elplaguister/DTS_session_datasets huggingface dataset:
user: How is the amount of my federal student aid figured out?[NEWLINE]agent: When you fill out your FAFSA form the college you list will use the information you provided.[NEWLINE][BOUNDARY][NEWLINE]user: How does my school figure out the non-need based aid?[NEWLINE]agent: Your school has a formula they use to calculate they non-need based aid.[NEWLINE]agent: Will this example help you, "If you have cost of attendance at $16000 and you have been awarded a total of $4000 in need-based aid and private scholarships, the you can get $12000 in non-need based aid."[NEWLINE]user: No, it does not help me understand it at all.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What if my COA is $16000 and my EFC is $12000?[NEWLINE]agent: Then your financial need is $4000.[NEWLINE][BOUNDARY][NEWLINE]user: If I have a PLUS loan from the Direct Loan Program for parents, how will we know when the money will be delivered to us?[NEWLINE]agent: The school will notify you in writing each time they give you any part of the loan money[NEWLINE][BOUNDARY][NEWLINE]user: by when should we get our money to help pay for books?[NEWLINE]agent: Are you eligible for disbursement?[NEWLINE]user: don't think so
user: Is it wise to compare school aid offers I get from each college?[NEWLINE]agent: Have you applied at several colleges?[NEWLINE]user: No, i have not yet.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Will my aid amount be the same at each school?[NEWLINE]agent: Actually, each financial aid package is different because each college is different in what they offer.[NEWLINE][BOUNDARY][NEWLINE]user: Which is more expensive between, private student loans or federal student loans?[NEWLINE]agent: Generally, private students loans are more expensive.[NEWLINE][BOUNDARY][NEWLINE]user: There's more to Net Price Calculation than meets the eye. How do I calculate my school's net price?[NEWLINE]agent: There are easy steps to follow when figuring out net price of net cost.[NEWLINE][BOUNDARY][NEWLINE]user: What is the procedure for informing my school about which financial assistance I will accept?[NEWLINE]agent: Your student aid offer will include directions on how to accept the aid offer and you might have to put the amounts you are accepting in an online form and then submit it.[NEWLINE][BOUNDARY][NEWLINE]user: Can I receive this benefit for both a professional school and a university?. Is it better to look at each cost per school for offers of aid?[NEWLINE]agent: Yes, always be sure to compare aid offerings from each school to see which will be most affordable.[NEWLINE][BOUNDARY][NEWLINE]user: What if the school i want to attend does not list the cost of attendance on the aid offer?
user: Hello, I would like you to help me with something. I recently left the school and the school did not make the required return of the loan funds to the loan administrator.[NEWLINE]agent: Of course, we will help you learn more about your unpaid rebate registration to see if you can qualify.[NEWLINE]agent: dropped out of school after receiving a loan from the Direct Loan Program?[NEWLINE]user: yes[NEWLINE]agent: the school may have been required by federal regulations to return some or all of the loan money to your loan servicer.[NEWLINE][BOUNDARY][NEWLINE]user: ok but in this case I would like to know if I am eligible for discharge of my loan since I attended a school that closed less than three years ago.[NEWLINE]agent: In addition to that point if you meet the eligibility requirements for closed school discharge, and want your loans to be canceled, please contact your loan administrator to apply for closed school discharge now instead of waiting three years to receive a closed high school automatic.[NEWLINE][BOUNDARY][NEWLINE]user: I would like to know if I'm eligible for a discharge of the portion of my loan that the school failed to return?[NEWLINE]agent: Of course you may be eligible for a discharge of the part of your loan that the school was unable to repay.[NEWLINE][BOUNDARY][NEWLINE]user: I am ready to request the download of the refund without paying, what do I do?[NEWLINE]agent: You must complete the Loan Download Application - Unpaid Repayment and submit the completed form to your Loan Manager.[NEWLINE][BOUNDARY][NEWLINE]user: How much of my loan will be canceled if I am approved for loan cancellation?[NEWLINE]agent: Only the part of your loan that your school should have returned will be canceled. Contact your loan servicer for more information.[NEWLINE][BOUNDARY][NEWLINE]user: How do I request a refund download without paying?
user: I have a question regarding the Loan Simulator in the FSA process. How accurate is it?[NEWLINE]agent: Are you looking to get the most realistic results?[NEWLINE]user: I have not tried it yet, I'm just wondering how accurate it is[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Is there anywhere on the website that I can send feedback to try to streamline the process or make it more user friendly?[NEWLINE]agent: You can contact us in the "Help Us Build This Tool" section, where you can share your feedback, ask any questions and send any requests for new features[NEWLINE][BOUNDARY][NEWLINE]user: Is there a share option built in with the Loan Simulator?[NEWLINE]agent: Yes, we have invited every user to share the Loan Simulator with their friends and family[NEWLINE][BOUNDARY][NEWLINE]user: How do I get the most accurate result from the Loan Simulator?[NEWLINE]agent: You will need to provide the most complete and accurate information during the process. This tool cannot however, predict your future payments with 100% accuracy[NEWLINE][BOUNDARY][NEWLINE]user: What exactly is the Loan Simulator within the FSA?
user: I want to see what payments will be like for a loan[NEWLINE]agent: You can try the Loan SImulator. The Loan Simulator is a new tool to help you make decisions about your student loans. You can use it to find a repayment plan that meets your needs and goals.[NEWLINE][BOUNDARY][NEWLINE]user: will it actually give me a good estimate?[NEWLINE]agent: Do you want to get the most realistic results?[NEWLINE]user: Not, if I have to give too much personal information.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can I just give numbers that are close but not the real thing and start a new simulation to see how different numbers work for me?[NEWLINE]agent: Yes, you can see what happens when you borrow more.[NEWLINE][BOUNDARY][NEWLINE]user: Will it show me what happens if I get into financial trouble and stop making payments?[NEWLINE]agent: Yes, you can find out the impacts of suspending payments[NEWLINE][BOUNDARY][NEWLINE]user: How do I use this thing?
user: Hi, could you please advise me as to the accuracy of Loan Simulator, is it accurate?[NEWLINE]agent: Have you provided Loan Simulator with accurate information?[NEWLINE]user: No I have not tried Loan Simulator yet.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Can the Loan Simulator predict future payments?[NEWLINE]agent: The Loan Simulator can only provide realistic results if you provide complete and accurate information about your circumstances but you must keep in mind that the tool can't predict your future payments with 100% accuracy.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible to make suggestions to make the tool better?[NEWLINE]agent: Yes we would appreciate your feedback and any requests for new features that you think will be helpful.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible for  you to guide me through the loan simulator so that I will get the best results?[NEWLINE]agent: Yes I can guide you through a series of questions based on what might be best for you.[NEWLINE][BOUNDARY][NEWLINE]user: Am I allowed to share the Loan Simulator with others?
user: Hello there, I have some questions about the loan simulator.[NEWLINE]agent: Do you know what you need to do to get the most realistic results?[NEWLINE]user: No, I'm aware of that.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Where can I learn more about the calculations of the simulator?[NEWLINE]agent: You can learn more about Loan Simulator calculations on our website.[NEWLINE][BOUNDARY][NEWLINE]user: I'll check it out later. Is there a way I can help with improving this tool?[NEWLINE]agent: Yes, you can contact us to share your feedback, ask questions, and request new features.[NEWLINE][BOUNDARY][NEWLINE]user: Can I share the loan simulator with others?[NEWLINE]agent: Of course, we invite you to share this tool with friends and family.[NEWLINE][BOUNDARY][NEWLINE]user: Oh, before I forget it: how do I get the most accurate results?
user: Hello, I have a few questions about the accuracy of the loan simulator.[NEWLINE]agent: Of course. Do you want to get the most realistic results then?[NEWLINE]user: No, because I'm certain none of the results are actually reliable.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I entered the wrong data. Can I start from scratch with the whole simulation?[NEWLINE]agent: Yes, you can.[NEWLINE][BOUNDARY][NEWLINE]user: What is the loan simulator intended for?[NEWLINE]agent: Loan Simulator is a new tool to help you make decisions about your student loans.[NEWLINE][BOUNDARY][NEWLINE]user: Does the school determine how much I need to borrow?[NEWLINE]agent: Yes, and here you can see how choice of school affects how much you may need to borrow.[NEWLINE][BOUNDARY][NEWLINE]user: Can the simulator help me pick a plan for my studies?
user: I need help using the loan simulator.[NEWLINE]agent: I'll be happy to assist you with that. The loan simulator is a tool that helps you make decisions about student loans.[NEWLINE][BOUNDARY][NEWLINE]user: How can I get the most realistic results from the loan simulator?[NEWLINE]agent: It's always important to know that the simulator is not 100% accurate, but for the best results, be sure to provide complete and accurate information.[NEWLINE][BOUNDARY][NEWLINE]user: Can you help me in any other way?[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to speak with an agent?[NEWLINE]user: Not really.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you interested in our popular topics?[NEWLINE]user: Not right now.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What kind of positive feedback can I give?
user: Hi there. I'm looking information about loans, and the loan simulator.[NEWLINE]agent: Sure, we are here to help you. The loan simulator is a tool that will help you to know the realistic results related to your loan. Is this what you are looking for?[NEWLINE]user: Yes, that's exactly what I'm looking.[NEWLINE]agent: Great! You just need to provide all the information in the most accurate way possible to get a prediction of how your loan could result.[NEWLINE]user: Okay. Now, about my loan security.. could you give me more information?[NEWLINE]agent: It is important to verify that you do not suffer from a scam to do this. Get information about identity theft.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I find more information?[NEWLINE]agent: You can find more information through goarmy.com[NEWLINE][BOUNDARY][NEWLINE]user: What is the calculation of eligibility for student grants?[NEWLINE]agent: It is important to note that your disbursed school paid your aid or credit balance incorrectly.[NEWLINE]user: What does this process consist of?[NEWLINE]agent: Your school is in charge of calculating the loan.[NEWLINE][BOUNDARY][NEWLINE]user: What are the procedures for this purpose.
user: Are loan simulators accurate?[NEWLINE]agent: Do you want the most realistic results?[NEWLINE]user: Yes, I want the most realistic results.[NEWLINE]agent: You should provide complete and accurate information when using a loan simulator and keep in mind it cannot predict any future payments with 100% accuracy.[NEWLINE][BOUNDARY][NEWLINE]user: Also, am I eligible for a parent PLUS loan? What does it take to get one?[NEWLINE]agent: Are you a biological or adoptive parent of a dependent undergraduate student enrolled at least half-time at an eligible school?[NEWLINE]user: I am a parent[NEWLINE]agent: Are you in a situation where you don't have an adverse credit history?[NEWLINE]user: no[NEWLINE]agent: You are not eligible for a Parent Plus Loan.[NEWLINE][BOUNDARY][NEWLINE]user: can my kid get a loan instead?
user: hello i would like help with the following, how do i decide which income based payment plan should i choose?[NEWLINE]agent: Do you want to decide which payment plan suits you based on your income?[NEWLINE]user: it's not what i want[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: If I have to certify my income every year, what should I do with my family's data?[NEWLINE]agent: You must provide your loan servicer with up-to-date income and family size information so that your servicer can recalculate your payment. even if there is no change.[NEWLINE][BOUNDARY][NEWLINE]user: Ok, fine. About recalculating my monthly payment, what can I do if my income has changed or the number of members in my family has changed?[NEWLINE]agent: In that case, you can request that your income-based payment be recalculated to reduce your current monthly payment.[NEWLINE][BOUNDARY][NEWLINE]user: Understood, another question I have, if I want to get a payment plan based on my income, what can I do?[NEWLINE]agent: if you want a plan your only income based payment plan option is the IBR Plan[NEWLINE][BOUNDARY][NEWLINE]user: I have one other question about Loan Simulator.  Are there ways to help improve the tool?[NEWLINE]agent: We love feedback, the asking of questions, and request of new features.[NEWLINE][BOUNDARY][NEWLINE]user: Thank you. I'd really like to know. How do I apply for a repayment plan based on my income? What circumstances will my AGI be used in?[NEWLINE]agent: One of the conditions is if you filed a federal tax return in the last two years.[NEWLINE]user: If that is my case, what else?[NEWLINE]agent: in this case your current income is not significantly different from the income reported on your most recent federal tax return[NEWLINE]user: but this last does not apply to me
user: Hi, I need help with my payment plan. How do I decide which income-based payment plan to choose?[NEWLINE]agent: ok but decided that an income based payment plan is what you want?[NEWLINE]user: no well I'm not sure[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What would be an income based contingent plan?[NEWLINE]agent: under these conditions it would be: Income - Contingent repayment plan ICR Plan[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask you on what is the best option if I have different federal student loans?[NEWLINE]agent: you can consolidate them into a single Direct Consolidation Loan. This can simplify repayment if you currently make separate loan payments to different loan holders or administrators, as you only have to make one monthly payment.[NEWLINE][BOUNDARY][NEWLINE]user: What are REPAYE and ICR Plans and what do they entail?[NEWLINE]agent: well these plans consist that the payment is always based on your income and the size of your family, regardless of any change in your income. This means that if your income increases over time, in some cases your payment may be more than the amount you would have to pay under the Standard 10-Year Payment Plan.[NEWLINE][BOUNDARY][NEWLINE]user: Another thing to consider when it comes to Eligible Loans. What loans are not eligible for this?[NEWLINE]agent: Loans from the Federal Family Education Loan Program, and the Federal Perkins Loan Program don't qualify. They may however, become eligible if you consolidate them into a Direct Consolidation Loan[NEWLINE][BOUNDARY][NEWLINE]user: How do I request an income-based payment plan?[NEWLINE]agent: Did you file a federal tax return in the last two years?[NEWLINE]user: no i haven't
user: Hello, I need to know what is the forgiveness please?[NEWLINE]agent: Sure, what you have to know is that the amount varies between $ 17,500 or $ 5,000, it all depends on the case.[NEWLINE]agent: It is important to note that you must submit eligible loans under the Direct Loan Program and the FFEL Program.[NEWLINE]user: Can you tell me more about it?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me if you can receive forgiveness from various entities such as teachers and public services?[NEWLINE]agent: You can choose both plans but not the same teaching service period.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about federal student loan forgiveness if I was scammed by my school? And when will I have information about the claim I made?[NEWLINE]agent: If you are a potential member of the group of borrowers to which the lawsuit applies, you should receive an email and mail notification between June and early July 2020.[NEWLINE]agent: Do you have any other questions about the Sweet V DeVos lawsuit?[NEWLINE]user: No.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Are FFEL Program Loans eligible?
user: I would like to know if I can get my federal student loans forgiven for their service as a teacher?[NEWLINE]agent: You must learn about the forgiveness program to see if you qualify.[NEWLINE]user: If I already teach full-time for five full academic years in a row at a low-income school, do I qualify?[NEWLINE]agent: in view of your history you may be eligible for forgiveness of up to $ 17,500 on your Subsidized and Unsubsidized Direct Loans and your Subsidized and Unsubsidized Federal Stafford Loans.[NEWLINE][BOUNDARY][NEWLINE]user: Also, How do I apply for a loan cancellation? What is the purpose of the loan application?[NEWLINE]agent: It is important that you complete the application.[NEWLINE][BOUNDARY][NEWLINE]user: At what level can the PLUS loan be paid?[NEWLINE]agent: It is noteworthy that the school falsely certified the student's ability.[NEWLINE]user: Can you expand that information more?[NEWLINE]agent: Of course...[NEWLINE]user: Can I search for information in other instances?
user: Why do I need Exit Counseling?[NEWLINE]agent: Do you know what Exit Counseling is for?[NEWLINE]user: Yes, I know what it is for.[NEWLINE]agent: Then you are aware that it provides important information to get you ready to pay back your federal student loan.[NEWLINE]user: I have a subsidized PLUS loan do I need Exit Counseling?[NEWLINE]agent: Yes, it is required for you to complete Exit Counseling because you have a subsidized PLUS loan.[NEWLINE]user: What if I drop below half-time enrollment, do I have to complete the Exit Counseling?[NEWLINE]agent: Yes, you would have to complete the Exit Counseling.[NEWLINE][BOUNDARY][NEWLINE]user: What requirements do I meet in order to participate in entrance counseling?[NEWLINE]agent: All information is contained within the counseling section on the website[NEWLINE][BOUNDARY][NEWLINE]user: Dies every school offer entrance counseling?
user: I'm wondering how the Graduated Repayment Plan works?[NEWLINE]agent: With this plan, payments are made for up to 10 years, and between 10 and 30 years for consolidation loans[NEWLINE]agent: Is your income currently low but with a view to improving steadily over time?[NEWLINE]user: Yes, I am in that category[NEWLINE]agent: Well in that case, this Graduated Repayment Plan might just be right for you[NEWLINE][BOUNDARY][NEWLINE]user: What is the best way to use the Loan Simulator to get the most reliable results?[NEWLINE]agent: You will need to provide the most complete and accurate information during the process. This tool cannot however, predict your future payments with 100% accuracy[NEWLINE][BOUNDARY][NEWLINE]user: I have questions for Federal Loans,  What are the loans eligible for the Graduated Repayment Plan?[NEWLINE]agent: Some loans that are part of the William D. For Federal Direct Loan Program and the FFEL Program are eligible for the plan[NEWLINE][BOUNDARY][NEWLINE]user: I've been given a repayment plan? Is it possible for me to simply change it?[NEWLINE]agent: Correct. Although you may select or be assigned a repayment plan when you first begin repaying your student loan, you can change repayment plans at any time for free.[NEWLINE][BOUNDARY][NEWLINE]user: How do I use the Loan Simulator to figure out if I'm eligible for the Graduated Repayment Plan and how much I'll have to pay?
user: How do I choose the Direct Loan Master Promissory Note I want to preview?[NEWLINE]agent: Are you an Undergraduate Student?[NEWLINE]user: No, I am not an undergraduate student.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you a Gradudate Student?[NEWLINE]user: Yes, I am a Graduate Student.[NEWLINE]agent: You would have to find the MPN that you need whether it is a Direct Unsubsidized Loans, Direct PLUS Loans or both and would have to complete each one.[NEWLINE][BOUNDARY][NEWLINE]user: What exactly does the Mastery Promissory Note do?[NEWLINE]agent: It explains the terms and conditions of your loan and you may receive more than one under an MPN over a period of 10 years to pay your or your child's educational costs.[NEWLINE][BOUNDARY][NEWLINE]user: I'm curious on what are the circumstances in which certain districts on maps tend to be blank?[NEWLINE]agent: The most common is that the statutory adjusted cohort graduation rate is missing, for example, if districts merged or a new district was created after 2009/10 and will not appear on the maps.[NEWLINE]user: ok and that is the only condition?[NEWLINE]agent: not as I mentioned are several conditions[NEWLINE][BOUNDARY][NEWLINE]user: ok and relative to the totals reported last year they are different from the numbers reported now over last year. What is causing this?
user: I am looking for more information on entrance counseling, can you give me some?[NEWLINE]agent: Are you familiar with the term itself?[NEWLINE]user: No, not really, can you help me?[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know what group of people are suited to entrance counseling?[NEWLINE]user: No, I really don't know who it is suited to[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know how long the entrance couseling takes?[NEWLINE]user: Yes, this I do know[NEWLINE]agent: Well, just to let you know, the entire counseling process must be completed in a single session. Most people complete it in 20-30 minutes[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know on what repayment plans may be suitable for me?[NEWLINE]agent: one of the following income-based plans may be right for you[NEWLINE][BOUNDARY][NEWLINE]user: And what do i need?
user: Hello, a question. Can US students apply for federal aid?[NEWLINE]agent: It is important to search for information related to the topic.[NEWLINE][BOUNDARY][NEWLINE]user: In my case I am not from the USA, can I participate in obtaining federal aid?[NEWLINE]agent: For certain procedures carried out on a specific date they are applicable.[NEWLINE][BOUNDARY][NEWLINE]user: Where do I have to send the FAFSA form?[NEWLINE]agent: It is essential that you go to the financial aid office to request information related to the subject.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have any suggestions for tools that we might use? Are there any tips you can give me on how to keep my federal student aid qualification?[NEWLINE]agent: We have a section on the website entitled "Learn How to Stay Eligible", which will give you all the relevant information[NEWLINE][BOUNDARY][NEWLINE]user: Who is eligible to qualify for federal student aid?[NEWLINE]agent: Most US citizens or eligible noncitizens are eligible for financial aid. All applicant should keep up to date with the criteria involved, understand the different programs that are available, learn how to stay eligible for financial aid and also how to get eligibility back if it is lost[NEWLINE][BOUNDARY][NEWLINE]user: What are the criteria involved in non-US citizens becoming eligible for federal student aid?