Do you want to know more about benefits by year of birth?
yes i do, about full retirement and that stuff
Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits .
I also need to know if it helps to delay benefits, if you can help me with that?
If you delay your benefits until after full retirement age you may be eligible for delayed retirement credits that would increase your monthly benefit. There are other things to consider when making the correct decision about your retirement benefits, so it is best to contact Social Security before you decide when to retire .
but how will it be if I start benefits early?
your benefits will be reduced a fraction of a percent for each month before your full retirement age .
I'd like to ask if is it better if we both apply for the benefits at the same time?
We will check you eligibility for benefits as a spouse too.
This would cover both even if one of us have never worked under the social security, right?