Title: Homeownership for DREAMers Act
Policy area: Housing and Community Development

Summary:
Homeownership for Dreamers Act
This bill prohibits federal mortgage providers from limiting insurance eligibility on the basis of the mortgagor's participation in the Deferred Action for Childhood Arrivals Program.

[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3154 Introduced in House (IH)]

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116th CONGRESS
  1st Session
                                H. R. 3154

 To clarify that eligibility of certain mortgages with Federal credit 
 enhancement may not be conditioned on the status of a mortgagor as a 
DACA recipient if all other eligibility criteria are satisfied, and for 
                            other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                              June 6, 2019

 Mr. Vargas (for himself, Ms. Tlaib, Ms. Garcia of Texas, Mrs. Carolyn 
  B. Maloney of New York, Mr. Gonzalez of Texas, Mr. Espaillat, Mrs. 
Napolitano, Mr. Carbajal, Mr. Correa, Ms. Pressley, Mr. Foster, Ms. Lee 
   of California, Mr. Himes, Mr. Grijalva, Ms. Mucarsel-Powell, Ms. 
   Ocasio-Cortez, Mr. Garcia of Illinois, Mr. Soto, Ms. Escobar, Mr. 
 Cisneros, Ms. Roybal-Allard, Mr. Gomez, Mr. Castro of Texas, and Mr. 
    Heck) introduced the following bill; which was referred to the 
                    Committee on Financial Services

_______________________________________________________________________

                                 A BILL


 
 To clarify that eligibility of certain mortgages with Federal credit 
 enhancement may not be conditioned on the status of a mortgagor as a 
DACA recipient if all other eligibility criteria are satisfied, and for 
                            other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Homeownership for Dreamers Act''.

SEC. 2. DACA RECIPIENT ELIGIBILITY.

    (a) FHA.--Section 203 of the National Housing Act (12 U.S.C. 1709) 
is amended by inserting after subsection (h) the following:
    ``(i) DACA Recipient Eligibility.--
            ``(1) In general.--The Secretary may not--
                    ``(A) prescribe terms that limit the eligibility of 
                a single family mortgage for insurance under this title 
                on the basis of the status of the mortgagor as a DACA 
                recipient if all other eligibility requirements are 
                satisfied; or
                    ``(B) issue any limited denial of participation in 
                the program for such insurance on the basis of the 
                status of the mortgagor as a DACA recipient.
            ``(2) DACA recipient defined.--For the purposes of this 
        subsection, the term `DACA recipient' means an alien who, at 
        any time before, on, or after the date of the enactment of this 
        subsection, is or was in deferred action status pursuant to the 
        Deferred Action for Childhood Arrivals (`DACA') Program 
        announced by the Secretary of Homeland Security on June 15, 
        2012.''.
    (b) Rural Housing Service.--Section 501 of the Housing Act of 1949 
(42 U.S.C. 1472) is amended by adding at the end the following:
    ``(k) DACA Recipient Eligibility.--
            ``(1) In general.--The Secretary may not prescribe terms 
        that limit eligibility for a single family mortgage made, 
        insured, or guaranteed under this title on the basis of the 
        status of the mortgagor as a DACA recipient if all other 
        eligibility requirements are satisfied.
            ``(2) DACA recipient defined.--For the purposes of this 
        paragraph, the term `DACA recipient' means an alien who, at any 
        time before, on, or after the date of the enactment of this 
        paragraph, is or was in deferred action status pursuant to the 
        Deferred Action for Childhood Arrivals (`DACA') Program 
        announced by the Secretary of Homeland Security on June 15, 
        2012.''.
    (c) Fannie Mae.--Section 302(b) of the National Housing Act (12 
U.S.C 1717(b)) is amended by adding at the end the following:
            ``(8) DACA recipient eligibility.--
                    ``(A) In general.--The corporation may not 
                condition purchase of a single-family residence 
                mortgage by the corporation under this subsection on 
                the status of the borrower as a DACA recipient if all 
                other eligibility criteria are satisfied.
                    ``(B) DACA recipient defined.--For the purposes of 
                this paragraph, the term `DACA recipient' means an 
                alien who, at any time before, on, or after the date of 
                the enactment of this paragraph, is or was in deferred 
                action status pursuant to the Deferred Action for 
                Childhood Arrivals (`DACA') Program announced by the 
                Secretary of Homeland Security on June 15, 2012.''.
    (d) Freddie Mac.--Section 305(a) of the Federal Home Loan Mortgage 
Corporation Act (12 U.S.C. 1454) is amended by adding at the end the 
following:
            ``(6) DACA recipient eligibility.--
                    ``(A) In general.--The Corporation may not 
                condition purchase of a single-family residence 
                mortgage by the corporation under this subsection on 
                the status of the borrower as a DACA recipient if all 
                other eligibility criteria are satisfied.
                    ``(B) DACA recipient defined.--For the purposes of 
                this subsection, the term `DACA recipient' means an 
                alien who, at any time before, on, or after the date of 
                the enactment of this subsection, is or was in deferred 
                action status pursuant to the Deferred Action for 
                Childhood Arrivals (`DACA') Program announced by the 
                Secretary of Homeland Security on June 15, 2012.''.
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