CREATE TABLE table_name_54 (profits__billion_ INTEGER, sales__billion_$_ VARCHAR(255), headquarters VARCHAR(255), industry VARCHAR(255))
How many profits is the company that is headquartered in the USA, in the banking industry, and has sales (billion $) less than 98.64 bringing in?
    
SQL: SELECT SUM(profits__billion_) AS $_ FROM table_name_54 WHERE headquarters = "usa" AND industry = "banking" AND sales__billion_$_ < 98.64