Edited sentence: After the 2023 collapse of Silicon Valley Bank, some have suggested instituting a 100% reserve requirement.Following major economic recessions caused by the financial sector, people often argue in favor of ending the fractional reserve banking system.For example, after the Great Depression, a group of economists from the University of Chicago proposed the Chicago plan.Monetary reformers argue that fractional-reserve banking and debt-based money lead to unpayable debt, growing inequality, inevitable bankruptcies, and an imperative for perpetual and unsustainable economic growth.The 2008 financial crisis has led to renewed interest in full-reserve banking and sovereign money issued by a central bank