You can consolidate your defaulted federal student loan into a Direct Consolidation Loan. Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan
Are you looking to consolidate a defaulted federal student loan into a new Direct Consolidation Loan?
I would like to do that
null
Can you tell me how do I apply for a repayment plan based on my income?
You have t submit an application which is known as the Income-Driven Repayment Plan Request form
Got it. Another question.  How do I apply for an income-driven repayment plan?t  . so I need to make 3 payments before consolidating or how does that work?
You need the payments to consolidate then the required payment amount will be determined by your loan holder
What should I do if someone contacts me and wants to charge me fees to get my federal student loan out of default?
You should read our blog post called "Don't Be Fooled; You Never Have to Pay for Student Loan Help"
I'd like to know on what are the benefits I'll get after my defaulted loan has been consolidated?
Your Direct Consolidation Loan will be eligible for benefits such as deferment, forbearance, and loan forgiveness. You’ll also be eligible to receive additional federal student aid.
so I can join two loans into one with this?
Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan
Did you want reconsolidate a defaulted Direct Consolidation Loan?
yes