Of course it is essential that the loans are repaid.
Have you missed a payment or are you having trouble making payments?
yes
Immediately contact and discuss options with the organization that handles billing and other services for your loan to avoid default on your loan.
What if you made the refund arrangements soon?
In that case you can resolve the breach quickly. Learn more about how to get out of default.
and who has to declare if the loan was made under the Federal Perkins Loan Program?
The loan holder can declare that the loan is in default if they do not make their scheduled payment by the due date. Find out where to go to get information about your Perkins Loan.
And how can I do if I have problems to make the payment?
in that case there are several options available to you
and what else should i do?