exo-is/governance-reporting-on-listed-companies huggingface dataset:
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Use of new technologies 
and AI 
Today, we stand at the precipice of yet 
another transformative leap in technology, 
fueled by the accessibility of generative AI. 
With its ability to create new content and 
predict a whole series of next steps, it has 
the potential to transform customer 
experiences, enable personalized 
interactions and reshape industries. 
For Mastercard, AI is not new. We have been 
leveraging AI for decades to support the 
safety and security of our payments 
ecosystem, and we are continuously 
innovating in this space. We are using AI to 
help spot red flags in large datasets relevant 
to anti-money laundering, and we are using 
generative AI to help e-commerce retailers 
personalize user e
Keyword: governance
Governance program to help ensure that we 
use AI responsibly. Our program is designed 
to help ensure that our use of AI is reliable 
and effective and aligns with our Data and 
Tech Responsibility Principles to help protect 
people and society from potential harms, 
such as bias. 
Our AI Governance program is comprised of 
policies, processes and tools to help manage 
risks, and it is led by the Chief Privacy & 
Data Responsibility Officer and the Chief 
Data Officer. In 2023, our Board of 
Directors, through its committees, reviewed 
and oversaw our AI risk and governance. 
We are continually enhancing our AI 
Governance program in light of regulatory 
and technological developments. We are 
also participating in policymakers' efforts to 
develop
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Communities  
 
 
Communities 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
5 5 
MASTERCARD 2023 ESG REPORT 
INTRODUCTION 
ENVIRONMENT 
OUR PEOPLE 
SUPPLIERS 
CUSTOMERS 
COMMUNITIES 
GOVERNANCE 
DATA TABLES 
APPENDIX  
At  Mastercard, we believe Doing 
 
 
 
 
Well by Doing Good is a key 
 
 
 
   
 
driver of our business success. 
 
 
 
 
 
We leverage our employees, 
 
 
 
 
techno
Keyword: governance
the Nominating and Corporate Governance 
Committee. 
Responsibility for our financial inclusion and 
inclusive product design efforts cuts across 
our organization, including Product & 
Engineering, Mastercard Strategic Growth 
and Law, Franchise and Integrity 
business units. 
Our philanthropic efforts through the 
Center for Inclusive Growth and our 
employee volunteerism programs are led by 
the President of the Mastercard Center for 
Inclusive Growth & Executive Vice President 
of Sustainability. The President of the 
Mastercard Center for Inclusive Growth & 
Executive Vice President of Sustainability 
reports to the President of 
Strategic Growth. 
870 million 
 
 
people connected to the 
digital economy through 2023 
6.8 million 
 
girls educated through 
Girls4TechTM thr
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Financial inclusion  
At Mastercard, we are working 
 
 
 
 
 
to build an inclusive, sustainable 
 
 
 
 
 
digital economy for everyone, 
 
 
 
 
everywhere. Providing access to 
 
 
 
 
digital transactions and online 
 
 
 
 
services helps underserved 
 
 
 
consumers and businesses 
 
 
 
participate in the 
  
 
modern economy. 
 
 
 
 
  
 
Empowering people in a 
digital economy 
In a world where digital transactions and online 
services are vital to participating in the modern 
economy, making or receiving digital payments 
is often the first foray into formal financial 
services for underserved consumers. Through 
commercially viable and economically 
sustainable solutions, we are helping those 
without
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
FEATURED STORY 
How to turn farmers from price takers 
 
 
 
 
 
 
 
to price makers 
 
 
In India, Agtechs and other service 
 
 
 
 
 
 
providers, such as the LEAF Farmer 
 
 
 
 
 
 
Network (LFN), are using components of 
 
 
 
 
 
 
Mastercard Community Pass to digitize 
 
 
 
 
 
marketplaces, payments and workflows 
 
 
 
 
for the smallholder farmers they serve. 
 
 
 
 
 
 
LFN farmers say they are commanding 
 
 
 
 
 
 
prices that are higher than before. 
 
 
 
 
 
Learn more at the
 
 
 
  Mastercard 
Newsroom. 
Connecting communities to the digital 
economy. Through our Community Pass 
solution, Mastercard enables rural and 
marginalized communities, many of whom 
lack digitized data records, identif
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
5 8 
MASTERCARD 2023 ESG REPORT 
Giving access to digital  
solutions with Nubank  
Nubank is one of the world’s largest 
digital banking platforms, with over 
90 million customers in Latin 
America. It has significantly 
democratized access to financial 
services by leveraging technology 
and smart data to develop products 
that are simple, affordable and 
transparent, becoming widely 
success
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
5 9 
MASTERCARD 2023 ESG REPORT 
Helping small 
businesses succeed 
Across many markets, small business 
owners face challenges in accepting 
different modes of payments due to a lack 
of infrastructure. Through our commercial 
solutions, we are helping micro, small and 
medium enterprises (MSMEs) securely pay, 
get paid, access capital and digitize their 
operations. Through our philanthropy, we 
are galvanizing partnerships to strengthen 
the small business ecosystem and help 
entrepreneurs access the networks, tools 
and resources they need to thrive. 
Commercial solutions to help small 
businesses grow 
Helping merchants make payments and 
get paid. To help ensure small businesses are 
not left out of the digit
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Designing programs and solutions that 
empower women entrepreneurs. Our global 
framework Mastercard Women by Design 
enables issuers to customize portfolios and 
enhance existing propositions. Initiatives 
include partnerships with local governments 
to help drive policies, programs and solution 
delivery to uplift women-owned or 
run businesses. 
Women entrepreneurs 
 
 
provided business solutions 
 
 
Progress
37 million 
 
Our 2025 goal
 
 
25 million 
 
Toward our goal to provide 25 
 
 
 
 
 
 
million women entrepreneurs by 
 
 
 
 
2025 with solutions that can 
 
 
 
 
 
help them grow their businesses, 
 
 
 
 
 
in 2023, we provided 
 
 
 
 10 million 
 
 
women-owned or women-led 
 
 
 
businesses with
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Inclusive product design  
Mastercard is dedicated to 
making payments more 
accessible for all. We draw from 
decades of payments 
experience, the latest trends in 
card innovation and consumer 
research and feedback to 
develop inclusive solutions that 
enhance our core card offerings. 
Developing inclusive products 
helps us ensure that no one is 
left out from the 
digital ecosystem. 
Supporting transgender and non-
binary cardholders. 
True Name™ from Mastercard eases a pain 
point for many in the transgender and non-
binary communities worldwide, enabling 
them to display their preferred name on 
their payment card of choice: credit, debit 
and/or prepaid cards. Many transgender 
individuals cannot access leg
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Community giving and volunteerism  
At Mastercard, we leverage our 
assets, core competencies and 
employee volunteer efforts to 
create positive social impact in 
our communities and accelerate 
inclusive economic growth 
around the world. 
Central to this approach are the 
philanthropic efforts of the Mastercard 
Center for Inclusive Growth, which 
administers our private foundation, the 
Mastercard Impact Fund, as well as our 
corporate giving and employee volunteerism. 
How we supported our 
 
 
 
 
communities in 2023 
  
Mastercard Impact Fund giving 
 
 
 
 
cash contributions 
 
$74  million 
Corporate giving cash 
 
 
 
contributions 
$26  million 
Employee,  Board  of  Directors  and  
retiree  giving 
$6
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Insights to advance 
inclusive growth 
Through the support of the Center for 
communities in the U.S.
 
 
 
 
 
 
 
Inclusive Growth, in 2023, Mastercard’s 
 
  
 
 
research partners produced more than 
 
 
 
 
 
100 research articles and other resources 
 
 
 
 
 
 
to inform inclusive growth strategies. To 
 
 
 
 
 
 
learn more, please visit our
 
 
 
 
  Insights  
Library. 
The Center's focus areas  
2023 highlights  
Financial security 
Increasing the financial security and 
 
 
 
 
 
economic mobility of individuals 
 
 
 
 
and workers. 
 
 
Catalyzing a national financial inclusion strate
  
 
 
 
gy in the 
  
 U.S.  With support from the Center, 
 
 
 
 
 
the Aspen Financial Security Program launched
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
FEATURED STORY 
Uncovering innovative 
 
 digital- and 
data-first solutions to support 
 
 
 
 
small busine
 
sses 
In 2023, the Strive Innovation Fund 2.0 
awarded nearly $2 million in grants to 11 
organizations to advance innovative 
solutions that help small businesses 
leverage data to access markets and 
support environmental sustainability. 
Selected organizations will pilot a range 
of solutions, from an AI-supported 
dashboard helping small businesses in 
Colombia make better business decisions 
to a deposit and reward system helping 
small retailers in Indonesia reduce single-
use plastics. 
Learn more at the 
 
 
 
 Mastercard  
Newsroom. 
Inclusive climate action 
As our global society transitions tow
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Other Mastercard  
community support  
Mastercard also makes monetary 
contributions and leverages our company’s 
people, technology, data and expertise to 
support important causes around the world. 
In 2023, Mastercard provided $26 million in 
corporate donations to 300 charitable 
organizations. 
Data for Good 
Mastercard’s Data for Good initiative 
leverages our employee volunteers’ 
analytical and technical skills, along with 
aggregated and anonymized data on 
consumer spending trends, to help nonprofit, 
government and social enterprise partners 
develop and implement specialized social 
impact solutions. In 2023, employees 
provided 600 hours of pro bono data 
science assistance. 
In  2023,  The  Inclusive
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Employee volunteerism 
and giving 
Our employees are a powerful force for 
good in the communities where we live and 
work. We encourage our employees to bring 
social purpose to their work by donating 
funds and sharing their skills and their lived 
experiences to support our charitable 
partners and advance causes that are 
meaningful to them through pro bono 
projects, volunteering and veteran 
mentorship opportunities. In 2023, 8 
thousand Mastercard employees 
participated in our volunteerism and pro 
bono programs and volunteered 121 
thousand hours. 
Pro bono 
Through our pro bono programs — Launch 
for Social Impact, Racial Justice Pro 
Bono, and Data for Good and Social 
Impact — Mastercard offers purpose-
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Human rights  
Our commitment to human 
rights begins with our 
longstanding belief that 
everyone has the right to be 
treated fairly, with decency, 
dignity and respect. We conduct 
business in ways that promote, 
protect and advance human 
rights, and we embed respect 
for human rights within our own 
operations and across our 
supply chain. We continue to 
assess and monitor our risks 
and impacts in this sphere. 
Our approach is guided by our Board-
approved Human Rights Statement, which 
identifies and prioritizes the human rights 
most correlated with our business, and our 
Modern Slavery and Human Trafficking 
Statement, which outlines the steps we 
take to ensure that our business and supply 
chains are fr
Keyword: governance
Nominating and Corporate Governance 
Committee on human rights as necessary. 
Due diligence 
We conduct the following due diligence 
activities to support this commitment and 
better identify, prevent, mitigate and 
remedy human rights risks. 
Internal policies: Mastercard maintains a 
number of internal policies on human rights 
subtopics including, but not limited to, 
accommodation of disabilities, anti-
discrimination, anti-harassment, anti-
retaliation and other employee 
relations protocols. 
Training: All Mastercard employees receive 
biannual trainings in and a required annual 
certification of our Code of Conduct. Other 
human rights–related trainings are offered 
enterprise-wide on voluntary or episodic 
bases, ensuring that employees understand 
our expectation of
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Memberships: As a member of the U.N. 
Global Compact and U.N. Women’s 
Empowerment Principles networks, we 
affirm our commitment to upholding human 
rights in concert with global institutions and 
coalitions. More information on these 
memberships can be found in the UN 
Sustainable Development Goals section of 
this report’s Appendix. 
Partnerships: Through partnerships with a 
variety of nonprofits and other 
organizations, we leverage our assets, 
including our people, funding, data insights 
and purpose-driven tools, to enhance impact 
in restorative justice, police reform, women’s 
empowerment, racial equity and other 
human rights areas. 
Suppliers: Our suppliers are required to 
comply with the Supplier Cod
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Governance  
Mastercard takes steps to implement 
robust policies, procedures and programs 
designed to promote compliance with 
applicable laws and regulatory 
obligations. Our governance policies and 
practices provide the foundation needed 
to meet our environmental and social 
commitments and support our overall 
business strategy.
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Ethics and compliance  
At Mastercard, we are 
committed to doing business 
the right way. This means 
operating ethically, honestly, 
fairly and transparently, and in 
compliance with laws and 
regulations everywhere we do 
business. Our commitment 
is deeply embedded in our 
culture, shapes every interaction 
with our employees and 
stakeholders, and is reflected in 
how we live our corporate 
values of decency, integrity 
and respect. 
Working to ensure 
compliance 
Our approach to ethical operations begins 
with our Code of Conduct. Available in 
14 languages, the Code of Conduct outlines 
expectations for ethical behavior. All 
employees and our Board of Directors are 
required to annually review and certify
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Our senior leaders are active participants in 
organizations that promote ethics and 
compliance thought leadership, including the 
World Economic Forum’s Partnering Against 
Corruption Initiative, the B20 Integrity & 
Compliance Task Force, the Association of 
Certified Anti-Money Laundering 
Specialists and the Centre for Financial 
Crime and Security Studies. 
Ethics Helpline 
At Mastercard, we promote a “speak up” 
culture and encourage employees to report 
any ethical or legal concerns. Our 
Mastercard Ethics Helpline, hosted by 
an independent third party, is a confidential 
around-the-clock service for reporting 
activity suspected of violating the law, our 
Code of Conduct or any other company 
policy. The
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Regulatory compliance 
Mastercard is committed to complying with 
all applicable laws and regulations. We are 
subject to an increasingly rigorous landscape 
of regulatory oversight and compliance that 
is further affected by the diversification of 
our products and services. 
Mastercard takes steps to implement robust 
policies, procedures and programs designed 
to promote compliance with applicable laws 
and regulatory obligations. 
We coordinate globally while acting locally 
and leverage our expertise to manage the 
effects of regulation on Mastercard. 
Antitrust and 
competition law 
Mastercard is committed to a fully 
competitive marketplace. Our policies 
and programs are designed to comply with 
antitrust a
Keyword: governance
Corporate Governance Committee on the 
antitrust enforcement landscape and 
our compliance efforts. 
Regular risk assessments and mitigation 
strategies enhance Mastercard’s antitrust 
and competition law compliance program. 
We continually monitor the external 
environment for information that may 
apply, adjusting our risk assessment and 
program accordingly. We emphasize the 
importance of this topic internally by 
training all employees, providing simple 
guidance documents and ensuring that 
controls are in place. Our Antitrust and 
Competition Law Policy is reviewed 
annually. We regularly assess and monitor 
for competitive issues throughout the entire 
product life cycle, starting with early 
product development. 
We take antitrust concerns very seriou
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Policy engagement and political activity  
Our Government Relations and 
Public Policy teams engage in a 
wide variety of issues that align 
with our business interests and 
could potentially impact our 
company and stakeholders. 
Mastercard’s belief in transparency around 
these efforts is expressed in our Political 
Activity and Public Policy Statement. 
Here you will find information on our 
political activity, including links to state and 
federal filings, trade associations, oversight 
of our activities and political contributions. 
Mastercard’s Government Relations team 
oversees the company’s public policy 
strategy, and political contributions and 
corporate political expenditures are 
approved by the Execu
Keyword: governance
Governance Committee of the Board of 
Directors is responsible for overseeing 
Mastercard’s public policy activities and 
reviews them at least annually. Mastercard 
maintains comprehensive internal 
compliance procedures to ensure that the 
company’s political and public policy 
activities fully comply with all laws, 
regulations and company policies. 
Mastercard’s political and public policy 
activities and our Political Activity and Public 
Policy Statement are reviewed on an annual 
basis by outside counsel. 
 
 
 
 
 
 
 
7 4 
MASTERCARD 2023 ESG REPORT 
INTRODUCTION 
ENVIRONMENT 
OUR PEOPLE 
SUPPLIERS 
CUSTOMERS 
COMMUNITIES 
GOVERNANCE 
DATA TABLES 
APPENDIX  
Data tables
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
General 
Organization name 
Mastercard 
Purpose, mission and values 
Purpose Statement; Who We Are 
Activities, brands, products and services 
2023 10-K 
Markets served 
Who We Are 
Location of headquarters 
Purchase, New York 
Countries of operations 
Global locations 
Ownership and legal form 
2023 10-K 
Scale of organization 
2023 10-K; 2023 Proxy Statement 
Significant changes to the organization and its supply chain 
Financials and SEC filings 
Operational and financial results 
2023 10-K 
Total tax paid 
2023 10-K 
Statement from senior decision-maker 
CEO Letter 
Key impacts, risks and opportunities 
2023 10-K 
Stakeholder engagement, including memberships 
2023 Proxy Statement 
Reporting practi
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
The following tables disclose information about our ESG programs and metrics. Additional information about the data presented in the following tables: 
•  
  
  
  
  
  
An employee is defined as an individual working full-time or part-time, excluding interns, certain contingent workers and individuals on long-term disability. 
•
Headcount metrics are presented rounded to the nearest hundred, except for social metrics reported in the Governance structure section below. Due to rounding, disaggregated headcount metrics may not sum to their respective totals. Percentages are 
calculated on underlying data and are rounded to the nearest whole unit. Due to rounding, percentages may not recalculate based on reported hea
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
2022 
2021 
Energy management  
Total energy consumed 
MWh 
107,023 
103,024 
102,778 
Data centers 
MWh 
60,163 
57,010 
58,300 
Offices 
MWh 
46,860 
46,014 
44,478 
Grid electricity 
% 
94% 
97% 
96% 
Renewable energy 
% 
100% 
100% 
100% 
Long-term renewable energy purchased 
% of renewable energy 
18% 
18% 
1% 
On-site creation 
% of renewable energy 
6% 
3% 
4% 
Direct procurement 
% of renewable energy 
17% 
14% 
6% 
Unbundled renewable energy credits 
% of renewable energy 
60% 
65% 
90% 
Data centers 
Average power usage effectiveness (PUE) 
energy ratio IT equipment to cooling
equipment 
1.37 
1.39 
1.51 
Green workspace 
% of total workspace 
90% 
89% 
87% 
Waste management 
Was
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
2022 
2021 
Social | Our People 
Employees 
employee headcount 
33,400 
29,900 
24,000 
Permanent employees 
employee headcount 
33,300 
29,900 
24,000 
Temporary employees 
employee headcount 
<100 
<100 
— 
Non-guaranteed hours employees 
employee headcount 
— 
— 
— 
Full time employees 
employee headcount 
33,100 
29,600 
23,800 
%  of  employee  headcount 
99% 
99% 
99% 
Part time employees 
employee headcount 
200 
200 
200 
%  of  employee  headcount 
1% 
1% 
1% 
Contingent workforce 
contingent worker headcount 
4,600 
4,900 
3,900 
Geographical distribution 
Employees outside of U.S. 
% of employee headcount 
67% 
66% 
65% 
Countries with employees outside of U.S. 
number 
89 
89
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
2022 
2021 
Employees by gender  
Women 
employee headcount 
13,200 
11,700 
9,300 
% of  employee  headcount 
39% 
39% 
39% 
Men 
employee headcount 
20,100 
18,100 
14,700 
%  of employee  headcount 
60% 
61% 
61% 
Other 
employee headcount 
100 
100 
100 
%  of  employee  headcount 
<1% 
<1% 
<1% 
Not reported 
employee headcount 
<100 
— 
— 
%  of  employee  headcount 
<1% 
—% 
—% 
Permanent employees by gender 
Women 
employee headcount 
13,200 
11,700 
9,300 
Men 
employee headcount 
20,100 
18,100 
14,700 
Other 
employee headcount 
100 
100 
100 
Not reported 
employee headcount 
<100 
— 
— 
Full time employees by gender 
Women 
employee headcount 
13,000 
11,500 
9,100 
Men 
emplo
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
2022 
2021 
Women by level  
Senior management 
% of senior management 
36% 
34% 
33% 
First-/mid-level management 
% of first-/mid-level management 
37% 
36% 
36% 
Professional 
% of employees in professional roles 
42% 
41% 
40% 
Administrative 
% of employees in administrative roles 
68% 
68% 
70% 
Technical 
% of employees in technical roles 
28% 
27% 
27% 
Non-technical 
% of employees in non-technical roles 
46% 
47% 
45% 
Gender pay equity 
Women to men pay equity 
U.S. dollars ($) 
$1.00 to $1.00 
$1.00 to $1.00 
$1.00 to $1.00 
Median pay for women 
% of median pay compared to men 
96.4% 
94.0% 
93.0% 
Employees by ethnicity (U.S.) 
Black or African American 
% of U.S. employee he
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
2022 
2021 
PoC pay equity (U.S.)  
Employees of color to white employees pay equity 
U.S. dollar ($) 
$1.00 to $1.00 
$1.00 to $1.00 
$1.00 to $1.00 
Median pay for people of color 
% of median pay compared to white
employees (U.S.) 
94.3% 
93.2% 
92.6% 
Recruitment 
Women 
% of final candidate interviews conducted 
69% 
67% 
74% 
Men 
% of final candidate interviews conducted 
73% 
74% 
75% 
People of color (U.S.) 
% of final candidate interviews conducted in 
U.S. 
86% 
81% 
86% 
White (U.S.) 
% of final candidate interviews conducted in 
U.S. 
57% 
66% 
79% 
Senior management recruitment 
Women 
% of final candidate interviews conducted for 
senior management positions 
75% 
65% 
83%
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
2022 
2021 
University hires  
Women 
% of university hires 
48% 
46% 
48% 
Men 
% of university hires 
52% 
53% 
51% 
People of color (U.S.) 
% of U.S. university hires 
72% 
66% 
56% 
White (U.S.) 
% of U.S. university hires 
26% 
32% 
39% 
Undergraduate interns 
Women 
% of interns 
48% 
47% 
51% 
Men 
% of interns 
51% 
53% 
48% 
Black or African American 
% of U.S. interns 
17% 
14% 
12% 
Hispanic or Latino 
% of U.S. interns 
12% 
15% 
9% 
Asian 
% of U.S. interns 
39% 
36% 
31% 
All other people of color 
% of U.S. interns 
4% 
4% 
2% 
White 
% of U.S. interns 
26% 
29% 
37% 
Career moves 
Women 
% of career moves received by employees 
41% 
40% 
42% 
Men 
% of career moves received
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
2022 
2021 
Performance and career development  
Employees  given  performance  and career 
development  reviews 
% of  employee  headcount 
100% 
100% 
100% 
Women** 
% of  reviews  performed 
38% 
— 
— 
Men** 
% of  reviews  performed 
61% 
— 
— 
Compensation 
Ratio  median  employee  compensation 
to  CEO 
CEO pay ratio 
183  to 1 
163  to 1 
126  to 1 
Employees  paid  living  wage 
%  of  employee  headcount 
100% 
100% 
100% 
Employees subject to collective bargaining agreements 
(U.S.) 
employee  headcount  (U.S.) 
0 
0 
0 
Employee engagement 
 
Employee  engagement favorability 
%  of  employee  experience  survey 
respondents 
90% 
88% 
—% 
Employee ret
 
ention 
Voluntary  attri
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
2022 
2021 
Mastercard giving
 
  
Mastercard Impact Fund 
annual cash contributions in U.S. dollar ($) 
$74,000,000 
$68,000,000 
$77,000,000 
Corporate giving 
annual cash contributions in U.S. dollar ($) 
$26,000,000 
$35,000,000 
$37,000,000 
Employee, Board of Director and retiree giving 
annual cash contributions in U.S. dollar ($) 
$6,000,000 
$6,000,000 
$5,000,000 
Other Community Support 
MSEs reached through Mastercard Strive program 
cumulative reach as of 12/31 
12,000,000 
4,000,000 
— 
In Solidarity initiative investments 
cumulative investment as of 12/31 in U.S.
dollar ($) 
$511,000,000 
$423,000,000 
$194,000,000 
Girls educated through Girls4Tech 
cumulative reach as of
Keyword: governance
Governance 
Governance st
 
ructure 
Board of Directors  
Women 
% of total Board members 
33% 
33% 
31% 
Men 
% of total Board members 
67% 
67% 
69% 
Black or African American 
% of total Board members 
8% 
8% 
8% 
Hispanic  or  Latino 
%  of  total  Board  members 
8% 
8% 
8% 
Asian 
%  of  total  Board  members 
42% 
50% 
46% 
White 
% of total Board members 
42% 
33% 
38% 
Sustainability  experience 
%  of  total  Board  members 
100% 
100% 
92% 
Independent 
Independent  headcount 
11 
11 
12 
%  of  total  Board  members 
92% 
92% 
92% 
Executive 
Executive  headcount 
1 
1 
1 
%  of  total  Board  members 
8% 
8% 
8%
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
2022 
2021 
Management Committee  1  
Women 
% of Management Committee members 
27% 
25% 
25% 
Men 
% of Management Committee members 
73% 
75% 
75% 
Racially or ethnically diverse 
% of Management Committee members 
27% 
25% 
31% 
Black or African American 
% of Management Committee members 
3% 
3% 
3% 
Hispanic or Latino 
% of Management Committee members 
—% 
—% 
3% 
Asian 
% of Management Committee members 
24% 
22% 
25% 
White 
% of Management Committee members 
54% 
53% 
44% 
Not reported 
% of Management Committee members 
19% 
22% 
25% 
Executives 
Executive headcount 
13 
13 
15 
Non-executives 
Non-executive headcount 
24 
23 
21 
Located in non-U.S. offices 
% of Management Comm
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Appendix
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
About this report  
This report covers only Mastercard’s 
business and does not address the 
performance or operations of our suppliers, 
contractors or partners. Statements 
regarding our environmental, social and 
governance (ESG) goals, targets and 
commitments are aspirational and may also 
be based on estimates and assumptions 
under developing standards that may 
change in the future; as such, no guarantees 
or promises are made that they will be met 
or successfully executed, and actual results 
may differ, possibly materially. Furthermore, 
data, statistics and metrics included in this 
report are nonaudited estimates, are not 
necessarily prepared in accordance with 
generally accepted accounting principle
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Assurance letters  
PricewaterhouseCoopers LLP assurance report on social metrics  
Report of Independent Accountants 
To the Board of Directors of Mastercard Incorporated 
We have reviewed the accompanying management assertion of Mastercard Incorporated that 
the social metrics (metrics) as of or for the year ended December 31, 2023 in management's 
assertion are presented in accordance with the assessment criteria set forth in management's 
assertion. Mastercard Incorporated's management is responsible for its assertion and for the 
selection of the criteria, which management believes provide an objective basis for measuring and 
reporting on the metrics. Our responsibility is to express a conclusion on managemen
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Mastercard management assertion 
With respect to the social metrics (metrics) as of or for the year ended December 31, 2023 presented in the tables below, management of Mastercard Incorporated (Mastercard) asserts that such metrics 
are presented in accordance with the assessment criteria set forth below. Management is responsible for selection of the criteria, which management believes provide an objective basis for measuring and 
reporting on the metrics, and for the completeness, accuracy and validity of the metrics. 
The metrics include data for Mastercard's global operations and are based on data obtained from Mastercard's Human Resources Information System (HRIS), unless otherwise noted. Headcount metrics 
ar
Keyword: governance
e presented rounded to the nearest hundred, except for the Governance Structure Social Metrics. Due to rounding, disaggregated headcount metrics (e.g., permanent employees by gender) may not sum 
to their respective totals (e.g., permanent employees). Percentages are calculated based on underlying data and are rounded to the nearest whole unit. Due to rounding, percentages may not recalculate 
based on reported headcount metrics or sum to 100%. 
Employees: An employee is defined as an individual working full-time or part-time, excluding interns, certain contingent workers and individuals on long-term disability. 
DESCRIPTION 
UNITS 
2023 
MANAGEMENT ASSESSMENT CRITERIA 
Social Metrics | Our People  
Employees* 
employee headcount 
33,400 
(a) Includes employees without a designated term or assignment end dat
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
MANAGEMENT ASSESSMENT CRITERIA 
Social Metrics | Our People  
Generational distribution(g) 
Under 30 
employee headcount 
6,800 
(g)  Generational distribution is reported in accordance with the date of birth as self-reported by the employee. 
% of employee headcount 
20% 
30-50 
employee headcount 
22,300 
% of employee headcount 
67% 
50+ 
employee headcount 
4,300 
% of employee headcount 
13% 
Employees by gender(h)  
Women 
employee headcount 
13,200 
(h) Gender is reported in accordance with the gender as self-reported by the employee. “Other” is defined as an employee who self-
reported that they prefer not to self-identify their gender. “Not reported” is defined as an employee for
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GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
MANAGEMENT ASSESSMENT CRITERIA 
Social Metrics | Our People  
Part time employees by gender(d)(h) 
Women 
employee headcount 
200 
Men 
employee headcount 
100 
Other 
employee headcount 
— 
Not reported 
employee headcount 
— 
Senior management by gender(h)(i)  
Women 
senior management headcount 
300 
(i) Senior management is defined as senior vice president and above, which includes employees assigned an internal management level 
code of senior management, executive management, or executive committee. 
% of senior management 
36% 
Men 
senior management headcount 
500 
% of senior management 
64% 
Employees by ethnicity (U.S.)(j)  
Black or African American 
% of U.S. employee headcoun
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
DESCRIPTION 
UNITS 
2023 
MANAGEMENT ASSESSMENT CRITERIA 
Social Metrics | Governance structure  
Board of Directors(a) 
Women 
% of total Board members 
33% 
(a) The Board of Directors consists of those members as of December 31, 2023. Gender and ethnicity are reported in accordance with the 
gender and ethnicity as self-reported by Board members as of February 2024. Members with sustainability experience are those with 
experience in topics including environmental or climate change, talent and culture, and social responsibility initiatives as self-reported 
through questionnaires. 
(b) Independent members are those that are not employed by Mastercard. 
(c)  Executives include employees assigned an internal manage
Keyword: governance
(d) The Management committee consists of those employees reported on our Corporate Governance - Management Committee web page 
as of December 31, 2023. Gender and ethnicity are reported in accordance with the gender and ethnicity as self-reported by the 
committee members. “Not reported” is defined as a committee member for which ethnicity was not self-reported. 
Men 
% of total Management
Committee members 
73% 
Racially or ethnically diverse 
% of total Management
Committee members 
27% 
Black or African American 
% of total Management
Committee members 
3% 
Hispanic or Latino 
% of total Management
Committee members 
—% 
Asian 
% of total Management
Committee members 
24% 
White 
% of total Management
Committee members 
54% 
Not reported 
% of total Management
Committee members 
19% 
Executives(c) 
Executive headcount 
13 
Non-e
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX 
Apex assurance letter on greenhouse gas emissions 
 
 
 
 
 
 
9 4 
MASTERCARD 2023 ESG REPORT 
INTRODUCTION 
ENVIRONMENT 
OUR PEOPLE 
SUPPLIERS 
CUSTOMERS 
COMMUNITIES 
GOVERNANCE 
DATA TABLES 
APPENDIX
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
Sustainable Development Goals 
The United Nations Sustainable Development Goals (SDGs) outline a pathway toward a more inclusive and sustainable future by addressing the most pressing global challenges. The realization of SDGs 
will require commitment, collaboration and collective action aligned across the public sector, the private sector and civil society. 
At Mastercard, we concentrate our efforts on those SDGs where we can ensure demonstrable impact. We focus on the intersection of people, prosperity and the planet, leveraging the nature and scale of 
our business, alongside our people, customers and partners, to influence real change on a global scale. In doing so, we are working to power economies by empoweri
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
SDG 
SDG SUB-GOALS WE FOCUS ON 
OUR PROGRESS SDG Icon of Gender equality
Gender e quality 
Achieve gender equality and
 
 
 
   
empower all women and girls
 
 
 
 
  
5.1  End all forms  of  discrimination  against  all women  and  girls  everywhere 
5.5  Ensure  women’s  full and  effective  participation  and  equal  opportunities  for  
leadership at  all levels  of  decision-making  in political,  economic  and  public  life 
5.a  Undertake  reforms  to give  women  equal  rights to economic  resources,  
as  well as access  to ownership  and  control  over  land  and  other  forms  of  
property,  financial  services,  inheritance  and  natural  resources,  in accordance  
with national  laws 
5.b  Enhance  t
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
SDG 
SDG SUB-GOALS WE FOCUS ON 
 
 
 
 
OUR PROGRESS SDG Icon of Industry Innovation and Infrastructure
Industry, Innovation,
 
 
Infrastructure 
Build resilient infrastructure,
 
 
 
promote inclusive and sustainable
 
 
 
 
industrialization and foster 
 
 
 
innovation. 
9.1  Develop  quality,  reliable,  sustainable  and  resilient  infrastructure,  including  
regional  and trans-border  infrastructure,  to support  economic  development  and  
human well-being,  with a focus on affordable  and equitable  access for all 
9.2  Promote  inclusive  and sustainable  industrialization and,  by 2030,  significantly 
raise  industry’s share  of  employment and gross domestic product,  in line  with 
national circumst
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
SDG 
SDG SUB-GOALS WE FOCUS ON 
 
 
 
 
OUR PROGRESS SDG Icon of Responsible Consumption and Production
Responsible  consumption 
and production
 
Ensure sustainable consumption
 
 
 
and production patterns. 
 
 
12.2  By  2030,  achieve  sustainable  management  and  efficient use  of  
natural  resources 
12.5  By 2030,  substantially  reduce  waste  generation  through prevention,  reduction,  
recycling,  and reuse 
12.8  By  2030,  ensure  that people  everywhere  have  the  relevant  information  and  
awareness for sustainable  development  and  lifestyles  in harmony  with nature 
12.b  Develop  and implement  tools  to monitor  sustainable  development  impacts for 
sustainable  tourism which creates jobs
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
SDG 
SDG SUB-GOALS WE FOCUS ON 
 
 
 
 
OUR PROGRESS SDG Icon of  Partnerships For the Goals
Partnerships for the 
 
 
 goals 
Strengthen the means of 
 
 
 
 
implementation and revitalize 
 
 
 
the Global Partnership for 
 
 
 
 
Sustainable Development 
 
17.3  Mobilize  additional  financial resources  for developing  countries  from 
multiple  sources  
17.13  Enhance  global macroeconomic  stability,  including  through  policy coordination  
and policy  coherence  
17.14  Enhance  policy coherence  for sustainable  development  
17.16  Enhance  the  Global  Partnership for Sustainable  Development,  complemented  
by multi-stakeholder  partnerships that  mobilize  and share  knowledge,  expertise,  
technol
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
SASB index 
Table 1. Sustainability Disclosure Topics & Accounting Metrics  
TOPIC 
ACCOUNTING MET
 
RIC 
CATEGORY  
UNIT  OF MEASURE 
 
 
CODE  
RESPONSE OR LOCAT
 
 
ION 
Environmental 
Footprint of 
 
Hardware 
Infrastructure 
(1) Total energy consumed, (2) percentage 
grid electricity, (3) percentage renewable 
Quantitative 
Gigajoules (GJ), Percentage (%) 
TC-SI-130a.1 
Environment — Operational environmental footprint  — Renewable  energy  
Data  Table  —  Environmental, pages  76-77 
2023  CDP  Climate  Change  Questionnaire  response 
(1) Total water withdrawn, (2) total water 
consumed, percentage of each in regions 
with High or Extremely High Baseline 
Water Stress 
Quantitative 
Thousand cubic meters (m
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GOVERNANCE 
DATA TABLES 
APPENDIX  
TOPIC 
ACCOUNTING METRIC 
CATEGORY 
UNIT OF MEASURE 
CODE 
RESPONSE OR LOCATION 
Data Security 
(1) Number of data breaches, (2) percentage 
involving personally identifiable information 
(PII), (3) number of users affected4 
Quantitative 
Number, Percentage (%) 
TC-SI-230a.1 
Mastercard discloses all material legal proceedings in our SEC reports. 
Description  of  approach to identifying  and  
addressing  data security risks,  including  use  
of  third-party cybersecurity standards 
Discussion and  Analysis 
n/a 
TC-SI-230a.2 
Privacy,  data  responsibility  and  security 
Privacy  and  Data  Protection  Report 
Recruiting & 
Managing a 
Global, Diverse & 
Skilled Workforce 
Percentage of employees that are (1)
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
GRI index  
GRI STANDARD 
DISCLOSURE 
GRI 2: Ge
 
 
neral 
Disclosures 2021 
 
2-1 Organizational details 
Mastercard,  incorporated as a Delaware  corporation  in May  2001 
Purchase,  New York 
2023  Form  10-K:  Properties 
2023  Form  10-K:  Additional  information 
Global  Locations 
Introduction  — About  Mastercard 
2023  CDP Climate  Change Questionnaire  response 
2-2  Entities  included  in  the  organization’s  
sustainability  reporting 
Appendix  —  About  this  report 
2023  Form  10-K 
2023  Proxy  Statement 
2-3  Reporting  period,  frequency  and  
contact  point 
Reporting period: 
 
 The report  covers  the 2023  fiscal  year,  spanning January  1, 2023  through  December  31, 2023.  In  some cas
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
 
 
 
 
 
 
  
GRI STANDARD 
DISCLOSURE 
GRI 2: General 
Disclosures 2021 
2-8 Workers who are not employees 
Data table — Social, pages 78-84 
2023 Form 10-K: Business — Our People 
Our people: Talent attraction, Talent development; Workplace experience 
2-9 Governance structure and composition 
2023 Proxy Statement: pages 10-11; 23-38; 56-57 
Introduction — Our ESG governance; Stakeholder engagement 
Data table — Governance, page 84 
2-10 Nomination and selection of the 
highest governance body 
Introduction: Our ESG governance 
2023 Proxy Statement: pages 22-24; page 49 
Corporate Governance Guidelines: pages 2-5 
2-11 Chair of the highest governance body 
Merit E. Janow is our independent Board Chair since Janu
Keyword: governance
2-12 Role of the highest governance body in 
overseeing the management of impacts 
Introduction — ESG governance; Stakeholder engagement 
2023 Proxy Statement 
2-13 Delegation of responsibility for 
managing impacts 
Introduction — ESG governance 
2023 Proxy Statement 
2-14 Role of the highest governance body in 
sustainability reporting 
Introduction — ESG governance; ESG materiality 
2-15 Conflicts of interest 
Governance — Ethics and compliance 
2023 Proxy Statement: Certain relationships and related person transactions 
Code of Conduct 
Supplemental Code of Ethics for the CEO and Senior Officers 
2-16 Communication of critical concerns 
2023 Proxy Statement 
Corporate Governance Guidelines 
Governance — Ethics and compliance 
Whistleblower Policy 
2-17 Collective knowled
Keyword: governance
governance body 
2023 Proxy Statement 
Corporate Governance Guidelines 
2-18 Evaluation of the performance of the 
highest governance body 
Frequency of the evaluations: Annual 
2023 Proxy Statement 
Corporate Governance Guidelines 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
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MASTERCARD 2023 ESG REPORT 
INTRODUCTION 
ENVIRONMENT 
OUR PEOPLE 
SUPPLIERS 
CUSTOMERS 
COMMUNITIES 
GOVERNANCE 
DATA TABLES 
APPENDIX  
GRI STANDARD 
DISCLOSURE 
GRI 2: Ge
 
 
neral 
Disclosures 2021 
 
2-19 Remuneration policies 
Introduction — Our ESG governance; Our people — Rewards, benefits and well-being 
2023 Proxy Statement: Director compensation; Executive compensation; Embedding ESG in executive and emp
Keyword: governance
Corporate  Governance  Guidelines 
2-21 Annual total compensation ratio 
Data  table  — Social,  pages  78-84 
2023  Proxy  Statement 
2-22 Statement  on sustainable  
development  strategy 
Introduction — CEO letter, Our ESG strategy 
2-23 Policy commitments 
Communities  — Human  rights;  Governance  — Ethics and  compliance 
2023  Proxy  Statement 
Corporate  Governance  Guidelines 
Code  of  Conduct 
Diversity,  Equity  & Inclusion 
Human  Rights Statement 
Modern  Slavery  and  Human  Trafficking  Statement 
Supplier  Diversity  Program 
Whistleblower  Policy 
Privacy  & Data  Protection  Report 
Political  Activity and  Public  Policy  Statement 
Global  Tax Principles 
Supplemental  Code  of  Ethics for the  CEO and  Senior  Officers 
Supplier  Code  of
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
GRI STANDARD 
DISCLOSURE 
GRI 2: General 
Disclosures 2021 
2-24 Embedding policy commitments 
Introduction  —  Our  ESG  strategy;  Communities —  Human  rights;  Governance  — Ethics and compliance 
Corporate  Governance  Guidelines 
Code  of Conduct 
Supplemental  Code  of Ethics  for  the CEO  and  Senior  Officers 
Privacy  &  Data  Protection  Report 
Whistleblower  Policy 
2-25 Processes to remediate  
negative  impacts 
Modern  Slavery  and  Human  Trafficking  Statement 
Whistleblower  Policy 
2-26 Mechanisms for seeking advice and 
raising concerns 
Communities  — Human  rights;  Governance  — Ethics helpline 
2023  Proxy  Statement 
Code  of  Conduct 
Whistleblower  Policy 
Supplemental  Code  of  Ethics
Keyword: governance
Communities — Human rights, Due diligence; Governance — Policy engagement and political activity 
2-29 Approach to stakeholder engagement 
Introduction — Stakeholder engagement, ESG materiality 
2-30 Collective bargaining agreements 
Data table — Social, pages 78-84 
GRI 3: Material 
Topics 2021 
3-1 Process to determine material topics 
Introduction — ESG materiality 
3-2 List  of  material  topics 
Introduction  — ESG materiality
Keyword: governance
GOVERNANCE 
DATA TABLES 
APPENDIX  
GRI ST
 
ANDARD 
DISCLOSURE 
GRI 3: Material 
Topics 2021 
3-3 Management of material topics 
Introduction — ESG materiality, Our ESG strategy; Environment — Operational environmental footprint, Environmentally focused solutions; 
Communities — Financial Inclusion — Empowering people in a digital economy; Helping small businesses succeed; Community giving and volunteerism — Other Mastercard 
community support; Suppliers — Supplier diversity; Our people — Equity and inclusion in the workplace 
Governance — Ethics and compliance; Customers — Privacy, data responsibility and security 
Sustainability Financing Framework: Introduction and Background — Sustainability At Mastercard — Environmental Stewardship, pages 4-5;
Keyword: governance
Corporate Governance Guidelines 
Code of Conduct 
Modern Slavery and Human Trafficking Statement 
Supplier Diversity Program 
Whistleblower Policy 
Privacy & Data Protection Report 
Political Activity and Public Policy Statement 
Global Tax Principles 
Supplemental Code of Ethics for the CEO and Senior Officers 
Supplier Code of Conduct 
Anti-Piracy Policy 
GRI 201: Economic 
Performance 2016 
201-1 Direct economic value generated 
and distributed 
Communities — Community giving and volunteerism; Data table — Social, pages 78-84 
2023 Form 10-K: pages 6-7; 47-55; 82-83 
2023 Proxy Statement 
2023 Sustainability Bond Report 
201-2 Financial implications and other risks 
and opportunities due to climate change 
Environment — Climate resilience 
2023 CDP Climate
Keyword: governance
Governance — Ethics and compliance — Anti-corruption 
Code of Conduct 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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MASTERCARD 2023 ESG REPORT 
INTRODUCTION 
ENVIRONMENT 
OUR PEOPLE 
SUPPLIERS 
CUSTOMERS 
COMMUNITIES 
GOVERNANCE 
DATA TABLES 
APPENDIX  
GRI ST
 
ANDARD 
DISCLOSURE 
GRI 205: Anti-
corruption 2016 
205-2 Communication and training about 
anti-corruption policies and proced
Keyword: governance
Governance — Ethics and compliance — Anti-corruption 
2023 CDP Climate Change Questionnaire response 
2023 Form 10-K: pages 25 and 30 
205-3 Confirmed incidents of corruption 
and actions taken 
2023 Form 10-K 
Governance — Ethics and compliance — Antitrust and competition law 
GRI 206: Anti-
competitive 
Behavior 2016 
206-1 Legal actions for anti-competitive 
behavior, anti-trust, and 
monopoly practices 
Governance — Ethics and compliance — Antitrust and competition law 
GRI 207: Tax 2019 
207-1 Approach to tax 
Governance — Tax practices 
Global Tax Principles 
207-2 Tax governance, control, and 
risk management 
Governance — Tax practices 
Global Tax Principles 
207-3 Stakeholder engagement and 
management of concerns related to tax 
Governance