Lutowo Kuyavian-Pomeranian Voivodeship
 Lutowo [luˈtɔvɔ] is a village in the administrative district of Gmina Sępólno Krajeńskie within Sępólno County Kuyavian-Pomeranian Voivodeship in north-central Poland. It lies approximately 7 kilometres (4 mi) west of Sępólno Krajeńskie and 52 km (32 mi) north-west of Bydgoszcz.The village has a population of 460.