elplaguister/DTS_session_datasets huggingface dataset:
user: Can you help me with the benefits planner for retirement?[NEWLINE]agent: Yes, do you know benefits are based on your year of birth?[NEWLINE]user: No, I was not sure if benefits were based by year of birth.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you plan on retiring early?[NEWLINE]user: I don't think I will retire early.[NEWLINE][BOUNDARY][NEWLINE]agent: So you plan to retire at full retirement age and not age 62?[NEWLINE]user: I don't know for sure yet if I plan to retire at full retirement age or age 62 yet.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know about the pros and cons of when you take retirement?[NEWLINE]user: I would not like to know the pros and cons at this moment.[NEWLINE]user: Could I be eligible for delayed retirement credits?[NEWLINE]agent: Yes, you may be eligible to receive delayed retirement credits that would increase your monthly benefits and there are other things to consider.[NEWLINE][BOUNDARY][NEWLINE]user: What does full retirement age by birth mean?
user: I need help with retirement ages and my social security benefits[NEWLINE]agent: Are you asking about when you can start receiving benefits?[NEWLINE]user: no about not yet being at retirement age[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know more about retiring early?[NEWLINE]user: yes, because I'm not at full retirement age yet[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE]user: and is there a reason why we shouldn't just retire early or am I missing something?[NEWLINE]agent:  if you start benefits early your benefits are reduced a fraction of a percent for each month before your full retirement age[NEWLINE]user: is there a way of knowing how much that will be?[NEWLINE]agent: The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $ 1000 at full retirement age.Select your year of birth to find out how much your benefit will be reduced if you retire between age 62 and full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: should I or shouldn't I take my benefits early?
user: Can you help me with Retirement Benefits Planning?[NEWLINE]agent: Do you want to know about benefits based on year of birth?[NEWLINE]user: Yes, I would like to know about Benefits Planning for Retirement.[NEWLINE]agent: Full retirement age is the age at which a person may first be eligible for full or unreduced retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I delay my benefits until after full retirement age?[NEWLINE]agent: You may be eligible for delayed retirement credits that would increase your monthly benefit.  There are also other things you should consider to make the decision.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen if I retire early?[NEWLINE]agent: You can retire early at between age 62 and full retirement age.[NEWLINE]agent: Would you like to know what takes place if you take benefits early?[NEWLINE]user: No, I am not going to start benefits early.[NEWLINE]user: What age does early retirement start?[NEWLINE]agent: Early retirement starts between age 62 and full retirement age.[NEWLINE]user: Are there any charts to help me figure out how much retirement benefits I would receive if i take them early?
user: Tell me about the retirement benefits.[NEWLINE]agent: There's the benefits by year of birth. Do you want to know about it?[NEWLINE]user: Yes[NEWLINE]agent: this alludes to the full retirement age, that it's the age at which a person may start to receive full or unreduced retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: What are the pros and cons of getting the benefits at full retirement age or at age 62?[NEWLINE]agent: the advantage of taking your benefits before full retirement age is that you collect benefits for a longer period of time, the disadvantage is that your benefit is reduced.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a way that I can know what would be the reduced amount I'd receive if I retire early?[NEWLINE]agent: yes, there's a chart that lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of 1000$. You can select your age on the chart to see how much your benefit will be reduced if you retire before full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: What's the earliest age I can start receiving retirement benefits?[NEWLINE]agent: that would be at age 62.[NEWLINE][BOUNDARY][NEWLINE]user: How does the reduction of benefits work if I retire early?
user: Where do I begin to plan to retire?[NEWLINE]agent: are you of retirement age?[NEWLINE]user: yes[NEWLINE]agent: ok great,  Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits[NEWLINE]user: What age is the earliest you can get benefits?[NEWLINE]agent:  No matter what your full retirement age also called " normal retirement age " is you may start receiving benefits as early as age 62 or as late as age 70[NEWLINE][BOUNDARY][NEWLINE]user: What if I retire early?[NEWLINE]agent:  The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $ 1000 at full retirement age[NEWLINE][BOUNDARY][NEWLINE]user: are there pros?[NEWLINE]agent: The advantage is that you collect benefits for a longer period of time[NEWLINE]user: ok thank you
user: can you help with me with Social Security and what my date of birth means in regard to benefits?[NEWLINE]agent: Do you want to know more about benefits by year of birth?[NEWLINE]user: yes i do, about full retirement and that stuff[NEWLINE]agent: Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: I also need to know if it helps to delay benefits, if you can help me with that?[NEWLINE]agent: If you delay your benefits until after full retirement age you may be eligible for delayed retirement credits that would increase your monthly benefit. There are other things to consider when making the correct decision about your retirement benefits, so it is best to contact Social Security before you decide when to retire.[NEWLINE][BOUNDARY][NEWLINE]user: but how will it be if I start benefits early?[NEWLINE]agent: your benefits will be reduced a fraction of a percent for each month before your full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: what is full retirement age then?[NEWLINE]agent: Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: but I can retire early whenever I want?
user: What happens when I retire earlier than 65 years of age?[NEWLINE]agent: You can retire at any time before the age of 62 and full retirement age.[NEWLINE]agent: Do you want to start your benefits early at the age of 62?[NEWLINE]user: No, I would not like to start benefits early at age 62.[NEWLINE][BOUNDARY][NEWLINE]user: What are the pros and cons of taking benefits early?[NEWLINE]agent: The advantages of taking benefits early are that you collect them for longer period of time.  The disadvantages is your benefits will be reduced.[NEWLINE][BOUNDARY][NEWLINE]user: What ages are benefits available?[NEWLINE]agent: No matter what your full retirement age or normal retirement age is you may start receiving benefits as early as age 62 or as late as age 70.[NEWLINE][BOUNDARY][NEWLINE]user: How do I find out what the reduction amount are when taking early retirement benefits?[NEWLINE]agent: The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $1,000 at full retirement age.  Just select your year of birth to find out how much your benefit would be reduced if you took early retirement.[NEWLINE][BOUNDARY][NEWLINE]user: What is full retirement age?
user: If someone retires early can they get benefits?[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE]agent: Does that answer your question?[NEWLINE]user: If I start benefits early what happens?[NEWLINE][BOUNDARY][NEWLINE]user:  if you start benefits early, your benefits are reduced a fraction of a percent for each month before your full retirement age.[NEWLINE]agent: There are pros and cons of that[NEWLINE]user: what is a pro of it[NEWLINE]agent:  The advantage is that you collect benefits for a longer period of time[NEWLINE][BOUNDARY][NEWLINE]user: can I get them early?[NEWLINE]agent: No matter what your full retirement age also called " normal retirement age " is you may start receiving benefits as early as age 62 or as late as age 70[NEWLINE][BOUNDARY][NEWLINE]user: What if  I delay it?
user: How are benefits determined?[NEWLINE]agent: If You Retire Earlyr  You can retire at any time between age 62 and full retirement age[NEWLINE]agent: did you start benefits early?[NEWLINE]user: No I did not[NEWLINE][BOUNDARY][NEWLINE]user: are there pros and cons?[NEWLINE]agent: There are advantages and disadvantages to taking your benefit before your full retirement age.   [The advantage is that you collect benefits for a longer period of time  The disadvantage is your benefit is reduced[NEWLINE][BOUNDARY][NEWLINE]user: what if I start benefits early?[NEWLINE]agent: Your benefits will be reduced by a reduced a fraction of a percent for each month before your full retirement[NEWLINE][BOUNDARY][NEWLINE]user: oh ok[NEWLINE]agent: No matter what your full retirement age also called " normal retirement age " is  you may start receiving benefits as early as age 62 or as late as age 70[NEWLINE][BOUNDARY][NEWLINE]user: no thanks
user: what if a person retires early?[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE]agent: are you retired?[NEWLINE]user: no I am not[NEWLINE][BOUNDARY][NEWLINE]user: how early can i get benefits?[NEWLINE]agent:  you may start receiving benefits as early as age 62 or as late as age 70[NEWLINE][BOUNDARY][NEWLINE]user: what arethe pros?[NEWLINE]agent: if you delay your benefits until after full retirement age, you may be eligible for delayed retirement credits that would increase your monthly benefit[NEWLINE]user:  The advantage is that you collect benefits for a longer period of time[NEWLINE]agent:  The advantage is that you collect benefits for a longer period of time.[NEWLINE]user: would they increase?
user: Can I retire earlier than full retirement age?[NEWLINE]agent: Yes, you can retire at any time between age 62 and full retirement age.[NEWLINE]agent: Do you plan on starting benefits early?[NEWLINE]user: Yes I want to start benefits when I turn the age of 62.[NEWLINE]agent: If you retire at age 62 then your benefits are reduced a fraction of a percent ofr each month before full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen with my benefits if I delay them after full retirement age?[NEWLINE]agent: You may be eligible for delayed retirement credits that increase your monthly benefit.  Also, there are other things to consider to make this decision.[NEWLINE]user: What are some of the pros and cons of when to receive benefits?[NEWLINE]agent: The pro to taking your benefits before full retirement age is that you will collect them longer period of time.  The con is your benefit will be reduced.[NEWLINE][BOUNDARY][NEWLINE]user: What is the time frame of receiving benefits?[NEWLINE]agent: No matter what your full retirement age is you may start receiving benefits as early as age 62 or as late as age 70.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a chart that I can see how benefits will be affected at age 62?
user: I want to know more about retiring early and social security benefits[NEWLINE]agent: OK, You can retire at any time between age 62 and full retirement age. however your benefits are reduced if you start them early[NEWLINE]agent: Will you be starting benefits early?[NEWLINE]user: yes that is what I wanted to know[NEWLINE]agent: Your benefits will be reduced a fraction of a percent for each month before your full retirement age[NEWLINE][BOUNDARY][NEWLINE]user: what is considered full retirement age? do I decide that when I stop working?[NEWLINE]agent: Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: is there a way to know about how much my benefits will be reduced?[NEWLINE]agent: Yes, The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $ 1000 at full retirement age. Just select your year of birth to find out how much your benefit will be reduced if you retire between age 62 and full retirement age.[NEWLINE]user: I'm not 62 years old, so is it the same for all of us?[NEWLINE]agent: You can select your own year of birth to find out how much your benefit will be reduced if you retire between age 62 and full retirement age.[NEWLINE]user: and they take a certain amount like twenty dollars or something like that each month?
user: Are their repercussions for retiring early?[NEWLINE]agent: While you can retire between age 62 and full retirement age, there can be penalties for starting benefits early.[NEWLINE]agent: Are you planning on starting your benefits early?[NEWLINE]user: No, I am not wanting to start my benefits at an earlier age.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any rewards for delaying my benefits until after full retirement age?[NEWLINE]agent: Yes, you may be eligible for delayed retirement credits that would increase your monthly benefit.[NEWLINE][BOUNDARY][NEWLINE]user: What happens to my benefits if I decide to start receiving them early?[NEWLINE]agent: If you receive your benefits early they will be reduced a fraction of a percent for each month before your full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: What is an advantage for taking your benefits before your full retirement age?[NEWLINE]agent: The advantage is that you get to collect benefits over a longer period of time.[NEWLINE][BOUNDARY][NEWLINE]user: What is the earliest age that I can start receiving benefits?[NEWLINE]agent: You can receive benefits as early as 62 years old.[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to select to find out how much my benefit will be reduced if I retire between 62 and full retirement age?
user: what if I retire early?[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE]agent: Did you want to start benefits early?[NEWLINE]user: no I do not[NEWLINE][BOUNDARY][NEWLINE]user: what are the pros?[NEWLINE]agent: The advantage is that you collect benefits for a longer period of time. The disadvantage is your benefit is reduced.[NEWLINE][BOUNDARY][NEWLINE]user: when can I retire?[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE][BOUNDARY][NEWLINE]user: what is normal retirement age?[NEWLINE]agent: Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits. No matter what your full retirement age also called " normal retirement age[NEWLINE][BOUNDARY][NEWLINE]user: what are the pros again?
user: I need to know what I need I was denied[NEWLINE]agent: sorry to hear that. If you were denied, you may request an appeal[NEWLINE]agent: Were you for sure denied?[NEWLINE]user: HOw can I request an appeal?[NEWLINE]agent:  If you disagree with the hearing decision you may request a review by Social Security s Appeals Council online.[NEWLINE]user: ok thank you[NEWLINE]agent: you may also request a review by Social Security s Appeals Council online[NEWLINE]user: Will the appeals coucil deny it?[NEWLINE]agent: The Appeals Council looks at all requests for review but it may deny a request if it believes the hearing decision was supported and in accordance with social security law and regulations[NEWLINE]user: What if i think they are wrong[NEWLINE]agent: you can file a civil suit in a federal district court.[NEWLINE]user: How can I learn more
user: what if you were denied?[NEWLINE]agent: Were you denied?[NEWLINE]user: can I appeal online?[NEWLINE]agent: You sure can[NEWLINE][BOUNDARY][NEWLINE]user: Is there away to check my status?[NEWLINE]agent: Whether you applied online, by phone, or in an office you can check the status of your disability and SSI Reconsideration using your personal my Social Security account[NEWLINE]user: What If I do not have an SSI account[NEWLINE]agent:  you can create one today[NEWLINE][BOUNDARY][NEWLINE]user: What if I disagree wioth the decision?[NEWLINE]agent: you can request a non - medical hearing online[NEWLINE][BOUNDARY][NEWLINE]user: Can I request a hearing?
user: I need to know how to request a hearing for a non-medical determination.[NEWLINE]agent: Have you requested a reconsideration and received a non-medical determination letter from us that you want to appeal to?[NEWLINE]user: That's correct.[NEWLINE]agent: You can go online and request a non-medical hearing.[NEWLINE][BOUNDARY][NEWLINE]user: How can I check the status of my hearing?[NEWLINE]agent: You can check the status by using your My Social Security account.[NEWLINE]agent: Do you have one?[NEWLINE]user: I don't.[NEWLINE]agent: You can create one online.[NEWLINE][BOUNDARY][NEWLINE]user: who is in charge of the hearing?[NEWLINE]agent: the hearing is conducted by an administrative law judge who had no part in the original determination or the reconsideration of your case.[NEWLINE][BOUNDARY][NEWLINE]user: What would be my options if the appeal council decides not to review my case?
user: How do I request a Reconsideration Online for a medical determination?[NEWLINE]agent: Was your disability claim recently denied for medical reasons?[NEWLINE]user: Yes, my disability claim was recently denied for medical reasons.[NEWLINE]agent: You can request an appeal online if you want to.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen if the Appeals Council decides to review my case?[NEWLINE]agent: The Appeals Council will decide your case itself or return it to an administrative law judge for further review.[NEWLINE][BOUNDARY][NEWLINE]user: What if I do not have a my Social Security account?[NEWLINE]agent: You can create a my Social Security account today if you do not have one.[NEWLINE][BOUNDARY][NEWLINE]user: How do I learn more about the Appeals Council review?[NEWLINE]agent: You will need to visit Federal Court Review Process.[NEWLINE]user: What happens if I disagree with the Appeals Council's decision?[NEWLINE]agent: You can file a civil suit in a federal district court; which is the last level of the appeals process.[NEWLINE]user: What if I disagree with the hearing decision?
user: I want to appeal a decision from Social Security[NEWLINE]agent: Is this for a non-medical determination?[NEWLINE]user: nope[NEWLINE][BOUNDARY][NEWLINE]user: how do I know what is going on with my hearing?[NEWLINE]agent: Whether you applied online, by phone, or in an office you can check the status of your disability and SSI hearing using your personal my Social Security account.A my Social Security account is an easy, convenient, and secure way to do business with us.[NEWLINE]agent: Do you have a my Social Security account?[NEWLINE]user: no, does it have to be all done online[NEWLINE][BOUNDARY][NEWLINE]user: could I call or when they give me a decision can I appeal online?[NEWLINE]agent: Yes, you can file an appeal by calling our toll - free number, 1 - 800 - 772 - 1213 or TTY 1 - 800 - 325 - 0778 or contacting your local Social Security office.[NEWLINE]user: and I can fight if I disagree with the decision they give, right?
user: Is there any way for me to check to see how my disability hearing is going?[NEWLINE]agent: Whether you applied online, by phone, or in an office, all you have to do to check is log on to your my Social Security account. A my Social Security account an easy, convenient, and secure way to do business with us.[NEWLINE]agent: Do you have a my Social Security account?[NEWLINE]user: no I don't...I think[NEWLINE][BOUNDARY][NEWLINE]user: I won't need it now, can I ask something else? If I get denied and I want a review, what does the Appeals Council do?[NEWLINE]agent: The Appeals Council looks at all requests for review but it may deny a request if it believes the hearing decision was supported and in accordance with social security law and regulations.[NEWLINE]user: so if they say no to me then I'm out of luck?[NEWLINE]agent: If you disagree with the Appeals Council 's decision, or if the Appeals Council decides not to review your case you can file a civil suit in a federal district court.This is the last level of the appeals process.  This process is not available online.[NEWLINE][BOUNDARY][NEWLINE]user: and if I'm denied benefits I can appeal to the Council when I want?[NEWLINE]agent: You may request an appeal and you have 60 days after you receive the notice of our decision to ask for any type of appeal[NEWLINE][BOUNDARY][NEWLINE]user: and what happens if the Appeal's Council does look at my case?
user: I was wondering how I can check my hearing status. I have a disability and am hard of hearing.[NEWLINE]agent: Whether you applied online, by phone, or in an office you can check the status of your disability and SSI hearing using your personal my Social Security account. A my Social Security account is an easy, convenient, and secure way to do business with us.[NEWLINE]agent: Do you NOT have an account yet?[NEWLINE]user: Yes, I don't have an account yet.[NEWLINE]agent: In that case you can create one today.[NEWLINE][BOUNDARY][NEWLINE]user: Will do, after I sorted one more question. If I was to file an appeal for a review of a decision, can I do so by phone?[NEWLINE]agent: Yes, you can file an appeal by calling our toll-free number, 1-800-772-1213, or TTY 1-800-325-0778 or contacting your local Social Security office.[NEWLINE][BOUNDARY][NEWLINE]user: That's good, I would like a re-evaluation of my hearing, I think it is a lot worse than my doctor determined. Is it possible to request a hearing for a medical determination online?[NEWLINE]agent: Of course, you may request a hearing online.[NEWLINE][BOUNDARY][NEWLINE]user: Good to know. Back to my appeal, can I request one?[NEWLINE]agent: Yes, you may request an appeal. Generally you have 60 days after you receive the notice of our decision to ask for any type of appeal.[NEWLINE][BOUNDARY][NEWLINE]user: Splendid. And I can file a civil suit if I disagree, right?
user: Hello, good morning. I'm a recently widower and needed to know something. My wife was receiving social security benefits, so what happens now with those incomes?[NEWLINE]agent: Did you say your wife was receiving benefits?[NEWLINE]user: Yeah, she was.[NEWLINE]agent: O.k. If that so, You must return the benefit received for the month of dead and any later months. So, if the deceased person received a benefit on July, you must return it on August.[NEWLINE][BOUNDARY][NEWLINE]user: That would make sense. Say, I'm going to receive government pension so it's not covered by social security. That could play something on my survivor benefits?[NEWLINE]agent: Sure, can do. On those cases, you SS benefits as survivor may well be affected.[NEWLINE][BOUNDARY][NEWLINE]user: Oh, well i thought that, thanks for confirming. With these kind of thing, is there a chance to any other member of my family could get benefits?[NEWLINE]agent: Yeah, under certain circumstances, certain family members are eligible, such as stepchild, grandchild, step grandchild or adopted child.[NEWLINE][BOUNDARY][NEWLINE]user: Who can get benefits from a worker?[NEWLINE]agent: Those benefits can be paid to the worker's children and spouse they can get them if the worker has credits at least for one-half year.[NEWLINE][BOUNDARY][NEWLINE]user: You said to me before that i should return the benefits of my deseaced spouse, is that right?