haiderullah2174/bankfaq huggingface dataset:
user
Do I need to pay additional amount over and above Cash Withdrawal Charges levied by the HDFC Bank for ATM transaction

assistant
In certain countries ATM Service providers are authorized to charge surcharge/convenience fees from the cardholders for accessing the ATM to withdraw money. These charges are levied by the ATM service provider over and above the charges levied by the HDFC Bank, and HDFC Bank has no control over the charges as these charges are not levied by the bank. These charges are normally displayed to you during the transaction and you have an option to either proceed with the transaction or abort if the charges are not acceptable.
user
I have sent in my application, what happens next

assistant
Your application will be processed and you will be informed once your application is accepted and all the required accounts are set up. In case your application is not processed because of lack of some details, our representative will contact you by mail.
user
Can a salary account have a joint applicant

assistant
Yes, parents, spouse, child or sibling can be a joint applicant to an account. The joint applicant will need to submit a valid photo ID and address proof.
user
If I don't have an account with HDFC Bank, can I still avail of a New Car Loans

assistant
Repayment is preferred from a HDFC Bank account. Having an account with HDFC Bank helps in better eligibility and approval rates.
user
What do I get at the end of the policy term

assistant
At the end of your policy term i.e. at maturity, you will receive your Fund Value.
user
Where can I get a claim form for Travel Insurance

assistant
On registration of a claim, the claim form will be forwarded to you by mail, email or fax along with the intimation for the various documents required. The forms are also available on the website.
user
What is an Retirement Plan

assistant
Retirement Plans refer to insurance plans which aim to offer you income/ pension after retirement when you may not have any other adequate source of income.
user
What are the key features of CMS and eCMS of HDFC bank

assistant
a. CMS – - End-to-end solution to your payment and collection requirements through our Cash Management Services at extremely attractive rates - Consistently voted “Best Bank in Cash Management Services” - Cash management services are offered at over 2400 locations b. eCMS - - Tailor made product offering for electronic collections - Ease of reconciliation for your business - STP credit with real time notification - Credit confirmation to the remitter - Integrated MIS offering – secure data transmission
user
What is the Sweep-in facility all about

assistant
The Sweep-In facility is a cluster deposit (held in units of Re.1). We will automatically break units of term deposits held by you, if there are insufficient funds in your Sweep-In Savings/Current Account to clear a cheque. The same will happen when you wish to withdraw money using your ATM Card and there are insufficient funds in the account. For more information on the Sweep-In facility, please click here. View more
user
What is HDFC Life Easy Health Plan

assistant
HDFC Life Easy Health is a fixed benefit, health insurance plan that provides coverage against Critical Illnesses, specified Surgeries and also provides Daily Hospital Cash Benefit in case of hospitalization. This cover will be available for a period of 5 years.
user
In what transactions is the One Time Password (IVR Password ) process applicable

assistant
The IVR Password process is applicable only for Credit Cards for: Registration through HDFC Bank website Registration during online shopping Password re-set through website Password re-set while shopping online View more
user
Is there a minimum transaction amount for each scheme

assistant
As decided by the fund, there is a minimum transaction amount indicated against each scheme. You will get to see the minimum transaction amount in the Purchase screen after you select the Name of the scheme from the drop down menu.
user
Is there any Surrender benefit under this product

assistant
There is no surrender value available under this plan for regular pay. Under single pay, only if all the options chosen by the policyholder are surrendered and no claims are made, the policy can be surrendered. The surrender value would be calculated as following: 70% x Single Premium x(1- M/P ) Where, M : policy month of surrender P : policy term in months
user
What are the documents required to avail of the Loan Against Property

assistant
For Salaried Individuals Proof of Residence - Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card. Proof of Identity - Any one of Voters Card / Drivers License / Employers Card. Latest Bank Statement / Passbook (where salary / income is credited for past 6 months). Latest 6 Months Salary Slip with all deductions and last 2 years Form 16. Copies of all Property Documents. For Self-Employed Individuals Certified Financial Statement for the last 2 years. Proof of Residence - Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card. Proof of Identity - Any one of Voters Card / Drivers License / Employers Card. Latest Bank Statement / Passbook (where salary / income is credited for past 6 months). Copies of all Property Documents. View more
user
How should I get the IVR Password  if I hold an add-on card

assistant
An IVR password can be requested only from the registered mobile number and will be sent to the registered mobile number / email ID of the primary card holder only.
user
What form is silver being sold in

assistant
Mudra - Pure silver will be sold in the form of rectangular bars.
user
Can I buy more than one policy

assistant
You can buy more than one policy subject to successful underwriting
user
What are the tenure options available

assistant
The choice is yours. You can choose any repayment option from 12 to 84 months all specially designed to suit your requirements.
user
How soon can the card be used after it is purchased

assistant
Your card will be activated & loaded with required currency within 4 hours from the bank having received clear funds from you. The card will be ready for use post activation.
user
What is the procedure to add/modify or delete a nominee for all my accounts and deposits

assistant
To add/modify or delete a nominee you will need to fill the nomination form and submit it to your nearest branch. The branch will assist you after the form has been submitted by you.For more details, Contact Us
user
When does my policy acquire a Guaranteed Surrender Value (GSV)

assistant
It is advisable to continue your policy in order to enjoy full benefits of your policy. However, we understand that in certain circumstances you may want to surrender your policy.The policy will acquire a Guaranteed Surrender Value (GSV) provided 2 full years’ premium has been paid for premium payment term of less than 10 years and 3 full years’ premium have been paid for premium payment term of 10 years and above.The GSV shall be the aggregate of: Percentage of total premiums paid Percentage of accrued bonuses & accrued guaranteed additions Premiums will exclude any underwriting extra premiums and any taxes paid For details on GSV percentage (factors), please refer to the Product Brochure.
user
How do i get my card reissued post the expiry of the ISIC ForexPlus Chip Card

assistant
You simply need to walk into our HDFC Bank branch with the required documentation and walk out with new ISIC ForexPlus Chip card. The new card issued to you will get activated within 4 hours and the available funds in expired card will be get automatically transferred to the new card.
user
In what form are these bonds issued

assistant
Bonds are issued in the form of a Bond Ledger Account in denominations of Rs. 1000.
user
How can I change the mode of repayment/ account for my loan

assistant
In the event that you wish to change the mode of repayment/bank account for your loan repayment, you may visit the nearest the Retail Loan Service Center and submit your request with the revised account mandate/instructions. You can opt to repay through alternate repayment instructions as follows: 1) Standing Instructions: We offer the Standing Instructions (SI) facility whereby we can directly debit your HDFC Bank account for EMI amounts on due dates. Please submit the following at your nearest Retail Loan Service Center: Request form for swap of repayment instructions. 3 Security cheques favoring HDFC Bank Ltd Loan Account No. << >>, each undated and filled with a value equal to the sum of 3 EMIs. SI mandate duly filled and verified by HDFC Bank. In case a bearer submits the request on your behalf, a bearer authorisation along with KYC documents(self attested copy and original for validation) of the bearer,i.e. Identity and Signature Proof like PAN Card, Aadhar Card, Driving License or Passport Copy will also need to be provided. 2) Electronic Clearing Service (ECS): We offer the ECS facility whereby we can directly debit your non-HDFC Bank account for EMI amounts on due dates. Please submit the following at your nearest Retail Loan Service Center: Request form for swap of repayment instructions. Security cheques favoring HDFC Bank Ltd Loan Account No. << >>*** ECS mandate duly filled and verified by your banker. ACH(Automated Clearing House) Mandate. Swap Charges of Rs.500/- favouring HDFC Bank Ltd Loan Account No. << >> In case a bearer submits the request on your behalf, a bearer authorisation along with KYC documents(self attested copy and original for validation) of the bearer,i.e. Identity and Signature Proof like PAN Card, Aadhar Card, Driving License or Passport Copy will also need to be provided. ***Security Cheques: You need to issue 1 security cheque for every 6 Equated Monthly Installments (EMI). The amount on each security undated cheque should be equal to the sum of 3 EMIs. For example, if your EMI amount is Rs. 1000 and you have paid 18 EMIs for a 36 month loan tenure, you need to submit 3 Security Cheques of Rs. 3000 each. 3) Post-dated Cheques (This mode is allowed only if the location is non ECS): Please submit the following documents at your nearest Retail Loan Service Center: Request form for swap of repayment instructions Revised post dated cheques in favour of HDFC Bank Ltd Loan Account No. << >> for the balance EMIs. ACH(Automated Clearing House) Mandate Swap Charges of Rs.500/- favouring HDFC Bank Ltd Loan Account No. << >> In case a bearer submits the request on your behalf, a bearer authorisation along with KYC documents(self attested copy and original for validation) of the bearer,i.e. Identity and Signature Proof like PAN Card, Aadhar Card, Driving License or Passport Copy will also need to be provided. View more
user
When will I get my Enrollment Benefits on the JetPrivilege – HDFC Bank World Debit Card

assistant
Your Rs. 750/- discount voucher code will be sent to you to your registered email ID within 7 days of payment of annual fee for your Debit Card.
user
How can I get my address changed in my loan account

assistant
In order to change your address in our records, you may visit the nearest Retail Loan Service Center and submit the following documents: Request form for Address Change. Self Attested copy of your revised address proof along with the original address proof for validation. In case a bearer submits the request on your behalf, a bearer authorisation along with KYC documents(self attested copy and original for validation) of the bearer, i.e. Identity and Signature Proof like PAN Card, Aadhar Card, Driving License or Passport Copy will also need to be provided.
user
Where I can view my card balance and card history

assistant
Card balance and card history can be viewed at www.hdfcbank.com after due login or can be accessed by calling/writing to customer service centre at the phone number and/or E-mail address listed on the back of your card.
user
What are the factors to consider while buying a Children’s Plan

assistant
Consider the inflated costs of a normal educational course or any other requirements that your child might have in the future. This should be your targeted savings amount, which you would want to receive when the policy matures. Ideally, the term you should choose for the plan is when your child is in a position to require the money. Thereafter, you need to sit with your Relationship Manager to work out the amount to be invested and the level of protection required.
user
Which documents should I carry at the time of visiting HDFC bank

assistant
You need to carry an Agreement Number, Self-attested Identification Proof containing your signature to avail of any information / deliverable along with a written request and produce the documents at the Customer Service Desk. If you want to change your address / contact details, you need to submit an address change request along with a Self-attested copy of your revised address proof. The Request form for Address Change is available on the Form Centre of HDFC Bank website. View more
user
What are the different classes of vehicles which can be insured by HDFC ERGO

assistant
We can provide both Comprehensive and Liability Only Policies for all classes of vehicles mentioned below: Private Car Two Wheelers Commercial Vehicles Goods Carrying Vehicles (GCV) Trailers Passenger Carrying Vehicles (PCV) Miscellaneous and Special Types of Vehicles
user
Can I redeem my reward points abroad

assistant
No. You cannot redeem ‘Thanks Again’ reward point abroad. You need to redeem the same within options available in India only.
user
I’m part of a Trust – can I open a Super Saver Account

assistant
Only Resident Individuals and Hindu Undivided Families are eligible to open a Super Saver Account.
user
Are all Health Suraksha policy holders eligible for a health card

assistant
Yes, all policy holders are eligible for a health card as it is an important component of the policy.
user
What are the implications of booking an FD without PAN

assistant
In the absence of PAN, following are the implications for customers: TDS will be recovered at 20%(as against 10%) NO TDS credit from the Income Tax department NO TDS certificate will be issued (As per CBDT circular no:03/11) Form 15G/H and other exemption certificates will be invalid and penal TDS will apply View more
user
Which all locations HDFC Bank Consumer Durable Loan is available currently

assistant
Mumbai, Delhi, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Chandigarh, Cochin, Ahmedabad and Kolkatta
user
What do you mean by exclusions

assistant
Exclusions are situations or conditions where in HDFC ERGO is not liable to pay the benefits to the insured person in the event of an accident.
user
Can I take monthly payouts instead of annual payouts

assistant
Yes.The policyholder shall have an option to receive the survival benefits (other than the final payout, payable on maturity) in monthly installments. If so opted for, the monthly survival benefit shall be: 8.5% of the annual survival payout, payable over a period of 12 months, with the first installment being paid on the policy anniversary on which annual survival payout falls due
user
Do I need to undergo medical test for buying this policy

assistant
You are not required to undergo any medical tests up to the age of 55 years, except if you have declared any pre-existing diseases or ailments at the time of applying for the policy. In such cases and for applicants above age 55 years, one has to undergo the specified medical tests.
user
Can I use e-Monies NEFT for foreign remittances

assistant
This is a service designed only for remitting Indian Rupees within India.
user
What is the Death-Benefit under the plan

assistant
On death of the life assured, provided all due premiums are paid, the company would pay the higher of the following Sum Assured 10 times annualised premium 105% of the premiums* paid (Premiums are excluding any taxes paid on the premium or any extra premiums) plus accrued bonuses, if any, to the nominee.
user
What services can I avail on GCAS

assistant
You can avail following services Through GCAS Emergency Card Replacement Emergency Cash Disbursement Cardholder Inquiry Service Lost and Stolen Card Reporting Emergency Legal Assistance Emergency Medical Assistance Emergency Message service Emergency Ticket Replacement Assistance Emergency Translation Service Lost Luggage Assistance Note: Visa Charges are applicable
user
Can I use my existing Salary Account if I have changed employers

assistant
Yes, In case an arrangement exists, we request you to visit the nearest branch along with a letter or an e-mail received from the official Corporate email ID. The letter / e-mail should have your complete name and account number and state that you have joined the corporate.
user
What is the tenure of the 8% Savings (Taxable) Bonds

assistant
The tenure of the bond is 6 years from the date of issue. No interest will accrue after the maturity of the bond.
user
For what period can I open a Recurring Deposit

assistant
You can open a Recurring Deposit account for a minimum period of 6 months, and thereafter in multiples of 3 months up to a maximum period of 10 years.
user
What is the definition of a dependent child

assistant
Dependent child means an unmarried dependent child residing with the insured person between the age of 3 months and up to 18 years or up to the age of 21 if in full time education.
user
Can I buy more than one policy

assistant
You can buy more than one policy subject to successful underwriting.
user
What are benefits of Smartup Solutions

assistant
A suitable choice of Current Account for your business and transaction needs - Alliances for your Start-up - Advisory Services - Co-working Spaces - Logistics - Public Relations - Digital Marketing services - Content Writing Smart-Buy -Accelerate your business with the right marketing channel at the right time. Get access to 37 million potential customers to accelerate your growth. Smart-Up Portal - Meet other start-ups, customers, mentors, investors all by simply registering for the Smart-Up Program Digital & Cash Management Solutions Forex Advisory
user
If I am a NRE/NRO customer, can I apply for ASBA

assistant
Yes, you can apply through a physical application; however, you CANNOT currently apply through ASBA on NetBanking.
user
Can I load multiple currencies on one Multicurrency Platinum ForexPlus Chip card

assistant
Yes, you can carry more than one currency on your Multicurrency card. Only HDFC Bank Multicurrency Platinum ForexPlus Chip card gives you the power of carrying multiple currencies on just one card. So now forget to apply for a new card every time you visit a different country.
user
What do you mean by pre-existing diseases not covered under the Critical Illness plan

assistant
A pre-existing disease is any condition, ailment, injury or related condition for which the insured person had signs or symptoms and/or was diagnosed and/or received medical advice or treatment prior to the first policy with the company
user
What currencies are available

assistant
There are ten currencies offered: Australian Dollar (AUD) Dirhams (AED) Canadian Dollar (CAD) Euro (EUR) Japanese Yen (JPY) Singapore Dollars (SGD) Sterling Pound (GBP) Swedish Krona (SEK) Swiss Franc (CHF) US Dollar (USD) View more
user
How do I obtain a NOC from the bank if I have lost my Registration Certificate book for a vehicle under finance with HDFC Bank

assistant
You may obtain the NOC for a duplicate Registration Certificate book for your vehicle loan, by visiting any of our Retail Loan Service Center and submitting the following documents: Request form for applying for the required NOC. Self attested copy of the Registration Certificate book, duly self attested by you for validation. Copy of FIR or certificate from police or Acknowledgement from Police on written complaint with General Diary No. Applicable fee of Rs. 500//- vide a cheque/payorder/demand draft favouring HDFC Bank Ltd Loan Account No. << >>. In case a bearer submits the request on your behalf, a bearer authorisation along with KYC documents(self attested copy and original for validation) of the bearer,i.e. Identity and Signature Proof like PAN Card, Aadhar Card, Driving License or Passport Copy will also need to be provided. View more
user
What are the special privileges that HDFC Bank customers can avail of

assistant
If you are an HDFC Bank account holder, we have special rates of interest for you. If you have a Preferred Account or a Corporate Salary Account with HDFC Bank for more than 6 months, you can get fast approvals on your loans with minimal documentation. If you are an HDFC Bank Car Loan customer with a clear repayment of 12 months or more we can Top-Up your car loan to the extent of the original loan value.
user
What are Tax Benefits

assistant
As per prevailing income tax laws, HDFC Life Health Assure Plan is eligible for Tax Benefits u/s 80D of Income Tax Act.
user
When does the plan acquire Guaranteed Surrender value

assistant
The policy will acquire a Guaranteed Surrender Value (GSV) provided 2 full years’ premium has been paid for premium payment term of 7 years and 3 full years’ premium have been paid for premium payment term of 10 years or more.
user
What do I do if I have an issue related to the product using Times points from portal/link

assistant
If there is any issue with the product purchased using Times points, we would request you to write to [email protected] Additionally you can always write to for any problem related to Times Points Debit Card. You are requested to mention your registered email id/ registered mobile no to identify yourself while writing to us to track your issue and resolve the same.
user
When is TDS deducted for Regular Fixed Deposit

assistant
TDS is deducted every time the Bank pays/re-invests interest during the Financial year.In addition TDS is also deducted on interest accrued(but not yet paid) at the end of financial year viz. 31st March.
user
What is a Personal Assurance Message or Personal Greeting

assistant
When you register for Verified by Visa/ MasterCard SecureCode, you are asked to create a Personal Assurance Message/ Personal Greeting. So when you pay online, always look for your Personal Assurance Message/ Personal Message to ensure that HDFC Bank is authenticating you. View more
user
What are the documents required to avail of the Loans Against Rental Receivables

assistant
Proof of Residence - Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card. Proof of Identity - Any one of Voters Card / Drivers License / Employers Card. Latest Bank Statement / Passbook (where rentals are credited for past 12 months). Copy of current Lease Agreement Copies of all Property Documents.
user
Is a guarantor required

assistant
You will require a guarantor in all cases except certain segments where you have offered agricultural land as additional collateral.
user
I suspect someone has stolen my password or used it to make fraudulent purchases. What should I do

assistant
If you suspect any fraudulent activities, contact HDFC Bank immediately at your nearest customer Call Centre (for Credit Cards) or PhoneBanking Centre (for Debit Cards) and report the loss.
user
Are there any exclusions in this plan

assistant
In case of death due to suicide within 12 months from the date of inception of the policy or from the date of the revival of the policy, the nominee or beneficiary of the policyholder shall be entitled to the fund value, as available on the date of death. Any charges recovered subsequent to the date of death shall be paid back to the nominee or beneficiary along with the death benefit.
user
Can I access my account by telephone to conduct routine daily transactions

assistant
Yes you can. You can use PhoneBanking to perform the following operations: - Access your account details - Request account statements - Make Fixed Deposit related queries - Inquire about interest and FX rates - Request a cash delivery or pick-up - Order a new cheque book
user
Is an overdraft facility allowed

assistant
Right now there is no overdraft facility for Recurring Deposits.
user
Why should I purchase Critical Illness Insurance

assistant
Critical Illness Insurance provides you and your family with additional financial security on the diagnosis of a critical illness. The policy provides a lump sum amount which could be used for: Cost of care and treatment Recuperation aids Pay off of debts Any loss in income owing to a decrease in ability to earn View more
user
Can I claim exemption under exemption under 54C with the exemption 54 and 54EC

assistant
Yes, you can claim exemption under 54C with the exemption 54 and 54EC.
user
What is the death benefit that I receive if I choose HDFC Life Uday

assistant
On the unfortunate event of your death during the policy term, the nominee will receive the higher of : Sum Assured on Death + Accrued Guaranteed Additions + Accrued Reversionary Bonuses (if any) + Interim Bonus (if any) + Terminal Bonus (if any) 105% of Premiums paid The Sum Assured on Death shall be the higher of: Sum Assured on Maturity An absolute amount assured to be paid on death, which in this case, is equal to the Sum Assured on Maturity 10 times Annualised Premium for entry age up to 50 years and 7 times Annualized Premium for entry age greater than 50 years An additional benefit equal to 100% of ‘Sum Assured on Death’ will be payable in case of death due to an accident.
user
What are the other things that I need to keep in mind about the IVR Password using Verified by Visa/Mastercard Secure Code

assistant
If you have provided 2 email IDs for our records, you need to enter any one of them for validation. Also if your email ID and mobile number are not updated, please have the details updated in our system by calling our Customer Care Centre, and attempt to register later. It is mandatory to have at least one email ID and one mobile number registered. The same will apply if there is a recent change in your mobile number or email ID. View more
user
Can a Company ID card be accepted as a Photo ID document

assistant
No, a Company ID cannot be accepted as a Photo ID document. A government issued photo ID card is mandatory.
user
What is the rate of Guaranteed Additions that s available in this policy

assistant
Provided the policy is in force and all due premiums have been paid, you will receive Guaranteed Additions of 3% p.a for the first 5 years of your policy over and above the Bonus that will be declared.
user
What is RTGS

assistant
RTGS is the Real Time Gross Settlement which is used for the transfer of amounts of Rs. 1,00,000 or more from one bank account to another bank account (any bank located anywhere in India if attached with an Internet system) at very minimal charges. The amount is credited into the beneficiary's account in real time. For amounts less than Rs. 1,00,000 we use NEFT( National Electronic Fund Transfer).
user
Where can I use my EasyShop Titanium Debit Card

assistant
Your card can be used at all HDFC Bank ATMs, just like a normal card. When shopping at merchant locations, just look out for the MasterCard logo, and at ATMs check for the Master and Cirrus logo.
user
What is a settlement option

assistant
Under settlement option, you can also take your fund value at maturity in periodical installments.
user
Can the value of the card be topped up

assistant
Yes, your Regalia ForexPlus Card can be reloaded multiple times in future till the card gets expired. -Existing bank customers can reload their Regalia ForexPlus Card through HDFC Bank NetBanking / Mobile Banking by selecting Reload Forex Card under the option of Cards tab. -Alternatively, existing customers can also place in a request to reload the card through HDFC Bank Phone Banking service or Prepaid NetBanking.
user
How will I earn the JPMiles on my JetPrivilege HDFC Bank World Card

assistant
On your JetPrivilege HDFC Bank World Debit Card, you will earn JPMiles for all your retail spends in the ratio of 2 JPMiles per INR 150 spent.Spends JPMiles will be transferred into your JetPrivilege membership within a period of 40 working days of the transaction date.
user
What is meant by disease under the Critical Illness - Platinum Plan

assistant
Disease is a pathological condition of a part, organ or system resulting from various causes such as infection, pathological process or environmental stress and characterized by an identifiable group of signs or symptoms.
user
How can I get my address changed in my loan account

assistant
In order to change your address in our records, we request you to visit the Retail Loan Service Center and submit the following documents: Request form for Address Change. Self Attested copy of your revised address proof along with the original address proof for validation. In case a bearer submits the request on your behalf, a bearer authorisation along with KYC documents(self attested copy and original for validation) of the bearer,i.e. Identity and Signature Proof like PAN Card, Aadhar Card, Driving License or Passport Copy will also need to be provided. View more
user
Is there an age limit to buy an  Accidental Protection Plan - Hospital Cash policy

assistant
We can insure anyone between the age of 18 and 69 years.
user
Can I load Regalia ForexPlus Card by making payment in Cash

assistant
No, Regalia ForexPlus Card cannot be loaded against payment of cash.
user
What is Accidental Total Permanent Disability (ATPD)

assistant
ATPD means when the life assured is totally, continuously and permanently disabled and meets either of the two definitions below: Unable to Work: Disability as a result of injury or accident and is thereby rendered totally incapable of being engaged in any work or any occupation or employment for any compensation, remuneration or profit and he/she is unlikely to ever be able to do so. Physical Impairments: The life assured suffers an injury/accident due to which there is total and irrecoverable loss of: i. The use of two limbs; or ii. The sight of both eyes; or iii. The use of one limb and the sight of one eye; or iv. Loss by severance of two or more limbs at or above wrists or ankles; or v. The total and irrecoverable loss of sight of one eye and loss by severance of one limb at or above wrist or ankle. The disabilities as stated under “Unable to Work” and “Physical Impairments” must have lasted, without interruption, for at least 6 consecutive months and must, in the opinion of a medical practitioner (as defined below), be deemed permanent. The benefit will commence upon the completion of this uninterrupted period of 6 months. However, for the disabilities mentioned in (iv) and (v) under Part (2), such 6 months period would not be applicable and the benefit will commence immediately.
user
Are there transaction limits for Platinum Debit Card

assistant
Depending on the balance in your account, it is possible to withdraw up to Rs. 1 lakh at the ATM daily, and spend Rs. 2.75 lacs daily. These limits have been set for your card security.
user
Which cars can be financed for New Car Loans

assistant
We finance most passenger cars and multi-utility vehicles manufactured by India's leading automobile companies.
user
I have made a Fixed Deposit with HDFC Bank. I want to update my PAN details in the account, how should I update my new PAN details

assistant
Customer's can now update PAN details through net banking, if they are registered for the same Or by submitting the request along with a copy of the PAN at the nearest branch.
user
What are the charges I need to pay to foreclose my Loan Against Property

assistant
In case you wish to foreclose your Loan Against Property, the foreclosure charges are applicable on the outstanding principal or Outstanding Limit as the case may be.(Pre-payment is allowed only after 6 months from the date of loan disbursement).
user
What is the exclusion in the plan

assistant
In case of death due to suicide, within 12 months; From the date of inception of the policy, the nominee of the policyholder shall be entitled to 80% of the premiums paid, provided the policy is in-force. From the date of revival of the policy, the nominee of the policyholder shall be entitled to an amount which is higher of 80% of the premiums paid till the date of death or the surrender value as available on the date of death.
user
Can I get a tractor loan for any tractor I want to purchase

assistant
If your tractor is made by a leading automobile manufacturer in India, you can get a loan.
user
How do I obtain a duplicate NOC/Form 35 for a vehicle loan that has been closed and fully repaid

assistant
You may obtain a duplicate NOC/Form 35 for your vehicle by visiting any of our the Retail Loan Service Center and submit the following documents: Request form for Duplicate NOC/Form 35. Self attested copy of the Registration Certificate book, duly self attested by you, along with the Original Registration Certificate book for validation. Applicable fee of Rs. 500/- vide a cheque/payorder/demand draft favouring HDFC Bank Ltd Loan Account No. << >>. In case a bearer submits the request on your behalf, a bearer authorisation along with KYC documents(self attested copy and original for validation) of the bearer,i.e. Identity and Signature Proof like PAN Card, Aadhar Card, Driving License or Passport Copy will also need to be provided. Please note that the Loan Closure NOC/Form 35 will not be issued if any of the following conditions apply: Copy of RC Book is not submitted The same vehicle is encumbered to the Bank for any other loan facility Any notice from a competent authority restraining the Bank from release of hypothecation If there are any existing over dues, direct or otherwise, in your name
user
Which locations is SmartDraft available in

assistant
SmartDraft is available in the following locations only: Mumbai, Delhi, Gurgaon, Noida, Bangalore, Chennai, Hyderabad, Secunderabad, Kolkata, Pune, Nasik, Jaipur, Baroda, Indore, Bharuch, Surat, Silvasa, Chandigarh, Ludhiana, Patiala, Coimbatore, Ahmedabad, Lucknow, Calicut, Trichur and Cochin.
user
What kind of returns will I get by investing in this plan

assistant
In this policy, the investment risk in investment portfolio is borne by the policyholder. Based on the performance of the funds chosen by you, NAV per unit will be calculated. Fund Value will be calculated by multiplying balance units in your fund by the then prevailing NAV price. Below is a sample illustration for a 30 year old male at an assumed investment return of 8% p.a. [email protected]% for 50k Premium Policy Term (years) 20 15 10 5 Regular Pay 20,30,002 12,68,672 7,09,694 2,66,551 Single Pay 1,71,697 1,26,261 92,702 68,063 5 Pay 7,53,609 5,53,310 4,06,582 NA 7 Pay 10,01,084 7,35,010 5,39,654 NA 10 Pay 13,16,517 9,66,604 NA NA Sum Assured multiple is 1.25 times for Single Premium and 10 times for other premium modes
user
How do I purchase HDFC Bank GiftPlus card

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GiftPlus cards are available in all HDFC bank branches. You can also purchase GiftPlus card online, through our NetBanking service.Detailed steps for online purchase is mentioned below:Log on NetBanking.Go to Accounts section and select Purchase Gift Card.GiftPlus Card can be personalised with the beneficiary name as provided by you. You will need to have Financial rights (TPT) for this transaction.
user
While trying to register I am getting error message Card already enrolled , what should I do

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Your card is already registered for Verified by Visa / MasterCard SecureCode, you don't have to re-register your card. In case you don't remember your password, please click on forgot password on the Netsafe login page or on the secure page while transacting and you can reset your password.
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How do I apply for a Loan Against Property (LAP)

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You can apply for a loan in the following ways: Fill in the online application form and our representative will get in touch with you Call one of our PhoneBanking numbers provided on the website Visit your nearest branch Our existing liability customers may also get in touch with their Relationship Managers/ Personal Bankers to know more and apply for LAP