Some other things to consider is what the best age is to start your benefits
How do I know what the best age is?
I come from a long-lived family
you may need the extra money more in later years particularly if you may outlive your pensions or annuties
Should I apply for medicare if I start my benefits?
OK thank you. I would also like to find out about my spouse's benefits. What if my surviving spouse remarries?
if your surviving spouse remarries before they turn 60, or 50 if disabled, they can not get the benefits while they are married.
Before full retirement age?
Also, and when applying for medicare, what happens if I become eligible in other registries?
You may have additional options
What decisions should I make about what the best age to apply for benefits is?
Ultimately it is your choice. You should make a decision when to apply based on your individual and family circumstances.
What about the long term?