Of course. Are you falling behind on your mortgage payments then?
Yes, I am. This is why I'm here.
I understand. You should know, that if you fall far behind on your mortgage payments, your mortgage servicer, the company that handles collecting the money for your lender, can take your house to cover the money owed. This process is called foreclosure. I can help you find out how our VA loan technicians can help you avoid foreclosure and keep your house.
I have a VA direct loan. Can someone take care of my case?
If you have a VA direct or VA-backed loan and it's 61 days past due, we'll automatically assign a VA Loan Technician to your loan.
That sounds good. Is there something that can help me avoid foreclosure?
Yes, a repayment plan can help you avoid foreclosure.
Can't you talk to my servicer? I don't know how to do it.
If you need our help and advice, please contact a VA Loan Technician at 1-877-827-3702.
My loan is more than 60 days past due, can you get someone to help me please?
Don't worry. If you have a VA direct or VA-backed loan and it's 61 days past due, we'll automatically assign a VA Loan Technician to your loan.
What happens if I owe more money than my house is worth?