Toronto Centre Essay Competition – 2019
Source: bank_of_ghana
Date: 2019-11-08

Enam Yawa Kodade works at Bank of Ghana within the Payment Systems Department with an overall role of ensuring a sound payment system that achieves sustainable economic growth. This includes the promotion of a safe and efficient payment and settlement systems in Ghana to engender price and financial stability. Enam’s role within the Bank include creating an enabling regulatory environment to deepen the Ghanaian payments ecosystem that promotes financial inclusion and digital financial services. Enam has previously worked with PricewaterhouseCoopers LLP , AMETrade, United Kingdom, and the Ministry of Foreign Affairs and Regional Integration, Ghana. She holds a bachelor’s degree from the University of Ghana and a master’s degree from the School of Oriental and African Studies (SOAS) - University of London. Sok Heng is currently a deputy director of the Economic Research and International Cooperation of the National Bank of Cambodia. He is involved in the assessment of the ongoing economic and financial devel- opments of Cambodia to propose policy instruments to the high-level Monetary Policy Committee with the objective of maintaining price stability. Moreover, he is a member of the Financial Stability Committee. He previously worked as an economist in the governor’s office and analyst in the Foreign Exchange Manage- ment Department. Before joining the National Bank of Cambodia in 2009, he worked for a microfinance insti- tution. His research interests include financial inclusion, financial development, international economics, and applied econometrics. He holds a Master of Arts in International Development Program from the International University of Japan and a PhD in Economics from the University of Adelaide in Australia. Andrea Fernández is Analyst at the Regulation Departament of the Superintendence of Banks, Insurance and Private Pension Funds - Lima, Perú (SBS), where she started working as intern for the Banking Supervision Department in 2015. In 2017, she attended the Extension Program of SBS, a specialized education program in the area of financial system, insurance and pension funds. Following that, she worked as Analyst at the Research Department of that institution. She holds a bachelor’s degree in Economics from Universidad del Pacífico - Lima, Perú. Born in Ayedaade Local Government Council of Osun State, Dr. Oladejo obtained his BSc, MSc, MMP and PhD degrees in Accounting from Ambrose Ali University, University of Ibadan, and Babcock Universi- ty, respectively. Presently, he is a Senior Bank Examiner with the Central Bank of Nigeria and is current- ly serving as a committee member on CBN Corporate Governance Scorecard for Deposit Money Bank in Nigeria, and for the Interdepartmental Committee on CBN Cash-Less Policy. In September 2018, Dr. Oladejo was honoured by The Governor of the Central Bank of Nigeria for an outstanding performance and a high level of professionalism displayed on the special assignment carried out on behalf of the bank and the Nigerian state. His previous employment includes Wema Bank Plc, Tolad Farm, National Bank Limited, Intercontinental Bank Plc, and First Bank of Nigeria Limited where his branch was rated one of the top 10 in South West Nigeria. He is an associate member of the Institute of Chartered Accountant of Nigeria and the Institute of Cost Management. He also holds fellowships in three prestigious institutes: Fellow Member Institute of Credit Administration (FICA), Fellow Member Institute of Capital and Entrepreneurial Management of Nigeria (FCEM), and Fellow Association of Forensic Accounting Researchers (FFAR). DR. OLUFEMI OLADEJO SENIOR BANK EXAMINER, CENTRAL BANK OF NIGERIA ENAM YAWA KODADE PAYMENT SYSTEMS DEPARTMENT, BANK OF GHANA SOK HENG LAY DEPUTY DIRECTOR - ECONOMIC RESEARCH AND INTERNATIONAL COOPERATION, NATIONAL BANK OF CAMBODIA ANDREA FERNANDEZ TINOCO ANALYST-REGULATION DEPARTMENT, SUPERINTENDENCE OF BANKS, INSURANCE AND PRIVATE PENSION FUNDS - LIMA, PERÚ (SBS), HONOURABLE MENTION AWARDEES WINNER 2019 TORONTO CENTRE ESSAY COMPETITION