Do you have a bank account?
No, I don't.
What should I do if I am not receiving benefits?
are you planning to apply?
Yes, I want to apply.
So, You tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit.
How can I sign up for Direct Deposit?
You can sign up starting or changing Direct Deposit online Social Security benefits only.
Should I have a bank account?