Income-driven IDR payment plans are designed to make your student loan debt more manageable by reducing the amount of your monthly payment.
Do you need to make lower monthly payments?
yes
one of the following income-based plans may be right for you
Who should complete this?
Borrowers who are not currently on an IDR plan looking for a lower monthly payment on their federal student loans
which plan is more suitable for me?
Pay what you earn PAYE payment plan
What do I do if my income has changed?
you can request that your income-based payment be recalculated to reduce your current monthly payment
is there another plan that could help me