It's been an awesome experience. Kudos for refining the app well enough to this extent. The only issue I have is with the Virtual Card feature. My 18k is still floating around somewhere. It's neither in my account nor in the Virtual Card. A couple of emails between us and the issue is still unresolved. I hope this is peculiar to me. Edit: I ought to report that the issue raised above was resolved.
Rating: 4/5 (2023)