ethanporcaro/eric-fulltext-meta huggingface dataset:
Examination of the Selected Physical and Motoric Characteristics of Students with Special Needs in Turkish Schools Aged 7-14
Author: Orhan, Rustem
Date: 2020-00-00
Type: Journal Articles
Subjects: Foreign Countries,Psychomotor Skills,Students with Disabilities,Special Needs Students,Physical Characteristics,Mild Intellectual Disability,Children,Special Education,Motor Development,Performance Tests,Gender Differences,Age Differences,Body Composition,Physical Activity Level,Physical Education,Muscular Strength

The aim of this paper was to examine the selected physical and motoric characteristics of students with mild intellectual disabilities. The total number of the participants was 119 (54 females and 65 males) and the mean age was 10.78 ± 1.88 years. Height, weight, body mass index (BMI), body fat percentage, and body fat mass scores were collected to determine the physical characteristics. Handgrip strength, vertical jump, standing long jump, flexibility, and 20 m speed running tests were performed to determine the motoric characteristics. The data were analyzed using IBM SPSS 22 package program. Descriptive statistical methods were used in the evaluation of the data. The male students performed better than the female students in all motor performance tests except the flexibility test. The older students performed better, as in the previous studies. Most of the students in the study were found to have a low or normal body mass index. However, according to the literature, children with special needs tend to be overweight and obese due to sedentary lifestyle. One reason for this difference might be a small sample size. Other reasons could be different socio-economic backgrounds and different extracurricular physical activity habits.
Childhood Financial Socialization and Debt-Related Financial Well-Being Indicators in Adulthood
Author: Ammerman, David Allen
Date: 2019-00-00
Type: Journal Articles
Subjects: Experiential Learning,Socialization,Money Management,Learning Theories,Financial Needs,Debt (Financial),Benchmarking,Child Development,Well Being,Adults,Prediction,Correlation,Surveys,Banking,Foreign Countries,Decision Making,Family Characteristics,Family Income

The purpose of this study was to explore the potential influence of childhood financial socialization on financial well-being in adulthood. Using a sample (N = 2,213) from De Nederlandsche Bank Household Survey (DHS) we modeled the likelihood of household debt/asset ratio less than or equal to 40%, and the likelihood of a household reporting a current ratio (liquid asset /short-term debt ratio) greater than or equal to 100%. Consistent with predictions of social learning theory, being encouraged to save during childhood had a positive association with meeting the financial planning industry benchmarks for these financial ratios in adulthood. The key implication is that the path to financial well-being does not begin with financial knowledge attained in adulthood, but instead begins with experiential learning and socialization during childhood.
Reframing the Retirement Saving Challenge: Getting to a Sustainable Lifestyle Level
Author: de Villiers, Johann U.
Date: 2019-00-00
Type: Journal Articles
Subjects: Money Management,Retirement,Sustainability,Life Style,Behavior Patterns,Decision Making,Financial Needs,Salaries,Planning,Models,Retirement Benefits

An increasing number of individuals will be unable to retire comfortably amidst an international retirement savings crisis. Research suggests that behavioral factors contribute to inadequate retirement savings. We present a procedure that reframes the retirement savings decision, aimed at alleviating some of the negative effects of the behavioral factors. This procedure shifts the focus from the required wealth at retirement (the future) to the lifestyle an individual can afford to maintain now (the present). A sustainable lifestyle level (SLL) approach is expressed mathematically and illustrated with practical examples. The SLL approach offers a practical tool for retirement planning professionals to present recommendations that are simple and easy to understand for individuals faced with complex retir ement planning decisions.
Exploring Perceptions of Graduates&apos; Experiences That Impact Certified Financial Planner Certification: A Multiple Case Inquiry
Author: Archuleta, Kristy L.
Date: 2019-00-00
Type: Journal Articles
Subjects: Certification,Finance Occupations,Financial Services,College Graduates,Attitudes,Experience,Motivation,College Programs,Occupational Aspiration,Employment

This study utilized qualitative methods to explore perceptions of graduates from Certified Financial Planning Board of Standards, Inc. Registered Programs regarding experiences that impact Certified Financial Planner (CFP) certification completion. Participants (N = 16) were classified into four different groups: Certified, In Progress, With Intentions, and No Intentions. In general, the themes that emerged from within case analyses and across cases related to four areas, including preservice experience, intrinsic motivation, employment, and respect for the CFP marks. The results of this study suggest that financial service firms have a number of opportunities to strengthen the interest in a financial planning career and assist recent graduates in their pursuit of CFP certification with time and financial support of the examination process.
Improving Self-Control through Financial Counseling: A Randomized Controlled Trial
Author: Tumataroa, Shannon
Date: 2019-00-00
Type: Journal Articles
Subjects: Self Control,Financial Services,Counseling,Money Management,Intervention,Counseling Effectiveness,Foreign Countries,Budgeting

The efficacy of family budgeting programs is often measured purely in terms of financial outcomes. There has been less research on its potential impacts on cognitive outcomes. The present study investigated whether an existing financial counseling intervention could help people improve their deliberative cognitive capacity. A community sample of participants in Auckland, New Zealand who identified that they wanted to better manage their money were randomly assigned to a month-long financial counseling intervention or a wait-list control group. Results showed that participants exposed to the intervention had a greater improvement in self-control than participants in the control group, and that self-control improved more for people with a low income than a high income. Financial counseling interventions may impart broader cognitive benefits that help people escape further financial hardship.
Combining Financial Education with Mathematics Coursework: Findings from a Pilot Study
Author: Dituri, Philip
Date: 2019-00-00
Type: Journal Articles
Subjects: Money Management,Mathematics Education,Literacy,Spreadsheets,Mathematics Curriculum,Curriculum Design,Pilot Projects,Outcomes of Education,Urban Schools,High School Students,Knowledge Level

Recent research has shown that two forms of education intervention significantly improve financial outcomes: rigorous, in-depth personal finance courses and additional mathematics coursework. This suggests that a mathematics course that offered systematic, in-depth applications to personal finance could be particularly effective. In this article, we summarize the results from a pilot of such a course, and demonstrate how it is motivated by recent literature, despite being a type of course that has so far not been studied thoroughly. We then present the results of our preliminary impact assessment and show how financial knowledge and confidence improve significantly after taking the course. We discuss how this indicates that such an approach is a promising strategy for improving financial outcomes.
Sound Financial Management and Happiness: Economic Pressure and Relationship Satisfaction as Mediators
Author: Spuhlera, Bryan K.
Date: 2019-00-00
Type: Journal Articles
Subjects: Money Management,Psychological Patterns,Satisfaction,Adults,Economic Factors

This study examines the relationship between sound financial management behaviors and happiness using a national sample of adults collected in 2009 (N = 1,014). We used Maslow's hierarchy of needs (1943) as a theoretical framework to examine associations between sound financial management behavior, economic pressure, relationship satisfaction, and happiness. Findings suggested that economic pressure and relationship satisfaction both mediated the association between sound financial management and happiness, but the mediator effects were only partial. That is, even after accounting for participants' actual financial context, feelings of economic pressure, and relationship satisfaction, a positive association between sound financial management behavior and happiness remained.
Perceived Financial Needs, Income Sources, and Subjective Financial Well-Being in an Emerging Market
Author: Kiymaz, Halil
Date: 2019-00-00
Type: Journal Articles
Subjects: Foreign Countries,Financial Needs,Money Management,Well Being,Family Income,Risk,Retirement,Gender Differences,Educational Attainment,Retirement Benefits,Expenditures

This study investigates perceived financial needs and subjective financial well-being using data from a national survey of 2,567 households in Turkey. Financial needs are measured by consumer perceived ability to meet current living expenses in the short-term as well as their assessment for the retirement security in the long-term. We also investigate how income sources are related to subjective financial well-being. Findings show that households' daily concerns including the inability to meet short-term expenses including healthcare, daily living expenses (food and utilities), and the inability to maintain the existing living standard are highly significant factors in explaining their subjective financial well-being. We also find that having enough income during retirement and ability to find a job in the future are positively related to subjective financial well-being. Finally, when households' incomes are from work, rental properties, family, and pension, they feel more financially secure.
The Effect of Parental Warmth during Adolescence on Later Income and Subjective Well-Being: Comparing Sexual Minority and Heterosexual Young Adults
Author: Lawson, Derek R.
Date: 2019-00-00
Type: Journal Articles
Subjects: Parenting Styles,Parent Child Relationship,Adolescents,Income,Well Being,LGBTQ People,Sexual Orientation,Young Adults,Money Management,Longitudinal Studies,Predictor Variables,Individual Development

This study explores the influence of parental warmth during adolescence on financial experiences and well-being across the transition to adulthood. Given the poorer financial outcomes and more complicated parental relationships reported by sexual minorities compared to their sexual majority counterparts, the present study examined the moderating impact of sexual orientation during emerging adulthood. The current study used three waves of data from the National Longitudinal Study of Adolescent eHealth. Groups were categorized as identifying as either heterosexual (n = 4,337) or nonheterosexual (referred to as &quot;sexual minorities,&quot; n = 482), resulting in an overall sample size of (n = 4,819). Using a multiple group structural equation model, results indicated that while mediated by future financial expectations, parental warmth during adolescence positively predicted income and well-being during adulthood in both sexual minority and heterosexual individuals. Significant differences were found between these two groups. Parental warmth was a stronger predictor of later well-being in sexual minority individuals. Implications for practitioners are discussed including the need for further cultural competency related to sexual minority populations.
Influential Behavioral Factors on Retirement Planning Behavior: The Case of Malaysia
Author: Kimiyagahlam, Fatemeh
Date: 2019-00-00
Type: Journal Articles
Subjects: Foreign Countries,Retirement,Planning,Adults,Time Perspective,Educational Background,Family Characteristics,Money Management,Attitudes,Behavior

The main objective of this research is to identify the behavioral factors which have an effect on retirement planning behavior. The study applies the theory of planned behavior and time perspective theory as a basis for the analysis of data by the structural equation modeling technique from a sample of 900 adults in Kelang Valley, Malaysia. The results of structural equation modeling show that financial literacy, propensity to plan, and future orientation are directly associated with retirement planning behavior. The saving attitude is also found to partially mediate these relationships. However, family education and materialism are not associated with retirement planning. Implications for researchers and practitioners are presented.
Factors Associated with Hiring and Firing Financial Advisors during the Great Recession
Author: Cheng, Yuanshan
Date: 2019-00-00
Type: Journal Articles
Subjects: Finance Occupations,Personnel Selection,Dismissal (Personnel),Economic Climate,Longitudinal Studies,National Surveys

From 2007 to 2009, the U.S. economy went through a deep economic downturn which is popularly known as the Great Recession. It resulted in a significant loss of wealth for many investors. While some investors sought the advice of financial advisors; others did not. This study examines the economic situation of households using the National Longitudinal Survey of Youth (NLSY) and analyzes the financial advisor-client relationship during the Great Recession to determine who fired or hired a financial advisor during this period. The results indicate that losing money, measured by a decrease net worth, was not the main reason why clients fired their financial advisor during the Great Recession. Interestingly, the results also show that experiencing a decrease in net worth was not the main reason why individuals pursued the services of a financial adviser during this period. Instead, current income and an increase in income were the primary factors that impacted the client-advisor relationship during the financial crisis. These results are consistent with consumer demand theory in which financial services are a normal good that people purchase less of when their income falls.
Effects of German Romanticism on National Socialist Education Policies: &quot;Steely Romanticism&quot;
Author: Karasoy, Murad
Date: 2020-00-00
Type: Journal Articles
Subjects: Foreign Countries,Romanticism,Authoritarianism,Educational Policy,European History,Ideology,Secondary School Students,College Students,Outcomes of Education,Curriculum Design,Nationalism,Politics of Education

National socialist education policies put into practice between 1933-1945 in Germany, has been under the influence of romanticism, which is one of the important currents in the history of German thought that began in the middle of the 19th century. Such &quot;being under the influence&quot; does not refer to a passive situation, but it rather means intentional &quot;exposure&quot; by Nazi ideologues. The meeting of Romanticism with National Socialism led to the most dramatic scenes of the history. Educational institutions, where the victims of war were trained, bipartitely fulfilled the task assigned to them regarding to ideological instrumentalism: to destroy and to be destroyed. Putting an end to both their lives own and the lives of others due to this romantic exposure, primary, secondary and higher education students have been the objects of the great catastrophe in the first half of the twentieth century. It will be possible to see the effects of German romanticism, through getting to the bottom of the intellectual foundations of the period's tragic actions, such as burning books, redesigning the curriculum on the line of National Socialism, and preventing the dissemination of dissenting opinions by monopolizing the press. This historical research, which is conducted by examining sources like Arendt (1973), Fest (1973), Giles (1985), Bartoletti (2005), Herf (1998), Heidegger (2002), Hitler (1938), Huch (2005), Hühnerfeld (1961), Schirach (1967), Pöggeler (2002), Thomese (1923), Zimmerman (1990) aims to reveal in a scientific way that it is necessary to be careful against the extreme romantic elements in the practices of education.
Determining the Views of School Principals and Guidance Teachers on Inclusive Practices at Anatolian High-Schools
Author: Yazicioglu, Tansel
Date: 2020-00-00
Type: Journal Articles
Subjects: Foreign Countries,Principals,Administrator Attitudes,High School Teachers,Teacher Attitudes,Inclusion,Attitudes toward Disabilities,Educational Environment,Negative Attitudes,Special Needs Students,Teamwork

The number of students who attend an inclusive school in Turkey has been increasing. This increase in the number of students attending inclusive education makes the inclusive policies more significant and requires that schools of all types and levels should be ready for inclusive practices. This study aims at uncovering the views of school administrators and guidance teachers working at Anatolian high schools concerning the inclusive education. The data of the study were collected through focus group interviews. The study was carried out in Ankara during the school year of 2018-2019 with a sample of school administrators and guidance teachers working at different Anatolian high schools. The findings of the study indicate that there are serious problems in inclusive education practices at Anatolian high schools, the educational setting needed for students with special education needs cannot be provided and teachers do not have necessary experience in inclusive education.
Financial Knowledge, Confidence, Credit Use, and Financial Satisfaction
Author: Atlas, Stephen A.
Date: 2019-00-00
Type: Journal Articles
Subjects: Money Management,Credit (Finance),Self Efficacy,Correlation,Decision Making,Consumer Economics,Well Being,Knowledge Level,Multiple Literacies,Debt (Financial),Adults,Behavior Patterns,Satisfaction

This article investigates associations between confidence about financial knowledge and two outcome variables, financial behaviors and financial satisfaction. On one hand, subjective financial knowledge (confidence) is necessary to make proactive decisions, yet overconfidence has been associated with a range of negative financial behaviors and outcomes. Both types of objective and subjective knowledge may be related to critical financial behaviors and choices such as credit card usage which in turn may be associated with financial satisfaction, an important component of consumer well-being. This article analyzes data from the 2015 National Financial Capability Study to examine how financial knowledge confidence relates to credit card behaviors and financial satisfaction. We use mediation and floodlight analyses to uncover relevant relationships between variables of interest. We find evidence that confidence is associated with healthy credit card use that contributes to financial satisfaction. We also observe strong interactions with knowledge to find that confidence is more strongly associated with credit card use and overall financial satisfaction as knowledge increases. Findings from this study can help financial educators and advisors to deliver the right mix of financial knowledge to better financial choices and behaviors.
Financial Ratios and Financial Satisfaction: Exploring Associations between Objective and Subjective Measures of Financial Well-Being among Older Americans
Author: Tenney, Jacob A.
Date: 2019-00-00
Type: Journal Articles
Subjects: Older Adults,Well Being,Money Management,Attitudes,Satisfaction,Investment,Debt (Financial)

This study explores the relationship between objective measures and perceptions of financial well-being for older Americans. Financial well-being is measured objectively using three financial ratios including the liquidity ratio, the debt-to-asset ratio, and the investment ratio. Individuals' perceptions of their financial well-being are measured by a question in the Health and Retirement Study that asks respondents how satisfied they are with their present financial condition. An ordered probit model is used to examine the relationship between the perceptions of financial well-being and the three financial ratios. The findings in this analysis suggest that there is a positive relationship between the investment ratio and perceptions of financial well-being. There is also a small but statistically significant improvement in the perception of financial well-being with increases in the liquidity ratio. For large categorical differences, the positive relationship also holds for the debt-to-asset ratio.
Effects of 10-Week Whole Body Vibration Training on Strength, Flexibility and Agility in Taekwondo Athletes
Author: Aksoy, Duygu
Date: 2019-00-00
Type: Journal Articles
Subjects: Program Effectiveness,Exercise,Human Body,Males,Muscular Strength,Physical Fitness,Exercise Physiology,Athletes,Young Adults

Whole Body Vibration (WBV) is a type of exercise commonly applied as a modern exercise technique. The purpose of the present study was to examine the effects of WBV applied for 10-week on strength, flexibility and agility in taekwondo athletes. A total of 23 healthy young males participated in the present study. The athletes were separated randomly into two groups as the control group (n=11) and whole body vibration training group (n=12). The WBV training group did training 3 days a week for 10 weeks. The Control Group did not do any trainings. The hand grip strength test, vertical jump test, sit-reach test, agility t-test were applied to the WBV training group and control group before and after the 10-week WBV training. The comparisons between the groups were analyzed by using an independent sample t-test at a significance level of p&lt;0.05. No statistically significant differences were detected between the pre-test hand grip strength, vertical jump test, sit-reach test and agility t-test results of the WBV training group and control group according to the Independent sample t test. In the post-test results, statistically significant differences were detected between the vertical jump test, sit-reach test, agility t-test however, no statistically significant differences were detected between the hand grip strength results. The intra-group comparisons were made according to the paired sample t test at a significance level of p&lt;0.05. Although statistically significant differences were detected in the WBV training group between the pre-test-post-test, vertical jump test, sit-reach test, agility t-test values, no statistically significant differences were detected between the hand grip strength results. No statistically significant differences were detected between the hand grip strength, vertical jump, sit-reach, agility t-test pre-test and post-test results of the control group. Long-term whole body vibration training has positive strength, flexibility and agility values.
Financial Counselors&apos; Experiences Working with Clients of Color: Lessons of Cultural Awareness
Author: Hawkins, Blendine Perreire
Date: 2019-00-00
Type: Journal Articles
Subjects: Finance Occupations,Money Management,Cultural Awareness,Cultural Context,Minority Groups,Phenomenology,Counseling Techniques,Family Characteristics,Counselor Client Relationship,Professional Personnel

Financial counseling work with clients of color is unique and can be complex. There is a need for a better understanding of culturally aware and competent counseling approaches with clients of color to provide effective services. Nine financial professionals who work with clients of color were interviewed in this qualitative phenomenological study resulting in three emergent themes: beyond the numbers, building a bridge, and switching gears. The lessons learned from their experiences were endorsements to expand the focus of counseling beyond the problem and the individual client to the larger cultural context and familial situation, to devote efforts to the counselor's relationship with clients of color, and to be adaptive and flexible in the counseling process.