HEALING Act of 2021
Bill: H.R.2158 | Sponsor: Rep. Omar, Ilhan (D-MN)
Policy area: Housing and Community Development

Summary:
Holistic Economic Aid for Low-Income Neighborhood Growth Act of 2021 or the HEALING Act of 2021
This bill directs the Department of Housing and Urban Development (HUD) to make grants to states, local governments, Indian tribes, insular areas, and other institutions serving or owned by minorities to carry out Community Development Block Grant activities and other assistance in low- and moderate-income areas. Additionally, HUD must carry out a Civil Unrest Business Recovery Program to provide compensation to certain for-profit entities for damages from social and civil unrest during 2020 and to support business-led economic development.

To provide emergency relief assistance under a modified Community 
Development Block Grant program for communities facing economic damage 
         from civil and social crises, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Holistic Economic Aid for Low-Income 
Neighborhood Growth Act of 2021'' or the ``HEALING Act of 2021''.

SEC. 2. SENSE OF CONGRESS.

    It is the sense of the Congress that--
            (1) funds made available under the Community Development 
        Block Grant Program (``CDBG'') should be used principally for 
        low- and moderate-income neighborhoods and can be used for 
        community revitalization in areas affected by social and civil 
        unrest during 2020;
            (2) CDBG funding must target historically disinvested 
        communities of color that have suffered from long-standing 
        systemic issues of racial injustice and economic inequality;
            (3) minority-serving institutions should be prioritized in 
        receiving and administering economic development grants for 
        their communities;
            (4) economic activities carried out using CDBG funds should 
        be refocused on the implementation of direct anti-poverty 
        programming with evidence of effectiveness, such as food 
        security initiatives and basic income pilots, acquisition and 
        rehabilitation of affordable housing, improvement to public 
        facilities, including health centers, provision of public 
        services, restoration of natural areas and other conservation 
        efforts, and construction of clean energy infrastructure;
            (5) minority-owned businesses should be prioritized in 
        receiving business development grants to renovate their 
        properties and create financial opportunities for their 
        communities; and
            (6) CDBG business activities should be refocused on 
        assisting private, for-profit businesses that pursue job 
        creation and retention efforts through the employment of low- 
        and moderate-income persons, adopt environmentally sustainable 
        practices to offer affordable goods and services to low- and 
        moderate-income neighborhoods, and provide economic and 
        technical assistance to other businesses based in low- and 
        moderate-income areas.

SEC. 3. FUNDING.

    (a) Authorization of Appropriations.--There is authorized to be 
appropriated to the Secretary of Housing and Urban Development 
$11,000,000,000 for fiscal year 2022 for providing assistance under 
this Act.
    (b) Non-Business Community Development Funding.--Of any amounts 
made available pursuant to subsection (a), 77 percent shall be 
available for assistance under section 4 for community revitalization 
and economic development activities.
    (c) Civil Unrest Business Development Funding.--Of any amounts made 
available pursuant to subsection (a), 23 percent shall be available for 
assistance under section 5 for business recovery and renovation 
activities.
    (d) Administrative Funding.--Of any amounts available pursuant to 
subsection (a), the Secretary of Housing and Urban Development may use 
not more than 1 percent for costs of administering the program under 
this Act.
    (e) Termination of Funds.--Upon the expiration of the 2-year period 
beginning upon the date of the enactment of this Act, any programming 
and rulemaking associated with the program shall expire.

SEC. 4. NON-BUSINESS GRANTS FOR COMMUNITY REVITALIZATION AND ECONOMIC 
              DEVELOPMENT.

    (a) Grant Authority.--The Secretary shall use amounts made 
available to carry out this section to make grants to States, units of 
general local government, Indian Tribes, insular areas, and eligible 
institutions serving or owned by minorities for use to carry out 
eligible non-business activities under subsection (e) in low- and 
moderate-income areas.
    (b) Reservation of Funding.--Of any amounts made available to carry 
out this section, the Secretary shall reserve for grants under this 
section--
            (1) 76 percent for allocation in accordance with subsection 
        (c)(1);
            (2) 18 percent for allocation for minority-owned and 
        minority-serving entities in accordance with subsection (c)(2); 
        and
            (3) 6 percent for allocation for Indian Tribes and insular 
        areas in accordance with subsection (c)(3).
    (c) Allocations.--
            (1) Entitlement communities and nonentitlement areas.--Of 
        the amount allocated under subsection (b)(1)--
                    (A) 70 percent shall be allocated for entitlement 
                communities in accordance with the formula under 
                section 106(b) of the Housing and Community Development 
                Act of 1974 (42 U.S.C. 5306(b)); and
                    (B) 30 percent shall be allocated to States, for 
                use in nonentitlement areas, in accordance with the 
                formula under section 106(d)(1) of the Housing and 
                Community Development Act of 1974 (42 U.S.C. 
                5306(d)(1)).
            (2) Competitive awards to minority-owned entities.--
                    (A) In general.--The Secretary of Housing and Urban 
                Development shall allocate the amount allocated under 
                subsection (b)(3) directly and on a competitive basis 
                for grants to eligible minority-owned entities and 
                minority-serving entities.
                    (B) Competition.--Allocation for non-business 
                grants under this paragraph shall be made pursuant to a 
                competition for such grants, as the Secretary shall 
                provide, that--
                            (i) takes into account the need for grant 
                        assistance for the area in which, and for the 
                        activities for which the grant amounts will be 
                        used; and
                            (ii) provides grant amount only to 
                        applicants who will carry out activities 
                        assisted with such grant amounts only in low- 
                        and moderate-income areas.
                    (C) CDBG special purpose grants.--Of the amount 
                allocated under subsection (b)(2), not less than 33 
                percent shall be allocated for grants under this 
                section for minority-serving entities.
                    (D) Voucher program.--The Secretary shall take such 
                actions as may be necessary to ensure that grants under 
                this paragraph are accessible to newer and smaller 
                minority-owned entities and ensure that technical 
                assistance is prioritized and provided to organizations 
                with little or no grant-writing capacity.
            (3) Competitive awards to indian tribes and insular 
        areas.--
                    (A) In general.--The Secretary of Housing and Urban 
                Development shall allocate for grants to Indian Tribes 
                and insular areas on a competitive basis the amount 
                allocated under subsection (b)(4).
                    (B) Requirements.--In making allocations under this 
                paragraph, the Secretary shall, to the greatest extent 
                practicable, ensure that each Indian Tribe and each 
                insular area that satisfies low- to moderate-income 
                requirements and unmet need criteria, as determined by 
                the Secretary, receives such an allocation.
    (d) Coordination.--The Secretary shall monitor the reporting 
requirements and disclosures of allocated expenditures as set forth in 
section 6(e), to coordinate with grantees and subgrantees to ensure 
there are no overpayments or duplication of benefits.
    (e) Eligible Non-Business Activities.--
            (1) Primary objectives.--Amounts from a grant under this 
        section may be used by a grantee or subgrantee only for 
        activities specified under paragraph (2) that--
                    (A) principally benefit households having incomes 
                that do not exceed 50 percent of the median income of 
                the area in which such households reside;
                    (B) aid in the prevention or elimination of slums 
                or blight primarily for severely economically 
                distressed communities (as such term is defined in 
                section 610 of the National and Community Service Act 
                of 199 (42 U.S.C. 12645d)), and historically 
                disinvested communities, including high-poverty areas 
                (as such term is defined in section 681.260 of title 
                20, Code of Federal Regulations) and persistent poverty 
                counties (as such term is defined in the Department of 
                Agriculture notice entitled ``Implementation of Certain 
                Provisions of Consolidated Appropriations Act, 2020 
                Specific to Persistent Poverty Counties'' [Docket No. 
                RBS-20-BUSINESS-0033], published in the Federal 
                Register on August 21, 2020 (85 Fed. Reg. 51676));
                    (C) reduce the isolation and inequality of income 
                groups within communities and geographical areas and 
                the promotion of an increase in the diversity and 
                vitality of neighborhoods through the spatial 
                deconcentration of housing opportunities for persons of 
                lower income and the revitalization of deteriorating or 
                deteriorated neighborhoods;
                    (D) conserve and expand the housing stock in order 
                to provide a decent home and a suitable living 
                environment for all persons, but principally those of 
                low and moderate income, and expand the number of 
                community land trust, cooperative, municipal, and 
                public housing units as a ratio of total housing stock;
                    (E) expand and enhance the quantity and quality of 
                community services, principally for persons of low and 
                moderate income, that are evidenced-based and essential 
                for sound community development and for the development 
                of viable urban communities;
                    (F) improve the rational utilization of land and 
                other natural resources and the better arrangement of 
                residential, commercial, industrial, recreational, and 
                other needed activity centers, including parks, green 
                spaces, and walking trails;
                    (G) conserve scarce energy resources, improve 
                energy efficiency, or provide alternative and renewable 
                energy sources, especially for environmental justice 
                communities that have harmful environmental quality 
                issues;
                    (H) restore and preserve properties of special 
                value for historic, architectural, or esthetic reasons;
                    (I) alleviate the physical and economic distress 
                through the stimulation of private investment and 
                community revitalization in areas with population 
                outmigration or a stagnating or declining tax base;
                    (J) meet an urgent need by addressing economic 
                conditions that pose a serious and immediate threat to 
                the health and safety of residents; or
                    (K) prevent, prepare for, or respond to 
                coronavirus, based on public health needs, risk of 
                transmission of coronavirus, number of coronavirus 
                cases compared to the national average, and economic 
                and housing market disruptions, and other factors.
            (2) Activities.--Activities specified under this subsection 
        are as follows:
                    (A) CDBG activities.--Except as provided in 
                paragraph (3)(C) of this subsection, any activity that 
                is eligible for assistance under section 105(a) of the 
                Housing and Community Development Act of 1974 (42 
                U.S.C. 5305(a)).
                    (B) CDBG special purpose grants activities.--Any 
                activity that is eligible for assistance under section 
                107 of such Act (42 U.S.C. 5307).
                    (C) Cash relief for affected households.--Direct 
                income payments by States or units of general local 
                government to households having incomes that do not 
                exceed 200 percent of the Federal poverty level, 
                provided that such payments otherwise comply with 
                subsection (a) of this section.
                    (D) Historical archiving.--Activities to conserve 
                art, construct monuments, and preserve memorials of 
                contemporary civil rights struggles, such as the George 
                Floyd Memorial in Minneapolis, Minnesota.
                    (E) Technical assistance.--Technical assistance and 
                outreach activities by grantees to expand and diversify 
                subgrantees funded with amounts provided under this 
                section.
                    (F) Innovative activities by minority-owned 
                activities.--Any activity that--
                            (i) is proposed by a grantee and approved 
                        by the Secretary; and
                            (ii) complies with subsection (a) of this 
                        section.
            (3) Prohibitions.--Amounts from a grant under this section 
        may not be used to provide assistance for--
                    (A) any law enforcement agency or to support or 
                assist any law enforcement activities;
                    (B) any discriminatory conduct or programming, as 
                prohibited by section 109(a) of the Housing and 
                Community Development Act of 1974 (42 U.S.C. 5309(a));
                    (C) any business support activity described in 
                section 105(a)(17) of such Act (42 U.S.C. 5305(a)(17)) 
                or any other activity for business development or 
                business support; or
                    (D) any ineligible activity described in section 
                570.207 of the Secretary's regulations (24 C.F.R. 
                570.207), but not including income payments authorized 
                by paragraph (2)(C) of this subsection.

SEC. 5. CIVIL UNREST BUSINESS RECOVERY GRANTS FOR FINANCIAL RECOVERY 
              AND BUSINESS DEVELOPMENT.

    (a) Grant Authority.--The Secretary, in consultation with the 
Secretary of the Treasury and the Administrator of the Small Business 
Administration, shall carry out a Civil Unrest Business Recovery 
Program under this section to make grants to States, units of general 
local government, Indian Tribes and insular areas to provide assistance 
to eligible for-profit entities through local civil unrest business 
recovery funds established for the delivery of business recovery grants 
that primarily serve to compensate damages from social and civil unrest 
during 2020 and also support business-led economic development.
    (b) Reservation of Funding.--Of any amounts made available to carry 
out this section, the Secretary shall reserve--
            (1) 80 percent for allocation in accordance with subsection 
        (c)(1);
            (2) 12 percent for allocation for States in accordance with 
        subsection (b)(2); and
            (3) 8 percent for allocation for Indian Tribes and insular 
        areas in accordance with subsection (c)(3).
    (c) Allocations.--
            (1) Formula for states and units of general local 
        government.--Of amount allocated under subsection (b)(1)--
                    (A) 70 percent shall be allocated for entitlement 
                communities in accordance with the formula under 
                section 106(b) of the Housing and Community Development 
                Act of 1974 (42 U.S.C. 5306(b)); and
                    (B) 30 percent shall be allocated for States, for 
                use in nonentitlement areas, in accordance with the 
                formula under section 106(d)(1) of the Housing and 
                Community Development Act of 1974 (42 U.S.C. 
                5306(d)(1)).
            (2) Rural bonus formula for states.--The Secretary shall 
        allocate the amount allocated under subsection (b)(2) to 
        States, for use in nonentitlement areas having low-income or 
        minority populations, in accordance with the formula under 
        section 106(d)(1) of the Housing and Community Development Act 
        of 1974 (42 U.S.C. 5306(d)(1)).
            (3) Competitive awards to indian tribes and insular 
        areas.--
                    (A) In general.--The Secretary of Housing and Urban 
                Development shall allocate to Indian Tribes and insular 
                areas on a competitive basis the amount allocated under 
                subsection (b)(3).
                    (B) Requirements.--In making allocations under 
                subsection (b)(3), the Secretary of Housing and Urban 
                Development shall, to the greatest extent practicable, 
                ensure that each Indian Tribe and each insular area 
                that satisfies low- to moderate-income requirements and 
                unmet need criteria, as determined by the Secretary, 
                receives such an allocation.
    (d) State Allocations for Nonentitlement Areas.--
            (1) Equitable allocation.--To the greatest extent 
        practicable, a State shall allocate amounts allocated under 
        subsection (c)(1)(B) for use in nonentitlement areas of the 
        State on an equitable basis.
            (2) Distribution of amounts.--
                    (A) Discretion.--Not later than 14 days after the 
                date on which a State receives amounts for use in an 
                nonentitlement area pursuant to subsection (c)(1)(B), 
                the State shall--
                            (i) distribute the amounts, or a portion 
                        thereof, to units of general local government 
                        or entities designated thereby, that have 
                        established or will establish civil unrest 
                        business recovery funds, for use under 
                        subsection (e)(1); and
                            (ii) elect to reserve the amounts, or a 
                        portion thereof, for use by the State under 
                        subsection (e) for the benefit of eligible 
                        entities located in the nonentitlement area.
                    (B) Sense of congress.--It is the sense of Congress 
                that, in distributing the amounts pursuant to 
                subparagraph (A) for nonentitlement areas in which a 
                civil unrest business recovery fund has been 
                established, a State should, as quickly as practicable, 
                distribute amounts for use by such fund.
    (e) Use of Allocated Amounts.--A State, unit of general local 
government, entity designated by a unit of general local government, 
Indian Tribe, or insular area that receives an allocation under 
subsection (c), whether directly or indirectly, may use amounts from 
the allocation only--
            (1) to provide funding to a civil unrest business recovery 
        fund established in accordance with subsection (f);
            (2) to provide funding to support organizations that 
        provide technical assistance to eligible entities;
            (3) to cover administrative costs incurred by the State, 
        unit of general local government, Indian Tribe, or insular area 
        (or entity designated by the State, unit, tribe, or area), in 
        establishing and administering a civil unrest business recovery 
        fund, except that not more than 2 percent of the allocation 
        under subsection (c) for the State, unit, tribe, or area may be 
        used for the purpose under this paragraph; or
            (4) to carry out technical assistance and outreach 
        activities to expand and diversify subgrantees funded with 
        amounts provided under this section.
    (f) Civil Unrest Business Recovery Fund.--For purposes of this 
section, a civil unrest business recovery fund shall be a fund--
            (1) that is established by a State, a unit of general local 
        government, an Indian Tribe, an insular area, or an entity 
        designated by a State, unit of general local government, Indian 
        Tribe, or an insular area;
            (2) the proceeds of which are used only to make business 
        recovery grants under subsection (g) to eligible entities 
        operating within the area served by the fund in accordance with 
        the needs of eligible entities and capacity of the program; and
            (3) provides resources and services relating to such 
        business recovery grants for eligible entities in the 10 most 
        commonly spoken languages in the area in which the fund 
        operates.
    (g) Business Recovery Grants.--
            (1) In general.--Amounts from business recovery grant under 
        this section may be used only--
                    (A) for business economic development activities 
                that are eligible for assistance under section 
                105(a)(17) of the Housing and Community Development Act 
                of 1974 (42 U.S.C. 5305(a)(17)) or to repair, 
                rehabilitate, or replace property, real or personal, of 
                the eligible entity receiving the grant that was 
                damaged, destroyed, or stolen during the covered period 
                as a result of social and civil unrest during 2020; or
                    (B) only if the need for assistance for activities 
                described in subparagraph (A) in the area served by the 
                civil unrest business recovery fund has been met, for 
                activities described in paragraph (4).
        The Secretary may issue guidance to ensure that the need for 
        assistance for activities described in subparagraph (A) is met 
        before amounts may be used as provided in paragraph (4).
            (2) Low-income areas and hubzones.--Notwithstanding any 
        other provision in this Act, the Secretary, in consultation 
        with the Administrator of the Small Business Administration, 
        shall treat as qualifying for purposes of paragraph (1) as 
        areas of affected social and civil unrest during 2020 and shall 
        give priority in allocations under subsection (b) to--
                    (A) low-income communities;
                    (B) HUBZones; and
                    (C) any other area designated by the Small Business 
                Administration for a disaster loan relating to social 
                and civil unrest during 2020.
            (3) Grant amount.--The amount of a business recovery grant 
        may not exceed the lesser of $1,000,000 or 100 percent of the 
        amount required to repair, rehabilitate, or replace property, 
        real or personal, including related labor cost offsets and 
        related debt obligations incurred as a result of social or 
        civil unrest during 2020, of the eligible entity that--
                    (A) was damaged, destroyed, or stolen during the 
                covered period as a result of the social and civil 
                unrest during 2020; and
                    (B) is not fully compensated for by--
                            (i) insurance;
                            (ii) private donation or loan;
                            (iii) a loan or grant from a State, general 
                        local government, Indian Tribe, or an insular 
                        area;
                            (iv) a disaster loan from the Small 
                        Business Administration; or
                            (v) any other means.
            (4) Secondary business development uses.--Only to the 
        extent provided in paragraph (1)(B), a business recovery grant 
        may be used by a grantee or subgrantee, at the discretion of 
        the grantee or subgrantee, for business development and 
        economic support activities allowed under section 105(a)(17) of 
        the Housing and Community Development Act of 1974 (42 U.S.C. 
        5305(a)(17)), if such assistance is appropriate to carry out an 
        economic development project (that shall minimize, to the 
        extent practicable, displacement of existing businesses and 
        jobs in neighborhoods) that--
                    (A) creates or retains jobs for low- and moderate-
                income persons;
                    (B) prevents or eliminates slums and blight;
                    (C) meet urgent needs;
                    (D) creates or retains businesses owned by 
                community residents;
                    (E) assists businesses that provide goods or 
                services needed by, and affordable to, low- and 
                moderate-income residents; or
                    (F) provides technical assistance to promote any of 
                the activities under subparagraphs (A) through (E).
            (5) Treatment of duplication of benefits.--The Secretary 
        shall require that in any case in which amounts from a business 
        recovery grant will be used for real property renovation, the 
        eligible entity involved shall provide documentation to 
        demonstrate unmet need and damages as a result of social and 
        civil unrest during 2020 to the satisfaction of the Secretary, 
        using data available from the Federal Government or other 
        publicly available sources, including State property damage 
        claims and estimates, private insurance policy claims and 
        estimates, and other cost estimates from local agencies in 
        residential and commercial areas.

SEC. 6. DEADLINES AND REPORTING.

    (a) Competitive Application Deadline.--Not later than 60 days after 
the date of the enactment of this Act, the Secretary shall establish 
and make publicly available an application form for the competitive 
grant process under section 4(c)(2).
    (b) HUD Obligation Deadline.--Not later than 180 days after the 
date of the enactment of this Act, the Secretary shall begin disbursing 
amounts made available to carry out this Act to States, units of 
general local governments, Indian Tribes, and insular areas in 
accordance with the allocation formulas under sections 4(c) and 5(c).
    (c) Local Business Funds Obligation Deadlines.--
            (1) States.--Of the amounts that a State elects under 
        section 5(d)(2)(A)(ii) to reserve for use by the State under 
        this paragraph--
                    (A) any amounts that the State provides to a civil 
                unrest business recovery fund under section 5(e)(1) 
                shall be obligated by the civil unrest business 
                recovery fund for expenditure not later than 75 days 
                after the date on which the State received the amounts 
                from the Secretary; and
                    (B) any amounts that the State chooses to provide 
                to a support organization under section 5(e)(2), or to 
                use to pay for administrative costs under section 
                5(e)(3), shall be obligated by the State for 
                expenditure not later than 75 days after the date on 
                which the State received the amounts from the 
                Secretary.
            (2) Entitlement communities.--Of the amounts that an 
        entitlement community receives from the Secretary under section 
        5(c)(1)(A)--
                    (A) any amounts that the entitlement community 
                provides to a civil unrest business recovery fund under 
                section 5(e)(1) shall be obligated by the civil unrest 
                business recovery fund for expenditure not later than 
                75 days after the date on which the entitlement 
                community received the amounts; and
                    (B) any amounts that the entitlement community 
                chooses to provide to a support organization under 
                section 5(e)(2), or to use to pay for administrative 
                costs under section 5(e)(3), shall be obligated by the 
                entitlement community for expenditure not later than 75 
                days after the date on which the entitlement community 
                received the amounts.
            (3) Nonentitlement communities.--Of the amounts that a unit 
        of general local government, or an entity designated thereby, 
        located in a nonentitlement area receives from a State under 
        section 5(d)(2)(A)(i)--
                    (A) any amounts that the unit of general local 
                government entity provides to a civil unrest business 
                recovery fund under section 5(e)(1) shall be obligated 
                by the civil unrest business recovery fund for 
                expenditure not later than 60 days after the date on 
                which the unit of general local government or entity 
                received the amounts; and
                    (B) any amounts that the unit of general local 
                government or entity community chooses to provide to a 
                support organization under section 5(e)(2), or to use 
                to pay for administrative costs under section 5(e)(3), 
                shall be obligated by the unit of general local 
                government or entity for expenditure not later than 60 
                days after the date on which the unit of general local 
                government or entity received the amounts.
            (4) Recovery of unobligated funds.--If a State, entitlement 
        community, other unit of general local government, entity 
        designated by a unit of general local government, or civil 
        unrest business recovery fund fails to obligate amounts by the 
        applicable deadline under paragraph (1), (2), or (3), the 
        Secretary shall recover the portion of such amounts that remain 
        unobligated as of such deadline.
            (5) Collaboration.--It is the sense of the Congress that--
                    (A) an entitlement community that receives amount 
                allocated under section 5(c)(1) should collaborate with 
                the applicable local entity responsible for economic 
                development and small business development in 
                establishing and administering a civil unrest business 
                recovery fund; and
                    (B) States, units of general local government 
                (including units of general local government located 
                within and outside of nonentitlement areas), Indian 
                Tribes, and insular areas that receive amounts under 
                section 5(c)(2) and are located in the same region 
                should collaborate in establishing and administering 
                civil unrest business recovery funds.
    (d) Information Gathering.--When providing assistance to an 
eligible entity with amounts received from an allocation made under 
section 4 or 5, the entity providing the assistance shall--
            (1) inquire--
                    (A) in the case of an eligible entity that is a 
                business entity or a nonprofit organization, whether 
                the entity is a minority-owned entity or a women-owned 
                entity; and
                    (B) in the case of an eligible entity who is an 
                individual, whether the individual is a minority or a 
                woman;
            (2) collect, in the case of an eligible entity that is a 
        business entity or a nonprofit organization, demographic 
        information, including race and ethnicity, gender, disability 
        status, housing status, family composition, and income level, 
        regarding the households being served by economic development 
        activities and other activities funded with amounts made 
        available pursuant to this Act; and
            (3) maintain a record of the responses to each inquiry 
        conducted under paragraph (1), which the entity shall promptly 
        submit to the applicable State, unit of general local 
        government, Indian Tribe, or insular area.
    (e) Reporting.--
            (1) In general.--Not later than 30 days after the date on 
        which a State, unit of general local government, Indian Tribe, 
        or insular area initially receives an allocation made under 
        section 4 or 5, and not later than 14 days after the date on 
        which that State, unit of general local government, Indian 
        Tribe, or insular area completes the full expenditure of 
        amounts from such allocation, such State, unit of general local 
        government, Indian Tribe, or insular area shall submit to the 
        Secretary a report that includes information setting forth--
                    (A) the number of recipients of assistance made 
                available from the allocation, disaggregated by race 
                and ethnicity, gender, and income and assets;
                    (B) the total amount, and type, of assistance made 
                available from the allocation;
                    (C) to the extent applicable, with respect to each 
                recipient described in subparagraph (A), information 
                regarding the industry of the recipient, the amount of 
                assistance received by the recipient, the annual sales 
                of the recipient, and the number of employees of the 
                recipient;
                    (D) to the extent available from the information 
                collected under subsection (d), demographic information 
                of the households receiving direct anti-poverty 
                programming, such as cash assistance, disaggregated by 
                race and ethnicity, gender, disability status, housing 
                status, family composition, and income level as a 
                percentage of the Federal poverty level;
                    (E) the zip code of each recipient described in 
                subparagraph (A); and
                    (F) any other information that the Secretary, in 
                the sole discretion of the Secretary, determines to be 
                necessary to carry out this Act.
            (2) Public availability.--As soon as is practicable after 
        receiving each report submitted under paragraph (1), the 
        Secretary shall make the information contained in the report, 
        including all of the information described in subparagraph (A) 
        through (F) of such paragraph, publicly available.
    (f) Final Report.--Not later than September 30, 2023, the Secretary 
shall submit to the Congress a report analyzing and assessing the 
program carried out under this Act, which shall identify any advantages 
and disadvantages of the program, include comments and assessments from 
localities and communities assisted, and include any recommendations 
for legislative changes to improve more equitable outcomes under the 
program, such as additional technical assistance, planning 
requirements, and administrative support.
    (g) Evaluation.--Of amounts available under section 3(d), the 
Secretary may use such amounts as may be necessary to evaluate the 
effectiveness of activities funded through grants under section 4, 
using a methodology that--
            (1) includes a random assignment whenever feasible, or 
        other research methods that allow for the strongest possible 
        casual inferences when random assignment is not feasible; and
            (2) generates evidence on impact of specific projects, or 
        groups with identical (or nearly identical) service components 
        and protocols.
    (h) Rules and Guidance.--The Secretary, in consultation with the 
Secretary of the Treasury and the Administrator of the Small Business 
Administration, shall issue any rules and guidance that are necessary 
to carry out this Act, including by establishing appropriate compliance 
and reporting requirements, in addition to the reporting requirements 
under subsection (e).

SEC. 7. DEFINITIONS.

    In this section:
            (1) Covered period.--The term ``covered period'' means the 
        period beginning on May 1, 2020, and ending at the end of 
        December 31, 2020.
            (2) Eligible entity.--The term ``eligible entity'' means--
                    (A) a privately held business entity that--
                            (i) employs not more than 50 full-time or 
                        full-time equivalent employees;
                            (ii)(I) is physically based and located in, 
                        or provides services to, a low-income community 
                        or a HUBZone; or
                            (II) has incurred damage to real or 
                        personal property of the business entity during 
                        a covered period as a result of social and 
                        civil unrest; and
                            (iii) has average annual receipts (as 
                        determined in accordance with section 121.104 
                        of title 13, Code of Federal Regulations, or 
                        any successor regulation) of not more than 
                        $2,000,000;
                    (B) an individual who operates under a sole 
                proprietorship, an individual who operates as an 
                independent contractor, or any eligible self-employed 
                individual, if such an individual has incurred damage 
                to real or personal property of their business concern 
                during a covered period as a result of social and civil 
                unrest;
                    (C) a community- or worker-owned cooperative that--
                            (i) meets the requirements of an eligible 
                        cooperative under section 105 of the National 
                        Consumer Cooperative Bank Act (12 U.S.C. 3015);
                            (ii) employs not more than 250 full-time or 
                        full-time equivalent employees; and
                            (iii) is based in, or provides services to, 
                        a low-income community;
                    (D) an eligible nonprofit organization that--
                            (i) employs not more than 250 full-time or 
                        full-time equivalent employees;
                            (ii) has $10,000,000 or less in assets; and
                            (iii) is based in, or provides services to, 
                        a low-income community; or
                    (E) any non-profit entity that is a minority-owned 
                or minority-serving entity.
            (3) Eligible self-employed individual.--The term ``eligible 
        self-employed individual'' has the meaning given such term in 
        section 7002(b) of the Families First Coronavirus Response Act 
        (Public Law 116-127).
            (4) Entitlement community.--The term ``entitlement 
        community'' means a metropolitan city or urban county, as such 
        terms are defined in section 102 of the Housing and Community 
        Development Act of 1974 (42 U.S.C. 5302).
            (5) Environmental justice community.--The term 
        ``environmental justice community'' means a community with 
        significant representation of communities of color, low-income 
        communities, or Tribal and indigenous communities, that 
        experiences, or is at risk of experiencing, higher or more 
        adverse human health or environmental effects, identified 
        through the Environmental Justice Screen of the Environmental 
        Protection Agency or an equivalent mapping and screening tool.
            (6) Federal poverty level.--The term ``Federal poverty 
        level'' has the meaning given the term ``poverty line'' in 
        section 673 of the Omnibus Budget Reconciliation Act of 1981 
        (42 U.S.C. 9902).
            (7) Full-time equivalent employees.--
                    (A) In general.--The term ``full-time equivalent 
                employees'' means a number of employees equal to the 
                number determined by dividing--
                            (i) the total number of hours of service 
                        for which wages were paid by the employer to 
                        employees during the taxable year; by
                            (ii) 2080.
                    (B) Rounding.--The number determined under 
                subparagraph (A) shall be rounded to the next lowest 
                whole number if not otherwise a whole number.
                    (C) Excess hours not counted.--If an employee works 
                in excess of 2,080 hours of service during any taxable 
                year, such excess shall not be taken into account under 
                subparagraph (A).
                    (D) Hours of service.--The Secretary of Housing and 
                Urban Development, in consultation with the Secretary 
                of Labor, shall prescribe such regulations, rules, and 
                guidance as may be necessary to determine the hours of 
                service of an employee for purposes of this paragraph, 
                including rules for the application of this paragraph 
                to employees who are not compensated on an hourly 
                basis.
            (8) High-poverty area.--The term ``high-poverty area'' 
        means any census tract having a poverty rate of 20 percent or 
        higher, as measured by recent 5-year data series available from 
        the American Community Survey, as of the date of the enactment 
        of this Act.
            (9) HUBZone.--The term ``HUBZone'' has the meaning given 
        the term ``historically underutilized business zone'' in 
        section 31 of the Small Business Act (15 U.S.C. 657a).
            (10) Indian tribe.--The term ``Indian Tribe'' has the 
        meaning given such term in section 102 of the Housing and 
        Community Development Act of 1974 (42 U.S.C. 5302).
            (11) Insular area.--The term ``insular area'' has the 
        meaning given such term in section 5204 of the Omnibus Insular 
        Areas Act of 1992 (42 U.S.C. 5204).
            (12) Low-income community.--The term ``low-income 
        community'' has the meaning given such term in section 45D(e) 
        of the Internal Revenue Code of 1986 (26 U.S.C. 45D(e)).
            (13) Minority.--The term ``minority'' has the meaning given 
        such term in section 1204(c)(3) of the Financial Institutions 
        Reform, Recovery, and Enforcement Act of 1989 (12 U.S.C. 1811 
        note).
            (14) Minority-owned entity.--The term ``minority-owned 
        entity'' means an entity--
                    (A) more than 50 percent of the ownership or 
                control of which is held by not less than 1 minority; 
                and
                    (B) more than 50 percent of the net profit or loss 
                of which accrues to not less than 1 minority.
            (15) Minority-serving entity.--The term ``minority-serving 
        entity'' means an institution of higher education whose 
        minority student enrollment is at least 50 percent. Such term 
        includes Asian American and Native American Pacific Islander-
        serving institutions, as such term is defined in section 371(c) 
        of the Higher Education Act of 1965 (20 U.S.C. 1067q(c)).
            (16) Nonentitlement area; state; unit of general local 
        government.--The terms ``nonentitlement area'', ``State'', and 
        ``unit of general local government'' have the meanings given 
        such terms in section 102 of the Housing and Community 
        Development Act of 1974 (42 U.S.C. 5302).
            (17) Nonprofit organization.--The term ``nonprofit 
        organization'' means an organization that--
                    (A) is exempt from taxation pursuant to section 
                501(c)(3) of the Internal Revenue Code of 1986 (26 
                U.S.C. 501(c)(3)): and
                    (B) is--
                            (i) a community development organization or 
                        a community development corporation;
                            (ii) a community development financial 
                        institution;
                            (iii) a community housing organization;
                            (iv) a church or religious organization;
                            (v) a public charitable organization; or
                            (vi) a private foundation.
            (18) Persistent poverty county.--The term ``persistent 
        poverty county'' means any county that has had 20 percent or 
        more of its population living in poverty over the past 30 
        years, as measured by the most recent decennial censuses and 
        the most recent Small Area Income and Poverty Estimates of the 
        Bureau of the Census, as of the date of the enactment of this 
        Act.
            (19) Secretary.--The term ``Secretary'' means the Secretary 
        of Housing and Urban Development.
            (20) Women-owned entity.--The term ``women-owned entity'' 
        means an entity--
                    (A) more than 50 percent of the ownership or 
                control of which is held by not less than 1 woman; and
                    (B) more than 50 percent of the net profit or loss 
                of which accrues to not less than 1 woman.
                                 <all>