you certainly do if you are over the age of 65.
Do you plan to delay your retirement benefits?
No I think I won't.
What happens when my spouse files a benefit?
If that is the case, they will effectively be filing for all retirement or spousal benefits.
I've read something about widow benefits, what is that?
f you qualify for benefits as a widow you have the option to apply for survivors benefits now and delay your retirement benefit until later.
Can my spouse receive benefits on my record?
If they are of a certain age, then they must file straight away and will be effectively filing for all retirement or spousal benefits.
Is there a earnings limit when I reach my full retirement age?
No, once you reach full retirement age there is no limit on how much you can earn.
What if I die, will my spouse get full benefits?
After full retirement age, your surviving spouse may receive your full benefit amount plus any accumulated delayed retirement credits.
Is there a downside to applying for Medicare later than recommended?