You could apply for MEdicare only. Are you interested?
Yes, tell me more.
Are you within 3 months of your 65 birthday or older and not ready to start your monthly social security benefits yet?
Yes, I'm actually are.
then you can make use of our online retirement application to sign up just for Medicare. You can apply for your retirement benefits later.
Is there anything I need to be aware of before deciding not to apply for the benefits now?
Well, one of the drawbacks of doing so is that the lifetime benefits we can pay on your account can be affected.
And if I don't enroll in Medicare Part B and then decide to do it later?
If you do that, your coverage may be delayed and you could end up paying a higher premium later unless you qualify for a SEP.
What does the insurance covers?