A premium exemption means that you will not have to pay your life insurance premiums the monthly payments you make to maintain your policy. In most cases, premiums can only be waived up to one year before receiving a claim.
What requirements must I meet?
Do you have a mental or physical disability that prevents you from having a job?
yes
Are you covered by the Service - Life Insurance for Disabled Veterans S - DVI?
yes
Does your total disability occur before age 65 but after the effective date of your life insurance policy?
Right
Does your total disability continue for at least 6 months in a row?
yes