private static String checkQuarterlySemiAnnual(int user_month, int user_date) {
		StringBuffer buffer = new StringBuffer("");

		switch (user_month) {
		case Calendar.MARCH:
			if (user_date == 31)
				buffer.append(",Quarterly ");
			break;
		case Calendar.JUNE:
			if (user_date == 30) {
				buffer.append(",Quarterly ");
				buffer.append(",Semi Annual");
			}
			break;
		case Calendar.SEPTEMBER:
			if (user_date == 30)
				buffer.append(",Quarterly ");
			break;
		case Calendar.DECEMBER:
			if (user_date == 31) {
				buffer.append(",Quarterly ");
				buffer.append(",Semi Annual");
			}
			break;
		default:
			break;
		}
		return buffer.toString();
	}