I can help you find out if a deferment is the best option for your situation.
what else can I do?
You can consider income-driven repayment.
can I do an economic hardship deferment?
Would you like to see if you qualify?
yes
Are you receiving a means-tested benefit like welfare?
no we aren't
Do you work full-time but have earnings that are below 150% of the poverty guideline for your family size and state of residence?
I don't think so
Are you serving in the Peace Corps?
yes I am
Okay, you qualify for this deferment.
so I won't be making payments?