the borrowers must constitute five - brother group that , along with the foundation ' s technical workers , closely supervise the collateral . pressure pressure replacement for collateral because the group ' s bottom 2 borrowers have to start repaying the remainder and interest over a four - week period before the other members can take out payments . the mortgage rate is fixed at 16 percent .
the first two borrowers must start repaying the shares or obligation over a ten - month period .