Sure, Direct PLUS Loans are federal loans that parents can use to help pay the college of their dependant undergraduate children. These loans can help pay expenses not covered by other financial aid.
Are you interested in applying for a loan?
Not right now.
But I want to know about the repayment plans.
One of the repayment plans for Parent PLUS borrowers is the Extended Repayment Plan.
What if I have an adverse credit history, can I still apply for a parent PLUS loan?
During the application process, a credit check is performed and if you have an adverse credit history you still can apply for a parent PLUS loan through a couple of options.
Do you currently have an adverse credit history?
Yes, I do.