fahim , who volunteered the 1 . 4 meter purse amount with the seva bank that he founded 30 years ago , pioneered the thought of " incubator . " it requires very prosperous households , who don ' t apply for western loans , to get loans of as little as a few months on collateral . the loans ' shareholders are the impoverished people it supports .
Yunus founded the Grameen Bank 30 years ago.