We can help you learn about VA home loan eligibility requirements for a VA direct or VA-backed loan, we can help you find out how to apply for a Certificate of Eligibility to show your lender that you qualify based on your service history and duty status. Keep in mind that for a VA-backed home loan, you’ll also need to meet your lender’s credit and income loan requirements to receive financing.
ok, how do I go on with this if I had a VA loan before?
Have you sold the home you bought with the prior loan and have paid that loan in full ?
no that didn't happen
Will a qualified Veteran-transferee agrees to assume your loan and substitute their entitlement for the same amount of entitlement you used originally ?
no way, don't know anyone who would do that
Have you repaid your prior loan in full but haven't sold the home you bought with that loan ?
no I haven't
You will not be able to use a COE you used before.
so the reuse of a COE is a no and there are no more requirements I can answer?
Yes, that is right. You did not meet the requirements
would a dishonorable discharge hurt me in this?
Have you received an other than honorable, bad conduct, or dishonorable discharge?