are you 65?
yes
you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later
What if you are under the full retirement age?
If you areunder full retirement age and you earn over a certain amount  we will deduct the excess earnings from your benefits
What is SEP?
If you are age 65 or older and your medical insurance coverage is under a group health plan based on your , or your spouse 's , current employment
when can you start the benfits?
You can start your retirement benefit at any point from age 62 up until age 70
Can I apply for medicare only?