## 3 Bibliometric Analysis
### Influential Aspects
#### 3.1.2 Influential Authors in Fintech Literature  
This section represents the core authors who contributed significantly to fintech in the computer, social and environmental sciences. Table 3 describes the ranking of the principal authors and divides the order into two panels. Panel A represents ranking according to h, g and m-index, while panel B grades authors according to total citations.  
[PERSON] is ranked first according to the top five author list in panel A. one of his main contributions is drivers of financial inclusion and compliance with sustainable development goals (SDGs) [34]. Furthermore, his work covers the protection against fraud and detection through digital identity infrastructure to fulfil the obligations of knowing  
\begin{table}
\begin{tabular}{c c c c c c c} \hline \hline
**Source** & **h\_Index** & **g\_Index** & **m\_Index** & **TC** & **NP** & **PY\_Start** \\ \hline Electronic commerce research and applications & 7 & 13 & 1 & 186 & 15 & 2015 \\ Financial innovation & 7 & 9 & 1 & 148 & 9 & 2015 \\ Technological forecasting and social change & 5 & 9 & 1.25 & 89 & 11 & 2018 \\ European business organisation law review & 5 & 7 & 1.25 & 53 & 9 & 2018 \\ Handbook of blockchain, digital finance, and inclusion & 5 & 5 & 1 & 38 & 9 & 2017 \\ IT professional & 5 & 7 & 1 & 150 & 7 & 2017 \\ Electronic markets & 5 & 6 & 1.25 & 124 & 6 & 2018 \\ Industrial management and data systems & 5 & 6 & 1.25 & 85 & 6 & 2018 \\ Journal of economics and business & 5 & 6 & 1.25 & 231 & 6 & 2018 \\ Journal of management information systems & 5 & 6 & 1.25 & 204 & 6 & 2018 \\ \hline \hline \end{tabular}
\end{table}
Table 2: Top ten sources with impact.  
\begin{table}
\begin{tabular}{c c c c c c} \hline \hline
**Authors** & **h\_Index** & **g\_Index** & **m\_Index** & **TC** & **NP** & **PY\_Start** \\ \hline \multicolumn{5}{c}{Panel A: Ranked according to h,g,m index} \\ \hline [PERSON] & 4 & 8 & 0.67 & 79 & 10 & 2016 \\ [PERSON] & 4 & 8 & 0.80 & 77 & 8 & 2017 \\ Kauffman RI & 4 & 5 & 0.57 & 150 & 5 & 2015 \\ [PERSON] & 3 & 7 & 0.60 & 51 & 11 & 2017 \\ [PERSON] & 3 & 3 & 0.60 & 14 & 8 & 2017 \\ \hline \multicolumn{5}{c}{Panel B: Ranked according to total citations} \\ \hline [PERSON] & 3 & 3 & 0.60 & 223 & 3 & 2017 \\ [PERSON] [PERSON] & 4 & 5 & 0.57 & 150 & 5 & 2015 \\ [PERSON] & 1 & 2 & 0.25 & 127 & 2 & 2018 \\ [PERSON] & 1 & 2 & 0.25 & 127 & 2 & 2018 \\ [PERSON] & 1 & 1 & 0.25 & 126 & 1 & 2018 \\ \hline \hline \end{tabular}
\end{table}
Table 3: Top authors in fintech literature.  
your customers [35]. He also worked on fintech regulations, digitalisation of manual reporting, and compliance processes such as regtech (regulation technology) [36; 37; 38]. In panel A, [PERSON] (ranked second) collaborated with [PERSON] in most of his work [39]. His work as the principal author is related to dependence on digital technologies and cybersecurity during the time of the COVID-19 pandemic [40]. With [PERSON], he worked on regtech to control systematic risk in financial crisis, data protection rules, and electronic identification legislation [41]. [PERSON] in Panel B has the highest rank concerning the number of citations. His most cited work is related to technology innovation, transformation, and disruption in financial services [42]. The common name in both panels is [PERSON], with five publications from 2015. He is the second-highest cited author in the field of fintech in computer, social, and environmental sciences. His apparent work represents the computational social sciences [43] and the changing environment concerning payments through cards [44].  
The most cited publication is done by [PERSON], with only one publication in 2018 and with a total number of citations of 126. He is the fifth most highly cited author because he has produced only one publication in fintech technologies. His work is about the ICOs phenomena, and he addressed the success of token offerings [45].