You can apply online for Medicare even if you are not ready to retire
Do I need to enroll in part a and B?
You should sign up for Medicare three months before reaching age 65 , even if you are not ready to start receiving retirement benefits
why should I apply online
Using the online Medicare application has a number of benefits
are there other options?
You can also apply :   By phone - Call us at 1 - 800 - 772 - 1213 from 7 a.m. to 7 p.m. Monday through Friday . If you are deaf or hard of hearing , [108] you can call us at TTY 1 - 800 - 325 - 0778
is there an enrollment period
Do you have  a group health insurance?
yes