You should know that you must repay your loan, so be sure you understand your options and responsibilities.
Have you applied for financial aid?
not yet but almost ready
how does a loan help me?
It is an investment in your future.
won't the interest kill me though?
If you show financial need, the government pays the interest on some loans while you are in school and during some periods after school.
so I should go for it?
Don't be afraid to take out federal student loans, but you should be smart about it.
How do I do this then?
Do you want to apply for a federal student loan?