Have you already reached full retirement age?
No I have not but will in six months time.
I need additional information about when to start my retirement benefits, can  you supply this info for me?
Do  you need information about when it is the best time to start your retirement benefits?
No I don;t need info about that.
Are you needing information about early or late retirement?
Yes I am not certain if it is best to start with early retirement or wait a while and start retirement at a later date.
I can supply you with retirement information for Medicare Beneficiaries which will help you decide what is best for you.
At what age should I sign up for Medicare?