Of course. Can you tell me if you are divorced?
Yes, I am.
I understand. Did your marriage last 10 years or longer then?
Yes, me and my former husband have been married for 12 years until I decided to get a divorce. 12 years too many if you ask me.
In that case you can receive benefits on your ex-spouse's record even if they have remarried, provided you meet the conditions.
Is there a way for me to figure out how much less I'll get if I retire early?
yes, there's a chart that lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of 1000$. You can select your age on the chart to see how much your benefit will be reduced if you retire before full retirement age.
What's the earliest age I can start receiving retirement benefits?
that would be at age 62.
How does the reduction of benefits work if I retire early?