Your registration has not expired?
Yes
you must turn in your plates. A driver's license is suspended when the lapse is 91 days or more or if the lapse time period has not yet been determined.
and should I deliver the plates?
yes, you must turn in your plates.
How do I avoid a lapse of insurance?
Remember this simple rule: no insurance, no plates!    keep your vehicle's mailing address and valid driver's license with the DMV  they have liability coverage from a company licensed by the New York State Department of Financial Services and licensed by the New York State DMV. Out-of-state coverage is never acceptable on any vehicle registered in New York
How much do I have to pay to reinstate my driver's license?
must pay DMV a license suspension fee of $ 50
and where can I find the application?