Sure, but first you need to know that there are two kinds of forbearance: general and mandatory.
Alright. What is the general one?
It's applies if you can not able to make our payments, but under certain circumstances. For example, are you having financial difficulties?
Oh, I see. But no, I'm not having issues of that kind right now.
OK. Are having extra medical expenses?
No, not at all, lucky for me.
Alright. And then, there is any change on your job or in employment?
No, not at all.
OK. Are there any other reason that could have influences to ask for a forbearance?
Not that I can mention right now.