user: How are benefits determined?[NEWLINE]agent: If You Retire Earlyr  You can retire at any time between age 62 and full retirement age[NEWLINE]agent: did you start benefits early?[NEWLINE]user: No I did not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: are there pros and cons?[NEWLINE]agent: There are advantages and disadvantages to taking your benefit before your full retirement age.   [The advantage is that you collect benefits for a longer period of time  The disadvantage is your benefit is reduced[NEWLINE]user: Another question about the Retirement Benefits Planner. What is the best way to use the planner?[NEWLINE]agent: Did you want to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age?[NEWLINE]user: no just wanted to use it[NEWLINE]agent: Did you want to know how to calculate your estimated spouse's benefit if you retire at full retirement age?[NEWLINE]user: no I don't know the numbers I would have to put in yet[NEWLINE][BOUNDARY]


user: what if a person retires early?[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE]agent: are you retired?[NEWLINE]user: no I am not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: how early can i get benefits?[NEWLINE]agent:  you may start receiving benefits as early as age 62 or as late as age 70[NEWLINE][BOUNDARY][NEWLINE]user: what arethe pros?[NEWLINE]agent: if you delay your benefits until after full retirement age, you may be eligible for delayed retirement credits that would increase your monthly benefit[NEWLINE][BOUNDARY][NEWLINE]user: Okay, now to know if I get those benefits, we were married for many years and I would like to get benefits, am I eligible?[NEWLINE]agent: Yes, if the marriage lasted long enough.[NEWLINE]user: If I am eligible on my own and as a spouse, which do I get?


user: Can I retire earlier than full retirement age?[NEWLINE]agent: Yes, you can retire at any time between age 62 and full retirement age.[NEWLINE]agent: Do you plan on starting benefits early?[NEWLINE]user: Yes I want to start benefits when I turn the age of 62.[NEWLINE]agent: If you retire at age 62 then your benefits are reduced a fraction of a percent ofr each month before full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen with my benefits if I delay them after full retirement age?[NEWLINE]agent: You may be eligible for delayed retirement credits that increase your monthly benefit.  Also, there are other things to consider to make this decision.[NEWLINE]user: What are some of the pros and cons of when to receive benefits?[NEWLINE]agent: The pro to taking your benefits before full retirement age is that you will collect them longer period of time.  The con is your benefit will be reduced.[NEWLINE][BOUNDARY][NEWLINE]user: What is the time frame of receiving benefits?[NEWLINE]agent: No matter what your full retirement age is you may start receiving benefits as early as age 62 or as late as age 70.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a chart that I can see how benefits will be affected at age 62?


user: I want to know more about retiring early and social security benefits[NEWLINE]agent: OK, You can retire at any time between age 62 and full retirement age. however your benefits are reduced if you start them early[NEWLINE]agent: Will you be starting benefits early?[NEWLINE]user: yes that is what I wanted to know[NEWLINE]agent: Your benefits will be reduced a fraction of a percent for each month before your full retirement age[NEWLINE][BOUNDARY][NEWLINE]user: what is considered full retirement age? do I decide that when I stop working?[NEWLINE]agent: Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: is there a way to know about how much my benefits will be reduced?[NEWLINE]agent: Yes, The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $ 1000 at full retirement age. Just select your year of birth to find out how much your benefit will be reduced if you retire between age 62 and full retirement age.[NEWLINE]user: I'm not 62 years old, so is it the same for all of us?[NEWLINE]agent: You can select your own year of birth to find out how much your benefit will be reduced if you retire between age 62 and full retirement age.[NEWLINE]user: and they take a certain amount like twenty dollars or something like that each month?


user: Are their repercussions for retiring early?[NEWLINE]agent: While you can retire between age 62 and full retirement age, there can be penalties for starting benefits early.[NEWLINE]agent: Are you planning on starting your benefits early?[NEWLINE]user: No, I am not wanting to start my benefits at an earlier age.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any rewards for delaying my benefits until after full retirement age?[NEWLINE]agent: Yes, you may be eligible for delayed retirement credits that would increase your monthly benefit.[NEWLINE][BOUNDARY][NEWLINE]user: Benefits Online is a somewhat similar subject. Is it necessary for me to create an account in order to apply online?[NEWLINE]agent: You will be asked to create one if you don't already have one.[NEWLINE][BOUNDARY][NEWLINE]user: Can younger people qualify for disability?[NEWLINE]agent: Yes, younger people may have earned work credits for disability protection.[NEWLINE][BOUNDARY][NEWLINE]user: What about survivor's benefits?[NEWLINE]agent: You can use the survivors planner to learn what protections your family has.[NEWLINE][BOUNDARY][NEWLINE]user: How can I qualify for retirement benefits?


user: what if I retire early?[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE]agent: Did you want to start benefits early?[NEWLINE]user: no I do not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: what are the pros?[NEWLINE]agent: The advantage is that you collect benefits for a longer period of time. The disadvantage is your benefit is reduced.[NEWLINE][BOUNDARY][NEWLINE]user: I want to know information for the benefits of my family. Where can I see the informations regarding this?[NEWLINE]agent: For more information, please visit "Benefits For Your Family."[NEWLINE][BOUNDARY][NEWLINE]user: Will a U.S. Embassy be able to help me if I don't live in the U.S. anymore?[NEWLINE]agent: Yes, a U.S. Embassy or Consulate can provide you with more help on the matter.[NEWLINE][BOUNDARY][NEWLINE]user: Even if I don't qualify for benefits on someone else's record, can a family member still qualify for benefits on my record?


user: I need to know what I need I was denied[NEWLINE]agent: sorry to hear that. If you were denied, you may request an appeal[NEWLINE]agent: Were you for sure denied?[NEWLINE]user: HOw can I request an appeal?[NEWLINE]agent:  If you disagree with the hearing decision you may request a review by Social Security s Appeals Council online.[NEWLINE]user: ok thank you[NEWLINE]agent: you may also request a review by Social Security s Appeals Council online[NEWLINE]user: Will the appeals coucil deny it?[NEWLINE]agent: The Appeals Council looks at all requests for review but it may deny a request if it believes the hearing decision was supported and in accordance with social security law and regulations[NEWLINE]user: What if i think they are wrong[NEWLINE]agent: you can file a civil suit in a federal district court.[NEWLINE]user: How can I learn more


user: what if you were denied?[NEWLINE]agent: Were you denied?[NEWLINE]user: can I appeal online?[NEWLINE]agent: You sure can[NEWLINE]user: Another note on the SSI application, Is there any way I can get in touch with you? I'm in desperate need of some help.[NEWLINE]agent: Yes. Please contact us by phone or in person to schedule an appointment to complete the SSI application. We will help you in person or by phone.[NEWLINE][BOUNDARY][NEWLINE]user: That'd be great. Do you have a phone number for those hard of hearing? I have some issues with that.[NEWLINE]agent: Sure. Just call our toll-free TTY number, 1-800-325-0778.[NEWLINE]user: Can I call you instead of doing this report online?[NEWLINE]agent: Yes. You can do so by calling us toll-free at 1-800-772-1213.[NEWLINE]user: Should I contact social security before applying then?


user: I need to know how to request a hearing for a non-medical determination.[NEWLINE]agent: Have you requested a reconsideration and received a non-medical determination letter from us that you want to appeal to?[NEWLINE]user: That's correct.[NEWLINE]agent: You can go online and request a non-medical hearing.[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing about steps to apply section. Is there a worksheet included in the starter?[NEWLINE]agent: Yes, it includes a worksheet that will help you gather the information you need.[NEWLINE]agent: Do you require a phone number for people who are deaf or hard of hearing?[NEWLINE]user: No, thanks. I don't know how you get that idea.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: So, back to the topic at hand. What should I do after I have reviewed the kit and contacted social security?[NEWLINE]agent: You should fill out the online Child Disability Report. At the end of the report, we will ask you to sign a form that gives the child's doctor permission to give us information about his/her disability.[NEWLINE]user: But I should contact social security before that, right?


user: How do I request a Reconsideration Online for a medical determination?[NEWLINE]agent: Was your disability claim recently denied for medical reasons?[NEWLINE]user: Yes, my disability claim was recently denied for medical reasons.[NEWLINE]agent: You can request an appeal online if you want to.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen if the Appeals Council decides to review my case?[NEWLINE]agent: The Appeals Council will decide your case itself or return it to an administrative law judge for further review.[NEWLINE][BOUNDARY][NEWLINE]user: knows of a line where I can call to obtain information on appeals, in case I need help with my process[NEWLINE]agent: No problem. You can always call us toll-free at 1-800-772-1213.[NEWLINE][BOUNDARY][NEWLINE]user: Great. And for the SSI application I need an appointment, correct?[NEWLINE]agent: Correct. Please contact us by phone or in person to schedule an appointment to complete the SSI application. We will help you in person or by phone.[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm hard of hearing? Do you have a number for that?


user: I want to appeal a decision from Social Security[NEWLINE]agent: Is this for a non-medical determination?[NEWLINE]user: nope[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: how do I know what is going on with my hearing?[NEWLINE]agent: Whether you applied online, by phone, or in an office you can check the status of your disability and SSI hearing using your personal my Social Security account.A my Social Security account is an easy, convenient, and secure way to do business with us.[NEWLINE]agent: Do you have a my Social Security account?[NEWLINE]user: no, does it have to be all done online[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: could I call or when they give me a decision can I appeal online?[NEWLINE]agent: Yes, you can file an appeal by calling our toll - free number, 1 - 800 - 772 - 1213 or TTY 1 - 800 - 325 - 0778 or contacting your local Social Security office.[NEWLINE]user: and I can fight if I disagree with the decision they give, right?


user: Is there any way for me to check to see how my disability hearing is going?[NEWLINE]agent: Whether you applied online, by phone, or in an office, all you have to do to check is log on to your my Social Security account. A my Social Security account an easy, convenient, and secure way to do business with us.[NEWLINE]agent: Do you have a my Social Security account?[NEWLINE]user: no I don't...I think[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I won't need it now, can I ask something else? If I get denied and I want a review, what does the Appeals Council do?[NEWLINE]agent: The Appeals Council looks at all requests for review but it may deny a request if it believes the hearing decision was supported and in accordance with social security law and regulations.[NEWLINE][BOUNDARY][NEWLINE]user: ok perfect, how do I get information about the benefits they offer me for disability, how can I know if I qualify and what kind of help I can get?[NEWLINE]agent: you can use our Disability Planner.[NEWLINE]agent: Do you need to do the application in a language other than English?[NEWLINE]user: Can I do that? yes please, tell me more.[NEWLINE]agent: When using the online application you'll get the option to schedule an appointment to apply for benefits in your preferred language. Take into consideration that the online application is only available in English.[NEWLINE][BOUNDARY][NEWLINE]user: Can I apply for the benefits if my previous application was denied?


user: I was wondering how I can check my hearing status. I have a disability and am hard of hearing.[NEWLINE]agent: Whether you applied online, by phone, or in an office you can check the status of your disability and SSI hearing using your personal my Social Security account. A my Social Security account is an easy, convenient, and secure way to do business with us.[NEWLINE]agent: Do you NOT have an account yet?[NEWLINE]user: Yes, I don't have an account yet.[NEWLINE]agent: In that case you can create one today.[NEWLINE][BOUNDARY][NEWLINE]user: Will do, after I sorted one more question. If I was to file an appeal for a review of a decision, can I do so by phone?[NEWLINE]agent: Yes, you can file an appeal by calling our toll-free number, 1-800-772-1213, or TTY 1-800-325-0778 or contacting your local Social Security office.[NEWLINE][BOUNDARY][NEWLINE]user: That's good, I would like a re-evaluation of my hearing, I think it is a lot worse than my doctor determined. Is it possible to request a hearing for a medical determination online?[NEWLINE]agent: Of course, you may request a hearing online.[NEWLINE][BOUNDARY][NEWLINE]user: Good to know. Back to my appeal, can I request one?[NEWLINE]agent: Yes, you may request an appeal. Generally you have 60 days after you receive the notice of our decision to ask for any type of appeal.[NEWLINE][BOUNDARY][NEWLINE]user: Splendid. And I can file a civil suit if I disagree, right?


user: Hello, good morning. I'm a recently widower and needed to know something. My wife was receiving social security benefits, so what happens now with those incomes?[NEWLINE]agent: Did you say your wife was receiving benefits?[NEWLINE]user: Yeah, she was.[NEWLINE]agent: O.k. If that so, You must return the benefit received for the month of dead and any later months. So, if the deceased person received a benefit on July, you must return it on August.[NEWLINE][BOUNDARY][NEWLINE]user: Perfect. Now I need to ask something else about Social Security beneficiary. What if the amount my ex-husband receives in Social Security is more in Social Security than my widower?[NEWLINE]agent: In this case, he would receive a combination of benefits that equal the amount.[NEWLINE]user: What if my ex-husband is entitled to his own retirement benefits?[NEWLINE]agent: He can then switch to his own retirement benefit.[NEWLINE]user: If my widower is receiving benefits from me, what happens when he reaches retirement age?[NEWLINE]agent: Once he reaches retirement, he can switch to his benefits at an unreduced rate.[NEWLINE]user: What happens to their benefits if my widower or ex-husband remarries?[NEWLINE]agent: If they remarry before the age of 60 or age 50, if disabled, he/she is not entitled to surviving spouse benefits while they are married.[NEWLINE][BOUNDARY][NEWLINE]user: How much would my family receive after my passing?


user: How do I get started?[NEWLINE]agent: is anyone in your house deceased?[NEWLINE]user: yes[NEWLINE]agent: Ok thank you for that response.  If the deceased was receiving Social Security benefits, [35] you must return the benefit received for the month of death and any later months[NEWLINE][BOUNDARY][NEWLINE]user: Can I get a lump sum[NEWLINE]agent:  the surviving spouse can still receive the lump - sum if, during the month the worker died[NEWLINE][BOUNDARY][NEWLINE]user: Ok, fine. Regarding the online tools, in order to qualify how many social security credits should I have?[NEWLINE]agent: Is it important that you use the Retirement Estimator to make the calculations?[NEWLINE][BOUNDARY][NEWLINE]user: What can you tell me about the disability benefits?[NEWLINE]agent: It is important that you use our Disability Planner to expand the information.[NEWLINE][BOUNDARY][NEWLINE]user: What if I don't have enough Social Security credits to qualify?


user: Hi, I just lost my husband and would like to know if Social Security pays out any form of death benefit?[NEWLINE]agent: Yes Social Security does pay death benefits. A one-time payment of $255 can be paid to the surviving spouse if he or she was living with the deceased, or, if living apart was receiving certain Social Security benefits on the deceased's record.[NEWLINE]agent: Are you the spouse or a child of the deceased?[NEWLINE]user: No I am not the spouse or a child of the deceased.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What should be done, in accordance with Social Security requirements, when a family member dies?[NEWLINE]agent: You should call 1-800-772-1213 and speak to a Social Security representative between 7 am and 7 pm Monday through Friday or you can visit your local Social Security office.[NEWLINE][BOUNDARY][NEWLINE]user: Yes, of course. I need to inquire about Survivors Planner now. Is it possible for me to look at survivor benefits as well?[NEWLINE]agent: Yes, you can use our Survivors Planner to learn how your family members are protected if you pass away.[NEWLINE][BOUNDARY][NEWLINE]user: and what if you can't help me online? what should I do then?[NEWLINE]agent: We can still help you if that happens. If we are not able to process your request, you will receive specific information on how to contact us by phone or schedule an appointment[NEWLINE][BOUNDARY][NEWLINE]user: sounds good,so I can find out about Social Security and retirement and other things?


user: I need to inquire how much earnings does it require for a spouse to have earned to earn their four credits in a calendar year?[NEWLINE]agent: A spouse has earned their four credits for the year when they have reached $5,440.[NEWLINE]agent: Has your spouse earned $5,440 within this calendar year?[NEWLINE]user: My spouse has not yet reached that amount in earnings, no.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What should I do about benefits considering my spouse has just passed away?[NEWLINE]agent: You must return this month's benefits and any benefits you may receive in your spouse's name next month.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have any knowledge of Adult Disability Report? What if my spouse and I are no longer together?[NEWLINE]agent: Are you divorced from them?[NEWLINE]user: No we are merely separated.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How much is enough credits from work?


user: Hi, Could you please explain to me how my spouse can earn Social Security benefits if I die?[NEWLINE]agent: A worker can earn up to four credits each year. As an example, in 2019 your spouse can earn one credit for each $1,360 of wages or self-employment income.[NEWLINE]agent: Can you tell me is your spouse has earned $5,440 in a year?[NEWLINE]user: Yes my spouse earned $5,440.[NEWLINE]agent: If that is so then your spouse has earned her/his four credits for the year.[NEWLINE]user: I have another credit-related question for you. What exactly is it? Do I get my four credits if I make $5,440 for the year?[NEWLINE]agent: Yes, you have earned our four credits when you make $5,440 for the year.[NEWLINE]user: Can you explain how my spouse earns Social Security Survivors Benefits?[NEWLINE]agent: The number of credits needed to provide benefits for survivors depends on the worker's age when they die. No one needs more than 40 credits, that is 10 years of work to be eligible for any Social Security benefit.[NEWLINE][BOUNDARY][NEWLINE]user: What is the maximum amount a family is entitled to receive?[NEWLINE]agent: The limit varies but it is generally between 150 to 180 percent of the basic benefit rate. If the sum of benefits payable to family members is greater than this limit the benefits will be reduced proportionately.[NEWLINE][BOUNDARY][NEWLINE]user: What additional factors can affect a widow's benefits?[NEWLINE]agent: There are several factor that can affect widow/widower's benefits. One of these is if they remarry before they reach the age of 60.[NEWLINE][BOUNDARY][NEWLINE]user: Another thing I would like to know. Is there a payment from Social Security payable upon my death?[NEWLINE]agent: Yes there is a one-time payment of $255 which can be paid to the surviving spouse if he or she was living with the deceased, or, if living apart and was receiving certain Social Security benefits on the deceased's record.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any additional info I need to know about whether other family members are eligible for benefits?


user: Does Social Security pay death benefits?[NEWLINE]agent: Yes, a one-time payment of $255 can be paid to the surviving spouse if he or she was living with the deceased; or, if living apart, was receiving Social Security benefits on the deceased's record.[NEWLINE]user: What if there is no surviving spouse to receive the benefit?[NEWLINE]agent: The payment is made to a child who is eligible for benefits on the deceased's record in the month of death.[NEWLINE][BOUNDARY][NEWLINE]user: How can I estimate my retirement benefits?[NEWLINE]agent: Yes, you can use our retirement planner.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a way to help understand more about Social Security protection?


user: What happens if the deceased received monthly benefits?[NEWLINE]agent:  If the deceased was receiving Social Security benefits  you must return the benefit received for the month of death and any later months.[NEWLINE]user: ok thank you[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: what if you are a widow or widower?[NEWLINE]agent: If you are the widow or widower of a person who worked long enough under Social Security, you can receive full benefits at full retirement age for survivors or reduced benefits as early as age[NEWLINE][BOUNDARY][NEWLINE]user: Are you not aware of this SSI? What if the adult child is already receiving SSI or disability compensation as a result of his or her own record?[NEWLINE]agent:  An adult child already receiving SSI benefits or disability benefits on his or her own record should still check to see if benefits may be payable on a parent 's earnings record[NEWLINE][BOUNDARY][NEWLINE]user: by the way do you know about disability benefits? Can you tell me the age indicated to apply for these benefits?[NEWLINE]agent: If you wish to apply for disability benefits as a survivor,  you can speed up the disability application process if you complete an Adult Disability Report and have it available at the time of your appointment[NEWLINE][BOUNDARY][NEWLINE]user: What happens if the deceased received monthly benefits?[NEWLINE]agent:  If the deceased was receiving Social Security benefits,  you must return the benefit received for the month of death and any later months[NEWLINE][BOUNDARY][NEWLINE]user: are there any other exclusions?


user:  How does a Spouse Earns Social Security Survivors Benefits[NEWLINE]agent: A worker can earn up to four credits each year[NEWLINE]agent: do you have a spouse that is deceased?[NEWLINE]user: yes[NEWLINE]agent:  When your spouse has earned $ 5,440,  they have earned their four credits for the year[NEWLINE][BOUNDARY][NEWLINE]user: Considering the child is 18 years old or above. How we will assess their disability, same way we will evaluate disability for adult?[NEWLINE]agent: Does that sound good?[NEWLINE][BOUNDARY][NEWLINE]user: What happens to the benefit if you are a widow or widower?[NEWLINE]agent: If you are the widow or widower of a person who worked long enough under Social Security you can :   receive full benefits at full retirement age for survivors or reduced benefits as early as age 60.[NEWLINE][BOUNDARY][NEWLINE]user: can you get A Special Lump-Sum Death Payment[NEWLINE]agent: If they were living apart  the surviving spouse can still receive the lump - sum if, during the month the worker died, they[NEWLINE][BOUNDARY][NEWLINE]user: what is a Survivors Benefit Amount[NEWLINE]agent: If the person who died was receiving reduced benefits,  we base your survivors benefit on that amount[NEWLINE]user: What if you are divorced?[NEWLINE]agent: One surviving parent 82 percent.   Two surviving parents 75 percent to each parent. Percentages for a surviving divorced spouse would be the same as above.[NEWLINE][BOUNDARY][NEWLINE]user: What if you had a minor or disabled child?


user: How can my spouse earn social security survivors benefits?[NEWLINE]agent: A worker can earn up to four credits each year and in 2019 your spouse can earn one credit for each $1,360 of wages or self-employment income.[NEWLINE]user: What happens when my spouse has earned $5,440 for the year?[NEWLINE]agent: When your spouse has earned $5440 for the year they have earned all four credits for the year.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about Social Security. What exactly are Social Security credits?[NEWLINE]agent: They are credits earned through your work and when you pay Social Security[NEWLINE][BOUNDARY][NEWLINE]user: What happens if the amount of spouse's benefit on my record is more than the widow's or widower's benefit on my Social Security record?[NEWLINE]agent: Is that's the case, they'll receive a combination of benefits which will total the higher amount in this instance[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I don't have enough credits built up, do my children or spouse receive anything?[NEWLINE]agent: Your children and spouse can get benefits if you have credits built up for one and one-half years of work 6 credits in the three years just before your death[NEWLINE][BOUNDARY][NEWLINE]user: What if my surviving divorced spouse remarries?[NEWLINE]agent: They will continue to receive benefits on your Social Security record[NEWLINE]user: What if my surviving spouse will be in receipt of a non-Social Security pension in the future, are their benefits going to be affected?


user: should i plan my retirement and my social security benefits?[NEWLINE]agent: are you a wido or widower?[NEWLINE]user: yes[NEWLINE]agent: ok great![NEWLINE][BOUNDARY][NEWLINE]user: I'd also like to learn more about  Benefits Planner. Is it possible to apply for benefits online?[NEWLINE]agent:  Yes you can apply online for retirement benefits, disability benefits, or just Medicare[NEWLINE]user: I want to apply for retirement benefits[NEWLINE]agent: You may have to contact us by phone if we are not able to process your request[NEWLINE]user: Can I go to a SS office with a scheduled appointment?[NEWLINE]agent: If we are not able to process your request, ou will receive information on how to contact us by phone or schedule an appointment[NEWLINE][BOUNDARY][NEWLINE]user: Can I get an estimate for survivors or disablity benefits?


user: Can you tell me if death benefits are available through Social Security?[NEWLINE]agent: Yes, a one time payment of $255 could be paid to the surviving spouse if living with the deceased or was receiving certain benefits.[NEWLINE]agent: Is there no surviving spouse?[NEWLINE]user: Yes, I would be the surviving spouse.[NEWLINE]agent: Then the payment would be made to a child that is eligible for benefits on the deceased records.[NEWLINE][BOUNDARY][NEWLINE]user: I have a question about SSDI benefits. How did you assess this?[NEWLINE]agent: We evaluate his or her disability the same way we would evaluate the disability for any adult[NEWLINE][BOUNDARY][NEWLINE]user: One more concern about the family members eligibility. Could you please inform me what family members would may be eligible?[NEWLINE]agent: Do you have a stepchild, grandchild, step grandchild, or adopted child could be eligible.[NEWLINE]user: Yes, I do have a child that is would be eligible.[NEWLINE]agent: Were there parents dependent on the deceased?[NEWLINE]user: No, that is not the case.[NEWLINE]agent: Then they are not eligible.[NEWLINE][BOUNDARY][NEWLINE]user: What if I already get benefits as a spouse?


user: I need to know what to do with the checks a relative keeps getting after they have passed away[NEWLINE]agent: Was the deceased receiving Social Security benefits?[NEWLINE]user: yes there are checks[NEWLINE]agent: You will have to return the benefit received for the month of death and any later months?[NEWLINE][BOUNDARY][NEWLINE]user: Is there a Social Security benefit for the widow of someone on benefits?[NEWLINE]agent: A one-time payment of $255 can be paid to the widow if he or she was living with the deceased; or, if living apart, was receiving certain Social Security benefits on the deceased’s record.[NEWLINE][BOUNDARY][NEWLINE]user: Is there somewhere else I can get more details about how to apply?[NEWLINE]agent: Yes, there are.[NEWLINE]user: Will I be notified if you weren't able to process my request?[NEWLINE]agent: Yes, you will receive information on how to contact us to discuss it by phone or by appointment.[NEWLINE]user: As the spouse of a disabled worker, how old do I have to be to fill out a benefits application?


user: is there a death benefit?[NEWLINE]agent:  A one-time payment of $ 255 can be paid to the surviving spouse if he or she was living with the deceased; or, if living apart, was receiving certain Social Security benefits on the deceased's record[NEWLINE]user: can a son get the payment?[NEWLINE]agent: If there is no surviving spouse the payment is made to a child who is eligible for benefits on the deceased's record in the month of death.[NEWLINE][BOUNDARY][NEWLINE]user: I see what you mean. Is it okay if I ask a follow-up question? What resources can I use to learn more?[NEWLINE]agent: You can visit our sites to request more information.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what is the Retirement Planner?[NEWLINE]agent: It consists of learning what is necessary to qualify for the benefit.[NEWLINE][BOUNDARY][NEWLINE]user: Perfect, what else should I know?[NEWLINE]agent: So we recommend using the Survivor Planner.[NEWLINE][BOUNDARY][NEWLINE]user: How can I estimate the benefit?


user: Hello there. The other day I was thinking in the future, and was asking about possible benefits my spouse could get, like survivor. Could you help me there?[NEWLINE]agent: Well, she can get those benefits earning credits, up to four each year. Those are credited for each $1,360 of wages or self-employment income.[NEWLINE]user: I see. Ad how much she would have to earn to get those four credits?[NEWLINE]agent: She would have to earn $5,440 to be credited with those four credits. That should repeat each year.[NEWLINE][BOUNDARY][NEWLINE]user: O.k, got it, thanks for that. I heard other family members could be eligible for this kind of benefits, could you tell me which ones?[NEWLINE]agent: Do you have a stepchild, grandchild, step grandchild or adopted child?[NEWLINE]user: Yes, I have a grandchild.[NEWLINE]agent: Do you have any of your parents still alive?[NEWLINE]user: No, they're not.[NEWLINE]agent: Obviously, those can't get any benefit, as you may already guessed.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any chance that I can get benefits for my parents? What is the process of applying for benefits online?


user: Can other family members be eligible? for Survivor benefits[NEWLINE]agent: Yes, do you want to know which family members may be eligible?[NEWLINE]user: yes[NEWLINE]agent: Do you have a stepchild, grandchild, grandchild, or foster child?[NEWLINE]user: if I have[NEWLINE]agent: Do you have parents alive?[NEWLINE]user: Unfortunately not[NEWLINE]agent: for now, only your stepchild, grandchild, grandchild or adoptive child may receive the benefit[NEWLINE][BOUNDARY][NEWLINE]user: in case of a widow or widower?[NEWLINE]agent: You should know that a widow or widower can start receiving a benefit at a reduced rate, and then, at full retirement age, switch to the other benefit at a non-reduced rate.[NEWLINE][BOUNDARY][NEWLINE]user: Also, I'd like to learn more about Social Security; can you give me an estimate for survivors or disability benefits?


user: How do I plan for disability?[NEWLINE]agent: Do you have a disability?[NEWLINE]user: yes[NEWLINE]agent: In general we pay monthly benefits to people who are unable to work for a year or more because of a disability.[NEWLINE][BOUNDARY][NEWLINE]user: Btw, for Disability and Supplemental Security Income. How do you pay for disability benefits?[NEWLINE]agent: We pay under two programs he Social Security disability insurance program our adult child also may qualify for benefits on your earnings record[NEWLINE][BOUNDARY][NEWLINE]user: What does the disablilty planner help find out?[NEWLINE]agent:  How you can qualify and apply for benefits and what happens if your application is approved[NEWLINE][BOUNDARY][NEWLINE]user: Is there information for Attorneys and third parties?[NEWLINE]agent: Yes there are some things you should know if you are an Advocate, Attorney, or Third Party Representative[NEWLINE]user: Yes I have an attorney helping me[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can SS provide valuable help to me?


user: Hi there, I 'm looking for some info about how a person may qualify for a disability benefit?[NEWLINE]agent: I understand you want to know about if you are eligible for disability?[NEWLINE]user: No, not me.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Look, lets go over other question. What can you tell about if a disabled dult may be eligible for benefits?[NEWLINE]agent: It's possible, But for that, such adult must be disabled before age 22 and to have a deceased parent or such parent starts receiving retirement or disability benefits. It is considered a child's benefit because is paid on a parent Social Security record.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know if I will get a lump sum of payment from the social security benefits of my deceased parents?[NEWLINE]agent: the lump - sum can be paid to the worker 's child or children if, during the month the worker died, the child[NEWLINE][BOUNDARY][NEWLINE]user: ok, good to know, regarding disability benefits, when do I start to qualify? Right now I can't do my current job, would that be a good time to qualify?[NEWLINE]agent: Are you currently unable to perform any work?[NEWLINE]user: No, nothing like that, just being curious about it.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Another question, please. I have this relative who have vision problems. How much is the monthly earnings she can get?[NEWLINE]agent: No problem. by 2019, those earning has limits for $2,040.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's fine. Now, let's talk about how to submit. When will I be able to speak with a representative?


user: How can I qualify for disability benefits?[NEWLINE]agent: are you looking to qualify for Social Security disability benefits?[NEWLINE]user: yes, that's correct.[NEWLINE]agent: The first requirement you must meet is to have worked in jobs covered by Social Security and then you must have a medical condition that meets Social Security's definition of disability.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's fine. Now, let's talk about how to apply for benefits online. What resources can I use to learn more?[NEWLINE]agent: You can visit our sites to request more information.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what is the Retirement Planner?[NEWLINE]agent: It consists of learning what is necessary to qualify for the benefit.[NEWLINE][BOUNDARY][NEWLINE]user: Perfect, what else should I know?[NEWLINE]agent: So we recommend using the Survivor Planner.[NEWLINE][BOUNDARY][NEWLINE]user: How can I estimate the benefit?


user: How do people qualify for disability benefits?[NEWLINE]agent: Do you mean Social Security disability benefits?[NEWLINE]user: yes[NEWLINE]agent: Those that have worked in jobs that social security cover and have a medical condition that meets Social Security's definition of disability can qualify for the benefit.[NEWLINE][BOUNDARY][NEWLINE]user: in order to be published Is there anything I can look up in terms of documents or publications?[NEWLINE]agent: Sure, you have quite a selection on that regard. For example, you have the following: Disability Benefits; What you need to know when you get social security disability benefits and lastly, How we decide if you still have a qualifying disability.[NEWLINE][BOUNDARY][NEWLINE]user: O.k, got it written down. Say, can you tell me about average earnings for those visually disabled?[NEWLINE]agent: Sure, in the most recent year, 2019, average earnings were of $1220 or more per month and $2,040 or more per month if you're blind.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any kind of chance that i can keep my disability benefits even i go back to work?[NEWLINE]agent: Well, there are special rules that can help you to keep your cash benefits and Medicare while you test your ability to work. They are called "work incentives"[NEWLINE]user: Oh, that sounds nice. Where can i get more information about those?


user: hello, please tell me about the qualifying process for the disability benefit.[NEWLINE]agent: Do you mean Social Security disability benefit?[NEWLINE]user: yes[NEWLINE]agent: first, the person who applies must have worked in jobs covered by Social Security. Then the person must have a medical condition that meets Social Security's definition of disability.[NEWLINE][BOUNDARY][NEWLINE]user: Is the information need for Social Security disability and SSI different?[NEWLINE]agent: We ask you for the same information about your medical condition, work, and education history when apply for disability and SSI.[NEWLINE][BOUNDARY][NEWLINE]user: What information is there for advocates, attorneys, and third parties?[NEWLINE]agent: If you are an Advocate, Attorney, or Third Party Representative and you are helping someone prepare an application do you know what is needed?[NEWLINE]user: Yes, I know what is needed for an Advocate, Attorney, or Third Party Representative.[NEWLINE]agent: Do you know things needed about Advocate, Attorney, or Third Party Represetative?[NEWLINE][BOUNDARY][NEWLINE]user: Can Social Security help me know if I have a safety net to fall back on should I become disabled.


user: How does one qualify?[NEWLINE]agent: Have you worked or have a medical condition?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What if an adult child is disabled?[NEWLINE]agent: We send the application to the Disability Determination Services in your state that completes the disability decision for us[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask you another question.  Is there a Social Security benefits for the recipient's widow?[NEWLINE]agent: A one-time payment of $255 can be paid to the widow if he or she was living with the deceased; or, if living apart, was receiving certain Social Security benefits on the deceased’s record.[NEWLINE][BOUNDARY][NEWLINE]user: What would happen to my dependent adult child's disability benefit when he marries?[NEWLINE]agent: If they are disabled,  they can speed up the application process if they complete an Adult Disability Report and have it available at the time of their appointment[NEWLINE][BOUNDARY][NEWLINE]user: Is it okay if I ask another question in relation to the application procedures? Can you assist me with the problem by calling the number?[NEWLINE]agent: Of course. You can call us toll - free at 1 - 800 - 772 - 1213[NEWLINE][BOUNDARY][NEWLINE]user: I see. Another question about Social Security disability benefits, how do I qualify?[NEWLINE]agent: To qualify for Social Security disability benefits, you must first have worked in jobs covered by Social Security[NEWLINE][BOUNDARY][NEWLINE]user: is my condition listed?


user: Could you help me please, I need to know how to quality for disability benefits?[NEWLINE]agent: To qualify for Social Security disability benefits you would first have had to work in jobs that are covered by Social Security. Have you worked in jobs covered by Social Security?[NEWLINE]user: No I did not work in jobs covered by Social Security.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Are there not any special situations under which you can apply for disability benefits?[NEWLINE]agent: Yes there are some special situations but most people who receive disability benefits are workers who qualify on their own records and meed the work and disability requirements.  However, there are some situations you may not know about.[NEWLINE][BOUNDARY][NEWLINE]user: What is the process for applying for child disability benefits?[NEWLINE]agent: You must complete an SSI Supplemental Security Income Application and register online.[NEWLINE][BOUNDARY][NEWLINE]user: On a somewhat related note, about the list of deactivation conditions. What is my condition that is on the list of deactivation conditions?[NEWLINE]agent: If you condition is found on the list you will receive benefits.[NEWLINE]user: Thanks for confirming. Is there a chance that some other member of my family would be eligible for assistance?[NEWLINE]agent: Yeah, under certain circumstances, certain family members are eligible, such as stepchild, grandchild, step grandchild or adopted child.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I am on disability benefits and reach full retirement age? Do I receive disability payments and retirement benefits?[NEWLINE]agent: If you are receiving Social Security disability benefits when you reach full retirement age your disability benefits automatically convert to retirement benefits but the amount remains the same.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any special rules for the blind?


user: How does a person qualify?[NEWLINE]agent:  To qualify for Social Security disability benefits  you must first have worked in jobs covered by Social Security[NEWLINE]user: ok thanks so much[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you do any other type of work?[NEWLINE]agent:  If you can t do other work,  we ll decide you are disabled[NEWLINE][BOUNDARY][NEWLINE]user: I require information about Social Security survivors benefits, does this benefit discs?[NEWLINE]agent: If you are the unmarried child under 18 up to age 19 if attending elementary or secondary school full time of a worker who dies,  you can be eligible to receive Social Security survivors benefits[NEWLINE][BOUNDARY][NEWLINE]user: Btw, for any kind of occasion this happens. What if you can't work?[NEWLINE]agent:  we ll decide that you don t have a qualifying disability and your claim will be denied[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask you a question about the Child Disability Study. What is the procedure for submitting an application?[NEWLINE]agent: You need to fill out the online Child Disability Report.  At the end of this report, we will ask you to sign a form that gives the child's doctor permission to give us information about his/her disability.[NEWLINE][BOUNDARY][NEWLINE]user: Okay. Now, about the Child Disability application process, what if you are working?[NEWLINE]agent:  If you are working in 2019 and your earnings average more than $ 1,220 a month[NEWLINE][BOUNDARY][NEWLINE]user: What if you are blind?


user: Hi, how you doing?. I was told the other day that you can go for a disability revision, is that true?[NEWLINE]agent: Well, yes. We can review your case often in order to determine if you still are disabled. In that recgard, your benefits will continue as long as you keep this condition.[NEWLINE]agent: Have you received a medical improvement in your case recently?[NEWLINE]user: No, i haven't.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How often you do that kind of revisions? Is that legit?[NEWLINE]agent: Of course, The law requires and enable us to review your case from time to time to verify that you are still disabled. Don't worry, we'll inform you when its time and about the results.[NEWLINE][BOUNDARY][NEWLINE]user: at once an unrelated question now. Could you give me a folleot or something with the rules of the company so as not to fail in any. What if my spouse worked under social security?[NEWLINE]agent: Is your spouse eligible for retirement benefits on his or her own record?[NEWLINE]user: No my spouse is not eligible for retirement benefits on their own record.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: When I qualify for Social Security disability benefits will be children also?[NEWLINE]agent: Yes, your children may qualify to receive benefits on your record if they are biological, adopted, or stepchild and maybe your grandchild.[NEWLINE][BOUNDARY][NEWLINE]user: If eligible on own record then we will pay that amount first only if it is a higher amount than what your benefit would be.[NEWLINE]agent: Yes that is correct that we would pay what equals the higher amount to your spouse.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen with my benefits if I am divorced?[NEWLINE]agent: Your ex-spouse may qualify for benefits on your record.[NEWLINE][BOUNDARY][NEWLINE]user: How will the sum of benefits be for my family?


user: Can I eventually go back to work if I'm receiving disability benefits?[NEWLINE]agent: Most people do prefer to work instead of getting staying with a disability benefit. Is that your case?[NEWLINE]user: Not really, but I'm just curious about it.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: For how long can I continue to get the disability benefits?[NEWLINE]agent: In most cases, for as long as you are disabled.[NEWLINE]user: Are there any exceptions?[NEWLINE]agent: You could stop getting the benefits under certain circumstances, like if your health improves to the point that you are no longer considered disabled and can go back to work.[NEWLINE][BOUNDARY][NEWLINE]user: Can you recommend me publications to read more about disability beneftis?[NEWLINE]agent: Yes sure. You can read the publications Disability Beneftis, What you Need to Know When you Get Social Security and How we Decide if you Still Have a Qualifying Disability.[NEWLINE][BOUNDARY][NEWLINE]user: And about Social Security work incentives?


user: can you help me with knowing about if they can take my benefits away and when they review my case?[NEWLINE]agent: your benefits will continue as long as you are disabled.How often we review your cases depends on whether your condition is expected to improve How often we review your case depends on whether your condition is expected to improve..[NEWLINE]agent: Is your condition expected to improve?[NEWLINE]user: no, that is why i want to know[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: are you just reviewing my case because you heard something?[NEWLINE]agent: The law requires that we review your case from time to time to verify that you are still disabled.We tell you if it is time to review your case and we also keep you informed about your benefit status.[NEWLINE][BOUNDARY][NEWLINE]user: my case is really going very well according to what I was informed. Oh, so if she also works under Social Security that has an effect on the benefit as well?[NEWLINE]agent: Yes, that is correct. His or her Social Security benefit on your record may be affected.[NEWLINE]user: I see. And if she didn't work under Social Security that would not be an issue, right?[NEWLINE]agent: Yes, that is correct.[NEWLINE][BOUNDARY][NEWLINE]user: And when would benefits be payable for my spouse?


user: What could make my disability benefits stop?[NEWLINE]agent: We have two things that can cause benefits to stop- your monthly income or returning to a substantial job.[NEWLINE][BOUNDARY][NEWLINE]user: What if I return to work?[NEWLINE]agent: We would need to gather more information. Do you prefer to work over living off disability?[NEWLINE]user: I'm not sure.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Can I learn about work incentives?[NEWLINE]agent: Yes, we have two documents.[NEWLINE]user: What are the documents called?[NEWLINE]agent: Working While Disabled and How Can We Help[NEWLINE][BOUNDARY][NEWLINE]user: What if I return to work part time?


user: I need help understanding my disability benefits.[NEWLINE]agent: You will continue to have benefits as long as you are disabled.[NEWLINE]agent: Has your health improved?[NEWLINE]user: No, not yet.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Am I allowed to work?[NEWLINE]agent: Yes, but we do have limits on how much one can work and still receive benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Are you aware of Prescription Drug Coverage? Is it important that I have health insurance?[NEWLINE]agent: You may be eligible for help with your prescriptions.[NEWLINE]user: Is there anything else regarding Medicare?[NEWLINE]agent: You may be able to receive health care services through private companies.[NEWLINE]user: How can I learn more?


user: Good afternoon. I've been on disability status for a while, but it's probable that i get clear to go back to my normal activities. I would like to know if there is some special info about this regard?[NEWLINE]agent: Are you concerned about your disability incomes?[NEWLINE]user: No, nothing like that, but i would like to know, well, if there is those considerations.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Look, i'm not trying to get some advantage, just heard that there was something called work incentives. Anyway, where can i get more information about this topic?[NEWLINE]agent: No problem, If you're interested into getting more information about this, you can read the following document: Working while disabled: How we can help you.[NEWLINE][BOUNDARY][NEWLINE]user: O.k i'll look for it. Anything else like this?[NEWLINE]agent: Sure thing. You can also check the following publications for more inside info: Disability Benefits; What you need to know when you get Social Security Disability Benefits; and How we decide if you still have a qualifying disability.[NEWLINE]user: Quite a list, huh?. So, this publications will help me out to solve my doubts?[NEWLINE]agent: They should suffice most of your doubts, yeah.[NEWLINE][BOUNDARY][NEWLINE]user: O.k, o.k, then i'll definitely look for them. Now, a last question, I heard about a substantial level or something like that, related to stop the benefits, could you tell me more?


user: I need to review my benefits for disablity[NEWLINE]agent: Has there been a change in your health condition?[NEWLINE]user: Does my benefit change with improvement?[NEWLINE]agent: We will review your case of your current condition within 6 - 18 months after your benefit started[NEWLINE][BOUNDARY][NEWLINE]user: How do you decide if I still qualify[NEWLINE]agent: read How We Decide if You Still Have a Qualifying Disability[NEWLINE][BOUNDARY][NEWLINE]user: I'm looking for some further information regarding benefits, specifically whether I need an account to apply online for benefits?[NEWLINE]agent: You will be asked to create one if you don't already have one.[NEWLINE][BOUNDARY][NEWLINE]user: Can younger people qualify for disability?[NEWLINE]agent: Yes, younger people may have earned work credits for disability protection.[NEWLINE][BOUNDARY][NEWLINE]user: What about survivor's benefits?[NEWLINE]agent: You can use the survivors planner to learn what protections your family has.[NEWLINE][BOUNDARY][NEWLINE]user: How can I qualify for retirement benefits?


user: Hi, i've been on disability for some time, and I was wondering what could happen to my benefits if I go back to work?[NEWLINE]agent: Are you willing to go back to work?[NEWLINE]user: Yeah, of course. If  i get the approval, i'll go.[NEWLINE]agent: That's good, because if you're like most of people, you'll definitely will rather go to work before try to live on disability benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me on how does Social Security determine if an adult child is disabled and eligible for disability benefits?[NEWLINE]agent: Is the child 18 years old or older?[NEWLINE]user: yes, of course.[NEWLINE]agent: Their disability is evaluated the same way we would evaluate the disability for any adult. We send the application to the Disability Determination Services in your state and they complete the disability decision for us.[NEWLINE][BOUNDARY][NEWLINE]user: What if the adult child is already receiving disability benefits in his own record?[NEWLINE]agent: He still should check if he can get benefits on his parent's record. Higher benefits might be payable and he could be entitled to receive Medicare.[NEWLINE][BOUNDARY][NEWLINE]user: In what is based on the benefits I get from Social Security?


user: Would I get any Social Security payment as a survivor from the death of my wife?[NEWLINE]agent: You'll get a one-time payment of 255$ if you were living with the deceased, or if you were living apart from her, you'll receive the payment if you were already receiving certain Social Security benefits on the deceased's record.[NEWLINE]agent: Do you want to know who would receive the benefits in case there's no surviving spouse?[NEWLINE]user: Not needed, thanks.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I want to know now about surviving parents.[NEWLINE]agent: In the case of a dependent parent, who's at least 62 years old, of a worker who dies, the parent may be eligible to receive Social Security survivors benefits.[NEWLINE][BOUNDARY][NEWLINE]user: One more thing to apply for benefits online. Do I need an account to apply online?[NEWLINE]agent: You will be asked to create one if you don't already have one.[NEWLINE][BOUNDARY][NEWLINE]user: Can younger people qualify for disability?[NEWLINE]agent: Yes, younger people may have earned work credits for disability protection.[NEWLINE][BOUNDARY][NEWLINE]user: What about survivor's benefits?[NEWLINE]agent: You can use the survivors planner to learn what protections your family has.[NEWLINE][BOUNDARY][NEWLINE]user: How can I qualify for retirement benefits?


user: What should I do if a deceased family member received monthly benefits?[NEWLINE]agent: Were the deceased receiving monthly Social Security benefits?[NEWLINE]user: Yes, he was.[NEWLINE]agent: then all the payments received the month of his death and after must be returned to Social Security.[NEWLINE][BOUNDARY][NEWLINE]user: Who can receive the survivor benefits?[NEWLINE]agent: Family members that can receive the benefits include a widow or widower at least age 60 (50 if disabled), a surviving divorced spouse, etc.[NEWLINE][BOUNDARY][NEWLINE]user: How many credits do I have to earn for my family members to get Social Security benefits after my death?[NEWLINE]agent: It depends on your age when you die, but nobody needs more than 40 credits and 10 years of work to be eligible for any social security benefit.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a way to calculate how much my family would get if I die right now?[NEWLINE]agent: You can use our online Benefit Calculators for an estimate.[NEWLINE][BOUNDARY][NEWLINE]user: And what if my widow remarries and her current husband is also a Social Security beneficiary with a higher amount on his record?.[NEWLINE]agent: In that case, she should apply to her current husband benefits and the amount she'd get would be a combination of benefits that equals the higher amount.[NEWLINE]user: So it would be recommendable that she applies for her current husband Social Security benefits too.


user: we had someone pass away and I want to know about what to do[NEWLINE]agent: was the deceased receiving Social Security benefits and are you the surviving spouse?[NEWLINE]user: no I'm not but they were getting benefits[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I wanted to ask about survivor benefits?[NEWLINE]agent: These are two examples of what a survivor would receive; Widow or widower, full retirement age or older 100 percent of the deceased worker 's benefit amount. and Widow or widower age 60 full retirement age 71 to 99 percent of the deceased worker 's basic amount[NEWLINE][BOUNDARY][NEWLINE]user: thanks I am super clear with the examples. Is there any other stipulation?[NEWLINE]agent: there are some situations you may not know about  If You 're Blind Or Have Low Vision - How We Can Help If You Are The Worker 's Widow Or Widower  Benefits For A Disabled Child   Benefits for Wounded Warriors & Veterans[NEWLINE][BOUNDARY][NEWLINE]user: Another question about survivor benefits, what if they were actually receiving benefits and someone got them after the person dies?[NEWLINE]agent: They will have to return the benefit received for the month of death and any later months. For example, if the person died in July then you must return the benefits paid in August. How the benefits are returned depends on how the deceased received benefits.[NEWLINE][BOUNDARY][NEWLINE]user: I think I have other things that I need to know. What happens if I remarry before you turn 60, or 50 and disabled?[NEWLINE]agent: You cannot receive benefits as a surviving spouse while you are married.[NEWLINE][BOUNDARY][NEWLINE]user: Can the kids get a lump payout or will it be different if the survivor is not the spouse?[NEWLINE]agent: In that case a lump - sum can be paid to the worker's child or children if,during the month the worker died the child was already receiving benefits on the worker's record or became eligible for benefits upon the worker's death.[NEWLINE][BOUNDARY][NEWLINE]user: okay and I read about the deceased not having enough credits or something and paid benefits, so can you tell me more?[NEWLINE]agent: Benefits can still be paid to the worker 's children and the surviving spouse who is caring for the children even if the worker didn't have the required number of credits.They can get benefits if the worker has credit for one and one - half years of work in the three years just before their death.Each person s situation is different and you need to talk to a Social Security claims representative about your choices[NEWLINE][BOUNDARY][NEWLINE]user: can other people and not just the biological kids be eligible for benefits?


user: Hi. I am trying to learn about social security payments after a spouse's death.[NEWLINE]agent: Sure. If you were receiving benefits on the deceased's records, you can receive $225.[NEWLINE]agent: Is there a surviving spouse?[NEWLINE]user: There is no surviving spouse.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you help me learn about a child's benefit?[NEWLINE]agent: A child may be eligible for social security survivor benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Do you also know about information regarding the Retirement Benefits? Could you please explain what the Retirement Planner is and how do I use it??[NEWLINE]agent: It consists of learning what is necessary to qualify for the benefit.[NEWLINE][BOUNDARY][NEWLINE]user: Perfect, what else should I know?[NEWLINE]agent: So we recommend using the Survivor Planner.[NEWLINE][BOUNDARY][NEWLINE]user: How can I estimate the benefit?


user: Can you tell me how many Social Security credits my wife can earn every year?[NEWLINE]agent: A worker can earn up to four credits each year  For instance, In 2019 your wife can earn one credit for each $ 1,360 of wages or self - employment income.[NEWLINE]user: So she needs to make over $5000 to get her 4 credits?[NEWLINE]agent: When your wife has earned $ 5,440 she will have earned her four credits for the year[NEWLINE][BOUNDARY][NEWLINE]user: can parents get benefits if a child they live with dies?[NEWLINE]agent: Are these dependent parents?[NEWLINE]user: yes they are[NEWLINE]agent: Okay, so If you are the dependent parent who is at least age 62 of a worker who dies you may be eligible to receive Social Security survivors benefits.[NEWLINE][BOUNDARY][NEWLINE]user: by the way, can my spouse apply for benefits?[NEWLINE]agent: You may qualify if your spouse is a retired worker.[NEWLINE][BOUNDARY][NEWLINE]user: Can I get an estimate on the benefits?[NEWLINE]agent: I can send a link to you that has a benefit calculator.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have information on planning for future benefits?


user: How would my wife earn social security survivor's benefits?[NEWLINE]agent: She can earn up to 4 credits per year. That means that your wife can earn one credit for each 1360$ of wages (as in 2019) or self-employment income.[NEWLINE]agent: Do you want to know more about the credits per year?[NEWLINE]user: Yes, please.[NEWLINE]agent: So, as I said, is 1 credit for every 1360$ she earns so she'd get her fourth credit when she has earned 5440$ and that would complete her 4 credits per year.[NEWLINE][BOUNDARY][NEWLINE]user: What if I marry after I've reached the age of 60?[NEWLINE]agent: your new marriage will not affect your eligibility for survivor benefits[NEWLINE][BOUNDARY][NEWLINE]user: very well. Now for DEA Survivors and Dependents Educational Assistance Program Am I Eligible for Educational Benefits?[NEWLINE]agent:  If you do not meet the legal definition of blindness,  you may still qualify for disability benefits if your vision problems alone or combined with other health problems prevent you from working[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know if my parents are eligible to receive Social Security Survivor benefits?[NEWLINE]agent: Are you the dependent parent?[NEWLINE]user: No, I was just curious.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How many credits are needed to provide benefits for survivors?[NEWLINE]agent: That depends on the age of the workers the moment they die. But, no one needs more than 40 credits in 10 years of work to be eligible for any Social Security benefit.[NEWLINE][BOUNDARY][NEWLINE]agent: Have any of your family members died recently?


user: if a spouse passes, how do they earn benefits?[NEWLINE]agent:  A worker can earn up to four credits each year[NEWLINE]agent: Do you have a passed spouse?[NEWLINE]user: yes[NEWLINE]agent: My condolences.[NEWLINE][BOUNDARY][NEWLINE]user: Also, I need to find out four credits every year agent: Do you have a past spouse? How do I get married after turning 60?[NEWLINE]agent: your new marriage will not affect your eligibility for survivor benefits[NEWLINE][BOUNDARY][NEWLINE]user: Might I ask a follow-up question about the eligibility of my family members, do I get something for my minor child?[NEWLINE]agent: If you are the unmarried child under 18 up to age 19 if attending elementary or secondary school full time of a worker who dies[NEWLINE]user: oh ok[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are the limits a survivor can earn[NEWLINE]agent: you will continue to qualify for benefits on your deceased spouse 's Social Security record[NEWLINE]user: Good to know, and what should be done if the adult child is already receiving SSI or disability benefits on their own record?


user: How does a spouse earn survivors benefits?[NEWLINE]agent: A worker can earn up to four credits each year[NEWLINE]agent: Are you a widow/widower?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What if a person already gets survivors benefits?[NEWLINE]agent:  If you already receive benefits as a spouse, your benefit will automatically convert to survivors benefits after we receive the report of death.[NEWLINE][BOUNDARY][NEWLINE]user: I also need to find out about social security protection for my financial future and which ones may be eligible for me and my family, can I apply for this online?[NEWLINE]agent: Do you want to apply for benefits online?[NEWLINE]user: Yes, I want to apply for benefits online.[NEWLINE]agent: You can complete your application online.  You will need to agree to terms of service and create a log in.[NEWLINE]user: What happens if you are a spouse or divorced spouse of a retired or disabled worker?


user: I was wondering if social security also pays death benefits? Does it?[NEWLINE]agent: Yes, it does. A one-time payment of $255 can be paid to the surviving spouse if he or she was living with the deceased; or, if living apart, was receiving certain Social Security benefits on the deceased's record.[NEWLINE]agent: Is there a surviving spouse?[NEWLINE]user: No, I wasn't talking about an actual case. I've just been curious about that.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: So, who can receive benefits then?[NEWLINE]agent: Certain family members may be eligible to receive monthly benefits, for example a widow or widower age 60 or older, age 50 or older if disabled. Or a surviving divorced spouse.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask you another question about applying for benefits.[NEWLINE]agent: If applying for disability benefits on a deceased worker s record, they can speed up the application process if they complete an Adult Disability Report and have it available at the time of their appointment. What if my spouse and I are no longer married?[NEWLINE]user: No we are merely separated.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How much is enough credits from work?


user: hi can you tell me how I get started?[NEWLINE]agent: are you the survivor?[NEWLINE]user: yes[NEWLINE]agent:  If the deceased was receiving Social Security benefits, you must return the benefit received for the month of death and any later months[NEWLINE]user: wil lI have to return the money?[NEWLINE]agent: you must return the benefits paid in August[NEWLINE][BOUNDARY][NEWLINE]user: something else I want to ask about Online tools. How many Social Security credits do you have to have to qualify?[NEWLINE]agent: Is it important that you use the Retirement Estimator to make the calculations?[NEWLINE][BOUNDARY][NEWLINE]user: What can you tell me about the disability benefits?[NEWLINE]agent: It is important that you use our Disability Planner to expand the information.[NEWLINE][BOUNDARY][NEWLINE]user: What if I don't have enough Social Security credits to qualify?


user: I had a question about who in the family can get survivor benefits from the Social Security Administration[NEWLINE]agent: Would you like to know which family members may be eligible for survivors benefits?[NEWLINE]user: I would really like to know if I am one of those eligible if I lived with someone that died but I'm not their child[NEWLINE]agent: Are you a stepchild, grandchild, step grandchild, or adopted child?[NEWLINE]user: no[NEWLINE]agent: You are not eligible for survivors benefits[NEWLINE][BOUNDARY][NEWLINE]user: May I ask another question about the Benefits Planner?  Is it possible to apply for benefits online?[NEWLINE]agent: Do you want to apply for benefits online?[NEWLINE]user: Yes, I want to apply for benefits online.[NEWLINE]agent: You can complete your application online.  You will need to agree to terms of service and create a log in.[NEWLINE]user: What happens if you are a spouse or divorced spouse of a retired or disabled worker?


user: I would like to know if Social Security pays death benefits?[NEWLINE]agent: Yes A one-time payment of $ 255 can be paid to the surviving spouse if he or she lived with the deceased; or, if you lived separately, you were receiving certain Social Security benefits on the deceased's record.[NEWLINE]user: and if there is no surviving spouse?[NEWLINE]agent: in this case payment is made to a child who is eligible for benefits in the registry of the deceased in the month of death[NEWLINE][BOUNDARY][NEWLINE]user: Anyway, what documents would i need to apply?[NEWLINE]agent: Well, required documentation would depend on the benefit you will be applying, for example, Widows / Widower or surviving divorced spouse's benefits or child's benefits.[NEWLINE]agent: Are you in possession of all documentation?[NEWLINE]user: Yeah, i've been collecting those for a while.


user: Can other family members be eligible? for Survivors benefits[NEWLINE]agent: Do you want to choose another family member?[NEWLINE]user: yes[NEWLINE]agent: Do you want to choose a stepchild, grandchild, grandchild, or foster child?[NEWLINE]user: yes adoptive son[NEWLINE]agent: ok and your father is over 62 years old?[NEWLINE]user: not[NEWLINE]agent: his parents cannot be chosen[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know more regarding stepparent. Is it possible for my stepfather to receive benefit as well?[NEWLINE]agent: He can if he became your stepfather before you turned 16.[NEWLINE][BOUNDARY][NEWLINE]user: How much my family members can get from the benefits?[NEWLINE]agent: there's a limit to the amount they can receive each month, but it varies. Normally is equal to between 150 and 180 percent of the basic benefit rate.[NEWLINE]agent: is the sum payable to your family members greater than this limit?[NEWLINE]user: no, it isn't[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Tell me about the credits I can earn through Social Security.[NEWLINE]agent: You can get up to four credits each year. You get 1 credit for every 1,360$ you earn during the year.[NEWLINE][BOUNDARY][NEWLINE]user: How much money would my survivors receive?


user: who can get survivors benefits?[NEWLINE]agent: Did you want to know which family members may be eligible for survivors benefits?[NEWLINE]user: yes can anyone other than spouses, their children and parents get them?[NEWLINE]agent: Are you a stepchild, grandchild, step grandchild, or adopted child?[NEWLINE]user: no[NEWLINE]agent: You are not eligible for survivors benefits.[NEWLINE]user: I still need to find out about Maximum Family Amount. How much will my family members get in benefits?[NEWLINE]agent: there's a limit to the amount they can receive each month, but it varies. Normally is equal to between 150 and 180 percent of the basic benefit rate.[NEWLINE]agent: is the sum payable to your family members greater than this limit?[NEWLINE]user: no, it isn't[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Tell me about the credits I can earn through Social Security.[NEWLINE]agent: You can get up to four credits each year. You get 1 credit for every 1,360$ you earn during the year.[NEWLINE][BOUNDARY][NEWLINE]user: How much money would my survivors receive?


user: Hey, how's everything?. I need some information about how can I apply online for medicare and nothing else?[NEWLINE]agent: Sure thing. You can apply online for Medicare even if you're not ready to retire. For that you can use our online application, investing less than 10 minutes on that.[NEWLINE]user: Oh yeah, i saw the thing online but wanted to be sure. I'm glad i can. Look in any case, where can i get more information about this topic?[NEWLINE]agent: You can visit our Applying for Medicare Only Before you Decide section.[NEWLINE][BOUNDARY][NEWLINE]user: It is good to know, do you know about the tax return for the year 2018? What if we use the data from fiscal year 2017?[NEWLINE]agent: If you filed a return for tax year 2018 or did not need to file a tax return for tax year 2018, call us or visit any local Social Security office. We'll update our records.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I find information about all this?[NEWLINE]agent: Do you want more information about the income-related monthly adjustment amounts or to apply for Medicare Part A or B?[NEWLINE]user: No, not specifically. I was just asking in general.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Say, what if I'm single and filed an individual tax return?


user: Good afternoon, how are you?. Look, i 'm searching for info about medicare, what can you tell me?[NEWLINE]agent: I'm fine thanks. And sure, no problem. Medicare is our country's health insurance program for people who is age 65 or older, although certain people under that age can qualify for the program too, including those with disability or organ failure.[NEWLINE]agent: Do you want to learn more?[NEWLINE]user: Yes, please.[NEWLINE]agent: Good, you can then read more in our Medicare publication.[NEWLINE][BOUNDARY][NEWLINE]user: OK. Look i wanted to sign up for medicare but missed he enrollment last time, where can i get another chance?[NEWLINE]agent: Don't worry, you can try again and enroll from January 1 through March 31, After that your coverage will start on July 1.[NEWLINE][BOUNDARY][NEWLINE]user: And what about something called Special Enrollment Period?[NEWLINE]agent: Yeah, that falls in when you have medical insurance coverage under a group health plan. IN that case, you may not need to apply for Medicare part B at age 65, qualifying for SEP instead.[NEWLINE]user: OK, so i understand than this can replace Medicare part B, isn't?[NEWLINE]agent: That's correct.[NEWLINE][BOUNDARY][NEWLINE]user: O.k i'll take that into account. Now, what can you tell me about applying for medicare?[NEWLINE]agent: Are you effectively to apply for medicare?[NEWLINE]user: No, no right now, just want to know more.[NEWLINE]agent: Are you interested in enroll you in Part B later?[NEWLINE]user: Yeah, i think it is the better to do.


user: How doI apply?[NEWLINE]agent: You can apply online for Medicare even if you are not ready to retire.[NEWLINE]user: Can I apply for both?[NEWLINE]agent:  When you apply for Medicare,you can sign up for Part A Hospital Insurance and Part B Medical Insurance[NEWLINE][BOUNDARY][NEWLINE]user: Medicare Premiums: Rules For Higher-Income Beneficiaries is a related subject. I see what you mean. What are the monthly rates for Medicare in 2020?[NEWLINE]agent: The standard Part B premium for 2020 is $ 144.60.[NEWLINE]agent: Are you single and filed an individual tax return, or married and filed a joint tax return?[NEWLINE]user: No, to both.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What else can you tell me about my tax return?[NEWLINE]agent: Do you want to know how we determine your 2020 income-related monthly adjustment amounts?[NEWLINE]user: Sure, why not?


user: If I am not ready to retire, can I still apply?[NEWLINE]agent: You can apply online for Medicare even if you are not ready to retire[NEWLINE]user: Do I need to enroll in part a and B?[NEWLINE]agent: You should sign up for Medicare three months before reaching age 65, even if you are not ready to start receiving retirement benefits[NEWLINE][BOUNDARY][NEWLINE]user: something else I want to ask about form SSA 44. How much are the monthly Medicare premiums for 2020?[NEWLINE]agent: The standard Part B premium for 2020 is $ 144.60[NEWLINE]agent:  you re single and filed an individual tax return, or married and filed a joint tax return?[NEWLINE]user: yes[NEWLINE]agent: the following chart applies to you[NEWLINE][BOUNDARY][NEWLINE]user: If i filed a federal income tax return for the year in question[NEWLINE]agent: you need to show us your signed copy of the return. Use Form Medicare Income - Related Monthly Adjustment Amount Life - Changing Event to report a major life - changing event.[NEWLINE]user: If i filed a federal income tax return for the year in question


user: How can I apply online for Medicare?[NEWLINE]agent: You can use our online application.[NEWLINE]agent: Do you need more information about applying for Medicare and delaying retirement benefits?[NEWLINE]user: No, thanks.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: And for those already enrolled in Medicare what they can do online with it?[NEWLINE]agent: they can get information and services and manage their benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Other concern about the Medicare premium. What are its monthly premiums for 2020?[NEWLINE]agent: The standard Part B premium for 2020 is $ 144.60.[NEWLINE]agent: Are you single and filed an individual tax return, or married and filed a joint tax return?[NEWLINE]user: No, to both.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What else can you tell me about my tax return?[NEWLINE]agent: Do you want to know how we determine your 2020 income-related monthly adjustment amounts?[NEWLINE]user: Sure, why not?


user: Hello, I was wondering when I should sign up for Medicare. I'm not sure how this affects my benefits.[NEWLINE]agent: Of course. We recommend you to sign up for Medicare three months before reaching age 65, even if you are not ready to start receiving retirement benefits. You can opt out of receiving cash retirement benefits now once you are in the online application, then you can apply online for retirement benefits later.[NEWLINE]agent: Are you currently choosing not to enroll in Medicare Part B?[NEWLINE]user: Yes, I  wanted to do so at a later point of time.[NEWLINE]agent: In this case your coverage may be delayed and you may have to pay a higher monthly premium for as long as you have Part B. Your monthly premium will go up 10 percent for each 12-month period you were eligible for Part B, but didn't sign up for it, unless you qualify for a "Special Enrollment Period".[NEWLINE][BOUNDARY][NEWLINE]user: Interesting, I didn't know that. Oh, and what is this "Special Enrollment Period" you mentioned?[NEWLINE]agent: Before I explain this, do you have medical insurance coverage under a group health plan based on your or your spouse's current employment?[NEWLINE]user: No, I don't.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: By the way, what are the advantages of applying for Medicare online?[NEWLINE]agent: Using the online Medicare application has a number of benefits. You can avoid trips to your Social Security Office, saving you time and money, for example.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any other ways to enroll?


user: Can a person apply online for medicare only?[NEWLINE]agent: have you enrolled in medicare?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: can I apply online for medicare?[NEWLINE]agent: are you at least 64 years and nine months?[NEWLINE][BOUNDARY][NEWLINE]user: are there other enrollment options?[NEWLINE]agent: You can also apply  By phone - Call us at 1 - 800 - 772 - 1213 from 7 a.m. to 7 p.m. Monday through Friday[NEWLINE][BOUNDARY][NEWLINE]user: I am not currently getting social security retirement can I still apply?[NEWLINE]agent: yes[NEWLINE]user: Who can apply for Medicare online?


user: Could you please explain what a the Special Enrollment Period is?[NEWLINE]agent: Before explaining what SEP is could you please tell me if you have medical insurance coverage under a group health plan based on your or your spouse's current employment?[NEWLINE]user: No neither I nor my spouse have medical insurance coverage under a group health plan.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: If the SEP applied to me at what age would I have to apply for Medicare Part B?[NEWLINE]agent: You would not have to apply for Medicare Part B at age 65.[NEWLINE][BOUNDARY][NEWLINE]user: At what age can I apply for Medicare online?[NEWLINE]agent: You would be able to apply for Medicare online when  you are at least 64 years and 9 months old.[NEWLINE][BOUNDARY][NEWLINE]user: What is the initial enrollment period?[NEWLINE]agent: Your initial enrollment period begins three months before your 65th birthday, includes the month you turn 65 and ends three months after your birthday.[NEWLINE][BOUNDARY][NEWLINE]user: Can  you please explain what happens to my application after I apply for benefits?


user: how doI apply online for medicare?[NEWLINE]agent: Did you know medicare sent out new cards?[NEWLINE]user: no I did not[NEWLINE]agent: what if i did not receive my medicare card?[NEWLINE]user: ok thanks[NEWLINE]agent: you are welcome[NEWLINE][BOUNDARY][NEWLINE]user: What factors would Social Security use to determine whether you pay a Higher Premium?. Do they employ this method for federal tax return?[NEWLINE]agent: Of course, it is also worth noting that they use the most recent that the IRS provides us.[NEWLINE]agent: You generally have to pay higher premiums.[NEWLINE]user: Well, what else can you tell me?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What if income has decreased?


user: I'm here for some medicare benefits without retiring help[NEWLINE]agent: And you would like to learn more about applying for Medicare online?[NEWLINE]user: yes[NEWLINE]agent: You can apply for Medicare online even if you are not ready to retire. It takes less than 10 minutes to use our online application to sign up for Medicare.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question for you about Medicare Premiums. What will the monthly Medicare premiums be in 2020?[NEWLINE]agent: The standard Part B premium for 2020 is $ 144.60[NEWLINE]agent:  you re single and filed an individual tax return, or married and filed a joint tax return?[NEWLINE]user: yes[NEWLINE]agent: the following chart applies to you[NEWLINE][BOUNDARY][NEWLINE]user: If i filed a federal income tax return for the year in question[NEWLINE]agent: you need to show us your signed copy of the return. Use Form Medicare Income - Related Monthly Adjustment Amount Life - Changing Event to report a major life - changing event.[NEWLINE]user: If i filed a federal income tax return for the year in question


user: I'd like to learn about Medicare[NEWLINE]agent: Are you looking to apply for Medicare?[NEWLINE]user: I don't think so.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you looking for new Medicare cards?[NEWLINE]user: Yes.[NEWLINE]agent: Are you looking to protect your identity?[NEWLINE]user: Yes, that's it.[NEWLINE]agent: You should receive a new Medicare card.[NEWLINE][BOUNDARY][NEWLINE]user: What if my current earnings are significantly lower? Because of the economic decline, my income has reduced.[NEWLINE]agent: In that case you should contact us to explain that you have new information and may need a new decision about your income-related monthly adjustment amount.[NEWLINE][BOUNDARY][NEWLINE]user: I'll put that on my list. So what should I do if I have a limited income?


user: I would like to learn about Medicare benefits.[NEWLINE]agent: Are you looking to apply online?[NEWLINE]user: I'm not sure.[NEWLINE][BOUNDARY][NEWLINE]agent: Did you receive your new Medicare card?[NEWLINE]user: I am looking through my mail for it.[NEWLINE]agent: Did you know that we sent new cards to help with identity protection?[NEWLINE]user: I did not realize that.[NEWLINE]agent: Did you receive your card?[NEWLINE]user: Yes, I just found it in my mail.[NEWLINE]agent: If you need to make any corrections, like to your mailing address, you can do so online.[NEWLINE]user: Why do I have a new Medicare number?


user: Can you help me and tell me where should I begin?[NEWLINE]agent: You can apply online for Medicare even if you are not ready to retire.   [4] Use our online application to sign up for Medicare[NEWLINE]user: ok thank you[NEWLINE]agent:  You can apply online for Medicare even if you are not ready to retire.s   [4] Use our online application to sign up for Medicare[NEWLINE]user: Where can i get more information on this?[NEWLINE]agent: visit Applying for Medicare Only Before You Decide[NEWLINE]user: What is the process for determining the monthly adjustment amount if you have a higher income?[NEWLINE]agent: It consists of establishing the additional amount by adjusting the monthly income.[NEWLINE][BOUNDARY][NEWLINE]user: What if a federal tax return was filed?[NEWLINE]agent: You must submit a signed copy of the statement.[NEWLINE][BOUNDARY][NEWLINE]user: What would happen if you modified your tax return?


user: Hello, I have a question regarding my Medicare benefits. Can you help me out?[NEWLINE]agent: Of course. Do you want to know more about how to apply online for Medicare?[NEWLINE]user: Yes, that was one of the things I have been wondering about. Care to explain?[NEWLINE]agent: Gladly. You can apply online for Medicare even if you are not ready to retire. Simply use our online application to sign up for Medicare, it takes less than 10 minutes.[NEWLINE]agent: Do you want more information about applying for Medicare and delaying retirement benefits?[NEWLINE]user: No, thanks.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: You just said that I can apply online for Medicare. So I can do this over the Internet?[NEWLINE]agent: Yes, you can apply online for Medicare. All you need to do is use our online application to sign up.[NEWLINE]user: Sounds good, it will save me a long drive. What documents and information will I need for the application?[NEWLINE]agent: To see a complete list of what you need for the application, go to the Checklist For The Online Medicare, Retirement, And Spouses Application.[NEWLINE][BOUNDARY][NEWLINE]user: Now, regarding Medicare, what if you ever stayed with someone and filed a different tax return?


user: I would like to learn more about Medicare benefits.[NEWLINE]agent: Do you want to find out how to apply online for Medicare?[NEWLINE]user: No, that's not what I want to know.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to learn more about new Medicare cards then?[NEWLINE]user: Yes, that's it. Tell me about the new Medicare cards![NEWLINE]agent: Of course. Do you want to protect your identity?[NEWLINE]user: No, it's not because of that why I'm asking.[NEWLINE]agent: Did you NOT receive your new Medicare card yet?[NEWLINE]user: Well yes, I haven't received one yet.[NEWLINE]agent: In that case there may be something that needs to be corrected, like your mailing address. You can update your mailing address by logging in to or creating your personal my Social Security account.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I'm eligible for Medicare at age 65? When can I enroll?[NEWLINE]agent: Well, your initial enrollment period begins three months before your 65th birthday, includes the month you turn age 65, and ends three months after that birthday.[NEWLINE][BOUNDARY][NEWLINE]user: So all I need to do is to finish and submit my application?


user: how does a person apply for medicare benefits?[NEWLINE]agent: are you applying for just medicare?[NEWLINE]user: no i am asking for a friend[NEWLINE][BOUNDARY][NEWLINE]agent: Did you get a new medicare card?[NEWLINE]user: yes[NEWLINE]agent: thanks for the reply. do you have any other questions?[NEWLINE]user: no I don't but thank you[NEWLINE]agent: Are you sure you got the new medicare card?[NEWLINE]user: no i am not[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Who can apply for Medicare online?


user: How do I apply to medicare?[NEWLINE]agent: do you have an online account?[NEWLINE]user: yes[NEWLINE]agent: ok great just log into the account[NEWLINE]agent: does that answer your questions?[NEWLINE]user: yes[NEWLINE]agent: ok great[NEWLINE][BOUNDARY][NEWLINE]user: what is medicare?[NEWLINE]agent: Medicare is our country s health insurance program for people age 65 or older.[NEWLINE][BOUNDARY][NEWLINE]user: Why apply for Medicare online?[NEWLINE]agent:  You can: Avoid trips to your Social Security Office, saving you time and money[NEWLINE][BOUNDARY][NEWLINE]user: What happens after I apply?


user: Oh,hi. I need some info. I was told that i need to change some personal information, like my address, so i wanted to know about it.[NEWLINE]agent: Very well. Can you tell me if aside address, you were asked to change your telephone number?[NEWLINE]user: Well, no, not exactly, i was told that i would need to change something, not know what specifically.[NEWLINE][BOUNDARY][NEWLINE]agent: I see. In any case, would you like me to tell you about how you can change your address?[NEWLINE]user: Yes, please, Very kind of you.[NEWLINE]agent: Before that, Do you have any social security benefits, such as retirement, survivors or disability?[NEWLINE]user: Yeah, i'm receiving one of those. i'm with retirement.[NEWLINE]agent: Good. Then you can update your contact information easy peasy, just following few steps: Log in to My Social Security and Select the My Profile Link on the right side of the screen.[NEWLINE][BOUNDARY][NEWLINE]user: Got it. I also have a concern about direct deposit. Is it safe to receive my benefits through direct deposit?[NEWLINE]agent: Yes, it is. Direct deposit is a very safe and secure option for receiving your payments.[NEWLINE]user: How do I set up my account for direct deposit?


user: How can I change my address?[NEWLINE]agent: Do you want to change the address on Social Security?[NEWLINE]user: Yes[NEWLINE]agent: Did you move and are currently receiving benefits or enrolled in Medicare?[NEWLINE]user: I haven't moved yet.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: But in case I move in the future I want to know how to do it.[NEWLINE]agent: Ok, you can update your contact information by logging in your my Social Security account and then selecting My Profile link on the right side of the screen.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I find more information about it?[NEWLINE]agent: Do you want to know more about how to change your address and phone number online?[NEWLINE]user: Yes, please.[NEWLINE]agent: You can get all the information you need by calling our toll-free number 1-800-772-1213 or by visiting your local Social Security office.[NEWLINE]user: I have some hearing problems, is there another way?


user: Hello, hope you are well, how do I change my address?[NEWLINE]agent: Thank you! I am well, hope you are too. Change your Address and Telephone number online[NEWLINE]user: ok[NEWLINE][BOUNDARY][NEWLINE]agent: You need to change your address correct?[NEWLINE]user: yes please.[NEWLINE]agent: you can update your contact information in a safe, quick, and convenient way by following these five steps : Log in to my Social Security.Select the My Profile link on the right side of the screen. Select the Update Contact Information button and enter your address information. Select when would you like to schedule the update, then select Next.   Review and verify your information, select Submit.[NEWLINE]user: ok thank you but that is not for me[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How can I chekck my address?[NEWLINE]agent:  you can easily check your address we have on record via the My Profile Tab on my Social Security[NEWLINE][BOUNDARY][NEWLINE]user: Is there a place to go if I have more questions?


user: Hi. I need to change my address. how do I do that?[NEWLINE]agent: You need to change your address, correct?[NEWLINE]user: yes.[NEWLINE]agent: Are you moving?[NEWLINE]user: No I am not[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Do I need to sign into some account and do it that way?[NEWLINE]agent: yes, just Sign in to your mySocial Security account and update your information[NEWLINE][BOUNDARY][NEWLINE]user: is it easy to sign into?[NEWLINE]agent: do  you get Social Security benefits retirement, survivors, or disability?


user: hi do I need to change my address?[NEWLINE]agent: You need to change your address, correct?[NEWLINE]user: yes.[NEWLINE]agent: Are you moving[NEWLINE]user: yes I am[NEWLINE]agent: You can change and update your information anytime, anywhere by logging in to or creating a free my Social Security account[NEWLINE]user: What does the Online Identity Verification process entail?[NEWLINE]agent: The new id verification process will require extra steps to protect your information.[NEWLINE][BOUNDARY][NEWLINE]user: What is a mySocial Security account?[NEWLINE]agent: If you are receiving emails to create a mySocial Security account, please do not comply. These are phishing emails used by internet scam artists to trick you into giving away personal information.[NEWLINE][BOUNDARY][NEWLINE]user: How does the new sign in process work?


user: I need to change my address.[NEWLINE]agent: How do you want to handle changing your address?[NEWLINE]user: I would like do it online if I can.[NEWLINE]agent: Re you moving, currently receiving benefits or enrolled in Medicare and want to know how to change your address?[NEWLINE]user: Yes I am.[NEWLINE]agent: You can change and/or update your information by logging in to or creating a free Social Security account anywhere and anytime.[NEWLINE][BOUNDARY][NEWLINE]user: How do I create an account on the website?[NEWLINE]agent:  Creating a free my Social Security account takes less than 10 minutes, lets you download or print your benefit verification letter, and gives you access to many other online services[NEWLINE][BOUNDARY][NEWLINE]user:  What is a Social Security Benefit Verification Letter?[NEWLINE]agent:  The benefit verification letter, sometimes called a benefits letter, or a Social Security award letter, serves as proof of your retirement, disability, Supplemental Security Income SSI, or Medicare benefits[NEWLINE][BOUNDARY][NEWLINE]user: what if I already have an account?


user: I need help with changing my address[NEWLINE]agent: Are you trying to change your address and telephone number online?[NEWLINE]user: no, address and other things[NEWLINE][BOUNDARY][NEWLINE]agent: Okay, so you need help changing your address online?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to sign in to your mySocial Security account and update your information?[NEWLINE]user: no, don't have one[NEWLINE][BOUNDARY][NEWLINE]agent: Do you have any other questions I can help you with?[NEWLINE]user: nope[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: wait, I want to know how to create an account with Social Security?


user: I need to change my address[NEWLINE]agent: You can change your address and telephone number online[NEWLINE]user: Yes I need to change my address[NEWLINE]agent: If you have move you can update your address online[NEWLINE]user: How do I access my information online?[NEWLINE]agent:  You can update your information anytime, anywhere by logging in to or creating a free my Social Security account[NEWLINE][BOUNDARY][NEWLINE]user: Is it okay if I ask another question? in relation to changing my address. Can you assist me with a special number because I am deaf?[NEWLINE]agent: Sure, no problem.  If you are deaf or hard of hearing, [23] call our toll - free TTY number, 1 - 800 - 325 - 0778, between7 a.m. and 7 p.m. Monday through Friday[NEWLINE][BOUNDARY][NEWLINE]user: please explain what the letter is?[NEWLINE]agent: The benefit verification letter, sometimes called a benefits letter, or a Social Security award letter, serves as proof of your retirement, disability, Supplemental Security Income SSI, or Medicare benefits[NEWLINE]user: what can i use my letter for?


user: I want to apply for my retirement benefits and need a little extra help[NEWLINE]agent: The easiest and quickest way would be to apply online[NEWLINE]agent: but you can also call. Will you be needing the number for people that are deaf or hard of hearing?[NEWLINE]user: yes[NEWLINE]agent: You can call us at TTY 1-800-325-0778.[NEWLINE][BOUNDARY][NEWLINE]user: thanks, does Social Security do direct deposit if I get benefits?[NEWLINE]agent: Yes, bring your bank information so you can sign up for Direct Deposit.If you do not have a bank account you can sign up for the Direct Express card program.[NEWLINE][BOUNDARY][NEWLINE]user: are there other legit places where I can get retirement benefits help?[NEWLINE]agent: Yes,  the Benefit Eligibility Screening Tool BEST,can help identify other Social Security programs for which you may be eligible. there is The Employee Benefit Research Institute. Also the Ballpark E$timator, this calculator helps you get a basic idea of how much you need to save before you retire.[NEWLINE]user: anything for help with pensions you don't have anymore and retirement?[NEWLINE]agent: If your pension plan was terminated, you may be able to use the PBGC's Find an Unclaimed Pension tool to find out if you have unclaimed benefits.[NEWLINE][BOUNDARY][NEWLINE]user: and what should I have with me when I apply for retirement benefits?


user: I want to apply for Social Security benefits[NEWLINE]agent: You can apply online, it is the quickest and easiest way to do it[NEWLINE]agent: We also provide ways if you are hearing impaired. Are you deaf or hard of hearing?[NEWLINE]user: yes I am deaf[NEWLINE]agent: you can call TTY 1-800-325-0778 to apply[NEWLINE]user: and maybe i'll do it online[NEWLINE]agent: Yes, you can just do it online[NEWLINE]user: does my age decide when my benefits start?[NEWLINE]agent: If you are already age 62,you may be able to start your benefits in the month you apply.You should apply for benefits no more than four months before the date you want your benefits to start.Benefits are paid the month after they are due[NEWLINE][BOUNDARY][NEWLINE]user: and if I get benefits can I get them through direct deposit?[NEWLINE]agent: Yes, just bring your bank information so you can sign up for Direct Deposit.If you do not have a bank account you can sign up for the Direct Express card program[NEWLINE]user: what if I can't get my birth certificate?[NEWLINE]agent: you can request one from the state where you were born[NEWLINE][BOUNDARY][NEWLINE]user: can I apply from outside the U.S.?