A worker can earn up to four credits each year. As an example, in 2019 your spouse can earn one credit for each $1,360 of wages or self-employment income.
Can you tell me is your spouse has earned $5,440 in a year?
Yes my spouse earned $5,440.
If that is so then your spouse has earned her/his four credits for the year.
I have another credit-related question for you. What exactly is it? Do I get my four credits if I make $5,440 for the year?
Yes, you have earned our four credits when you make $5,440 for the year.
Can you explain how my spouse earns Social Security Survivors Benefits?
The number of credits needed to provide benefits for survivors depends on the worker's age when they die. No one needs more than 40 credits, that is 10 years of work to be eligible for any Social Security benefit.
What is the maximum amount a family is entitled to receive?
The limit varies but it is generally between 150 to 180 percent of the basic benefit rate. If the sum of benefits payable to family members is greater than this limit the benefits will be reduced proportionately.
What additional factors can affect a widow's benefits?
There are several factor that can affect widow/widower's benefits. One of these is if they remarry before they reach the age of 60.
Another thing I would like to know. Is there a payment from Social Security payable upon my death?
Yes there is a one-time payment of $255 which can be paid to the surviving spouse if he or she was living with the deceased, or, if living apart and was receiving certain Social Security benefits on the deceased's record.
Is there any additional info I need to know about whether other family members are eligible for benefits?