CREATE TABLE table_name_48 (comprehension_of_danish VARCHAR(255), average VARCHAR(255), comprehension_of_norwegian VARCHAR(255))
Which Comprehension of Danish has an Average smaller than 6.85, and a Comprehension of Norwegian of 4.13?
    
SQL: SELECT comprehension_of_danish FROM table_name_48 WHERE average < 6.85 AND comprehension_of_norwegian = "4.13"