Yes, you could suspend your student loan payments for a short period.
Are you in a short term financial bind?
No, not yet but will be later in the year due to shut down.
Is there anything they are doing for COVID-19 emergency?
Yes, they are automatically suspending monthly payments of your student loans.
What happens with interest accrual of my loans if I have $30000 balance and an interest rate of 6% while in forebearance for a year after i enter repayment?
You would accrue $1800 on your loans.
Could I consider another repayment option other than deferment or forbearance?
It could be worth looking at another plan such as an income-driven repayment plan before you choose forebearance or deferment.
Would my payments be lower on an income-driven repayment plan?