You are not currently on an income-based plan and want to apply?
yes
You can request an income-based payment plan that limits your payments to a percentage of your income.
and what can I do if my income has changed?
In that case, you can request that your income-based payment be recalculated to reduce your current monthly payment.
Who should complete this?
Borrowers currently on an IDR Plan who need to re - certify or make changes to their repayment plan .
What plans may be suitable for me?
one of the following income-based plans may be right for you
And what do i need?