I file an annual recertification of your income
not
you want to Recalculate your monthly payment
yes
your income or family size has changed
yes
you can request that your income - driven payment be re - calculated to reduce your current monthly payment
I'd like to ask you if is it necessary to take entrance counseling before requesting assistance for my loan?
Exactly, it is important for your first subsidized direct loan, or unsubsidized direct loan as a college student.
When can you ask for advice?