Your first step will be to apply for your COE. After you've done that, your next steps will depend on the type of loan you are applying for and your lender.
Are you looking to obtain a VA home loan?
Yes, I am.
For the majority of loans, your lender will probably be a mortgage company or a private bank.
What if you are Native American?
In this case, we will be your lender.
Can I apply for my COE online?
That will depend on your lender. Some lenders will allow you to use our Web LGY system to obtain your COE.
What is the significance of obtaining the COE?
Is it possible for me to use a COE that I previously used?
You may be able to restore an entitlement you used in the past to buy another home with a VA direct or VA - backed loan if you meet at least one of the requirements listed below.
The COE tells your lender that you have qualified for the VA home loan benefit.
Another query about the VA home loan benefit. In order to apply for a COE, what details would I need?
This will depend on your current status in the military. If you are a current or former activated National Guard or Reserve member, you'll need a copy of your discharge or separation papers DD214.
I'm not in the National Guard, so what other information will I need?