elplaguister/DTS_session_datasets huggingface dataset:
user: If I want to continue receiving federal student aid, what should I be sure of?[NEWLINE]agent: You must continue to meet the basic eligibility criteria, make satisfactory academic progress, and complete the FAFSA every year.[NEWLINE][BOUNDARY][NEWLINE]user: What are the basic eligibility criteria?[NEWLINE]agent: The basic eligibility criteria that allow you to get federal student aid continue to apply the entire time you receive aid, not just when you first fill out the FAFSA and receive aid.[NEWLINE][BOUNDARY][NEWLINE]user: Do I have to complete the FAFSA form every year?[NEWLINE]agent: did you fill out the FAFSA?[NEWLINE]user: I have not done it yet[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are the satisfactory academic progress policies for financial aid purposes?[NEWLINE]agent: To see your school's details, you can check your school's website or ask someone at the financial aid office. Your school policy will tell you what is necessary[NEWLINE][BOUNDARY][NEWLINE]user: Why should I fill it out every year?
user: Can you give me details of the forgiveness of public service loans?[NEWLINE]agent: Do you work for a US federal, state, local, or tribal government or a nonprofit organization?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: if you switch to an IDR plan and don't want to pay a higher amount[NEWLINE]agent: if that's the case the PSLF Program may not benefit you[NEWLINE][BOUNDARY][NEWLINE]user: Very well. For now I'd like to ask on what is Income-Driven Repayment? Can you give me information on how does it work?[NEWLINE]agent: Pay As You Earn Repayment Plan PAYE[NEWLINE][BOUNDARY][NEWLINE]user: I want to know something else about full-time employment. For the PSLF, what constitutes full-time employment?[NEWLINE]agent: You are generally considered to be working full-time if you meet your employer's definition of full-time or work at least 30 hours per week, whichever is greater.[NEWLINE][BOUNDARY][NEWLINE]user: OK, I think I understand.  Can you tell me how the income-driven repayment plan works if my income in non taxed?[NEWLINE]agent: You would have to mark it the online application or paper application and you are not required to supply further documentation.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know on what are the use of PSLF help tools in applying for the PSLF program?[NEWLINE]agent: these toolsThey will help you understand more about the PSLF Program and what you must do to participate and possibly forgive your loans.[NEWLINE]agent: Did you complete the PSLF help tool process?[NEWLINE]user: yes
user: Hello, I would like to know how to send PSLF forms[NEWLINE]agent: Submit the completed form, with your employer's certification, to FedLoan Servicing, the federal loan servicer for the United States Department of Education for the PSLF Program.[NEWLINE]agent: FedLoan Servicing Already Your Administrator?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What can I do if my questions are not all covered on that page?[NEWLINE]agent: In that case contact FedLoan Servicing at 1 - 855 - 265 - 4038.[NEWLINE]user: What if I have more questions?[NEWLINE]agent: check the PSLF FAQ page.[NEWLINE][BOUNDARY][NEWLINE]user: What if I am in AmeriCorps or the Peace Corps, or the United States Department of Defense is paying off my loans?[NEWLINE]agent: There are special rules that allow borrowers who are AmeriCorps or Peace Corps volunteers to use their Segal Education Award or Peace Corps transition payment to make a one-time payment that can count up to 12 qualified PSLF payments.[NEWLINE][BOUNDARY][NEWLINE]user: What if I am employed in more than one qualified part-time job at the same time?
user: Who receives public service loan forgiveness?[NEWLINE]agent: Are you an employee of the US federal, state, local, or tribla government or not-for-profit organizaton..[NEWLINE]user: No, I am not employed by the US federal, state, local or tribal government.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What loans are eligible?[NEWLINE]agent: Any loan received under the William D. Ford Federal Direct Loan Direct Loan Program would qualify for PSLF.[NEWLINE][BOUNDARY][NEWLINE]user: Now I'd like to ask a completely unrelated question. Is there a repayment schedule in place?[NEWLINE]agent: of course As you earn the REPAYE reimbursement plan[NEWLINE][BOUNDARY][NEWLINE]user: There's another thing I wanna know about PSLF. What are the options for the qualifying  repayment plans?[NEWLINE]agent: Such qualifying repayment plans include all the income-driven repayment plans that use your income to figure out your payment.[NEWLINE][BOUNDARY][NEWLINE]user: Can you please tell me on what will be the effect to my monthly payments if I don't update my servicer regarding my family size by the annual deadline?[NEWLINE]agent: This could result in an increased monthly payment amount. It could also result in the PAYE and IBR plans loss of eligibility to make payments based on income[NEWLINE][BOUNDARY][NEWLINE]user: How else could I benefit if my payments under the ten-year Standard Repayment Plan are indeed qualifying payments?
user: What if I have questions about Public Service Loan Forgiveness?[NEWLINE]agent: Do you have more questions?[NEWLINE]user: No, I want to know in case I have questions.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What if my questions are not covered on the FAQ page?[NEWLINE]agent: You can call the FedLoan Servicing at 1-855-265-4038.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know on where can I see the details if I'm going to change my current plan to a new plan loan?[NEWLINE]agent: Preview a read - only version of the complete form[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's fine. Now, let's talk about  Qualifying Emplyment. What is an example of a company that does not apply for employment?[NEWLINE]agent: If you work for a Partisan political organization.[NEWLINE]user: Another question on Loan Simulator.  So, how do I figure out how much I'll have to pay?[NEWLINE]agent: You can Use our loan simulator. Loan Simulator provides a comparison of estimated monthly payment amounts for all federal student loan repayment plans, including income-based plans.[NEWLINE][BOUNDARY][NEWLINE]user: Okay. Now, about where will i get form for application . Are there any alerts I should be aware of that are important[NEWLINE]agent: Yes, if you don't periodically submit the Employment Certification Form at the time you apply for forgiveness you will be required to submit a form for each empolyer worked.[NEWLINE][BOUNDARY][NEWLINE]user: Is there anything I need to know about Income-Driven Repayment plans before I decide to change to one?
user: Hello, I need information related to PSLF?[NEWLINE]agent: It is a form and must be completed and mailed to a specific address.[NEWLINE]agent: You can find information with your administrator.[NEWLINE]user: Can you tell me in more detail what this process consists of?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What do you plan to do with the information you put on the form?[NEWLINE]agent: This information allows us to tell you if you are making qualified PSLF payments.[NEWLINE][BOUNDARY][NEWLINE]user: Can you give me more information?[NEWLINE]agent: If you have any questions, you can contact FedLoan Servicing to answer questions about it.[NEWLINE]user: I still have more questions for you, can you help me?[NEWLINE]agent: Check the page on asking frequently asked PSLF.[NEWLINE][BOUNDARY][NEWLINE]user: What are federal programs? and what conditions must be met to be approved?
user: Hello, can you tell me what is PSLF?[NEWLINE]agent: Sure, it's a priority for those who work with the U.S. federal, state, local, or tribal government.[NEWLINE]user: Perfect, can you extend that information more?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Can you tell me what are the requirements to qualify for the Public Service Loan Forgiveness Program?[NEWLINE]agent: You can search for information regarding the topic.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Another question on the subject. Are there any implications if I don't recertify my income and family size before the annual deadline?[NEWLINE]agent: In this instance, any unpaid interest will be capitalized added to the principal balance of your loans. This will increase the total cost of your loans over time, because you will then pay interest on the increased loan principal balance[NEWLINE][BOUNDARY][NEWLINE]user: My additional question is what are the qualification in Repayment Plans? I am interested to know which payment plans do not qualify for PSLF please?[NEWLINE]agent: There are several plans that do not qualify for this purpose.[NEWLINE][BOUNDARY][NEWLINE]user: Understood, another question about income modification, how do I recalculate my payment since my income has changed?[NEWLINE]agent: you can request that your income-based payment be recalculated to reduce your current monthly payment[NEWLINE][BOUNDARY][NEWLINE]user: Okay. Now, I'd like to ask  you regarding the PSLF. What are the requirements that I need to meet in order to qualify for these plan?[NEWLINE]agent: The main thing is to be employed by a federal, state, local or tribal government of the United States.[NEWLINE]user: Perfect and what else should I know?
user: hi[NEWLINE]agent: hi[NEWLINE]user: hi[NEWLINE][BOUNDARY][NEWLINE]agent: hi[NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE]user: hi[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: could you tell me more about the total and permanently TPD discharge?[NEWLINE]agent: Mainly it consists of freeing from having to pay a Program loan.[NEWLINE][BOUNDARY][NEWLINE]user: On a similar note, what if I got a diploma even though I didn't finish the program? Is that going to disqualify me?
user: Hey there. I was looking information related of if there is anyway to get the federal loan canceled or something like that.[NEWLINE]agent: Sure, no problem. There are some ways or methods that will get your federal perkins loan fully canceled or even discharged.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to give it a try?[NEWLINE]user: Yes, I would like to see if this is possible, to try it.[NEWLINE][BOUNDARY][NEWLINE]agent: Great. Do you want to know which are the requirements for this?[NEWLINE]user: Yes, please. Tell me what needs to be done to reach this goal.[NEWLINE]agent: No problem, to qualify for a 100 percent of a federal perkins loan fully cancellation you'll need to have done some things like served full-time in a public or nonprofit elementary or secondary school. Have you done or doing this?[NEWLINE]user: Yes, I am currently working in a elementary school.[NEWLINE]agent: That's is just great. Is this a school for low income families?[NEWLINE]user: No, not really, but I'm not pretty sure.[NEWLINE]agent: OK, but here do you serve as a special education teacher?[NEWLINE]user: No, not at all.[NEWLINE]agent: And what about science, mathematics, languages or fields that the states needs?[NEWLINE]user: No, not exactly, as far as I know.[NEWLINE]agent: Then, if that's the case. You probably won't be able to get a cancellation of your loan, sorry.[NEWLINE][BOUNDARY][NEWLINE]user: Ok, before we get into that, there's something I need to remember. When my old school closed, I transferred the credits to my new curriculum at a new school. My school's closure was not my fault, but does this mean I'm no longer eligible for discharge of the loans I took out at the closed school?[NEWLINE]agent: No. ransfer of credits from the closed school to a completely different program of study at the new school does not disqualify you for discharge.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question for Total Permanent Disability, what other documents will I need?
user: Hi I have heard that I might be able to have all or portion of my Federal Perkins Loan canceled, if this correct?[NEWLINE]agent: Yes under certain conditions you may be discharged from your loan or you may have a portion of your loan canceled based on your employment or volunteer service.[NEWLINE][BOUNDARY][NEWLINE]user: What are the eligibility requirements for the cancellation of a Perkins loan?[NEWLINE][BOUNDARY][NEWLINE]agent: Do you have a Perkins Loan?[NEWLINE]user: Yes I do.[NEWLINE]agent: Have you served full-time in a public or non-profit elementary or secondary school as a teacher?[NEWLINE]user: Yes I have as a teacher in a school serving students from low income families.[NEWLINE]agent: You mentioned a school serving student from low income families. Please confirm that you were a teacher in such a school.[NEWLINE]user: No I did not.[NEWLINE]agent: Have you been a special education teacher?[NEWLINE]user: No I have not been a special education teacher.[NEWLINE]agent: Have you been a teacher in the fields of mathematics, science, foreign languages, or bilingual education, or in any other field of expertise determined by a state education agency to have a shortage of qualified teachers in that state?[NEWLINE]user: No I have not.[NEWLINE]agent: In that case I am afraid that you will not qualify for cancellation of part of your Federal Perkins Loan.[NEWLINE][BOUNDARY][NEWLINE]user: Alright. Is there any other way to trasnfer my academic credits or hours from closed school. But am I still eligible for a disacharge at least?[NEWLINE]agent: You may be eligible for discharge if you completed or are in the process of completing a comparable program at another school.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I go to get more information regarding the TPD download in respect of any TPD loan discharge I may be entitled to?
user: Could I be eligible to have all or part of my Federal Perkins Loan canceled?[NEWLINE]agent: Yes, it is possible and you would have to apply to see if you are eligible.[NEWLINE][BOUNDARY][NEWLINE]user: Is there Perkins Loan Teacher cancellation?[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know if you are eligible for Perkins Loan cancellation?[NEWLINE]user: Yes, I think I am eligible.[NEWLINE]agent: Then you know that you qualify for up to 100% cancellation of Federal Perkins Loan if you have served full-time in a public or nonprofit elementary or secondary school system?[NEWLINE]user: Yes, I know this information.[NEWLINE]agent: Do you work in a school serving students from low-income families?[NEWLINE]user: No, I do not.[NEWLINE]agent: Are you a special education teacher?[NEWLINE]user: No, I am not a special education teacher.[NEWLINE]agent: Are you in any of the fields of mathematics, science, foreign languages, or bilingual education that the state education agency has a shortage of qualifed teachers?[NEWLINE]user: No, that is not the case.[NEWLINE]agent: Then you do not qualify for 100% cancellation of your Federal Perkins Loan.[NEWLINE][BOUNDARY][NEWLINE]user: Another concern about financial aid records: Can they be used to repay student loans as well?[NEWLINE]agent: Can they also be used to pay off student loans?[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's it. I'd like to know as well. So, how will submitting VA documents help me qualify?
user: Could I be eligible to have all or a portion of my Federal Perkins Loans discharged?[NEWLINE]agent: Yes, you can see whether you are eligible and how to apply.[NEWLINE][BOUNDARY][NEWLINE]agent: do you know about Perkins Loan Teacher Cancellation?[NEWLINE]user: Yes, I need to know about Perkins Loan Teacher Cancellation.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you know the eligibility requirements for this cancellation?[NEWLINE]user: Yes, I know the requirements.[NEWLINE]agent: Have you served full-time in a public or nonprofit elementary or secondary school system?[NEWLINE]user: Yes, that is accurate.[NEWLINE]agent: Do you work as a teacher in a school serving students from low-income families?[NEWLINE]user: No, I do not teach in a school serving students from a low-income family.[NEWLINE]agent: Are you a special education teacher?[NEWLINE]user: No, that is not the case.[NEWLINE]agent: Are you a teacher in the fields of math, science, foreign language, or bilingual education that has a shortage of qualified teachers in that state?[NEWLINE]user: No I am not a teacher in that field that has a shortage.[NEWLINE]agent: Then you will not qualify for the Perkins Loan Teacher Cancellation.[NEWLINE][BOUNDARY][NEWLINE]user: About my loan canceled due to TPD, what amounts or taxes do I have to pay as a result of the cancellation?[NEWLINE]agent: It is important to note that the date you are considered to be discharged is different depending on how you qualified for the discharge.[NEWLINE][BOUNDARY][NEWLINE]user: I just remembered that I forgot to inquire about federal student loans. Is there a list of requirements I must fulfill in order to be eligible for a discharge of my federal student loan?
user: you can give us info on the parent plus loan[NEWLINE]agent: Would you like to know about the Direct PLUS Loan Application for Parents?[NEWLINE]user: no, how complicated can it be...[NEWLINE][BOUNDARY][NEWLINE]agent: Are you ready to apply for a PLUS Loan?[NEWLINE]user: I think so[NEWLINE]agent: I can link you to a page where you can Log In and start[NEWLINE][BOUNDARY][NEWLINE]user: Okay. Could you please tell me what is a PLUS Direct Loan application for graduate and professional students?[NEWLINE]agent: Of course This is a supplemental information request regarding your application for a Federal Direct PLUS Loan Direct PLUS Loan through the William D. Ford Federal Direct Loan Direct Loan Program [4] Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application....[NEWLINE]user: and all schools have the same process?[NEWLINE]agent: No, some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.[NEWLINE]user: What do I have to do to receive a Direct PLUS Loan?
user: Hello, I would like to have information about the Direct Parent PLUS Loan Application: William D. Ford[NEWLINE]agent: want to know What is a direct PLUS parent loan application?[NEWLINE]user: no thanks[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to apply for a PLUS loan?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: And what other things does this loan allow?[NEWLINE]agent: Request a deferment while the student is at school[NEWLINE]user: What is a Parent Direct PLUS Loan Application?[NEWLINE]agent: This is a supplemental information request regarding your application for a Federal Direct PLUS Loan Direct PLUS Loan through the Federal Direct Loan Program Direct William D. Ford Loan. Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.[NEWLINE]user: And what other things does the Direct PLUS Loan Application allow?
user: Hello I would like to get information about the Direct Parent PLUS Loan Application William D. Ford[NEWLINE]agent: want to know What is a direct PLUS parent loan application?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to apply for a PLUS loan?[NEWLINE]user: yes[NEWLINE]agent: the first thing to do is LOG IN TO GET STARTED[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask you another question. What if it's a direct consolidation loan for Co-Signer?[NEWLINE]agent: If the applicant  completed an Income-Driven Repayment Plan Request as part of a Direct Consolidation Loan Application, he or she will click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate and provide you with the Co-sign Code you need.[NEWLINE]user: and it is the same place to sign in for both?[NEWLINE]agent: Yes, you log in to the Co-sign Income-Driven Repayment IDR Plan Request[NEWLINE][BOUNDARY][NEWLINE]user: can either one of us do it?
user: Hello, I would like to have information about the Direct Parent PLUS Loan Application: William D. Ford[NEWLINE]agent: want to know What is a direct PLUS parent loan application?[NEWLINE]user: yes[NEWLINE]agent: This is a supplemental information request regarding your application for a Federal Direct PLUS Loan Direct PLUS Loan through the Federal Direct Loan Program Direct William D. Ford Loan. Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.[NEWLINE][BOUNDARY][NEWLINE]user: Ok, I know there is a loan program for parents, through this parents can manage some of the loans?[NEWLINE]agent: Yes, there is. It's the same program, but brings the parents an account for their involvement.[NEWLINE]agent: Do you have any more questions?[NEWLINE]user: I still have some doubts, but not about what we were talking about.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I can give authorization to other people to manage this loans in case I can do it by myself?[NEWLINE]agent: Yes,, you can authorize your school to help you with the management.[NEWLINE]user: So, this is not mandatory?
user: Hi, I am looking for information on the Direct PLUS Loan Application for Parents[NEWLINE]agent: Are you aware of the application process for parents for a Direct PLUS Loan?[NEWLINE]user: Yes, but I may need some help with it[NEWLINE]agent: Just to let you know, the Direct PLUS Loan Application for parents is a request for supplemental information in connection with your Direct Plus Loan application through the William D. Ford Federal Direct Loan Program. Schools differ on the processes that applicants must go through with these applications[NEWLINE]agent: May I ask, are you a parent borrower?[NEWLINE]user: No, I'm not[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How do I apply for a PLUS Loan through the FSA?[NEWLINE]agent: To start with, you need to log in to the website with your own personal login credentials[NEWLINE][BOUNDARY][NEWLINE]user: Do you know about TEACH Grant Agreement To Serve (ATS). What information will I need to complete this?[NEWLINE]agent: You will need your verified FSA ID.[NEWLINE][BOUNDARY][NEWLINE]user: How long does it take to complete the ATS?
user: Hi, can you give me information about the Direct Parent PLUS Loan Application? William D. Ford[NEWLINE]agent: want to know What is a direct PLUS parent loan application?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to apply for a PLUS loan?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is a Parent Direct PLUS Loan Application?[NEWLINE]agent: The information you provide will be sent to the school you select. The school you select will use the information collected to determine your eligibility for a Direct PLUS Loan and to process your application.[NEWLINE]user: and do all schools have the same application process?[NEWLINE]agent: Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.[NEWLINE][BOUNDARY][NEWLINE]user: Should I SIGN IN TO BEGIN to apply for the loan?