You are able to answer most of them online.  You can either schedule a hearing for the traffic ticket, or you can pay the fine and surcharge with your credit card.
How can I get further information about answering TVB tickets?
You can see how to plead or pay TVB tickets.
What happens if I do not respond to my TVB ticket after I receive a suspension notice?
Have you continued to ignore the ticket after your license was suspended?
I have continued to ignore the ticket.  What could happen?
You will automatically be convicted of the charge.  This is known as a 'default conviction'.  The default conviction is equivalent to a guilty finding.
Is the PIRP course, preventing my insurance company from raising my premiums?
Yes and no. It does not cover overall or violation increases. It does provide a 10% reduction for three years for no fault and current liability.
When will that take place?
It can be issued as soon as the date of completion, potentially retroactively, depending on the insurer.
Sounds good to me.