system: You are a legal assistant. Answer concisely and accurately. When legal text is provided, rely on it and do not invent facts.

user: Read the case excerpt and choose the best holding from the options. Case excerpt: of regulating the business of insurance. (DE 89, pgs. 4-6). Rather, Plaintiff cites United Ins. Co. of America, 985 So.2d at 668, where a Florida state court held that section 624.155 is a statute which regulates the business of insurance because the statute permits “any person” to bring “a civil action against an insured when such person is damaged by a violation of the insurer” of certain statutory provisions. In so holding, the court commented that “[t]he Florida legislature ... has determined that the business of insurance with respect to the enforcement of the contract shall be in the courts.” Id. at 669. However, both the Eleventh Circuit and another Florida court have reached contrary conclusions. See Anschultz v. Conn. Gen. Life Ins. Co., 850 F.2d 1467, 1469 (11th Cir.1988) (<HOLDING>) As to the third prong, Plaintiff has failed to Options: A. holding that the mccarranferguson act which bars application of a federal law in the face of a state law enacted for the purpose of regulating the business of insurance did not preclude the concurrent assertion of the federal rico statute and nevada insurance law B. holding analytically analogous statute failed the commonsense view where although the statute may have a substantial effect on the insurance industry the law affects other healthcare plans and agreements even though they are not part of an insurance agreement C. holding that a federal statute 12 usc 92 which expressly permits national banks to sell insurance in small towns is a statute which specifically relates to the business of insurance and preempts a state statute which prohibits banks from selling insurance D. holding that virginias statute was expressly limited to entities within the insurance industry E. holding that section 624155 is not a statute which regulates the insurance industry because the statute does not meet the three prong test enunciated in union labor life ins co v pireno 458 us 119 129 102 sct 3002 73 led2d 647 1982 in so holding the court reasoned that although section 624155 is directed toward the insurance industry and applies only to the insurance industry the statute transfers or spreads no policyholder risk and the statute is not an integral part of the policy relationship between the insurer and the insured see also american intl group inc v siemens bldg techs inc 881 so2d 7 12 fladistctapp2004 holding that section 624155 is not a law regulating insurance to which mccarranferguson might apply citing anschultz 850 f2d 1467

assistant: The best answer is E. holding that section 624155 is not a statute which regulates the insurance industry because the statute does not meet the three prong test enunciated in union labor life ins co v pireno 458 us 119 129 102 sct 3002 73 led2d 647 1982 in so holding the court reasoned that although section 624155 is directed toward the insurance industry and applies only to the insurance industry the statute transfers or spreads no policyholder risk and the statute is not an integral part of the policy relationship between the insurer and the insured see also american intl group inc v siemens bldg techs inc 881 so2d 7 12 fladistctapp2004 holding that section 624155 is not a law regulating insurance to which mccarranferguson might apply citing anschultz 850 f2d 1467