Deferments are available for Direct Loan, FFEL Program Loan, and Perkins Loans.
Do you have a Perkins Loan?
No I have not received a Perkins Loan.
Unfortunately, no relevant information is found.
What will happen if I stop paying and my deferment is not approved?
Your loan will be delinquent and you could go into default.
Is there an annual recertification requirement for my Income-Driven Repayment Plan?
Yes it is important that you recertify every year.
I have lost my part time job as a result of COVID-19 and am unable to make my payments on my student loan. Can I get help with this?
Am I correct then in assuming that you will not be able to make any sort of payment on your loan?
Yes that is correct.