million savings/life insurance policyholders worldwide and17 million borrowers covered by term creditor insurance €288.7bn in technical reserves at 31 December 2011 €30bn in revenue in 2011 (IFRS)
CNP Assurances held firm and increased its market share in a challenging environment.”
I’m delighted to see that an international culture is emerging at CNP Assurances. Real synergies are now taking shape, including through internal talent transfers, which I
Labour 03. Businesses should uphold the freedom of association and the effective recognition of the right to collective bargaining; 04. The elimination of all forms of forced and compulsory labour; 05. The effective abolition of child labour; 06. The elimination of discrimination in respect of employment and occupation.
Lump sum payment or regular benefits in the event of an accident, illness, death, loss of autonomy, unemployment, retirement or property damage
We aim to keep employee numbers stable until 2014 and are giving priority to career development, mobility and skills enhancement, supported by a training commitment representing over 5%
(PERP) and a range of group insurance contracts offered to corporate customers. In addition, employee retirement savings are facilitated through the Plan d’Épargne pour la Retraite Collective (PERCO) group pension plans managed by our subsidiary
CNP Assurances is an easy-to-use, free dispute resolution process that significantly reduces the number of lawsuits and improves relations with policyholders. Details of how to contact the mediator are included in the general terms and conditions of all of our policies.
CNP Assurances’s SRI commitment is anchored in its corporate values and in the values of the United Nations Global
An overall diversity management system was set up in 2011, supported by a
Planète Patrimoine. Following its success in 2011, the conference dedicated to “Better Understanding Insurance”
CNP Assurances encourages local communities to install defibrillators in public places and broadly raise awareness about CPR for victims of cardiac arrest. In all, 2,215 defibrillators have been deployed in 1,372 towns across France.
In France, our electricity use fell to 17.5 million kWh in 2011 from 18.8 million kWh in 2010, mainly thanks to the installation of new air conditioning units in the Paris office.
SUSTAINABLY MANAGING FORESTS CNP Assurances is the largest private owner of woodland in France, with 54,462 hectares of forest, of which 1,540 were acquired in 2011 (in the Massif de Champrond area of the Eure-et-Loire region). These woodlands have been certified by the Pan European
Adjusted net asset value (ANAV) The value of assets attributable to shareholders after deducting intangible assets, subordinated debt and other items included in the value of in-force business.
Gross operating profit (EBIT) Net insurance revenue less expenses, corresponding to operating profit before fair value adjustments, capital gains recognised in profit, other financial income and expenses and nonrecurring items.
development process by making the organisation accountable to stakeholders for its performance. We map our CSR commitment using indicators that gauge our progress on a set of core challenges. These allow us to set measurable objectives around which our teams can be mobilised.
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