Title: Affordable Limited Health Coverage Act
Policy area: Health

Summary:
Affordable Limited Health Coverage Act
This bill nullifies a rule by the Departments of the Treasury, Labor, and Health and Human Services regarding short-term, limited-duration health insurance plans that was published on October 31, 2016. The departments must use the definition of short-term, limited-duration insurance in use immediately prior to publication of the rule. (The rule requires the duration of short-term, limited-duration insurance to be less than three months, including renewals. Previously, such insurance was required to expire less than 12 months after its effective date.)
Short-term, limited-duration health insurance plans are plans that may only offer coverage for a limited amount of time under law and that are exempt from the market requirements of the Patient Protection and Affordable Care Act (e.g., coverage of individuals with preexisting conditions). On August 3, 2018, the departments issued a revised rule that increases the maximum authorized duration of such plans from less than 3 months (including renewals) to an initial maximum duration of less than 12 months (with a total duration of up to 36 months, including renewals). The rule took effect October 2, 2018.

[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 458 Introduced in House (IH)]

<DOC>






116th CONGRESS
  1st Session
                                H. R. 458

  To prohibit implementation of the revised definition of short-term, 
limited-duration insurance in order to permit such insurance to provide 
                      up to 12 months of coverage.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            January 10, 2019

 Mr. Fortenberry introduced the following bill; which was referred to 
the Committee on Energy and Commerce, and in addition to the Committees 
    on Education and Labor, and Ways and Means, for a period to be 
subsequently determined by the Speaker, in each case for consideration 
  of such provisions as fall within the jurisdiction of the committee 
                               concerned

_______________________________________________________________________

                                 A BILL


 
  To prohibit implementation of the revised definition of short-term, 
limited-duration insurance in order to permit such insurance to provide 
                      up to 12 months of coverage.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Affordable Limited Health Coverage 
Act''.

SEC. 2. PROHIBITING IMPLEMENTATION OF THE REVISED DEFINITION OF SHORT-
              TERM, LIMITED-DURATION INSURANCE IN ORDER TO PERMIT SUCH 
              INSURANCE TO PROVIDE UP TO 12 MONTHS OF COVERAGE.

    Notwithstanding any other provision of law, the Secretary of Health 
and Human Services, the Secretary of the Treasury, and the Secretary of 
Labor may not take any action to implement, enforce, or otherwise give 
effect to the final rule, entitled ``Excepted Benefits; Lifetime and 
Annual Limits; and Short-Term, Limited-Duration Insurance'' (81 Fed. 
Reg. 75317-75319, October 31, 2016) insofar as such final rule relates 
to a revised definition of the term ``short-term, limited-duration 
insurance'' and the Secretaries shall implement, enforce, and otherwise 
give effect to the definition of such term applied by the Secretaries 
immediately prior to the publication of such final rule.
                                 <all>