Of course Choosing when to start receiving retirement benefits is a personal decision.
do you want to retire?
yes
You will receive the full amount of your benefits. We will reduce your benefit amount if you retire before you reach full retirement age.
What if the person was born in 1960 or later?
For anyone born in 1960 or later, full retirement benefits are paid at age 67.
How do I know how much benefit I will receive?
The Retirement Calculator within my Social Security allows you to obtain personalized retirement benefit estimates based on your actual earnings.
What are specific types of earnings?
are you in the american worker group?
yes