Edited sentence: " The article contended that "financial institutions don't want to change the status quo because they make good and easy money off their own customers' mistakes and irresponsibility.A 2007 Washington Post article — on banks' lucrative debit card overdraft fees — pointed out that debit card issuers could notify customers electronically, allowing them to avoid overdraft fees.Instead of taking away from others blindfolded, prepaid debit cards will disallow consumers from spending what they do not have and encourage better habits with money management.Nessa Feddis, banking industry spokesperson and lobbyist, contended that "current technology makes real-time notification of overdrafts cost-prohibitive.On the other hand, prevention to keep consumers from debt has been a great relief to many consumers who are irresponsible and lack the necessary budgeting skills.To a great extent, prevention from such fees is helpful, trustworthy, and provides great relief to many that do not have to worry about any financial loss