elplaguister/DTS_session_datasets huggingface dataset:
user: What are the types of financial aid available?[NEWLINE]agent: Financial aid is money to help pay for college such as grants, work-study, loans, and scholarships.[NEWLINE][BOUNDARY][NEWLINE]user: What are work-study jobs?[NEWLINE]agent: You can look at the share link which talks about the federal work-study program and it allows you to earn money to pay for school by working part time.[NEWLINE][BOUNDARY][NEWLINE]user: Is there aid from my state government?[NEWLINE]agent: Yes, aid could be available through the state government.[NEWLINE][BOUNDARY][NEWLINE]user: What can you tell me about grants?[NEWLINE]agent: The share link will explain that a grant is a form of financial aid that will never have to be paid back unless you withdraw from school and owe a refund.[NEWLINE][BOUNDARY][NEWLINE]user: What types of loans are there?[NEWLINE]agent: The share link will be able to help you with loans that are considered student loans and will tell you that they have to be paid back.[NEWLINE]agent: Did you know that you have to pay back a student loan along with interest?
user: I'd like to know what a student loan entails for me.[NEWLINE]agent: Click on the following link for information on his point [38] share link[NEWLINE]agent: Will you be receiving a student loan in the future?[NEWLINE]user: Yes I'm currently applying.[NEWLINE]agent: In that case a student loan means that you are borrowing money to attend a college or career school. You must repay the loan as well as interest that accrues on it.[NEWLINE]user: Are there options on repaying that loan?[NEWLINE]agent: Yes and t is important to understand your repayment options so you can successfully repay your loan.[NEWLINE][BOUNDARY][NEWLINE]user: Who issues the loan?[NEWLINE]agent: It might come from the U.S. Federal Government, your State Government or your College or Career School.[NEWLINE][BOUNDARY][NEWLINE]user: And what's the difference between a loan and a grant?[NEWLINE]agent: A grant is a form of financial aid that doesn't have to be repaid unless, for example, you withdraw from school and owe a refund.[NEWLINE][BOUNDARY][NEWLINE]user: Are there private scholarships that I can apply for?
user: Hello, I would like to have more information about Student Loans[NEWLINE]agent: of course I will share a link for you to have more information[NEWLINE]agent: have you received a student loan?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]user: and what information is there to know the federal subsidies?[NEWLINE]agent: Watch this video to learn about federal grants, loans and work: studying jobs and how they can help you finance your education. Subtitles available in English and Spanish; just start the video and click on the CC symbol at the bottom.[NEWLINE][BOUNDARY][NEWLINE]user: and where does the financial aid come from?[NEWLINE]agent: Financial aid may come from federal, state, school, and private sources to help you pay for college or career school.[NEWLINE][BOUNDARY][NEWLINE]user: and what else can i see?[NEWLINE]agent: You can see the accessible version wmv[NEWLINE][BOUNDARY][NEWLINE]user: And what about the scholarships?
user: What types of financial aid is available to students?[NEWLINE]agent: Financial aid is money such as grants, work-study, loans, and scholarships that help make college affordable.[NEWLINE][BOUNDARY][NEWLINE]user: What sources does financial aid come from for college?[NEWLINE]agent: Financial aid is available from federal, state, school, and private sources to help pay for college.[NEWLINE][BOUNDARY][NEWLINE]agent: did you watch the Federal Student Aid video?[NEWLINE]user: Yes, I watched the types of Federal Student Aid video.[NEWLINE]agent: I am glad that you got to check out the video to learn about federal grants, loans, and work-study jobs and how they help pay for your education.[NEWLINE][BOUNDARY][NEWLINE]user: Can I get aid from my state government?[NEWLINE]agent: yes, you could get aid from your state government.[NEWLINE][BOUNDARY][NEWLINE]user: What exactly is a grant to help pay for college?[NEWLINE]agent: A grant is a form of financial aid that does not have to be payed back unless you withdraw from school and owe a refund.[NEWLINE]user: What types of federal grants are available?
user: I have questions about financial aid and student loans.[NEWLINE]agent: I will be happy to assist you with this.[NEWLINE]agent: Will you be taking out a student loan?[NEWLINE]user: I haven't decided yet.[NEWLINE][BOUNDARY][NEWLINE]user: What are some types of financial aid?[NEWLINE]agent: There are several types of financial aid, including grants, scholarships, work-study, and loans.[NEWLINE][BOUNDARY][NEWLINE]user: I'm having trouble viewing the Federal Student Aid Video on your website. What should I do?[NEWLINE]agent: Try clicking on the link that says, "view accessible version".[NEWLINE][BOUNDARY][NEWLINE]user: Thank you. The link worked. What about scholarships?[NEWLINE]agent: There should be information about scholarships in the video.[NEWLINE][BOUNDARY][NEWLINE]user: Does financial aid work for career schools, as well?
user: I'm a high school senior who will be attending college in the fall. I need some information about student loans.[NEWLINE]agent: I can help you with that.[NEWLINE]agent: Will you be taking out a student loan?[NEWLINE]user: I'm not sure yet. I need more information first.[NEWLINE][BOUNDARY][NEWLINE]user: What are some different types of federal grants?[NEWLINE]agent: There are several federal grants that may be available to you, including Pell Grants, FSEOG, TEACH Grants, and Iraq and Afghanistan Service Grants.[NEWLINE][BOUNDARY][NEWLINE]user: Do military families qualify for any kind of financial aid?[NEWLINE]agent: Yes. There is aid available for members of military families.[NEWLINE]user: Does my state government offer financial aid?[NEWLINE]agent: Yes. Your state government is another source for financial aid.[NEWLINE][BOUNDARY][NEWLINE]user: What is the work-study program?
user: II'm going to be co-signing a federal aid loan for my wife and I need some more information about how it works.[NEWLINE]agent: I can help you with that. A co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request.[NEWLINE]agent: Are you aware of your obligations to repay as the co-signer?[NEWLINE]user: No. I'm not sure how it works.[NEWLINE]user: Does it matter that the Income-Driven Repayment Plan Request was done as part of a Direct Consolidation Loan Application?[NEWLINE]agent: No. Your wife will just have to click on "Direct Consolidations Loan Applications" under "My Loan Documents" to find the co-sign code, you will need.[NEWLINE][BOUNDARY][NEWLINE]user: Who all can co-sign for this?[NEWLINE]agent: Only the spouse of an applicant that initiated an Income-Driven Repayment Request.[NEWLINE][BOUNDARY][NEWLINE]user: Do I need a Financial Information Note when I co-sign?[NEWLINE]agent: A Financial Information Note is only needed if you file income taxes separately from your wife.[NEWLINE][BOUNDARY][NEWLINE]user: What if I can't find the Co-sign code?
user: Can you explain what a co-signer is?[NEWLINE]agent: Yes, with the income-driven repayment plan the co-signer is the spouse of the applicant.[NEWLINE]agent: Do you know that the co-signer is not obligated to repay the loan by signing a borrowers IDR application?[NEWLINE]user: Yes, I understand that I am not obligated to pay back the loan as a co-signer on the borrower's IDR application.[NEWLINE]user: What about the reference number/co-sign code?[NEWLINE]agent: The IDR applicant should have given you the reference number/co-sign code.[NEWLINE][BOUNDARY][NEWLINE]user: Who should complete the co-signer part of the IDR plan request?[NEWLINE]agent: If you are the spouse of the applicant who initiated the IDR Plan Request then you should complete it.[NEWLINE][BOUNDARY][NEWLINE]user: What if I do not have the reference number or co-sign code?[NEWLINE]agent: Then you should contact the IDR applicant because an email was sent to them containing the reference number or co-sign code.[NEWLINE]user: I do not know where the reference number or co-sign code is, how can i get it?
user: Can you explain what a co-signer is for an Income-Driven Repayment Plan application?[NEWLINE]agent: A co-signer for an Income-Driver Repayment plan request is the spouse of the applicant.[NEWLINE]agent: Did they explain to you that you are not obligated as a spouse to repay the loan by co-signing?[NEWLINE]user: Yes, that was explained to me.[NEWLINE]user: What if the applicant completed an IDR plan request that was not part of a Direct Consolidation Loan Application?[NEWLINE]agent: He or she will click on "Income-Driven Repayment Plan Requests" under "My Loan Documents" to find and provide you with the required Reference Number.[NEWLINE][BOUNDARY][NEWLINE]user: Who should complete the co-signer form?[NEWLINE]agent: If you are the spouse of the applicant, then you should complete the Income-Drive Repayment Plan Request.[NEWLINE][BOUNDARY][NEWLINE]user: Where do I go to click for co-sign code?[NEWLINE]agent: You should click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate the code.[NEWLINE][BOUNDARY][NEWLINE]user: What do I need to do?
user: who is the co-signer on a repayment plan?[NEWLINE]agent: The co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request.[NEWLINE]agent: Did you want to know about your obligation to repay the loan?[NEWLINE]user: yes[NEWLINE]user: where do we sign in?[NEWLINE]agent:  Co-sign Income - Driven Repayment IDR Plan Request[NEWLINE]user: where do we get the number to sign in?[NEWLINE]agent: You can get it from the IDR applicant. An e-mail containing the Reference Number/Co-sign Code was sent to him or her. The IDR applicant can also access the Reference Number/Co-sign Code by logging in to StudentAid.gov and clicking on the appropriate link.[NEWLINE][BOUNDARY][NEWLINE]user: who should do the plan request when we log in?[NEWLINE]agent: The spouse of the applicant who initiated an Income-Driven Repayment Plan Request.[NEWLINE][BOUNDARY][NEWLINE]user: but I use their reference number since I don't have one, right?
user: hello i would like to get information about What is a co-debtor?[NEWLINE]agent: A co-signer is the spouse of an applicant who initiated an Income-Based Payment Plan Application.[NEWLINE]agent: are you a co-signer?[NEWLINE]user: no[NEWLINE]user: and who should give me the joint signature code?[NEWLINE]agent: The IDR applicant should have provided you with a joint signature code / reference number.[NEWLINE]user: What if the application has already been completed?[NEWLINE]agent: In that case you will click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate you and provide you with the joint signature code you need. "Direct Consolidation Loan Applications" at "My Loan Documents" to locate and provide you with the joint signature code you need.[NEWLINE]user: and what should i do to start?[NEWLINE]agent: SIGN IN TO GET STARTED[NEWLINE]user: What if the applicant completed an Income-Based Payment Plan Application that was not part of a Direct Consolidation Loan Application?
user: I'm looking for information as to what constitutes a co-signer in relation to a spouse's income-driven repayment plan application form within the FSA,  can you help me with this?[NEWLINE]agent: A co-signer is defined as being the spouse of an applicant who initiated an Income-Driven Repayment Plan Request[NEWLINE]agent: Have you a concern or worry about being a co-signer on an application?[NEWLINE]user: Yes, I'm concerned that I may be obligated to repay the loan by signing this application[NEWLINE]user: What can I do if I do not have a Reference Number /Co-sign Code for the particular application?[NEWLINE]agent: You should contact the IDR applicant, who should have received an email containing the Reference Number/Co-sign Code. The IDR applicant can also access this information by logging into StudentAid.gov and clicking on the relevant link[NEWLINE][BOUNDARY][NEWLINE]user: What exactly do I need to complete my role as a co-signer within the FSA?[NEWLINE]agent: Initially, you will need to be logged in with your own personal FSA ID in order to co-sign the applicant's IDR request[NEWLINE][BOUNDARY][NEWLINE]user: How long should it normally take to complete my role as a co-signer?[NEWLINE]agent: Your role is normally completed in one session, which most people manage to complete in 10 minutes[NEWLINE][BOUNDARY][NEWLINE]user: How does my spouse provide me with a co-sign code during the Income-Driven Repayment Plan Request?
user: I want to get a better understanding on co-signing for an IDR[NEWLINE]agent: A co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request[NEWLINE]agent: Are you a co-signer on an IDR plan?[NEWLINE]user: no, but I might be[NEWLINE]user: what will I need if I'm ready to co-sign?[NEWLINE]agent: If the IDR applicant completed an Income-Driven Repayment Plan Request that was not part of a Direct Consolidation Loan Application, he or she will click on "Income-Driven Repayment Plan Requests" under "My Loan Documents" to locate and provide you with the Reference Number you need.[NEWLINE]user: what if it is a direct consolidation loan?[NEWLINE]agent: If the applicant  completed an Income-Driven Repayment Plan Request as part of a Direct Consolidation Loan Application, he or she will click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate and provide you with the Co-sign Code you need.[NEWLINE]user: and it is the same place to sign in for both?[NEWLINE]agent: Yes, you log in to the Co-sign Income-Driven Repayment IDR Plan Request[NEWLINE][BOUNDARY][NEWLINE]user: can either one of us do it?
user: What exactly is a co-signer or an income-driven repayment plan application?[NEWLINE]agent: A co-signer happens to be a spouse of an applicant who asks for the income-driven repayment plan request.[NEWLINE]agent: Do you know you are not responsible to repay the loan by sigining a borrowers IDR application as a co-signer.[NEWLINE]user: Yes, I have read that I am not responsible to pay back the loan as a co-signer on my spouses IDR.[NEWLINE]user: What if I do not have a reference number to co-sign?[NEWLINE]agent: Ask your spouse because they were sent an email containing the reference number or they can access the reference number by logging into StudentAid.gov.[NEWLINE]user: Are there directions to access the reference number?[NEWLINE]agent: Yes, I can tell you how to find the reference number.[NEWLINE][BOUNDARY][NEWLINE]user: How long will the co-sign process actually take?[NEWLINE]agent: Most of the time it takes about 10 minutes to complete the actual co-sign process and must be completed in one session.[NEWLINE][BOUNDARY][NEWLINE]user: What if the applicant completed an Income-driven Repayment Plan request as part of a Direct Consolidation Loan Application?
user: Yes I'd like information. What types of aid is available at the federal level?[NEWLINE]agent: We have that information.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to learn more about grants?[NEWLINE]user: Sure, that's a good place to start.[NEWLINE]agent: Grants are a type of financial aid that is typically based on need and usually doesn't have to be repaid.[NEWLINE][BOUNDARY][NEWLINE]user: I'm not sure what type of aid I would be eligible for, could you help me?[NEWLINE]agent: You can estimate what aid you may be eligible for when you check out our FAFSA4caster tool.[NEWLINE][BOUNDARY][NEWLINE]user: What if my dad died oversees in the Middle East?[NEWLINE]agent: The specific situation of having a parent killed in Iraq or Afghanistan could affect your eligibility for aid.[NEWLINE][BOUNDARY][NEWLINE]user: Can I find details about the specifics of Federal Student Aid here?[NEWLINE]agent: With our service here you can explore how financial aid works, learn about the types of aid, and find out if you're eligible or not.[NEWLINE][BOUNDARY][NEWLINE]user: And is it possible to know more or less how much I can get?
user: Could you let me know what type of Federal Student Aid is available?[NEWLINE]agent: Yes click on point [9] to learn more.[NEWLINE][BOUNDARY][NEWLINE]agent: Would you like to know about available grants?[NEWLINE]user: Yes sure.[NEWLINE]agent: A student grant is different from a loan as it's typically based on need and doesn't have to be repaid.[NEWLINE][BOUNDARY][NEWLINE]user: Does it matter if I'm not from the States?[NEWLINE]agent: We have information about how being a Non-U.S. citizen might impact your eligibilty.[NEWLINE][BOUNDARY][NEWLINE]user: Can I know how much I might get?[NEWLINE]agent: Yes we have a tool which helps you Estimate Your Aid.[NEWLINE][BOUNDARY][NEWLINE]user: Will I be allowed to work when I'm studying as well?[NEWLINE]agent: Yes there are Work-Study Jobs that provide a way to earn money to help you pay for school.[NEWLINE][BOUNDARY][NEWLINE]user: Is there interest on Federal Student Aid loans?
user: How can you help me understand financial aid?[NEWLINE]agent: Are you preparing for college or career school?[NEWLINE]user: No, not quite yet.[NEWLINE]user: Is there a way to estimate my AID?[NEWLINE]agent: Yes, there are ways to estimate your AID.[NEWLINE][BOUNDARY][NEWLINE]user: What is a loan?[NEWLINE]agent: A loan is money you would borrow to pay for college and you must repay the loan and interest that accrues.[NEWLINE][BOUNDARY][NEWLINE]user: How can I learn about financial aid?[NEWLINE]agent: You can explore how financial aid works, learn about the types of aid, and find out if you are eligible and estimate what aid you might get at FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: What is a grant?
user: You may help me with financial aid for school[NEWLINE]agent: Are you preparing for college or career school?[NEWLINE]user: no, but I will be soon[NEWLINE]user: what can you tell me about aid?[NEWLINE]agent: We can help you explore how financial aid works, learn about the types of aid, and find out if you’re eligible. You can also estimate what aid you may be eligible for when you check out FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: are there different kinds of help?[NEWLINE]agent: Yes, financial aid to pay for college is available from a variety of sources. Student aid includes grants, scholarships, work-study jobs, and loans.[NEWLINE][BOUNDARY][NEWLINE]user: what are the grants?[NEWLINE]agent: Grants are financial aid that is typically based on need and doesn't typically have to be repaid[NEWLINE][BOUNDARY][NEWLINE]user: and work study jobs?
user: hello could you help me understand financial aid[NEWLINE]agent: Are you currently preparing for college or vocational school?[NEWLINE]user: no[NEWLINE]user: And where can you see if I am eligible for the aid?[NEWLINE]agent: You can estimate what help you may be eligible for when you review FAFSA4caster.[NEWLINE]user: What do you recommend that I do now?[NEWLINE]agent: it is important that you estimate your help[NEWLINE][BOUNDARY][NEWLINE]user: Could situations affect your eligibility for help?[NEWLINE]agent: Military family members can enter situations that could affect your eligibility for help[NEWLINE][BOUNDARY][NEWLINE]user: and what are the subsidies for?
user: Hello, I would like to know who can receive financial aid[NEWLINE]agent: of course we are here to give you More information[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know what situations could affect your eligibility for help?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]user: How can I estimate the aid I can access?[NEWLINE]agent: Use FAFSA4caster to get an early estimate of your eligibility for federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: and what do I do while preparing for college?[NEWLINE]agent: Explore how financial aid works, learn about types of aid, and find out if you are eligible. You can also estimate what aid you may be eligible for when you review FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: and what is the scholarship based on?[NEWLINE]agent: that is based on academic or other achievement, or financial need, to help pay for school[NEWLINE][BOUNDARY][NEWLINE]user: What things can affect my eligibility?
user: I need student aid help[NEWLINE]agent: Are you preparing for college?[NEWLINE]user: not really, I'm prepared but still have a few questions[NEWLINE]user: can you help me with financial aid?[NEWLINE]agent: Yes,we can help you see how financial aid works, learn about the types of aid, and find out if you’re eligible. You can also estimate what aid you may be eligible for by using FAFSA4caster.[NEWLINE][BOUNDARY][NEWLINE]user: what can you tell me about grants?[NEWLINE]agent: Grants are financial aid that's typically based on need and doesn't typically have to be repaid[NEWLINE][BOUNDARY][NEWLINE]user: can anyone get financial aid by asking for it?[NEWLINE]agent: All applicants must meet basic eligibility requirements for federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: do you have more information on how a military service situation could affect whether or not I get financial aid?
user: I am having a few problems understanding the financial aid that is available through the FSA, could you help me with it please?[NEWLINE]agent: Are you currently preparing for college or a career school?[NEWLINE]user: Yes, I am[NEWLINE]agent: We have a dedicated piece on our website that informs you how financial aid works, gives you insights into what types of financial aid are available and also helps you to calculate what amount of financial aid you may be eligible for[NEWLINE][BOUNDARY][NEWLINE]user: What are the different types of aid that are available through the FSA?[NEWLINE]agent: Grants are aids that are available, based on need. These typically don't have to be repaid[NEWLINE][BOUNDARY][NEWLINE]user: Can you give me further information on the FAFSA4caster service?[NEWLINE]agent: This service is used to estimate what aid you may be eligible for and is specific for each and every applicant[NEWLINE][BOUNDARY][NEWLINE]user: Can you explain to me what Work-Study Jobs are in relation to the types of aid that are available?[NEWLINE]agent: Work-Study Jobs are a way for students to earn money to help pay for school[NEWLINE][BOUNDARY][NEWLINE]user: How are loans assessed under financial aid through the FSA?
user: I would like information on qualifying for financial aid.[NEWLINE]agent: Are you students planning on attending a college or career school?[NEWLINE]user: Not really, I'm not sure yet.[NEWLINE][BOUNDARY][NEWLINE]user: If I do eventually get a loan, what happens if I can't pay it back immediately?[NEWLINE]agent: In that situation you would have to contact your loan servicer to discuss repayment options.[NEWLINE][BOUNDARY][NEWLINE]user: How can I get a jump on the application process?[NEWLINE]agent: You can ask your current school counselors and the college financial aid office about state, college, and nonprofit grants and scholarships that you can apply for.[NEWLINE][BOUNDARY][NEWLINE]user: I was accepted at 3 colleges, which do I consult?[NEWLINE]agent: It would be wise to compare their costs and aid offers. Accept the aid from the school that's best for you and inform them of other sources of aid such as scholarships you expect to receive.[NEWLINE]user: What is an aid offer?