credit against the tax imposed by 
section 3111(a) of the Internal Revenue Code of 1986 for each calendar 
quarter an amount equal to 90 percent of the COVID-related charity care 
furnished by such hospital during such calendar quarter.
    (b) Limitations and Refundability.--
            (1) Credit limited to certain employment taxes.--The credit 
        allowed by subsection (a) with respect to any calendar quarter 
        shall not exceed the tax imposed by section 3111(a) of such 
        Code for such calendar quarter (reduced by any credits allowed 
        under subsection (e) or (f) of section 3111 of such Code, or 
        under section 7001 or 7003 of the Families First Coronavirus 
        Response Act, for such quarter) on the wages paid with respect 
        to the employment of all employees of the employer.
            (2) Refundability of excess credit.--
                    (A) In general.--If the amount of the credit under 
                subsection (a) exceeds the limitation of paragraph (1) 
                for any calendar quarter, such excess shall be treated 
                as an overpayment that shall be refunded under sections 
                6402(a) and 6413(b) of such Code.
                    (B) Treatment of payments.--For purposes of section 
                1324 of title 31, United States Code, any amounts due 
                to an employer under this paragraph shall be treated in 
                the same manner as a refund due from a credit provision 
                referred to in subsection (b)(2) of such section.
    (c) Eligible Hospital.--For purposes of this section, the term 
``eligible hospital'' means a subsection (d) hospital as defined in 
section 1886(d)(1)(B) of the Social Security Act (42 U.S.C. 
1395ww(d)(1)(B)) or a critical access hospital (as defined in section 
1861(mm)(1) of such Act (42 U.S.C. 1395x(mm)(1)).
    (d) COVID-Related Charity Care.--For purposes of this section--
            (1) In general.--The term ``COVID-related charity care'' 
        means, with respect to any eligible hospital, so much of the 
        specified charity care furnished by such hospital as relates to 
        items and services furnished in the United States for the 
        treatment of COVID-19 or a related condition.
            (2) Specified charity care.--The term ``specified charity 
        care'' means, with respect to an eligible hospital, the cost of 
        charity care of such hospital as defined for purposes of the 
        Medicare Cost Report Worksheet S-10.
    (e) Special Rules.--
            (1) Denial of double benefit.--For purposes of chapter 1 of 
        the Internal Revenue Code of 1986, any deduction otherwise 
        allowable under such chapter for any COVID-related charity care 
        shall be reduced by the amount of the credit allowed under this 
        section with respect to such care.
            (2) Documentation.--No credit shall be allowed under this 
        section unless the employer maintains such documentation as the 
        Secretary of the Treasury (or the Secretary's delegate) may 
        prescribe to establish such employer's eligibility for the 
        credit allowed under this section (and the amount thereof).
            (3) Election not to have section apply.--This section shall 
        not apply with respect to any employer for any calendar quarter 
        if such employer elects (at such time and in such manner as the 
        Secretary of the Treasury (or the Secretary's delegate) may 
        prescribe) not to have this section apply.
            (4) Certain terms.--Any term used in this section which is 
        also used in chapter 21 of such Code shall have the same 
        meaning as when used in such chapter.
    (f) Regulations.--The Secretary of the Treasury (or the Secretary's 
delegate) shall prescribe such regulations or other guidance as may be 
necessary to carry out the purposes of this section, including--
            (1) regulations or other guidance (prescribed after 
        consultation with the Secretary of Health and Human Services) 
        which identify specific items and services which are considered 
        for purposes of subsection (d)(1) to be for the treatment of 
        COVID-19 or a related condition;
            (2) regulations or other guidance to effectuate the 
        purposes of the limitations under this section;
            (3) regulations or other guidance to minimize compliance 
        and record-keeping burdens under this section;
            (4) regulations or other guidance providing for a waiver of 
        penalties for the failure to deposit taxes imposed under 
        section 3111(a) of such Code in anticipation of the allowance 
        of the credit allowed under this section;
            (5) regulations or other guidance for recapturing the 
        benefit of credits determined under this section in cases where 
        there is a subsequent adjustment to the credit determined under 
        subsection (a); and
            (6) regulations or other guidance regarding the treatment 
        of certified professional employer organizations, as described 
        in section 3511 of such Code.
    (g) Application of Section.--
            (1) In general.--This section shall apply only to COVID-
        related charity care which is furnished during the period 
        beginning on February 1, 2020, and ending on December 31, 2020.
            (2) Treatment of certain care furnished before date of 
        enactment.--For purposes of this section, any COVID-related 
        charity care which is furnished after January 31, 2020, and 
        before the calendar quarter which includes the date of the 
        enactment of this Act shall be treated as having been furnished 
        in such calendar quarter.
    (h) Transfers to Federal Old-Age and Survivors Insurance Trust 
Fund.--There are hereby appropriated to the Federal Old-Age and 
Survivors Insurance Trust Fund and the Federal Disability Insurance 
Trust Fund established under section 201 of the Social Security Act (42 
U.S.C. 401) amounts equal to the reduction in revenues to the Treasury 
by reason of this section (without regard to this subsection). Amounts 
appropriated by the preceding sentence shall be transferred from the 
general fund at such times and in such manner as to replicate to the 
extent possible the transfers which would have occurred to such Trust 
Fund had this section not been enacted.
    (i) Coordination With DSH Payments.--Section 1886(r) of the Social 
Security Act (42 U.S.C. 1395ww(r)) is amended--
            (1) n paragraph (2), by inserting ``subject to paragraph 
        (4),'' before ``for fiscal year 2014''; and
            (2) by adding at the end the following new paragraph:
            ``(4) Special rule for covid-related charity care.--The 
        Secretary shall, beginning in the first fiscal year in which 
        the factor described in paragraph (2)(C) is calculated based on 
        a cost reporting period that includes any portion of calendar 
        year 2020, exclude the amount of the payroll credit for COVID-
        19 charity care allowed under section 101(a) of the Emergency 
        Pension Plan Relief Act of 2020 provided to a subsection (d) 
        hospital, from the calculation of such factor.''.

SEC. 102. PAYROLL CREDIT FOR COVID-19 HOSPITAL FACILITY EXPENDITURES.

    (a) In General.--In the case of an employer which is an eligible 
hospital, there shall be allowed as a credit against the tax imposed by 
section 3111(a) of the Internal Revenue Code of 1986 for each calendar 
quarter an amount equal to 90 percent of the COVID-19 hospital facility 
expenditures paid or incurred by such hospital during such calendar 
quarter.
    (b) Limitations and Refundability.--
            (1) Credit limited to certain employment taxes.--The credit 
        allowed by subsection (a) with respect to any calendar quarter 
        shall not exceed the tax imposed by section 3111(a) of such 
        Code for such calendar quarter (reduced by any credits allowed 
        under subsection (e) or (f) of section 3111 of such Code, under 
        section 7001 or 7003 of the Families First Coronavirus Response 
        Act, or under the preceding section of this Act, for such 
        quarter) on the wages paid with respect to the employment of 
        all employees of the employer.
            (2) Refundability of excess credit.--
                    (A) In general.--If the amount of the credit under 
                subsection (a) exceeds the limitation of paragraph (1) 
                for any calendar quarter, such excess shall be treated 
                as an overpayment that shall be refunded under sections 
                6402(a) and 6413(b) of such Code.
                    (B) Treatment of payments.--For purposes of section 
                1324 of title 31, United States Code, any amounts due 
                to an employer under this paragraph shall be treated in 
                the same manner as a refund due from a credit provision 
                referred to in subsection (b)(2) of such section.
    (c) Eligible Hospital.--For purposes of this section, the term 
``eligible hospital'' means a subsection (d) hospital as defined in 
section 1886(d)(1)(B) of the Social Security Act (42 U.S.C. 
1395ww(d)(1)(B)) or a critical access hospital (as defined in section 
1861(mm)(1) of such Act (42 U.S.C. 1395x(mm)(1))).
    (d) COVID-19 Hospital Facility Expenditures.--For purposes of this 
section--
            (1) In general.--The term ``COVID-19 hospital facility 
        expenditures'' means amounts paid or incurred by an eligible 
        hospital for--
                    (A) the purchase or construction of a temporary 
                structure in the United States for specified COVID-
                related purposes,
                    (B) the lease of any structure in the United States 
                for specified COVID-related purposes if the term of 
                such lease is not greater than 2 years,
                    (C) the retrofitting of any existing permanent 
                structure in the United States for specified COVID-
                related purposes, and
                    (D) any property for use in a structure described 
                in subparagraph (A), (B), or (C) for specified COVID-
                related purposes if such property is of a character 
                which is subject to the allowance for depreciation 
                provided in section 167 of the Internal Revenue Code of 
                1986.
            (2) Specified covid-related purposes.--The term ``specified 
        COVID-related purposes'' means the diagnosis, prevention, or 
        treatment of COVID-19 or a related condition.
            (3) Temporary structure.--The term ``temporary structure'' 
        means a tent or such other structure which by its design or 
        nature is not suitable to serve as a permanent structure.
            (4) Coordination with government grants.--The COVID-19 
        hospital facility expenditures taken into account under this 
        section by any eligible hospital shall be reduced by any 
        amounts provided by any Federal, State, or local government for 
        purposes of making or reimbursing such expenditures.
    (e) Special Rules.--
            (1) Denial of double benefit.--For purposes of the Internal 
        Revenue Code of 1986--
                    (A) the basis of any property with respect to which 
                a credit is allowed under this section shall be reduced 
                by the amount of such credit, and
                    (B) such reduction shall be taken into account 
                before determining the amount of any deduction, or 
                allowance for depreciation or amortization, with 
                respect to such property for purposes of such Code.
            (2) Recapture of gain.--If an eligible hospital disposes of 
        any property with respect to which a credit was allowed under 
        this section and any gain is determined on such disposition 
        under section 1001 of such Code, the tax imposed under chapter 
        1 of such Code on such hospital shall be increased by the 
        amount of such gain. The preceding sentence shall apply without 
        regard to whether such eligible hospital is otherwise exempt 
        from, or not subject to, the taxes otherwise imposed under such 
        chapter.
            (3) Documentation.--No credit shall be allowed under this 
        section unless the employer maintains such documentation as the 
        Secretary of the Treasury (or the Secretary's delegate) may 
        prescribe to establish such employer's eligibility for the 
        credit allowed under this section (and the amount thereof).
            (4) Election not to have section apply.--This section shall 
        not apply with respect to any employer for any calendar quarter 
        if such employer elects (at such time and in such manner as the 
        Secretary of the Treasury (or the Secretary's delegate) may 
        prescribe) not to have this section apply.
            (5) Certain terms.--Any term used in this section which is 
        also used in chapter 21 of such Code shall have the same 
        meaning as when used in such chapter.
    (f) Regulations.--The Secretary of the Treasury (or the Secretary's 
delegate) shall prescribe such regulations or other guidance as may be 
necessary to carry out the purposes of this section, including--
            (1) regulations or other guidance to effectuate the 
        purposes of the limitations under this section,
            (2) regulations or other guidance to minimize compliance 
        and record-keeping burdens under this section,
            (3) regulations or other guidance providing for a waiver of 
        penalties for the failure to deposit taxes imposed under 
        section 3111(a) in anticipation of the allowance of the credit 
        allowed under this section,
            (4) regulations or other guidance for recapturing the 
        benefit of credits determined under this section in cases where 
        there is a subsequent adjustment to the credit determined under 
        subsection (a),
            (5) regulations or other guidance (prescribed after 
        consultation with the Secretary of Health and Human Services) 
        which identify specific items and services which are considered 
        for purposes of subsection (d)(2) to be for specified COVID-
        related purposes, and
            (6) regulations or other guidance regarding the treatment 
        of certified professional employer organizations, as described 
        in section 3511 of such Code.
    (g) Application of Section.--
            (1) In general.--This section shall apply only to COVID-19 
        hospital facility expenditures which are paid or incurred 
        during the period beginning on February 1, 2020, and ending on 
        December 31, 2020.
            (2) Treatment of certain expenditures made before date of 
        enactment.--For purposes of this section, any COVID-19 hospital 
        facility expenditures which are paid or incurred after January 
        31, 2020, and before the calendar quarter which includes the 
        date of the enactment of this Act shall be treated as having 
        been furnished in such calendar quarter.
    (h) Transfers to Federal Old-Age and Survivors Insurance Trust 
Fund.--There are hereby appropriated to the Federal Old-Age and 
Survivors Insurance Trust Fund and the Federal Disability Insurance 
Trust Fund established under section 201 of the Social Security Act (42 
U.S.C. 401) amounts equal to the reduction in revenues to the Treasury 
by reason of this section (without regard to this subsection). Amounts 
appropriated by the preceding sentence shall be transferred from the 
general fund at such times and in such manner as to replicate to the 
extent possible the transfers which would have occurred to such Trust 
Fund had this section not been enacted.

SEC. 103. RESTORATION OF LIMITATIONS ON RECONCILIATION OF TAX CREDITS 
              FOR COVERAGE UNDER A QUALIFIED HEALTH PLAN WITH ADVANCE 
              PAYMENTS OF SUCH CREDIT.

    (a) In General.--Section 36B(f)(2)(B)(i) of the Internal Revenue 
Code of 1986 is amended to read as follows:
                            ``(i) In general.--In the case of a 
                        taxpayer whose household income is less than 
                        500 percent of the poverty line for the size of 
                        the family involved for the taxable year, the 
                        amount of the increase under subparagraph (A) 
                        shall in no event exceed the applicable dollar 
                        amount determined in accordance with the 
                        following table (one-half of such amount in the 
                        case of a taxpayer whose tax is determined 
                        under section 1(c) for the taxable year):

----------------------------------------------------------------------------------------------------------------
    ``If the household income (expressed as a percent of
                     poverty line) is:                                 The applicable dollar amount is:
----------------------------------------------------------------------------------------------------------------
Less than 200%.............................................  $600
At least 200% but less than 250%...........................  $1,000
At least 250% but less than 300%...........................  $1,500
At least 300% but less than 350%...........................  $2,000
At least 350% but less than 400%...........................  $2,500
At least 400% but less than 450%...........................  $3,000
At least 450% but less than 500%...........................  $3,500.''.
----------------------------------------------------------------------------------------------------------------

    (b) Effective Date.--The amendments made by this section shall 
apply to taxable years beginning after December 31, 2019.

SEC. 104. IMPROVING AFFORDABILITY BY REDUCING PREMIUM COSTS FOR 
              CONSUMERS.

    (a) In General.--Section 36B(b)(3)(A) of the Internal Revenue Code 
of 1986 is amended to read as follows:
                    ``(A) Applicable percentage.--The applicable 
                percentage for any taxable year shall be the percentage 
                such that the applicable percentage for any taxpayer 
                whose household income is within an income tier 
                specified in the following table shall increase, on a 
                sliding scale in a linear manner, from the initial 
                premium percentage to the final premium percentage 
                specified in such table for such income tier:


------------------------------------------------------------------------
  ``In the case of household  income
 (expressed as  a percent of poverty     The initial        The final
  line)  within the following income       premium           premium
                tier:                  percentage is--   percentage is--
------------------------------------------------------------------------
Over 100.0 percent up to 150.0                     0.0              0.0
 percent.............................
150.0 percent up to 200.0 percent....              0.0              3.0
200.0 percent up to 250.0 percent....              3.0              4.0
250.0 percent up to 300.0 percent....              4.0              6.0
300.0 percent up to 400.0 percent....              6.0              8.5
400.0 percent and higher.............              8.5           8.5''.
------------------------------------------------------------------------

    (b) Conforming Amendment.--Section 36B(c)(1)(A) of the Internal 
Revenue Code of 1986 is amended by striking ``but does not exceed 400 
percent''.
    (c) Effective Date.--The amendments made by this section shall 
apply to taxable years beginning after December 31, 2020.

                      TITLE II--ECONOMIC STIMULUS

                Subtitle A--Economic Assistance Payments

SEC. 201. 2020 ECONOMIC ASSISTANCE PAYMENTS TO INDIVIDUALS.

    (a) In General.--Subchapter B of chapter 65 of the Internal Revenue 
Code of 1986 is amended by adding at the end the following new section:

``SEC. 6431. 2020 ECONOMIC ASSISTANCE PAYMENTS TO INDIVIDUALS.

    ``(a) In General.--In the case of an eligible individual, there 
shall be allowed as a credit against the tax imposed by subtitle A for 
the first taxable year beginning in 2020 an amount equal to the 
economic assistance amount determined for such taxable year.
    ``(b) Economic Assistance Amount.--For purposes of this section, 
the term `economic assistance amount' means, with respect to any 
taxpayer for any taxable year, the sum of--
            ``(1) $1,500 ($3,000 in the case of a joint return), plus
            ``(2) $1,500 multiplied by the number of qualifying 
        children (within the meaning of section 24(c)) of the taxpayer 
        for such taxable year (not in excess of 3 such children).
    ``(c) Phaseout Based on Adjusted Gross Income.--
            ``(1) In general.--The amount of the credit allowed by 
        subsection (a) (determined without regard to this subsection 
        and subsection (f)) shall be reduced (but not below zero) by 
        the amount which bears the same ratio to such amount as--
                    ``(A) the excess (if any) of the adjusted gross 
                income for the taxpayer's first taxable year beginning 
                in 2020 over the applicable phaseout amount, bears to
                    ``(B) 50 percent of the applicable phaseout amount.
            ``(2) Applicable phaseout amount.--For purposes of this 
        subsection, the term `applicable phaseout amount' means--
                    ``(A) $150,000 in the case of a joint return or a 
                surviving spouse (as defined in section 2(a)),
                    ``(B) $112,500 in the case of a head of household 
                (as defined in section 2(b)), and
                    ``(C) $75,000 in any other case.
            ``(3) Adjusted gross income.--For purposes of this 
        subsection (other than this paragraph), the term `adjusted 
        gross income' means adjusted gross income determined without 
        regard to sections 911, 931, and 933.
    ``(d) Eligible Individual.--For purposes of this section, the term 
`eligible individual' means any individual other than--
            ``(1) any nonresident alien individual,
            ``(2) any individual with respect to whom a deduction under 
        section 151 is allowable to another taxpayer for a taxable year 
        beginning in the calendar year in which the individual's 
        taxable year begins, and
            ``(3) an estate or trust.
    ``(e) Special Rules.--
            ``(1) Credit treated as refundable.--The credit allowed by 
        subsection (a) shall be treated as allowed by subpart C of part 
        IV of subchapter A of chapter 1.
            ``(2) Treatment of credit and advance payments.--For 
        purposes of section 1324 of title 31, United States Code, any 
        credit under subsection (a) and any credit or refund under 
        subsection (g) shall be treated in the same manner as a refund 
        due from a credit provision referred to in subsection (b)(2) of 
        such section.
            ``(3) Identification number requirement.--An individual 
        shall not be taken into account in determining the amount of 
        the credit allowed under subsection (a) unless the taxpayer 
        identification number of such individual is included on the 
        return of tax for the taxable year.
    ``(f) Coordination With Advance Refunds of Credit.--
            ``(1) Reduction of refundable credit.--The amount of the 
        credit which would (but for this paragraph) be allowable under 
        subsection (a) shall be reduced (but not below zero) by the 
        aggregate refunds and credits made or allowed to the taxpayer 
        under subsection (g) and the aggregate payments to which the 
        taxpayer (or a qualifying child (within the meaning of section 
        24(c)) of the taxpayer) is entitled under section 202 of the 
        COVID-19 Tax Relief Act of 2020. Any failure to so reduce the 
        credit shall be treated as arising out of a mathematical or 
        clerical error and assessed according to section 6213(b)(1).
            ``(2) Recapture of payments in excess of refundable 
        credit.--
                    ``(A) In general.--If the sum of the aggregate 
                refunds and credits made or allowed to the taxpayer 
                under subsection (g) and the aggregate payments to 
                which the taxpayer (or a qualifying child (within the 
                meaning of section 24(c)) of the taxpayer) is entitled 
                under section 202 of the COVID-19 Tax Relief Act of 
                2020 exceeds the credit allowed under subsection (a) 
                (determined without regard to paragraph (1)), the tax 
                imposed under chapter 1 for the taxpayer's first 
                taxable year beginning in 2020 shall be increased by 
                the amount of such excess.
                    ``(B) Election to spread recapture over 3 years.--
                In the case of a taxpayer who elects (at such time and 
                in such manner as the Secretary may provide) the 
                application of this subparagraph, subparagraph (A) 
                shall not apply and the tax imposed under chapter 1 
                shall be increased by \1/3\ of the excess described in 
                subparagraph (A) in the taxpayer's first taxable year 
                beginning in 2020 and in each of the 2 immediately 
                following taxable years.
                    ``(C) Certain taxpayers not subject to recapture.--
                In the case of a taxpayer that is not required to file 
                a return with respect to income taxes under subtitle A 
                for the taxpayer's first taxable year beginning in 
                2020, subparagraph (A) shall not apply.
            ``(3) Joint returns.--In the case of a refund or credit 
        made or allowed under subsection (g) with respect to a joint 
        return, half of such refund or credit shall be treated as 
        having been made or allowed to each individual filing such 
        return.
    ``(g) Advance Refunds and Credits.--
            ``(1) In general.--Each taxpayer who was an eligible 
        individual for such taxpayer's first taxable year beginning in 
        2019 shall be treated as having made a payment against the tax 
        imposed by chapter 1 for such first taxable year in an amount 
        equal to the economic assistance amount (as defined subsection 
        (b)) determined for the applicable prior taxable year.
            ``(2) Applicable prior taxable year.--For purposes of this 
        subsection, the term `applicable prior taxable year' means--
                    ``(A) the taxpayer's first taxable year beginning 
                in 2019, or
                    ``(B) if information regarding such taxable year is 
                not available to the Secretary (determined without 
                regard to subsection (h)(1)), the taxpayer's first 
                taxable year beginning in 2018.
            ``(3) Timing of payments.--
                    ``(A) In general.--The Secretary shall, subject to 
                the provisions of this title, refund or credit any 
                overpayment attributable to paragraph (1) as rapidly as 
                possible.
                    ``(B) Termination of payment authority.--No refund 
                or credit shall be made or allowed under this 
                subsection after December 31, 2020.
            ``(4) Coordination with payments to social security 
        administration recipients.--This subsection shall not apply 
        with respect to any taxpayer entitled to a payment under 
        section 202 of the COVID-19 Tax Relief Act of 2020.
            ``(5) No interest.--No interest shall be allowed on any 
        overpayment attributable to this section.
            ``(6) Information provided to taxpayers.--As soon as 
        practicable, the Secretary shall--
                    ``(A) make best efforts to inform every taxpayer 
                that amounts received pursuant to this subsection may 
                be subject to recapture under subsection (f)(2), and
                    ``(B) develop an Internet tool allowing taxpayers 
                to determine the amount of such recapture using input 
                from the taxpayer.
    ``(h) Regulations.--The Secretary shall prescribe such regulations 
or other guidance as may be necessary or appropriate to carry out the 
purposes of this section, including--
            ``(1) regulations or other guidance providing taxpayers 
        with respect to whom information for neither taxable year 
        described in subsection (g)(2) is available to the Secretary 
        the opportunity to provide the Secretary information sufficient 
        to allow the Secretary to determine the amount of the credit or 
        refund for such taxpayer under subsection (g), and
            ``(2) regulations or other guidance providing for the 
        proper treatment of joint returns and taxpayers with qualifying 
        children if any individual taken into account under this 
        section with respect to such joint return or by such taxpayer 
        is an eligible individual (as defined in section 202(b) of the 
        COVID-19 Tax Relief Act of 2020.
    ``(i) Outreach.--The Secretary shall carry out a robust and 
comprehensive outreach program to ensure that all taxpayers described 
in subsection (h)(1) learn of their eligibility for the advance refunds 
and credits under subsection (g); are advised of the opportunity to 
receive such advance refunds and credits as provided under subsection 
(h)(1); and are provided assistance in applying for such advance 
refunds and credits. In conducting such outreach program, the Secretary 
shall coordinate with other government, State, and local agencies; 
federal partners; and community-based nonprofit organizations that 
regularly interface with such taxpayers.''.
    (b) Treatment of Certain Possessions.--
            (1) Payments to possessions with mirror code tax systems.--
        The Secretary of the Treasury shall pay to each possession of 
        the United States which has a mirror code tax system amounts 
        equal to the loss (if any) to that possession by reason of the 
        amendments made by this section. Such amounts shall be 
        determined by the Secretary of the Treasury based on 
        information provided by the government of the respective 
        possession.
            (2) Payments to other possessions.--The Secretary of the 
        Treasury shall pay to each possession of the United States 
        which does not have a mirror code tax system amounts estimated 
        by the Secretary of the Treasury as being equal to the 
        aggregate benefits (if any) that would have been provided to 
        residents of such possession by reason of the amendments made 
        by this section if a mirror code tax system had been in effect 
        in such possession. The preceding sentence shall not apply 
        unless the respective possession has a plan, which has been 
        approved by the Secretary of the Treasury, under which such 
        possession will promptly distribute such payments to its 
        residents.
            (3) Coordination with credit allowed against united states 
        income taxes.--No credit shall be allowed against United States 
        income taxes under section 6431 of the Internal Revenue Code of 
        1986 (as amended by this section), nor shall any credit or 
        refund be made or allowed under subsection (g) of such section, 
        to any person--
                    (A) to whom a credit is allowed against taxes 
                imposed by the possession by reason of the amendments 
                made by this section, or
                    (B) who is eligible for a payment under a plan 
                described in paragraph (2).
            (4) Mirror code tax system.--For purposes of this 
        subsection, the term ``mirror code tax system'' means, with 
        respect to any possession of the United States, the income tax 
        system of such possession if the income tax liability of the 
        residents of such possession under such system is determined by 
        reference to the income tax laws of the United States as if 
        such possession were the United States.
    (c) Administrative Provisions.--
            (1) Definition of deficiency.--Section 6211(b)(4)(A) of the 
        Internal Revenue Code of 1986 is amended by striking 
        ``168(k)(4)'' and inserting ``168(k)(4), and 6431''.
            (2) Mathematical or clerical error authority.--Section 
        6213(g)(2) of such Code is amended--
                    (A) by inserting ``or section 6431 (relating to 
                economic assistance payments to individuals)'' before 
                the comma at the end of subparagraph (H), and
                    (B) by striking ``or 32'' in subparagraph (L) and 
                inserting ``32, or 6431''.
            (3) Exemption from offsets.--So much of any overpayment, 
        credit, refund, or payment as is attributable to the 
        application of section 6431 of the Internal Revenue Code of 
        1986 shall not be subject to reduction, offset, or levy under 
        section 6331 or subsections (c), (d), (e), or (f) of section 
        6402 of such Code or under section 3716 or 3720A of title 31, 
        United States Code.
            (4) Treatment of credit and advance payments.--For purposes 
        of section 1324 of title 31, United States Code, any credit 
        under section 6431(a) of the Internal Revenue Code of 1986, any 
        credit or refund under section 6431(g) of such Code, and any 
        payment under subsection (b) of this section, shall be treated 
        in the same manner as a refund due from a credit provision 
        referred to in subsection (b)(2) of such section 1324.
    (d) Appropriations To Carry Out This Section.--
            (1) In general.--Immediately upon the enactment of this 
        Act, the following sums are appropriated, out of any money in 
        the Treasury not otherwise appropriated, for the fiscal year 
        ending September 30, 2020--
                    (A) For an additional amount for ``Department of 
                the Treasury--Bureau of Fiscal Services--Salaries and 
                Expenses'', $78,650,000, to remain available until 
                September 30, 2021.
                    (B) For an additional amount for ``Department of 
                the Treasury--Internal Revenue Service--Taxpayer 
                Services'', $148,700,000, to remain available until 
                September 30, 2021.
            (2) Reports.--No later than 15 days after enactment of this 
        Act, the Secretary of the Treasury shall submit a plan to the 
        Committees on Appropriations of the House of Representatives 
        and the Senate detailing the expected use of the funds provided 
        by paragraph (1). Beginning 90 days after enactment of this 
        Act, the Secretary of the Treasury shall submit a quarterly 
        report to the Committees on Appropriations of the House of 
        Representatives and the Senate detailing the actual expenditure 
        of funds provided by paragraph (1) and the expected expenditure 
        of such funds in the subsequent quarter.
            (3) Transfer authority.--In addition to the authority 
        provided in section 101 of title I of division C of Public Law 
        116-93, the funds provided to the Internal Revenue Service in 
        paragraph (1) may be transferred among accounts of the Internal 
        Revenue Service to prevent, prepare for, and respond to 
        coronavirus. On the date of any such transfer, the Commissioner 
        shall notify the Committees on Appropriations of the House of 
        Representatives and Senate of such transfer.

SEC. 202. ECONOMIC ASSISTANCE PAYMENTS TO CERTAIN FEDERAL 
              BENEFICIARIES.

    (a) Payment Authorities and Amounts.--
            (1) Base amount payments.--Subject to subsection (c), the 
        Secretary of the Treasury shall disburse a base amount payment 
        to each individual who, as of the date of the enactment of this 
        Act, is an eligible individual. Such payment shall be in the 
        amount that would be paid under section 6431(b) of the Internal 
        Revenue Code of 1986 for a single taxpayer with no qualifying 
        children.
            (2) Income supplement amount payments.--Subject to 
        subsection (c), the Secretary of the Treasury shall disburse 
        income supplement amount payments to each individual who, as of 
        the date of the enactment of this Act, is an eligible 
        individual. The total of such payments to each such individual 
        shall equal the amount defined in 6431(c)(1)(B)(ii) for a 
        single taxpayer with no qualifying children.
    (b) Eligible Individual.--
            (1) In general.--For purposes of subsection (a), an 
        ``eligible individual'' is an individual who, for the last 
        month that ends prior to the date of enactment of this Act--
                    (A) is entitled to a social security insurance 
                benefit described in paragraph (2); or
                    (B) is eligible for a supplemental security income 
                benefit described in paragraph (3).
            (2) Social security benefit described.--For purposes of 
        paragraph (1), a social security insurance benefit described in 
        this paragraph is any monthly insurance benefit payable under 
        title II of the Social Security Act (42 U.S.C. 401 et seq.) 
        (other than child's insurance benefits payable under section 
        202(d)(1)(B)(i) of such Act (42 U.S.C. 402(d)(1)(B)(i)), 
        including payments made pursuant to subsections (g) or (i)(7) 
        of section 223 of such Act (42 U.S.C. 423).
            (3) Supplemental security income benefit described.--For 
        purposes of paragraph (1), a supplemental security income 
        benefit described in this paragraph is a monthly benefit 
        payable under title XVI of the Social Security Act (42 U.S.C. 
        1381 et seq.) (other than a benefit to an individual described 
        in section 1611(e)(1)(B) or section 1614(a)(3)(C) of such Act 
        (42 U.S.C. 1382(e)(1)(B); 1382c(a)(3)(C)), including--
                    (A) payments made pursuant to section 1619(a) (42 
                U.S.C. 1382h) or subsections (a)(4), (a)(7), or (p)(7) 
                of section 1631 (42 U.S.C. 1383) of such Act; and
                    (B) State supplementary payments of the type 
                referred to in section 1616(a) of such Act (42 U.S.C. 
                1382e(a)) (or payments of the type described in section 
                212(a) of Public Law 93-66) which are paid by the 
                Commissioner under an agreement referred to in such 
                section 1616(a) (or section 212(a) of Public Law 93-
                66).
            (4) Limitation.--Notwithstanding paragraph (1), no 
        individual shall be considered an eligible individual for 
        purposes of subsection (a) if, for the last month that ends 
        prior to the date of enactment of this Act--
                    (A) the individual is entitled to a social security 
                insurance benefit described in paragraph (2) that was 
                not payable for such month by reason of subsection (x) 
                or (y) of section 202 the Social Security Act (42 
                U.S.C. 402) or section 1129A of such Act (42 U.S.C. 
                1320a-8a); or
                    (B) the individual is eligible for a supplemental 
                security income benefit described in paragraph (3) that 
                was not payable for such month by reason of subsection 
                (e)(1)(A) or (e)(4) of section 1611 (42 U.S.C. 1382) or 
                section 1129A of such Act (42 U.S.C. 1320a-8a).
    (c) Limitations on Payments.--
            (1) Residency requirement.--A payment under this section 
        shall be made only to individuals who reside in 1 of the 50 
        States, the District of Columbia, Puerto Rico, Guam, the United 
        States Virgin Islands, American Samoa, or the Northern Mariana 
        Islands, or who are utilizing a foreign or domestic Army Post 
        Office or Fleet Post Office address. For purposes of the 
        preceding sentence, the determination of the individual's 
        residence shall be based on the address of record, as of the 
        date of certification under subsection (d) for a payment under 
        this section, under a program specified in paragraph (b).
            (2) Timing and manner of payments.--
                    (A) Timing of base amount payment.--The Secretary 
                of the Treasury shall commence disbursing payments 
                under subsection (a)(1) at the earliest practicable 
                date but in no event later than 90 days after the date 
                of enactment of this Act.
                    (B) Timing of income supplement amount payments.--
                The Secretary of the Treasury shall disburse payments 
                under subsection (a)(2) on a periodic basis in 
                coordination with the timing of refunds and credits 
                made under section 6431(h)(3)(B) of the Internal 
                Revenue Code of 1986.
                    (C) Electronic disbursement.--The Secretary of the 
                Treasury may disburse any payment electronically to an 
                individual in such manner as if such payment were a 
                benefit payment made to such individual under the 
                applicable program described in paragraph (2) or (3) of 
                subsection (b).
                    (D) Notices.--The Commissioner of Social Security 
                shall send one or more notices, as appropriate, in 
                connection with such payments. Such notices shall 
                include the information described in section 
                6431(h)(7)(A) of the Internal Revenue Code of 1986 
                relating to such payments being subject to recapture.
    (d) Identification of Recipients.--The Commissioner of Social 
Security shall certify the individuals entitled to receive payments 
under this section and provide the Secretary of the Treasury with the 
information needed to disburse such payments. A certification of an 
individual for payment shall be unaffected by any subsequent 
determination or redetermination of the individual's entitlement to, or 
eligibility for, a benefit specified in paragraph (2) or (3) of 
subsection (b).
    (e) Treatment of Payments.--
            (1) Payment disregarded for purposes of all federal and 
        federally assisted programs.--A payment under subsection (a) 
        shall not be regarded as income or as a resource for any month 
        for purposes of determining the eligibility of the recipient 
        (or the recipient's spouse or family) for benefits or 
        assistance, or the amount or extent of benefits or assistance, 
        under any Federal program or under any State or local program 
        financed in whole or in part with Federal funds.
            (2) Payment not considered income for purposes of 
        taxation.--A payment under subsection (a) shall not be 
        considered as gross income for purposes of the Internal Revenue 
        Code of 1986.
            (3) Payments protected from assignment.--The provisions of 
        sections 207 and 1631(d)(1) of the Social Security Act (42 
        U.S.C. 407, 1383(d)(1)) shall apply to any payment made under 
        subsection (a) as if such payment was a benefit payment made to 
        such individual under the applicable program described in 
        paragraph (2) or (3) of subsection (b).
            (4) Payments protected from offset and reclamation.--
        Notwithstanding paragraph (3), a payment under subsection (a) 
        shall not be subject to any reduction, offset, or levy pursuant 
        to--
                    (A) section 3716 or 3720A of title 31, United 
                States Code;
                    (B) section 6331 of the Internal Revenue Code of 
                1986; or
                    (C) subsection (c), (d), (e), or (f) of section 
                6402 of the Internal Revenue Code of 1986.
    (f) Payment to Representative Payees.--
            (1) In general.--In any case in which an individual who is 
        entitled to a payment under subsection (a) and whose benefit 
        described in subsection (b) is paid to a representative payee, 
        the payment under subsection (a) shall be made to the 
        individual's representative payee and the entire payment shall 
        be used only for the benefit of the individual who is entitled 
        to the payment.
            (2) Enforcement.--Section 1129(a)(3) of the Social Security 
        Act (42 U.S.C. 1320a-8(a)(3)) shall apply to any payment under 
        subsection (a) in the same manner as such section applies to a 
        payment under title II or XVI of such Act.
    (g) Coordination.--The Secretary of the Treasury and the 
Commissioner of Social Security shall coordinate with respect to any 
payments made under this section or section 6431(h) of the Internal 
Revenue Code of 1986.
    (h) Appropriation.--Out of any money in the Treasury not otherwise 
appropriated, there is appropriated to the Commissioner of Social 
Security such sums as may be necessary for payments to individuals 
certified by the Commissioner of Social Security as entitled to receive 
a payment under this section, to remain available until expended.

                  Subtitle B--Earned Income Tax Credit

SEC. 211. STRENGTHENING THE EARNED INCOME TAX CREDIT FOR INDIVIDUALS 
              WITH NO QUALIFYING CHILDREN.

    (a) Special Rules for 2020 and 2021.--Section 32 of the Internal 
Revenue Code of 1986 is amended by adding at the end the following new 
subsection:
    ``(n) Special Rules for Individuals Without Qualifying Children.--
In the case of any taxable year beginning in 2020 or 2021--
            ``(1) Decrease in minimum age for credit.--
                    ``(A) In general.--Subsection (c)(1)(A)(ii)(II) 
                shall be applied by substituting `the applicable 
                minimum age' for `age 25'.
                    ``(B) Applicable minimum age.--For purposes of this 
                paragraph, the term `applicable minimum age' means--
                            ``(i) except as otherwise provided in this 
                        subparagraph, age 19,
                            ``(ii) in the case of a full-time student 
                        (other than a qualified former foster youth or 
                        a qualified homeless youth), age 25, and
                            ``(iii) in the case of a qualified former 
                        foster youth or qualified homeless youth, age 
                        18.
                    ``(C) Full-time student.--For purposes of this 
                paragraph, the term `full-time student' means, with 
                respect to any taxable year, an individual who is an 
                eligible student (as defined in section 25A(b)(3)) 
                during at least 5 calendar months during the taxable 
                year.
                    ``(D) Qualified former foster youth.--For purposes 
                of this paragraph, the term `qualified former foster 
                youth' means an individual who--
                            ``(i) on or after the date that such 
                        individual attained age 14, was in foster care 
                        provided under the supervision or 
                        administration of a State or tribal agency 
                        administering (or eligible to administer) a 
                        plan under part B or part E of the Social 
                        Security Act (without regard to whether Federal 
                        assistance was provided with respect to such 
                        child under such part E), and
                            ``(ii) provides (in such manner as the 
                        Secretary may provide) consent for State and 
                        tribal agencies which administer a plan under 
                        part B or part E of the Social Security Act to 
                        disclose to the Secretary information related 
                        to the status of such individual as a qualified 
                        former foster youth.
                    ``(E) Qualified homeless youth.--For purposes of 
                this paragraph, the term `qualified homeless youth' 
                means, with respect to any taxable year, an individual 
                who--
                            ``(i) is certified by a local educational 
                        agency or a financial aid administrator during 
                        such taxable year as being either an 
                        unaccompanied youth who is a homeless child or 
                        youth, or as unaccompanied, at risk of 
                        homelessness, and self-supporting. Terms used 
                        in the preceding sentence which are also used 
                        in section 480(d)(1) of the Higher Education 
                        Act of 1965 shall have the same meaning as when 
                        used in such section, and
                            ``(ii) provides (in such manner as the 
                        Secretary may provide) consent for local 
                        educational agencies and financial aid 
                        administrators to disclose to the Secretary 
                        information related to the status of such 
                        individual as a qualified homeless youth.
            ``(2) Increase in maximum age for credit.--Subsection 
        (c)(1)(A)(ii)(II) shall be applied by substituting `age 66' for 
        `age 65'.
            ``(3) Increase in credit and phaseout percentages.--The 
        table contained in subsection (b)(1) shall be applied by 
        substituting `15.3' for `7.65' each place it appears therein.
            ``(4) Increase in earned income and phaseout amounts.--
                    ``(A) In general.--The table contained in 
                subsection (b)(2)(A) shall be applied--
                            ``(i) by substituting `$9,570' for 
                        `$4,220', and
                            ``(ii) by substituting `$11,310' for 
                        `$5,280'.
                    ``(B) Coordination with inflation adjustment.--
                            ``(i) In general.--In the case of any 
                        taxable year beginning after 2019, the $9,570 
                        and $11,310 amounts in subparagraph (A) shall 
                        each be increased by an amount equal to--
                                    ``(I) such dollar amount, 
                                multiplied by
                                    ``(II) the cost-of-living 
                                adjustment determined under section 
                                1(f)(3) for the calendar year in which 
                                the taxable year begins, determined by 
                                substituting `2018' for `2016' in 
                                subparagraph (A)(ii) thereof.
                            ``(ii) Rounding.--If any increase under 
                        clause (i) is not a multiple of $10, such 
                        increase shall be rounded to the nearest 
                        multiple of $10.
                            ``(iii) Coordination with other inflation 
                        adjustment.--Subsection (j) shall not apply to 
                        any dollar amount specified in this 
                        paragraph.''.
    (b) Information Return Matching.--As soon as practicable, the 
Secretary of the Treasury (or the Secretary's delegate) shall develop 
and implement procedures for checking an individual's claim for a 
credit under section 32 of the Internal Revenue Code of 1986, by reason 
of subsection (n)(1) thereof, against any information return made with 
respect to such individual under section 6050S (relating to returns 
relating to higher education tuition and related expenses).
    (c) Effective Date.--The amendment made by this section shall apply 
to taxable years beginning after December 31, 2019.

SEC. 212. TAXPAYER ELIGIBLE FOR CHILDLESS EARNED INCOME CREDIT IN CASE 
              OF QUALIFYING CHILDREN WHO FAIL TO MEET CERTAIN 
              IDENTIFICATION REQUIREMENTS.

    (a) In General.--Section 32(c)(1) of the Internal Revenue Code of 
1986 is amended by striking subparagraph (F).
    (b) Effective Date.--The amendment made by this section shall apply 
to taxable years beginning after the date of the enactment of this Act.

SEC. 213. CREDIT ALLOWED IN CASE OF CERTAIN SEPARATED SPOUSES.

    (a) In General.--Section 32(d) of the Internal Revenue Code of 1986 
is amended--
            (1) by striking ``Married Individuals.--In the case of'' 
        and inserting the following: ``Married Individuals.--
            ``(1) In general.--In the case of'', and
            (2) by adding at the end the following new paragraph:
            ``(2) Determination of marital status.--For purposes of 
        this section--
                    ``(A) In general.--Except as provided in 
                subparagraph (B), marital status shall be determined 
                under section 7703(a).
                    ``(B) Special rule for separated spouse.--An 
                individual shall not be treated as married if such 
                individual--
                            ``(i) is married (as determined under 
                        section 7703(a)) and does not file a joint 
                        return for the taxable year,
                            ``(ii) lives with a qualifying child of the 
                        individual for more than one-half of such 
                        taxable year, and
                            ``(iii)(I) during the last 6 months of such 
                        taxable year, does not have the same principal 
                        place of abode as the individual's spouse, or
                            ``(II) has a decree, instrument, or 
                        agreement (other than a decree of divorce) 
                        described in section 121(d)(3)(C) with respect 
                        to the individual's spouse and is not a member 
                        of the same household with the individual's 
                        spouse by the end of the taxable year.''.
    (b) Conforming Amendments.--
            (1) Section 32(c)(1)(A) of such Code is amended by striking 
        the last sentence.
            (2) Section 32(c)(1)(E)(ii) of such Code is amended by 
        striking ``(within the meaning of section 7703)''.
            (3) Section 32(d)(1) of such Code, as amended by subsection 
        (a), is amended by striking ``(within the meaning of section 
        7703)''.
    (c) Effective Date.--The amendments made by this section shall 
apply to taxable years beginning after the date of the enactment of 
this Act.

SEC. 214. ELIMINATION OF DISQUALIFIED INVESTMENT INCOME TEST.

    (a) In General.--Section 32 of the Internal Revenue Code of 1986 is 
amended by striking subsection (i).
    (b) Conforming Amendments.--
            (1) Section 32(j)(1) of such Code is amended by striking 
        ``subsections (b)(2) and (i)(1)'' and inserting ``subsection 
        (b)(2)''.
            (2) Section 32(j)(1)(B)(i) of such Code is amended by 
        striking ``subsections (b)(2)(A) and (i)(1)'' and inserting 
        ``subsection (b)(2)(A)''.
            (3) Section 32(j)(2) of such Code is amended--
                    (A) by striking subparagraph (B), and
                    (B) by striking ``Rounding.--'' and all that 
                follows through ``If any dollar amount'' and inserting 
                the following: ``Rounding.--If any dollar amount''.
    (c) Effective Date.--The amendments made by this section shall 
apply to taxable years beginning after the date of the enactment of 
this Act.

SEC. 215. APPLICATION OF EARNED INCOME TAX CREDIT IN POSSESSIONS OF THE 
              UNITED STATES.

    (a) In General.--Chapter 77 of the Internal Revenue Code of 1986 is 
amended by adding at the end the following new section:

``SEC. 7530. APPLICATION OF EARNED INCOME TAX CREDIT TO POSSESSIONS OF 
              THE UNITED STATES.

    ``(a) Puerto Rico.--
            ``(1) In general.--With respect to calendar year 2021 and 
        each calendar year thereafter, the Secretary shall, except as 
        otherwise provided in this subsection, make payments to Puerto 
        Rico equal to--
                    ``(A) the specified matching amount for such 
                calendar year, plus
                    ``(B) in the case of calendar years 2021 through 
                2025, the lesser of--
                            ``(i) the expenditures made by Puerto Rico 
                        during such calendar year for education efforts 
                        with respect to individual taxpayers and tax 
                        return preparers relating to the earned income 
                        tax credit, or
                            ``(ii) $1,000,000.
            ``(2) Requirement to reform earned income tax credit.--The 
        Secretary shall not make any payments under paragraph (1) with 
        respect to any calendar year unless Puerto Rico has in effect 
        an earned income tax credit for taxable years beginning in or 
        with such calendar year which (relative to the earned income 
        tax credit which was in effect for taxable years beginning in 
        or with calendar year 2019) increases the percentage of earned 
        income which is allowed as a credit for each group of 
        individuals with respect to which such percentage is separately 
        stated or determined in a manner designed to substantially 
        increase workforce participation.
            ``(3) Specified matching amount.--For purposes of this 
        subsection--
                    ``(A) In general.--The term `specified matching 
                amount' means, with respect to any calendar year, the 
                lesser of--
                            ``(i) the excess (if any) of--
                                    ``(I) the cost to Puerto Rico of 
                                the earned income tax credit for 
                                taxable years beginning in or with such 
                                calendar year, over
                                    ``(II) the base amount for such 
                                calendar year, or
                            ``(ii) the product of 3, multiplied by the 
                        base amount for such calendar year.
                    ``(B) Base amount.--
                            ``(i) Base amount for 2021.--In the case of 
                        calendar year 2021, the term `base amount' 
                        means the greater of--
                                    ``(I) the cost to Puerto Rico of 
                                the earned income tax credit for 
                                taxable years beginning in or with 
                                calendar year 2019 (rounded to the 
                                nearest multiple of $1,000,000), or
                                    ``(II) $200,000,000.
                            ``(ii) Inflation adjustment.--In the case 
                        of any calendar year after 2021, the term `base 
                        amount' means the dollar amount determined 
                        under clause (i) increased by an amount equal 
                        to--
                                    ``(I) such dollar amount, 
                                multiplied by--
                                    ``(II) the cost-of-living 
                                adjustment determined under section 
                                1(f)(3) for such calendar year, 
                                determined by substituting `calendar 
                                year 2020' for `calendar year 2016' in 
                                subparagraph (A)(ii) thereof.
                        Any amount determined under this clause shall 
                        be rounded to the nearest multiple of 
                        $1,000,000.
            ``(4) Rules related to payments and reports.--
                    ``(A) Timing of payments.--The Secretary shall make 
                payments under paragraph (1) for any calendar year--
                            ``(i) after receipt of the report described 
                        in subparagraph (B) for such calendar year, and
                            ``(ii) except as provided in clause (i), 
                        within a reasonable period of time before the 
                        due date for individual income tax returns (as 
                        determined under the laws of Puerto Rico) for 
                        taxable years which began on the first day of 
                        such calendar year.
                    ``(B) Annual reports.--With respect to calendar 
                year 2021 and each calendar year thereafter, Puerto 
                Rico shall provide to the Secretary a report which 
                shall include--
                            ``(i) an estimate of the costs described in 
                        paragraphs (1)(B)(i) and (3)(A)(i)(I) with 
                        respect to such calendar year, and
                            ``(ii) a statement of such costs with 
                        respect to the preceding calendar year.
                    ``(C) Adjustments.--
                            ``(i) In general.--In the event that any 
                        estimate of an amount is more or less than the 
                        actual amount as later determined and any 
                        payment under paragraph (1) was determined on 
                        the basis of such estimate, proper payment 
                        shall be made by, or to, the Secretary (as the 
                        case may be) as soon as practicable after the 
                        determination that such estimate was 
                        inaccurate. Proper adjustment shall be made in 
                        the amount of any subsequent payments made 
                        under paragraph (1) to the extent that proper 
                        payment is not made under the preceding 
                        sentence before such subsequent payments.
                            ``(ii) Additional reports.--The Secretary 
                        may require such additional periodic reports of 
                        the information described in subparagraph (B) 
                        as the Secretary determines appropriate to 
                        facilitate timely adjustments under clause (i).
                    ``(D) Determination of cost of earned income tax 
                credit.--For purposes of this subsection, the cost to 
                Puerto Rico of the earned income tax credit shall be 
                determined by the Secretary on the basis of the laws of 
                Puerto Rico and shall include reductions in revenues 
                received by Puerto Rico by reason of such credit and 
                refunds attributable to such credit, but shall not 
                include any administrative costs with respect to such 
                credit.
                    ``(E) Prevention of manipulation of base amount.--
                No payments shall be made under paragraph (1) if the 
                earned income tax credit as in effect in Puerto Rico 
                for taxable years beginning in or with calendar year 
                2019 is modified after the date of the enactment of 
                this subsection.
    ``(b) Possessions With Mirror Code Tax Systems.--
            ``(1) In general.--With respect to calendar year 2021 and 
        each calendar year thereafter, the Secretary shall, except as 
        otherwise provided in this subsection, make payments to the 
        Virgin Islands, Guam, and the Commonwealth of the Northern 
        Mariana Islands equal to--
                    ``(A) 75 percent of the cost to such possession of 
                the earned income tax credit for taxable years 
                beginning in or with such calendar year, plus
                    ``(B) in the case of calendar years 2021 through 
                2025, the lesser of--
                            ``(i) the expenditures made by such 
                        possession during such calendar year for 
                        education efforts with respect to individual 
                        taxpayers and tax return preparers relating to 
                        such earned income tax credit, or
                            ``(ii) $50,000.
            ``(2) Application of certain rules.--Rules similar to the 
        rules of subparagraphs (A), (B), (C), and (D) of subsection 
        (a)(4) shall apply for purposes of this subsection.
    ``(c) American Samoa.--
            ``(1) In general.--With respect to calendar year 2021 and 
        each calendar year thereafter, the Secretary shall, except as 
        otherwise provided in this subsection, make payments to 
        American Samoa equal to--
                    ``(A) the lesser of--
                            ``(i) 75 percent of the cost to American 
                        Samoa of the earned income tax credit for 
                        taxable years beginning in or with such 
                        calendar year, or
                            ``(ii) $12,000,000, plus
                    ``(B) in the case of calendar years 2021 through 
                2025, the lesser of--
                            ``(i) the expenditures made by American 
                        Samoa during such calendar year for education 
                        efforts with respect to individual taxpayers 
                        and tax return preparers relating to such 
                        earned income tax credit, or
                            ``(ii) $50,000.
            ``(2) Requirement to enact and maintain an earned income 
        tax credit.--The Secretary shall not make any payments under 
        paragraph (1) with respect to any calendar year unless American 
        Samoa has in effect an earned income tax credit for taxable 
        years beginning in or with such calendar year which allows a 
        refundable tax credit to individuals on the basis of the 
        taxpayer's earned income which is designed to substantially 
        increase workforce participation.
            ``(3) Inflation adjustment.--In the case of any calendar 
        year after 2021, the $12,000,000 amount in paragraph (1)(A)(ii) 
        shall be increased by an amount equal to--
                    ``(A) such dollar amount, multiplied by--
                    ``(B) the cost-of-living adjustment determined 
                under section 1(f)(3) for such calendar year, 
                determined by substituting `calendar year 2020' for 
                `calendar year 2016' in subparagraph (A)(ii) thereof.
        Any increase determined under this clause shall be rounded to 
        the nearest multiple of $100,000.
            ``(4) Application of certain rules.--Rules similar to the 
        rules of subparagraphs (A), (B), (C), and (D) of subsection 
        (a)(4) shall apply for purposes of this subsection.
    ``(d) Treatment of Payments.--For purposes of section 1324 of title 
31, United States Code, the payments under this section shall be 
treated in the same manner as a refund due from a credit provision 
referred to in subsection (b)(2) of such section.''.
    (b) Clerical Amendment.--The table of sections for chapter 77 of 
such Code is amended by adding at the end the following new item:

``Sec. 7529. Application of earned income tax credit to possessions of 
                            the United States.''.

                      Subtitle C--Child Tax Credit

SEC. 221. CHILD TAX CREDIT FULLY REFUNDABLE FOR 2020 THROUGH 2025.

    (a) In General.--Section 24(h)(5) of the Internal Revenue Code of 
1986 is amended to read as follows:
            ``(5) Refundable credit.--The increase determined under the 
        first sentence of subsection (d)(1) shall be the amount 
        determined under subparagraph (A) of such subsection 
        (determined without regard to paragraph (4) of this 
        subsection).''.
    (b) Effective Date.--The amendment made by this section shall apply 
to taxable years beginning after December 31, 2019.

SEC. 222. APPLICATION OF CHILD TAX CREDIT IN POSSESSIONS.

    (a) In General.--Section 24 of the Internal Revenue Code of 1986 is 
amended by adding at the end the following new subsection:
    ``(i) Application of Credit in Possessions.--
            ``(1) Mirror code possessions.--
                    ``(A) In general.--The Secretary shall pay to each 
                possession of the United States with a mirror code tax 
                system amounts equal to the loss to that possession by 
                reason of the application of this section (determined 
                without regard to this subsection) with respect to 
                taxable years beginning after 2019. Such amounts shall 
                be determined by the Secretary of the Treasury based on 
                information provided by the government of the 
                respective possession.
                    ``(B) Coordination with credit allowed against 
                united states income taxes.--No credit shall be allowed 
                under this section for any taxable year to any 
                individual to whom a credit is allowable against taxes 
                imposed by a possession with a mirror code tax system 
                by reason of the application of this section in such 
                possession for such taxable year.
                    ``(C) Mirror code tax system.--For purposes of this 
                paragraph, the term `mirror code tax system' means, 
                with respect to any possession of the United States, 
                the income tax system of such possession if the income 
                tax liability of the residents of such possession under 
                such system is determined by reference to the income 
                tax laws of the United States as if such possession 
                were the United States.
            ``(2) Puerto rico.--In the case of any bona fide resident 
        of Puerto Rico (within the meaning of section 937(a))--
                    ``(A) the credit determined under this section 
                shall be allowable to such resident,
                    ``(B) in the case of any taxable year beginning 
                after December 31, 2021, and before January 1, 2027, 
                the increase determined under the first sentence of 
                subsection (d)(1) shall be the lesser of--
                            ``(i) the amount determined under 
                        subsection (d)(1)(A) (determined without regard 
                        to subsection (h)(4)), or
                            ``(ii) the dollar amount in effect under 
                        subsection (h)(5), and
                    ``(C) in the case of any taxable year after 
                December 31, 2026, the increase determined under the 
                first sentence of subsection (d)(1) shall be the amount 
                determined under subsection (d)(1)(A).
            ``(3) American samoa.--
                    ``(A) In general.--The Secretary shall pay to 
                American Samoa amounts estimated by the Secretary as 
                being equal to the aggregate benefits that would have 
                been provided to residents of American Samoa by reason 
                of the application of this section for taxable years 
                beginning after 2019 if the provisions of this section 
                had been in effect in American Samoa.
                    ``(B) Distribution requirement.--Subparagraph (A) 
                shall not apply unless American Samoa has a plan, which 
                has been approved by the Secretary, under which 
                American Samoa will promptly distribute such payments 
                to the residents of American Samoa in a manner which 
                replicates to the greatest degree practicable the 
                benefits that would have been so provided to each such 
                resident.
                    ``(C) Coordination with credit allowed against 
                united states income taxes.--
                            ``(i) In general.--In the case of a taxable 
                        year with respect to which a plan is approved 
                        under subparagraph (B), this section (other 
                        than this subsection) shall not apply to any 
                        individual eligible for a distribution under 
                        such plan.
                            ``(ii) Application of section in event of 
                        absence of approved plan.--In the case of a 
                        taxable year with respect to which a plan is 
                        not approved under subparagraph (B), rules 
                        similar to the rules of paragraph (2) shall 
                        apply with respect to bona fide residents of 
                        American Samoa (within the meaning of section 
                        937(a)).
            ``(4) Treatment of payments.--The payments made under this 
        subsection shall be treated in the same manner for purposes of 
        section 1324(b)(2) of title 31, United States Code, as refunds 
        due from the credit allowed under this section.''.
    (b) Effective Date.--The amendment made by this section shall apply 
to taxable years beginning after December 31, 2019.

SEC. 223. INCREASED CHILD TAX CREDIT.

    (a) In General.--Section 24(h)(2) of the Internal Revenue Code of 
1986 is amended to read to as follows:
            ``(2) Credit amount.--Subsection (a) shall be applied by 
        substituting `$3,000 ($3,600 in the case of a qualifying child 
        who has not attained age 6 as of the close of the calendar year 
        in which the taxable year of the taxpayer begins)' for 
        `$1,000'.''.
    (b) Effective Date.--The amendment made by this section shall apply 
to taxable years beginning after December 31, 2019.

                 Subtitle D--Dependent Care Assistance

SEC. 231. REFUNDABILITY AND ENHANCEMENT OF CHILD AND DEPENDENT CARE TAX 
              CREDIT.

    (a) In General.--Section 21 of the Internal Revenue Code of 1986 is 
amended by adding at the end the following new subsection:
    ``(g) Special Rules for 2020 and 2021.--In the case of any taxable 
year beginning in 2020 or 2021--
            ``(1) Credit made refundable.--In the case of an individual 
        other than a nonresident alien, the credit allowed under 
        subsection (a) shall be treated as a credit allowed under 
        subpart C (and not allowed under this subpart).
            ``(2) Increase in applicable percentage.--Subsection (a)(2) 
        shall be applied--
                    ``(A) by substituting `50 percent' for `35 percent 
                ', and
                    ``(B) by substituting `$120,000' for `$15,000'.
            ``(3) Increase in dollar limit on amount creditable.--
        Subsection (c) shall be applied--
                    ``(A) by substituting `$6,000' for `$3,000' in 
                paragraph (1) thereof, and
                    ``(B) by substituting `twice the amount in effect 
                under paragraph (1)' for `$6,000' in paragraph (2) 
                thereof.
            ``(4) Inflation adjustment of dollar amounts.--In the case 
        of any taxable year beginning after 2020, the $120,000 amount 
        in paragraph (2)(B) and the $6,000 amount in paragraph (3)(A) 
        shall each be increased by an amount equal to--
                    ``(A) such dollar amount, multiplied by
                    ``(B) the cost-of-living adjustment determined 
                under section 1(f)(3) for the calendar year in which 
                the taxable year begins, determined by substituting 
                `2019' for `2016' in subparagraph (A)(ii) thereof.
        If any increase determined under this paragraph is not a 
        multiple of $100, such increase shall be rounded to the next 
        lowest multiple of $100.
            ``(5) Income limitation.--
                    ``(A) In general.--Paragraphs (1) through (4) of 
                this subsection shall not apply to any taxpayer for any 
                taxable year if the modified adjusted gross income of 
                such taxpayer for such taxable year exceeds $1,000,000.
                    ``(B) Modified adjusted gross income.--For purposes 
                of this paragraph, the term `modified adjusted gross 
                income' means adjusted gross income determined without 
                regard to sections 911, 931, and 933.''.
    (b) Conforming Amendment.--Section 1324(b)(2) of title 31, United 
States Code, is amended by inserting ``21 (by reason of subsection (g) 
thereof),'' before ``25A''.
    (c) Coordination With Possession Tax Systems.--Section 21(g)(1) of 
the Internal Revenue Code of 1986 (as added by this section) shall not 
apply to any person--
            (1) to whom a credit is allowed against taxes imposed by a 
        possession with a mirror code tax system by reason of the 
        application of section 21 of such Code in such possession for 
        such taxable year, or
            (2) to whom a credit would be allowed against taxes imposed 
        by a possession which does not have a mirror code tax system if 
        the provisions of section 21 of such Code had been in effect in 
        such possession for such taxable year.
    (d) Effective Date.--The amendments made by this section shall 
apply to taxable years beginning after December 31, 2019.

SEC. 232. INCREASE IN EXCLUSION FOR EMPLOYER-PROVIDED DEPENDENT CARE 
              ASSISTANCE.

    (a) In General.--Section 129(a)(2) of the Internal Revenue Code of 
1986 is amended by adding at the end the following new subparagraph:
                    ``(D) Special rule for 2021 and 2022.--In the case 
                of any taxable year beginning in 2021 or 2022--
                            ``(i) In general.--Subparagraph (A) shall 
                        be applied be substituting `$10,500 (half such 
                        dollar amount' for `$5,000 ($2,500'.
                            ``(ii) Inflation adjustment.--In the case 
                        of any taxable year beginning after 2021, the 
                        $10,500 amount in clause (i) shall be increased 
                        by an amount equal to--
                                    ``(I) such dollar amount, 
                                multiplied by
                                    ``(II) the cost-of-living 
                                adjustment determined under section 
                                1(f)(3) for the calendar year in which 
                                the taxable year begins, determined by 
                                substituting `2020' for `2016' in 
                                subparagraph (A)(ii) thereof.
                        Any increase determined under the preceding 
                        sentence which is not a multiple of $50, shall 
                        be rounded to the nearest multiple of $50.''.
    (b) Effective Date.--The amendment made by this section shall apply 
to taxable years beginning after December 31, 2020.

                    Subtitle E--Net Operating Losses

SEC. 241. FIVE-YEAR CARRYBACK OF NET OPERATING LOSSES AND TEMPORARY 
              SUSPENSION OF TAXABLE INCOME LIMITATION.

    (a) In General.--Section 172 of the Internal Revenue Code of 1986 
is amended by redesignating subsection (g) as subsection (h) and by 
inserting after subsection (f) the following new subsection:
    ``(g) Special Rules for 2018, 2019, and 2020.--For purposes of this 
section--
            ``(1) Five-year carryback.--
                    ``(A) In general.--Any net operating loss arising 
                in a taxable year beginning after December 31, 2017, 
                and before January 1, 2021--
                            ``(i) shall be a net operating loss 
                        carryback to each of the 5 taxable years 
                        preceding the taxable year of such loss (but 
                        not to any taxable year beginning before 
                        January 1, 2015), and
                            ``(ii) subparagraphs (B) and (C)(i) of 
                        subsection (b)(1) shall not apply.
                    ``(B) Election out.--A taxpayer may elect not to 
                have subparagraph (A) apply for any taxable year. Such 
                election shall be made in such manner as may be 
                prescribed by the Secretary, and shall be made--
                            ``(i) in the case of any election relating 
                        to a net operating loss arising in a taxable 
                        year beginning in 2018 or 2019, by the due date 
                        (including extension of time) for filing the 
                        return for the taxpayer's first taxable year 
                        ending after the date of the enactment of this 
                        subparagraph.
                            ``(ii) in the case of any election relating 
                        to a net operating loss arising in a taxable 
                        year beginning in 2020, by the due date 
                        (including extensions of time) for such taxable 
                        year.
                Any such election, once made, shall be irrevocable.
            ``(2) Suspension of net operating loss limitation.--For 
        taxable years beginning after December 31, 2017, and before 
        January 1, 2021, the amount of the deduction allowed under 
        subsection (a) shall be the aggregate of the net operating loss 
        carryovers to such year, plus the net operating loss carrybacks 
        to such year.
            ``(3) Disqualified taxpayer.--Paragraphs (1) and (2) shall 
        not apply with respect to any taxable year in which the 
        taxpayer is a disqualified taxpayer. Any taxpayer who is a 
        disqualified taxpayer in the first taxable year ending after 
        the date of the enactment of this paragraph, shall be treated 
        as a disqualified taxpayer for taxable years beginning on or 
        after January 1, 2018.
            ``(4) Definitions.--For purposes of this subsection--
                    ``(A) Disqualified taxpayer.--A taxpayer is a 
                disqualified taxpayer with respect to a taxable year 
                if--
                            ``(i) in the case of a taxable year ending 
                        after December 31, 2019, and beginning before 
                        January 1, 2021, the taxpayer (or any related 
                        person) is not allowed a deduction under this 
                        chapter for the taxable year by reason of 
                        section 162(m) or section 280G, or
                            ``(ii) the taxpayer (or any related person) 
                        is a specified corporation for the taxable 
                        year.
                    ``(B) Specified corporation.--
                            ``(i) In general.--The term `specified 
                        corporation' means, with respect to any taxable 
                        year, a corporation the aggregate distributions 
                        (including redemptions) of which during any 
                        taxable year ending after December 31, 2017, 
                        exceed the sum of applicable stock issued of 
                        such corporation and 5 percent of the fair 
                        market value of the stock of such corporation 
                        as of the last day of the taxable year.
                            ``(ii) Applicable stock issued.--The term 
                        `applicable stock issued' means, with respect 
                        to any corporation, the aggregate value of 
                        stock issued by the corporation during any 
                        taxable year ending after December 31, 2017, in 
                        exchange for money or property other than stock 
                        in such corporation.
                            ``(iii) Certain preferred stock 
                        disregarded.--For purposes of clause (i), stock 
                        described in section 1504(a)(4), and 
                        distributions (including redemptions) with 
                        respect to such stock, shall be disregarded.
                    ``(C) Related person.--A person is a related person 
                to a taxpayer if the related person bears a 
                relationship to the taxpayer specified in section 
                267(b) or section 707(b)(1).
            ``(5) Special rule for life insurance companies.--In the 
        case of a net operating loss of a life insurance company which 
        arises in a taxable year beginning after December 31, 2017, and 
        before January 1, 2021, and which is a net operating loss 
        carryback to a taxable year beginning before January 1, 2018, 
        such net operating loss shall be treated as an operations loss 
        deduction under subchapter L (as in effect before the enactment 
        of Public Law 115-97) with respect to such taxable year in the 
        same manner as a loss arising in a taxable year beginning 
        before January 1, 2018.''.
    (b) Coordination With Taxable Year for Which Deferred Foreign 
Income Treated as Subpart F Income.--Section 965(n) of such Code is 
amended by adding at the end the following new paragraph:
            ``(4) Deemed election in case of certain net operating loss 
        carrybacks.--In the case of a net operating loss carryback to 
        such taxable year by reason of section 172(g)(1), the taxpayer 
        shall be treated as having elected the application of this 
        subsection for such taxable year.''.
    (c) Conforming Amendment.--Section 172(b)(1) of such Code is 
amended by inserting ``and subsection (g)'' after ``this paragraph''.
    (d) Regulatory Authority.--The Secretary of the Treasury (or the 
Secretary's delegate) shall prescribe such regulations or other 
guidance as are necessary or appropriate to prevent the abuse of the 
purposes of the amendments made by this section, including--
            (1) anti-stuffing rules, anti-churning rules (including 
        rules relating to sale-leasebacks), and rules similar to the 
        rules under section 1091 of the Internal Revenue Code of 1986 
        relating to losses from wash sales,
            (2) rules applying this subsection to successor 
        corporations and in cases where a taxpayer becomes, or ceases 
        to be, a member of an affiliated group filing a consolidated 
        return under section 1501 of such Code,
            (3) rules treating members of an affiliated group filing a 
        consolidated return under section 1501 of such Code as a single 
        corporation, and
            (4) rules to prevent the avoidance of this section through 
        related parties, pass-through entities, and intermediaries.
    (e) Special Rules.--Rules similar to the rules of subparagraphs (B) 
and (D) of section 172(b)(1) of the Internal Revenue Code of 1986, as 
in effect on the day before the date of the enactment of Public Law 
115-97, shall apply to any net operating loss to which the amendment 
made by this section applies. The Secretary of the Treasury (or the 
Secretary's delegate) shall prescribe such regulations or other 
guidance as are necessary or appropriate to effect the purposes of such 
subparagraphs with respect to any such net operating losses.
    (f) Effective Date.--
            (1) Net operating loss limitation.--Except as provided in 
        paragraph (2), the amendments made by subsections (a) shall 
        apply to--
                    (A) taxable years beginning after December 31, 
                2017, and
                    (B) taxable years beginning on or before December 
                31, 2017, to which net operating losses arising in 
                taxable years beginning after December 31, 2017, are 
                carried.
            (2) Carrybacks.--In the case of the amendments made by 
        subsections (b) and (c), and so much of subsection (a) as 
        relates to the carryback of net operating losses, such 
        amendments shall apply to net operating losses arising in 
        taxable years ending after December 31, 2017, and beginning 
        before January 1, 2021.

                 Subtitle F--Employee Retention Credit

SEC. 251. PAYROLL CREDIT FOR CERTAIN EMPLOYERS AFFECTED BY COVID-19.

    (a) In General.--In the case of an eligible employer, there shall 
be allowed as a credit against the tax imposed by section 3111(a) or 
3221(a) of the Internal Revenue Code of 1986 for each calendar quarter 
an amount equal to 80 percent of the qualified wages allocable to the 
inoperable trade or business with respect to each employee of such 
employer for such calendar quarter.
    (b) Limitations and Refundability.--
            (1) Wages taken into account.--The amount of qualified 
        wages with respect to any employee which may be taken into 
        account under subsection (a) by the eligible employer for all 
        calendar quarters shall not exceed $10,000.
            (2) Credit limited to employment taxes.--The credit allowed 
        by subsection (a) with respect to any calendar quarter shall 
        not exceed the tax imposed by section 3111(a) or 3221(a) of the 
        Internal Revenue Code of 1986 for such calendar quarter 
        (reduced by any credits allowed under subsections (e) and (f) 
        of section 3111 and sections 7001 and 7003 of the Families 
        First Coronavirus Response Act) on the wages paid with respect 
        to the employment of all the employees of the eligible 
        employer.
            (3) Refundability of excess credit.--
                    (A) In general.--If the amount of the credit under 
                subsection (a) exceeds the limitation of paragraph (2) 
                for any calendar quarter, such excess shall be treated 
                as an overpayment that shall be refunded under sections 
                6402(a) and 6413(b) of such Code.
                    (B) Treatment of payments.--For purposes of section 
                1324 of title 31, United States Code, any amounts due 
                to the employer under this paragraph shall be treated 
                in the same manner as a refund due from a credit 
                provision referred to in subsection (b)(2) of such 
                section.
    (c) Definitions.--For purposes of this section--
            (1) Eligible employer.--The term ``eligible employer'' 
        means an employer--
                    (A) which conducted an active trade or business on 
                January 31, 2020,
                    (B) with respect to which such trade or business is 
                an inoperable trade or business after January 31, 2020 
                during any calendar quarter, and
                    (C) which had either--
                            (i) no more than 1,500 full-time equivalent 
                        employees (as defined in section 45R(d)(2) of 
                        the Internal Revenue Code of 1986) for calendar 
                        year 2019, or
                            (ii) no more than $41.5 million in gross 
                        receipts in calendar year 2019.
            (2) Inoperable trade or business.--The term ``inoperable 
        trade or business'' means any trade or business of an eligible 
        employer for which gross receipts for the calendar quarter are 
        less than 80 percent of gross receipts for the same calendar 
        quarter for the prior year.
            (3) Qualified wages.--The term ``qualified wages'' means 
        wages (as defined in section 3121(a) of such Code) or 
        compensation (as defined in section 3231(e) of such Code) paid 
        or incurred by an eligible employer with respect to an employee 
        on any day after January 31, 2020 and before December 31, 2020 
        that falls during the designated period, except that such term 
        shall not include any wages taken into account under section 
        7001 or section 7003 of the Families First Coronavirus Response 
        Act.
            (4) Designated period.--The term ``designated period'' 
        means the period--
                    (A) beginning in the calendar quarter in which the 
                trade or business became an inoperable trade or 
                business, and
                    (B) ending in the calendar quarter for which the 
                gross receipts of the trade or business of the eligible 
                employer are greater than 90 percent of gross receipts 
                for the same calendar quarter for the prior year.
        Such term shall include wages paid or incurred without regard 
        to whether the employee performs no services, performs services 
        at a different place of employment, or performs services during 
        the period in which the eligible employer is an inoperable 
        trade or business.
    (d) Aggregation Rule.--All persons treated as a single employer 
under subsection (a) or (b) of section 52 of such Code, or subsection 
(m) or (o) of section 414 of such Code, shall be treated as one 
eligible employer for purposes of this section.
    (e) Denial of Double Benefit.--For purposes of chapter 1 of such 
Code, the gross income of the employer for the taxable year which 
includes the last day of any calendar quarter with respect to which a 
credit is allowed under this section shall be increased by the amount 
of such credit.
    (f) Special Rule for Third-Party Payors.--Any credit allowed under 
this section shall be treated as a credit described in section 
3511(d)(2) of such Code.
    (g) Election Not To Have Section Apply.--This section shall not 
apply with respect to any eligible employer for any calendar quarter if 
such employer elects (at such time and in such manner as the Secretary 
of the Treasury (or the Secretary's delegate) may prescribe) not to 
have this section apply.
    (h) Employee Not Taken Into Account More Than Once.--An employee 
shall not be treated as an employee for purposes of this section for 
any period with respect to any employer if such employer is allowed a 
credit under section 51 of such Code with respect to such employee for 
such period.
    (i) Regulations.--The Secretary of the Treasury (or the Secretary's 
delegate) shall prescribe such regulations or other guidance as may be 
necessary to carry out the purposes of this section, including--
            (1) regulations or other guidance providing for waiver of 
        penalties for failure to deposit amounts in anticipation of the 
        allowance of the credit allowed under this section,
            (2) regulations or other guidance regarding the form and 
        manner for recapturing credits under this section,
            (3) regulations or other guidance to prevent the avoidance 
        of the purposes of this section,
            (4) regulations or other guidance describing proper 
        calculation of gross receipts for purposes of subsection (c) 
        for eligible employers that did not operate a trade or business 
        in prior calendar quarters, and
            (5) regulations or other guidance regarding the application 
        of the credit under subsection (a) to third party payors 
        (including professional employer organizations, certified 
        professional employer organizations, or agents under section 
        3504 of such Code), including regulations or other guidance 
        allowing such payors to submit documentation necessary to 
        substantiate the eligible employer status of employers that use 
        such payors.
    (j) Transfers to Federal Old-Age and Survivors Insurance Trust 
Fund.--There are hereby appropriated to the Federal Old-Age and 
Survivors Insurance Trust Fund and the Federal Disability Insurance 
Trust Fund established under section 201 of the Social Security Act (42 
U.S.C. 401) and the Social Security Equivalent Benefit Account 
established under section 15A(a) of the Railroad Retirement Act of 1974 
(45 U.S.C. 14 231n-1(a)) amounts equal to the reduction in revenues to 
the Treasury by reason of this section (without regard to this 
subsection). Amounts appropriated by the preceding sentence shall be 
transferred from the general fund at such times and in such manner as 
to replicate to the extent possible the transfers which would have 
occurred to such Trust Fund or Account had this section not been 
enacted.

           Subtitle G--Credits for Paid Sick and Family Leave

SEC. 261. EXTENSION OF CREDITS.

    Sections 7001(g), 7002(e), 7003(g), and 7004(e) of Public Law 116-
127 are each amended by striking ``2020'' and inserting ``2021''.

SEC. 262. REPEAL OF REDUCED RATE OF CREDIT FOR CERTAIN LEAVE.

    (a) Payroll Credit.--Section 7001(b) of Public Law 116-127 is 
amended by striking ``$200 ($511 in the case of any day any portion of 
which is paid sick time described in paragraph (1), (2), or (3) of 
section 5102(a) of the Emergency Paid Sick Leave Act)'' and inserting 
``$511''.
    (b) Self-Employed Credit.--
            (1) In general.--Section 7002(c)(1)(B) of Public Law 116-
        127 is amended to read as follows:
                    ``(B) the lesser of--
                            ``(i) $511, or
                            ``(ii) the average daily self-employment 
                        income of the individual for the taxable 
                        year.''.
            (2) Conforming amendment.--Section 7002(d)(3) of Public Law 
        116-127 is amended by striking ``$2,000 ($5,110 in the case of 
        any day any portion of which is paid sick time described in 
        paragraph (1), (2), or (3) of section 5102(a) of the Emergency 
        Paid Sick Leave Act)'' and inserting ``$5,110''.

SEC. 263. FEDERAL, STATE, AND LOCAL GOVERNMENTS ALLOWED TAX CREDITS FOR 
              PAID SICK AND PAID FAMILY AND MEDICAL LEAVE.

    (a) Credit for Required Paid Sick Leave.--Section 7001(e) of Public 
Law 116-127 is amended by striking paragraph (4).
    (b) Credit for Required Paid Family Leave.--Section 7003(e) of 
Public Law 116-127 is amended by striking paragraph (4).

SEC. 264. CREDITS NOT ALLOWED TO CERTAIN LARGE EMPLOYERS.

    (a) Credit for Required Paid Sick Leave.--
            (1) In general.--Section 7001(a) of Public Law 116-127 is 
        amended by striking ``In the case of an employer'' and 
        inserting ``In the case of an eligible employer''.
            (2) Eligible employer.--Section 7001(c) of Public Law 116-
        127 is amended by striking ``For purposes of this section, the 
        term'' and all that precedes it and inserting the following:
    ``(c) Definitions.--For purposes of this section--
            ``(1) Eligible employer.--The term `eligible employer' 
        means any employer other an applicable large employer (as 
        defined in section 4980H(c)(2), determined by substituting 
        `500' for `50' each place it appears in subparagraphs (A) and 
        (B) thereof and without regard to subparagraphs (D) and (F) 
        thereof). For purposes of the preceding sentence, the 
        Government of the United States, the government of any State or 
        political subdivision thereof, or any agency or instrumentality 
        of any of the foregoing, shall not be treated as an applicable 
        large employer.
            ``(2) Qualified sick leave wages.--The term''.
    (b) Credit for Required Paid Family Leave.--
            (1) In general.--Section 7003(a) of Public Law 116-127 is 
        amended by striking ``In the case of an employer'' and 
        inserting ``In the case of an eligible employer''.
            (2) Eligible employer.--Section 7003(c) of Public Law 116-
        127 is amended by striking ``For purposes of this section, the 
        term'' and all that precedes it and inserting the following:
    ``(c) Definitions.--For purposes of this section--
            ``(1) Eligible employer.--The term `eligible employer' 
        means any employer other an applicable large employer (as 
        defined in section 4980H(c)(2), determined by substituting 
        `500' for `50' each place it appears in subparagraphs (A) and 
        (B) thereof and without regard to subparagraphs (D) and (F) 
        thereof). For purposes of the preceding sentence, the 
        Government of the United States, the government of any State or 
        political subdivision thereof, or any agency or instrumentality 
        of any of the foregoing, shall not be treated as an applicable 
        large employer.
            ``(2) Qualified family leave wages.--The term''.

SEC. 265. EFFECTIVE DATE.

    The amendments made by this title shall take effect as if included 
in the provisions of Public Law 116-127 to which they relate.

                       TITLE III--ADMINISTRATIVE

SEC. 301. DELAY OF CERTAIN DEADLINES.

    (a) Filing Deadlines for 2019.--In the case of any return required 
to be filed for a taxable year ending in 2019, including for purposes 
of section 6151(a) of the Internal Revenue Code of 1986, section 
6072(a) of such Code shall be applied--
            (1) by substituting ``July'' for ``April'', and
            (2) by substituting ``the seventh month'' for ``the fourth 
        month''.
    (b) Estimated Tax Payments for Individuals.--
            (1) In general.--In the case of an individual, the due date 
        for any required installment under section 6654 of the Internal 
        Revenue Code of 1986 which (but for the application of this 
        section) would be due during the applicable period shall not be 
        due before October 15, 2020, and all such installments shall be 
        treated as one installment due on such date. The Secretary of 
        the Treasury (or the Secretary's delegate) shall prescribe such 
        regulations or other guidance as may be necessary to carry out 
        the purposes of this subsection.
            (2) Applicable period.--For purposes of this subsection, 
        the applicable period is the period beginning on the date of 
        the enactment of this Act and ending before October 15, 2020.

                    TITLE IV--RETIREMENT PROVISIONS

SEC. 401. SPECIAL RULES FOR USE OF RETIREMENT FUNDS.

    (a) Tax-Favored Withdrawals From Retirement Plans.--
            (1) In general.--Section 72(t) of the Internal Revenue Code 
        of 1986 shall not apply to any coronavirus-related 
        distribution.
            (2) Aggregate dollar limitation.--
                    (A) In general.--For purposes of this subsection, 
                the aggregate amount of distributions received by an 
                individual which may be treated as coronavirus-related 
                distributions for any taxable year shall not exceed 
                $100,000.
                    (B) Treatment of plan distributions.--If a 
                distribution to an individual would (without regard to 
                subparagraph (A)) be a coronavirus-related 
                distribution, a plan shall not be treated as violating 
                any requirement of the Internal Revenue Code of 1986 
                merely because the plan treats such distribution as a 
                coronavirus-related distribution, unless the aggregate 
                amount of such distributions from all plans maintained 
                by the employer (and any member of any controlled group 
                which includes the employer) to such individual exceeds 
                $100,000.
                    (C) Controlled group.--For purposes of subparagraph 
                (B), the term ``controlled group'' means any group 
                treated as a single employer under subsection (b), (c), 
                (m), or (o) of section 414 of the Internal Revenue Code 
                of 1986.
            (3) Amount distributed may be repaid.--
                    (A) In general.--Any individual who receives a 
                coronavirus-related distribution may, at any time 
                during the 3-year period beginning on the day after the 
                date on which such distribution was received, make 1 or 
                more contributions in an aggregate amount not to exceed 
                the amount of such distribution to an eligible 
                retirement plan of which such individual is a 
                beneficiary and to which a rollover contribution of 
                such distribution could be made under section 402(c), 
                403(a)(4), 403(b)(8), 408(d)(3), or 457(e)(16), of the 
                Internal Revenue Code of 1986, as the case may be.
                    (B) Treatment of repayments of distributions from 
                eligible retirement plans other than iras.--For 
                purposes of the Internal Revenue Code of 1986, if a 
                contribution is made pursuant to subparagraph (A) with 
                respect to a coronavirus-related distribution from an 
                eligible retirement plan other than an individual 
                retirement plan, then the taxpayer shall, to the extent 
                of the amount of the contribution, be treated as having 
                received the coronavirus-related distribution in an 
                eligible rollover distribution (as defined in section 
                402(c)(4) of such Code) and as having transferred the 
                amount to the eligible retirement plan in a direct 
                trustee to trustee transfer within 60 days of the 
                distribution.
                    (C) Treatment of repayments of distributions from 
                iras.--For purposes of the Internal Revenue Code of 
                1986, if a contribution is made pursuant to 
                subparagraph (A) with respect to a coronavirus-related 
                distribution from an individual retirement plan (as 
                defined by section 7701(a)(37) of such Code), then, to 
                the extent of the amount of the contribution, the 
                coronavirus-related distribution shall be treated as a 
                distribution described in section 408(d)(3) of such 
                Code and as having been transferred to the eligible 
                retirement plan in a direct trustee to trustee transfer 
                within 60 days of the distribution.
            (4) Definitions.--For purposes of this subsection--
                    (A) Coronavirus-related distribution.--Except as 
                provided in paragraph (2), the term ``coronavirus-
                related distribution'' means any distribution from an 
                eligible retirement plan made--
                            (i) on or after January 1, 2020, and before 
                        December 31, 2020,
                            (ii) to an individual--
                                    (I) who is diagnosed with the virus 
                                SARS-CoV-2 or with coronavirus disease 
                                2019 (COVID-19) by a test approved by 
                                the Centers for Disease Control and 
                                Prevention,
                                    (II) whose spouse or dependent (as 
                                defined in section 152 of the Internal 
                                Revenue Code of 1986) is diagnosed with 
                                such virus or disease by such a test, 
                                or
                                    (III) who experiences adverse 
                                financial consequences as a result of 
                                being quarantined, being furloughed or 
                                laid off or having work hours reduced 
                                due to such virus or disease, being 
                                unable to work due to lack of child 
                                care due to such virus or disease, 
                                closing or reducing hours of a business 
                                owned or operated by the individual due 
                                to such virus or disease, or other 
                                factors as determined by the Secretary 
                                of the Treasury (or the Secretary's 
                                delegate).
                    (B) Employee certification.--The administrator of 
                an eligible retirement plan may rely on an employee's 
                certification that the employee satisfies the 
                conditions of subparagraph (A)(ii) in determining 
                whether any distribution is a coronavirus-related 
                distribution.
                    (C) Eligible retirement plan.--The term ``eligible 
                retirement plan'' has the meaning given such term by 
                section 402(c)(8)(B) of the Internal Revenue Code of 
                1986.
            (5) Income inclusion spread over 3-year period.--
                    (A) In general.--In the case of any coronavirus-
                related distribution, unless the taxpayer elects not to 
                have this paragraph apply for any taxable year, any 
                amount required to be included in gross income for such 
                taxable year shall be so included ratably over the 3-
                taxable-year period beginning with such taxable year.
                    (B) Special rule.--For purposes of subparagraph 
                (A), rules similar to the rules of subparagraph (E) of 
                section 408A(d)(3) of the Internal Revenue Code of 1986 
                shall apply.
            (6) Special rules.--
                    (A) Exemption of distributions from trustee to 
                trustee transfer and withholding rules.--For purposes 
                of sections 401(a)(31), 402(f), and 3405 of the 
                Internal Revenue Code of 1986, coronavirus-related 
                distributions shall not be treated as eligible rollover 
                distributions.
                    (B) Coronavirus-related distributions treated as 
                meeting plan distribution requirements.--For purposes 
                of the Internal Revenue Code of 1986, a coronavirus-
                related distribution shall be treated as meeting the 
                requirements of sections 401(k)(2)(B)(i), 
                403(b)(7)(A)(i), 403(b)(11), and 457(d)(1)(A) of such 
                Code.
    (b) Loans From Qualified Plans.--
            (1) Increase in limit on loans not treated as 
        distributions.--In the case of any loan from a qualified 
        employer plan (as defined under section 72(p)(4) of the 
        Internal Revenue Code of 1986) to a qualified individual made 
        during the 180-day period beginning on the date of the 
        enactment of this Act--
                    (A) clause (i) of section 72(p)(2)(A) of such Code 
                shall be applied by substituting ``$100,000'' for 
                ``$50,000'', and
                    (B) clause (ii) of such section shall be applied by 
                substituting ``the present value of the nonforfeitable 
                accrued benefit of the employee under the plan'' for 
                ``one-half of the present value of the nonforfeitable 
                accrued benefit of the employee under the plan''.
            (2) Delay of repayment.--In the case of a qualified 
        individual with an outstanding loan (on or after the date of 
        the enactment of this Act) from a qualified employer plan (as 
        defined in section 72(p)(4) of the Internal Revenue Code of 
        1986)--
                    (A) if the due date pursuant to subparagraph (B) or 
                (C) of section 72(p)(2) of such Code for any repayment 
                with respect to such loan occurs during the period 
                beginning on the date of the enactment of this Act and 
                ending on December 31, 2020, such due date shall be 
                delayed for 1 year (or, if later, until the date which 
                is 180 days after the date of the enactment of this 
                Act),
                    (B) any subsequent repayments with respect to any 
                such loan shall be appropriately adjusted to reflect 
                the delay in the due date under subparagraph (A) and 
                any interest accruing during such delay, and
                    (C) in determining the 5-year period and the term 
                of a loan under subparagraph (B) or (C) of section 
                72(p)(2) of such Code, the period described in 
                subparagraph (A) of this paragraph shall be 
                disregarded.
            (3) Qualified individual.--For purposes of this subsection, 
        the term ``qualified individual'' means any individual who is 
        described in subsection (a)(4)(A)(ii).
    (c) Provisions Relating to Plan Amendments.--
            (1) In general.--If this subsection applies to any 
        amendment to any plan or annuity contract, such plan or 
        contract shall be treated as being operated in accordance with 
        the terms of the plan during the period described in paragraph 
        (2)(B)(i).
            (2) Amendments to which subsection applies.--
                    (A) In general.--This subsection shall apply to any 
                amendment to any plan or annuity contract which is 
                made--
                            (i) pursuant to any provision of this 
                        section, or pursuant to any regulation issued 
                        by the Secretary of the Treasury or the 
                        Secretary of Labor (or the delegate of either 
                        such Secretary) under any provision of this 
                        section, and
                            (ii) on or before the last day of the first 
                        plan year beginning on or after January 1, 
                        2022, or such later date as the Secretary of 
                        the Treasury (or the Secretary's delegate) may 
                        prescribe.
                In the case of a governmental plan (as defined in 
                section 414(d) of the Internal Revenue Code of 1986), 
                clause (ii) shall be applied by substituting the date 
                which is 2 years after the date otherwise applied under 
                clause (ii).
                    (B) Conditions.--This subsection shall not apply to 
                any amendment unless--
                            (i) during the period--
                                    (I) beginning on the date that this 
                                section or the regulation described in 
                                subparagraph (A)(i) takes effect (or in 
                                the case of a plan or contract 
                                amendment not required by this section 
                                or such regulation, the effective date 
                                specified by the plan), and
                                    (II) ending on the date described 
                                in subparagraph (A)(ii) (or, if 
                                earlier, the date the plan or contract 
                                amendment is adopted),
                        the plan or contract is operated as if such 
                        plan or contract amendment were in effect, and
                            (ii) such plan or contract amendment 
                        applies retroactively for such period.

SEC. 402. SINGLE-EMPLOYER PLAN FUNDING RULES.

    (a) Delay in Payment of Minimum Required Contributions.--In the 
case of any minimum required contribution (as determined under section 
430(a) of the Internal Revenue Code of 1986 and section 303(a) of the 
Employee Retirement Income Security Act of 1974 (29 U.S.C. 1083(a))) 
which (but for this section) would otherwise be due under section 
430(j) of such Code (including quarterly contributions under paragraph 
(3) thereof) and section 303(j) of such Act (29 U.S.C. 1083(j)) 
(including quarterly contributions under paragraph (3) thereof) during 
calendar year 2020--
            (1) such contributions shall not be required to be made 
        until January 1, 2021, and
            (2) the amount of each such minimum required contribution 
        shall be increased by interest accruing for the period between 
        the original due date (without regard to this section) for the 
        contribution and the payment date, at the effective rate of 
        interest for the plan for the plan year which includes such 
        payment date.
    (b) Benefit Restriction Status.--For purposes of section 436 of the 
Internal Revenue Code of 1986 and section 206(g) of the Employee 
Retirement Income Security Act of 1974 (29 U.S.C. 1056(g)), a plan 
sponsor may elect to treat the plan's adjusted funding target 
attainment percentage for the last plan year ending before January 1, 
2020, as the adjusted funding target attainment percentage for plan 
years which include calendar year 2020.

SEC. 403. TEMPORARY WAIVER OF REQUIRED MINIMUM DISTRIBUTION RULES FOR 
              CERTAIN RETIREMENT PLANS AND ACCOUNTS.

    (a) In General.--Section 401(a)(9) of the Internal Revenue Code of 
1986 is amended by adding at the end the following new subparagraph:
                    ``(I) Temporary waiver of minimum required 
                distribution.--
                            ``(i) In general.--The requirements of this 
                        paragraph shall not apply for calendar year 
                        2020 to--
                                    ``(I) a defined contribution plan 
                                which is described in this subsection 
                                or in section 403(a) or 403(b),
                                    ``(II) a defined contribution plan 
                                which is an eligible deferred 
                                compensation plan described in section 
                                457(b) but only if such plan is 
                                maintained by an employer described in 
                                section 457(e)(1)(A), or
                                    ``(III) an individual retirement 
                                plan.
                            ``(ii) Special rule for required beginning 
                        dates in 2020.--Clause (i) shall apply to any 
                        distribution which is required to be made in 
                        calendar year 2020 by reason of--
                                    ``(I) a required beginning date 
                                occurring in such calendar year, and
                                    ``(II) such distribution not having 
                                been made before January 1, 2020.
                            ``(iii) Special rules regarding waiver 
                        period.--For purposes of this paragraph--
                                    ``(I) the required beginning date 
                                with respect to any individual shall be 
                                determined without regard to this 
                                subparagraph for purposes of applying 
                                this paragraph for calendar years after 
                                2020,
                                    ``(II) if clause (ii) of 
                                subparagraph (B) applies, the 5-year 
                                period described in such clause shall 
                                be determined without regard to 
                                calendar year 2020,
                                    ``(III) if clause (iii) of 
                                subparagraph (E) applies, the 10-year 
                                period described in such clause shall 
                                be determined without regard to 
                                calendar year 2020, and
                                    ``(IV) if clause (i) of 
                                subparagraph (H) applies, the 10-year 
                                period described in such clause shall 
                                be determined without regard to 
                                calendar year 2020.''.
    (b) Eligible Rollover Distributions.--Section 402(c)(4) of the 
Internal Revenue Code of 1986 is amended by striking ``2009'' each 
place it appears in the last sentence and inserting ``2020''.
    (c) Effective Dates.--
            (1) In general.--The amendments made by this section shall 
        apply for calendar years beginning after December 31, 2019.
            (2) Provisions relating to plan or contract amendments.--
                    (A) In general.--If this paragraph applies to any 
                pension plan or contract amendment, such pension plan 
                or contract shall not fail to be treated as being 
                operated in accordance with the terms of the plan 
                during the period described in subparagraph (B)(ii) 
                solely because the plan operates in accordance with 
                this section.
                    (B) Amendments to which paragraph applies.--
                            (i) In general.--This paragraph shall apply 
                        to any amendment to any pension plan or annuity 
                        contract which--
                                    (I) is made pursuant to the 
                                amendments made by this section, and
                                    (II) is made on or before the last 
                                day of the first plan year beginning on 
                                or after January 1, 2022.
                        In the case of a governmental plan, subclause 
                        (II) shall be applied by substituting ``2024'' 
                        for ``2022''.
                            (ii) Conditions.--This paragraph shall not 
                        apply to any amendment unless during the period 
                        beginning on the effective date of the 
                        amendment and ending on December 31, 2020, the 
                        plan or contract is operated as if such plan or 
                        contract amendment were in effect.

SEC. 404. MODIFICATION OF SPECIAL RULES FOR MINIMUM FUNDING STANDARDS 
              FOR COMMUNITY NEWSPAPER PLANS.

    (a) Amendment to Internal Revenue Code of 1986.--Subsection (m) of 
section 430 of the Internal Revenue Code of 1986, as added by the 
Setting Every Community Up for Retirement Enhancement Act of 2019, is 
amended to read as follows:
    ``(m) Special Rules for Community Newspaper Plans.--
            ``(1) In general.--An eligible newspaper plan sponsor of a 
        plan under which no participant has had the participant's 
        accrued benefit increased (whether because of service or 
        compensation) after April 2, 2019, may elect to have the 
        alternative standards described in paragraph (4) apply to such 
        plan.
            ``(2) Eligible newspaper plan sponsor.--The term `eligible 
        newspaper plan sponsor' means the plan sponsor of--
                    ``(A) any community newspaper plan, or
                    ``(B) any other plan sponsored, as of April 2, 
                2019, by a member of the same controlled group of a 
                plan sponsor of a community newspaper plan if such 
                member is in the trade or business of publishing 1 or 
                more newspapers.
            ``(3) Election.--An election under paragraph (1) shall be 
        made at such time and in such manner as prescribed by the 
        Secretary. Such election, once made with respect to a plan 
        year, shall apply to all subsequent plan years unless revoked 
        with the consent of the Secretary.
            ``(4) Alternative minimum funding standards.--The 
        alternative standards described in this paragraph are the 
        following:
                    ``(A) Interest rates.--
                            ``(i) In general.--Notwithstanding 
                        subsection (h)(2)(C) and except as provided in 
                        clause (ii), the first, second, and third 
                        segment rates in effect for any month for 
                        purposes of this section shall be 8 percent.
                            ``(ii) New benefit accruals.--
                        Notwithstanding subsection (h)(2), for purposes 
                        of determining the funding target and normal 
                        cost of a plan for any plan year, the present 
                        value of any benefits accrued or earned under 
                        the plan for a plan year with respect to which 
                        an election under paragraph (1) is in effect 
                        shall be determined on the basis of the United 
                        States Treasury obligation yield curve for the 
                        day that is the valuation date of such plan for 
                        such plan year.
                            ``(iii) United states treasury obligation 
                        yield curve.--For purposes of this subsection, 
                        the term `United States Treasury obligation 
                        yield curve' means, with respect to any day, a 
                        yield curve which shall be prescribed by the 
                        Secretary for such day on interest-bearing 
                        obligations of the United States.
                    ``(B) Shortfall amortization base.--
                            ``(i) Previous shortfall amortization 
                        bases.--The shortfall amortization bases 
                        determined under subsection (c)(3) for all plan 
                        years preceding the first plan year to which 
                        the election under paragraph (1) applies (and 
                        all shortfall amortization installments 
                        determined with respect to such bases) shall be 
                        reduced to zero under rules similar to the 
                        rules of subsection (c)(6).
                            ``(ii) New shortfall amortization base.--
                        Notwithstanding subsection (c)(3), the 
                        shortfall amortization base for the first plan 
                        year to which the election under paragraph (1) 
                        applies shall be the funding shortfall of such 
                        plan for such plan year (determined using the 
                        interest rates as modified under subparagraph 
                        (A)).
                    ``(C) Determination of shortfall amortization 
                installments.--
                            ``(i) 30-year period.--Subparagraphs (A) 
                        and (B) of subsection (c)(2) shall be applied 
                        by substituting `30-plan-year' for `7-plan-
                        year' each place it appears.
                            ``(ii) No special election.--The election 
                        under subparagraph (D) of subsection (c)(2) 
                        shall not apply to any plan year to which the 
                        election under paragraph (1) applies.
                    ``(D) Exemption from at-risk treatment.--Subsection 
                (i) shall not apply.
            ``(5) Community newspaper plan.--For purposes of this 
        subsection--
                    ``(A) In general.--The term `community newspaper 
                plan' means any plan to which this section applies 
                maintained as of December 31, 2018, by an employer 
                which--
                            ``(i) maintains the plan on behalf of 
                        participants and beneficiaries with respect to 
                        employment in the trade or business of 
                        publishing 1 or more newspapers which were 
                        published by the employer at any time during 
                        the 11-year period ending on the date of the 
                        enactment of this subsection,
                            ``(ii)(I) is not a company the stock of 
                        which is publicly traded (on a stock exchange 
                        or in an over-the-counter market), and is not 
                        controlled, directly or indirectly, by such a 
                        company, or
                            ``(II) is controlled, directly or 
                        indirectly, during the entire 30-year period 
                        ending on the date of the enactment of this 
                        subsection by individuals who are members of 
                        the same family, and does not publish or 
                        distribute a daily newspaper that is carrier-
                        distributed in printed form in more than 5 
                        States, and
                            ``(iii) is controlled, directly or 
                        indirectly--
                                    ``(I) by 1 or more persons residing 
                                primarily in a State in which the 
                                community newspaper has been published 
                                on newsprint or carrier-distributed,
                                    ``(II) during the entire 30-year 
                                period ending on the date of the 
                                enactment of this subsection by 
                                individuals who are members of the same 
                                family,
                                    ``(III) by 1 or more trusts, the 
                                sole trustees of which are persons 
                                described in subclause (I) or (II), or
                                    ``(IV) by a combination of persons 
                                described in subclause (I), (II), or 
                                (III).
                    ``(B) Newspaper.--The term `newspaper' does not 
                include any newspaper (determined without regard to 
                this subparagraph) to which any of the following apply:
                            ``(i) Is not in general circulation.
                            ``(ii) Is published (on newsprint or 
                        electronically) less frequently than 3 times 
                        per week.
                            ``(iii) Has not ever been regularly 
                        published on newsprint.
                            ``(iv) Does not have a bona fide list of 
                        paid subscribers.
                    ``(C) Control.--A person shall be treated as 
                controlled by another person if such other person 
                possesses, directly or indirectly, the power to direct 
                or cause the direction and management of such person 
                (including the power to elect a majority of the members 
                of the board of directors of such person) through the 
                ownership of voting securities.
            ``(6) Controlled group.--For purposes of this subsection, 
        the term `controlled group' means all persons treated as a 
        single employer under subsection (b), (c), (m), or (o) of 
        section 414 as of the date of the enactment of this 
        subsection.''.
    (b) Amendment to Employee Retirement Income Security Act of 1974.--
Subsection (m) of section 303 of the Employee Retirement Income 
Security Act of 1974 (29 U.S.C. 1083(m)), as added by the Setting Every 
Community Up for Retirement Enhancement Act of 2019, is amended to read 
as follows:
    ``(m) Special Rules for Community Newspaper Plans.--
            ``(1) In general.--An eligible newspaper plan sponsor of a 
        plan under which no participant has had the participant's 
        accrued benefit increased (whether because of service or 
        compensation) after April 2, 2019, may elect to have the 
        alternative standards described in paragraph (4) apply to such 
        plan.
            ``(2) Eligible newspaper plan sponsor.--The term `eligible 
        newspaper plan sponsor' means the plan sponsor of--
                    ``(A) any community newspaper plan, or
                    ``(B) any other plan sponsored, as of April 2, 
                2019, by a member of the same controlled group of a 
                plan sponsor of a community newspaper plan if such 
                member is in the trade or business of publishing 1 or 
                more newspapers.
            ``(3) Election.--An election under paragraph (1) shall be 
        made at such time and in such manner as prescribed by the 
        Secretary of the Treasury. Such election, once made with 
        respect to a plan year, shall apply to all subsequent plan 
        years unless revoked with the consent of the Secretary of the 
        Treasury.
            ``(4) Alternative minimum funding standards.--The 
        alternative standards described in this paragraph are the 
        following:
                    ``(A) Interest rates.--
                            ``(i) In general.--Notwithstanding 
                        subsection (h)(2)(C) and except as provided in 
                        clause (ii), the first, second, and third 
                        segment rates in effect for any month for 
                        purposes of this section shall be 8 percent.
                            ``(ii) New benefit accruals.--
                        Notwithstanding subsection (h)(2), for purposes 
                        of determining the funding target and normal 
                        cost of a plan for any plan year, the present 
                        value of any benefits accrued or earned under 
                        the plan for a plan year with respect to which 
                        an election under paragraph (1) is in effect 
                        shall be determined on the basis of the United 
                        States Treasury obligation yield curve for the 
                        day that is the valuation date of such plan for 
                        such plan year.
                            ``(iii) United states treasury obligation 
                        yield curve.--For purposes of this subsection, 
                        the term `United States Treasury obligation 
                        yield curve' means, with respect to any day, a 
                        yield curve which shall be prescribed by the 
                        Secretary of the Treasury for such day on 
                        interest-bearing obligations of the United 
                        States.
                    ``(B) Shortfall amortization base.--
                            ``(i) Previous shortfall amortization 
                        bases.--The shortfall amortization bases 
                        determined under subsection (c)(3) for all plan 
                        years preceding the first plan year to which 
                        the election under paragraph (1) applies (and 
                        all shortfall amortization installments 
                        determined with respect to such bases) shall be 
                        reduced to zero under rules similar to the 
                        rules of subsection (c)(6).
                            ``(ii) New shortfall amortization base.--
                        Notwithstanding subsection (c)(3), the 
                        shortfall amortization base for the first plan 
                        year to which the election under paragraph (1) 
                        applies shall be the funding shortfall of such 
                        plan for such plan year (determined using the 
                        interest rates as modified under subparagraph 
                        (A)).
                    ``(C) Determination of shortfall amortization 
                installments.--
                            ``(i) 30-year period.--Subparagraphs (A) 
                        and (B) of subsection (c)(2) shall be applied 
                        by substituting `30-plan-year' for `7-plan-
                        year' each place it appears.
                            ``(ii) No special election.--The election 
                        under subparagraph (D) of subsection (c)(2) 
                        shall not apply to any plan year to which the 
                        election under paragraph (1) applies.
                    ``(D) Exemption from at-risk treatment.--Subsection 
                (i) shall not apply.
            ``(5) Community newspaper plan.--For purposes of this 
        subsection--
                    ``(A) In general.--The term `community newspaper 
                plan' means a plan to which this section applies 
                maintained as of December 31, 2018, by an employer 
                which--
                            ``(i) maintains the plan on behalf of 
                        participants and beneficiaries with respect to 
                        employment in the trade or business of 
                        publishing 1 or more newspapers which were 
                        published by the employer at any time during 
                        the 11-year period ending on the date of the 
                        enactment of this subsection,
                            ``(ii)(I) is not a company the stock of 
                        which is publicly traded (on a stock exchange 
                        or in an over-the-counter market), and is not 
                        controlled, directly or indirectly, by such a 
                        company, or
                            ``(II) is controlled, directly, or 
                        indirectly, during the entire 30-year period 
                        ending on the date of the enactment of this 
                        subsection by individuals who are members of 
                        the same family, and does not publish or 
                        distribute a daily newspaper that is carrier-
                        distributed in printed form in more than 5 
                        States, and
                            ``(iii) is controlled, directly, or 
                        indirectly--
                                    ``(I) by 1 or more persons residing 
                                primarily in a State in which the 
                                community newspaper has been published 
                                on newsprint or carrier-distributed,
                                    ``(II) during the entire 30-year 
                                period ending on the date of the 
                                enactment of this subsection by 
                                individuals who are members of the same 
                                family,
                                    ``(III) by 1 or more trusts, the 
                                sole trustees of which are persons 
                                described in subclause (I) or (II), or
                                    ``(IV) by a combination of persons 
                                described in subclause (I), (II), or 
                                (III).
                    ``(B) Newspaper.--The term `newspaper' does not 
                include any newspaper (determined without regard to 
                this subparagraph) to which any of the following apply:
                            ``(i) Is not in general circulation.
                            ``(ii) Is published (on newsprint or 
                        electronically) less frequently than 3 times 
                        per week.
                            ``(iii) Has not ever been regularly 
                        published on newsprint.
                            ``(iv) Does not have a bona fide list of 
                        paid subscribers.
                    ``(C) Control.--A person shall be treated as 
                controlled by another person if such other person 
                possesses, directly or indirectly, the power to direct 
                or cause the direction and management of such person 
                (including the power to elect a majority of the members 
                of the board of directors of such person) through the 
                ownership of voting securities.
            ``(6) Controlled group.--For purposes of this subsection, 
        the term `controlled group' means all persons treated as a 
        single employer under subsection (b), (c), (m), or (o) of 
        section 414 of the Internal Revenue Code of 1986 as of the date 
        of the enactment of this subsection.
            ``(7) Effect on premium rate calculation.--Notwithstanding 
        any other provision of law or any regulation issued by the 
        Pension Benefit Guaranty Corporation, in the case of a plan for 
        which an election is made to apply the alternative standards 
        described in paragraph (3), the additional premium under 
        section 4006(a)(3)(E) shall be determined as if such election 
        had not been made.''.
    (c) Effective Date.--The amendments made by this section shall 
apply to plan years ending after December 31, 2017.

SEC. 405. APPLICATION OF COOPERATIVE AND SMALL EMPLOYER CHARITY PENSION 
              PLAN RULES TO CERTAIN CHARITABLE EMPLOYERS WHOSE PRIMARY 
              EXEMPT PURPOSE IS PROVIDING SERVICES WITH RESPECT TO 
              MOTHERS AND CHILDREN.

    (a) Employee Retirement Income Security Act of 1974.--Section 
210(f)(1) of the Employee Retirement Income Security Act of 1974 (29 
U.S.C. 1060(f)(1)) is amended--
            (1) by striking ``or'' at the end of subparagraph (B);
            (2) by striking the period at the end of subparagraph 
        (C)(iv) and inserting ``; or''; and
            (3) by inserting after subparagraph (C) the following new 
        subparagraph:
                    ``(D) that, as of January 1, 2000, was maintained 
                by an employer--
                            ``(i) described in section 501(c)(3) of the 
                        Internal Revenue Code of 1986,
                            ``(ii) who has been in existence since at 
                        least 1938,
                            ``(iii) who conducts medical research 
                        directly or indirectly through grant making, 
                        and
                            ``(iv) whose primary exempt purpose is to 
                        provide services with respect to mothers and 
                        children.''.
    (b) Internal Revenue Code of 1986.--Section 414(y)(1) of the 
Internal Revenue Code of 1986 is amended--
            (1) by striking ``or'' at the end of subparagraph (B);
            (2) by striking the period at the end of subparagraph 
        (C)(iv) and inserting ``; or''; and
            (3) by inserting after subparagraph (C) the following new 
        subparagraph:
                    ``(D) that, as of January 1, 2000, was maintained 
                by an employer--
                            ``(i) described in section 501(c)(3),
                            ``(ii) who has been in existence since at 
                        least 1938,
                            ``(iii) who conducts medical research 
                        directly or indirectly through grant making, 
                        and
                            ``(iv) whose primary exempt purpose is to 
                        provide services with respect to mothers and 
                        children.''.
    (c) Effective Date.--The amendments made by this section shall 
apply to plan years beginning after December 31, 2018.

SEC. 406. EXTENDED AMORTIZATION FOR SINGLE EMPLOYER PLANS.

    (a) 15-Year Amortization Under the Internal Revenue Code of 1986.--
Section 430(c) of the Internal Revenue Code of 1986 is amended by 
adding at the end the following new paragraph:
            ``(8) 15-year amortization.--With respect to plan years 
        beginning after December 31, 2019--
                    ``(A) the shortfall amortization bases for all plan 
                years preceding the first plan year beginning after 
                December 31, 2019 (and all shortfall amortization 
                installments determined with respect to such bases) 
                shall be reduced to zero, and
                    ``(B) subparagraphs (A) and (B) of paragraph (2) 
                shall each be applied by substituting `15-plan-year 
                period' for `7-plan-year period'.''.
    (b) 15-Year Amortization Under the Employee Retirement Income 
Security Act of 1974.--Section 303(c) of the Employee Retirement Income 
Security Act of 1974 (29 U.S.C. 1083(c)) is amended by adding at the 
end the following new paragraph:
            ``(8) 15-year amortization.--With respect to plan years 
        beginning after December 31, 2019--
                    ``(A) the shortfall amortization bases for all plan 
                years preceding the first plan year beginning after 
                December 31, 2019 (and all shortfall amortization 
                installments determined with respect to such bases) 
                shall be reduced to zero, and
                    ``(B) subparagraphs (A) and (B) of paragraph (2) 
                shall each be applied by substituting `15-plan-year 
                period' for `7-plan-year period'.''.
    (c) Effective Date.--The amendments made by this section shall 
apply to plan years beginning after December 31, 2019.

SEC. 407. EXTENSION OF PENSION FUNDING STABILIZATION PERCENTAGES FOR 
              SINGLE EMPLOYER PLANS.

    (a) Amendments to Internal Revenue Code of 1986.--
            (1) In general.--The table contained in subclause (II) of 
        section 430(h)(2)(C)(iv) of the Internal Revenue Code of 1986 
        is amended to read as follows:


------------------------------------------------------------------------
                                                    The          The
                                                 applicable   applicable
          ``If the calendar year is:              minimum      maximum
                                                 percentage   percentage
                                                    is:          is:
------------------------------------------------------------------------
Any year in the period starting in 2012 and             90%         110%
 ending in 2019...............................
Any year in the period starting in 2020 and             95%         105%
 ending in 2025...............................
2026..........................................          90%         110%
2027..........................................          85%         115%
2028..........................................          80%         120%
2029..........................................          75%         125%
After 2029....................................          70%     130%.''.
------------------------------------------------------------------------

            (2) Floor on 25-year averages.--Subclause (I) of section 
        430(h)(2)(C)(iv) of such Code is amended by adding at the end 
        the following: ``Notwithstanding anything in this subclause, if 
        the average of the first, second, or third segment rate for any 
        25-year period is less than 5 percent, such average shall be 
        deemed to be 5 percent.''.
    (b) Amendments to Employee Retirement Income Security Act of 
1974.--
            (1) In general.--The table contained in subclause (II) of 
        section 303(h)(2)(C)(iv) of the Employee Retirement Income 
        Security Act of 1974 (29 U.S.C. 1083(h)(2)(C)(iv)(II)) is 
        amended to read as follows:


------------------------------------------------------------------------
                                                    The          The
                                                 applicable   applicable
          ``If the calendar year is:              minimum      maximum
                                                 percentage   percentage
                                                    is:          is:
------------------------------------------------------------------------
Any year in the period starting in 2012 and             90%         110%
 ending in 2019...............................
Any year in the period starting in 2020 and             95%         105%
 ending in 2025...............................
2026..........................................          90%         110%
2027..........................................          85%         115%
2028..........................................          80%         120%
2029..........................................          75%         125%
After 2029....................................          70%     130%.''.
------------------------------------------------------------------------

            (2) Conforming amendments.--
                    (A) In general.--Section 101(f)(2)(D) of such Act 
                (29 U.S.C. 1021(f)(2)(D)) is amended--
                            (i) in clause (i) by striking ``and the 
                        Bipartisan Budget Act of 2015'' both places it 
                        appears and inserting ``, the Bipartisan Budget 
                        Act of 2015, and the Emergency Pension Plan 
                        Relief Act of 2020'', and
                            (ii) in clause (ii) by striking ``2023'' 
                        and inserting ``2029''.
                    (B) Statements.--The Secretary of Labor shall 
                modify the statements required under subclauses (I) and 
                (II) of section 101(f)(2)(D)(i) of such Act to conform 
                to the amendments made by this section.
            (3) Floor on 25-year averages.--Subclause (I) of section 
        303(h)(2)(C)(iv) of such Act (29 U.S.C. 1083(h)(2)(C)(iv)(II)) 
        is amended by adding at the end the following: 
        ``Notwithstanding anything in this subclause, if the average of 
        the first, second, or third segment rate for any 25-year period 
        is less than 5 percent, such average shall be deemed to be 5 
        percent.''.
    (c) Effective Date.--The amendments made by this section shall 
apply with respect to plan years beginning after December 31, 2019.

           TITLE V--REHABILITATION FOR MULTIEMPLOYER PENSIONS

SEC. 501. SHORT TITLE.

    This title may be cited as the ``Rehabilitation for Multiemployer 
Pensions Act of 2020''.

SEC. 502. PENSION REHABILITATION ADMINISTRATION; ESTABLISHMENT; POWERS.

    (a) Establishment.--There is established in the Department of the 
Treasury an agency to be known as the ``Pension Rehabilitation 
Administration''.
    (b) Director.--
            (1) Establishment of position.--There shall be at the head 
        of the Pension Rehabilitation Administration a Director, who 
        shall be appointed by the President.
            (2) Term.--
                    (A) In general.--The term of office of the Director 
                shall be 5 years.
                    (B) Service until appointment of successor.--An 
                individual serving as Director at the expiration of a 
                term may continue to serve until a successor is 
                appointed.
            (3) Powers.--
                    (A) Appointment of deputy directors, officers, and 
                employees.--The Director may appoint Deputy Directors, 
                officers, and employees, including attorneys, in 
                accordance with chapter 51 and subchapter III of 
                chapter 53 of title 5, United States Code.
                    (B) Contracting.--
                            (i) In general.--The Director may contract 
                        for financial and administrative services 
                        (including those related to budget and 
                        accounting, financial reporting, personnel, and 
                        procurement) with the General Services 
                        Administration, or such other Federal agency as 
                        the Director determines appropriate, for which 
                        payment shall be made in advance, or by 
                        reimbursement, from funds of the Pension 
                        Rehabilitation Administration in such amounts 
                        as may be agreed upon by the Director and the 
                        head of the Federal agency providing the 
                        services.
                            (ii) Subject to appropriations.--Contract 
                        authority under clause (i) shall be effective 
                        for any fiscal year only to the extent that 
                        appropriations are available for that purpose.

SEC. 503. PENSION REHABILITATION TRUST FUND.

    (a) In General.--Subchapter A of chapter 98 of the Internal Revenue 
Code of 1986 is amended by adding at the end the following new section:

``SEC. 9512. PENSION REHABILITATION TRUST FUND.

    ``(a) Creation of Trust Fund.--There is established in the Treasury 
of the United States a trust fund to be known as the `Pension 
Rehabilitation Trust Fund' (hereafter in this section referred to as 
the `Fund'), consisting of such amounts as may be appropriated or 
credited to the Fund as provided in this section and section 9602(b).
    ``(b) Transfers to Fund.--
            ``(1) Amounts attributable to treasury bonds.--There shall 
        be credited to the Fund the amounts transferred under section 
        506 of the Rehabilitation for Multiemployer Pensions Act of 
        2020.
            ``(2) Loan interest and principal.--
                    ``(A) In general.--The Director of the Pension 
                Rehabilitation Administration established under section 
                502 of the Rehabilitation for Multiemployer Pensions 
                Act of 2020 shall deposit in the Fund any amounts 
                received from a plan as payment of interest or 
                principal on a loan under section 504 of such Act.
                    ``(B) Interest.--For purposes of subparagraph (A), 
                the term `interest' includes points and other similar 
                amounts.
            ``(3) Availability of funds.--Amounts credited to or 
        deposited in the Fund shall remain available until expended.
    ``(c) Expenditures From Fund.--Amounts in the Fund are available 
without further appropriation to the Pension Rehabilitation 
Administration--
            ``(1) for the purpose of making the loans described in 
        section 504 of the Rehabilitation for Multiemployer Pensions 
        Act of 2020,
            ``(2) for the payment of principal and interest on 
        obligations issued under section 506 of such Act, and
            ``(3) for administrative and operating expenses of such 
        Administration.''.
    (b) Clerical Amendment.--The table of sections for subchapter A of 
chapter 98 of the Internal Revenue Code of 1986 is amended by adding at 
the end the following new item:

``Sec. 9512. Pension Rehabilitation Trust Fund.''.

SEC. 504. LOAN PROGRAM FOR MULTIEMPLOYER DEFINED BENEFIT PLANS.

    (a) Loan Authority.--
            (1) In general.--The Pension Rehabilitation Administration 
        established under section 2 is authorized--
                    (A) to make loans to multiemployer plans (as 
                defined in section 414(f) of the Internal Revenue Code 
                of 1986) which are defined benefit plans (as defined in 
                section 414(j) of such Code) and--
                            (i)(I) which are in critical and declining 
                        status (within the meaning of section 432(b)(6) 
                        of such Code and section 305(b)(6) of the 
                        Employee Retirement and Income Security Act) as 
                        of the date of the enactment of this section, 
                        or during the 2-year period beginning on such 
                        date, or
                            (II) with respect to which a suspension of 
                        benefits has been approved under section 
                        432(e)(9) of such Code and section 305(e)(9) of 
                        such Act as of such date or during such period;
                            (ii) which as of such date of enactment, or 
                        during such period, are in critical status 
                        (within the meaning of section 432(b)(2) of 
                        such Code and section 305(b)(2) of such Act), 
                        have a modified funded percentage of less than 
                        40 percent, and have a ratio of active to 
                        inactive participants which is less than 2 to 
                        5; or
                            (iii) which are insolvent for purposes of 
                        section 418E of such Code as of such date of 
                        enactment, or during such period, if they 
                        became insolvent after December 16, 2014, and 
                        have not been terminated; and
                    (B) subject to subsection (b), to establish 
                appropriate terms for such loans.
        For purposes of subparagraph (A)(ii), the term ``modified 
        funded percentage'' means the percentage equal to a fraction 
        the numerator of which is current value of plan assets (as 
        defined in section 3(26) of such Act) and the denominator of 
        which is current liabilities (as defined in section 
        431(c)(6)(D) of such Code and section 304(c)(6)(D) of such 
        Act).
            (2) Consultation.--The Director of the Pension 
        Rehabilitation Administration shall consult with the Secretary 
        of the Treasury, the Secretary of Labor, and the Director of 
        the Pension Benefit Guaranty Corporation before making any loan 
        under paragraph (1), and shall share with such persons the 
        application and plan information with respect to each such 
        loan.
            (3) Establishment of loan program.--
                    (A) In general.--A program to make the loans 
                authorized under this section shall be established not 
                later than May 31, 2020, with guidance regarding such 
                program to be promulgated by the Director of the 
                Pension Rehabilitation Administration, in consultation 
                with the Director of the Pension Benefit Guaranty 
                Corporation, the Secretary of the Treasury, and the 
                Secretary of Labor, not later than August 31, 2020.
                    (B) Loans authorized before program date.--Without 
                regard to whether the program under subparagraph (A) 
                has been established, a plan may apply for a loan under 
                this section before either date described in such 
                subparagraph, and the Pension Rehabilitation 
                Administration shall approve the application and make 
                the loan before establishment of the program if 
                necessary to avoid any suspension of the accrued 
                benefits of participants.
    (b) Loan Terms.--
            (1) In general.--The terms of any loan made under 
        subsection (a) shall state that--
                    (A) the plan shall make payments of interest on the 
                loan for a period of 29 years beginning on the date of 
                the loan (or 19 years in the case of a plan making the 
                election under subsection (c)(5));
                    (B) final payment of interest and principal shall 
                be due in the 30th year after the date of the loan 
                (except as provided in an election under subsection 
                (c)(5)); and
                    (C) as a condition of the loan, the plan sponsor 
                stipulates that--
                            (i) except as provided in clause (ii), the 
                        plan will not increase benefits, allow any 
                        employer participating in the plan to reduce 
                        its contributions, or accept any collective 
                        bargaining agreement which provides for reduced 
                        contribution rates, during the 30-year period 
                        described in subparagraphs (A) and (B);
                            (ii) in the case of a plan with respect to 
                        which a suspension of benefits has been 
                        approved under section 432(e)(9) of the 
                        Internal Revenue Code of 1986 and section 
                        305(e)(9) of the Employee Retirement Income 
                        Security Act of 1974, or under section 418E of 
                        such Code, before the loan, the plan will 
                        reinstate the suspended benefits (or will not 
                        carry out any suspension which has been 
                        approved but not yet implemented);
                            (iii) the plan sponsor will comply with the 
                        requirements of section 6059A of the Internal 
                        Revenue Code of 1986;
                            (iv) the plan will continue to pay all 
                        premiums due under section 4007 of the Employee 
                        Retirement Income Security Act of 1974; and
                            (v) the plan and plan administrator will 
                        meet such other requirements as the Director of 
                        the Pension Rehabilitation Administration 
                        provides in the loan terms.
                The terms of the loan shall not make reference to 
                whether the plan is receiving financial assistance 
                under section 4261(d) of the Employee Retirement Income 
                Security Act of 1974 (29 U.S.C. 1431(d)) or to any 
                adjustment of the loan amount under subsection 
                (d)(2)(A)(ii).
            (2) Interest rate.--Except as provided in the second 
        sentence of this paragraph and subsection (c)(5), loans made 
        under subsection (a) shall have as low an interest rate as is 
        feasible. Such rate shall be determined by the Pension 
        Rehabilitation Administration and shall--
                    (A) not be lower than the rate of interest on 30-
                year Treasury securities on the first day of the 
                calendar year in which the loan is issued; and
                    (B) not exceed the greater of--
                            (i) a rate 0.2 percentage points higher 
                        than such rate of interest on such date; or
                            (ii) the rate necessary to collect revenues 
                        sufficient to administer the program under this 
                        section.
    (c) Loan Application.--
            (1) In general.--In applying for a loan under subsection 
        (a), the plan sponsor shall--
                    (A) demonstrate that, except as provided in 
                subparagraph (C)--
                            (i) the loan will enable the plan to avoid 
                        insolvency for at least the 30-year period 
                        described in subparagraphs (A) and (B) of 
                        subsection (b)(1) or, in the case of a plan 
                        which is already insolvent, to emerge from 
                        insolvency within and avoid insolvency for the 
                        remainder of such period; and
                            (ii) the plan is reasonably expected to be 
                        able to pay benefits and the interest on the 
                        loan during such period and to accumulate 
                        sufficient funds to repay the principal when 
                        due;
                    (B) provide the plan's most recently filed Form 
                5500 as of the date of application and any other 
                information necessary to determine the loan amount 
                under subsection (d);
                    (C) stipulate whether the plan is also applying for 
                financial assistance under section 4261(d) of the 
                Employee Retirement Income Security Act of 1974 (29 
                U.S.C. 1431(d)) in combination with the loan to enable 
                the plan to avoid insolvency and to pay benefits, or is 
                already receiving such financial assistance as a result 
                of a previous application;
                    (D) state in what manner the loan proceeds will be 
                invested pursuant to subsection (d), the person from 
                whom any annuity contracts under such subsection will 
                be purchased, and the person who will be the investment 
                manager for any portfolio implemented under such 
                subsection; and
                    (E) include such other information and 
                certifications as the Director of the Pension 
                Rehabilitation Administration shall require.
            (2) Standard for accepting actuarial and plan sponsor 
        determinations and demonstrations in the application.--In 
        evaluating the plan sponsor's application, the Director of the 
        Pension Rehabilitation Administration shall accept the 
        determinations and demonstrations in the application unless the 
        Director, in consultation with the Director of the Pension 
        Benefit Guaranty Corporation, the Secretary of the Treasury, 
        and the Secretary of Labor, concludes that any such 
        determinations or demonstrations in the application (or any 
        underlying assumptions) are clearly erroneous or are 
        inconsistent with any rules issued by the Director pursuant to 
        subsection (g).
            (3) Required actions; deemed approval.--The Director of the 
        Pension Rehabilitation Administration shall approve any 
        application under this subsection within 90 days after the 
        submission of such application unless such application is 
        incomplete or the Director makes a conclusion described in 
        paragraph (2) with respect to the application. An application 
        shall be deemed approved unless, within such 90 days, the 
        Director notifies the plan sponsor of the denial of such 
        application and the reasons for such denial. Any approval or 
        denial of an application by the Director of the Pension 
        Rehabilitation Administration shall be treated as a final 
        agency action for purposes of section 704 of title 5, United 
        States Code. The Pension Rehabilitation Administration shall 
        make the loan pursuant to any application promptly after the 
        approval of such application.
            (4) Certain plans required to apply.--The plan sponsor of 
        any plan with respect to which a suspension of benefits has 
        been approved under section 432(e)(9) of the Internal Revenue 
        Code of 1986 and section 305(e)(9) of the Employee Retirement 
        Income Security Act of 1974 or under section 418E of such Code, 
        before the date of the enactment of this Act shall apply for a 
        loan under this section. The Director of the Pension 
        Rehabilitation Administration shall provide for such plan 
        sponsors to use the simplified application under subsection 
        (d)(2)(B).
            (5) Incentive for early repayment.--The plan sponsor may 
        elect at the time of the application to repay the loan 
        principal, along with the remaining interest, at least as 
        rapidly as equal installments over the 10-year period beginning 
        with the 21st year after the date of the loan. In the case of a 
        plan making this election, the interest on the loan shall be 
        reduced by 0.5 percentage points.
    (d) Loan Amount and Use.--
            (1) Amount of loan.--
                    (A) In general.--Except as provided in subparagraph 
                (B) and paragraph (2), the amount of any loan under 
                subsection (a) shall be, as demonstrated by the plan 
                sponsor on the application under subsection (c), the 
                amount needed to purchase annuity contracts or to 
                implement a portfolio described in paragraph (3)(C) (or 
                a combination of the two) sufficient to provide 
                benefits of participants and beneficiaries of the plan 
                in pay status, and terminated vested benefits, at the 
                time the loan is made.
                    (B) Plans with suspended benefits.--In the case of 
                a plan with respect to which a suspension of benefits 
                has been approved under section 432(e)(9) of the 
                Internal Revenue Code of 1986 and section 305(e)(9) of 
                the Employee Retirement Income Security Act of 1974 (29 
                U.S.C. 1085(e)(9)) or under section 418E of such Code--
                            (i) the suspension of benefits shall not be 
                        taken into account in applying subparagraph 
                        (A); and
                            (ii) the loan amount shall be the amount 
                        sufficient to provide benefits of participants 
                        and beneficiaries of the plan in pay status and 
                        terminated vested benefits at the time the loan 
                        is made, determined without regard to the 
                        suspension, including retroactive payment of 
                        benefits which would otherwise have been 
                        payable during the period of the suspension.
            (2) Coordination with pbgc financial assistance.--
                    (A) In general.--In the case of a plan which is 
                also applying for financial assistance under section 
                4261(d) of the Employee Retirement Income Security Act 
                of 1974 (29 U.S.C. 1431(d))--
                            (i) the plan sponsor shall submit the loan 
                        application and the application for financial 
                        assistance jointly to the Pension 
                        Rehabilitation Administration and the Pension 
                        Benefit Guaranty Corporation with the 
                        information necessary to determine the 
                        eligibility for and amount of the loan under 
                        this section and the financial assistance under 
                        section 4261(d) of such Act; and
                            (ii) if such financial assistance is 
                        granted, the amount of the loan under 
                        subsection (a) shall not exceed an amount equal 
                        to the excess of--
                                    (I) the amount determined under 
                                paragraph (1)(A) or (1)(B)(ii) 
                                (whichever is applicable); over
                                    (II) the amount of such financial 
                                assistance.
                    (B) Plans already receiving pbgc assistance.--The 
                Director of the Pension Rehabilitation Administration 
                shall provide for a simplified application for the loan 
                under this section which may be used by an insolvent 
                plan which has not been terminated and which is already 
                receiving financial assistance (other than under 
                section 4261(d) of such Act) from the Pension Benefit 
                Guaranty Corporation at the time of the application for 
                the loan under this section.
            (3) Use of loan funds.--
                    (A) In general.--Notwithstanding section 
                432(f)(2)(A)(ii) of the Internal Revenue Code of 1986 
                and section 305(f)(2)(A)(ii) of such Act, the loan 
                received under subsection (a) shall only be used to 
                purchase annuity contracts which meet the requirements 
                of subparagraph (B) or to implement a portfolio 
                described in subparagraph (C) (or a combination of the 
                two) to provide the benefits described in paragraph 
                (1).
                    (B) Annuity contract requirements.--The annuity 
                contracts purchased under subparagraph (A) shall be 
                issued by an insurance company which is licensed to do 
                business under the laws of any State and which is rated 
                A or better by a nationally recognized statistical 
                rating organization, and the purchase of such contracts 
                shall meet all applicable fiduciary standards under the 
                Employee Retirement Income Security Act of 1974.
                    (C) Portfolio.--
                            (i) In general.--A portfolio described in 
                        this subparagraph is--
                                    (I) a cash matching portfolio or 
                                duration matching portfolio consisting 
                                of investment grade (as rated by a 
                                nationally recognized statistical 
                                rating organization) fixed income 
                                investments, including United States 
                                dollar-denominated public or private 
                                debt obligations issued or guaranteed 
                                by the United States or a foreign 
                                issuer, which are tradeable in United 
                                States currency and are issued at fixed 
                                or zero coupon rates; or
                                    (II) any other portfolio prescribed 
                                by the Secretary of the Treasury in 
                                regulations which has a similar risk 
                                profile to the portfolios described in 
                                subclause (I) and is equally protective 
                                of the interests of participants and 
                                beneficiaries.
                        Once implemented, such a portfolio shall be 
                        maintained until all liabilities to 
                        participants and beneficiaries in pay status, 
                        and terminated vested participants, at the time 
                        of the loan are satisfied.
                            (ii) Fiduciary duty.--Any investment 
                        manager of a portfolio under this subparagraph 
                        shall acknowledge in writing that such person 
                        is a fiduciary under the Employee Retirement 
                        Income Security Act of 1974 with respect to the 
                        plan.
                            (iii) Treatment of participants and 
                        beneficiaries.--Participants and beneficiaries 
                        covered by a portfolio under this subparagraph 
                        shall continue to be treated as participants 
                        and beneficiaries of the plan, including for 
                        purposes of title IV of the Employee Retirement 
                        Income Security Act of 1974.
                    (D) Accounting.--
                            (i) In general.--Annuity contracts 
                        purchased and portfolios implemented under this 
                        paragraph shall be used solely to provide the 
                        benefits described in paragraph (1) until all 
                        such benefits have been paid and shall be 
                        accounted for separately from the other assets 
                        of the plan.
                            (ii) Oversight of non-annuity 
                        investments.--
                                    (I) In general.--Any portfolio 
                                implemented under this paragraph shall 
                                be subject to oversight by the Pension 
                                Rehabilitation Administration, 
                                including a mandatory triennial review 
                                of the adequacy of the portfolio to 
                                provide the benefits described in 
                                paragraph (1) and approval (to be 
                                provided within a reasonable period of 
                                time) of any decision by the plan 
                                sponsor to change the investment 
                                manager of the portfolio.
                                    (II) Remedial action.--If the 
                                oversight under subclause (I) 
                                determines an inadequacy, the plan 
                                sponsor shall take remedial action to 
                                ensure that the inadequacy will be 
                                cured within 2 years of such 
                                determination.
                    (E) Ombudsperson.--The Participant and Plan Sponsor 
                Advocate established under section 4004 of the Employee 
                Retirement Income Security Act of 1974 shall act as 
                ombudsperson for participants and beneficiaries on 
                behalf of whom annuity contracts are purchased or who 
                are covered by a portfolio under this paragraph.
    (e) Collection of Repayment.--Except as provided in subsection (f), 
the Pension Rehabilitation Administration shall make every effort to 
collect repayment of loans under this section in accordance with 
section 3711 of title 31, United States Code.
    (f) Loan Default.--If a plan is unable to make any payment on a 
loan under this section when due, the Pension Rehabilitation 
Administration shall negotiate with the plan sponsor revised terms for 
repayment (including installment payments over a reasonable period or 
forgiveness of a portion of the loan principal), but only to the extent 
necessary to avoid insolvency in the subsequent 18 months.
    (g) Authority To Issue Rules, Etc.--The Director of the Pension 
Rehabilitation Administration, in consultation with the Director of the 
Pension Benefit Guaranty Corporation, the Secretary of the Treasury, 
and the Secretary of Labor, is authorized to issue rules regarding the 
form, content, and process of applications for loans under this 
section, actuarial standards and assumptions to be used in making 
estimates and projections for purposes of such applications, and 
assumptions regarding interest rates, mortality, and distributions with 
respect to a portfolio described in subsection (d)(3)(C).
    (h) Report to Congress on Status of Certain Plans With Loans.--Not 
later than 1 year after the first loan is made under this section, and 
annually thereafter, the Director of the Pension Rehabilitation 
Administration shall submit to the Committee on Ways and Means and the 
Committee on Education and Labor of the House of Representatives, and 
the Committee on Finance and the Committee on Health, Education, Labor, 
and Pensions of the Senate, a report identifying any plan that--
            (1) has failed to make any scheduled payment on a loan 
        under this section;
            (2) has negotiated revised terms for repayment of such loan 
        (including any installment payments or forgiveness of a portion 
        of the loan principal); or
            (3) the Director has determined is no longer reasonably 
        expected to be able to--
                    (A) pay benefits and the interest on the loan; or
                    (B) accumulate sufficient funds to repay the 
                principal when due.
Such report shall include the details of any such failure, revised 
terms, or determination, as the case may be.
    (i) Coordination With Taxation of Unrelated Business Income.--
Subparagraph (A) of section 514(c)(6) of the Internal Revenue Code of 
1986 is amended--
            (1) by striking ``or'' at the end of clause (i);
            (2) by striking the period at the end of clause (ii)(II) 
        and inserting ``, or''; and
            (3) by adding at the end the following new clause:
                            ``(iii) indebtedness with respect to a 
                        multiemployer plan under a loan made by the 
                        Pension Rehabilitation Administration pursuant 
                        to section 504 of the Rehabilitation for 
                        Multiemployer Pensions Act of 2020.''.

SEC. 505. COORDINATION WITH WITHDRAWAL LIABILITY AND FUNDING RULES.

    (a) Amendment to Internal Revenue Code of 1986.--Section 432 of the 
Internal Revenue Code of 1986 is amended by adding at the end the 
following new subsection:
    ``(k) Special Rules for Plans Receiving Pension Rehabilitation 
Loans.--
            ``(1) Determination of withdrawal liability.--
                    ``(A) In general.--If any employer participating in 
                a plan at the time the plan receives a loan under 
                section 504(a) of the Rehabilitation for Multiemployer 
                Pensions Act of 2020 withdraws from the plan before the 
                end of the 30-year period beginning on the date of the 
                loan, the withdrawal liability of such employer shall 
                be determined under the Employee Retirement Income 
                Security Act of 1974--
                            ``(i) by applying section 4219(c)(1)(D) of 
                        the Employee Retirement Income Security Act of 
                        1974 as if the plan were terminating by the 
                        withdrawal of every employer from the plan, and
                            ``(ii) by determining the value of 
                        nonforfeitable benefits under the plan at the 
                        time of the deemed termination by using the 
                        interest assumptions prescribed for purposes of 
                        section 4044 of the Employee Retirement Income 
                        Security Act of 1974, as prescribed in the 
                        regulations under section 4281 of the Employee 
                        Retirement Income Security Act of 1974 in the 
                        case of such a mass withdrawal.
                    ``(B) Annuity contracts and investment portfolios 
                purchased with loan funds.--Annuity contracts purchased 
                and portfolios implemented under section 504(d)(3) of 
                the Rehabilitation for Multiemployer Pensions Act of 
                2020 shall not be taken into account as plan assets in 
                determining the withdrawal liability of any employer 
                under subparagraph (A), but the amount equal to the 
                greater of--
                            ``(i) the benefits provided under such 
                        contracts or portfolios to participants and 
                        beneficiaries, or
                            ``(ii) the remaining payments due on the 
                        loan under section 504(a) of such Act,
                shall be taken into account as unfunded vested benefits 
                in determining such withdrawal liability.
            ``(2) Coordination with funding requirements.--In the case 
        of a plan which receives a loan under section 504(a) of the 
        Rehabilitation for Multiemployer Pensions Act of 2020--
                    ``(A) annuity contracts purchased and portfolios 
                implemented under section 504(d)(3) of such Act, and 
                the benefits provided to participants and beneficiaries 
                under such contracts or portfolios, shall not be taken 
                into account in determining minimum required 
                contributions under section 412,
                    ``(B) payments on the interest and principal under 
                the loan, and any benefits owed in excess of those 
                provided under such contracts or portfolios, shall be 
                taken into account as liabilities for purposes of such 
                section, and
                    ``(C) if such a portfolio is projected due to 
                unfavorable investment or actuarial experience to be 
                unable to fully satisfy the liabilities which it 
                covers, the amount of the liabilities projected to be 
                unsatisfied shall be taken into account as liabilities 
                for purposes of such section.''.
    (b) Amendment to Employee Retirement Income Security Act of 1974.--
Section 305 of the Employee Retirement Income Security Act of 1974 (29 
U.S.C. 1085) is amended by adding at the end the following new 
subsection:
    ``(k) Special Rules for Plans Receiving Pension Rehabilitation 
Loans.--
            ``(1) Determination of withdrawal liability.--
                    ``(A) In general.--If any employer participating in 
                a plan at the time the plan receives a loan under 
                section 504(a) of the Rehabilitation for Multiemployer 
                Pensions Act of 2020 withdraws from the plan before the 
                end of the 30-year period beginning on the date of the 
                loan, the withdrawal liability of such employer shall 
                be determined--
                            ``(i) by applying section 4219(c)(1)(D) as 
                        if the plan were terminating by the withdrawal 
                        of every employer from the plan, and
                            ``(ii) by determining the value of 
                        nonforfeitable benefits under the plan at the 
                        time of the deemed termination by using the 
                        interest assumptions prescribed for purposes of 
                        section 4044, as prescribed in the regulations 
                        under section 4281 in the case of such a mass 
                        withdrawal.
                    ``(B) Annuity contracts and investment portfolios 
                purchased with loan funds.--Annuity contracts purchased 
                and portfolios implemented under section 504(d)(3) of 
                the Rehabilitation for Multiemployer Pensions Act of 
                2020 shall not be taken into account in determining the 
                withdrawal liability of any employer under subparagraph 
                (A), but the amount equal to the greater of--
                            ``(i) the benefits provided under such 
                        contracts or portfolios to participants and 
                        beneficiaries, or
                            ``(ii) the remaining payments due on the 
                        loan under section 504(a) of such Act,
                shall be taken into account as unfunded vested benefits 
                in determining such withdrawal liability.
            ``(2) Coordination with funding requirements.--In the case 
        of a plan which receives a loan under section 504(a) of the 
        Rehabilitation for Multiemployer Pensions Act of 2020--
                    ``(A) annuity contracts purchased and portfolios 
                implemented under section 504(d)(3) of such Act, and 
                the benefits provided to participants and beneficiaries 
                under such contracts or portfolios, shall not be taken 
                into account in determining minimum required 
                contributions under section 302,
                    ``(B) payments on the interest and principal under 
                the loan, and any benefits owed in excess of those 
                provided under such contracts or portfolios, shall be 
                taken into account as liabilities for purposes of such 
                section, and
                    ``(C) if such a portfolio is projected due to 
                unfavorable investment or actuarial experience to be 
                unable to fully satisfy the liabilities which it 
                covers, the amount of the liabilities projected to be 
                unsatisfied shall be taken into account as liabilities 
                for purposes of such section.''.

SEC. 506. ISSUANCE OF TREASURY BONDS.

    The Secretary of the Treasury shall from time to time transfer from 
the general fund of the Treasury to the Pension Rehabilitation Trust 
Fund established under section 9512 of the Internal Revenue Code of 
1986 such amounts as are necessary to fund the loan program under 
section 504 of this Act, including from proceeds from the Secretary's 
issuance of obligations under chapter 31 of title 31, United States 
Code.

SEC. 507. REPORTS OF PLANS RECEIVING PENSION REHABILITATION LOANS.

    (a) In General.--Subpart E of part III of subchapter A of chapter 
61 of the Internal Revenue Code of 1986 is amended by adding at the end 
the following new section:

``SEC. 6059A. REPORTS OF PLANS RECEIVING PENSION REHABILITATION LOANS.

    ``(a) In General.--In the case of a plan receiving a loan under 
section 504(a) of the Rehabilitation for Multiemployer Pensions Act of 
2020, with respect to the first plan year beginning after the date of 
the loan and each of the 29 succeeding plan years, not later than the 
90th day of each such plan year the plan sponsor shall file with the 
Secretary a report (including appropriate documentation and actuarial 
certifications from the plan actuary, as required by the Secretary) 
that contains--
            ``(1) the funded percentage (as defined in section 
        432(j)(2)) as of the first day of such plan year, and the 
        underlying actuarial value of assets (determined with regard, 
        and without regard, to annuity contracts purchased and 
        portfolios implemented with proceeds of such loan) and 
        liabilities (including any amounts due with respect to such 
        loan) taken into account in determining such percentage,
            ``(2) the market value of the assets of the plan 
        (determined as provided in paragraph (1)) as of the last day of 
        the plan year preceding such plan year,
            ``(3) the total value of all contributions made by 
        employers and employees during the plan year preceding such 
        plan year,
            ``(4) the total value of all benefits paid during the plan 
        year preceding such plan year,
            ``(5) cash flow projections for such plan year and the 9 
        succeeding plan years, and the assumptions used in making such 
        projections,
            ``(6) funding standard account projections for such plan 
        year and the 9 succeeding plan years, and the assumptions 
        relied upon in making such projections,
            ``(7) the total value of all investment gains or losses 
        during the plan year preceding such plan year,
            ``(8) any significant reduction in the number of active 
        participants during the plan year preceding such plan year, and 
        the reason for such reduction,
            ``(9) a list of employers that withdrew from the plan in 
        the plan year preceding such plan year, and the resulting 
        reduction in contributions,
            ``(10) a list of employers that paid withdrawal liability 
        to the plan during the plan year preceding such plan year and, 
        for each employer, a total assessment of the withdrawal 
        liability paid, the annual payment amount, and the number of 
        years remaining in the payment schedule with respect to such 
        withdrawal liability,
            ``(11) any material changes to benefits, accrual rates, or 
        contribution rates during the plan year preceding such plan 
        year, and whether such changes relate to the terms of the loan,
            ``(12) details regarding any funding improvement plan or 
        rehabilitation plan and updates to such plan,
            ``(13) the number of participants during the plan year 
        preceding such plan year who are active participants, the 
        number of participants and beneficiaries in pay status, and the 
        number of terminated vested participants and beneficiaries,
            ``(14) the amount of any financial assistance received 
        under section 4261 of the Employee Retirement Income Security 
        Act of 1974 to pay benefits during the preceding plan year, and 
        the total amount of such financial assistance received for all 
        preceding years,
            ``(15) the information contained on the most recent annual 
        funding notice submitted by the plan under section 101(f) of 
        the Employee Retirement Income Security Act of 1974,
            ``(16) the information contained on the most recent annual 
        return under section 6058 and actuarial report under section 
        6059 of the plan, and
            ``(17) copies of the plan document and amendments, other 
        retirement benefit or ancillary benefit plans relating to the 
        plan and contribution obligations under such plans, a breakdown 
        of administrative expenses of the plan, participant census data 
        and distribution of benefits, the most recent actuarial 
        valuation report as of the plan year, copies of collective 
        bargaining agreements, and financial reports, and such other 
        information as the Secretary, in consultation with the Director 
        of the Pension Rehabilitation Administration, may require.
    ``(b) Electronic Submission.--The report required under subsection 
(a) shall be submitted electronically.
    ``(c) Information Sharing.--The Secretary shall share the 
information in the report under subsection (a) with the Secretary of 
Labor and the Director of the Pension Benefit Guaranty Corporation.
    ``(d) Report to Participants, Beneficiaries, and Employers.--Each 
plan sponsor required to file a report under subsection (a) shall, 
before the expiration of the time prescribed for the filing of such 
report, also provide a summary (written in a manner so as to be 
understood by the average plan participant) of the information in such 
report to participants and beneficiaries in the plan and to each 
employer with an obligation to contribute to the plan.''.
    (b) Penalty.--Subsection (e) of section 6652 of the Internal 
Revenue Code of 1986 is amended--
            (1) by inserting ``, 6059A (relating to reports of plans 
        receiving pension rehabilitation loans)'' after ``deferred 
        compensation)'';
            (2) by inserting ``($100 in the case of failures under 
        section 6059A)'' after ``$25''; and
            (3) by adding at the end the following: ``In the case of a 
        failure with respect to section 6059A, the amount imposed under 
        this subsection shall not be paid from the assets of the 
        plan.''.
    (c) Clerical Amendment.--The table of sections for subpart E of 
part III of subchapter A of chapter 61 of the Internal Revenue Code of 
1986 is amended by adding at the end the following new item:

``Sec. 6059A. Reports of plans receiving pension rehabilitation 
                            loans.''.

SEC. 508. PBGC FINANCIAL ASSISTANCE.

    (a) In General.--Section 4261 of the Employee Retirement Income 
Security Act of 1974 (29 U.S.C. 1431) is amended by adding at the end 
the following new subsection:
    ``(d)(1) The plan sponsor of a multiemployer plan--
            ``(A) which is in critical and declining status (within the 
        meaning of section 305(b)(6)) as of the date of the enactment 
        of this subsection or during the 2-year period beginning on 
        such date, or with respect to which a suspension of benefits 
        has been approved under section 305(e)(9) as of such date;
            ``(B) which, as of such date of enactment or during such 
        period, is in critical status (within the meaning of section 
        305(b)(2)), has a modified funded percentage of less than 40 
        percent (as defined in section 504(a)(1) of the Rehabilitation 
        for Multiemployer Pensions Act of 2020), and has a ratio of 
        active to inactive participants which is less than 2 to 5; or
            ``(C) which is insolvent for purposes of section 418E of 
        the Internal Revenue Code of 1986 as of such date of enactment 
        or during such period, if the plan became insolvent after 
        December 16, 2014, and has not been terminated,
and which is applying for a loan under section 504(a) of the 
Rehabilitation for Multiemployer Pensions Act of 2020 may also apply to 
the corporation for financial assistance under this subsection, by 
jointly submitting such applications in accordance with section 
504(d)(2) of such Act. The application for financial assistance under 
this subsection shall demonstrate, based on projections by the plan 
actuary, that after the receipt of the anticipated loan amount under 
section 4(a) of such Act, the plan will still become (or remain) 
insolvent within the 30-year period beginning on the date of the loan.
    ``(2) In reviewing an application under paragraph (1), the 
corporation shall review the determinations and demonstrations 
submitted with the loan application under section 504(c) of the 
Rehabilitation for Multiemployer Pensions Act of 2020 and provide 
guidance regarding such determinations and demonstrations prior to 
approving any application for financial assistance under this 
subsection. The corporation may deny any application if any such 
determinations or demonstrations (or any underlying assumptions) are 
clearly erroneous, or inconsistent with rules issued by the 
corporation, and the plan and the corporation are unable to reach 
agreement on such determinations or demonstrations. The corporation 
shall prescribe any such rules or guidance not later than August 31, 
2020.
    ``(3) In the case of a plan described in paragraph (1)(A) or 
(1)(B), the total financial assistance provided under this subsection 
shall be an amount equal to the smallest portion of the loan amount 
with respect to the plan under paragraph (1)(A) or (1)(B)(ii) of 
section 504(d) of the Rehabilitation for Multiemployer Pensions Act of 
2020 (determined without regard to paragraph (2) thereof) that, if 
provided as financial assistance under this subsection instead of a 
loan, would allow the plan to avoid the projected insolvency.
    ``(4) In the case of a plan described in paragraph (1)(C), the 
financial assistance provided pursuant to such application under this 
subsection shall be the present value of the amount (determined by the 
plan actuary and submitted on the application) that, if such amount 
were paid by the corporation in combination with the loan and any other 
assistance being provided to the plan by the corporation at the time of 
the application, would enable the plan to emerge from insolvency and 
avoid any other insolvency projected under paragraph (1).
    ``(5)(A)(i) Except as provided in subparagraph (B), if the 
corporation determines at the time of approval, or at the beginning of 
any plan year beginning thereafter, that the plan's 5-year expenditure 
projection (determined without regard to loan payments described in 
clause (iii)(III)) exceeds the fair market value of the plan's assets, 
the corporation shall (subject to the total amount of financial 
assistance approved under this subsection) provide such assistance in 
an amount equal to the lesser of--
                    ``(I) the amount by which the plan's 5-year 
                expenditure projection exceeds such fair market value; 
                or
                    ``(II) the plan's expected expenditures for the 
                plan year.
    ``(ii) For purposes of this subparagraph, the term `5-year 
expenditure projection' means, with respect to any plan for a plan 
year, an amount equal to 500 percent of the plan's expected 
expenditures for the plan year.
    ``(iii) For purposes of this subparagraph, the term `expected 
expenditures' means, with respect to any plan for a plan year, an 
amount equal to the sum of--
            ``(I) expected benefit payments for the plan year;
            ``(II) expected administrative expense payments for the 
        plan year; plus
            ``(III) payments on the loan scheduled during the plan year 
        pursuant to the terms of the loan under section 504(b) of the 
        Rehabilitation for Multiemployer Pensions Act of 2020.
    ``(iv) For purposes of this subparagraph, in the case of any plan 
year during which a plan is approved for a loan under section 504 of 
such Act, but has not yet received the proceeds, such proceeds shall be 
included in determining the fair market value of the plan's assets for 
the plan year. The preceding sentence shall not apply in the case of 
any plan that for the plan year beginning in 2015 was certified 
pursuant to section 305(b)(3) as being in critical and declining 
status, and had more than 300,000 participants.
    ``(B) The financial assistance under this subsection shall be 
provided in a lump sum if the plan sponsor demonstrates in the 
application, and the corporation determines, that such a lump sum 
payment is necessary for the plan to avoid the insolvency to which the 
application relates. In the case of a plan described in paragraph 
(1)(C), such lump sum shall be provided not later than December 31, 
2020.
    ``(6) Subsections (b) and (c) shall apply to financial assistance 
under this subsection as if it were provided under subsection (a), 
except that the terms for repayment under subsection (b)(2) shall not 
require the financial assistance to be repaid before the date on which 
the loan under section 504(a) of the Rehabilitation for Multiemployer 
Pensions Act of 2020 is repaid in full.
    ``(7) The corporation may forgo repayment of the financial 
assistance provided under this subsection if necessary to avoid any 
suspension of the accrued benefits of participants.''.
    (b) Appropriations.--There is appropriated to the Director of the 
Pension Benefit Guaranty Corporation such sums as may be necessary for 
each fiscal year to provide the financial assistance described in 
section 4261(d) of the Employee Retirement Income Security Act of 1974 
(29 U.S.C. 1431(d)) (as added by this section) (including necessary 
administrative and operating expenses relating to such assistance).

   DIVISION U--CONSUMER PROTECTION AND TELECOMMUNICATIONS PROVISIONS

               TITLE I--COVID-19 PRICE GOUGING PREVENTION

SEC. 101. SHORT TITLE.

    This title may be cited as the ``COVID-19 Price Gouging Prevention 
Act''.

SEC. 102. PREVENTION OF PRICE GOUGING.

    (a) In General.--For the duration of a public health emergency 
declared pursuant to section 319 of the Public Health Service Act (42 
U.S.C. 247d) as a result of confirmed cases of 2019 novel coronavirus 
(COVID-19), including any renewal thereof, it shall be unlawful for any 
person to sell or offer for sale a good or service at a price that--
            (1) is unconscionably excessive; and
            (2) indicates the seller is using the circumstances related 
        to such public health emergency to increase prices 
        unreasonably.
    (b) Factors for Consideration.--In determining whether a person has 
violated subsection (a), there shall be taken into account, with 
respect to the price at which such person sold or offered for sale the 
good or service, factors that include the following:
            (1) Whether such price grossly exceeds the average price at 
        which the same or a similar good or service was sold or offered 
        for sale by such person--
                    (A) during the 90-day period immediately preceding 
                January 31, 2020; or
                    (B) during the same 90-day period of the previous 
                year.
            (2) Whether such price grossly exceeds the average price at 
        which the same or a similar good or service was readily 
        obtainable from other similarly situated competing sellers 
        before January 31, 2020.
            (3) Whether such price reasonably reflects additional 
        costs, not within the control of such person, that were paid, 
        incurred, or reasonably anticipated by such person, or 
        reasonably reflects the profitability of forgone sales or 
        additional risks taken by such person, to produce, distribute, 
        obtain, or sell such good or service under the circumstances.
    (c) Enforcement.--
            (1) Enforcement by federal trade commission.--
                    (A) Unfair or deceptive acts or practices.--A 
                violation of subsection (a) shall be treated as a 
                violation of a regulation under section 18(a)(1)(B) of 
                the Federal Trade Commission Act (15 U.S.C. 
                57a(a)(1)(B)) regarding unfair or deceptive acts or 
                practices.
                    (B) Powers of commission.--The Commission shall 
                enforce subsection (a) in the same manner, by the same 
                means, and with the same jurisdiction, powers, and 
                duties as though all applicable terms and provisions of 
                the Federal Trade Commission Act (15 U.S.C. 41 et seq.) 
                were incorporated into and made a part of this section. 
                Any person who violates such subsection shall be 
                subject to the penalties and entitled to the privileges 
                and immunities provided in the Federal Trade Commission 
                Act.
            (2) Effect on other laws.--Nothing in this section shall be 
        construed in any way to limit the authority of the Commission 
        under any other provision of law.
            (3) Enforcement by state attorneys general.--
                    (A) In general.--If the chief law enforcement 
                officer of a State, or an official or agency designated 
                by a State, has reason to believe that any person has 
                violated or is violating subsection (a), the attorney 
                general, official, or agency of the State, in addition 
                to any authority it may have to bring an action in 
                State court under its consumer protection law, may 
                bring a civil action in any appropriate United States 
                district court or in any other court of competent 
                jurisdiction, including a State court, to--
                            (i) enjoin further such violation by such 
                        person;
                            (ii) enforce compliance with such 
                        subsection;
                            (iii) obtain civil penalties; and
                            (iv) obtain damages, restitution, or other 
                        compensation on behalf of residents of the 
                        State.
                    (B) Notice and intervention by the ftc.--The 
                attorney general of a State shall provide prior written 
                notice of any action under subparagraph (A) to the 
                Commission and provide the Commission with a copy of 
                the complaint in the action, except in any case in 
                which such prior notice is not feasible, in which case 
                the attorney general shall serve such notice 
                immediately upon instituting such action. The 
                Commission shall have the right--
                            (i) to intervene in the action;
                            (ii) upon so intervening, to be heard on 
                        all matters arising therein; and
                            (iii) to file petitions for appeal.
                    (C) Limitation on state action while federal action 
                is pending.--If the Commission has instituted a civil 
                action for violation of this section, no State attorney 
                general, or official or agency of a State, may bring an 
                action under this paragraph during the pendency of that 
                action against any defendant named in the complaint of 
                the Commission for any violation of this section 
                alleged in the complaint.
                    (D) Relationship with state-law claims.--If the 
                attorney general of a State has authority to bring an 
                action under State law directed at acts or practices 
                that also violate this section, the attorney general 
                may assert the State-law claim and a claim under this 
                section in the same civil action.
            (4) Savings clause.--Nothing in this section shall preempt 
        or otherwise affect any State or local law.
    (d) Definitions.--In this section:
            (1) Commission.--The term ``Commission'' means the Federal 
        Trade Commission.
            (2) Good or service.--The term ``good or service'' means a 
        good or service offered in commerce, including--
                    (A) food, beverages, water, ice, a chemical, or a 
                personal hygiene product;
                    (B) any personal protective equipment for 
                protection from or prevention of contagious diseases, 
                filtering facepiece respirators, medical supplies 
                (including medical testing supplies), cleaning 
                supplies, disinfectants, sanitizers; or
                    (C) any healthcare service, cleaning service, or 
                delivery service.
            (3) State.--The term ``State'' means each of the several 
        States, the District of Columbia, each commonwealth, territory, 
        or possession of the United States, and each federally 
        recognized Indian Tribe.

   TITLE II--E-RATE SUPPORT FOR WI-FI HOTSPOTS AND CONNECTED DEVICES

SEC. 201. E-RATE SUPPORT FOR WI-FI HOTSPOTS AND CONNECTED DEVICES 
              DURING EMERGENCY PERIODS RELATING TO COVID-19.

    (a) Regulations Required.--Not later than 7 days after the date of 
the enactment of this Act, the Commission shall promulgate regulations 
providing for the provision, during an emergency period described in 
subsection (b) and from amounts made available from the Emergency 
Connectivity Fund established under subsection (i)(1), of universal 
service support under section 254(h)(1)(B) of the Communications Act of 
1934 (47 U.S.C. 254(h)(1)(B)) to an elementary school, secondary 
school, or library eligible for support under such section, as well as 
a tribal elementary school, tribal secondary school, or tribal library 
designated as eligible to receive support under such regulations by an 
Indian tribe that is eligible for support under section 261 of the 
Library Services and Technology Act (20 U.S.C. 9161), for--
            (1) providing Wi-Fi hotspots to--
                    (A) in the case of a school, students and staff of 
                such school for use at locations that include locations 
                other than such school; and
                    (B) in the case of a library, patrons of such 
                library for use at locations that include locations 
                other than such library;
            (2) providing connected devices to students and staff or 
        patrons (as the case may be) for use as described in 
        subparagraph (A) or (B) of paragraph (1); and
            (3) providing mobile broadband internet access service 
        through such Wi-Fi hotspots or connected devices.
    (b) Emergency Periods Described.--An emergency period described in 
this subsection is the duration of a public health emergency declared 
pursuant to section 319 of the Public Health Service Act (42 U.S.C. 
247d) as a result of COVID-19, including any renewal thereof.
    (c) Service Requirement for Connected Devices.--If a school or 
library provides a connected device to a student, staff member, or 
patron using universal service support under the regulations required 
by subsection (a) and such connected device is only capable of 
connecting to broadband internet access service through the use of Wi-
Fi, such school or library shall also provide to such student, staff 
member, or patron a Wi-Fi hotspot and mobile broadband internet access 
service through such Wi-Fi hotspot.
    (d) Treatment of Wi-Fi Hotspots and Connected Devices After 
Emergency Period.--The Commission shall provide in the regulations 
required by subsection (a) that, in the case of a school or library 
that purchases Wi-Fi hotspots or connected devices using support 
received under such regulations, such school or library--
            (1) may, after the emergency period with respect to which 
        such support is received, use such Wi-Fi hotspots or connected 
        devices for such purposes as such school or library considers 
        appropriate, subject to any restrictions provided in such 
        regulations (or any successor regulation); and
            (2) may not sell or otherwise transfer in exchange for any 
        thing of value such Wi-Fi hotspots or connected devices.
    (e) Prioritization of Support.--The Commission shall provide in the 
regulations required by subsection (a) that a school or library shall 
prioritize the provision of Wi-Fi hotspots or connected devices and 
associated mobile broadband internet access service for which support 
is received under such regulations to students and staff or patrons (as 
the case may be) that the school or library believes do not otherwise 
have access to broadband internet access service at the residences of 
such students and staff or patrons.
    (f) Certification Requirements.--The Commission shall provide in 
the regulations required by subsection (a) that--
            (1) Wi-Fi hotspots and connected devices for which support 
        is received under such regulations shall be treated as 
        computers for purposes of the certification requirements of 
        paragraphs (5) and (6) of section 254(h) of the Communications 
        Act of 1934 (47 U.S.C. 254(h)); and
            (2) notwithstanding the requirements of such paragraphs 
        relating to the timing of certifications, the certifications 
        required by such paragraphs shall be made with respect to such 
        Wi-Fi hotspots and connected devices as a condition of 
        receiving such support.
    (g) Rule of Construction.--Nothing in this section shall be 
construed to affect any authority the Commission may have under section 
254(h)(1)(B) of the Communications Act of 1934 (47 U.S.C. 254(h)(1)(B)) 
to allow universal service support under such section to be used for 
the purposes described in subsection (a) other than as required by such 
subsection.
    (h) Exemptions.--
            (1) Notice and comment rulemaking requirements.--Section 
        553 of title 5, United States Code, shall not apply to a 
        regulation promulgated under subsection (a) or a rulemaking to 
        promulgate such a regulation.
            (2) Paperwork reduction act requirements.--A collection of 
        information conducted or sponsored under the regulations 
        required by subsection (a), or under section 254 of the 
        Communications Act of 1934 (47 U.S.C. 254) in connection with 
        universal service support provided under such regulations, 
        shall not constitute a collection of information for the 
        purposes of subchapter I of chapter 35 of title 44, United 
        States Code (commonly referred to as the Paperwork Reduction 
        Act).
    (i) Emergency Connectivity Fund.--
            (1) Establishment.--There is established in the Treasury of 
        the United States a fund to be known as the Emergency 
        Connectivity Fund.
            (2) Authorization of appropriations.--There is authorized 
        to be appropriated to the Emergency Connectivity Fund, out of 
        any money in the Treasury not otherwise appropriated, 
        $2,000,000,000 for fiscal year 2020, to remain available 
        through fiscal year 2021.
            (3) Use of funds.--Amounts in the Emergency Connectivity 
        Fund shall be available to the Commission to provide universal 
        service support under the regulations required by subsection 
        (a).
            (4) Relationship to universal service contributions.--
        Universal service support provided under the regulations 
        required by subsection (a) shall be provided from amounts made 
        available under paragraph (3) and not from contributions under 
        section 254(d) of the Communications Act of 1934 (47 U.S.C. 
        254(d)).
    (j) Exception to Gift Restrictions.--Not later than 7 days after 
the date of the enactment of this Act, the Commission shall amend 
section 54.503(d) of title 47, Code of Federal Regulations, so as to 
provide that such section does not apply in the case of a gift or other 
thing of value that is solicited, accepted, offered, or provided during 
an emergency period described in subsection (b) for the purpose of 
responding to needs arising from the emergency.
    (k) Definitions.--In this section:
            (1) Broadband internet access service.--The term 
        ``broadband internet access service'' has the meaning given 
        such term in section 8.1(b) of title 47, Code of Federal 
        Regulations (or any successor regulation).
            (2) Commission.--The term ``Commission'' means the Federal 
        Communications Commission.
            (3) Connected device.--The term ``connected device'' means 
        a laptop computer, tablet computer, or similar device that is 
        capable of connecting to mobile broadband internet access 
        service, either by receiving such service directly or through 
        the use of Wi-Fi.
            (4) Wi-fi.--The term ``Wi-Fi'' means a wireless networking 
        protocol based on Institute of Electrical and Electronics 
        Engineers standard 802.11 (or any successor standard).
            (5) Wi-fi hotspot.--The term ``Wi-Fi hotspot'' means a 
        device that is capable of--
                    (A) receiving mobile broadband internet access 
                service; and
                    (B) sharing such service with another device 
                through the use of Wi-Fi.

      TITLE III--EMERGENCY LIFELINE BENEFIT FOR BROADBAND SERVICE

SEC. 301. EMERGENCY LIFELINE BENEFIT FOR BROADBAND SERVICE DURING 
              EMERGENCY PERIODS RELATING TO COVID-19.

    (a) Promulgation of Regulations Required.--Not later than 7 days 
after the date of the enactment of this Act, the Commission shall 
promulgate regulations for the provision of an emergency lifeline 
broadband benefit described and in accordance with the requirements of 
this section.
    (b) Requirements.--The regulations promulgated pursuant to 
subsection (a) shall establish the following:
            (1) Regardless of whether a household or any consumer in 
        the household receives support under subpart E of part 54 of 
        title 47, Code of Federal Regulations, a household is eligible 
        for the provision of Tier I service or Tier II service, 
        supported by the emergency lifeline broadband benefit, during 
        an emergency period if--
                    (A) the household includes at least one qualifying 
                low-income consumer who meets the qualifications in 
                paragraphs (a) and (b) of section 54.409 of title 47, 
                Code of Federal Regulations, or any successor 
                regulation; or
                    (B) the household receives benefits from the 
                National School Lunch Program's free or reduced cost 
                lunch program.
            (2) A provider of broadband internet access service shall 
        apply to the Commission for the reimbursement described in 
        paragraph (6) for each eligible household that requests the 
        emergency lifeline broadband benefit and receives Tier I or 
        Tier II service from the provider.
            (3) Within five business days of receiving a request from a 
        broadband internet service provider, the Commission shall 
        determine and issue a decision whether it is in the public 
        interest--
                    (A) to allow such provider to provide Tier I or 
                Tier II service supported by the emergency lifeline 
                broadband benefit, and
                    (B) to allow the provider to use its own 
                verification processes to determine whether a household 
                is eligible to receive the emergency lifeline broadband 
                benefit according to the eligibility criteria in 
                paragraph (1), if such processes are reasonable and 
                sufficient to avoid waste, fraud, and abuse.
            (4) The Commission shall adopt reasonable recordkeeping and 
        retention requirements for recipients of reimbursements from 
        the funds made available in subsection (f), which requirements 
        shall be in lieu of any reporting, record keeping, retention 
        and compliance requirements as set forth in subpart E of part 
        54 of title 47, Code of Federal Regulations.
            (5) The emergency period may be extended within a State or 
        any portion thereof if the Governor of the State provides 
        written, public notice to the Commission stipulating that an 
        extension is necessary in furtherance of the recovery related 
        to COVID-19. The Commission shall, within 24 hours after 
        receiving such notice, post the notice on the Commission's 
        public website.
            (6) The Commission shall reimburse providers of broadband 
        internet access service from funds made available in subsection 
        (f) in the following amounts:
                    (A) The broadband internet access service provider 
                shall receive $50.00 per month, or an amount equal to 
                the monthly charge for service and equipment if such 
                charge is less than $50.00 per month, for each eligible 
                household that requests the emergency lifeline 
                broadband benefit and receives the Tier I service.
                    (B) The broadband internet access service provider 
                shall receive $30.00 per month, or an amount equal to 
                the monthly charge for service and equipment if such 
                charge is less than $30.00 per month, for each eligible 
                household that requests the emergency lifeline 
                broadband benefit and receives Tier II service.
            (7) To receive a reimbursement under paragraph (6), a 
        broadband internet access service provider shall certify to the 
        Commission--
                    (A) the number of eligible households that 
                requested the emergency lifeline broadband benefit and 
                received Tier I service--
                            (i) monthly for the duration of the 
                        emergency period; or
                            (ii) for each month of the emergency 
                        period, collectively, after the expiration of 
                        the emergency period under paragraph (5);
                    (B) the number of eligible households that 
                requested the emergency lifeline broadband benefit and 
                received Tier II service--
                            (i) monthly for the duration of the 
                        emergency period; or
                            (ii) for each month of the emergency 
                        period, collectively, after the expiration of 
                        the emergency period under paragraph (5);
                    (C) that the reimbursement sought for providing 
                Tier I service or Tier II service to an eligible 
                household did not exceed the provider's rate for that 
                offering, or similar offerings, for households that are 
                not eligible households subscribing to the same or 
                substantially similar service;
                    (D) that eligible households for which the provider 
                is seeking reimbursement for providing Tier I or Tier 
                II service using the emergency lifeline broadband 
                benefit--
                            (i) were not charged for the Tier I service 
                        or Tier II service; and
                            (ii) were not disqualified from receiving 
                        the emergency lifeline broadband service based 
                        on past or present arrearages; and
                    (E) that the eligibility of eligible households is 
                verified in accordance with the requirements adopted by 
                the Commission pursuant to paragraph (3).
    (c) Eligible Providers.--The Commission may provide a reimbursement 
to a broadband internet access service provider under this section 
without requiring such provider to be designated as an eligible 
telecommunications carrier under section 214(e) of the Communications 
Act of 1934 (47 U.S.C. 214(e)) and notwithstanding section 254(e) of 
the Communications Act of 1934 (47 U.S.C. 254(e)).
    (d) Rule of Construction.--Nothing in this section shall affect the 
collection, distribution, or administration of the Lifeline Assistance 
Program governed by the rules set forth in subpart E of part 54 of 
title 47, Code of Federal Regulations.
    (e) Exemptions.--
            (1) Notice and comment rulemaking requirements.--Section 
        553 of title 5, United States Code, shall not apply to a 
        regulation promulgated under subsection (a) or a rulemaking to 
        promulgate such a regulation.
            (2) Paperwork reduction act requirements.--A collection of 
        information conducted or sponsored under the regulations 
        required by subsection (a), or under section 254 of the 
        Communications Act of 1934 (47 U.S.C. 254) in connection with 
        universal service support provided under such regulations, 
        shall not constitute a collection of information for the 
        purposes of subchapter I of chapter 35 of title 44, United 
        States Code (commonly referred to as the Paperwork Reduction 
        Act).
    (f) Emergency Broadband Connectivity Fund.--
            (1) Establishment.--There is established in the Treasury of 
        the United States a fund to be known as the Emergency Broadband 
        Connectivity Fund.
            (2) Authorization of appropriations.--There is authorized 
        to be appropriated to the Emergency Broadband Connectivity 
        Fund, out of any money in the Treasury not otherwise 
        appropriated, $1,000,000,000 for fiscal year 2020, to remain 
        available through fiscal year 2021.
            (3) Use of funds.--Amounts in the Emergency Broadband 
        Connectivity Fund shall be available to the Commission to 
        provide reimbursements for Tier I service or Tier II service 
        provided to eligible households under the regulations required 
        pursuant to subsection (a).
            (4) Relationship to universal service contributions.--
        Reimbursements provided under the regulations required by 
        subsection (a) shall be provided from amounts made available 
        under paragraph (3) and not from contributions under section 
        254(d) of the Communications Act of 1934 (47 U.S.C. 254(d)).
    (g) Definitions.--In this section:
            (1) Broadband internet access service.--The term 
        ``broadband internet access service'' has the meaning given 
        such term in section 8.1(b) of title 47, Code of Federal 
        Regulations (or any successor regulation).
            (2) Commission.--The term ``Commission'' means the Federal 
        Communications Commission.
            (3) Eligible household.--The term ``eligible household'' 
        means a household that meets the requirements described in 
        subsection (b)(1).
            (4) Emergency period.--The term ``emergency period'' means 
        the duration of a public health emergency declared pursuant to 
        section 319 of the Public Health Service Act (42 U.S.C. 247d) 
        as a result of COVID-19, including any renewal thereof.
            (5) Tier i service.--The term ``Tier I service'' means 
        broadband internet access service that, at a minimum, provides 
        a download speed of 100 megabits per second, an upload speed of 
        10 megabits per second, and latency that is sufficiently low to 
        allow real-time, interactive applications, with no data caps or 
        additional fees for the provision of such service, except taxes 
        and other governmental fees.
            (6) Tier ii service.--The term ``Tier II service'' means 
        broadband internet access service that, at a minimum, provides 
        a download speed of 25 megabits per second, an upload speed of 
        3 megabits per second, and latency that is sufficiently low to 
        allow real-time, interactive applications, with no data caps or 
        additional fees for the provision of such service, except taxes 
        and other governmental fees.

                    TITLE IV--CONTINUED CONNECTIVITY

SEC. 401. CONTINUED CONNECTIVITY DURING EMERGENCY PERIODS RELATING TO 
              COVID-19.

    Title VII of the Communications Act of 1934 (47 U.S.C. 601 et seq.) 
is amended by adding at the end the following:

``SEC. 723. CONTINUED CONNECTIVITY DURING EMERGENCY PERIODS RELATING TO 
              COVID-19.

    ``(a) In General.--During an emergency period described in 
subsection (b), it shall be unlawful--
            ``(1) for a provider of advanced telecommunications service 
        or voice service to--
                    ``(A) terminate, reduce, or change such service 
                provided to any individual customer or small business 
                because of the inability of the individual customer or 
                small business to pay for such service if the 
                individual customer or small business certifies to such 
                provider that such inability to pay is a result of 
                disruptions caused by the public health emergency to 
                which such emergency period relates; or
                    ``(B) impose late fees on any individual customer 
                or small business because of the inability of the 
                individual customer or small business to pay for such 
                service if the individual customer or small business 
                certifies to such provider that such inability to pay 
                is a result of disruptions caused by the public health 
                emergency to which such emergency period relates;
            ``(2) for a provider of advanced telecommunications service 
        to, during such emergency period--
                    ``(A) employ a limit on the amount of data allotted 
                to an individual customer or small business during such 
                emergency period, except that such provider may engage 
                in reasonable network management; or
                    ``(B) charge an individual customer or small 
                business an additional fee for exceeding the limit on 
                the data allotted to an individual customer or small 
                business; or
            ``(3) for a provider of advanced telecommunications service 
        that had functioning Wi-Fi hotspots available to subscribers in 
        public places on the day before the beginning of such emergency 
        period to fail to make service provided by such Wi-Fi hotspots 
        available to the public at no cost during such emergency 
        period.
    ``(b) Waiver.--Upon a petition by a provider advanced 
telecommunications service or voice service, the provisions in 
subsection (a) may be suspended or waived by the Commission at any 
time, in whole or in part, for good cause shown.
    ``(c) Emergency Periods Described.--An emergency period described 
in this subsection is any portion beginning on or after the date of the 
enactment of this section of the duration of a public health emergency 
declared pursuant to section 319 of the Public Health Service Act (42 
U.S.C. 247d) as a result of COVID-19, including any renewal thereof.
    ``(d) Definitions.--In this section:
            ``(1) Advanced telecommunications service.--The term 
        `advanced telecommunications service' means a service that 
        provides advanced telecommunications capability (as defined in 
        section 706 of the Telecommunications Act of 1996 (47 U.S.C. 
        1302)).
            ``(2) Broadband internet access service.--The term 
        `broadband internet access service' has the meaning given such 
        term in section 8.1(b) of title 47, Code of Federal Regulations 
        (or any successor regulation).
            ``(3) Individual customer.--The term `individual customer' 
        means an individual who contracts with a mass-market retail 
        provider of advanced telecommunications service or voice 
        service to provide service to such individual.
            ``(4) Reasonable network management.--The term `reasonable 
        network management'--
                    ``(A) means the use of a practice that--
                            ``(i) has a primarily technical network 
                        management justification; and
                            ``(ii) is primarily used for and tailored 
                        to achieving a legitimate network management 
                        purpose, taking into account the particular 
                        network architecture and technology of the 
                        service; and
                    ``(B) does not include other business practices.
            ``(5) Small business.--The term `small business' has the 
        meaning given such term under section 601(3) of title 5, United 
        States Code.
            ``(6) Voice service.--The term `voice service' has the 
        meaning given such term under section 227(e)(8) of the 
        Communications Act of 1934 (47 U.S.C. 227(e)(8)).
            ``(7) Wi-fi.--The term `Wi-Fi' means a wireless networking 
        protocol based on Institute of Electrical and Electronics 
        Engineers standard 802.11 (or any successor standard).
            ``(8) Wi-fi hotspot.--The term `Wi-Fi hotspot' means a 
        device that is capable of--
                    ``(A) receiving mobile broadband internet access 
                service; and
                    ``(B) sharing such service with another device 
                through the use of Wi-Fi.''.

                   TITLE V--DON'T BREAK UP THE T-BAND

SEC. 501. REPEAL OF REQUIREMENT TO REALLOCATE AND AUCTION T-BAND 
              SPECTRUM.

    (a) Repeal.--Section 6103 of the Middle Class Tax Relief and Job 
Creation Act of 2012 (47 U.S.C. 1413) is repealed.
    (b) Clerical Amendment.--The table of contents in section 1(b) of 
such Act is amended by striking the item relating to section 6103.

                          DIVISION V--GROW ACT

SEC. 101. SHORT TITLE.

    This division may be cited as the ``Giving Retirement Options to 
Workers Act of 2020'' or the ``GROW Act''.

SEC. 102. COMPOSITE PLANS.

    (a) Amendment to the Employee Retirement Income Security Act of 
1974.--
            (1) In general.--Title I of the Employee Retirement Income 
        Security Act of 1974 (29 U.S.C. 1001 et seq.) is amended by 
        adding at the end the following:

               ``PART 8--COMPOSITE PLANS AND LEGACY PLANS

``SEC. 801. COMPOSITE PLAN DEFINED.

    ``(a) In General.--For purposes of this Act, the term `composite 
plan' means a pension plan--
            ``(1) which is a multiemployer plan that is neither a 
        defined benefit plan nor a defined contribution plan;
            ``(2) the terms of which provide that the plan is a 
        composite plan for purposes of this title with respect to which 
        not more than one multiemployer defined benefit plan is treated 
        as a legacy plan within the meaning of section 805, unless 
        there is more than one legacy plan following a merger of 
        composite plans under section 806;
            ``(3) which provides systematically for the payment of 
        benefits--
                    ``(A) objectively calculated pursuant to a formula 
                enumerated in the plan document with respect to plan 
                participants after retirement, for life; and
                    ``(B) in the form of life annuities, except for 
                benefits which under section 203(e) may be immediately 
                distributed without the consent of the participant;
            ``(4) for which the plan contributions for the first plan 
        year are at least 120 percent of the normal cost for the plan 
        year;
            ``(5) which requires--
                    ``(A) an annual valuation of the liability of the 
                plan as of a date within the plan year to which the 
                valuation refers or within one month prior to the 
                beginning of such year;
                    ``(B) an annual actuarial determination of the 
                plan's current funded ratio and projected funded ratio 
                under section 802(a);
                    ``(C) corrective action through a realignment 
                program pursuant to section 803 whenever the plan's 
                projected funded ratio is below 120 percent for the 
                plan year; and
                    ``(D) an annual notification to each participant 
                describing the participant's benefits under the plan 
                and explaining that such benefits may be subject to 
                reduction under a realignment program pursuant to 
                section 803 based on the plan's funded status in future 
                plan years; and
            ``(6) the board of trustees of which includes at least one 
        retiree or beneficiary in pay status during each plan year 
        following the first plan year in which at least 5 percent of 
        the participants in the plan are retirees or beneficiaries in 
        pay status.
    ``(b) Transition From a Multiemployer Defined Benefit Plan.--
            ``(1) In general.--The plan sponsor of a defined benefit 
        plan that is a multiemployer plan may, subject to paragraph 
        (2), amend the plan to incorporate the features of a composite 
        plan as a component of the multiemployer plan separate from the 
        defined benefit plan component, except in the case of a defined 
        benefit plan for which the plan actuary has certified under 
        section 305(b)(3) that the plan is or will be in critical 
        status for the plan year in which such amendment would become 
        effective or for any of the succeeding 5 plan years.
            ``(2) Requirements.--Any amendment pursuant to paragraph 
        (1) to incorporate the features of a composite plan as a 
        component of a multiemployer plan shall--
                    ``(A) apply with respect to all collective 
                bargaining agreements providing for contributions to 
                the multiemployer plan on or after the effective date 
                of the amendment;
                    ``(B) apply with respect to all participants in the 
                multiemployer plan for whom contributions are made to 
                the multiemployer plan on or after the effective date 
                of the amendment;
                    ``(C) specify that the effective date of the 
                amendment is--
                            ``(i) the first day of a specified plan 
                        year following the date of the adoption of the 
                        amendment, except that the plan sponsor may 
                        alternatively provide for a separate effective 
                        date with respect to each collective bargaining 
                        agreement under which contributions to the 
                        multiemployer plan are required, which shall 
                        occur on the first day of the first plan year 
                        beginning after the termination, or if earlier, 
                        the re-opening, of each such agreement, or such 
                        earlier date as the parties to the agreement 
                        and the plan sponsor of the multiemployer plan 
                        shall agree to; and
                            ``(ii) not later than the first day of the 
                        fifth plan year beginning on or after the date 
                        of the adoption of the amendment;
                    ``(D) specify that, as of the amendment's effective 
                date, no further benefits shall accrue under the 
                defined benefit component of the multiemployer plan; 
                and
                    ``(E) specify that, as of the amendment's effective 
                date, the plan sponsor of the multiemployer plan shall 
                be the plan sponsor of both the composite plan 
                component and the defined benefit plan component of the 
                plan.
            ``(3) Special rules.--If a multiemployer plan is amended 
        pursuant to paragraph (1)--
                    ``(A) the requirements of this title and title IV 
                shall be applied to the composite plan component and 
                the defined benefit plan component of the multiemployer 
                plan as if each such component were maintained as a 
                separate plan; and
                    ``(B) the assets of the composite plan component 
                and the defined benefit plan component of the plan 
                shall be held in a single trust forming part of the 
                plan under which the trust instrument expressly 
                provides--
                            ``(i) for separate accounts (and 
                        appropriate records) to be maintained to 
                        reflect the interest which each of the plan 
                        components has in the trust, including separate 
                        accounting for additions to the trust for the 
                        benefit of each plan component, disbursements 
                        made from each plan component's account in the 
                        trust, investment experience of the trust 
                        allocable to that account, and administrative 
                        expenses (whether direct expenses or shared 
                        expenses allocated proportionally), and 
                        permits, but does not require, the pooling of 
                        some or all of the assets of the two plan 
                        components for investment purposes; and
                            ``(ii) that the assets of each of the two 
                        plan components shall be held, invested, 
                        reinvested, managed, administered and 
                        distributed for the exclusive benefit of the 
                        participants and beneficiaries of each such 
                        plan component, and in no event shall the 
                        assets of one of the plan components be 
                        available to pay benefits due under the other 
                        plan component.
            ``(4) Not a termination event.--Notwithstanding section 
        4041A, an amendment pursuant to paragraph (1) to incorporate 
        the features of a composite plan as a component of a 
        multiemployer plan does not constitute termination of the 
        multiemployer plan.
            ``(5) Notice to the secretary.--
                    ``(A) Notice.--The plan sponsor of a composite plan 
                shall provide notice to the Secretary of the intent to 
                establish the composite plan (or, in the case of a 
                composite plan incorporated as a component of a 
                multiemployer plan as described in paragraph (1), the 
                intent to amend the multiemployer plan to incorporate 
                such composite plan) at least 30 days prior to the 
                effective date of such establishment or amendment.
                    ``(B) Certification.--In the case of a composite 
                plan incorporated as a component of a multiemployer 
                plan as described in paragraph (1), such notice shall 
                include a certification by the plan actuary under 
                section 305(b)(3) that the effective date of the 
                amendment occurs in a plan year for which the 
                multiemployer plan is not in critical status for that 
                plan year and any of the succeeding 5 plan years.
            ``(6) References to composite plan component.--As used in 
        this part, the term `composite plan' includes a composite plan 
        component added to a defined benefit plan pursuant to paragraph 
        (1).
            ``(7) Rule of construction.--Paragraph (2)(A) shall not be 
        construed as preventing the plan sponsor of a multiemployer 
        plan from adopting an amendment pursuant to paragraph (1) 
        because some collective bargaining agreements are amended to 
        cease any covered employer's obligation to contribute to the 
        multiemployer plan before or after the plan amendment is 
        effective. Paragraph (2)(B) shall not be construed as 
        preventing the plan sponsor of a multiemployer plan from 
        adopting an amendment pursuant to paragraph (1) because some 
        participants cease to have contributions made to the 
        multiemployer plan on their behalf before or after the plan 
        amendment is effective.
    ``(c) Coordination With Funding Rules.--Except as otherwise 
provided in this title, sections 302, 304, and 305 shall not apply to a 
composite plan.
    ``(d) Treatment of a Composite Plan.--For purposes of this Act 
(other than sections 302 and 4245), a composite plan shall be treated 
as if it were a defined benefit plan unless a different treatment is 
provided for under applicable law.

``SEC. 802. FUNDED RATIOS; ACTUARIAL ASSUMPTIONS.

    ``(a) Certification of Funded Ratios.--
            ``(1) In general.--Not later than the one-hundred twentieth 
        day of each plan year of a composite plan, the plan actuary of 
        the composite plan shall certify to the Secretary, the 
        Secretary of the Treasury, and the plan sponsor the plan's 
        current funded ratio and projected funded ratio for the plan 
        year.
            ``(2) Determination of current funded ratio and projected 
        funded ratio.--For purposes of this section:
                    ``(A) Current funded ratio.--The current funded 
                ratio is the ratio (expressed as a percentage) of--
                            ``(i) the value of the plan's assets as of 
                        the first day of the plan year; to
                            ``(ii) the plan actuary's best estimate of 
                        the present value of the plan liabilities as of 
                        the first day of the plan year.
                    ``(B) Projected funded ratio.--The projected funded 
                ratio is the current funded ratio projected to the 
                first day of the fifteenth plan year following the plan 
                year for which the determination is being made.
            ``(3) Consideration of contribution rate increases.--For 
        purposes of projections under this subsection, the plan sponsor 
        may anticipate contribution rate increases beyond the term of 
        the current collective bargaining agreement and any agreed-to 
        supplements, up to a maximum of 2.5 percent per year, 
        compounded annually, unless it would be unreasonable under the 
        circumstances to assume that contributions would increase by 
        that amount.
    ``(b) Actuarial Assumptions and Methods.--For purposes of this 
part:
            ``(1) In general.--All costs, liabilities, rates of 
        interest and other factors under the plan shall be determined 
        for a plan year on the basis of actuarial assumptions and 
        methods--
                    ``(A) each of which is reasonable (taking into 
                account the experience of the plan and reasonable 
                expectations);
                    ``(B) which, in combination, offer the actuary's 
                best estimate of anticipated experience under the plan; 
                and
                    ``(C) with respect to which any change from the 
                actuarial assumptions and methods used in the previous 
                plan year shall be certified by the plan actuary and 
                the actuarial rationale for such change provided in the 
                annual report required by section 103.
            ``(2) Fair market value of assets.--The value of the plan's 
        assets shall be taken into account on the basis of their fair 
        market value.
            ``(3) Determination of normal cost and plan liabilities.--A 
        plan's normal cost and liabilities shall be based on the most 
        recent actuarial valuation required under section 801(a)(5)(A) 
        and the unit credit funding method.
            ``(4) Time when certain contributions deemed made.--Any 
        contributions for a plan year made by an employer after the 
        last day of such plan year, but not later than two and one-half 
        months after such day, shall be deemed to have been made on 
        such last day. For purposes of this paragraph, such two and 
        one-half month period may be extended for not more than six 
        months under regulations prescribed by the Secretary of the 
        Treasury.
            ``(5) Additional actuarial assumptions.--Except where 
        otherwise provided in this part, the provisions of section 
        305(b)(3)(B) shall apply to any determination or projection 
        under this part.

``SEC. 803. REALIGNMENT PROGRAM.

    ``(a) Realignment Program.--
            ``(1) Adoption.--In any case in which the plan actuary 
        certifies under section 802(a) that the plan's projected funded 
        ratio is below 120 percent for the plan year, the plan sponsor 
        shall adopt a realignment program under paragraph (2) not later 
        than 210 days after the due date of the certification required 
        under such section 802(a). The plan sponsor shall adopt an 
        updated realignment program for each succeeding plan year for 
        which a certification described in the preceding sentence is 
        made.
            ``(2) Content of realignment program.--
                    ``(A) In general.--A realignment program adopted 
                under this paragraph is a written program which 
                consists of all reasonable measures, including options 
                or a range of options to be undertaken by the plan 
                sponsor or proposed to the bargaining parties, 
                formulated, based on reasonably anticipated experience 
                and reasonable actuarial assumptions, to enable the 
                plan to achieve a projected funded ratio of at least 
                120 percent for the following plan year.
                    ``(B) Initial program elements.--Reasonable 
                measures under a realignment program described in 
                subparagraph (A) may include any of the following:
                            ``(i) Proposed contribution increases.
                            ``(ii) A reduction in the rate of future 
                        benefit accruals, so long as the resulting rate 
                        is not less than 1 percent of the contributions 
                        on which benefits are based as of the start of 
                        the plan year (or the equivalent standard 
                        accrual rate as described in section 
                        305(e)(6)).
                            ``(iii) A modification or elimination of 
                        adjustable benefits of participants that are 
                        not in pay status before the date of the notice 
                        required under subsection (b)(1).
                            ``(iv) Any other lawfully available 
                        measures not specifically described in this 
                        subparagraph or subparagraph (C) or (D) that 
                        the plan sponsor determines are reasonable.
                    ``(C) Additional program elements.--If the plan 
                sponsor has determined that all reasonable measures 
                available under subparagraph (B) will not enable the 
                plan to achieve a projected funded ratio of at least 
                120 percent for the following plan year, such 
                reasonable measures may also include--
                            ``(i) a reduction of accrued benefits that 
                        are not in pay status by the date of the notice 
                        required under subsection (b)(1); or
                            ``(ii) a reduction of any benefits of 
                        participants that are in pay status before the 
                        date of the notice required under subsection 
                        (b)(1) other than core benefits as defined in 
                        paragraph (4).
                    ``(D) Additional reductions.--In the case of a 
                composite plan for which the plan sponsor has 
                determined that all reasonable measures available under 
                subparagraphs (B) and (C) will not enable the plan to 
                achieve a projected funded ratio of at least 120 
                percent for the following plan year, such reasonable 
                measures may also include--
                            ``(i) a further reduction in the rate of 
                        future benefit accruals without regard to the 
                        limitation applicable under subparagraph 
                        (B)(ii); or
                            ``(ii) a reduction of core benefits,
                provided that such reductions shall be equitably 
                distributed across the participant and beneficiary 
                population, taking into account factors, with respect 
                to participants and beneficiaries and their benefits, 
                that may include one or more of the factors listed in 
                subclauses (I) through (X) of section 305(e)(9)(D)(vi), 
                to the extent necessary to enable the plan to achieve a 
                projected funded ratio of at least 120 percent for the 
                following plan year, or at the election of the plan 
                sponsor, a projected funded ratio of at least 100 
                percent for the following plan year and a current 
                funded ratio of at least 90 percent.
            ``(3) Adjustable benefit defined.--For purposes of this 
        part, the term `adjustable benefit' means--
                    ``(A) benefits, rights, and features under the 
                plan, including post-retirement death benefits, 60-
                month guarantees, disability benefits not yet in pay 
                status, and similar benefits;
                    ``(B) any early retirement benefit or retirement-
                type subsidy (within the meaning of section 
                204(g)(2)(A)) and any benefit payment option (other 
                than the qualified joint and survivor annuity); and
                    ``(C) benefit increases that were adopted (or, if 
                later, took effect) less than 60 months before the 
                first day such realignment program took effect.
            ``(4) Core benefit defined.--For purposes of this part, the 
        term `core benefit' means a participant's accrued benefit 
        payable in the normal form of an annuity commencing at normal 
        retirement age, determined without regard to--
                    ``(A) any early retirement benefits, retirement-
                type subsidies, or other benefits, rights, or features 
                that may be associated with that benefit; and
                    ``(B) any cost-of-living adjustments or benefit 
                increases effective after the date of retirement.
            ``(5) Coordination with contribution increases.--
                    ``(A) In general.--A realignment program may 
                provide that some or all of the benefit modifications 
                described in the program will only take effect if the 
                bargaining parties fail to agree to specified levels of 
                increases in contributions to the plan, effective as of 
                specified dates.
                    ``(B) Independent benefit modifications.--If a 
                realignment program adopts any changes to the benefit 
                formula that are independent of potential contribution 
                increases, such changes shall take effect not later 
                than 180 days after the first day of the first plan 
                year that begins following the adoption of the 
                realignment program.
                    ``(C) Conditional benefit modifications.--If a 
                realignment program adopts any changes to the benefit 
                formula that take effect only if the bargaining parties 
                fail to agree to contribution increases, such changes 
                shall take effect not later than the first day of the 
                first plan year beginning after the third anniversary 
                of the date of adoption of the realignment program.
                    ``(D) Revocation of certain benefit 
                modifications.--Benefit modifications described in 
                subparagraph (C) may be revoked, in whole or in part, 
                and retroactively or prospectively, when contributions 
                to the plan are increased, as specified in the 
                realignment program, including any amendments thereto. 
                The preceding sentence shall not apply unless the 
                contribution increases are to be effective not later 
                than the fifth anniversary of the first day of the 
                first plan year that begins after the adoption of the 
                realignment program.
    ``(b) Notice.--
            ``(1) In general.--In any case in which it is certified 
        under section 802(a) that the projected funded ratio is less 
        than 120 percent, the plan sponsor shall, not later than 30 
        days after the date of the certification, provide notification 
        of the current and projected funded ratios to the participants 
        and beneficiaries, the bargaining parties, and the Secretary. 
        Such notice shall include--
                    ``(A) an explanation that contribution rate 
                increases or benefit reductions may be necessary;
                    ``(B) a description of the types of benefits that 
                might be reduced; and
                    ``(C) an estimate of the contribution increases and 
                benefit reductions that may be necessary to achieve a 
                projected funded ratio of 120 percent.
            ``(2) Notice of benefit modifications.--
                    ``(A) In general.--No modifications may be made 
                that reduce the rate of future benefit accrual or that 
                reduce core benefits or adjustable benefits unless 
                notice of such reduction has been given at least 180 
                days before the general effective date of such 
                reduction for all participants and beneficiaries to--
                            ``(i) plan participants and beneficiaries;
                            ``(ii) each employer who has an obligation 
                        to contribute to the composite plan; and
                            ``(iii) each employee organization which, 
                        for purposes of collective bargaining, 
                        represents plan participants employed by such 
                        employers.
                    ``(B) Content of notice.--The notice under 
                subparagraph (A) shall contain--
                            ``(i) sufficient information to enable 
                        participants and beneficiaries to understand 
                        the effect of any reduction on their benefits, 
                        including an illustration of any affected 
                        benefit or subsidy, on an annual or monthly 
                        basis that a participant or beneficiary would 
                        otherwise have been eligible for as of the 
                        general effective date described in 
                        subparagraph (A); and
                            ``(ii) information as to the rights and 
                        remedies of plan participants and beneficiaries 
                        as well as how to contact the Department of 
                        Labor for further information and assistance, 
                        where appropriate.
                    ``(C) Form and manner.--Any notice under 
                subparagraph (A)--
                            ``(i) shall be provided in a form and 
                        manner prescribed in regulations of the 
                        Secretary of Labor;
                            ``(ii) shall be written in a manner so as 
                        to be understood by the average plan 
                        participant.
            ``(3) Model notices.--The Secretary shall--
                    ``(A) prescribe model notices that the plan sponsor 
                of a composite plan may use to satisfy the notice 
                requirements under this subsection; and
                    ``(B) by regulation enumerate any details related 
                to the elements listed in paragraph (1) that any notice 
                under this subsection must include.
            ``(4) Delivery method.--Any notice under this part shall be 
        provided in writing and may also be provided in electronic form 
        to the extent that the form is reasonably accessible to persons 
        to whom the notice is provided.

``SEC. 804. LIMITATION ON INCREASING BENEFITS.

    ``(a) Level of Current Funded Ratios.--Except as provided in 
subsections (c), (d), and (e), no plan amendment increasing benefits or 
establishing new benefits under a composite plan may be adopted for a 
plan year unless--
            ``(1) the plan's current funded ratio is at least 110 
        percent (without regard to the benefit increase or new 
        benefits);
            ``(2) taking the benefit increase or new benefits into 
        account, the current funded ratio is at least 100 percent and 
        the projected funded ratio for the current plan year is at 
        least 120 percent;
            ``(3) in any case in which, after taking the benefit 
        increase or new benefits into account, the current funded ratio 
        is less than 140 percent and the projected funded ratio is less 
        than 140 percent, the benefit increase or new benefits are 
        projected by the plan actuary to increase the present value of 
        the plan's liabilities for the plan year by not more than 3 
        percent; and
            ``(4) expected contributions for the current plan year are 
        at least 120 percent of normal cost for the plan year, 
        determined using the unit credit funding method and treating 
        the benefit increase or new benefits as in effect for the 
        entire plan year.
    ``(b) Additional Requirements Where Core Benefits Reduced.--If a 
plan has been amended to reduce core benefits pursuant to a realignment 
program under section 803(a)(2)(D), such plan may not be subsequently 
amended to increase core benefits unless the amendment--
            ``(1) increases the level of future benefit payments only; 
        and
            ``(2) provides for an equitable distribution of benefit 
        increases across the participant and beneficiary population, 
        taking into account the extent to which the benefits of 
        participants were previously reduced pursuant to such 
        realignment program.
    ``(c) Exception To Comply With Applicable Law.--Subsection (a) 
shall not apply in connection with a plan amendment if the amendment is 
required as a condition of qualification under part I of subchapter D 
of chapter 1 of the Internal Revenue Code of 1986 or to comply with 
other applicable law.
    ``(d) Exception Where Maximum Deductible Limit Applies.--Subsection 
(a) shall not apply in connection with a plan amendment if and to the 
extent that contributions to the composite plan would not be deductible 
for the plan year under section 404(a)(1)(E) of the Internal Revenue 
Code of 1986 if the plan amendment is not adopted.
    ``(e) Exception for Certain Benefit Modifications.--Subsection (a) 
shall not apply in connection with a plan amendment under section 
803(a)(5)(C), regarding conditional benefit modifications.
    ``(f) Treatment of Plan Amendments.--For purposes of this section--
            ``(1) if two or more plan amendments increasing benefits or 
        establishing new benefits are adopted in a plan year, such 
        amendments shall be treated as a single amendment adopted on 
        the last day of the plan year;
            ``(2) all benefit increases and new benefits adopted in a 
        single amendment are treated as a single benefit increase, 
        irrespective of whether the increases and new benefits take 
        effect in more than one plan year; and
            ``(3) increases in contributions or decreases in plan 
        liabilities which are scheduled to take effect in future plan 
        years may be taken into account in connection with a plan 
        amendment if they have been agreed to in writing or otherwise 
        formalized by the date the plan amendment is adopted.

``SEC. 805. COMPOSITE PLAN RESTRICTIONS TO PRESERVE LEGACY PLAN 
              FUNDING.

    ``(a) Treatment as a Legacy Plan.--
            ``(1) In general.--For purposes of this part and parts 2 
        and 3, a defined benefit plan shall be treated as a legacy plan 
        with respect to the composite plan under which the employees 
        who were eligible to accrue a benefit under the defined benefit 
        plan become eligible to accrue a benefit under such composite 
        plan.
            ``(2) Component plans.--In any case in which a defined 
        benefit plan is amended to add a composite plan component 
        pursuant to section 801(b), paragraph (1) shall be applied by 
        substituting `defined benefit component' for `defined benefit 
        plan' and `composite plan component' for `composite plan'.
            ``(3) Eligible to accrue a benefit.--For purposes of 
        paragraph (1), an employee is considered eligible to accrue a 
        benefit under a composite plan as of the first day in which the 
        employee completes an hour of service under a collective 
        bargaining agreement that provides for contributions to and 
        accruals under the composite plan in lieu of accruals under the 
        legacy plan.
            ``(4) Collective bargaining agreement.--As used in this 
        part, the term `collective bargaining agreement' includes any 
        agreement under which an employer has an obligation to 
        contribute to a plan.
            ``(5) Other terms.--Any term used in this part which is not 
        defined in this part and which is also used in section 305 
        shall have the same meaning provided such term in such section.
    ``(b) Restrictions on Acceptance by Composite Plan of Agreements 
and Contributions.--
            ``(1) In general.--The plan sponsor of a composite plan 
        shall not accept or recognize a collective bargaining agreement 
        (or any modification to such agreement), and no contributions 
        may be accepted and no benefits may be accrued or otherwise 
        earned under the agreement--
                    ``(A) in any case in which the plan actuary of any 
                defined benefit plan that would be treated as a legacy 
                plan with respect to such composite plan has certified 
                under section 305(b)(3) that such defined benefit plan 
                is or will be in critical status for the plan year in 
                which such agreement would take effect or for any of 
                the succeeding 5 plan years; and
                    ``(B) unless the agreement requires each employer 
                who is a party to such agreement, including employers 
                whose employees are not participants in the legacy 
                plan, to provide contributions to the legacy plan with 
                respect to such composite plan in a manner that 
                satisfies the transition contribution requirements of 
                subsection (d).
            ``(2) Notice.--Not later than 30 days after a determination 
        by a plan sponsor of a composite plan that an agreement fails 
        to satisfy the requirements described in paragraph (1), the 
        plan sponsor shall provide notification of such failure and the 
        reasons for such determination--
                    ``(A) to the parties to the agreement;
                    ``(B) to active participants of the composite plan 
                who have ceased to accrue or otherwise earn benefits 
                with respect to service with an employer pursuant to 
                paragraph (1); and
                    ``(C) to the Secretary, the Secretary of the 
                Treasury, and the Pension Benefit Guaranty Corporation.
            ``(3) Limitation on retroactive effect.--This subsection 
        shall not apply to benefits accrued before the date on which 
        notice is provided under paragraph (2).
    ``(c) Restriction on Accrual of Benefits Under a Composite Plan.--
            ``(1) In general.--In any case in which an employer, under 
        a collective bargaining agreement entered into after the date 
        of enactment of the Giving Retirement Options to Workers Act of 
        2020, ceases to have an obligation to contribute to a 
        multiemployer defined benefit plan, no employees employed by 
        the employer may accrue or otherwise earn benefits under any 
        composite plan, with respect to service with that employer, for 
        a 60-month period beginning on the date on which the employer 
        entered into such collective bargaining agreement.
            ``(2) Notice of cessation of obligation.--Within 30 days of 
        determining that an employer has ceased to have an obligation 
        to contribute to a legacy plan with respect to employees 
        employed by an employer that is or will be contributing to a 
        composite plan with respect to service of such employees, the 
        plan sponsor of the legacy plan shall notify the plan sponsor 
        of the composite plan of that cessation.
            ``(3) Notice of cessation of accruals.--Not later than 30 
        days after determining that an employer has ceased to have an 
        obligation to contribute to a legacy plan, the plan sponsor of 
        the composite plan shall notify the bargaining parties, the 
        active participants affected by the cessation of accruals, the 
        Secretary, the Secretary of the Treasury, and the Pension 
        Benefit Guaranty Corporation of the cessation of accruals, the 
        period during which such cessation is in effect, and the 
        reasons therefor.
            ``(4) Limitation on retroactive effect.--This subsection 
        shall not apply to benefits accrued before the date on which 
        notice is provided under paragraph (3).
    ``(d) Transition Contribution Requirements.--
            ``(1) In general.--A collective bargaining agreement 
        satisfies the transition contribution requirements of this 
        subsection if the agreement--
                    ``(A) authorizes payment of contributions to a 
                legacy plan at a rate or rates equal to or greater than 
                the transition contribution rate established by the 
                legacy plan under paragraph (2); and
                    ``(B) does not provide for--
                            ``(i) a suspension of contributions to the 
                        legacy plan with respect to any period of 
                        service; or
                            ``(ii) any new direct or indirect exclusion 
                        of younger or newly hired employees of the 
                        employer from being taken into account in 
                        determining contributions owed to the legacy 
                        plan.
            ``(2) Transition contribution rate.--
                    ``(A) In general.--The transition contribution rate 
                for a plan year is the contribution rate that, as 
                certified by the actuary of the legacy plan in 
                accordance with the principles in section 305(b)(3)(B), 
                is reasonably expected to be adequate--
                            ``(i) to fund the normal cost for the plan 
                        year;
                            ``(ii) to amortize the plan's unfunded 
                        liabilities in level annual installments over 
                        25 years, beginning with the plan year in which 
                        the transition contribution rate is first 
                        established; and
                            ``(iii) to amortize any subsequent changes 
                        in the legacy plan's unfunded liability due to 
                        experience gains or losses (including 
                        investment gains or losses, gains or losses due 
                        to contributions greater or less than the 
                        contributions made under the prior transition 
                        contribution rate, and other actuarial gains or 
                        losses), changes in actuarial assumptions, 
                        changes to the legacy plan's benefits, or 
                        changes in funding method over a period of 15 
                        plan years beginning with the plan year in 
                        which such change in unfunded liability is 
                        incurred.
                The transition contribution rate for any plan year may 
                not be less than the transition contribution rate for 
                the plan year in which such rate is first established.
                    ``(B) Multiple rates.--If different rates of 
                contribution are payable to the legacy plan by 
                different employers or for different classes of 
                employees, the certification shall specify a transition 
                contribution rate for each such employer.
                    ``(C) Rate applicable to employer.--
                            ``(i) In general.--Except as provided by 
                        clause (ii), the transition contribution rate 
                        applicable to an employer for a plan year is 
                        the rate in effect for the plan year of the 
                        legacy plan that commences on or after 180 days 
                        before the earlier of--
                                    ``(I) the effective date of the 
                                collective bargaining agreement 
                                pursuant to which the employer 
                                contributes to the legacy plan; or
                                    ``(II) 5 years after the last plan 
                                year for which the transition 
                                contribution rate applicable to the 
                                employer was established or updated.
                            ``(ii) Exception.--The transition 
                        contribution rate applicable to an employer for 
                        the first plan year beginning on or after the 
                        commencement of the employer's obligation to 
                        contribute to the composite plan is the rate in 
                        effect for the plan year of the legacy plan 
                        that commences on or after 180 days before such 
                        first plan year.
                    ``(D) Effect of legacy plan financial 
                circumstances.--If the plan actuary of the legacy plan 
                has certified under section 305 that the plan is in 
                endangered or critical status for a plan year, the 
                transition contribution rate for the following plan 
                year is the rate determined with respect to the 
                employer under the legacy plan's funding improvement or 
                rehabilitation plan under section 305, if greater than 
                the rate otherwise determined, but in no event greater 
                than 75 percent of the sum of the contribution rates 
                applicable to the legacy plan and the composite plan 
                for the plan year.
                    ``(E) Other actuarial assumptions and methods.--
                Except as provided in subparagraph (A), the 
                determination of the transition contribution rate for a 
                plan year shall be based on actuarial assumptions and 
                methods consistent with the minimum funding 
                determinations made under section 304 (or, if 
                applicable, section 305) with respect to the legacy 
                plan for the plan year.
                    ``(F) Adjustments in rate.--The plan sponsor of a 
                legacy plan from time to time may adjust the transition 
                contribution rate or rates applicable to an employer 
                under this paragraph by increasing some rates and 
                decreasing others if the actuary certifies that such 
                adjusted rates in combination will produce projected 
                contribution income for the plan year beginning on or 
                after the date of certification that is not less than 
                would be produced by the transition contribution rates 
                in effect at the time of the certification.
                    ``(G) Notice of transition contribution rate.--The 
                plan sponsor of a legacy plan shall provide notice to 
                the parties to collective bargaining agreements 
                pursuant to which contributions are made to the legacy 
                plan of changes to the transition contribution rate 
                requirements at least 30 days before the beginning of 
                the plan year for which the rate is effective.
                    ``(H) Notice to composite plan sponsor.--Not later 
                than 30 days after a determination by the plan sponsor 
                of a legacy plan that a collective bargaining agreement 
                provides for a rate of contributions that is below the 
                transition contribution rate applicable to one or more 
                employers that are parties to the collective bargaining 
                agreement, the plan sponsor of the legacy plan shall 
                notify the plan sponsor of any composite plan under 
                which employees of such employer would otherwise be 
                eligible to accrue a benefit.
            ``(3) Correction procedures.--Pursuant to standards 
        prescribed by the Secretary, the plan sponsor of a composite 
        plan shall adopt rules and procedures that give the parties to 
        the collective bargaining agreement notice of the failure of 
        such agreement to satisfy the transition contribution 
        requirements of this subsection, and a reasonable opportunity 
        to correct such failure, not to exceed 180 days from the date 
        of notice given under subsection (b)(2).
            ``(4) Supplemental contributions.--A collective bargaining 
        agreement may provide for supplemental contributions to the 
        legacy plan for a plan year in excess of the transition 
        contribution rate determined under paragraph (2), regardless of 
        whether the legacy plan is in endangered or critical status for 
        such plan year.
    ``(e) Nonapplication of Composite Plan Restrictions.--
            ``(1) In general.--The provisions of subsections (a), (b), 
        and (c) shall not apply with respect to a collective bargaining 
        agreement, to the extent the agreement, or a predecessor 
        agreement, provides or provided for contributions to a defined 
        benefit plan that is a legacy plan, as of the first day of the 
        first plan year following a plan year for which the plan 
        actuary certifies that the plan is fully funded, has been fully 
        funded for at least three out of the immediately preceding 5 
        plan years, and is projected to remain fully funded for at 
        least the following 4 plan years.
            ``(2) Determination of fully funded.--A plan is fully 
        funded for purposes of paragraph (1) if, as of the valuation 
        date of the plan for a plan year, the value of the plan's 
        assets equals or exceeds the present value of the plan's 
        liabilities, determined in accordance with the rules prescribed 
        by the Pension Benefit Guaranty Corporation under sections 
        4219(c)(1)(D) and 4281 for multiemployer plans terminating by 
        mass withdrawal, as in effect for the date of the 
        determination, except the plan's reasonable assumption 
        regarding the starting date of benefits may be used.
            ``(3) Other applicable rules.--Except as provided in 
        paragraph (2), actuarial determinations and projections under 
        this section shall be based on the rules in section 305(b)(3) 
        and section 802(b).

``SEC. 806. MERGERS AND ASSET TRANSFERS OF COMPOSITE PLANS.

    ``(a) In General.--Assets and liabilities of a composite plan may 
only be merged with, or transferred to, another plan if--
            ``(1) the other plan is a composite plan;
            ``(2) the plan or plans resulting from the merger or 
        transfer is a composite plan;
            ``(3) no participant's accrued benefit or adjustable 
        benefit is lower immediately after the transaction than it was 
        immediately before the transaction; and
            ``(4) the value of the assets transferred in the case of a 
        transfer reasonably reflects the value of the amounts 
        contributed with respect to the participants whose benefits are 
        being transferred, adjusted for allocable distributions, 
        investment gains and losses, and administrative expenses.
    ``(b) Legacy Plan.--
            ``(1) In general.--After a merger or transfer involving a 
        composite plan, the legacy plan with respect to an employer 
        that is obligated to contribute to the resulting composite plan 
        is the legacy plan that applied to that employer immediately 
        before the merger or transfer.
            ``(2) Multiple legacy plans.--If an employer is obligated 
        to contribute to more than one legacy plan with respect to 
        employees eligible to accrue benefits under more than one 
        composite plan and there is a merger or transfer of such legacy 
        plans, the transition contribution rate applicable to the 
        legacy plan resulting from the merger or transfer with respect 
        to that employer shall be determined in accordance with the 
        provisions of section 805(d)(2)(B).''.
            (2) Penalties.--
                    (A) Civil enforcement of failure to comply with 
                realignment program.--Section 502(a) of such Act (29 
                U.S.C. 1132(a)) is amended--
                            (i) in paragraph (10), by striking ``or'' 
                        at the end;
                            (ii) in paragraph (11), by striking the 
                        period at the end and inserting ``; or''; and
                            (iii) by adding at the end the following:
            ``(12) in the case of a composite plan required to adopt a 
        realignment program under section 803, if the plan sponsor--
                    ``(A) has not adopted a realignment program under 
                that section by the deadline established in such 
                section; or
                    ``(B) fails to update or comply with the terms of 
                the realignment program in accordance with the 
                requirements of such section,
        by the Secretary, by an employer that has an obligation to 
        contribute with respect to the composite plan, or by an 
        employee organization that represents active participants in 
        the composite plan, for an order compelling the plan sponsor to 
        adopt a realignment program, or to update or comply with the 
        terms of the realignment program, in accordance with the 
        requirements of such section and the realignment program.''.
                    (B) Civil penalties.--Section 502(c) of such Act 
                (29 U.S.C. 1132(c)) is amended--
                            (i) by moving paragraphs (8), (10), and 
                        (12) each 2 ems to the left;
                            (ii) by redesignating paragraphs (9) 
                        through (12) as paragraphs (12) through (15), 
                        respectively; and
                            (iii) by inserting after paragraph (8) the 
                        following:
            ``(9) The Secretary may assess against any plan sponsor of 
        a composite plan a civil penalty of not more than $1,100 per 
        day for each violation by such sponsor--
                    ``(A) of the requirement under section 802(a) on 
                the plan actuary to certify the plan's current or 
                projected funded ratio by the date specified in such 
                subsection; or
                    ``(B) of the requirement under section 803 to adopt 
                a realignment program by the deadline established in 
                that section and to comply with its terms.
            ``(10)(A) The Secretary may assess against any plan sponsor 
        of a composite plan a civil penalty of not more than $100 per 
        day for each violation by such sponsor of the requirement under 
        section 803(b) to provide notice as described in such section, 
        except that no penalty may be assessed in any case in which the 
        plan sponsor exercised reasonable diligence to meet the 
        requirements of such section and--
                    ``(i) the plan sponsor did not know that the 
                violation existed; or
                    ``(ii) the plan sponsor provided such notice during 
                the 30-day period beginning on the first date on which 
                the plan sponsor knew, or in exercising reasonable due 
                diligence should have known, that such violation 
                existed.
            ``(B) In any case in which the plan sponsor exercised 
        reasonable diligence to meet the requirements of section 
        803(b)--
                    ``(i) the total penalty assessed under this 
                paragraph against such sponsor for a plan year may not 
                exceed $500,000; and
                    ``(ii) the Secretary may waive part or all of such 
                penalty to the extent that the payment of such penalty 
                would be excessive or otherwise inequitable relative to 
                the violation involved.
            ``(11) The Secretary may assess against any plan sponsor of 
        a composite plan a civil penalty of not more than $100 per day 
        for each violation by such sponsor of the notice requirements 
        under sections 801(b)(5) and 805(b)(2).''.
            (3) Conforming amendment.--The table of contents in section 
        1 of such Act (29 U.S.C. 1001 note) is amended by inserting 
        after the item relating to section 734 the following:

               ``Part 8--Composite Plans and Legacy Plans

``Sec. 801. Composite plan defined.
``Sec. 802. Funded ratios; actuarial assumptions.
``Sec. 803. Realignment program.
``Sec. 804. Limitation on increasing benefits.
``Sec. 805. Composite plan restrictions to preserve legacy plan 
                            funding.
``Sec. 806. Mergers and asset transfers of composite plans.''.
    (b) Amendment to the Internal Revenue Code of 1986.--
            (1) In general.--Part III of subchapter D of chapter 1 of 
        the Internal Revenue Code of 1986 is amended by adding at the 
        end the following:

             ``Subpart C--Composite Plans and Legacy Plans

``Sec. 437. Composite plan defined.
``Sec. 438. Funded ratios; actuarial assumptions.
``Sec. 439. Realignment program.
``Sec. 440. Limitation on increasing benefits.
``Sec. 440A. Composite plan restrictions to preserve legacy plan 
                            funding.
``Sec. 440B. Mergers and asset transfers of composite plans.

``SEC. 437. COMPOSITE PLAN DEFINED.

    ``(a) In General.--For purposes of this title, the term `composite 
plan' means a pension plan--
            ``(1) which is a multiemployer plan that is neither a 
        defined benefit plan nor a defined contribution plan,
            ``(2) the terms of which provide that the plan is a 
        composite plan for purposes of this title with respect to which 
        not more than one multiemployer defined benefit plan is treated 
        as a legacy plan within the meaning of section 440A, unless 
        there is more than one legacy plan following a merger of 
        composite plans under section 440B,
            ``(3) which provides systematically for the payment of 
        benefits--
                    ``(A) objectively calculated pursuant to a formula 
                enumerated in the plan document with respect to plan 
                participants after retirement, for life, and
                    ``(B) in the form of life annuities, except for 
                benefits which under section 411(a)(11) may be 
                immediately distributed without the consent of the 
                participant,
            ``(4) for which the plan contributions for the first plan 
        year are at least 120 percent of the normal cost for the plan 
        year,
            ``(5) which requires--
                    ``(A) an annual valuation of the liability of the 
                plan as of a date within the plan year to which the 
                valuation refers or within one month prior to the 
                beginning of such year,
                    ``(B) an annual actuarial determination of the 
                plan's current funded ratio and projected funded ratio 
                under section 438(a),
                    ``(C) corrective action through a realignment 
                program pursuant to section 439 whenever the plan's 
                projected funded ratio is below 120 percent for the 
                plan year, and
                    ``(D) an annual notification to each participant 
                describing the participant's benefits under the plan 
                and explaining that such benefits may be subject to 
                reduction under a realignment program pursuant to 
                section 439 based on the plan's funded status in future 
                plan years, and
            ``(6) the board of trustees of which includes at least one 
        retiree or beneficiary in pay status during each plan year 
        following the first plan year in which at least 5 percent of 
        the participants in the plan are retirees or beneficiaries in 
        pay status.
    ``(b) Transition From a Multiemployer Defined Benefit Plan.--
            ``(1) In general.--The plan sponsor of a defined benefit 
        plan that is a multiemployer plan may, subject to paragraph 
        (2), amend the plan to incorporate the features of a composite 
        plan as a component of the multiemployer plan separate from the 
        defined benefit plan component, except in the case of a defined 
        benefit plan for which the plan actuary has certified under 
        section 432(b)(3) that the plan is or will be in critical 
        status for the plan year in which such amendment would become 
        effective or for any of the succeeding 5 plan years.
            ``(2) Requirements.--Any amendment pursuant to paragraph 
        (1) to incorporate the features of a composite plan as a 
        component of a multiemployer plan shall--
                    ``(A) apply with respect to all collective 
                bargaining agreements providing for contributions to 
                the multiemployer plan on or after the effective date 
                of the amendment,
                    ``(B) apply with respect to all participants in the 
                multiemployer plan for whom contributions are made to 
                the multiemployer plan on or after the effective date 
                of the amendment,
                    ``(C) specify that the effective date of the 
                amendment is--
                            ``(i) the first day of a specified plan 
                        year following the date of the adoption of the 
                        amendment, except that the plan sponsor may 
                        alternatively provide for a separate effective 
                        date with respect to each collective bargaining 
                        agreement under which contributions to the 
                        multiemployer plan are required, which shall 
                        occur on the first day of the first plan year 
                        beginning after the termination, or if earlier, 
                        the re-opening, of each such agreement, or such 
                        earlier date as the parties to the agreement 
                        and the plan sponsor of the multiemployer plan 
                        shall agree to, and
                            ``(ii) not later than the first day of the 
                        fifth plan year beginning on or after the date 
                        of the adoption of the amendment,
                    ``(D) specify that, as of the amendment's effective 
                date, no further benefits shall accrue under the 
                defined benefit component of the multiemployer plan, 
                and
                    ``(E) specify that, as of the amendment's effective 
                date, the plan sponsor of the multiemployer plan shall 
                be the plan sponsor of both the composite plan 
                component and the defined benefit plan component of the 
                plan.
            ``(3) Special rules.--If a multiemployer plan is amended 
        pursuant to paragraph (1)--
                    ``(A) the requirements of this title shall be 
                applied to the composite plan component and the defined 
                benefit plan component of the multiemployer plan as if 
                each such component were maintained as a separate plan, 
                and
                    ``(B) the assets of the composite plan component 
                and the defined benefit plan component of the plan 
                shall be held in a single trust forming part of the 
                plan under which the trust instrument expressly 
                provides--
                            ``(i) for separate accounts (and 
                        appropriate records) to be maintained to 
                        reflect the interest which each of the plan 
                        components has in the trust, including separate 
                        accounting for additions to the trust for the 
                        benefit of each plan component, disbursements 
                        made from each plan component's account in the 
                        trust, investment experience of the trust 
                        allocable to that account, and administrative 
                        expenses (whether direct expenses or shared 
                        expenses allocated proportionally), and 
                        permits, but does not require, the pooling of 
                        some or all of the assets of the two plan 
                        components for investment purposes, and
                            ``(ii) that the assets of each of the two 
                        plan components shall be held, invested, 
                        reinvested, managed, administered and 
                        distributed for the exclusive benefit of the 
                        participants and beneficiaries of each such 
                        plan component, and in no event shall the 
                        assets of one of the plan components be 
                        available to pay benefits due under the other 
                        plan component.
            ``(4) Not a termination event.--Notwithstanding section 
        4041A of the Employee Retirement Income Security Act of 1974, 
        an amendment pursuant to paragraph (1) to incorporate the 
        features of a composite plan as a component of a multiemployer 
        plan does not constitute termination of the multiemployer plan.
            ``(5) Notice to the secretary.--
                    ``(A) Notice.--The plan sponsor of a composite plan 
                shall provide notice to the Secretary of the intent to 
                establish the composite plan (or, in the case of a 
                composite plan incorporated as a component of a 
                multiemployer plan as described in paragraph (1), the 
                intent to amend the multiemployer plan to incorporate 
                such composite plan) at least 30 days prior to the 
                effective date of such establishment or amendment.
                    ``(B) Certification.--In the case of a composite 
                plan incorporated as a component of a multiemployer 
                plan as described in paragraph (1), such notice shall 
                include a certification by the plan actuary under 
                section 432(b)(3) that the effective date of the 
                amendment occurs in a plan year for which the 
                multiemployer plan is not in critical status for that 
                plan year and any of the succeeding 5 plan years.
            ``(6) References to composite plan component.--As used in 
        this subpart, the term `composite plan' includes a composite 
        plan component added to a defined benefit plan pursuant to 
        paragraph (1).
            ``(7) Rule of construction.--Paragraph (2)(A) shall not be 
        construed as preventing the plan sponsor of a multiemployer 
        plan from adopting an amendment pursuant to paragraph (1) 
        because some collective bargaining agreements are amended to 
        cease any covered employer's obligation to contribute to the 
        multiemployer plan before or after the plan amendment is 
        effective. Paragraph (2)(B) shall not be construed as 
        preventing the plan sponsor of a multiemployer plan from 
        adopting an amendment pursuant to paragraph (1) because some 
        participants cease to have contributions made to the 
        multiemployer plan on their behalf before or after the plan 
        amendment is effective.
    ``(c) Coordination With Funding Rules.--Except as otherwise 
provided in this title, sections 412, 431, and 432 shall not apply to a 
composite plan.
    ``(d) Treatment of a Composite Plan.--For purposes of this title 
(other than sections 412 and 418E), a composite plan shall be treated 
as if it were a defined benefit plan unless a different treatment is 
provided for under applicable law.

``SEC. 438. FUNDED RATIOS; ACTUARIAL ASSUMPTIONS.

    ``(a) Certification of Funded Ratios.--
            ``(1) In general.--Not later than the one-hundred twentieth 
        day of each plan year of a composite plan, the plan actuary of 
        the composite plan shall certify to the Secretary, the 
        Secretary of Labor, and the plan sponsor the plan's current 
        funded ratio and projected funded ratio for the plan year.
            ``(2) Determination of current funded ratio and projected 
        funded ratio.--For purposes of this section--
                    ``(A) Current funded ratio.--The current funded 
                ratio is the ratio (expressed as a percentage) of--
                            ``(i) the value of the plan's assets as of 
                        the first day of the plan year, to
                            ``(ii) the plan actuary's best estimate of 
                        the present value of the plan liabilities as of 
                        the first day of the plan year.
                    ``(B) Projected funded ratio.--The projected funded 
                ratio is the current funded ratio projected to the 
                first day of the fifteenth plan year following the plan 
                year for which the determination is being made.
            ``(3) Consideration of contribution rate increases.--For 
        purposes of projections under this subsection, the plan sponsor 
        may anticipate contribution rate increases beyond the term of 
        the current collective bargaining agreement and any agreed-to 
        supplements, up to a maximum of 2.5 percent per year, 
        compounded annually, unless it would be unreasonable under the 
        circumstances to assume that contributions would increase by 
        that amount.
    ``(b) Actuarial Assumptions and Methods.--For purposes of this 
part--
            ``(1) In general.--All costs, liabilities, rates of 
        interest, and other factors under the plan shall be determined 
        for a plan year on the basis of actuarial assumptions and 
        methods--
                    ``(A) each of which is reasonable (taking into 
                account the experience of the plan and reasonable 
                expectations),
                    ``(B) which, in combination, offer the actuary's 
                best estimate of anticipated experience under the plan, 
                and
                    ``(C) with respect to which any change from the 
                actuarial assumptions and methods used in the previous 
                plan year shall be certified by the plan actuary and 
                the actuarial rationale for such change provided in the 
                annual report required by section 6058.
            ``(2) Fair market value of assets.--The value of the plan's 
        assets shall be taken into account on the basis of their fair 
        market value.
            ``(3) Determination of normal cost and plan liabilities.--A 
        plan's normal cost and liabilities shall be based on the most 
        recent actuarial valuation required under section 437(a)(5)(A) 
        and the unit credit funding method.
            ``(4) Time when certain contributions deemed made.--Any 
        contributions for a plan year made by an employer after the 
        last day of such plan year, but not later than two and one-half 
        months after such day, shall be deemed to have been made on 
        such last day. For purposes of this paragraph, such two and 
        one-half month period may be extended for not more than six 
        months under regulations prescribed by the Secretary.
            ``(5) Additional actuarial assumptions.--Except where 
        otherwise provided in this subpart, the provisions of section 
        432(b)(3)(B) shall apply to any determination or projection 
        under this subpart.

``SEC. 439. REALIGNMENT PROGRAM.

    ``(a) Realignment Program.--
            ``(1) Adoption.--In any case in which the plan actuary 
        certifies under section 438(a) that the plan's projected funded 
        ratio is below 120 percent for the plan year, the plan sponsor 
        shall adopt a realignment program under paragraph (2) not later 
        than 210 days after the due date of the certification required 
        under section 438(a). The plan sponsor shall adopt an updated 
        realignment program for each succeeding plan year for which a 
        certification described in the preceding sentence is made.
            ``(2) Content of realignment program.--
                    ``(A) In general.--A realignment program adopted 
                under this paragraph is a written program which 
                consists of all reasonable measures, including options 
                or a range of options to be undertaken by the plan 
                sponsor or proposed to the bargaining parties, 
                formulated, based on reasonably anticipated experience 
                and reasonable actuarial assumptions, to enable the 
                plan to achieve a projected funded ratio of at least 
                120 percent for the following plan year.
                    ``(B) Initial program elements.--Reasonable 
                measures under a realignment program described in 
                subparagraph (A) may include any of the following:
                            ``(i) Proposed contribution increases.
                            ``(ii) A reduction in the rate of future 
                        benefit accruals, so long as the resulting rate 
                        shall not be less than 1 percent of the 
                        contributions on which benefits are based as of 
                        the start of the plan year (or the equivalent 
                        standard accrual rate as described in section 
                        432(e)(6)).
                            ``(iii) A modification or elimination of 
                        adjustable benefits of participants that are 
                        not in pay status before the date of the notice 
                        required under subsection (b)(1).
                            ``(iv) Any other legally available measures 
                        not specifically described in this subparagraph 
                        or subparagraph (C) or (D) that the plan 
                        sponsor determines are reasonable.
                    ``(C) Additional program elements.--If the plan 
                sponsor has determined that all reasonable measures 
                available under subparagraph (B) will not enable the 
                plan to achieve a projected funded ratio of at least 
                120 percent the following plan year, such reasonable 
                measures may also include--
                            ``(i) a reduction of accrued benefits that 
                        are not in pay status by the date of the notice 
                        required under subsection (b)(1), or
                            ``(ii) a reduction of any benefits of 
                        participants that are in pay status before the 
                        date of the notice required under subsection 
                        (b)(1) other than core benefits as defined in 
                        paragraph (4).
                    ``(D) Additional reductions.--In the case of a 
                composite plan for which the plan sponsor has 
                determined that all reasonable measures available under 
                subparagraphs (B) and (C) will not enable the plan to 
                achieve a projected funded ratio of at least 120 
                percent for the following plan year, such reasonable 
                measures may also include--
                            ``(i) a further reduction in the rate of 
                        future benefit accruals without regard to the 
                        limitation applicable under subparagraph 
                        (B)(ii), or
                            ``(ii) a reduction of core benefits,
                provided that such reductions shall be equitably 
                distributed across the participant and beneficiary 
                population, taking into account factors, with respect 
                to participants and beneficiaries and their benefits, 
                that may include one or more of the factors listed in 
                subclauses (I) through (X) of section 432(e)(9)(D)(vi), 
                to the extent necessary to enable the plan to achieve a 
                projected funded ratio of at least 120 percent for the 
                following plan year, or at the election of the plan 
                sponsor, a projected funded ratio of at least 100 
                percent for the following plan year and a current 
                funded ratio of at least 90 percent.
            ``(3) Adjustable benefit defined.--For purposes of this 
        subpart, the term `adjustable benefit' means--
                    ``(A) benefits, rights, and features under the 
                plan, including post-retirement death benefits, 60-
                month guarantees, disability benefits not yet in pay 
                status, and similar benefits,
                    ``(B) any early retirement benefit or retirement-
                type subsidy (within the meaning of section 
                411(d)(6)(B)(i)) and any benefit payment option (other 
                than the qualified joint and survivor annuity), and
                    ``(C) benefit increases that were adopted (or, if 
                later, took effect) less than 60 months before the 
                first day such realignment program took effect.
            ``(4) Core benefit defined.--For purposes of this subpart, 
        the term `core benefit' means a participant's accrued benefit 
        payable in the normal form of an annuity commencing at normal 
        retirement age, determined without regard to--
                    ``(A) any early retirement benefits, retirement-
                type subsidies, or other benefits, rights, or features 
                that may be associated with that benefit, and
                    ``(B) any cost-of-living adjustments or benefit 
                increases effective after the date of retirement.
            ``(5) Coordination with contribution increases.--
                    ``(A) In general.--A realignment program may 
                provide that some or all of the benefit modifications 
                described in the program will only take effect if the 
                bargaining parties fail to agree to specified levels of 
                increases in contributions to the plan, effective as of 
                specified dates.
                    ``(B) Independent benefit modifications.--If a 
                realignment program adopts any changes to the benefit 
                formula that are independent of potential contribution 
                increases, such changes shall take effect not later 
                than 180 days following the first day of the first plan 
                year that begins following the adoption of the 
                realignment program.
                    ``(C) Conditional benefit modifications.--If a 
                realignment program adopts any changes to the benefit 
                formula that take effect only if the bargaining parties 
                fail to agree to contribution increases, such changes 
                shall take effect not later than the first day of the 
                first plan year beginning after the third anniversary 
                of the date of adoption of the realignment program.
                    ``(D) Revocation of certain benefit 
                modifications.--Benefit modifications described in 
                paragraph (3) may be revoked, in whole or in part, and 
                retroactively or prospectively, when contributions to 
                the plan are increased, as specified in the realignment 
                program, including any amendments thereto. The 
                preceding sentence shall not apply unless the 
                contribution increases are to be effective not later 
                than the fifth anniversary of the first day of the 
                first plan year that begins after the adoption of the 
                realignment program.
    ``(b) Notice.--
            ``(1) In general.--In any case in which it is certified 
        under section 438(a) that the projected funded ratio is less 
        than 120 percent, the plan sponsor shall, not later than 30 
        days after the date of the certification, provide notification 
        of the current and projected funded ratios to the participants 
        and beneficiaries, the bargaining parties, and the Secretary. 
        Such notice shall include--
                    ``(A) an explanation that contribution rate 
                increases or benefit reductions may be necessary,
                    ``(B) a description of the types of benefits that 
                might be reduced, and
                    ``(C) an estimate of the contribution increases and 
                benefit reductions that may be necessary to achieve a 
                projected funded ratio of 120 percent.
            ``(2) Notice of benefit modifications.--
                    ``(A) In general.--No modifications may be made 
                that reduce the rate of future benefit accrual or that 
                reduce core benefits or adjustable benefits unless 
                notice of such reduction has been given at least 180 
                days before the general effective date of such 
                reduction for all participants and beneficiaries to--
                            ``(i) plan participants and beneficiaries,
                            ``(ii) each employer who has an obligation 
                        to contribute to the composite plan, and
                            ``(iii) each employee organization which, 
                        for purposes of collective bargaining, 
                        represents plan participants employed by such 
                        employers.
                    ``(B) Content of notice.--The notice under 
                subparagraph (A) shall contain--
                            ``(i) sufficient information to enable 
                        participants and beneficiaries to understand 
                        the effect of any reduction on their benefits, 
                        including an illustration of any affected 
                        benefit or subsidy, on an annual or monthly 
                        basis that a participant or beneficiary would 
                        otherwise have been eligible for as of the 
                        general effective date described in 
                        subparagraph (A), and
                            ``(ii) information as to the rights and 
                        remedies of plan participants and beneficiaries 
                        as well as how to contact the Department of 
                        Labor for further information and assistance, 
                        where appropriate.
                    ``(C) Form and manner.--Any notice under 
                subparagraph (A)--
                            ``(i) shall be provided in a form and 
                        manner prescribed in regulations of the 
                        Secretary of Labor,
                            ``(ii) shall be written in a manner so as 
                        to be understood by the average plan 
                        participant.
            ``(3) Model notices.--The Secretary shall--
                    ``(A) prescribe model notices that the plan sponsor 
                of a composite plan may use to satisfy the notice 
                requirements under this subsection, and
                    ``(B) by regulation enumerate any details related 
                to the elements listed in paragraph (1) that any notice 
                under this subsection must include.
            ``(4) Delivery method.--Any notice under this part shall be 
        provided in writing and may also be provided in electronic form 
        to the extent that the form is reasonably accessible to persons 
        to whom the notice is provided.

``SEC. 440. LIMITATION ON INCREASING BENEFITS.

    ``(a) Level of Current Funded Ratios.--Except as provided in 
subsections (c), (d), and (e), no plan amendment increasing benefits or 
establishing new benefits under a composite plan may be adopted for a 
plan year unless--
            ``(1) the plan's current funded ratio is at least 110 
        percent (without regard to the benefit increase or new 
        benefits),
            ``(2) taking the benefit increase or new benefits into 
        account, the current funded ratio is at least 100 percent and 
        the projected funded ratio for the current plan year is at 
        least 120 percent,
            ``(3) in any case in which, after taking the benefit 
        increase or new benefits into account, the current funded ratio 
        is less than 140 percent or the projected funded ratio is less 
        than 140 percent, the benefit increase or new benefits are 
        projected by the plan actuary to increase the present value of 
        the plan's liabilities for the plan year by not more than 3 
        percent, and
            ``(4) expected contributions for the current plan year are 
        at least 120 percent of normal cost for the plan year, 
        determined using the unit credit funding method and treating 
        the benefit increase or new benefits as in effect for the 
        entire plan year.
    ``(b) Additional Requirements Where Core Benefits Reduced.--If a 
plan has been amended to reduce core benefits pursuant to a realignment 
program under section 439(a)(2)(D), such plan may not be subsequently 
amended to increase core benefits unless the amendment--
            ``(1) increases the level of future benefit payments only, 
        and
            ``(2) provides for an equitable distribution of benefit 
        increases across the participant and beneficiary population, 
        taking into account the extent to which the benefits of 
        participants were previously reduced pursuant to such 
        realignment program.
    ``(c) Exception To Comply With Applicable Law.--Subsection (a) 
shall not apply in connection with a plan amendment if the amendment is 
required as a condition of qualification under part I of subchapter D 
of chapter 1 or to comply with other applicable law.
    ``(d) Exception Where Maximum Deductible Limit Applies.--Subsection 
(a) shall not apply in connection with a plan amendment if and to the 
extent that contributions to the composite plan would not be deductible 
for the plan year under section 404(a)(1)(E) if the plan amendment is 
not adopted. The Secretary of the Treasury shall issue regulations to 
implement this paragraph.
    ``(e) Exception for Certain Benefit Modifications.--Subsection (a) 
shall not apply in connection with a plan amendment under section 
439(a)(5)(C), regarding conditional benefit modifications.
    ``(f) Treatment of Plan Amendments.--For purposes of this section--
            ``(1) if two or more plan amendments increasing benefits or 
        establishing new benefits are adopted in a plan year, such 
        amendments shall be treated as a single amendment adopted on 
        the last day of the plan year,
            ``(2) all benefit increases and new benefits adopted in a 
        single amendment are treated as a single benefit increase, 
        irrespective of whether the increases and new benefits take 
        effect in more than one plan year, and
            ``(3) increases in contributions or decreases in plan 
        liabilities which are scheduled to take effect in future plan 
        years may be taken into account in connection with a plan 
        amendment if they have been agreed to in writing or otherwise 
        formalized by the date the plan amendment is adopted.

``SEC. 440A. COMPOSITE PLAN RESTRICTIONS TO PRESERVE LEGACY PLAN 
              FUNDING.

    ``(a) Treatment as a Legacy Plan.--
            ``(1) In general.--For purposes of this subchapter, a 
        defined benefit plan shall be treated as a legacy plan with 
        respect to the composite plan under which the employees who 
        were eligible to accrue a benefit under the defined benefit 
        plan become eligible to accrue a benefit under such composite 
        plan.
            ``(2) Component plans.--In any case in which a defined 
        benefit plan is amended to add a composite plan component 
        pursuant to section 437(b), paragraph (1) shall be applied by 
        substituting `defined benefit component' for `defined benefit 
        plan' and `composite plan component' for `composite plan'.
            ``(3) Eligible to accrue a benefit.--For purposes of 
        paragraph (1), an employee is considered eligible to accrue a 
        benefit under a composite plan as of the first day in which the 
        employee completes an hour of service under a collective 
        bargaining agreement that provides for contributions to and 
        accruals under the composite plan in lieu of accruals under the 
        legacy plan.
            ``(4) Collective bargaining agreement.--As used in this 
        subpart, the term `collective bargaining agreement' includes 
        any agreement under which an employer has an obligation to 
        contribute to a plan.
            ``(5) Other terms.--Any term used in this subpart which is 
        not defined in this part and which is also used in section 432 
        shall have the same meaning provided such term in such section.
    ``(b) Restrictions on Acceptance by Composite Plan of Agreements 
and Contributions.--
            ``(1) In general.--The plan sponsor of a composite plan 
        shall not accept or recognize a collective bargaining agreement 
        (or any modification to such agreement), and no contributions 
        may be accepted and no benefits may be accrued or otherwise 
        earned under the agreement--
                    ``(A) in any case in which the plan actuary of any 
                defined benefit plan that would be treated as a legacy 
                plan with respect to such composite plan has certified 
                under section 432(b)(3) that such defined benefit plan 
                is or will be in critical status for the plan year in 
                which such agreement would take effect or for any of 
                the succeeding 5 plan years, and
                    ``(B) unless the agreement requires each employer 
                who is a party to such agreement, including employers 
                whose employees are not participants in the legacy 
                plan, to provide contributions to the legacy plan with 
                respect to such composite plan in a manner that 
                satisfies the transition contribution requirements of 
                subsection (d).
            ``(2) Notice.--Not later than 30 days after a determination 
        by a plan sponsor of a composite plan that an agreement fails 
        to satisfy the requirements described in paragraph (1), the 
        plan sponsor shall provide notification of such failure and the 
        reasons for such determination to--
                    ``(A) the parties to the agreement,
                    ``(B) active participants of the composite plan who 
                have ceased to accrue or otherwise earn benefits with 
                respect to service with an employer pursuant to 
                paragraph (1), and
                    ``(C) the Secretary of Labor, the Secretary of the 
                Treasury, and the Pension Benefit Guaranty Corporation.
            ``(3) Limitation on retroactive effect.--This subsection 
        shall not apply to benefits accrued before the date on which 
        notice is provided under paragraph (2).
    ``(c) Restriction on Accrual of Benefits Under a Composite Plan.--
            ``(1) In general.--In any case in which an employer, under 
        a collective bargaining agreement entered into after the date 
        of enactment of the Giving Retirement Options to Workers Act of 
        2020, ceases to have an obligation to contribute to a 
        multiemployer defined benefit plan, no employees employed by 
        the employer may accrue or otherwise earn benefits under any 
        composite plan, with respect to service with that employer, for 
        a 60-month period beginning on the date on which the employer 
        entered into such collective bargaining agreement.
            ``(2) Notice of cessation of obligation.--Within 30 days of 
        determining that an employer has ceased to have an obligation 
        to contribute to a legacy plan with respect to employees 
        employed by an employer that is or will be contributing to a 
        composite plan with respect to service of such employees, the 
        plan sponsor of the legacy plan shall notify the plan sponsor 
        of the composite plan of that cessation.
            ``(3) Notice of cessation of accruals.--Not later than 30 
        days after determining that an employer has ceased to have an 
        obligation to contribute to a legacy plan, the plan sponsor of 
        the composite plan shall notify the bargaining parties, the 
        active participants affected by the cessation of accruals, the 
        Secretary, the Secretary of Labor, and the Pension Benefit 
        Guaranty Corporation of the cessation of accruals, the period 
        during which such cessation is in effect, and the reasons 
        therefor.
            ``(4) Limitation on retroactive effect.--This subsection 
        shall not apply to benefits accrued before the date on which 
        notice is provided under paragraph (3).
    ``(d) Transition Contribution Requirements.--
            ``(1) In general.--A collective bargaining agreement 
        satisfies the transition contribution requirements of this 
        subsection if the agreement--
                    ``(A) authorizes for payment of contributions to a 
                legacy plan at a rate or rates equal to or greater than 
                the transition contribution rate established under 
                paragraph (2), and
                    ``(B) does not provide for--
                            ``(i) a suspension of contributions to the 
                        legacy plan with respect to any period of 
                        service, or
                            ``(ii) any new direct or indirect exclusion 
                        of younger or newly hired employees of the 
                        employer from being taken into account in 
                        determining contributions owed to the legacy 
                        plan.
            ``(2) Transition contribution rate.--
                    ``(A) In general.--The transition contribution rate 
                for a plan year is the contribution rate that, as 
                certified by the actuary of the legacy plan in 
                accordance with the principles in section 432(b)(3)(B), 
                is reasonably expected to be adequate--
                            ``(i) to fund the normal cost for the plan 
                        year,
                            ``(ii) to amortize the plan's unfunded 
                        liabilities in level annual installments over 
                        25 years, beginning with the plan year in which 
                        the transition contribution rate is first 
                        established, and
                            ``(iii) to amortize any subsequent changes 
                        in the legacy plan's unfunded liability due to 
                        experience gains or losses (including 
                        investment gains or losses, gains or losses due 
                        to contributions greater or less than the 
                        contributions made under the prior transition 
                        contribution rate, and other actuarial gains or 
                        losses), changes in actuarial assumptions, 
                        changes to the legacy plan's benefits, or 
                        changes in funding method over a period of 15 
                        plan years beginning with the plan year in 
                        which such change in unfunded liability is 
                        incurred.
                The transition contribution rate for any plan year may 
                not be less than the transition contribution rate for 
                the plan year in which such rate is first established.
                    ``(B) Multiple rates.--If different rates of 
                contribution are payable to the legacy plan by 
                different employers or for different classes of 
                employees, the certification shall specify a transition 
                contribution rate for each such employer.
                    ``(C) Rate applicable to employer.--
                            ``(i) In general.--Except as provided by 
                        clause (ii), the transition contribution rate 
                        applicable to an employer for a plan year is 
                        the rate in effect for the plan year of the 
                        legacy plan that commences on or after 180 days 
                        before the earlier of--
                                    ``(I) the effective date of the 
                                collective bargaining agreement 
                                pursuant to which the employer 
                                contributes to the legacy plan, or
                                    ``(II) 5 years after the last plan 
                                year for which the transition 
                                contribution rate applicable to the 
                                employer was established or updated.
                            ``(ii) Exception.--The transition 
                        contribution rate applicable to an employer for 
                        the first plan year beginning on or after the 
                        commencement of the employer's obligation to 
                        contribute to the composite plan is the rate in 
                        effect for the plan year of the legacy plan 
                        that commences on or after 180 days before such 
                        first plan year.
                    ``(D) Effect of legacy plan financial 
                circumstances.--If the plan actuary of the legacy plan 
                has certified under section 432 that the plan is in 
                endangered or critical status for a plan year, the 
                transition contribution rate for the following plan 
                year is the rate determined with respect to the 
                employer under the legacy plan's funding improvement or 
                rehabilitation plan under section 432, if greater than 
                the rate otherwise determined, but in no event greater 
                than 75 percent of the sum of the contribution rates 
                applicable to the legacy plan and the composite plan 
                for the plan year.
                    ``(E) Other actuarial assumptions and methods.--
                Except as provided in subparagraph (A), the 
                determination of the transition contribution rate for a 
                plan year shall be based on actuarial assumptions and 
                methods consistent with the minimum funding 
                determinations made under section 431 (or, if 
                applicable, section 432) with respect to the legacy 
                plan for the plan year.
                    ``(F) Adjustments in rate.--The plan sponsor of a 
                legacy plan from time to time may adjust the transition 
                contribution rate or rates applicable to an employer 
                under this paragraph by increasing some rates and 
                decreasing others if the actuary certifies that such 
                adjusted rates in combination will produce projected 
                contribution income for the plan year beginning on or 
                after the date of certification that is not less than 
                would be produced by the transition contribution rates 
                in effect at the time of the certification.
                    ``(G) Notice of transition contribution rate.--The 
                plan sponsor of a legacy plan shall provide notice to 
                the parties to collective bargaining agreements 
                pursuant to which contributions are made to the legacy 
                plan of changes to the transition contribution rate 
                requirements at least 30 days before the beginning of 
                the plan year for which the rate is effective.
                    ``(H) Notice to composite plan sponsor.--Not later 
                than 30 days after a determination by the plan sponsor 
                of a legacy plan that a collective bargaining agreement 
                provides for a rate of contributions that is below the 
                transition contribution rate applicable to one or more 
                employers that are parties to the collective bargaining 
                agreement, the plan sponsor of the legacy plan shall 
                notify the plan sponsor of any composite plan under 
                which employees of such employer would otherwise be 
                eligible to accrue a benefit.
            ``(3) Correction procedures.--Pursuant to standards 
        prescribed by the Secretary of Labor, the plan sponsor of a 
        composite plan shall adopt rules and procedures that give the 
        parties to the collective bargaining agreement notice of the 
        failure of such agreement to satisfy the transition 
        contribution requirements of this subsection, and a reasonable 
        opportunity to correct such failure, not to exceed 180 days 
        from the date of notice given under subsection (b)(2).
            ``(4) Supplemental contributions.--A collective bargaining 
        agreement may provide for supplemental contributions to the 
        legacy plan for a plan year in excess of the transition 
        contribution rate determined under paragraph (2), regardless of 
        whether the legacy plan is in endangered or critical status for 
        such plan year.
    ``(e) Nonapplication of Composite Plan Restrictions.--
            ``(1) In general.--The provisions of subsections (a), (b), 
        and (c) shall not apply with respect to a collective bargaining 
        agreement, to the extent the agreement, or a predecessor 
        agreement, provides or provided for contributions to a defined 
        benefit plan that is a legacy plan, as of the first day of the 
        first plan year following a plan year for which the plan 
        actuary certifies that the plan is fully funded, has been fully 
        funded for at least three out of the immediately preceding 5 
        plan years, and is projected to remain fully funded for at 
        least the following 4 plan years.
            ``(2) Determination of fully funded.--A plan is fully 
        funded for purposes of paragraph (1) if, as of the valuation 
        date of the plan for a plan year, the value of the plan's 
        assets equals or exceeds the present value of the plan's 
        liabilities, determined in accordance with the rules prescribed 
        by the Pension Benefit Guaranty Corporation under sections 
        4219(c)(1)(D) and 4281 of Employee Retirement Income and 
        Security Act for multiemployer plans terminating by mass 
        withdrawal, as in effect for the date of the determination, 
        except the plan's reasonable assumption regarding the starting 
        date of benefits may be used.
            ``(3) Other applicable rules.--Except as provided in 
        paragraph (2), actuarial determinations and projections under 
        this section shall be based on the rules in section 432(b)(3) 
        and section 438(b).

``SEC. 440B. MERGERS AND ASSET TRANSFERS OF COMPOSITE PLANS.

    ``(a) In General.--Assets and liabilities of a composite plan may 
only be merged with, or transferred to, another plan if--
            ``(1) the other plan is a composite plan,
            ``(2) the plan or plans resulting from the merger or 
        transfer is a composite plan,
            ``(3) no participant's accrued benefit or adjustable 
        benefit is lower immediately after the transaction than it was 
        immediately before the transaction, and
            ``(4) the value of the assets transferred in the case of a 
        transfer reasonably reflects the value of the amounts 
        contributed with respect to the participants whose benefits are 
        being transferred, adjusted for allocable distributions, 
        investment gains and losses, and administrative expenses.
    ``(b) Legacy Plan.--
            ``(1) In general.--After a merger or transfer involving a 
        composite plan, the legacy plan with respect to an employer 
        that is obligated to contribute to the resulting composite plan 
        is the legacy plan that applied to that employer immediately 
        before the merger or transfer.
            ``(2) Multiple legacy plans.--If an employer is obligated 
        to contribute to more than one legacy plan with respect to 
        employees eligible to accrue benefits under more than one 
        composite plan and there is a merger or transfer of such legacy 
        plans, the transition contribution rate applicable to the 
        legacy plan resulting from the merger or transfer with respect 
        to that employer shall be determined in accordance with the 
        provisions of section 440A(d)(2)(B).''.
            (2) Clerical amendment.--The table of subparts for part III 
        of subchapter D of chapter 1 of the Internal Revenue Code of 
        1986 is amended by adding at the end the following new item:

            ``subpart c. composite plans and legacy plans''.

    (c) Effective Date.--The amendments made by this section shall 
apply to plan years beginning after the date of the enactment of this 
Act.

SEC. 103. APPLICATION OF CERTAIN REQUIREMENTS TO COMPOSITE PLANS.

    (a) Amendments to the Employee Retirement Income Security Act of 
1974.--
            (1) Treatment for purposes of funding notices.--Section 
        101(f) of the Employee Retirement Income Security Act of 1974 
        (29 U.S.C. 1021(f)) is amended--
                    (A) in paragraph (1) by striking ``title IV 
                applies'' and inserting ``title IV applies or which is 
                a composite plan''; and
                    (B) by adding at the end the following:
            ``(5) Application to composite plans.--The provisions of 
        this subsection shall apply to a composite plan only to the 
        extent prescribed by the Secretary in regulations that take 
        into account the differences between a composite plan and a 
        defined benefit plan that is a multiemployer plan.''.
            (2) Treatment for purposes of annual report.--Section 103 
        of the Employee Retirement Income Security Act of 1974 (29 
        U.S.C. 1023) is amended--
                    (A) in subsection (d) by adding at the end the 
                following sentence: ``The provisions of this subsection 
                shall apply to a composite plan only to the extent 
                prescribed by the Secretary in regulations that take 
                into account the differences between a composite plan 
                and a defined benefit plan that is a multiemployer 
                plan.'';
                    (B) in subsection (f) by adding at the end the 
                following:
            ``(3) Additional information for composite plans.--With 
        respect to any composite plan--
                    ``(A) the provisions of paragraph (1)(A) shall 
                apply by substituting `current funded ratio and 
                projected funded ratio (as such terms are defined in 
                section 802(a)(2))' for `funded percentage' each place 
                it appears; and
                    ``(B) the provisions of paragraph (2) shall apply 
                only to the extent prescribed by the Secretary in 
                regulations that take into account the differences 
                between a composite plan and a defined benefit plan 
                that is a multiemployer plan.''; and
                    (C) by adding at the end the following:
    ``(h) Composite Plans.--A multiemployer plan that incorporates the 
features of a composite plan as provided in section 801(b) shall be 
treated as a single plan for purposes of the report required by this 
section, except that separate financial statements and actuarial 
statements shall be provided under paragraphs (3) and (4) of subsection 
(a) for the defined benefit plan component and for the composite plan 
component of the multiemployer plan.''.
            (3) Treatment for purposes of pension benefit statements.--
        Section 105(a) of the Employee Retirement Income Security Act 
        of 1974 (29 U.S.C. 1025(a)) is amended by adding at the end the 
        following:
            ``(4) Composite plans.--For purposes of this subsection, a 
        composite plan shall be treated as a defined benefit plan to 
        the extent prescribed by the Secretary in regulations that take 
        into account the differences between a composite plan and a 
        defined benefit plan that is a multiemployer plan.''.
    (b) Amendments to the Internal Revenue Code of 1986.--Section 6058 
of the Internal Revenue Code of 1986 is amended by redesignating 
subsection (f) as subsection (g) and by inserting after subsection (e) 
the following:
    ``(f) Composite Plans.--A multiemployer plan that incorporates the 
features of a composite plan as provided in section 437(b) shall be 
treated as a single plan for purposes of the return required by this 
section, except that separate financial statements shall be provided 
for the defined benefit plan component and for the composite plan 
component of the multiemployer plan.''.
    (c) Effective Date.--The amendments made by this section shall 
apply to plan years beginning after the date of the enactment of this 
Act.

SEC. 104. TREATMENT OF COMPOSITE PLANS UNDER TITLE IV.

    (a) Definition.--Section 4001(a) of the Employee Retirement Income 
Security Act of 1974 (29 U.S.C. 1301(a)) is amended by striking the 
period at the end of paragraph (21) and inserting a semicolon and by 
adding at the end the following:
            ``(22) Composite plan.--The term `composite plan' has the 
        meaning set forth in section 801.''.
    (b) Composite Plans Disregarded for Calculating Premiums.--Section 
4006(a) of such Act (29 U.S.C. 1306(a)) is amended by adding at the end 
the following:
            ``(9) The composite plan component of a multiemployer plan 
        shall be disregarded in determining the premiums due under this 
        section from the multiemployer plan.''.
    (c) Composite Plans Not Covered.--Section 4021(b)(1) of such Act 
(29 U.S.C. 1321(b)(1)) is amended by striking ``Act'' and inserting 
``Act, or a composite plan, as defined in paragraph (43) of section 3 
of this Act''.
    (d) No Withdrawal Liability.--Section 4201 of such Act (29 U.S.C. 
1381) is amended by adding at the end the following:
    ``(c) Contributions by an employer to the composite plan component 
of a multiemployer plan shall not be taken into account for any purpose 
under this title.''.
    (e) No Withdrawal Liability for Certain Plans.--Section 4201 of 
such Act (29 U.S.C. 1381) is further amended by adding at the end the 
following:
    ``(d) Contributions by an employer to a multiemployer plan 
described in the except clause of section 3(35) of this Act pursuant to 
a collective bargaining agreement that specifically designates that 
such contributions shall be allocated to the separate defined 
contribution accounts of participants under the plan shall not be taken 
into account with respect to the defined benefit portion of the plan 
for any purpose under this title (including the determination of the 
employer's highest contribution rate under section 4219), even if, 
under the terms of the plan, participants have the option to transfer 
assets in their separate defined contribution accounts to the defined 
benefit portion of the plan in return for service credit under the 
defined benefit portion, at rates established by the plan sponsor.
    ``(e) A legacy plan created under section 805 shall be deemed to 
have no unfunded vested benefits for purposes of this part, for each 
plan year following a period of 5 consecutive plan years for which--
            ``(1) the plan was fully funded within the meaning of 
        section 805 for at least 3 of the plan years during that 
        period, ending with a plan year for which the plan is fully 
        funded;
            ``(2) the plan had no unfunded vested benefits for at least 
        3 of the plan years during that period, ending with a plan year 
        for which the plan is fully funded; and
            ``(3) the plan is projected to be fully funded and to have 
        no unfunded vested benefits for the following four plan 
        years.''.
    (f) No Withdrawal Liability for Employers Contributing to Certain 
Fully Funded Legacy Plans.--Section 4211 of such Act (29 U.S.C. 1382) 
is amended by adding at the end the following:
    ``(g) No amount of unfunded vested benefits shall be allocated to 
an employer that has an obligation to contribute to a legacy plan 
described in subsection (e) of section 4201 for each plan year for 
which such subsection applies.''.
    (g) No Obligation To Contribute.--Section 4212 of such Act (29 
U.S.C. 1392) is amended by adding at the end the following:
    ``(d) No Obligation To Contribute.--An employer shall not be 
treated as having an obligation to contribute to a multiemployer 
defined benefit plan within the meaning of subsection (a) solely 
because--
            ``(1) in the case of a multiemployer plan that includes a 
        composite plan component, the employer has an obligation to 
        contribute to the composite plan component of the plan;
            ``(2) the employer has an obligation to contribute to a 
        composite plan that is maintained pursuant to one or more 
        collective bargaining agreements under which the multiemployer 
        defined benefit plan is or previously was maintained; or
            ``(3) the employer contributes or has contributed under 
        section 805(d) to a legacy plan associated with a composite 
        plan pursuant to a collective bargaining agreement but 
        employees of that employer were not eligible to accrue benefits 
        under the legacy plan with respect to service with that 
        employer.''.
    (h) No Inference.--Nothing in the amendment made by subsection (e) 
shall be construed to create an inference with respect to the treatment 
under title IV of the Employee Retirement Income Security Act of 1974, 
as in effect before such amendment, of contributions by an employer to 
a multiemployer plan described in the except clause of section 3(35) of 
such Act that are made before the effective date of subsection (e) 
specified in subsection (h)(2).
    (i) Effective Date.--
            (1) In general.--Except as provided in subparagraph (2), 
        the amendments made by this section shall apply to plan years 
        beginning after the date of the enactment of this Act.
            (2) Special rule for section 414(k) multiemployer plans.--
        The amendment made by subsection (e) shall apply only to 
        required contributions payable for plan years beginning after 
        the date of the enactment of this Act.

SEC. 105. CONFORMING CHANGES.

    (a) Definitions.--Section 3 of the Employee Retirement Income 
Security Act of 1974 (29 U.S.C. 1002) is amended--
            (1) in paragraph (35), by inserting ``or a composite plan'' 
        after ``other than an individual account plan''; and
            (2) by adding at the end the following:
            ``(43) The term `composite plan' has the meaning given the 
        term in section 801(a).''.
    (b) Special Funding Rule for Certain Legacy Plans.--
            (1) Amendment to employee retirement income security act of 
        1974.--Section 304(b) of the Employee Retirement Income 
        Security Act of 1974 (29 U.S.C. 1084(b)) is amended by adding 
        at the end the following:
            ``(9) Special funding rule for certain legacy plans.--In 
        the case of a multiemployer defined benefit plan that has 
        adopted an amendment under section 801(b), in accordance with 
        which no further benefits shall accrue under the multiemployer 
        defined benefit plan, the plan sponsor may combine the 
        outstanding balance of all charge and credit bases and amortize 
        that combined base in level annual installments (until fully 
        amortized) over a period of 25 plan years beginning with the 
        plan year following the date all benefit accruals ceased.''.
            (2) Amendment to internal revenue code of 1986.--Section 
        431(b) of the Internal Revenue Code of 1986 is amended by 
        adding at the end the following:
            ``(9) Special funding rule for certain legacy plans.--In 
        the case of a multiemployer defined benefit plan that has 
        adopted an amendment under section 437(b), in accordance with 
        which no further benefits shall accrue under the multiemployer 
        defined benefit plan, the plan sponsor may combine the 
        outstanding balance of all charge and credit bases and amortize 
        that combined base in level annual installments (until fully 
        amortized) over a period of 25 plan years beginning with the 
        plan year following the date on which all benefit accruals 
        ceased.''.
    (c) Benefits After Merger, Consolidation, or Transfer of Assets.--
            (1) Amendment to employee retirement income security act of 
        1974.--Section 208 of the Employee Retirement Income Security 
        Act of 1974 (29 U.S.C. 1058) is amended--
                    (A) by striking so much of the first sentence as 
                precedes ``may not merge'' and inserting the following:
            ``(1) In general.--Except as provided in paragraph (2), a 
        pension plan may not merge, and''; and
                    (B) by striking the second sentence and adding at 
                the end the following:
            ``(2) Special requirements for multiemployer plans.--
        Paragraph (1) shall not apply to any transaction to the extent 
        that participants either before or after the transaction are 
        covered under a multiemployer plan to which title IV of this 
        Act applies or a composite plan.''.
            (2) Amendments to internal revenue code of 1986.--
                    (A) Qualification requirement.--Section 401(a)(12) 
                of the Internal Revenue Code of 1986 is amended--
                            (i) by striking ``(12) A trust'' and 
                        inserting the following:
            ``(12) Benefits after merger, consolidation, or transfer of 
        assets.--
                    ``(A) In general.--Except as provided in 
                subparagraph (B), a trust'';
                            (ii) by striking the second sentence; and
                            (iii) by adding at the end the following:
                    ``(B) Special requirements for multiemployer 
                plans.--Subparagraph (A) shall not apply to any 
                multiemployer plan with respect to any transaction to 
                the extent that participants either before or after the 
                transaction are covered under a multiemployer plan to 
                which title IV of the Employee Retirement Income 
                Security Act of 1974 applies or a composite plan.''.
                    (B) Additional qualification requirement.--
                Paragraph (1) of section 414(l) of such Code is 
                amended--
                            (i) by striking ``(1) In general'' and all 
                        that follows through ``shall not constitute'' 
                        and inserting the following:
            ``(1) Benefit protections: merger, consolidation, 
        transfer.--
                    ``(A) In general.--Except as provided in 
                subparagraph (B), a trust which forms a part of a plan 
                shall not constitute''; and
                            (ii) by striking the second sentence; and
                            (iii) by adding at the end the following:
                    ``(B) Special requirements for multiemployer 
                plans.--Subparagraph (A) does not apply to any 
                multiemployer plan with respect to any transaction to 
                the extent that participants either before or after the 
                transaction are covered under a multiemployer plan to 
                which title IV of the Employee Retirement Income 
                Security Act of 1974 applies or a composite plan.''.
    (d) Requirements for Status as a Qualified Plan.--
            (1) Requirement that actuarial assumptions be specified.--
        Section 401(a)(25) of the Internal Revenue Code of 1986 is 
        amended by inserting ``(in the case of a composite plan, 
        benefits objectively calculated pursuant to a formula)'' after 
        ``definitely determinable benefits''.
            (2) Missing participants in terminating composite plan.--
        Section 401(a)(34) of the Internal Revenue Code of 1986 is 
        amended by striking ``, a trust'' and inserting ``or a 
        composite plan, a trust''.
    (e) Deduction for Contributions to a Qualified Plan.--Section 
404(a)(1) of the Internal Revenue Code of 1986 is amended by 
redesignating subparagraph (E) as subparagraph (F) and by inserting 
after subparagraph (D) the following:
                    ``(E) Composite plans.--
                            ``(i) In general.--In the case of a 
                        composite plan, subparagraph (D) shall not 
                        apply and the maximum amount deductible for a 
                        plan year shall be the excess (if any) of--
                                    ``(I) 160 percent of the greater 
                                of--
                                            ``(aa) the current 
                                        liability of the plan 
                                        determined in accordance with 
                                        the principles of section 
                                        431(c)(6)(D), or
                                            ``(bb) the present value of 
                                        plan liabilities as determined 
                                        under section 438, over
                                    ``(II) the fair market value of the 
                                plan's assets, projected to the end of 
                                the plan year.
                            ``(ii) Special rules for predecessor 
                        multiemployer plan to composite plan.--
                                    ``(I) In general.--Except as 
                                provided in subclause (II), if an 
                                employer contributes to a composite 
                                plan with respect to its employees, 
                                contributions by that employer to a 
                                multiemployer defined benefit plan with 
                                respect to some or all of the same 
                                group of employees shall be deductible 
                                under sections 162 and this section, 
                                subject to the limits in subparagraph 
                                (D).
                                    ``(II) Transition contribution.--
                                The full amount of a contribution to 
                                satisfy the transition contribution 
                                requirement (as defined in section 
                                440A(d)) and allocated to the legacy 
                                defined benefit plan for the plan year 
                                shall be deductible for the employer's 
                                taxable year ending with or within the 
                                plan year.''.
    (f) Minimum Vesting Standards.--
            (1) Years of service under composite plans.--
                    (A) Employee retirement income security act of 
                1974.--Section 203 of the Employee Retirement Income 
                Security Act of 1974 (29 U.S.C. 1053) is amended by 
                inserting after subsection (f) the following:
    ``(g) Special Rules for Computing Years of Service Under Composite 
Plans.--
            ``(1) In general.--In determining a qualified employee's 
        years of service under a composite plan for purposes of this 
        section, the employee's years of service under a legacy plan 
        shall be treated as years of service earned under the composite 
        plan. For purposes of such determination, a composite plan 
        shall not be treated as a defined benefit plan pursuant to 
        section 801(d).
            ``(2) Qualified employee.--For purposes of this subsection, 
        an employee is a qualified employee if the employee first 
        completes an hour of service under the composite plan 
        (determined without regard to the provisions of this 
        subsection) within the 12-month period immediately preceding or 
        the 24-month period immediately following the date the employee 
        ceased to accrue benefits under the legacy plan.
            ``(3) Certification of years of service.--For purposes of 
        paragraph (1), the plan sponsor of the composite plan shall 
        rely on a written certification by the plan sponsor of the 
        legacy plan of the years of service the qualified employee 
        completed under the defined benefit plan as of the date the 
        employee satisfies the requirements of paragraph (2), 
        disregarding any years of service that had been forfeited under 
        the rules of the defined benefit plan before that date.
    ``(h) Special Rules for Computing Years of Service Under Legacy 
Plans.--
            ``(1) In general.--In determining a qualified employee's 
        years of service under a legacy plan for purposes of this 
        section, and in addition to any service under applicable 
        regulations, the employee's years of service under a composite 
        plan shall be treated as years of service earned under the 
        legacy plan. For purposes of such determination, a composite 
        plan shall not be treated as a defined benefit plan pursuant to 
        section 801(d).
            ``(2) Qualified employee.--For purposes of this subsection, 
        an employee is a qualified employee if the employee first 
        completes an hour of service under the composite plan 
        (determined without regard to the provisions of this 
        subsection) within the 12-month period immediately preceding or 
        the 24-month period immediately following the date the employee 
        ceased to accrue benefits under the legacy plan.
            ``(3) Certification of years of service.--For purposes of 
        paragraph (1), the plan sponsor of the legacy plan shall rely 
        on a written certification by the plan sponsor of the composite 
        plan of the years of service the qualified employee completed 
        under the composite plan after the employee satisfies the 
        requirements of paragraph (2), disregarding any years of 
        service that has been forfeited under the rules of the 
        composite plan.''.
                    (B) Internal revenue code of 1986.--Section 411(a) 
                of the Internal Revenue Code of 1986 is amended by 
                adding at the end the following:
            ``(14) Special rules for determining years of service under 
        composite plans.--
                    ``(A) In general.--In determining a qualified 
                employee's years of service under a composite plan for 
                purposes of this subsection, the employee's years of 
                service under a legacy plan shall be treated as years 
                of service earned under the composite plan. For 
                purposes of such determination, a composite plan shall 
                not be treated as a defined benefit plan pursuant to 
                section 437(d).
                    ``(B) Qualified employee.--For purposes of this 
                paragraph, an employee is a qualified employee if the 
                employee first completes an hour of service under the 
                composite plan (determined without regard to the 
                provisions of this paragraph) within the 12-month 
                period immediately preceding or the 24-month period 
                immediately following the date the employee ceased to 
                accrue benefits under the legacy plan.
                    ``(C) Certification of years of service.--For 
                purposes of subparagraph (A), the plan sponsor of the 
                composite plan shall rely on a written certification by 
                the plan sponsor of the legacy plan of the years of 
                service the qualified employee completed under the 
                legacy plan as of the date the employee satisfies the 
                requirements of subparagraph (B), disregarding any 
                years of service that had been forfeited under the 
                rules of the defined benefit plan before that date.
            ``(15) Special rules for computing years of service under 
        legacy plans.--
                    ``(A) In general.--In determining a qualified 
                employee's years of service under a legacy plan for 
                purposes of this section, and in addition to any 
                service under applicable regulations, the employee's 
                years of service under a composite plan shall be 
                treated as years of service earned under the legacy 
                plan. For purposes of such determination, a composite 
                plan shall not be treated as a defined benefit plan 
                pursuant to section 437(d).
                    ``(B) Qualified employee.--For purposes of this 
                paragraph, an employee is a qualified employee if the 
                employee first completes an hour of service under the 
                composite plan (determined without regard to the 
                provisions of this paragraph) within the 12-month 
                period immediately preceding or the 24-month period 
                immediately following the date the employee ceased to 
                accrue benefits under the legacy plan.
                    ``(C) Certification of years of service.--For 
                purposes of subparagraph (A), the plan sponsor of the 
                legacy plan shall rely on a written certification by 
                the plan sponsor of the composite plan of the years of 
                service the qualified employee completed under the 
                composite plan after the employee satisfies the 
                requirements of subparagraph (B), disregarding any 
                years of service that has been forfeited under the 
                rules of the composite plan.''.
            (2) Reduction of benefits.--
                    (A) Employee retirement income security act of 
                1974.--Section 203(a)(3)(E)(ii) of the Employee 
                Retirement Income Security Act of 1974 (29 U.S.C. 
                1053(a)(3)(E)(ii)) is amended--
                            (i) in subclause (I) by striking ``4244A'' 
                        and inserting ``305(e), 803,''; and
                            (ii) in subclause (II) by striking ``4245'' 
                        and inserting ``305(e), 4245,''.
                    (B) Internal revenue code of 1986.--Section 
                411(a)(3)(F) of the Internal Revenue Code of 1986 is 
                amended--
                            (i) in clause (i) by striking ``section 
                        418D or under section 4281 of the Employee 
                        Retirement Income Security Act of 1974'' and 
                        inserting ``section 432(e) or 439 or under 
                        section 4281 of the Employee Retirement Income 
                        Security Act of 1974''; and
                            (ii) in clause (ii) by inserting ``or 
                        432(e)'' after ``section 418E''.
            (3) Accrued benefit requirements.--
                    (A) Employee retirement income security act of 
                1974.--Section 204(b)(1)(B)(i) of the Employee 
                Retirement Income Security Act of 1974 (29 U.S.C. 
                1054(b)(1)(B)(i)) is amended by inserting ``, including 
                an amendment reducing or suspending benefits under 
                section 305(e), 803, 4245 or 4281,'' after ``any 
                amendment to the plan''.
                    (B) Internal revenue code of 1986.--Section 
                411(b)(1)(B)(i) of the Internal Revenue Code of 1986 is 
                amended by inserting ``, including an amendment 
                reducing or suspending benefits under section 418E, 
                432(e), or 439, or under section 4281 of the Employee 
                Retirement Income Security Act of 1974,'' after ``any 
                amendment to the plan''.
            (4) Additional accrued benefit requirements.--
                    (A) Employee retirement income security act of 
                1974.--Section 204(b)(1)(H)(v) of the Employee 
                Retirement Income Security Act of 1974 (29 U.S.C. 
                1053(b)(1)(H)(v)) is amended by inserting before the 
                period at the end the following: ``, or benefits are 
                reduced or suspended under section 305(e), 803, 4245, 
                or 4281''.
                    (B) Internal revenue code of 1986.--Section 
                411(b)(1)(H)(iv) of the Internal Revenue Code of 1986 
                is amended--
                            (i) in the heading by striking ``benefit'' 
                        and inserting ``benefit and the suspension and 
                        reduction of certain benefits''; and
                            (ii) in the text by inserting before the 
                        period at the end the following: ``, or 
                        benefits are reduced or suspended under section 
                        418E, 432(e), or 439, or under section 4281 of 
                        the Employee Retirement Income Security Act of 
                        1974''.
            (5) Accrued benefit not to be decreased by amendment.--
                    (A) Employee retirement income security act of 
                1974.--Section 204(g)(1) of the Employee Retirement 
                Income Security Act of 1974 (29 U.S.C. 1053(g)(1)) is 
                amended by inserting after ``302(d)(2)'' the following: 
                ``, 305(e), 803, 4245,''.
                    (B) Internal revenue code of 1986.--Section 
                411(d)(6)(A) of the Internal Revenue Code of 1986 is 
                amended by inserting after ``412(d)(2),'' the 
                following: ``418E, 432(e), or 439,''.
    (g) Certain Funding Rules Not Applicable.--
            (1) Employee retirement income security act of 1974.--
        Section 305 of the Employee Retirement Income Security Act of 
        1974 (29 U.S.C. 1085) is amended by adding at the end the 
        following:
    ``(k) Legacy Plans.--Sections 302, 304, and 305 shall not apply to 
an employer that has an obligation to contribute to a plan that is a 
legacy plan within the meaning of section 805(a) solely because the 
employer has an obligation to contribute to a composite plan described 
in section 801 that is associated with that legacy plan.''.
            (2) Internal revenue code of 1986.--Section 432 of the 
        Internal Revenue Code of 1986 is amended by adding at the end 
        the following:
    ``(k) Legacy Plans.--Sections 412, 431, and 432 shall not apply to 
an employer that has an obligation to contribute to a plan that is a 
legacy plan within the meaning of section 440A(a) solely because the 
employer has an obligation to contribute to a composite plan described 
in section 437 that is associated with that legacy plan.''.
    (h) Termination of Composite Plan.--Section 403(d) of the Employee 
Retirement Income Security Act of 1974 (29 U.S.C. 1103(d) is amended--
            (1) in paragraph (1), by striking ``regulations of the 
        Secretary.'' and inserting ``regulations of the Secretary, or 
        as provided in paragraph (3).''; and
            (2) by adding at the end the following:
            ``(3) Section 4044(a) of this Act shall be applied in the 
        case of the termination of a composite plan by--
                    ``(A) limiting the benefits subject to paragraph 
                (3) thereof to benefits as defined in section 
                802(b)(3)(B); and
                    ``(B) including in the benefits subject to 
                paragraph (4) all other benefits (if any) of 
                individuals under the plan that would be guaranteed 
                under section 4022A if the plan were subject to title 
                IV.''.
    (i) Good Faith Compliance Prior to Guidance.--Where the 
implementation of any provision of law added or amended by this 
division is subject to issuance of regulations by the Secretary of 
Labor, the Secretary of the Treasury, or the Pension Benefit Guaranty 
Corporation, a multiemployer plan shall not be treated as failing to 
meet the requirements of any such provision prior to the issuance of 
final regulations or other guidance to carry out such provision if such 
plan is operated in accordance with a reasonable, good faith 
interpretation of such provision.

SEC. 106. EFFECTIVE DATE.

    Unless otherwise specified, the amendments made by this division 
shall apply to plan years beginning after the date of the enactment of 
this Act.

                       DIVISION W--OTHER MATTERS

SEC. 240001. SMALL BUSINESS DEBTOR REORGANIZATION.

    (a) In General.--Section 1182(1) of title 11, United States Code, 
is amended to read as follows:
            ``(1) Debtor.--The term `debtor'--
                    ``(A) subject to subparagraph (B), means a person 
                engaged in commercial or business activities (including 
                any affiliate of such person that is also a debtor 
                under this title and excluding a person whose primary 
                activity is the business of owning single asset real 
                estate) that has aggregate noncontingent liquidated 
                secured and unsecured debts as of the date of the 
                filing of the petition or the date of the order for 
                relief in an amount not more than $7,500,000 (excluding 
                debts owed to 1 or more affiliates or insiders) not 
                less than 50 percent of which arose from the commercial 
                or business activities of the debtor; and
                    ``(B) does not include--
                            ``(i) any member of a group of affiliated 
                        debtors that has aggregate noncontingent 
                        liquidated secured and unsecured debts in an 
                        amount greater than $7,500,000 (excluding debt 
                        owed to 1 or more affiliates or insiders);
                            ``(ii) any debtor that is a corporation 
                        subject to the reporting requirements under 
                        section 13 or 15(d) of the Securities Exchange 
                        Act of 1934 (15 U.S.C. 78m, 78o(d)); or
                            ``(iii) any debtor that is an affiliate of 
                        an issuer, as defined in section 3 of the 
                        Securities Exchange Act of 1934 (15 U.S.C. 
                        78c).''.
    (b) Applicability of Chapters.--Section 103(i) of title 11, United 
States Code, is amended by striking ``small business debtor'' and 
inserting ``debtor (as defined in section 1182)''.
    (c) Application of Amendment.--The amendment made by subsection (a) 
shall apply only with respect to cases commenced under title 11, United 
States Code, on or after the date of enactment of this Act.
    (d) Technical Corrections.--
            (1) Definition of small business debtor.--Section 
        101(51D)(B)(iii) of title 11, United States Code, is amended to 
        read as follows:
                            ``(iii) any debtor that is an affiliate of 
                        an issuer (as defined in section 3 of the 
                        Securities Exchange Act of 1934 (15 U.S.C. 
                        78c)).''.
            (2) Unclaimed property.--Section 347(b) of title 11, United 
        States Code, is amended by striking ``1194'' and inserting 
        ``1191''.
    (e) Sunset.--On the date that is 1 year after the date of enactment 
of this Act, section 1182(1) of title 11, United States Code, is 
amended to read as follows:
            ``(1) Debtor.--The term `debtor' means a small business 
        debtor.''.

SEC. 240002. BANKRUPTCY RELIEF.

    (a) In General.--
            (1) Exclusion from current monthly income.--Section 
        101(10A)(B)(ii) of title 11, United States Code, is amended--
                    (A) in subclause (III), by striking ``; and'' and 
                inserting a semicolon;
                    (B) in subclause (IV), by striking the period at 
                the end and inserting ``; and''; and
                    (C) by adding at the end the following:
                    ``(V) Payments made under Federal law relating to 
                the national emergency declared by the President under 
                the National Emergencies Act (50 U.S.C. 1601 et seq.) 
                with respect to the coronavirus disease 2019 (COVID-
                19).''.
            (2) Confirmation of plan.--Section 1325(b)(2) of title 11, 
        United States Code, is amended by inserting ``payments made 
        under Federal law relating to the national emergency declared 
        by the President under the National Emergencies Act (50 U.S.C. 
        1601 et seq.) with respect to the coronavirus disease 2019 
        (COVID-19),'' after ``other than''.
            (3) Modification of plan after confirmation.--Section 1329 
        of title 11, United States Code, is amended by adding at end 
        the following:
    ``(d)(1) Subject to paragraph (3), for a plan confirmed prior to 
the date of enactment of this subsection, the plan may be modified upon 
the request of the debtor if--
                    ``(A) the debtor is experiencing or has experienced 
                a material financial hardship due, directly or 
                indirectly, to the coronavirus disease 2019 (COVID-19) 
                pandemic; and
                    ``(B) the modification is approved after notice and 
                a hearing.
            ``(2) A plan modified under paragraph (1) may not provide 
        for payments over a period that expires more than 7 years after 
        the time that the first payment under the original confirmed 
        plan was due.
            ``(3) Sections 1322(a), 1322(b), 1323(c), and the 
        requirements of section 1325(a) shall apply to any modification 
        under paragraph (1).''.
            (4) Applicability.--
                    (A) The amendments made by paragraphs (1) and (2) 
                shall apply to any case commenced before, on, or after 
                the date of enactment of this Act.
                    (B) The amendment made by paragraph (3) shall apply 
                to any case for which a plan has been confirmed under 
                section 1325 of title 11, United States Code, before 
                the date of enactment of this Act.
    (b) Sunset.--
            (1) In general.--
                    (A) Exclusion from current monthly income.--Section 
                101(10A)(B)(ii) of title 11, United States Code, is 
                amended--
                            (i) in subclause (III), by striking the 
                        semicolon at the end and inserting ``; and'';
                            (ii) in subclause (IV), by striking ``; 
                        and'' and inserting a period; and
                            (iii) by striking subclause (V).
                    (B) Confirmation of plan.--Section 1325(b)(2) of 
                title 11, United States Code, is amended by striking 
                ``payments made under Federal law relating to the 
                national emergency declared by the President under the 
                National Emergencies Act (50 U.S.C. 1601 et seq.) with 
                respect to the coronavirus disease 2019 (COVID-19),''.
                    (C) Modification of plan after confirmation.--
                Section 1329 of title 11, United States Code, is 
                amended by striking subsection (d).
            (2) Effective date.--The amendments made by paragraph (1) 
        shall take effect on the date that is 1 year after the date of 
        enactment of this Act.

                       DIVISION X--OTHER MATTERS

SEC. 199991. HOME ENERGY AND WATER SERVICE CONTINUITY.

    Any entity receiving financial assistance pursuant to the Take 
Responsibility for Workers and Families Act shall, to the maximum 
extent practicable, establish or maintain in effect policies to ensure 
that no home energy service or public water system service to an 
individual or household, which is provided or regulated by such entity, 
is disconnected or interrupted during the emergency period described in 
section 1135(g)(1)(B) of the Social Security Act. For purposes of this 
section, the term ``home energy service'' means a service to provide 
home energy, as such term is defined in section 2604 of the Low-Income 
Home Energy Assistance Act of 1981, and electric service, as that term 
is used in the Public Utility Regulatory Policies Act of 1978, and the 
term ``public water system'' has the meaning given that term in section 
1401 of the Safe Drinking Water Act. Nothing in this section shall be 
construed to require forgiveness of outstanding debt owed to an entity 
or to absolve an individual of any obligation to an entity for service.

SEC. 199992. LOW-INCOME HOUSEHOLD DRINKING WATER AND WASTEWATER 
              ASSISTANCE.

    (a) Authorization of Appropriations.--There is authorized to be 
appropriated $1,500,000,000 to the Secretary to carry out this section. 
Such sums shall remain available until expended.
    (b) Low-Income Household Drinking Water and Wastewater 
Assistance.--The Secretary shall make grants to States and Indian 
Tribes to assist low-income households, particularly those with the 
lowest incomes, that pay a high proportion of household income for 
drinking water and wastewater services.
    (c) Use of LIHEAP Resources.--In carrying out this section, the 
Secretary, States, and Indian Tribes, as applicable, shall use the 
existing processes, procedures, policies, and systems in place to carry 
out the Low-Income Home Energy Assistance Act of 1981, as the Secretary 
determines appropriate, including by using the application and approval 
process under such Act to the maximum extent practicable.
    (d) Allotment.--
            (1) Factors.--The Secretary shall allot amounts 
        appropriated pursuant to this section to a State or Indian 
        Tribe taking into account--
                    (A) the percentage of households in the State, or 
                under the jurisdiction of the Indian Tribe, that are 
                low-income, as determined by the Secretary;
                    (B) the average State or Tribal drinking water and 
                wastewater service rates; and
                    (C) the extent to which the State or Indian Tribe 
                has been impacted by the public health emergency.
            (2) Notification to congress.--Not later than 15 days after 
        determining an amount to allot to each State or Indian Tribe 
        pursuant to paragraph (1), and prior to making grants under 
        this section, the Secretary shall notify Congress of such 
        allotment amounts.
    (e) Determination of Low-Income Households.--
            (1) Minimum definition of low-income.--In determining 
        whether a household is considered low-income for the purposes 
        of this section, a State or Indian Tribe shall--
                    (A) ensure that, at a minimum, all households 
                within 150 percent of the Federal poverty line are 
                included as low-income households; and
                    (B) consider households that have not previously 
                received assistance under the Low-Income Home Energy 
                Assistance Act of 1981 in the same manner as households 
                that have previously received such assistance.
            (2) Household documentation requirements.--States and 
        Indian Tribes shall--
                    (A) to the maximum extent practicable, seek to 
                limit the income history documentation requirements for 
                determining whether a household is considered low-
                income for the purposes of this section; and
                    (B) for the purposes of income eligibility, accept 
                proof of job loss or severe income loss dated after 
                February 29, 2020, such as a layoff or furlough notice 
                or verification of application of unemployment 
                benefits, as sufficient to demonstrate lack of income 
                for an individual or household.
    (f) Applications.--Each State or Indian Tribe desiring to receive a 
grant under this section shall submit an application to the Secretary, 
in such form as the Secretary shall require.
    (g) State Agreements With Drinking Water and Wastewater 
Providers.--To the maximum extent practicable, a State that receives a 
grant under this section shall enter into agreements with community 
water systems, private utilities, municipalities, nonprofit 
organizations associated with providing drinking water, wastewater, and 
other social services to rural and small communities, and Indian 
Tribes, to assist in identifying low-income households and to carry out 
this section.
    (h) Administrative Costs.--A State or Indian Tribe that receives a 
grant under this section may use up to 15 percent of the granted 
amounts for administrative costs.
    (i) Federal Agency Coordination.--In carrying out this section, the 
Secretary shall coordinate with the Administrator of the Environmental 
Protection Agency and consult with other Federal agencies with 
authority over the provision of drinking water and wastewater services.
    (j) Audits.--The Secretary shall require each State and Indian 
Tribe receiving a grant under this section to undertake periodic audits 
and evaluations of expenditures made by such State or Indian Tribe 
pursuant to this section.
    (k) Reports to Congress.--The Secretary shall submit to Congress a 
report on the results of activities carried out pursuant to this 
section--
            (1) not later than 1 year after the date of enactment of 
        this section; and
            (2) upon disbursement of all funds appropriated pursuant to 
        this section.
    (l) Definitions.--In this section:
            (1) Community water system.--The term ``community water 
        system'' has the meaning given such term in section 1401 of the 
        Safe Drinking Water Act (42 U.S.C. 300f).
            (2) Indian tribe.--The term ``Indian Tribe'' means any 
        Indian Tribe, band, group, or community recognized by the 
        Secretary of the Interior and exercising governmental authority 
        over a Federal Indian reservation.
            (3) Municipality.--The term ``municipality'' has the 
        meaning given such term in section 502 of the Federal Water 
        Pollution Control Act (33 U.S.C. 1362).
            (4) Public health emergency.--The term ``public health 
        emergency'' means the public health emergency described in 
        section 1135(g)(1)(B) of the Social Security Act.
            (5) Secretary.--The term ``Secretary'' means the Secretary 
        of Health and Human Services.
            (6) State.--The term ``State'' means a State, the District 
        of Columbia, the Commonwealth of Puerto Rico, the Virgin 
        Islands of the United States, Guam, American Samoa, and the 
        Commonwealth of the Northern Mariana Islands.

SEC. 199993. DELAY OF STRATEGIC PETROLEUM RESERVE SALE.

    (a) Bipartisan Budget Act of 2015.--Section 404 of the Bipartisan 
Budget Act of 2015 (42 U.S.C. 6239 note) is amended--
            (1) in subsection (e), by striking ``2020'' and inserting 
        ``2022''; and
            (2) in subsection (g), by striking ``2020'' and inserting 
        ``2022''.
    (b) Further Consolidated Appropriations Act, 2020.--Title III of 
division C of the Further Consolidated Appropriations Act, 2020 (Public 
Law 116-94) is amended in the matter under the heading ``Department of 
Energy--Energy Programs--Strategic Petroleum Reserve'' by striking 
``Provided, That'' and all that follows through the period at the end 
and inserting the following: ``Provided, That, as authorized by section 
404 of the Bipartisan Budget Act of 2015 (Public Law 114-74; 42 U.S.C. 
6239 note), the Secretary of Energy shall draw down and sell not to 
exceed a total of $450,000,000 of crude oil from the Strategic 
Petroleum Reserve in fiscal year 2020, fiscal year 2021, or fiscal year 
2022: Provided further, That the proceeds from such drawdown and sale 
shall be deposited into the `Energy Security and Infrastructure 
Modernization Fund' during the fiscal year in which the sale occurs and 
shall be made available in such fiscal year, to remain available until 
expended, for necessary expenses to carry out the Life Extension II 
project for the Strategic Petroleum Reserve.''.

SEC. 199994. EXPANSION OF DOL AUTHORITY TO POSTPONE CERTAIN DEADLINES.

    Section 518 of the Employee Retirement Income Security Act of 1974 
(29 U.S.C. 1148) is amended by striking ``or a terroristic or military 
action (as defined in section 692(c)(2) of such Code), the Secretary 
may'' and inserting ``a terroristic or military action (as defined in 
section 692(c)(2) of such Code), or a public health emergency declared 
by the Secretary of Health and Human Services pursuant to section 319 
of the Public Health Service Act, the Secretary may''.

SEC. 199995. PROVIDING BUREAU OF THE CENSUS ACCESS TO INSTITUTIONS OF 
              HIGHER EDUCATION.

    (a) In General.--Notwithstanding any other provision of law, 
including section 444 of the General Education Provisions Act (commonly 
known as the ``Family Educational Rights and Privacy Act of 1974''), an 
institution of higher education may, in furtherance of a full and 
accurate decennial census of population count, provide to the Bureau of 
the Census information requested by the Bureau for purposes of 
enumeration for the 2020 decennial Census.
    (b) Application.--
            (1) Information.--Only information requested on the 
        official 2020 decennial census of population form may be 
        provided to the Bureau of the Census pursuant to this section. 
        No institution of higher education may provide any information 
        to the Bureau on the immigration or citizenship status of any 
        individual.
            (2) Group quarters.--Only students who, according to 
        guidance from the Bureau, are living in group quarters may be 
        included in the data provided to the Bureau under this section.
            (3) Notice required.--Before information can be provided to 
        the Bureau, the institution of higher education shall give 
        public notice of the categories of information which it plans 
        to provide and shall allow 10 days after such notice has been 
        given for a parent or student to inform the institution that 
        any or all of the information designated should not be released 
        without the parent or student's prior consent. No institution 
        of higher education shall provide the Bureau with the 
        information of any individual who has objected or whose legal 
        guardian has objected to the provision of such information.
            (4) Use of information.--Information provided to the Bureau 
        pursuant to this section may only be used for the purposes of 
        enumeration for the 2020 decennial census of population.
    (c) Sunset.--The authority provided in this section shall expire on 
December 31, 2020.
    (d) Definitions.--In this section:
            (1) Group quarters.--The term ``group quarters'' means 
        housing units owned or operated by an institution of higher 
        education.
            (2) Institution of higher education.--The term 
        ``institution of higher education'' has the meaning given that 
        term in section 102 of the Higher Education Act of 1965 (20 
        U.S.C. 1002).

SEC. 199996. TEMPORARY FISCAL RELIEF FOR STATES AND LOCALITIES.

    (a) In General.--The Social Security Act (42 U.S.C. 301 et seq.) is 
amended by inserting after title V the following:

     ``TITLE VI--TEMPORARY FISCAL RELIEF FOR STATES AND LOCALITIES

``SEC. 601. TEMPORARY FISCAL RELIEF FOR STATES AND LOCALITIES.

    ``(a) Appropriation.--
            ``(1) In general.--Out of any money in the Treasury of the 
        United States not otherwise appropriated, there are 
        appropriated for fiscal year 2020, $200,000,000,000 for making 
        payments to States, Indian Tribes, and units of local 
        government under this section.
            ``(2) Reservation of funds.--Of the amount appropriated 
        under paragraph (10, the Secretary shall reserve--
                    ``(A) $1,000,000,000 of such amount for making 
                payments to the United States Virgin Islands, Guam, the 
                Commonwealth of the Northern Mariana Islands, or 
                American Samoa; and
                    ``(B) $10,000,000,000 of such amount for making 
                payments to Indian Tribes.
    ``(b) Payments.--
            ``(1) In general.--Subject to paragraph (2), from the 
        amount appropriated under paragraph (1) of subsection (a) for 
        fiscal year 2020 which remains after the application of 
        paragraph (2) of that subsection, the Secretary shall, not 
        later than the later of the date that is 15 days after the date 
        of enactment of this section or the date that a State or Indian 
        Tribe provides the certification required by subsection (f) for 
        fiscal year 2020, pay each State or Indian Tribe the amount 
        determined for the State or Indian Tribe for fiscal year 2020 
        under subsection (c).
            ``(2) Direct payments to units of local government.--The 
        Secretary shall establish a process under which, not later than 
        15 days after the date of enactment of this section, a unit of 
        local government located in a State for which the amount of the 
        payment determined for the State under subsection (c) for 
        fiscal year 2020 exceeds the minimum payment amount under 
        paragraph (2) of that subsection, may submit the certification 
        required by subsection (f) to the Secretary and be paid 
        directly the amount determined for such unit of local 
        government under subsection (c).
    ``(c) Determination of Payment Amounts.--
            ``(1) States.--Subject to the succeeding paragraphs of this 
        subsection, the amount paid to a State other than a State that 
        is a territory specified in subsection (a)(2)(A) under this 
        section for fiscal year 2020 shall be the amount equal to the 
        relative population proportion amount described in paragraph 
        (4) for such fiscal year.
            ``(2) State minimum payment.--No State that is 1 of the 50 
        States, the District of Columbia, or the Commonwealth of Puerto 
        Rico, shall receive a payment under this section for fiscal 
        year 2020 that is less than, $2,500,000,000.
            ``(3) Direct payments to units of local government.--If a 
        unit of local government of a State submits the certification 
        required by subsection (f) for purposes of receiving a direct 
        payment from the Secretary under subsection (b)(2), the 
        Secretary shall reduce the amount determined for a State under 
        paragraph (1) or (2) (as applicable) by the relative unit of 
        local government population proportion (as defined in paragraph 
        (6)).
            ``(4) Relative population proportion amount.--The relative 
        population proportion amount described in this paragraph is the 
        product of--
                    ``(A) the amount appropriated under paragraph (1) 
                of subsection (a) for fiscal year 2020 which remains 
                after the application of paragraph (2) of that 
                subsection; and
                    ``(B) the relative State population proportion (as 
                defined in paragraph (5)).
            ``(5) Relative state population proportion defined.--For 
        purposes of paragraph (4)(B), the term `relative State 
        population proportion' means, with respect to a State, the 
        amount equal to the quotient of--
                    ``(A) the population of the State; and
                    ``(B) the total population of all States.
            ``(6) Relative unit of local government population 
        proportion defined.--For purposes of paragraph (3), the term 
        `relative unit of local government population proportion' 
        means, with respect to a unit of local government, the amount 
        equal to the quotient of--
                    ``(A) the population of the unit of local 
                government; and
                    ``(B) the total population of the State in which 
                the unit of local government is located.
            ``(7) Certain territories.--The amount paid to a State that 
        is a territory specified in subsection (a)(2)(A) under this 
        section for fiscal year 2020, shall be the amount equal to the 
        product of the amount set aside under subsection (a)(2)(A) for 
        such fiscal year and each such territory's share of the total 
        population among all such territories, as determined by the 
        Secretary.
            ``(8) Indian tribes.--From the amount set aside under 
        subsection (a)(2)(B) for fiscal year 2020, the Secretary shall 
        determine and pay an amount to each Indian Tribe that submits 
        the certification required under subsection (f) for fiscal year 
        2020 based on lost revenues of each such Indian Tribe (or a 
        tribally-owned entity of such Tribe) relative to revenues 
        received in the aggregate in fiscal year 2019 by the Indian 
        Tribe (tribally-owned entity), and in such manner as the 
        Secretary determines appropriate to ensure that all amounts 
        available under such subsection for fiscal year 2020 are 
        distributed to eligible Indian Tribes.
            ``(9) Pro rate adjustments.--The Secretary shall adjust on 
        a pro rat basis the amount of the payments determined under 
        this subsection without regard to this paragraph to the extent 
        necessary to comply with the requirements of this subsection.
            ``(10) Data.--For purposes of this section, the Secretary 
        shall determine the population of a State or unit of local 
        government based on the most recent year for which data are 
        available from the Bureau of the Census.
    ``(d) Payments Made in Two Parts.--The Secretary shall pay the 
amounts determined under subsection (c) for States, territories 
specified in subsection (a)(2)(A), and Indian Tribes (and if 
applicable, local units of government) as follows:
            ``(1) The Secretary shall make initial payments in 
        accordance with the deadlines specified in subsection (b) 
        consisting of--
                    ``(A) in the case of a State for which the amount 
                of payment is determined under paragraph (1) or (2) of 
                subsection (c), 50 percent of the amount determined for 
                the State under paragraph (1) of that subsection 
                (taking into account payments to units of local 
                government, if applicable, under subsections (b)(2) and 
                (c)(3)) or 100 percent of the payment amount specified 
                in paragraph (2) of that subsection, whichever is 
                greater; and
                    ``(B) in the case of a territory specified in 
                subsection (a)(2)(A) or an Indian Tribe 100 percent of 
                the amount determined for such territory or Indian 
                Tribe under paragraph (7) or (8), respectively, of 
                subsection (c).
            ``(2) In the case of a State for which the initial payment 
        is 50 percent of the amount determined for the State under 
        subsection (c)(1), the Secretary shall pay the State the 
        remaining 50 percent of such amount on the earlier of--
                    ``(A) the 1st day of the month succeeding the first 
                month that beings after the date of enactment of this 
                section for which the national employment-to-population 
                ratio is below 60 percent or the seasonally adjusted 
                national unemployment rate (U-3) determined by the 
                Bureau of Labor Statistics of the Department of Labor 
                for the applicable calendar month as initially reported 
                and prior to any subsequent revisions (rounded to the 
                nearest tenth of a percentage point) exceeds 5.0 
                percent; or
                    ``(B) July 1, 2020.
        A unit of local government for which a direct payment may be 
        made under subsections (b)(2) and (c)(3) shall be paid at the 
        same time and in the percentages as the State in which such 
        government is located.
    ``(e) Use of Funds.--
            ``(1) In general.--Subject to paragraphs (2) and (3), a 
        State, Indian Tribe, or unit of local government shall use the 
        funds provided under a payment made under this section to cover 
        only those costs of the State, Indian Tribe, or unite of local 
        government, such as costs to administer and provide benefits 
        under State unemployment insurance law, that are attributable 
        to the public health emergency with respect to the Coronavirus 
        Disease 2019 (COVID-19) that were not accounted for in the 
        budget most recently approved as of the date of enactment of 
        this section for the State, Indian Tribe, or unit of local 
        government and that were incurred during the period that begins 
        on March 1, 2020, and ends on February 28, 2021.
            ``(2) Exception.--Nothwithstanding paragraph (1), a State, 
        Indian Tribe, or unit of local government may use funds 
        provided under a payment made under this section for costs 
        attributable to the public health emergency with respect to the 
        Coronavirus Disease 2019 (COVID-19) or to provide essential 
        government services accounted for in the budget most recently 
        approved as of the date of enactment of this section for the 
        State, Indian Tribe, or unit of local government that, without 
        the use of such funds, the State, Indian Tribe, or unit of 
        local government would be unable to provide because of 
        decreased or delayed revenues during the period described in 
        paragraph (1).
            ``(3) Limitations.--A State, Indian Tribe, or unit of local 
        government may not use funds provided under a payment made 
        under this section to--
                    ``(A) supplant expenditures permitted under the 
                most recently approved budget for the State, Indian 
                Tribe, or unit of local government for which the State, 
                Indian Tribe, or unit of local government has funds 
                immediately available; or
                    ``(B) provide any kind of tax cut, rebate, 
                deduction, credit, or any other tax benefit, or to 
                reduce or eliminate any other fee imposed by the State, 
                Indian Tribe, or unit of local government, during the 
                period described in paragraph (1).
    ``(f) Certification.--In order to receive a payment under this 
section for a fiscal year, a State, Indian Tribe, or unit of local 
government shall provide the Secretary with a certification signed by 
the Governor of the State or the Chief Executive for the Indian Tribe 
or unit of local government that the State's, Indian Tribe's, or unit 
of local government's proposed uses of the funds are consistent with 
subsection (e).
    ``(g) Recoupment.--If the Comptroller General of the United States 
determines that a State, Indian Tribe, or unit of local government has 
failed to comply with subparagraph (B) of subsection (e)(3), the 
Secretary shall establish a process for recouping from the State, 
Indian Tribe, or unit of local government an amount equal to the amount 
of funds used in violation of such subparagraph. Amounts recovered by 
the Secretary under this subsection shall be used as follows:
            ``(1) 65 percent of such amounts shall be transferred or 
        credited to the Housing Trust Fund established under section 
        1338 of the Federal Housing Enterprises Financial Safety and 
        Soundness Act of 1992 (12 U.S.C. 4568); and
            ``(2) 35 percent of such amounts shall be transferred or 
        credited to the Capital Magnet Fund established under section 
        1339 of the Federal Housing Enterprises Financial Safety and 
        Soundness Act of 1992 (12 U.S.C. 4569).
    ``(h) Definitions.--In this section:
            ``(1) Indian tribe.--The term `Indian tribe' has the 
        meaning given that term in section 4(e) of the Indian Self-
        Determination and Education Assistance Act (25 U.S.C. 5304(e)).
            ``(2) Secretary.--The term `Secretary' means the Secretary 
        of the Treasury.
            ``(3) State.--The term `State' means the 50 States, the 
        District of Columbia, the Commonwealth of Puerto Rico, the 
        United States Virgin Islands, Guam, the Commonwealth of the 
        Northern Mariana Islands, and American Samoa.
            ``(4) Unit of local government.--The term `unit of local 
        government' means a county, municipality, town, township, 
        village, parish, borough, or other unit of general government 
        below the State level with a population that exceeds 500,000.
    ``(i) Emergency Designation.--
            ``(1) In general.--The amounts provided by this section are 
        designated as an emergency requirement pursuant to section 4(g) 
        of the Statutory Pay-As-You-Go-Act of 2010 (2 U.S.C. 933(g)).
            ``(2) Designation in senate.--In the Senate, this section 
        is designated as an emergency requirement pursuant to section 
        4112(a) of H. Con. Res. 71 (115th Congress), the concurrent 
        resolution on the budget for fiscal year 2018.''.

SEC. 199997. BUDGETARY EFFECTS.

    (a) Statutory PAYGO Scorecards.--The budgetary effects of division 
B and each succeeding division shall not be entered on either PAYGO 
scorecard maintained pursuant to section 4(d) of the Statutory Pay-As-
You-Go Act of 2010.
    (b) Senate PAYGO Scorecards.--The budgetary effects of division B 
and each succeeding division shall not be entered on any PAYGO 
scorecard maintained for purposes of section 4106 of H. Con. Res. 71 
(115th Congress).
    (c) Classification of Budgetary Effects.--Notwithstanding Rule 3 of 
the Budget Scorekeeping Guidelines set forth in the joint explanatory 
statement of the committee of conference accompanying Conference Report 
105-217 and section 250(c)(8) of the Balanced Budget and Emergency 
Deficit Control Act of 1985, the budgetary effects of division B and 
each succeeding division shall not be estimated--
            (1) for purposes of section 251 of such Act; and
            (2) for purposes of paragraph (4)(C) of section 3 of the 
        Statutory Pay-As-You-Go Act of 2010 as being included in an 
        appropriation Act.

SEC. 199998. AIRCRAFT GREENHOUSE GAS EMISSION STANDARDS.

    (a) In General.--Not later than 18 months after the date of 
enactment of this Act, the Administrator of the Environmental 
Protection Agency shall promulgate final regulations establishing 
emission standards for emissions of greenhouse gases from both new and 
in-service aircraft pursuant to section 231 of the Clean Air Act (42 
U.S.C. 7571).
    (b) Soliciting Comments.--In proposing such regulations, the 
Administrator of the Environmental Protection Agency shall solicit 
comments on--
            (1) the minimum greenhouse gas emission standards 
        established by the International Civil Aviation Organization; 
        and
            (2) relative to such minimum standards, greenhouse gas 
        emission standards that would achieve greater reductions in 
        greenhouse gas emissions.

                  DIVISION Y--ADDITIONAL OTHER MATTERS

SEC. 101. EMERGENCY RELIEF THROUGH LOANS AND LOAN GUARANTEES.

    (a) In General.--Notwithstanding any other provision of law, to 
provide liquidity related to losses incurred as a direct result of 
coronavirus, the Secretary is authorized to make loans, loan 
guarantees, and other investments in support of eligible businesses 
(including women-owned, minority-owned, veteran-owned and rural 
businesses, and mortgage servicers), States, any bi-State agency, the 
District of Columbia, territories, municipalities, and federally 
recognized Tribes that do not, in the aggregate, exceed 
$250,000,000,000 and provide the subsidy amounts necessary for such 
loans and loan guarantees in accordance with the provisions of the 
Federal Credit Reform Act of 1990 (2 U.S.C. 661 et seq.).
    (c) Loans and Loan Guarantees.--
            (1) In general.--The Secretary shall review and decide on 
        applications for loans and loan guarantees under this section 
        and may enter into agreements to make or guarantee loans to one 
        or more obligors if the Secretary determines, in the 
        Secretary's discretion, that--
                    (A) the obligor is a eligible business for which 
                credit is not reasonably available at the time of the 
                transaction;
                    (B) the intended obligation by the obligor is 
                prudently incurred; and
                    (C) the loan is sufficiently secured.
            (2) Terms and limitations.--
                    (A) Forms; terms and conditions.--Subject to 
                section 407 of division I of this Act, a loan or loan 
                guarantee shall be issued under this section in such 
                form and on such terms and conditions and contain such 
                covenants, representatives, warranties, and 
                requirements (including requirements for audits) as the 
                Secretary determines appropriate. Any loans made by the 
                Secretary under this section shall be at a rate not 
                less than a rate determined by the Secretary taking 
                into consideration the current average yield on 
                outstanding marketable obligations of the United States 
                of comparable maturity.
                    (B) Procedures.--As soon as practicable, but in no 
                case later than 10 days after the date of enactment of 
                this Act, the Secretary shall publish procedures for 
                application and minimum requirements, which may be 
                supplemented by the Secretary in the Secretary's 
                discretion, for the making of loans and loan guarantees 
                under this section.
            (3) Federal reserve programs or facilities.--
                    (A) Terms and conditions.--
                            (i) In general.--The Secretary may make a 
                        loan, loan guarantee, or other investment under 
                        this section as part of a program or facility 
                        established by the Board of Governors of the 
                        Federal Reserve System for the purpose of 
                        providing liquidity to the financial system 
                        that purchases obligations or other interests 
                        directly from issuers of such obligations or 
                        other interests only to the extent required 
                        under a contractual obligation in effect as of 
                        the date of enactment of this Act, the issuer 
                        of such obligations or interests agrees not to 
                        repurchase any outstanding equity interests 
                        while the loan, loan guarantee, or other 
                        interest under this section is outstanding.
                            (ii) Programs and facilities authorized 
                        under this act.--Programs and facilities 
                        described under clause (i) include those 
                        established by the Board of Governors pursuant 
                        to the authority provided under section 105(h), 
                        110(g), 201, or 203.
                    (B) Loan forgiveness.--The principal amount of any 
                obligation issued by an eligible business, State, the 
                District of Columbia, territory, or municipality that 
                is acquired under a program or facility under this 
                section shall not be reduced through loan forgiveness.
                    (C) Federal reserve act requirements apply.--For 
                the avoidance of doubt, any applicable requirements 
                under section 13(3) of the Federal Reserve Act (12 
                U.S.C. 343(3)), including requirements relating to loan 
                collateralization, taxpayer protection, and borrower 
                solvency, shall apply with respect to any obligation or 
                other interest issued by an eligible business, State, 
                the District of Columbia, territory, or municipality 
                that is acquired under a program or facility under this 
                section.
    (d) Addressing Persistent Poverty in Counties.--In carrying out the 
authorities provided by this section, the Secretary shall, to the 
greatest extent possible, ensure that at least 10 percent of the loans, 
loan guarantees, and other investments provided under this sections are 
used to support counties with a poverty rate of at least 20 percent 
over the last 30 years. The Secretary is also authorized to provide 
technical assistance to such countries to encourage participation in 
the program.
    (e) Financial Protection of Government.--
            (1) In general.--To the extent feasible and practicable, 
        the Secretary shall ensure that the Federal Government is 
        compensated for the risk assumed in making loans and loan 
        guarantees under this section.
            (2) Government participation in gains.--If an eligible 
        business receives a loan or loan guarantee from the Federal 
        Government under this section, subject to Section 408 of 
        Division I, the Secretary shall enter into contracts under 
        which the Federal Government, contingent on the financial 
        success of the eligible business, would participate in the 
        gains of the eligible business or its security holders through 
        the use of such instruments as warrants, stock options, common 
        or preferred stock, or other appropriate equity instruments.
    (f) Deposit of Proceeds.--Amounts collected by the Secretary under 
this section, including the proceeds of investments, earnings, and 
interest collected, shall be deposited in the Treasury as miscellaneous 
receipts.
    (g) Administrative Expenses.--Notwithstanding any other provision 
of law, the Secretary may use $100,000,000 of the funds made available 
under this section to pay costs and administrative expenses associated 
with the provision of direct loans or guarantees authorized under this 
section.
    (h) Transparency of Financial Assistance.--The Secretary shall 
provide a weekly report to the Congress, including the House Committee 
on Financial Services and the Senate Committee on Banking, Housing, and 
Urban Affairs, providing a detailed description of the status of the 
implementation of this section, including providing a list of 
recipients and amounts of any loan, loan guarantee, or investment. The 
Secretary shall make each report immediately available to the public.
    (i) Certification of the Secretary.--The Secretary shall certify to 
Congress in the report described in subsection (h) that any corporation 
that receives aid pursuant to this section does not provide a direct 
financial benefit to the President of the United States or to any 
company in which the President owns a controlling interest.
    (j) Conforming Amendment.--Section 5302(a)(1) of title 31, United 
States Code, is amended--
            (1) by striking ``and'' before ``section 3''; and
            (2) by inserting ``Financial Protections and Assistance for 
        America's Consumers, States, Businesses, and Vulnerable 
        Populations Act,'' before ``and for investing''.

SEC. 102. LIMITATION ON CERTAIN EMPLOYEE COMPENSATION.

    (a) In General.--The Secretary may only enter into a loan or loan 
agreement under section 101(a) of this division with an eligible 
business after the eligible business enters into a legally binding 
agreement with the Secretary that, during the period beginning March 1, 
2020, and ending March 1, 2022 or the termination of the loan or loan 
agreement under section 101(a) of this division, which is later, no 
officer or employee of the eligible business--
            (1) will receive from the eligible business total 
        compensation which exceeds $425,000, during any 12 consecutive 
        months of such period; and
            (2) will receive from the eligible business severance pay 
        or other benefits upon termination of employment with the 
        eligible business which exceeds twice the compensation 
        described in paragraph (1).
    (b) Total Compensation Defined.--In this section, the term ``total 
compensation'' includes salary, bonuses, awards of stock, and other 
financial benefits provided by an eligible business to an officer or 
employee of the eligible business.

SEC. 103. REQUIREMENT TO PROVIDE EMPLOYEE HEALTH INSURANCE BENEFITS.

    (a) In General.--The Secretary may not provide any loans or loan 
guarantees under paragraph (1), (2), or (3) of section 4101(b) to an 
eligible business, unless the eligible business certifies that the 
eligible business currently provides, or will provide within 60 days 
from receipt of the loan or loan guarantee, and any contractor, 
subcontractor, or affiliate of the eligible business, currently 
provides, or will provide within 60 days from receipt of the loan or 
loan guarantee, to any employee based in the United States, health 
insurance benefits equal to or greater than the hourly health and 
welfare fringe benefit rate published by the Department of Labor 
pursuant to the McNamara-O'Hara Service Contract Act of 1965 (41 U.S.C. 
6710-6707) and section 4.52 of title 28, Code of Federal Regulations, 
for all hours worked by each employee, and shall continue to do so for 
at least the 5-year period after any loan or loan guarantee provided to 
the eligible business under this subtitle ends.

SEC. 104. PROHIBITION ON OUTSOURCING AND REQUIREMENT FOR ON-SHORING.

    (a) In General.--The Secretary may not provide any loan, or enter 
into a loan guarantee to an eligible business under of section 4101(b) 
unless the eligible business enters into a legally binding agreement 
with the Secretary that during the 5-year period beginning on the date 
on which the eligible business receives the funds or, in the case of a 
loan, during the period of the loan and for 5 years after that period, 
the eligible business shall--
            (1) not outsource to any other business, including through 
        contracting, any job, function, or labor that was previously 
        performed by direct employees of the eligible business who were 
        laid off or furloughed after January 1, 2020;
            (2) on-shore to a State any job, function, or labor that--
                    (A) the eligible business needs additional 
                employees, contractors, or hours of labor to fulfill; 
                and
                    (B) arise after the date on which the legally 
                binding agreement is executed; and
            (3) require that any contractor supplying goods or services 
        to the eligible business under a contract comply with the 
        paragraphs (1) and (2).
    (b) Suspension of Assistance.--If an eligible business does not 
comply with the requirements under subsection (a), the Secretary--
            (1) shall suspend all financial assistance to the eligible 
        business; and
            (2) may not provide any additional financial assistance to 
        the eligible business until the date on which the eligible 
        business complies with all such requirements.

SEC. 105. REQUIREMENT TO BE NEUTRAL IN UNION ORGANIZING CAMPAIGNS.

    (a) Railway Labor Act.--Section 2 of the Railway Labor Act (45 
U.S.C. 152) is amended by adding at the end the following:
    ``Thirteenth. Any carrier by air (including carriers by air) who 
received a loan or loan guarantee under paragraph (1), (2), or (3) of 
section 4101(b) of the Coronavirus Economic Stabilization Act of 2020 
shall not, during the term of the loan or guarantee, and for the 5-year 
period beginning on the date on which the loan or guarantee is repaid--
            ``(1) require or coerce an employee of the carrier to 
        attend or participate in such carrier's campaign activities 
        unrelated to the employee's job duties, including activities 
        that would be subject to the requirements under section 203(b) 
        of the Labor-Management Reporting and Disclosure Act of 1959 
        (29 U.S.C. 433(b)) as though the carrier by air were an 
        employer under that Act; or
            ``(2) engage any person or entity to carry out the 
        activities described in paragraph (1), or provide other related 
        services to employees.
    ``Fourteenth. Any carrier by air (including carriers by air) who 
received a loan or loan guarantee under paragraph (1), (2), or (3) of 
section 4101(b) of the Coronavirus Economic Stabilization Act of 2020 
shall, during the term of the loan or guarantee, and for the 5-year 
period beginning on the date on which the loan or guarantee is repaid, 
remain neutral during any organizing campaign for a representative by 
the employees of the carrier.''.
    (b) National Labor Relations Act.--Section 8(a)(5) of the National 
Labor Relations Act (29 U.S.C. 158(a)(5)) is amended--
            (1) by striking ``to refuse'' and inserting ``(A) to 
        refuse'';
            (2) by striking the period at the end and inserting ``; 
        or''; and
            (3) by adding at the end the following:
                    ``(B) in the case of any employer who received a 
                loan or loan guarantee under paragraph (1), (2), or (3) 
                of section 4101(b) of the Coronavirus Economic 
                Stabilization Act of 2020, any other employer who 
                provides goods or services under a contract to such an 
                employer, or any other employer who provides goods or 
                services to a person subject to the Railway Labor Act 
                (45 U.S.C. 151 et seq.) who received a loan or loan 
                guarantee under such a paragraph of such section 
                4101(b)--
                            ``(i) to, during the term of the loan or 
                        guarantee, and for the 5-year period beginning 
                        on the date on which the loan or guarantee is 
                        repaid, require or coerce an employee to attend 
                        or participate in such employer's campaign 
                        activities unrelated to the employee's job 
                        duties, including activities that are subject 
                        to the requirements under section 203(b) of the 
                        Labor-Management Reporting and Disclosure Act 
                        of 1959 (29 U.S.C. 433(b));
                            ``(ii) to, during the term of the loan or 
                        guarantee, and for the 5-year period beginning 
                        on the date on which the loan or guarantee is 
                        repaid, engage any person or entity to carry 
                        out the activities described in clause (i), or 
                        provide other related services to employees; or
                            ``(iii) to, during the term of the loan or 
                        guarantee, and for the 5-year period beginning 
                        on the date on which the loan or guarantee is 
                        repaid, fail to remain neutral during any 
                        organizing campaign by the employees of the 
                        employer on behalf of representation by a labor 
                        organization.''.

SEC. 106. MAINTENANCE OF EMPLOYEE RETIREMENT PLANS.

    (a) In General.--The Secretary shall only make a loan, or enter 
into a loan guarantee, under paragraph (1), (2), or (3) of section 
4101(b) to an eligible business after the eligible business enters into 
a legally binding agreement with the Secretary that, during the period 
beginning March 1, 2020, and ending 5 years after the repayment of any 
such loan--
            (1) the eligible business will not amend any plan described 
        in section 401(a) of the Internal Revenue Code of 1986 
        maintained by the eligible business to eliminate coverage of 
        any employee under such plan who was eligible in the plan year 
        immediately preceding the plan year in which the eligible 
        business enters into a loan agreement under paragraph (1), (2), 
        or (3) of section 4101(b) of this Act; and
            (2) the eligible business will maintain all accrual rates 
        (including any matching contributions or nonelective employer 
        contributions) for any plan described in section 401(a) of such 
        Code maintained by the eligible employer at a rate equal to the 
        rate under such plan for the plan year immediately preceding 
        the plan year in which the eligible business enters into a loan 
        agreement under paragraph (1), (2), or (3) of section 4101(b) 
        of this Act.
    (b) Affiliates of Eligible Business.--Any businesses treated as a 
single employer under the rules of subsection (b), (c), (m), or (o) of 
section 414 of the Internal Revenue Code (applied as modified by 
section 415(h) of the Internal Revenue Code) shall be treated as a 
single employer for purposes of this section.

SEC. 107. EXPANSION OF ELIGIBILITY FOR HEALTH CARE TAX CREDIT; 
              EXTENSION OF CREDIT.

    (a) Expansion of Eligibility.--
            (1) In general.--Paragraph (1) of section 35(c) of the 
        Internal Revenue Code of 1986 is amended by striking ``and'' at 
        the end of subparagraph (B), by striking the period at the end 
        of subparagraph (C) and inserting ``, and'', and by adding at 
        the end the following new subparagraph:
                    ``(D) an eligible national defense or 
                infrastructure worker.''.
            (2) Eligible national defense or infrastructure worker.--
        Subsection (c) of section 35 of the Internal Revenue Code of 
        1986 is amended by adding at the end the following new 
        paragraph:
            ``(5) Eligible national defense or infrastructure worker.--
                    ``(A) In general.--The term `eligible national 
                defense or infrastructure worker' means an individual 
                who--
                            ``(i) as of January 31, 2020, was employed 
                        in a critical industry,
                            ``(ii) who filed for unemployment 
                        compensation (as defined in section 85(b)) 
                        after January 31, 2020, and before the 
                        applicable date, and
                            ``(iii) who is covered under qualified 
                        health insurance described in subsection 
                        (e)(1)(A).
                    ``(B) Critical industry.--For purposes of this 
                paragraph, the term `critical industry' means--
                            ``(i) an industry related to critical 
                        national infrastructure or national defense, or
                            ``(ii) a critical industry which is 
                        severely distressed in connection with the 
                        coronavirus national emergency, as determined 
                        by the Secretary, including the airport, air 
                        carrier (as defined in section 40102 of title 
                        49, United States Code), and aerospace 
                        industries.
                    ``(C) Applicable date.--For purposes of this 
                paragraph, the term `applicable date' means the earlier 
                of--
                            ``(i) the date which is 6 months after the 
                        last day on which the coronavirus national 
                        emergency declaration is in effect, or
                            ``(ii) January 1, 2023.
                    ``(D) Coronavirus national emergency.--For purposes 
                of this paragraph--
                            ``(i) In general.--The coronavirus national 
                        emergency is the emergency with respect to 
                        which the President made the declarations 
                        described in clause (ii).
                            ``(ii) Declarations.--The last day on which 
                        the coronavirus national emergency declaration 
                        is in effect is the later of--
                                    ``(I) the last day on which the 
                                declaration of the emergency involving 
                                Federal primary responsibility 
                                determined to exist by the President 
                                under the section 501(b) of the Robert 
                                T. Stafford Disaster Relief and 
                                Emergency Assistance Act (42 U.S.C. 
                                5191(b)) with respect to coronavirus 
                                disease 2019 (COVID-19) is in effect; 
                                or
                                    ``(II) the last day on which the 
                                declaration of the national emergency 
                                declared by the President under the 
                                National Emergencies Act (50 U.S.C. 
                                1601 et seq.) with respect to 
                                coronavirus disease 2019 (COVID-19) is 
                                in effect.''.
            (3) Advance payment of credit.--Paragraph (1) of section 
        7527(d) of the Internal Revenue Code of 1986 is amended by 
        striking ``or'' at the end of subparagraph (A), by striking the 
        period at the end of subparagraph (B) and inserting ``, or'', 
        and by adding at the end the following new subparagraph:
                    ``(C) in the case of an eligible national defense 
                or infrastructure worker (as defined in section 
                35(c)(5)), is certified by the Secretary (or by any 
                other person or entity designated by the Secretary) (in 
                consultation with the Secretary of Transportation (or 
                any other person or entity designated by such 
                Secretary), in the case of a worker in aviation- or 
                aerospace-related industries).''.
            (4) Effective date.--The amendments made by this subsection 
        shall apply to months beginning after January 31, 2020.
    (b) Extension of Credit.--
            (1) In general.--Subparagraph (B) of section 35(b)(1) of 
        the Internal Revenue Code of 1986 is amended by striking 
        ``January 1, 2021'' and inserting ``January 1, 2023''.
            (2) Effective date.--The amendment made by this subsection 
        shall apply to months beginning after December 31, 2020.

SEC. 108. DEFINITIONS.

    In this division:
            (1) Covered loss.--The term ``covered loss'' includes 
        losses, direct or incremental, incurred as a result of COVID-
        19, as determined by the Secretary.
            (2) Eligible business.--The term ``eligible business'' 
        means a United States business that has incurred covered losses 
        such that the continued operations of the business are 
        jeopardized, as determined by the Secretary, and that has not 
        otherwise applied for or received economic relief in the form 
        of loans or loan guarantees provided under any other provision 
        of this Act.
            (3) Secretary.--The term ``Secretary'' means the Secretary 
        of the Treasury, or the designee of the Secretary of the 
        Treasury.

SEC. 109. RULE OF CONSTRUCTION.

    Nothing in this division shall be construed to allow the Secretary 
to provide relief to eligible businesses except in the form of secured 
loans and loan guarantees as provided in this title and under terms and 
conditions that are in the interest of the Federal Government.
                                 <all>