A good way of getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. It allows you to pay off one or more federal student loans with a new consolidation loan.
What do I need to do to consolidate?
There a few ways to get started
can a parent consolidate a defaulted plus loan for their kid's schooling?
The only income-driven plan they can choose is the Income-Contingent Repayment Plan
can we do the loan consolidation with only one loan?
Yes, loan consolidation allows you to pay off a federal student loan with a new consolidation loan
Have you decided to make three payments on a defaulted loan before you consolidate it?
no, I'm not there yet
what comes next after I choose something like an income-driven plan for repayment?