are you of retirement age?
yes
ok great,  Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits
What age is the earliest you can get benefits?
No matter what your full retirement age also called " normal retirement age " is you may start receiving benefits as early as age 62 or as late as age 70
What if I retire early?
The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $ 1000 at full retirement age
are there pros?
The advantage is that you collect benefits for a longer period of time
ok thank you