Prompt: an European woman, nowadays,
choker, 
[white shorts], [(nipples:1.4) | white t-shirt], visible nipples through the white top t-shirt, (wet t-shirt:1.4)
(waist-high:1.2), looks at the camera,
wet,
natural hair,
[room, simple background],
confident face,
(natural skin:1.2),
(1 person:1.3),
hdr, 4k, cinematic, hyperrealistic
Negative prompt: deformed, bad anatomy, disfigured, poorly drawn face, mutation, mutated, extra limb, ugly, disgusting, poorly drawn hands, missing limb, floating limbs, disconnected limbs, malformed hands, blurry, ((((mutated hands and fingers)))), watermark, watermarked, oversaturated, censored, distorted hands, amputation, missing hands, obese, doubled face, double hands, b&w, black and white, sepia
painting, old,
glasses, mouth,
(image split:1.3)