elplaguister/DTS_session_datasets huggingface dataset:
user: Is there a benefits planner geared towards retirement?[NEWLINE]agent: Yes there is, are interested in learning more?[NEWLINE]user: Yes, I would like to learn things to consider regarding retirement.[NEWLINE]agent: What age would you consider to be the best to start your benefits?[NEWLINE]user: I am not sure what age is best to start considering retirement.[NEWLINE]user: What happens to my benefits if I stop working? Will I lose them?[NEWLINE]agent: You will lose your paycheck but you also may lose your employer provided health insurance although there are some exceptions to this.[NEWLINE]user: What happens to my benefits if I have additional earnings on my record?[NEWLINE]agent: If you have additional earnings recorded, we will check to see if it increases your monthly benefit. If they do, we'll send you a letter alerting you to your new benefit amount.[NEWLINE]user: What happens when I reach full retirement age?[NEWLINE]agent: When you reach full retirement age we calculate your benefit amount to give you credit for any months you did not receive a benefit due to your earnings.[NEWLINE]user: What should I do about my benefits if I am in poor health?
user: I need help with planning my retirement benefits.[NEWLINE]agent: Would you like to learn about other things you might have to consider?[NEWLINE]user: Yes, that would be great.[NEWLINE]agent: Are you perhaps wondering what the best age is to start your benefits?[NEWLINE]user: Exactly. This is one of the things I've been wondering about.[NEWLINE]user: So what is the best age to start my benefits? When should I apply for them?[NEWLINE]agent: Well, there is no "best age" for everyone and when to apply remains your choice. The best is to make an informed decision based on your individual and family circumstances.[NEWLINE][BOUNDARY][NEWLINE]user: What if I forget signing up for Medicare in time?[NEWLINE]agent: Then your Medicare coverage may be delayed and cost you more. On page 12 of your Medicare booklet you can find out what may happen if you delay.[NEWLINE][BOUNDARY][NEWLINE]user: What happens after I reach my full retirement age?[NEWLINE]agent: After you reach full retirement age, we recalculate your benefit amount to give you credit for any months in which you did not receive a benefit because of your earnings.[NEWLINE][BOUNDARY][NEWLINE]user: What if my birthday is after 1954?
user: Hi, I am looking for information regarding the planning of benefits upon my retirement[NEWLINE]agent: Have you considered all the things that may be applicable to your personal situation?[NEWLINE]user: No, I am unsure of all the different things that may be considered for my own personal situation[NEWLINE][BOUNDARY][NEWLINE]agent: Are you looking to apply for Medicare?[NEWLINE]user: Yes, if I qualify for that particular benefit[NEWLINE]agent: One thing to remember in relation to Medicare is that it starts when you reach the age of 65[NEWLINE]user: Is there a way for me to delay the start of my benefits under Medicare?[NEWLINE]agent: You can indeed, but remember that you will have to contact Social Security about 3 months before you turn 65 to check about applying for Medicare[NEWLINE]user: Should I apply for Medicare even if I have health insurance through my employer?[NEWLINE]agent: In this instance, you should still check to see if you should apply for Medicare as some health insurance plans change automatically when you turn 65 years of age[NEWLINE]user: What happens if I don't sign up for Medicare even if I need to?
user: I am trying to use the benefits planner for retirement.[NEWLINE]agent: Would you like to know other things to consider when planning for retirement benefits?[NEWLINE]user: Yes, I would like to know of other things to consider.[NEWLINE]agent: Do you know what is the best age to start your benefits?[NEWLINE]user: No, I do not know the best age to start retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: What is my spouse's survivor benefit based on?[NEWLINE]agent: Your spouse may receive your full benefit amount plus any accumulated delayed retirement credits after full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: n/a[NEWLINE]agent: You may choose to start getting retirement benefits earlier.[NEWLINE]user: What is the best age to start my benefits?[NEWLINE]agent: The answer I can give you is there is no one best age for everyone and an informed decision is the best way to go about it.[NEWLINE][BOUNDARY][NEWLINE]user: Is there an option to take just my benefit and not my spouses.
user: What is the best age to start benefits?[NEWLINE]agent: The answer is that there is no one " best age " for everyone and, ultimately, it is your choice.[NEWLINE]user: Will my benefits be smaller if I retire early?[NEWLINE]agent: Are you of age to retire?[NEWLINE]user: No I am not[NEWLINE]user: Do you have tips about retirement?[NEWLINE]agent: When you think about retirement, be sure to plan for the long term[NEWLINE][BOUNDARY][NEWLINE]user: Should I apply for medicare?[NEWLINE]agent: That is up to you[NEWLINE][BOUNDARY][NEWLINE]user: What age should I start them?[NEWLINE]agent: The answer is that there is no one " best age " for everyone and, ultimately, it is your choice[NEWLINE]user: What if my earnings are high what will the benefits be?
user: I want help with retirement benefits[NEWLINE]agent: Would you like to know more about Medicare benefits?[NEWLINE]user: yeah[NEWLINE]agent: Are you wondering at what age you should start your benefits?[NEWLINE]user: no, not that. I want to know about applying for Medicare[NEWLINE][BOUNDARY][NEWLINE]user: I want help with Medicare and applying[NEWLINE]agent: OK, you may have some more options if you are eligible on someone else's record.[NEWLINE][BOUNDARY][NEWLINE]user: Lets go back to age and when it's best to get benefits?[NEWLINE]agent: Yes, back to that. There is no " best age ", it's your choice. You should make an informed decision about when to apply for benefits based on your individual and family circumstances.[NEWLINE][BOUNDARY][NEWLINE]user: Should I just put it off for some time and not apply?
user: I need to plan for retirement benefits[NEWLINE]agent: What things are you considering?[NEWLINE]user: I need information on what to consider when planing for retirement benefits[NEWLINE][BOUNDARY][NEWLINE]agent: Do you need Medicare?[NEWLINE]user: I have insurance do I need to apply for Medicare?[NEWLINE]user: Does my pension include social security?[NEWLINE]agent: keep in mind that some company pensions include a Social Security - equivalent supplement that stops automatically at age 62[NEWLINE]user: I should check to see if I need to sign up for medicare[NEWLINE]agent: Some health insurance plans change automatically at age 65[NEWLINE]user: When Is the enrollment period
user: Good morning.Was wondering if you can give me some info about the retirement estimator, please.[NEWLINE]agent: Do you want to know about how it works?[NEWLINE]user: No i don't want to know that, but other thing.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you interested to know if you can apply to use the estimator?[NEWLINE]user: No, neither that.[NEWLINE][BOUNDARY][NEWLINE]agent: Ok. Then maybe you want to know about how much time you can spend on each page of the estimator?[NEWLINE]user: Yeah, that one. I need to know that.[NEWLINE]agent: Have you tried the page before and got a time warning? Is that the cause for your request?[NEWLINE]user: No, nothing like that, i can assure you that.[NEWLINE][BOUNDARY][NEWLINE]user: It doesn't matter. Please, i want to know something. I can get an estimate if i'm receiving Medicare benefits?[NEWLINE]agent: Yes, you can. It doesn't matter if you are only receiving Medicare benefits, still you cna get an estimate.[NEWLINE][BOUNDARY][NEWLINE]user: Ok that's a relief. Now a last question. Yo mentioned about time limits in the page, what can you tell me about that?
user: How can I use the retirement estimator?[NEWLINE]agent: Do you want to know how the retirement estimator works?[NEWLINE]user: Not at this time I, I think I understand how to use the estimator.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you eligible to use the retirement estimator?[NEWLINE]user: No not at this time.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know how long to stay on each page?[NEWLINE]user: Yes, I know how long to stay on the page.[NEWLINE]agent: Do you know the reason for only being allowed to stay on the page for a limited time?[NEWLINE]user: No, I did not know it was for security reasons.[NEWLINE][BOUNDARY][NEWLINE]user: Why would it suggest for me to use one of the other benefit calculators?[NEWLINE]agent: Most likely because you have different input that requires another benefit calculator.[NEWLINE]user: What is the purpose of other benefit calculators?
user: Hi, I need help estimating my retirement.[NEWLINE]agent: Have you used our retirement estimator?[NEWLINE]user: I have not. I did not know about it.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know if you can use the retirement estimator?[NEWLINE]user: I'm not sure I have enough Social Security credits.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you able to complete each page within the time limit?[NEWLINE]user: It keeps timing out.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any other benefit calculators?[NEWLINE]agent: Yes, you can.[NEWLINE]user: How can I use another benefit calculator?
user: Can you help me with the retirement estimator?[NEWLINE]agent: Of course. Do you need help with how the retirement estimator works?[NEWLINE]user: Yes, I have some questions about that.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know who can use the retirement estimator?[NEWLINE]user: No, that's not it.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know how long you can stay on each page?[NEWLINE]user: Actually, yes. That is one of the questions I have.[NEWLINE]agent: We do have security reasons for the time you can stay on each page. Would you like to hear more about that?[NEWLINE]user: No, that's not what I was wondering about.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me the conditions for using the Retirement Estimator?
user: Hello there. I need help regarding the Retirement Estimator.[NEWLINE]agent: Do you need help with how the Retirement Estimator works?[NEWLINE]user: No, that's not what I've been wondering about.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know who can use the Retirement Estimator then?[NEWLINE]user: Yes, please tell me more about that.[NEWLINE]agent: My pleasure. You can use the Retirement Estimator, if you have enough Social Security credits at this time to qualify for benefits. Of course, there are some exceptions as well.[NEWLINE]agent: Are you currently receiving only Medicare benefits?[NEWLINE]user: No, I'm not receiving any Medicare benefits right now.[NEWLINE]agent: Would you like more information on it then?[NEWLINE]user: Sure, why not? Tell me where to find more about this topic then.[NEWLINE][BOUNDARY][NEWLINE]user: Oh, and I have been wondering why you can only stay on each page for a limited time. Is that for security reasons or what?[NEWLINE]agent: Yes, it is. For security reasons there are time limits for viewing each page.[NEWLINE]user: I see. What happens if I stay idle for too long?
user: What exactly is a retirement estimator?[NEWLINE]agent: Do you want to find out how the Retirement Estimator works?[NEWLINE]user: No, not at the moment thanks[NEWLINE][BOUNDARY][NEWLINE]agent: Do you need to find out who can use the Retirement Estimator?[NEWLINE]user: Yes please[NEWLINE]agent: You are able to use the Retirement Estimator if you have enough Social Security credits built up at this time to qualify for benefits[NEWLINE]user: What happens if I am only in receipt of Medicare benefits at this time?[NEWLINE]agent: You are still able to get an estimate from the Retirement Estimator[NEWLINE][BOUNDARY][NEWLINE]user: Are there any time restraints, for security reasons, that I can stay on any page of the Retirement Estimator for?[NEWLINE]agent: Each page of the Estimator has a time limit. If you are inactive on any page for 25 minutes, you will receive a warning, but you can at this stage extend your time on the page[NEWLINE][BOUNDARY][NEWLINE]user: What do I do if I cannot use the Retirement Estimator or if I'm looking for a survivors or disability benefit estimate?
user: I just need a little help with the retirement estimator[NEWLINE]agent: Do you want to know how it works?[NEWLINE]user: no, I need help with something else[NEWLINE][BOUNDARY][NEWLINE]agent: Are you trying to find out if you qualify to use the Retirement Estimator?[NEWLINE]user: No, not that either[NEWLINE][BOUNDARY][NEWLINE]agent: Are you having trouble with the time limits for viewing pages?[NEWLINE]user: Bingo, that's my issue[NEWLINE]agent: There is a warning that you will receive if you leave the page for over 25 minutes without doing anything. It is done for security reasons, is that the issue you are having?[NEWLINE]user: No, I don't think that is my problem[NEWLINE]user: I know I've been on there for more than 25 minutes and it didn't kick me out or do anything for security reasons, so why am I able to use it for more than 25 minutes without doing much?
user: Hello. Can you tell me something about the Retirement Estimator?[NEWLINE]agent: Of course. Would you like to know how the Retirement Estimator works?[NEWLINE]user: Yes, that's what I've been wondering about.[NEWLINE]agent: Then let me explain it to you. The Retirement Estimator gives estimates based on your actual Social Security earnings record. Please keep in mind that these are just estimates.[NEWLINE]user: Wait, those are just estimates though, right?[NEWLINE]agent: That is correct.[NEWLINE][BOUNDARY][NEWLINE]user: Got it. Can anyone use the Retirement Estimator?[NEWLINE]agent: Yes, as long as you fulfill the requirements. You need to have enough Social Security credits at this time to qualify for benefits, for example.[NEWLINE]user: What if I'm only receiving Medicare benefits at the moment?[NEWLINE]agent: In that case you can still get an estimate.[NEWLINE]user: Ah, I see. So, if I have enough Social Security credits, I can use the Retirement Estimator, right?
user: What are disability benefits and how do I receive them?[NEWLINE]agent: Disability benefits are paid through social security to people who can't work due to a medical condition that is expected to last more than one year or result in death.  You can find more information online under Manage your Benefits.[NEWLINE]agent: Do you receive Social Security disability benefits?[NEWLINE]user: No I do not receive Social Security benefits.[NEWLINE][BOUNDARY][NEWLINE]user: What information do I need to apply for benefits?[NEWLINE]agent: We suggest that you have certain information on hand because it makes it simpler.[NEWLINE][BOUNDARY][NEWLINE]user: Does it hurt me that I haven't applied for or received SSI benefits in the past?[NEWLINE]agent: It will not hurt you but you can easily go online to apply for SSI.[NEWLINE][BOUNDARY][NEWLINE]user: How do I apply if I am deaf or hard of hearing?[NEWLINE]agent: You can call us at TTY 1-800-325-0778; in person at a social security office; but call first for appointment.[NEWLINE][BOUNDARY][NEWLINE]user: Can I apply for Social Security Disability at the same time as my SSI claim?[NEWLINE]agent: Yes, you can apply for SSI online but only if you meet certain requirements.[NEWLINE][BOUNDARY][NEWLINE]user: Who can receive disability benefits?
user: I need to learn about disability benefits.[NEWLINE]agent: Social Security pay disability to people who cannot work because they have a medical condition that lasts longer than a year or result in death.[NEWLINE]agent: Do you want to sign up for Social security benefits?[NEWLINE]user: No I do not need to sign up at this time.[NEWLINE][BOUNDARY][NEWLINE]user: What information do I need to apply for Social Security Disability benefits?[NEWLINE]agent: We would like for you to have two things on hand.[NEWLINE][BOUNDARY][NEWLINE]user: How can I apply for these benefits?[NEWLINE]agent: If you go online you need to print and review adult disability checklist and then complete the application online.[NEWLINE][BOUNDARY][NEWLINE]user: Who does social security pay benefits to?[NEWLINE]agent: Social Security pays benefits to any person who cannot work due to a medical condition that lasts more than a year or results in death.[NEWLINE]user: Are you all ready receiving benefits?[NEWLINE]agent: Are you all ready receiving benefits, then you can get information online about the benefits.[NEWLINE]user: What happens if I am receiving benefits all ready?
user: Can you tell me more about disability benefits?[NEWLINE]agent: Of course I can, I'd be happy to help.[NEWLINE]agent: Are you currently receiving Social Security disability benefits?[NEWLINE]user: Yes. As a matter of fact, I do.[NEWLINE]agent: Great. In this case you can find information and services for managing your benefits online.[NEWLINE][BOUNDARY][NEWLINE]user: Can I apply for adult disability benefits online if I'm at least 18 years old?[NEWLINE]agent: Of course. You can use the online application to apply for disability benefits, if you fulfill the requirements.[NEWLINE]user: What if I'm unable to work because of a medical condition?[NEWLINE]agent: In that case you can apply, as long as this condition is expected to last at least 12 months or results in death.[NEWLINE]user: What if I'm applying for Social Security Disability Insurance at the same time as having an SSI claim?[NEWLINE]agent: You can also file for Supplemental Security Income SSI online, but only if you meet certain requirements.[NEWLINE]user: How can I find out if I'm eligible?
user: Greetings. I need some information on disability benefits, please.[NEWLINE]agent: No problem. Disability benefits are a kind of benefit which is paid to those persons that can't work because some medical issue, which could result in a long inactivity period or even death.[NEWLINE]agent: Are you currently receiving disability benefits?[NEWLINE]user: No, i'm not.[NEWLINE]user: So, i suppose i can apply and see if i'm eligible, huh?[NEWLINE]agent: That's correct. it would depend on your disability, though.[NEWLINE]agent: Good. Would you complete your application on any other language?[NEWLINE]user: No, i prefer English for doing this.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me if there is another way to apply, please?
user: Hey, can you tell me something about disability benefits?[NEWLINE]agent: Of course. I can tell you all you want about disability benefits.[NEWLINE]agent: Are you currently receiving Social Security disability benefits?[NEWLINE]user: Yes, I do.[NEWLINE]agent: In this case you can get information and services for managing your benefits online.[NEWLINE][BOUNDARY][NEWLINE]user: That's great, but what are the advantages if I do it online?[NEWLINE]agent: Our online disability application process offers several advantages. You can, for example, start your disability claim immediately.[NEWLINE][BOUNDARY][NEWLINE]user: Hm, so no waiting. Interesting. And how do I apply for benefits?[NEWLINE]agent: To apply for benefits online, print and review the Adult Disability Checklist. It will help you gather the information you need to complete the application. Then simply go through the Disability Benefit Application.[NEWLINE][BOUNDARY][NEWLINE]user: Awesome. So, what if I'm applying for a SSI claim at the same time as I do for the insurance? Will that cause any problems?[NEWLINE]agent: It's simple: you can now also file for Supplemental Security Income SSI online, but only if you meet certain requirements.[NEWLINE]user: How do I find out if I'm eligible for those benefits?[NEWLINE]agent: In order to become eligible for those benefits, you need to fulfill several requirements.[NEWLINE][BOUNDARY][NEWLINE]user: Hm, alright. And why is that?
user: I'm trying to work on some disability benefits[NEWLINE]agent: Okay, would you like to learn about Disability Benefits?[NEWLINE]agent: Are you already receiving benefits?[NEWLINE]user: Nope, need help on disability and a claim[NEWLINE][BOUNDARY][NEWLINE]user: I want to know more about applying for Social Security Disability Insurance and my SSI claim and can I just do it on my computer?[NEWLINE]agent: You can file for Supplemental Security Income online if you meet some requirements.[NEWLINE]user: but what if my application was denied already?[NEWLINE]agent: You can still apply online. If your application was recently denied. The Internet Appeal application will help you request a review of why it was denied.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, and can I get more info on disability benefits and medical conditions?[NEWLINE]agent: Yes, Social Security pays disability benefits to people who can't work because they have a medical condition that 's expected to last at least one year or result in death. You can find out if you qualify and how Social Security can help you by using the DIsability Planner.[NEWLINE][BOUNDARY][NEWLINE]user: Will I need information or paperwork about my work and pay for this last year?
user: What are disability benefits?[NEWLINE]agent: Sure, I can help you with that.  Learn about Disability Benefits[NEWLINE]agent: Can you no longer work[NEWLINE]user: No I can still work I am close to retiring[NEWLINE][BOUNDARY][NEWLINE]user: Can anyone apply online?[NEWLINE]agent: You can use the online application to apply for disability benefits if you  Are age 18 or older[NEWLINE]user:  Can I apply for Social Security Disability Insurance at the same time as your SSI claim[NEWLINE]agent: You can now also file for Supplemental Security Income SSI online but only if you meet certain requirements[NEWLINE][BOUNDARY][NEWLINE]user: What reasons do you sign up for disability?[NEWLINE]agent: Social Security pays disability benefits to people who ca n't work because they have a medical condition that 's expected to last at least one year or result in death[NEWLINE][BOUNDARY][NEWLINE]user:  If your application was recently denied
user: Can you tell me about Social Security disability benefits?[NEWLINE]agent: Sure. You can learn more about Disability Benefits with us. These benefits are paid to people who can't work due to any medical condition that lasts for at least a year or can result in death.[NEWLINE]agent: Are you receiving Social Security disability benefits?[NEWLINE]user: Currently no, I'm not receiving disability benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Is it better to apply for the benefits online?[NEWLINE]agent: It offers certain advantages, like to start your disability claim immediately.[NEWLINE][BOUNDARY][NEWLINE]user: How can Iknow if I qualify for the benefits and what kind of help can I get?[NEWLINE]agent: you can use our Disability Planner.[NEWLINE]agent: Do you need to do the application in a language other than English?[NEWLINE]user: Can I do that? yes please, tell me more.[NEWLINE]agent: When using the online application you'll get the option to schedule an appointment to apply for benefits in your preferred language. Take into consideration that the online application is only available in English.[NEWLINE][BOUNDARY][NEWLINE]user: Can I apply for the benefits if my previous application was denied?
user: What exactly are disability benefits?[NEWLINE]agent: I will be glad to help with that Social Security pays disability benefits to people who ca n't work because they have a medical condition that 's expected to last at least one year or result in death[NEWLINE]agent: What if I receive social security benefiots?[NEWLINE]user: No I do not[NEWLINE]user: Can I apply an appeal?[NEWLINE]agent: Yes you can please refer to  Apply for DisabilityReturn to a Saved ApplicationCheck Application or Appeal Status[NEWLINE][BOUNDARY][NEWLINE]user: Who can apply online?[NEWLINE]agent: You are eligible to file online for SSI if you Are between the ages of 18 and 65 ;[NEWLINE][BOUNDARY][NEWLINE]user: is there a calculator or a way to manage my benefits?[NEWLINE]agent:  USE OUR DISABILITY PLANNER here[NEWLINE][BOUNDARY][NEWLINE]user: What are the advantages for apply online?[NEWLINE]agent: Start your disability claim immediately There is no need to wait for an appointment.[NEWLINE][BOUNDARY][NEWLINE]user: any other way to apply?