ethanporcaro/eric-fulltext-meta huggingface dataset:
Work, Remuneration, and Negotiation for Pay in Early Adolescence: Exploring Early Causes of Gender Pay Inequity
Author: Saari, Mélanie L.
Date: 2017-00-00
Type: Journal Articles
Subjects: Employment,Compensation (Remuneration),Comparable Worth,Early Adolescents,Sex Fairness,Work Experience,Age Differences,Gender Differences,Wages,Salary Wage Differentials,Salaries,Grade 7,Grade 8,Grade 9,Grade 10,Foreign Countries,Negotiation Agreements,Student Surveys,Interviews,Multivariate Analysis,Statistical Analysis

Work and negotiation experiences were examined among early adolescents (12-15 years) through a survey (N = 157) and follow-up interview (N = 89) conducted in two Canadian cities. Key findings, based on a mixed-method research approach, were (a) gifts were the primary income source; (b) females completed more chores than males, and younger adolescents received payment for chores more than older adolescents; (c) discussion of negotiation rarely occurred between participants and parents or peers; (d) neither age nor gender impacted absence of negotiation; (e) those who had negotiated for more money reported satisfaction; (f) gender differences in negotiation strategies were present; and (g) age differences in beliefs about negotiator qualities were found. Consistencies and changes from extant literature were discussed.
E-Teaching in Higher Education: An Essential Prerequisite for E-Learning
Author: Guri-Rosenblit, Sarah
Date: 2017-07-00
Type: Journal Articles
Subjects: Electronic Learning,Higher Education,Electronic Classrooms,Online Courses,Web Based Instruction,Undergraduate Students,Educational Technology,Technology Uses in Education,Prerequisites

The discourse on the implementation of the digital technologies in higher education settings focuses mainly on students' learning rather than on professors' teaching. The little attention paid to the crucial role of teachers in online settings results in a restricted and moderate adaptation of the technologies in higher education worldwide. In most higher education institutions, the new technologies are used mainly for add-on functions and not for substituting face-to-face encounters or for an intensive web-enhanced teaching. This article starts with briefly explaining why most students, particularly at the undergraduate level, are unable and/or unwilling to study by themselves without expert teachers to guide their knowledge construction, discusses the problematics of digital literacy of teachers, examines the main reasons for the reluctance of many academics to utilize the technologies more fully in their teaching, and concludes by recommending some strategies for incorporating more fully the huge array of the technologies' capabilities in higher education institutions.
Examination of Cognitive Flexibility Levels of Young Individual and Team Sport Athletes
Author: Aslan, Sehmus
Date: 2018-08-00
Type: Journal Articles
Subjects: Foreign Countries,High School Students,College Students,Athletes,Cognitive Processes,Adjustment (to Environment),Scores,Team Sports,Likert Scales,Statistical Analysis

The purpose of this study was to compare the level of cognitive flexibility of individual and team athletes who are students. The study included a total of 237 volunteer athletes, comprising 140 males (59.1%) and 97 females (40.9%) with a mean age of 18.98 ± 2.18 years (range, 16-26 years) who were licensed to participate in individual and team sports. Study data were collected using the Cognitive Flexibility Scale developed by Martin and Rubin (1995), which consists of 12 items in total. International validity and reliability studies were conducted by Martin and Rubin, and Turkish validity and reliability studies were conducted by Çelikkaleli on high school students (Çelikkaleli, 2014). The scores of the Cognitive Flexibility Scale were found to be higher in the team sports athletes compared with the individual sports athletes (p&lt;0.05). No difference was determined between the levels of cognitive flexibility in male and female athletes. The results indicated that the cognitive flexibility levels of team athletes are higher than those of individual athletes.
The Relationship between 8th Grade Turkish Students&apos; Personal Charactertistics, Family Characteristics, Daily Hassles and Their Subjective Well-Being Levels
Author: Altuntas, Serkan
Date: 2018-08-00
Type: Journal Articles
Subjects: Foreign Countries,Student Characteristics,Family Characteristics,Well Being,Grade 8,Stress Variables,Gender Differences,Parent Background,Educational Attainment,Siblings,Family Income,Academic Achievement,Statistical Analysis,Middle School Students

This study investigated whether the subjective well-being of eighth grade students varies with specific individual characteristics, individual circumstances and familial characteristics. The study population was comprised of 408 students (206 girls, 202 boys) who were in the eighth grade in the academic year 2014-2015 in Malatya in Turkey. Data was collected using a &quot;Personal Information Form,&quot; the &quot;Daily Hassles Scale&quot; and the &quot;Subjective Well Being&quot; (SWB). T-Tests were used to describe students' demographic characteristics by gender, ANOVA to describe the relationship between SWB and students' demographic and family characteristics, and Stepwise regression to describe how daily hassles predict subject well being. There was a significant relationship between students' pocket money and academic achievements and their subjective well-being; no relationship was observed between their gender, parents' income or educational level and the number of siblings they had and their SWB . Students' problems with family, educational life and their wider environment had a significant influence on their SWB. The results of the research were discussed in accordance with the relevant literature and the suggestions were offered.
Spending Behavior Change and Financial Distress during the Great Recession
Author: Chalise, Lekhnath
Date: 2017-00-00
Type: Journal Articles
Subjects: Behavior Change,Money Management,Financial Problems,Consumer Economics,Anxiety,Loan Default,Debt (Financial),Expenditures,Income,Self Control,Socioeconomic Influences,Social Indicators,Interviews,Community Surveys,Family (Sociological Unit),Consumer Education,Predictor Variables,Economic Impact,Regression (Statistics),Statistical Analysis

This study investigated whether spending habits before and during the Great Recession predicted financial distress. Financial distress was defined as failing to make mortgage and non-mortgage loan payments on time. Data from the 2007-2009 panel of the Survey of Consumer Finances revealed that one's prerecession spending habit did not seem to matter. Respondents who reported in the earlier wave that they spent more than income but had begun to spend less than income during the recession were twice as likely to become financially distressed. However, those who were spending more than their income during the recession were three times as likely to be financially distressed. Being in good health, having income certainty, and above average risk tolerance lowered the odds of financial distress.
Factors Associated with Financial Risk Tolerance Based on Proportional Odds Model: Evidence from Sweden
Author: Irandoust, Manuchehr
Date: 2017-00-00
Type: Journal Articles
Subjects: Risk,Foreign Countries,Gender Differences,Age Differences,Educational Attainment,Income,Money Management,Financial Needs,Family Size,Literacy,Marital Status,Statistical Analysis

Is the way that individuals make risky financial choices, or tradeoffs over time, related to demographic characteristics? This article attempts to examine whether there is a link between demographic variables, risk aversion, and impatience using a randomly drawn sample of the population in Sweden. Based on a proportional odds model, the findings show that willingness to take financial risk depends on portfolio structure, gender, age, educational attainment, income, financial stability, financial literacy, marital status, and family size. Financial counselors are encouraged to use the variables related to financial risk tolerance discussed in this article whenever developing portfolios or in calculations that require specific information about a person's willingness to take financial risk.
Stock Market Volatility and Changes in Financial Risk Tolerance during the Great Recession
Author: Rabbani, Abed G.
Date: 2017-00-00
Type: Journal Articles
Subjects: Risk,Economic Climate,Investment,Attitudes,Attitude Change,Economic Factors,Online Surveys

This study investigated the degree to which the financial risk tolerance of individuals was influenced by volatility in the U.S. equities market during the period of the Great Recession. Based on data from a valid and reliable risk tolerance scale and return information for the Standard and Poor's (S&amp;P) 500 index, there does appear to be some associations between daily market volatility and changes in risk tolerance scores. Changes in risk tolerance scores were also calculated using short- and intermediate-term volatility measures. The relationships do vary, however, with evidence supporting the relationship only 64% of the time. Overall, changes in financial risk tolerance scores were found to be modest. Although not following hypothesized directions at all times, risk tolerance was not influenced by the length of volatility measurements.
The Impact of Financial Advice Certification on Investment Choices
Author: Guillemette, Michael A.
Date: 2017-00-00
Type: Journal Articles
Subjects: Financial Services,Money Management,Consumer Economics,Investment,Low Income Groups,Retirement Benefits,Certification,Consultants,Decision Making Skills,Decision Making,Hypothesis Testing,Statistical Analysis,Incidence,Professional Identity,Behavior Change

The purpose of this study is to investigate whether a professional designation affects consumer choice behavior within the area of investment decision making. Forty-six participants were endowed with real money and received hypothetical investment advice from a certified financial planner (CFP) Professional and a stockbroker. Among low-income households, advice from a CFP altered investor choice behavior within hypothetical education and retirement savings accounts. When participants made investment decisions using education funds and received advice from a CFP, the mean expected value of their investment choices was $43,913, compared to $25,870 given advice from a stockbroker. When investment decisions were made using retirement funds, the average expected value given advice from a CFP and a stockbroker was $53,424 and $33,207, respectively. If an investor was risk-neutral or risk-seeking, investment choices were improved when advice was rendered by a CFP relative to a stockbroker.
A Study about the Effect of 12 Week Aerobic Exercises on Certain Physical Fitness Parameters on Obese Housewives Living in Çankiri
Author: Zileli, Raif
Date: 2018-08-00
Type: Journal Articles
Subjects: Exercise,Physical Fitness,Obesity,Homemakers,Females,Foreign Countries,Measurement,Statistical Analysis,Body Weight,Outcomes of Treatment,Pretests Posttests

Thirty-four volunteer obese housewives, who have not done exercise regularly during the last six months and have had no health problems to prevent them from exercising, have participated in the study. For the participating volunteers (n = 34), their age averages have been determined as (39.30 ± 11.30 years), their average height have been determined as (166.40 ± 8.50 cm) and their average body weights have been determined as (82.44 ± 15.02 kg), their average BMIs have been determined as (26.03 ± 6.65 kg/m[superscript 2]) and their average body fat percentages have been determined as (32.17 ± 8.05 %). The volunteers have been given an aerobic exercise program at 75% an exercise intensity according to the Karvonen formula for 50 minutes a day and for 4 days a week during 12 weeks. Measurements (body weight, waist circumference, body fat percentage) of the volunteers have been taken at the beginning and the end of the 12-week aerobic program. The data have been analysed by using the SPSS 17.0 statistical package program. Statistical analyses have been made by using Wilcoxon Test and the significance value has been determined as p&lt; 0.05. After the statistical analysis, statistically significant difference have been detected between the preliminary and the final test values of the subjects in terms of Body Weight (z = -5.08, p&lt;0.05), Waist Circumference (z = -5.08, p&lt;0.05), Body Fat Percentage (z = -4.71, p&lt;0.05) and Body Mass Index (z = -4.57, p&lt;0.05). As a result, it has been determined that aerobic exercise of 12 weeks in aerobic style has positive effects on physical fitness parameters of obese housewives. For this reason, the importance of the cost-free aerobic exercise in the right intensity for every age has been revealed again.
Financial Executive Orientation, Information Source, and Financial Satisfaction of Young Adults
Author: Cao, Yingxia
Date: 2017-00-00
Type: Journal Articles
Subjects: Information Sources,Money Management,Life Satisfaction,Young Adults,Need Gratification,Social Media,Online Surveys,Structural Equation Models,Social Influences,Mass Media Use,Mass Media Role,Preferences,Investment,Decision Making Skills,Decision Making,Undergraduate Students,Correlation,Student Attitudes

Social media play a role in the lives of young adults (18-25 years old), but motivators and influences of this and similar sources on their money handling are not well-understood. This study examined their personal finance information source choices using a non-random online survey (N = 229). Results of structural equation modeling suggested that four personal financial execution antecedent factors (i.e., impulse control, financial planning, financial motivation, and financial organization) may influence their selection of information source and such choice may affect financial satisfaction. Young adults who sought social media and online sources for personal financial decisions belonged to a distinct group, whereas their choices were associated with financial satisfaction. This study suggests that financial institutions and financial advisors targeting young adults should consider their financial executive orientations and connect with them through effective information sources, including social media.
A Brief Money Management Scale and Its Associations with Personality, Financial Health, and Hypothetical Debt Repayment
Author: Ksendzova, Masha
Date: 2017-00-00
Type: Journal Articles
Subjects: Money Management,Personality,Personality Measures,Debt (Financial),Financial Needs,Test Reliability,Test Validity,Test Format,Budgeting,Factor Structure,Measurement Techniques,Factor Analysis,Community Surveys,Correlation,Predictor Variables,Replication (Evaluation),Statistical Analysis

Money management is essential for financial health, and more research is needed to better assess people's money management practices. Therefore, we factor-analyzed 205 scaled questions from previous money management measures to select the best items and examined their internal consistency and convergent validity. Our resulting 18-item Brief Money Management Scale and its factors (management of cash, credit, savings, and insurance) replicate and clarify previous relationships between types of money management and financial outcomes as well as personality and demographic antecedents. Furthermore, this scale is reliable and predicts participants' hypothetical debt repayment behavior, suggesting concurrent validity. We discuss how future studies can use this multifaceted measure of money management to better understand the antecedents and consequences of different financial decisions.
Borrowing Decision of Households: An Examination of the Information Search Process
Author: Fan, Lu
Date: 2017-00-00
Type: Journal Articles
Subjects: Decision Making,Money Management,Information Seeking,Consumer Economics,Knowledge Level,Educational Attainment,Financial Services,Family (Sociological Unit),Credit (Finance),Comparative Analysis,Debt (Financial),State Surveys

This study uses the 2009 National Financial Capability Study dataset to examine the factors associated with information search behavior by consumers when applying for a loan. The results indicate that financial literacy, perceived financial knowledge, educational attainment, and engaging the services of a financial professional are positively associated with the likelihood of information search among consumers. The results also indicate that consumers from the traditionally underserved groups, who would benefit most from better information search, were the least likely to use it. The results of this study are important to consumers, educators, and financial practitioners. A discussion of the implications addressing the association between financial literacy, information search behavior, and household financial capability within the population is also included in this study.
Consumer Credit Behavior in the Digital Context: A Bibliometric Analysis and Literature Review
Author: Carlsson, Hanna
Date: 2017-00-00
Type: Journal Articles
Subjects: Literature Reviews,Bibliometrics,Consumer Economics,Credit (Finance),Money Management,Mass Media Role,Mass Media Effects,Social Media,Debt (Financial),Units of Study

This literature review seeks to map the state of research on the effects of digitization on personal financial behavior and management through a bibliometric analysis and a systematic literature review. The findings indicate that current knowledge is primarily based on perspectives of actors in commerce and systems development. More research is needed on how personal financial behavior change in relation to digital technology, the vulnerability of children and adolescents, and the links between changes in credit behavior and indebtedness. Financial counseling could benefit from an awareness of young adults vulnerability as digital consumers and an extended perception of financial literacy that encompasses requirements of digital society. Policymakers need to be aware of the consequences of digital measurability.
Thresholds of Change in Children&apos;s Literature: The Symbol of the Mirror
Author: Arlandis, Sergio
Date: 2018-07-00
Type: Journal Articles
Subjects: Childrens Literature,Self Concept,Imagination,Child Development,Cognitive Development,Fairy Tales,Fantasy,Adolescent Literature,Aesthetics,Reading Processes

This article approaches the study of children's literature as a threshold of change that allows readers to explore the reality around them, imagine other worlds and understand other perspectives. Based on the notion of the child's cognitive development organized into four stages--pre-reading, fantastic stage, fantastic-realistic stage and aesthetics stage--reading becomes a resource to combine fantasy and experience where the mirror is a highly suggestive element and prone to hundreds of interpretations and applications as can be seen in the plots of well-known books such as the brother Grimm's &quot;Snow White,&quot; Lewis Carroll's &quot;Through the Looking-Glass,&quot; Michael Ende's &quot;The Neverending Story&quot; and J.K. Rowling's &quot;The Philosopher's Stone,&quot; among others. As a result, as young readers go from one stage to another, the mirror gains greater symbolic complexity and they face the discovery of the self and the other as well as the confrontation between the so-called primary and secondary worlds, reality and the marvelous.
Ubiquitous Educational Use of Mobile Digital Devices. A General and Comparative Study in Spanish and Latin America Higher Education
Author: Vázquez Cano, Esteban
Date: 2018-07-00
Type: Journal Articles
Subjects: Foreign Countries,College Students,Telecommunications,Handheld Devices,Educational Technology,Technology Uses in Education,Comparative Analysis,Information Management,Questionnaires,Laptop Computers,Cross Cultural Studies,Cultural Differences,Statistical Analysis

This study conducted a general and comparative analysis of how university students use mobile digital devices for educational purposes in various places and spaces both inside and outside university facilities in Spain and Latin America. It analyses a total sample of 886 students (442 Spanish and 444 Latin American) corresponding to five Spanish and five Latin American universities. The research methodology was based on factorial analysis and comparison between groups with parametric and nonparametric tests. The results show that educational use of mobile digital devices in the Hispanic world concentrates on the use of smartphones and tablets inside university facilities; primarily in college cafeterias, corridors, classrooms and libraries. Spanish and Latin American students used tablets in and out of University facilities for storing and retrieving information, and smartphones for sharing educational information and content.
Plagiarism, Internet and Academic Success at the University
Author: Torres-Diaz, Juan Carlos
Date: 2018-07-00
Type: Journal Articles
Subjects: Incidence,Educational Technology,Technology Uses in Education,Plagiarism,College Students,Foreign Countries,Interaction,Academic Achievement,Experience,Family Income,Questionnaires,Internet,Classification,Information Seeking

In this work, we determined, the level of incidence of the use of technologies on academic success and the incidence of interaction and experience on the level of plagiarism of university students. A sample of 10,952 students from 31 face-to-face universities in Ecuador was created. Students were classified based on their experience level, level of interaction with teachers and classmates, and the use they do with technology for academic activities. The results showed that the level of experience does not affect academic success, but does have an incidence on plagiarism levels that increase as this experience increases. Plagiarism reaches higher levels when level of experience, family income and hours of connection per day increases. Academic performance depends on the number of hours that students seek information and the number of academic videos they watch. Also, plagiarism tends to decrease as the student makes better use of technology for their academic activities.
Non-Technological Learning Environments in a Technological World: Flipping Comes to the Aid
Author: Froehlich, Dominik E.
Date: 2018-07-00
Type: Journal Articles
Subjects: Educational Technology,Technology Uses in Education,Technological Literacy,Higher Education,Video Technology,Homework,Teaching Methods,Lecture Method,Comparative Analysis,Student Attitudes,Self Esteem,Anxiety,Questionnaires,Access to Computers,Foreign Countries,Blended Learning,Qualitative Research,Statistical Analysis

We live in a world permeated by digital technologies. Still, however, this digitization is not always reflected in the learning environments of higher education institutions, which raises questions about the adequacy of the instructional outcomes. In this paper, I maintain that the concept of the inverted or flipped classroom may be a fruitful path to including learning &quot;hands-on&quot; with technology even in learning environments absent of any technological resources. The rationale for this proposition is that flipped elements transfer the demand for technology from the teaching environment to the student. I report on a design-based research project to put this claim to a first test. The qualitative and quantitative data collected all support the idea that flipped classroom elements may help overcome differences in terms of availability of technology in different learning environments. The implications for universities and higher education teachers are discussed.