Most types of forbearance are not automatic. You need to submit a request to your student loan servicer, often using a form.
Are there any other procedures I have to go through for certain types of forbearances?
Yes. For some types of forbearance, you must provide your student loan servicer with documentation to show that you meet the eligibility requirements for the forbearance you are requesting.
How long does a general forbearance last?
Are you inquiring for a loan made under one of the three programs?
Yes, I am.
In that case a general forbearance may be granted for no more than 12 months at a time.
There's one more thing about general forbearance. Is there any assistance available for military personnel?
Are you on active military service at the moment?
No I am not.
Have you completed any military service at all?
No I have never done any military service.