Premise: yeah that's a good choice we've been trying we're trying to uh do that this year we've budgeted the money that we used to spend we were spending on a CODA account with TI and then money we were also buying stock with for that year we've taken that this year and said we're gonna pay off all of our credit cards and uh

Hypothesis: We have no desire to pay our credit cards off.
Relation: contradiction