elplaguister/DTS_session_datasets huggingface dataset:
user: Hello there. I'm looking for information about benefits planning, specifically retirement, please?[NEWLINE]agent: Sure. Do you want to know about a Government Pension Offset?[NEWLINE]user: Yes, please. I would like to have the information.[NEWLINE]agent: This pension is for those who will receive a pension for work not covered by social security. Is that your case?[NEWLINE]user: No, now i heard the explanation, i think it's not my case.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Well, i guess i have to be sure about what i'm looking for. Anyway, another question, lets say i am eligible for a retirement benefit on my own, but i do have a benefit based on my spouse's earnings, that will have any effect on mine's?[NEWLINE]agent: Yeah, it will. If there is a higher benefit, this will also affect your benefits as a spouse, widow or wdower.[NEWLINE][BOUNDARY][NEWLINE]user: Ok, ok. Look now, what would be my spouse's benefit if she is already receiving benefits?[NEWLINE]agent: If that's the case, you'll have to ask your spouse what its benefit would be if it started at full retirement age. Then, you'll have to divide that on half, rounding it to the nearest dollar. That would be the benefit.[NEWLINE][BOUNDARY][NEWLINE]user: And what about if i want to retire before the normal age? Would be any effect?
user: I need help with benefits.[NEWLINE]agent: What would you like to know about the Government Pension Offset?[NEWLINE]user: What is a GPO?[NEWLINE]agent: Do you have pension for work not covered by Social Security?[NEWLINE]user: Yes, I do.[NEWLINE]agent: Then Social Security benefits from your spouse's record may need to be reduced.[NEWLINE][BOUNDARY][NEWLINE]user: Another question about Social Security retirement benefits, when can I increase for late retirement?[NEWLINE]agent: Have you reached full retirement age?[NEWLINE]user: no[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What 's the best time to start your retirement benefits?[NEWLINE]agent:  We 're not recommending that you start at age 62, your full retirement age, age 70, or any age in between[NEWLINE][BOUNDARY][NEWLINE]user: Do I need to sign up?
user: Can you help me with retirement benefits?[NEWLINE]agent: Is it for your spouse?[NEWLINE]user: No, my spouse's.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you affected by the GPO?[NEWLINE]user: Yes, I have a pension from a job not covered by Social Security.[NEWLINE]agent: Do you want to estimate your spouse's benefits?[NEWLINE]user: Not yet.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What information do I need to do that?[NEWLINE]agent: You need your estimated gross monthly income for your pension and the estimated monthly amount of your spousal benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any exemptions to the GPO?
user: I want to know more about planning my retirement benefits.[NEWLINE]agent: well, there's the Government Pension Offset (GPO). Do you want to know about it?[NEWLINE]user: yes.[NEWLINE]agent: Will you receive a pension for work not covered by Social Security?[NEWLINE]user: I won't.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: but tell me how would affect the benefits I would get from my spouse's work.[NEWLINE]agent: to calculate your benefits enter the estimated "gross" monthly amount you would get from any government pension for work not covered by Social Security in step #1 of "Calculate Your Benefits", then use your most recent estimate to determine your estimated retirement benefit based on your own earnings.[NEWLINE][BOUNDARY][NEWLINE]user: Where can I get more information about the estimated benefit amount I would get if I retire before reaching full retirement age.[NEWLINE]agent: You can call our toll free number 1-800-772-1213. For peoñle with hearing impairments, we have available our TTY number 1-800-325-0778 or contact your local Social Security office.[NEWLINE][BOUNDARY][NEWLINE]user: What information do I need to calculate my future widow's benefits under the GPO?
user: What is the Benefits Planner for Retirement?[NEWLINE]agent: Would you like to learn about the Government Pension Offset?[NEWLINE]user: Yes, could you please tell me about it.[NEWLINE]agent: Will you receive a pension for work not covered by Social Security?[NEWLINE]user: Yes, I would receive a pension not covered by Social Security?[NEWLINE]agent: That is ok but any Social Security benefits you would receive on your spouses record could be lowered.[NEWLINE]user: Regarding the online calculator, what can happen if I have my birthday on January 1?[NEWLINE]agent: In that case we figure your benefit as if your birthday was in the previous year.[NEWLINE]user: Is the online calculator updated?
user: I just wanted to look into the retirement benefits planner and GPO[NEWLINE]agent: Would you like to know more about Government Pension Offset?[NEWLINE]user: yes I would[NEWLINE]agent: Will you receive a pension for work not covered by Social Security such as government employment?[NEWLINE]user: yes[NEWLINE]agent: Any Social Security benefits you may be eligible to receive on your spouse's record may be reduced. This type of benefit reduction is called Government Pension Offset[NEWLINE][BOUNDARY][NEWLINE]user: Where would I need to look for benefits for another person I am trying to assist?[NEWLINE]agent: Do you mean benefits for your family?[NEWLINE]user: Yes, for my family, mainly.[NEWLINE]agent: Well, it is possible for them to get benefits, even if yourself don't qualify for it. So, just go to our "Benefits for your family" section and look for the information there.[NEWLINE][BOUNDARY][NEWLINE]user: O.k, i'll do that. Say, when I apply, Do I have to fill another application for my spouse?[NEWLINE]agent: No need for that. If you are granted a qualification, your application will serve as request for spousal benefits too.[NEWLINE][BOUNDARY][NEWLINE]user: Ah, pretty neat. Appreciated. Look, just to be sure. Which age do I or my spouse to be for these benefits?
user: What should I consider when planning for SS retirement[NEWLINE]agent: Things to consider would be the best age to start your benefits[NEWLINE]user: What is the best age to start?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: If you spouse or minor or disabled children will also gaulify for benefits from your record. The value of their benefits added to your own may help you decide if taking you benefits sooner is your best choice[NEWLINE]agent: This is N/A to me[NEWLINE][BOUNDARY][NEWLINE]user: Do you know if any members of your family are eligible? Are there any other members of your family who are liable for Social Security benefits?[NEWLINE]agent: Yes under certain circumstances a stepchild, grandchild, step grandchild or adopted child may be eligible to receive benefits.[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing about health insurance coverage that I need to know. I am married, and my partner works.[NEWLINE]agent: You may be able to switch to their health insurance[NEWLINE][BOUNDARY][NEWLINE]user: I would like more information about what happens if the ex-spouse is eligible to have their own retirement benefits?[NEWLINE]agent: This could affect their benefits as a survivor.[NEWLINE][BOUNDARY][NEWLINE]user: Other Factors to Consider When should I start thinking about retiring?[NEWLINE]agent: It is best to plan for the long term[NEWLINE][BOUNDARY][NEWLINE]user: What about my spouse?
user: What things should I consider when palnning for retirement[NEWLINE]agent: Considering what age to start your benefits is something to think about[NEWLINE]user: What age would be the best age?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: It's best to delay receiving your retirement benefits until your full reitrement age or later[NEWLINE]agent: your retirement benefits will be higher[NEWLINE]user: Regarding social security survivor benefits earned by spouse, who can receive worker benefits?[NEWLINE]agent: Those benefits can be paid to the worker's children and spouse they can get them if the worker has credits at least for one-half year.[NEWLINE][BOUNDARY][NEWLINE]user: Good to know. Another thing to consider. But when should I start?[NEWLINE]agent: There is no best age for everyone - you should make your decision based on your individual family circumstances[NEWLINE][BOUNDARY][NEWLINE]user: Alright, regarding to the benefits. How much money would my family get if I died?[NEWLINE]agent: This would depend on your average lifetime earnings.[NEWLINE][BOUNDARY][NEWLINE]user: I'd also like to know when I'll be able to retire. What if I intend to keep working?[NEWLINE]agent: There are limits on how much you can earn each year between the age of 62 and full retirement and stil get all your benefits[NEWLINE]user: The are limits on how much one can earn?
user: What other things should I condisder when planning for reitirement[NEWLINE]agent: Some other things to consider is what the best age is to start your benefits[NEWLINE]user: How do I know what the best age is?[NEWLINE]user: I come from a long-lived family[NEWLINE]agent: you may need the extra money more in later years particularly if you may outlive your pensions or annuties[NEWLINE][BOUNDARY][NEWLINE]user: Should I apply for medicare if I start my benefits?[NEWLINE][BOUNDARY][NEWLINE]user: OK thank you. I would also like to find out about my spouse's benefits. What if my surviving spouse remarries?[NEWLINE]agent: if your surviving spouse remarries before they turn 60, or 50 if disabled, they can not get the benefits while they are married.[NEWLINE][BOUNDARY][NEWLINE]agent: Before full retirement age?[NEWLINE]user: Also, and when applying for medicare, what happens if I become eligible in other registries?[NEWLINE]agent: You may have additional options[NEWLINE][BOUNDARY][NEWLINE]user: What decisions should I make about what the best age to apply for benefits is?[NEWLINE]agent: Ultimately it is your choice. You should make a decision when to apply based on your individual and family circumstances.[NEWLINE]user: What about the long term?
user: How will I know if I should apply for Medicare?[NEWLINE]agent: You should apply if you are age 65.[NEWLINE]agent: Do you plan to delay your benefits when you are 65?[NEWLINE]user: That is the question I need to ask because I think I want to.[NEWLINE]agent: Since you want to delay your Medicare benefits then you need to contact Social Security about 3 months before you turn 65.[NEWLINE][BOUNDARY][NEWLINE]user: Btw, for the Rest of the Information I Require. What if my ex-husband is eligible for his own pension?[NEWLINE]agent: He can then switch to his own retirement benefit.[NEWLINE][BOUNDARY][NEWLINE]user: May I ask a question about applying for Medicare? What if I forget to register for Medicare?[NEWLINE]agent: All you need to do is read the general and special enrollment period on page 12 of the Medicare booklet and also your Medicare coverage could be delayed and cost more.[NEWLINE][BOUNDARY][NEWLINE]user: Are you aware of the benefits payable to family members? What is the maximum amount that a family is entitled to receive?[NEWLINE]agent: The limit varies but it is generally between 150 to 180 percent of the basic benefit rate. If the sum of benefits payable to family members is greater than this limit the benefits will be reduced proportionately.[NEWLINE][BOUNDARY][NEWLINE]user: To know whether to apply for Medicare, if I have health insurance through an employer, should I apply  for Medicare?[NEWLINE]agent: Yes, you still should check to see whether you need to sign up for Medicare because some health insurance plans change at age 65.[NEWLINE]user: Will other family members or minor children qualify for benefits under my record?[NEWLINE]agent: Actually, the value of their benefits added to your own will help you decide if taking your benefits sooner is your best choice.[NEWLINE]user: What if something like an accident occurred?
user: what other things are there to consider when planning for SS retirement?[NEWLINE]agent: Consider what the best age is to start your benefits[NEWLINE]user: What is the best age?[NEWLINE]user: Are you at full retirement age?[NEWLINE]agent: After you reach full retirement age, we recalculate your benefit amount to give you credit for any months in which you did not receive a benefit because of your earnings.[NEWLINE][BOUNDARY][NEWLINE]user: Could you give me some info? What if my widower gets more Social Security benefits than my ex-husband?[NEWLINE]agent: In this case, he would receive a combination of benefits that equal the amount.[NEWLINE][BOUNDARY][NEWLINE]user: I see what you mean. I'd like to raise a question for Other Things to Think About. I apologize for asking what the best age is.[NEWLINE]agent:  There is no one best age for everyone, Decisions about when to apply for benefits is based on your individual and family circumstances.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about Social Security benefits that I'd like to ask. What happens if I remarry before you turn 60, or 50 if you're disabled?[NEWLINE]agent: You cannot receive benefits as a surviving spouse while you are married.[NEWLINE][BOUNDARY][NEWLINE]user: About things to consider, how can I find out about my best individual options that I can have?[NEWLINE]agent: You need to make these decisions on your own as applies to your circumstances.[NEWLINE]user: What about my earnings?[NEWLINE]agent: When earnings appear on your record we check whether your monthly benefit with increase[NEWLINE]user: I come from a long lived family how will this affect me?
user: Hello, I would like some information about Medicare, do I qualify.[NEWLINE]agent: you certainly do if you are over the age of 65.[NEWLINE]agent: Do you plan to delay your retirement benefits?[NEWLINE]user: No I think I won't.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What happens when my spouse files a benefit?[NEWLINE]agent: If that is the case, they will effectively be filing for all retirement or spousal benefits.[NEWLINE]user: I've read something about widow benefits, what is that?[NEWLINE]agent: f you qualify for benefits as a widow you have the option to apply for survivors benefits now and delay your retirement benefit until later.[NEWLINE]user: Can my spouse receive benefits on my record?[NEWLINE]agent: If they are of a certain age, then they must file straight away and will be effectively filing for all retirement or spousal benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a earnings limit when I reach my full retirement age?[NEWLINE]agent: No, once you reach full retirement age there is no limit on how much you can earn.[NEWLINE][BOUNDARY][NEWLINE]user: What if I die, will my spouse get full benefits?[NEWLINE][BOUNDARY][NEWLINE]user: How much money would my family get if I died?[NEWLINE]agent: This would depend on your average lifetime earnings.[NEWLINE][BOUNDARY][NEWLINE]agent: After full retirement age, your surviving spouse may receive your full benefit amount plus any accumulated delayed retirement credits.[NEWLINE]user: On a somewhat related note, Medicare. Is there any disadvantage to applying for Medicare later than advised?
user: Are there things I need to consider when it comes to retirement benefits planning?[NEWLINE]agent: Yes there are. A good place to start is to figure out which age works best for you to start receiving your benefits. Have you considered that yet?[NEWLINE]user: No, I have not given much thought as to what age will work best for me. Can you provide me with assistance on this?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Are there things that can't be ruled out in regards to making decisions about your future?[NEWLINE]agent: Yes, many unforseen circumstances can occur like a car accident, so your final decision may have to be based on your "best guess."[NEWLINE][BOUNDARY][NEWLINE]user: one more thing, for my ex-wife, how would these benefits be? can you switch to your own retirement benefits if you are already receiving benefits from my history?[NEWLINE]agent: she can do it when she turns 62 if she qualifies for retirement benefits and her benefits are higher than her surviving ex-wife benefits.[NEWLINE][BOUNDARY][NEWLINE]user: So I need to consider situations like accident and health issues before I apply for Medicare?[NEWLINE]agent: Yes, that is correct.[NEWLINE][BOUNDARY][NEWLINE]user: I see, and regarding a special lump-sum death payment, the worker's child or children can receive a lump sum?[NEWLINE]agent: the lump - sum can be paid to the worker 's child or children if, during the month the worker died, the child[NEWLINE][BOUNDARY][NEWLINE]user: Is there a particular age when you should begin receiving benefits?[NEWLINE]agent: No there isn't a "one age suits all" scenario. It is ultimately up to you and your informed decision based on your individual needs and circumstances.[NEWLINE][BOUNDARY][NEWLINE]user: Is there someone I should contact if I decide to start delaying when I start my benefits?[NEWLINE]agent: Yes, you would need to contact Social Security 3 months before you turn 65 so that you can look into applying for Medicare.[NEWLINE]user: Should I still look into whether I need to sign up for Medicare if I still have health insurance through my former employer?[NEWLINE]agent: Yes, you should look into this because some health insurance plans change automatically when you turn 65.[NEWLINE][BOUNDARY][NEWLINE]user: If my earnings reach a certain amount, will I have to give up my benefits?
user: I am not sure if I should apply for Medicare.[NEWLINE]agent: I understand. It's important to consider that Medicare usually starts when you reach age 65.[NEWLINE]agent: Are you planning to delay starting your benefits?[NEWLINE]user: Yes, I was thinking about doing just that. You know, my current situation made me think a delay might be a good idea.[NEWLINE]agent: In that case be sure to contact Social Security about 3 months before you turn age 65 to check about applying for Medicare.[NEWLINE][BOUNDARY][NEWLINE]user: What if my widower remarries later and wants to apply for spouse's benefit on their record? What happens if the amount they receive is higher than the benefits they receive on my record?[NEWLINE]agent: In this case, your widower would receive a combination of benefits from you and his new spouse that equals the higher amount.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have any suggestions on when should I apply for Medicare? I believe my wife is eligible to receive benefits on my record. What can you advise me to do?[NEWLINE]agent: If your wife qualifies for benefits from your record, the value of her benefits, added to your own, may help you decide if taking your benefits sooner is your best choice.[NEWLINE][BOUNDARY][NEWLINE]user: In addition, I'd like to learn more about the special Lump-Sum Death Payment. Is there a chance I'll get a lump sum payment?[NEWLINE]agent: the lump - sum can be paid to the worker 's child or children if, during the month the worker died, the child[NEWLINE][BOUNDARY][NEWLINE]user: If I have health insurance at my current job, will my Medicare benefits affect me? I can't get both Insurance?[NEWLINE]agent: Even if you have health insurance through a current or former employer or as part of your severance package, you should still check to see whether you need to sign up for Medicare. Some health insurance plans change automatically at age 65.[NEWLINE][BOUNDARY][NEWLINE]user: Will do. So tell me, could I also choose to get my retirement benefits earlier?[NEWLINE]agent: That is possible, you may choose to start receiving retirement benefits earlier.[NEWLINE]user: Well, I'm just thinking here. About life expectation and all. What good is retirement if I don't live to see it?
user: Do I need original documents to get a replacement social security card for a noncitizen child?[NEWLINE]agent: Yes, you will need original documents to verify their immigration status.[NEWLINE]agent: Are you able to prove your child's immigration status?[NEWLINE]user: No, I am not able to supply this information.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you accept photocopies of the documents?[NEWLINE]agent: No, we can only accept the original documents, no photocopies or notarized copies.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know about the status. What if I am not a US citizen?[NEWLINE]agent: then you'll need to show your current U.S. immigration document from the DHS.[NEWLINE][BOUNDARY][NEWLINE]user: in case my son changes his name, what problems could he get if he doesn't inform Social Security?[NEWLINE]agent: In that case, it could delay yours and your child's tax refund.[NEWLINE][BOUNDARY][NEWLINE]user: what if I can't get some of the documents asked?
user: How do i get replacement card for a noncitizen child?[NEWLINE]agent: You can replace your child's Social Security card for free if it is lost or stolen.[NEWLINE]agent: Does your child not have permission to work but still needs a social security number for other purposes?[NEWLINE]user: My child has permission to work.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What original documents do i need to prove my child's immigration status?[NEWLINE]agent: Need to show your child's current immigation status by using lawful permanent resident card, machine readable immigrant visa or employment authorization document.[NEWLINE]user: Are you sure that is what I need to show as original documents?[NEWLINE]agent: Yes, you need to show your child's U.S. immigration document such as Lawful Permanent Resident Card or EAD.[NEWLINE]user: Can I use the non-work number to work?[NEWLINE]agent: The non-work number is for other purposes; but not for working.[NEWLINE]user: What can I use as proof of identity for social security?[NEWLINE]agent: You can always use your U.S. driver's license, state-issued non-driver identification.[NEWLINE]user: What do I need if I am an F-1 student authorized to work in curricular practical training?[NEWLINE]agent: You will have to provide us with Form I-20 with the employment page completed and signed by your designated school official.[NEWLINE]user: What documents do you need to see for children with work-authorization?
user: What original documents are needed?[NEWLINE]agent: We would need to have information about immigration status.[NEWLINE]agent: Do you need to know what documents needed to prove your child's U.S. immigration status?[NEWLINE]user: No, I all ready have information to prove my child's U.S. immigration status.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: What happens if I do not have the specific documents in the time period?[NEWLINE]agent: We will ask to see others documents that are not expired, have to show your name, and birth age and recent photograph.[NEWLINE]user: What do I need if child does not have permission to work?[NEWLINE]agent: Lawfully admitted noncitizens can get many benefits and services without social security numbers.  You do not need a number to conduct business with a bank, register for school, or apply for educational test.[NEWLINE]user: What happens if you are a J-1 student?[NEWLINE]agent: If you are a J-1 student you must provide a letter from your sponsor and should be on the letterhead of the sponsor with original signature that authorize employment.[NEWLINE]user: What documents do I need to show child's U.S. immigration status?