Premise: Using federal home loan data, The Post reported last year that black homeowners in Denver were 31/2 times as likely as white homeowners to borrow from subprime lenders, and Hispanics 21/2 times as likely.

Hypothesis: The Post used federal home loan data to report that black Denver homeowners were 3.5 times less likely than white homeowners to borrow from subprime lenders.
Relation: contradiction