Risk Supervisor
Location: US, VA, Virginia Beach
Employment type: Full-time
Required experience: Mid-Senior level
Required education: Bachelor's Degree
Industry: Financial Services
Function: Business Analyst

Company profile:
Tidewater Finance Co. was established in 1992 for the initial purpose of purchasing, and servicing retail installment contracts. There are two divisions: Tidewater Credit Services, providing indirect consumer retail finance options and Tidewater Motor Credit, providing indirect consumer auto financing. We remain committed to offering a partnership with the dealers and consumers to create a WIN-WIN-WIN situation. Our success relies solely on the success of our dealers and our consumers.Full time positions include the following benefits:40 vacation hours after 6 months of employment, 80 vacation hours after 1 year of employment6 paid holidays as well as an anniversary holiday benefitPaid personal and sick leave after 90 days of employmentFull benefits to include health, dental, life and disability insuranceA 401k plan with a company match after 6 months of employment based upon a quarterly entry dateIncentive bonuses for individual and team goals (certain positions)Bilingual Spanish eligible for differential pay

Job description:
Tidewater Finance Company, an industry leader in indirect consumer financing is actively seeking a Risk Supervisor to join our growing team! Tidewater Finance Company provides financing for two lines of business: Retail Consumer Goods and Vehicles. The Risk Supervisor will be responsible for identifying, measuring, controlling and eliminating any risks that may result in loss or legal liability.  These risks include: Credit, Reputational, Security, Regulatory and Operational. The Risk Supervisor will tasked with limiting risk exposure due to human, transaction and  processing errors, as well as external events, threats to information systems, data integrity and fraudulent activities.Qualified candidates should possess the following characteristics including, but not limited to:Bachelor’s in business, accounting, finance, related field or equivalent experienceMinimum of 2 years work experience in risk management  within the financial industry requiredSupervisory and/or management experience with direct and indirect reportsKnowledge of state and federal regulations and agenciesExcellent organizational skills and the ability to prioritize multiple tasks, projects and assignmentsWell-developed analytical, interpersonal and communication (both written and verbal) skillsPossess strong business ethics and willingness to adhere to stringent professional standards Responsibilities include, but are not limited to:Plan, design and implement an overall risk management process for the organizationEstablish key risk indicators, as well as implement corrective action plans to mitigate risksAnalyze transactions, internal reports and financial information for potential fraud risksCreate policies, procedures and control assessments in response to identified risksEvaluate the effectiveness of TFC’s internal control frameworkPrepare and analyze reports detailing the degree of risk involved in extending creditGenerate financial ratios, using computer programs, to evaluate customers' financial statusConsult with customers to verify financial and credit transactionsCompare liquidity, profitability and credit profiles with similar profiles and geographic locationsAnalyze financial data such as income growth, quality of management, and market share to determine expected profitability of loansWe offer a competitive salary based on experience and a comprehensive benefits package. If you are interested in working for a dynamic and collaborative financial services company, then Tidewater Finance Company is the place for you!Please submit your resume and salary requirements to Tidewater Finance Company, 6520 Indian River Road, Virginia Beach, VA 23464, Attn: Human Resources Department. If you choose to fax or email your resume, our fax number is (757) 424-9651 and our email address is #EMAIL_169ac3804e2da6e0514e5ef76c29f157f41d80451b486889d9aa#PHONE_4dbd33c1dede3cec472e02df8f201e27aa330a9a201578720111c840de9d8117## Tidewater Finance Company is an equal opportunity employer in all aspects of employment without regard to race, age, sex (including pregnancy), marital status, religion, disability, genetic information, military status or any other characteristic or status protected by law.  Tidewater Finance Company includes Tidewater Motor Credit and Tidewater Credit Services.

Requirements:
Qualified candidates should possess the following characteristics including, but not limited to:Bachelor’s in business, accounting, finance, related field or equivalent experienceMinimum of 2 years work experience in risk management  within the financial industry requiredSupervisory and/or management experience with direct and indirect reportsKnowledge of state and federal regulations and agenciesExcellent organizational skills and the ability to prioritize multiple tasks, projects and assignmentsWell-developed analytical, interpersonal and communication (both written and verbal) skillsPossess strong business ethics and willingness to adhere to stringent professional standards 

Benefits:
Our company offers a competitive salary plus BONUSES as well as a comprehensive benefits package to our full-time employees including:40 vacation hours after 6 months of employment, 80 vacation hours after 1 year of employment6 paid holidays as well as an anniversary holiday benefitPaid personal and sick leave after 90 days of employmentHealth, dental, life, and disability insurance as well as AFLAC supplemental insuranceA 401K plan with a company match after six months of employment, however, we have quarterly enrollment periods.