## 5 RegTech Applications in Non-Financial Sectors
### Agriculture Sector  
The agriculture industry faces many regulatory challenges, including environmental regulations, food safety regulations, and supply-chain transparency requirements. RegTech solutions can help companies comply with these regulations and improve their overall operations. Effective RegTech solutions will likely improve compliance with agricultural regulations by automating and streamlining processes for accurate data collection, analysis, and real-time reporting. For example, RegTech can monitor compliance with food safety regulations, track the use of pesticides and other chemicals, ensure that farmers meet environmental standards, improve traceability and transparency in the supply chain, and enhance risk management. The adoption of blockchain technology can track the movement of agricultural products from farm to market, providing a tamper-proof record of the products' journeys and ensuring compliance with regulations related to food safety [75]. A good example is _Aglive_, a cloud-based platform that provides traceability and compliance solutions for the agriculture sector. It allows farmers and producers to record and manage data related to animal health, welfare, and movements, as well as compliance with regulations around food safety and animal welfare. Similarly, _TR4 Hub_ is a traceability platform developed specifically for the banana industry in Australia, allowing producers to track the movement of bananas from farms to retailers and enabling rapid response to any outbreaks of banana plant disease. Another traceability platform is _FreshChain_, which uses blockchain technology to track the movement of fresh produce through the supply chain. It allows producers to record and manage data related to product quality, safety, and compliance. Other traceability platform solutions perform similar functions and advantages, such as _BeefChain_, _Farmless_, _Livestock Data Link_, _AgriChain_, _HarvestMark_, _AgriLedger_, _OriginTrail_, Farmforce, SmartAgriHubs, Agrivi, Farmbook, AgUnity, MUIIS, Bext360 (US), AgroTrace (Philippines), _AgriChain_ (EU), _FieldSense_ (EU), _Smartbow_ (EU, livestock), etc. All the above solutions address, to varying degrees, parts of or the whole stages of supply-chain tracking for agricultural products by adopting technologies such as blockchain, cloud computing, IoT, big data analysis, or tangible identification solutions such as QR codes or RFID. The digitalization of agricultural supply-chain tracking has gained varying degrees of popularity and application. Some of these solutions focus on the internal data management of farms or the tracking record from the perspective of end consumers for provenance, and others focus on the traceability of the whole supply chain from farm to fork to comply with regulations. But this is not enough for a mature application that can satisfy all stakeholders in agriculture supply-chain tracking. A few applications have added the timely supervision of regulators to the whole picture. There might be data available for supervisors to view, but few solutions have an architecture design with direct intervention mechanisms or real-time action windows open to them. In the context of international market expansion of agricultural products, given the complexity, diversity, and variability of international laws and regulations, future applications need to value the in-system supervision of the regulators. RegTech in agriculture is still in its early stages of development, and several challenges need to be addressed for its widespread adoption. 1. _Limited data availability_: RegTech solutions rely on data to provide insights and automate compliance processes. However, data can be limited or fragmented in agriculture, making it difficult to develop effective RegTech solutions. For example, data on weather patterns, soil conditions, and crop yields may be available from different sources, making it challenging to integrate and analyze the data [76; 77].