CREATE TABLE table_name_60 (points VARCHAR(255), goals_for VARCHAR(255), wins VARCHAR(255), club VARCHAR(255))
What is the number of points of palamós cf, which has less than 21 wins and less than 40 goals?
    
SQL: SELECT COUNT(points) FROM table_name_60 WHERE wins < 21 AND club = "palamós cf" AND goals_for < 40