## 4 Results and Analysis
### Data Preparation
The Sum amount is the sum of all employees amount in the first group. In category A, age is not the distinguishing attribute, all-male employees whose ages are greater than and equal to 30 and are married come in the first group. The premium amount for each employee in the first group is Rupees 55,205. All the female employees whose age is greater than and equal to 30 and are married come in the second group and the premium amount for each employee in this group is rupees 13,189. The total premium amount for category A \(\alpha_{A}\) is six million six hundred thirty-six thousand fifty-six hundred and seventy rupees. The total number of employees in category A is 170. The main purpose of this analysis is to define the premium amount according to the need of employees. Out of 170 employees, not all the employees visit the hospital for taking healthcare services every year but still employer is paying the huge and same amount of premium for all the employees of category A. From Table 5, it can be seen that the sum amount is the sum of amounts of all employees in one group. We use equation 1 for computing the number of employees for both groups. The number of employees in generated packages is 64, which is less than 170. This analysis on five years data proves that 40% of total employees in category A visit hospital. So the premium amount is computed accordingly. Equation (3) is used for computing the total sum amount for all groups of one category. In Table 6, it can be seen that all employees whose ages are less than and equal to 26, male and married are in group I. For all employees whose ages are greater than and equal to 31, female and married, there is a total of 10 employees in this category and only 4 of them visited the hospital for availing health services. Again, 40% of employees are using health care services. Premium amount for each group in category B is computed using Equation (3). Table 7 depicts the package for category C. Group I in category C consists of all employees whose ages are less than and equal to 28, female and married. The annual premium for the group I is rupees 17,208. In group II, all employees whose ages are \begin{table}
\begin{tabular}{c c c c c c} \hline \hline
**Age** & **Gender** & **Relation Status** & **Sum Amount** & **Amount** & **Visit** \\ \hline
26.0 & 0.0 & 1.0 & 66,212 & 33,106.0 & 116.0 \\
31.0 & 1.0 & 1.0 & 40,518 & 20,259.0 & 34.0 \\ \hline \hline \end{tabular}
\end{table} 
Table 6: Need based Package for Category B. \begin{table}
\begin{tabular}{c c} \hline \hline
**Category Type** & **Premium Amount (PKR)** & **Number of Employees** \\ \hline A & 39,036 & 170 \\ B & 17,466.6 & 5 \\ C & 31,922 & 985 \\ D & 13,075.57 & 252 \\ E & 26,309 & 1991 \\ F & 8862 & 1619 \\ G & 68,811 & 120 \\ \hline \hline \end{tabular}
\end{table} 
Table 4: Category wise Annual Premium amount and number of employees. \begin{table}
\begin{tabular}{c c c c c c} \hline \hline
**Age** & **Gender** & **Relation Status** & **Sum Amount** & **Amount** & **Visit** \\ \hline
30.0 & 0.0 & 1.0 & 2,484,225 & 55,205.0 & 2700 \\
30.0 & 1.0 & 1.0 & 250,591 & 13,189.0 & 342 \\ \hline \hline \end{tabular}
\end{table} 
Table 5: Need based Package for Category A.  
greater and equal to 29, male and married. The premium amount for each employee in this group of category C is 58,784 rupees. The number of employees in group I are 318 and in group 2 are 150. The original number of employees in category C is 985. The number of employees who avail health services is 468. In category C, almost 50% employees are availing healthcare services. Table 8 depicts the package for category D, employees whose ages are less than and equal to 28, male, married are in a group I and all employees whose ages are greater than and equal to 29, male and single are in group II. The original number of employees in category D is 252. Using equation1, the numbers of employees in both groups are computed for category D. Forty-nine employees are in a group I and one hundred and fifty-seven employees are in group II.