So what should I watch out for when it comes to college costs?


College or career school costs can vary significantly and there are many schools with affordable tuition and generous financial assistance. ake sure to research all schools that may meet your academic and financial needs.


Alright. Then how do I find colleges or career schools near me?


For that you can simply use our college search tool, College Navigator.


What if I don't take a class at all?


Then you may not have to pay for the credits.


When do colleges usually offer discounts on tuition?


Are you a child of an alumnus or alumna i.e. , if your parent went to the school?


Yes, my dad went to a college.


In that case colleges and career schools may offer discounts on tuition.


Are there any other way to reduce my expenses?


Most schools charge a set price for a specific number of credits taken in a semester. If academically possible, take the maximum number of credits allowed. This strategy reduces the amount of time needed to graduate.


trying to get special claims benefits


Do you have a disability that we haven't listed as being linked to military service?


yes


You may still be able to get disability compensation payments or other benefits


can I get benefits for a birth defect caused by agent orange?


Yes, if you were exposed to specific chemicals while serving in Vietnam, Thailand, or the Korean Demilitarized Zone and your child has birth defects, your child may be eligible for disability benefits.


can you tell me more about the automobile benefit for alterations to a disabled persons car?


Yes, I can tell you more. If a service-connected disability prevents you from driving, you may get money to help buy a specially equipped vehicle or make needed changes to your existing vehicle .


So what do I get if an injury made me disabled?


You may be able to get special compensation to help you out


is there dental help too?


We can help you find out if you can get dental care through VA


I have a few questions. I've been visiting your website before to get them answered, but I read something about a TNC and I don't know what that is.


TNC stands for transportation network company, a term defined in a recently enacted part of the State Vehicle & Traffic Law. A TNC is a business, also known as a "rideshare company", licensed by DMV to use a digital network to connect passengers to TNC drivers for prearranged trips.


Ah, makes sense. Thank you for the explanation. So does my car need to be authorized for TNC use then?


Not by DMV, but TNC companies may have requirements on the vehicles they allow.


By the way, in order to be a TNC driver, do I need to be a certain age? I heard people talk about that.


Yes, by statute, TNC drivers must be at least 19 years old and hold a valid and current NYS driver's license issued by DMV.


I see. And do I need any special insurance or will a normal one do?


TNC companies will make sure TNC drivers understand and have the required insurance.


Are you interested in being a TNC driver?


No, I'm just asking these questions for my son.


So if he becomes an authorized TNC driver, can he pick up passengers in NY?


No, not unless you are separately authorized by the New York City Taxi & Limousine Commission: www.nyc.gov/taxi .


I have a child that is a non citizen, how doI get a replacement card?


You can replace your child 's Social Security card for free if it is lost or stolen


If your child does not have permission to work but needs a Social Security number for other purposes


ok yes my child needs one


ok great!  see " If your child does not have permission to work " for further information


Does it cost anything to replace it?


What if I do not have a certain document available?


we may accept the child 's State - issued non - driver 's identification card


Will it be ok to use for work?


Unfortunately  you can not use it to work


What will you use the documents for?


We may use one document for two purposes .s  For example ,  we may use a DHS work permit as proof of both immigration status and identity .


I was wondering if social security also pays death benefits? Does it?


Yes, it does. A one-time payment of $255 can be paid to the surviving spouse if he or she was living with the deceased; or, if living apart, was receiving certain Social Security benefits on the deceased's record.


Is there a surviving spouse?


No, I wasn't talking about an actual case. I've just been curious about that.


So, who can receive benefits then?


Certain family members may be eligible to receive monthly benefits, for example a widow or widower age 60 or older, age 50 or older if disabled. Or a surviving divorced spouse.


Could I get benefits if I was a surviving spouse?


Yes, but you can not receive benefits as a surviving spouse while you are married.


And what if, for example, I applied for disability benefits as a survivor: is there any way to speed up the process? I'm asking for a friend.


Yes, there is. You can speed up the disability application process if you complete an Adult Disability Report and have it available at the time of your appointment. We use the same definition of disability for widows and widowers as we do for workers.


Thank you for explaining. Back to my initial question. What if I was a surviving widow, who is already receiving retirement benefits?


You can only apply for benefits as a widow or widower if the retirement benefit you receive is less than the benefits you would receive as a survivor.


How do I renew my driving school license?


Your application for renewal of a Driving School License must be submitted between 30 and 60 days before the license expires the expiration date is printed on your license


Are you currently in the renewal process?


No


How do I renew if my school gave me the pre-licensing course?


You must attach a Signature Authorization List - Pre - Licensing Course MV-278.6


What if my license expires?


You must immediately stop operating your driving school business. Your school will not be licensed to operate. Any services you provide through your driving school license including Instructor Certificates , account to DMV s online road test appointment scheduling system , and authorization to order Pre - Licensing Course Completion Certificates will be terminated


Do I need to include anything else?


Can I continue my course whilst waiting for the renewal?


ntil your new license is issued your instructors will not be able to teach for your school and your school will be unable to provide lessons to customers


we had someone pass away and I want to know about what to do


was the deceased receiving Social Security benefits and are you the surviving spouse?


no I'm not but they were getting benefits


I wanted to ask about survivor benefits?


These are two examples of what a survivor would receive; Widow or widower , full retirement age or older 100 percent of the deceased worker 's benefit amount. and Widow or widower age 60 full retirement age 71 to 99 percent of the deceased worker 's basic amount


ok and what if they were actually receiving benefits and someone got them after the person dies?


They will have to return the benefit received for the month of death and any later months. For example , if the person died in July then you must return the benefits paid in August . How the benefits are returned depends on how the deceased received benefits.


and if the survivor is not the spouse can the kids get a lump payout or will it be different?


In that case a lump - sum can be paid to the worker's child or children if ,during the month the worker died the child was already receiving benefits on the worker's record or became eligible for benefits upon the worker's death .


okay and I read about the deceased not having enough credits or something and paid benefits, so can you tell me more?


Benefits can still be paid to the worker 's children and the surviving spouse who is caring for the children even if the worker didn't have the required number of credits .They can get benefits if the worker has credit for one and one - half years of work in the three years just before their death .Each person s situation is different and you need to talk to a Social Security claims representative about your choices


can other people and not just the biological kids be eligible for benefits?


Yes, under certain circumstances a stepchild , grandchild , step grandchild , or adopted child may be eligible.


what will happen if I default on a student loan?


Have you defaulted on your federal student loan?


no , just wondering


Have you looked into repayment arrangements?


no I just started looking for info to be prepared if it happens


who can I call if I think someone is trying to scam me because of my loan?


Stay away from anyone you feel is trying to take advantage of the situation and contact the Default Resolution Group.  The Default Resolution Group can help you get your loan out of default for free


what are some of the things that they can do to me if I default on a Federal Family loan?


Your state tax refunds may also be withheld and applied toward repayment of your loan, and you may also lose your driver's license or other state-issued licenses.


can I fight this?


You have the right to request a review of your account to prevent the withholding from occurring


Hi.  I will be storing my car for the winter and I am wondering if I can surrender my vehicle plate so I'm not paying registration fees for that period.


Yes, this is permitted.


Bring your plate to your local DMV office and request a receipt.


Will my plate be stored?


If you have a standard plate, it will not be stored.


What will they do with it?


It will be destroyed.  Do you have a standard plate or a custom plate?


I actually have a customized plate.


In that case, it can be stored.


How do I submit my plate?


You must remove plate frames and fasteners as the plate will not be accepted with these attached.


How will I retrieve my plate in the Spring?


You must apply for the reinstatement at the same DMV office that you surrendered your plate.


OK thank you.


You're welcome.


if i become a NY resident what license should i get?


you become a New York State resident?


yes


you must get a New York State driver license within 30 days .


What are the requirements to drive a car or motorcycle in New York State?


mustsbe at least 16 years old 1 andshave a valid New York State driver license or learner permit


Do you have a New York State learner's permit or one issued in another state?


you must follow New York State permit restrictions


and which are they?


a valid driver license or permit issued by another state or country


what should i do after i am eligible to redeem it for a license


you may be eligible to exchange it for a New York driver license see Exchange an out - of - state license , or see other information about moving to New York [


If my children attend school in another state?


a judge considers these facts to decide if your intent is to make New York a " fixed and permanent " residence . According to this law , students from other states or from other nations who attend school in New York State are usually not considered residents of New York


What should I consider when planning for SS retirement


Things to consider would be the best age to start your benefits


What is the best age to start?


If you spouse or minor or disabled children will also gaulify for benefits from your record. The value of their benefits added to your own may help you decide if taking you benefits sooner is your best choice


This is N/A to me


I am married and my spouse is employed


You may be able to switch to their health insurance


When should I think about retirement?


It is best to plan for the long term


What about my spouse?


They will be effectively filing for all retirement of spousal benefits


Hi. My son is a veteran who just returned home to us, and he seems to be having trouble with adjusting to life at home again. I don't really know what to do to help him but I want to help him.


We can absolutely help to get you the support that you and your son need. Did you have any particular questions or needs that you would like to address?


It is your son who has veteran status, is that correct?


Yes, it's my son.


You can take advantage of our Coaching Into Care program. You can call toll-free and talk to licensed psychologists and social workers to help you and your son on your journey.


My son has attempted suicide in the past. My younger children know that something is different about him. But I don't know how to approach the topic with them without scaring them. Do you have any recommendations?


We have tips on how to approach that subject based on age level of who you are talking to. We even have age-appropriate tips for preschoolers and school-age children.


How would I talk to someone in the Coaching Into Care program?


To reach a coach, you can call 888-823-7458, Monday through Friday from 8 a.m. to 8 p.m. ET.


Is there anywhere else I can go to read more information on my own?


Yes, we also have the Coaching Into Care website that has information, tips, and resources for Veterans and their family members.


What if I have concerns that my son may attempt suicide again? Is there anyone I could talk to about that?


Your local VA medical center will have specially trained suicide prevention coordinators. And our Vet Centers can help you and your family help your son readjust to life at home again.


If I receive a suspension notice and still have not responded regarding my TVB ticket, what happens next?


Have you, or do you intend to, continue to ignore the ticket?


I have ignored my ticket up until this point


If you fail to respond to the ticket, you will receive a conviction, which is known as a default conviction, and this is the equivalent of a guilty finding


How do I enter a plea in relation to a violation received that results in 5 or more points?


You must contact the court directly. Any suspension received due to a traffic ticket is an indefinite suspension. This means that your driver license is removed until you pay a suspension fee of $70


What are the ways open to me to respond to a TVB  ticket?


Most of the TVB tickets can be responded to online. You have the choice to schedule a hearing for the traffic ticket or you can pay the fine associated with the ticket with your credit card


What exactly is the Traffic Violations Bureau?


The TVB is associated with the DMV and is a department that processes tickets for non-criminal traffic violations. This department is active in the five boroughs of New York City. Our brochure explains more about what the TVB entails


What happens if I have 3 or more alcohol-related convictions on my driver record?


In this instance, if you plead guilty to any violation that results on 5 or more points may result in you having your license revoked under Part 132 of the Commissioner's Regulations. You should consult an attorney in this regard before entering a plea


Hi there, how is it going?. Look, i was told the other day to search information about possible benefits that may be due for me and my family, could you tell me if that's true?


Sure, no problem. But first, let me ask you, Are you or any member of your family eligible for some benefits?


Oh yeah, some of them are eligible for that, as i am.


That's great. You know that our mission is to deliver Social Security services that meet the changing need of the public.


Are you or any member of your family, receiving Social Security or Supplemental Security Income?


No, currently no one is receiving any of those.


Have your spouse or ex-spouse died?


Yeah, mi ex-spouse, some months ago.


I'm sorry for your loss. However, for that happening, you may become eligible for a higher Social Security benefit.


Oh, well, i suppose a little compensation isn't bad at all, huh?..Is there any requirements for that? Because i'm 64 and well i haven't married again.


Very well. You may be eligible for a benefit based on a former spouse's work if that marriage lasted 10 years or more.


Umm, that would be nice, i think. Is so much information, what can i do if a need more? Can i contact you?


Sure. You can always use our website, which is a valuable resource for information about all Social Security's programs. There you can do a lot of things.


Hello, can you help me with the Benefits Planner, please?


Of course. As you might know, Social Security can provide you, your spouse, and other eligible members of your family with benefits.


That's nice and all, but what about benefits for a spouse?


Well, even if you never worked under Social Security, you may still qualify for benefits if you are the spouse or divorced spouse of a retired worker.


Yes, that is my understanding. But what about retirement benefits?


Our Retirement Planner will show you how you qualify for Social Security retirement benefits and about possible benefits you may be eligible for on someone else's record.


Alright. And what if I want to apply for benefits online?


Do you want to apply for retirement benefits, disability benefits, or Medicare?


Yeah, for retirement benefits.


Then you can complete your application online. You will be asked to agree to a Terms of Service Agreement and create or log in to your personal my Social Security account.


Oh, great. And for what are those benefit calculators?


You can use the benefit calculators to help you plan online, using your personal my Social Security account to verify that your earnings are posted correctly and to get estimates of your future retirement, disability and survivors benefits.


Yes I'd like some information pertaining to the criteria of gainful employment and student aid.


An educational program must lead to a degree at a non-profit or public institution or it must prepare students for "gainful employment in a recognized occupation" in order for said program to be eligible for funding under the Higher Education Act Title IV student assistance programs.


What's earnings data and how is it calculated?


Are you employed?


No, not yet.


I'm having trouble understanding my Debt-to-Earnings (D/E) Rate Data. What are the little stars for?


On the spreadsheet, a single asterisk * indicates that the information presented in the field has changed from what was presented prior to the April 25, 2018, update.


Is there any way to get this spreadsheet online?


Yes we have information on how to [36] Download the Debt to Earnings data spreadsheet.


And how is the Annual Earnings Rate calculated?


The numerator is the calculated annual loan payment amount an estimate of the annual loan repayment amount based on the median educational debt of the members of the sample cohort. The denominator is the higher of the cohort's mean or median earnings obtained from the Social Security Administration SSA.


what happens after you get your disability rating


Did you get a decision notice from us that confirms your disability rating the rating that measures the severity of your disability?


yes, got it


Okay, you may be able to get disability compensation or benefits.  We can help you find out what benefits you can get.


so in other words we get money or more healthcare?


Disability compensation may include financial compensation payments as well as other benefits like health care or job training


what could I have done if I hadn't gotten my rating?


You could have checked your status to see what is going on, you could have contacted your nearest VA regional benefit office, or you could have called us at  800-827-1000


Thank you, now I know for next time if I have problems. and what can I do if I got my rating and I don't feel it is the correct rating?


Do you disagree with your disability rating?


nope


Hi. I need Tuition Assistance Top-Up


Does your college tuition cost more than what's covered by the Tuition Assistance TA program?


No


What If I'm going to take more courses after leaving the military?


[25] figure out if the GI Bill benefits you have left will cover your needs .s   [26] Use the GI Bill Comparison Tool


Am I eligible for tuition assistance?


You can get tuition assistance if you re approved for federal TA and you meet both of the requirements listed below


What are the requirements?


[7] You qualify for Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits ,p [8] and   [9] The cost of the course and fees is more than TA will cover .


Yes, I meet both of the requirements


The cost of the course and fees is more than TA will cover?


Then you're not eligible for tuition assistance


My Dad was in the military. I need to know if this qualifies me for any kind of financial aid for college.


For military families, scholarships and loan repayment assistance are available to you from several sources.


Where can I submit a complaint about ow my college is using my financial aid?


I can provide you with some information that may help you solve your problem or submit a complaint.


Thank you. Does Paralyzed Veterans of America offer any scholarships to military families?


Yes, they do.


What other kind of financial aid does the government provide for military families?


I can give you information on a few sources of financial aid that you can consider, but I also suggest that you check out todaysmilitary.com. You will find a list of education benefits.


What are Reserve Officers Training Corps Scholarships?


Yes, I would like to know more about these scholarships.


Great. Unlike some other military scholarships, the ROTC Scholarships are based on merit instead of financial need.


Now, about my complaint. Should I file it?


First, I suggest you contact your school to address the problem. If you are still unable to resolve the issue after that, file the complaint.


My school didn't give me the right amount of financial aid. Who do I talk to to get it fixed?


So you believe that your financial aid has not been administered properly?


I mean, I don't know exactly but it doesn't seem right.


I think the amount I was supposed to get more. And there is another student with the same name as me so I think maybe it was mixed up. What do I do?


Ok, then this could be a simple mixup or a case of identity theft. Does that sound right to you?


I just didn't get the right amount and I think someone did something wrong somewhere. I don't know if any rules were broken but it's just not right.


It could also be a case of something calculated incorrectly in the financial aid amount.


Yes, it could be that too. I just need to know who to contact to get it fixed.


The first step would be to contact your school's financial aid department to try and get it straightened out.


Is there any way I could get a deferment on my student loan payments?


If you are in active duty in the military, you will qualify for a deferment on any federal education loans.


My application has been denied what do I do?


Read if your application is Denied on our website


and read  If you disagree with our decision


ok


What other publications are there I can read?


There is Apply Online For Disability Benefitss Disability,  Benefitss  and  Disability Starter Kit


My application was denied for non medical reason


you can appeal our decision online


Where can I get more information?


please read " Your income and resources " on page 5 of our Supplemental Security Income SSI booklet


How do I request an appeal?


call our toll - free number at 1-800-772-1213 to request an appeal and People who are deaf or hard of hearing can call our toll - free TTY number , 1 - 800 - 325 - 0778


How is it possible to schedule and view VA appointments online?


With our VA Appointments tools, you can schedule some VA healthcare appointments online and view details about future appointments.


Do you need to talk to someone right now?


No it is not urgent for me to talk to someone right now.


How can i be eligible to use the VA Appointments Tools?


Do you happen to be enrolled in VA healthcare?


No, i am not enrolled in VA healthcare.


Then you do not qualify to use the tools available for VA appointments.


How do VA Appointments tools help manage my health care?


VA Appointments tools actually offer a secure, web-based way to schedule, view, and organize your appointments online.


What are some uses of the tools?


You would be able to schedule some of your VA medical appointments online and reschedule or cancel appointments made online without calling your healthcare while using the VA appointments tools.


Hello, How can I get VA direct or VA-backed home loan?


Applying for your COE is only one part of the process for getting a VA direct or VA - backed home loan. Your next steps will depend on the type of loan you re looking to get and on your lender.


Do you want to know who will be your lender?


Yes, tell me, please.


For most loans, the lender will be a private bank or mortgage company.


How do I prepare before starting my application?


you'll need a statement of service signed by your commander, adjutant, or personnel officer.


who would be the lender if I have the Native American Direct Loan?


In this case, we'll be your lender.


How can I apply for a VA home loan Certificate of Eligibility?


Learn how to apply for a VA home loan Certificate of Eligibility COE. It confirms for your lender that you qualify for the VA home loan benefit.


What are the next steps for getting a VA direct or VA-backed home loan?


Your next steps will depend on the type of loan you re looking to get and on your lender.


Hey there. I'm looking information related to the benefits that an adult with a disability can receive. if they can receive any from you.


If that person is disable, then you can file for the supplemental security income ssi only, but as long as you meet certain requirements.


And which are this others requirements?


For example the age requirements. If the person between the age of 18 and 65?


No, not really, is an older person.


Well, that could be a problem if you want to apply for the supplemental security income online.


I see. Social security also helps and bring aids for children?


Yes, the social security can help children but not through the online application.


I see... And which other people can receive also this benefits?


Also people who has worked long enough may also be able to social security disability or retirement benefits as well as ssi.


That's great. But from what age someone can receive this benefits?


The ssi benefits are payable to people 65 and older without disabilities who meet the financial limits.


Tell me about the Direct PLUS Loan Application for Graduate/Professional Students


As  I said before, that allows you to authorize the school to use your loan funds to satisfy other educationally related charges after tuition and fees and room and board have been paid. You are not required to provide this authorization.


Tell me about what can I do to not let my insurance lapse.


Since we work with the insurance company to make sure that all the vehicles maintain their insurances properly and according to the New York State requirements, we sill inform you of any problems with your insurance coverage.


What if I cancel my insurance policy?


you have to turn in your vehicle's license plates at DMV.


I more often than not tend to forget one or some of the documents needed for my transaction at the DMV Office, please tell me, is there another way to do my DMV transactions?


Yes, before going to the DMV office you should check our website to see if you can do your transaction online.


Can I just write my new address in the back of my license if I haven't updated my address at the DMV?


No, by statute, you must update your address at the DMV whenever you move from your registered address. It's not enough to just write the new address in the back of your license, or inform an officer when getting a ticket, or tell the United States Postal Service.


How will you contact me about a problem with my insurance?


When we detect any problem with your insurance, we'll mail you an insurance inquiry letter to let you resolve the problem.


Hello. Can you tell me if I can use a proof of residence if it's in my husband's name, but we live together?


Of course. Do you and your spouse have the same last name?


Yes, we share the same last name.


In that case you can use proof-of-residence documents that are in your spouse's name.


Great! I could also show you our marriage certificate. Would that also work?


Yes, that would work.


What should I do if I don't find the documents that prove my relationship and identity?


Then you could also use a phone bill, electricity/gas bill, water bill or cable bill or divorce papers.


What if I don't have these at home?


You may already have more proof documents than you think, or you may be able to get some other proof documents.


Let's say I don't have my marriage record or birth certificate anymore. What should I do then?


The New York State Department of Health Vital Records office can help you with obtaining vital records in the state. Alternatively, you can order vital records online from New York and many other states through an independent partner, VitalChek Network Inc., at vitalchek.com .


I see. And what if I attended school at a community college?


Then you may have received a General Educational Development GED certificate. You can contact the college for a certified copy.


Hi there. I'm looking information related with drivers from others states.


No problem. Is your driver license from another state?


Not exactly.


If the license is from another state this can be restricted?


Yes, a license can be restricted in some cases, in others can be suspended or revoked because of violations or incidents.


And how can I get a license?


The dmv can issue a conditional license to a qualified driver whose ny state license has been suspended or revoked because of a alcohol or drug- related violation.


In that case I can still receive then a license?


Yes, you can receive a conditional driving privilege or a restricted driving privilege to drive in NY state.


And how do I get access of this conditional license?


You need to be a qualified driver and must attend a impaired driver program previously know as drinking driving program approved by the dmv.


And what I need to do to apply for it?


To apply for this kind of license you need to go in person at a dmv office.


The whole process must be done at the office?


Yes. You can do this at most, but not all, motor vehicles office. You need to contact your nearest office to find out where you can apply.


Hi, I'm constantly searching DMV records for driver license, registration and insurance information. So I thought I'd get a DIAL-IN search account, but I need to fill the form MV-15D. I've been trying to get the form on the website but it's seems the website is down, or maybe my browser is not compatible. Could you assist me with that?


We are currently upgrading our security protocols to better protect your data, so the platform has been down recently, but right now the website if available. If you want to check whether your browser is compatible, visit https://encryption.ny.gov/.


Thanks, I checked and my browser it's not compatible, what should I do now?


Upgrade your browser to the latest version.


Done, so now to re-verify whether is compatible should I go to the same link?


Absolutely, visit https://encryption.ny.govc to verify again.


Thanks, I already got in, but I can't seem to download the form. How can I contact DMV about this? I need to get that Dial-in search acount asap.


You can contact DMV at: NYSDMV DIAL - IN AccountsRoom 2316 Empire State PlazaAlbany , NY 12228 473 - 2137 dmvaccounts@gmail.com


Thanks! But why can't I download the form? Does it have anything to do with the new security?


Yes, we upgraded our security for better protection of the data. So, now you can't download any form as you usually did, to request a form you have to contact DMV.


Can I visit the page with mi phone?


Yes, most of smart phones have compatible browsers. Visit https://encryption.ny.gov/ to check that.


Hi. I'm looking for information on my VA health care coverage.


No problem. The affordable care act was created to the health care cost and expand access to coverage.


Thanks. then. Oh, i was wondering if that coverage is according to ACAs minimum essential coverage requirement?


Yes, it is. Our health coverage is designed to meet the minimum essential coverage requirements for 2018.


Were you signed up for one of the programs offered?


No, i wasn't.


In any case, could you tell me which are those programs you are talking about?


No problem. For example, you have the VA healthcare program.


I see. That kind of information is always useful. So, if i'm enrolled in one of those, ma i have health coverage then?


That's correct. If you're in one of those programs, effectively you have coverage.


Good, good. Oh, i heard the other day that you don't have to pay any penalties for not having health insurance anymore. Is that right?


You're right. Starting in plan year 2019. The individual shared responsibility no longer applies.


Hello I need information about Zip Code and Email Entries


ok, a question has your address changed recently?


do not


But if someone has recently changed their address, what should they do?


If your address has changed, please do not process your transaction online. Instead, follow the instructions to change your address.


and to do that I have to have an email?


Yes, and Your email program must be able to receive emails from addresses that include the domain: dmv.ny.gov.


And if I change my email, do I also have to change my residence address?


If you already have a residence address registered with the DMV, you are not required to change it when you change your email address, but you can change the residence address if you wish.


and how long do I have to report my change of residence?


New York State law requires that you report a change of residence to the DMV within 10 days.


You do not have a residence address registered with the DMV?


VR&E Reemployment track


are you a veteran?


yes


you re protected under the Uniformed Services Employment and Reemployment Rights Act USERRA .


i am a veteran


the Vocational Rehabilitation and Employment VR&E Reemployment track can help your employer accommodate your needs .


Can I get help returning to my former job through VR&E?


You may be eligible for help if you re a Veteran with a service - connected disability


show me the requirements


are all required?


yes, Have an employment barrier or handicap


Are enrolled in Vocational Rehabilitation and Employment VR&E


no i didn't sign up for that vocational rehab plan


sorry then you do not meet the requirements to be eligible for this benefit


Can you tell me more about your health care for veterans, please?


Do you have other forms of health care coverage like a private insurance plan, Medicare, Medicaid, or TRICARE?


Yes, I do.


Then you can use VA health care benefits along with these plans.


That's unexpected, but great to know. Do I still have to carry open health care related costs, which my current insurance doesn't cover?


Depending on your assigned priority group, you may have a copay for non-service-connected care.


And what if I'm part of a lower priority group?


In that case, you could lose your VA health care benefits in the future.


That doesn't sound good. If I delay signing up, does that have any negative consequences?


Yes, you'll pay a penalty. This penalty gets bigger each year you delay signing up and you'll pay it every year for the rest of your life.


Ouch. Are you billing Medicare as well?


We don't bill Medicare or Medicaid, but we may bill Medicare supplemental health insurance for covered services.


Should I cancel my Medicare or continue to use it?


This is your decision. You can save money if you drop your private health insurance, but there are risks.


What should I do if I don t receive my VHIC in the mail?


Has it been more than 10 days since you've had your picture taken?


Yes it has been


please call the VA medical center where you had your picture taken .Or call us at 877 - 222 - 8387 .We re here Monday through Friday , 8:00 a.m. to 8:00 p.m


What do I call if there is a hearing problem?


call TTY : 711 .


What should I do if my VHIC is lost or stolen?


You can request a replacement card at the VA medical center where you had your picture taken . You ll need to bring your driver s license , passport , or other government ID or be able to answer a series of challenge questions so we can verify your identity before we give you a new card .


Have you changed your medical center since getting your original card?


No I haven't


What do I need to take when I get my picture taken?


You ll need to show a current form of primary identification


How do I get my VHIC?


you ll need to be enrolled in VA health care .


Good afternoon, I would like to get info about independent living, please.


No problem with that. May i ask if your disability is an obstacle for any of your daily activities?


Yeah, is impending me to do my daily routines properly.


Sorry to hear that. You may qualify for independent living services through the Vocational Rehabilitation and Employment Independent Living track. You can even receive these services if you are looking to get a job.


And what may i need to qualify?


Do you have a serious employment handicap?


No, nothing like that.


If you don't have that condition, then you can't apply for this benefits.


Well, lets say i have that condition, how can i apply?


Well, if that was the case, you should go to eBenefits to apply.


O.k ,and then?


Then a Vocational Rehabilitation Counselor will work with you to determine the severity of your handicap and see if you're ready to work or not.


What happens after I apply for health care benefits for a Veteran?


After you have applied for VA health care, you will receive a letter in the mail to let you know if your application is approved and what to do next.


What will I do after you approve my application?


You will receive a welcome call from the VA welcoming you to the VA health care program.  They will also help you with scheduling your first doctor's appointment.


How do I find out about VA health care benefits, health care team, and where I go for care?


We will help you learn all about your VA health care coverage, health care team, and where to go for care.


How do I get ahold of the Veteran's Health Benefits Handbook?


We will send the Handbook by mail and it will explain your specific health care benefits, how much copay, and other important information.


How long does it take to hear about my application?


Has more than a week passed since your completed and turned in your application?


Yes, it has been more than a week and haven't heard back.


Don't apply again and call our toll-free hotline at 877-222-8387.


Hi. I am trying to learn about TSGLI.


Great. I can help you with that.


Do you currently have TSGLI?


I do not.


How can I find out if I am eligible?


I can help with that. Let's go through the requirements.


What are the requirements?


Have you experienced a traumatic injury?


Yes, while I was serving.


So did you report the injury before leaving the military?


No. I was afraid.


Unfortunately, you needed to report the injury before leaving. You may not be eligible.


I let my insurance lapse and need to know how much I'll have to pay.


Your Suspension Order should show how much you will need to pay. This amount is based on the length of time your insurance lapsed.


Has your insurance been lapsed for 25 days?


No, it's been longer than that.


Can I pay by mail?


Absolutely. Your Suspension Order will give you instructions on how to do so. You will need to send the bottom of your Suspension Order along with a certified check, personal check, or a money order payable to Commissioner of Motor Vehicles.


What if my insurance has been lapsed for 90 days?


You will be given one of two options. You can keep your plates and agree to pay a penalty of $900, or surrender the plates and serve a registration of 90 days.


How can I find out more about this topic?


You can find more information online at our website under Insurance.


Is it possible to pay the penalty online?


Yes, it can be paid online.


Can you walk me through the steps I should take when applying for disability benefits?


Of course. First you should review the Child Disability Starter Kit. This kit answers common questions about applying for Supplemental Security Income (SSI) benefits for children.


What if I need additional help with my application?


In that case you can call us toll-free at 1-800-772-1213.


By the way, does the starter include a worksheet?


Yes, it includes a worksheet that will help you gather the information you need.


Do you require a phone number for people who are deaf or hard of hearing?


No, thanks. I don't know how you get that idea.


So, back to the topic at hand. What should I do after I have reviewed the kit and contacted social security?


You should fill out the online Child Disability Report. At the end of the report, we will ask you to sign a form that gives the child's doctor permission to give us information about his/her disability.


But I should contact social security before that, right?


Yes, you should contact Social Security right away to find out whether the income and resources of the parents and the child are within the allowed limits , and to start the SSI application process.


Do student loan deferments allow me to temporarily stop making payments?


Yes, student loan deferment could help you temporarily stop making payments  and sometimes is the best solution; but it does not help in making progress in paying back your loan.


Are there any other alternatives to consider?


Actually yes, there is an income-driven repayment plan that you should consider.


Why is an income-driven repayment plan better at getting relief?


It is a better option because income-driven repayment plans base your monthly payment on your income and family size and your payment could be zero a month.


If I am in the military or have been in the military could I get a deferment?


Do you believe you are eligible for the military deferment?


Yes, I believe I am.


Are you on active duty military service ?


Yes, I am.


Then you may be eligible for the Military service deferment.


What if I don't pay the interest on my loan and allow it to capitalize?


It will actually make your total amount you repay higher and unpaid interest is only capitalized on Direct Loans and FFEL loans.


hi, show me information about Post-9/11 GI Bill


The Post-9/11 GI Bill Chapter 33 helps you pay for school or job training .


What if I was active duty after September 2001


yes I was active after September 2001


Am I eligible for Post-9/11 GI Bill (Chapter 33) benefits?


Served at least 90 days on active duty either all at once or with breaks in service on or after September 11 , 2001


nothing more?


Received a Purple Heart on or after September 11 , 2001 , and were honorably discharged after any amount of service


I did not receive a purple heart


Served for at least 30 continuous days all at once , without a break in service on or after September 11 , 2001


neither


Are a dependent child using benefits transferred by a qualifying Veteran or service member


yes


You can get these education benefits if you meet at least one of the requirements


What should I do with the remaining apportioned plates when I receive my new apportioned plates?


Doe one or both of the apportioned plates remain?


Both of the apportioned plates are remaining and I need to know what I should do with them when I receive my new apportioned plates.


If one or both of the apportioned plates remain, you must send in the apportioned plate and your old cab card within 30 days after you receive your new apportioned plates.  Failure to return your license plates can result in suspension of your IRB account.  The IRB will issue new apportioned plates that have a different number along with a new matching cab card.


What should I do if my apportioned plates are lost or stolen?


Have both apportioned plates been lost or stolen?


I believe they were stolen, yes.


If both apportioned plates are lost or stolen, get from Report of Lost or Stolen Motor Vehicle Items MV-78B from a police agency.  Also get the same form if your items were lost because of a crime.  Your items will be replaced at no fee if the form shows the items were lost because of a crime.


How do I apply to replace IPR registration items at the DMV?


You can apply to replace IPR registration items at the Customer Service CounterRoom in Albany.


What is the address of the Customer Service CounterRoom?


It is located at 136 Swan Street Building, Empire State Plaza in Albany, NY.


What is the topic I would be searching once the "do it online" button shows in the megamenu online?


Motor Carriers.


Did I reach the feedback center?


Yes you have reached the feedback center and your feedback is very important to us.


Have you previously submitted a complaint and Federal Student Aid gave you a response you do not agree with?


No, I did not previously submit a complaint.


Can I log in and manage my case?


Yes, you can log in and manage your case.


Am I allowed to share positive feedback also?


Yes, you are allowed to share positive feedback at the feedback center also.


Can you help me?


Do you want to speak to an agent?


Yes, I would like to speak directly to an agent about my feedback.


Then you can call for help to submit your feedback or to ask questions at 1-844-651-0077.


Hello I need information about IRP Registration Transfer


Do you want to transfer an IRP registration and distributed plates?


Yes


In that case request that the IRB transfer the registration when you purchase or register the new vehicle.


and can it be done online?


You can request the transfer of an IRP registration online through the New York State OSCAR Credentialing and One Stop Registration system.


and can it be done over the phone?


You cannot transfer an IRP record over the phone. You can call the IRB with questions at 1 - 518 - 473 - 5834.


and by mail?


If you apply by mail, send photocopies of your proof of identity.


What if the new vehicle weighs more than the old vehicle?


If the new vehicle weighs more than the old vehicle, there are prorated registration fees for the weight difference, administrative fees for the vehicle license plate transfer, and fees for any fee increases that may have occurred since the original registration was issued. .


hello I need information about How to pay insurance criminal penalty


You must first determine if you can pay, do you want to know more about it?


do you know if you can pay?


ok you can pay if your insurance expiration is 90 days or less


if it is less than 90 days


And if I pay, will they restore the service?


Your payment does not guarantee that the DMV will restore your registration or close any other suspensions or revocations you have. It is your responsibility to know if the DMV restored your registration before driving the vehicle. You can check the status of your driving privilege and vehicle records through MyDMV [2].


What if the insurance period is greater than 91 days?


in this case you can't pay


what are the rules for beneficiaries with higher incomes


The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare


If my spouse remarried and lived with me at any time during the tax year, but filed a separate tax return, what should I do?


the following chart applies to you


If i re single and filed an individual tax return , or married and filed a joint tax return


If  my Income Has Gone Down?


If your income has gone down due to any of the following situations , and the change makes a difference in the income level we consider


it's not my case


we use your most recent federal tax return the IRS provides to us?


this information is from a tax return filed in 2019 for tax year 2018


I need info about VA programs for substance abuse


The VA health care program covers services to treat substance use problems .


Do you want to know how to access these services?


yes, please


To access these services you must first apply for VA health care .


where can I get help if I'm not familiar with the VA?


You can find a Substance Use Disorder SUD program near you, you can call our general information hotline at 800 - 827 - 1000 , or contact your local VA medical center


what kind of help do you give?


The services we offer you depend on your specific needs .We provide many options for Veterans seeking treatment for substance use,  problems ranging from unhealthy alcohol use to life - threatening addiction .


But what if someone didn't have VA benefits?


You may still be able to get care if you served in a combat zone, get free private counseling , alcohol and drug assessment , and other support at one of our 300 community Vet Centers .


and as for me I just go to my VA care provider?


If you have a VA primary care provider, your provider can help you get screened for substance use problems and related issues like PTSD or depression and can offer treatment and support as needed .


can you tell me how to update FAFSA


Of course, review how it works FAFSA


KNOW THE OPERATION OF FAFSA, NOW HOW I DO THE UPDATE


Perfect, before updating check the corresponding corrections


Okay, I will start making the respective corrections


watch for the information you put on the form


I am making the respective corrections


Check if you have any information supplied with errors


Check your SSN and correct if you have errors


I am adding an eleventh school to correct the error


Perfect, new school code overwrites a code from the previous school.


How do I access these VA nursing home services?


You may be able to use one or more of these services if you meet all the requirements


if i signed up can i get VA medical care?


if you can get home health care as part of your benefits.


What requirements are requested?


Did you sign up for VA medical care?


if I signed up for VA medical care


Have we concluded that you need a specific service to help you with your continuous treatment and personal care?


if they have concluded that I need a specific service to help me with my continuous treatment and personal care


Is the service or space in the care environment available near you?


No, there is no service or space in the care environment available near me


according to your answers I inform you that you are not eligible for assistance


Hello I need information about How much does it cost to use an accredited representative or a VSO?


In general, no person or organization can charge you a fee to help you file your initial application for benefits. But they may charge you for unusual expenses.


do you think a claims agent or attorney charged you a fee that is too high?


do not


How do I find an accredited representative or a VSO?


You can find an accredited representative or a VSO in 1 to 2 ways:  Go to eBenefits to find a local representative that includes a recognized VSO, attorney, or claims agent by state / territory, zip code, or organization name.


What are VSOs and what do they do?


VSOs work on behalf of veterans and service members, as well as their dependents and survivors


and what else can these professionals do?


These trained professionals can also: Help gather supporting documents, such as a doctor's report or medical test results.   file a claim or appeal on your behalf


ok and how can I do if I want to make an appeal but I can't be present?


These trained professionals can file a claim or appeal on your behalf


I would like you to help me obtain information on How much will my service member pay for dependent coverage?


Nothing. We provide dependent coverage at no cost until the child is 18 years old, or sometimes more if the child meets one of the requirements listed below.


What do I have to do to continue receiving dependent coverage after 18 years?


Is the youth a full-time student?


yes


What should I do when completing the Spouse Coverage Election?


Upon completion of the Spouse Coverage Election and the SGLV 8286A Certificate you must have it delivered to your unit personnel officer. Download the Election PDF and Certificate of Spouse Coverage


What should I do once I give the certificate to the personnel officer?


You must Download the PDF of election and certificate of spouse coverage


What happens if the child is a full-time student between 18 and 22 years old?


in that case we can extend the coverage


How do I convert an FSGLI spousal policy into an individual insurance policy?


You have the option of converting your spouse's FSGLI coverage into a permanent individual life-like insurance policy within 120 days from your service member's date


Hello, I need information about Life Insurance for Veterans with Disabilities in Service (S-DVI)


Clear. The S-DVI Disability Veterans Life Insurance provides low-cost coverage to eligible service members. Would you like to know more?


do you have a service related disability?


if I have it


Very well, you can find out how to apply for S - DVI online or by mail.


What requirements do I need to meet?


Were you released from active duty on or after April 25, 1951 and did not receive a dishonorable discharge?


Were you qualified for a service - related disability even if only 0%?


yes


Are you in good health, except for any service-related conditions?


Can you apply within 2 years from the date we provide your new service - disability related?


of course


excellent meets the requirements to apply for S - DVI


I'm here on an insurance matter


Are you in a situation where you do not have insurance or it is about to expire and you don't plan to replace it?


no, I have it


what do I do if I have insurance but you tell me that I don't have it?


You need to follow the instructions in the letter and contact your company or agent about the problem.  Ask your insurance company to file a notice of coverage with the DMV electronically.


what about the letter that says my license is suspended, how do I take care of that?


You need to follow the instructions in the letter and contact your company or agent about the problem.  Ask your company to file a notice of coverage with the DMV electronically.


what happens if I let my insurance lapse for some time but I have insurance now?


Once the lapse is determined, the registration and, if the lapse period is 91 days or more, your driver license will also be suspended for the same number of days. The suspensions may not be effective on the same date.


what happens if my license is suspended and I lose my insurance again?


If that happens you will need to surrender your vehicle registration and plates to the DMV immediately


but for now I can drive since it is a mistake and I am covered and not suspended so nothing will happen to me right?


Don't use your vehicle if your insurance coverage is cancelled, even if you think it is a mistake


I'm a vet in need of employment help


Are you a Veteran with a service-connected disability that impacts your work?


Yes I am disabled


The Vocational Rehabilitation and Employment program, also called Voc Rehab, VR&E, or Chapter 31 benefits, may be able to help you. We offer different  support-and-services tracks to help you find and keep a job. We can help you look at the options for the different tracks and help you apply for benefits and services.


can you help me with the job I had before I had problems?


We might be able to help, you may have the right to return to the civilian job you held before you deployed


how many ways of helping me do you have?


We offer 5 support tracks to help you find and keep a job


can you just find me something that fits my military work I did?


Yes, the Rapid Access to Employment track can help you with a job that matches your existing skills


do you have one where I use my skills to go into business for myself?


We have a Self-Employment track where we can help you start your own business


they all sound like they are for me, does the voc rehab offer vocational classes?


Yes, we have a Long-Term Services track that could help you with vocational training to help you develop new job skills if you are eligible


Will my benefits change every year on January 1st?


No, not always.


If my school has an approved agreement with you and continues in the program, do they still have to offer Yellow Ribbon Benefits?


Yes, they must continue to offer Yellow Ribbon benefits to you the next year as long as you meet all of the requirements.


How much will I have to pay if I already receive financial aid?


We will deduct any financial aid then your school's funding through the Yellow Ribbon Program can cover part or all of the remaining unmet charges.


What is the purpose of the Yellow Ribbon Program?


The Yellow Ribbon Program can help you pay for higher out-of-state, private school, or graduate school tuition that the Post-9/11 GI Bill doesn't cover .


Can I attend school part-time and still be in the program?


Yes, you do not have to be in school full-time.


Do I have to meet certain criteria to remain in the program?


Are you making acceptable progress toward completing your program according to your school?


No, I am failing a couple of my courses.


Then you would not be eligible to take part in the program any longer.


hi how do i get a learner's permit


Obtaining a permit is the first step in obtaining your driver's license. Most people apply for a Class 'D - Operator' permit. 1 Must be 16 years of age or older and must submit an application in person at a DMV office.


and the request must be made in person?


you must file the application in person at a DMV office


What happens if I pass my exam?


the examiner will give you an interim license that allows you to drive


What should I do to prepare to take the written permission test?


study the New York State Driver's Manual and take the practice tests


want to know what you need to pass?


do not


What else should I do to prepare?


learn how to find a pre-license course and prepare for your practical exam   must follow all restrictions on learning permits


Hello. Can you tell me how to get benefits?


Of course. You'll need to file a claim for disability compensation.


Do you plan to file a claim?


Yes, that's what I'd like to do.


When you file, you'll have to show that your health problems are linked to your contact with certain environmental hazards while serving in the military.


Got it. We are talking about environmental hazards that impacted my health in a bad way during my service, right?


Yes, you may have illnesses or other conditions believed to be caused by toxic chemicals in the air, water, or soil.


And if these factors have caused my disability, I qualify for benefits?


Correct. You may be able to get disability benefits if you have an illness or other condition believed to be caused by your contact with an environmental hazard while serving in the military. For example, due to contact with particulate matter or large burn pits in Iraq, Afghanistan, and Djibouti in the Horn of Africa.


Can you help me learn more about possible benefits?


Yes, here you can find out if you can get disability compensation or benefits.


That'd be great. For example, do I have to provide evidence?


Of course, you'll have to show that your health problems are linked to your contact with certain environmental hazards while serving in the military.


hello could you help me choose the direct loan MPN


Of course are you an undergraduate student?


yes


in that case Use this MPN for Direct Subsidized Loans or Unsubsidized Direct Loans available to eligible undergraduate students.


and what should I do after logging in?


after starting the section you must go to the section See demo


okay. Could you also tell me what a master promissory note is?


Of course The Master Promissory Note MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education.


What if I'm a graduate student already?


Find and use the MPN you need as a graduate or professional degree student to obtain federal student loans. Graduate / professional students may be eligible for unsubsidized direct loans, direct PLUS loans, or both. You must complete an MPN for each type of loan you want to receive.


where can i find more information?


for More information Sign in to select the MPN typeOMB No. 1845-0007 Form approved


I have so many questions about medicare premiums, I don't even know where to begin.


No problem. First you should know that the law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don t pay higher premiums.


Can you tell me how you determine my 2020 income-related monthly adjustment amounts when it comes to tax return?


Of course. We use your most recent federal tax return the IRS provides to us. Generally, this information is from a tax return filed in 2019 for tax year 2018. Sometimes, the IRS only provides information from a return filed in 2018 for tax year 2017.


I see. What if my income has increased?


Do you have a higher income?


No? No, just forget it. I didn't mention anything like that.


Well, if I WAS a higher income beneficiary with Medicare prescription drug coverage, what would that entail?


You'd pay monthly premiums plus an additional amount, which is based on what you report to the IRS. Because individual plan premiums vary, the law specifies that the amount is determined using a base premium.


And regarding the premiums, what if you determine I was a higher-income beneficiary?


You'd pay a larger percentage of the total cost of Part B based on the income you normally report to the Internal Revenue Service IRS. You'd pay monthly Part B premiums equal to 35, 50, 65, 80, or 85 percent of the total cost, depending on what you report to the IRS.


Yeah, hi. I filed a FOIL request some days ago and would like to know how long i'll have to wait before be able to inspect the documents and where it will be?


It certainly takes a while. Yo must be patient, because is not custom that records are produced the same day  they are requested. The standard time frame is at least 20 business days after receiving written acknowledgement from the FOIL office.


Did you provided a phone number along your request?


No, i didn't do that.


My FOIL request has been rejected, can i file a appeal?


That rejection has been for a whole or only for a part of your request?


It was for a part on the information requested, yes.


You may indeed appeal the rejection then. You must proceed writing before 30 days from the date of denial for your FOIL request. It must contain a description of the contents which were rejected and have your appeal identified with the date of your record request.


Thank for the answer. Last question, please. what can i expect to happens when my requested records are ready to inspection?


When that happens, you just need to go to the Customer Service Counter Room, any day from Monday through Friday, from 8:00 am to 3:45 pm. There you'll be able to inspect the records you requested.


I want to know more about my VA benefits and my disability rating


Did you spend time in a VA hospital or a VA-approved hospital for a disability related to your military service?


no I haven't


So you were never in a VA hospital for a service-connected disability?


No I wasn't


So can I still get benefits even if I wasn't in the VA hospital?


You could get benefits if you meet the requirements


and what are the requirements?


Did you spend more than 21 days in a VA hospital or other approved hospital for a service-connected disability ?


I was in an approved hospital but not a VA hospital, I was just confused before


so am I approved or eligible ?


If you answered correctly about your hospital stay then you might be able to get disability benefits


I need info about Camp Lejeune water contamination health issues


Did you serve at Marine Corps Base Camp Lejeune?


No, but I would like to know about this topic


Do you have a qualified service at Camp Lejeune?


Yes sir


In that case you may be able to get some disability benefits


Have you served at Camp Lejeune or MCAS New River for at least 30 cumulative days from August 1953 through December 1987?


No it wasn't


You do not meet all the requirements, so you may not be able to get disability benefits.


Are veterans and their families covered for medical care?


That's right. Veterans who served at Camp Lejeune or MCAS New River for at least 30 cumulative days from August 1953 through December 1987 and their family members are covered.


My vehicle was stolen. What should i do?


You should first lodge a report to the police and your insurance company.


What should i do after that?


After you lodge the report, you should wait for the police to take action. The report will also prevent your vehicle from being sold.


Does stolen plates follow the same procedure?


Stolen plates have a different form and it is only available at police agencies and not at DMV.


Okay. So after i lodge the report, i should just wait for any news from the police?


Yes. The police will input your vehicle information into national and state auto theft computer records. Other than tracking the vehicle, this will also prevent someone from selling or applying for a title using your vehicle.


But my vehicle was stolen before i was able to apply for registration. What should i do?


Quickly apply for a title in your name with proof of ownership to the vehicle.


If i am able to recover my vehicle, could i directly apply for plates?


No. The first thing you need to do is inform the police so that the stolen vehicle alarm would be cancelled. After you confirmed that it has already cancelled, you can then proceed to apply for plates or registration.


Would i need a duplicate title?


A duplicate title will be issued for stolen vehicle to mark the stolen vehicle. Remember to send your title to the Title Bureau along with a letter to explain that the vehicle have been recovered. After that, the DMV will issue a regular vehicle title.


Is there anything else that i need to do after i recover the vehicle?


No. That is all the thing. However, if the vehicle was damaged after you recover it, please contact your insurance company and settle it with them first before applying for plates or registration.


can you give me details of Exposure through Project 112 or Project SHAD


If you were a part of chemical and biological warfare testing through Project 112 or Project Shipboard Hazard and Defense SHAD


If that is my case, what can I do?


I need more information about Project 112 or Project SHAD


The Department of Defense s Deseret Test Center in Fort Douglas , Utah , conducted this testing , which took place aboard ships and on land in various locations from 1962 to 1974 .


Who s covered?


Veteranss and Qualified survivors


tell me the questions i must answer


You were part of Projects 112 or SHAD testing from 1962 to 1974


not


No You may be able to get disability benefits


How do I get these benefits?


You ll need to file a claim for disability compensation. You can call the VA Special Issues Helpline at 800 - 749 - 8387 . Or you can file a claim online .


Hello, I would like to know what original documents do I need to obtain a Social Security Card?


want to get citizenship


You have not yet established your US citizenship with us?


no


and if the document is expired?


We cannot accept a receipt showing that you requested the document. All documents must be current, not expired.


What do I do if I don't have one of these specific documents?


Do you have the Employee Identification Card?


and the school ID card?


yes


then we can verify your identity with the US Passport


What if I have not updated any document with my old name?


We will accept an identity document in your old name that has expired


Hi, can you give me information about the Direct Parent PLUS Loan Application? William D. Ford


want to know What is a direct PLUS parent loan application?


Do you want to apply for a PLUS loan?


What is a Parent Direct PLUS Loan Application?


The information you provide will be sent to the school you select. The school you select will use the information collected to determine your eligibility for a Direct PLUS Loan and to process your application.


and do all schools have the same application process?


Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.


Should I SIGN IN TO BEGIN to apply for the loan?


if you must SIGN IN TO GET STARTED


I am looking to get information regarding a retirement benefits planner, where do I go to get this information?


Are you aware of the Government Pension Offset (GPO)?


Yes, I have heard of this but would need more information on it


Will you be in receipt of a pension for work that is not covered by Social Security?


Yes, that does apply to me


In this case, any benefits that you may be able to receive on your spouse's record may be reduced. This reduction is referred to as GPO


What information is required to calculate my benefits if I am affected by GPO?


There are two things required; we will need to know your gross monthly pension from your job that is not covered by Social Security and then the estimated monthly amount of your Social Security benefit as a spouse, widow or widower, before the effect of GPO


Where can I get further information regarding the calculation of my benefits upon retirement?


Are you eligible for widow's or widower's benefits, or have you no access to your spouse's estimate or records?


No, I do not fit these criteria


Hey, I just wanted to check on an appeal.


Then you are in the right place. Here you can find out how to check the status of a VA claim or appeal online.


Good. I've read that you have a tool for this, is that right?


Yes. Do you want to use this tool?


No, that is not necessary now. Just some information would be great.


I noticed that I don't see all of the documents I sent to VA online. Are some of them missing?


Please do not worry. This may be because certain documents won't appear online.


I won't see all documents you say?


Correct. You can view anything you filed online and any evidence to support your initial claim though.


That's what I thought. And that tool of yours, does it let me take a look at the status of an appeal too?


Yes, you can use this tool to check the status of a VA claim or appeal for compensation.


Hello there, All great with you?. Look, I sent an Aid request some time ago, but hasn't been any answer, so when do i get my money?


If you completed the proper procedure, It should be sent to you soon. Be aware that benefit will be paid by your School and not by the U.S Department of Education so, Have you checked on your school's payment schedule?


Yeah, I checked that out already, that's why i'm here asking about.


Well, that's pretty much what you can do for now. If you found out that information, then you must even know the period your aid will cover.


O.k, O.k, you got me there. Yeah, i even looked about that period thing. Anyway, To be sure, all what i needed to do was to send the application, right? what else comes next?


You're right. That's all what you were required to do. And if you are asking about your aid, then you probably took some of the next steps to that submission.


Yeah, yeah, I went and did some thing, some paperwork. Look, what can I do if i don't have those resources for when i star my classes, huh?


In that case, you should find out how to pay for your course materials, so you can start your classes and then help yourself with the aid.


And just like that, huh? Oh, well. I hope won't need to do that. Sorry, but a Master Promissory Note was one of those steps you mentioned earlier, wasn't?


That's correct. A MPN is a requisite for getting the aid.


And of course accepting the aid from school, too?


That's correct.


can you give me details of Co-op training


A college or university co - op training program lets you get full - time work experience in between periods of going to school full time . You may be able to get help paying for some of your costs like books , tuition , and housing if you re part of a co - op . Find out if you can get these education benefits .


If that is my case, what can I do?


Find out if you can get these education benefits


tell me the questions i must answer


You re using VA educational assistance


not


No, you may be able to get the benefits if you do not meet the requirements


If the program is at a private or foreign IHL


we pay the lesser of the national maximum or the actual costs for in - state tuition and fees . We also pay for some of the cost of housing and books .


Who s covered?


Veterans


What benefits can I get?


Help paying for tuition and Money for books and housing


I want to apply for Social Security benefits


You can apply online, it is the quickest and easiest way to do it


We also provide ways if you are hearing impaired. Are you deaf or hard of hearing?


yes I am deaf


you can call TTY 1-800-325-0778 to apply


and maybe i'll do it online


Yes, you can just do it online


does my age decide when my benefits start?


If you are already age 62 ,you may be able to start your benefits in the month you apply .You should apply for benefits no more than four months before the date you want your benefits to start .Benefits are paid the month after they are due


and if I get benefits can I get them through direct deposit?


Yes, just bring your bank information so you can sign up for Direct Deposit .If you do not have a bank account you can sign up for the Direct Express card program


what if I can't get my birth certificate?


you can request one from the state where you were born


can I apply from outside the U.S. ?


If you do not live in the U.S. or one of its territories you can Contact the nearest U.S. Social Security office , U.S. Embassy or consulate .


Hi. I would like to get some orientation on a complaint.


Is this complaint against you?


Yes, is against me.


Alright. If the complaint is against you, then a consumer services representative from the dmv will contact you so this complaint find a resolution.


But they will contact me about the specific problem I got, right?


That's right. They are advised to contact the dmv consumer and facilities services complaint unit.


There could be any legal process with this?


Yes. There may be the opportunity to pass through a hearing waiver to admit the charges and to pay a monetary penalty.


And what happens if I get revoked or something?


If that's the case, then you'll have to surrender all supplies and cease to operate.


And this will be permanent or I will still have the chance to pay the penalty?


You can pay your fine or penalty, and then you be able to get back to business.


So, if I don't pay I can end in a hearing, right?


If the waiver is accepted, no. But if is rejected, yes.


I need help with proving I have insurance


Was your driver license or vehicle registration suspended because of a lapse in automobile liability insurance coverage?


not yet but it looks like it will be if I don't send in proof


how can I proof I have insurance by phone? can I smartphone it in?


Did you want to provide proof by phone or at a DMV office?


no, I would rather do it online but I can do it by phone or go in if I have to


Okay, do you have a MyDMV account?


no


Would you like help creating a MyDMV account?


yes, but in another visit when I have more time


can I get my driving record from you?


Yes, you can order and immediately download your driving record abstract through MyDMV.


What things will I need to get my Social Security Card?


If you have not already established your U.S. citizenship with us , we need to see proof of U.S. citizenship . We can accept only certain documents as proof of U.S. citizenship . These include a U.S. birth certificate or U.S. passport .


Have you already established your U.S. citizenship with us?


Yes, I have proven my U.S. citizenship before


Okay, so you have shown proof in the form of a  U.S. birth certificate or U.S. passport before


Also, I heard I needed some identity proof so what qualifies as identity proof?


We would accept your U.S. driver 's license, State - issued non - driver identification card or U.S. passport .


What if I don't have any of those things?


We would ask to see other documents. Any documents submitted , must be current not expired and show your name , identifying information, date of birth or age and preferably a recent photograph. Documents such as an employee identification card or other similar cards


Okay, and how much will the Social Security card cost?


You can replace your Social Security card for free if it was lost or stolen .


So I can just come in and get a Social Security card for free whenever I want?


There are limits to how many replacement cards you can get. However, you may not be affected by these limits if you can prove you need the card to prevent a significant hardship .


hello I need information about how to get a driver's license


of course New York State residents 16 years of age and older can apply for a New York driver's license.


and if the person is under 18 years old?


Do you want to know what the Graduate License Law indicates?


do not


Do you want to know what Senior license before 18 indicates?


What if I am not eligible for a senior license?


Yes


want to know what happens If you are not eligible for a senior license, are you turning 18?


What if I still have questions about my benefit verification letter?


Do you still have any questions or need any help with how to request the verification online?


Yes, i still need help with how to get the verification online.


All you need to do is call our toll-free number at 1-800-772-1213 or visit our office.


I am hard of hearing what do i do?


You can always call our toll-free TTY number at 1-800-325-0778 between 7a.m. and 7 p.m. every Monday through Friday.


How do i get ahold of replacement documents?


Just sign into your my Social Security account and go directly to Replacement Documents and choose the replacement document you need.


What is the benefit verification letter and why do i need it?


The verification letter serves as proof of your retirement, disability, SSI, or Medicare benefits.  It also serves as proof that you receive benefits.


How long does creating my Social Security account take?


It should only take 10 minutes of your time.


Can I apply for benefits online?


Are you applying for retirement, disability or Medicare.


No, retirement.


Has it told you your request was unable to be processed?


Yes, it errored out.


Then you will receive information on who to contact or how to schedule an appointment.


Is there a website I can go to for help?


Yes, go to this site.


What about spousal benefits?


If you are the spouse of a retired worker, you may still qualify.


If  a spouse didn't work very long, can his family still get benefits?


Yes, there may be enough work credits to be eligible.


Is there an online tool I can use to figure out what my benefits would be?


Yes, the benefit calculator can estimate this for you.


I'm here because of the Social Security benefit verification letter


Are you trying to get your Social Security Benefit Verification Letter online?


no , not for that


Do you want to know what a Social Security Benefit Verification Letter is?


no


Would you like to sign in to your mySocial Security account to get your verification letter?


yea, that's what I needed


Have you already created a my Social Security Account?


no, that is what I want help with


and what is the verification letter about?


The benefit verification letter , sometimes called a benefits letter , or a Social Security award letter , serves as proof of your retirement , disability , Supplemental Security Income SSI , or Medicare benefits .It also serves as proof that you have applied for benefits or that you have never received Social Security benefits or SSI .


I need to know more about dealing with complaints


Has a complaint been filed against you?


yes


Okay, a Consumer Services Rep from the DMV will contact you in an attempt to resolve this complaint. The CSR will explain the nature of the complaint and will also inform you of your rights, responsibilities, and your liability.


do you tell people to sue us or go to the BBB when they have an issue with us?


The DMV advises all consumers who have a complaint against a dealer, inspection station, repair shop, or dismantler to make an attempt to resolve their complaint with the business manager.


what do you advise them if they don't get a favorable resolution?


The consumer is advised to contact the DMV Consumer & Facilities Services Complaint Unit.  You should keep a copy of all work orders in an easy-to-access location to protect your business.


how can a hearing end if it comes to that?


There may be no action, a warning, the imposition of a suspension, revocation, and/or civil penalties.


what happens when they investigate?


You may be offered the opportunity through a "hearing waiver" to admit to the charges and to either pay a specified monetary penalty and/or to accept a suspension.


If I admit to the charges will it be over?


If the waiver is accepted there will be no hearing


hi i need help about GI Bill Eligibility and Other Education Benefits


Learn about the GI Bill eligibility requirements and find out if you can get these benefits. VA educational benefits can help you pay your tuition, choose a school, choose a career, and more.


who enters into this benefit?


Can I get VA education benefits through the GI Post-9/11 Bill?


You may be able to earn benefits through your post-9/11 GI bill if you have been on active duty for at least 90 days, either continuously or interrupted for shorter periods of time, after 10 September 2001.


What requirements do I need to meet?


Do you have a 6-year service obligation that you agreed to serve 6 years in the Selected Service?


Yes


Are you a Selected Reserve Officer who agreed to serve 6 years in addition to your initial service obligation?


Does it meet the other requirements?


Congratulations, you qualify for the benefit since if you meet the requirements


I need to know what I need to do to qualify for disability benefits.


You are in the right place! What questions do you have about the process?


First off, when should I apply?


You should try to apply as soon as you become disabled.


Will you be applying for Social Security disability benefits?


No, I don't think that's right.


Is there a way that I can apply over the phone? I don't have internet at home. I am at the library right now to do this chat.


Yes, we have a toll-free number that you can use to apply. The number is 1-800-772-1213.


That Social Security benefit thing you mentioned, maybe that was the right thing I need. Would I get money from that right away?


The benefits will be sent to you starting on the sixth full month from the date of your disability.


All of this seems so difficult and overwhelming. Is there anything that can make it easier for me to understand?


I know it seems like difficult to you now, but our Disability Starter Kit will tell you just what you need to do to apply.


Hi, i have some loans and were offered to sign something called Master Promissory Note, What's that?


The Master Note is just a document you sign in order to promise that you'll repay your loans and any accrued interest. It also explain terms and conditions of the loan.


I see, and to get one you have to go through certain procedures and give some information, right?


Yes. Information like your school name, mailing address or contact information are between the requested data.


And that MPN is just for graduate students, or anyone else can us it?


Graduate students and Professional students, are totally eligible.


And that goes for the different types of loans, like Subsidized and Unsubsidized?


That's right. It applies for both types of loans.


And of course, i guess it applies for those Direct Plus Loans you mentioned earlier.


Totally right. It is also valid in that type of loan.


Do you want to know who has to go through the procedures to get a MPN?


No, it's not necessary. I guess it is for Graduate and Professional students, right?


That's right. Would you like to know how much time you would invest in a MPN session?


No, i don't think i need to know that right now.


Would you like to know what do you need to obtain that MPN, then?


No, not at all. I think i wrote that down a time ago.


Hello I need information about AFI's investigation process


AFI will carry out a formal investigation. The result may not be an action, a warning letter, an investigation notice placed in your file, or a formal administrative hearing before an ALJ administrative law judge.


Do you want to know what Vehicle Safety does when it begins the hearing process?


no i don't know what it does


Do you want to know what happens if you accept the exemption?


do not


want to know what to do if the offer is rejected?


And how can I get an opportunity for a hearing exemption?


When Vehicle Safety begins the hearing process, you may be offered the opportunity through a "hearing waiver" to admit the charges and pay a specific monetary fine and / or accept a suspension.


and then I pay my fine and what happens?


If you pay your fine and / or penalty or serve your period of suspension, you will be back in business after full compliance.


I would like to ask for information about technology education courses for veterans


Do you want to gain computer experience to start a career in the technology industry?


Yes I want to start a career in this industry


Great, in that case, you can be eligible for the VET TEC program, this program will match you with a leading training provider that will help you develop high-tech skills


What are the requirements for this program?


There are some requirements, but first I would like to know if you are on active duty


Oh no, Right now I'm not on active duty


I'm so sorry but If you're not on active duty you can't be eligible for this program


in that case, Can I apply for this program soon?


This is a five-year pilot program, if you become an active duty veteran you can participate as long as it is available.


Well I'm sixty years old I can't be on active duty again, But I really want to apply for this program, Is there any other option for me?


Of course, you can explain your case to program's director and maybe you can get an exception, remember that this is a five-year program and you can participate as long as it is available.


What happens if I fail my road test?


The main thing is not to worry, it's not the end of the world


Is it a non-commercial license road test that you have failed?


Yes, it is


In this instance, your learner permit remains in place until the normal expiration date


What ways are there for me to pay for any additional road tests that I have to undertake?


If I have a temporary learner permit, without a photo, how do I pay for any additional road tests?


If your license is temporary, you must bring your NY State driver license with you, or alternatively, a NY State non-driver ID Card


How do I pay for an additional road test after failing the initial test?


You can pay for this either online or by phone


Hello there, good afternoon. Look, i read the other day that i can apply for certain services on a chapter 36 thing from VA, How can i do that?


Well, first of all, you have to log in to your eBenefits account, and then follow the procedure.


O.k, and what happens if i'm eligible?


If that so, we'll make sure to invite you to meet with a vocatioal Rehabilitation Counselor, who will work with you to map out a career path.


That's great. Then again, how do i apply?


No problem. As said before, you can apply going online and going to eBenefits.


Are you or your veteran relative not using VR&E benefits and services?


That's correct, i'm not using those at the moment.


Do not worry, then. You may also apply online through eBenefits.


O.k, but what if i'm effectively eligible on the chapter 36 thing?


As said, we'll invite you to meet with a VR Counselor for a planning session.


Can i get another type of VR&E benefits?


Sure. You may be able to get education and employment benefits, plus services for dependents. For example, you could qualify if you are the child of a Vietnam or Korean war veteran and have certain birth defects.


And all these through VR&E counseling, right?


Correct. The VR&E counseling may help you to get those benefits and services as the dependent family of a veteran with a service-connected disability.


Hi, i've thinking about retirement and heard about planning for that. What can you tell me?


Well, for starters, Do you want to apply for medicare only?


No, not only that.


So you want to know about lifetime benefits?


No, neither that.


OK, well, maybe are you going to get a job?


No, no, none of the options you presented is according what i want.


Do you need help with you health insurance coverage


No, i' m not having any issues with that.


Well, there's one thing. Do you signed up for medical insurance?


Yes, that's the one.


Then you have signed up for medicare, right?


No, not yet, but i'm looking for info about it.


I'm looking for info about social security credits.


Of course. You should know that you must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes.


I heard about this work test. You see, I'm actually blind, so how is this supposed to work for me?


In that case you must only meet the duration of work test.


Alright. Let's talk about survivors benefits. What if I'm already receiving retirement or disability benefits? Will my wife get those benefits?


If you still pay it at the time of your death, we will pay your survivors based on that entitlement. We will not have to determine your credits again.


You keep talking about those credits. How do I earn them?


Do you work and pay Social Security taxes?


Yes, I currently do.


Then you earn up to a maximum of four credits per year.


And do I need anything else to be eligible for disability benefits?


Yes, you must meet a recent work test and a duration work test.


I want to know how to send in evidence for my claim


Have you filed a claim for disability compensation


yes I have


You can upload evidence online and you have up to one year to send it in.  Evidence may include supporting documents like medical test results, doctor’s reports, and other records


but how do I send it in?


You use the claim tracking tool to upload whatever evidence you have to support your disability claim.  The tool also helps you check the status of your claim.


what does the evidence do to my claim? do I go back to the end of the line again?


Your claim is removed from the Fully Developed Claims program and it is processed as a standard claim


and I can keep sending in evidence?


If your claim is decided earlier than one year from the date we received the claim you will still have the rest of the year to provide any additional evidence .


what should I be sending to make my case stronger?


You should be sending in federal and state records, such as your military medical records and your military personnel records.


hi i need help about Foreign programs


Do you plan to study in a foreign school?


do not


What requirements do I need to meet?


Are you eligible or already receiving VA educational assistance as a veteran, service member, reservist, or qualified dependent?


Yes


have they approved their program?


Is your program in a higher education institution where you will earn a standard or higher associate degree, or a degree of equal value at that foreign school?


We regret to inform you that you may not be able to obtain the benefit since it does not meet all the requirements


Hello, I would like to know what I must do to continue receiving federal student aid


Of course You must continue to meet the basic eligibility criteria, make satisfactory academic progress, and complete the FAFSA every year.


Should I continue to meet the basic eligibility criteria?


yes Remember the basic eligibility criteria that allow you to get federal student aid continue to apply the entire time you receive aid, not just when you first fill out the FAFSA and receive aid.


and Must I have satisfactory academic progress to continue receiving federal student aid?


You must make satisfactory academic progress to continue receiving federal student aid. In other words, you have to get good grades and complete enough classes (credits, hours, etc.)


and is it indispensable?


yes You must make satisfactory academic progress to continue receiving federal student aid.


Do you want to see your school's data?


no


and for how long is the form you fill out valid?


When you complete the FAFSA, you are applying for help for a specific year. To get help next year, you'll need to submit next year's FAFSA form.


I'm a high school senior who will be attending college in the fall. I need some information about student loans.


I can help you with that.


Will you be taking out a student loan?


I'm not sure yet. I need more information first.


What are some different types of federal grants?


There are several federal grants that may be available to you, including Pell Grants, FSEOG, TEACH Grants, and Iraq and Afghanistan Service Grants.


Do military families qualify for any kind of financial aid?


Yes. There is aid available for members of military families.


Does my state government offer financial aid?


Yes. Your state government is another source for financial aid.


What is the work-study program?


The Federal Work-Study Program lets you earn money to pay for your schooling by working part-time.


Is there really student aid scams I need to avoid?


Yes, you should avoid student aid scams and protect your identity while looking for scholarships and FAFSA.


Is there a way to identify student loan scams?


Some of the scams that have been reported and should be looked out for are phone calls, emails, letters, text offering relief from federal student loans and warning them the forgiveness ends soon.


What should be reported if information gets stolen?


You should quickly report all lost or stolen IDs to the issuer or even to the police if appropriate.


What should I do if my FSA ID or password has been shared?


It is best to log in to your account using your username and password and once logged in change your account information so no one else can access it.


Does someone else have access to your FSA ID information?


No, not that I know of.


What if I have questions or need help with my student loans?


Your loan servicer would have to help you.


What CDL changes have been made in Phase 1?


Are you inquiring about new CDL skills testing changes?


No, I already know about these changes.


Are you seeking information about Phase 1 National suspension and revocation screening?


No. I am familiar with the new suspension and revocation screenings.


What about Phase 3? What changes have been made there?


There have been new changes to endorsements and CDL restrictions. Would you like more information about this?


Yes. What new CDL restriction changes have been made?


There are new CDL restrictions may apply to CLP holders who partake in skills tests in vehicles that do not have full airbrakes or a manual transmission.


What vehicle requirements could cause a restriction on my CDL?


There are several incidents which would result in a restriction on your license. For example, if the vehicle you are driving has an automatic transmission and this is your first road test in a CMV, there will be a E restriction on your license.


What new revocations could effect my ability to obtain a CLP or CDL?


Your commercial license will be revoked for one year if you are found guilty or were convicted of falsifying a CDL application or misrepresented your self certification driving type.


Can I provide photo copies of documents needed for application completion?


No. Original documents will only be accepted.


can you tell me about CHAMPVA benefits?


Are you the spouse or surviving spouse of or a child of a Veteran with disabilities or a Veteran who has died?


yes


you may be able to get health insurance through the Civilian Health and Medical Program of the Department of Veterans Affairs CHAMPVA .s     [5] Through this program ,s [6] we cover the cost of some of your health care services and supplies


how can I get health care through CHAMPVA?


Are you the spouse or child of a Veteran who s been rated permanently and totally disabled for a service - connected disability by a VA regional benefit office?


Then you can get health care through CHAMPVA


what if I don't have a copy of the necessary form?


you can request it by submitting a Standard Form 180 , Request Pertaining to Military Records , from the National Archives .s   [116] Find out how to request military service records online , by mail , or by fax


What documents must I submit to apply?


Application for CHAMPVA Benefits VA Form 10 - 10d PDF


what can you tell me about Veterans Group Life Insurance?


[2] With Veterans Group Life Insurance VGLI ,s [3] you may be able to keep your life insurance coverage after you leave the military for as long as you continue to pay the premiums .s   [4] Find out if you qualify for VGLI and how to manage your coverage .


Am I eligible for Veterans Group Life Insurance?


You:Had part - time Servicemembers Group Life Insurance SGLI as a member of the National Guard or Reserves?


no


Had SGLI while you were in the military and you re within 1 year and 120 days of being released from an active - duty period of 31 or more days?


Are within 1 year and 120 days of retiring or being released from the Ready Reserves or National Guard?


Are within 1 year and 120 days of assignment to the Individual Ready Reserves IRR of a branch of service?