Payments are made for up to 25 years.
so it's more time and the payments are lower?
The Extended Repayment Plan may be right for you if you want lower monthly payments.
can you show me what payments will look like so I get what I need?
Your loan servicer can help you choose a loan repayment plan that’s right for you.
May I also ask  about the Graduated Repayment Plan. That sounds good to me. But is this apply to federal loans as well?
Yes, that's for the william d ford federal direct loan program.
And all the loans programs can be consolidated?
Yes, every program can be consolidated.
There are any subsidized loans?