A worker can earn up to four credits each year and in 2019 your spouse can earn one credit for each $1,360 of wages or self-employment income.
What happens when my spouse has earned $5,440 for the year?
When your spouse has earned $5440 for the year they have earned all four credits for the year.
What should I do when a family member dies?
We should be notified right away when a person dies; but you cannot report a death or apply for survivors benefits online.
Do you need to report a death?
Yes, I need to report a death.
You can call 1-800-772-1213 TTY 1-800-325-0778 between the hours of 7.a.m and 7 p.m. Monday through Friday to talk to a Social Security Representative to report a death.  You can also, visit your local Social Security office.
How many credits are needed to provide benefits for survivors?
The number of credits needed to provide benefits for survivors depends on the worker's age when they die.  No one needs more than 40 credits or ten years of work to be eligible for any Social Security benefit.
What happens with minors when I die?
If you are the unmarried child under 18 up to 19 if attending elementary or secondary school full time of a worker who dies they can be eligible for survivors benefits.