Do you need help with your defaulted loan?
no I need more information on what I can do and such
Unfortunately, no relevant information is found.
how do I work on paying my defaulted Perkins loan?
You will need to make a full monthly payment each month, within 20 days of the due date, for nine consecutive months. Your required monthly payment amount is determined by your loan holder.
I was laid off last year and started a new job two months ago. Will my wages continue to be garnished?
This is definitely something that you should bring up at the hearing. Since you have been employed for less than 12 months after having previously been involuntarily separated from your employment, it may be ruled that your wages cannot be garnished at this time.
Sure.  I'll have to inquire about the Federal Perkins Loan Program now. Where can I get more details on this?
I can show you where to go for information about your Perkins Loan
Ok thanks for the warning,. something else I would like to have more understanding of loan transfers, could you help me?
Of course In some cases, we need to transfer loans from one administrator to another administrator.
If you're in default on a federal student loan, I just want to make sure you know I'm not discouraged. Should we choose our repayment plan for Direct Consolidation Loans?
Yes, if you make three voluntary, on-time, full monthly payments before consolidating, you can choose from any of the repayment plans available to Direct Consolidation Loan borrowers.
can we get more help since COVID-19 is affecting so many people and our finances?