With regards to the financing of the fight against climate change several initiatives are led locally. Whereas voluntary compensation was experimented in Cologne in 2012, SCOR Switzerland Ltd joined the Swiss Climate Foundation concerned with the climate protection by giving financial support to small and medium sized enterprises (SMEs).
BIODIVERSITY PROTECTION formation required by the decree n°2012-557 Description and 2013 Data Scope 14- Measures taken to preserve and develop biodiversity
Main indicators and coverage ratio in percentage of SCOR’s total workforce
(1) coverage rate are reported against the number of employees working for the legal entities fully consolidated in the financial statements. (2) of which electricity (65%), fuel and gas (12%), other heating source (5%) and other cooling source (17%)
Generally not significant in view of location in urban areas and size of the sites used by SCOR SE and its subsidiaries in
United Kingdom, Monetary Authority of Singapore - Singapore, Central Bank of Ireland - Ireland, Autorité
Life and Health Insurance Association, CFO Forum, Reinsurance Advisory Board, CRO Forum);  non-governmental institutions such as the United Nations Programme for the Environment via its financial initiative, and the United Nations Global Compact.
The Group’s French subsidiaries also hold sheltered workshops, designed to promote integration and employment access for disadvantaged people.
Aside from the SCOR Global Life Research Centers, which maintain close ties with the medical world and finance research operations in the fields for instance of cardiovascular disease (partnership with the Assmann Foundation in
Foundation also contribute to the promotion of actuarial science in Europe (Germany, Spain, Portugal, France, Italy, the
University/Nanyang Business School in Singapore) and have launched significant research partnerships in the field of economics and finance (the Risk Foundation in collaboration with the Toulouse School of Economics Paris-Dauphine
In 2013, the SCOR Corporate Foundation for Science has granted EUR 1 million over 5 years to the Foundation for the research on Alzheimer’s disease. Besides this commitment, the French actuarial prize was transferred to the SCOR
Corporate Foundation for Science and a project with the ISFA aiming to promote the development of actuarial science in
“Give4Others” programme, which enables staff to devote four hours per month to voluntary work for the non-profit associations of their choice. Another social programme consists of a partnership with various schools, which with very high proportion of underprivileged children. Other charity organizations such as United Way are also supported by
SCOR is also a partner to the arts, notably in France (Orchestre de Paris), in Germany (Walfart Contemporary Art
The scope of subcontracting and consideration of suppliers’ and subcontractors’ social and environmental responsibility in relations with suppliers and subcontractors
SCOR is committed to carrying on its business in a manner reflecting a high degree of integrity, professionalism and responsibility. SCOR is a member of the United Nations Global Compact and is in line with this UN corporate initiative.
SCOR’s efforts towards a more formalized/ documented approach which regulators and others increasingly require. The
Policy shall also contribute to the efficient coordination of compliance activities between Group and Hub/locations as it documents current practices on interactions and reporting of Group/Hub and local compliance functions.
To embed the Group Compliance Policy and other legal & compliance requirements (e.g. anti-fraud, anti-bribery, antimoney laundering and sanctions compliance, anti-trust/competition law) and latest developments in those areas into the organization, training sessions targeted for underwriters, claims and accounting staff were also held during 2013 in all
Besides that, a seminar for Hub legal counsels, risk managers and compliance officers was organized by the Group
Measures taken in favor of the health and safety of consumers
In anticipation of the next European regulation, SCOR has appointed a Data Protection Officer (DPO), in charge of personal data protection. The Group’s four Societas Europae (SCOR SE, SCOR Global P&C SE, SCOR Global Life SE
 2013 fiscal year’s important events for the Group and SCOR SE Section 5.1.5, 6 and Appendix A. § 1.1
- Operations performed by the Company on its own shares Section 21.1.3 - Issuance of bonds and similar securities Appendix A and Section 20.1.6.14 - Share capital ownership and structure Section 18.1 - Elements which could have an impact in case of a tender offer Section 21 - Fluctuation of quotation related risks Section 4 - Employees’ shareholding in SCOR SE Sections 17 and 18.1 - Adjustment of the conversion basis for securities granting access to the share capital Section 20.1.6.14
 Compensation and benefits granted to SCOR SE’s officers and executives in 2013 Section 15
 Subsidiaries’ business overview in 2013 Sections 6, 7, 9 and Appendix A § 2.3
(1) The Company did not hold any cross shareholding in 2013
7 STATUTORY AUDITORS’ REPORT ON THE REVIEW OF SCOR SE SELECTED ENVIRONMENTAL AND SOCIAL INDICATORS
English speaking readers. This report should be read in conjunction with, and is construed in accordance with French law and professional auditing standards applicable in France
The Board of Directors of SCOR SE is responsible for preparing a management report including the CSR Information required under Article R. 225-105-1 of the French Commercial Code, in accordance with the reporting criteria (the
Our independence is defined by regulatory texts, the profession’s Code of Ethics and by the provisions of Article L. 82211 of the French Commercial Code. Furthermore, we have set up a quality control system that includes documented policies and procedures designed to ensure compliance with deontological rules, professional standards and applicable legal texts and regulations.
We compared the CSR Information presented in the management report with the list set forth in Article R. 225-105-1 of the French Commercial Code.
(1) Decree of 13 May 2013 establishing the methodology according to which the independent third party conducts its mission (2) ISAE 3000 – Assurance engagements other than audits or reviews of historical information
We verified that the CSR Information covers the consolidated scope, which includes the company and its subsidiaries within the meaning of Article L. 233-1 of the French Commercial Code (Code de commerce) and the companies that it controls within the meaning of Article L. 233-3 of the French Commercial Code (Code de commerce), subject to the limits set forth in the methodological note presented in Appendix D of the management report, in the paragraphs entitled “Methodological note” and “Environmental indicators: scope, methodology and limitations”.
Based on our work and taking into account the limitations mentioned above, we attest that the required CSR Information has been disclosed in the management report.
We conducted about ten interviews with the persons responsible for the preparation of CSR Information from departments in charge of the process of gathering information and, where appropriate, responsible of the internal control and risk management to:  assess the appropriateness of the Reporting Criteria in terms of its relevance, completeness, neutrality, clarity and reliability, by taking into consideration, when relevant, the sector’s best practices;  verify the set-up within the Group of a process to collect, compile, process and check the CSR Information with regard to its completeness and consistency. We familiarized ourselves with the internal control and risk management procedures relating to the compilation of the CSR Information.
We determined the nature and extent of tests and controls depending on the nature and importance of CSR Information in relation to the characteristics of the Company, the social and environmental issues of its operations, its strategic priorities in relation to sustainable development, and the Industry best practices.
The selected sites contribution to group data equals to 47% of headcount and from 46% to 73% of the quantitative environmental information tested.
Review of the parent company’s and consolidated group’s profit or loss, financial position, main risks and uncertainties, and share issue authorizations (Articles L.225-100 and L.225-100-2 of the French
Information about items that could affect a public offer, as required by Article L.225-100-3 of the French
Information about share buybacks (Article L.225-211, paragraph 2, of the French Commercial Code) 307