Yes there are. A good place to start is to figure out which age works best for you to start receiving your benefits. Have you considered that yet?
No, I have not given much thought as to what age will work best for me. Can you provide me with assistance on this?
Are there things that can't be ruled out in regards to making decisions about your future?
Yes, many unforseen circumstances can occur like a car accident, so your final decision may have to be based on your "best guess."
So anything unexpected like accidents and health problems should be taken into consideration?
Yes, that is correct.
Is there an age that is considered the best to start your benefits?
No there isn't a "one age suits all" scenario. It is ultimately up to you and your informed decision based on your individual needs and circumstances.
Is there someone I should contact if I decide to start delaying when I start my benefits?
Yes, you would need to contact Social Security 3 months before you turn 65 so that you can look into applying for Medicare.
Should I still look into whether I need to sign up for Medicare if I still have health insurance through my former employer?
Yes, you should look into this because some health insurance plans change automatically when you turn 65.
If my earnings reach a certain amount, will I have to give up my benefits?