Sure, but first you need to know that there are two kinds of forbearance: general and mandatory.
Alright. What is the general one?
It's applies if you can not able to make our payments, but under certain circumstances. For example, are you having financial difficulties?
Oh, I see. But no, I'm not having issues of that kind right now.
OK. Are having extra medical expenses?
No, not at all, lucky for me.
Alright. And then, there is any change on your job or in employment?
No, not at all.
OK. Are there any other reason that could have influences to ask for a forbearance?
Not that I can mention right now.
If that's the case, you can be elected for a forbearance, if you don't have a value reason.
It's okay. Now, after so much thinking about the plans, Request a Plan. What is the IDR plan?
You must first request the IDR plan.
Another concern for the Income-Driven Repayment Plan. How long would it take to repay the loan?