elplaguister/DTS_session_datasets huggingface dataset:
user: I'd like to know what a student loan entails for me.[NEWLINE]agent: Click on the following link for information on his point [38] share link[NEWLINE]agent: Will you be receiving a student loan in the future?[NEWLINE]user: Yes I'm currently applying.[NEWLINE]agent: In that case a student loan means that you are borrowing money to attend a college or career school. You must repay the loan as well as interest that accrues on it.[NEWLINE][BOUNDARY][NEWLINE]user: I am doubting whether to ask for the loan for a national or an international university but. Can I find out what pass rates are in International Medical Schools?[NEWLINE]agent: Yes, International Medical Schools have things like pass rates on US Medical Licensing Exams, student loan debt, and completion rates.[NEWLINE][BOUNDARY][NEWLINE]user: Sure. Now I'd like to ask you regarding the repayment options. Can you tell me in detail on how can I successfully repay my loan?[NEWLINE]agent: Yes and t is important to understand your repayment options so you can successfully repay your loan.[NEWLINE][BOUNDARY][NEWLINE]user: What if I have questions about my student loans or require assistance?[NEWLINE]agent: Your loan servicer would have to help you.[NEWLINE][BOUNDARY][NEWLINE]user: Also, I really need to find out who is issuing the loan? I do not like to interact with someone who does not trust me[NEWLINE]agent: It might come from the U.S. Federal Government, your State Government or your College or Career School.[NEWLINE][BOUNDARY][NEWLINE]user: And what's the difference between a loan and a grant?[NEWLINE]agent: A grant is a form of financial aid that doesn't have to be repaid unless, for example, you withdraw from school and owe a refund.[NEWLINE][BOUNDARY][NEWLINE]user: Are there private scholarships that I can apply for?
user: Hello, I would like to have more information about Student Loans[NEWLINE]agent: of course I will share a link for you to have more information[NEWLINE]agent: have you received a student loan?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: and what information is there to know the federal subsidies?[NEWLINE]agent: Watch this video to learn about federal grants, loans and work: studying jobs and how they can help you finance your education. Subtitles available in English and Spanish; just start the video and click on the CC symbol at the bottom.[NEWLINE][BOUNDARY][NEWLINE]user: I also need more infor about student status. do we get paid by the hour or a certain amount[NEWLINE]agent: That depends partly on whether you are an undergraduate or graduate student.[NEWLINE]agent: Are you an undergraduate student?[NEWLINE]user: no[NEWLINE]agent: Are you a graduate or professional student?[NEWLINE]user: I'm a grad student[NEWLINE]agent: You will be paid by the hour or by salary depending on the work you will be doing.[NEWLINE][BOUNDARY][NEWLINE]user: who runs the work study service?
user: What types of financial aid is available to students?[NEWLINE]agent: Financial aid is money such as grants, work-study, loans, and scholarships that help make college affordable.[NEWLINE][BOUNDARY][NEWLINE]user: What sources does financial aid come from for college?[NEWLINE]agent: Financial aid is available from federal, state, school, and private sources to help pay for college.[NEWLINE][BOUNDARY][NEWLINE]agent: did you watch the Federal Student Aid video?[NEWLINE]user: Yes, I watched the types of Federal Student Aid video.[NEWLINE]agent: I am glad that you got to check out the video to learn about federal grants, loans, and work-study jobs and how they help pay for your education.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible for my parents to apply for a Direct Loan to help me pay for my college education?[NEWLINE]agent: Yes, these are known as Federal parent loans and are Direct PLUS Loans aimed at parents[NEWLINE][BOUNDARY][NEWLINE]user: I need to inquire about the various financial aid options available. Can I receive assistance from my state government?[NEWLINE]agent: yes, you could get aid from your state government.[NEWLINE][BOUNDARY][NEWLINE]user: Is there any health care benefit applicable to me if I am in a new insurance plan?
user: I have questions about financial aid and student loans.[NEWLINE]agent: I will be happy to assist you with this.[NEWLINE]agent: Will you be taking out a student loan?[NEWLINE]user: I haven't decided yet.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are some types of financial aid?[NEWLINE]agent: There are several types of financial aid, including grants, scholarships, work-study, and loans.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, I believe I've grasped the definition. Let's say I've made up my mind and decided to attend an international school. What are you able to do for me?[NEWLINE]agent: Well, we can lend you a hand finding out which international schools get a part in federal student aid programs and then, guide you through the corresponding process of getting that federal aid.[NEWLINE][BOUNDARY][NEWLINE]user: That sounds very good, thanks. Say, if i'm able to get that aid, what amount are we talking about?[NEWLINE]agent: That would depend on the type of aid, but for both Direct Subsidized or Unsubsidized Loans, The amount you could receive goes from $5,500 to $20,500 range.[NEWLINE]agent: In fact, Are you aware that amount could be affected by many factors?
user: I'm a high school senior who will be attending college in the fall. I need some information about student loans.[NEWLINE]agent: I can help you with that.[NEWLINE]agent: Will you be taking out a student loan?[NEWLINE]user: I'm not sure yet. I need more information first.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are some different types of federal grants?[NEWLINE]agent: There are several federal grants that may be available to you, including Pell Grants, FSEOG, TEACH Grants, and Iraq and Afghanistan Service Grants.[NEWLINE][BOUNDARY][NEWLINE]user: I like it. Returning to my original question. Should I contact my college or the Federal Student Aid Feedback Center if I believe I am not receiving the correct amount of federal aid?[NEWLINE]agent: You should try to resolve the problem with your college first.[NEWLINE][BOUNDARY][NEWLINE]user: Who can access the military aid for college school?[NEWLINE]agent: This aid is intended for veterans, future military personnel, active-duty personnel, or anybody related to veterans or active-duty personnel.[NEWLINE][BOUNDARY][NEWLINE]user: Now, about the grant funds. What if I'm not eligible for the Federal Pell Grants?
user: II'm going to be co-signing a federal aid loan for my wife and I need some more information about how it works.[NEWLINE]agent: I can help you with that. A co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request.[NEWLINE]agent: Are you aware of your obligations to repay as the co-signer?[NEWLINE]user: No. I'm not sure how it works.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Does it matter that the Income-Driven Repayment Plan Request was done as part of a Direct Consolidation Loan Application?[NEWLINE]agent: No. Your wife will just have to click on "Direct Consolidations Loan Applications" under "My Loan Documents" to find the co-sign code, you will need.[NEWLINE][BOUNDARY][NEWLINE]user: What information is provided by exit counseling?[NEWLINE]agent: Exit counseling gives important information that helps you prepare to repay your federal student loan.[NEWLINE]user: How do I complete exit counseling online?[NEWLINE]agent: You would look under Complete Exit Counseling and then log in to start.[NEWLINE]user: What if I leave school do I need exit counseling?
user: Can you explain what a co-signer is?[NEWLINE]agent: Yes, with the income-driven repayment plan the co-signer is the spouse of the applicant.[NEWLINE]agent: Do you know that the co-signer is not obligated to repay the loan by signing a borrowers IDR application?[NEWLINE]user: Yes, I understand that I am not obligated to pay back the loan as a co-signer on the borrower's IDR application.[NEWLINE]user: What about the reference number/co-sign code?[NEWLINE]agent: The IDR applicant should have given you the reference number/co-sign code.[NEWLINE][BOUNDARY][NEWLINE]user: Are you familiar with Counseling Type? And what about financial awareness counseling?[NEWLINE]agent: Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances.[NEWLINE][BOUNDARY][NEWLINE]user: I see. What if PLUS credit counseling is completed voluntarily?[NEWLINE]agent: If PLUS Credit Counseling is completed voluntarily and you are determined to have an adverse credit history by the U.S. Department of Education within 30 days of PLUS Credit Counseling completion, your PLUS Credit Counseling requirement will be considered to be fulfilled.[NEWLINE][BOUNDARY][NEWLINE]user: Well, what can you tell me about exit counseling?
user: Can you explain what a co-signer is for an Income-Driven Repayment Plan application?[NEWLINE]agent: A co-signer for an Income-Driver Repayment plan request is the spouse of the applicant.[NEWLINE]agent: Did they explain to you that you are not obligated as a spouse to repay the loan by co-signing?[NEWLINE]user: Yes, that was explained to me.[NEWLINE]user: What if the applicant completed an IDR plan request that was not part of a Direct Consolidation Loan Application?[NEWLINE]agent: He or she will click on "Income-Driven Repayment Plan Requests" under "My Loan Documents" to find and provide you with the required Reference Number.[NEWLINE][BOUNDARY][NEWLINE]user: Another question, if I have received a PLUS loan, should I do exit counseling every time I fall below half-time enrollment, graduate, or drop out of school?[NEWLINE]agent: If you have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or the FFEL Program, you must complete exit counseling each time you drop below half-time enrollment, graduate, or leave school.[NEWLINE][BOUNDARY][NEWLINE]user: how much time does this take up?[NEWLINE]agent: You must complete the process in a single session that lasts around 20-30 minutes.[NEWLINE][BOUNDARY][NEWLINE]user: what will I need to bring with me?
user: who is the co-signer on a repayment plan?[NEWLINE]agent: The co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request.[NEWLINE]agent: Did you want to know about your obligation to repay the loan?[NEWLINE]user: yes[NEWLINE]user: where do we sign in?[NEWLINE]agent:  Co-sign Income - Driven Repayment IDR Plan Request[NEWLINE][BOUNDARY][NEWLINE]user: About PLUS Credit Counseling, can you please tell me what it is?[NEWLINE]agent: This is important if you have been informed by the US Department of Education that you have an adverse credit history.[NEWLINE][BOUNDARY][NEWLINE]user: Is admission advice recommended before asking for help?[NEWLINE]agent: Exactly, it is important for your first subsidized direct loan, or unsubsidized direct loan as a college student.[NEWLINE][BOUNDARY][NEWLINE]user: When can you ask for advice?
user: hello i would like to get information about What is a co-debtor?[NEWLINE]agent: A co-signer is the spouse of an applicant who initiated an Income-Based Payment Plan Application.[NEWLINE]agent: are you a co-signer?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: and who should give me the joint signature code?[NEWLINE]agent: The IDR applicant should have provided you with a joint signature code / reference number.[NEWLINE]user: Do you still have knowledge of the Direct PLUS Loan? Is it true that making a request for this type of loan is all there is to it?[NEWLINE]agent: Before you can receive the loan you need to complete a direct plus loan master promissory note, which will explain everything of the terms and conditions of this program.[NEWLINE]user: What happens if I have have a security freeze?[NEWLINE]agent: In that case, you'll need to remove the freeze at each credit bureau before you can continue.[NEWLINE]user: I see this is on the application you mentioned before?
user: I'm looking for information as to what constitutes a co-signer in relation to a spouse's income-driven repayment plan application form within the FSA,  can you help me with this?[NEWLINE]agent: A co-signer is defined as being the spouse of an applicant who initiated an Income-Driven Repayment Plan Request[NEWLINE]agent: Have you a concern or worry about being a co-signer on an application?[NEWLINE]user: Yes, I'm concerned that I may be obligated to repay the loan by signing this application[NEWLINE]user: What can I do if I do not have a Reference Number /Co-sign Code for the particular application?[NEWLINE]agent: You should contact the IDR applicant, who should have received an email containing the Reference Number/Co-sign Code. The IDR applicant can also access this information by logging into StudentAid.gov and clicking on the relevant link[NEWLINE][BOUNDARY][NEWLINE]user: What exactly do I need to complete my role as a co-signer within the FSA?[NEWLINE]agent: Initially, you will need to be logged in with your own personal FSA ID in order to co-sign the applicant's IDR request[NEWLINE][BOUNDARY][NEWLINE]user: Regarding the appeal of a demonstration of credit decision, do I have to present the information I have even if it may be the cause of the bad credit?[NEWLINE]agent: Yes, you need to provide, the information you have.[NEWLINE][BOUNDARY][NEWLINE]user: This proof how needs to be made?
user: I want to get a better understanding on co-signing for an IDR[NEWLINE]agent: A co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request[NEWLINE]agent: Are you a co-signer on an IDR plan?[NEWLINE]user: no, but I might be[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: what will I need if I'm ready to co-sign?[NEWLINE]agent: If the IDR applicant completed an Income-Driven Repayment Plan Request that was not part of a Direct Consolidation Loan Application, he or she will click on "Income-Driven Repayment Plan Requests" under "My Loan Documents" to locate and provide you with the Reference Number you need.[NEWLINE][BOUNDARY][NEWLINE]user: One more question, what if I'm completing entrance counseling to borrow a loan as an undergraduate student?[NEWLINE]agent: Then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.[NEWLINE][BOUNDARY][NEWLINE]user: Makes sense. And how long is this supposed to take?[NEWLINE]agent: The entire counseling process must be completed in a single session. Most people complete counseling in 20 - 30 minutes.[NEWLINE][BOUNDARY][NEWLINE]user: I see, where can I find more information about that?
user: What exactly is a co-signer or an income-driven repayment plan application?[NEWLINE]agent: A co-signer happens to be a spouse of an applicant who asks for the income-driven repayment plan request.[NEWLINE]agent: Do you know you are not responsible to repay the loan by sigining a borrowers IDR application as a co-signer.[NEWLINE]user: Yes, I have read that I am not responsible to pay back the loan as a co-signer on my spouses IDR.[NEWLINE]user: What if I do not have a reference number to co-sign?[NEWLINE]agent: Ask your spouse because they were sent an email containing the reference number or they can access the reference number by logging into StudentAid.gov.[NEWLINE][BOUNDARY][NEWLINE]user: I'm still hoping to learn more about the TEACH Grant. Could you explain what a TEACH Grant is?[NEWLINE]agent: It's a program that provides funds to students who are completing or who plan to complete coursework that is required to begin a career in teaching, and agree to teach full time for at least four years at an elementary school, secondary school  or educational service agency that serves students from low-income families and to meet other requirements[NEWLINE][BOUNDARY][NEWLINE]user: Who should complete this program?[NEWLINE]agent: Students who are receiving a TEACH Grant  and who have completed TEACH Initial and Subsequent Counseling for the same Award Year[NEWLINE][BOUNDARY][NEWLINE]user: ow long will it take  the ATS process?
user: Yes I'd like information. What types of aid is available at the federal level?[NEWLINE]agent: We have that information.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to learn more about grants?[NEWLINE]user: Sure, that's a good place to start.[NEWLINE]agent: Grants are a type of financial aid that is typically based on need and usually doesn't have to be repaid.[NEWLINE][BOUNDARY][NEWLINE]user: another question for you regarding grants. How do i register if i forgot about it?[NEWLINE]agent: You can call Selective Service toll-free at 1-888-655-1825 for general information about registering, or register online at sss.gov or while completing the FAFSA form.[NEWLINE][BOUNDARY][NEWLINE]user: Could you please assist me on where can I see the details on what kind of financial aid I would be qualified for?[NEWLINE]agent: You can estimate what aid you may be eligible for when you check out our FAFSA4caster tool.[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's fine. Now, let's talk about federal student aid. Is this something I have to do every year, not just the first year when I apply?[NEWLINE]agent: Yes, you have to meet basic eligibility criteria throughout the time you are receiving aid[NEWLINE][BOUNDARY][NEWLINE]user: Now about the situations that could affect my eligibility for aid, what if I am a student whose father died as a supervisor in Iraq or Afghanistan?[NEWLINE]agent: The specific situation of having a parent killed in Iraq or Afghanistan could affect your eligibility for aid.[NEWLINE][BOUNDARY][NEWLINE]user: Can I find details about the specifics of Federal Student Aid here?[NEWLINE]agent: With our service here you can explore how financial aid works, learn about the types of aid, and find out if you're eligible or not.[NEWLINE][BOUNDARY][NEWLINE]user: And is it possible to know more or less how much I can get?
user: Could you let me know what type of Federal Student Aid is available?[NEWLINE]agent: Yes click on point [9] to learn more.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know about available grants?[NEWLINE]user: Yes sure.[NEWLINE]agent: A student grant is different from a loan as it's typically based on need and doesn't have to be repaid.[NEWLINE][BOUNDARY][NEWLINE]user: That's helpful to hear. One more thing about the grant.  How can I tell if I have to pay back a grant?[NEWLINE]agent: Your school is responsible for notifying you, if you need to repay part your grant. You will then have 45 days to repay the grant or enter into a repayment arrangement.[NEWLINE][BOUNDARY][NEWLINE]user: ok now about help. Does it matter if I'm not from the United States?[NEWLINE]agent: We have information about how being a Non-U.S. citizen might impact your eligibilty.[NEWLINE][BOUNDARY][NEWLINE]user: I also hope to find out  about  Basic Eligibility Criteria, do I need to register with selective service?[NEWLINE]agent: Yes, you need to be registered with Selective Service[NEWLINE][BOUNDARY][NEWLINE]user: You've got it. I'd like to ask you another question. Can you tell me how much you think I'll get?[NEWLINE]agent: Yes we have a tool which helps you Estimate Your Aid.[NEWLINE][BOUNDARY][NEWLINE]user: Will I be allowed to work when I'm studying as well?[NEWLINE]agent: Yes there are Work-Study Jobs that provide a way to earn money to help you pay for school.[NEWLINE][BOUNDARY][NEWLINE]user: Is there interest on Federal Student Aid loans?
user: How can you help me understand financial aid?[NEWLINE]agent: Are you preparing for college or career school?[NEWLINE]user: No, not quite yet.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: Is there a way to estimate my AID?[NEWLINE]agent: Yes, there are ways to estimate your AID.[NEWLINE][BOUNDARY][NEWLINE]user: Can I ask something else? Regarding how will I be paid? What do work study programs help with?[NEWLINE]agent: You use the money to pay for your education-related charges such as tuition, fees, and room and board.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know the school loans that I can receive? what could you tell me about them?[NEWLINE]agent: A loan is money you would borrow to pay for college and you must repay the loan and interest that accrues.[NEWLINE][BOUNDARY][NEWLINE]user: I have a question about federal student loans for college, how much money can I borrow on these loans?[NEWLINE]agent: It depends on whether you are an undergraduate student, a graduate or professional student, or a parent.[NEWLINE][BOUNDARY][NEWLINE]user: Can you help me on what resources can I use to find out more information on how financial aid works?[NEWLINE]agent: You can explore how financial aid works, learn about the types of aid, and find out if you are eligible and estimate what aid you might get at FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: What is a grant?
user: You may help me with financial aid for school[NEWLINE]agent: Are you preparing for college or career school?[NEWLINE]user: no, but I will be soon[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: what can you tell me about aid?[NEWLINE]agent: We can help you explore how financial aid works, learn about the types of aid, and find out if you’re eligible. You can also estimate what aid you may be eligible for when you check out FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: I see. Let me ask another question. to learn about the types of help. What is my work-study award based on?[NEWLINE]agent: It is based on when you apply and your level of financial need.[NEWLINE][BOUNDARY][NEWLINE]user: Something else I want to ask about the Federal Student Aid, are there different kinds of help?[NEWLINE]agent: Yes, financial aid to pay for college is available from a variety of sources. Student aid includes grants, scholarships, work-study jobs, and loans.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to confirm whether the school is the one who provides our student loans?[NEWLINE]agent: Student loans can come from the federal government, from private sources such as a bank or financial institution, or from other organizations.[NEWLINE][BOUNDARY][NEWLINE]user: one can ask where these loans come from or is it confidential?. What are the grants?[NEWLINE]agent: Grants are financial aid that is typically based on need and doesn't typically have to be repaid[NEWLINE][BOUNDARY][NEWLINE]user: and work study jobs?
user: hello could you help me understand financial aid[NEWLINE]agent: Are you currently preparing for college or vocational school?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: And where can you see if I am eligible for the aid?[NEWLINE]agent: You can estimate what help you may be eligible for when you review FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: I'd also like to learn more about the jobs available on or off campus. What if I go to a for-profit school, such as a private one?[NEWLINE]agent: In that case there may be further restrictions on the types of jobs you can be assigned.[NEWLINE][BOUNDARY][NEWLINE]user: I want to know more about the financial aid. What should I do now, according to your advice?[NEWLINE]agent: it is important that you estimate your help[NEWLINE][BOUNDARY][NEWLINE]user: Okay, that's it. Now, what about federal student aid? Is it necessary?[NEWLINE]agent: yes You must make satisfactory academic progress to continue receiving federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: Is it possible that circumstances will affect your eligibility for assistance?[NEWLINE]agent: Military family members can enter situations that could affect your eligibility for help[NEWLINE][BOUNDARY][NEWLINE]user: and what are the subsidies for?