elplaguister/DTS_session_datasets huggingface dataset:
user: Hello, I would like to have information about the Direct Parent PLUS Loan Application: William D. Ford[NEWLINE]agent: want to know What is a direct PLUS parent loan application?[NEWLINE]user: yes[NEWLINE]agent: This is a supplemental information request regarding your application for a Federal Direct PLUS Loan Direct PLUS Loan through the Federal Direct Loan Program Direct William D. Ford Loan. Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.[NEWLINE]user: and what does this loan allow me as a parent borrower?[NEWLINE]agent: As a parent borrower, the Direct PLUS Loan Application also allows you[NEWLINE]user: and can I pay other charges with this loan?[NEWLINE]agent: The Direct PLUS Loan Application allows you to authorize the school to use your loan funds to satisfy other charges related to education after tuition and fees have been paid, and room and board.[NEWLINE]user: and what should I do to receive a Direct PLUS Loan?[NEWLINE]agent: Before you can receive a Direct PLUS Loan, you must complete a Direct Promissory Note Direct PLUS Master Promissory Direct PLUS Loan MPN, which explains all the terms and conditions of Direct PLUS loans and constitutes your legally binding agreement to pay all Direct PLUS loans you receive. under the Direct PLUS MPN loan.[NEWLINE][BOUNDARY][NEWLINE]user: And what is the first to apply for a PLUS loan?
user: Hi, I am looking for information on the Direct PLUS Loan Application for Parents[NEWLINE]agent: Are you aware of the application process for parents for a Direct PLUS Loan?[NEWLINE]user: Yes, but I may need some help with it[NEWLINE]agent: Just to let you know, the Direct PLUS Loan Application for parents is a request for supplemental information in connection with your Direct Plus Loan application through the William D. Ford Federal Direct Loan Program. Schools differ on the processes that applicants must go through with these applications[NEWLINE]agent: May I ask, are you a parent borrower?[NEWLINE]user: No, I'm not[NEWLINE][BOUNDARY][NEWLINE]user: How do I apply for a PLUS Loan through the FSA?[NEWLINE]agent: To start with, you need to log in to the website with your own personal login credentials[NEWLINE][BOUNDARY][NEWLINE]user: Will it cause any problems for me if I have placed a security freeze on my credit file when applying for a Direct PLUS Loan for Parents?[NEWLINE]agent: In order to proceed, you will need to have this freeze removed at whatever credit bureau before proceeding. If you possess a security freeze, your application cannot proceed[NEWLINE]user: Do I have any options in relation to where the proceeds of the Direct PLUS Loan are sent?
user: Hi, can you give me information about the Direct Parent PLUS Loan Application? William D. Ford[NEWLINE]agent: want to know What is a direct PLUS parent loan application?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to apply for a PLUS loan?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]user: What is a Parent Direct PLUS Loan Application?[NEWLINE]agent: The information you provide will be sent to the school you select. The school you select will use the information collected to determine your eligibility for a Direct PLUS Loan and to process your application.[NEWLINE]user: and do all schools have the same application process?[NEWLINE]agent: Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.[NEWLINE][BOUNDARY][NEWLINE]user: Should I SIGN IN TO BEGIN to apply for the loan?
user: Hello, I'm here to figure out the steps needed to get my money.[NEWLINE]agent: Does your college or career school and not the U.S. Department of Education distribute your financial aid?[NEWLINE]user: No, not that I know of.[NEWLINE][BOUNDARY][NEWLINE]user: What if I've already completed the financial aid process?[NEWLINE]agent: Then you've accomplished the most important task submitting the Free Application for Federal Student Aid (FAFSA) form. Find out what you need to do next.[NEWLINE][BOUNDARY][NEWLINE]user: That's good to hear. So what do I need to do when I sign a loan agreement?[NEWLINE]agent: You'll need to complete a Master Promissory Note (MPN).[NEWLINE][BOUNDARY][NEWLINE]user: I see. And after I've replied to an aid offer?[NEWLINE]agent: Then you may accept aid from your chosen school.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a way to tell when I receive my aid?
user: Hello, I would like to know how I get my money with financial aid?[NEWLINE]agent: Will your university or vocational school distribute your financial aid?[NEWLINE]user: no[NEWLINE]user: and who will pay my help?[NEWLINE]agent: Find out when your school will pay your aid and the period each payment covers.[NEWLINE][BOUNDARY][NEWLINE]user: What do I do to sign a loan agreement?[NEWLINE]agent: Complete a Master Promissory Note MPN.[NEWLINE][BOUNDARY][NEWLINE]user: And what should I do Before my first loan or TEACH Grant?[NEWLINE]agent: complete the advice[NEWLINE][BOUNDARY][NEWLINE]user: and which school will provide the aid?
user: hello can you advise me how I get my money with financial aid?[NEWLINE]agent: Will your university or vocational school distribute your financial aid?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]user: and what should I do Before my first loan or TEACH Grant?[NEWLINE]agent: complete the advice.[NEWLINE][BOUNDARY][NEWLINE]user: and after submitting the form what do I do?[NEWLINE]agent: In that case, you have performed the most important task in submitting the FAFSA Free Application for Federal Student Aid form. We will help you discover what you should do next.[NEWLINE][BOUNDARY][NEWLINE]user: And how do I know when the aid will be paid?[NEWLINE]agent: Find out when your school will pay your aid and the period each payment covers.[NEWLINE][BOUNDARY][NEWLINE]user: And what else should I find out at school?
user: who will give me the money for school?[NEWLINE]agent: Did you want to know who distributes your financial aid?[NEWLINE]user: yes[NEWLINE]agent: The school will pay out your aid[NEWLINE]user: how will I get it?[NEWLINE]agent: It depends on the type of aid you receive[NEWLINE][BOUNDARY][NEWLINE]user: can you also help me with signing a loan agreement?[NEWLINE]agent: Yes, we can help you Complete a Master Promissory Note[NEWLINE][BOUNDARY][NEWLINE]user: can you help me compare aid and see what is best for me?[NEWLINE]agent: yes, we can help you review schools' financial aid packages[NEWLINE][BOUNDARY][NEWLINE]user: can you help me get it all done?
user: Hi, so glad i can chat with you. You know, I recently submitted a Student Aid form, but I'm curious about what should I do next to that.[NEWLINE]agent: Well, firs of all, you need to be informed. Have you looked into any information about Student Aid?[NEWLINE]user: No, i haven't did that.[NEWLINE][BOUNDARY][NEWLINE]agent: I see, you mean then you have not compared any Aid Offers?[NEWLINE]user: Oh yeah, I did that, because i wanted to know which aid could be more friendly to me.[NEWLINE]agent: Excellent, I assume you reviewed school's financial aid packages then. That was a good call.[NEWLINE][BOUNDARY][NEWLINE]user: Thanks, I thought it was the right thing to do. Say, I heard about some Loan Agreement, is that something I also have to do?[NEWLINE]agent: Yes, is one of the next steps after your submission. Before that, you must complete a Master Promissory Note or MPN.[NEWLINE][BOUNDARY][NEWLINE]user: MPN, huh? Got it. Em, Any advice session or counseling is coming here?[NEWLINE]agent: Yes, that's something you'll get before receiving your first loan, a complete counseling.[NEWLINE]user: Oh, do you mean like, complete, complete?
user: Hello there, All great with you?. Look, I sent an Aid request some time ago, but hasn't been any answer, so when do i get my money?[NEWLINE]agent: If you completed the proper procedure, It should be sent to you soon. Be aware that benefit will be paid by your School and not by the U.S Department of Education so, Have you checked on your school's payment schedule?[NEWLINE]user: Yeah, I checked that out already, that's why i'm here asking about.[NEWLINE]agent: Well, that's pretty much what you can do for now. If you found out that information, then you must even know the period your aid will cover.[NEWLINE][BOUNDARY][NEWLINE]user: O.k, O.k, you got me there. Yeah, i even looked about that period thing. Anyway, To be sure, all what i needed to do was to send the application, right? what else comes next?[NEWLINE]agent: You're right. That's all what you were required to do. And if you are asking about your aid, then you probably took some of the next steps to that submission.[NEWLINE][BOUNDARY][NEWLINE]user: Yeah, yeah, I went and did some thing, some paperwork. Look, what can I do if i don't have those resources for when i star my classes, huh?[NEWLINE]agent: In that case, you should find out how to pay for your course materials, so you can start your classes and then help yourself with the aid.[NEWLINE][BOUNDARY][NEWLINE]user: And just like that, huh? Oh, well. I hope won't need to do that. Sorry, but a Master Promissory Note was one of those steps you mentioned earlier, wasn't?[NEWLINE]agent: That's correct. A MPN is a requisite for getting the aid.[NEWLINE][BOUNDARY][NEWLINE]user: And of course accepting the aid from school, too?
user: What are the next steps after I finished my FAFSA form?[NEWLINE]agent: Do you know how financial aid is calculated?[NEWLINE]user: Yes, I have been told how it is calculated.[NEWLINE]agent: That is great and since you know how it is calculated you can move onto the next step.[NEWLINE][BOUNDARY][NEWLINE]user: What does reply to Aid offer mean?[NEWLINE]agent: It means that you need to accept the aid you want from your chosen school.[NEWLINE][BOUNDARY][NEWLINE]user: When should I complete Entrance Counseling?[NEWLINE]agent: You should complete your Entrance Counseling before you first loan or TEACH grant.[NEWLINE][BOUNDARY][NEWLINE]user: What about the Money?[NEWLINE][BOUNDARY][NEWLINE]agent: Did you school send you a notice about the distribution of your financial aid?
user: How I get my money in the Financial Aid Process?[NEWLINE]agent: Are you studying at the college?[NEWLINE]user: Yes, I am.[NEWLINE]agent: Fine. Find out when your school will pay out your aid and the period each payment covers.[NEWLINE]user: how can I pay for course materials?[NEWLINE]agent: Learn how to pay for course materials if you don t get your financial aid as soon as classes start.[NEWLINE][BOUNDARY][NEWLINE]user: What do I have to do to receive my loan?[NEWLINE]agent: You must complete Entrance Counseling.[NEWLINE][BOUNDARY][NEWLINE]user: I need to Get Informed[NEWLINE]agent: Find out how aid is calculated[NEWLINE][BOUNDARY][NEWLINE]user: Now, What Should I do?
user: What do I need to do to complete the financial aid process?[NEWLINE]agent: do you want to know?[NEWLINE]user: yes[NEWLINE]agent: The first thing is to find out how aid is calculated.[NEWLINE][BOUNDARY][NEWLINE]user: How can I compare help offers?[NEWLINE]agent: Review schools' financial aid packages.[NEWLINE][BOUNDARY][NEWLINE]user: if my university, not the United States Department of Education, will distribute your financial aid[NEWLINE]agent: Find out when your school will pay your aid and the period covered by each payment[NEWLINE]user: I want to learn how to get help[NEWLINE]agent: Learn how you will get your help, it all depends on the type of help you receive.[NEWLINE][BOUNDARY][NEWLINE]user: are all the steps?
user: I have been wondering about asking for a federal student loan, but I don't know if I should. Can you please tell me a bit more about this topic?[NEWLINE]agent: Of course. You must repay your loan, so be sure you understand your options and responsibilities.[NEWLINE]agent: Did you apply for financial aid?[NEWLINE]user: Yes, I have applied for it.[NEWLINE]agent: Then you may be offered loans as part of your school s financial aid offer. A loan is money you borrow and must pay back with interest.[NEWLINE]user: I see. So what if I decide to take out a loan?[NEWLINE]agent: Make sure you understand who is making the loan and the terms and conditions of the loan.[NEWLINE]user: Are there other loans beside the federal student loans?[NEWLINE]agent: Yes. Student loans can come from the federal government, from private sources such as a bank or financial institution, or from other organizations.[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm in financial need? What can the government do for me?[NEWLINE]agent: If you demonstrate financial need, the government pays the interest on some loan types while you are in school and during some periods after school.[NEWLINE][BOUNDARY][NEWLINE]user: That's great! So, what exactly are those direct plus loans?
user: curious about loans for school[NEWLINE]agent: Federal student loans for college are an investment in your future. You must repay your loan, so be sure you understand your options and responsibilities.[NEWLINE]agent: Have you applied for financial aid?[NEWLINE]user: yes[NEWLINE]agent: You might be offered loans as part of your school’s financial aid offer. A loan is money you borrow and must pay back with interest.[NEWLINE]user: is there anything more I should know about the loans?[NEWLINE]agent: Make sure you understand who is making the loan and know the terms and conditions of the loan.[NEWLINE][BOUNDARY][NEWLINE]user: do loans have high interest?[NEWLINE]agent: The interest rate on federal student loans is fixed and usually lower than that on private loans.[NEWLINE][BOUNDARY][NEWLINE]user: how much can I borrow?[NEWLINE]agent: It depends on whether you are an undergraduate student, a graduate or professional student, or a parent.[NEWLINE][BOUNDARY][NEWLINE]user: is the school the one making the loan to us?
user: hello could you give me information about federal student loans[NEWLINE]agent: Of course, paying off your loan is a must, so make sure you understand your options and responsibilities.[NEWLINE]agent: Do you want to apply for financial aid?[NEWLINE]user: no[NEWLINE]user: And what difference is there between government loans and those from private sources?[NEWLINE]agent: Loans made by the federal government, called federal student loans, generally have more benefits than loans from banks or other private sources. Learn more about the differences between federal and private student loans.[NEWLINE][BOUNDARY][NEWLINE]user: And how much can I ask for credit?[NEWLINE]agent: You can borrow up to $ 20,500 each year in unsubsidized direct loans. Direct PLUS loans can also be used for the rest of college costs, as determined by your school, not covered by other financial aid[NEWLINE][BOUNDARY][NEWLINE]user: What should I consider when applying for federal student loans?[NEWLINE]agent: Before applying for a loan, it is important to understand that a loan is a legal obligation that makes you responsible for paying the loan amount with interest.[NEWLINE][BOUNDARY][NEWLINE]user: How do I get a federal student loan?
user: what should I know about federal student loans?[NEWLINE]agent: You should know that you must repay your loan, so be sure you understand your options and responsibilities.[NEWLINE]agent: Have you applied for financial aid?[NEWLINE]user: not yet but almost ready[NEWLINE][BOUNDARY][NEWLINE]user: how does a loan help me?[NEWLINE]agent: It is an investment in your future.[NEWLINE]user: won't the interest kill me though?[NEWLINE]agent: If you show financial need, the government pays the interest on some loans while you are in school and during some periods after school.[NEWLINE]user: so I should go for it?[NEWLINE]agent: Don't be afraid to take out federal student loans, but you should be smart about it.[NEWLINE][BOUNDARY][NEWLINE]user: How do I do this then?[NEWLINE]agent: Do you want to apply for a federal student loan?
user: Can you explain what is involved with a federal student loan for college?[NEWLINE]agent: The most important thing that you should be aware of is that you must repay any loan you receive, in this regard, you are advised to be au fait with your options and responsibilities[NEWLINE]agent: Are you looking to apply for federal student aid in the near future?[NEWLINE]user: Not currently, but it may be something that I will need to consider in the future[NEWLINE][BOUNDARY][NEWLINE]user: What types of federal student loans can be applied for and are there restrictions or features of these loans that I should be aware of?[NEWLINE]agent: With a Direct Unsubsidized Loan, you are able to borrow up to $20,500 each year. Direct PLUS Loans are designed to be used for college costs that are determined by your school for expenses that are not covered by any other financial aids[NEWLINE][BOUNDARY][NEWLINE]user: What are the things I should know if I decide to take out loan through the FSA program?[NEWLINE]agent: When taking out a loan, you must fully understand who the loan is being taken by and the terms and conditions of the borrowing. There are a number of sources of student loans, these being the federal government, private sources such as banks or financial institutions and other organizations[NEWLINE][BOUNDARY][NEWLINE]user: Is there a limit to how much I can borrow if I am a graduate or professional student?[NEWLINE]agent: As a graduate or professional student, you can borrow up to $20,500 each year with a Direct Unsubsidized Loan. You may also use a Direct PLUS Loan on the remainder of your college expenses, which is not covered by other financial aids in the market[NEWLINE]user: How do I know which loan is right for me as a graduate or professional student?
user: Greetings and good morning. I recently hear about student loans and was wondering if it could be an option for me, Could you lend me a hand on that?[NEWLINE]agent: hi[NEWLINE]agent: hi[NEWLINE]user: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE]user: hi
user: what do I need to know about loans to pay for school?[NEWLINE]agent: Make sure you understand your options and responsibilities when it comes to federal student loans.[NEWLINE]agent: Have you applied for financial aid?[NEWLINE]user: yes[NEWLINE]agent: You might be offered loans as part of your school's financial aid offer[NEWLINE]user: who gives us the loan?[NEWLINE]agent: They can come from the federal government, from private sources such as a bank or financial institution, or from other organizations.[NEWLINE][BOUNDARY][NEWLINE]user: do you have something I can look at to see the loan types?[NEWLINE]agent: You can look at Federal Student Loan Programs, it lists federal student loan programs with loan details.[NEWLINE][BOUNDARY][NEWLINE]user: what is something I should do when looking at loans?[NEWLINE]agent: You need to understand the terms of your loan.[NEWLINE][BOUNDARY][NEWLINE]user: Do you still have Federal Perkins loans?
user: Hello, I would like to know if Federal student loans are a good investment?[NEWLINE]agent: it is important that you pay off your loan, so make sure you understand your options and responsibilities.[NEWLINE]agent: Do you want to apply for financial aid?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]user: What if I have loans from the HEAL Program and I am in default with those loans?[NEWLINE]agent: In that case, contact the Debt Collection Center for help with account-related questions.[NEWLINE][BOUNDARY][NEWLINE]user: How much money can I borrow on federal student loans?[NEWLINE]agent: The maximum amount you can borrow each year in Subsidized Direct Loans and Unsubsidized Direct Loans varies from $ 5,500 to $ 12,500 per year, depending on what year you are in school and your state dependency.[NEWLINE][BOUNDARY][NEWLINE]user: If I have more general questions about the HEAL Program?[NEWLINE]agent: contact the ED HEAL Program Team at 1 - 844 - 509 - 8957 or HEAL@ed.gov.[NEWLINE][BOUNDARY][NEWLINE]user: and what happens when i sign my promissory note?
user: how do I know I'm cleared to get financial aid?[NEWLINE]agent: I can go over the basic eligibility criteria with you.[NEWLINE][BOUNDARY][NEWLINE]user: so what is the criteria?[NEWLINE]agent: Do you have a high school diploma or a GED?[NEWLINE]user: I have a diploma[NEWLINE]agent: It shows you are qualified to obtain a college or career school education[NEWLINE]user: do I need my social security number to ask for aid?[NEWLINE]agent: Yes, you must have a valid Social Security number[NEWLINE]user: do I need to register with selective service?[NEWLINE]agent: Yes, you need to be registered with Selective Service[NEWLINE]user: can we get away with not having a social security number?
user: what does my situation have to be like to get financial aid for college?[NEWLINE]agent: I can go over the basic eligibility criteria with you[NEWLINE][BOUNDARY][NEWLINE]user: Can ability to benefit alternatives help someone who has been in school before?[NEWLINE]agent: It can help you if you were enrolled in college or career school prior to July 1, 2012[NEWLINE][BOUNDARY][NEWLINE]user: what do I need to start? do I need to show my GED or do I need a diploma?[NEWLINE]agent: Do you have a high school diploma or a recognized equivalent such as a General Educational Development certificate?[NEWLINE]user: I have a GED[NEWLINE]agent: That GED shows you are qualified to obtain a college or career school education[NEWLINE]user: I also need to be registered for the draft, right?[NEWLINE]agent: Yes, you have to be registered with Selective Service[NEWLINE][BOUNDARY][NEWLINE]user: how do I register if I forgot about it?
user: What requirements do I need to qualify for federal student aid?[NEWLINE]agent: There are several basic eligibility criteria to meet.[NEWLINE][BOUNDARY][NEWLINE]user: Can you please tell me the basic criteria for eligibility?[NEWLINE]agent: One of the requirements is to be enrolled at least half-time to be eligible for a Direct Loan Program funds.[NEWLINE][BOUNDARY][NEWLINE]user: What if I am a citizen of the Federated States of Micronesia, the Republic of the Marshall Islands, or the Republic of Palau??[NEWLINE]agent: Then you would be exempt from registering for selective service.[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to show to obtain a college education?[NEWLINE]agent: Do you have your high school diploma or a GED certificate.[NEWLINE]user: Yes, I have my high school diploma to provide.[NEWLINE]agent: Then you are qualified to get a college education.[NEWLINE][BOUNDARY][NEWLINE]user: do I need to register with Selective Service?
user: Hi, I'd like to know what requirements I must meet to qualify for federal student aid.[NEWLINE]agent: we must first review the basic eligibility criteria[NEWLINE][BOUNDARY][NEWLINE]user: and among the requirements is to maintain academic progress?[NEWLINE]agent: yes, is it important to maintain satisfactory academic progress in college or vocational school to remain eligible[NEWLINE][BOUNDARY][NEWLINE]user: and where can i have more information?[NEWLINE]agent: For more information on these criteria, speak to your school's financial aid office.[NEWLINE]user: And how do I show if I am qualified to get a higher education?[NEWLINE]agent: do you have a diploma or GED?[NEWLINE]user: no[NEWLINE]agent: Have you completed six credit hours or course work?[NEWLINE]user: yes[NEWLINE]agent: If you were enrolled in a university or vocational school before July 1, 2012, or if you are currently enrolled in an eligible career program, you can demonstrate that you are qualified for a higher education[NEWLINE][BOUNDARY][NEWLINE]user: and should i register?