premise: How to select annuity payments<br>Decide if a retirement annuity is right for you. Annuities are financial investment options for those who want secure, steady, and guaranteed income during their retirement. An annuity is an illiquid asset, meaning that it cannot easily be sold or exchanged for cash.
hypothesis: Annuity payments are right for you.
reason: We do not know if annuity statements are right for you the statement says to check if they are. 