There is general forbearance and mandatory forbearance.
what do I need to be going though to get help?
Are you going through financial difficulties?
no
Have medical expenses affected your ability to make your scheduled monthly loan payments?
they have
You are eligible to request a general forbearance due to your situation
I'd also like to know if student loan deferment requires you to postpone making payments for a period of time. Is it possible for me to apply for a hardship deferment?
Would you like to see if you qualify?
yes
Are you receiving a means-tested benefit like welfare?
no we aren't
Do you work full-time but have earnings that are below 150% of the poverty guideline for your family size and state of residence?
I don't think so
Are you serving in the Peace Corps?
yes I am
Okay, you qualify for this deferment.
so I won't be making payments?