Do you qualify and apply for your own retirement benefits and for benefits as a spouse?
Yes, I do.
Are your benefits as a spouse higher than your own retirement benefits?
Yes, that would be the case.
Then you will get a combination of benefits equaling the higher spouse benefit.
I see what you mean. Another question about the Online Calculator (WEP Version). What if I'm a survivor who qualifies for benefits?
In that case, the age at which you get the retirement benefits may be different. I mean, your full retirement age.
Does it make any difference in the results if my birthday is on January 1st?
for January 1st birthdays, the benefits are calculated as if your birthday was in the previous year.
How do I use the Detailed Calculator?