Premise: Although a lot of our work is grant-driven, we find that the lack of safe and decent affordable housing and the prevalence of predatory lending are the biggest problems in our client population, Brewer said, referring to clients such as James.

Hypothesis: We find that the lack of safe and decent affordable housing and the prevalence of predatory lending are the biggest problems in our client population, although a lot of our work is grant-driven.
Relation: entailment