elplaguister/DTS_session_datasets huggingface dataset:
user: Hey there. I would like to know information about the information I need to give in a student aid form.[NEWLINE]agent: Sure, no problem. You need to know about who counts as yours parents for your fafsa form.[NEWLINE]agent: Are you a dependent student?[NEWLINE]user: Yes, I think that I count as a dependent student.[NEWLINE]agent: OK, no problem. A legal parent is your biological or adoptive parent, or your legal parent as determined by the state.[NEWLINE]user: I will have to provide all the information about my parents on my form?[NEWLINE]agent: Yes, the most information will help you to create a profile of you.[NEWLINE][BOUNDARY][NEWLINE]user: What if I have a stepparent?[NEWLINE]agent: There is no problem. Is your stepparent married with your legal parent?[NEWLINE]user: No they are not still married.[NEWLINE][BOUNDARY][NEWLINE]user: How do I do if my parents are separated?
user: I need help with the fafsa parent part[NEWLINE]agent: I can help you with who has to provide parent information on the FAFSA form, and learn what to do if you aren’t in contact with your parents[NEWLINE][BOUNDARY][NEWLINE]user: what if I live away from my parents?[NEWLINE]agent: You will still have to answer the questions about your parents if you are considered a dependent student.[NEWLINE][BOUNDARY][NEWLINE]user: do I answer them if I am not a dependent?[NEWLINE]agent: Have you figured out that you are not a dependent for federal student aid purposes?[NEWLINE]user: no, but I don't think I am a dependent[NEWLINE][BOUNDARY][NEWLINE]user: what can I look at to figure out if I'm dependent or independent?[NEWLINE]agent: There is a worksheet to help students determine their dependency status when filling out the FAFSA form[NEWLINE][BOUNDARY][NEWLINE]user: how do I answer the veteran question if I will be one soon but not yet?
user: I want to be considered on my own because my mom isn't going to help me with college and my forms[NEWLINE]agent: You can not be considered independent of your mother just because she refuses to help you with this process[NEWLINE]agent: Are you having difficulty getting her information for the FAFSA forms?[NEWLINE]user: yes, I can't get it[NEWLINE]agent: If you can't get her information the application will be considered rejected and you might not be able to receive any federal student aid. The most you would be able to get would be a loan called an unsubsidized loan.[NEWLINE][BOUNDARY][NEWLINE]user: but she is nasty and I can't get her to help, what should I do?[NEWLINE]agent: So you have no way of contacting your mom and getting her to help you?[NEWLINE]user: yes, that is the situation I am in[NEWLINE]agent: Fill out the FAFSA form and then immediately get in touch with the financial aid office at the school you plan to attend. The financial aid office will tell you what to do next.[NEWLINE][BOUNDARY][NEWLINE]user: why do you need her info anyway?[NEWLINE]agent: This is just a way of looking at everyone in a consistent manner to evaluate information.[NEWLINE]user: can I do the filling in on the form for them?
user: Hi there. I'm looking information about the information I need to report on my fafsa form, about my parents.[NEWLINE]agent: Sure, no problem. Are your legal parent married?[NEWLINE]user: Yes, they are. And they live together.[NEWLINE]agent: Good, then you should report the information about them.[NEWLINE][BOUNDARY][NEWLINE]user: The problem is that I have not contact with them and I don't know exactly where they are living right now.[NEWLINE]agent: In that case. You just need to fill the fafsa form, and get in contact with financial aid office at the college, and they will tell you what to do next.[NEWLINE][BOUNDARY][NEWLINE]user: But I can do this even when I don't live with them and they don't claim me in their tax forms?[NEWLINE]agent: Yes, it doesn't matters, because even with that, you are not considered as a independent student for purposes of applying for the federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: And what happen if they don't want to help pay for college or want to give me their information?[NEWLINE]agent: It doesn't make you independent of them, not even in those cases.[NEWLINE]user: And what happens if I don't provide the information?
user: Hi there. I'm looking about information related to what can I do if my parents don't want to pay for my college.[NEWLINE]agent: You need to know that you can't consider yourself independent of your parents just because they don't to help you with this process.[NEWLINE]agent: Do you know what would happen if you don't provide their information, right?[NEWLINE]user: I have an idea about it.[NEWLINE]agent: You need to know that your application may be considered rejected.[NEWLINE][BOUNDARY][NEWLINE]user: But I have no contact with my parents because I have left my home due to an abusive situation.[NEWLINE]agent: In that case, you need to fill your fafsa form anyway and get in contact immediately with the financial aid office at the college or career school you plan to attend and then know what to do next.[NEWLINE]user: But what can I do if I have no contact at all with my parents?[NEWLINE]agent: You need to fill your fafsa form and keep with the process.[NEWLINE][BOUNDARY][NEWLINE]user: But this is really mandatory? I mean the parents information.[NEWLINE]agent: Yes, the parents information is used in determinating eligibility for programs such as health professions.[NEWLINE][BOUNDARY][NEWLINE]user: So, one way or another I have to answer the questions about them?
user: What happens if I have no contact with my parents for FSA?[NEWLINE]agent: Do you have absolutely no contact with your parents and not know where they live?[NEWLINE]user: Yes, I do not know where they live and have no contact.[NEWLINE]agent: You can fill out the FAFSA form and then quickly get in touch with the financial aid office at the school you will be attending and they will help you.[NEWLINE][BOUNDARY][NEWLINE]user: What is the financial student aid programs based on?[NEWLINE]agent: The FSA is based on the idea that it is mainly your and your family's responsibility to pay for your education.[NEWLINE][BOUNDARY][NEWLINE]user: What if I left home because of an abusive relationship with my parents?[NEWLINE]agent: You would still have to contact your school financial aid office and explain this to them immediately after you have filled out FAFSA form.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have the any way for me to see what questions determine my dependency status?[NEWLINE]agent: Yes, the questions are in a graphic format and then for 2020-2021 specifically in a table of dependency status.[NEWLINE][BOUNDARY][NEWLINE]user: What is the parent information used for?
user: I'm getting ready to fill out my FAFSA form and I have some questions about parent information.[NEWLINE]agent: I can assist you with that. Are your parents married to each other, or living together?[NEWLINE]user: No. They are divorced.[NEWLINE][BOUNDARY][NEWLINE]user: What if I don't provide information about my parents in my FAFSA form?[NEWLINE]agent: In that case, your application will be rejected and you might not be eligible to receive any financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: Do I need to fill out this information, even though I no longer live with my parents?[NEWLINE]agent: If you are considered a dependent student, then yes, you still need to provide the information.[NEWLINE][BOUNDARY][NEWLINE]user: II am currently serving in the U.S. army and will be until June 30th, 2021. Do I mark yes or no, for veteran status?[NEWLINE]agent: In your case, you should mark no.[NEWLINE]user: I'm not considered homeless, but I am self-supporting. Do I mark the homeless question as yes or no?
user: Yes, can you tell me the difference between a dependent student and an independent student?[NEWLINE]agent: Of course. To decide that, read the definitions, find out who has to provide parent information on the FAFSA form, and learn what to do if you aren't in contact with your parents.[NEWLINE][BOUNDARY][NEWLINE]user: My form looks different than the one my friend had last year.Where can I find up to date questions regarding my status?[NEWLINE]agent: On our website you'll find the questions that determine your dependency status, first in a graphic format and then for 2020/21 specifically in a table of dependency status questions.[NEWLINE][BOUNDARY][NEWLINE]user: How should I fill out the dependency status questions on my form then?[NEWLINE]agent: You are not a veteran if you 1 have never engaged in active duty including basic training in the U.S. armed forces, 2 are currently a Reserve Officers Training Corps ROTC student or a cadet or midshipman at a service academy, 3 are a National Guard or Reserves enlistee activated only for state or training purposes, or 4 were engaged in active duty in the U.S. armed forces but released under dishonorable conditions and should answer with "no".[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm a dependent student?[NEWLINE]agent: Then you will report your and your parents information.[NEWLINE][BOUNDARY][NEWLINE]user: What if I answered "No" to all questions?[NEWLINE]agent: Did you answer "no" to all questions?
user: How can I tell the difference between a dependent student and an independent student?[NEWLINE]agent: Read the definitions, find out who has to provide parent information on the FAFSA form, and learn what to do if you aren't in contact with your parents.[NEWLINE][BOUNDARY][NEWLINE]user: What if my parents don't want to help me pay for college?[NEWLINE]agent: Well, you can't be considered independent of your parents just because they refuse to help you with this process.[NEWLINE]agent: Can't you provide their information on the FAFSA form?[NEWLINE]user: Yes, I can't. They refuse to give me all information that is needed.[NEWLINE]agent: In that case the application will be considered rejected, and you might not be able to receive any federal student aid. The most you would be able to get depending on what the financial aid office at your college decides would be a loan called an unsubsidized loan.[NEWLINE][BOUNDARY][NEWLINE]user: Could it be that the questions on the form change each year? My friend tried to help me by showing me his form from last year, but some questions were different.[NEWLINE]agent: Yes, questions may change depending on the year. You'll find the questions that determine your dependency status on our website, first in a graphic format and then for 2020/21, specifically in a table of dependency status questions.[NEWLINE][BOUNDARY][NEWLINE]user: How can I tell the difference between a dependent student and an independent student again?[NEWLINE]agent: Read the definitions, find out who has to provide parent information on the FAFSA form, and learn what to do if you aren't in contact with your parents.[NEWLINE][BOUNDARY][NEWLINE]user: What if I have answered that I'm a dependent student?
user: Can I be considered independent if my parents don't help me pay for college and refuse to provide information for my FAFSA?[NEWLINE]agent: You cannot be considered independent from your parents just because they refuse to help you with this process.[NEWLINE]user: What if I don't provide my information on the FAFSA?[NEWLINE]agent: the application will be considered rejected, and you may not be able to receive any federal student aid. The most you could get depending on what your college financial aid office decides would be a loan called an unsubsidized loan.[NEWLINE]user: ok what can i do then?[NEWLINE]agent: As I mentioned the most you could get depending on what the financial aid office of your university decides would be a loan called an unsubsidized loan.[NEWLINE][BOUNDARY][NEWLINE]user: Does this resource prove that I am dependent or independent?[NEWLINE]agent: effectively Worksheet to help students determine their dependency status by completing the FAFSA.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I do not have contact with my parents?[NEWLINE]agent: you have no contact with your parents and you don't know where they live?[NEWLINE]user: correct i don't know anything about them
user: I want info on loan consolidation to get out of a default[NEWLINE]agent: You can consolidate your defaulted federal student loan into a Direct Consolidation Loan. Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan[NEWLINE]agent: Are you looking to consolidate a defaulted federal student loan into a new Direct Consolidation Loan?[NEWLINE]user: I would like to do that[NEWLINE]agent: null[NEWLINE]user: so I need to make 3 payments before consolidating or how does that work?[NEWLINE]agent: You need the payments to consolidate then the required payment amount will be determined by your loan holder[NEWLINE]user: then what happens after it is consolidated?[NEWLINE]agent: Your Direct Consolidation Loan will be eligible for benefits such as deferment, forbearance, and loan forgiveness. You’ll also be eligible to receive additional federal student aid.[NEWLINE]user: so I can join two loans into one with this?[NEWLINE]agent: Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan[NEWLINE]agent: Did you want reconsolidate a defaulted Direct Consolidation Loan?[NEWLINE]user: yes
user: Can I get help with my defaulted student loan?[NEWLINE]agent: Do you need help with your defaulted loan?[NEWLINE]user: No, I have no idea who I should contact for my defaulted student loan help.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what happens after my defaulted loan has been consolidated?[NEWLINE]agent: Actually, you Direct Consolidation Loan will be eligible for benefits such as deferment, forbearance, and possibily loan forgiveness and you could also be eligible for more federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: Will my wage garnishments from my loan holder last under loan rehabilitation?[NEWLINE]agent: Yes, wage garnishments or any involuntary payments could continue even after you have been making payments under the loan rehabilitation agreement but they will not be counted toward your mandatory nine payments.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen if I rehabilitate a defaulted loan?[NEWLINE]agent: Your default will be taken off your credit history; but your credit history from your late payments will still be on it.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a particular plan I can repay my Direct Consolidation Loan?
user: I need to know what to do about my loan which I defaulted.[NEWLINE]agent: There are multiple options to get out of default.[NEWLINE]agent: Have you failed to make payments on your federal student loan?[NEWLINE]user: Not really.[NEWLINE]user: Has COVID-19 impacted my loan repayment?[NEWLINE]agent: Yes the Collection Activity and Temporary 0 % Interest on your loan is in place as a result of the current COVID-19 pandemic.[NEWLINE][BOUNDARY][NEWLINE]user: How is the amount of my loan repayment calculated?[NEWLINE]agent: The amount of your discretionary income is calculated by examining your adjusted gross income from your most recent federal income tax return that exceeds 150 percent of the poverty guideline amount for your state and family size.[NEWLINE][BOUNDARY][NEWLINE]user: Will being in default affect my future financial status?[NEWLINE]agent: Yes the consequences may affect your financial future so it is best to find out how to get out of default and take steps now.[NEWLINE][BOUNDARY][NEWLINE]user: What does it mean when my defaulted loan has been consolidated?
user: what should I do if I'm in default on your federal student loan?[NEWLINE]agent: Don't get discouraged. You have multiple options to get out of default.[NEWLINE]agent: Are you in default?[NEWLINE]user: Right now no, but I could be soon.[NEWLINE]user: Had the U.S. Department of Education ED stop collection activity during the COVID-19 national emergency?[NEWLINE]agent: Yes, the U.S. Department of Education ED has stopped collection activity on defaulted federally owned student loans and/or grant overpayments. In addition, interest is temporarily set at 0 % on defaulted federally owned student aid debt.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I choose to make three payments on the defaulted loan before you consolidate it?[NEWLINE]agent: choose to make three payments on the defaulted loan before you consolidate it.[NEWLINE][BOUNDARY][NEWLINE]user: What is the rehabilitation of the loan?[NEWLINE]agent: There are different programs for this. William D. Ford Federal Direct Loan (Direct Loan) Program and Federal Family Education Loan (FFEL) Program[NEWLINE][BOUNDARY][NEWLINE]user: How much can I pay to consolidate my loan?
user: I could use help with a loan that is giving me problems[NEWLINE]agent: Do you need help with your defaulted loan?[NEWLINE]user: no I need more information on what I can do and such[NEWLINE][BOUNDARY][NEWLINE]user: how do I work on paying my defaulted Perkins loan?[NEWLINE]agent: You will need to make a full monthly payment each month, within 20 days of the due date, for nine consecutive months. Your required monthly payment amount is determined by your loan holder.[NEWLINE]user: where do I go for more info on this?[NEWLINE]agent: I can show you where to go for information about your Perkins Loan[NEWLINE][BOUNDARY][NEWLINE]user: what about Direct Consolidation loans, can we choose our repayment plan on those?[NEWLINE]agent: Yes, if you make three voluntary, on-time, full monthly payments before consolidating, you can choose from any of the repayment plans available to Direct Consolidation Loan borrowers.[NEWLINE]user: can we get more help since COVID-19 is affecting so many people and our finances?
user: Are there options if I am in default on my federal student loans?[NEWLINE]agent: Yes, you have many options to help you get out of default on your federal student loans.[NEWLINE]agent: Have you failed to make your payments on your federal student loans?[NEWLINE]user: Yes, I have not made payments lately and are in default.[NEWLINE]agent: You can find out how to get out of default and not let your current consequences of default ruin your financial future.[NEWLINE][BOUNDARY][NEWLINE]user: What happens after defaulted loans have been consolidated?[NEWLINE]agent: Your Direct Consolidation Loan will be eligible for benefits such as deferment, forbearance, and loan forgiveness and you could receive additional financial aid; and the defaulted loan would still be on your record of credit history.[NEWLINE][BOUNDARY][NEWLINE]user: What are the actual benefits to me with loan rehabilitation?[NEWLINE]agent: Are you asking the benefits of when a student loan is in rehabilitation?[NEWLINE]user: Yes, that is what I want to know.[NEWLINE]agent: The default status will be removed from your loan and any garnishments will be stopped.[NEWLINE]user: Will eligibility for additional benefits be available for me again?
user: Hey there, I need to know a few things about loan consolidation.[NEWLINE]agent: Of course. Another option for getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan.[NEWLINE]agent: Would you like to know how to consolidate a defaulted federal student loan into a new Direct Consolidation Loan?[NEWLINE]user: No, thank you.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know something else. What can you tell me about repayment in full?[NEWLINE]agent: Well, a third option for getting out of default is to repay the full amount of your defaulted student loan.[NEWLINE][BOUNDARY][NEWLINE]user: What if I want to consolidate a defaulted plus loan that I got for my son's education?[NEWLINE]agent: The only income-driven plan you can choose is the Income-Contingent Repayment Plan (ICR).[NEWLINE]user: Ah, I see. So what do I need to do to reconsolidate a defaulted direct consolidation loan then?[NEWLINE]agent: You must also include at least one other eligible loan in the consolidation in addition to meeting one of two requirements.[NEWLINE][BOUNDARY][NEWLINE]user: Makes sense, but how can I rehabilitate a defaulted Federal Perkins Loan?
user: Hello there. What can you tell me about repaying the loan in full?[NEWLINE]agent: Well, a third option for getting out of default is to repay the full amount of your defaulted student loan.[NEWLINE]user: What if I don't have my loan holders contact information to make a payment?[NEWLINE]agent: Simply log in and select "view loan servicer details".[NEWLINE][BOUNDARY][NEWLINE]user: How can I get help with my defaulted loan?[NEWLINE]agent: Do you need help with your defaulted loan?[NEWLINE]user: Yes, I do.[NEWLINE]agent: Then you will need to contact the holder of your defaulted loan. Find out who holds your loan by logging in and selecting "view loan servicer details". Remember: StudentAid.gov does not include information about any private student loans you may have received.[NEWLINE][BOUNDARY][NEWLINE]user: What if consolidate a defaulted loan?[NEWLINE]agent: In that case the record of the default as well as late payments reported before the loan went into default will remain in your credit history. Late payments will remain on your credit report for seven years from when they were first reported. It's important that you fully understand loan rehabilitation and loan consolidation before making your decision.[NEWLINE][BOUNDARY][NEWLINE]user: Sounds good. Can I also reconsolidate a defaulted FFEL Consolidation Loan?
user: I wanted to look into consolidating my school loans[NEWLINE]agent: A good way of getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. It allows you to pay off one or more federal student loans with a new consolidation loan.[NEWLINE]user: What do I need to do to consolidate?[NEWLINE]agent: There a few ways to get started[NEWLINE]user: can a parent consolidate a defaulted plus loan for their kid's schooling?[NEWLINE]agent: The only income-driven plan they can choose is the Income-Contingent Repayment Plan[NEWLINE]user: can we do the loan consolidation with only one loan?[NEWLINE]agent: Yes, loan consolidation allows you to pay off a federal student loan with a new consolidation loan[NEWLINE]agent: Have you decided to make three payments on a defaulted loan before you consolidate it?[NEWLINE]user: no, I'm not there yet[NEWLINE]user: what comes next after I choose something like an income-driven plan for repayment?
user: can I get a loan if I'm poor?[NEWLINE]agent: You probably can, students may be eligible to receive subsidized and unsubsidized loans based on their financial need.[NEWLINE][BOUNDARY][NEWLINE]user: what are important dates I should know?[NEWLINE]agent: Loans first disbursed prior to Oct. 1, 2017, have different loan fees[NEWLINE][BOUNDARY][NEWLINE]user: when do we start paying back the loan?[NEWLINE]agent: Have you graduated from college?[NEWLINE]user: no, not even started yet[NEWLINE][BOUNDARY][NEWLINE]user: what else do I need to get my loan?[NEWLINE]agent: Are you planning on getting federal student loans with your financial aid?