xaWe already have a gazillion laws on the books to protect consumersxa What Obama and the Democrats want is to protect consumers from stupid choices and the consumers own ignorancexaxa There is a comedic routine out by Ron White appropriately titled You Cant Fix Stupid and that applies to many consumers nowadays xaxaxa We could not enact enough laws to protect the consumer who assumes that on a monthly income of  he can afford a monthly mortgage of  plus food utilities etcxa nnJust like the poor are ALWAYS with us so are the less intelligentxa n