ghanaopendata/ghanaian-research-english huggingface dataset:
The impact of the decentralization procession socio-economic development in Ghana: (a case study of the Weija-Gbawe municipal assembly, Greater Accra Region).

This study was undertaken to explore the impact of the decentralization process on socio economic development in Ghana with the Weija-Gbawe Municipal Assembly in the GreaterAccra Region as the case study. The Weija Municipal Assembly is one of the twenty-five (25) Metropolitan, Municipal and from the Ga South Municipal Assembly as one of the thirty-eight (38) newly created and upgraded District Assemblies in 2018. It is important to note that the Municipality was until March 15, 2018, the Ga South Municipal Assembly. Weija-Gbawe Municipal Assembly is made up of eight (8) communities and has an estimated population of 169,897, according to the 2010 population and housing census. The development performance of Weija-Gbawe Municipal Assembly has been poor as indicated in the 2017 District League Table1. The Municipal Assembly was among the 20 bottom-ranked districts in Ghana, and the least performing Assembly in Greater Accra Region in the 2017 performance assessment of districts. The low ranking of the Assembly suggests its poor performance as far as development is concerned. Additionally, the Municipal Assembly is saddled with an inability to raise adequate Internally Generated Funds (IGFs) for its development activities. It has poor road networks, poor schools, and inadequate water and sanitation facilities among others.

Source: KNUST
The impact of the internet banking services on the satisfaction of the customer: a case study of the Agricultural Development Bank (ADB), Brong Ahafo Region, Ghana.

Internet banking is an internet portal which assists customers to access various forms of banking services in the form of payment of bill, withdrawal, investments and transfer. The study was embarked upon to assess the effect of internet banking adoption on the satisfaction of the customers using the Agricultural Development Bank, Ghana as a case study. Four objectives for the study were: to examine the internet banking activities of the Bank, assess the satisfaction level of the customers, the effect of the adoption on the customers‘ satisfaction and then assessing challenges confronting the platform. Quantitative methodology with the purposive and the convenience samplings were adopted in the selection and administration of the questionnaires which were administer to three hundred and forty respondents comprising customers and staff of the Bank in the Brong Ahafo Region of Ghana. The results of the study are that ADB internet banking platform allows users to make balance enquiry, cheque book requisition, funds transfer, checking and printing bank statements and utility bills payments. Again the study reveals that users are satisfied with the internet banking of ADB. This finding however, shows that those with high educational background are able to comprehend the platform easily in its usage without much difficulty. Also the study shows that Internet banking is more advantageous and more profitable than the traditional banking, less costly compared to face to face banking, convenient with less queuing than the traditional banking practices, even though users have concerns regarding the security and the reliability of internet banking. The challenges of internet banking based on the study include lack of infrastructure, the preference of customers for face to face banking, security risks concerns, cost of adoption for low earning customers, technological illiteracy among bankers, absence of proper laws and regulations regarding internet banking adoption. Management of ADB are therefore called upon to address this situation.

Source: KNUST
The impact of treasury management on profitability of selected rural banks in Ghana

The major goal of the study is to determine how treasury management affects the profitability of rural banks in Ghana. Both a descriptive research design and a quantitative research technique were used in the study. The study's sample included 12 rural banks. Purposive sampling was utilized by the researchers to gather information from 54 workers of the chosen banks using a well structured questionnaire. Descriptive and correlation analyses were performed on the collected main data. The purpose of the descriptive data was to gauge the extent of the banks' treasury management techniques. Multiple regression analysis was utilized by the researchers to test the study's assumptions. The findings of the descriptive statistics revealed that the most popular strategies used by banks are the liquidity management and investment strategies. The outcome of the multiple regression analysis showed that the profitability of the chosen rural banks is positively and significantly impacted by the funding strategy, liquidity management strategy, and risk management strategy. However, the profitability of the banks is not much impacted by investment strategy. According to the study's findings, treasury management has a big influence on banks' profitability; hence improving treasury management will greatly increase banks' profitability. The study recommended that the management of the banks put in place the proper internal processes to make sure that the present treasury management procedures are continually reviewed in light of the organization‘s predicted revenues and wealth maximization goals.

Source: KNUST
The impacts of employee training and development on revenue mobilization of metropolitan, revenue mobilization assemblies in Ghana: a case study of the Ahafo Ano North Municipal Assembly.

The study focused on the impacts of employee training and development on the revenue mobilization of Metropolitan, Municipal District Assemblies in Ghana with a case study of the Ahafo-Ano North Municipal Assembly. It specifically found out the various source of revenue available to the Assembly, the training mechanisms that is in existence if any at the Assembly, and finally, found out how employee training and developments impacts on their revenue mobilization level. A case study method was used for the research which allowed for an extensive research. A purposive sampling technique was used to select respondents. Both primary and secondary source of data was gathered through the use of interviews and questionnaire as well as secondary source of data from the assembly records and articles. Both quantitative and qualitative data analysis procedures were used. The theoretical framework for this study was based on the Human Capital Theory laid down by Mincer, (1958) and Schulz, (1961). This study identified different source of revenue available to the Municipality but due to lack of frequent training for employees, several of these revenues are left untapped. Regular capacity building of employees could therefore be embarked on by management for the revenue mobilization team to increase their level of performance.

Source: KNUST
The impact of venture capital finance on performance of small and medium scale enterprises in Ghana.

Venture capital has largely been argued as a major source of capital to revitalize SMEs performance in most developing countries. Despite this argument, no recognized in-depth research work has been done investigating the impact of venture capital finance on performance of SMEs in Ghana. As a result, this study focuses on the role venture capital investment play in the profit generation of SMEs in Ghana. It first compare SMEs profit level before and after venture capital investment using a simple t-test. To assess the second objective, the study used the log of SMEs profit level as dependent variables and venture amount given to SMEs to assess the effect of increase in venture capital investment on the profit level of SMEs in Ghana. As seen in other works, we controlled for the phenomena that may affect the dependent variable (SMEs profit level) in the model. Using the regression model written out in chapter 3, the study estimated a least squares model using data for 48 Ghanaian SME firms that benefited from venture capital. The study presented a robust estimation result of the ordinary least squares model. The robust estimation was to control for heteroskedasticity. The study found a significant difference between SMEs profit level before and after reception of venture capital. SMEs profit level before reception of venture capital averaged Ghc1,140,856 whiles the average after reception of venture capital is Ghc3,535,998. The study also found a positive and significant relationship between SMEs profit level and amount of venture capital given, which indicates that higher amount of venture capital granted tends to increase SMEs profit level. We, thus, conclude that for SMEs performance to be effective in Ghana, it requires a complementary increase in venture capital intervention.

Source: KNUST
The impact of vote - buying on voters’ behaviour in some selected constituencies in the Kumasi metropolis

Use of money in international politics has been quite phenomenal and very alarming to the extent that concerned citizens and people in power have begun raising issues on the need to nib this in the bud. Related to this is vote-buying that characterizes constituency elections in Ghana. This has led to the situation where those who have money use these resources at their disposal to occupy high national offices to further enrich themselves. This study sought to investigate the impact of vote-buying on voters’ behaviour in the Kumasi metropolis of Ghana. The study used both quantitative and qualitative methods to investigate whether vote-buying actually influences voters’ behaviour. The use of probit regression revealed that those candidates who provide cash incentives to political party delegates are more likely to gather more votes, but it is less likely that delegates would be motivated to involve in ballot box stealing or snatching, because, they either receive cash and non-cash incentives. The study further revealed that provision of cash and non-cash incentives to delegates are evidence of credibility and would, therefore, enhance candidates’ chances of winning. It was empirical, by the study that, vote-buying breeds political incompetence, mediocrity and further widens income gap between the rich and poor. It is recommended that stakeholders, such as law makers and the Electoral Commission (EC) should enact comprehensive electoral laws to check excessive use of money at the national and constituency levels. It is also recommended that the number of delegates should be increased considerably to discourage vote-buying.

Source: KNUST
The incidence of corporate tax in the manufacturing sector of Ghana.

The corporate income tax is levied on earnings at the corporate level and shareholders pay taxes again on these earnings when they are paid out as dividends. This double taxation has been a concern of policy makers and its effects on economies have been analyzed and discussed by researchers in many disciplines. However, the questions concerning double taxation and its economic effect cannot be answered accurately without an understanding of who really bears the burden of the corporate income tax. The natural assumption is that the owners of the corporation bear the burden of the corporate income tax. The possibility exists that this tax is instead passed forward to consumers in the form of higher prices or backward to labour in the form of lower wages. The study used explanatory research design. This study uses a financial statement data from eight (8) manufacturing companies listed on The Ghana Stock Exchange over a fifteen year period spanning from 2000 to 2015. The simple ordinary least squares regression is used for models representing each of the three players over time. The result showed a negative relationship between returns to shareholders and the tax, indicating that returns decrease when the tax increases. The result showed a significant positive relationship between the gross profit percentage and the tax; indicating that consumer prices may increase in relation to an increase in the tax rate. Finally, the result also showed a negative relationship between the cost of labour and the tax, indicating that an increase in the tax will lead to a decrease in the cost of labour (wages). In conclusion, this study has provided strong evidence that the burden of the corporate income tax is borne by at least two players; capital owners and consumers.

Source: KNUST
The impacts of the informal economy, climate migration, and rising temperatures on energy system planning

This study aims to investigate the impacts of the informal economy, climate migration and temperature changes on energy demand and long-term urban energy system planning. The elasticity of energy demand to changes in the size of the informal sector, urban population and mean temperature is estimated for the case study city of Accra, Ghana. Elasticities are then applied to estimate energy demand under different Shared Socioeconomic Pathways (SSPs). An energy system optimization model analyzes SSP impacts on energy planning. Accra’s energy demand is found to be most elastic to climate change-induced migration and rising temperatures; for example, energy demand is up to 43% higher in 2050 in a worst-case scenario compared to the base case. These factors will exacerbate the city’s ability to meet its sustainability targets and manage informal sector growth. Photovoltaics, waste CCP and decarbonization of the transportation sector through electrification are found to be critical so lution pathways for Accra to meet rising demand while supporting sustainability objectives. However, significant local distribution grid upgrades are required to support these technologies’ rollout. Overall, this work demon strates the importance and value of incorporating climate migration, rising temperature and informal sector analysis in energy planning models and decision-making processes, particularly in low and middle-income countries that are the most vulnerable to climate change. Although the approach is demonstrated on Accra, it can be applied at other scales and scopes globally.

Source: KNUST
The Implementation Of Ipsas And Its Impact On Corruption In Ghana: Evidence From The Colleges Of Education

The purpose of this study was to ascertain the influence of the adoption of the International Public Sector Accounting Standards on financial management in the Colleges of Education in Ghana. This study adopted Public Choice theory and the Commander theory to explain the findings obtained for this research. This study employed the descriptive research survey and measured the effect of implementation of IPSAS on financial management using quantitative techniques to provide a critical linkage among empirical observation and mathematical expression of quantitative relations. The sample size of the study was 163. This study used primary data source. A likert scale questionnaire was employed to solicit information for data analysis. The study identified a substantial relationship among IPSAS implementation and financial management as well as revenue generation. This study again found an important association among IPSAS implementation and transparency as well as the accountability of financial reporting. The study further found that the association between IPSAS implementation and the quality of financial reporting was significant. This study suggest that the ministry of education must make sure that all the colleges of education have implemented fully International Public Sector Accounting Standards to enable them reap all the benefits that come with it. The study further recommends to management and council of the colleges of education to ensure that all the accounting and audit staff are familiar with the procedures of treating all the standards in IPSAS. This will make it easy for the colleges to fully adopt IPSAS. The study recommends that future research adopt qualitative research methods like interviews to find out the reason behind those colleges who are yet to fully adopt IPSAS.

Source: KNUST
The implication of debt capital and risk on bank performance

Funding the activities of firms in the bank industry is done through various forms. Whilst a section of these banks choses a single method which could be shareholder equity or debt financing referred to as leverage, other banks adopt a mixture of these two methods. This study assessed the Implication of Debt Capital and Risk on Bank Performance in Ghana. Hypotheses were developed and made possible by financial leverage proxies; bank credit risk, liquidity risk and bank capital. A descriptive research design was used to collect secondary data from nine (9) banks from 2011- 2017. The study used both the fixed and the random effects models aided by the Hausman Test to analyse data, and found that under the Risk Adjusted Return on Equity (RAROE), apart from liquidity risk that has a significant negative effect on bank performance, bank capital infused with leverage and credit risk both have a significant positive impact on bank performance. Interestingly enough, using the Risk Adjusted Return on Assets (RAROA), credit risk rather related negatively with bank performance while bank capital and liquidity risk have a significant positive impact on bank performance. Following these revelations, the study concludes that financial leverage is an import source of financing bank operations and therefore should be judiciously used to the benefit of banks in the industry.

Source: KNUST
The influence of logistics outsourcing on supply chain performance: assessing moderating role of competitive strategy

Evidence from prior studies have argued that logistics outsourcing has become very eminent in contemporary business environment due to its strategic importance including; cost reduction in some of the production inputs, technological adoption and usage, risk management and improved quality of services and products. In this light, the main objective of the study was to examine the influence of logistic outsourcing services on supply chain performance, with the moderating role of competitive strategy. The study employed quantitative research approach, structured questionnaires and random sampling technique to select 125 manufacturing companies. The analysis was done with the aid of Statistical Package for Social Sciences (SPSS). The study found that, cost reduction was a significant determinant of supply chain performance; technology adoption was a significant determinant of supply chain performance; risk management was a significant determinant of supply chain performance; and competitive strategy was a significant determinant of supply chain performance. However, quality improvement was not a significant determinant of supply chain performance. Again, the study showed competitive strategy partially moderate the relationship between logistics outsourcing and supply chain performance. The study concludes that, logistics outsourcing and competitive strategy are predictors of supply chain performance. The study recommends that managers of logistics and supply chain activities of manufacturing companies in Ghana should embrace cost reduction and quality improvement practices as well as technology adoption and risk management since they have proven to be effective and efficient mechanisms to improve supply chain performance. Further, policy makers, stakeholders in the manufacturing industry of Ghana should strategize and devise more robust guidelines that seek to support and promote logistics outsourcing practices in the manufacturing industry.

Source: KNUST
The influence of human resource planning on organizational performance: case study of ministry of food and agriculture, Ghana.

The study aimed at assessing the impact of human resource planning on organizational performance, case study of Ministry of Food and Agriculture (MOFA). It is imperative to carry out HRP since employing incompetent workers could spell doom for the firm or lack of due diligence to foresee changes in employing needs could result in higher cost in the future. A total of one hundred sixty-five (165) participants were chosen for the study out of population size of two hundred and forty-four (244) from the Ministry of Food and Agriculture (MOFA). The study adopted a quantitative approach via a case study of Ministry of Food and Agriculture. A research questionnaire was applied through a selfadministered means in gathering relevant responses. Respondents were selected conveniently and purposively from the technical (expert) unit, general administration, finance and account unit and procurement and logistic unit. Respondents were selected from all the various directorates under the Ministry of Food and Agriculture. Hence, fifteen (15) from each Directorate. Results of the study showed that an average of 140 participants indicated the positive correlation relationship between human resource planning and institutional performance. Regarding the factors that promote effective HRP, an average of 118 respondents indicated that the factors posed in the questionnaire were key to the effective promotion of HRP. Majority of the respondents expressed positive opinions concerning the impact of an effective HRP on organizational performance at MOFA. It was recommended that organizations plan its HR within the broader framework of enabling the organization to function at all areas for desired results. Hence, all staff of public sector and for that matter MOFA to sign a performance contract which would require periodic appraisals of their performance.

Source: KNUST
The influence of microfinance on the livelihood of women: A case of some selected credit schemes in the Atwima Kwanwoma district of Ashanti Region.

The main objective of this study is to investigate if Microfinance Institutions (MFIs) have contributed to the livelihood of women in the Atwima Kwanwoma District. The study was conducted among micro entrepreneurs of Atwima Kwanwoma District. The categories chosen were thought to be involved in the micro financing and the activities resulting in the livelihood of women in the District. The study therefore sought to assess whether products of MFI‟s have really contributed to the growth orotherwise of women entrepreneurs thereby empowering them economically. Convenience sampling techniques were employed in selecting the sample. The main research instruments used in the study were structured questionnaire and interviews. The study revealed that even though MFI‟s to some extent empowered rural women economically; its full benefit is yet to be realized by these women due to its high interest rate, inflexible payment schedule, group formation etc. It was recommended that in order to instill the culture of saving among Ghanaian citizens and more specifically women of Atwima Kwanwoma, policy makers in collaboration civil society groups and Microfinance Institutions should sensitize entrepreneurs to open accounts with registered institutions (especially formal institutions) and save a portion of their income no matter how small it is for future purposes and give regular training for women entrepreneurs on bookkeeping, how to set prices and encourage the development of new businesses

Source: KNUST