ghanaopendata/ghanaian-research-english huggingface dataset:
The Effect Of Inventory Management On Performance: The Case Of Manufacturing Firms In The Kumasi Metropolis

This Study Was Conducted To Assess How The Inventory Management Practices Of Manufacturing Companies In The Kumasi Metropolis Influence Their Performance Using Quantitative Research Approach. The Study Also Adopted Both Descriptive And Explanatory Research Designs. Primary Data And Structured Questionnaire Was Also Used In The Study. The Study Population Was All The Manufacturing Firms In The Kumasi Metropolis Of Ghana And The Target Population Is All The Employees That Works In Critical Departments Of The Manufacturing Firms Located Across The Assembly Such As Heads And Officers Of The Logistics Department, Heads And Officers Of The Finance Departments, Heads And Officers Of The Marketing Departments Etc. Numbered 71. The Study Used Yamane Sample Size Determination Formula To Determine The Sample Size. This Study Used Probability Sampling Since The Population And Location Of Manufacturing Firms Was Known And A Sample Size Of 60. The Study Found Improvement In Inventory Management By One Unit Would Lead To Increase In Market Performance, Financial Performance And Customer Satisfaction By 20.3%, 31.9%, 21% Units Respectively. The Study Finally Concludes That Inventory Management Is A Determinant Of Manufacturing Firm’s Performance. Therefore It Is Recommended That There Is The Need To Adopt Best Inventory Management Practices To Enhance Performance Of Manufacturing Firms In The Kumasi Metropolis Of Ghana.

Source: KNUST
The effect of liquidity risk management on companies performance; evidence from general insurance companies in Ghana

The main aim of this study relates to investigating the effect of liquidity risk management on financial outcomes of general insurance companies in Ghana. Drawing on historical data for 15 enterprises from 2009 to 2018 from the NIC database, the study pursues fixed effect approach to panel data analysis, and produces striking outcomes. The study found that liquidity risk (premium growth ratio and leverage risk) management consequentially poses major effect in determining ROA and ROE of insurance corporations in Ghana. The study also found liquidity risk (leverage risk and premium growth) management had a positive significant effect on insurers’ return on investment. The mixed findings for the consequences of various proxies for liquidity risk on financial outcomes of insurers come with a number of implications. The positive impact of liquidity risk management on ROA, ROE and investment yield implies the need for firms not to think of reinsurance in isolation, but consider it in association with investments. The study concludes that managing liquidity risk is beneficial to the financial performance of insurance companies in Ghana. The study recommends policymakers and regulators must initiate, design and model regulations such that they help tame risk to improve the performance of insurers in Ghana given that the present state of required capital.

Source: KNUST
The effect of inventory management practices on operational performance of healthcare commodities.: the moderating role of demand uncertainty. A case study of western regional medical stores.

Previous research in the body of literature pertaining to the health supply chain has concentrated on the effect that inventory management procedures have on health commodities from the point of view of health facilities. While such studies have yielded valuable insight, they did not consider the perspective of distributor agencies such as regional medical stores that are responsible for distributing health commodities. Moreover, the role of demand uncertainty in the relationship between inventory management practices and operational performance has not been thoroughly investigated using cross-sectional data by the prior researchers. This study attempted to fill these gaps by examining the moderating role of demand uncertainty in the relationship between inventory management and operational performance in a developing country context. The study employed a case study design with a quantitative approach, and a questionnaire instrument was used to collect data from 100 staff members of western regional medical stores. Multiple linear regression was employed to analyze the data. The result showed that western regional medical stores highly prioritize the just-in-time technique (1st rank), followed by economic order quantity (2nd rank), vendor-managed inventory (3rd rank), and activity-based costing (4th rank). In addition, inventory management has a positive and significant effect on operational performance. Lastly, demand uncertainty does not moderate the relationship between inventory management and operational performance. The study recommended that management should invest more resources towards improving inventory management practices, strengthen intra-organizational relationships by prioritizing the sharing of information, delegating responsibilities to capable employees, appraising and rewarding employees for their good performance, and institutionalizing a framework for improving poor performance. The study concluded that future research should collect data from more than one regional medical store to enhance generalization

Source: KNUST
The effect of loan portfolio quality on the performance of banks in Ghana.

Banks play an important role in an economic development through the creation of credit assets by serving as intermediaries between households and institutions savers and institutions and individual borrowers. This shows that the main activity of banks is credit creation which comes with a lot of risks. This research therefore sought to examine the impact of loan portfolio quality on financial performance of banks as a system and as foreign banks and local banks. The study employed panel data from secondary sources obtained from financial statements of twelve (12) banks out of the twenty-three (23) licensed banks as at 13 December 2018. Fixed effect regression model was selected among the panel data techniques for the data analysis using the Hausman Test. Net Interest Margin (NIM) and Return on Equity (ROE) were poxies for financial performance of banks. Loan Portfolio Profitability (LPP/TL) and Loan Loss Provision (LLP/TL) were used as a measure for loan portfolio quality. Also, Cost Income Ratio (CIR), Capital Adequacy Ratio (CAR), Liquid Asset to Total Asset (LA/TA) and Banks Size were used as the control variables. The outcome of the analysis showed that LPP/TL has a positive robust impact on financial performance of banks in Ghana whiles LLP/TL have a significant inverse impact on banks performance. The results also revealed that the control variables CIR and Bank size have a negative but significant impact on banks performance while CAR and LA/LA have significant positive relationship withbanks performance. On the performance of local and foreign banks, it was found that foreign banks perform better in terms of averages in return on equity, net interest margin, loan performance, cost management and capital adequacy than the local banks. It was further revealed that foreign banks have better performing loans than local banks. The study therefore recommends that banks should develop policies and strategies to ensure effective and efficient quality loans processing and disbursement and recovery of hardcoreloans to improve their profitability especially the local banks. The study also recommends that banks should diversify their sources of income generation by not over depending on loans interest income but by stepping up in non-funded income transactions like trading and trade especially the local banks which are more deficient in this aspect of banks’ activities to boost their revenue generation. And lastly, banks should adopt efficient cost management polices to reduce cost income ratio to enhance their profit.

Source: KNUST
The effect of liquidity and financial leverage on firm performance: evidence from listed banks in ghana.

The banking sector has contributed more to the economy of the nation as compared to the manufacturing and other sectors in Ghana. The main aim of this study is to examine the effect of liquidity and financial leverage on firm performance of listed banks on the Ghana Stock Exchange (GSE) from 2016–2021. Nine (9) banks were analysed in this study. Regression analysis is being used in this study to determine the relationship between the variables being investigated. Specifically, this study adapted multiple linear regression analysis. The study finds that, debt to asset ratio, current ratio and quick ratio had a positive pearson correlation with return on asset and return on equity according to the correlation matrix. But debt to equity ratio had a negative pearson correlation with return on asset and return on equity. The regression coefficient shown that financial leverage (debt to asset) had a significant effect on the firm performance of the banks listed on the Ghana Stock Exchange (GSE). The study recommends that managers of the various banks listed on the Ghana Stock Exchange (GSE) should focus on debt to asset ratio as one of their solvency indicators ahead of debt to equity, current ratio and quick ratio. Also, further studies should also be carried out on the impact of financial leverage and liquidity on firms’ performance among the banking firms in other West African countries.

Source: KNUST
The effect of mergers and acquisition on banks financial performance in the ghanaian banking industry (a case study of fidelity bank and procredit savings and loans)

The study intended to determine if merger and acquisition have a detrimental or positive influence on the performance of Fidelity Bank over a defined time by assessing the bank’s financial metrics. Trend, correlation, and regression analysis were used to determine the extent to which the selected bank’s performance was influenced before and after acquisition. In the trend study, Fidelity Bank Ghana Limited had a steady increase in revenue and assets before acquisition. The analysis also discovered that the bank's revenue increased significantly at the time of purchase, but witnessed a little decline in percentage between 2014 and 2015 after acquisition. Net profit margin and mergers & acquisitions have a negative association. According to the research, there is a negative association between net profit margin and age and size. The findings demonstrated a negative link between mergers and acquisitions and return on assets. The conclusion is statistically insignificant, with a weak connection between the two variables, suggesting that mergers and acquisitions result in a minimal decline in return on assets. Bank size and age also had a negative association with return on assets, which was statistically significant. The results show a statistically insignificant positive relationship between mergers and acquisitions and return on equity. Bank size and age also had a negative association with return on assets, which was statistically significant. It is advised that banks do not just focus on boosting volumes at any costs. They must also keep an eye on the resources employed to attain these goals. According to the conclusions of this investigation, banks should embrace mergers and acquisitions as a business development strategy. Corporations could also employ other measures, such as retrenchment and reorganization, to cut acquisition costs.

Source: KNUST
The effect of logistic on service delivery within the electricity company of ghana (ecg) limited. The mediation role of firm capability.

The Electricity Company of Ghana (ECG) plays a pivotal role in supplying electricity services to the nation, making its logistical operations and service delivery essential components of its functionality. This study sets out to examine the influence of logistics on service delivery, with a focus on its mediation by firm capability within ECG. Employing a quantitative research approach, the study is grounded in deductive reasoning and involves hypothesis testing and statistical analysis. The research population comprises 2,500 employees of the Electricity Company of Ghana (ECG). Using purposive and simple random sampling techniques, a sample size of 96 was determined for the study. The study extensively scrutinized the hypothesized model using SPSS version 27 and the Hayes Process Macro module, encompassing descriptive, reliability, correlation, linear regression, mediation, and moderation analyses. The study findings revealed that effective logistics significantly enhance the quality-of-service delivery at ECG. Logistics management positively and significantly influence firm capability. Firm capability did not mediate the nexus between logistics practices and service delivery. In light of these findings, it is strongly recommended that ECG implement a robust logistics optimization strategy to enhance service delivery and overall organizational capability. This strategic approach would facilitate a seamless connection between logistics practices and the enhancement of service quality. In conclusion, this study underscores the critical importance of logistics within ECG, shedding light on its direct impact on service delivery and firm capability, thus emphasizing the need for strategic enhancements in the realm of logistics management to ultimately benefit the organization and its stakeholders.

Source: KNUST
The effect of marketing culture on customer satisfaction and loyalty in the ghanaian banking industry: a case study of bank of africa

As the completive environment becomes more turbulent, the most important issue the service providers face is no longer to provide excellent, good quality products or services, but also to keep loyal customers who will contribute long -term profit to organizations. To compete in such overcrowded and interactive marketplace, marketers are forced to look beyond the traditional ‘’marcom’’ (4ps) of marketing strategy, which are no longer enough to be implemented for achieving completive advantage. Therefore, relationship marketing incorporated in a good marketing culture has become an alternative means for organization to build strong ongoing associations with their customers. The work concentrated itself on finding out the effect of bank of africa’s marketing culture has on customer satisfaction and loyalty. Using purposive sampling and convenience sampling, data was collected from both the bank’s management, staff and its customers. Data collected was analysed using spss (statistical package for the social sciences), equinox software, excel, (likert scale questionnaire was used also for data collection, moreover secondary and primary data were also used to retrieve from journals and scientific reports, articles, academic papers, statistical tables and graphs were used to represent the data gathered and presented in tables, correlation analysis, and regression analysis using stata collected in its interpretation. The research found out that marketing culture has a positive correlation with customer satisfaction and loyalty. Where a good marketing culture geared at customers will have positive feedback in terms of profits and cost and the vice versa. The major recommendation was that banks should develop a marketing culture with customers in mind or a culture that is geared towards customers and this will ensure a positive customer satisfaction and increased word of mouth.

Source: KNUST
The effect of monetary reward on staff performance: the moderating role of effective leadership at the komfo anokye teaching hospital, kumasi

The study aimed at investigating the relationship between monetary reward and staff performance, the moderating role of effective leadership. The sample size of the study was 200 staff from Komfo Anokye Teaching Hospital out of the 350 population size. The study adopted the structured close-ended questionnaire to collect the data from the respondents. The study used the SPSS version 21.0 to analyse the data and presented in tables showing the means and standard deviation. The study revealed that most of the respondents mentioned that the monetary reward packages available at Komfo Anokye Teaching Hospital are bonuses for staff, overtime pay, extra allowances are awarded for extra performance. Again, most of them mentioned that commission is paid to staff in relation to their job performance. Also, majority of the respondents asserted that wage incentives are provided to the staff in addition to the salaries that are paid to the staff. Lastly, they mentioned that, staffs are paid fringe benefits and retirement packages. The study found out that monetary reward in the organisation has a significantly positive effect on staff performance. This implies that the ability for the management of the staff to motivate staff, continuously provide them with monetary benefits such as incentives, paid leaves, and fringe benefits and retirement packages in order to boost their morale to work effectively and efficiently to meet the organisation’s set standards. The study finally revealed that, effective leadership in the organisation have a significantly positive effect on staff performance. The moderation analysis revealed that effective leadership moderated the relationship between monetary reward and staff performance.

Source: KNUST
The effect of monitoring and evaluation systems on the performance of selected non-governmental organisations.

The contributions of both Local and International NGOs in to the national development cannot be underestimated. Monitoring and Evaluation systems are required from stakeholders to ensure accountability and transparency necessary to sustain donor interest and supports. However, NGOs in Ghana face challenges in adopting rigorous Monitoring and Evaluation Systems, such as lack of shared meanings of M&E. It is in the wake of these problems that has steers the interest of this study to examine the nature and extent of M&E adoption, evaluate the effectiveness of M&E adoption of NGOs performances in Ghana and explore the prospects and challenges of M&E adoptions among the selected NGOs (World Vision, CARE International. Student and Youth Travel Organisation (SYTO) and Youth for Change (YFC) in Ghana. The population for the study comprised of 40 respondents from the selected four non-governmental organizations implementing educational projects in Ashanti region. The researcher adopted the use of exploratory study. The study adopts the case study approach and qualitative method of data collection to measure the necessary variables to answer the research questions. Findings from the study indicate the concept of M&E systems is well known and understood in the organizations, however there is not much awareness of the importance to integrate the systems in all levels of the organization. The perception is still seen as M&E systems being donor driven for donor projects among the entire population of both local and international NGOs. One major challenge which is a cross cutting issue is that of inadequate resource capacity for an effective implementation of the systems. The research recommendsbuilding the capacity of personnel, equipping them with necessary tools, resources and creating cultural basis in the organization, is needed to make M&E effective and fully functional as to reap the real benefits of the system.

Source: KNUST
The effect of non-performing loans on banks' profitability: a case study of Standard Chartered Bank, Ghana.

The study sought to investigate the effect of non-performing loans on banks profitability: a case study on Standard Charted Bank, Tamale branch. Using monthly data from the period January, 2014 to December, 2016, the study employed the autoregressive distributed lag methodology to the dataset. Based on the discussion in Chapter four, the study therefore concludes that, non-performing loans exerts a negative but significant impact on the bank’s profitability. That is, non-performing loans is necessarily been a key driver of the bank’s profitability considering the period and selected bank under study. Interest rate had positive and significant effect on profitability while as, inflation, net credit to total assets and cost to income ratio had a negative and significant effect on profitability. The study did recommend that the bank management should set up a monitoring team known as the “SCB Monitoring Team” to help in monitoring its borrowers to make sure that the borrowed money is used for the purpose for which the loan was intended in order to help borrowers pay back loans to decrease non-performing loans and improve bank profitability.

Source: KNUST
The effect of oil price on macroeconomic aggregates in Ghana.

Oil price is arguably one of the key driving forces of macroeconomic aggregates and has been an area of interest by many in academia and industry in recent times. The study investigated the effects of oil price on macroeconomic aggregates in Ghana by employing annual time series data which spans from 1970 to 2016 from the World Development Indicator (WDI). The study considered macroeconomic variables such as real GDP, real effective exchange rate, real interest rate and unemployment. The VAR model was employed for the study and ADF test revealed that the macroeconomic variables were not stationary at levels but at first difference. Johansen test for cointegration revealed the existence of a long run relationship, whilst the VECM was unable to establish a significant short-run relationship. Results from the study revealed that oil price affects macroeconomic aggregates negatively. The study recommends that Ghana should broaden its energy mix; adopt proper risk management strategies such as hedging and also implement policies and regulations that will ensure efficient use of crude oil to reduce the effect of oil price shocks.

Source: KNUST
The effect of non-performing loan on the financial performance of commercial banks in ghana.

Non-performing loans (NPLs) is considered as financial pollution as a result of its high risk and effect on profitability and liquidity of banks. The study examines the effect of non-performing loan on the financial performance of commercial banks in Ghana. The study is guided by the following research objectives: examining the level of NPLs of commercial banks in Ghana, examining the relationship between loan to deposit ratio and profitability and determining the relationship between NPLs and financial performance of selected commercial banks. The data for this study was obtained from financial institutions from 2010 to 2021. The NPL rate shows some volatility but generally decreases from 2010 to 2014. It reaches its lowest point in 2014 at 11.3%. However, from 2015 to 2017, there is a notable increase in the NPL rate, with a peak of 21.59% in 2017. The findings shows that non-performing loans has a positive and significant relationship with ROA. The finding indicates that there is a positive and significant relationship between loan to deposit ratio. The study recommends the need to implement strong risk management practices to proactively identify and mitigate potential credit risks. This includes monitoring and early detection of deteriorating loan accounts, regular portfolio reviews, and stress testing. By identifying high-risk loans early, banks can take timely actions to mitigate potential losses and prevent loans from becoming non-performing. Also, management have to invest in training and development programs for loan officers and credit staff. Ensure they have the necessary skills and knowledge to assess creditworthiness accurately, detect warning signs, and handle loan monitoring and collections effectively.

Source: KNUST