Context: Y has just told X that he/she is thinking of buying a flat in New York.

X: Have you got enough savings to live for 6 months?
Y: Not yet but I'm still saving up.

X: Will your payments be about the same as what you pay for rent right now?
Y: The payments will be a lot higher than what I'm paying at the moment.

X: Would you be willing to provide references and a credit report to a prospective landlord?
Y: I have that all ready.