elplaguister/DTS_session_datasets huggingface dataset:
user: Hello, can you inform me if I am eligible for the cancellation of a student loan through a false certification?[NEWLINE]agent: It is important to search for information regarding the approval of the false certification to see if you qualify.[NEWLINE][BOUNDARY][NEWLINE]user: Can you expand that information more please?[NEWLINE]agent: You can visit the US Department of Education to request more information on the subject.[NEWLINE][BOUNDARY][NEWLINE]user: What is the loan download?[NEWLINE]agent: It is important that you complete the application.[NEWLINE][BOUNDARY][NEWLINE]user: At what level can the PLUS loan be paid?[NEWLINE]agent: It is noteworthy that the school falsely certified the student's ability.[NEWLINE]user: Can you expand that information more?[NEWLINE]agent: Of course...[NEWLINE]user: Can I search for information in other instances?
user: Hello, can you tell me if I can be eligible for loan cancellation based on a false certification?[NEWLINE]agent: It is important that you determine if you qualify so that you can qualify for the false certification.[NEWLINE][BOUNDARY][NEWLINE]user: What is the PLUS loan please?[NEWLINE]agent: It is noteworthy that the school falsely certified the ability to seek benefit.[NEWLINE]user: Can you explain more about what was stated above?[NEWLINE]agent: Of course, and what do you want to know more about?[NEWLINE][BOUNDARY][NEWLINE]user: What amount am I owed if I am approved for loan cancellation?[NEWLINE]agent: If you are approved then all the remaining balance of your loan will be canceled.[NEWLINE]user: What are the eligibility requirements?[NEWLINE]agent: It is also worth noting that any payment made on the loan will be reimbursed.[NEWLINE][BOUNDARY][NEWLINE]user: Perfect and what else can you tell me?
user: Could forgiveness of my federal student loan be available if the school I attended misled me or engaged in misconduct in violation of certain laws?[NEWLINE]agent: Yes, this is available and the loan forgiveness is called borrower defense to repayment and you can learn more.[NEWLINE][BOUNDARY][NEWLINE]user: What if I accidentally used two email addresses associated with my borrower defense application?[NEWLINE]agent: The ED will send a notification email to both of the email addresses on file.[NEWLINE][BOUNDARY][NEWLINE]user: What are some common questions that are answered regarding forbearance or stopped collections status?[NEWLINE]agent: Some common questions are what happens while completing and submitting a borrower defense application and the answer is you may have all your federal student loans in repayment placed into forbearance and collections stopped; but interest will still accrue.[NEWLINE]agent: Has your application for borrower defense been denied?[NEWLINE]user: No, my application has not been denied.[NEWLINE][BOUNDARY][NEWLINE]user: Where would I find more info about forgiveness of federal student loan I used to attend Corinthian Colleges?[NEWLINE]agent: You can go to info about Debt Relief for Corinthian Colleges Student page.[NEWLINE][BOUNDARY][NEWLINE]user: Can I have my borrower defense discharge applied to my FFEL or Federal Perkins loans?
user: What is the name of the forgiveness if I was misled by a school?[NEWLINE]agent: That type of loan forgiveness is called borrower defense to repayment.[NEWLINE][BOUNDARY][NEWLINE]user: Are there resources for help about borrower defense?[NEWLINE]agent: Do you have questions you need answered about borrower defense?[NEWLINE]user: Not at this time.[NEWLINE][BOUNDARY][NEWLINE]user: What if I have comments or disagree with a proposed settlement?[NEWLINE]agent: You would have to mail it the Clerk of the Court of the United States District Court Northern District of California, 450 Golden Gate Avenue, San Francisco, CA 94102.[NEWLINE][BOUNDARY][NEWLINE]user: Where would I look for more info about forgiveness of federal student loan used to attend Corinthian Colleges?[NEWLINE]agent: Just go to the section that states "Information about Debt Relief for Corinthian Colleges Students" page.[NEWLINE][BOUNDARY][NEWLINE]user: What should I do if I have defaulted on my federal student loan and have entered a rehabilitation plan?
user: I have heard that borrowers may be able to avail of forgiveness of their federal student loans if the school was found to have misled the borrower or engaged in misconduct. Is this true?[NEWLINE]agent: Yes, this does exist and is known as borrower defense to repayment, or borrower defense for short. Ther are sections on the website that go into this aspect further[NEWLINE][BOUNDARY][NEWLINE]user: How do I access notifications regarding the Sweet v. DeVos Lawsuit, are they available to the public?[NEWLINE]agent: Notifications regarding the Sweet v. DeVos Lawsuit will be emailed by the US Government in June/July 2020. These notifications will be emailed to borrower defense applicants who are deemed to be potential members of the group of borrowers that this lawsuit applies to. The notifications will inform this group of borrowers that there is a proposed settlement of the lawsuit[NEWLINE]agent: Are there questions that you have about these notifications that are not answered on the website?[NEWLINE]user: No, I have gone into this fully yet, but may do so in the near future[NEWLINE][BOUNDARY][NEWLINE]user: What is included under the term borrower defense discharge when related to the term Direct Loan?[NEWLINE]agent: We define the term Direct Loan in 34 CFR 685.206 to include Direct Consolidation loans[NEWLINE][BOUNDARY][NEWLINE]user: What is the logic behind the notifications regarding the Sweet v. DeVos Lawsuit?[NEWLINE]agent: It is to inform any borrower defense applicant to whom the lawsuit applies that there is a proposed settlement of the lawsuit due[NEWLINE]agent: Are you concerned about any notifications that you may receive in relation to the Sweet v. DeVos Lawsuit in terms of legitimacy?
user: Is there any option for a borrower to be eligible for debt forgiveness of a federal student loan if the school in question misled the borrower or were engaged in misconduct unbecoming of the school?[NEWLINE]agent: Yes, this type of debt forgiveness is called borrower defense to repayment, which is also shortened to borrower defense. There is more information available on the website[NEWLINE][BOUNDARY][NEWLINE]user: What are the notifications regarding Manriquez v. DeVos Lawsuit and will they affect me?[NEWLINE]agent: Borrower defense applicants who are potential members of the group of borrowers to whom the lawsuit applies will begin to receive notifications about this lawsuit fro the US Government from Dec 26, 2019. These notifications are sent by email from the address noreply@studentaid.gov[NEWLINE]agent: If I am due to receive a notification in relation to this lawsuit and I don't have a valid email address, what happens?[NEWLINE]user: No, I on;t think I fit into this category[NEWLINE][BOUNDARY][NEWLINE]user: Is there a way for me to apply for a Direct Consolidation Loan if I want to have my borrower defense discharge apply to my FFEL?[NEWLINE]agent: You can apply by logging on to StudentAid.gov/app/launchConsolidation.action. Once your Direct Consolidation Loan is approved, you can then contact the borrower defense hotline on 1-855-279-6207 from 8am to 8pm[NEWLINE]user: Where can I go for reconsideration of a decison regarding a borrower defense?[NEWLINE]agent: We have a dedicated borrower defense hotline at 1-855-279-6207 from 8am to 8pm[NEWLINE][BOUNDARY][NEWLINE]user: I have applied for borrower defense by way of email but now have found further information that I want to send, can I do this?
user: educate me on loan forgiveness because I think I was done wrong[NEWLINE]agent: Borrowers may be eligible for forgiveness of the federal student loans used to attend a school if that school misled them or engaged in other misconduct in violation of certain laws. This type of loan forgiveness is called “borrower defense to repayment,” sometimes abbreviated to “borrower defense.”[NEWLINE][BOUNDARY][NEWLINE]user: what will you review on an application?[NEWLINE]agent: They will look at things such as the campuses you attended, the programs in which you enrolled, and the dates that you enrolled[NEWLINE]user: can loan forgiveness be applied to a Federal Perkins loan?[NEWLINE]agent: If you consolidate your loans into a Direct Consolidation Loan you can obtain a discharge[NEWLINE]user: how will we know if we are eligible for loan forgiveness?[NEWLINE]agent: The U.S. Department of Education will notify borrower defense applicants through e-mail of their determination about borrower defense discharge eligibility.[NEWLINE]agent: Would you like a number you can call if you have more questions about this notification?[NEWLINE]user: yes let me have it[NEWLINE]agent: You can call our borrower defense hotline: 1-855-279-6207. Representatives are available Monday through Friday from 8 a.m. to 8 p.m. Eastern time[NEWLINE][BOUNDARY][NEWLINE]user: I looked at your page, what are Corinthian colleges?
user: I need to know if I am eligible for federal student loan forgiveness.[NEWLINE]agent: I can assist you with this. The type of loan forgiveness that you are referring to is known as borrower defense to repayment.[NEWLINE][BOUNDARY][NEWLINE]user: I defaulted on my federal student loan after entering a rehabilitation plan. Can I still qualify for loan forgiveness?[NEWLINE]agent: In your case, you should contact the collection agency that helped you set up the plan. They will be able to tell you whether or not, there would be any negative consequences if you chose to enter stopped collection status.[NEWLINE][BOUNDARY][NEWLINE]user: What about Direct Loans disbursed before July 1st, 2017?[NEWLINE]agent: If your school engaged in acts that would rise to a cause of action against the school under state law, you could be eligible for a discharge forgiveness of part or all of your Direct Loan.[NEWLINE][BOUNDARY][NEWLINE]user: When will I receive a notification about the Sweet v. DeVos Lawsuit?[NEWLINE]agent: If you are a potential member of the group of borrowers to which the lawsuit applies, you should receive an email and mail notification between June and early July 2020.[NEWLINE]agent: Do you have any other questions about the Sweet V DeVos lawsuit?[NEWLINE]user: No.[NEWLINE][BOUNDARY][NEWLINE]user: Are FFEL Program Loans eligible?
user: Could you give me more information regarding debt forgiveness of federal student loans as a result of a school misleading a student or being engaged in misconduct?[NEWLINE]agent: The type of debt forgiveness that you are speaking of is called borrower defense to repayment, which is also shortened to borrower defense. We have more sections on the website dedicated to this particular subject[NEWLINE][BOUNDARY][NEWLINE]user: Have you a section on your website dedicated to common questions and answers surrounding forbearance/stopped collections status?[NEWLINE]agent: When you apply for borrower defense, all the federal student loans you have are placed into forbearance. Any debt collections that you have on any federal student loans in default are also stopped, pending a full review. Interest does continue to accrue however on your federal student loans[NEWLINE]agent: What happens in relation to forbearance/stopped collections of my application for borrower defense is denied or partially denied?[NEWLINE]user: Yes, I have just found out the result of my application[NEWLINE]agent: In this instance, the interest that accumulated on your loans is added to the outstanding balance of your loans when you entered forbearance/stopped collections. This does mean that the amount you pay in the future could be higher than you initially thought[NEWLINE][BOUNDARY][NEWLINE]user: What happens in the situation that I filed an application for borrower defense outside of the applicable limitation period, or indeed, if my loan payments re less than the amount owed after my discharge is applied?[NEWLINE]agent: In this case, you will not be eligible for a refund of payments, as you loan servicer will not apply any previous payments made on the discharged loan or return any made payments to you[NEWLINE][BOUNDARY][NEWLINE]user: What does it mean to be granted a partial discharge on my federal student loan?[NEWLINE]agent: Any amount of your loan that is not discharged will need to be repaid by you, including any interest that has accrued. Any forbearance or stopped collections that you may have had on other borrowings will finish once you have been granted a partial discharge[NEWLINE][BOUNDARY][NEWLINE]user: Are there any additional documents that I can submit as part of my application for borrower defense?
user: I have reason to believe that I could be eligible for loan forgiveness in relation to my school, can you give me more information on this regard?[NEWLINE]agent: This loan forgiveness is known as borrower defense to repayment, or can be known as borrower defense for short. We have extensive information on our website about this[NEWLINE][BOUNDARY][NEWLINE]user: If my program earnings exceed those of the comparison earnings that are carried out by the ED, what happens?[NEWLINE]agent: In this case, even if you have filed an approved claim, you will not receive any discharge of your loan until it is associated with Corinthian Colleges, Inc. (CCI)[NEWLINE][BOUNDARY][NEWLINE]user: How does the ED calculate the amount of discharge I am due if my claim is approved?[NEWLINE]agent: The ED calculates the amount of discharge by comparing the earnings of those who have completed a similar or same program at a borrower's school median program earnings with the earnings of those who have completed a similar or same program at other schools median comparison earnings[NEWLINE][BOUNDARY][NEWLINE]user: Has the COVID-19 pandemic had any impact on forbearance/stopped collections on any loans that are in default and are awaiting judgment on their borrower defense application?[NEWLINE]agent: Yes, this comes under the Automatic Administrative Forbearance and Temporary 0% Interest as a Result of the COVID-19 National Emergency[NEWLINE][BOUNDARY][NEWLINE]user: Is there a list of common questions and answers regarding forbearance/stopped collections status on a loan?[NEWLINE]agent: The process involved in applying for borrower defense may place all federal student loans you have into a forbearance status. Any debt collections that may be in force on defaulted loans are stopped pending an ED review of your borrower defense application. Interest will continue to accrue on these loans, regardless of what status they are in[NEWLINE]agent: Have you had your application for borrower defense denied or partially approved?[NEWLINE]user: Yes, I recently received a response in this regard from the ED
user: I think I may be eligible for debt forgiveness of my federal student loan due to a law violation carried out by my school. How do I pursue this?[NEWLINE]agent: The type of debt forgiveness you are talking about is called borrower defense to repayment, or borrower defense for short. There is further information on this particular item on the website[NEWLINE]user: Does the description of my issue come under borrower defense, do you know?[NEWLINE]agent: There are sections on the website dedicated to borrower defense and they will go through all questions and queries you may have[NEWLINE][BOUNDARY][NEWLINE]user: Does the ED do anything in particular for those who have successful borrower defense claims based on ED's CCI findings?[NEWLINE]agent: Yes, the ED have set up a process for the review of such cases for job placement rates asserted by borrowers enrolled in the covered programs at CCI schools during the eligibility period[NEWLINE][BOUNDARY][NEWLINE]user: If I receive a notification regarding the Sweet v. DeVos Lawsuit, and if I agree with the proposed settlement, what happens next?[NEWLINE]agent: In this case, you don't have to do anything. You of course have the right to attend the fairness hearing, but you are not obliged to do so, it is entirely a personal decision[NEWLINE][BOUNDARY][NEWLINE]user: Is there a section on the website dedicated to common questions and answers regarding borrower defense decision notifications?[NEWLINE]agent: The US ED notifies borrower defense applicant by way of email about the determination of the ED about borrower defense discharge eligibility.[NEWLINE]agent: Do you have further questions regarding your notification that is not answered on the website?
user: Hello there. My school misled me and I came here to find out if I am eligible for loan forgiveness in that context.[NEWLINE]agent: Of course. This type of loan forgiveness is called borrower defense to repayment, sometimes abbreviated to borrower defense.[NEWLINE][BOUNDARY][NEWLINE]user: Great. What happens if I receive a 100% discharge?[NEWLINE]agent: In that case you do not receive a separate interest waiver because your entire loan balance, including any interest, is discharged.[NEWLINE][BOUNDARY][NEWLINE]user: Good to know. And who exactly is eligible for this borrower defense?[NEWLINE]agent: Under the law, you may be eligible for borrower defense to repayment forgiveness of the federal student loans that you took out to attend a school if that school misled you, or engaged in other misconduct in violation of certain state laws. You may assert borrower defense by demonstrating that the school, through an act or omission, violated state law directly related to your federal student loan or to the educational services for which the loan was provided.[NEWLINE]agent: Are you eligible to receive federal student loan forgiveness?[NEWLINE]user: Yes, I am.[NEWLINE]agent: In that case you may be able to have all or part of your outstanding federal student loan debt forgiven, and you also may be reimbursed for amounts you have already paid on those loans.[NEWLINE][BOUNDARY][NEWLINE]user: What are you doing to provide help to student loan borrowers during the Covid-19 crisis?[NEWLINE]agent: Federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. In addition, interest is being temporarily set at 0% on federal student loans.[NEWLINE][BOUNDARY][NEWLINE]user: How will I know how much I have left after the interest is calculated?
user: Hello, can you tell me what the FAFSA completion data consists of?[NEWLINE]agent: It is noteworthy that each past year they are different from the numbers.[NEWLINE]user: Can you tell me more about it?[NEWLINE]agent: It can happen due to several factors, also including the possibility that your institution appears more than once in the data.[NEWLINE]user: What relatively small number of applicants does it affect?[NEWLINE]agent: This means that there were applicants who submitted an application in a previous year.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me why several blank districts on the maps?[NEWLINE]agent: It is noteworthy that they are listed as missing data.[NEWLINE]user: What conditions must be met for this purpose?[NEWLINE]agent: Of note is the lack of the statutory adjusted cohort graduation rate.[NEWLINE]user: What would happen if the districts were merged?[NEWLINE]agent: It is noteworthy that the districts are listed as missing data.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me if schools should contain all the information?
user: I have several questions about FAFSA termination[NEWLINE]agent: We have a section of questions we've heard about completion by the high school and public school district, what would be your question?[NEWLINE][BOUNDARY][NEWLINE]user: What are the FAFSA Completion Basics?[NEWLINE][BOUNDARY][NEWLINE]user: Based on the previous question, why do some districts appear blank on maps?[NEWLINE]agent: Please note that Districts are listed as missing or insufficient data if some conditions are met[NEWLINE]user: ok I understand but it is not the case that I am looking for[NEWLINE][BOUNDARY][NEWLINE]user: well but in some cases why does there seem to be duplicates from the same school?[NEWLINE]agent: This comes to pass since these school names are inherently reported by students, the reported name can vary considerably. By adding the data, our standard practice is to report the name of the school that applicants most commonly report.[NEWLINE][BOUNDARY][NEWLINE]user: ok and what are the conditions by which some districts appear blank on the maps?[NEWLINE]agent: The most common is that the statutory adjusted cohort graduation rate is missing, for example, if districts merged or a new district was created after 2009/10 and will not appear on the maps.[NEWLINE]user: ok and that is the only condition?[NEWLINE]agent: not as I mentioned are several conditions[NEWLINE][BOUNDARY][NEWLINE]user: ok and relative to the totals reported last year they are different from the numbers reported now over last year. What is causing this?
user: Can you tell me who can qualify for federal student aid?[NEWLINE]agent: Most U.S citizens or eligible noncitizens can qualify to get financial aid for college or career school. But there are some criteria for each program that those interested need to meet.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know the eligibility requirements?[NEWLINE]user: Not right now.[NEWLINE][BOUNDARY][NEWLINE]agent: Students with a parent killed in Iraq or Afghanistan can qualify for another aid program. Is this your case?[NEWLINE]user: Actually, yes. Tell me more about it, please.[NEWLINE]agent: Sure[NEWLINE]agent: Did your parent die during military service in any of those two countries after the events of 9/11?[NEWLINE]user: Not after 9/11.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any income cut-off to qualify for federal student aid?
user: Hi, I am not from the United States but I applying to colleges there. Will I be able to get any sort of financial aid to attend college there?[NEWLINE]agent: There are some circumstances in which you would be able to get some financial aid. Would you like more information about that?[NEWLINE]agent: Have you been living in the United States already? Do you have a green card?[NEWLINE]user: No, I don't have a green card. I have only ever visited the United States. I have never lived there.[NEWLINE][BOUNDARY][NEWLINE]user: Does that matter? Can I still qualify for financial aid?[NEWLINE]agent: You do have to be a U.S. citizen or eligible noncitizen in order to qualify.[NEWLINE][BOUNDARY][NEWLINE]user: Am I an eligible noncitizen? Or does that mean that I won't qualify?[NEWLINE]agent: Have you been told that you do not qualify? You may be able to figure out how to get eligibility.[NEWLINE][BOUNDARY][NEWLINE]user: No, that's why I am asking you. I just really want to be able to go to college in the United States![NEWLINE]agent: Are you experiencing homelessness? That would qualify you for financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: What? No? I just want to be able to come to the United States to study. I have intellectual disabilities and I heard that they schools there are helpful with that.