elplaguister/DTS_session_datasets huggingface dataset:
user: Hi, I'm an undergraduate student and would like to preview the Direct Loan MPN. How do I go about finding this information?[NEWLINE]agent: You said you are an undergraduate student, it that correct?[NEWLINE]user: No that is not right.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you a graduate/profession student with a subsidized or unsubsidized loan?[NEWLINE]user: No I'm not a professional student.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you the parent of an Undergraduate Student?[NEWLINE]user: No I'm not a parent of an Undergraduate Student.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: Can you please explain to me what a Mater Promissory Note is?[NEWLINE]agent: A Master Promissory Note or MPN is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education.[NEWLINE]user: May I received more than one loan under a MPN?
user: asdfas[NEWLINE]agent: sadfa[NEWLINE]user: sadfsa[NEWLINE]agent: Sure, there is no problem about it. You can always share this kind of information with your web audiences.[NEWLINE][BOUNDARY][NEWLINE]user: Another issue with inadequate data. Okay, so these are the same reasons why certain districts on maps tend to be blank?[NEWLINE]agent: are different conditions but Districts are listed as missing data only under certain conditions[NEWLINE]user: What would those conditions be?[NEWLINE]agent: I would have to answer the following question:Are you missing the statutory adjusted cohort graduation rate? For example, if districts merged or a new district was created after 2009/10[NEWLINE]user: if it is correct we are missing[NEWLINE]agent: that is why it is shown as missing[NEWLINE][BOUNDARY][NEWLINE]user: If Yes, a FAFSA form is submitted but not completed, what does it say?
user: Is there a way to spread the word about the availability of federal student aid for college?[NEWLINE]agent: You would have to link to us to share the information with potential college students, their parents, counselors, or other mentors.[NEWLINE]agent: Do you have potential college students, their parents, counselors, or other mentors that frequent your website?[NEWLINE]user: No, I don't have all those people mainly college students.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What do I have to do to download a banner ad?[NEWLINE]agent: You should highlight the text of the HTML, copy it, and paste it into the HTML document on your page and you would have to download the image.[NEWLINE][BOUNDARY][NEWLINE]user: Now it's time to talk about IT Standards. Are there any student assistance services available here?[NEWLINE]agent: Yes, we have Federal Student Aid Specific Resources[NEWLINE][BOUNDARY][NEWLINE]user: and you can help with the federal guidelines?[NEWLINE]agent: The IT Standards Library highlights federal organizations involved in establishing and coordinating the implementation of federal laws, regulations, standards and guidelines applicable to information and information technology management. The standards and guidelines they promulgate apply to all federal agencies and departments.[NEWLINE][BOUNDARY][NEWLINE]agent: Will you need more resources?
user: How can I share the voice about the availability of federal student aid for college or vocational school?[NEWLINE]agent: With us you will be able to share our information with potential college students, their parents, counselors, or other mentors.[NEWLINE]user: what can i do if they visit my website frequently[NEWLINE]agent: You can help us share information about federal student aid with your audience.[NEWLINE]user: Another question, about program reviews, what is the final program review determination?[NEWLINE]agent: FSA issues a Final Program Review Determination that is a report which includes the findings identified in the program review report, the school's actual response, and the Departments final determination.[NEWLINE]user: How do I locate the Final Program Review Determinations from the third-party servicer?[NEWLINE]agent:  Visit the "Third-party Service Program Reviews page which will give you an overview of the top program review and audit findings by fiscal year.[NEWLINE]user: What about FY2018?[NEWLINE]agent: You can access FY2018.[NEWLINE]user: How do I access all documents associated with focused-Clery Act reviews?
user: I need some information about entrance counseling, please.[NEWLINE]agent: Of course. Do you wish to know what Entrance Counseling is?[NEWLINE]user: Yes, please explain.[NEWLINE]agent: Have you NOT previously received a Direct Loan or Federal Family Education Loan FFEL?[NEWLINE]user: Yes, I have not received any of those.[NEWLINE]agent: In that case the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.[NEWLINE][BOUNDARY][NEWLINE]user: Is the information in the Document correct to the satisfaction of the United States Department of Education?[NEWLINE]agent: no, the information causing the adverse credit decision is incorrect[NEWLINE][BOUNDARY][NEWLINE]user: can you give me a description of the borrower[NEWLINE]agent: in the case of the borrower has a state, county or federal tax lien in the last five years prior to the date of the credit report, regardless of the date of the file[NEWLINE][BOUNDARY][NEWLINE]user: What are the Mitigating Circumstances Test?
user: Can non-US citizens qualify to receive federal student aid?[NEWLINE]agent: Yes, non-US citizens qualify for federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: Would my parents citizenship affect my ability to get aid?[NEWLINE]agent: Absolutely not, you can still apply for aid.[NEWLINE][BOUNDARY][NEWLINE]user: How do I apply for federal student aid? . hi  Most male students must be registered with Selective Service to receive federal student aid. You must register if you are a male and are not currently on active duty in the U.S. armed forces.[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE]user: No, sorry, but I don'y have neither of those.[NEWLINE]agent: Alright, then I must ask, Were you homeschooled?[NEWLINE]user: Yes, I was. My parents decided that was the better for me.[NEWLINE]agent: That's good then, because you don't need a completion credential to show that you're qualified.[NEWLINE][BOUNDARY][NEWLINE]user: That's cool, right?. Oh,I almost forgot, heard about something called ability to benefits, too?
user: If I am not a US citizen, do I not qualify for federal student aid?[NEWLINE]agent: You should not assume that you cannot get help just because you are not a citizen.[NEWLINE][BOUNDARY][NEWLINE]user: ok i understand but does my parents' citizenship affect my eligibility for help?[NEWLINE]agent: No, your parents' citizenship status does not affect your eligibility for federal student aid.[NEWLINE][BOUNDARY][NEWLINE]user: I understand well what else can be done just to say hi.[NEWLINE]agent: hi[NEWLINE][BOUNDARY][NEWLINE]user: hi[NEWLINE]agent: hi[NEWLINE]user: No, sorry, but I don'y have neither of those.[NEWLINE]agent: Alright, then I must ask, Were you homeschooled?[NEWLINE]user: Yes, I was. My parents decided that was the better for me.[NEWLINE]agent: That's good then, because you don't need a completion credential to show that you're qualified.[NEWLINE][BOUNDARY][NEWLINE]user: That's cool, right?. Oh,I almost forgot, heard about something called ability to benefits, too?
user: just wanted to know about getting financial aid[NEWLINE]agent: Okay, don't forget to try and accept the financial aid funds you won't have to pay back[NEWLINE]agent: Has your school financial aid office sent you an aid offer?[NEWLINE]user: no, haven't asked yet[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: what about loans, any tips?[NEWLINE]agent: Make a budget so you borrow only what you need[NEWLINE][BOUNDARY][NEWLINE]user: what does a promissory note do?[NEWLINE]agent: If you sign it you are promising to repay your student loan.[NEWLINE]user: what do I do when they offer me financial aid?[NEWLINE]agent: You might have to sign the offer and mail it back to the school[NEWLINE]user: About receiving financial aid, do I have to request the payments from the school or do they do the process themselves?
user: I am looking for further information on the Income-Sensitive Repayment Plan and am wondering where I could go to get this information[NEWLINE]agent: The main feature of these plans is that the payments increase or decrease based on your annual income[NEWLINE]agent: Do you think you may be seeking to make lower payments on your FFEL Program Loan?[NEWLINE]user: Yes, I am looking to do this[NEWLINE]agent: Well, in that case, this plan might just be for you[NEWLINE][BOUNDARY][NEWLINE]user: What are the consequence of these plans if I I don t recertify my income and family size by the annual deadline? What should I do regarding this?[NEWLINE]agent: it would have consequences but they vary according to the plan[NEWLINE][BOUNDARY][NEWLINE]user: What information could you give me about The Income Sensitive Payment Plan? how does it work? and how do i know if i qualify?[NEWLINE]agent: Yes, monthly payments are a feature[NEWLINE][BOUNDARY][NEWLINE]agent: Is your FFEL Program loan owned by the UD Department of Education?[NEWLINE]user: Yes, the ED own my FFEL Program Loan[NEWLINE]agent: So to further your queries in this regard, you are advised to contact your loan servicer[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about FFEL Program Loan. I see, that sounds good. But this goes with the federal loans, right?
user: would you give me information from the Public Service Loan Forgiveness[NEWLINE]agent: Do you work for a US federal, state, local, or tribal government or a nonprofit organization?[NEWLINE]user: if i work for a federal government[NEWLINE]agent: in this case you may be eligible for the Public Service Loan Forgiveness Program[NEWLINE][BOUNDARY][NEWLINE]user: What happens if I enroll in Program A but then decide not to stick with it and move to Program B?[NEWLINE]agent: In that case as you were unable to complete Program B because the school close only the loans you received for Program B may be discharged.[NEWLINE][BOUNDARY][NEWLINE]user: If my school closes which loans are eligible for discharge?[NEWLINE]agent: Do you have a William D. Ford Federal Direct Loan, a Federal Family Education Loan (FFEL) or a Federal Perkins Loan?[NEWLINE]user: Yes I have one of those loans.[NEWLINE]agent: In that case you may be eligible for a 100 percent discharge of your loan if your school closes.[NEWLINE][BOUNDARY][NEWLINE]user: My school closes and I need a copy of my academic transcript. Where can I get this?
user: How can I get a Public Service Loan Forgiveness[NEWLINE]agent: Do you work for a US federal, state, local, or tribal government or a nonprofit organization?[NEWLINE]user: not for any work[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: how can i be eligible?[NEWLINE]agent: Good If your PSLF application is denied because some or all of your payments may be eligible for forgiveness through Temporary Expanded Public Service Loan Forgiveness.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know of any other current plans for which I may be eligible? What other options do I have if I need financial assistance to repay my student loans?[NEWLINE]agent: You should contact your administrator, but you may be able to extend your repayment period through the Extended Repayment Plan or through loan consolidation. You can also temporarily suspend your refund by deferral or forbearance.[NEWLINE][BOUNDARY][NEWLINE]user: Yes, of course. Now I have to inquire about Public Service Loan Forgiveness Program. What if I went to work for a tribe in the United States?[NEWLINE]agent: You may be eligible for the Public Service Loan Forgiveness Program. Read on to see if you can qualify.[NEWLINE][BOUNDARY][NEWLINE]user: Who should complete the  Borrowers  currently on IDR Plan?[NEWLINE]agent: Borrowers currently on an IDR Plan who need to recertify or make changes to their repayment plan.[NEWLINE][BOUNDARY][NEWLINE]user: Another thing, about the Public Service Loan Forgiveness Program. What are the resources of the PSLF?[NEWLINE]agent: a PSLF Public Service Loan Forgiveness Help Tool[NEWLINE][BOUNDARY][NEWLINE]user: What do I have to do to qualify for PSLF?[NEWLINE]agent: you are employed by a federal, state, local or tribal government of the United States or by a non-profit organization?[NEWLINE]user: I have not worked on it
user: dfgsfsdfdfs[NEWLINE]agent: Sure thing, Do you have work or do any kind of service during your loan that could help you with this?[NEWLINE]user: Yes, I think I have what is needed for this.[NEWLINE]agent: Great. Have you worked or served as an early childhood education provider?[NEWLINE]user: No, I have none experience in that.[NEWLINE]agent: Have you been employed at a child or family services agency?[NEWLINE]user: No, not at all.[NEWLINE]agent: have you been a faculty member at a tribal college or university?[NEWLINE]user: Yes, I am working in a tribal college.[NEWLINE]agent: Great. That can help you to qualify for a full or partial perkins loan cancellation, depending on the type of loan you have.[NEWLINE][BOUNDARY][NEWLINE]user: Do you happen to be familiar with Discharge Process? I understand, and could you tell me more about the registration procedure?[NEWLINE]agent: You must contact your loan administrator about the application process for your loan to be canceled.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about You may be eligible for a discharge of your federal student loans and/or Teacher Education Assistance for College and Higher Education (TEACH) Grant service obligation if you are completely and permanently disabled. So, what is the value of a TPD update if you are totally and permanently disabled?
user: I would like to know what are the employment or volunteer services that qualify for the cancellation of the Perkins loan[NEWLINE]agent: Do you want to opt for a Perkins loan?[NEWLINE]user: if I want to choose[NEWLINE]agent: you work as a provider of early childhood education?[NEWLINE]user: not related to that[NEWLINE]agent: Are you an employee of a children's or family services agency?[NEWLINE]user: no neither[NEWLINE]agent: Are you a faculty member at a tribal college or university?[NEWLINE]user: Yeah that's right[NEWLINE]agent: in this case if you may be eligible for a Perkins loan[NEWLINE][BOUNDARY][NEWLINE]user: What actions would they take if they decide that I am completely or permanently impaired based on the SSA's reports or a doctor's certification?[NEWLINE]agent: The first thing is to notify you that your loans or TEACH Grant service obligation have been canceled;[NEWLINE][BOUNDARY][NEWLINE]user: I have loans from the same school as well as loans from various programs. My school closed before I could complete all of the programs. In a situation like this, will I be eligible for a discharge of my federal student loan?
user: What is the Extended Repayment Plan under the Federal Student Aid Program?[NEWLINE]agent: This is a plan that allows users to avail of loan repayments over a period of up to 25 years[NEWLINE]agent: Do you think that you might only be able to lower repayments over a longer period of time allowed by the Standard Repayment Plan?[NEWLINE]user: No, I don't think that I will affected in that way[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are Eligible Federal Loans that are available through the FSA?[NEWLINE]agent: There are a number of federal loans available from the William D. Ford Federal Direct Loan Program and the FFEL Program, which are eligible[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know about Standard Repayment Plan. What circumstances will necessitate the use of my AGI?[NEWLINE]agent: Your AGI will be used if you filed a federal income tax return in the past two years, and your current income isn't significantly different from the income reported on your most recent federal income tax return.[NEWLINE]user: no[NEWLINE]agent: your AGI cannot be applied at this time[NEWLINE][BOUNDARY][NEWLINE]user: What other options do I have if I need help paying my student loans?
user: how long are extended repayment plans[NEWLINE]agent: Payments are made for up to 25 years[NEWLINE]agent: Would you like to make lower monthly payments over a longer period of time?[NEWLINE]user: no that is too long[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: what do I need to get on the extended payment plan?[NEWLINE]agent: Are you a Direct Loan borrower?[NEWLINE]user: no I haven't borrowed anything[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: what types of loans can we extend?[NEWLINE]agent: Loans from the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program are eligible for the Extended Repayment Plan[NEWLINE]user: I see, that sounds good. But this goes with the federal loans, right?[NEWLINE]agent: Yes, that's for the william d ford federal direct loan program.[NEWLINE][BOUNDARY][NEWLINE]user: What If my payment would fall under the REPAYE and ICR Plans?
user: How long does the extended repayment plan allow you to pay your loan back?[NEWLINE]agent: You could make payments up to 25 years on the extended payments plan.[NEWLINE]agent: Would you like to make lower monthly payments over a longer period of time than under the standard repayment plan?[NEWLINE]user: Yes, I would like to make lower payments over a longer period of time.[NEWLINE]agent: That is great because the extended repayment sounds like it is right for you.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know how many plans exist that best suit my situation? Could you give me information about this, and if up to the deadline I have not rectified my family's data, what would be the consequence?[NEWLINE]agent: it would have consequences but they vary according to the plan[NEWLINE][BOUNDARY][NEWLINE]user: By the way, for extended repayment plan, what are the eligible federal loans for it?[NEWLINE]agent: Direct Subsidized Loans is one of the eligible federal loans.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about consolidation loans, how are my monthly payments?[NEWLINE]agent: Well, if you have a consolidation loan the monthly payments start out low and get increased every two years.[NEWLINE][BOUNDARY][NEWLINE]user: there is something else about Plan Eligibility. What if I am a FFEL borrower, can I qualify for an extended repayment plan?[NEWLINE]agent: You must have more than $30,000 in outstanding FFEL Program loans and have no outstanding balance as of October 7,1998.[NEWLINE]user: What if I have $35,000 in outstanding FFEL Program loand and $10,000 in outstanding Direct Loans?[NEWLINE]agent: You would be able to choose the Extended Repayment Plan for your FFEL but not your Direct Loans.[NEWLINE][BOUNDARY][NEWLINE]user: What federal loans are eligible for the Extended Repayment Plan?
user: How long does the extended repayment plan let me pay back my loan?[NEWLINE]agent: You would be able to make payments up to 25 years.[NEWLINE]user: I really need to make lower payments over a longer period of time than the Standard Repayment Plan, is this possible?[NEWLINE]agent: Yes, you can with the Extended Repayment Plan and it sounds right for you.[NEWLINE][BOUNDARY][NEWLINE]user: How much do I need to have in FFEL Program Loans to qualify?[NEWLINE]agent: You would need to have $30,000 in outstanding FFEL Program Loans; but Direct Loans are not eligible.[NEWLINE][BOUNDARY][NEWLINE]user: What Federal loans are eligible for the Extended Repayment Plan?[NEWLINE]agent: The William D. Ford Federal Direct Loan and the Federal Family Education Loan are eligible for the Extended Repayment Plan.[NEWLINE][BOUNDARY][NEWLINE]user: How can I reduce the cost of college?[NEWLINE]agent: well you can consider living with your parents or other family.[NEWLINE]user: If my school is able to take a test outside of classes and I don't take a class, what consequences can I have?
user: Hello, I want information about the Extended Payment Plan[NEWLINE]agent: The first thing to know is that payments are made for up to 25 years.[NEWLINE]agent: Do you need to make lower monthly payments over a longer period of time than plans like the Standard Payment Plan?[NEWLINE]user: yes[NEWLINE]agent: then the Extended Payment Plan may be right for you[NEWLINE][BOUNDARY][NEWLINE]user: One thing about the eligibility for federal loans. Are there any loans that are subsidized?[NEWLINE]agent: Yes, there are, the kind of direct one.[NEWLINE][BOUNDARY][NEWLINE]user: Another concern about the Extended Repayment Plan that allows you to repay your loans over an extended period of time. Who can assist me in selecting the right plan?[NEWLINE]agent: Your loan servicer, the company that handles the billing and other services for your federal student loan, can help you choose the loan payment plan that is best for you.[NEWLINE][BOUNDARY][NEWLINE]user: Another question I have is what should I do to request an income-based payment plan?[NEWLINE]agent: To apply for an Income-Driven Repayment Plan you will have to complete the paper application and provide a paper copy of your most recently filed federal income tax return or IRS tax return transcript.[NEWLINE][BOUNDARY][NEWLINE]user: There's one more thing I'd like to say to about the Federal Loans. What types of loans are subsidized?[NEWLINE]agent: there are the federal subsidized Stafford Loans[NEWLINE][BOUNDARY][NEWLINE]user: And the company that handles billing can help me choose?[NEWLINE]agent: And the company that handles the billing and other services for your federal student loan can help you choose the loan payment plan that's best for you.[NEWLINE][BOUNDARY][NEWLINE]user: If I have $ 35,000 in outstanding FFEL Program loans and $ 10,000 in outstanding direct loans, which plan can I choose?
user: how long are payments extended on the extended repayment plan?[NEWLINE]agent: Payments are made for up to 25 years.[NEWLINE]user: so it's more time and the payments are lower?[NEWLINE]agent: The Extended Repayment Plan may be right for you if you want lower monthly payments.[NEWLINE][BOUNDARY][NEWLINE]user: can you show me what payments will look like so I get what I need?[NEWLINE]agent: Your loan servicer can help you choose a loan repayment plan that’s right for you.[NEWLINE][BOUNDARY][NEWLINE]user: May I also ask  about the Graduated Repayment Plan. That sounds good to me. But is this apply to federal loans as well?[NEWLINE]agent: Yes, that's for the william d ford federal direct loan program.[NEWLINE]user: And all the loans programs can be consolidated?[NEWLINE]agent: Yes, every program can be consolidated.[NEWLINE]user: There are any subsidized loans?