Are you already planning for the future?
Yes, I am
Since you are already thinking about what your family would need in case you die, I can tell you that Social Security can help your family if you have earned enough credits through your work.
Tell me some of the things I need to know about it.
Well, one important thing is to know that there are limits on how much your survivors may earn while they receive the benefits.
Tell me about what would happen if my surviving divorced wife remarries after my death.
If she remarries before turning 60 then she won't be able to get the benefits while she is still married.
And what if she qualifies but the amount she could get from her new husband's Social Security benefits are more than what she would receive from mine?
then she should apply for her new husband's benefits and then she would receive a combination of benefits that would amount to be equal to the highest benefits amount.
What if I die before earning enough credits and my widow is still taking care of our children?