If your spouse qualifies for benefits on their own record , we will pay that amount first .
My spouse does not have benefits.
okay no problem.
What if they are getting benefits?
the amount will be permanently reduced by a percentage based on the number of months up to their full retirement age
What if my record is higher?
they will get an additional amount on your record so that the combination of benefits equals that higher amount
I'd like to know how much  the amount will be permanently receive.
Benefits paid to you as a spouse will not decrease your spouse s retirement benefit. In fact , the value of the benefits you may receive, added to their benefits, may help your spouse decide if taking benefits sooner may be more advantageous. Is it possible that your retirement income would be reduced?
By applying, do I qualify if my spouse is already receiving benefits when I submit the application?