elplaguister/DTS_session_datasets huggingface dataset:
user: I need help with retirement ages and my social security benefits[NEWLINE]agent: Are you asking about when you can start receiving benefits?[NEWLINE]user: no about not yet being at retirement age[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know more about retiring early?[NEWLINE]user: yes, because I'm not at full retirement age yet[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE]user: and is there a reason why we shouldn't just retire early or am I missing something?[NEWLINE]agent:  if you start benefits early your benefits are reduced a fraction of a percent for each month before your full retirement age[NEWLINE][BOUNDARY][NEWLINE]user: Are you also familiar about how much will I receive? And what is the minimum age requirement for my spouse?[NEWLINE]agent:  the option to take only one benefit at full retirement age no longer exists[NEWLINE]user: When do I begin to receive benefits?
user: Can you help me with Retirement Benefits Planning?[NEWLINE]agent: Do you want to know about benefits based on year of birth?[NEWLINE]user: Yes, I would like to know about Benefits Planning for Retirement.[NEWLINE]agent: Full retirement age is the age at which a person may first be eligible for full or unreduced retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: There is something else about Retirement Benefits Plan, is it that kind of benefits I will apply when I retire?[NEWLINE]agent: Correct. Plus, you can apply for those in cases when you get disabled or death occurs.[NEWLINE][BOUNDARY][NEWLINE]user: Umm, i would prefer to avoid that last one, but is good to know the criteria. Say, what can i do if i already have a significant amount of Social Security credits, allowing me to qualify?[NEWLINE]agent: If you have those, you can proceed and use our retirement estimator for a personalized estimate of your retirement benefits. The estimator is instant, and you can use different dates and ages for a better retirement date.[NEWLINE]user: And if happens that i don't have enough points? What do i do?[NEWLINE]agent: Then you can go and use one of our benefit calculator, so you can estimate your future retirement, disability or survivor benefits.[NEWLINE][BOUNDARY][NEWLINE]user: These things can be completed using the computer, right?[NEWLINE]agent: Are you goind to try it online?[NEWLINE]user: No, i'm only curious about it.[NEWLINE]agent: In any cse, you would be willing to do that process, even if we are not able to process your request?[NEWLINE]user: Sure, why not.
user: Tell me about the retirement benefits.[NEWLINE]agent: There's the benefits by year of birth. Do you want to know about it?[NEWLINE]user: Yes[NEWLINE]agent: this alludes to the full retirement age, that it's the age at which a person may start to receive full or unreduced retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Sure. Now I need to ask about receiving full or non-reduced retirement benefits. How do I know if I am eligible for Social Security?[NEWLINE]agent: There is a calculator that can help. You will need to have your estimated gross not covered by Social Security.[NEWLINE]user: Once I have that, what do I need to do?[NEWLINE]agent: You will need to entered that information to calculate your estimated retirement benefit.[NEWLINE][BOUNDARY][NEWLINE]user: Am I eligible for exemptions?[NEWLINE]agent: You can check the Government Pension Offset factsheet to find out.[NEWLINE][BOUNDARY][NEWLINE]user: What if my spouse already receives benefits?[NEWLINE]agent: First, find out if this starts at their normal retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: Will I get more money based off my spouse's earnings?
user: Where do I begin to plan to retire?[NEWLINE]agent: are you of retirement age?[NEWLINE]user: yes[NEWLINE]agent: ok great,  Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits[NEWLINE]user: What age is the earliest you can get benefits?[NEWLINE]agent:  No matter what your full retirement age also called " normal retirement age " is you may start receiving benefits as early as age 62 or as late as age 70[NEWLINE][BOUNDARY][NEWLINE]user: What if I retire early?[NEWLINE]agent:  The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $ 1000 at full retirement age[NEWLINE][BOUNDARY][NEWLINE]user: If you have any knowledge of the Social Security office in your neighborhood? Is it possible to submit a paper application?[NEWLINE]agent: Absolutely. You can file in person at your local Social Security office. Be sure to call first to make an appointment.[NEWLINE][BOUNDARY][NEWLINE]user: Do I have the option of taking only my benefit once I reach full retirement age?
user: can you help with me with Social Security and what my date of birth means in regard to benefits?[NEWLINE]agent: Do you want to know more about benefits by year of birth?[NEWLINE]user: yes i do, about full retirement and that stuff[NEWLINE]agent: Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.[NEWLINE][BOUNDARY][NEWLINE]user: I also need to know if it helps to delay benefits, if you can help me with that?[NEWLINE]agent: If you delay your benefits until after full retirement age you may be eligible for delayed retirement credits that would increase your monthly benefit. There are other things to consider when making the correct decision about your retirement benefits, so it is best to contact Social Security before you decide when to retire.[NEWLINE][BOUNDARY][NEWLINE]user: but how will it be if I start benefits early?[NEWLINE]agent: your benefits will be reduced a fraction of a percent for each month before your full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to ask if is it better if we both apply for the benefits at the same time?[NEWLINE]agent: We will check you eligibility for benefits as a spouse too.[NEWLINE][BOUNDARY][NEWLINE]user: This would cover both even if one of us have never worked under the social security, right?
user: What happens when I retire earlier than 65 years of age?[NEWLINE]agent: You can retire at any time before the age of 62 and full retirement age.[NEWLINE]agent: Do you want to start your benefits early at the age of 62?[NEWLINE]user: No, I would not like to start benefits early at age 62.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are the pros and cons of taking benefits early?[NEWLINE]agent: The advantages of taking benefits early are that you collect them for longer period of time.  The disadvantages is your benefits will be reduced.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question for you about Retirement Benefits. Could you tell me what the Retirement Planner is?[NEWLINE]agent: It consists of learning what is necessary to qualify for the benefit.[NEWLINE][BOUNDARY][NEWLINE]user: Perfect, what else should I know?[NEWLINE]agent: So we recommend using the Survivor Planner.[NEWLINE][BOUNDARY][NEWLINE]user: How can I estimate the benefit?
user: If someone retires early can they get benefits?[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE]agent: Does that answer your question?[NEWLINE]user: If I start benefits early what happens?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user:  if you start benefits early, your benefits are reduced a fraction of a percent for each month before your full retirement age.[NEWLINE]agent: There are pros and cons of that[NEWLINE][BOUNDARY][NEWLINE]user: I have another question on how I can apply for the retirement benefits. Is there any option on where can I apply for the benefits?[NEWLINE]agent:  YEs there is. Apply By Phone Call us at1-800-772-1213.[NEWLINE][BOUNDARY][NEWLINE]user: When I apply what info do I need?[NEWLINE]agent: Please be ready to supply the information we need to approve your application for these benefits :      You Need To Apply For Retirement Benefits Or Medicare - Form SSA-1 [ nformation[NEWLINE][BOUNDARY][NEWLINE]user: Are ther eother websites?[NEWLINE]agent:  Benefit Eligibility Screening Tool BEST to help identify other Social Security programs for which you may be eligible[NEWLINE][BOUNDARY][NEWLINE]user: what if I am not ready to retire?[NEWLINE]agent:  If you are not getting Social Security and you are not ready to retire, you should still use our online retirement benefit application to sign up for just Medicare three months before your 65th birthday[NEWLINE][BOUNDARY][NEWLINE]user: what information doi need?
user: How are benefits determined?[NEWLINE]agent: If You Retire Earlyr  You can retire at any time between age 62 and full retirement age[NEWLINE]agent: did you start benefits early?[NEWLINE]user: No I did not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: are there pros and cons?[NEWLINE]agent: There are advantages and disadvantages to taking your benefit before your full retirement age.   [The advantage is that you collect benefits for a longer period of time  The disadvantage is your benefit is reduced[NEWLINE]user: Another question about the Retirement Benefits Planner. What is the best way to use the planner?[NEWLINE]agent: Did you want to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age?[NEWLINE]user: no just wanted to use it[NEWLINE]agent: Did you want to know how to calculate your estimated spouse's benefit if you retire at full retirement age?[NEWLINE]user: no I don't know the numbers I would have to put in yet[NEWLINE][BOUNDARY]
user: what if a person retires early?[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE]agent: are you retired?[NEWLINE]user: no I am not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: how early can i get benefits?[NEWLINE]agent:  you may start receiving benefits as early as age 62 or as late as age 70[NEWLINE][BOUNDARY][NEWLINE]user: what arethe pros?[NEWLINE]agent: if you delay your benefits until after full retirement age, you may be eligible for delayed retirement credits that would increase your monthly benefit[NEWLINE][BOUNDARY][NEWLINE]user: Okay, now to know if I get those benefits, we were married for many years and I would like to get benefits, am I eligible?[NEWLINE]agent: Yes, if the marriage lasted long enough.[NEWLINE]user: If I am eligible on my own and as a spouse, which do I get?
user: Are their repercussions for retiring early?[NEWLINE]agent: While you can retire between age 62 and full retirement age, there can be penalties for starting benefits early.[NEWLINE]agent: Are you planning on starting your benefits early?[NEWLINE]user: No, I am not wanting to start my benefits at an earlier age.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any rewards for delaying my benefits until after full retirement age?[NEWLINE]agent: Yes, you may be eligible for delayed retirement credits that would increase your monthly benefit.[NEWLINE][BOUNDARY][NEWLINE]user: Benefits Online is a somewhat similar subject. Is it necessary for me to create an account in order to apply online?[NEWLINE]agent: You will be asked to create one if you don't already have one.[NEWLINE][BOUNDARY][NEWLINE]user: Can younger people qualify for disability?[NEWLINE]agent: Yes, younger people may have earned work credits for disability protection.[NEWLINE][BOUNDARY][NEWLINE]user: What about survivor's benefits?[NEWLINE]agent: You can use the survivors planner to learn what protections your family has.[NEWLINE][BOUNDARY][NEWLINE]user: How can I qualify for retirement benefits?
user: what if I retire early?[NEWLINE]agent: You can retire at any time between age 62 and full retirement age[NEWLINE]agent: Did you want to start benefits early?[NEWLINE]user: no I do not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: what are the pros?[NEWLINE]agent: The advantage is that you collect benefits for a longer period of time. The disadvantage is your benefit is reduced.[NEWLINE][BOUNDARY][NEWLINE]user: I want to know information for the benefits of my family. Where can I see the informations regarding this?[NEWLINE]agent: For more information, please visit "Benefits For Your Family."[NEWLINE][BOUNDARY][NEWLINE]user: Will a U.S. Embassy be able to help me if I don't live in the U.S. anymore?[NEWLINE]agent: Yes, a U.S. Embassy or Consulate can provide you with more help on the matter.[NEWLINE][BOUNDARY][NEWLINE]user: Even if I don't qualify for benefits on someone else's record, can a family member still qualify for benefits on my record?
user: what if you were denied?[NEWLINE]agent: Were you denied?[NEWLINE]user: can I appeal online?[NEWLINE]agent: You sure can[NEWLINE]user: Another note on the SSI application, Is there any way I can get in touch with you? I'm in desperate need of some help.[NEWLINE]agent: Yes. Please contact us by phone or in person to schedule an appointment to complete the SSI application. We will help you in person or by phone.[NEWLINE][BOUNDARY][NEWLINE]user: That'd be great. Do you have a phone number for those hard of hearing? I have some issues with that.[NEWLINE]agent: Sure. Just call our toll-free TTY number, 1-800-325-0778.[NEWLINE]user: Can I call you instead of doing this report online?[NEWLINE]agent: Yes. You can do so by calling us toll-free at 1-800-772-1213.[NEWLINE]user: Should I contact social security before applying then?
user: I need to know how to request a hearing for a non-medical determination.[NEWLINE]agent: Have you requested a reconsideration and received a non-medical determination letter from us that you want to appeal to?[NEWLINE]user: That's correct.[NEWLINE]agent: You can go online and request a non-medical hearing.[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing about steps to apply section. Is there a worksheet included in the starter?[NEWLINE]agent: Yes, it includes a worksheet that will help you gather the information you need.[NEWLINE]agent: Do you require a phone number for people who are deaf or hard of hearing?[NEWLINE]user: No, thanks. I don't know how you get that idea.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: So, back to the topic at hand. What should I do after I have reviewed the kit and contacted social security?[NEWLINE]agent: You should fill out the online Child Disability Report. At the end of the report, we will ask you to sign a form that gives the child's doctor permission to give us information about his/her disability.[NEWLINE]user: But I should contact social security before that, right?
user: How do I request a Reconsideration Online for a medical determination?[NEWLINE]agent: Was your disability claim recently denied for medical reasons?[NEWLINE]user: Yes, my disability claim was recently denied for medical reasons.[NEWLINE]agent: You can request an appeal online if you want to.[NEWLINE][BOUNDARY][NEWLINE]user: What will happen if the Appeals Council decides to review my case?[NEWLINE]agent: The Appeals Council will decide your case itself or return it to an administrative law judge for further review.[NEWLINE][BOUNDARY][NEWLINE]user: knows of a line where I can call to obtain information on appeals, in case I need help with my process[NEWLINE]agent: No problem. You can always call us toll-free at 1-800-772-1213.[NEWLINE][BOUNDARY][NEWLINE]user: Great. And for the SSI application I need an appointment, correct?[NEWLINE]agent: Correct. Please contact us by phone or in person to schedule an appointment to complete the SSI application. We will help you in person or by phone.[NEWLINE][BOUNDARY][NEWLINE]user: What if I'm hard of hearing? Do you have a number for that?
user: I want to appeal a decision from Social Security[NEWLINE]agent: Is this for a non-medical determination?[NEWLINE]user: nope[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: how do I know what is going on with my hearing?[NEWLINE]agent: Whether you applied online, by phone, or in an office you can check the status of your disability and SSI hearing using your personal my Social Security account.A my Social Security account is an easy, convenient, and secure way to do business with us.[NEWLINE]agent: Do you have a my Social Security account?[NEWLINE]user: no, does it have to be all done online[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: could I call or when they give me a decision can I appeal online?[NEWLINE]agent: Yes, you can file an appeal by calling our toll - free number, 1 - 800 - 772 - 1213 or TTY 1 - 800 - 325 - 0778 or contacting your local Social Security office.[NEWLINE]user: and I can fight if I disagree with the decision they give, right?
user: Is there any way for me to check to see how my disability hearing is going?[NEWLINE]agent: Whether you applied online, by phone, or in an office, all you have to do to check is log on to your my Social Security account. A my Social Security account an easy, convenient, and secure way to do business with us.[NEWLINE]agent: Do you have a my Social Security account?[NEWLINE]user: no I don't...I think[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: I won't need it now, can I ask something else? If I get denied and I want a review, what does the Appeals Council do?[NEWLINE]agent: The Appeals Council looks at all requests for review but it may deny a request if it believes the hearing decision was supported and in accordance with social security law and regulations.[NEWLINE][BOUNDARY][NEWLINE]user: ok perfect, how do I get information about the benefits they offer me for disability, how can I know if I qualify and what kind of help I can get?[NEWLINE]agent: you can use our Disability Planner.[NEWLINE]agent: Do you need to do the application in a language other than English?[NEWLINE]user: Can I do that? yes please, tell me more.[NEWLINE]agent: When using the online application you'll get the option to schedule an appointment to apply for benefits in your preferred language. Take into consideration that the online application is only available in English.[NEWLINE][BOUNDARY][NEWLINE]user: Can I apply for the benefits if my previous application was denied?
user: Hello, good morning. I'm a recently widower and needed to know something. My wife was receiving social security benefits, so what happens now with those incomes?[NEWLINE]agent: Did you say your wife was receiving benefits?[NEWLINE]user: Yeah, she was.[NEWLINE]agent: O.k. If that so, You must return the benefit received for the month of dead and any later months. So, if the deceased person received a benefit on July, you must return it on August.[NEWLINE][BOUNDARY][NEWLINE]user: Perfect. Now I need to ask something else about Social Security beneficiary. What if the amount my ex-husband receives in Social Security is more in Social Security than my widower?[NEWLINE]agent: In this case, he would receive a combination of benefits that equal the amount.[NEWLINE]user: What if my ex-husband is entitled to his own retirement benefits?[NEWLINE]agent: He can then switch to his own retirement benefit.[NEWLINE]user: If my widower is receiving benefits from me, what happens when he reaches retirement age?[NEWLINE]agent: Once he reaches retirement, he can switch to his benefits at an unreduced rate.[NEWLINE]user: What happens to their benefits if my widower or ex-husband remarries?[NEWLINE]agent: If they remarry before the age of 60 or age 50, if disabled, he/she is not entitled to surviving spouse benefits while they are married.[NEWLINE][BOUNDARY][NEWLINE]user: How much would my family receive after my passing?
user: How do I get started?[NEWLINE]agent: is anyone in your house deceased?[NEWLINE]user: yes[NEWLINE]agent: Ok thank you for that response.  If the deceased was receiving Social Security benefits, [35] you must return the benefit received for the month of death and any later months[NEWLINE][BOUNDARY][NEWLINE]user: Can I get a lump sum[NEWLINE]agent:  the surviving spouse can still receive the lump - sum if, during the month the worker died[NEWLINE][BOUNDARY][NEWLINE]user: Ok, fine. Regarding the online tools, in order to qualify how many social security credits should I have?[NEWLINE]agent: Is it important that you use the Retirement Estimator to make the calculations?[NEWLINE][BOUNDARY][NEWLINE]user: What can you tell me about the disability benefits?[NEWLINE]agent: It is important that you use our Disability Planner to expand the information.[NEWLINE][BOUNDARY][NEWLINE]user: What if I don't have enough Social Security credits to qualify?
user: Hi, I just lost my husband and would like to know if Social Security pays out any form of death benefit?[NEWLINE]agent: Yes Social Security does pay death benefits. A one-time payment of $255 can be paid to the surviving spouse if he or she was living with the deceased, or, if living apart was receiving certain Social Security benefits on the deceased's record.[NEWLINE]agent: Are you the spouse or a child of the deceased?[NEWLINE]user: No I am not the spouse or a child of the deceased.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What should be done, in accordance with Social Security requirements, when a family member dies?[NEWLINE]agent: You should call 1-800-772-1213 and speak to a Social Security representative between 7 am and 7 pm Monday through Friday or you can visit your local Social Security office.[NEWLINE][BOUNDARY][NEWLINE]user: Yes, of course. I need to inquire about Survivors Planner now. Is it possible for me to look at survivor benefits as well?[NEWLINE]agent: Yes, you can use our Survivors Planner to learn how your family members are protected if you pass away.[NEWLINE][BOUNDARY][NEWLINE]user: and what if you can't help me online? what should I do then?[NEWLINE]agent: We can still help you if that happens. If we are not able to process your request, you will receive specific information on how to contact us by phone or schedule an appointment[NEWLINE][BOUNDARY][NEWLINE]user: sounds good,so I can find out about Social Security and retirement and other things?
user: I need to inquire how much earnings does it require for a spouse to have earned to earn their four credits in a calendar year?[NEWLINE]agent: A spouse has earned their four credits for the year when they have reached $5,440.[NEWLINE]agent: Has your spouse earned $5,440 within this calendar year?[NEWLINE]user: My spouse has not yet reached that amount in earnings, no.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What should I do about benefits considering my spouse has just passed away?[NEWLINE]agent: You must return this month's benefits and any benefits you may receive in your spouse's name next month.[NEWLINE][BOUNDARY][NEWLINE]user: Do you have any knowledge of Adult Disability Report? What if my spouse and I are no longer together?[NEWLINE]agent: Are you divorced from them?[NEWLINE]user: No we are merely separated.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How much is enough credits from work?