elplaguister/DTS_session_datasets huggingface dataset:
user: I came here to find out why could affect my retirement benefits. Can you tell me more about this?[NEWLINE]agent: Of course. Everyone's retirement is unique.[NEWLINE]user: So what can affect my benefits?[NEWLINE]agent: Beyond deciding when to begin receiving retirement benefits, other factors that can affect your benefits include whether you continue to work, what type of job you had, and if you have a pension from certain jobs.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's it. Now, let's talk about Suspicious Activity Reporting. Okay, I'll take a look at that tab. So, what do I do if I see something suspicious?[NEWLINE]agent: Do you want to know what to do if you receive a suspicious call from someone claiming to be from Social Security?[NEWLINE]user: Yes, please.[NEWLINE]agent: In that case, hang up and then report details of the call to the Office of the Inspector General. You can do this by submitting a report online.[NEWLINE][BOUNDARY][NEWLINE]user: Will do. So, what kind of online services do you offer?[NEWLINE]agent: We offer the advanced designation of a representative payee, for example.[NEWLINE][BOUNDARY][NEWLINE]user: How can I protect myself from identity theft?
user: I have a lot of questions regarding my retirement benefits and it'd great if you could answer them.[NEWLINE]agent: Do you want to know what the maximum Social Security retirement benefit payable is?[NEWLINE]user: No, thank you.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I'd rather know more about pensions. What can you tell me about pensions?[NEWLINE]agent: Pensions and taxes have the potential to impact your retirement benefit. Review our resources on pensions and other factors you should consider, you can find them on our website.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me more about such a process?[NEWLINE]agent: Review the various applications that can facilitate the process.[NEWLINE][BOUNDARY][NEWLINE]user: What other factors are there?[NEWLINE]agent: The Windfall Elimination Provision (WEP), for example.[NEWLINE][BOUNDARY][NEWLINE]user: Is it okay if I ask another question? What if your life conditions change, resulting in a change in the benefits?[NEWLINE]agent: It is important that all benefits and information are kept current.[NEWLINE][BOUNDARY][NEWLINE]user: I see. May I ask another question? for my work capacity and benefits. Is it possible to continue working after my retirement age?[NEWLINE]agent: Yes. You can choose to keep working beyond your full retirement age. If you do, you can increase your future Social Security benefits. Each extra year you work adds another year of earnings to your Social Security record.[NEWLINE]agent: Are you currently working beyond your retirement age?[NEWLINE]user: Well, yes. I have to admit that I do.
user: I'm not sure when to start my retirement benefits and could use some guidance on that.[NEWLINE]agent: No problem. Choosing when to start receiving retirement benefits is a personal decision.[NEWLINE]agent: Do you prefer to retire and to begin receiving benefits when you reach your full retirement age?[NEWLINE]user: No, I'd like to work a little longer than that.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I find my earnings history?[NEWLINE]agent: You can find your earnings history on your annual Social Security Statement. Create a free my Social Security account to check your earnings history online.[NEWLINE][BOUNDARY][NEWLINE]user: Ok, fine. Now, regarding retirement benefits, can I check the status of my application online?[NEWLINE]agent: You can check the status of your application online using your personal my Social Security account.[NEWLINE]agent: can't verify your status online?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: and give me information about the other family members that I included in the application?[NEWLINE]agent: Of course we will inform you if they can receive benefits from your request.[NEWLINE][BOUNDARY][NEWLINE]user: And how do you do if someone wants to withdraw your application?
user: Hello, can you tell me about retirement benefits?[NEWLINE]agent: Getting started on retirement payments is a personal decision.[NEWLINE]agent: It is noteworthy that for you to start receiving benefits when you reach your full retirement age.[NEWLINE]user: Can you expand that information more please?[NEWLINE]agent: Importantly, we will reduce your benefit amount if you retire and begin receiving benefits before you reach full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: What requirements must I meet and what information must I gather to submit the application?[NEWLINE]agent: ask your local Social Security office they should inform you.[NEWLINE][BOUNDARY][NEWLINE]user: About having information on retirement benefits, could you tell me what the early retirement age is?[NEWLINE]agent: Keep in mind that your benefit is reduced if you start receiving benefits before you reach your full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: How do I know how much benefit I will receive?[NEWLINE]agent: The Retirement Calculator within my Social Security allows you to obtain personalized retirement benefit estimates based on your actual earnings.[NEWLINE][BOUNDARY][NEWLINE]user: The amount to receive depends on the amount of earnings shown in your record?[NEWLINE]agent: Of course, also regularly check your Social Security earnings history.[NEWLINE][BOUNDARY][NEWLINE]user: Should I apply online for retirement benefits?[NEWLINE]agent: Of course, what information do you require more.[NEWLINE][BOUNDARY][NEWLINE]user: I wonder when can I get Social Security retirement benefits?
user: What can I learn about Retirement Benefits?[NEWLINE]agent: It is good to know what Social Security can mean for you and your family's future and you can learn how it works, who's eligible and what to consider before you actually apply.[NEWLINE][BOUNDARY][NEWLINE]user: Why should I verify my earnings history?[NEWLINE]agent: You should verify your earnings because the amount you would receive in Social Security benefits is based on the amount of your earnings record and it would mean no surprises.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a list of requirements on how to register my retirement benefits on the Social Security plan website?[NEWLINE]agent: Then you can update much of your information online with your personal my Social Security account.[NEWLINE]user: And if I need to make a change that can't be done via my social security? What should I do then?[NEWLINE]agent: Then you can contact us for additional support.[NEWLINE][BOUNDARY][NEWLINE]user: Good to know. Well, what is the best way to stay up to date with you?[NEWLINE]agent: Subscribe to our Social Security Matters blog to hear from us on tips, tools, and updates on Social Security issues important to you.[NEWLINE][BOUNDARY][NEWLINE]user: Do you offer any other services I could use?
user: I wonder when to start retirement benefits?[NEWLINE]agent: When to start collecting that benefit is a personal decision.[NEWLINE]user: At what point do you start receiving benefits?[NEWLINE]agent: It is noteworthy that you will receive the full amount of your benefits.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question for you about mySocial Security Sign Up. What is the aim of having a Social Security account?[NEWLINE]agent: A free my Social Security account makes it easy to manage your information.[NEWLINE][BOUNDARY][NEWLINE]user: What resources do they have to save time?[NEWLINE]agent: There are many time saving options available to you. These are our most popular online services[NEWLINE]agent: Do you need help managing your benefits?[NEWLINE]user: no thanks[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What information about retirement is important for you to know?
user: Hi, do I need information regarding retirement benefits?[NEWLINE]agent: There is a maximum Social Security retirement.[NEWLINE]user: Can you tell me what is the maximum benefit?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I wonder if you can add more credits?[NEWLINE]agent: Sure, we also can't pay any retirement benefits until you have 40 credits.[NEWLINE][BOUNDARY][NEWLINE]user: Very good. It would be great if you could tell me what are the best ways to get credit. Can you give me some information on how to finish the application process and sign the application online?[NEWLINE]agent: Before you sign the online application, you will have a chance to review your answers and make any necessary changes.  Once you have filled everything out, we will ask you to confirm that your answers are true to the best of your knowledge and then you can sign the application and submit.[NEWLINE][BOUNDARY][NEWLINE]user: Of course I understand, now a question, I still lack time to retire, is the amount of my benefit reduced if I start receiving it before my retirement?[NEWLINE]agent: Of course, it is also important to know that the benefits are perceived from the age of 62.[NEWLINE][BOUNDARY][NEWLINE]user: Another thing for my Social Security record, does Social Security do anything to prevent fraud?[NEWLINE]agent: Yes, we are diligently working at national, regional, and local levels to fight fraud.[NEWLINE][BOUNDARY][NEWLINE]user: How can I get Increase in Social Security Benefits? What if we met the required age and continuously working?[NEWLINE]agent: Each additional year you work adds another year of earnings to your Social Security record.[NEWLINE]user: Perfect, what else can you tell me?
user: Hello, can you tell me about all the retirement benefits?[NEWLINE]agent: It is important that you continue reading to understand how Social Security fits into your retirement plan and all the benefits it can offer you.[NEWLINE][BOUNDARY][NEWLINE]user: What does social security consist of?[NEWLINE]agent: One of the important benefits is that they receive 40% of their pre-retirement income from Social Security.[NEWLINE]agent: This can happen while you are making your retirement plan.[NEWLINE]user: What does this retirement plan consist of?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me more about such a process?[NEWLINE]agent: Review the various applications that can facilitate the process.[NEWLINE][BOUNDARY][NEWLINE]user: I see what you mean. I'd like to ask you another question about services. That'll suffice. So, what online services do you provide?[NEWLINE]agent: We offer the advanced designation of a representative payee, for example.[NEWLINE][BOUNDARY][NEWLINE]user: How can I protect myself from identity theft?
user: Hey, I'm planning for retirement and need some input.[NEWLINE]agent: Alright. Planning is the key to creating your best retirement. You'll need to plan and save for years to achieve your retirement goals.[NEWLINE]agent: Are you aware of the many factors that affect retirement planning?[NEWLINE]user: Yes, I suppose so.[NEWLINE]agent: Then you should know that we want you to understand what Social Security can mean to you and your family's financial future.[NEWLINE][BOUNDARY][NEWLINE]user: Do pensions and taxes have any impact on my retirement benefit?[NEWLINE]agent: Yes, pensions and taxes could make an impact on your benefits and you should review the resources on pensions we have provided.[NEWLINE][BOUNDARY][NEWLINE]user: Sounds good. Now, how do the retirement benefits work exactly?[NEWLINE]agent: Social Security replaces a percentage of a worker s pre-retirement income based on their lifetime earnings. The portion of your pre-retirement wages that Social Security replaces is based on your highest 35 years of earnings and varies depending on how much you earn and when you choose to start benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me on where can I check the status of my application for my retirement benefits?[NEWLINE]agent: You will receive a letter in the mail with our decision.[NEWLINE][BOUNDARY][NEWLINE]user: I'd also like to find out more about retirement benefits. Is there anything else I should think about in my plan besides social security?[NEWLINE]agent: Remember, on average, retirement beneficiaries receive 40% of their pre-retirement income from Social Security.[NEWLINE]user: What does this mean when creating my retirement plan?[NEWLINE]agent: Knowing the approximate amount you will receive in Social Security benefits can help you determine how much other retirement income you'll need to reach your goals.[NEWLINE][BOUNDARY][NEWLINE]user: What about my taxes? Are they put on a savings account to ensure the safety of my retirement benefits?
user: when should I decide to start retirement benefits[NEWLINE]agent: Choosing when to start receiving retirement benefits is a personal decision[NEWLINE]agent: you choose to retire begin receiving benefits when you reach your full retirement age?[NEWLINE]user: not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I do it?[NEWLINE]agent: you can increase your future Social Security benefits[NEWLINE][BOUNDARY][NEWLINE]user: How to check my earnings history[NEWLINE]agent:  The amount of the Social Security benefits you or your family receives depends on the amount of earnings shown on your record[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me on what I need to be aware of in my retirement benefits?[NEWLINE]agent: Help ensure you get the retirement benefits you should by reviewing the basics like how we determine your benefit amount and who else in your family might be eligible. Visit our Learn About Retirement Benefits page to make sure you know the basics of retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have any services to manage that all?
user: Hello, I would like to obtain information about Retirement Planning[NEWLINE]agent: Of course Planning is the key to creating your best retirement. You will have to plan and save for years to reach your retirement goals.[NEWLINE]agent: know the factors that can affect retirement planning?[NEWLINE]user: if I want to meet them[NEWLINE]agent: We want you to understand what Social Security can mean to you and your family's financial future.[NEWLINE][BOUNDARY][NEWLINE]user: Well thank you. I'll keep that in mind. Who can help  me If I need assistance how to manage my benefits?[NEWLINE]agent: Just visit our contact us page for other ways to get support.[NEWLINE][BOUNDARY][NEWLINE]user: By the way, I would like to ask how do retirement benefits work?[NEWLINE]agent: Social Security replaces a percentage of a worker's pre-retirement income based on his or her lifetime income.s The portion of his or her pre-retirement wages that Social Security replaces is based on their highest earnings of 35 years And it varies depending on how much you earn and when you choose to start benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Will benefits be reduced if you start receiving benefits before you reach full retirement age?[NEWLINE]agent: Of course, it is also important to know that the benefits are perceived from the age of 62.[NEWLINE][BOUNDARY][NEWLINE]user: The pre-retirement wages that Social Security replaces are based on what?[NEWLINE]agent: on your highest income of 35 years and varies according to how much you earn and when you choose to start benefits.[NEWLINE]user: and what do you do with the unused money?[NEWLINE]agent: The unused money goes to a Social Security trust fund that pays monthly benefits to you and your family when you start receiving retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: What types of income include special rules?
user: Hello, I would like to obtain information about retirement benefits[NEWLINE]agent: We want you to know what Social Security means to you and your family's financial future. In this section, you can learn how Social Security works, who is eligible for retirement benefits, and what to consider before applying. Read on to understand how Social Security fits into your retirement plan.[NEWLINE][BOUNDARY][NEWLINE]user: What is the full retirement age?[NEWLINE]agent: The full retirement age is the age at which you will be able to collect the full amount of your retirement benefit. The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960, until he turns 67 years old.[NEWLINE]agent: Were you born after 1960?[NEWLINE]user: yes[NEWLINE]agent: For anyone born in 1960 or later, full retirement benefits are paid at age 67. You can find your full retirement age by year of birth in the full retirement age table.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask regarding Information Secure. Thanks. I'll take a look at your website,. What can I do to keep my data secure?[NEWLINE]agent: Identity theft affects millions of people each year and can cause serious financial and identity-related problems. Protect yourself by securing your personal information, taking the time to understand the threat of identity theft, and exercising caution.[NEWLINE][BOUNDARY][NEWLINE]user: Is there anything I need to do to improve my financial plan?[NEWLINE]agent: Set up your financial plan with Social Security[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about Social Security financial plan, how do I request the benefit?
user: Hello, I would like to obtain information about What affects your retirement benefits?[NEWLINE]agent: Everyone's retirement is unique. Beyond deciding when to start receiving retirement benefits, other factors that may affect your benefits include whether you continue to work, what type of job you had, and whether you have a pension from certain jobs.[NEWLINE][BOUNDARY][NEWLINE]user: Can pensions and taxes affect my retirement benefit?[NEWLINE]agent: Pensions and taxes have the potential to affect your retirement benefit.[NEWLINE][BOUNDARY][NEWLINE]user: One more thing for my retirement benefits application, can I apply for it some other way?[NEWLINE]agent: Yes, you can also apply by calling 1 - 800 - 772 - 1213, by text telephone at TTY 1 - 800 - 325 - 0778 from 7 AM to 7 PM Monday through Friday.[NEWLINE][BOUNDARY][NEWLINE]user: After I apply can someone receive benefits on my work record?[NEWLINE]agent: We'll inform you if that is possible once your application has been processed.[NEWLINE]user: Will I be able to receive benefits on my spouse's record?[NEWLINE]agent: You will also be informed of that once your application has been processed.[NEWLINE]user: Is there a delay after I send in my application?[NEWLINE]agent: Once we receive your application it will be reviewed. After the review we will contact you if we need more information or if we need to see your documents.[NEWLINE]user: And then is it good to go?
user: hi i would like to know if it is possible to decide when to start retirement benefits[NEWLINE]agent: Of course Choosing when to start receiving retirement benefits is a personal decision.[NEWLINE]agent: do you want to retire?[NEWLINE]user: yes[NEWLINE]agent: You will receive the full amount of your benefits. We will reduce your benefit amount if you retire before you reach full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: Applying for Retirement Benefits comes to mind. What is the procedure for withdrawing my application?[NEWLINE]agent: life changes occur after you submit your application. You have up to 12 months to withdraw your application, if you change your mind. You will be required to repay any benefits you ve already received[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know on what age will I receive my full retirement benefits if I was born in the year of 1960?[NEWLINE]agent: For anyone born in 1960 or later, full retirement benefits are paid at age 67.[NEWLINE][BOUNDARY][NEWLINE]user: Ok, regarding about Resources And Services To Stay In Control. What does the income test mean?[NEWLINE]agent: It is important that you get a proof of income letter.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know the date of retirement. How do I know how much benefit I will receive?[NEWLINE]agent: The Retirement Calculator within my Social Security allows you to obtain personalized retirement benefit estimates based on your actual earnings.[NEWLINE][BOUNDARY][NEWLINE]user: What are specific types of earnings?[NEWLINE]agent: are you in the american worker group?[NEWLINE]user: yes
user: There are some things about my social security benefits I would like to know.[NEWLINE]agent: Of course. Do you already receive Social Security or SSI benefits and do you have a bank account?[NEWLINE]user: Yes, to both.[NEWLINE]agent: In that case you can sign up for Direct Deposit.[NEWLINE]user: Good to know. Do you know the corrected Card for an adult? Can you use photocopies of the required documents?[NEWLINE]agent: No, only originals or certified copies are accepted.[NEWLINE][BOUNDARY][NEWLINE]user: What are the original documents needed?[NEWLINE]agent: null[NEWLINE]agent: If you haven't established your U.S. citizenship with us, you need to do it.[NEWLINE]user: I haven't.[NEWLINE]agent: You need to provide us with proof of U.S. citizenship.[NEWLINE][BOUNDARY][NEWLINE]user: Do I have to give any other information if I'm currently working?[NEWLINE]agent: Since you've changed your name, you should also inform this to your employer.[NEWLINE][BOUNDARY][NEWLINE]user: What documents can I use as proof of identity?
user: I'm a future benefits receiver and would like information about Direct Deposit.[NEWLINE]agent: So you don't get Social Security or SSI benefits yet?[NEWLINE]user: Not at the moment, no.[NEWLINE]agent: Do you already have an account with us?[NEWLINE]user: No I don't.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Do you need a bank account to receive benefits?[NEWLINE]agent: We offer a Direct Express card which is a debit card you can use to access your benefits and you don't need a bank account.[NEWLINE]user: What do I need to do for this?[NEWLINE]agent: You must open an account before you can sign up for Direct Deposit. Shop around in your area to find an account that has the features you want at a price you can afford.[NEWLINE][BOUNDARY][NEWLINE]user: And what information do I need to create an account?
user: I have a few questions about my social security benefits. It'd be great if you had the time to answer them.[NEWLINE]agent: Of course. Do you already receive Social Security or SSI benefits and you have a bank account?[NEWLINE]user: Yes, to both.[NEWLINE]agent: Then you can sign up for Direct Deposit.[NEWLINE][BOUNDARY][NEWLINE]user: My brother is not receiving benefits yet, but he is planning to apply and has a bank account. Can he apply for direct deposit, too?[NEWLINE]agent: Yes. Please tell him to take his checkbook or a copy of his bank statement with him.[NEWLINE][BOUNDARY][NEWLINE]user: Will do. And how can I sign up for direct deposit?[NEWLINE]agent: You can sign up by contacting your bank, credit union or savings and loan association, for example.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Let me ask another question. for the cooperative. Do you want to know the documents required for proof of identity?[NEWLINE]agent: We can only accept certain documents as proof of identity.[NEWLINE]user: Could you consider other documents apart from the birth certificate?