of course, Learn how to apply for a VA Mortgage Loan COE Eligibility Certificate. This is the first step in obtaining a direct or VA-backed mortgage loan. Confirm to your lender that you qualify for the VA home loan benefit.
And do I have to have personal references to qualify for this benefit?
you only need to have confirmation from your lender that you qualify for the VA home loan benefit.
and how do i apply?
have you ever tried to apply  Through our LGY web system?
if I once tried
In some cases, you can obtain your COE through your lender using our LGY Web system. Ask your lender about this option.
And what steps should I take to obtain a direct or VA-backed mortgage loan?
First, applying for your COE is only part of the process for getting a direct or VA-backed mortgage loan. Your next steps will depend on the type of loan you want and your lender. For most loans, the lender will be a private bank or mortgage company.
What do I need If I was a member removed from the Reserves and I was never activated?