Are you aware of the Government Pension Offset?
No, I don't know anything about the Government Pension Offset.
Do you need information on how to calculate your benefits if you are affected by the Government Pension Offset?
No, I don't think so.
Would you like information about if you will be eligible for the spouse's benefits?
Yes that would be helpful to know about.
Do you need to find the estimated amount of retirement benefit that your spouse would be eligible to receive at full retirement age?
No, I already know the estimated amount.
Ok, great. Now do you know that you have to divide this amount in half and round down to the nearest dollar?
Oh! Well I didn't know that, so that is really good to know.
Also, to get your estimate you will need the estimated monthly amount of your Social Security benefit as a spouse before the effect of the Government Pension Offset.
Now, lets say that I retire before my full retirement age, how will my benefit amount respond and was the reduction based on?