are you an undergraduate student?
yes
In that case Use this MPN for Direct Subsidized Loans or Unsubsidized Direct Loans available to eligible undergraduate students.
I have had some financial problems lately so a question arose. If I get a PLUS loan and have trouble paying it, what will happen?
If you will have trouble making a payment, contact your loan servicer right away. They can help you understand your options for keeping your loan in good standing.
What criteria must I meet to be eligible for this loan?
Are you either the biological, adoptive parent or stepparent of a dependent undergraduate student enrolled at least half-time at an eligible school?
Yes the biological parent.
Is your credit rating good?
Yes I have a decent credit rating.
Do you meet the eligibility requirements for federal student aid?
Yes, I think I do.
Then you should be a candidate to receive a parent PLUS loan.
You mentioned earlier that my loan agent could help me if I'm having trouble paying. What exactly could he do?