Of course. Sometimes, you just need to suspend your student loan payments for a short period.
Are you in a short-term financial bind?
Yes, I am. I currently have some problems with some expenses.
Then you may qualify for a deferment or a forbearance. With either of these options, you can temporarily suspend your payments.
If the safest thing is that I qualify and I do not want to suspend my payments, I must always meet the debts and well, what does it mean when it says that I must be a new borrower to qualify for the PAYE Plan?
This means that you must have had no outstanding balance on a Direct Loan or FFEL Program loan when you received a Direct Loan or FFEL Program loan on or after Oct. 1 , 2007 , and you must have received a disbursement of a Direct Loan on or after Oct. 1 , 2011
There is something else I want to ask about getting this temporary relief.  Do I still have to pay during this current Covid-19 crisis?
There is a new Automatic Suspension of Monthly Payments as a Result of the COVID-19 National Emergency.
by the way, do you know or have information for a leniency request? Are there different procedures for different types of indulgence?
Yes. For some types of forbearance, you must provide your student loan servicer with documentation to show that you meet the eligibility requirements for the forbearance you are requesting.
Also, I need to find out about student loan deferment and forbearance, can I temporarily suspend my payments?
Yes, you can temporarily suspend your payments if you are eligible for a deferment or forbearance.
Alright, this is all very new to me. So what effect does this all have on my interest?
Because interest accrues on your principal balance, capitalization will cause more interest to accrue over time than if you had paid the interest. It will also increase your monthly payment under most repayment plans.
That's not that great, but I understand it. What if I'm pursuing loan forgiveness, though?