Edited sentence: Many Wal-mart employees have no insurance at all and many studies reveal that Wal-mart's anounced benefits and insurance plan are not being applied in practice and that other retail stores are actually offering more in salary and benefits than Wal-mart.Of course, if all these benefits were truly offered to every Wal-mart employee, governements oficials and unions would not be making studies that showed that Wal-mart recommends their employees to go on welfare in order to save on human resources costs