Because we all pay indirectly for crashes involving uninsured motorists, New York State requires every motorist to maintain auto insurance every single day a vehicle is registered. DMV works with insurance companies to electronically monitor your insurance coverage
When did your insurance lapse?
Does it matter?
Yes. we mail you an insurance inquiry letter to allow you to clear up the problem
What happens if I change address?
If you fail to maintain an updated address with us you won t learn that you have an insurance problem and we will suspend your registration and license. Make sure you turn in your vehicle s license plates at DMV before you cancel your insurance policy
How much do traffic points cost?
DMV maintains a point system to track dangerous drivers. Often motorists convicted of a traffic ticket feel they have resolved all their motoring issues with the local court , but later learn that the Driver Responsibility Assessment DRA is a separate DMV charge based on the total points they accumulate
What happens if I still have a problem afer getting the inquiry letter?
we must suspend the vehicle registration
When do I need to report my address update?