Did you fall behind on your mortgage payments?
Yes, I have fallen behind on my payments.
Then your mortgage company can take your house which is called foreclosure and a VA technician can help you avoid foreclosure and you can still live in your house.
All right regarding VA benefits for service members, are there any "urgent" benefits?
Yes there are time-sensitive VA benefits to consider when separating or retiring.
So these benefits are available even after service?
yes there are benefits available
Can I switch my SGLI coverage to another policy?
Yes you can switch to  Veteran's Group Life or a commercial policy.
What about health care when I'm no longer active?