There are multiple options to get out of default.
Have you failed to make payments on your federal student loan?
Not really.
Has COVID-19 impacted my loan repayment?
Yes the Collection Activity and Temporary 0 % Interest on your loan is in place as a result of the current COVID-19 pandemic.
How is the amount of my loan repayment calculated?
The amount of your discretionary income is calculated by examining your adjusted gross income from your most recent federal income tax return that exceeds 150 percent of the poverty guideline amount for your state and family size.
Will being in default affect my future financial status?
Yes the consequences may affect your financial future so it is best to find out how to get out of default and take steps now.
What does it mean when my defaulted loan has been consolidated?