I understand. It's important to consider that Medicare usually starts when you reach age 65.
Are you planning to delay starting your benefits?
Yes, I was thinking about doing just that. You know, my current situation made me think a delay might be a good idea.
In that case be sure to contact Social Security about 3 months before you turn age 65 to check about applying for Medicare.
What if my widower remarries later and wants to apply for spouse's benefit on their record? What happens if the amount they receive is higher than the benefits they receive on my record?
In this case, your widower would receive a combination of benefits from you and his new spouse that equals the higher amount.
Do you have any suggestions on when should I apply for Medicare? I believe my wife is eligible to receive benefits on my record. What can you advise me to do?
If your wife qualifies for benefits from your record, the value of her benefits, added to your own, may help you decide if taking your benefits sooner is your best choice.
In addition, I'd like to learn more about the special Lump-Sum Death Payment. Is there a chance I'll get a lump sum payment?
the lump - sum can be paid to the worker 's child or children if , during the month the worker died , the child
If I have health insurance at my current job, will my Medicare benefits affect me? I can't get both Insurance?
Even if you have health insurance through a current or former employer or as part of your severance package, you should still check to see whether you need to sign up for Medicare. Some health insurance plans change automatically at age 65.
Will do. So tell me, could I also choose to get my retirement benefits earlier?
That is possible, you may choose to start receiving retirement benefits earlier.
Well, I'm just thinking here. About life expectation and all. What good is retirement if I don't live to see it?