The repayment plans starts with a lower payment that increase every two years and this can goes for 10 to 30 years.
Do you have a low income that you think and it will be a problem for the repayment?
NO, not really, my income is not so low, but I need to have this in consideration.
Unfortunately, no relevant information is found.
Great, thank you. But what can you tell me about the payments that I need to do every month?
Well, if you have a consolidation loan the monthly payments start out low and get increased every two years.
It seems unfair to me that after 2 years it increases, will there be a way to minimize that? Under what conditions would my AGI be used?
Have you filed a federal tax return in the past two years?
no
your AGI cannot be applied at this time
What other options do I have if I need help paying my student loans?