Yes, I need to know what other VA benefits and services are available.


The GI Bill gives you benefits to help pay for school or training.


What if I am in crisis as a Veteran?


You can connect with our caring and qualified Veterans Crisis Line responders for confidential help 24/7 for free.


Can I find out if I am eligible for vocational rehab?


If you have a service-connected disability that prevents you from working, then you can find out if you are eligible.


What career and employment assistance could I get?


You can get help through programs that teach new skills, help find a job, start a business, get educational counseling for Veterans.


Is there some type of VA transition assistance?


Yes, VA transition assistance is available as you separate from the military.  You can explore your career options by joining us at Transition Assistance Program briefing.


Is there help for job searching?


Yes, we can help by searching through Department of Labor Search, help with translating your military skills and experience to civilian jobs, and other resources.


Can you tell me how I can get a social security direct deposit?


Of course. Are you already receiving benefits?


No, at least not now.


Are you not currently receiving benefits then?


No, I'm receiving benefits at the moment.


Is it possible to sign up for direct deposit by calling social security?


Yes, you can call Social Security toll-free at 1-800-772-1213 TTY 1-800-325-0778 to sign up for direct deposit.


Can I also sign up directly with my bank?


Yes, you'll have to contact your bank, credit union or savings and loan association.


And what if I don't have a bank account?


In that case you must open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford.


hi i need to know how much will my service member pay for dependent coverage?


will not pay anything. We provide dependent coverage at no cost until the child is 18 years old


What must be done to continue receiving dependent coverage after 18 years?


The child Is a full-time student?


yes


Who is covered?


coverage is for Spouses of service members covered under SGLI and Dependent children of service members covered under SGLI


OK thanks. Another question to ask To request an advance insurance payment for a spouse who is terminally ill?


for this a service member will file an Accelerated Benefits Claim SGLV 8284A and Download SGLV 8284A PD


How to report the death of a family member covered by the policy?


a service member would submit a SGLV 8700 Family Member Death Report and Download SGLV 8700 PDF


and if a death occurs in the family or a difference happens if any of that happens?


If any of the aforementioned events happen, you, as the spouse of the service member, become solely responsible for all aspects of the policy, including premium payments.


Hello there, I have some questions about the loan simulator.


Do you know what you need to do to get the most realistic results?


No, I'm aware of that.


Where can I learn more about the calculations of the simulator?


You can learn more about Loan Simulator calculations on our website.


I'll check it out later. Is there a way I can help with improving this tool?


Yes, you can contact us to share your feedback, ask questions, and request new features.


Can I share the loan simulator with others?


Of course, we invite you to share this tool with friends and family.


Oh, before I forget it: how do I get the most accurate results?


Provide complete and accurate information when using Loan Simulator. Keep in mind, this tool can't predict your future payments with 100 % accuracy.


Is there a listing of the TOS for a MyDMV account?


There is a listing of 48 Terms of Service for a MyDMV account.


Are you registering for an account on MyDMV?


I am trying to register for an account but I don't see where to enter a password.


When you register for an account you will be sent a temporary password by e-mail.  You must use that temporary password to complete the rest of the registration process.


Who created MyDMV?


It was created by the New York State Department of Motor Vehicles DMV in cooperation with the New York State Office of Information Technology Services.


Can I gain access to MyDMV using my passwords for other NYS agencies?


If you have registered to gain access to use secure web applications at another NYS agency, you can simply sign in using the same Username and Password.


Why does MyDMV validate my identity?


That process is designed to protect the security of your identifying personal information.


What happens if MyDMV is unable to verify my identity?


If MyDMV is unable to verify your identity you account will be deactivated and thereafter access to applications and on-line services will be denied and the account will be locked.


What do I need to do to be permitted access to use DMV's secure web applications?


You will be permitted access upon validation of your identity.


hello I need information about Fees for a learner's permit and driver's license


The fee for your first New York State license or driver's license, or a new license or permit after a revocation, depends on your age when you apply and where you live.


do you live in the MCTD?


do not


Do you want to know the MCTD rate of the Metropolitan District of Public Transportation?


Do you know the document fees?


know the fee for the type of license see driver's license classes?


Yes


What do I do if you changed your New York State driver's license for a driver's license in another state?


Attach a photocopy of your out-of-state driver's license to form MV-215mail the form and required documents to the address on the form  allow up to 12 weeks for refund to process


What information is there about the MCTD Rate?


Residents of these counties must pay an MCTD fee from the Metropolitan Public Transportation District


I have questions about applying for retirement benefits.


I can help you with that. You can apply by phone at 1-800-772-1213 from 8:00 a.m. to 5:30 p.m. Monday through Friday.


Are you interested in applying by phone?


Yes.


How will I receive a response if I apply by phone?


Once you apply, you should receive a letter in the mail explaining whether you are approved or not.


Will you be including information about other family members when you apply?


Yes. My husband.


In that case, we can let you know if your husband is eligible for benefits, as well.


Is it possible to check the status of my application?


Absolutely. You can check the status of your application online using your my Social Security account.


Are you able to go online?


Yes, I can.


Great. In the event that you are not able to check the status online, you can also call us for the information at 1-800-772-1213 from 8:00 a.m. to 5:30 p.m., Monday through Friday.


Hello, I would like you to help me know how to apply for retirement benefits.


Of course Applying online is the easiest way to complete your application in a time that works for you, without having to go to the Social Security office. You can also file an application over the phone or at a Social Security office. This section will inform you about the different options.


Do you want to apply online?


no


Do you want to apply at your local office?


yes


It is important to know that you can do most of your business with Social Security online.


And how can I do if I can't use these services online?


If you can't use these services online, your local Social Security office can help you apply. Although our offices are closed to the public, the employees of those offices are helping people over the phone.


and what are you going to do when I complete everything?


Once you have completed everything, we will ask you to confirm that your answers are true to the best of your knowledge.


And how will you know when they make a decision?


You will receive a letter in the mail with our decision


Hi there. Need some info about the retirement thing, please.


Sure. Do you mean a Government Pension Offset?


Yeah, yeah, that's the one.


Perfect.That GPO refers to a pension that you'll receive for your work but is not covered by Social Security, that would be in the case of government employment. Is that your case?


Yeah, that's me.


Right. In that case, you must know that any SS benefits you may be eligible to receive on your spouse's record may be reduced.


Um, ok, didn't know that. Well, i'll deal with that. In any case, can you tell me what happens if i'm eligible for benefits and i happens to know my spouse's estimate?


A moment. IN that case, you'll need to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age.


I see. i'll get to it asap. Say, is there a way to get a more precise estimate about the pension i could receive?


Sure. If you want to know a more precise estimate, do as follow: Find and enter the estimated gross monthly amount you'll receive and not covered by Social Security. Then enter it on calculator. Be aware you must use your most recent estimate to determine your future benefit.


Wow, that's a lot information to handle. It is possible for me to get more personalized help?. I was wandering about retirement before full age, for example.


No problem. Just look for our toll free numbers to get more help or contact your local SS office.


All right, i'll keep that on mind. Well, a last question, then. If i go under the GPO, what i need to estimate future benefits?


You'll need only two things: The estimated gross monthly amount of your pension from your job not covered by Social Security, plus the estimated amount of your Social Security benefit as spouse, widow or widower. That would be before the effect of GPO.


please show me information about VADIP


The VA Dental Insurance Program VADIP offers discounted private dental insurance for Veterans and family members who meet certain requirements .


Why might I want to buy private dental insurance through VADIP as a Veteran?


Others may be eligible for free care for some , but not all , of their dental needs .


Am I eligible for the VA Dental Insurance Program?


You may be eligible for VADIP if either of the below descriptions are true for you


what are the requirements to be eligible


A Veteran who 's enrolled in VA health care


yes, i am a veteran enrolled in VA health care


you can buy a VADIP plan if you want added dental insurance


How long can I keep this dental insurance?


we 're allowed by law to continue this program until December 31 , 2021


give more information


Find out if you 're eligible , and how to enroll in a plan that meets your needs and budget


Can you tell me what is involved with getting an Escort driver Certification?


Do you have a need for an escort driver certification?


Not at the moment, no


Are you looking to find out what the qualifications are for providing escort driver services?


Yes, that's exactly what I'm looking for


Do you want to qualify as a certified escort driver?


Yes please


In order to qualify as an escort driver, you must be 21 years or over, have a valid state drivers license and you must pass the Escort Driver's Certification Test


Can I complete the Escort driver Certification test at any office if they provide this service?


Every office that provides the certification test will have it indicated in the "Office Hours" area for that particular office


I'm trying to get my NYS CDL and I want to know how to get a military skills test waiver.


Does your military experience including driving commercial vehicles?


Yes, it does.


Excellent. You can apply for this waiver at the same time you apply for your NYS CDL.


Are there any other requirements to obtain the waiver?


Yes, you must currently have a valid New York State driver license and meet all other requirements needed to qualify for a NYS CDL. If you have a valid out of state license, this can be exchanged for a NYS driver license.


How do I apply and what do I need?


You'll need to bring the completed waiver and other identification documents to your local DMV office to apply.


What do I need to prove that I have operated a CMV of the same type that I'll be operating?


You must prove that you have operated this CMV for at least 2 years before the application date, if you are still in active service, or the date you were discharged from the military.


So, after I meet all these requirements, I get my CDL?


Yes, you are correct. After requirements are met, you'll be issued your CDL. The class, endorsements, and restrictions on the CDL will depend on the type of CMV you operated while in the military.


Hi. I'm in military active duty and I'm worry that my NY State driver license expires while I am on active duty.


Of course. The NY state law automatically extend license privileges throughout active military service for up to 6 months after discharge or separation.


Was your NY State license valid at any time during your military service?


No, I think it wasn't.


This could be a problem?


If your license wasn't valid, then it can be renewed.


Is that some kind of law?


Yes, is a executive order no. 2 by governor andrew m. cuomo.


But this apply to any kind of military service?


Apply for new york state military personnel returning from active military service related to the war on terrorism and military action in iraq.


Do I have to do anything or just wait until I return?


It is suggested that military personnel file a notification of military service MV-75 to ensure that the license record is not purge once the expiration date has passed.


who will give me the money for school?


Did you want to know who distributes your financial aid?


yes


The school will pay out your aid


how will I get it?


It depends on the type of aid you receive


can you also help me with signing a loan agreement?


Yes, we can help you Complete a Master Promissory Note


can you help me compare aid and see what is best for me?


yes, we can help you review schools' financial aid packages


can you help me get it all done?


You have already accomplished the most important task by submitting the Free Application for Federal Student Aid form. We can help you with what you need to do next.


Can I mail the paperwork?


Did you complete the form?


I don't have the application.


Do you have the mailing address?


No, can you give it to me?


What is your location?


I would like to receive it by standard mail.


Express mail would be quicker, would you like to use it?


No, I'm not in a hurry.


How will I receive the title?


You will apply at the DMV, and it will be mailed to you.


Can I apply for just the title?


Yes, just select title only and follow the instructions.


Hello there. I'm looking for information about benefits planning, specifically retirement, please?


Sure. Do you want to know about a Government Pension Offset?


Yes, please. I would like to have the information.


This pension is for those who will receive a pension for work not covered by social security. Is that your case?


No, now i heard the explanation, i think it's not my case.


Well, i guess i have to be sure about what i'm looking for. Anyway, another question, lets say i am eligible for a retirement benefit on my own, but i do have a benefit based on my spouse's earnings, that will have any effect on mine's?


Yeah, it will. If there is a higher benefit, this will also affect your benefits as a spouse, widow or wdower.


Ok, ok. Look now, what would be my spouse's benefit if she is already receiving benefits?


If that's the case, you'll have to ask your spouse what its benefit would be if it started at full retirement age. Then, you'll have to divide that on half, rounding it to the nearest dollar. That would be the benefit.


And what about if i want to retire before the normal age? Would be any effect?


Sure, there will be. If you retire before normal age of retirement, then your benefit amount as spouse will be reduced and could be up to 30% of reduction. That percentage is based on your date of birth.


Hey good morning, how you doing?. Say, the other day i heard something about co-op training program. Could you tell me about it, please?


Hi, and welcome. A co-op training program refers to a college or university program that lets you get a full-time work experience in between periods of going to school full time. With those, you may be able to get help paying for some of your cost like books, tuition and housing if you're part of a co-op.


That sounds awesome. what should i do to get that?


Well, for that, lets do a little fact check, shall we? Are you using VA educational assistance?


Yes, i'm using that.


Good. Now, are you enrolled at an approved institution of Higher Learning or IHL?


Oh yeah, i am.


Are you in an educational program that requires part-time study and part-time work or training?


No, not at all on that last one.


Then sorry, but you can get these benefits then.


Oh, that's bad. Well, just to be sure, and to tell others. This program may help someone to pay part of its college or university costs, isn't?


That's correct, it may help you on that.


And who is covered by that program, please?


Just veterans are covered until now.


Hey, can you tell me something about my retirement benefits planner?


Of course. Did you apply for retirement benefits or Medicare?


No, I haven't applied yet.


Do you want to know about the application process?


No, sorry. That's not what I wanted to know.


Would you like to learn about other retirement planning websites then?


No, I don't want to.


Let ME ask the questions, please. I think this way it's going to be easier. I recently came across the employee benefit research institute, is that a website you'd recommend?


Absolutely. The Employee Benefit Research Institute is an officially listed resource.


So it's reliable, I see. One more question regarding the application. Do the benefits start right when I apply or how does it work?


It depends, you may be able to start your benefits in the month you apply. You should apply for benefits no more than four months before the date you want your benefits to start. Benefits are paid the month after they are due.


Hey, how you doing?. I need to get some info about VA insurance claims decisions?


Have you marked your calendar from revision's date?


No, i haven't.


It doesn't matter. Can you tell me what happens if i file a supplemental claim?


Well, if you do that, you would be adding new evidence that supports your case or identify new evidence for review. Then it would be reviewed to determine if the new evidence changes the earlier decision.


Umm i guess that makes sense, huh?. What if i need help with something related to this?


Don't you worry. You can enlist the help of a VA accredited attorney or agent to help you request a decision review.


That applies even if i request a Board Appeal?


Yes. Remember you can request a Board Appeal after an initial claim, a Supplemental Claim or Higher-Level Review decision. But remember also, that you can't request two Appeals in a row.


Oh,  i see. I'll have to keep that in mind. What can you tell about the decision aftermath?


If the decision doesn't please you, you can file a supplemental claim. You may also appeal to the U.S Court of Appeals for Veterans Claims.


Oh, that's interesting. Can i request a Board Appeal then? No problem there?


Absolutely, no problem. As said, you can request a Board Appeal after your initial claim. But again, you can't do that in a row of two.


Hello, I'm here to get information about the GI Bill.


Of course. You can learn about GI Bill eligibility requirements and find out if you can get these benefits. VA education benefits can help you pay your tuition, pick out a school, choose a career, and more.


Great. Can I get benefits through the GI Bill as a former soldier then?


What about the Montgomery GI Bill?


Yes, you can get benefits through MGIB-AD if you served at least 2 years on active duty and you meet all of the requirements listed below.


But can I also get veteran education benefits through it?


Yes, you may be eligible for benefits through one of our 2 Montgomery GI Bill programs.


And what conditions do I need to fulfill for the Montgomery GI Bill for reservists?


Have you agreed to serve 6 years in the Selected Service?


No, not 6.


I'm afraid that you can't get benefits through MGIB-SR then. Sorry.


But I might still qualify for another GI Bill, right?


Correct, you may be eligible for benefits through one of our 2 Montgomery GI Bill programs.


hello i would like to get information about Eligible Repayment Plans


Eligible payment plans include all income-driven IDR payment plans that base your monthly payment on your income.


and what are the qualified payments?


Although the payments made under the Standard 10-Year Payment Plan are qualified payments, you would have to switch to an IDR plan to benefit from the PSLF.


and How should I send the PSLF forms?


Submit the completed form, with your employer's certification, to FedLoan Servicing, the federal loan servicer for the United States Department of Education for the PSLF Program. You can mail the form to this address:


FedLoan Servicing Already Your Administrator?


yes


You can upload your PSLF application or Employment Certification Form on your website.


and who will certify my employment?


Often it will be someone from the human resources department, although in some cases your direct supervisor or someone else may be authorized to certify your employment. Check with your organization to see who can certify your Employment Certification Form.


What if you don't regularly submit the Employment Certification Form?


then, at the time you apply for forgiveness, you will be required to submit an Employment Certification Form for each employer where you worked while making the required 120 qualified monthly payments.


iyiugygoiuoi


Sure, you just need to see if you are eligible for something like that.


Great. This also applies for the perkins loan teacher cancellation?


Yes, but you need some requirements, do you know which are?


I'm not so sure about them.


OK, no problem. You know if you are considered as a teacher?


Yes, I think I do.


That's something you need to have clear, you can be considered as a teacher if you are a school librarian or guidance counselor for elementary or secondary school students.


This also includes supervisors, administrators, researchers or specialist?


In that case, at least you provide direct and personal educational services to students, you won't be considered as a teacher.


So, is mandatory a field of expertice?


Yes, is very important that most of classes taught must be in a particular field of expertice.


What other websites can I view


Benefit Eligibility Screening Tool BEST to help identify other Social Security programs for which you may be eligible The Employee Benefit Research Institute


Was your pension plan terminated?


no


what information doI need to supply?


Please be ready to supply the information we need to approve your application for these benefits


I am not ready to retire, does that affect anything?


If you are not getting Social Security and you are not ready to retire ,  you should still use our online retirement benefit application to sign up for just Medicare three months before your 65th birthday


Can I apply online?


yes


do i need direct deposit?


For details on where to write in your state , check  Also bring along your bank information so you can sign up for Direct Deposit


Hello I need information about the Claim Process


Has a complaint been filed against you?


do not


and your complaint is not resolved with the CSR?


Yes


If the complaint is not resolved with the CSR, the case will be sent to an AFI Automotive Facilities Inspector for a formal investigation.


and what happens when Vehicle Safety starts the hearing process?


When Vehicle Safety begins the hearing process, you may be offered the opportunity through a "hearing waiver" to admit the charges and pay a specific monetary fine and / or accept a suspension.


If I choose to appeal?


If you choose to appeal, you have 60 days from the date of the administrative judge's decision to file the appeal of the DMV hearing determination in PDF [2] AA-33A, which must be accompanied by the applicable filing fee.


What if I have a Complaint against my business?


The New York State Department of Motor Vehicles DMV regulates all New York State repair shops, inspection stations, dealers, vehicle dismantlers and other related businesses.


can you give me details of Types of Veteran ID cards


There are many types of identification cards you can use to show you re a Veteran .  You only need to have one of them for this purpose


What more benefits does it have?


Learn about the different types of VA ID cards and other Veteran ID options


can you give me details of Veteran ID Card


A Veteran ID Card VIC is a form of photo ID you can use to get discounts offered to Veterans at many stores , businesses , and restaurants


What I need to know For both types of DoD cards


you ll need to either be a sponsor or have a sponsor


tell me the questions i must answer


Served on active duty , in the Reserves , or in the National Guard including the Coast Guard


yes


Received an honorable or general discharge under honorable conditions


not


No, you may be able to get the benefits if you do not meet the requirements


can you give me details of Department of Defense Identification Card


A Department of Defense DoD Identification Card is used to show your military status and to get access to services at military bases


How do I get VA Home Loan Benefits?


We need to look at the best loan type for you.  There are different types.


Does Veteran Crisis assistance cost anything?


This service is free, private and available 24/7.


Will I have to pay  fee for a VA Loan?


We will determine if you have to pay.


What about grants for Veteran Housing?


We do have grants for servicemembers with a service-connected disability.


Do you need assistance with other VA benefits or services?


What other benefits are available?


Disability compensation pay is available


Is there help for my VA backed loan in case of a natural disaster?


Yes, assistance is available and we have a guide for it.


When will I know if I have to pay a funding fee?


there are guidelines that determine this.


hello I have some questions


Sure I will be happy to help


Do you work now?


no


How Much Can I Earn And Still Get Benefits?


If you are younger than full retirement age and make more than the yearly earnings limit  your earnings may reduce your benefit amount


What if I am younger than the full retirement age?


If you are younger than full retirement age and make more than the yearly earnings limit


If you are younger than full retirement age and make more than the yearly earnings limit ,


your earnings may reduce your benefit amount


do you deduct if we are under the full retirement age?


If you are under full retirement age for the entire year , we deduct $ 1 from your benefit payments for every $ 2 you earn above the annual limit .


Hello there. Can you please explain the escrow amount definitions to me? I could use some guidance on them too.


Of course. The DMV requires a minimum escrow amount of at least $ 200 for search accounts. We recommend that you keep enough money in the escrow account to cover 2 months of transactions.


Do you want to change your escrow amount?


Yes, that is one of the things I wanted to do.


Then you must send a request to DMV Revenue Accounts on your letterhead. The request must be signed and dated and include the account number.


Alright, I'll do that asap. What about drop-off payments?


Do you NOT use ACH?


Yes, I don't use ACH. What about it?


In that case the fastest way to submit a payment is at the DMV Revenue Accounts Drop-box. The Drop-box is located at the DMV Customer Service Counter on the first floor of the Swan Street Building in Albany. Any check or money order dropped off by 3:00 pm will be entered into the escrow account that day.


That's good to know. By the way, what DMV products can I use my escrow account to pay for?


Your escrow account can be used to pay for copies of motor vehicle accident reports by mail-order or bulk order driver license record abstracts, for example.


Can I add money to my escrow account by email too?


Yes, simply use [ email protected ].


I need a new card. What documents do I need?


The documents you need will vary based on your immigration status.


Do you know your U.S. immigration status?


No, I do not.


What do I need if I'm a foreign worker?


You will need to show us your I-94 Arrival/Departure Record or an admission stamp in the unexpired foreign passport showing that you have been permitted to work.


Can this document also be used to prove my identity?


Yes, we may be able to use this document to prove both your immigration status and your identity.


What if I'm not legally authorized to work?


Those who are not authorized to work in the U.S. can still apply for an Individual Taxpayer ID Number from the IRS. You can apply for this at your local IRS office or by calling 1-800-TAXFORM and requesting a Form W-7 Application for IRS Individual Taxypayer ID Number.


Am I eligible for any services without having a Social Security number?


Yes, noncitizens do not need a SSN to obtain a bank account, register for school, apply for educational tests, obtain private health insurance, apply for school lunch programs or subsidized housing.


hi can you help me with retirement planning


Planning is the key to creating your best retirement. You will have to plan and save for years to reach your retirement goals.


Do you know that many factors affect retirement planning?


no


How can I Estimate my benefits?


The Retirement Calculator within my Social Security allows you to obtain personalized retirement benefit estimates based on your actual earnings


What if I don't want to create a my Social Security account?


We have other tools and resources to help you estimate your benefit amount. Visit the Social Security Calculators page for more online and downloadable calculator options.


Can I be working, applying for retirement, or both?


Social Security Credits


And can I continue working if I receive the benefit?


Hello can I get my letter online?


You are asking how to get your letter online, correct?


no I am not


what is the letter?


The benefit verification letter , sometimes called a benefits letter , or a Social Security award letter , serves as proof of your retirement , disability , Supplemental Security Income SSI , or Medicare benefits


what does the letter include?


how do I log into my social security count to get a copy?


Creating a free my Social Security account takes less than 10 minutes , lets you download or print your benefit verification letter , and gives you access to many other online services


I have more questions


If you have questions or need help understanding how to request your benefit verification letter online


what does the letter prove?


It serves as proof of your retirement , disability , Supplemental Security Income SSI , or Medicare benefits


How do I exchange my out-of-state drivers license if I have just moved into this state?


You must exchange your license from your prior state within 30 days of moving here and now becoming a resident of our state of New York.


Does that thirty day rule still apply if I have moved here from a province of Canada?


It does.


What is the procedure for the exchange of licenses at the DMV?


You will need to pass a vision test or bring a completed Eye Test Report with you.  You will then surrender your old license along with providing proof of identity.


Will my adult son also need a New York state drivers license if he is only coming here to study at the university?


Is he going to be considered a resident of New York state or is he going to maintain an address of residence elsewhere?


He is not going to claim residency in the state.  His residency will remain in Canada between semesters and after completion of schooling.


Does he possess a Canadian drivers license that is current?


He does not.


can you give me details of Foreign programs


Do you plan to study in a foreign school?


not


tell me the questions i must answer


Usted es elegible o ya recibe asistencia educativa de VA como veterano, miembro del servicio, reservista o dependiente calificado


yes


We ve approved your program


Your program is at an institution of higher learning where you ll earn a standard associate s degree or higher , or a degree of equal value at that foreign school


No, you may be able to get the benefits if you do not meet the requirements


Can I use the DMV Road Test System to obtain my CDL?


Yes, you are able to schedule a CDL test online or by phone.


How long will it take to receive my driver license in the mail?


It will take about 2 weeks for you to receive your photo driver license in the mail.


How do you pay for additional tests if you fail?


You can for additional tests either online or by phone.


What would cause a test to be cancelled?


A test can be cancelled for various reasons including bad weather or road construction.


Am I able to cancel my test?


You are able to cancel your test either by phone or online.


No, I do not need to reschedule my test.


Can I pay additional fees over the phone?


You are able to pay for additional fees over the phone.


If I'm under 18, how long do I have to have my learner permit before I can schedule a road test?


You must wait at least 6 months from the date you received your permit before you can schedule a test.


id like to register a moped


is it a limited used moped?


no a regular moped, it has 2 wheels and moves around 50mph


does it have 3 wheels?


i have a document i can bring to an office


i have a manual and a license


i am in the UK where do i bring my documents?


i can see your local office to bring them and will share the address


can i still use my moped without my documents?


you are still able to use your moped just bring the documents to us to copy and have on file


i will also bring proof of insurance and my id card


if your insurance is up to date there will be no issues


i have full insurance and full drivers permit


i look forward to seeing you with your relevant documents


Hello I need information about the Disability Determination Process


Disability Home


How can I request benefits?


You can apply for disability benefits online, or if you prefer, you can apply by calling our toll-free number, 1-800-772-1213.


When should I apply?


You must submit a request as soon as you disable.


do you want to request?


do not


What other publications can give me more information about disability benefits?


Among the existing publications is the Disability Starter Kit to help you prepare for your disability interview or online application. The kits are available for adults and for children under 18 years of age.


and how can I request an audio disabled person?


People who are deaf or hard of hearing can call our toll-free number "TTY", 1 - 800 - 325 - 0778, from 7 am to 7 pm, Monday through Friday.


can you give me details of The "Consumer's Bill Of Rights"


Pursuant to the Repair Shops Act, you have rights


do you want to know the rights?


yes


the repair shop must give you a written estimate of the parts and labor necessary for each specific repair . The shop may charge a reasonable fee for developing a written estimate , but the labor charge for an estimate may not exceed the shop 's usual hourly labor charge . The estimate must list each part and its cost , and show what parts , if any , are either used or not of original quality .


If the shop prepares a written work order?


it must give you a copy


What Happens my Your Complaint?


A DMV customer service representative will try to resolve the problem by discussing it with you and the shop . About half the complaints received by DMV are resolved through mediation . If the repair problem is n't resolved, your complaint will often be referred to a DMV regional office for investigation


If a hearing determines there were violations?


it's not my case


you receive a court settlement or one is pending?


restitution through DMV is not available .


When repairs are completed?


the shop must give you a detailed invoice listing each repair done , each part replaced , the cost for each , and the cost of labor . The invoice must show which replacement parts , if any , are used , or not of original quality . It must show the odometer reading at the time you left the vehicle for repair and when the invoice was prepared


Hello I need information about how to renew a business license or registration


want to know the important notes for distributors who want to renew online?


do not


Do you want to renew online?


Yes


What if the landlord was convicted of a felony or misdemeanor?


If a company owner, partner, or officer who owns or operates the facility has a felony or misdemeanor conviction or loses since the facility's last certificate renewal,


Could you help me acquire a Social Security Card for my daughter who was born in Dubai?


Yes I can. First off we need to prove her citizenship with an official document.


Do you have your child 's foreign birth certificate?


Yes I will soon.


If it is not available other documents such as your child 's passport or a document issued by DHS as evidence of your child 's age could be considered.


Do I parent need to prove that I'm her parent?


Yes you must show us a U.S. driver 's license or a State - issued non - driver identification card.


Do I need the original birth certificate?


Yes an original document or a copy certified by the agency that issued them.


Do you accept a Certification of Report of Birth DS-1350?


Yes that is acceptable.


I should receive her original birth certificate from the consulate in 1 week, is that okay?


It may be presented either now or if you can get it within 10 days of application.


Hello,. The other day i heard that you are using some virtual assistant. I would like to use it, could you guide me where to access for that?


Certainly, i can direct you. However, is just to inform you that Aidan, our virtual assistant, in right now on a beta phase and so, is only available for some selected users logged into their accounts.


Do you wanna know if you're one of those selected few?


Yeah, i would be delighted to check that out. How can i be sure?


Well, first you must be logged in. Then, in your dashboard, you must look for an owl icon in the bottom right-hand corner. That will be Aidan's app. That would be visible on your desktop or mobile version.


So, all i have to do is to check if that owl-like icon is there, isn't?


That's all you have to do and anything else.


All right, i'll have to log in then and see if that little owl is there. Umm, Aidan looks like any chat service, so my written exchanges with it, will be kept by the app?


Absolutely. In order to constantly improve Aidan performance, their quality assurance and maintain an accurate log of your request to us, Is necessary to keep a record of your conversations with Aidan.


Well, that's very direct. I guess i will have to watch it over. See, you said that should be looking for an owl icon but, what if that little buddy isn't there?


If you don't see Aidan's owl-like icon, then don't be sad. Just check again in the near future and see if you have been selected by our expanding beta.


O.k, i really hope i'm one of the few. Now, something i should have had to ask something simple, What is Aidan's purpose?


The primary goal of Aidan is to answer questions about the federal student aid, using advanced technology and natural language processing.


Can you explain to me what the Student Aid Report is?


It is a review of your FAFSA information to make sure it is correct and complete.


Can I use my email to get a SAR from FAFSA?


Yes, you will receive an email if you provide a valid email address with instructions on how to access an online copy of your SAR.


What information does my SAR contain if my application is complete?


If you application is complete, your SAR will have an Expected family Contribution will display in the upper-right hand corner.


If my application is incomplete what will my SAR report show?


If incomplete your SAR report will not show the EFC but will tell you what you need to do to resolve issues.


What should I do with my SAR?


Did you review it carefully to be sure everything is correct and complete?


No, I have not looked over my SAR yet.


Do you sell our personal information to companies without our consent?


We do for a fee. That includes contract sales, a pay-per-search, and over-the-counter.


Would you like to know if your information is being sold under contract sales?


Yes, I would like to know if my information is being sold via contract sales.


We sell registration and vehicle data every two years and the information can only be used for purposes such as warranties or safety recalls.


What happens if insurance companies cannot access my information through their searches?


The insurance company would need you to seed them a copy of your driver record in order for them to send you a quote. This makes it harder for customers to get affordable rates.


How will I be made aware of any safety recalls on my used car?


Manufacturers will be able to contact you about safety recalls by the data they have through their DMV contract sales program.


How are insurance companies able to provide quotes so quickly?


They can provide quick quotes because they are able to quickly and easily access your driving records.


Is contract sales legal?


Contract sales are legal. They follow New York State Law and federal law.


Is anyone able to access the pay-per-search feature?


Yes, to access pay-per-search you must apply at the DMV and sign an agreement form which must then be verified and approved.


what are the benefits of CHAMPVA


Are you the spouse or surviving spouse of or a child of a Veteran with disabilities or a Veteran who has died ?


not


does not qualify for TRICARE, the Department of Defense health care program for active duty and retired members and their families


correct I do not belong to the Department of Defense health care program for active duty and retired members and their families


Can I get health care through CHAMPVA?


he spouse or child of a Veteran who s been rated permanently and totally disabled for a service - connected disability by a VA regional benefit office


The surviving spouse or child of a Veteran who died from a VA - rated service - connected disability


yes


you can get medical care through CHAMPVA if you qualify for TRICARE


When do I report the death of my spouse that I am getting venefits from


You can visit the local SS office if you are getting benefits on your spouse


Yes I am getting benefits on my deceased spouse


Are you getting disability or retirement on your own record?


no


We will check to see whether you can get a higher benefit as a widow or widower .


Do I need to apply for survivors benefits?


Only if you are getting retirement benefits on you own record so this is n/a to you


So I don't need to report the death?


We 'll automatically change any monthly benefits you receive to survivors benefits after we receive the report of death .


Do I need to file an application for survivors benefits?


We 'll automatically change any monthly benefits you receive to survivors benefits after we receive the report of death We may be able to pay the Special Lump - Sum Death Payment automatically


What documents do I need to apply


Widows / Widowers or Surviving Divorced Spouse 's Benefits


Hey, good morning, how yo doing. Look, i need to know some things about a possible effect on my disability payments for other payments, could you help me?


That would apply if you are receiving other government payments. Are you currently receiving any of those?


No, i'm not receiving any of those right now.


What can you tell me about being of low income and receiving medicare?


Well, if you are a individual in that scenario, you certainly could be eligible for an Extra Help with Medicare Prescription Drug Plan Costs.


Well, that would be useful. do you have any other place i can ask for more information about medicare coverage?


Sure. You can use Medicare toll free number. There you can talk with a medicare representative.


I'll make sure to get it. After what period can i be eligible for Medicare Coverage? And what can offer me Medicare?


Well, if you have been receiving disability benefits for at least two years straight, you get automatically enrolled in Medicare. That means you get signed up in hospital insurance and medical insurance, which can help you to pay some of your medical expenses plus receive some medical follow up.


I'm totally interested in that, how i could know more?


For that, use Medicare toll free number, and you'll be able to talk with a Medicare representative.


Looking for information on my ID


Who might this be? You or for someone else?


I had my father die and want to make sure everything in his estate is taken care of.


You would need to provide a certificate of death as well as anything else to ensure no ID theft is taking place, though I am sorry for your loss.


If I do that, can I get the title of his car transferred to me?


There is a checklist you can go through to make sure you have everything you need, please reference that.


Do I have to surrender his plates when I do this?


You can, although you may be eligibile for a refund if you meet the pre-reqs for it.


You need to make sure the estate is settled, though, before you begin this process.


It is currently ongoing, we''re waiting on the executor to finish the will.


I would then refer you to the DM Accounting Unit.


What if I have more questions about this than just fees?


If they have outstanding tickets or fees, you may or may not be liable for them if you take over the registration. Please check with the appropriate department to determine this.


Is their number (518) 474-0902?


Yes, that number will connect you with one of the departments you need to speak with.


What does Federal student Aid Acquisitions do?


Federal Student Aid Acquisitions plays an important role supporting Federal Student Aid's needs and program objectives.


What is it the Federal Student Aid Acquisition responsible for?


They are responsible for making sure they are efficient, in compliance with laws, regulations, and Executive Orders.


What does FSA rely on?


FSA relies heavily on information technology to support complex business process.


Where would I find acquisition notices and contract solicitations?


Active acquisition synopses, contract solicitations, and other info are available at FedBixOpps; which is the US Government's only point-of-entry for federal business opportunities.


What if I have questions about Federal Student Aid's Acquisition doings?


Go ahead an e-mail FSA Acquisitions.


Is there a way to contact them?


Do you have questions for Federal Student Aid's Acquisition activities?


No, not at this time.


can you give me details of VA Individual Unemployability if you can't work


If you can t work because of a disability related to your service in the military a service - connected disability


that's my problem i have a service related disability in the military


you may qualify for what s called Individual Unemployability . This means you may be able to get disability compensation or benefits at the same level as a Veteran who has a 100 % disability rating


ok tell me the requirements?


You have at least 1 service - connected disability rated at 60 % or more disabling , or 2 or more service - connected disabilities with at least 1 rated at 40 % or more disabling and a combined rating of 70 % or more


not


unable to obtain disability benefits does not meet requirements


How do I get these benefits?


You ll need to file a claim for disability compensation you ll have to provide evidence supporting documents like a doctor s report or medical test results showing that your disability prevents you from holding down a steady job . We ll also review your work and education history


you must submit an application


that other than the request


you ll have to provide evidence supporting documents like a doctor s report or medical test results showing that your disability prevents you from holding down a steady job


Can you explain to me what VA Vocational Rehabilitation is ?


First off, do you have a service-connected disability that limits your ability to work or even prevents you from working?


Yes, I am not able to work because of a service-connected disability.


The VA Vocational Rehabilitation and Employment program will be able to help you and you can find out if you are eligible.


Can family members of service members and Veterans get help with these resources?


Yes, dependent family members can get counseling services, training, and education benefits.


How can I access VR&E?


You can contact VR&E through Integrated Disability Evaluation System or IDES if you are wounded, injured, or become sick during your service time and can't perform duties.


Are there any more resources I could use at this time?


You can use VetSuccess on Campus and find out if our counselors can help you transition from military to college life.


What is available through VR&E?


VR&E programs for service members and Veterans Explore help you learn new skills, find a new job, starting a business, and getting educational counseling or returning to a former job.


How can I find out if I can get VR&E benefits and services as a service member?


Yes, you can find out if you are eligible.


Hello, what benefit do I have if you do not have financial aid?


Schools must provide their students with a way to obtain their books and supplies by the seventh day of the period.


Should the school participate in the program?


It is noteworthy that you are eligible for the disbursement, that is, the payment of your financial aid.


How the refund process is carried out.


At first you will have a credit balance as long as the financial aid is approved.


Does financial aid apply to tuition, fees, and other school fees?


Remember that the schools that participate in the program must provide some things to the students.


I imagine that everything depends on the materials that are needed during the course?


Sure, you can look for options to lower the costs of your books.


What about schools that do not use the traditional system ?


In this case, you should be awarded your grant or loan money at least twice


How do I begin this process?


I will be glad to help you with that. To begin, let me explain some things.  One of our most important responsibilities is protecting your investment and personal information


To begin this process, how do you protect the privacy of your identity?


I am not sure, do you have any ideas for me?


How do I tell a real email from social security department from a fake one?


Good question! Most emails from Social Security will come from a .gov email address


an you explain what phishing is?


Phishing is the practice of using social engineering techniques over email to trick a recipient into giving personal info


What is the process?


Yes we are using a new process.


Are there other tools I can use to learn about phishing?


One way is to keep your browser up to date


I want to register to vote but don't know if I can vote in NY


Are you trying to figure out if you are eligible to register to vote in New York State?


yes


To register to vote in New York State you must be a U.S. Citizen, be 18 years old by the end of this year, not be in prison or on parole for a felony conviction, and not claim the right to vote elsewhere


I fit all of those, so how can I register online?


Yes, to register to vote online you will need your NYS Driver License, Permit or Non-Driver ID, and Social Security Number


are there other requirements that may come up as I'm registering that may keep me from getting registered successfully?


You can look at the full voter registration requirements listed on the New York State Board of Elections website so you get no surprises


will I be able to make changes to my info so it is up to date?


If DMV's records do not reflect your current name or address, or date of birth or gender, you must first correct this information before processing an online Voter Registration Application


how do you do the signature online?


When you agree to the New York State Department of Motor Vehicles Attestation in the voter registration application you authorize DMV to send the Board of Elections your digital signature we have on file from when DMV issued your Driver License, Non Driver ID Card or Learner's Permit. Agreeing to the attestation is the legal equivalent of a handwritten signature.


I need your advice. I haven't received any financial aid yet, but I need to pay for textbooks. How am I supposed to do that without any money?


Are you part of a school that participates in a federal student aid program?


No, I'm not.


What happens if my school offers me financial aid?


Well, sometimes money is left over after your aid is applied to your tuition, fees, and other school charges. This remaining amount is called a credit balance.


How can I save money when it comes to materials available at my school?


You may have several lower-cost options to obtain your books at your school.


Yes, I'm aware of this.


Are you eligible for disbursement i.e., the payment of your financial aid 10 days before the term begins?


Yes, I am.


Will you also have a credit balance i.e., money left over after your financial aid is applied to your tuition, fees, and other school charges as applicable?


Yes, I will.


In that case schools that participate in federal student aid programs must provide a way for you to obtain your books and supplies by the seventh day of the term.


That's great! What if my course uses a hard-copy textbook though?


Then you should consider buying a used copy or renting your textbook from a bookstore or online.


hello I need information about the Fry Scholarships


Clear Learn about the Marine Artillery Sergeant John David Fry Scholarship Fry Scholarship, a scholarship for children and dependents of veterans.


If my father was an active duty member who died in the line of duty in 2005 I am eligible for the fry scholarships?


of course you may qualify for this benefit. you just need to find out if you are eligible to receive the scholarship


Can I qualify if my father died in 2005?


If your parents died in the line of duty before August 1, 2011, you may qualify for both the Fry Grant and the DEA Educational Assistance Program for Survivors and Dependents. But you can only use one program at a time. We limit the combined benefits to 81 months of full-time training.


And in the case of the spouse of a service member, can he receive this benefit?


Has the spouse remarried?


do not


I want to know if I am eligible for disability benefits


You may be able to obtain Fry Scholarship benefits if you are the child or surviving spouse of an active duty member who died in the line of duty on or after September 11, 2001.


And how do I apply for benefits?


Apply online now, or    Complete a Dependent Application for VA Education Benefits Form VA 22 - 5490 and send it to the VA regional benefits office where you want to go to school. Download VA Form 22 - 5490 PDF Find a Regional VA Benefits Office


when I finish the Reserve Educational Assistance Program (REAP)


The Reserve Educational Assistance Program REAP ended on November 25 , 2015 , but under the National Defense Authorization Act of 2016 , some REAP benefits will remain in place for 3 more years . Learn more about what this change means for you .


How does it affect me that REAP has ended?


Find the description below that best fits your situation to learn about how this change affects you , and what to do next


which are the requirements?


Established REAP eligibility before November 25 , 2015


yes


Lost eligibility when we retired that program on November 25 , 2015


Yes Can you credit your REAP eligibility for your GI Bill Post-9/11 eligibility


If you apply for REAP benefits but don't start


You are no longer eligible to receive REAP benefits, but you may be eligible for post-September 11 GI Bill benefits. Learn more about the post-9/11 GI bill


I need some work study know how


Okay, undergraduate and graduate students with work-study jobs will work part-time on or off campus while enrolled at school.


do we get to work for private businesses?


You might be able to. Some schools might have agreements with private for-profit employers for work-study jobs, but these jobs must be relevant to your course of study.


do we get paid by the hour or a certain amount?


That depends partly on whether you are an undergraduate or graduate student.


Are you an undergraduate student?


no


Are you a graduate or professional student?


I'm a grad student


You will be paid by the hour or by salary depending on the work you will be doing.


who runs the work study service?


It is administered by schools participating in the Federal Work-Study Program. You can contact your school's financial aid office to find out if your school participates.


How do I remove a lienholder from a title certificate?


Are you looking for information on how to remove a lienholder from a title certificate?


Yes, that is correct.


Did you recently sell a vehicle?


No, I did not sell a vehicle.


Would you like to receive a lien free title?


Yes, I am looking to get a lien free title.


You need to mail in proof of the original lien. Your current title certificate must be the original copy, we cannot accept photocopies.


Who holds the lien?


The lienholder has possession of the certificate until the lien is satisfied, at which point they will send it to the owner.


Is this the policy only in this state?


This is the policy of many of other states, not just this one.


How do I remove a lien if I lost it?


You can apply for a new one by mail or at your local DMV office.


I have an attorney, can he speak on my behlaf?


If you are an Advocate , Attorney , or Third Party Representative and you are helping someone prepare an online Social Security benefit application


oh ok that does not apply to me


How do you pay?


We will ask you a few questions


Are the rules the same for both of them?


Whether you apply for Social Security disability or SSI


How is this determined?


While we spend a lot of time working to succeed in our jobs and careers


WHat are the statistics?


Studies show that just over one in four of today 's 20-year - olds will become disabled before reaching age 67


I need to plan for retirement


Are these benefits for you spouse?


Yes I need to get spouse retirement benefits


Do you  need to know how much you will receive?


yes I need to know how much I will receive


And You need to know how do you apply?


Yes how do I apply?


ou can apply online with our Social Security Retirement / Medicare Benefit Application


What if my spouse is already receiving benefits when I apply?


If your spouse is already receiving benefits when you apply we will also check your eligibility for benefits as a spouse .


Even If I have never worked under social security?


Even if you have never worked under Social Security you may be able to get spouse s  benefits if you are at least 62 years of age and your spouse is receiving retirement or disability benefits .


Hello, I would like to know if and can I restore the license by mail?


of course IUD can take up to 12 weeks to process a request received in the mail.


Have you already applied for approval by mail?


do not


What should I do if I need to request approval to request a new license?


Yes


In that case you must complete an Application for a Driver's License, Driver's License or MV-44 Driverless Identification Card. Leave the boxes I request blank.


What do I do if you select this option?


Please read and follow the instructions below as you can submit all of your unusual, extenuating and compelling circumstances only once per license renewal request. Please note that unusual, extenuating and compelling circumstances must meet all three criteria to be successful. YES, you have unusual, extenuating, and compelling circumstances that you believe would constitute a valid basis for the Department to deviate from the general revocation policy and justify approval of your driver's license application.


hello I need information about


They can contact the Driver Improvement Unit, 6 Empire State Plaza, Room 336, Albany, NY 12228 or by fax to 518 473 - 8229, to obtain this form.


and how do i restore?


You must get IUD approval for your New York State driving privilege to be restored. IUD must examine your complete driving record to see if it can be approved under New York State law and requirements.


you can help me by telling me where someone in the middle of nowhere can go for medical care


You can get care at a VA outpatient clinic or a mobile Vet Center


are you far from a VA medical center?


no, not me I live near a hospital


how do I get more information to help a vet friend who is far from a medical center and needs urgent help?


You should call the local VA medical centers enrollment coordinator


how can you help him if he is not near you people?


We may pay for emergency care in a non-VA setting. Contact the nearest VA medical center as soon as possible if he needs emergency care and ask to talk to the patient transfer or patient administration representative. Payment for emergency care in a non-VA setting ends when a VA provider concludes that the Veteran is stable enough to be transferred to a VA medical center.


where does he go for small things like cuts and such?


He can use places that are part of our community provider network, but he will need to be enrolled in VA health care and have received care from us within the past 24 months


are vets covered for care outside of the US?


Yes, just sign-up for the Foreign Medical Program


didn't know that one.  and for my friend we just call 911 if it's an emergency and don't have time to look at the internet for help on what to do?


Yes, call 911 or go the nearest emergency room. You don't have to contact us in advance.


I need help with applying for my retirement benefits.


I'll be happy to help you apply.


Thanks. I've never worked under Social Security. Can I still qualify for benefits?


Yes. If you are at least 62 years of age and your spouse receives retirement or disability benefits, you may qualify for spouse's retirement benefits.


I'm deaf. Do you all have a TTY number I can call, if I have more questions?


Absolutely. You can call us at TTY 1-800-325-0778.


Does it matter that my wife will be applying for her retirement benefits at the same time as I do?


In that case, we would also check your eligibility for spousal benefits.


What if she starts receiving her benefits before I get mine?


We would still check your eligibility for spousal benefits and if you are eligible, your application would automatically serve as a request for these benefits.


What are the next steps after I apply?


You could find out if members of your family are eligible for benefits. Are you interested in this information?


Yes, this information would be helpful.


This information can be very important for you, because members of your family could qualify for benefits on your record, even if you do not qualify for benefits on someone else's record.


At what do you qualify for Medicare?


You can qualify for Medicare at age 65.


Hi there. I'm looking information about how to get a car registered.


Sure, no problem. But I need to ask, do you know what is a vehicle registration?


I'm not very sure.


Do you have in order your vehicle registration record abstract?


No, as far as I know.


Are you interested into get your vehicle tittle record abstract?


No, not really.


Are you looking for the records of another person?


Yes, this process is not for me, is for someone else.


Alright, in order to get another person's records, you must submit a request for dmv records mv-15 and certify that you have a permissible use under the personal information of another person on dmv records.


Where do I find information about driver's privacy?


You can see the driver's privacy protection act DPPA


Do I have to pay any fee for this process?


Yes, you need to make a personal check or money order payable to "commissioner of motor vehicle" to pay  the search fee of $10.00


How do I obtain a disabilities parking permit while out of state?


Most states honor New York parking permits. If traveling out of state, be sure to contact your local motor vehicle agency to inquire if the state you are traveling to accepts New York parking permits.


Be sure to check with the police or motor vehicle agency to inquire if the state you are traveling to accepts New York parking permits.


This isn't the information that I'm looking for.


If I have a parking permit for disabilities, will I still have to pay for parking regulations and fees?


No, you will not be exempt from parking regulations or fees.


To obtain a parking permit, do I need to supply my address and phone number?


For more information please contact the NYC Department of Transportation, Bureau of Parking Permits


I do not wish to give out my address or phone number.


Who do I contact to obtain a permanent parking permit?


You would need to contact your city to find which local agency near you issues the permits.


Hey there. I need some help with the Benefits Planner for my retirement.


Of course. First, could you tell me if you are divorced?


Yes. In fact, I have been divorced from my former husband a year ago.


I understand. Did your marriage last 10 years or longer?


No, less. Much less. We've been together for a year, then we married and this lasted for another four years. A year ago, in July we had a big argument and in September last year we eventually divorced.


I see. Are you currently unmarried then?


Yes, I haven't remarried since then.


In that case you fulfill one of the requirements, but you still need to have been married for 10 years or longer to receive benefits.


That's a bummer, but I understand. If that would have been the case, would I have gotten more retirement benefits?


Yes. If you fulfill the requirements, you get an additional amount on your ex-spouse's record so that the combination of benefits equals that higher amount.


Damn. If I had known that, I wouldn't have divorced him so early. I would have gotten a higher amount, right?


Correct. You would have gotten an additional amount on your ex-spouse's record.


But only if the benefit on my ex-husbands record is higher, yes?


Indeed. This is the condition you need to fulfill in order to get this benefit.


I wanted to look into consolidating my school loans


A good way of getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. It allows you to pay off one or more federal student loans with a new consolidation loan.


What do I need to do to consolidate?


There a few ways to get started


can a parent consolidate a defaulted plus loan for their kid's schooling?


The only income-driven plan they can choose is the Income-Contingent Repayment Plan


can we do the loan consolidation with only one loan?


Yes, loan consolidation allows you to pay off a federal student loan with a new consolidation loan


Have you decided to make three payments on a defaulted loan before you consolidate it?


no, I'm not there yet


what comes next after I choose something like an income-driven plan for repayment?


You would have to select one of the available income-driven repayment plans at the time you apply for the consolidation loan and provide documentation of your income


how Get a vehicle registration or title record


want to know What are vehicle registration and title registration summaries?


not


Do you want to know how to obtain the summary of the registration of my vehicle?


NOT


NO


Want to know how someone else's records are obtained?


no


Do you want to know how to obtain the summary of the registration of the title of my vehicle?


Include these items with your requeststhe Vehicle Identification Number VIN


I need to know what the next steps are after I apply for retirement benefits.


After you apply, you'll find out whether or not you qualify. You can also find out if members of your family qualify for benefits on your record.


How would I find this information?


Are you familiar with the "Benefits For Your Family" section on our website?


No, I've never heard of that.


Okay. I can help you find it. Do you have children or were never married?


No, I'm married without children.


Okay. In that case, you may qualify for benefits on your spouse's record.


Can I apply in person?


Absolutely. You can file in person at your local Social Security office. Be sure to call first to make an appointment.


Do I have the option of taking only my benefit once I reach full retirement age?


This will depend on your spouse's birthdate.


I need to know where I can go for medical care


Have you signed up for VA health care?


no, I am a vet and I want to sign up too


where can I go?


You could get care at a VA location of your choice once you sign up for VA health care


anywhere I want even if I need specialized care?


If we can't provide care at a location we may refer you to other locations. The health care team will use our electronic medical record system to coordinate your care no matter where you are


what if it is something not specialized and they still can't see me at the place of my choice?


and you said earlier that you are not currently enrolled in VA health care, is that true?


yes


Okay, let's assume you are enrolled.  If you can not receive the care you need at your preferred location then you may be able to receive care from a provider in your local community through community care


can I get care when I travel to Mexico?


To receive care you will need to sign up for our Foreign Medical Program. We can help you learn more about the Foreign Medical Program


can I get a loan if I'm poor?


You probably can, students may be eligible to receive subsidized and unsubsidized loans based on their financial need.


what are important dates I should know?


Loans first disbursed prior to Oct. 1, 2017, have different loan fees


when do we start paying back the loan?


Have you graduated from college?


no, not even started yet


what else do I need to get my loan?


Are you planning on getting federal student loans with your financial aid?


not for now until I learn more


I have questions about the benefits planner for my retirement.


Of course. Can you tell me if you are divorced?


Yes, I am.


I understand. Did your marriage last 10 years or longer then?


Yes, me and my former husband have been married for 12 years until I decided to get a divorce. 12 years too many if you ask me.


In that case you can receive benefits on your ex-spouse's record even if they have remarried, provided you meet the conditions.


Does that mean my ex needs to be entitled to Social Security retirement benefits?


Yes. In addition to that your marriage must have lasted 10 years or longer.


It did, so what if my former husband had more benefit on his record?


Then you will get an additional amount on your ex-spouse's record so that the combination of benefits equals that higher amount.


Ah, that's what I thought. And you said that I can still receive benefits, even if my ex-husband has remarried?


Exactly. You can still receive benefits on your ex-husbands record.


Are there specific addresses and phone numbers for parking for people with disabilities?


Are you looking to apply for a New York state parking permit or a special New York City disability parking permit for people with disabilities


No, not at the moment


Can I apply for a personalized license plate?


Personalized plates up to six characters with the Universal Symbol of Access are available for an additional charge


Where can people with disabilities park in New York City?


There are no reserved spaces set aside for people with disabilities on the streets in New York City. Reserved spaces are available off-street, in parking lots. The vehicle plates for people with disabilities or a state permit for people with disabilities can be used to avail of these off-street reserved spaces


Can I apply for a temporary parking permit?


You may be able to avail of a temporary permit which is valid for six months


Where do I go if I need information regarding applying for a parking permit for people with disabilities?


Please refer to the Parking for People with Disabilities section of the website


Are there specific requirements needed to apply for a permanent parking permit?


You must live in New York State but do not need to be the licensed driver or own a vehicle, applications are made in the locality in which you live


Who issues parking permits?


Every city, town and village has an agent that issues these permits. Contact your local clerk to find out which local agency issues the permits. There is no fee applied for receiving a permit


Can someone else do the application for me?


Yes, advocates, attorneys and representatives can fill out the application for someone else.


Yes, I need someone to help me fill it out.


You can have someone help you.  There are a few things they will need to know.


Are medical requirements the same for SSI and Disability?


Yes, both programs have the same requirements for medical.


What kinds of things do you ask?


We need information about about your medical, work and educational history.


What does the disability planner do?


It tells you how to qualify and apply for benefits and tells what to do if you're approved.


How do I know what will happen if I go back to work?


The planner can explain all of it for you.


How do I remove a lienholder from a title?


Do you want to remove a lienholder from a title certificate?


Yes


Have you sold the vehicle?


No


Do you want to get a lien free title?


Please read below for further instructions


Should I keep a copy for my own records after I transfer it?


ou can transfer the title certificate and give the new owner the original proof that any lien listed on the title certificate was satisfied. Keep a copy of the proof for your records


Where can I find more information on the lien transaction system?


please see the Electronic Lien Transfer Program Business User Manual PDF ELT-1


Do I give the new owner the original proof or a copy?


You can transfer the title certificate and give the new owner the original proof that any lien listed on the title certificate was satisfied. Keep a copy of the proof for your records


I need to get my license back, it was revoked


Would you like to know what is required to apply for a new license after revocation?


no


Do you need the address where you can send your application and documents?


yes I'll need that


Driver Improvement UnitNYS DMV6 Empire State Plaza, Room 338Albany, NY 12228


just to make sure, I can still drive to school or work if I'm an A2 problem driver, right?


Yes, you may drive to and from your place of employment or education when required.


if I'm driving for employment I need a letter from my boss, right?


If you have an ignition interlock restriction your employer must provide you with signed documentation, on company letterhead, saying they have knowledge of the ignition interlock restriction.   The letter must also give you permission to operate the vehicle for business purposes without the device.


which form do I need when I apply for my license after an ignition interlock restriction?


You will need the Application for Driver License or Non-Driver ID Card, which is form MV-44.


is driving to my kids daycare allowed?


Yes, you can drive to and from a place at which the child or children are cared for on a regular basis and which is necessary for you to maintain your employment.


I need some help with retirement benefits.


Are you needing help with benefits on your record or your spouse's record?


Yes, i'm the spouse.


We can help you with that.  Many people who have never worked under Social Security still qualify for benefits under their spouse.


Can a divorced spouse get benefits?


You may still be eligible to receive benefits even if you are divorced.


Can my children receive benefits?


Other members of your family may be eligible for benefits.  You can go to "Benefits For Your Family"  If you never married or had children, then go to "How You Apply For Retirement Benefits Or Medicare"


Can you qualify for your own benefits and spousal benefits?


Yes, it is possible to qualify for both.  Your benefits are paid first.


How do I apply for benefits?


You can apply online with the online Social Security Retirement/Medicare Benefit Application for your benefits, spousal, divorced spouse or Medicare.


Can I apply if I don't live in the U.S.?


Yes, you can contact the nearest U.S. Social Security office, U.S. Embassy or consulate to apply.


hello I need information about the Fry Scholarships


Clear Learn about the Marine Artillery Sergeant John David Fry Scholarship Fry Scholarship, a scholarship for children and dependents of veterans.


Was your parent or spouse an active duty member?


Yes


If this is the case, you may qualify for this benefit. I want to know if I am eligible for disability benefits


I would like to know what happens if I am not legally an adult?


In that case your parent or guardian must sign the application.


And in the event that the spouse of the vetrano remarries?


in that case he will no longer be eligible for the Fry scholarship. You can still receive dependency compensation and indemnity DIC payments while using the Fry scholarship.


What requirements must I meet if I am the child of a service member?


as the child of a service member You can be married or single to be eligible for the benefit


If I receive the DIC, what should I do if I start using the Fry scholarship?


You'll need to forgo those payments when you start using the Fry Grant.


I am a federal student loan borrower and need a little help understanding about it.


We have checklists that can help you not feel overwhelmed with the process of student loan repayment.


What does the checklist help me with as I work through it?


It will help with finding out how to make payments and figure out which repayment would be best for you and it can help with knowing what to do if you are having problems repaying.


What should I do when I create my account?


You should make sure all your contact information is correct.


What if I want to consolidate my loans?


If you consolidate your loans could take longer than 10 years to pay off.


Is it good to review my federal loan history before I graduate or leave school?


Yes, you should always review your federal student loan history and you can do this by logging in to "My Federal Student Aid" and you need to creat an FSA ID you have don't have one.


Did you know what to look for when reviewing your information?


No, I am not sure what to look for while reviewing my info.


Hi. Well, I'm having some problems right now and I would like to know if there is a way that I can stop paying my student loan for a time.


Sure. Is so sad to know about you are having troubles right now. But the a loan forbearance is an option that allows you to stop making payments for a while, but is better if you find out first if this is the best option for you or if you have the chance to do smaller payments.


Have you considered this possibilities?


No, I have not. But is a good advice.


And what happens if I don't pay the interest on my student loan, by the way?


This might become into a higher amount of money you will need to repay over the life of your loan.


I see, but the problems I am having right now, are because the coronavirus crisis. I have some others economics problems too and they are turning very difficult to handle. Are there any kind of alternative?


Those who have a federal student loan are automatically being placed in an administrative forbearance, which allow them stop making their monthly loan payments.


Oh, that's great to hear. But I can also do smaller payments if I have the chance right?


That's right. They won't be mandatory, but you are free to do them if you can.


Where else I can go if I have more question about this?


You can always find out if you can apply for a forbearance if you are not under the a federal aid.


Hello, could you give me information about the Reserve Educational Assistance Program (REAP)


Of course, the Reserve Educational Assistance REAP Program ended on November 25, 2015, but under the National Defense Authorization Act of 2016, some REAP benefits will remain in effect for 3 more years.


And how does REAP affect me?


to find out how this change affects you and what to do next. Find the description below that best suits your situation


and what requirements should i meet?


Did you perform the REAP Eligibility established before November 25, 2015?


yes


Lost eligibility when we dropped that program on November 25, 2015?


do not


as you do not meet the requirements You cannot credit your REAP eligibility for your GI Bill Post-9/11 eligibility, sorry


How do I know how much this change affects me?


Find the description below that best suits your situation to find out how this change affects you and what to do next.


Hello I need information about VA Individual unemployment if you cannot work


This is a program prepared for those who cannot work due to a service related disability in the military, a service related disability.


yes that's my case


very well then you can qualify for what is called Individual Unemployment. This means that you can get disability compensation or benefits at the same level as a Veteran who has a 100% disability rating.


What requirements do I need to meet?


You have at least 1 service-related disability with a disability rating of 60% or more, or 2 or more service-related disabilities with at least 1 disability of 40% or more and a combined rating of 70%, or plus?


because you don't meet both requirements you may not be able to get disability benefits


If I get this benefit, will it be at the same level as a Veteran?


if you can get disability compensation or benefits at the same level as a Veteran who has a 100% disability rating


Who is covered in this program?


Veterans


what is your purpose?


Federal Student Aid Acquisitions plays an integral role supporting Federal Students Aid's needs and program objectives. Federal Student Aid Acquisitions is responsible for ensuring the efficient and economic acquisition of products and services for Federal Student Aid while reducing cost and maintaining compliance with applicable laws, regulations, and Executive Orders.


lots of IT involved?


Yes, Federal Student Aid relies heavily on information technology to support complex business processes. Effective use of IT is essential to many Federal Student Aid acquisitions.


where can I get more info on this?


You can use the IT Standards Library, it identifies federal, Department and Federal Student Aid specific IT standards directly pertinent to Federal Student Aid's acquisitions.


Is there somewhere to contact anyone for more info?


Did you have questions regarding Federal Student Aid's Acquisition activities?


no, none right now just wanted to know where to go if I had to


Is there a place to see some of the contracts going on?


Federal Student Aid prepares an annual forecast, with periodic updates, of expected contract opportunities in excess of the simplified acquisition threshold for each fiscal year. Information on Federal Student Aid's forecast, as well as other U.S. Department of Education acquisitions, can be found at Forecast of ED Contract Opportunities


I have several questions about voter registration and would be very happy if you could answer them.


Would you like to know if you're eligible to register to vote in New York State?


Yes, for starters.


To register to vote in New York State you must be a U.S. Citizen and 18 years old by the end of this year.


I see. And what is going to happen with my application once I submitted it?


The electronic voter registration application is transferred from DMV to your County or City Board of Elections for review. Once processed, your County will notify you either that you are registered to vote or additional information is needed to complete your application.


Haven't you heard anything, six weeks after sending in your application?


No, it hasn't been six weeks yet.


How does the voter registration work on the DMV website of NY?


DMV will display your name, residence and mailing addresses, date of birth, and gender from DMV records for you to confirm their accuracy.


Do I need to put a signature under my registration application by myself?


Did you agree to the New York State Department of Motor Vehicles Attestation in the voter registration application?


No, I didn't. At least not yet.


Hello, I would like to know how to get started to verify?


One of our most important responsibilities is protecting your investment and personal information


we are using a new identity verification process .


Oh ok that does not relate to me


I got a weird email, it may be fake, what should I do?


If you are not certain that an e - mail you received came from Social Security or one of our marketing firms


oh ok thank you


Do I need to respond to the emails If i get one?


DO NOT respond to the email or click on any links contained in the email message


What else should I look for in a phishing email?


Reputable businesses and public agencies will not ask you for personal information in an email


when will I get the money to pay for books I need because you are late and I need it?


Has your school not provided a way for you to obtain your books and supplies by the seventh day of the term?


no they haven't


also can you tell me how a directplus loan is payed out like a grant?


Direct PLUS Loan funds are disbursed according to the same type of schedule


what happens to the money left over after tuition and all is paid?


Any money left over will be paid out to you directly within 14 days unless you authorize the school to keep the money to pay for future institutional charges


how do you pay for work study? can I get it direct deposit to my account?


Yes, they can send your payments directly to your bank account


so the government is the one that pays us?


Your college not the U.S. Department of Education will distribute your federal student aid .


I wanted to see what job training you had available for a vet looking for a job


Do you have a service-connected disability that limits your ability to work or prevents you from working?


no


can you link me to more resources ?


Yes, I'll give you the link to external resources that can help you in your job search


what help do you have for someone who is disabled because of the service?


We have Vocational Rehabilitation and Employment programs that help you learn new skills, find a job, start a business, get educational counseling, or return to your former job


are dependents eligible for anything?


We can help dependent family members find out if they are eligible for certain counseling services, training, and education benefits


do you have any other resources other than job search?


we have VetSuccess on Campus, which could help you transition from military to college life if that is what you are going to do


Is there any paperwork I need to have?


Yes, the documents you need depend on the benefits you're applying for.


Do you have all the paperwork?


Yes, I think I have everything.


Even if you don't, go ahead and apply as soon as possible.


Can I do it online or do I have to come in?


Yes, we can help you verify your info online.


So I can verify info without the paperwork online?


Yes, we'd be glad to help you with that.


Are the documents the same for all the kinds of benefits?


Some are the same, but you can click on the particular benefit to find out more.


Do I need to report a death?


Yes, you need to report and file for benefits.


My mother has just passed away.  Can you please give me the address for reporting this to the DMV?


Please mail a copy of the death certificate and a photo copy of their license or ID if you have it to the DMV.  You can mail that to DMV License Production Bureau, P.O. Box 2688 ESP, Albany, NY 12220-0668.  This will prevent further mailings or identity theft.


Can a refund be issues on my mother's registration fee since she just passed?


I would like to get a refund on my mother's registration fee since she just passed, however, I am not the executrix.  Is this still possible?


How can I receive the refund of my mother's registration fee?


It is possible to request that refund, however DMV will issue it to the name of the estate, so you would have to work that out in a way for you to receive it then.  To request the refund of your recently passed mother's registration fee, you must surrender the vehicle plates at a DMV office and request a transfer receipt, not a refund receipt.  You need to have the executor or executrix of the estate send a completed and signed Request for Refund [1] MV-215 with "deceased" on the form, a photocopy of the death certificate, and the transfer receipt to the address listed on the Request for Refund form.


Is there a phone number I can call to request a Next of Kin form?


You can call the DMV Revenue Accounting Unit for that form at 518-474-0902.


What is the exact purpose of that Next of Kin form?


The Next of Kin form is used if the estate of the registrant is settled.  In that case, the refund is issued in the name of the next of kin.


What should I do if I decide to transfer ownership of my recently deceased mother's car?


You can use PDF [2} MV-843 as the checklist to help you transfer the ownership of the vehicle.


Since my mother has passed, who can issue a refund to her estate for her registration?


The DMV will issue that refund to the name of her estate.


Hello, What are the benefits of CHAMPVA?


Are you the spouse or surviving spouse of or a child of a Veteran with disabilities or a Veteran who has died?


yes, my husband is a Veteran with disabilities


you may be able to get health insurance through the Civilian Health and Medical Program of the Department of Veterans Affairs CHAMPVA


So, Can I get health care through CHAMPVA?


Yes, but you can only get health care through CHAMPVA if you don't qualify for TRICARE


How can I apply to the program?


To apply, submit these required documents: Application for CHAMPVA Benefits VA Form 10 - 10d PDF


What are the non - covered services and supplies for CHAMPVA?


you can see a complete list of non - covered services and supplies in the CHAMPVA Policy Manual.


Can I get health care through CHAMPVA?


Are you spouse of a Veteran with disabilities?


yes, I am


So, you can to get health care through CHAMPVA.


How long is an in-transit permit valid?


An in-transit permit is valid for 30 days.


How much is the fee for obtaining an in-transit permit?


The cost for in-transit permits is $12.50.


The cost for in-transit permits is $12.50


If I'm not a New York resident, will I have to pay anything?


You may need to pay lien or title fees as well as sales tax.


If I'm from out of state, what are some acceptable forms of proof of insurance?


Are you a resident of New York State?


That's correct, I'm not a New York State resident.


hi, thanks for having me. I'm in need to know what occurs when i report a family member death?


Are you asking to get benefits for your spouse's or parent's record?


No, it doesn't have anything to do with those.


Are you asking to get benefits for retirement or disability on your own?


Neither, i'm not planning any retirement or have any disability.


Then, Are you asking because currently you are not getting any benefits?


Yeah, now we are talking. That's the one.


Good. If that last situation fits you, you should look to apply for survivors benefits asap. I'm telling you this, because there are cases in which benefits may not be retroactive.


Oh, i see, and doesn't like how it sounds. I suppose i need to get into it. Anyway, what documents would i need to apply?


Well, required documentation would depend on the benefit you will be applying, for example, Widows / Widower or surviving divorced spouse's benefits or child's benefits.


Are you in possession of all documentation?


Yeah, i've been collecting those for a while.


Perfect. Then don't take more time, and go apply for Social Security asap.


I need help with my Student Aid Report.


Your Student Aid Report(SAR) is a summary of your FAFSA form, so it's highly important that you make sure your information is correct and complete.


Why does the FAFSA form ask for my email?


By providing your email on your FAFSA form, you get access to an online copy of your SAR.


What if I don't provide my email?


You will receive a paper copy of you SAR.


What type of information does my SAR contain?


Your SAR will contain basic information about your eligibility for federal student aid and answers you gave to FAFSA questions.


How do I get another copy of my SAR if I need it?


You can contact the Federal Student Aid Information Center at 1-800-4-FED-AID to request a copy of your SAR by mail.


What happens if there is a mistake on my SAR?


Have you already reviewed your SAR?


No. I haven't received it yet.


Hello, can you give me information related to students with criminal convictions, can they ask for student help?


It is important to seek information related to the topic without taking a negative in advance.


Do I have to notify the financial aid office to apply to the program?


Exactly, it is essential for you to get whatever help you are eligible for.


Perfect, what else should I know?


You have to notify to apply for the help.


Could it affect my help if I have other convictions?


Of course, it all depends on crime.


If it is a conviction for forced or non-forced sexual offense?


One of the scholarships that you cannot access is the Federal Pell Grant.


Can you explain what limited eligibility is?


It consists of receiving federal student aid.


I had some bad work done on my car and now what do I do to fix this?


You should attempt to resolve the issue with the management of the business. Don't forget to keep a written record of all contacts with management in addition to details about the repair.


Would you like to know how to file a complaint online?


no, not yet I will try to fix the problem with the shop first


what happens if I end up filing a complaint and they are responsible?


DMV will take action against the shop. This may include suspending or revoking the shop's registration and/or imposing fines. If you suffer a financial loss due to overcharging or unnecessary or poor quality repairs, the administrative law judge presiding at the hearing may offer the shop the option of paying restitution.


would I be correct in believing that the repair shop has to give me a paper listing what was done on my car?


Yes, it must give you a copy of a work order


I need this as proof , correct?


yes, you will need to have details about the repair


Do you have a Lemon Law complaint?


yes, that was me but this is different


We can tell you more about Lemon Law complaints when you are ready


How is the Disability Determination Process?


You can to apply Disability Home.


where can I get more information?


The Disability Starter Kit will help you get ready for your disability interview or online application.


How i can To Apply?


You can apply for Disability benefits online or you can apply by calling our toll - free number, 1 - 800 - 772 - 1213


Can you give more information?


Of course, Here are some additional publications with information on disability benefits


When I can To Apply For Social Security Disability Benefits?


You should apply as soon as you become disabled


Do you want to apply?


not yet


How do I go about registering a moped?


Does yourmode of transportation have more than two or three wheels?


no


They are the same requirements as motocrycles


ok then that does not apply to me. Thank you


Did you complete the document guide?


I am sorry no I did not.


what are the requirements in obtaining a moped liscense?


There are permit restrictions to all permit classes


What if they are 16 years old?


If they are that age Junior operator restrictions apply to class DJ and MJ permits and driver licenses .


What is a limited use motocycle?


Good question! New York law defines limited use motorcycles , which are commonly called " mopeds " or " motor scooters " , as " limited use vehicles with two or three wheels .


Would you help me procure a Social Security Card? It's for my stepson.


Yes is he a U.S. citizen?


If he isn't then it's another type of document that is required. Was he born in another country?


Yes he was born in Morocco.


In that case we will consider your child 's passport or a document issued by DHS to prove his age.


What documents do I need to show that he is a U.S. citizen?


Only certain documents can be used as proof of U.S. citizenship such as a Certification of Report of Birth DS-1350


He's 14, does he need to come down to your offices?


Yes, if he's 12 or older and who is requesting an original Social Security number must appear in person for an interview.


Do I need to bring papers for me?


It is necessary to prove who you are and this might be done with a U.S. driver 's license or some other] State - issued non - driver identification card.


If I don't have his passport at the moment what else can I use?


A Certification of Report of Birth DS-1350 is the standard document used to prove U.S. citizenship.


How do I renew by mail my business license?


Complete the application we sent for Facility Renewal and attach a check for the fee.


Did you receive your application?


No I did not receive my application.


You will need to call the Office of Vehicle Safety and Clean Air at 1-518-474-0919


Is there any early renewal?


You can renew as early as 60 days of expiration.


How long are licenses valid?