Please choose the correct answer to the question: Jan really put the cart before the horse. She took out a huge loan with a ridiculous interest rate for that house with no way to repay it. What does Jan need to do before this?

Answer1: make sure she has stable income before taking out a loan Answer2: start looking for bankruptcy lawyers because she wanted to file as quickly as possible Answer3: Forclose the house

Answer format: answer1/answer2/answer3
Answer: answer1