Of course. You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes.
Alright, and what are those credits based on?
Credits are based on your total wages and self-employment income for the year. You might work all year to earn four credits, or you might earn enough for all four in much less time.
How else do I earn credits then? Are there any resources on that?
Yes. You can read our publication, "How You Earn Credits," for more information.
Okay. So how many credits do I need for disability benefits?
Are you eligible for disability benefits?
No, but curious about this.
So, tell me, what happens if I don't reach the minimum amount of credits?