Always accept the financial aid funds you don't pay back.
Did you get a financial aid offer?
No, my school did not send me a financial aid offer, but are working on it.
What is the best process when accepting student loans?
Did you accept any student loans?
No, I have not gotten any student loans yet.
Have you decided to get a state loan, school loan, or private student loan?
Yes, I am thinking of getting a school loan, state loan, or private student loan.
You really should look into the differences between federal and other loans.
What if I will have some questions or don't understand the types of loans in my aid package?