Sure, you need to have present there is two kind of forbearance: general and mandatoy.
Great. But how can I apply for it?
Are you having financial difficulties right now?
Not, exactly, but I think they are possible.
Are you having extra medical expenses?
No, That's is not my case.
Did you experienced any change in employment?
No, I'm not on that.
Are there any valid reason why you should be acceptable to qualify for forbearance?
Yes, I think I have one.
This case you may need to know that a general forbearance is also called a discretionary forbearance.
What happens if I don't pay it?