Title: Care for All Act of 2019
Policy area: Health

Summary:
Care for All Act of 2019
This bill eliminates restrictions on who may purchase catastrophic health plans and allows such plans to be offered in both the individual and group markets.
Catastrophic health plans do not cover any benefits, other than three primary care visits per year, before the deductible is met; such plans are generally characterized by lower premiums and higher deductibles. Currently, only individuals who are younger than 30 years of age or who have a hardship exemption may purchase such plans. Additionally, such plans may only be offered in the individual market.

[Congressional Bills 116th Congress]
[From the U.S. Government Publishing Office]
[H.R. 456 Introduced in House (IH)]

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116th CONGRESS
  1st Session
                                H. R. 456

   To amend the Patient Protection and Affordable Care Act to permit 
insurers to offer catastrophic coverage plans to anyone, and for other 
                               purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            January 10, 2019

 Mr. Fortenberry introduced the following bill; which was referred to 
                  the Committee on Energy and Commerce

_______________________________________________________________________

                                 A BILL


 
   To amend the Patient Protection and Affordable Care Act to permit 
insurers to offer catastrophic coverage plans to anyone, and for other 
                               purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Care for All Act of 2019''.

SEC. 2. PERMITTING INSURERS TO OFFER CATASTROPHIC COVERAGE PLANS TO 
              ANYONE.

    (a) In General.--Section 1302(e) of the Patient Protection and 
Affordable Care Act (42 U.S.C. 18022(e)) is amended to read as follows:
    ``(e) Catastrophic Plan.--A health plan not providing a bronze, 
silver, gold, or platinum level of coverage shall be treated as meeting 
the requirements of subsection (d) with respect to any plan year if the 
plan provides--
            ``(1) except as provided in paragraph (2), the essential 
        health benefits determined under subsection (b), except that 
        the plan provides no benefits for any plan year until the 
        individual has incurred cost-sharing expenses in an amount 
        equal to the annual limitation in effect under subsection 
        (c)(1) for the plan year (except as provided for in section 
        2713); and
            ``(2) coverage for at least three primary care visits.''.
    (b) Conforming Amendment.--Section 1312(d)(3)(C) of the Patient 
Protection and Affordable Care Act (42 U.S.C. 18032(d)(3)(C)) is 
amended by striking ``, except that'' and all that follows through 
``section 1302(e)''.
    (c) Effective Date.--The amendments made by this section shall 
apply to coverage issued on or after the date of the enactment of this 
Act.
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