Monica is devastated that her parents have spent her entire wedding fund to build their beach cottage. She perks up after learning Chandler has enough money to pay for her dream wedding. However, Chandler's refusal to use all the money on a wedding and instead saving it for their future, causes an argument. Joey teases Rachel after finding an erotic novel she is reading. Phoebe temporarily moves into Ross' apartment, bringing her massage clients with her. When a hot woman shows up for a drop-in appointment when Phoebe is gone, Ross pretends to be a masseuse, only to discover the client is her father.