Original sentence: A popular consumer complaint website Ripoff Report reversed its former negative stance on the company's business practice and given the company a positive rating after verifying claims that were speculative.After licensing, they must also maintain the licenses through regular state and federal continuing education standards.Like all financial firms, each applicant must be fingerprinted and have a national background check.Primerica Financial Services, a wholly owned subsidiary of Citigroup, is a multi-level marketing company headquartered in Duluth,,headquartered in Duluth, Georgia.Primerica reimburses applicants for the successful completion of the State Life and Federal Securities licenses.The failure to achieve these sometime difficult and time consuming requirements will result in no earnings by the applicant.There have been complaints that some office branches may not screen new applicants throughly.They must also have no felonies, attend recognized licensing classes and pass state and national licensing requirements before they may earn any commissions
Edited sentence: Primerica Financial Services, a wholly owned subsidiary of Citigroup,headquartered in Duluth, Georgia