elplaguister/DTS_session_datasets huggingface dataset:
user: How canI apply for retirement?[NEWLINE]agent: You want to apply for retirement?[NEWLINE]user: correct[NEWLINE]agent: Apply Online[NEWLINE]user: As for my retirement benefits, is there a limit to what I can earn?[NEWLINE]agent: For 2019, that limit is $ 17,640[NEWLINE]user: Are you under full retirement age?[NEWLINE]agent: For 2019, that limit is $ 17,640[NEWLINE][BOUNDARY][NEWLINE]user: Will it ever increase?[NEWLINE]agent: Higher benefits can be important to you later in life and increase the future benefit amounts your family and your survivors could receive[NEWLINE]user: ok thanks[NEWLINE]agent: ok great[NEWLINE]user: If I work will it increase?[NEWLINE]agent: we will recalculate your benefit amount We pay the increase retroactive to January the year after you earned the money.[NEWLINE][BOUNDARY][NEWLINE]user: How Much Can I Earn And Still Get Benefits?
user: Can you tell me something about the benefit letter for social security?[NEWLINE]agent: Gladly. Do you want to get your Social Security Benefit Verification Letter online?[NEWLINE]user: No, thanks. I need to know something else.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want me to explain what a Social Security Benefit Verification Letter is?[NEWLINE]user: Well, sure. I mean, why not?[NEWLINE]agent: The benefit verification letter, sometimes called a benefits letter, or a Social Security award letter, serves as proof of your retirement, disability, Supplemental Security Income SSI, or Medicare benefits. It also serves as proof that you have applied for benefits or that you have never received Social Security benefits or SSI.[NEWLINE][BOUNDARY][NEWLINE]user: So I can create the account no problem?[NEWLINE]agent: Yes, you can do it while the temporary lift is still active.[NEWLINE][BOUNDARY][NEWLINE]user: What would I be asked for when creating the account?[NEWLINE]agent: You'll be asked to verify your identity, this will be done by asking you some personal questions about yourself. Then you'll get asked to create your account's username and password.[NEWLINE][BOUNDARY][NEWLINE]user: Can I let other people use my account?[NEWLINE]agent: No, the account can be created and used exclusively by you.[NEWLINE][BOUNDARY][NEWLINE]user: Ok. What else will I need to do after creating my username and password?
user: What if I still have questions about my benefit verification letter?[NEWLINE]agent: Do you still have any questions or need any help with how to request the verification online?[NEWLINE]user: Yes, i still need help with how to get the verification online.[NEWLINE]agent: All you need to do is call our toll-free number at 1-800-772-1213 or visit our office.[NEWLINE][BOUNDARY][NEWLINE]user: This reminds me of having enough Social Security credits. There are also various services available, right?[NEWLINE]agent:  If you have a security freeze, fraud alert, or both on your credit report,you can still open a my Social Security account by temporarily lifting it[NEWLINE][BOUNDARY][NEWLINE]user: Will I be asked for identitiy?[NEWLINE]agent: you will be asked to Create a username and password you ll use to access your online account.[NEWLINE][BOUNDARY][NEWLINE]user: can i get more informarion on it?[NEWLINE]agent: yes read the Federal Trade Commission s Credit Freeze FAQs[NEWLINE][BOUNDARY][NEWLINE]user: what personal information will I need to provide?[NEWLINE]agent:  you ll be askedto  Verify your identity by providing personal information about yourself and answering questions thatonly you are likely to know.[NEWLINE][BOUNDARY][NEWLINE]user: Do I have to do it online?
user: If I decide to keep working after retirement how much can I earn and still get retirement benefits?[NEWLINE]agent: Are you younger than full age retirement and make more than the yearly earnings limit?[NEWLINE]user: No.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: but what if I'm under full retirement age during the full year before full retirement age?[NEWLINE]agent: then you'd get deducted 1$ for every 2$ you make above the yearly limit. The yearly limit for 2019 is 17640$.[NEWLINE]user: What its the full retirement age?[NEWLINE]agent: 66 for those born between 1943 and 1954. And from 1955 onwards, two months are added for every birth year until the full retirement age reaches 67 for people born in 1960 and later.[NEWLINE][BOUNDARY][NEWLINE]user: So I can actually keep my benefits while working, even if with a deduction, right?[NEWLINE]agent: Yes, that's correct.[NEWLINE][BOUNDARY][NEWLINE]user: What's the earning yearly limit again?
user: hello I have some questions[NEWLINE]agent: Sure I will be happy to help[NEWLINE]agent: Do you work now?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How Much Can I Earn And Still Get Benefits?[NEWLINE]agent: If you are younger than full retirement age and make more than the yearly earnings limit  your earnings may reduce your benefit amount[NEWLINE]user: What if I am younger than the full retirement age?[NEWLINE]agent:  If you are younger than full retirement age and make more than the yearly earnings limit[NEWLINE]user:  If you are younger than full retirement age and make more than the yearly earnings limit,[NEWLINE]agent: your earnings may reduce your benefit amount[NEWLINE][BOUNDARY][NEWLINE]user: Is there anything you could recommend for me to read more about Special Enrollment Periods? I'm a little more educated now, but I still need more details.
user: Can I get benefits while I am working?[NEWLINE]agent: Yes, you can work while you receive Social Security retirement benefits or survivors benefits.[NEWLINE]user: What could happen when I do work while getting benefits?[NEWLINE]agent: It could mean a higher benefit for you in the future if you work while getting benefits.[NEWLINE][BOUNDARY][NEWLINE]user: So if I apply before full retirement, I'll get less benefits, and when does full retirement begin?[NEWLINE]agent: Yes, your benefits are reduced because you are taking them earlier before full retirement age.  Full retirement age is 66 for people born between 1943 and 1954.Beginning with 1955, two months are added for every birth year until the full retirement age reaches 67 for people born in 1960 or later.[NEWLINE][BOUNDARY][NEWLINE]user: And is Medicare like medicaid?[NEWLINE]agent: Medicare is our country 's health insurance program for people age 65 or older.The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long - term care.[NEWLINE][BOUNDARY][NEWLINE]user: okay and do I have to start my benefits before 66 or 67 years old when I hit my full retirement age?
user: can I get benefits while working?[NEWLINE]agent: You are wanting to know if you can work while getting benefits, correct?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: How Much Can I Earn And Still Get Benefits?[NEWLINE]agent: If you are under full retirement age for the entire year, we deduct $ 1 from your benefit payments for every $ 2 you earn above the annual limit[NEWLINE][BOUNDARY][NEWLINE]user: How is it calculated?[NEWLINE]agent:  we will recalculate your benefit amount[NEWLINE][BOUNDARY][NEWLINE]user: how much can I still earn?[NEWLINE]agent:  If you are younger than full retirement age and make more than the yearly earnings limit, your earnings may reduce your benefit amount.[NEWLINE]user: what is the yearly limit?
user: Can I get benefits while working?[NEWLINE]agent: You can work while you receive Social Security retirement or survivors benefits.[NEWLINE]user: Will it lower my amount?[NEWLINE]agent: it could mean a higher benefit for you in the future[NEWLINE][BOUNDARY][NEWLINE]user: Is there a TTY number that I can use to find out about benefits due to the fact that I do not hear well?[NEWLINE]agent: you can call us at TTY1-800-325-0778.[NEWLINE][BOUNDARY][NEWLINE]user: what will they need to see when I apply?[NEWLINE]agent: you may request one from the state where you were born[NEWLINE][BOUNDARY][NEWLINE]user: when will the benefits start?[NEWLINE]agent: you should still use our online retirement benefit application to sign up for just Medicare three months before your 65th birthday[NEWLINE]user: Can I apply in person?[NEWLINE]agent: yes[NEWLINE][BOUNDARY][NEWLINE]user: what information will they need when I apply?
user: Is it possible to work while receiving benefits?[NEWLINE]agent: Yes it is possible to work while receiving Social Security retirement or survivors benefits and it could mean higher benefits in the future.[NEWLINE]user: What happens when I do work?[NEWLINE]agent: It could mean a higher benefit for you in the future when receiving benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Another query concerning the Online Tools. Is there a way to determine how much more or less we can get out of these benefits?[NEWLINE]agent: You can use one of our benefit calculators to estimate your future retirement, disability, and survivors benefits[NEWLINE][BOUNDARY][NEWLINE]user: can you help me with what benefits we can get?
user:  How Much Can I Earn And Still Get Benefits?[NEWLINE]agent: are you currently working?[NEWLINE]user: yes[NEWLINE]agent: ok great!  If you are younger than full retirement age and make more than the yearly earnings limit[NEWLINE][BOUNDARY][NEWLINE]user: Sure. I understand that this can affect me. What happens if I apply for Medicare only what are my options?[NEWLINE]agent:  you need to be sure that you understand how waiting until later will affect[NEWLINE][BOUNDARY][NEWLINE]user: When I appy for medicare should I sign up for medical insurance part B?[NEWLINE]agent: You will be asked if you want to enroll in Medical insurance Part B. when you sign up for medicare[NEWLINE][BOUNDARY][NEWLINE]user: When is the special enrollment period?[NEWLINE]agent:  Any month you remain covered under the group health plan and you  employment continues. or The 8-month period that begins with the month after your group health plan coverage  ends[NEWLINE]user: How do I qualify for special enrollment period?[NEWLINE]agent:  If you are age 65 or older and your medical insurance coverage is under a group health plan based on your current employment[NEWLINE]user: ok yes I am age 65
user: can a person who works get benefits?[NEWLINE]agent: are you working?[NEWLINE]user: yes[NEWLINE]agent:  If you are younger than full retirement age and make more than the yearly earnings limit[NEWLINE][BOUNDARY][NEWLINE]user: I consider that if I comply with the conditions and my work can provide for that. What if I am going to be eligible for widow's benefits or do not have access to my spouse's estimates?[NEWLINE]agent: You could call our toll free number at 1-800-772-1213 or if you are hard of hearing at 1-800-325-0778 or just contact your local Social Security office.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I retire before full retirement age?[NEWLINE]agent: Your benefit amount as a spouse would be reduced and would vary based on your birth date.[NEWLINE]agent: Do you need to find out more info about estimated benefit amount if you retire before reaching full retirement age?[NEWLINE]user: Yes, I need to find out more info about my estimated benefit amount if I retire before full retirement age.[NEWLINE]agent: Call our toll free number at 1-800-772-1213 or at 1-800-325-0778 if hard of hearing or your local office.[NEWLINE][BOUNDARY][NEWLINE]user: What if I am eligible for Social Security retirement benefit based on my own earnings?[NEWLINE]agent: Do you know it will affect you as a higher benefit based on your spouses earnings?
user: Can I still earn money and receive benefits at the same time?[NEWLINE]agent: Yes you can but the benefits may be reduced.[NEWLINE]user: What if I am younger than the full retirement age?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What is the earning limit for 2019?[NEWLINE]agent: The limit for 2019 is $17,640.[NEWLINE]user: What is considered to be the full retirement age?[NEWLINE]agent: Full retirement age is 66 years old for people born between 1943 and 1954.[NEWLINE]user: What if I was born in 1955?[NEWLINE]agent: Beginning with 1955, two months are added for every birth year until the full retirement age reach 67 for people born in 1960 or later.[NEWLINE]user: Am I deducted money if I am under the full retirement age for the entire year and earn over the limit?
user: what is a benefits planner?[NEWLINE]agent: do you want to apply for medicare?[NEWLINE]user: yeah[NEWLINE]agent:  Are you are within three months of age 65 or older and not ready to start your monthly Social Security benefits yet?[NEWLINE]user: thank you[NEWLINE]agent: ok great! noproblem.[NEWLINE][BOUNDARY][NEWLINE]user: Are you aware of this: Getting Benefits While Working? Would my benefits be increased?[NEWLINE]agent: Higher benefits can be important to you later in life and increase the future benefit amounts your family and your survivors could receive[NEWLINE][BOUNDARY][NEWLINE]user: does any money get deducted?[NEWLINE]agent:  we deduct $ 1 from your benefit payments for every $ 2 you earn above the annual limit[NEWLINE]user: so it deducts if i am younger?
user: Hi, i've thinking about retirement and heard about planning for that. What can you tell me?[NEWLINE]agent: Well, for starters, Do you want to apply for medicare only?[NEWLINE]user: No, not only that.[NEWLINE][BOUNDARY][NEWLINE]agent: So you want to know about lifetime benefits?[NEWLINE]user: No, neither that.[NEWLINE][BOUNDARY][NEWLINE]agent: OK, well, maybe are you going to get a job?[NEWLINE]user: No, no, none of the options you presented is according what i want.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you need help with you health insurance coverage[NEWLINE]user: No, i' m not having any issues with that.[NEWLINE][BOUNDARY][NEWLINE]agent: Well, there's one thing. Do you signed up for medical insurance?[NEWLINE]user: Yes, that's the one.[NEWLINE]agent: Then you have signed up for medicare, right?[NEWLINE]user: No, not yet, but i'm looking for info about it.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you please tell me if I need to apply for Medicare and why I would or would not need to apply?
user: Should I sign up for Medicare Part B?[NEWLINE]agent: Have you signed up for Medicare?[NEWLINE]user: I haven't.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: under what circumstances can I qualify for a SEP?[NEWLINE]agent: You could, for example, qualify for a SEP and sign up for Medicare Part B in the 8-month period that begins with the month after your group health plan coverage or the employment it's based on ends.[NEWLINE][BOUNDARY][NEWLINE]user: I hope I can qualify for the sep if I think I can. What if my parents didn't grow up in the 1980s, should I keep applying?[NEWLINE]agent:  you may choose to start receiving retirement benefits earlie[NEWLINE][BOUNDARY][NEWLINE]user: What happens if my group health plan coverage ends during my initial enrollment period for Medicare Part B?[NEWLINE]agent: then you wouldn't qualify for a SEP.[NEWLINE]user: where can I get more information about enrollment periods for Part B?[NEWLINE]agent: You can read the information about general and SEP in our booklet or talk to your personnel office.[NEWLINE]user: In my case, I'm older than 65 and have medical insurance coverage under a group health plan based on my current employment. Do I qualify for a SEP?[NEWLINE]agent: You may, yes.[NEWLINE][BOUNDARY][NEWLINE]user: How would affect me if I decide to apply for Medicare part B later?
user: What if I plan to continue working after taking benefits?[NEWLINE]agent: Even if you plan to continue working you may still be able to receive some benefits.[NEWLINE]user: Is there a certain amount you can earn?[NEWLINE]agent:  If you areunder full retirement age and you earn over a certain amount we will deduct the excess earnings from your benefits[NEWLINE][BOUNDARY][NEWLINE]user: May I Apply For Retirement Benefits Right Now? How do you assist me because I am deaf or hard of hearing?[NEWLINE]agent: If you are deaf or hard of hearing,  you can call us at TTYs1-800-325-0778.[NEWLINE]user: I am not ready to retire but I still want to apply[NEWLINE]agent: If you are not getting Social Security and you are not ready to retire you should still use our online retirement benefit application to sign up for just Medicare three months before your 65th birthday[NEWLINE][BOUNDARY][NEWLINE]user: do I need a birth certificate?[NEWLINE]agent: If you do not have a birth certificate, you may request one from the state where you were born[NEWLINE][BOUNDARY][NEWLINE]user: How old do you have to be?[NEWLINE]agent: You must be at least 61 years and 9 months old to apply for retirement benefits.If you are already age 62[NEWLINE][BOUNDARY][NEWLINE]user: what information will I need
user: How do i apply for medicare?[NEWLINE]agent: are you  within three months of age 65 or older and not ready to start your monthly Social Security benefits yet[NEWLINE]user: yes[NEWLINE]agent: ok great.. you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later[NEWLINE][BOUNDARY][NEWLINE]user: Another concern about the application. What if you do not live in the US nor one of its territories?[NEWLINE]agent: In that case, you can also contact the Social Security office, the US embassy or consulate.[NEWLINE][BOUNDARY][NEWLINE]user: Can any member of my family qualify for benefits on my registry?[NEWLINE]agent: Are you interested in obtaining information about the benefits for your family?[NEWLINE]user: not[NEWLINE]agent: never married or had children?[NEWLINE]user: not
user: I want info about what happens to my benefits if I want to keep working[NEWLINE]agent: Even if you plan to continue working you may still be able to receive benefits.[NEWLINE]agent: Are you in full retirement?[NEWLINE]user: not yet[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: you don't have to check, can I ask when I can start my benefits?[NEWLINE]agent: You can start your retirement benefit at any point from age 62 up until age 70.Your benefit amount will be higher the longer you delay starting it. This adjustment is usually permanent..[NEWLINE][BOUNDARY][NEWLINE]user: I was wondering if my social security retirement benefits will increase if I delay my retirement?[NEWLINE]agent: Social Security retirement benefits are increased by a certain percentage depending on date of birth if you delay your retirement beyond full retirement age[NEWLINE][BOUNDARY][NEWLINE]user: Are there any additional infor mation they need?[NEWLINE]agent:  Early or Late Retirement?    Retirement Information for Medicare Beneficiaries[NEWLINE][BOUNDARY][NEWLINE]user: Can I delaye my retirement
user: Is there  special enrollment period for applying for medicare only?[NEWLINE]agent: If your medical insurance coverage is under a group health plan based on your, or your spouse 's, current employment  and you are age 65 or older[NEWLINE]user: Yes I am 65[NEWLINE]agent:  You may not need to applyfor Medicare supplementary medical insurance Part B at age 65 You may qualify for a SEP thatwill let you sign up for Part B during[NEWLINE][BOUNDARY][NEWLINE]user: Do you know if there is a limit on how much money I will make on my benefits?[NEWLINE]agent: For 2019, that limit is $ 17,640[NEWLINE]user: Are you under full retirement age?[NEWLINE]agent: For 2019, that limit is $ 17,640[NEWLINE][BOUNDARY][NEWLINE]user: Will it ever increase?[NEWLINE]agent: Higher benefits can be important to you later in life and increase the future benefit amounts your family and your survivors could receive[NEWLINE]user: ok thanks[NEWLINE]agent: ok great[NEWLINE]user: If I work will it increase?[NEWLINE]agent: we will recalculate your benefit amount We pay the increase retroactive to January the year after you earned the money.[NEWLINE][BOUNDARY][NEWLINE]user: How Much Can I Earn And Still Get Benefits?
user: I need a little help, I want to find out about Part B, Medical insurance[NEWLINE]agent: Have you signed up for Medicare?[NEWLINE]user: no I haven't that I know of[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I heard about a special enrollment period and wondered if it was for people like me...is it?[NEWLINE]agent: Are you 65 or older and under a group health plan by an employer?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: and I don't have to do it at age 65, you said I could do it at older right?[NEWLINE]agent: You can put it off, but if you do not choose to enroll in Medicare Part B and then decide to do so later your coverage may be delayed and you may have to pay a higher monthly premium unless you qualify for a " Special Enrollment Period, " or SEP.[NEWLINE][BOUNDARY][NEWLINE]user: For the delayed retirement increase, can I start receiving the benefit one month before I apply for the benefit?[NEWLINE]agent: ou can choose to start receiving benefits before the month you apply[NEWLINE][BOUNDARY][NEWLINE]user: What about infromation for medicare beneficiaries?
user: I need to find out about medicare health insurance coverage[NEWLINE]agent:  Medicare is  health insurance program for people age 65 or older[NEWLINE][BOUNDARY][NEWLINE]user: When can I start my lifetime benefits?[NEWLINE]agent: At  any point from age 62 up until age 70.[NEWLINE]user: I'd like to ask you another question if there's a limit on how much I can earn on my benefits?[NEWLINE]agent: For 2019, that limit is $ 17,640[NEWLINE]user: Are you under full retirement age?[NEWLINE]agent: For 2019, that limit is $ 17,640[NEWLINE][BOUNDARY][NEWLINE]user: Will it ever increase?[NEWLINE]agent: Higher benefits can be important to you later in life and increase the future benefit amounts your family and your survivors could receive[NEWLINE]user: ok thanks[NEWLINE]agent: ok great[NEWLINE]user: If I work will it increase?[NEWLINE]agent: we will recalculate your benefit amount We pay the increase retroactive to January the year after you earned the money.[NEWLINE][BOUNDARY][NEWLINE]user: How Much Can I Earn And Still Get Benefits?
user: how do you only apply for medicare?[NEWLINE]agent: are you 65?[NEWLINE]user: yes[NEWLINE]agent: you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later[NEWLINE][BOUNDARY][NEWLINE]user: Another concern that I have. Now that I know, can you tell what will happen if I start my benefits early?[NEWLINE]agent: your benefits are reduced a fraction of a percent for each month before your full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: and what if I start later than I should start?[NEWLINE]agent: if you delay your benefits until after full retirement age you may be eligible for delayed retirement credits that would increase your monthly benefit. but there may be other things to consider when making your decision about your retirement benefits[NEWLINE][BOUNDARY][NEWLINE]user: so early I get less, late I may get more and at the time everyone retires or whatever it's called I get average or something like that, right?[NEWLINE]agent: Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: so how much do I lose if I start early? can you give me a real number?