Applying for the COE is one part of the process for getting a VA direct home loan and your next steps will depend on the type of loan you are looking for.
Did you know for most loans the lender will be a private bank or mortgage company?
No, I did not know that about the private bank or mortgage company.
Do you need to learn about the Native American Direct Loan?
Yes, I would need to learn about the Native American Direct Loan as it applies to me.
Then we will be your lender after all.
What will I need if I have never been activated as a National Guard or Reserves member?
You will need a statement of service signed by your commander, adjutant, or personnel officer showing your full name.
How would I go about applying for a VA home loan Certificate of Eligibility?
You would apply for a COE first because it confirms to your lender that you are qualified for the VA home loan benefit.
How do I apply by mail for the COE?
Can I use the same COE I used to purchase my current home if I am relocating?
You may be able to restore an entitlement you used in the past to buy another home with a VA direct or VA-backed loan if you meet certain requirements.