A co-signer for an Income-Driver Repayment plan request is the spouse of the applicant.
Did they explain to you that you are not obligated as a spouse to repay the loan by co-signing?
Yes, that was explained to me.
What if the applicant completed an IDR plan request that was not part of a Direct Consolidation Loan Application?
He or she will click on "Income-Driven Repayment Plan Requests" under "My Loan Documents" to find and provide you with the required Reference Number.
Another question, if I have received a PLUS loan, should I do exit counseling every time I fall below half-time enrollment, graduate, or drop out of school?
If you have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or the FFEL Program, you must complete exit counseling each time you drop below half-time enrollment, graduate, or leave school.
how much time does this take up?
You must complete the process in a single session that lasts around 20-30 minutes.
what will I need to bring with me?