A good way of getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. It allows you to pay off one or more federal student loans with a new consolidation loan.
What do I need to do to consolidate?
There a few ways to get started
OK thank you. I would also like to find out the default on a Loan. any advice you could have used before getting the loan?
You should fully understand your loan agreement and the type of loan you are receiving
can I combine loans to get better payments?
Yes, you can combine your multiple federal student loans into a single Direct Consolidation Loan to simplify repayment.
what can I do to avoid default?
You need to fully understand your loan agreement and the types of loans you are receiving. Don't borrow more than you need or more than you expect to be able to repay.
what happens after I miss a payment or two?