Are you employed by a U.S. federal, state, local, or tribal government or not-for-profit organization?
I work for a not for profit
You could be eligible for the Public Service Loan Forgiveness Program
can I use time spent at church to be considered a full time employee?
Time spent on religious instruction or worship services may not be counted toward meeting the full-time employment requirement.
On the repayment plans to qualify do the payments stay the same or can they increase?
Your payment may increase depending on your income and the amount that you owe. If you do not want the possibility of higher payments then the PSLF Program may not be for you
How soon can I get into public service loan forgiveness?
You have to make 120 qualifying monthly payments so it will take at least 10 years before you can qualify.
Are you working toward PSLF?
yes