Of course. Do you want to make your payments more affordable?
That would be nice, yes.
Then you should know that repayment plans can give you more time to repay your loans or can be based on your income.
I understand that. What if I want to change my repayment plan, though?
Contact your loan servicer if you would like to discuss repayment plan options or change your repayment plan. You can get information about all of the federal student loans you have received and find the loan servicer for your loans by logging in to "My Federal Student Aid".
So if, for example, I am given a repayment plan, I can simply change it to another?
Correct. Although you may select or be assigned a repayment plan when you first begin repaying your student loan, you can change repayment plans at any time for free.
How does repaying a federal perkins loan work?
Perkins Loan repayment plan options are not the same as those for Direct Loan Program or FFEL Program loans. Check with your school for more information on Perkins Loan repayment plans.
That's good to know, thanks. So what if I have multiple federal student loans? How can I consolidate then?