Title: Federal Worker Credit Protection Act of 2019
Policy area: Finance and Financial Sector

Summary:
Federal Worker Credit Protection Act of 2019
This bill provides that, upon request by specified employees affected by the federal government shutdown that began on December 22, 2018, individuals are prohibited from reporting certain negative credit information to consumer reporting agencies.

[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 799 Introduced in House (IH)]

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116th CONGRESS
  1st Session
                                H. R. 799

To amend the Fair Credit Reporting Act to prohibit certain persons from 
furnishing negative credit information of furloughed employees, and for 
                            other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            January 25, 2019

 Mr. Meeks (for himself, Mr. Beyer, Ms. Norton, Ms. Kelly of Illinois, 
  Ms. Jackson Lee, Mr. Langevin, Mr. Ryan, Mr. Brown of Maryland, Mr. 
Vargas, Mrs. Watson Coleman, Mr. Green of Texas, Ms. Wasserman Schultz, 
Mr. DeSaulnier, Mr. Heck, Ms. DeLauro, Mr. Quigley, and Mr. Perlmutter) 
 introduced the following bill; which was referred to the Committee on 
                           Financial Services

_______________________________________________________________________

                                 A BILL


 
To amend the Fair Credit Reporting Act to prohibit certain persons from 
furnishing negative credit information of furloughed employees, and for 
                            other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Federal Worker Credit Protection Act 
of 2019''.

SEC. 2. PROHIBITION ON FURNISHING NEGATIVE CREDIT INFORMATION OF 
              FURLOUGHED EMPLOYEES.

    Section 623(a)(1) of the Fair Credit Reporting Act (15 U.S.C. 
1681s-2(a)(1)) is amended by adding at the end the following new 
subparagraph:
                    ``(F) Reporting information of furloughed 
                employees.--
                            ``(i) In general.--Notwithstanding any 
                        other provision of this section and upon 
                        request of a furloughed employee, a person that 
                        furnishes information to any consumer reporting 
                        agency may not provide negative credit 
                        information of such furloughed employee to a 
                        consumer reporting agency if the action or 
                        inaction to which such negative credit 
                        information relates originated, and was 
                        rectified, during the period beginning 30 days 
                        before a shutdown and ending 90 days after such 
                        shutdown.
                            ``(ii) Notification.--With respect to any 
                        negative credit information described in clause 
                        (i) and upon request of the furloughed employee 
                        to which such negative credit information 
                        relates, a person that furnishes information to 
                        any consumer reporting agency shall notify a 
                        consumer reporting agency that the action or 
                        inaction to which such negative credit 
                        information relates occurred during the period 
                        described in clause (i).
                            ``(iii) Definitions.--For purposes of this 
                        subparagraph--
                                    ``(I) the term `furloughed 
                                employee' means--
                                            ``(aa) a Federal or 
                                        District of Columbia employee 
                                        who is furloughed or excepted 
                                        from furlough during a 
                                        shutdown; and
                                            ``(bb) a Federal contractor 
                                        who, during a shutdown, is not 
                                        receiving pay by reason of such 
                                        shutdown; and
                                    ``(II) the term `shutdown' means 
                                any lapse in appropriations beginning 
                                on or about December 22, 2018.''.
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