Okay, you start by selecting the " Apply for Retirement Benefits " button. You will be asked to create an account,  or sign in to your my Social Security account. Then you'll go through a series of screens that will ask you questions about yourself , your family , and your work . You can fill out the application in one sitting or come back later.
what if I get stuck and don't know what to enter or select?
If you get stuck on a question you can skip it and go back to it later. You will know at the end of the application if you still have any questions you may need to answer.
What about the benefits of retirement? How many credits will I need to retire?
Were you born after 1928?
Well, yes.
Then you need 40 credits to qualify for retirement.
How many credits can I earn per year?
You can earn up to a maximum of four credits per year.
If I earn more credits than needed, do I get a higher amount of benefits?