No problem. Those points are representative for the Driver Violation Point System, a way for the DMV to identify high risk drivers and take pertinent actions against them.
Have you commited any traffic violations in the last 18 months period?
No, i haven't been in any traffic violations in that time.
Unfortunately, no relevant information is found.
I heard about a Point Reduction Program thing, is that a real thing?
Yes, sure is. It's a DMV feature, which allows you to take a DMV- approved Point and Insurance Reduction Program that will help to prevent you lose your license in case you have already 11 or more points on your driving record.
One more concern on insurance premiums, can my discount begin soon, as required by New York law?
Immediately, retroactive to date of course completion.
Will taking the PIRP ensure I can't get a premium increase?
Yes and no. It does not cover overall or violation increases. It does provide a 10% reduction for three years for no fault and current liability.
When will that take place?
It can be issued as soon as the date of completion, potentially retroactively, depending on the insurer.
Sounds good to me.