Wikipedia:Articles for deletion/Composition of creditors
to insolvency.  I agree that there is no significant coverage and it reads like a dictionary definition, which means it fails  and ; thus, it should not have its own article.  However, it is |verifiable that the phrase is used with a specific meaning, which makes it a plausible search term.  I would say "redirect", except that our present coverage of insolvency does not cover the idea of a composition with creditors and it should.As an aside, I want to point out that it is very common in legal agreements and mortgages in the UK that a party must declare that it "has not within the past five years been bankrupt or entered into a composition with creditors", or similar language.  Financially independent adults in Britain will certainly have encountered the term
— User:S, 22:55, 7 November 2009 (UTC)
Stance: merge
Cited policy: WP:N||WP:DICDEF||WP:V (Wikipedia:Notability)