user: I need help with benefits.[NEWLINE]agent: What would you like to know about the Government Pension Offset?[NEWLINE]user: What is a GPO?[NEWLINE]agent: Do you have pension for work not covered by Social Security?[NEWLINE]user: Yes, I do.[NEWLINE]agent: Then Social Security benefits from your spouse's record may need to be reduced.[NEWLINE][BOUNDARY][NEWLINE]user: Another question about Social Security retirement benefits, when can I increase for late retirement?[NEWLINE]agent: Have you reached full retirement age?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What 's the best time to start your retirement benefits?[NEWLINE]agent:  We 're not recommending that you start at age 62, your full retirement age, age 70, or any age in between[NEWLINE][BOUNDARY][NEWLINE]user: Do I need to sign up?


user: Can you help me with retirement benefits?[NEWLINE]agent: Is it for your spouse?[NEWLINE]user: No, my spouse's.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you affected by the GPO?[NEWLINE]user: Yes, I have a pension from a job not covered by Social Security.[NEWLINE]agent: Do you want to estimate your spouse's benefits?[NEWLINE]user: Not yet.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What information do I need to do that?[NEWLINE]agent: You need your estimated gross monthly income for your pension and the estimated monthly amount of your spousal benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any exemptions to the GPO?


user: I want to know more about planning my retirement benefits.[NEWLINE]agent: well, there's the Government Pension Offset (GPO). Do you want to know about it?[NEWLINE]user: yes.[NEWLINE]agent: Will you receive a pension for work not covered by Social Security?[NEWLINE]user: I won't.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: but tell me how would affect the benefits I would get from my spouse's work.[NEWLINE]agent: to calculate your benefits enter the estimated "gross" monthly amount you would get from any government pension for work not covered by Social Security in step #1 of "Calculate Your Benefits", then use your most recent estimate to determine your estimated retirement benefit based on your own earnings.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I get more information about the estimated benefit amount I would get if I retire before reaching full retirement age.[NEWLINE]agent: You can call our toll free number 1-800-772-1213. For peoñle with hearing impairments, we have available our TTY number 1-800-325-0778 or contact your local Social Security office.[NEWLINE][BOUNDARY][NEWLINE]user: What information do I need to calculate my future widow's benefits under the GPO?


user: What is the Benefits Planner for Retirement?[NEWLINE]agent: Would you like to learn about the Government Pension Offset?[NEWLINE]user: Yes, could you please tell me about it.[NEWLINE]agent: Will you receive a pension for work not covered by Social Security?[NEWLINE]user: Yes, I would receive a pension not covered by Social Security?[NEWLINE]agent: That is ok but any Social Security benefits you would receive on your spouses record could be lowered.[NEWLINE]user: Regarding the online calculator, what can happen if I have my birthday on January 1?[NEWLINE]agent: In that case we figure your benefit as if your birthday was in the previous year.[NEWLINE]user: Is the online calculator updated?


user: Good morning. I'm looking to clear out some doubts about the benefit planner?[NEWLINE]agent: No problem, I assume that you know what a Government Pension Offset is?[NEWLINE]user: No, i don't have the minimal idea about what that is.[NEWLINE][BOUNDARY][NEWLINE]agent: It's a kind of reduction on your spousal benefits. If you are eligible for that, you may need to know hoe to calculate your benefits under that figure, Do you want to know information for that?[NEWLINE]user: No, I don't think I need it right now.[NEWLINE][BOUNDARY][NEWLINE]agent: O.K., even so, you could try to get some estimate. Do you have access to your spouse's estimate?[NEWLINE]user: Yeah, I have access to that information.[NEWLINE]agent: O.k, that's good. Could you locate the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age?[NEWLINE]user: No, sorry, I don't think I'm able to find that.[NEWLINE]agent: I understand, Then I assume that you couldn't be able to make a simple divide and round operation then, right?[NEWLINE]user: No, certainly not.[NEWLINE][BOUNDARY]


user: benefits help[NEWLINE]agent: Do you want to know what Government Pension Offset is?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Did you want to know what Information You Need to Calculate Your Benefits If You Are Affected by the GPO?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Are you eligible for spouse's benefits and have access to your spouse's estimate?[NEWLINE]user: yes[NEWLINE]agent: Did you want to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age?[NEWLINE]user: no[NEWLINE]agent: Do you know how to get an estimate of your spouse's benefits by dividing and rounding down?[NEWLINE]user: yes[NEWLINE][BOUNDARY][NEWLINE]agent: You will need to know the estimated monthly amount of your Social Security benefit as a spouse, widow, or widower before the effect of GPO to estimate the benefits[NEWLINE][BOUNDARY][NEWLINE]user: what will I need to get a more accurate estimate of how my government pension will affect my our benefits?


user: Hi, I need help with a retirement benefits planner.[NEWLINE]agent: Are you aware of the Government Pension Offset?[NEWLINE]user: No, I don't know anything about the Government Pension Offset.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you need information on how to calculate your benefits if you are affected by the Government Pension Offset?[NEWLINE]user: No, I don't think so.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like information about if you will be eligible for the spouse's benefits?[NEWLINE]user: Yes that would be helpful to know about.[NEWLINE]agent: Do you need to find the estimated amount of retirement benefit that your spouse would be eligible to receive at full retirement age?[NEWLINE]user: No, I already know the estimated amount.[NEWLINE]agent: Ok, great. Now do you know that you have to divide this amount in half and round down to the nearest dollar?[NEWLINE]user: Oh! Well I didn't know that, so that is really good to know.[NEWLINE][BOUNDARY][NEWLINE]agent: Also, to get your estimate you will need the estimated monthly amount of your Social Security benefit as a spouse before the effect of the Government Pension Offset.[NEWLINE][BOUNDARY][NEWLINE]user: Now, lets say that I retire before my full retirement age, how will my benefit amount respond and was the reduction based on?


user: I just wanted to look into the retirement benefits planner and GPO[NEWLINE]agent: Would you like to know more about Government Pension Offset?[NEWLINE]user: yes I would[NEWLINE]agent: Will you receive a pension for work not covered by Social Security such as government employment?[NEWLINE]user: yes[NEWLINE]agent: Any Social Security benefits you may be eligible to receive on your spouse's record may be reduced. This type of benefit reduction is called Government Pension Offset[NEWLINE][BOUNDARY][NEWLINE]user: Where would I need to look for benefits for another person I am trying to assist?[NEWLINE]agent: Do you mean benefits for your family?[NEWLINE]user: Yes, for my family, mainly.[NEWLINE]agent: Well, it is possible for them to get benefits, even if yourself don't qualify for it. So, just go to our "Benefits for your family" section and look for the information there.[NEWLINE][BOUNDARY][NEWLINE]user: O.k, i'll do that. Say, when I apply, Do I have to fill another application for my spouse?[NEWLINE]agent: No need for that. If you are granted a qualification, your application will serve as request for spousal benefits too.[NEWLINE][BOUNDARY][NEWLINE]user: Ah, pretty neat. Appreciated. Look, just to be sure. Which age do I or my spouse to be for these benefits?


user: What should I consider when planning for SS retirement[NEWLINE]agent: Things to consider would be the best age to start your benefits[NEWLINE]user: What is the best age to start?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: If you spouse or minor or disabled children will also gaulify for benefits from your record. The value of their benefits added to your own may help you decide if taking you benefits sooner is your best choice[NEWLINE]agent: This is N/A to me[NEWLINE][BOUNDARY][NEWLINE]user: Do you know if any members of your family are eligible? Are there any other members of your family who are liable for Social Security benefits?[NEWLINE]agent: Yes under certain circumstances a stepchild, grandchild, step grandchild or adopted child may be eligible to receive benefits.[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing about health insurance coverage that I need to know. I am married, and my partner works.[NEWLINE]agent: You may be able to switch to their health insurance[NEWLINE][BOUNDARY][NEWLINE]user: I would like more information about what happens if the ex-spouse is eligible to have their own retirement benefits?[NEWLINE]agent: This could affect their benefits as a survivor.[NEWLINE][BOUNDARY][NEWLINE]user: Other Factors to Consider When should I start thinking about retiring?[NEWLINE]agent: It is best to plan for the long term[NEWLINE][BOUNDARY][NEWLINE]user: What about my spouse?


user: What things should I consider when palnning for retirement[NEWLINE]agent: Considering what age to start your benefits is something to think about[NEWLINE]user: What age would be the best age?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: It's best to delay receiving your retirement benefits until your full reitrement age or later[NEWLINE]agent: your retirement benefits will be higher[NEWLINE]user: Regarding social security survivor benefits earned by spouse, who can receive worker benefits?[NEWLINE]agent: Those benefits can be paid to the worker's children and spouse they can get them if the worker has credits at least for one-half year.[NEWLINE][BOUNDARY][NEWLINE]user: Good to know. Another thing to consider. But when should I start?[NEWLINE]agent: There is no best age for everyone - you should make your decision based on your individual family circumstances[NEWLINE][BOUNDARY][NEWLINE]user: Alright, regarding to the benefits. How much money would my family get if I died?[NEWLINE]agent: This would depend on your average lifetime earnings.[NEWLINE][BOUNDARY][NEWLINE]user: I'd also like to know when I'll be able to retire. What if I intend to keep working?[NEWLINE]agent: There are limits on how much you can earn each year between the age of 62 and full retirement and stil get all your benefits[NEWLINE]user: The are limits on how much one can earn?


user: What other things should I condisder when planning for reitirement[NEWLINE]agent: Some other things to consider is what the best age is to start your benefits[NEWLINE]user: How do I know what the best age is?[NEWLINE]user: I come from a long-lived family[NEWLINE]agent: you may need the extra money more in later years particularly if you may outlive your pensions or annuties[NEWLINE][BOUNDARY][NEWLINE]user: Should I apply for medicare if I start my benefits?[NEWLINE][BOUNDARY][NEWLINE]user: OK thank you. I would also like to find out about my spouse's benefits. What if my surviving spouse remarries?[NEWLINE]agent: if your surviving spouse remarries before they turn 60, or 50 if disabled, they can not get the benefits while they are married.[NEWLINE][BOUNDARY][NEWLINE]agent: Before full retirement age?[NEWLINE]user: Also, and when applying for medicare, what happens if I become eligible in other registries?[NEWLINE]agent: You may have additional options[NEWLINE][BOUNDARY][NEWLINE]user: What decisions should I make about what the best age to apply for benefits is?[NEWLINE]agent: Ultimately it is your choice. You should make a decision when to apply based on your individual and family circumstances.[NEWLINE]user: What about the long term?


user: How will I know if I should apply for Medicare?[NEWLINE]agent: You should apply if you are age 65.[NEWLINE]agent: Do you plan to delay your benefits when you are 65?[NEWLINE]user: That is the question I need to ask because I think I want to.[NEWLINE]agent: Since you want to delay your Medicare benefits then you need to contact Social Security about 3 months before you turn 65.[NEWLINE][BOUNDARY][NEWLINE]user: Btw, for the Rest of the Information I Require. What if my ex-husband is eligible for his own pension?[NEWLINE]agent: He can then switch to his own retirement benefit.[NEWLINE][BOUNDARY][NEWLINE]user: May I ask a question about applying for Medicare? What if I forget to register for Medicare?[NEWLINE]agent: All you need to do is read the general and special enrollment period on page 12 of the Medicare booklet and also your Medicare coverage could be delayed and cost more.[NEWLINE][BOUNDARY][NEWLINE]user: Are you aware of the benefits payable to family members? What is the maximum amount that a family is entitled to receive?[NEWLINE]agent: The limit varies but it is generally between 150 to 180 percent of the basic benefit rate. If the sum of benefits payable to family members is greater than this limit the benefits will be reduced proportionately.[NEWLINE][BOUNDARY][NEWLINE]user: To know whether to apply for Medicare, if I have health insurance through an employer, should I apply  for Medicare?[NEWLINE]agent: Yes, you still should check to see whether you need to sign up for Medicare because some health insurance plans change at age 65.[NEWLINE]user: Will other family members or minor children qualify for benefits under my record?[NEWLINE]agent: Actually, the value of their benefits added to your own will help you decide if taking your benefits sooner is your best choice.[NEWLINE]user: What if something like an accident occurred?


user: what other things are there to consider when planning for SS retirement?[NEWLINE]agent: Consider what the best age is to start your benefits[NEWLINE]user: What is the best age?[NEWLINE]user: Are you at full retirement age?[NEWLINE]agent: After you reach full retirement age, we recalculate your benefit amount to give you credit for any months in which you did not receive a benefit because of your earnings.[NEWLINE][BOUNDARY][NEWLINE]user: Could you give me some info? What if my widower gets more Social Security benefits than my ex-husband?[NEWLINE]agent: In this case, he would receive a combination of benefits that equal the amount.[NEWLINE][BOUNDARY][NEWLINE]user: I see what you mean. I'd like to raise a question for Other Things to Think About. I apologize for asking what the best age is.[NEWLINE]agent:  There is no one best age for everyone, Decisions about when to apply for benefits is based on your individual and family circumstances.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about Social Security benefits that I'd like to ask. What happens if I remarry before you turn 60, or 50 if you're disabled?[NEWLINE]agent: You cannot receive benefits as a surviving spouse while you are married.[NEWLINE][BOUNDARY][NEWLINE]user: About things to consider, how can I find out about my best individual options that I can have?[NEWLINE]agent: You need to make these decisions on your own as applies to your circumstances.[NEWLINE]user: What about my earnings?[NEWLINE]agent: When earnings appear on your record we check whether your monthly benefit with increase[NEWLINE]user: I come from a long lived family how will this affect me?


user: Hello, I would like some information about Medicare, do I qualify.[NEWLINE]agent: you certainly do if you are over the age of 65.[NEWLINE]agent: Do you plan to delay your retirement benefits?[NEWLINE]user: No I think I won't.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What happens when my spouse files a benefit?[NEWLINE]agent: If that is the case, they will effectively be filing for all retirement or spousal benefits.[NEWLINE]user: I've read something about widow benefits, what is that?[NEWLINE]agent: f you qualify for benefits as a widow you have the option to apply for survivors benefits now and delay your retirement benefit until later.[NEWLINE]user: Can my spouse receive benefits on my record?[NEWLINE]agent: If they are of a certain age, then they must file straight away and will be effectively filing for all retirement or spousal benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a earnings limit when I reach my full retirement age?[NEWLINE]agent: No, once you reach full retirement age there is no limit on how much you can earn.[NEWLINE][BOUNDARY][NEWLINE]user: What if I die, will my spouse get full benefits?[NEWLINE][BOUNDARY][NEWLINE]user: How much money would my family get if I died?[NEWLINE]agent: This would depend on your average lifetime earnings.[NEWLINE][BOUNDARY][NEWLINE]agent: After full retirement age, your surviving spouse may receive your full benefit amount plus any accumulated delayed retirement credits.[NEWLINE]user: On a somewhat related note, Medicare. Is there any disadvantage to applying for Medicare later than advised?


user: Are there things I need to consider when it comes to retirement benefits planning?[NEWLINE]agent: Yes there are. A good place to start is to figure out which age works best for you to start receiving your benefits. Have you considered that yet?[NEWLINE]user: No, I have not given much thought as to what age will work best for me. Can you provide me with assistance on this?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Are there things that can't be ruled out in regards to making decisions about your future?[NEWLINE]agent: Yes, many unforseen circumstances can occur like a car accident, so your final decision may have to be based on your "best guess."[NEWLINE][BOUNDARY][NEWLINE]user: one more thing, for my ex-wife, how would these benefits be? can you switch to your own retirement benefits if you are already receiving benefits from my history?[NEWLINE]agent: she can do it when she turns 62 if she qualifies for retirement benefits and her benefits are higher than her surviving ex-wife benefits.[NEWLINE][BOUNDARY][NEWLINE]user: So I need to consider situations like accident and health issues before I apply for Medicare?[NEWLINE]agent: Yes, that is correct.[NEWLINE][BOUNDARY][NEWLINE]user: I see, and regarding a special lump-sum death payment, the worker's child or children can receive a lump sum?[NEWLINE]agent: the lump - sum can be paid to the worker 's child or children if, during the month the worker died, the child[NEWLINE][BOUNDARY][NEWLINE]user: Is there a particular age when you should begin receiving benefits?[NEWLINE]agent: No there isn't a "one age suits all" scenario. It is ultimately up to you and your informed decision based on your individual needs and circumstances.[NEWLINE][BOUNDARY][NEWLINE]user: Is there someone I should contact if I decide to start delaying when I start my benefits?[NEWLINE]agent: Yes, you would need to contact Social Security 3 months before you turn 65 so that you can look into applying for Medicare.[NEWLINE]user: Should I still look into whether I need to sign up for Medicare if I still have health insurance through my former employer?[NEWLINE]agent: Yes, you should look into this because some health insurance plans change automatically when you turn 65.[NEWLINE][BOUNDARY][NEWLINE]user: If my earnings reach a certain amount, will I have to give up my benefits?


user: I am not sure if I should apply for Medicare.[NEWLINE]agent: I understand. It's important to consider that Medicare usually starts when you reach age 65.[NEWLINE]agent: Are you planning to delay starting your benefits?[NEWLINE]user: Yes, I was thinking about doing just that. You know, my current situation made me think a delay might be a good idea.[NEWLINE]agent: In that case be sure to contact Social Security about 3 months before you turn age 65 to check about applying for Medicare.[NEWLINE][BOUNDARY][NEWLINE]user: What if my widower remarries later and wants to apply for spouse's benefit on their record? What happens if the amount they receive is higher than the benefits they receive on my record?[NEWLINE]agent: In this case, your widower would receive a combination of benefits from you and his new spouse that equals the higher amount.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have any suggestions on when should I apply for Medicare? I believe my wife is eligible to receive benefits on my record. What can you advise me to do?[NEWLINE]agent: If your wife qualifies for benefits from your record, the value of her benefits, added to your own, may help you decide if taking your benefits sooner is your best choice.[NEWLINE][BOUNDARY][NEWLINE]user: In addition, I'd like to learn more about the special Lump-Sum Death Payment. Is there a chance I'll get a lump sum payment?[NEWLINE]agent: the lump - sum can be paid to the worker 's child or children if, during the month the worker died, the child[NEWLINE][BOUNDARY][NEWLINE]user: If I have health insurance at my current job, will my Medicare benefits affect me? I can't get both Insurance?[NEWLINE]agent: Even if you have health insurance through a current or former employer or as part of your severance package, you should still check to see whether you need to sign up for Medicare. Some health insurance plans change automatically at age 65.[NEWLINE][BOUNDARY][NEWLINE]user: Will do. So tell me, could I also choose to get my retirement benefits earlier?[NEWLINE]agent: That is possible, you may choose to start receiving retirement benefits earlier.[NEWLINE]user: Well, I'm just thinking here. About life expectation and all. What good is retirement if I don't live to see it?


user: Do I need original documents to get a replacement social security card for a noncitizen child?[NEWLINE]agent: Yes, you will need original documents to verify their immigration status.[NEWLINE]agent: Are you able to prove your child's immigration status?[NEWLINE]user: No, I am not able to supply this information.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you accept photocopies of the documents?[NEWLINE]agent: No, we can only accept the original documents, no photocopies or notarized copies.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know about the status. What if I am not a US citizen?[NEWLINE]agent: then you'll need to show your current U.S. immigration document from the DHS.[NEWLINE][BOUNDARY][NEWLINE]user: in case my son changes his name, what problems could he get if he doesn't inform Social Security?[NEWLINE]agent: In that case, it could delay yours and your child's tax refund.[NEWLINE][BOUNDARY][NEWLINE]user: what if I can't get some of the documents asked?


user: Hi. I want to know what kind of documents i need for a replacement card?[NEWLINE]agent: Well, that would be to prove a immigration status, so you'll need to show your child's current U.S immigration document.[NEWLINE]agent: Are you going to prove your child's immigration status?[NEWLINE]user: Yes, i want to do it.[NEWLINE]agent: Good, then you need to have Form I-551 or Lawful Permanent Resident Card or Form I-766 EAD work permit.[NEWLINE]user: And what happens if my child doesn't have permission to work? what to do then?[NEWLINE]agent: If that's the case, then the child may apply for a SSN if a federal or local law requires for him / her to provide a SSN.[NEWLINE]user: And if my child is a Student elegible to work?[NEWLINE]agent: If he/she falls into a F-1 student status, the child must provide a letter form his/her school official identifying him/her and confirming its school status.[NEWLINE]user: What if i don't hapend to have any documents?[NEWLINE]agent: Then you can provide us other documents we ask you, of course they mus t be valid.[NEWLINE]user: And if the student goes for an CPT?


user: I need a replacement card for a child[NEWLINE]agent: IIf for a noncitizne child you can replace for free if it is lost or stolen[NEWLINE]agent: What if my chld does not have permission to work but needs a card for other reasons?[NEWLINE]user: My child does not have premission to work[NEWLINE]agent:  see " If your child does not have permission to work " for further information.s[NEWLINE][BOUNDARY][NEWLINE]user: Does my child have to have a current DHS document?[NEWLINE]agent: yes social security will ask to see your childs current DHS document[NEWLINE]user: How do I show evidence of employment?[NEWLINE]agent: Yes we need evidence such as recent pay slip or a leeter from employer and your supervisor must sign and date the letter[NEWLINE]user: How do I prove my childs U.S. immigration status?[NEWLINE]agent: We accept documents such as a lawful permanent resident card or an employment authorization document[NEWLINE]user: What if my child is a J-1 or J-2 exchange visitor


user: How do i get replacement card for a noncitizen child?[NEWLINE]agent: You can replace your child's Social Security card for free if it is lost or stolen.[NEWLINE]agent: Does your child not have permission to work but still needs a social security number for other purposes?[NEWLINE]user: My child has permission to work.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What original documents do i need to prove my child's immigration status?[NEWLINE]agent: Need to show your child's current immigation status by using lawful permanent resident card, machine readable immigrant visa or employment authorization document.[NEWLINE]user: Are you sure that is what I need to show as original documents?[NEWLINE]agent: Yes, you need to show your child's U.S. immigration document such as Lawful Permanent Resident Card or EAD.[NEWLINE]user: Can I use the non-work number to work?[NEWLINE]agent: The non-work number is for other purposes; but not for working.[NEWLINE]user: What can I use as proof of identity for social security?[NEWLINE]agent: You can always use your U.S. driver's license, state-issued non-driver identification.[NEWLINE]user: What do I need if I am an F-1 student authorized to work in curricular practical training?[NEWLINE]agent: You will have to provide us with Form I-20 with the employment page completed and signed by your designated school official.[NEWLINE]user: What documents do you need to see for children with work-authorization?


user: I need help regarding a replacement card for a non-citizen child.[NEWLINE]agent: Of course. You can replace your child 's Social Security card for free if it is lost or stolen. However, you are limited to three replacement cards in a year and 10 during a lifetime. Legal name changes and other exceptions do not count toward these limits.[NEWLINE]agent: Does your child not have permission to work but does it need a Social Security number for other purposes?[NEWLINE]user: Yes, that would be the case.[NEWLINE]agent: In that case you should see "If your child does not have permission to work" for further information.[NEWLINE][BOUNDARY][NEWLINE]user: Do you need proof of my identity?[NEWLINE]agent: Yes, we must see proof of your identity. An acceptable document must be current, not expired and show your name, identifying information date of birth or age and preferably a recent photograph.[NEWLINE]user: What documents do I need to show you?[NEWLINE]agent: You must show us your child 's current U.S. immigration document. An I-551 Lawful Permanent Resident Card, Machine Readable Immigrant Visa or an I-766 Employment Authorization Document, EAD, work permit.[NEWLINE]user: Alright, and what if I don't have one of these documents?[NEWLINE]agent: In that case we will ask to see other documents, for example an employee identification card. Any documents submitted, including the following, must be current, not expired and show your name, identifying information date of birth or age and preferably a recent photograph.[NEWLINE]user: Can I use a taxpayer identification number to work, if I have one assigned for non-work purposes?


user: I need to know what original documents that I need.[NEWLINE]agent: To prove immigration status, there are some specific documents you need.[NEWLINE]agent: Are you trying to prove your child's U.S. immigration status?[NEWLINE]user: Yes I am[NEWLINE]agent: We will need your child's current U.S. immigration document, like a I-551 Lawful Permanent Resident Card, Machine Readable Immigrant Visa, I-766 Employment Authorization Document, EAD, or a work permit.[NEWLINE]user: What if you are not a U.S. citizen?[NEWLINE]agent: Then Social Security will want to see a current DHS document like a I-551 Permanent Resident Card.[NEWLINE]user: What about taxes?[NEWLINE]agent: You can apply for an Individual Taxpayer ID number[NEWLINE]user: Can you get benefits and services without a SSN?[NEWLINE]agent: Yes, you do not need a number to conduct business with a bank, register for school, apply for educational tests, obtain private health insurance, apply for school lunch programs, or apply for subsidized houses.[NEWLINE]user: Can you use a number to work?[NEWLINE]agent: No, you can't use it to work.[NEWLINE]user: What happens if I work?


user: I have a child that is a non citizen, how doI get a replacement card?[NEWLINE]agent: You can replace your child 's Social Security card for free if it is lost or stolen[NEWLINE]agent: If your child does not have permission to work but needs a Social Security number for other purposes[NEWLINE]user: ok yes my child needs one[NEWLINE]agent: ok great!  see " If your child does not have permission to work " for further information[NEWLINE]user: Does it cost anything to replace it?[NEWLINE]agent: You can replace your child 's Social Security card for free if it is lost or stolen[NEWLINE][BOUNDARY][NEWLINE]user: What if I do not have a certain document available?[NEWLINE]agent:  we may accept the child 's State - issued non - driver 's identification card[NEWLINE]user: Will it be ok to use for work?[NEWLINE]agent: Unfortunately  you can not use it to work[NEWLINE]user: What will you use the documents for?


user: What original documents are needed?[NEWLINE]agent: We would need to have information about immigration status.[NEWLINE]agent: Do you need to know what documents needed to prove your child's U.S. immigration status?[NEWLINE]user: No, I all ready have information to prove my child's U.S. immigration status.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What happens if I do not have the specific documents in the time period?[NEWLINE]agent: We will ask to see others documents that are not expired, have to show your name, and birth age and recent photograph.[NEWLINE]user: What do I need if child does not have permission to work?[NEWLINE]agent: Lawfully admitted noncitizens can get many benefits and services without social security numbers.  You do not need a number to conduct business with a bank, register for school, or apply for educational test.[NEWLINE]user: What happens if you are a J-1 student?[NEWLINE]agent: If you are a J-1 student you must provide a letter from your sponsor and should be on the letterhead of the sponsor with original signature that authorize employment.[NEWLINE]user: What documents do I need to show child's U.S. immigration status?


user: I need help with the online application for applying for retirement benefits[NEWLINE]agent: Select the " Apply for Retirement Benefits " button above.You ll be asked to create or sign in to your my Social Security account and then go through a series of screens that will ask you questions about yourself, your family, and your work.Fill out the online application.[NEWLINE]agent: Have you already begun the application and are you stuck on something?[NEWLINE]user: I just started and got stuck on some questions[NEWLINE]agent: If you: get stuck on a question,you can skip it and go back later.When you get to the end of the application, we 'll let you know if there are any questions you still need to answer.[NEWLINE][BOUNDARY][NEWLINE]user: and I can apply if I'm a spouse?[NEWLINE][BOUNDARY][NEWLINE]user: What happens once i start receiving benefits? If I am not of full retirement age, my benefits are reduced?[NEWLINE]agent: Well, if you're between 62 and your full retirement age, your benefits will be reduced until you reach your full retirement age. That would work in a percentage.[NEWLINE][BOUNDARY][NEWLINE]agent: Yes, You can apply online for retirement benefits or benefits as a spouse if you :are at least 61 years and 8 months old ; Are not currently receiving benefits on your own Social Security record ; have not already applied for retirement benefits ; and want your benefits to start no more than 4 months in the future.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know on what are the ways I can apply for the retirement benefits if I do not live in the U.S.?[NEWLINE]agent: If you do not live in the U.S. or one of its territories you can also - Contact the nearest U.S. Social Security office, U.S. Embassy or consulate.[NEWLINE][BOUNDARY][NEWLINE]user: also, I got stuck when entering my address and I keep getting a message to fix it, what is that about?[NEWLINE]agent: You can not use a period as part of an address. If you type " 27 N. Main St. " instead of " 27 N Main St " in an address field,you will get a message when you try to go to the next page.[NEWLINE]user: and when I finish do I sign it and such?


user: How long am I able to stay on each page?[NEWLINE]agent: For security reason you are allowed to stay on the page for a short time.[NEWLINE]user: Oh, I did not know that was the reason i cannot stay on the page a long time.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What are the limits to stay on a page?[NEWLINE]agent: A warning will come on the page at 25 minutes of not doing anything and you can extend your time.[NEWLINE][BOUNDARY][NEWLINE]user: What is the full retirement age? When I stop working, will I be able to make that decision?[NEWLINE]agent: Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.[NEWLINE]user: Also, I want to find out about disability benefits, how do I know if I finalize my application?[NEWLINE]agent: Usually, once your application has been submitted electronically you are finished.[NEWLINE][BOUNDARY][NEWLINE]user: Is it necessary for me to apply for Medicare? What if something bad happened, like an accident?[NEWLINE]agent: Your final decision would be your best guess about the future because it would be in your best interest to account for unexpected changes.[NEWLINE][BOUNDARY][NEWLINE]user: When applying for benefits. What happens after I apply for it?[NEWLINE]agent: When we receive your application it will be reviewed and then will contact you if need more information.[NEWLINE]user: When you have all the necessary information and documents then what happens?[NEWLINE]agent: We will process your applilcation and then send you a letter about our decision in the mail.[NEWLINE][BOUNDARY][NEWLINE]user: Am I finished once my application is submitted electronically?


user: I went on your online site regarding retirement benefits but the page keeps asking me to sign-in.[NEWLINE]agent: There is a timer on those pages for security reasons.[NEWLINE]user: Why is that?[NEWLINE]agent: As it stands, you will receive a warning after 25 minutes without doing anything and you will be able to extend your time on the page.[NEWLINE][BOUNDARY][NEWLINE]user: I'm reminded of Social Security Credits by this. And how many credits do I need to qualify for disability?[NEWLINE]agent: If you were born after 1928, you need 40 credits to qualify for retirement. Number Of Credits Needed For Disability Benefits. To be eligible for disability benefits, you must meet a recent work test and a duration work test.[NEWLINE]user: Yes, I fulfill all conditions.[NEWLINE]agent: Then you must meet a recent work test and a duration work test.[NEWLINE][BOUNDARY][NEWLINE]user: What if I earn more credits than I need?[NEWLINE]agent: These extra credits do not increase your benefit amount. The average of your earnings over your working years counts, not the total number of credits you earn.[NEWLINE][BOUNDARY][NEWLINE]user: How many credits do I need for retirement benefits?[NEWLINE]agent: Were you born after 1928?


user: Can anyone apply for retirement benefits online?[NEWLINE]agent: You can apply online for retirement benefits or benefits as a spouse.[NEWLINE][BOUNDARY][NEWLINE]user: How do I know if there is a problem with my online application?[NEWLINE]agent: You will get a message that tells you there is a problem and what actually caused it.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's it. Now, let's talk about Social Security Benefits. What methods are used to receive the credits?[NEWLINE]agent: do you pay Social Security taxes?[NEWLINE]user: yes[NEWLINE]agent: In that case, earn up to a maximum of four credits per year.[NEWLINE][BOUNDARY][NEWLINE]user: and how much credit should i get?[NEWLINE]agent: You must obtain at least 40 Social Security credits to qualify for Social Security benefits.[NEWLINE][BOUNDARY][NEWLINE]user: What if I am legally blind?


user: Why should I apply online for my retirement?[NEWLINE]agent: Using our online application has a number of benefits[NEWLINE][BOUNDARY][NEWLINE]user: What things do I need to know before I apply?[NEWLINE]agent: there are certain Social Security " basics " you should know about  Your " full retirement age " -Depending on your date of birth[NEWLINE][BOUNDARY][NEWLINE]user: What is the process after I apply?[NEWLINE]agent: we 'll review it. we will contact you if we need more information or if we need to see your documents.[NEWLINE][BOUNDARY][NEWLINE]user: I just remembered to inquire about the necessary number of credits for disability benefits. And what should I know about the test's duration?[NEWLINE]agent: your work does not have to fall within a certain period. The table only provides an estimate of how many work credits you need. It does not cover all situations.[NEWLINE]user: and recent work required When it comes to legal blindness?[NEWLINE]agent: there is no recent proof of work requirement.[NEWLINE][BOUNDARY][NEWLINE]user: can you tell me how the credits are obtained[NEWLINE]agent: Do you pay Social Security taxes?


user: How do I start the online application?[NEWLINE]agent: Click on the Apply for Retirement Benefits to begin the application.[NEWLINE]agent: Are you stuck on a screen?[NEWLINE]user: Yes, I don't know the answer to some of them.[NEWLINE]agent: You can skip it and go back to it later.[NEWLINE][BOUNDARY][NEWLINE]user: Roger that, I would like to know if I should apply for medicare? And if I die, will my spouse receive all the benefits?[NEWLINE]agent: After full retirement age, your surviving spouse may receive your full benefit amount plus any accumulated delayed retirement credits.[NEWLINE][BOUNDARY][NEWLINE]user: Regarding applying for retirement online, at what time is it best to apply for benefits?[NEWLINE]agent: You can apply at any time, you just won't be able to check the status until 1 month before benefits start.[NEWLINE][BOUNDARY][NEWLINE]user: I have another concern about the advantages and disadvantages. What are the advantages?[NEWLINE]agent: The advantage is that you collect benefits for a longer period of time. The disadvantage is your benefit is reduced.[NEWLINE][BOUNDARY][NEWLINE]user: Now that I've answered all of the questions, what should I do?[NEWLINE]agent: Click on Submit Now[NEWLINE][BOUNDARY][NEWLINE]user: Is online the only way to apply?[NEWLINE]agent: You can also apply over the phone.[NEWLINE][BOUNDARY][NEWLINE]user: Can I check to see if I'm eligible under my spouse?


user: You can help me with the online retirement benefits application[NEWLINE]agent: Okay, you start by selecting the " Apply for Retirement Benefits " button. You will be asked to create an account,  or sign in to your my Social Security account. Then you'll go through a series of screens that will ask you questions about yourself, your family, and your work. You can fill out the application in one sitting or come back later.[NEWLINE]user: what if I get stuck and don't know what to enter or select?[NEWLINE]agent: If you get stuck on a question you can skip it and go back to it later. You will know at the end of the application if you still have any questions you may need to answer.[NEWLINE][BOUNDARY][NEWLINE]user: What about the benefits of retirement? How many credits will I need to retire?[NEWLINE]agent: Were you born after 1928?[NEWLINE]user: Well, yes.[NEWLINE]agent: Then you need 40 credits to qualify for retirement.[NEWLINE][BOUNDARY][NEWLINE]user: How many credits can I earn per year?[NEWLINE]agent: You can earn up to a maximum of four credits per year.[NEWLINE]user: If I earn more credits than needed, do I get a higher amount of benefits?


user: What if i all ready have Medicare?[NEWLINE]agent: Do you all ready have Medicare?[NEWLINE]user: Yes, I all ready have Medicare.[NEWLINE]agent: You can still use the application to apply for your retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: In terms of retirement benefits. What can I do to stay current?[NEWLINE]agent: With SSA.gov, there are a few ways to stay in the know on the latest Social Security information.[NEWLINE][BOUNDARY][NEWLINE]user: I'll check out your website, thank you. What can I do to keep my information secure?[NEWLINE]agent: Identity theft affects millions of people each year and can cause serious financial and identity-related problems. Protect yourself by securing your personal information, taking the time to understand the threat of identity theft, and exercising caution.[NEWLINE][BOUNDARY][NEWLINE]user: What am I entitled to then?[NEWLINE]agent: Help ensure you get the retirement benefits you should by reviewing the basics like how we determine your benefit amount and who else in your family might be eligible. Visit our Learn About Retirement Benefits page to make sure you know the basics of retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Alright. Should I inform you if something changes?[NEWLINE]agent: Did such a change happen in your life?


user: Am I in the right place to access a benefits planner?[NEWLINE]agent: Yes, you can access your social security benefits for you, your spouse, and other eligible family members.[NEWLINE][BOUNDARY][NEWLINE]user: Am I able to apply for benefits online?[NEWLINE]agent: If you meet certain criteria, you can complete your benefits application online.[NEWLINE]user: Can I apply for retirement benefits online?[NEWLINE]agent: Yes, as long as you meet certain criteria, agree to a terms of service agreement, and create a personal social security account.[NEWLINE][BOUNDARY][NEWLINE]user: Oh, well, thanks for verifying what I already suspected. Is there a possibility that some other member of my family might profit from anything like this?[NEWLINE]agent: Yeah, under certain circumstances, certain family members are eligible, such as stepchild, grandchild, step grandchild or adopted child.[NEWLINE][BOUNDARY][NEWLINE]user: Who can get benefits from a worker?[NEWLINE]agent: Those benefits can be paid to the worker's children and spouse they can get them if the worker has credits at least for one-half year.[NEWLINE][BOUNDARY][NEWLINE]user: You said to me before that i should return the benefits of my deseaced spouse, is that right?


user: How can I use the benefits planner?[NEWLINE]agent: Social Security can give you, your spouse,, and other eligible family members with benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Can my spouse get benefits?[NEWLINE]agent: Your spouse or divorced spouse can get benefits under Social Security.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a way to estimate survivor benefits?[NEWLINE]agent: You can use one of our benefit calculators to estimate future retirement, disability, and survivors benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Now, I need to ask you another question about benefits. What are the benefits if there is a disabled child?[NEWLINE]agent:  If you are the unmarried child under 18 up to age 19 if attending elementary or secondary school full time of a worker who dies, [100] you can be eligible to receive Social Security survivors benefits[NEWLINE][BOUNDARY][NEWLINE]user: Can I get a lump sum?[NEWLINE]agent:  A surviving spouse or child may receive a special lump - sum death payment of $ 255 if they meet certain requirements.[NEWLINE]user: How does the spouse earn the benefits?[NEWLINE]agent:  A surviving spouse or child may receive a special lump - sum death payment of $ 255 if they meet certain requirements.[NEWLINE][BOUNDARY][NEWLINE]user: Who receives benefits?


user: I would like to know more about benefits, please.[NEWLINE]agent: No problem. You can get benefits for you, your spouse or other family members, thanks to social security.[NEWLINE]user: That's when you retire, isn't?[NEWLINE]agent: Correct, although retirement is just one option. There's disability and death, too.[NEWLINE][BOUNDARY][NEWLINE]user: I want to know about the benefits plan for survivors, can you give me more information about this?[NEWLINE]agent: Well, one important thing is to know that there are limits on how much your survivors may earn while they receive the benefits.[NEWLINE]user: Tell me about what would happen if my surviving divorced wife remarries after my death.[NEWLINE]agent: If she remarries before turning 60 then she won't be able to get the benefits while she is still married.[NEWLINE]user: And what if she qualifies but the amount she could get from her new husband's Social Security benefits are more than what she would receive from mine?[NEWLINE]agent: then she should apply for her new husband's benefits and then she would receive a combination of benefits that would amount to be equal to the highest benefits amount.[NEWLINE][BOUNDARY][NEWLINE]user: What if I die before earning enough credits and my widow is still taking care of our children?


user: Hi there, i 'm trying to get some information about the benefits, please.[NEWLINE]agent: Well, benefits are something that social security can provide for you, your spouse and other members of your family if they are eligible.[NEWLINE][BOUNDARY][NEWLINE]user: Oh, i see. In that matter, the survivor benefits have significant importance?[NEWLINE]agent: You can be sure about that. Survivor benefits are meant to protect people in dire situations. Mostly, is a protection for young families with children, and for that every worker may have it.[NEWLINE][BOUNDARY][NEWLINE]user: Understood, I also require information on benefits for survivors or family members due to disability, my disability began on June 15, 2018, so when would my benefit begin?[NEWLINE]agent: Your first benefit would be paid for the month of December 2018, which would be six full month of disability.[NEWLINE][BOUNDARY][NEWLINE]user: How do I find out more information about the program?[NEWLINE]agent: You can go to the Medicare's webpage.[NEWLINE][BOUNDARY][NEWLINE]user: What are other payments that could affect my disability benefits?[NEWLINE]agent: If you receive other government benefits, such as workers' compensation, public disability benefits, or pension based on work not covered by Social Security.[NEWLINE]user: Will my payments be reduced or not get at all if I get workers' compensation?[NEWLINE][BOUNDARY][NEWLINE]user: I do not all ready have an estimate about how much I will receive, how do I figure this out?


user: Hello, can you help me with the Benefits Planner, please?[NEWLINE]agent: Of course. As you might know, Social Security can provide you, your spouse, and other eligible members of your family with benefits.[NEWLINE][BOUNDARY][NEWLINE]user: That's nice and all, but what about benefits for a spouse?[NEWLINE]agent: Well, even if you never worked under Social Security, you may still qualify for benefits if you are the spouse or divorced spouse of a retired worker.[NEWLINE][BOUNDARY][NEWLINE]user: Yes, that is my understanding. But what about retirement benefits?[NEWLINE]agent: Our Retirement Planner will show you how you qualify for Social Security retirement benefits and about possible benefits you may be eligible for on someone else's record.[NEWLINE][BOUNDARY][NEWLINE]user: Is it also true that if the spouse also worked for Social Security, she has an effect on the benefit?[NEWLINE]agent: Yes, that is correct. His or her Social Security benefit on your record may be affected.[NEWLINE]user: I see. And if she didn't work under Social Security that would not be an issue, right?[NEWLINE]agent: Yes, that is correct.[NEWLINE][BOUNDARY][NEWLINE]user: And when would benefits be payable for my spouse?


user: I need some help with benefits planning.[NEWLINE]agent: Let me help you with that. Social Security can provide you, and certain family members, with benefits.[NEWLINE]user: What if I become disabled or die?[NEWLINE]agent: We can discuss that. By using our planners to help you better understand your Social Security protection you can plan for your financial future.[NEWLINE][BOUNDARY][NEWLINE]user: Can I apply for benefits online?[NEWLINE]agent: Are you looking to apply for retirement benefits, disability benefits, or Medicare?[NEWLINE]user: No, I am not.[NEWLINE]agent: Then we can not process your request.[NEWLINE]user: That is too bad, how can I apply?[NEWLINE]agent: You will get specific information on how to contact us by phone or schedule an appointment.[NEWLINE][BOUNDARY][NEWLINE]user: very well, also if I am eligible for a Social Security retirement benefit based on my own income, do I have to subtract the estimated amount of my retirement benefit from the estimated amount of my spouse's benefit to get the benefit to receive?


user: I want to see about the Benefits Planner and my Social Security[NEWLINE]agent: Social Security can provide you, your spouse, and other eligible members of your family with benefits :[NEWLINE][BOUNDARY][NEWLINE]user: that's good but can I apply online?[NEWLINE]agent: Yes, you can. If you want to apply for retirement benefits, disability benefits, or Medicare and you meet certain criteria, you can complete your application online.[NEWLINE]user: yes, that's why I'm here[NEWLINE]agent: Okay, you can do it online and you will be asked to agree to a Terms of Service Agreement and create or log in to your personal my Social Security account.[NEWLINE][BOUNDARY][NEWLINE]user: Know the benefits of the VA plan that can be received before retiring, what consequence can it generate?[NEWLINE]agent:  if you start benefits early your benefits are reduced a fraction of a percent for each month before your full retirement age[NEWLINE]user: is there a way of knowing how much that will be?[NEWLINE]agent: The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $ 1000 at full retirement age.Select your year of birth to find out how much your benefit will be reduced if you retire between age 62 and full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: should I or shouldn't I take my benefits early?


user: Good afternoon, I'm looking for some information about the Benefits planner.[NEWLINE]agent: Sure. It's something available to you and other family members by Social Security in certain event or circumstances.[NEWLINE]user: I see. So, any of member under my family can be provided with those benefits?[NEWLINE]agent: That's right. Any from your spouse, to other eligible family members.[NEWLINE]user: That kind of benefits apply when i retire, isn't?[NEWLINE]agent: Correct. Plus, you can apply for those in cases when you get disabled or death occurs.[NEWLINE][BOUNDARY][NEWLINE]user: Got it. Another question about my retirement benefits, what if I have a child under the age of 18 with a disability?[NEWLINE]agent: In that case, we don't need to consider the child's disability when deciding if he or she qualifies for benefits as your dependent.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any special situation in which a person can receive disability benefits?[NEWLINE]agent: Yes, there are situations other than the typical worker that qualify for the benefits on their own accord.[NEWLINE][BOUNDARY][NEWLINE]user: About qualifying for the benefit. What if my medical condition is severe and keeps me from doing basic work-related activities?


user: Does social security provide a benefits planner?[NEWLINE]agent: Yes, social security can provide you and other eligible family members benefits and a benefit planner.[NEWLINE][BOUNDARY][NEWLINE]user: Am I able to apply for benefits online?[NEWLINE]agent: Do you want to apply for retirement or disability benefits?[NEWLINE]user: Yes, I want to apply for disability benefits online.[NEWLINE]agent: You can complete your application online, all you need to do is agree to a Terms of Service Agreement and create or log in to your personal Social Security Account.[NEWLINE][BOUNDARY][NEWLINE]user: I see, a question regarding the eligibility of other family members, if the deceased person was in social security, can I get any benefits?[NEWLINE]agent: Did you want to know what family members may be eligible for survivors benefits?[NEWLINE]user: yes sir[NEWLINE]agent: Are you a stepchild, grandchild, step grandchild, or adopted child of the deceased?[NEWLINE]user: I'm not any of those


user: How do I plan for Benefits?[NEWLINE]agent: Social Security can provide you, your spouse, and other eligible members of your family with benefits[NEWLINE][BOUNDARY][NEWLINE]user: I need help planning for retirement benefits[NEWLINE]agent: se our Retirement Planner to find out how you qualify for Social Security retirement benefits[NEWLINE][BOUNDARY][NEWLINE]user: Son elegibles otros miembros de la familia?. ¿Mis beneficios afectarán la cantidad de otros?[NEWLINE]agent: Do you have minor or disabled children?[NEWLINE]user: No I do not have minor or disabled children.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I am remarried before you reach age 60 or age 50 if disabled?[NEWLINE]agent: You cannot receive benefits as a surviving spouse while you are married.[NEWLINE][BOUNDARY][NEWLINE]user: Are other family members eligible?


user: Hello, can you tell me what is the Benefits Planner?[NEWLINE]agent: Can Social Security provide benefits to several of your family environment?[NEWLINE]user: Perfect, what else can you tell me?[NEWLINE]agent: It is important to note that this occurs when you retire.[NEWLINE]user: Ok, what else?[NEWLINE]agent: This benefit includes you, your spouse, and other eligible family members.[NEWLINE][BOUNDARY][NEWLINE]user: How many Social Security credits do you have to have to qualify?[NEWLINE]agent: Is it important that you use the Retirement Estimator to make the calculations?[NEWLINE][BOUNDARY][NEWLINE]user: About some other situations, what happens if they already receive retirement benefits, how do they do in this case?[NEWLINE]agent: You can only apply for benefits as a widower or widower if the retirement benefit you receive is less than the benefits you would receive as a survivor.[NEWLINE][BOUNDARY][NEWLINE]user: What benefit applies to the worker's family?


user: Good, what is the Benefits Planner?[NEWLINE]agent: It is noteworthy that Social Security can provide benefits to several of your family.[NEWLINE]user: Perfect, what else do I need to know?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is Disability Benefits?[NEWLINE]agent: You can review the Disability Planner to find information regarding benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Perfect, what else do I need to know?[NEWLINE]agent: It is important to highlight that you must be retireable.[NEWLINE]user: Where can I find more information?[NEWLINE]agent: You can also qualify if you are disabled.[NEWLINE]user: What else should I know.[NEWLINE]agent: Of course also when when you die.[NEWLINE]user: Perfect, what else do I need to know?[NEWLINE]agent: The benefits cover you, your spouse, and other eligible family members.[NEWLINE][BOUNDARY][NEWLINE]user: What are the survivor benefits?


user: Are there benefit planners I could use for social security?[NEWLINE]agent: Do you need social security to provide you, your spouse, and other eligible members of your family with benefits?[NEWLINE]user: Yes, I would like benefits.[NEWLINE]agent: Are you retiring?[NEWLINE]user: Yes, I will be retiring.[NEWLINE]agent: Have you become disabled?[NEWLINE]user: Yes, I am disabled.[NEWLINE]agent: Do you know we provide benefits when you die?[NEWLINE]user: No, i did not know that.[NEWLINE]agent: Then you did not know you were eligible for family benefits.[NEWLINE]user: Can I use the planners to help understand my Social Security protection?


user: Hello, I need information on how I can Plan benefits?[NEWLINE]agent: It is noteworthy that Social Security can provide benefits to several of your relatives.[NEWLINE]user: Perfect, what else do I need to know?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me which members of your family can get benefits?[NEWLINE]agent: That depends on your earnings record.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I find more information?[NEWLINE]agent: We will give you information related to the phone or make an appointment.[NEWLINE][BOUNDARY][NEWLINE]user: Which relatives can receive the benefit?[NEWLINE]agent: They receive when you retire.[NEWLINE]user: Perfect, what else do I need to know?


user: Hi, I need to Plan the benefits.[NEWLINE]agent: Several families of yours Social Security can provide benefits.[NEWLINE]user: Perfect, what else do I need to know?[NEWLINE]agent: Sure when you retire.[NEWLINE]user: Where can I find more information?[NEWLINE]agent: Also if you are disabled.[NEWLINE]user: what else do I need to know?[NEWLINE]agent: Also when you die.[NEWLINE]user: Where can I find more information?[NEWLINE]agent: Benefits go to you, your spouse, and other eligible family members[NEWLINE]user: How to know if you qualify?


user: Hi, do I need to plan benefits?[NEWLINE]agent: Importantly, Social Security can provide benefits to several family members.[NEWLINE]user: Where can I find more information?[NEWLINE]agent: You opt for the benefit when you retire.[NEWLINE]user: Perfect, what else do I need to know?[NEWLINE]agent: It is noteworthy that the benefits go to you, your spouse, and other eligible family members.[NEWLINE][BOUNDARY][NEWLINE]user: For people age 65 or older. Is a Special Enrollment Period Available?[NEWLINE]agent: If you are age 65 or older and your medical insurance coverage is under a group health plan based on your, or your spouse 's, current employment,  you may not need to applyfor Medicare supplementary medical insurance Part B at age 65.[NEWLINE][BOUNDARY][NEWLINE]user: What if I plan to continue working?[NEWLINE]agent: Even if you plan to continue working, you may still be able to receive some benefits[NEWLINE]agent: do you plan to continue working?[NEWLINE]user: yes


user: How do I apply for retirement benefits[NEWLINE]agent: Apply for retirement benefits[NEWLINE]user: What do I need to do to apply[NEWLINE]agent: Apply with the easy online application in as little as 15 minutes[NEWLINE]agent: If you prefer you can complete your application in a language other than english[NEWLINE]user: That does not apply to me[NEWLINE]agent: you can choose this option to schedule an appointment.[NEWLINE][BOUNDARY][NEWLINE]user: Do I need to mail the application?[NEWLINE]agent: No need to mail you can use the submit now button to send your application to SS[NEWLINE][BOUNDARY][NEWLINE]user: How do I get notified of your decision?[NEWLINE]agent: We will process your application and send you a letter about our decision in the mail[NEWLINE][BOUNDARY][NEWLINE]user: Who can apply for retirement benfits online[NEWLINE]user: Very well. I would also like to know my spouse there has to be some additional process. So do I have to qualify before receiving benefits to get married?[NEWLINE]agent: If you qualify, your application will automatically serve as a request for spousal benefits.


user: How do I appy for retirement benefits?[NEWLINE]agent: Do you have a computer you can log on to SS office[NEWLINE]user: Yes can I apply online?[NEWLINE]agent: SS has an online retirement application that you can complete in as little as 15 minutes easily[NEWLINE][BOUNDARY][NEWLINE]user: There are some information I want to know about the number of credits needed for disability benefits. Okay, but what if I´m statutorily blind?[NEWLINE]agent: In that case you must only meet the duration of work test.[NEWLINE][BOUNDARY][NEWLINE]user: How many credits do I need for retirement benefits if I was born in 1983?[NEWLINE]agent: You need 40 credits to qualify for retirement.[NEWLINE]user: I see. Is there anything else you can tell me about the credits I need for retirement?[NEWLINE]agent: Were you born after 1928?[NEWLINE]user: Yes, I said so before. In 1983.


user: Can you tell me about retirement benefits?[NEWLINE]agent: Do you need to know how to apply for retirement benefits?[NEWLINE]user: Yes, I need to apply for Retirement Benefits.[NEWLINE]agent: Social Security offers to fill out the application online that only takes about 15 minutes and is very easy.[NEWLINE]user: Can i take my application in another language other than English?[NEWLINE]agent: The online application will give you the option to make an appointment to apply for benefits in your preferred language.[NEWLINE][BOUNDARY][NEWLINE]user: Can I return to a saved application later and how do I know if their are other questions for me to answer?[NEWLINE]agent: We will let you know if any other questions need to be answered and you can save your application if you need to leave it for any reason.[NEWLINE][BOUNDARY][NEWLINE]user: What languages is the application online available?[NEWLINE]agent: Currently it is only available in English online; but you can schedule an appointment to apply for benefits in your preferred language.[NEWLINE][BOUNDARY][NEWLINE]user: none[NEWLINE][BOUNDARY][NEWLINE]user: When will I start receiving benefits? How much will i receive?[NEWLINE]agent: Well, if you're between 62 and your full retirement age, your benefits will be reduced until you reach your full retirement age. That would work in a percentage.[NEWLINE][BOUNDARY]


user: I need help regarding my retirement benefits.[NEWLINE]agent: Do you need help with applying for retirement benefits?[NEWLINE]user: Yes, please.[NEWLINE]agent: Social Security offers an online retirement application that you can complete in as little as 15 minutes. It's very easy.[NEWLINE]agent: Do you prefer to complete your application in a language other than English?[NEWLINE]user: No, English is fine for me. Thanks.[NEWLINE]agent: Well, the online application will give you the option to schedule an appointment to apply for benefits in your preferred language. It is currently only available in English.[NEWLINE][BOUNDARY][NEWLINE]user: Can you please explain to me the advantages and disadvantages if I apply for the benefits before reaching my full retirement age?[NEWLINE]agent: There are pros and cons of that[NEWLINE][BOUNDARY][NEWLINE]user: I need to learn more about Medicare. Do you have any additional Medicare information?[NEWLINE]agent: If you want to know more about Medicare, visit the Medicare page to find out.[NEWLINE][BOUNDARY][NEWLINE]user: If your spouse or minor or disabled children will also qualify for benefits from your record. The value of their benefits added to your own may help you decide if taking your benefits sooner is your best choice


user: Hello. I hope you're doing well. I just wanted to inquire about retirement benefits.[NEWLINE]agent: Would you like to know how to apply for retirement benefits?[NEWLINE]user: Actually, yeah. Tell me more about it, please.[NEWLINE]agent: Well, Social Security offers an online retirement application that you can complete in as little as 15 minutes. It's very easy.[NEWLINE]agent: Would you prefer to complete your application in a language other than English?[NEWLINE]user: No, English would be fine.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: So, like, how do I use the online application?[NEWLINE]agent: Just select the " Apply for Retirement Benefits " button above, then you will be asked to create or sign in to your my Social Security account and then you go through a series of screens that will ask you questions about yourself, your family and your work.[NEWLINE][BOUNDARY][NEWLINE]user: I'm also curious as to how many credits are required for retirement benefits. I'm 68 years old; how many credits do I need for retirement?[NEWLINE]agent: If you were born after 1928, you need 40 credits to qualify for retirement.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Well, what is the number of credits I need for survivor benefits?[NEWLINE]agent: The number of credits needed for family members to be eligible for survivors benefits depends on your age when you die. The younger you are, the fewer credits needed.[NEWLINE]agent: Are you already receiving retirement or disability benefits?[NEWLINE]user: No, I'm not.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What should I consider for the duration of my work test?


user: Tell me about retirement benefits.[NEWLINE]agent: Do you want to apply for retirement benefits?[NEWLINE]user: Yes, I do.[NEWLINE]agent: Ok great. If you are interested in applying, Social Security offers an online retirement application that you can complete in as little as 15 minutes. It is very easy.[NEWLINE]agent: Do you need to complete your application in a different language other than English?[NEWLINE]user: Yes, that would be easier for me.[NEWLINE]agent: The online application is only available in English, but it does give you the option to schedule an appointment to apply for benefits in your preferred language.[NEWLINE][BOUNDARY][NEWLINE]user: How do I find out what documents I need to apply?[NEWLINE]agent: You can read our "Checklist for Online Medicare, Retirement, and Spouses Applications".[NEWLINE][BOUNDARY][NEWLINE]user: I will check that out. Can I receive benefits on another person's record?[NEWLINE]agent: We will let you know once you complete your application.[NEWLINE][BOUNDARY][NEWLINE]user: Now what if I am not currently receiving benefits on my own Social Security record?[NEWLINE][BOUNDARY][NEWLINE]user: Ah, I see. Will I be able to take only one benefit at full retirement age then?[NEWLINE]agent: No, unfortunately the option to take only one benefit at full retirement age no longer exists.[NEWLINE][BOUNDARY]


user: I need help applying for retirement benefits.[NEWLINE]agent: Are you applying for benefits?[NEWLINE]user: Yes, I want to apply.[NEWLINE]agent: It's easy to apply online.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask about the number of credits needed. What if I pass away while receiving benefits? How much is my survivor benefits?[NEWLINE]agent: In that circumstance, we will pay your survivors based on that entitlement. We will not have to determine your credits again.[NEWLINE][BOUNDARY][NEWLINE]user: How many credits are needed to begin receiving benefits for a disabilty?[NEWLINE]agent: Have you been deemed eligible for disability benefits?[NEWLINE]user: No I'm just gathering information for someone.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How is the amount of money earned per credit calculated?


user: How do I apply for retirement benefits?[NEWLINE]agent: Apply for retirement benefits[NEWLINE]user: How do I apply?[NEWLINE]agent: with  an online retirement application that you can complete in as little as 15 minutes It 's so easy[NEWLINE]agent: Do you need to complete your application in a different language other than English?[NEWLINE]user: No need for that[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Will it really only take 15 minutes?[NEWLINE]agent: you can complete in as little as 15 minutes[NEWLINE][BOUNDARY][NEWLINE]user: That's helpful to hear. Do you happen to be familiar with Retirement Benefits? So, what am I entitled to?[NEWLINE]agent: Help ensure you get the retirement benefits you should by reviewing the basics like how we determine your benefit amount and who else in your family might be eligible. Visit our Learn About Retirement Benefits page to make sure you know the basics of retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Alright. Should I inform you if something changes?[NEWLINE]agent: Did such a change happen in your life?


user: Hello, i want to know something about benefits for my divorced spouse[NEWLINE]agent: Are you divorced or remarried?[NEWLINE]user: Yeah, divorced.[NEWLINE]agent: Right. Then your spouse can qualify for benefits on your record.[NEWLINE][BOUNDARY][NEWLINE]user: How can I apply for benefits online? What will happen if they can't process my request?[NEWLINE]agent: You would be able to contact us by phone or schedule an appointment if you cannot process your request.[NEWLINE]user: What if I am the spouse of a retired or disabled worker?[NEWLINE]agent: You should fill out your application for monthly benefits or just Medicare online within 3 months of age 62 or older and must meet certain criteria.[NEWLINE][BOUNDARY][NEWLINE]user: Would I still qualify for benefits if I never worked under Social Security?[NEWLINE]agent: Are you a spouse of a retired worker?[NEWLINE]user: Yes, I am a spouse of a retired worker.[NEWLINE]agent: Then you qualify for spouse's' benefits.[NEWLINE][BOUNDARY][NEWLINE]user: What about survivors benefits?


user: What is the maximum amount my family will receive?[NEWLINE]agent: Each family member may be eligible for up to 50 percent of your disability amount.[NEWLINE]user: What happens if the sum of the benefits payable on my account is greater than the family limit?[NEWLINE]agent: Your benefits will not be decreased, but your family members will be reduced equally.[NEWLINE][BOUNDARY][NEWLINE]user: If I go back to work, how does this affect my benefits? Could you give me more information about it?[NEWLINE]agent: You can check the following publication: Working While disabled: How we can help.[NEWLINE][BOUNDARY][NEWLINE]user: Um, i supposed that if i get some improvement, i should notify it, isn't?[NEWLINE]agent: Certainly, you should. You are responsible to inform any improvement in your condition, or if you go back to work. In any case, you should check the booklet we send you with your application.[NEWLINE][BOUNDARY][NEWLINE]user: Of course, of course. I suppose is not a good thing to try to live on social benefits, huh?[NEWLINE]agent: Well, no. If you are a responsible person, is most than probable that you would rather going back to work that only live from social benefits.[NEWLINE]user: But, lets say i need to keep those, is there any chance for that to happen?


user: I need to know more about spouses and social security retirement benefits and amounts paid out?[NEWLINE]agent: Is your spouse eligible for retirement benefits on his or her own record?[NEWLINE]user: yes, she is[NEWLINE]agent: If your spouse is eligible for retirement benefits on his or her own record, we will always pay that amount first. But if the spouse benefit that is payable on your record is a higher amount,he or she will get a combination of benefits that equals that higher amount.[NEWLINE][BOUNDARY][NEWLINE]user: About disability and supplemental income security, under what programs are disability benefits paid?[NEWLINE]agent: We pay under two programs he Social Security disability insurance program our adult child also may qualify for benefits on your earnings record[NEWLINE][BOUNDARY][NEWLINE]user: What does the disablilty planner help find out?[NEWLINE]agent:  How you can qualify and apply for benefits and what happens if your application is approved[NEWLINE][BOUNDARY][NEWLINE]user: Is there information for Attorneys and third parties?[NEWLINE]agent: Yes there are some things you should know if you are an Advocate, Attorney, or Third Party Representative[NEWLINE]user: Yes I have an attorney helping me[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can SS provide valuable help to me?


user: Hello, can you tell me about the maximum family amount please?[NEWLINE]agent: Of course. Each family member may be eligible for a monthly benefit of up to 50 percent of your disability benefit amount. However, there is a limit to the amount we can pay your family.[NEWLINE]agent: Is the sum of the benefits payable on your account greater than the family limit?[NEWLINE]user: No, it isn't.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: So, what about benefits if my spouse collects a higher Social Security benefit than me?[NEWLINE]agent: In that case the spouse benefit amount will be permanently reduced by a percentage based on the number of months until his or her full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: I am very happy that the percentage is reduced, do not expect it, excellent surprise, can I read more about this so that it does not take me by surprise?[NEWLINE]agent: We have some available publications: Disability Benefits,  What You Need To Know When You Get Social Security Disability Benefits and How We Decide if You Still Have a Qualifying Disability[NEWLINE][BOUNDARY][NEWLINE]user: how do I know if I'm improving without really working and If I work do I lose benefits?[NEWLINE]agent: A lot of people would rather work than live on disability benefits. There are special rules that help you keep your cash benefits and Medicare while you test your ability to work, so you don't have to worry about losing benefits.[NEWLINE]user: what kind of rules are they so I can read more on them?[NEWLINE]agent: There are special rules that help you keep your cash benefits and Medicare while you test your ability to work.We call these rules " work incentives "[NEWLINE][BOUNDARY][NEWLINE]user: and what can cause my disability to get taken away if they review?


user: I am looking for information regarding what benefits my children may qualify for?[NEWLINE]agent: Do you qualify for Social Security disability benefits?[NEWLINE]user: No, not at this time[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What are the requirements for my children to qualify for benefits from my Social Security record?[NEWLINE]agent: If you qualify for Social Security disability benefits, your children may also qualify for benefits. Eligible children are classified as your biological child, adopted child or stepchild. Dependent grandchildren may also qualify[NEWLINE]user: What are the rules governing when children can receive benefits under my Social Security record?[NEWLINE]agent: The first rule is that your child must be unmarried[NEWLINE][BOUNDARY][NEWLINE]user: Are there any publications that I can view regarding benefits?[NEWLINE]agent: You can view the following publications; Disability Benefits, Benefits for Children and also What You Need To Know When You Get Social Security Disability Benefits[NEWLINE][BOUNDARY][NEWLINE]user: Is there any way that a child can receive benefits after the age of 18?


user: I would like to know about benefits for my spouse.[NEWLINE]agent: You want to know when benefits are payable to your spouse?[NEWLINE]user: No I do not need that information about benefits payable to my spouse.[NEWLINE]agent: Do you know if your spouse collects a higher Social Security based on their earnings record.[NEWLINE]user: No my spouse does not have a higher earnings record.[NEWLINE]agent: Is your spouse age 62 or older?[NEWLINE]user: Yes my spouse is over age 62.[NEWLINE]user: when will my spouses benefit be reduced?[NEWLINE]agent: The spouse benefit will be reduced by a percentage based on the number of months until their full retirement age.[NEWLINE]user: So the spouses retirement benefit will be reduced until reach full retirement age?[NEWLINE]agent: Yes, your spouse's retirement benefits will be reduced by a percentage based on number of months until their full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen if the sum of the benefits is greater than the family limit?


user: Just wanting to know about benefits for my husband[NEWLINE]agent: Would you like to know when benefits are payable to your husband?[NEWLINE]user: no, I'm looking for different things[NEWLINE]agent: Would you like to know at what age the benefits are payable?[NEWLINE]user: no, trying to look for when benefits start, stop and those kinds of things. mostly just looking for info[NEWLINE]agent: Is your husband age 62 or older?[NEWLINE]user: no he is not, I want to just look for other info on benefits[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Is there anything I can use to read up on benefits?[NEWLINE]agent: Yes, we have publications on topics such as Disability Benefits, Benefits For Children, What You Need To Know When You Get Social Security Disability Benefits, and others[NEWLINE][BOUNDARY][NEWLINE]user: can you tell me when benefits for our kids stop coming?[NEWLINE]agent: Yes, I can. Usually benefits stop when children reach age 18 unless they are disabled. But they will continue if the child is enrolled at a secondary or elementary school at age 18[NEWLINE][BOUNDARY][NEWLINE]user: Can we have something come up if my husband did some foreign work?


user: My wife is working under Social Security. I was wondering about what that means for my benefits.[NEWLINE]agent: Is your wife eligible for retirement benefits on her own record?[NEWLINE]user: Yes, she is.[NEWLINE]agent: In that case we will always pay that amount first, but if your wife's benefit that is payable on your record is a higher amount she will get a combination of benefits that equals that higher amount.[NEWLINE]user: Ah, now I get how it works. So if she gets a higher benefit, she'll receive an equal amount. Does that sound right?[NEWLINE]agent: Yes, that is correct.[NEWLINE][BOUNDARY][NEWLINE]user: I don't have an estimate of how much I will receive. Where do I get this?[NEWLINE]agent: You can go online with your personal my Social Security account or use our Benefit Calculators[NEWLINE][BOUNDARY][NEWLINE]user: When do the payments start?[NEWLINE]agent:  They are paid in the month following the month for which they 're due[NEWLINE][BOUNDARY][NEWLINE]user: Where can I find infromation how other payment may affect my disablitly benefits?[NEWLINE]agent: You can  refer to the following publications How Workers Compensation And Other Disability Payments May Affect Your Benefit  and Windfall Elimination Provision[NEWLINE][BOUNDARY][NEWLINE]user: What about medicare parts A and B?


user: What info do I need to calculate my benefits when affected by GPO?[NEWLINE]agent: are you estimating your your future spouse 's, widow 's, or widower 's benefits under the GPO?[NEWLINE]user: Yes I am[NEWLINE]agent: You will need two things: The estimated " gross " monthly amount of your pension from your government job not covered by Social Security. and The estimated monthly amount of your Social Security benefit as a spouse, widow, or widower before the effect of GPO.[NEWLINE][BOUNDARY][NEWLINE]user: How do I know what my spouse's benefit will be if I retire at full retirement age?[NEWLINE]agent: If your spouse already receives benefits  ask them what their benefit would be if it started at their full or normal retirement age. Divide this amount in half and round down to the nearest dollar.This is your estimated spouse 's benefit if you retire at full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: Another question for you regarding Medicare alone. Do I need to apply online?[NEWLINE]agent: no[NEWLINE]user: Can I sign up just for medicare?[NEWLINE]agent: you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later[NEWLINE][BOUNDARY][NEWLINE]user: Should I Sign Up For Medical Insurance (Part B)?[NEWLINE]agent:  When you sign up for Medicare, [47] you will be asked if you want to enroll in Medical insurance Part B[NEWLINE][BOUNDARY][NEWLINE]user: what does medicare pay for?[NEWLINE]agent: Medical insurance Part B helps pay for doctors services andmany other medical serAnyone who is eligible for free Medicare hospital insurance Part A can enroll in Medicare medical insurance Part B by paying a monthly premium[NEWLINE][BOUNDARY][NEWLINE]user: Will i be asked if I want to enroll in part b?


user: Hello, i need information about benefit calculations under GPO, please?[NEWLINE]agent: Would you iclude your spouse or widow in the calculation?[NEWLINE]user: No i wouldn't.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Lets say i take my spouse in account, what woud i need?[NEWLINE]agent: Well, you'll need two things[NEWLINE][BOUNDARY][NEWLINE]user: And what about[NEWLINE]agent: In that case[NEWLINE][BOUNDARY][NEWLINE]user: what about[NEWLINE]agent: please read[NEWLINE][BOUNDARY][NEWLINE]user: What about[NEWLINE]agent: You can call to our toll free number[NEWLINE][BOUNDARY][NEWLINE]user: Now, if


user: Can you help me with calculating my spouse's benefits?[NEWLINE]agent: Of course. First, find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: Will it also affect my benefits as a widow?[NEWLINE]agent: Yes, it will affect your benefits as well.[NEWLINE][BOUNDARY][NEWLINE]user: I'm still interested in learning more about the benefits planner. When will I be able to increase my salary for a delayed retirement?[NEWLINE]agent: Have you reached full retirement age?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What 's the best time to start your retirement benefits?[NEWLINE]agent:  We 're not recommending that you start at age 62, your full retirement age, age 70, or any age in between[NEWLINE][BOUNDARY][NEWLINE]user: Do I need to sign up?


user: Hello and good afternoon. I was told that i would probably be eligible to receive a government pension, so i wanted to know if that could affect my eligibility for a social security retirement benefit, please?[NEWLINE]agent: Are you currently having a benefit based on your spouse's earnings?[NEWLINE]user: No, i'm not having any of that right now.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Is any other way apart from this i can get information about that?[NEWLINE]agent: Yes, no problem. You can call to any of our toll free numbers or if you like, contact directly your local Social Security office.[NEWLINE]user: Ah, i see, I have a kinda of hearing disability so, any of those numbers is useful to me in that regard?[NEWLINE]agent: Sure. For that kind of issues, you can call our TTY number. It's specifically designed for people with that kind of disability.[NEWLINE]user: Ok, i'll look into that asap. Say, if i decide to retire early, i mean before my age of retirement, woud be any effect on my benefit?[NEWLINE]agent: Well, i'm afraid it has. If you do that, the benefit amount you receive as spouse will be obviously reduced, based mainly on your date of birth. This reduction could reach up to 30 percent.[NEWLINE][BOUNDARY][NEWLINE]user: Um, that's something to think about. Hey, and how can i get a more accurate estimate on the effect of my government pension over my benefits?[NEWLINE]agent: Well, you can use the Calculate Your Benefits section and get a more accurate amount. For that, you'll need to enter your estimated gross monthly amount of the government pension and use your most recent estimate to determine your estimated retirement benefit.[NEWLINE]user: Um, looks like something heavy. Did you say i need to use my most recent estimate, isn't?


user: Hi. I am looking for help with my government pension.[NEWLINE]agent: Are you looking to caluculate your benefits or your spouse's benefits?[NEWLINE]user: No, that's not what I need.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can I get help on learning about retirement before full retirement age?[NEWLINE]agent: Yes. If you retire before 62, your benefits will be reduced.[NEWLINE]user: By how much will it be reduced?[NEWLINE]agent: The maximum reduction at age 62 is 30%.[NEWLINE][BOUNDARY][NEWLINE]user: What do you need to help estimate the benefits?[NEWLINE]agent: You will need to submit the estimated "gross" from your pension not covered by Social Security.[NEWLINE][BOUNDARY][NEWLINE]user: Can I get a more accurate estimate?


user: How does it affect benefits if I work, too?[NEWLINE]agent: Are hour spouse's benefits higher than yours?[NEWLINE]user: Yes, his benefits are higher than mine.[NEWLINE]agent: Your benefits will affect your spousal benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a number I can call to get more information?[NEWLINE]agent: Absolutely! 1 - 800 - 772 - 1213[NEWLINE]user: How Do I Apply If I Don't Live in the U.S?[NEWLINE]agent: If you do not live in the U.S. or one of its territories you can also do this by contacting the nearest U.S. Social Security office, U.S. Embassy or consulate.[NEWLINE][BOUNDARY][NEWLINE]user: How much will I receive if I go into retirement earlier?[NEWLINE]agent: Between age 62 and your full retirement age, the amount will be permanently reduced by a percentage based on the number of months up to your full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Can I get benefits for my spouse?


user: Can I have more information?[NEWLINE]agent: Are you a widow or widower?[NEWLINE]user: no i am not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is a GPO?[NEWLINE]agent: If you want to know if you meet the requirements for an exemption  please read the " When wo n't my Social Security benefits be reduced[NEWLINE][BOUNDARY][NEWLINE]user: Is there a way to calculate my benefits?[NEWLINE]agent: please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing, call our TTY number at 1 - 800 - 325 - 0778[NEWLINE][BOUNDARY][NEWLINE]user: How do I know if iam exempt from the offset?[NEWLINE]agent: f you want to know if you meet the requirements for an exemption please read the " When wo n't my Social Security benefits be reduced?[NEWLINE][BOUNDARY][NEWLINE]user: I am hard hearing, is there a special number to call?[NEWLINE]agent: please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing, call our TTY number at 1 - 800 - 325 - 0778 or contact your local Social Security office[NEWLINE][BOUNDARY][NEWLINE]user: What is it based on?


user: How do I calculate my benefits?[NEWLINE]agent: To estimate your future spouse 's, widow 's, or widower 's benefits under the GPO  you need two things :   The estimated " gross " monthly amount of your pension from your government job not covered by Social Security.[NEWLINE]user: Is that all of the information I need?[NEWLINE]agent: you need two things :s   The estimated " gross " monthly amount of your pension from your government job not covered by Social Security The estimated monthly amount of your Social Security benefit as a spouse, widow, or widower before the effect of GPO[NEWLINE][BOUNDARY][NEWLINE]user: I do not have access to my spouses records, can you help?[NEWLINE]agent: please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing, call our TTY number at 1 - 800 - 325 - 0778  or contact your local Social Security office[NEWLINE][BOUNDARY][NEWLINE]user: What ages are benefits available?[NEWLINE]agent: No matter what your full retirement age or normal retirement age is you may start receiving benefits as early as age 62 or as late as age 70.[NEWLINE][BOUNDARY][NEWLINE]user: How do I find out what the reduction amount are when taking early retirement benefits?[NEWLINE]agent: The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $1,000 at full retirement age.  Just select your year of birth to find out how much your benefit would be reduced if you took early retirement.[NEWLINE][BOUNDARY][NEWLINE]user: What is full retirement age?


user: Hi. I'm trying to learn about a GPO.[NEWLINE]agent: Are you looking to learn about government employment pensions?[NEWLINE]user: Yes, I'm trying to learn more about it.[NEWLINE]agent: Okay. If you are receiving benefits from your spouse's record, it may be less, and this is called a GPO.[NEWLINE][BOUNDARY][NEWLINE]user: How do I know if I am eligible for Social Security?[NEWLINE]agent: There is a calculator that can help. You will need to have your estimated gross not covered by Social Security.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about benefits for my family. Where do I go to find more information?[NEWLINE]agent: For more information, please visit "Benefits For Your Family."[NEWLINE][BOUNDARY][NEWLINE]user: Will a U.S. Embassy be able to help me if I don't live in the U.S. anymore?[NEWLINE]agent: Yes, a U.S. Embassy or Consulate can provide you with more help on the matter.[NEWLINE][BOUNDARY][NEWLINE]user: Even if I don't qualify for benefits on someone else's record, can a family member still qualify for benefits on my record?


user: Can I get benefits if I retire early?[NEWLINE]agent: I will be glad to answer that for you. If you will receive a pension for work not covered by Social Security such as government employment[NEWLINE]agent: Does that make sense?[NEWLINE]user: No I am confused[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How can I estimate how much my spouse and I will get?[NEWLINE]agent:  ask them what their benefit would be if it started at their full or normal retirement age[NEWLINE][BOUNDARY][NEWLINE]user: Can  I have more infomration[NEWLINE]agent: please call our toll free number at 1 - 800 - 772 - 1213 If you are deaf or hard of hearing, call our TTY number at 1 - 800 - 325 - 0778[NEWLINE][BOUNDARY][NEWLINE]user: I understand, and in the event that I am someone divorced, would I get more or better benefits?[NEWLINE]agent: Yes. If you fulfill the requirements, you get an additional amount on your ex-spouse's record so that the combination of benefits equals that higher amount.[NEWLINE]user: Damn. If I had known that, I wouldn't have divorced him so early. I would have gotten a higher amount, right?[NEWLINE]agent: Correct. You would have gotten an additional amount on your ex-spouse's record.[NEWLINE]user: But only if the benefit on my ex-husbands record is higher, yes?


user: I'm confused about this thing Government Pension Offset and I'd like to clear it up.[NEWLINE]agent: Will you be receiving a pension for work not covered by Social Security such as government employment?[NEWLINE]user: No that isn't my situation.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How does one calculate their benefits?[NEWLINE]agent: Is it an estimate amount that you are looking for?[NEWLINE]user: Yes[NEWLINE]agent: To estimate your future spouse's, widow's, or widower's benefits under the GPO, you need two things:- the estimated "gross" monthly amount of your pension from your government job not covered by Social Security.- the estimated monthly amount of your Social Security benefit as a spouse, widow, or widower before the effect of GPO[NEWLINE][BOUNDARY][NEWLINE]user: Can I calculate an approximate amount for my spouse who already has his estimate?[NEWLINE]agent: Are you wanting to find the estimated amount of the retirement benefit your spouse would be eligible to receive at when they officially retire?[NEWLINE]user: Yes exactly.[NEWLINE][BOUNDARY][NEWLINE]agent: You will need the estimated monthly amount of your Social Security benefit as a spouse, widow, or widower before the effect of GPO.[NEWLINE][BOUNDARY][NEWLINE]user: And will that affect my spouse's totals?


user: how do I get an estimate of what my wife will get in benefits?[NEWLINE]agent: Did you want to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age?[NEWLINE]user: yes that's exactly what I'm looking for[NEWLINE][BOUNDARY][NEWLINE]agent: If your wife already receives benefits ask her what her benefit would be if it started at her full or normal retirement age. Divide this amount in half and round down to the nearest dollar.  This is your estimated wife's benefit if you retire at full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: will my spouse's earnings affect my benefits?[NEWLINE]agent: Are you eligible for a higher benefit based on your spouse's earnings?[NEWLINE]user: yes[NEWLINE]agent: It will affect your benefits as a spouse[NEWLINE][BOUNDARY][NEWLINE]user: I see that I have another query about the Online Calculator. What if I count as a survivor and it has an effect on something?[NEWLINE]agent: It could, yes. In that case, your full retirement age for survivor benefits may change.[NEWLINE]user: Ok, ok. Going back to the calculator, i which proportion should i enter my earnings on that tool?


user: I want to calculate some benefits[NEWLINE]agent: Did you want to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age?[NEWLINE]user: no I was looking for something else[NEWLINE]agent: Did you want to know how to do the calculations?[NEWLINE]user: no I don't know some of the numbers I would probably need[NEWLINE][BOUNDARY][NEWLINE]agent: You won't be able to get a good estimate of the benefits if you don't know some of those numbers.[NEWLINE][BOUNDARY][NEWLINE]user: Is it allowed for my wife and I both apply on retirement benefits at the same time?[NEWLINE]agent: In that case, we would also check your eligibility for spousal benefits.[NEWLINE]user: What if she starts receiving her benefits before I get mine?[NEWLINE]agent: We would still check your eligibility for spousal benefits and if you are eligible, your application would automatically serve as a request for these benefits.[NEWLINE][BOUNDARY][NEWLINE]user: What are the next steps after I apply?[NEWLINE]agent: You could find out if members of your family are eligible for benefits. Are you interested in this information?[NEWLINE]user: Yes, this information would be helpful.[NEWLINE]agent: This information can be very important for you, because members of your family could qualify for benefits on your record, even if you do not qualify for benefits on someone else's record.[NEWLINE][BOUNDARY][NEWLINE]user: At what do you qualify for Medicare?


user: Hello, i was told i would need some documents to prove my child's citizenship. Is that right?[NEWLINE]agent: That's right. If you haven't established the child's U.S citizenship, then you'll need to prove it to us.[NEWLINE]user: Do you mean, i had to establish that time ago?[NEWLINE]agent: That's correct. If you didn't, then you need to provide a proof of the child's U.S citizenship. In that regard, we only accept certain documents in order to verify that, such as a U.S birth certificate or a U.S passport.[NEWLINE]user: So, that documentation is something i must show to you if i hadn't done before.[NEWLINE]agent: That's correct. The procedure only apply if you didn't before.[NEWLINE]agent: By any case, you don't have the documentation?[NEWLINE]user: Yeah, i don't have it right now.[NEWLINE]agent: Not a problem. we can accept other documents, such as a state issued non driver identification card or a Adoption decree, if that's the case.[NEWLINE]user: To get the thing pretty clear. I only need the documentation if my child's citizenship has not been established yet, isn't?[NEWLINE]agent: Totally correct. Just necessary in that case.[NEWLINE][BOUNDARY][NEWLINE]user: And what about in case the card is stolen or lost?


user: Hey there. I was wondering which documents I need. I'm a bit confused.[NEWLINE]agent: No problem. First of all, you will need a document proving the citizenship.[NEWLINE]agent: Have you NOT established your child's U.S. citizenship with us before?[NEWLINE]user: Yes, I haven't done that yet.[NEWLINE]agent: In that case we need to see proof of U.S. citizenship. We can accept only certain documents as proof of U.S. citizenship. These include a U.S. birth certificate or U.S. passport.[NEWLINE]user: What if I'm not a U.S. citizen?[NEWLINE]agent: Well, then Social Security will ask to see a current DHS document. A  I-551 Permanent Resident Card would be an acceptable document.[NEWLINE]user: And what if I don't have such a document available?[NEWLINE]agent: We may then accept the child's state issued non-drivers identification card or an adoption decree.[NEWLINE]user: Oh, so an adoption decree would also work?[NEWLINE]agent: Yes, that is correct.[NEWLINE]user: Does Social Security require a proof of identity?


user: What original documents do I need to show the office?[NEWLINE]agent: You need proof of citizenship.[NEWLINE]user: What happens if I have not already established my child's U.S. citizenship?[NEWLINE]agent: You will need to see proof of citizenship and we can only accept certain documents which include U.S. birth certificate or U.S. passport.[NEWLINE]user: I'd like to know if you consider the U.S birth certificate of  my child to prove their citizenship?[NEWLINE]agent: Yes, that is a valid form you must submit as long as it shows their birth before age 5.[NEWLINE]user: What happens if I can't find their U.S. state issued birth certificate?[NEWLINE]agent: If you don't have this in your possession will need to see other documentation such as the child's passport to prove their age.[NEWLINE]user: Can I use a birth certificate as proof of identity for my child?[NEWLINE]agent: No, social security needs more than a date of birth to verify their identity.[NEWLINE][BOUNDARY][NEWLINE]user: What exceptions are made for verifying birth records to obtain social security for my child?