Original sentence: One can look to the history of Schenectady Trust Company of which Trustco now opperates out of these branches.This can be traced to their  branches that have yet to be fully moderinized.Trustco Bank operates with older procedures
Edited sentence: Alot of this can be traced to their opperating of branches which have yet to be fully moderinized.Although it's a fairly common policy for most banks, TrustCo will not try to reach you in the event of a deposited check's inability to clear, possibly resulting in the customer subsequently bouncing checks of their own before they get word by mail that a check has been refused.Big Surprise, KEYBANK does the same exact thing.One can look to the history of schenectady trust company of which trustco now opperates out of these branches.They will then proceed to charge you around $64.00 per bounced check and refuse to refund it.TrustCo Bank operates with older procedures