elplaguister/DTS_session_datasets huggingface dataset:
user: Can non-US citizens qualify to receive federal student aid?[NEWLINE]agent: Yes, non-US citizens qualify for federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: Would my parents citizenship affect my ability to get aid?[NEWLINE]agent: Absolutely not, you can still apply for aid.[NEWLINE][BOUNDARY][NEWLINE]user: Is there a US Department of Labor free online scholarship search I could use?[NEWLINE]agent: Yes, there is a US Department of Labor free online scholarship search that you would be able to use.[NEWLINE][BOUNDARY][NEWLINE]user: Is a person who is considered DACA eligible for federal student aid?[NEWLINE]agent: Undocumented and DACA recipients are not allowed to get student aid; but you could still be eligible for state or college aid and private scholarships; and you should check with the school you would attend financial aid office.[NEWLINE][BOUNDARY][NEWLINE]user: When can I not receive federal student aid?[NEWLINE]agent: Are you not an eligible noncitizen and you have only a Notice of Approval to Apply for Permanent Residence?[NEWLINE]user: Yes, that is the case I am not an eligible noncitizen and only have a Notice of Approval to Apply for Permanent Residence.[NEWLINE]agent: Then you are not able to receive federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: What if the expiration date has passed for my documents?
user: If I am not a US citizen, do I not qualify for federal student aid?[NEWLINE]agent: You should not assume that you cannot get help just because you are not a citizen.[NEWLINE][BOUNDARY][NEWLINE]user: ok i understand but does my parents' citizenship affect my eligibility for help?[NEWLINE]agent: No, your parents' citizenship status does not affect your eligibility for federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: I think I am not an eligible citizen and cannot receive federal student aid[NEWLINE]agent: Do you have a Notice of Approval to apply for permanent residence I-171 or I-464?[NEWLINE]user: it's not my case[NEWLINE]agent: Are you in the United States on an F-1 or F-2 nonimmigrant student visa, or on a J-1 or J-2 nonimmigrant exchange visitor visa?[NEWLINE]user: It is not my case either[NEWLINE]agent: Do you have a G series visa belonging to international organizations?[NEWLINE]user: yes[NEWLINE]agent: you are correct you are not an eligible citizen for now.[NEWLINE][BOUNDARY][NEWLINE]user: I am an ineligible citizen in which category do I identify myself?
user: just wanted to know about getting financial aid[NEWLINE]agent: Okay, don't forget to try and accept the financial aid funds you won't have to pay back[NEWLINE]agent: Has your school financial aid office sent you an aid offer?[NEWLINE]user: no, haven't asked yet[NEWLINE][BOUNDARY][NEWLINE]user: what about loans, any tips?[NEWLINE]agent: Make a budget so you borrow only what you need[NEWLINE][BOUNDARY][NEWLINE]user: what does a promissory note do?[NEWLINE]agent: If you sign it you are promising to repay your student loan.[NEWLINE]user: what do I do when they offer me financial aid?[NEWLINE]agent: You might have to sign the offer and mail it back to the school[NEWLINE][BOUNDARY][NEWLINE]user: what if the aid offer is too complicated to understand?
user: I am looking for further information on the Income-Sensitive Repayment Plan and am wondering where I could go to get this information[NEWLINE]agent: The main feature of these plans is that the payments increase or decrease based on your annual income[NEWLINE]agent: Do you think you may be seeking to make lower payments on your FFEL Program Loan?[NEWLINE]user: Yes, I am looking to do this[NEWLINE]agent: Well, in that case, this plan might just be for you[NEWLINE][BOUNDARY][NEWLINE]user: How do monthly payments on this plan work?[NEWLINE]agent: Yes, monthly payments are a feature[NEWLINE][BOUNDARY][NEWLINE]agent: Is your FFEL Program loan owned by the UD Department of Education?[NEWLINE]user: Yes, the ED own my FFEL Program Loan[NEWLINE]agent: So to further your queries in this regard, you are advised to contact your loan servicer[NEWLINE]user: If I am looking for more information regarding all the federal student loans I have/have received, where do I go?
user: would you give me information from the Public Service Loan Forgiveness[NEWLINE]agent: Do you work for a US federal, state, local, or tribal government or a nonprofit organization?[NEWLINE]user: if i work for a federal government[NEWLINE]agent: in this case you may be eligible for the Public Service Loan Forgiveness Program[NEWLINE]user: What do I have to take into account to qualify?[NEWLINE]agent: Please note that if your PSLF application is denied because some or all of your payments were not made under a qualified payment plan for PSLF you may still be eligible[NEWLINE][BOUNDARY][NEWLINE]user: What happens if you have made 120 qualified payments?[NEWLINE]agent: in this case, you must complete and submit the Public Service Loan Forgiveness Application: PSLF Forgiveness Application.[NEWLINE][BOUNDARY][NEWLINE]user: what are the resources of the PSLF?[NEWLINE]agent: one of them is Public Service Loan Forgiveness: Request for forgiveness[NEWLINE][BOUNDARY][NEWLINE]user: What do I have to be To qualify for PSLF[NEWLINE]agent: Are you employed by a United States federal, state, local, or tribal government or by a non-profit organization?[NEWLINE]user: it's not my case
user: How can I get a Public Service Loan Forgiveness[NEWLINE]agent: Do you work for a US federal, state, local, or tribal government or a nonprofit organization?[NEWLINE]user: not for any work[NEWLINE]user: how can i be eligible?[NEWLINE]agent: Good If your PSLF application is denied because some or all of your payments may be eligible for forgiveness through Temporary Expanded Public Service Loan Forgiveness.[NEWLINE]user: What if I worked for a tribal in the US?[NEWLINE]agent: You may be eligible for the Public Service Loan Forgiveness Program. Read on to see if you can qualify.[NEWLINE]user: What are the Resources of the PSLF?[NEWLINE]agent: a PSLF Public Service Loan Forgiveness Help Tool[NEWLINE][BOUNDARY][NEWLINE]user: What do I have to do to qualify for PSLF?[NEWLINE]agent: you are employed by a federal, state, local or tribal government of the United States or by a non-profit organization?[NEWLINE]user: I have not worked on it
user: dfgsfsdfdfs[NEWLINE]agent: Sure thing, Do you have work or do any kind of service during your loan that could help you with this?[NEWLINE]user: Yes, I think I have what is needed for this.[NEWLINE]agent: Great. Have you worked or served as an early childhood education provider?[NEWLINE]user: No, I have none experience in that.[NEWLINE]agent: Have you been employed at a child or family services agency?[NEWLINE]user: No, not at all.[NEWLINE]agent: have you been a faculty member at a tribal college or university?[NEWLINE]user: Yes, I am working in a tribal college.[NEWLINE]agent: Great. That can help you to qualify for a full or partial perkins loan cancellation, depending on the type of loan you have.[NEWLINE][BOUNDARY][NEWLINE]user: And if I get elected for that, I'll be able to do what?[NEWLINE]agent: You know that you be able to get your loan discharged, right?[NEWLINE]user: Oh great!, Yes, I get! Thanks.
user: I would like to know what are the employment or volunteer services that qualify for the cancellation of the Perkins loan[NEWLINE]agent: Do you want to opt for a Perkins loan?[NEWLINE]user: if I want to choose[NEWLINE]agent: you work as a provider of early childhood education?[NEWLINE]user: not related to that[NEWLINE]agent: Are you an employee of a children's or family services agency?[NEWLINE]user: no neither[NEWLINE]agent: Are you a faculty member at a tribal college or university?[NEWLINE]user: Yeah that's right[NEWLINE]agent: in this case if you may be eligible for a Perkins loan[NEWLINE][BOUNDARY][NEWLINE]user: Can my loan be canceled for teaching at a private school?
user: What is the Extended Repayment Plan under the Federal Student Aid Program?[NEWLINE]agent: This is a plan that allows users to avail of loan repayments over a period of up to 25 years[NEWLINE]agent: Do you think that you might only be able to lower repayments over a longer period of time allowed by the Standard Repayment Plan?[NEWLINE]user: No, I don't think that I will affected in that way[NEWLINE][BOUNDARY][NEWLINE]user: What are Eligible Federal Loans that are available through the FSA?[NEWLINE]agent: There are a number of federal loans available from the William D. Ford Federal Direct Loan Program and the FFEL Program, which are eligible[NEWLINE][BOUNDARY][NEWLINE]user: How do I become eligible for an Extended Repayment Plan if I am a Direct Loan borrower?[NEWLINE]agent: To become eligible, you must have no outstanding balance on a Direct Loan as of October 7, 1998 or on the date you obtained a Direct Loan after October 7, 1998. You must also have more than $30,000 outstanding in a Direct Loan[NEWLINE]user: What options under the Extended Repayment Plan do I have I if I have more than $30,000 outstanding in an FFEL Program Loan?[NEWLINE]agent: In this instance, you can choose an Extended Repayment Plan for your FFEL Program Loan, you will not be eligible for the Plan if you have less than $30,000 in a Direct Loan[NEWLINE][BOUNDARY][NEWLINE]user: How can I utilize the Loan Simulator under the Extended Repayment Plan?
user: how long are extended repayment plans[NEWLINE]agent: Payments are made for up to 25 years[NEWLINE]agent: Would you like to make lower monthly payments over a longer period of time?[NEWLINE]user: no that is too long[NEWLINE][BOUNDARY][NEWLINE]user: what do I need to get on the extended payment plan?[NEWLINE]agent: Are you a Direct Loan borrower?[NEWLINE]user: no I haven't borrowed anything[NEWLINE][BOUNDARY][NEWLINE]user: what types of loans can we extend?[NEWLINE]agent: Loans from the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program are eligible for the Extended Repayment Plan[NEWLINE][BOUNDARY][NEWLINE]user: does it matter if I had a direct loan already?
user: How long does the extended repayment plan allow you to pay your loan back?[NEWLINE]agent: You could make payments up to 25 years on the extended payments plan.[NEWLINE]agent: Would you like to make lower monthly payments over a longer period of time than under the standard repayment plan?[NEWLINE]user: Yes, I would like to make lower payments over a longer period of time.[NEWLINE]agent: That is great because the extended repayment sounds like it is right for you.[NEWLINE][BOUNDARY][NEWLINE]user: What are the eligible federal loans for the extended repayment plan?[NEWLINE]agent: Direct Subsidized Loans is one of the eligible federal loans.[NEWLINE][BOUNDARY][NEWLINE]user: What if I am a FFEL borrower can I qualify for extended repayment plan?[NEWLINE]agent: You must have more than $30,000 in outstanding FFEL Program loans and have no outstanding balance as of October 7,1998.[NEWLINE]user: What if I have $35,000 in outstanding FFEL Program loand and $10,000 in outstanding Direct Loans?[NEWLINE]agent: You would be able to choose the Extended Repayment Plan for your FFEL but not your Direct Loans.[NEWLINE][BOUNDARY][NEWLINE]user: What federal loans are eligible for the Extended Repayment Plan?
user: How long does the extended repayment plan let me pay back my loan?[NEWLINE]agent: You would be able to make payments up to 25 years.[NEWLINE]user: I really need to make lower payments over a longer period of time than the Standard Repayment Plan, is this possible?[NEWLINE]agent: Yes, you can with the Extended Repayment Plan and it sounds right for you.[NEWLINE][BOUNDARY][NEWLINE]user: How much do I need to have in FFEL Program Loans to qualify?[NEWLINE]agent: You would need to have $30,000 in outstanding FFEL Program Loans; but Direct Loans are not eligible.[NEWLINE][BOUNDARY][NEWLINE]user: What Federal loans are eligible for the Extended Repayment Plan?[NEWLINE]agent: The William D. Ford Federal Direct Loan and the Federal Family Education Loan are eligible for the Extended Repayment Plan.[NEWLINE][BOUNDARY][NEWLINE]user: How much can I have in outstanding FFEL Program Loans?[NEWLINE]agent: You would need to have $30,000 in outstanding FFEL loans and no Direct loans can be used in the Extended Repayment Plan.[NEWLINE]user: What eligibility requirements are there for the Extended Repayment Plan?[NEWLINE]agent: Are you a Direct Loan borrower?
user: Hello, I want information about the Extended Payment Plan[NEWLINE]agent: The first thing to know is that payments are made for up to 25 years.[NEWLINE]agent: Do you need to make lower monthly payments over a longer period of time than plans like the Standard Payment Plan?[NEWLINE]user: yes[NEWLINE]agent: then the Extended Payment Plan may be right for you[NEWLINE][BOUNDARY][NEWLINE]user: and who can help me choose the best plan?[NEWLINE]agent: Your loan servicer, the company that handles the billing and other services for your federal student loan, can help you choose the loan payment plan that is best for you.[NEWLINE][BOUNDARY][NEWLINE]user: What loans are there subsidized?[NEWLINE]agent: there are the federal subsidized Stafford Loans[NEWLINE][BOUNDARY][NEWLINE]user: And the company that handles billing can help me choose?[NEWLINE]agent: And the company that handles the billing and other services for your federal student loan can help you choose the loan payment plan that's best for you.[NEWLINE][BOUNDARY][NEWLINE]user: If I have $ 35,000 in outstanding FFEL Program loans and $ 10,000 in outstanding direct loans, which plan can I choose?
user: how long are payments extended on the extended repayment plan?[NEWLINE]agent: Payments are made for up to 25 years.[NEWLINE]user: so it's more time and the payments are lower?[NEWLINE]agent: The Extended Repayment Plan may be right for you if you want lower monthly payments.[NEWLINE][BOUNDARY][NEWLINE]user: can you show me what payments will look like so I get what I need?[NEWLINE]agent: Your loan servicer can help you choose a loan repayment plan that’s right for you.[NEWLINE][BOUNDARY][NEWLINE]user: can a direct subsidized loan be on the extended plan?[NEWLINE]agent: Yes, Direct Subsidized Loans from the William D. Ford Federal Direct Loan Program are eligible for the Extended Repayment Plan[NEWLINE][BOUNDARY][NEWLINE]user: how do I know if I'm eligible to use this?[NEWLINE]agent: Are you a Direct Loan borrower?[NEWLINE]user: yes
user: I need extended repayment plan help[NEWLINE]agent: The Extended Repayment Plan allows you to repay your loans over an extended period of time. Payments are made for up to 25 years.[NEWLINE]agent: Are you looking to make lower monthly payments over a longer period of time than under plans such as the Standard Repayment Plan?[NEWLINE]user: yes[NEWLINE]agent: The Extended Repayment Plan may be the right one for you.[NEWLINE][BOUNDARY][NEWLINE]user: can I extend payments on a FFEL loan?[NEWLINE]agent: Yes, FFEL Consolidation Loans are eligible for the Extended Repayment Plan[NEWLINE]user: what other loans can you get extended payments for?[NEWLINE]agent: Some loans from the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program are eligible for the Extended Repayment Plan[NEWLINE]user: is the FFEL plus loan one of those loans that are eligible?[NEWLINE]agent: Yes, FFEL PLUS Loans are eligible for the Extended Repayment Plan[NEWLINE][BOUNDARY][NEWLINE]user: we need more than $30000 in loan debt to qualify right?
user: How long would I have for repayment of my student loans under the Extended Repayment Plan?[NEWLINE]agent: Payments could be made up to 25 years.[NEWLINE]user: What if I want to make lower monthly payments over a longer period of time than the Standard Repayment Plan offers?[NEWLINE]agent: Then it looks like the Extended Repayment Plan may be right for your situation![NEWLINE][BOUNDARY][NEWLINE]user: How would I become Eligible for the Extended Repayment Plan?[NEWLINE]agent: Are you a Direct Loan borrower?[NEWLINE]user: Yes, I have borrowed with a Direct Loan for school.[NEWLINE]agent: As long as you have had no outstanding balance on your Direct Loans as of October 7, 1998 and you have more than $30,000 in outstanding Direct Loans then you are eligible for Extended Repayment Plan.[NEWLINE][BOUNDARY][NEWLINE]user: What Federal Loans are eligible for the Extended Repayment Plan?[NEWLINE]agent: The William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program will make you eligible.[NEWLINE]user: What Federal loans are eligible for Extended Repayment Plan?
user: Hello, can you tell me what the Extended Payment Plan consists of?[NEWLINE]agent: One of the important things to note is that it will be paid during the 25 years.[NEWLINE]agent: There are various forms that can be considered for payments, such as the Standard Payment Plan.[NEWLINE]user: Can monthly payments be made?[NEWLINE]agent: It is noteworthy that the payment plans are appropriate in his opinion.[NEWLINE][BOUNDARY][NEWLINE]user: Can you explain what the Loan Simulator consists of?[NEWLINE]agent: There are various agencies that can advise you to take the best payment plan that is best for you.[NEWLINE][BOUNDARY][NEWLINE]user: What is the monthly payment?[NEWLINE]agent: It consists of a monthly payment that can last 25 years.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what is the eligible Federal Loans?[NEWLINE]agent: There are various loan plans that are available for students.[NEWLINE][BOUNDARY][NEWLINE]user: What if you are a FFEL borrower? What influences the payments?
user: The Extended Payment Plan for how long do you allow to pay the loans?[NEWLINE]agent: Payments are made for up to 25 years[NEWLINE]agent: Do you need to make lower monthly payments over a longer period of time?[NEWLINE]user: No, not for now[NEWLINE][BOUNDARY][NEWLINE]user: ok I have a problem If I am an FFEL borrower, but to qualify for this plan, must I not have had an outstanding balance on a FFEL Program loan?[NEWLINE]agent: Correct FFEL Program dates must be October 7, 1998, or the date you obtained a FFEL Program loan after October 7, 1998 and you must have more than $ 30,000 in outstanding FFEL Program loans.[NEWLINE][BOUNDARY][NEWLINE]user: I understand, but if I need to make lower monthly payments for a longer period of time than in plans like the Standard Payment Plan,[NEWLINE]agent: then the Extended Payment Plan may be right for you.[NEWLINE][BOUNDARY][NEWLINE]user: If I want to be chosen for the Extended Repayment Plan and I am a Direct Loan borrower, what should I consider?[NEWLINE]agent: note that you must have had no outstanding balance on a Direct Loan as of October 7, 1998, or on the date you obtained a Direct Loan after October 7, 1998, and you must have more than $ 30,000 in outstanding direct loans[NEWLINE][BOUNDARY][NEWLINE]user: how are the monthly payments?
user: Hi there. I would like to get some help about loan application for parents.[NEWLINE]agent: Great. No problem. Do you know what is the direct plus loan application for parents?[NEWLINE]user: Yes, I have done some research about it.[NEWLINE]agent: Awesome, but you need to know that this loan will depend on every school.[NEWLINE]user: I was looking information related to a parent borrower. DO you have anything about this?[NEWLINE]agent: Yes, there is the possibility to be a parent borrower which allow you some benefits and possibilities.[NEWLINE][BOUNDARY][NEWLINE]user: Is possible to see how this works?[NEWLINE]agent: Yes, we can provide you a demo.[NEWLINE]user: Great, and where I can see that?[NEWLINE]agent: You need to log in to start, this is very important.[NEWLINE][BOUNDARY][NEWLINE]user: Ok, but, this is something you can apply even with a security freeze on your credit file?
user: Hello, I wonder what is the Federal student loans for college?[NEWLINE]agent: You must request them and also pay them so you have to be sure.[NEWLINE]agent: Sure if you ask for the help.[NEWLINE]user: What are the steps to apply for financial aid?[NEWLINE][BOUNDARY][NEWLINE]user: What is the Federal Perkins Loan Program?[NEWLINE]agent: This program involves providing money for college or vocational school for students with financial needs.[NEWLINE][BOUNDARY][NEWLINE]user: Do you need to be a graduate or a professional???[NEWLINE]agent: You can borrow up to $ 20,500 a year unsubsidized.[NEWLINE]user: The amount depends on the status you are in.[NEWLINE]agent: Of course if you are, an undergraduate, a graduate or professional student, or a parent[NEWLINE]user: Importantly, you can borrow less than what you offer and you can borrow more loan funds later if needed.
user: hi[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE]user: No, sorry, but I don'y have neither of those.[NEWLINE]agent: Alright, then I must ask, Were you homeschooled?[NEWLINE]user: Yes, I was. My parents decided that was the better for me.[NEWLINE]agent: That's good then, because you don't need a completion credential to show that you're qualified.[NEWLINE][BOUNDARY][NEWLINE]user: That's cool, right?. Oh,I almost forgot, heard about something called ability to benefits, too?
user: I need to know what the requirements are to get financial aid[NEWLINE]agent: I can help you find out more about the basic eligibility criteria[NEWLINE][BOUNDARY][NEWLINE]user: will I need a diploma to qualify?[NEWLINE]agent: Do you have a high school diploma or a recognized equivalent like a GED certificate?[NEWLINE]user: no I don't have either[NEWLINE]agent: Have you completed a high school education in a homeschool setting approved under state law?[NEWLINE]user: no I never did home schooling[NEWLINE]agent: Are you in an eligible career pathway program and meeting one of the "ability-to-benefit" alternatives needed?[NEWLINE]user: no I'm not in that program[NEWLINE]agent: You don't appear to be qualified to obtain a college education and that is basic eligibility criteria that you need.[NEWLINE]user: any other way for me to qualify?
user: help me file a complaint against my school[NEWLINE]agent: Do you believe your school is not administering federal student aid funds properly?[NEWLINE]user: no but I still think they messed my situation up[NEWLINE]user: what do I do if I think they messed with me?[NEWLINE]agent: You can contact your school[NEWLINE]agent: Do you feel your school calculated your eligibility for federal student grants,, loans,, or work-study incorrectly?[NEWLINE]user: yes I do[NEWLINE]agent: Has your school paid out your aid incorrectly, at the wrong time, or not at all?[NEWLINE]user: I think it was in the wrong amount[NEWLINE]agent: You should submit a complaint to your school[NEWLINE]user: null
user: How can I file a complaint about how my professional university manages my financial aid?[NEWLINE]agent: Do you think your school is not managing federal student aid funds correctly?[NEWLINE]user: not[NEWLINE]user: How can I find out if my school violated its own federal policy or regulations in its administration of federal student aid programs?[NEWLINE]agent: if your school calculated your eligibility for federal student grants, loans or work - study incorrectly[NEWLINE]user: What other point should I keep in mind?[NEWLINE]agent: also if your disbursed school paid your aid or credit balance incorrectly in the wrong amount, at the wrong time, or not at all[NEWLINE]user: that doesn't apply to school[NEWLINE]agent: Does your school not have a financial aid administrator but participate in federal student aid programs?[NEWLINE]user: no neither[NEWLINE]agent: Has your school or its representative made false or misleading statements about the school's educational programs?[NEWLINE]user: not