If you have a Direct Loan, FFEL Program loan, or a Perkins Loan you can apply for a deferment.
Did you receive a Perkins Loan?
Yes, I have a Perkins Loan.
Then you are also eligible for a deferment while you are working toward cancellation on your Perkins Loans.
What will happen if I stop paying while my deferment is not approved?
You loan will be considered delinquent and you might go into default.
Will I be responsible for paying the interest while on deferment?
Yes, you might still be responsible for paying the interest that accrues during the deferment and you can look at the tables below to show when you are responsible for the interest based on loan type.
Do I need to complete the Parent PLUS Borrower Deferment Request?
Yes, you would need to since you are the parent requesting the deferment.
Could I be qualified for a Rehabilitation Training Deferment?