CREATE TABLE table_name_97 (seasons_completed INTEGER, finals_appearances VARCHAR(255), division_titles VARCHAR(255), playoff_appearances VARCHAR(255))
What is the average number of seasons completed of the team with less than 1 division titles, 0 playoff appearances, and more than 0 finals appearances?
    
SQL: SELECT AVG(seasons_completed) FROM table_name_97 WHERE division_titles < 1 AND playoff_appearances = 0 AND finals_appearances > 0