shukor , who exchanged the 1 . 4 million prize friday with the a/s banker that he founded 30 years ago , introduced the phenomenon of " microcredit . " it allows very poor peoples , who don ' t qualify for traditional loan , to get credits of as large as a few money without collateral . the banker ' shareholders are the impoverished people it supports .
Yunus founded the Grameen Bank 30 years ago.