Premise:  Amendments to Regulation X, the Real Estate Settlement Procedures  Withdrawal of Employer/Employee and Computer Loan Origination Systems Exemptions (FR-3638); and Policy Statements 1996-1 (regarding computer loan origination systems); 1996-2 (regarding sham controlled business arrangements); and 1996-3 (rental of office space, lock-outs, and retaliation)

Hypothesis: Regulation X will hurt Real Estate Settlement Procedures.
Relation: neutral