user: I want a loan discharge please[NEWLINE]agent: Okay, you can first learn more about false certification discharge to see whether you might qualify[NEWLINE][BOUNDARY][NEWLINE]user: where can I apply for a discharge if I didn't get anything from the training?[NEWLINE]agent: You would apply for a Loan Discharge Application: False Certification Ability to Benefit[NEWLINE][BOUNDARY][NEWLINE]user: can I appeal if denied?[NEWLINE]agent: You may ask the U.S. Department of Education to review the denial[NEWLINE][BOUNDARY][NEWLINE]user: That's a boomer, I believe. But, oh well. Returning to the previous query of how much redemption could be worth, you said it could be up to $17,500, correct? What do I need to do to be considered for that?[NEWLINE]agent: Are you a qualified full time mathematics or science teacher who taught students at the secondary school level?[NEWLINE]user: Yeah, i was teaching science.[NEWLINE]agent: Excellent, then you can be eligible to get a forgiveness up to $17,500.[NEWLINE][BOUNDARY][NEWLINE]user: Nice, nice. Thanks for that info. Look, i have this doubt. Lets say i already have a loan but i fell on default. That would affect my chances for forgiveness?


user: Who do I make a student loan payment to?[NEWLINE]agent: It is very simple, all you have to do is work with your federal loan servicer.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know where to send your student loan payment?[NEWLINE]user: No, I have no idea who to send my student loan payment to.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Where do send my other loan servicer payments?[NEWLINE]agent: You would need to find your loan servicer contact info they sent to you.[NEWLINE]user: Is there any discounts to have automatic debit with Direct Loans?[NEWLINE]agent: Yes, you can get a.25% interest rate deduction if you have automatic debit.[NEWLINE][BOUNDARY][NEWLINE]user: I would like to inquire about Automatic Suspension of Monthly Payments as a Result of the COVID-19 National Emergency? How long will the payment suspension due to Covid-19 last?[NEWLINE]agent: They began on March 13th, 2020 and will end on September 30th 2020.[NEWLINE][BOUNDARY][NEWLINE]user: How can I avoid defaulting on my loan?


user: If I want to make a Student Loan Payment, how do I go about this?[NEWLINE]agent: This is a very simple process that can be done at any time. You should start by consulting your federal loan servicer[NEWLINE][BOUNDARY][NEWLINE]agent: Are you fully aware of where to send your student loan payments?[NEWLINE]user: Yes, I'm fairly sure, thanks[NEWLINE]agent: Just to let you know, all the billing aspects of your student loan are looked after by your student loan servicer. Your servicer will help you if you assistance in making any payments[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to learn more about the different types of repayment plans that are available. Can you tell me more about the different types of repayment plans that are available?[NEWLINE]agent: Actually, besides for paying off your loan, there is also a possibility of having your student loan forgiven as well.[NEWLINE][BOUNDARY][NEWLINE]user: Ok thanks, regarding the payment to other loan providers, how can I make a payment to the Direct Loan Program?[NEWLINE]agent: Yes there is, you will receive a 0.25% interest rate deduction if you set up an automatic direct debit to your Direct Loan[NEWLINE]user: Is there any way to know who is my loan servicer so that we can discuss the repayment plans that I should get?[NEWLINE]agent: very easy call the FSAIC Federal Student Aid Information Center at 1 - 800 - 433 - 3243.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible to make a payment on a Great Lakes or Nelnet Loan without using the FSA website?[NEWLINE]agent: It could happen that we cannot accept a payment to this loan due to your account status. If you'd prefer, you can always make a payment on your servicer's website, all you need to do is log in to your Great Lakes or Nelnet account online[NEWLINE][BOUNDARY][NEWLINE]user: Are there any bonuses available to me if I set up regular payments to my Direct Loan?[NEWLINE]agent: Yes, a bonus is available, please consult the website to find out more[NEWLINE]user: How do I make a payment to Other Loan Servicers?


user: I need a bit of help making a payment to my Student Loan, I wonder if you could help me?[NEWLINE]agent: It's very easy to make a payment to your Student Loan, firstly, the best place to start is by contacting your loan servicer[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know where to send payments to?[NEWLINE]user: I'm really not sure, I haven't done this before[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any bonuses available to making regular payments to my Direct Loan through other loan servicers?[NEWLINE]agent: Yes, there is a bonus, if you would like further information, I can direct you where to go[NEWLINE]user: Is there any incentive for me to set up a direct debit to make payments to my Direct Loan with Other Loan Servicers?[NEWLINE]agent: If you set up a direct debit you will receive a 0.25% interest rate deduction on your Direct Loan[NEWLINE][BOUNDARY][NEWLINE]user: I have another concern about the COVID-19 National Emergency's Monthly Payments. How long will the payment suspension due to Covid-19 last?[NEWLINE]agent: They began on March 13th, 2020 and will end on September 30th 2020.[NEWLINE][BOUNDARY][NEWLINE]user: How can I avoid defaulting on my loan?


user: Is it easy to make a student loan payment?[NEWLINE]agent: It is very easy to pay toward your student loan at any time and you can get started by working with your federal loan servicer.[NEWLINE][BOUNDARY][NEWLINE]agent: Did your loan servicer get in contact with you to where you send the loan payments?[NEWLINE]user: No, they did not yet send me the information.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me if I can make Great Lakes or Nelnet payments on your site now?[NEWLINE]agent: Yes, we are now accepting payments for student loans that are serviced by Great Lakes or Nelnet and you can go to your dashboard to find it.[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing to mention about Student Loan Payments. That's something I don't like. What can you tell me about the recertification process?[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to recertify your income-driven repayment plan?[NEWLINE]user: Yes, please tell me more about that.[NEWLINE]agent: Enrollment in an income-driven repayment plan is good for one year. Before the year is over, you need to recertify your income and family size to stay on the plan.[NEWLINE]agent: Can you NOT afford your current income-driven payments because you've had a drop in income?[NEWLINE]user: Yes, unfortunately.[NEWLINE]agent: Then you can recertify early to have your new income taken into account right away.[NEWLINE][BOUNDARY][NEWLINE]user: I see. How do I provide relief to student loan borrowers during the COVID-19 national emergency?


user: my student loan payments are due[NEWLINE]agent: It’s simple to pay toward your student loan at any time. You can get started by working with your federal loan servicer.[NEWLINE][BOUNDARY][NEWLINE]agent: Did you need information about where to send your payments?[NEWLINE]user: no, I'm ready to pay[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: can you help with Great Lakes loans?[NEWLINE]agent: yes, or you can log in to your Great Lakes account to pay on your servicer's website[NEWLINE][BOUNDARY][NEWLINE]user: how do I find a Great Lakes loans contact info?[NEWLINE]agent: I can link you to a page to help you Find Your Loan Servicer's Contact Info[NEWLINE][BOUNDARY][NEWLINE]user: Also, I'd like to learn more about Automatic Monthly Payment Suspension. How long will payments be suspended as a result of COVID-19?[NEWLINE]agent: They began on March 13th, 2020 and will end on September 30th 2020.[NEWLINE][BOUNDARY][NEWLINE]user: How can I avoid defaulting on my loan?


user: I am looking to make a Student Loan Payment, is this an easy process and what is involved?[NEWLINE]agent: This is indeed an easy process, you make a payment to your Student Loan at any time, you need to contact your federal loan servicer to get this process started[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know where to send payments to regarding your student loan?[NEWLINE]user: I think I do, but is there anything else I should know?[NEWLINE]agent: Your Student Loan is handled by your student loan servicer. They will help you if you wish to make a payment to the loan[NEWLINE][BOUNDARY][NEWLINE]user: Another query concerning Temporary Relief. For instance, could you tell me something about deferment and forbearance?[NEWLINE]agent: Yes. You can learn more about deferment and forbearance on our website.[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing, about interest rate deduction. Is there any benefit of getting a Direct Loan in terms of repayment?[NEWLINE]agent: If you have a Direct Loan, you can avail of a 0.25% interest rate deduction if you make payments by way of an automated direct debit[NEWLINE][BOUNDARY][NEWLINE]user: I'm hoping to find a payment option? I've failed to make at least one loan payment?[NEWLINE]agent: contact your loan servicer to find out your options.[NEWLINE][BOUNDARY][NEWLINE]user: It is interest rate deduction a bonus that is unique to Direct Loans?[NEWLINE]agent: Yes, as mentioned, this bonus is there for those who make payments to their Direct Loan by way of automated direct debits[NEWLINE][BOUNDARY][NEWLINE]user: Is the process for making payments different if I have a Great Lakes or Nelnet loan?[NEWLINE]agent: The process is basically the same as any loan, payments are now being accepted for Great Lakes and Nelnet loans. You can find more information on this on your account dashboard[NEWLINE]user: Is there any other way for me to make a payment to my Great Lakes or Nelnet loan?


user: I am looking to make a student loan payment, can you tell me how this works?[NEWLINE]agent: It is very easy to make payments at any time, you should contact your federal loan servicer to get this process underway[NEWLINE][BOUNDARY][NEWLINE]agent: When making a payment to your student loan, do you know where to send the payment?[NEWLINE]user: No, I'm not aware of this, can you help me?[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any incentive for me to make a payment to other loan servicers?[NEWLINE]agent: Yes, there is a bonus available if you agree to regular payments[NEWLINE]user: I still have a query about repayment of student loans. Is there really a six-month grace period?[NEWLINE]agent: Yes, you have a six-month grace period before you have to start paying back your student loans and nine months if you have a Perkins Loan.[NEWLINE][BOUNDARY][NEWLINE]user: What loan servicers are used to make payments to?[NEWLINE]agent: The US Depatment of Education has many loan servicers that handle the billing and other services on loans for William D. Ford Federal Direct Loan and for loans that will made under FFEL and ED purchased.[NEWLINE]agent: Did you set up automatic monthly debit payments for your loan from your checking or savings?[NEWLINE]user: No, I have not set up automatic payments.[NEWLINE]agent: Do you send your payment by mail?


user: What does it mean to make a student loan payment?[NEWLINE]agent: It's easy to pay off your student loan at any time. Start by working with your federal loan servicer.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know where to send payments?[NEWLINE]user: thanks but the question doesn't apply to me[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is important to keep in mind when I find my loan manager's contact information?[NEWLINE]agent: Never miss a payment. Sign up for automatic debit through your federal loan manager so that your payments are automatically taken from your bank account[NEWLINE]user: This brings up the subject of Student Loan Payments. That's something I don't like. What can you tell me about the re-certification process?[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to recertify your income-driven repayment plan?[NEWLINE]user: Yes, please tell me more about that.[NEWLINE]agent: Enrollment in an income-driven repayment plan is good for one year. Before the year is over, you need to recertify your income and family size to stay on the plan.[NEWLINE]agent: Can you NOT afford your current income-driven payments because you've had a drop in income?[NEWLINE]user: Yes, unfortunately.[NEWLINE]agent: Then you can recertify early to have your new income taken into account right away.[NEWLINE][BOUNDARY][NEWLINE]user: I see. How do I provide relief to student loan borrowers during the COVID-19 national emergency?


user: Hi, I need to start making payments on my student loan but am unsure how to do this, could you please help.[NEWLINE]agent: That's great that you want to start repaying your loan. It is easy to make payments on your loan at any time. To get started contact your federal loan servicer and they will help you.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know where to send your payments to?[NEWLINE]user: No, I don't know.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can I make a payment through Great Lakes or Nelnet?[NEWLINE]agent: Yes it is now possible for you to make payments to Great Lakes or Nelnet.[NEWLINE][BOUNDARY][NEWLINE]user: If I don't want to use Great Lakes or Nelnet is it possible to make a payment with another loan servicer?[NEWLINE]agent: Yes you can. You can also get a 0.25% interest rate deduction when you  participate in automatic debit.[NEWLINE][BOUNDARY][NEWLINE]user: Well I am having trouble making my loan payment. What can I do when I am having trouble making my federal student loan payments?[NEWLINE]agent: The section Trouble Making Your Federal Student Loan Payments  will provide the information on what to do if you are having trouble making your student loan payments.[NEWLINE][BOUNDARY][NEWLINE]user: I am having trouble making payments, what can I do?


user: Hey there. I'm looking some help about how to fill in a correct way the application for federal student aid.[NEWLINE]agent: sure, we can help you to go through it.[NEWLINE]agent: Are you ready to start filling your fafsa form right now?[NEWLINE]user: No yet, I'm just consulting to know what to do when the time comes to fill the form.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Alright, thanks. Do I need any particular condition or use any particular thing when I fill the form?[NEWLINE]agent: Not really. But if you use to have pop-up blocker in your browser, make sure it allow you to see the pop-ups from fafsa.ed.gov[NEWLINE][BOUNDARY][NEWLINE]user: Do you bring any special tool or something?[NEWLINE]agent: Yes, you can use some free tools like those we offer you.[NEWLINE][BOUNDARY][NEWLINE]user: Another question related to Free Application for Federal Student Aid, what is the next step, after the submission of application form?[NEWLINE]agent: We can help you with what happens after you submit your FAFSA form.[NEWLINE]user: And how do I check the status of my FAFSA form?


user: Can you help me review what I need to do with my FAFSA form?[NEWLINE]agent: Sure, we can review what you have to do.[NEWLINE]user: I am ready to fill out my FAFSA form now.[NEWLINE]agent: Then you should get started![NEWLINE][BOUNDARY][NEWLINE]user: I would like to explain in detail I would not want to do something wrong and have to repeat it. How should I fill in the dependency status questions on my form?[NEWLINE]agent: You are not a veteran if you 1 have never engaged in active duty including basic training in the U.S. armed forces, 2 are currently a Reserve Officers Training Corps ROTC student or a cadet or midshipman at a service academy, 3 are a National Guard or Reserves enlistee activated only for state or training purposes, or 4 were engaged in active duty in the U.S. armed forces but released under dishonorable conditions and should answer with "no".[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm a dependent student?[NEWLINE]agent: Then you will report your and your parents information.[NEWLINE][BOUNDARY][NEWLINE]user: What if I answered "No" to all questions?[NEWLINE]agent: Did you answer "no" to all questions?


user: I am not sure what to expect when I fill out my FAFSA form.[NEWLINE]agent: Then we shall review what to expect when filling out the FAFSA form.[NEWLINE]agent: Are you ready to fill out your FAFSA form now?[NEWLINE]user: Yes, I am ready to fill it out now.[NEWLINE]agent: Let's move ahead and go for it![NEWLINE][BOUNDARY][NEWLINE]user: I'm having trouble watching the Federal Student Aid Video on your website. Do you know about this video to learn about federal grants, loans, and work-study jobs? So, what do I do now?[NEWLINE]agent: Try clicking on the link that says, "view accessible version".[NEWLINE][BOUNDARY][NEWLINE]user: Good to know, I also need financial information about what can I do if I have a sudden change in my financial situation since I made my tax return?[NEWLINE]agent: Complete the FAFSA questions as required and submit the form and then get in contact with the school and talk to the financial aid about your situation.[NEWLINE][BOUNDARY][NEWLINE]user: When can I expect to hear from my colleges about my financial aid package?[NEWLINE]agent: When can I expect to hear from my colleges about my financial aid package?[NEWLINE]user: I am looking to determine my dependency status in regards to federal student aid, do you require information regarding myself and my parents for this?[NEWLINE]agent: Yes you would need to report yours and your parents information on the application.[NEWLINE][BOUNDARY][NEWLINE]user: If I am a dependent student do I report my parents info on the FAFSA form also?[NEWLINE]agent: Yes, you will need to report your parent info and you can visit our page on reporting parent information to find out who counts as your parent and what to do if you don't live with your parents, and what to do if you do not have access to their financial info.[NEWLINE][BOUNDARY][NEWLINE]user: How many schools can I list on my FAFSA and will each school receive my info?


user: I need to know more about the FAFSA form.[NEWLINE]agent: Sure, we can help you know what to expect.[NEWLINE]user: I think I'm ready to do it now, how can I access the form?[NEWLINE]agent: Just go to the website and click the Fill Out the FAFSA button on the home page.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know what is the deadline for each university? And what is the deadline for submitting the FAFSA form?[NEWLINE]agent: Unfortunately I don't have college deadlines as each college has its own deadlines. Check with the collect you are interested in attending. You may also want to ask the college about its definition of an application deadline.[NEWLINE]agent: Do you mean the date your FAFSA form is processed or the date the college receives your processed FAFSA data?[NEWLINE]user: The date the college receives my processed FAFSA data.[NEWLINE][BOUNDARY][NEWLINE]user: Why do I have to meet the FAFSA deadlines?[NEWLINE]agent: By completing the Free Application for Federal Student Aid (FAFSA) form allows you to be considered for federal student aid and in addition states and colleges use FAFSA information to award their own grants, scholarships and loans. Aid is usually limited so you have to meet the deadlines.[NEWLINE][BOUNDARY][NEWLINE]user: Do States also have deadlines?


user: I need help with the fafsa application[NEWLINE]agent: I can help you go over the FAFSA form[NEWLINE]user: do I just fill it out and then what?[NEWLINE]agent: Yes, fill it out and then I can help you if you have any questions.[NEWLINE][BOUNDARY][NEWLINE]user: What steps should I take after completing the FAFSA application form? How do I check the status of my application?[NEWLINE]agent: We can help you with what happens after you submit your FAFSA form.[NEWLINE]user: And how do I check the status of my FAFSA form?


user: Hi, I wonder if you could help, I am currently completing the FAFSA form but I'm not fiully sure what I have to do, could you help me?[NEWLINE]agent: I will go through everything with you to let you know what information is expected on this form[NEWLINE]agent: Are you able to fill information on your FAFSA form now?[NEWLINE]user: Yes, I have the form here in front of me[NEWLINE]agent: Ok, let's proceed![NEWLINE][BOUNDARY][NEWLINE]user: Another point to consider relating to Federal Student Aid, what are the different forms of federal grants available?[NEWLINE]agent: There are Pell Grants, Federal Supplemental Educational Opportunity Grants, Teacher Education Assistance for College and Higher Education TEACH Grants, and Iraq and Arghanistan Service Grants available for college.[NEWLINE][BOUNDARY][NEWLINE]user: What if the student or parent on the FAFSA form said that they were married in 2018, but that marriage is no longer valid?[NEWLINE]agent: In a case like this, the spousal income information needs to be subtracted[NEWLINE][BOUNDARY][NEWLINE]user: Another concern about the FAFSA. What if the information on my Student Aid Report is incorrect?[NEWLINE]agent: There will be a space on your SAR where you can write in any corrections.[NEWLINE][BOUNDARY][NEWLINE]user: Is there anything else to Creating an FSA ID? What happens when I use my FSA ID to access my FAFSA form?


user: If I am unsure of what to do when completing the FAFSA form, is there somewhere I can get help with it?[NEWLINE]agent: I will go through with you now the information that is needed on the form[NEWLINE]agent: Are you in a position to complete the FAFSA form now?[NEWLINE]user: Yes, I have it to hand as we speak[NEWLINE]agent: Ok, let's get started[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing about FAFSA. Can I get assistance with the FAFSA application process before I start?[NEWLINE]agent: Yes, we can help you with the FAFSA process before you begin.[NEWLINE]user: Could you please tell me if I can get assistance on the website when filling out my FAFSA form?[NEWLINE]agent: There are free tools available on the website to help you with completion[NEWLINE][BOUNDARY][NEWLINE]user: About the types of financial aid, can my state government provide me with any financial aid?[NEWLINE]agent: Yes. Your state government is another source for financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: Also, i need to know more about creating an FSA ID, what relevant information is needed when creating the FSA ID?[NEWLINE]agent: You need to take care when entering your name and Social Security number exactly as they appear on your Social Security Card[NEWLINE][BOUNDARY][NEWLINE]user: What type of financial information is sought when completing the FAFSA form?[NEWLINE]agent: The form will look for information on cash at hand, any savings and checking accounts that you may have. Information will also be sought on stocks and bonds. You will be asked about real estate, but excepting the home in which you live. Any business and farm assets will be sought from you and your parents if you are a dependent student[NEWLINE][BOUNDARY][NEWLINE]user: Is there any advantage to me for setting up an FSA ID before I begin?


user: I'm unsure about completing a FAFSA form, is there any information that you could give me?[NEWLINE]agent: I can review all aspects of what is needed with you if you have a few moments?[NEWLINE]agent: Have you got the FAFSA form with you currently and are you able to complete it as we speak?[NEWLINE]user: Ye, I have the form here beside me[NEWLINE]agent: Ok, let's proceed![NEWLINE][BOUNDARY][NEWLINE]user: Could you please elaborate on what information should I update on my FAFSA form?[NEWLINE]agent: You must update anything that changes your dependency status, for example, you are now pregnant or under legal guardianship, except for a change in your marital status[NEWLINE][BOUNDARY][NEWLINE]user: Where can I find the most recent FASFA form on the website?[NEWLINE]agent: When you go online, you select the Fill Out the FAFSA button on the home page and then follow the instructions on the screen[NEWLINE][BOUNDARY][NEWLINE]user: If I do find a mistake that needs to be corrected, how would I get an updated copy of my SAR?[NEWLINE]agent: You can contact the Federal Student Aid Information Center at 1-800-4-FED-AID and request to have a copy mailed to you.[NEWLINE][BOUNDARY][NEWLINE]user: What is the first step in completing the FAFSA form, after locating the FAFSA form online?[NEWLINE]agent: After going to fafsa.gov, you will be given the option of entering your FSA ID or either to enter your name, date of birth and SSN[NEWLINE][BOUNDARY][NEWLINE]user: When automatically transferring my Tax information on the FAFSA form, can I choose to import all my information into the FAFSA form?[NEWLINE]agent: You can choose this, and if you do, you will see "Transferred from the IRS" displayed in the relevant field rather than your tax information. No changes can be made to that information[NEWLINE][BOUNDARY][NEWLINE]user: Is there anything different that I need to do if I am a dependent student?


user: Can you assist me with filling out my FAFSA form?[NEWLINE]agent: Of course. Let's review what to expect.[NEWLINE]agent: Are you ready to fill out your FAFSA form now?[NEWLINE]user: No, I need to know a few things first.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm a dependent student?[NEWLINE]agent: Then you'll need to report parent information on your FAFSA form. Visit our page on reporting parent information to find out who counts as your parent, what to do if you don't live with your parents, and what to do if you don't have access to your parents financial information.[NEWLINE][BOUNDARY][NEWLINE]user: Now for FAFSA Deadlines. That's right. I suppose it's similar in some ways to those from college, right?[NEWLINE]agent: Pretty much. As possibly you already guessed, each college has its own deadline. You'll have to check that out with you favorite college. Something else you should do is to ask your college about its definition of an application deadline.[NEWLINE]agent: Do you know what date has any college of your interest for your FAFSA form.[NEWLINE]user: No, i really don't have any idea.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: You said before that state deadlines should be checked by academic year, isn't? Are there deadlines for year 2020-2021 already?


user: Hi there, I'm looking information of how many scholarships can I apply for.[NEWLINE]agent: Sure, no problem. You can apply for as many as you want, but you need to have very present the how they work and have very present the deadlines.[NEWLINE][BOUNDARY][NEWLINE]user: Ok, and how the money from the loans is send to me?[NEWLINE]agent: That will depend of the scholarship you have, it can go to your school or directly to you. That's information you need to have clear.[NEWLINE][BOUNDARY][NEWLINE]user: Would I work at school if I got in?[NEWLINE]agent: You could work on campus or off campus.[NEWLINE]agent: Did you want to work on campus if you participate in work-study?[NEWLINE]user: no I would prefer off campus[NEWLINE]agent: Did you want more information about working off campus?[NEWLINE]user: yes if you can[NEWLINE]agent: If you work off campus your employer will usually be a private nonprofit organization or a public agency, and the work performed will be in the public interest[NEWLINE][BOUNDARY][NEWLINE]user: can I work study if I am a part time student?


user: Should I consider applying for as many scholarships as I want because it is free money for college?[NEWLINE]agent: Yes, start researching early and meet the deadlines and you could have scholarship success.[NEWLINE][BOUNDARY][NEWLINE]user: If I have any more questions you can't answer who do I talk to?[NEWLINE]agent: You should ask your financial aid office those questions.[NEWLINE][BOUNDARY][NEWLINE]user: Good to know. Another thing How can I research schools and their requirements? Is it a good idea to start looking into schools in other countries as soon as possible?[NEWLINE]agent: Yes, you should start early when you want to study abroad because you got more to do.[NEWLINE]user: How can I research international schools and their requirements?[NEWLINE]agent: First off it is wise not to panic and you are on your own; but if you are very organized and determined you will be just fine.[NEWLINE][BOUNDARY][NEWLINE]user: I want to study abroad for a year is federal student aid available?[NEWLINE]agent: Yes, it could be available for studying abroad if you meet the aid eligibility.[NEWLINE]agent: Do you know about the FAFSA form?


user: Is it reasonable to think I should apply for as many scholarships as I can because it is free money for college?[NEWLINE]agent: Yes, and I would start researching early and meet deadlines for success in getting scholarships.[NEWLINE][BOUNDARY][NEWLINE]user: Are there different kinds of scholarships available?[NEWLINE]agent: Some scholarships you have to earn them by meeting or exceeding certain standard set by the giver and merit scholarships might be awarded based on academic achievement or on talents and academics.[NEWLINE]agent: Did you know some scholarships are just for women or graduate students?[NEWLINE]user: No, I actually did not know that information.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How do I apply for a scholarship?[NEWLINE]agent: Each scholarship really has its own requirements and the scholarships website should give you an idea of who qualifies and how to apply.[NEWLINE]user: Are you aware of federal grants that can be used to help pay for college or vocational school? Are there any other circumstances under which I will be required to repay a grant from the FSA?[NEWLINE]agent: There are a number of examples, which I can go through with you now if you have the time[NEWLINE][BOUNDARY][NEWLINE]user: How do I become eligible for a grant through the FSA?[NEWLINE]agent: To begin with, most of the grants that are awarded go to students that have a financial need[NEWLINE]agent: Are you interested in applying for a grant through the FSA?[NEWLINE]user: Not at the moment, no[NEWLINE]agent: Do you wish to continue receiving student aid throughout your years of study?


user: Would I be wise to apply for as many scholarships as I can because it is free money?[NEWLINE]agent: Yes, it is wise and start researching early and meet deadlines and you should have a successful scholarship search.[NEWLINE][BOUNDARY][NEWLINE]user: What types of scholarships are available?[NEWLINE]agent: Some are available to you because of where your parents work or because you come from a certain  background such as military families.[NEWLINE][BOUNDARY][NEWLINE]user: How would I receive my scholarship money?[NEWLINE]agent: It depends totally on the scholarship and the money might go directly to the college or it might be sent directly to you in a check.[NEWLINE]agent: Have you not been told by your scholarship provider about what to expect?[NEWLINE]user: No, I have been told.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Does the US Department of Labor have a free scholarship search tool?[NEWLINE]agent: Yes, the U S Department of Labor has a free scholarship search tool available to you.[NEWLINE]user: Are you familiar about how much money can I borrow in federal student loans?


user: Should I research early to get as many scholarships as I can?[NEWLINE]agent: Yes, start researching early and always meet the deadlines and you should be successful in looking for scholarships.[NEWLINE][BOUNDARY][NEWLINE]user: Can I use financial aid office at the college I want to attend to find scholarships?[NEWLINE]agent: Most definitely you should contact the financial aid office for find scholarships avaialable.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask you regarding the Federal Work-Study award. Is it possible for me to work as many hours as I want?[NEWLINE]agent: Unfortunately not. The amount you earn can't exceed your total Federal Work-Study award[NEWLINE]agent: Do you want to know about work hours assignments?[NEWLINE]user: No, thanks.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What should I do if I want to obtain a Federal Work-Study job?[NEWLINE]agent: Make sure you apply for aid early, since funds are limited.[NEWLINE][BOUNDARY][NEWLINE]user: What kinds of jobs are there?


user: Is it worth my while to apply for as many scholarships as possible, or will this go against me?[NEWLINE]agent: The best advice is for you to start early research into what scholarships are available[NEWLINE][BOUNDARY][NEWLINE]user: Does a scholarship affect my student aid and if it does, to what extent?[NEWLINE]agent: If you are awarded a scholarship, you need to inform your school of this. They will then subtract the amount of the scholarship from the financial aid that you have been offered. Any amount of funding that is left over can be covered by other financial aid, which you will still be eligible for[NEWLINE][BOUNDARY][NEWLINE]user: What if I learned that my school violated their own policies or federal regulations in administering the federal aid program?[NEWLINE]agent: You would have to contact your school first.[NEWLINE]user: I believe my school calculated my eligibility for federal student grants, loans, aid incorrectly, what should I do?[NEWLINE]agent: Do you think your school paid out your aid incorrectly or not at all or the wrong amount?[NEWLINE]user: No they did something else.[NEWLINE]agent: Does your school not have a financial aid administrator yet, doesn't have policies for administering federal student aid, or is not following the policies?[NEWLINE]user: No, they have an administrator and have policies.[NEWLINE]agent: Has your school made false statements about the educational programs, financial charges, or employability of graduates?[NEWLINE]user: No, that is not the case.


user: Should I apply for a scholarship? Do you have any advice about it?[NEWLINE]agent: Yes, it's a good idea to apply for as many scholarships as you can since is free money for college or career school. You should start researching as soon as possible and meet deadlines so you can have higher chances of scholarship success.[NEWLINE][BOUNDARY][NEWLINE]user: Would a scholarship affect my other student aid?[NEWLINE]agent: Yes, it would because all of your student aid added together can't be more than your cost of attendance at your college or career school.[NEWLINE]agent: Do you have any more questions about this?[NEWLINE]user: I think that's enough for now, thanks.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Now, can you tell me how to get my scholarship money?[NEWLINE]agent: It depends on the scholarship. The money may be sent directly to your college, where it will be applied to any tuition, fees, or other amounts you owe and then any leftover funds are given to you. Or it might be sent directly to you in a check.[NEWLINE]agent: Have the scholarship provider informed you what to expect when they awarded you the scholarship?[NEWLINE]user: The didn't, I'll make sure to ask them. Thanks.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know more about student loans.  What is the procedure for obtaining student loans?[NEWLINE]agent: When a person takes out a student loan, they are borrowing money for college that will be need to be paid back later. Like other loans, student loans accrue interest over time.[NEWLINE][BOUNDARY][NEWLINE]user: What are the grants?


user: Hi I need help on how to find and apply for scholarships, can you only have one scholarship or many?[NEWLINE]agent: You can get more than one scholarship. You should start researching early and make sure you meet deadlines that are part of applying for scholarships.[NEWLINE][BOUNDARY][NEWLINE]user: If I receive a scholarship how do I get my scholarship money?[NEWLINE]agent: How you get your money depends on the scholarship. Some scholarships are paid directly to your college where it will be applied to any tuition, fees, or other amounts you owe. If there is any money leftover it will be given to you. The scholarship may also be paid directly to you in the form of a check.[NEWLINE]agent: Has the scholarship provider not told you how the money will be paid?[NEWLINE]user: No they did not.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me how I go about finding and getting scholarships?[NEWLINE]agent: You can contact the financial aid office at the school you plan to attend, you can check information in a public library or search online. However you should be careful, make sure scholarship information and offers you receive are legitimate. Remember you don't have to pay to find scholarships or other financial aid. Check out our information on how to avoid scams.[NEWLINE][BOUNDARY][NEWLINE]user: Good to know, I would also like to know about federal work-study jobs, what kinds of jobs exist to help pay for college or career school?[NEWLINE]agent: The Federal Work-Study Program emphasizes employment in civic education and work related to your course of study whenever possible.[NEWLINE][BOUNDARY][NEWLINE]user: Are those jobs on campus or off campus?[NEWLINE]agent: Both. They can be on and off campus.[NEWLINE]agent: Do you plan to work on campus?[NEWLINE]user: Yes, it just seems to be more practical.[NEWLINE]agent: If you work on campus, you'll usually work for your school.[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm a graduate or professional student?


user: help me with scholarships[NEWLINE]agent: You should start researching early, and meet the deadlines[NEWLINE][BOUNDARY][NEWLINE]user: what are the deadlines?[NEWLINE]agent: That depends on the scholarship. Some deadlines are as early as a year before college starts, so you should be researching and applying for scholarships during the summer between your junior and senior years.[NEWLINE][BOUNDARY][NEWLINE]user: do scholarships mess with my financial aid?[NEWLINE]agent: A scholarship will affect your other student aid because all your student aid added together can’t be more than the cost of attendance at your school.[NEWLINE]agent: Do you have more questions about this matter?[NEWLINE]user: no I got it[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: so start applying now to avoid deadlines is what I got from all of this, right?[NEWLINE]agent: Yes, you should be researching and applying for scholarships now to be prepared.[NEWLINE][BOUNDARY][NEWLINE]user: What is the maximum amount of money I can borrow from federal student loans?


user: my high school is not an option on the fafsa list[NEWLINE]agent: Did you want to know why your high school isn't listed in the data files?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Were you unable to find your high school on the FAFSA search results?[NEWLINE]user: no didn't look there[NEWLINE][BOUNDARY][NEWLINE]agent: are you wondering why there are duplicates of some schools?[NEWLINE]user: no, why would you ask that[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: why are some numbers different year to year?[NEWLINE]agent: In past years, we used proxies to determine whether an applicant was a first-time filer; we now use true first-time filer status and we may get different numbers.[NEWLINE][BOUNDARY][NEWLINE]user: Alright. Another concern that I have. Do the schools have any idea how many applications are being submitted to them?[NEWLINE]agent: Yes, the number of submitted and completed applications is reported for the current application cycle 2020 - 2021 and the same time period last year for the previous application cycle 2019 - 2020.[NEWLINE][BOUNDARY][NEWLINE]user: I can't find my high school on the FAFSA form, how can I include it? Do you have all the schools in your database?


user: I am finding numbers that are different this year, so is that because of updated data?[NEWLINE]agent: Did you want to know why the totals reported last year are different from the numbers reported now about last year?[NEWLINE]user: yes[NEWLINE]agent: There could be several causes for this, including the possibility that your institution is listed more than once in the data using alternate variations of the school's name or city.[NEWLINE]agent: Did you want more information?[NEWLINE]user: yes[NEWLINE]agent: The different numbers only cover a relatively small number of applicants[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know how many students completed the FAFSA in each high school and public school district? What time of year does this information become available?[NEWLINE]agent: Data releases occur every other Friday.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me the possible reasons on why does my school have such a low number of fafsa applicants?[NEWLINE]agent: One reason your rates may be lower than expected is because your school could be listed more than once and actual applicants could be spread among the name variations.[NEWLINE][BOUNDARY][NEWLINE]user: how should I search for my school?[NEWLINE]agent: You should consider alternate names that may be used[NEWLINE][BOUNDARY][NEWLINE]user: does anything affect the total data for applicants from a state?


user: I was looking at your data and the numbers on the FAFSA completions seem too low for some schools[NEWLINE]agent: Did you want to know why the number of FAFSA submissions or completions is lower than you think it should be?[NEWLINE]user: yes sir or ma'am[NEWLINE]agent: Did you know that many high schools inadvertently overestimate their FAFSA completion rates?[NEWLINE]user: no, so I guess that could explain it[NEWLINE]agent: Did you want another reason it might be lower than you think it should be?[NEWLINE]user: yes I would[NEWLINE]agent: A high school could be listed in more than one place if students gave different names for the same school.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, could you also give me more information about FAFSA Completion by the high school and public school district? and how are high schools tracking this progress?[NEWLINE]agent: Usually, FSA regularly updates estimates for the first 15 months of the application cycle.[NEWLINE]user: Is this information for all schools?


user: What are some of the most common FAFSA completion data questions and answers?[NEWLINE]agent: You can check on our website some of the questions we've heard about the FAFSA completion by High School and Public School district data.[NEWLINE][BOUNDARY][NEWLINE]user: Can you give me some examples?[NEWLINE][BOUNDARY][NEWLINE]user: with its respective answer, please.[NEWLINE]agent: one of the questions is: What is the difference between a submitted and a completed FAFSA form?. And the answer is that submitted applications reflect all FAFSA forms submitted by students at a particular high school, while completed forms are all the FAFSA forms that weren't rejected due to some missing key information after being revised by the Central Processing System.[NEWLINE]agent: Do you want to know what happens with the FAFSA forms that are submitted but not completed?[NEWLINE]user: No, thanks.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what years of FAFSA submission and completion data are available to check?[NEWLINE]agent: Currently, the Federal Student Aid releases data for the 2018-19 cycle and provides a side-by-side comparison of the previous 2017-18 cycle. There's also an archive that contains data files from the 2017-18 cycle comparing it to the past 2016-17 cycle.[NEWLINE][BOUNDARY][NEWLINE]user: I am in need of more information on FAFSA, what portions are completed by the school district?[NEWLINE]agent: We recently updated our Frequently Asked Questions and Data Details pages reflecting recent changes and trending questions, including why we recently changed the definition of a senior, why some schools are not listed on the FAFSA, and common mistakes or misconceptions when analyzing the data.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me on what kind of data can be found in these FAFSA forms?


user: What about the tecnical and analytical aspects?[NEWLINE]agent: The totals reported last year are different from the numbers reported now about last year, do you understand what is causing this?[NEWLINE]user: Yes, I understand.[NEWLINE]agent: Then you know there could be many different causes for this including the possibility that your school is listed more than once in the data.[NEWLINE][BOUNDARY][NEWLINE]user: There's something else about the FAFSA Completion, how do you handle files when it comes to age?[NEWLINE]agent: Files ending in 18 year olds use the previous age assumption that applicants be no older than 18. All other files use the current assumption that applicants be no older than 19.[NEWLINE]user: That's interesting. I've read that schools used to run surveys to figure out the rate of FAFSA completion, but they don't do that anymore. How is it done nowadays?[NEWLINE]agent: In this time and age Federal Student Aid is providing high schools with current data about their FAFSA submissions and completions so that high schools can track their progress and help to ensure that their students complete a FAFSA.[NEWLINE]user: Ah, that makes sense. And at what point of the year is this data released?[NEWLINE]agent: Data releases occur every other Friday.[NEWLINE]user: That frequent? That's good to hear, this should make the data more accurate. How is the number of applications for each school reported then?


user: I have a query, the school that I want to list on my FAFSA form is not an option as it does not appear as listed, is there anything I can do?[NEWLINE]agent: Has the school that you listed in your initial application not appeared on your FAFSA report?[NEWLINE]user: Yes, that is exactly what has happened[NEWLINE]agent: There are two reasons for this, which I can go through with you now if you would like[NEWLINE][BOUNDARY][NEWLINE]user: When I submit data on my FAFSA form, how often is this data updated?[NEWLINE]agent: This is done on a weekly basis[NEWLINE][BOUNDARY][NEWLINE]user: Are there actually more seniors each year?[NEWLINE]agent: Yes. A new methodology counts more older seniors year over year.[NEWLINE]user: Wow, I didn't know that! So you were saying that it is critical for me to find a way to cover my costs?[NEWLINE]agent: That's correct. Financial aid becomes ever more important.[NEWLINE]user: And do the schools have an idea how many applications are sent to them?


user: Hello, I want to know more about low completion totals.[NEWLINE]agent: Ok. Are you wondering why your FAFSA submissions or completions are lower than you think they should be?[NEWLINE]user: No, not really.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you a high school counselor or college access professional and looking for resources to help increase FAFSA completion totals?[NEWLINE]user: No, that does not apply to me.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you a counselor at a high school with lots of students aged 20 or older and are curious why your numbers are so low?[NEWLINE]user: No, that does not describe me.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Should most high schools be contained in the database on the FAFSA form?[NEWLINE]agent: Yes, that is correct.[NEWLINE][BOUNDARY][NEWLINE]user: Are you aware of the FAFSA Completion by High School and Public School District? How do you keep track of my progress?[NEWLINE]agent: The fsa regularly updates estimates for the first 15 months of the application cycle.[NEWLINE][BOUNDARY][NEWLINE]user: something else I want to ask about FAFSA. What is causing the totals reported last year to be different?


user: why do I get lower numbers on the fafsa submissions?[NEWLINE]agent: Did you want to know why the number of FAFSA submissions is lower than you think it should be?[NEWLINE]user: no, I found the answer[NEWLINE][BOUNDARY][NEWLINE]agent: Do you need resources to help you increase FAFSA participation?[NEWLINE]user: no we have plenty[NEWLINE][BOUNDARY][NEWLINE]agent: Are you a counselor at a high school with a lot of students age 20 or older and wondering why the FAFSA numbers are so low?[NEWLINE]user: yes I am[NEWLINE]agent: There is no question on the FAFSA form that asks if an applicant is a high school senior, we must use several criteria to identify those applicants that are likely high school seniors. Most of the students would likely not satisfy the age criteria requiring applicants to be less than 20 years of age so they might not be counted.[NEWLINE][BOUNDARY][NEWLINE]user: Anything else I want to ask about the FAFSA Completion process, what follows after my application?[NEWLINE]agent: The fsa regularly updates estimates for the first 15 months of the application cycle.[NEWLINE]user: Is there any age limit?


user: I have made FAFSA submissions already, but it shows that I have lower completion totals that I thought, why would this be?[NEWLINE]agent: Have you kept a close eye on the level of FAFSA submissions that you have made?[NEWLINE]user: Yes I have, and I believe that my submission levels should be higher[NEWLINE]agent: Do you think that your high school may have inadvertently overestimated their FAFSA completion rate?[NEWLINE]user: No, I don't think so but I haven't checked this out fully[NEWLINE]agent: Did you list the name of your high school in the correct way on your FAFSA form?[NEWLINE]user: I'll have to check, maybe I didn't list the name correctly[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a reason why a district will appear in white on a map regarding FAFSA completion data?[NEWLINE]agent: Are you sure that your district has supplied all the relevant and correct information?[NEWLINE]user: I'm not sure and I don't really know how to find this out[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Ok thank you, regarding the schools on the FAFSA, how can I get more information and data about these schools?


user: I am looking at completion totals for FAFSA submissions, why would my number be low?[NEWLINE]agent: Is the number that is displayed lower than you thought it should be?[NEWLINE]user: Yes, it is quite lower than I expected it to be[NEWLINE]agent: Have you checked to see if your high school has overestimated their FAFSA completion rates?[NEWLINE]user: Yes, I have checked and it seems as if they have indeed made an overestimation[NEWLINE]agent: One of the reasons that your submission rate seems low is that your school could be listed more than once, this can happen when a student enters your school name in a different way on the FAFSA form. If your high school name is listed under different names, then it could be listed in more than one place[NEWLINE][BOUNDARY][NEWLINE]user: Can I get help increasing my FAFSA completion number at my high school?[NEWLINE]agent: Federal Student Aid recently launched the Financial Aid Toolkit to help student counsellors understand the basics of federal student aid, provide tips on hosting events along with sample PowerPoint presentations, provide suggested messages for social media and email outreach, and help find other training opportunities for students.[NEWLINE]user: And how can high schools track their progress?[NEWLINE]agent: Usually, FSA regularly updates estimates for the first 15 months of the application cycle.[NEWLINE]user: Is this information for all schools?


user: What about technical and analytical aspects?[NEWLINE]agent: The totals reported last year would be different from numbers reported now about last year, do you know what is causing this?[NEWLINE]user: No, I do not understand what the cause it.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know what would happen if I added up all the submitted applications from a single city or state?[NEWLINE]user: No, I have no idea if that is allowed.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know what it means when some districts appear in white on the maps?[NEWLINE]user: Yes, I am aware why they appear in white.[NEWLINE]agent: Do you know what it means when they are listed as missing data?[NEWLINE]user: NO, I am not sure.[NEWLINE]user: No, i am not sure.[NEWLINE]agent: Do you know about the regulatory adjusted graduation rate is missing?[NEWLINE]user: Yes, I do understand this part.[NEWLINE]agent: Then they have insufficient data or missing data.[NEWLINE][BOUNDARY][NEWLINE]user: I have one more question regarding FAFSA Completion by High School and Public School District. Where can I put the answer of my high school related concerns. Is it okay to put it in the Data or on the FAFSA?


user: is there a deadline for the fafsa application?[NEWLINE]agent: Yes, there are FAFSA deadlines. I can give them to you if you want.[NEWLINE][BOUNDARY][NEWLINE]user: what are the 2019-2020 federal deadlines?[NEWLINE]agent: Online Free Application for Federal Student Aid forms must be submitted by 11:59 p.m. Central time, June 30, 2020. Any corrections or updates must be submitted by 11:59 p.m. CT, September 12, 2020.[NEWLINE]user: what are the 20-21 federal deadlines?[NEWLINE]agent: Online FAFSA forms must be submitted by 11:59 p.m. Central time on June 30, 2021. Any corrections or updates must be submitted by 11:59 p.m. CT on Sept. 11, 2021.[NEWLINE][BOUNDARY][NEWLINE]user: what is the deadline for state aid?[NEWLINE]agent: Each state has its own deadline.[NEWLINE][BOUNDARY][NEWLINE]user: does UTEP have their own deadline?[NEWLINE]agent: Each college may have its own deadline. You would have to check with UTEP. You may also want to ask your college about its definition of an application deadline.[NEWLINE]agent: Ask them if the deadline is the date your FAFSA form is processed or the date the college receives your processed FAFSA data?[NEWLINE]user: okay, I will[NEWLINE][BOUNDARY][NEWLINE]user: do you have the Texas state deadlines?


user: Are there FAFSA deadlines I need to meet for federal student aid?[NEWLINE]agent: Yes there are FAFSA deadlines and I can give them to you.[NEWLINE][BOUNDARY][NEWLINE]user: What are the Federal deadlines?[NEWLINE]agent: Federal deadlines for the 2020-21 academic year must be submitted by 11:59 pm CT June 30, 2021.[NEWLINE][BOUNDARY][NEWLINE]user: Thank you. I'd really like to learn about FAFSA4caster. What do I do if I use that to get the most reliable estimate?[NEWLINE]agent: Be sure to answer all the questions on FAFSA4caster, even if you have to estimate or guess.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me more about the information provided by FAFSA4caster, please?[NEWLINE]agent: Have you completed all the relevant questions in the FAFSA4caster?[NEWLINE]user: Yes, at least I think I did.[NEWLINE]agent: In that case the screen displays a worksheet to help you determine the net cost of attending college.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Say, what other options do I have with FAFSA4caster?


user: How you doing there? Good afternoon. You know,  I'm looking to complete the application for federal aid, but i wanted to know if there's some kind of deadline or if I just simply can submit it whenever i want.[NEWLINE]agent: Well, believe it or not, there are deadlines. And better to stick out on them because of the limited aid.[NEWLINE][BOUNDARY][NEWLINE]user: Oh, wow. That's some pressure there. Well, for example, what can you tell me about deadlines for federal things?[NEWLINE]agent: Well, you have those for the 2020-21 Academic Year. In that regard, your FAFSA form must be submitted by 11:59 p.m Central time, June 30, 2021 and any corrections before 11:59 p.m Central, September 11, 2021.[NEWLINE][BOUNDARY][NEWLINE]user: Ohh, wow, very specific. And for those State ones?[NEWLINE]agent: For those, you have to find out with each state, as each of them has its own deadline. Plus, you have to look depending on Academic Year.[NEWLINE][BOUNDARY][NEWLINE]user: About completing the Free Application for Federal Student Aid (FAFSA) form, what should I keep in mind when filling out this form?[NEWLINE]agent: Filling out the FAFSA form can be a straightforward and easy process. Select the Fill Out the FAFSA button on the home page, and just follow the directions on the screen. We do have some tips to help you along the way, though.[NEWLINE]user: What if I prefer a mobile app?[NEWLINE]agent: The 2020/21 and 2019/20 FAFSA forms are on the myStudentAid app, available on the App Store iOS or on Google Play Android.[NEWLINE]user: Should I fill out the FAFSA?


user: are there deadlines for when I have to do the fafsa[NEWLINE]agent: Yes, there are deadlines so send the application in and don't miss out on financial aid opportunities.[NEWLINE][BOUNDARY][NEWLINE]user: is there a deadline for state aid?[NEWLINE]agent: Each state has its own deadline[NEWLINE][BOUNDARY][NEWLINE]user: so what is the deadline for the non state?[NEWLINE]agent: Online FAFSA forms must be submitted by 11:59 p.m. Central time, June 30, 2021.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible to temporarily hold my federal student loan payments due to the coronavirus and the loss of our jobs?[NEWLINE]agent: Yes, federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. This suspension of payments will last from March 13, 2020, through Sept. 30, 2020.[NEWLINE][BOUNDARY][NEWLINE]user: what if I go with deferment, any advice on that?[NEWLINE]agent: If that is the way you go consider paying the interest that accrues during that period, so that you can avoid some of the consequences.[NEWLINE]user: and this will allow me to miss a few payments if I do this?[NEWLINE]agent: Do you know if you are eligible for deferment or forbearance?


user: Are there deadlines associated with FAFSA completions and can you give me more information regarding these deadlines[NEWLINE]agent: Yes, deadlines are in operation and they are all listed on this website. The information will help you to submit applications on time and not miss out on financial aid opportunities[NEWLINE][BOUNDARY][NEWLINE]user: Are there separate FAFSA deadlines for each state or are they all the same?[NEWLINE]agent: Each state has its own deadline, all the states are listed on the website and give the deadline information for each state there[NEWLINE]user: What questions will I be asked when I fill out the FAFSA form?[NEWLINE]agent: The FAFSA questions ask for your name, date of birth, address, and about your financial situation.[NEWLINE]agent: Would you like to know what other information it may ask?[NEWLINE]user: yes[NEWLINE]agent: It may also ask you whether you’re a U.S. citizen or what tax form you used[NEWLINE][BOUNDARY][NEWLINE]user: what will I enter if I get a FSA id and do the fafsa online?[NEWLINE]agent: You will be given the option to enter your FSA ID or to enter your “identifiers” like your name, date of birth, and SSN.[NEWLINE]user: I do the 'I am the student' part only?


user: Hello, can you tell me which FAFSA Deadlines?[NEWLINE]agent: At this time there is a deadline to apply for financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: Please can you tell me about the state deadlines?[NEWLINE]agent: It is important to note that each state has its own deadline.[NEWLINE]user: Regarding the FreeApplication for Federal Student Aid (FAFSA) form. When I fill it out, what will I be asked?[NEWLINE]agent: The FAFSA questions ask for your name, date of birth, address, and about your financial situation.[NEWLINE]agent: Would you like to know what other information it may ask?[NEWLINE]user: yes[NEWLINE]agent: It may also ask you whether you’re a U.S. citizen or what tax form you used[NEWLINE][BOUNDARY][NEWLINE]user: what will I enter if I get a FSA id and do the fafsa online?[NEWLINE]agent: You will be given the option to enter your FSA ID or to enter your “identifiers” like your name, date of birth, and SSN.[NEWLINE]user: I do the 'I am the student' part only?


user: Does the FAFSA have Deadlines?[NEWLINE]agent: Yes, there are FAFSA deadlines, and we have them right here. Don't miss out on financial aid opportunities.[NEWLINE][BOUNDARY][NEWLINE]user: How are state deadlines?[NEWLINE]agent: Each state has its own term you need to see the list[NEWLINE]user: what year would the list be[NEWLINE]agent: 2020/21 State academic year deadlines[NEWLINE]user: Is it the only date you have?[NEWLINE]agent: There is also the 2019/20 academic year deadlines[NEWLINE][BOUNDARY][NEWLINE]user: How is the university terms?[NEWLINE]agent: Each university can have its own deadline. Check with the university you are interested in attending. You can also ask your university about defining an application deadline.[NEWLINE]agent: When is your FAFSA form processed?


user: Hi, I would like to know if the FAFSA has deadlines for financial aid applications?[NEWLINE]agent: Yes there are deadlines for applications for financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: Could you please advise what the deadlines for the academic year are?[NEWLINE]agent: The deadlines for the 2019/20 Academic Year are as follows: Online Free Application for Federal Student Aid FAFSA forms must be submitted by 11:59 p.m. Central time (CT), June 30, 2020 and any corrections or updates must be submitted by 11:59 p.m.  CT, September 12, 2020.[NEWLINE][BOUNDARY][NEWLINE]user: by the way, is the process complicated? And to finish with the FAFSA, can I do it through the website?[NEWLINE]agent: It is an easy and straightforward process to fill out the FAFSA and you just need to select the Fill Out the FAFSA button on the home page and just follow the directions on the page.[NEWLINE][BOUNDARY][NEWLINE]user: What if I am a dependent student?[NEWLINE]agent: You would need your parents' social security number.[NEWLINE][BOUNDARY][NEWLINE]user: What do financial information do I need to fill out the 20219-20 FAFSA form?[NEWLINE]agent: You would need you 2017 tax information.[NEWLINE][BOUNDARY][NEWLINE]user: Do I need to report my parents' info?[NEWLINE]agent: Are you a dependent student?


user: fwdsaffwersda[NEWLINE]agent: sadfzxcvzcxWDFSD[NEWLINE]user: Not really, what do you recommend me?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Great, thanks. And what can I do as a undergraduate student?[NEWLINE]agent: For undergraduate, is necessary to take either the sat or the act test.[NEWLINE][BOUNDARY][NEWLINE]user: Yes really? That would be very effective, actually. But let's say I want to do more, could I do even more if I take a job, part time, or something like that I'm really interested in getting[NEWLINE]agent: Of course you can do more in that way. A part-time job could help you in a great way to lower your college's costs, but you have to make sure that it doesn't get in the way of your studies and school schedules. You have to choose well.[NEWLINE][BOUNDARY][NEWLINE]user: Another question, what do I need to take into account in order to choose the right professional school or university for me very well? Also, what help do you offer me?[NEWLINE]agent: Many students worry that tuition and the other costs to continuing their education, to don't make them stop, most students receive some kind of financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: About the requirements to qualify for federal student aid, could you please tell me what earning capacity is?[NEWLINE]agent: This benefit is primarily if you were enrolled in a university or vocational school.[NEWLINE][BOUNDARY][NEWLINE]user: That's helpful to hear. Do you happen to be familiar with enrollment contracts? And what if they give me something, like a job?[NEWLINE]agent: If that's the case ask for a wrote prove of that promise.[NEWLINE][BOUNDARY][NEWLINE]user: And what can you tell me about the accreditations?


user: Can you give me any advice on how to choose a school?[NEWLINE]agent: Are you currently researching colleges and career schools?[NEWLINE]user: Not at the moment.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is the refund policy if I stop attending classes before completing my course work?[NEWLINE]agent: If you begin attending classes but leave before completing your course work, you might be able to get some of your money back.[NEWLINE][BOUNDARY][NEWLINE]user: Good to know. Another way to get my money back? Can you expand that information further?[NEWLINE]agent: It consists of being enrolled at least half time to be eligible.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible to do research on a school without visiting it?[NEWLINE]agent: Yes, sure. Lots of schools offer virtual tours on their websites. You can see their campus and know more about the school without visiting in person.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's it. Payments are also something I'd like to hear about. Do I only have a six-month grace period?[NEWLINE]agent: Yes, you have a six-month grace period before you have to start paying back your student loans and nine months if you have a Perkins Loan.[NEWLINE][BOUNDARY][NEWLINE]user: And for the undergraduate programs, is there any test I need to take during the admission process?[NEWLINE]agent: You most probably will be required to take either the SAT or the ACT test.[NEWLINE][BOUNDARY][NEWLINE]user: Ok. And how could I research the school's reputation?


user: Are there things that I should consider when comparing schools that I may attend?[NEWLINE]agent: Have you done some research on colleges and career schools?[NEWLINE]user: Not yet, it is on my to-do list[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a situation whereby I will have to give a refund of the financial aid that I receive?[NEWLINE]agent: If you withdraw from school, some of the monies may have to be returned to the source of the funds, either by you or the school[NEWLINE][BOUNDARY][NEWLINE]user: I got it. Another question about financial aid. What if I suddenly stopped paying my loans?[NEWLINE]agent: In that case your credit could be damaged and your loan balances could balloon.[NEWLINE]user: Another concern about the diploma mill: Should I pay attention to the Enrollment Contracts that schools publish?[NEWLINE]agent: You should read these carefully before you sign them. The contract explains to you what you will get from the school for your money, so it is an important document[NEWLINE][BOUNDARY][NEWLINE]user: is there anything else on federal student aid video types, is there an accessible version of wmv?[NEWLINE]agent: Yes, you can access a wmv version.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to see if there are any statistics that would be useful for my research; where would I go to find this information?[NEWLINE]agent: There are statistics available, and these are designed to help you in your choice of school[NEWLINE][BOUNDARY][NEWLINE]user: Will I have to refund any financial aid if I leave before the course work is completed?


user: What am I looking for when trying to compare chools?[NEWLINE]agent: Have you started research on schools and colleges at this point?[NEWLINE]user: No, not yet, I am very new to this[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Are there a defined set of admission requirements that cover off all schools?[NEWLINE]agent: Each school has their own set of admission requirements. You can visit the relevant school's website to find out what exactly these are[NEWLINE][BOUNDARY][NEWLINE]user: That's good to know.  It's a good thing I have other options. Is there any way I can get more infos about this work-study jobs?[NEWLINE]agent: You just have to go online and look for the corresponding links that will take you to the proper information.[NEWLINE][BOUNDARY][NEWLINE]user: Regarding refund policies, can I get a refund if I have not finished the course work yet?[NEWLINE]agent: It is possible that you might be able to get some of your money back, this will depend on the circumstances and on the school[NEWLINE][BOUNDARY][NEWLINE]user: Thank you. Reduce The Risk of Identity Theft When Applying for Aid is something else I'd like to learn more. Do you have any other suggestions for protecting my identity?[NEWLINE]agent: Yes. Keep your purse or wallet safe at all times; store it and other items containing personal information in a secure place at home, especially if you have roommates.[NEWLINE][BOUNDARY][NEWLINE]user: If I have my things well protected, although I highly doubt that something of that kind will happen to me. Is there a list that I can refer to that highlights any complaint that has been made against a school?[NEWLINE]agent: You could check with your local Better Business Bureau. You could also check with your state higher education agency or the consumer protection division of your state attorney general's office. You could also check with the agency that accredits the school, to see if the school meets the required standards[NEWLINE][BOUNDARY][NEWLINE]user: Is there such a thing as useful statistics for a school?


user: Are there things that I should consider when comparing schools and deciding which school I wish to attend?[NEWLINE]agent: Have you done much research into the colleges and career schools that may be on your list?[NEWLINE]user: No, not yet, I have only started this process[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Is there anywhere I can go to find out of there have been any previous complaints made about a school?[NEWLINE]agent: You have a few options: you can contact your local Better Business Bureau, your state higher education agency or you could also check with the consumer protection division of your state attorney general's office. Another way to check is to make an enquiry with the agency that licences or accredits the school to see if it meets the required standards that are expected[NEWLINE][BOUNDARY][NEWLINE]user: Good to know, and related to reducing college costs, what can happen if I live off campus?[NEWLINE]agent: You could save money by sharing a house or apartment with multiple housemates to cut down the cost of rent, and carpool to save on gas and parking.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any way for me to research schools by actually attending them in person?[NEWLINE]agent: Most schools organize college fairs, which gives you the opportunity to talk to representatives from lots of different colleges. One example of a college fair is organized by the National Association for College Administration for College Admission Counseling[NEWLINE][BOUNDARY][NEWLINE]user: Okay. Now,  Is there any way for me to research schools by actually attending them in person?  My dad just asked if you perhaps have some information for him about all this.[NEWLINE]agent: Yes, we also have resources for parents of students.[NEWLINE][BOUNDARY][NEWLINE]user: When researching colleges, I want to see if there have been any past complaints filed against them. Is it simple to obtain this data?[NEWLINE]agent: You have a few options: you can contact your local Better Business Bureau, your state higher education agency or you could also check with the consumer protection division of your state attorney general's office. Another way to check is to make an enquiry with the agency that licences or accredits the school to see if it meets the required standards that are expected[NEWLINE][BOUNDARY][NEWLINE]user: Is there any homework that I should do to help me choose a school?


user: I need guidance on what school to attend[NEWLINE]agent: I can help you learn about steps you can take to research possible colleges or career schools[NEWLINE]agent: Are you looking for the education and training to help you get a better-paying job?[NEWLINE]user: I would love that[NEWLINE]agent: Going to college is a big investment in money and time, so be sure to take your time and research your options.[NEWLINE]user: I'd like to ask if you have any information or resources for the parents that we can use as a guide in choosing a school and learn to budget in college?[NEWLINE]agent: Yes we can give you more resources for the parents[NEWLINE][BOUNDARY][NEWLINE]user: Is it okay if I ask another question? in terms of capital What can I do while I'm still in high school to learn more about my options?[NEWLINE]agent: You can ask your school counselor about the schools you are interested in.[NEWLINE][BOUNDARY][NEWLINE]user: In terms of financial assistance? What exactly is financial aid?[NEWLINE]agent: Financial Aid is money that helps you pay for college and they include grants, work-study, loans, and scholarships to help make attending college affordable.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about College. What are the things that I should consider and prepare before I enter College?[NEWLINE]agent: You can use our checklists to help you prepare[NEWLINE][BOUNDARY][NEWLINE]user: what do I need to know about financial aid?[NEWLINE]agent: You should know that financial assistance programs and requirements can vary from school to school, and not all colleges participate in the federal student aid programs.[NEWLINE][BOUNDARY][NEWLINE]user: should I also talk to the schools I have an interest in and maybe others that are not on my short list?


user: I'm ready to pick a school so can you tell me what I should consider when deciding[NEWLINE]agent: Are you researching schools?[NEWLINE]user: yes I am[NEWLINE]agent: You can consider such things as cost, location and accreditation when you are trying to decide where to go.[NEWLINE][BOUNDARY][NEWLINE]user: what is accreditation about?[NEWLINE]agent: An accredited school meets certain standards set by an independent agency. It helps ensure the training or education you get meets employer standards in a specific field.[NEWLINE][BOUNDARY][NEWLINE]user: How could you reduce the cost of college? If I am in an insurance plan, do I apply for medical benefits?[NEWLINE]agent: In this case, the insurance company can not charge you for recommended or preventative services such as flu shots or other immunizations[NEWLINE]user: Is there any financial benefit to attending a college or career school that is close to my home?[NEWLINE]agent: In this instance, you should consider living at home to reduce accommodation costs[NEWLINE]user: Is there anything that can be done in relation to health benefits if I have been uninsured because of a pre-existing condition?


user: I need help choosing the right school for me.[NEWLINE]agent: I can help you with that. Have you researched any colleges or career schools yet?[NEWLINE]user: Yes. I've found a few schools that I'm interested in.[NEWLINE]agent: Great. It sounds like you already have a list of schools, so your next step will be to compare them. Some factors you should be thinking about are tuition costs, the location of the school, and accreditation.[NEWLINE][BOUNDARY][NEWLINE]user: Are statistics useful in comparing schools?[NEWLINE]agent: Yes. Statistics can help you evaluate schools.[NEWLINE][BOUNDARY][NEWLINE]user: What can a college fair offer me?[NEWLINE]agent: College fairs are a fantastic way to learn more about colleges. They allow you to interact with representatives from several colleges and career schools.[NEWLINE][BOUNDARY][NEWLINE]user: If I was previously uninsured due to a medical condition, could you tell me what Insurance Plan I would be eligible for?[NEWLINE]agent: Then you may be eligible to join the Pre-Existing Condition Insurance Plan.[NEWLINE]user: I'll have to look into that. What about combined degrees? I read about that too.


user: I need your help with comparing schools and finding the right one for me.[NEWLINE]agent: Of course. Are you currently researching colleges and career schools?[NEWLINE]user: No, I didn't start yet.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you perhaps tell me how accreditation works?[NEWLINE]agent: An accredited school meets certain standards set by an independent agency. It helps ensure the training or education you get meets employer standards in a specific field.[NEWLINE][BOUNDARY][NEWLINE]user: You've got it. Another FSA ID Password question: What do I do if I forget my security questions and need to update my password?[NEWLINE]agent: You will need to go through the FSA ID Account Recovery process. You’ll send in copies of identification, and the email address on your account will reset to one you can access.[NEWLINE][BOUNDARY][NEWLINE]user: In addition, I need to learn about previous complaints and reputation. It's intriguing. How will I find out if the school has been the subject of any complaints?[NEWLINE]agent: Simply contact your local Better Business Bureau, state higher education agency, or the consumer protection division of your state attorney general's office. Check with the agency that licenses or accredits the school to see whether it meets required standards.[NEWLINE][BOUNDARY][NEWLINE]user: That's excellent to know! Another eligibility criteria related issue. Okay, that's it. One of the most obvious requirements is that you must be an American citizen to apply, right?[NEWLINE]agent: That's correct. However, is not limited no U.S nationals only. Even noncitizen can apply, if they are eligible.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know anything about School Costs and Net Price? Can you tell me how much a college costs?[NEWLINE]agent: Yes, you can look up the cost and assess the value of colleges using the College Scorecard.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any method to get a feel for a school you can recommend?


user: I am trying to fill out my FAFSA form and I was wondering if my parents need to fill out any of it but I am not sure. Can you help me?[NEWLINE]agent: I can definitely assist you with this. Your parents do have a section that they need to fill out on the form.[NEWLINE]user: Ok, thanks. What will they need to fill out on it?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Also, I need to know if I have to have both parents fill it out. My parents are divorced and I live with my dad and won't see my mom in person until the summer.[NEWLINE]agent: They can be listed as divorced on the form. You should have your father fill out information on the form since you live with him the majority of the time.[NEWLINE][BOUNDARY][NEWLINE]user: What information do I need to gain access to the FAFSA Form application?[NEWLINE]agent: Be sure you have your FSA ID when you sign in, along with your username and your password, so your application be processed as quick as possible.[NEWLINE][BOUNDARY][NEWLINE]user: Oh, that could be a problem. I don't think my dad wants to put any of his information on the form. I tried to tell him it was for college but he worries about having his private information in the hands of a stranger and he won't fill out my form. What do I do?[NEWLINE]agent: You can go to the myStudentAid app and there will be an option under a list of special circumstances to check if your parents refuses to provide the information needed.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me on what are the things I need to update in the FAFSA form if ever there are informations that I need to change?[NEWLINE]agent: You must update anything that changes your dependency status, for example, you are now pregnant or under legal guardianship, except for a change in your marital status[NEWLINE][BOUNDARY][NEWLINE]user: My friend is also filling out a form and wonders what they should do if their parents were never married? if that makes a difference.


user: Does my stepparent count as my parent in relation to my FAFSA form?[NEWLINE]agent: Was your stepparent married to your parent but now widowed?[NEWLINE]user: No, this is not pertinent in my case[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What can I do if my parents will not supply their information on my FAFSA form?[NEWLINE]agent: I will give you the process for filling out the FAFSA form online or on myStudentAid app[NEWLINE][BOUNDARY][NEWLINE]user: I need to know what are possible questions in FAFSA form? Can you brief me on what should I expect when filling out the FAFSA form?[NEWLINE]agent: Filling out the FAFSA form can be a straightforward and easy process. Select the Fill Out the FAFSA button on the home page, and just follow the directions on the screen. We do have some tips to help you along the way, though.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question regarding FAFSA. What if my FAFSA form lacks parental information?[NEWLINE]agent: Your form will be submitted but will not be fully processed. You will not receive an EFC and you must contact the financial aid office immediately upon starting at the school or college that you plan to attend[NEWLINE][BOUNDARY][NEWLINE]user: As an undergraduate student, am I eligible to apply for a Direct Subsidized Loan or a Direct Unsubsidized Loan?[NEWLINE]agent: Yes as an undergraduate you can apply for either a Direct Subsidized Loan or a Direct Unsubsidized Loan.[NEWLINE][BOUNDARY][NEWLINE]user: Can I submit my FAFSA form without providing parental information if I agree to the terms of not disclosing this information?[NEWLINE]agent: Yes, you can submit your FAFSA form[NEWLINE]user: What do I do on the myStudentAid app when it looks for parental information?


user: What information needs to be reported on the FAFSA form about dependent students?[NEWLINE]agent: I can help you with that question. Dependent students must report their parents as well as their own information. They must find out who counts as their parent when they file the form.[NEWLINE]user: What do I need to do if I am a dependent student?[NEWLINE]agent: You will need to provide information about your legal parent on the application.[NEWLINE]user: I'd like to ask you another question for the purpose of obtaining federal student assistance. What are the foundations of financial student assistance programs?[NEWLINE]agent: The FSA is based on the idea that it is mainly your and your family's responsibility to pay for your education.[NEWLINE][BOUNDARY][NEWLINE]user: What if I left home because of an abusive relationship with my parents?[NEWLINE]agent: You would still have to contact your school financial aid office and explain this to them immediately after you have filled out FAFSA form.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have the any way for me to see what questions determine my dependency status?[NEWLINE]agent: Yes, the questions are in a graphic format and then for 2020-2021 specifically in a table of dependency status.[NEWLINE][BOUNDARY][NEWLINE]user: What is the parent information used for?


user: Do you know what information is needed for the parents' section of the FAFSA form?[NEWLINE]agent: Do you mean questions that ask for each parent?[NEWLINE]user: yes[NEWLINE]agent: Just the basic information about your parent's identity, like their name, date of birth, and social security number; their living situation, marital status, state of residence, household size, and financial circumstances.[NEWLINE][BOUNDARY][NEWLINE]user: How should I respond if they are separated?[NEWLINE]agent:  That would depend on if your parents live together or not. If your parents are married but are considered legally separated by a state, or if they legally married but have chosen to live separate lives then they are considered separate, as if they weren't married.[NEWLINE][BOUNDARY][NEWLINE]user: What if my parents don't want to provide the required information for the FAFSA form, can I submit it without that info?[NEWLINE]agent: You could, but take into consideration that you would not receive an EFC and some state-school-based aid programs look at the EFC to determine your eligibility for their funds, if you don't have an EFC then you won't be eligible for those aid programs.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I get details on how to get started?[NEWLINE]agent: Section [12] should cover that.[NEWLINE]user: Is there a section specifically for parents?


user: Would there be any problem if I can't provide the parent information on the FAFSA form?[NEWLINE]agent: Are there any special circumstances that impede you from getting that information?[NEWLINE]user: Not really.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Just curious on what to do or what to recommend others to do in case I'm confused with some of the questions and circumstances. Like, what to do if the parent doesn't live in the U.S?[NEWLINE]agent: Ok, well, in case your parents live abroad you can select "Foreign Country" from the dropdown box for the question that asks about the parent's state of legal residence.[NEWLINE][BOUNDARY][NEWLINE]user: There is something else about Direct Subsidized Loans. hi[NEWLINE]agent: In that case. You just need to fill the fafsa form, and get in contact with financial aid office at the college, and they will tell you what to do next.[NEWLINE][BOUNDARY][NEWLINE]user: Going back to my question about what to do if I cannot get the information from the parents, what would you recommend in this regard?[NEWLINE]agent: When you fill the FAFSA form online or in the app, there is an option to indicate that you have special circumstances that make you unable to get your parent information. If you use this option you'll be able to submit the FAFSA form without the parent information.[NEWLINE][BOUNDARY][NEWLINE]user: I see. It also tries as much as possible to obtain these data. Are loan interest rates fixed for the life of the loan?[NEWLINE]agent: Some are. You can find out how interest is calculated on the website.[NEWLINE][BOUNDARY][NEWLINE]user: So is the option of not putting the parents' data available online and also through the application?[NEWLINE]agent: Yes, that's correct. Whether you fill your form online or through the app you'll get asked if you are able to provide information about your parents.[NEWLINE]user: Would that create any disadvantage? to submit the form without the parent information?


user: I am completing the forms for Federal Student Aid and my unable to provide my parents information. Will this affect my application?[NEWLINE]agent: In certain circumstances if you are unable to provide parent information you may be able to submit your FAFSA without parent information despite being considered a dependent student. Are you considered a dependent student?[NEWLINE]user: Yes I am considered a dependent student.[NEWLINE]agent: Are your parents incarcerated?[NEWLINE]user: No they are not.[NEWLINE]agent: Have you left home as a result of an abusive family environment?[NEWLINE]user: No that is not the case.[NEWLINE]agent: Do you know where your parents are and are unable to contact them?[NEWLINE]user: No I know where my parents are.[NEWLINE]agent: Are you older than 21 but not yet 24, unaccompanied and either homeless or self-supporting and at risk of being homeless?[NEWLINE]user: No that does not apply to me.[NEWLINE]agent: Seeing as none of the reasons for not being able to provide parent information apply to you you should provide the said information on your application.[NEWLINE][BOUNDARY][NEWLINE]user: FAFSA stands for For Some for Federal Student Aid. What if I don't live with my parents?[NEWLINE]agent: You will still have to answer the questions about your parents if you are considered a dependent student.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's fine. What if I want to use a mobile app to fill out the FAFSA form?


user: My circumstances are different in that I cannot provide parental information on my FAFSA form, is there anything I can do?[NEWLINE]agent: Are you classed as a dependent student?[NEWLINE]user: Yes, I am a dependent[NEWLINE]agent: Are your parents not able to provide information on your FAFSA form due to being incarcerated?[NEWLINE]user: No, thankfully![NEWLINE]agent: Have you moved out of home due to an abusive family environment?[NEWLINE]user: No, I don't fall into this category either[NEWLINE]agent: Are you in a situation where you can't provide parental information because you do not know where your parents are, that you can't contact them and you have not been adopted?[NEWLINE]user: No, this is not my situation either[NEWLINE]agent: Do you fall into the category of being older than 21 but younger than 24 and are either homeless or are self-supporting and at risk of being homeless?[NEWLINE]user: No, again, I do not fit into this category[NEWLINE]agent: I must then inform you that you will not be able to submit your FFSA form without the required parental information[NEWLINE][BOUNDARY][NEWLINE]user: too bad I can't send it. I have only 1 question left, how do I use the EFC /?[NEWLINE]agent: The EFC is an index number that college financial aid staff use to determine how much financial aid you would receive if you were to attend their school. The information you report on your FAFSA form is used to calculate your EFC.[NEWLINE][BOUNDARY][NEWLINE]user: I see what you mean. I'd like to ask you another question regarding the loan.  Is it possible for me to cancel a loan if I decide I no longer need it?


user: I have problems in my family and I want to know if I need to provide parent information[NEWLINE]agent: Do you know the situations under which you don't need to submit your FAFSA form without parent information?[NEWLINE]user: Yes but I need to confirm that[NEWLINE]agent: Are your parents incarcerated?[NEWLINE]user: Not at all[NEWLINE]agent: Have you left home due to an abusive family environment?[NEWLINE]user: No, neither.[NEWLINE]agent: You don't know where your parents are and you can't contact them and you haven't been adopted?[NEWLINE]user: No, that's not correct.[NEWLINE]agent: Are you over 21 but not yet 24, unaccompanied and homeless, or self-sufficient and at risk of being homeless?[NEWLINE]user: Yes, that's my problem.[NEWLINE]agent: Null[NEWLINE][BOUNDARY][NEWLINE]user: I see. I'd like to ask you another question. What if I don't live at home with my parents? What if I live away from my parents?[NEWLINE]agent: You will still have to answer the questions about your parents if you are considered a dependent student.[NEWLINE][BOUNDARY][NEWLINE]user: I'm wondering on what information about my parents do I need. Is it difficult to complete the FAFSA form?


user: Hi there. I'm looking some help related to the information I need to provide on my student aid loan apply form, about me and my parents.[NEWLINE]agent: Sure, no problem. You need to have present who counts as your parents when you file your fafsa form.[NEWLINE]agent: Are you dependent of your parents?[NEWLINE]user: Not, pretty much, that's why I have some doubts about it.[NEWLINE]agent: Ok, no problem.  There is a stepparent currently married to your legal parent?[NEWLINE]user: Yes, that's right, Is that important?[NEWLINE]agent: Yes, in that cases, you need to provide the information of him or her too.[NEWLINE][BOUNDARY][NEWLINE]user: I'll just make a note to inquire about FAFSA stuff. What if you made a mistake on your FAFSA application?[NEWLINE]agent: you will need to make a correction. Find out how to make changes to your FAFSA information[NEWLINE][BOUNDARY][NEWLINE]user: Ok thank you, and regarding the free fpplication for Federal Student Aid (FAFSA) form, is there any mobile application in which I can find or fill out the form?[NEWLINE]agent: The 2020/21 and 2019/20 FAFSA forms are on the myStudentAid app, available on the App Store iOS or on Google Play Android.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's fine. Now, let's talk about FAFSA. What if I'm unable to provide any of this information?[NEWLINE]agent: Depending of the circumstances, you may be able to submit your fafsa form without some of your parent information despite being considered a dependent student. Did you know that?[NEWLINE]user: I have kinda heard about that, but I wasn't very sure.[NEWLINE]agent: Is any of your parents incarcerated?[NEWLINE]user: Yes, that's right.[NEWLINE]agent: In that case you can provide your fafsa form with some the information related to your parents.[NEWLINE][BOUNDARY][NEWLINE]user: Do I have to say which of them is on jail?


user: Hey there. I would like to know information about the information I need to give in a student aid form.[NEWLINE]agent: Sure, no problem. You need to know about who counts as yours parents for your fafsa form.[NEWLINE]agent: Are you a dependent student?[NEWLINE]user: Yes, I think that I count as a dependent student.[NEWLINE]agent: OK, no problem. A legal parent is your biological or adoptive parent, or your legal parent as determined by the state.[NEWLINE][BOUNDARY][NEWLINE]user: What if my parents aren't going to help me pay for college and refuse to provide information for my FAFSA form?[NEWLINE]agent: You can t be considered independent of your parents just because they refuse to help you with this process. If you do not provide their information on the FAFSA form, the application will be considered rejected, and you might not be able to receive any federal student aid. The most you would be able to get depending on what the financial aid office at your college decides would be a loan called an unsubsidized loan. The FAFSA instructions will tell you what to do if you are in this situation. Learn more about how to fill out the FAFSA form when your parents aren t supporting you and won t provide their information. What happens if I do not have the requested information?[NEWLINE][BOUNDARY][NEWLINE]user: I got it. Another question about FAFSA. Will I have to provide all the information about my parents on my form?[NEWLINE]agent: Yes, the most information will help you to create a profile of you.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me more about some non-need aid?[NEWLINE]agent: Sure, It's a kind of aid that doesn't go over your overall needs, so the amount can be calculated based on your school instead.[NEWLINE]user: by the way you know what happens when the parents are not married, what if I have a stepfather?[NEWLINE]agent: There is no problem. Is your stepparent married with your legal parent?[NEWLINE]user: No they are not still married.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How do I do if my parents are separated?


user: I need help with the fafsa parent part[NEWLINE]agent: I can help you with who has to provide parent information on the FAFSA form, and learn what to do if you aren’t in contact with your parents[NEWLINE][BOUNDARY][NEWLINE]user: what if I live away from my parents?[NEWLINE]agent: You will still have to answer the questions about your parents if you are considered a dependent student.[NEWLINE][BOUNDARY][NEWLINE]user: Another question about Federal Student Aid application, what if I have a step mom?[NEWLINE]agent: Is your step mom married to the legal parent whose information you are reporting?[NEWLINE]user: No, they are not married.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What do I do if my parents are unwilling to provide their information on the FAFSA form?[NEWLINE]agent: We can provide you with an explanation of what we consider special circumstances.[NEWLINE]user: What if I agree to my parents not supporting me?


user: I want to be considered on my own because my mom isn't going to help me with college and my forms[NEWLINE]agent: You can not be considered independent of your mother just because she refuses to help you with this process[NEWLINE]agent: Are you having difficulty getting her information for the FAFSA forms?[NEWLINE]user: yes, I can't get it[NEWLINE]agent: If you can't get her information the application will be considered rejected and you might not be able to receive any federal student aid. The most you would be able to get would be a loan called an unsubsidized loan.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question for you based on Direct Subsidized Loans. Who pays the interest on this type of loan?[NEWLINE]agent: Actually the U.S Department of Education pays the interest on a Direct Subsidized Loan.[NEWLINE][BOUNDARY][NEWLINE]user: Ok and about applying for federal student aid, what can I do if I don't have any contact with my parents due to family problems?[NEWLINE]agent: So you have no way of contacting your mom and getting her to help you?[NEWLINE]user: yes, that is the situation I am in[NEWLINE]agent: Fill out the FAFSA form and then immediately get in touch with the financial aid office at the school you plan to attend. The financial aid office will tell you what to do next.[NEWLINE][BOUNDARY][NEWLINE]user: I'll try to inquire about Non-Need-Based Aid. Is there an example you could give me?


user: Hi there. I'm looking information about the information I need to report on my fafsa form, about my parents.[NEWLINE]agent: Sure, no problem. Are your legal parent married?[NEWLINE]user: Yes, they are. And they live together.[NEWLINE]agent: Good, then you should report the information about them.[NEWLINE]user: I also need additional information about the (FAFSA) type. What happens if I have a stepmother?[NEWLINE]agent: Is your step mom married to the legal parent whose information you are reporting?[NEWLINE]user: No, they are not married.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What do I do if my parents are unwilling to provide their information on the FAFSA form?[NEWLINE]agent: We can provide you with an explanation of what we consider special circumstances.[NEWLINE]user: What if I agree to my parents not supporting me?