Nazrul I. Chowdhury presents the first thesis on cooperation based in microcredits at the UJI



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## Nazrul I. Chowdhury presents the first thesis on cooperation based in microcredits at the UJI Loans without endorsement and mutual trust are essential for a good result

23/07/2013 |
SCP

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* [![Chowdhury tesis tesis-cooperacio tesis-chowdhury](/com/noticies/2013/07/2q/tesis-cooperacio/tesis-chowdhury.jpg)](#)

Nazrul I. Chowdhury, adviser to the Spanish Official Credit Institute (ICO) and international expert on microcredits, has presented his thesis within the doctoral programme in Development Cooperation from the Interuniversity Institute for Local Development (IIDL) at the Universitat Jaume I. The research paper "Guiding principles of microcredits" was rated excellent cum laude by the assessing board. It has been directed by the professor of Economics at the UJI Ana María Fuertes.

The doctoral thesis in which Chowdhury has worked discusses the fundamental principles on which to base the good use of microcredits. Thus, the author states that it is necessary to offer loans without endorsement to reach the poorest people and to prioritize women, who are those most socially excluded group. Besides, social activities must be provided together with loans.

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