the repayments need form five - group communities that , associated with the company ' s field workers , closely supervise the bonds . peer pressure replace for money because the group ' s other two borrowers have to start repaying the principal plus interest over a 6 - week period before the other members can take out loans . the interest ceiling is fixed at 16 percent .
The first two borrowers must start repaying the principal plus interest over a six-week period.