To get a VA - backed home loan as the surviving spouse of a Veteran, you'll need a Certificate of Eligibility COE to show your lender that you qualify for this benefit
How do I know if I'm eligible?
[4] Find out if you can get a COE .s   [5] Keep in mind that you ll also need to meet your lender s credit and income requirements to get a loan.
ok, how can I get a COE?
[7] You may be able to get a COE if you re the spouse of a Veteran , [8] and at least one of the descriptions below is true for them .   [9] At least one of these must be true .r   [10] The Veteran :     [11] Is missing in action
no
The Veteran : Is a Prisoner of War POW?
Yes
If you re the spouse of a Veteran that is a Prisoner of War POW, Then you are able to get a COE
what do I have to do?
Note:   [20] A surviving spouse who remarried before December 16 , 2003 , and on or after their 57th birthday , must have applied no later than December 15 , 2004 , to establish home loan eligibility .   [21] We ll have to deny applications we received after December 15 , 2004 , from surviving spouses who remarried before December 16 , 2003 .
How do I apply for a COE if I'm not receiving DIC benefits?