Don't get discouraged. You have multiple options to get out of default.
Are you in default?
Right now no, but I could be soon.
Unfortunately, no relevant information is found.
Had the U.S. Department of Education ED stop collection activity during the COVID-19 national emergency?
Yes, the U.S. Department of Education ED has stopped collection activity on defaulted federally owned student loans and/or grant overpayments. In addition, interest is temporarily set at 0 % on defaulted federally owned student aid debt.
Good to Know! Another question related to the possibility of simplifying my payments with consolidation, when combining loans will I obtain better payment installments?
Yes, you can combine your multiple federal student loans into a single Direct Consolidation Loan to simplify repayment.
what can I do to avoid default?
You need to fully understand your loan agreement and the types of loans you are receiving. Don't borrow more than you need or more than you expect to be able to repay.
what happens after I miss a payment or two?