Of course. We pay disability benefits under two programs. One of them is the Social Security disability insurance program, which pays benefits to you and certain family members if you worked long enough and paid Social Security taxes. Your adult child also may qualify for benefits on your earnings record if he or she has a disability that started before age 22.
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Yes, the medical requirements are the same under both programs and disability is determined by the same process.
Oh. Does this mean I am not a special case?
Not at all. Studies show that just over one in four of today's 20-year-olds will become disabled before reaching age 67.
Can Social Security support me with my disability?
Absolutely. While we spend a lot of time working to succeed in our jobs and careers, few of us think about ensuring that we have a safety net to fall back on should we become disabled. This is an area where Social Security can provide valuable help to you.
That sounds great. But if I request your aid, do I have to prove my disability somehow?
Whether you apply for Social Security disability or SSI, we ask you for information about your medical condition, work, and education history to help us decide if you are disabled under our rules.
I already thought so. And how exactly is this disability planner going to help me?