Yes, there are pros and cons when you want to get a Direct Consolidation Loan.
Do there happen to be different repayment plans available?
Yes, there are several repayment plans including income-driven repayment plans and you will be able to select a plan when you apply for Direct Consolidation Loan.
When should I not include my Federal Perkins Loans with my consolidation?
You should not include your Perkins Loans when you consolidate if you are employed in an occupation that would qualify you for Perkins Loan cancellation.
What if I want to consolidate loans other than Direct Loans?
Other income-driven repayment plans and Public Service Loan Forgiveness may become available to you if you choose an IDR.
Who should I get into contact with if I have questions?
It depends where you are in the consolidation process who you talk to .
Do you have questions about consolidating your loans before you apply for a Direct Consolidation Loan?
Yes, I have questions about consolidating my loans before I apply.