When we hire well educated people and they do not deliver what is expected from their experience and position  no need of such decoreable jobwhat for we are having GM Regional MaersdirectorsMD in Banks External Audit firms  RBI auditors neither Indian Currency has improved against US  Rs  nor import restricted to support Indian manufacturers  No control on Banks performance after all who job is this NPA increased Loan paper signed by borrower not enough to recover money  Gold imported by people having no proper documents verification and real address Misprint of  Forty thousand Currency notes No relief to Farmers Loan  Student Loans in spite Govt instructions and policy After all who is responsible No need of Governor in RBI  let mo Fin sectr to take care of Banks thru MD of banks etc