You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes.
Can you tell me how I can earn these credits?
Are you working and paying Social Security taxes?
No, not at the moment.
What is the maximum of credits I can earn per year?
You can earn up to a maximum of four credits per year.
I see, but my disability doesn't make this less complicated. Can you give me a proper example?
Sure. If you become disabled at age 27, you would need 3 years of work 12 credits out of the past 6 years between ages 21 and 27.
Now that is a good example, thank you. And how many credits do I need for survivors benefits?