Yes there is a way  you can make lower payment, we will help you successfully repay your loan.
If I qualify and apply for an Income-Driven Repayment Plan and am successful with my application, what happens after I apply?
Once you have applied your federal loan servicer will let you know regarding your eligibility and, if you qualify, what you loan payment amount will be.
I have an Income-Driven Repayment Plan but my income has decreased again what can I do?
If you income has dropped again you can recertify to have your new income taken into account.
Do I have to recertify every year for my Income-Driven Repayment Plan?
Yes it is important that you recertify every year.
I have lost my part time job as a result of COVID-19 and am unable to make my payments on my student loan. Can I get help with this?
Am I correct then in assuming that you will not be able to make any sort of payment on your loan?
Yes that is correct.