Title: Homeownership for DREAMers Act
Policy area: Housing and Community Development

Summary:
Homeownership for DREAMers Act
This bill prohibits federal mortgage providers from limiting insurance eligibility on the basis of the mortgagor's participation in the Deferred Action for Childhood Arrivals Program.

[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[S. 1929 Introduced in Senate (IS)]

<DOC>






116th CONGRESS
  1st Session
                                S. 1929

   To prohibit the Department of Housing and Urban Development from 
limiting the eligibility of DACA recipients for certain assistance, and 
                          for other purposes.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                             June 20, 2019

Mr. Menendez (for himself, Ms. Cortez Masto, Mr. Brown, Mr. Booker, Mr. 
  Wyden, Mr. Blumenthal, Ms. Duckworth, Mr. Sanders, Ms. Hirono, Ms. 
 Klobuchar, Ms. Harris, and Mrs. Gillibrand) introduced the following 
 bill; which was read twice and referred to the Committee on Banking, 
                       Housing, and Urban Affairs

_______________________________________________________________________

                                 A BILL


 
   To prohibit the Department of Housing and Urban Development from 
limiting the eligibility of DACA recipients for certain assistance, and 
                          for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Homeownership for DREAMers Act''.

SEC. 2. DACA RECIPIENT ELIGIBILITY.

    (a) FHA.--Section 203 of the National Housing Act (12 U.S.C. 1709) 
is amended by inserting after subsection (h) the following:
    ``(i) DACA Recipient Eligibility.--
            ``(1) DACA recipient defined.--In this subsection, the term 
        `DACA recipient' means an alien who, at any time before, on, or 
        after the date of enactment of this subsection, is or was in 
        deferred action status pursuant to the Deferred Action for 
        Childhood Arrivals (`DACA') Program announced by the Secretary 
        of Homeland Security on June 15, 2012.
            ``(2) Prohibition.--The Secretary may not--
                    ``(A) prescribe terms that limit the eligibility of 
                a single family mortgage for insurance under this title 
                because of the status of the mortgagor as a DACA 
                recipient; or
                    ``(B) issue any limited denial of participation in 
                the program for such insurance because of the status of 
                the mortgagor as a DACA recipient.
            ``(3) Exemption.--
                    ``(A) Denial for failure to satisfy valid 
                eligibility requirements.--Nothing in this title 
                prohibits the denial of insurance based on failure to 
                satisfy valid eligibility requirements.
                    ``(B) Invalid eligibility requirements.--Valid 
                eligibility requirements do not include criteria that 
                were adopted with the purpose of denying eligibility 
                for insurance because of race, color, religion, sex, 
                familial status, national origin, disability, or the 
                status of a mortgagor as a DACA recipient.''.
    (b) Rural Housing Service.--Section 501 of the Housing Act of 1949 
(42 U.S.C. 1471) is amended by adding at the end the following:
    ``(k) DACA Recipient Eligibility.--
            ``(1) DACA recipient defined.--In this paragraph, the term 
        `DACA recipient' means an alien who, at any time before, on, or 
        after the date of enactment of this subsection, is or was in 
        deferred action status pursuant to the Deferred Action for 
        Childhood Arrivals (`DACA') Program announced by the Secretary 
        of Homeland Security on June 15, 2012.
            ``(2) Prohibition.--The Secretary may not prescribe terms 
        that limit eligibility for a single family mortgage made, 
        insured, or guaranteed under this title because of the status 
        of the mortgagor as a DACA recipient.''.
    (c) Fannie Mae.--Section 302(b) of the National Housing Act (12 
U.S.C. 1717(b)) is amended by adding at the end the following:
            ``(8) DACA recipient eligibility.--
                    ``(A) DACA recipient defined.--In this paragraph, 
                the term `DACA recipient' means an alien who, at any 
                time before, on, or after the date of enactment of this 
                paragraph, is or was in deferred action status pursuant 
                to the Deferred Action for Childhood Arrivals (`DACA') 
                Program announced by the Secretary of Homeland Security 
                on June 15, 2012.
                    ``(B) Prohibition.--The corporation may not 
                condition purchase of a single-family residence 
                mortgage by the corporation under this subsection on 
                the status of the borrower as a DACA recipient.''.
    (d) Freddie Mac.--Section 305(a) of the Federal Home Loan Mortgage 
Corporation Act (12 U.S.C. 1454(a)) is amended by adding at the end the 
following:
            ``(6) DACA recipient eligibility.--
                    ``(A) DACA recipient defined.--In this subsection, 
                the term `DACA recipient' means an alien who, at any 
                time before, on, or after the date of enactment of this 
                paragraph, is or was in deferred action status pursuant 
                to the Deferred Action for Childhood Arrivals (`DACA') 
                Program announced by the Secretary of Homeland Security 
                on June 15, 2012.
                    ``(B) Prohibition.--The Corporation may not 
                condition purchase of a single-family residence 
                mortgage by the Corporation under this subsection on 
                the status of the borrower as a DACA recipient.''.
                                 <all>