Original sentence: Another critique is that although some states mandate that drivers have automobile insurance, that should have nothing to do with the state government also being the insurance company.Critics argue that the ideal of individual freedom allows one to make such choices.If left to their own devices, people may fail to buy adequate insurance or save for retirement.One critique of the system is that working people are forced to contribute to these services, that these services should not be mandated by law, and that the wisdom of using authority of government to force the funding of such programs is debatable.Other critics questions the government's running the programs, arguing that the government should simply supply the mandate and let commercial and business institutions supply the services, allowing the advantages of markets to operate; an analogy is automobile insurance.The FICA tax funds social services generally considered a safety net for retirement and medical care.The lack of insurance and retirement money arguably leads to poverty.The tax forces citizens to do two things that many people often choose not to do for themselves until too late: buy insurance against risks and save for retirement.This problem may be avoided, to some degree, with the FICA tax
Edited sentence: Critics' argument is, that although some states mandate that drivers have automobile insurance, that should have nothing to do with the state government also being the insurance company.It is acknowledged that, if left to their own devices, people may fail to buy adequate insurance or save for retirement, a problem avoided, to some degree, with the FICA tax, however, these conservative and reactionary critics argue that the ideal of individual freedom allows one to make such choices.Other right-wing criticism questions the government's running the programs, arguing that the government should simply supply the mandate and let commercial and business institutions supply the services, allowing the advantages of markets to operate; an analogy is automobile insurance.Reactionary economic criticism arises about the constraint of working people being forced to contribute to these services, arguing these services should not be mandated by law and debating the role and authority of government to force the funding of such programs.The FICA tax funds social services that are generally considered a safety net for retirement and medical care.The tax forces citizens to do two things that many people often choose not to do for themselves until too late: buy insurance against risks and save for retirement; the lack of insurance and retirement money leads to poverty