You should apply if you are age 65.
Do you plan to delay your benefits when you are 65?
That is the question I need to ask because I think I want to.
Since you want to delay your Medicare benefits then you need to contact Social Security about 3 months before you turn 65.
What happens if I forgot to sign up for Medicare?
All you need to do is read the general and special enrollment period on page 12 of the Medicare booklet and also your Medicare coverage could be delayed and cost more.
Do I still need to sign up for Medicare if I all ready have coverage through an employer?
Yes, you still should check to see whether you need to sign up for Medicare because some health insurance plans change at age 65.
Will other family members or minor children qualify for benefits under my record?
Actually, the value of their benefits added to your own will help you decide if taking your benefits sooner is your best choice.
What if something like an accident occurred?