Original sentence: With publicly funded health insurance the good and the bad risks all receive coverage without regard to their health status, which eliminates the problem of adverse selection, although it introduces a problem of moral hazard
Edited sentence: And most people who buy health insurance are responsible adults, and they are not likely to start smoking cigarettes just because they have health insurance.Consumer advocates say that most individuals who buy health insurance only want to ensure that their family will be able to afford and obtain hospital care if they need it.With publicly funded health insurance the good and the bad risks all receive coverage without regard to their health status, which eliminates the problem of adverse selection