Are you asking about when you can start receiving benefits?
no about not yet being at retirement age
Do you want to know more about retiring early?
yes, because I'm not at full retirement age yet
You can retire at any time between age 62 and full retirement age
and is there a reason why we shouldn't just retire early or am I missing something?
if you start benefits early your benefits are reduced a fraction of a percent for each month before your full retirement age
is there a way of knowing how much that will be?
The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $ 1000 at full retirement age .Select your year of birth to find out how much your benefit will be reduced if you retire between age 62 and full retirement age .
should I or shouldn't I take my benefits early?