Do you NOT have insurance, or is it just about to expire and you don t plan to replace it?
Yes, I don't have insurance currently.
In that case you need to surrender your vehicle plates to the DMV immediately.
The other day I also got a letter in the mail saying that my insurance lapsed. I have insurance, so what should I do in that situation?
Simply follow the instructions in the letter and contact your company or agent about the problem. Ask your company to file a notice of coverage with the DMV electronically.
What if I don't have insurance after all?
In that case you need to surrender your vehicle registration and plates to the DMV immediately.
Hold on. My wife just showed me another letter, in it they write that my license is suspended. What should I do now?
The letter means your insurance company notified the DMV that your insurance coverage ended, and that no other company notified the DMV about new coverage.
But what if I do have insurance?
Then you should follow the instructions in the letter and contact your company or agent about the problem. Ask your company to file a notice of coverage with the DMV electronically.
All that trouble, even though I am insured. But no can do. Any pointers on what I shouldn't do in my situation?