Well, a third option for getting out of default is to repay the full amount of your defaulted student loan.
What if I don't have my loan holders contact information to make a payment?
Simply log in and select "view loan servicer details".
How can I get help with my defaulted loan?
Do you need help with your defaulted loan?
Yes, I do.
Then you will need to contact the holder of your defaulted loan. Find out who holds your loan by logging in and selecting "view loan servicer details". Remember: StudentAid.gov does not include information about any private student loans you may have received.
Another question related to ED, how can I step aside the garnishment of 15% of my disposable pay?
You can negotiate repayment terms acceptable to ED or the private collection agent and ensure that ED receives the first payment no later than 30 days from the day the garnishment notice was sent.
cool. Can you tell me more about what should I do if I'm contacted by anyone that's not the Default Resolution Group about fees for getting my student loan out of default?