Do you know that benefits are based on your year of birth?
Yes, I knew benefits are based on my year of birth.
Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.
Does it matter how early or late I get my retirement benefits?
No matter what your full retirement age is you may start receiving your benefits as early as age 62 or as late as age 70.
What happens if I delay my benefits until after full retirement age?
If you wait to delay benefits until after full retirement age you may be eligible for delayed retirement credits that would increase your monthly benefit, which is something to consider.
What are some of the pros and cons to taking your benefits before full retirement age?
The pros of collecting your benefits before full retirement age are that you collect your benefits for a longer period of time.  The cons are that your benefit will be reduced.
What happens if I start benefits early?