elplaguister/DTS_session_datasets huggingface dataset:
user: Hi there. I would like to know about estimate the aid that I could receive.[NEWLINE]agent: Sure no problem. But first, let me ask you, are you ready to apply for the aid?[NEWLINE]user: No, not yet. but I would like to know how would it be, if I apply for it.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Great. SO, can you tell me about how the questions on the forms are?[NEWLINE]agent: Sure, no problem. The questions you mean are those on fafasa4caster.[NEWLINE]user: Also, I need to find out the parent information on the FAFSA form. How can I tell the difference between a dependent student and an independent student again?[NEWLINE]agent: Read the definitions, find out who has to provide parent information on the FAFSA form, and learn what to do if you aren't in contact with your parents.[NEWLINE][BOUNDARY][NEWLINE]user: I'd also like to find out how to determine the net cost of attending college?[NEWLINE]agent: Yes, once you complete it, the screen displays a worksheet to help you determine the net cost of attending college.[NEWLINE][BOUNDARY][NEWLINE]user: very well. I understand and I am going to see the net amount that the worksheet will give me. I know that this question sounds a bit silly but. What is a loan?[NEWLINE]agent: A loan is money you would borrow to pay for college and you must repay the loan and interest that accrues.[NEWLINE][BOUNDARY][NEWLINE]user: On a very similar note. But what if I use the method to make this estimate?[NEWLINE]agent: Yes, you can try the fafasa4caster.[NEWLINE][BOUNDARY][NEWLINE]user: This is only for high school students or also can be done by anyone?
user: Hi I have heard about FAFSA4caster. Could you please tell me what it is?[NEWLINE]agent: Are you thinking of applying for federal student aid?[NEWLINE]user: Yes I am thinking of starting a college degree and would be some financial help and am thinking of applying for federal help.[NEWLINE]agent: Then you should try the FAFSA4caster. This will help if you would like to estimate your federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: What additional steps do I need to take in order to collect my loan? What do I do if I'm getting a Direct Loan for the first time?[NEWLINE]agent: do you want to know what to do?[NEWLINE][BOUNDARY][NEWLINE]user: yes and also yes Is there a time limit on how long I can receive loans?[NEWLINE]agent: Are you a first-time borrower as of July 1, 2013?[NEWLINE]user: no in this case no[NEWLINE]agent: Has a limit been applied to you?[NEWLINE]user: yes
user: Hi, can you tell me how to estimate federal aid?[NEWLINE]agent: So far, it is not available to request the debt estimate.[NEWLINE]user: For when would it be available to request the estimate?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What is the FAFSA4caster?[NEWLINE]agent: Do you have to understand all the FAFSA4caster options?[NEWLINE]user: I'd like to ask about Understanding Financial Aid.[NEWLINE]agent: As you prepare for college or career school, explore how financial aid works, learn about the types of aid, and find out if you re eligible. You can also estimate what aid you may be eligible for when you check out FAFSA4caster. And where can I find out if I am eligible for the assistance?[NEWLINE][BOUNDARY][NEWLINE]user: I'd also want to ask regarding  FAFSA4caster. What kinds of questions can you expect to see on FAFSA4caster?[NEWLINE]agent: You can find financial and other questions that are used to estimate your eligibility.[NEWLINE][BOUNDARY][NEWLINE]user: I was wondering on how does my school calculate my need-based aid?[NEWLINE]agent: As for non-need based aid, they use various factors to calculate that.[NEWLINE][BOUNDARY][NEWLINE]user: I'm curious about FAFSA4caster as well. Which estimate is the most precise?[NEWLINE]agent: It is vitally important to answer all FAFSA4caster questions.[NEWLINE][BOUNDARY][NEWLINE]user: What does FAFSA4caster consist of?
user: Good day. I'd like to know how I can estimate my aid, please.[NEWLINE]agent: Of course. Would you like to estimate your federal student aid, but you aren't yet ready to apply for aid?[NEWLINE]user: Yes.[NEWLINE]agent: Then you should try FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: Good to Know. Another thing would have to carry out another procedure or request to obtain the benefit. What about the 2019-20 academic year?[NEWLINE]agent: The online free application for FAFSA forms are required to be submitted by 11:59 pm CT June 30, 2020; and any updates or corrections by 11:59 CT Semptember 12, 2020.[NEWLINE][BOUNDARY][NEWLINE]user: Are there specific deadlines for the college?[NEWLINE]agent: Each college has its own deadline and ask your college the definition of an application deadline they go by.[NEWLINE]agent: Do you know if it is the date your FAFSA form is processed or the date the college receives the processed FAFSA data?[NEWLINE]user: No, I am not sure?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What about state deadlines?
user: By telling me how to estimate my student aid you'd help me a lot.[NEWLINE]agent: Of course. Would you like to estimate your federal student aid, but aren't yet ready to apply for aid?[NEWLINE]user: No, I'm ready to apply.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What should I do after I have completed all the relevant questions in the FAFSA4caster?[NEWLINE]agent: After that the screen displays a worksheet to help you determine the net cost of attending college.[NEWLINE][BOUNDARY][NEWLINE]user: Thank you, So I need to fill out the Free Application for Federal Student Aid (FAFSA) form. Is it hard to fill out the FAFSA?[NEWLINE]agent: It is an easy and straightforward process to fill out the FAFSA and you just need to select the Fill Out the FAFSA button on the home page and just follow the directions on the page.[NEWLINE][BOUNDARY][NEWLINE]user: I was curious on what FAFSA4caster actually meant for? I want to know so I can get an idea of how much and what type of federal aid I may receive.[NEWLINE]agent: Adult students also can use FAFSA4caster to get an idea of how much and what types of federal aid they might receive.[NEWLINE][BOUNDARY][NEWLINE]user: To understand financial aid, can you give me complete details about the specific aspects of Federal Student Aid here?[NEWLINE]agent: With our service here you can explore how financial aid works, learn about the types of aid, and find out if you're eligible or not.[NEWLINE][BOUNDARY][NEWLINE]user: By the way, have you heard of FAFSA4caster? What types of questions must I answer in FAFSA4caster?[NEWLINE]agent: In FAFSA4caster, you answer financial and other questions that are used to estimate your federal student aid eligibility. You may be able to answer most of the questions easily, but some of the questions may ask you to reference your personal records for instance, your federal tax information or your bank statements.[NEWLINE]agent: Do you want to know how to get the most accurate estimate?
user: Hey, I need a hand with estimating my aid online.[NEWLINE]agent: Of course. Would you like to estimate your federal student aid, but aren't yet ready to apply for aid?[NEWLINE]user: Not quite. I'm ready to apply.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can I simply fill in the college grants that I hope to receive or do I need an accurate number?[NEWLINE]agent: Yes, you can fill in the amounts of state and college grants, and any scholarships, that you expect or hope to get.[NEWLINE][BOUNDARY][NEWLINE]user: II is currently serving in the US military and will run through June 30, 2021. Do I mark yes or no, for veteran status? I hope to continue serving my country as I have been doing[NEWLINE]agent: In your case, you should mark no.[NEWLINE]user: Can you brief me or give me information on possible questions that I will encounter in FAFSA4caster?[NEWLINE]agent: You answer financial and other questions that are used to estimate your federal student aid eligibility. You may be able to answer most of the questions easily, but some of the questions may ask you to reference your personal records for instance, your federal tax information or your bank statements.[NEWLINE][BOUNDARY][NEWLINE]user: Now I'd like to ask a completely unrelated question. What is the definition of need-based aid? So you won't tell me anything about that need-based aid calculation formula?[NEWLINE]agent: As for non-need based aid, they use various factors to calculate that.[NEWLINE][BOUNDARY][NEWLINE]user: Alright. I'd also like to know more about the estimate federal student aid. Do you have any information regarding FAFSA4caster?[NEWLINE]agent: Yes, we do have information provided by FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: What happens when I select "calculate"?
user: What kind of counseling is required before I receive my Federal Student Aid?[NEWLINE]agent: Have you heard of entrance counseling?[NEWLINE]user: Yes, but am not sure what it is.[NEWLINE]agent: Entrance counseling is required before you can get your first Direct Subsidized or Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate.[NEWLINE][BOUNDARY][NEWLINE]user: What about TEACH grant counseling?[NEWLINE]agent: You would have to complete TEACH grant initial and subsequent counseling.[NEWLINE][BOUNDARY][NEWLINE]user: What about financial awareness counseling?[NEWLINE]agent: Financial awareness counseling provides tools and information that would help you understand your particular financial aid and help with managing your finances.[NEWLINE][BOUNDARY][NEWLINE]user: I understand how I can get this advice and if it has any additional cost? I can recalculate my monthly payment[NEWLINE]agent: yes, LOG IN TO START[NEWLINE][BOUNDARY][NEWLINE]user:  Preview a read - only version of the complete form
user: Hello, what types of advice do you give?[NEWLINE]agent: Among several options we have the entrance Counseling.[NEWLINE]user: Can you inform what the entrance counseling consists of?[NEWLINE][BOUNDARY][NEWLINE]agent: It consists mainly of financial awareness counseling.[NEWLINE]user: What does this procedure consist of?[NEWLINE]agent: Sure, it's meant to provide tools and information to help you understand your financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: Also, I need to find out provide tools and information to help you understand. Who should complete the co-signer form?[NEWLINE]agent: If you are the spouse of the applicant, then you should complete the Income-Drive Repayment Plan Request.[NEWLINE][BOUNDARY][NEWLINE]user: Where do I go to click for co-sign code?[NEWLINE]agent: You should click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate the code.[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to do?
user: Hello, can you tell me what types of financial help can I take?[NEWLINE]agent: Among all the available ones, can you take the entrance counseling?[NEWLINE]user: Can you give me information about the entrance counseling?[NEWLINE][BOUNDARY][NEWLINE]agent: Also, what is financial awareness?[NEWLINE]user: Can you inform me of financial awareness?[NEWLINE]agent: This plan is primarily intended to provide tools and information to help you understand your financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: I have another TEACH Grant Agreement To Serve (ATS) question. What kind of student fills out the TEACH Grant Agreement To Serve (ATS) form?[NEWLINE]agent: Students that complete this form are those who are in receipt of a TEACH Grant and who have also completed TEACH Initial and Subsequent Counseling for the same Award Year[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to apply for a TEACH Grant Agreement To Serve (ATS)?[NEWLINE]agent: Firstly, you will your verified FSA ID[NEWLINE][BOUNDARY][NEWLINE]user: What is the first step in completing the TEACH Grant Initial and Subsequent Counseling form?
user: I wanted to know what counseling types there are. Can you tell me, please?[NEWLINE]agent: Of course. Would you like to hear more about entrance counseling?[NEWLINE]user: No, I already know that one.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to hear more about financial awareness counseling?[NEWLINE]user: No, I've read about that one, too.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to hear more about PLUS credit counseling?[NEWLINE]user: Yes, go ahead.[NEWLINE]agent: PLUS Credit Counseling is required if the U.S. Department of Education has informed you that you have an adverse credit history and you have obtained an endorser or documented to the satisfaction of the U.S. Department of Education that there are extenuating circumstances related to your adverse credit history. PLUS Credit Counseling can be completed voluntarily at any time.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me more about Charged Off account and how do you examine a charged off account?[NEWLINE]agent:  Any account open or closed that has been written off during the two years preceding the date of the credit report with a balance greater than zero.[NEWLINE][BOUNDARY][NEWLINE]user: what proof do we need to have for wage garnishment?
user: I would like to know what types of counseling are there.[NEWLINE]agent: Of course. Do you want to learn more about entrance counseling?[NEWLINE]user: Yes, that'd be nice.[NEWLINE]agent: Entrance Counseling is required before you can receive your first Direct Subsidized Loan, or Direct Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate/professional student.[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm looking for TEACH grant counseling instead?[NEWLINE]agent: Then you can complete TEACH Grant Initial and Subsequent Counseling.[NEWLINE][BOUNDARY][NEWLINE]user: And what about financial awareness counseling?[NEWLINE]agent: Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances.[NEWLINE][BOUNDARY][NEWLINE]user: I just remember asking about federal student aid. Are there any extenuating circumstances related to bad credit?[NEWLINE]agent: Yes, there are extenuating circumstances relating to the adverse credit history. Remember: Endorsers aren't eligible for this option.[NEWLINE][BOUNDARY][NEWLINE]user: What if I have reviewed the information above and no longer wish to document extenuating circumstances?
user: Good day. Can you tell me about the different types of counseling, please?[NEWLINE]agent: Of course. Do you want to know more about entrance counseling?[NEWLINE]user: No, I already know that type.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know more about financial awareness counseling?[NEWLINE]user: Yes, please.[NEWLINE]agent: Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances.[NEWLINE][BOUNDARY][NEWLINE]user: If my income or family size has changed, can I do a new calculation and reduce my payment?[NEWLINE]agent: you can request that your income-based payment be recalculated to reduce your current monthly payment[NEWLINE][BOUNDARY][NEWLINE]user: Who should complete this?[NEWLINE]agent: Borrowers who are not currently on an IDR plan looking for a lower monthly payment on their federal student loans[NEWLINE][BOUNDARY][NEWLINE]user: Is there a repayment plan?
user: You can help me with counseling for financial aid[NEWLINE]agent: Did you want to learn more about Entrance Counseling?[NEWLINE]user: yes[NEWLINE]agent: Entrance Counseling is required before you can receive your first Direct Subsidized Loan, or Direct Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate/professional student.[NEWLINE]user: can you help me start?[NEWLINE]agent: Yes, we can help you Log In to Start[NEWLINE]user: What happens if I do a short sale?[NEWLINE]agent: In this case, your short sale will need to be approved and completed.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I find more information on this?[NEWLINE]agent: You can find more information about this on our website, including information on Deed in Lieu.[NEWLINE]user: What does a collection account mean?
user: Hello there. I have some doubts related to the types of counseling.[NEWLINE]agent: Sure, no problem. But which kind of counseling? Maybe the entrance counseling?[NEWLINE]user: No, not that one. That's not the one I'm looking for, I think.[NEWLINE][BOUNDARY][NEWLINE]agent: OK. And what about the financial awareness counseling then?[NEWLINE]user: No, That's not the one either.[NEWLINE][BOUNDARY][NEWLINE]agent: Maybe the plus credit counseling perhaps?[NEWLINE]user: Yes, About that one.[NEWLINE]agent: Alright. The plus credit counseling is required if the u.s. department of education has informed you that you have an adverse credit history and have obtained and endorser or documented to the satisfaction of the u.s. department of education that there are extenuating circumstances related to your adverse credit history.[NEWLINE]agent: Also if you are a plus credit counseling you can complete voluntarily at any time, did you knew that?[NEWLINE]user: No, I wasn't aware of  that. But that's great to know.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: And there is any other type of counseling?
user: I am in need of lowering or suspending my student loan payments.[NEWLINE]agent: We can help you stay on track to be sucessful at repaying of your federal student loan.[NEWLINE][BOUNDARY][NEWLINE]user: What happens after I apply for an income-driven repayment plan?[NEWLINE]agent: You federal loan servicer would notify you letting you know if you are eligible and if you qualify for a lower payment amount.[NEWLINE][BOUNDARY][NEWLINE]user: Are there solutions for me because I cannot afford my payment amounts?[NEWLINE]agent: Yes, there are solutions for situations when you cannot afford your repayment of your loans.[NEWLINE]user: However, the issues I'm having right now are due to the coronavirus outbreak. I'm still dealing with several other economic issues that are becoming more difficult to manage. Is there a viable alternative?[NEWLINE]agent: Those who have a federal student loan are automatically being placed in an administrative forbearance, which allow them stop making their monthly loan payments.[NEWLINE]user: Oh, that's great to hear. But I can also do smaller payments if I have the chance right?[NEWLINE]agent: That's right. They won't be mandatory, but you are free to do them if you can.[NEWLINE]user: Where else I can go if I have more question about this?
user: Hi, I have come on hard times and am battling to pay my student loan. Is there a way I could lower my payments for a time?[NEWLINE]agent: Yes there is a way  you can make lower payment, we will help you successfully repay your loan.[NEWLINE][BOUNDARY][NEWLINE]user: If I qualify and apply for an Income-Driven Repayment Plan and am successful with my application, what happens after I apply?[NEWLINE]agent: Once you have applied your federal loan servicer will let you know regarding your eligibility and, if you qualify, what you loan payment amount will be.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask you another question about student loans. What are the requirements for a deferment?[NEWLINE]agent: Do you think that you may qualify for a Hardship Deferment?[NEWLINE]user: How do I find out if I qualify for that Hardship Deferment?[NEWLINE]agent: Are you receiving any sort of welfare?[NEWLINE]user: I am not receiving any sort of welfare at all.[NEWLINE]agent: Are you working full-time with earnings that would fall below 150% of the poverty guideline for your family size and state of residence?[NEWLINE]user: I am not working full-time as I am a student.[NEWLINE]agent: Are you serving in the Peace Corps?[NEWLINE]user: I am not.  I am simply a full-time student.
user: Hello, how can I lower or suspend my aid payments?[NEWLINE]agent: We will give you all the advice to carry out your procedures successfully.[NEWLINE][BOUNDARY][NEWLINE]user: Can you give me the advice?[NEWLINE]agent: The person in charge of processing your data is the federal loan administrator.[NEWLINE][BOUNDARY][NEWLINE]user: I have a question regarding Mandatory Forbearance. What kinds of loans qualify for mandatory forbearance?[NEWLINE]agent: eligility would only apply to Direct Loans and FFEL Program loans.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any relief of student loans payment because of COVID-19?[NEWLINE]agent: Yes, federal student loan borrowers are automatically being placed in an administrative forbearance to temporarily stop making loan payments from March 13, 2020 to Sept. 30 2020.[NEWLINE][BOUNDARY][NEWLINE]user: Am I able to get a mandatory forbearance if I am in Medical or Dental Internship or Residency?[NEWLINE]agent: Yes, if you are serving in a medical or dental internship or residency program and meet other requirements.[NEWLINE][BOUNDARY][NEWLINE]user: What is the time frame of a mandatory forbearance?
user: I'm having difficulty keeping up with my student loan payments and need to find a way to lower them.[NEWLINE]agent: I'll do my best to help you stay on the path of sucessful repayment of your student loans.[NEWLINE][BOUNDARY][NEWLINE]user: Thank you. Should I apply for an Income-Driven Repayment Plan?[NEWLINE]agent: An IDR plan can help make your payments more affordable, because they are based on your income.[NEWLINE]agent: Will you be applying for an IDR plan?[NEWLINE]user: I don't know yet. I need more information about IDR plans first.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Does it matter that I just started repaying my loan 6 months ago?[NEWLINE]agent: There are solutions for everyone, regardless of how long they have been repaying their loans.[NEWLINE][BOUNDARY][NEWLINE]user: One more thing for information on the questions you would have to answer on FAFSA4caster. Could situations affect your eligibility for help?[NEWLINE]agent: All of the billing elements of your student loan are handled by your loan servicer. You are advised to contact them to find out more and get any help you may need[NEWLINE][BOUNDARY][NEWLINE]user: Is there a section on the website dedicated to servicing my Great Lakes or Nelnet Loan?
user: Is it possible to lower or suspend my student loan payments?[NEWLINE]agent: We can help you with that so you can stay successful at repayment of your federal student loans.[NEWLINE][BOUNDARY][NEWLINE]user: What about during the COVID-19 pandemic?[NEWLINE]agent: All federal student loan borrowers are being placed into an administrative forbearance so no loan payments are due until after September 30, 2020.[NEWLINE][BOUNDARY][NEWLINE]user: I'd also want to find out Having Student Loan Forgiven? Can you give me some more information about the types of repayment plans available?[NEWLINE]agent: Actually, besides for paying off your loan, there is also a possibility of having your student loan forgiven as well.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a grace period after graduation?[NEWLINE]agent: After you leave school or drop below half-time enrollment, you have a six-month grace period sometimes nine months for Perkins Loans before you must begin making payments.[NEWLINE][BOUNDARY][NEWLINE]user: Would that be when I would have to begin making payments?[NEWLINE]agent: Once you graduate, drop below half-time enrollment, or leave school, your federal student loan goes into repayment.[NEWLINE]agent: Is your loan a Direct Subsidized, Direct Unsubsidized, or Federal Family Education Loan?[NEWLINE]user: Yes, it is.