You can talk privately with a trained VA counselor for free, just call the National Call Center for Homeless Veterans at 877-424-3838.  they are available 24 hours a day, 7 days a week


do you help with mental health too?


Yes, with VA health care you are covered for regular checkups with mental health providers.


can you tell me more about copays ?


I can send you to a page that will have the current copay rates for different types of care , tests , and medications


Would you like to know more about VA benefits you might be eligible for?


yes that could help


Okay, we can help you learn how to file a claim for disability compensation and how to manage your disability benefits


What is some information I can find out about VA health care?


You can learn about VA health benefits and how VA health care works and which Veterans health care service we will cover.


How do I apply for VA health care online?


You can apply online with VA Form 10-10EZ.


What can I do if I as a Veteran am in crisis?


You can contact our qualified Veterans Crisis Line which is staffed with some Veterans and other qualified people 24/7 and is free.


What are some ways to manage my health and benefits online?


You would be able to refill and track your VA prescriptions online.


Are there any other resources or information that would be helpful?


We have VA health care copay rates for such things as different types of care, test, and medication online that would be helpful.


Would you like to learn about other VA benefits and services?


Yes, I would like to know about other VA benefits and services.


You can learn how to file a claim for disability compensation and mange your benefits online.


When I hear from the VA about my application decision, what will happen?


You will then find out what to do next after the decision is made.


What would happen if my TPD discharge request would be denied?


If it is determined that you don't qualify for a TPD discharge, Nelnet will notify you of the reason for the denial of your application.


I have not been denied, but would like to know what would happen if I could not qualify for a TPD discharge.


If my loan would be discharged due to TPD, would I have to pay taxes on the discharged loan amount?


If you have showed that you are totally and permanently disabled based on documentation from the SSA or a doctor's certification meaning that you are subject to a three-year postdischarge monitoring period, you are considered to have received the discharge for federal tax purposes a the end of the postdischarge period and that is the federal tax period that you would have to use.


How should I let Nelnet know that I want to apply and request a TPD discharge?


You do that by phone or by e-mail.


What does Nelnet notify me of after I am declared disabled?


Nelnet will notify you that you will be subject to a three-year posdischarge monitoring period that begins on the date the discharge is approved, and that your obligation to repay your loans or complete your TEACH Grant service obligation will be reinstated if you don't meet certain requirements at any time during this monitoring period.


What does qualifying for a discharge relieve me of?


A TPD discharge relieves you from having to repay a William D. Ford Federal Direct Loan Direct Program loan, a Federal Family Education Loan FFEL Program loan, and/or a Federal Perkins Loan or to complete a TEACH Grant service obligation.


I am looking at completion totals for FAFSA submissions, why would my number be low?


Is the number that is displayed lower than you thought it should be?


Yes, it is quite lower than I expected it to be


Have you checked to see if your high school has overestimated their FAFSA completion rates?


Yes, I have checked and it seems as if they have indeed made an overestimation


One of the reasons that your submission rate seems low is that your school could be listed more than once, this can happen when a student enters your school name in a different way on the FAFSA form. If your high school name is listed under different names, then it could be listed in more than one place


What if I submit a FAFSA form but it is not completed correctly?


You will then receive an email from the Department of Education asking you to correct the FAFSA form. You have to have completed the FAFSA form correctly in order to be eligible for financial aid or federal student aid


What happens if some students list a high school under a slightly different name?


What happens is that your high school is listed in more than one place


I am currently employed as a high school counselor, are there resources available to me to help increase the amount of FAFSA completion totals?


I will direct you to the Federal Student Aid and Financial Aid Toolkit that is available to provide information that will help with this query


Is there anything that makes me more likely to get these benefits?


Yes You may qualify for enhanced eligibility status, which means you will be placed in a higher priority group, making you more likely to get benefits if you meet at least one of the requirements listed below.


ok what are the requirements?


Receive VA financial compensation payments for a service - disability related


yes


if you may qualify for improved eligibility status


thank you but if you entered active duty after October 16, 1981


You must have completed 24 continuous months or the entire period for which you were called to active duty, unless any of the descriptions below are true for you.


and if none of the requirements apply to me


You may still qualify for care based on your income. Learn more about how the amount of money your family earns can affect whether you qualify for VA benefits. Learn more about income limits


ok where do i find the agency?


Find your state s Veterans agency


How can I get instructions for this application in Spanish?


Fill out the application for Health Benefits Form 10 - 10EZ. Obtaining VA Form 10 - 10EZ You or someone with legal power to represent you must sign the form, and include the date it was signed.


How do I know if I'm eligible for increased benefits?


Your benefits may change due to changes that arise in your life.


Do you or a family member receive SSI?


Yes, I do.


In this case, certain changes in your life could affect the eligibility for an increase in your benefits.


Do you have a TTY number I can call for more information?


Yes, our TTY number is 1-800-325-0778.


What life events could affect my benefits?


There are many life events that could affect the amount you receive in benefits, such as a failure to report a change could result in an overpayment for you.


What if my spouse dies?


In the event that your spouse dies, you could be eligible for a higher survivor benefit based on his work.


Do you have any other sources of information besides the website?


Yes, you can also call toll free at 1-800-772-1213.


Hello, I would like to obtain from How Financial Aid Works


do you plan to attend college or vocational school?


yes


financial aid is essential. We'll explain how financial aid works, resources to pay for college, and loan repayment options.


I would also like to know what happens after the presentation?


After the presentation, you will receive your Student Aid Report.


and what is an offer and help?


Your offer of aid explains the types and amounts of aid a university offers you, and your expected costs for the year.


And what if I have been accepted at several universities?


If you've been accepted to multiple colleges, compare costs and offers of help. Accept help from the school that is best for you and inform them of other sources of help, such as the scholarships you hope to receive.


and what recommendations can you give me?


Before each year of college, apply for federal grants, work - study, and loans with the Free Application for Federal Student Aid FAFSA. Your college uses your FAFSA data to determine your eligibility for federal aid.


I need additional information about buying or selling a vehicle


acerca de cambiar nombres?


You can not change the name on the vehicle registration or the title certificate to the name of another person . You must transfer the ownership of the vehicle


Necesito Consejos para comprar un vehículo.


Read the DMV brochures , Let the Buyer Be Aware, and Q&A About Your Title Certificate


if is Flood damage


You can check the National Insurance Crime Bureau database to see if a vehicle is flood damaged . You will need the Vehicle Identification Number VIN


How to register


See information for how to register a vehicle you bought or received as a gift .Register and title a vehicle or trailerRegister a snowmobile , boat or ATV


In general, when transferring ownership


The seller must either


I need to file a supplemental claim with new evidence to Veteran Affairs, how do I go about this?


Are you about to file a claim with new evidence or have you recently filed?


Neither, I'm just looking for information at this stage


When I'm filing a supplemental claim with new evidence to VA, what issues do I include in the claim?


In your claim, you can include all of the issues that VA decided upon or just some of them. Any of the issues that you disagree with must be listed along with the VA decision date


What exact information needs to be included in a supplemental claim with new evidence to the VA?


The new evidence that is required is classed as information that was not already submitted to the VA when they made a decision. Information is deemed to be relevant evidence if it proves or disproves something that is contained in your case


What forms must be completed when filing a supplemental claim with new evidence to VA?


You must complete a Decision Review Request: Supplemental Claim VA Form 20-0995, this form can be downloaded from the website


After submitting a supplemental claim with new evidence, what happens next?


You can find out the next steps after submitting a supplemental claim with new evidence by clicking on the relevant section of the website


Have you received any notification of schedule of exams from VA?


No, not as yet


how is Register an out-of-state vehicle


Do you need to register you vehicle in New York State?


not


What do you need to bring to the DMV?


yes


Before visiting a DMV office to register your vehicle , please complete the Document Guide to make sure you bring the correct documents with you . The requirements to register an out - of - state vehicle are generally the same as to register and title vehicle in New York


how do i do the DMV


Bring your completed registration application and additional documents to a local DMV office.


in the case of a vehicle from a private owner?


provides


The out-of-state title is held by my lienholder. How do I register in New York?


certification from the lienholder that title certificate is a copy of the original certificate -  the copy of the title certificate and the certification of the lienholder must be on the same piece of paper


and To remove the lien?


you must provide proof that the lien has been satisfied you paid your vehicle loan off


Can my husband open up a mySocial Security account for me?


No, sorry. To protect your personal information, you are the only one who can create your mySocial Security account.


Do you have any questions about our protection measures?


Yes, I do.


Allowing others to make an account for you could compromise the security of your information, so we don't allow anyone but you to create a personal account for yourself.


What kind of information is needed to create an account?


First, we will need to verify your identity by asking you to provide personal information about yourself and answering security questions. After you have proven your identity, you will then create a username and password for your account.


What are the security questions for?


These questions are just an added security measure that we take. The questions we ask will be about information you are only likely to know.


Are there any other ways to open an account?


Yes. You can also open an account by visiting your local Social Security office.


What does a freeze on my account mean?


You can learn more about security freezes by reading the Federal Trade Commissions Credit Freeze FAQs on our website.


I left school and need to know if I'm eligible for a dicharge of my federal student loans.


'll be happy to help you find out if you qualify for an unpaid return discharge.


Was your loan made under the William D. Ford Federal Direct Loan Program or the FFEL Program?


No. I don't think it was.


Has the school that you've withdrawn from refused to make a required return of your loan money?


No, they haven't refused, but they seem to be dragging their feet about it.


How would I go about applying for the unpaid refund discharge?


Is the school that you used to attend still open?


No. They are closed.


Have they shutdown permanently?


Yes.


In that case, you will need to first find out if you are eligible for a closed school discharge.


Hello there, I'm here to learn more about school aid offers.


Have you applied to several schools then?


Yes, I have.


In that case be sure to compare aid offers to see which school will be the most affordable.


I'll do that, thank you. What if I received an aid offer from a school and it changed at a later point?


This could happen for a variety of reasons, such as if you indicated that you plan to live on campus when you submitted your FAFSA form but then later decided to live off campus.


That doesn't apply to me. Are there any other reasons why this could happen?


Yes, it can also happen if you are selected for verification.


Ah, then it all makes sense. Say, what if I have any questions or don't understand what's in the aid offer?


Then you should contact the financial aid office at the school. They re there to help. It's important to understand what you're being offered e.g., which items in the offer are grants and which are loans.


What if the school simply doesn't list the cost of attendance on the aid offer?


In that case ask the financial aid office for this figure. Make sure it includes amounts you will pay to the school directly such as tuition and fees as well as other costs such as living expenses, books and supplies, and transportation.


What documents do I need to apply for a social security card


You must show original documents for U.S. citizenship


You must present your original birth certificate


What if my birth certificate does not exist


you must submit it if one exists


If I was born in the united states how do I apply


If you  lived in the united states we may ask you for information about schools you attended or provide copies of tax record to show you were never assigned a social security number


Can you accept my passport if my birth certificate does not exist?


Yes we can accept your passport  or hospital record of birth


What do you accept for proof of identity?


An acceptable document must be current and not expired and show your name


What if I lived outside of the united states for any amount of time


I neee an original card


You must present original documents or copies certified by the agent that issued them


Hi there, I am wondering if I am eligible for financial aid if I am a non-US citizen?


I will share a link with you which gives you further information in this regard


Are you a permanent resident alien, as in, do you have a green card?


No, I don't have a green card and am not permanently resident here


Can it happen that I am informed that I no longer qualify for federal student aid?


You can access the information about regaining your eligibility on the relevant section of the website


Are there any pointers that you can give me to staying eligible for federal student aid?


We have a section on the website entitled "Learn How to Stay Eligible", which will give you all the relevant information


Who is eligible to qualify for federal student aid?


Most US citizens or eligible noncitizens are eligible for financial aid. All applicant should keep up to date with the criteria involved, understand the different programs that are available, learn how to stay eligible for financial aid and also how to get eligibility back if it is lost


What are the criteria involved in non-US citizens becoming eligible for federal student aid?


In general, if you have a green card you will be considered to be an eligible noncitizen and may receive financial aid provided you meet other basic eligibility requirements. We have further information on this which tells you what immigration status makes you an eligible noncitizen


What is an insurance lapse in New York State?


An insurance lapse means that there is no liability insurance coverage for a vehicle registered in New York State for a period of time


Do you have an insurance expiration for your registered vehicle?


yes


the DMV can suspend your registration and driver license


What can cause an insurance lapse?


Any amount of time that your vehicle is registered but not insured can cause a lapse in your insurance coverage . An insurance lapse can occur between the date your insurance is cancelled and the date


what are the characteristics?


your new insurance begins


If my vehicle does not have insurance and is involved in a traffic accident?


the DMV will revoke your driver license and vehicle registration for at least one year


What happens if my insurance is cancelled or reinstated, or I get new insurance?


Your insurance company must notify the DMV electronically if


Hi, I'd like to know what happens if I don't pass the written exam or the background checks?


I don't pass the written test or background checks?


if it is true do not pass the test


If you fail the written test or background checks, the DMV will issue a CDL that does not have a HazMat endorsement.


And how will I know if my application has been approved or not?


We will send you an approval notice along with instructions to go to a DMV office to obtain a CDL backed by HazMat. Your new CDL will display the expiration date of your CDL and the expiration date of your HazMat endorsement.


What is needed to start background checks?


To initiate background checks, the rules require that the applicant be fingerprinted and that their U.S. citizenship or permanent legal presence in the United States be verified.


and how many opportunities do I have to take the exam?


You can take the exam as many times as necessary until you pass the exam


How will I know if my application has been approved or not?


We will send you an approval notice along with instructions to go to a DMV office to obtain a CDL backed by HazMat. Your new CDL will display the expiration date of your CDL and the expiration date of your HazMat endorsement. The endorsement is valid for five years.


Is there anything that can disqualify me for a HazMat endorsement?


Yes, under federal law, the TSA of the Federal Transportation Safety Administration may disqualify you from being authorized to carry hazardous materials if


How do I get VA benefits?


Are you serving on active duty in the United States uniformed services?


No, I am not serving at this time.


Are you a traditional or technical member of the National Guard and Reserve?


No, I am not a traditional member of the National Guard and Reserve.


Is there help for mental health care?


If you need support for a specific mental health problem, having problems sleeping, or having problems controlling your anger we offer free care.


How can i access free mental health services through the VA right away?


You can call or walk into any VA medical center anytime, day or night or during clinic hours.


Can I pre plan for burial through the VA?


Yes, you can apply for a pre-need decision letter to confirm that you qualify for burial in a VA national cemetary and will help make it easier on your family.


How do I change my out-of-state driver's license?


You must exchange your - out - state driver license from another U.S. state or territory , federal district or Canadian province within 30 days of becoming a resident of New York


If I am a driver from other countries


You can drive in New York State with a valid driver license from another country. You do not need to apply for a New York State driver license unless you become a New York State resident .


How do I obtain a New York State driver's license?


yes that's my case


you must pass a written test , complete a 5-hour pre-licensing course and pass a road test. See Get a driver license


How do I get a faster service?


make a reservation online before visiting offices in New York City , Westchester , Nassau , Suffolk , Rockland , Onondaga , Monroe or Albany Counties


can you give me details of At the DMV


Residents of these counties must pay the Metropolitan Commuter Transportation District MCTD fee $ 10


What is another option for the reservation


see our office locations and hours


Under what circumstances can I not change my license?


You can not exchange your license if it isssuspended or revoked 3ost or stolen 4


Yes Apply for a child under the age of 18 What are the Disability Benefits?


To apply for a child?


yes


You will need to complete an Application for Supplemental Security Income SSI AND a Child Disability Report. The report collects information about the child 's disabling condition and how it affects his / her ability to function


What are the steps to apply?


CONTACT Social Security right away to find out whether the income and resources of the parents and the child are within the allowed limits , and to start the SSI application process


I need more information


REVIEW the Child Disability Starter Kit . This kit answers common questions about applying for Supplemental Security Income SSI benefits for children , and includes a worksheet that will help you gather the information you need


how to call social security


how To apply for a child?


You will need to complete an Application for Supplemental Security Income SSI AND a Child Disability Report . The report collects information about the child 's disabling condition and how it affects his / her ability to function


FILL OUT the online Child Disability Report . At the end of the report ,s [15] we will ask you to sign a form that gives the child 's doctor permission to give us information about his / her disability .


I was wondering if I could get student aid when studying abroad. Can you please give me some advice?


Of course. Whether you plan to study abroad for a semester or get your entire degree outside the United States, you may be able to use federal student aid to pay your expenses.


So even if I study outside the U.S. I can get student aid?


Yes, that's correct.


That's great! What should I do if I plan to get a degree from an international school?


Have you decided to get your degree from a school outside the U.S. ?


Yes, I want to study abroad.


Congratulations. Now let us help you find out which international schools participate in the federal student aid programs and guide you through the process of getting federal aid to make a dent in that tuition bill.


I see. When and how do I repay the loan?


That depends on whether it s a subsidized or unsubsidized loan versus a PLUS loan. Repayment of a loan used to pay for international study works the same way as repayment of a loan used to pay for an American school. Get information about repaying federal student loans.


How can I research schools and their requirements?


First, don't panic. You're on your own, but if you're organized and determined, you'll be okay.


Hi, what happens if I fail the course? Can I get a refund of the course fee?


Do you meet the minimum test score requirements?


Yes


If you do not meet all the requirements to complete the course or do not meet the minimum test score requirements, you cannot receive credit for completing the course and you cannot receive points and insurance reduction for the course.


And what else is there besides the knowledge tests about the course content?


In addition to the knowledge tests about the course content, there will be questions to help verify your identity and participation in the course.


and the sponsor can't repeat the course for me?


A sponsor may offer you to retake the same course at no additional cost. The sponsor is not obligated to offer this.


Do I receive points and insurance reduction if I take an I-PIRP course?


What is the I-PIRP / ADM program?


I - PIRP / ADM is an acronym for Internet Point and Insurance Reduction Program / Alternative Delivery Method. This program allows approved sponsors to provide defensive driving / accident prevention courses over the Internet or other alternative delivery methods, such as DVD or digital cable.


Hello there. I hope you're doing well. The reason why I'm here is that I need information regarding my disability benefits. Can you answer me a few questions, please?


Of course. Are you applying for a child?


Yes, for my daughter.


In that case you will need to complete an Application for Supplemental Security Income (SSI) AND a Child Disability Report. The report collects information about the child 's disabling condition and how it affects his/her ability to function.


Do I need an appointment for my application then?


Yes. Please contact us by phone or in person to schedule an appointment to complete the SSI application. We will help you in person or by phone.


Is it possible to do the application online instead? It'd save me a 40 minute drive.


At this time, only the Child Disability Report can be completed online.


I see. Say, do you also have a phone number for those hard of hearing?


Yes, simply call our toll-free TTY number, 1-800-325-0778.


What if I don't want to do this report online?


In that case, you can call us toll-free at 1-800-772-1213.


Hello. Please,could you give me some info about an original SSN card for a foreign born adopted child?


Sure, I can help you with that.


Please, i need to know if you want to claim your child for tax purposes?


No, i'm not looking to do that.


Ok. Do you need more information about SSN for children?


Yes, please. I'm still on need of some info about the matter.


Perfect, if you need more information about this issue, you can look for the Publication Nº 05-10023, which can answer your possible questions about Social Security Numbers for Children.


Thanks, i'll look for it when i can. Please, i have another doubt. Do i need to present any document as child's parent?


Indeed, you need to do that. We need to see a proof of your identity as child's parent. That document must be valid and containing your date of birth or age as well a recent photograph.


Oh, i see. I better write that down. Please, you said before that the publication i need to look for is which number?


Sure. It's publication Nº 05-10023.


Thanks, got it. Umm, i suppose you only accept certain types of documents to proof my child's identity, isn't?


That's right. We request some specific documents, and they have to show plenty of information of your child, such as child's name, age, date of birth, parents name and of course a recent photograph.


hi I need to replace the inspection tag


You can have your vehicle re-inspected or you can request a replacement sticker using the PDF VS-118 Replacement Inspection Sticker Request Form. Complete the form and mail it to the address on the form.


If my vehicle's inspection tag has expired, will I be fined?


If your vehicle's inspection tag has expired in the past 60 days, you may be fined $ 25 to $ 50.


and where do the inspections go?


Inspection stations electronically send a record of all emissions inspections to the DMV.


Did your inspection tag expire more than 60 days ago?


do not


do you have the inspection label?


yes i don't have the inspection tag


If there is no inspection tag, the fine is between $ 50 and $ 100. A mandatory state surcharge of $ 88 $ 93 is added to the fine in city and town courts.


and can you even receive it in the parking lot?


Yes, A parked vehicle without an inspection tag, or with an expired inspection tag, may receive a parking ticket.


I am planning to remove a vehicle from the road, and I would like to know if I can keep my photo or my professional plates.


Of course. You can store your picture or professional plates at  DMV offices.


Will you register your vehicle in the future?


Yes, I will later.


When you go to do that, you must visit the office that has your vehicle plates. You need to bring the receipt form FS-6 T and the other documents required.


What is a picture or professional plate?


It's a vehicle plate that has the words "New York" contained in a blue banner and a picture or logo next to the plate number.


What happens when I get to the DMV office?


You will receive a the form FS-6 T when you surrender your plates. Verify the information listed on the receipt form, please. You must see the words "Stored at Local Office". We will indicate on the registration record that the vehicle plates have been stored.


What is the new picture plate developed for a group or organization?


Find a detailed information packet about the custom plate picture plate development program, including the Request for the Development of Custom Plates pdf MV-415. You need to know that professional plates do not grant you special parking privileges, unless the city, town or village where you station your vehicle has granted you such privileges. Please, contact your local police or parking enforcement agency  or the agency that is responsible for parking regulations.


What if my registration is in the first year of a two-year registration?


Submit a request for refund or fee paid for motor vehicle registrations and driver licenses, fill out the form MV-215 to apply for a refund of the balance of the fee. A processing fee of $1.00 is subtracted from your refund. You need to know that you will not receive a refund if the registration expires in less than one year.


I would like information about education and training benefits.


Sure. We have benefits to VA education benefits help Veterans , service members , and their qualified family.


On this page I can to get information?


Yes, all information and resources that you need.


How I know if am I eligible to get this benefits?


Explore your options to pay for school or training


Would you like to apply for any of our benefits?


Yes, sure.


You know how to prepare and apply for the GI Bill?


Yes


Could I be eligible?


Yes, check the manual.


GI Bill benefitsLearn


Perfect.


I don't understand my benefits and how to get them. Can you help me?


Yes, you have reached the right place. How can I help you?


Ok, how do I know how much my benefits are and how to get them?


I know all about VA benefits. What is your first question about them?


Well first, I am a veteran but I have depression. Can I still get benefits?


Yes, you are still covered. Do you have more questions?


My depression is a result of a traumatic brain injury. How do I get help with that?


We do have specialists to help you with that. We can look them up to find out what facility would be best for you. Does that answer all of your questions?


Is there a way for me to find a place to help me on the VA website?


Once we help you find the right facility and doctor for you, you can contact them directly through the site, make appointments, and refill any medications.


ok and what do I do if I don't understand the information on the website?


We also have a phone number you can call. It is 877-222-8387. It is toll-free and it is open from 8 am to 8 pm Monday through Friday.


Oh, I forgot to ask, do they have specialists for Parkinson's disease too?


Yes, we do have specialists for that as well.


Hey, is there a way to get temporary relief?


Of course. Sometimes, you just need to suspend your student loan payments for a short period.


Are you in a short-term financial bind?


Yes, I am. I currently have some problems with some expenses.


Then you may qualify for a deferment or a forbearance. With either of these options, you can temporarily suspend your payments.


What about the current Covid-19 crisis? Do I still have to pay?


There is a new Automatic Suspension of Monthly Payments as a Result of the COVID-19 National Emergency.


Can I temporarily suspend my payments?


Yes, you can temporarily suspend your payments if you are eligible for a deferment or forbearance.


Alright, this is all very new to me. So what effect does this all have on my interest?


Because interest accrues on your principal balance, capitalization will cause more interest to accrue over time than if you had paid the interest. It will also increase your monthly payment under most repayment plans.


That's not that great, but I understand it. What if I'm pursuing loan forgiveness, though?


Then any period of deferment or forbearance likely will not count toward your forgiveness requirements. This means you'll stop making progress toward forgiveness until you resume repayment.


Agent Orange exposure from C-123 aircraft


If you flew on or worked with C-123 aircraft in Vietnam or other locations


no, i don't flew on c123 aircraft in vietnam


What if I need help filing my claim?


Call the C-123 hotline at 800 - 749 - 8387


please show me more information


Want to know more about C-123 aircraft Agent Orange claims ?


yes, please


For active-duty service members


You have an illness we believe is caused by contact with Agent Orange called a presumptive disease


yes


good. yes, You be able to get disability benefits


Can I be backed by a VA home loan if I do not quite meet my lender's credit requirements?


For a VA home loan you will also need to meet your lender's credit and income loan requirements to receive financing.


Can I get a Certificate of Eligibility as the spouse of a veteran?


You may be able to get a COE if you are the surviving spouse of a veteran or the spouse of a veteran who is missing in action or being held as a prisoner of war.


Can I use the same COE I used to purchase my current home if I am relocating?


You may be able to restore an entitlement you used in the past to buy another home with a VA direct or VA-backed loan if you meet certain requirements.


Does my current home need to be sold to re-use my COE or can I keep it and use it as a rental property?


You can re-use a COE if you've sold the home you bought with the prior loan and have paid that loan in full among other requirements.  If you wish to request an entitlement restoration, fill out a Request for Certificate of Eligibility VA Form 26-1880 and send it to the VA regional loan center for your state.


What are the requirements for re-using a COE?


Have you sold the home that you bought with the prior loan and paid that loan in full?


I have not sold the home.  I was wondering if I could keep it and use it as a rental property.


Is it possible that a qualified veteran-transferee would agree to assume your loan and substitute their entitlement for the same amount of entitlement that you originally used?


I do not understand what that means or how that would work.


If you could find a qualified veteran-transferee that would make that agreement, you could do that and then re-use your COE.


Hi there. I'm looking some information about TEACH?


Sure. Have you complete the teach grant ats?


Yes, I have. Thanks.


Good, you need to log in the system.


Great. I want to know about to verify my account?


You need to verified your fsa id.


For the TEACH is need to have school experience, right? I mean as a teacher.


Yes, you need to begin a career in teacher and agree to teach full time for at least four years on schools.


The teachers receive official help about it?


Yes, of course. TEACH grants initial and subsequent counseling about what to do.


Anyone can complete this?


Yes, any student who are receiving a teach grant, and who have complete teach initial and subsequent counseling.


Are there Resources and support outside VA


You can also get support from resources offered by other government departments and community organizations outside of VA


do they have a support website?


visit the Military OneSource website


How do I reach SAMHSA?


Call 1800 - 662-HELP 800 - 662 - 4357


can I get  Resources and support outside VA


did you need the hotline number?


no


are there other resources?


Military OneSourceThis free service provides expert support to connect military personnel and their families with the best available resources to fit their needs


Hello there. My school misled me and I came here to find out if I am eligible for loan forgiveness in that context.


Of course. This type of loan forgiveness is called borrower defense to repayment, sometimes abbreviated to borrower defense.


Great. What happens if I receive a 100% discharge?


In that case you do not receive a separate interest waiver because your entire loan balance, including any interest, is discharged.


Good to know. And who exactly is eligible for this borrower defense?


Under the law, you may be eligible for borrower defense to repayment forgiveness of the federal student loans that you took out to attend a school if that school misled you, or engaged in other misconduct in violation of certain state laws. You may assert borrower defense by demonstrating that the school, through an act or omission, violated state law directly related to your federal student loan or to the educational services for which the loan was provided.


Are you eligible to receive federal student loan forgiveness?


Yes, I am.


In that case you may be able to have all or part of your outstanding federal student loan debt forgiven, and you also may be reimbursed for amounts you have already paid on those loans.


What are you doing to provide help to student loan borrowers during the Covid-19 crisis?


Federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. In addition, interest is being temporarily set at 0% on federal student loans.


How will I know how much I have left after the interest is calculated?


Your federal loan servicer will let you know what your remaining balance is after the interest waiver has been applied.


Hello. Hope all is well. I need to find out how to get a replacement card for a out of country born adult


Hello.  You can replace your Social Security card for free if it is lost or stolen However  you may not need to get a replacement card


You may be able to request your replacement Social Security card online . Our online service is a fast and secure way to get a replacement . If you are age 18 or older with a U.S. mailing address and have amySocial Securityaccount


What if they are just turning 18, or have just turned 18


If you are age 18 or older with a U.S. mailing address and have amySocial Securityaccount


is there a fee oto replace it?


You can replace your Social Security card for free if it is lost or stolen


What is the most important thing i need to know about this?


Importants You must present original documents or copies certified by the agency that issued them .


DO I need to be a us citizen?


If you have not already established your U.S. citizenship with us , we need to see proof of U.S. citizenship


Will a passport work?


YEs it will we need to see proof of U.S. citizenship


Goof afternoon. I heard that you offer the possibility to change a name in a vehicle's tittle on your offices, is that right?


That information is correct. All you need to do is to bring to any DMV's office a completed Form MV-82 or Form MV-82TON. In both cases, it applies to Vehicle or Title registration.


Just in case, Are you in possession of any Id proof, in case we need it from you?


No, i think i don't have any of those.


All right. Say, are you referring by any chance any NY license or something like that, to serve as proof?


That's exactly what i meant before. If you have a NYS driver license, or Permit or even a Non-Driver ID card that hasn't expired over 2 years, you can submit it as proof.


Ahh, then i wasn't so diverted, huh?. Hey, don't know if you can clarify me this, but i was about to buy a car but the dealer told me he couldn't give me the vehicle because having a lien on its title. IS there a way to remove that?


Yes, there is. He must go online and the search for "Remove or add a lienholder from a title" in our search tool.


Umm, well, not that i'm seeing him shortly but at lest is good to know there is something. Another question now. Are there any additional document that can serve as proof?


in fact, there are. You can submit a proof of payment of the sales tax. DMV can provide you with FS-6 T receipt after you claim a sales tax exemption. Also, you can add a Form MV-50 aka Dealer Retail Certificate of Sale, completed by a dealer located in NY.


O.k, i was guessing it could be more of those documents. These can all be sent via mail or delivered in person at your offices, right?


That's right. You have those options available. You can choose that most adequate to you.


dsafe


No problem. You need to find out how to apply for the VA chapter 36 benefit, related to get free education and career counseling services for veterans.


How can I get this services?


To get access to this services you need to be discharged in the next 6 months from your active duty.


There are any other way to apply for this benefits besides internet?


You can also do it by mail. You just need an educational/vocational counseling application VA form 28-8832.


Fill it and send it.


Alright. I'll have to search for it. I don't know if I qualify for this yet.


What can make me eligible for this?


For this, you need to accomplish with the request of be discharged from active duty within 6 months.


What happens for people who is dependent of veterans?


There is no problem in that case you may also qualify for educational and career counseling.


Ok, which are the steps to follow to get this?


You need to sign in to your eBenefits account, then select apply option and click vocational rehabilitation and employment benefits, to start to apply.


how to change address and mailing information


updating address. does this apply to you?


yes


we send documents to the address we have on our records at the time of the order


what if i moved?


first change your address, then order a replacement


what about a temp address


you can ask that your replacement document be sent to an address that is different


overseas?


we recommend that you send us a pre addressed priority mail return envelope


if i plan on traveling?


we recommend you come to the dmv now to get an enchanted or real id


how do i replace if overseas?


submit a completed application for permit


how to change my name or make other changes


you will need to go to the dmv


Hello I need information about the order photos and professional plates


You can request a photo or professional license plates for passenger vehicles, commercial vehicles and motorcycles.


can i order by phone?


You can order by phone, however it is faster and easier to do online. Call the Custom License Plate Unit at 1 - 518 - 402 - 4838. Business hours are 8:00 a.m. at 4:00 p.m., Monday through Friday.


can I order by mail?


Do you want to order professional photographs or plates by mail?


do not


Can you order a photo or professional plates online?


You must have a valid New York State vehicle registration in the passenger, commercial, or motorcycle registration class that does not expire within 60 days.   The mailing address in your vehicle registration record must be your current mailing address.   Your vehicle registration record must match your current name if your name has changed.


What if I want the plates for the disabled?


If you would like to purchase Plaques for People with Disabilities that have the Universal Access Symbol, Chase Plates for People with Disabilities that have the Universal Access Symbol, you should contact the Custom License Plate Unit.


What can I learn about Retirement Benefits?


It is good to know what Social Security can mean for you and your family's future and you can learn how it works, who's eligible and what to consider before you actually apply.


Why should I verify my earnings history?


You should verify your earnings because the amount you would receive in Social Security benefits is based on the amount of your earnings record and it would mean no surprises.


What exactly is delayed retirement age?


Are you planning on taking your benefits beyond full retirement age?.


No, I am not planning on waiting until after full retirement age.


What if I return to work later?


More credits could be added; but we can't pay any retirement benefits before you rach 40 credits.


What actually is the full retirement age?


Full retirement age is the age when it is possible to collect your full retirement benefit amount and the age is 66 years old if you were born from 1943-1954 and 67 if you were born 1955-1960.


Hi, i'm need to know how i can do self- certify?


Sure. Are you a commercial driver or you are trying to self-certify to a non-excepted driving type NA or NI?


No, i'm not any of those.


Ok. Please, can you tell me from the following, which are you trying to self-certify: Non-Excepted Interstate, Non-Excepted Intrastate, Excepted Interstate or Excepted Intrastate?


I'm going to apply for the NI certify. Can you tell me what i need to know about it?


Well, if you are going for Non-Excepted Interstate, that would mean that you are in for commercial driving operations, being able to go across state lines. Also, you are required to meet the requirements from Federal Medical.


Right ,right. Well, thanks. Um, and what about changing my driving type?. I mean, if i want to change my self-certification, i can do it via online?


Sorry, but no. For that kind of request, you'll have to go to an DMV office.


Oh, ok, that's a boomer. Fine, one more question. A little ago i sent to you my medical examiner's certificate and yesterday i received it back in my mail with a rejection letter, why's that?


You can find the rejection details by reading the letter. It's all explained in there.


I want more info on self-certification?


Do you want to self-certify?


Yes


New federal regulations require all commercial drivers to certify to the Department of Motor Vehicles DMV the type of driving they perform or expect to perform. Drivers that self - certify to a non - excepted driving type NA or NI are also required to submit a copy of their USDOT Medical Examiner s Certificate


Do I need to provide a Medical Examiner s Certificate if I work for the school system?


Do you operate in an excepted operation such as a school for a private service?


You can choose EI instead of Medical Examiners Cerificate in that case


Does it include field trips?


School operation is defined as " school to home / home to school " operation and includes interstate operation for school operation only. This does not include field trips. Only applicants employed by a municipality can drive for out - of - state field trips


What driving type should I certify to if I have a valid DOT medical examiners certifcate?


ou should certify to the type of driving in which you operate or expect to operate and your CDL will have the restrictions for that driving type


Are you capable of obtaining a Medical Examiner s Certificate?


The NI driving type will allow for the broadest commercial operation capability with no license restrictions applied


Is anything else required?


You will need to have the appropriate restrictions added to your driver s license A3 and/or K


Good, what is the administration of your retirement benefits?


Importantly, we have resources to save you time on important retirement tasks and keep you in control of your Social Security account benefits through a free Social Security account.


What does maintaining control consist of?


There are several online services that can help you.


Everything is based on help to manage your benefits.


What if they can't help me?


What is the proof of income?


It is important that you get a proof of income letter.


What if there is a change in the circumstances of your life?


It is important that all benefits and information are kept current.


It is important that you visit our page Learn about retirement benefits.


It is noteworthy that obtaining must review retirement benefits as basic concepts, such as how we determine the amount of your benefit and who else in your family may be eligible.


I wanted to know about allowances that I can get for necessities while I'm in a jobs program


We have subsistence allowances that help you pay for basic needs if you are an eligible Veteran participating in the Voc Rehab program.  I can give you a link to view the current subsistence allowance rates


would you like to know about other VA benefits and services?


Yes, do you have more info about the GI Bill


We can help you look at options for using GI Bill benefits to help pay for school or training , and find out what benefits you can get


Do you have a number I can call if I need extra help?


You can call the VA benefits hotline: 800-827-1000 , If you have hearing loss, call TTY: 711


Do you have a way for me to stay updated on what's going on with the VA and benefits?


You can sign up for Veterans benefits email updates


Do you have any social media pages I can follow?


We have Facebook, Instagram, Linkedin and others. I can give you the links if you want


how can you help me with employment?


We can help you look at support-and-services program tracks for Veterans and service members with service-connected disabilities. Our programs can help you learn new skills, find a new job, start a new business, get educational counseling, or return to your former job.


how do i pay dial in search account fees?


paying customers must include a deposit with the application. your first deposit must be enough to pay for two months of searches.


when we accept your application. does this apply to you?


yes


your deposit is added to your new account balance


what about my browser?


please update it to the newest version


how do i contact the dmv about my dial in search account?


you can contact us at : NYSDMV DIAL - IN AccountsRoom 2316 Empire State PlazaAlbany, NY 12228


what if i have to pay a fee?


your account records will reflect youe debits and your credits and show your account balance. please visit our escrow accounts page.


how will i know my application has been accepted?


we will cerate an account for you, we will send yo your account number and password, your seven digit account number will never change.


Hi. I would like to know if is possible to get information or reminders from the dmv through email or text.


Would you like to receive general information by email or text?


Not so general information.


Have you received any email related to the electronic reminder program from the dmv?


Yes. I received one of those, so I got curious about it.


You have received one of those messages because you are part of the dmv electronic reminders program.


Do you want to contact the dmv about this?


Yes, I would like to.


Great. In that case, please don't write back to the email you received because you won't get any answer. Look for our contact channels.


What happens if at some point I don't want to receive any more messages from you?


You mean, you want to stop to receive any other message from the reminders program?


Just from those how could be spam.


Do I need to have driver license to receive this reminders?


No, not at all. You just need to sign up to receive the reminders by email or text, even before you get a drive license.


How do I access and manage my VA benefits and health care?


Would you like to know what is covered with health care?


Yes that would help


Refill and track your prescriptionsSend a secure message to your health care teamsSchedule and view your appointmentsView your lab and test results


Are there requirements for care under the VA mission Act?


Yes there are requirements


What are requirements for pension?


Apply for monthly payments for wartime Veterans and survivors with limited or no income who meet certain age and disability requirements


What burial help is available?


Get help planning a burial in a VA national cemetery , order a headstone or other memorial item to honor a Veteran 's service , and apply for survivor and dependent benefits .


What health care information do you have?


You can Apply for VA health care , find out how to access services , and manage your health and benefits online .


How long will my current resitrction be in effect?


You would have to either log into our portal or check the court order against you.


My convicition is not alcohol related.


You would still need to check the court order to ensure total compliance.


Once again, my conviction was not alcohol related.


I was given an interlock; how do I remove it?


You would refer to the monitoring agency controlling said interlock.


What would happen if I get another ticket or something before the interlock is removed?


Refer to the court order as well as your monitoring agency.


But what if I get convicted of it?


I understand your situation. Please refer to the appropriate agencies, however, as they have more knowledge about that than I do.


What if I have one drink and then try to drive? I'm still under the limit.


All drinking for an interlocked driver is prohibited. Please refer to the monitoring agency for any further questions.


If I wanted to amend my address and mailing information when seeking a replacement license, what do I do?


In order for me to replace my license, is there a form that is mailed to me?


We mail the necessary documentation to the mailing address that we have on our records, or an alternative address that must be provided by you. If you want to amend an address, see the Address Change section on the website


Ii ordered a replacement license over 2 weeks ago and have still not received it, what do I do?


If this is the case, you will need to contact us


Are there specific rules surrounding temporary visitors and international students regarding replacement of licenses?


Are you classed as a Temporary Visitor or have you had your Temporary Visitor status extended?


No, I am not in that category


What happens if I need to replace my license and I am overseas?


Will you be requesting a replacement license from overseas?


No, this doesn't apply to me


What are the new rules surrounding my license being issued before October 30, 2017?


If your license was issued before October 30, 2017 and is not enhanced, you have what is known as a Standard Document


Good evening. I need some explanations regarding veterans housing assistance grants.


Of course. We can help you to apply for a housing grant as a Veteran or Service Member with a service-connected disability.


Would you like to know about other VA benefits and services?


Yes, I'd appreciate that.


We offer disability compensation pay, for example. You can file a claim for compensation for conditions related to your military service.


That's great and all, but let's get back to the housing grant. Should I get it, will you be able to support me?


Yes, if you have a VA direct or VA-backed home loan or Specially Adapted Housing grant, we will help you with that.


Fantastic. Now, I've heard about this call center for homeless veterans. I don't think I'll need it, but please tell me all about it.


Gladly. The National Call Center for Homeless Veterans can help you or a Veteran you care about connect with VA and local resources 24 hours a day, 7 days a week.


Do you have a phone number for those hard of hearing? Served in a tank battalion, if you know what I mean.


Of course. If you have hearing loss, call TTY: 711.


Are there any other ways I can keep myself up to date?


Yes, we offer Veterans benefits email updates. You can sign up and you will receive updates on a regular basis.


Can I also write you back somehow?


You can always ask a question online, if you have any.


can you give me details of Get Veterans Housing Assistance Grants


About Disability Housing Grants for VeteransFind out how to apply for a housing grant as a Veteran or Servicemember with a service - connected disability


What other VA benefits and services can I get?


not


If I'm a Veteran in crisis or you're worried about one


connect with our caring , qualified Veterans Crisis Line responders for confidential help . Many of them are Veterans themselves. This service is private , free , and available 24/7


If that is my case, what can I do?


This service is private , free , and available 24/7


what are the other benefits?


How to Apply for Your Certificate of EligibilityGet instructions for how to apply for your VA home loan Certificate of Eligibility COE and what to do next depending on your loan type


how are compensation payments


Disability Compensation Pay Find out how to file a claim for compensation for conditions related to your military service


About how much time does it take to get my new photo document with the icons?


Did you paid the fee to request the icons be added the photo document immediately?


No I haven't paid the fee yet.


Did you opt to have the icons printed at your next document renewal?


No, I did not opt to have the icons printed at my next document renewal.


How much does it cost to have the icons added prior to renewal?


You would have to pay $12.50 for driver licenses/permits and $5 for non-driver id cards.


What can I add icons for?


You can add icons for lifetime licenses/privileges/certifications such as Sportsman, Boating Safety, Small/Big Game, Fishing, Bow Hunting, Muzzle Loading, Trapping, and Empire Passport; annual licenses cannot be added.


Would I be able to get the icons removed if I do not want them any more?


Yes, you would have to contact the agency Parks or DEC that issued the lifetime license, privilege or credential to request they notify the DMV to remove the icons, of course, with a fee.


I came here hoping you could explain how the income-sensitive repayment plan works. Can you tell me more about this plan?


Of course. The payments under this plan increase or decrease based on your annual income.


Do you need to make lower payments on your FFEL Program loans?


No, I don't.


What can you tell me about monthly payments?


Under this plan, you'll have monthly payments.


I'm aware of that. But what if I have FFEL Program loans owned by the U.S. Department of Education ED?


In that case you should contact your loan servicer.


I understand. Say, which loans are eligible for that repayment plan we talked about?


There are several loans which are eligible for the income-sensitive repayment plan, all of them listed on our website.


Allow me one final question: what if I have FFEL Program loans that are not owned by ED?


In that situation I'd recommend you to contact your lender.


I would like to ask about a TVB ticket conviction.


Do you want to appeal for a TVB ticket conviction?It can be done through online or by mail.


Yes. That means, i could not go to a physical address to appeal?The only available options is through online or by mail?


Yes and your appeal must be done within 30 days from the conviction date.


Do i need to pay any fee to appeal?


Yes. A $ 10 non refundable appeal fee is applied for each appeal within 30 days from the date of conviction.


How to appeal it by mail?


To appeal, you can use Appeal Form AA-33A to appeal a DMV determination other than a TVB conviction or penalty. You can mail your appeal and fee to DMV Appeals Board, P.O. Box 2935 Albany, NY 12220-0935.


Can i submit an additional Appeal Arguemnt?


Yes and it must be submitted within 30 days after your transcript were sent to you by the Transcriber. You may also do this after receiving the transcript by accessing the transaction again and enter either.


Can NYS law requirements affect my appeal?


Yes. Your appeal will be rected if it does not meet the requirements on NYS law.


What should i do if i do not need the transcript?


If you do not need the transcript, within 10 days of your appeal submission, you need to mail exhibits or arguments. failure in doing that, may result in the documents no be filed with the appeal.


I'm a bit confused and could use some guidance when it comes to my tax return. Can you help me?


Gladly. Do you wish to determine your 2020 income-related monthly adjustment amounts?


No, I wanted to know something else.


Are we using your 2017 tax year data?


Yes, you are.


If you filed a return for tax year 2018 or did not need to file a tax return for tax year 2018, call us or visit any local Social Security office. We'll update our records.


I see. Do my medicare premiums need to be adjusted?


Yes. The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don t pay higher premiums.


What if I earn a lot less now? I mean, my income has significantly dropped due to the current crisis.


In that case you should contact us to explain that you have new information and may need a new decision about your income-related monthly adjustment amount.


I'll put that on my list. So what should I do if I have a limited income?


Well, you may be able to get Extra Help with the costs monthly premiums, annual deductibles, and prescription co-payments related to Medicare prescription drug coverage. Visit "Extra help with your Medicare prescription drug costs" on our website for more information.


I need help getting a learner permit.


I can help you with that. You need to be 16 or older to obtain a permit and you must apply in person at a DMV office.


Where do I go if I need to find more information about this?


You can find a list of various learner permit topics and information for each online at our website. These topics include getting a Certification of Supervised Driving form and special requirements needed for motorcycle and commercial learner permits.


How can I find out the operating hours at my local DMV?


You can find a list of locations and their hours online at the DMV website.


What should I do to prepare for the road test?


Before you take your driving test, you will need to have supervised driving practice. You will also need to take a pre-licensing or driver education course.


Are you under the age of 18?


Yes. I just turned 16.


Okay. Due to your age, you will have to wait 6 months from the date you received your learner permit before you can schedule to road test.


How do I pass the written permit test?


It's very important to study before taking the written test. You will need to get at least 14 of the 20 multiple choice questions correct to pass.


what are the third party servicer programs about?


The Higher Education Act of 1965, as amended HEA, allows institutions of higher education to outsource any aspect of the institution’s participation in federal student aid programs.


Did you want to know about the federal student aid programs?


no


Do you have questions about services necessary to determine a student's eligibility for federal student aid?


yes


can you instead tell me what comes after you complete a program review?


FSA issues a Final Program Review Determination, which is a report that includes each specific finding, the third party servicer’s response, and ED’s final determination.


what does a third-party servicer need to provide services to a school?


The servicer and/or its contractors must comply with the various Title IV requirements applicable to its servicing agreement with the school.


how do they make sure the servicers are doing what they need to do?


Federal Student Aid routinely conducts program reviews to confirm that third-party servicers and the schools that they contract with meet FSA requirements for institutional eligibility, financial responsibility, and administrative capability.


I came here looking for some information regarding my tax return. Perhaps you can answer some questions for me.


Of course. Do you want to know how we determine your 2020 income-related monthly adjustment amounts?


No, thank you. I have some other, more urgent questions.


Do you want to know what happens if we use the 2017 tax year data?


No, it's fine.


Instead, can you tell me what happens if I only have Medicare prescription drug coverage?


In that case, you'll pay an income-related monthly adjustment amount only on the benefit you have.


I see. And what if I filed a federal income tax return for the year?


Then you need to show us your signed copy of the return. Use Form Medicare Income-Related Monthly Adjustment Amount Life-Changing Event to report a major life-changing event.


Makes perfect sense. Is there anything else I should know about my Medicare premium?


You should be aware that the standard Part B premium for 2020 is $ 144.60.


I need help with getting my driving record abstract.


I can help you with that. Would you like more information about what your standard driving record abstract entails?


Yes, this would be very helpful.


You can see a sample of a driving record abstract under Description of Abstract of Driving Record PDF [ 3 ] DS-242.1 on our website.


Do you happen to need all information that DMV has on file for you?


No, I just need to see the last few years.


For future reference, how would I obtain this information?


To get a record of all your information, you'll need a lifetime driving record.


Can I get my abstract online?


Absolutely, and rest assured that no matter whether you order online, at an office, or by mail, there will be no difference in your abstract. They are all certified DMV records that come with a certification statement and the signature of the Commissioner of Motor Vehicles.


What do I need if I decide to obtain one by mail?


If you wish to obtain your abstract by mail, you'll need a completed Request for DMV Records PDF [ 11 ] MV-15 and a photocopy of your proof of identity.


What if I just wait and get it at the DMV, when I renew my license?


In this case, just mark the blue box on the renewal notice. Be advised, there will be an extra $10 search fee added to your renewal fee.


Can I file an appeal by mail?


You don't want to file the appeal online?


I don't


Ok, in case you want to file the appeal online, remember that the traffic ticket must display the words "Traffic Violations Bureau" at the bottom of the ticket.


Yes, the traffic ticket must have the words "Traffic Violations Bureau" at the bottom.


Do I have to submit all the exhibits and documents to the hearing officer?


Yes, otherwise any of the exhibits and documents may not be filed with the appeal.


Can I avoid to pay the fine after filing an appeal?


no, you have to pay the fine, filing an appeal won't change your obligation to pay the fine.


What if my traffic ticket does not show the words "Traffic Violations Bureau" at the bottom?


It has to display the words "Traffic Violations Bureau" at the bottom of the ticket, if not then you can't file an appeal with the Department of Motor Vehicles.


Hello, how do I get an agent orange exam?


Do you think you had contact with Agent Orange, an herbicide used to clear trees and plants during the Vietnam War, or other herbicides while serving in the military?


Yes, I do.


In that case you can request a VA Agent Orange Registry health exam. Even if you don't have a known illness, the exam could alert you to illnesses that may be related to contact with herbicides.


I see. And what are you going to examine?


We'll examine your history of contact with Agent Orange and other herbicides, and your health history including any major illnesses or surgeries you may have had.


That's what I thought. And how do I schedule an exam?


To schedule an exam, contact your local VA environmental health coordinator. If you qualify, you won't have to pay anything for this exam.


Can we make an appointment?


Sure, simply contact your local VA environmental health coordinator.


Oh, alright. I thought we could do it online. Will I need to pay anything for this exam?


The exam is free for qualified Veterans.


Hi. I'm searching some information related to how to pay a suspension fee.


Sure, no problem. A suspension means your driver license or privilege has be taken away for a period of time before it is returned.


Great. Can I pay this fee online, or I need to go in person to a office?


Yes, you can pay online. You just will need to provide your name or dmv id number client id number.


I can pay the suspension fee before the suspension period is over, right?


Yes, you can do do that. Once is done, we will send your license within 3 business days after the suspension period ends.


Great. In case I got troubles paying online, can I send the money by mail too?


Yes, in some cases you can do that.


Have you  checked out if your suspension termination fee can be mailed?


Yes, it seems like I can mail it, if I need to.


If hat's the case, you only need to find the instructions on your suspension order.


Once this suspension is over, I won't have any other kind of suspension problem with my driver license, right?


You should not have any other problem. Because a definite suspension last until your suspension period ends.


hi i would like to know how accurate is the loan simulator?


Do you want to know how to get the most realistic results?


yes


Provides complete and accurate information when using Loan Simulator. Please note that this tool cannot predict your future payments with 100% accuracy.


And how can I collaborate to build this tool?


Contact us to share your feedback, ask questions, and request new features.


and what is loan simulator?


Loan Simulator is a new tool to help you make decisions about your student loans. Use it to find a payment plan that meets your needs and goals or to decide if you want to consolidate it.


and what do I do if I'm struggling with my payments


Decide whether you want to temporarily stop payments or reduce your monthly payment.


and what is the aim of the simulator?


Loan Simulator results are for informational purposes only and should not be considered financial advice.


Hello I need information about the benefits of GI Bill


GI Bill benefits help you pay for college, graduate school, and training programs. Since 1944, the GI Bill has helped qualified veterans and their families obtain money to cover all or some of the costs of school or training.


applied for and received GI Bill education benefits after 9/11?


Yes


If you applied for and received GI Bill education benefits after September 11, your GI Bill Statement of Benefits will show you how many of your benefits you have used and how much remains to be used. See your GI Bill Statement of Benefits.


Are there more benefits and information of GI Bill?


Yellow Ribbon Program Find out if your school participates in the Yellow Ribbon Program, which can help pay for tuition costs that the post-9/11 GI Bill does not cover.


and are there other GI Bill programs you may qualify for?


for example, the Montgomery GI Bill Active Duty MGIB - AD program. If you have served active duty for at least 2 years, find out if you are eligible for the Montgomery GI Bill Active Duty program.


And Can GI Bill Post-9/11 benefits be Transferred?


of course Transfer your GI Bill Post-9/11 benefits to your spouse and dependents If you have unused GI Bill Post-9/11 benefits, find out if you can transfer your benefits to your spouse or dependent children


and what post-9/11 GI Bill benefits are there?


Post-9/11 GI Bill If you need help paying for school or job training and have served on active duty after September 10, 2001, find out if you can get educational benefits through the Post-9/11 GI Bill.


Can I have these icons removed from my DMV photo document?


Yes. You may contact the agency Parks or DEC that issued the lifetime license , privilege or credential to request they notify DMV to remove the icons


you want to remove them through a visit to a DMV office


yes


you will be required to pay the amendment fee as required by the Vehicle and Traffic Law $ 12.50 for driver licenses / permits and $ 5.00 for non - driver identification cards


Besides that, do you have to pay something else?


for now that's what you have to pay


For Empire passport and navigation security certificate holders with whom should I contact


contact Parks via their website : www.parks.ny.gov


If I don't have an improved document


it is located above the box with the wording, " I hereby make an anatomical gift "


What licenses can be added to my photographic document issued by the DMV?


Only lifetime purchased licenses , privileges or certifications may be added to the NY State DMV issued photo documents - annual licenses can not be added


hi i would like to get information about student loan default


Of course Loans must be repaid.


you have missed a payment or are having trouble making payments?


Immediately contact and discuss options with the organization that handles billing and other services for your loan to avoid default on your loan.


Who Must Declare in the Federal Perkins Loan Program?


The loan holder can declare that the loan is in default if they do not make their scheduled payment by the due date.


and what should i pay?


It is important to pay the amount that appears on your bill and pay before the due date.


What happens if I am behind on my student loan for more than 90 days?


In that case your loan servicer will report delinquencies to the top three national credit bureaus


What if my payment is due?


The first day after you miss a student loan payment, your loan is past due or delinquent.Your loan account remains delinquent until you repay the past due amount or make other arrangements, such as deferment or leniency, or changes to repayment plans .


I just wanted to get a little info on life insurance


Okay, VA life insurance can offer financial security for Veterans , service members , and their spouses and dependent children. We can help you look at your options,manage your policy and file claims.


Do you need help getting life insurance, mananging your policy and benefits, or are you just looking to get more informed on the subject?


all of it


Okay, we will help you get life insurance, manange your policy and benefits, and give you more resources on the topic


but can you start with the resources about what insurance I need?


Would you like to know more about how much life insurance you need?


yes I would so I don't overpay


You can use the life insurance needs calculator and VGLI comparison questionnaire to help you decide how much life insurance you need


you can take care of all of my life insurance needs huh?


Yes, we help you explore your options, manage your policy and file claims. VA life insurance can offer financial security for Veterans, service members, and their families


do you have a way for me to sign-up with my e-mail so you send me a newsletter or whatever you send out?


Yes, we have a way of signing up for Veterans benefits email updates


Can you explain what Entrance Counseling is that is offered through Federal Student Aid?


Are you interested in partaking of the service known as Entrance Counseling?


Yes, I would like to know more about it and is it suits would like to avail of the service


Have you previously received a Direct Loan or Federal Family Education Loan, known as an FFEL?


No I haven't ever received loans in this way before


What does entrance counseling do for me if I am borrowing as an undergraduate student?


Entrance Counseling fulfills any counseling requirements that arise for Direct Subsidized Loans and Direct Unsubsidized Loans


Is Entrance Counseling and it's process standardized across all schools?


Each school may have different entrance counseling requirements. You would need to check with your school's financial aid office to become au fait with their procedures. You would also need to confirm if the counseling available on this website will satisfy your school for their entrance counseling requirements


And how do I find out for definite if my school's entrance counseling requirements are covered off by this website?


Your school's financial aid office can inform you of this


If I m still on active duty, am I eligible for Vocational Rehab and Employment?


You may be eligible for VR&E benefits and services if you re a service member and you meet at least one of the requirements


please give more information


We offer opportunities to get training and practical hands - on work experience at the same time through programs like The VR&E Special Employer Incentives SEI program for eligible Veterans who face challenges getting a job .


ok I need to know what are the benefits of the program


for more information Download the SEI program fact sheet PDF


What kind of VR&E services can I get?


Depending on your needs and goals


yes ok


services may include :to determine your abilities , skills , and interests for employment


Have a 20 % or higher pre - discharge disability rating memorandum rating and will soon leave the military


no


Are participating in the Integrated Disability Evaluation System IDES process or awaiting discharge due to a medical condition resulting from a serious injury or illness that occurred in the line of duty .


neither


so you can't apply for benefits because you don't meet any of the requirements


Agent Orange exposure on Navy or Coast Guard ships


Did you serve on a Blue Water Navy vessel offshore of the Republic of Vietnam , or on another U.S. Navy or Coast Guard ship operating in the coastal waterways of Vietnam , between January 9 , 1962 , and May 7 , 1975 ?


Can I get disability benefits from VA?


You have an illness we believe is caused by Agent Orange called a presumptive disease


yes


You may be able to get disability benefits if the below descriptions are true for you


you may have had contact with Agent Orange , an herbicide used to clear trees and plants during the war . We refer to this as a presumption of contact .


If we denied your claim in the past


you can file a new claim based on this change in law .


and only Blue Water Navy Veterans apply for this benefit


Blue Water Navy Veterans are now entitled to a presumption of service connection for illnesses related to Agent Orange exposure .


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To get detailed information about this, is better if you visit each of the grants listed above lo learn about eligibility and the requirements.


Ok, I See... But when I will have to repay this loans?


The repayment of your grant will depends of different scenarios.


Ok, I get it. And there is any special condition that could help me to get this kind of aid?


Well, not really. But most of our grants listed above are awarded only to students with financial needs.


Are you interested just in a federal grants?


I would like to, but I think is just a possibility.


have you already received federal aid before?


Yes I have already received some help before for my education.


Good, then you most already know that if you receive this kind of help, you'll have to fill out the fafsa form every year you are in school.


Is it possible for getting more than one VA education benefit at the same time?


It is possible to qualify for more than one at once.


You should know, however, that if you qualify for more than one, you cannot use both at the same time. They must be used separately.


I did find out that I qualify for two different ones. How do I decide what to do now?


We can help you make the right decision for you to help maximize the benefits in your situation.


Do I have to call? I am deaf. Is there a TTY number?


Yes, we have a regular phone number as well as a TTY phone number.


Great, that is just what I need. Do you have the number?


Yes, the number for TTY is 711-xxx-xxxx.


Ok, I was told that I qualify for Montgomery Bill under Category III. What does that category mean anyway?


That category is for veterans who were on active duty on September 30, 1990. Does that apply to you?


Yes, that makes sense. How do I enroll once I decide which program is right for me?


The first step should be to use the GI Bill Comparison tool to make sure you are approved for the benefits.


OK, well I have already been approved. What do I do now?


Now, you can call the TTY number to get more guidance in picking which benefits to use.


looking for anything I can get on the topic of  U.S. chemical testing on vets


Okay, we can help you find out if you can get disability compensation and other benefits for illnesses or other conditions. These are illnesses and conditions we believe may be caused by contact with harmful chemicals or other hazardous materials while serving in the military.


do you give medical care for vets that were involved in the contact with the materials?


Were you one of the volunteers for medical research for the U.S. biological and chemical programs between 1942 and 1975?


yes I was and I need help


You can get medical care through the U.S. Army if you volunteered for this research and have an injury or illness directly caused by your participation.


who can I call or where can I go?


You can visit the U.S. Army web page or call 800-984-8523


do you have more information on Agent Orange?


If you served in the Republic of Vietnam or in or near the Korean Demilitarized Zone during the Vietnam Era or in certain related jobs you may have had contact with Agent Orange, an herbicide used to clear plants and trees during the war.


and we also may have been in contact with asbestos, do you have anything on that?


Yes we do, if you worked in certain military jobs you may have had contact with asbestos toxic fibers once used in many buildings and products


Are there any tax benefits available from the IRS in relation to education costs?


Yes, there are benefits applicable, you can use these benefits to recoup some of the expenses that you have spent on tuition or loan interest. You can also use the benefits to maximize your college savings


Is it possible for me to withdraw funds from an IRA account to cover my college costs?


Yes, this is possible. You will need to pay income tax on the amount you withdraw from your IRA account, but no early withdrawal penalty will be applicable


How do I go about applying for tax credits for my education costs?


You will need to file a tax return, even if you normally don't do this because of your income level


I have heard about Qualified Tuition Programs, what exactly are they?


These are plans that are provided by a state or a school which allows you to either prepay or save up to pay your education costs. When you use these funds for your college career, the money that is withdrawn from the account is not subjected to tax


Does the college that you are hoping to attend participate in QTP's?


I am unsure but I don't think so


What happens if I don't file a tax return, am I missing out on something?


You will miss out on tax credits that will give you money back


Hello there. I happen to own an Chinese driver license. Can you tell me if I can  use it to drive in NY without a supervising driver?


Of course. Your valid foreign driver license allows you to drive without a supervising driver. You can drive on any street, road, highway, bridge, or tunnel, except in a DMV road test area.


Is your driver license printed in any language except English?


Yes, it is in Chinese.


In that case you must bring an International Driving Permit or a certified translation of your driver license to the road test. The translation must be certified by a consulate, the US Department of State, or another official agency.


What if I have a learner permit but no valid foreign driver license?


Then NY State law requires a supervising driver to ride with you. The supervising driver must be age 21 or over and must have a valid driver license to operate the vehicle that you drive.


I see. What about temporary visitors?


Is your Temporary Visitor status that DMV has on file not expired?


Yes, it is not expired.


Say, what does the translation of my license have to include?


The translation must include all required details, such as your name, your date of birth, the expiration date of your foreign driver license, and a list of the types of vehicles that your foreign driver license allows you to drive.


I'll get a translation then. Tell me, what do I have to do once my temporary visitor status has been extended?


In that case you must go to a DMV office with your updated paperwork from the United States Department of Homeland Security DHS. We will update our records to show that your Temporary Visitor status has been extended so you can renew your license. Your new license will have your new temporary visitor expiration date.


And who exactly is defined as a temporary visitor, if I may ask?


A Temporary Visitor is defined as anyone who is not immigrating to or not residing living in the United States. These visitors have US Department of Homeland Security DHS documentation that supports their legal status in this country.


I need information from my driving school instructor certificate


passed all tests?


not


If a customer or DMV employee asks to see the certificate?


you must be able to present it.


What is the Instruction behind the wheel in vehicles


carsstruckssbuses


if i driver license was issued from a state other than New York


you must include a certified copy of your driving record from the state agency that issued your license


what is the fee for an additional certificate?


There is no fee for an additional certificate as long as you have a valid certificate with another driving school .1. Unless the driving school you are employed bys is authorized by DMV to conduct these tests for their employees .


I would like some information about health care for spouses, dependents, and family caregivers.


Are you the spouse, surviving spouse, dependent child, or family caregiver of a Veteran?


None of those apply to me.


I am a biological child of a woman Vietnam War Veteran and have birth defects, can I get Health care benefits?


Then you may qualify for VA health care benefits which help pay for services needed to treat your covered birth defect and related medical conditions.


What if I am a current or surviving spouse or child of a Veteran with disabilities or a service member who died in the line of duty?


You may be able to get health insurance through Civilian Health and Medical Program of the Department of Veterans Affairs or CHAMPVA; which will cover the cost of some of the health care services and supplies.


Will it cover all the costs of the health care services and supplies I need?


it will cover some of the costs of the health care services and supplies.


What is the Camp Lejeune Family Member Program?


If you lived at U.S. marine Corps Base Camp LeJeune in North Carolina you may have had contact with contaminants in the drinking water and could cause diseases which is covered under this program.


Hello, I'm going to another state for a month. So I'd like to temporary surrender them. Could you assist me with this?


The thing is I'm going on holidays to another state for about 3 weeks so I need to register my vehicle if a different state and that's why I'm surrendering my plate; but as I'll be back in less than a month I'd like to have my same plate and I also think the process would be easier than getting a new plate... so can I surrender my plates temporarily?


Yes, you can. See special procedures to surrender plates temporarily here: www.dmvtemporal.com


Okey, thanks. Btw, last week we got a plate stolen from one of our vehicles. Do I need to surrender the registration?


Yes, you have to surrender the registration. Please report the plate as stolen, and then surrender the registration.


What if is a motorcycle? Do I need to surrender the plate?


It's not necessary to surrender motorcycle plates, but your motorcycle must be insured if you ride it


Got it! About my temporary surrender, I read in the link you sent me something about a fee. What's that fee if I go to a DMV office to surrender the plate?


DMV offices will charge you a $1 fee to process the surrender


I think I'd rather do that online, so how can I get the FS-6 T receipt if I do the process by mail?


We will mail you your FS-6 T receipt


Awesome! One last question, is it necessary to surrender trailer plates?


If the trailer has no valid registration, you MUST surrender the plate.


Hi, please show me information about When should I add a dependent to my benefits?


This depends on where you are in the process of filing for disability compensation .


Who does VA consider a dependent?


their income and net worth are below a certain amount, who meets one of the eligibility requirements listed below


could you give me more information about adding a dependent to your VA disability compensation


Had already received a combined disability rating of at least 30 % at the time of the marriage , birth , or adoption


oh no. i not received this rating


We may pay you back to the date of your marriage or the birth or adoption of your child if you meet all of the requirements listed


it s been more than one year since you got married or had or adopted a child


we may not pay you back to the date of the marriage , birth , or adoption


I live outside of the U.S.


call + 1 - 248 - 524 - 4260


Can you help me determine my total registration fees for my commercial vehicle?


I will be happy to assist you with that.  Does your vehicle weigh more than 18,000 lbs? 9


And is this the original registration of your vehicle?


Yes my vehicle is less than 18,000 lbs.


And this is the original registration of my vehicle.


Also, are you transferring vehicle plates from another vehicle?


No I am not.


Original registration fees include vehicle plate is $25 and the fee for the title certificate of $50. The chart will determine additional fees. 5&6


Thank you.  Do I have to pay use tax?


For some counties outside of New York City, there is a use tax.  Refer to the chart.


Ok thank you.


Hope this has been helpful.


Hello there. I have several questions for you, all related to toll payment.


Have you failed to pay a toll?


Yes, unfortunately.


In that case the NYS Department of Motor Vehicles, "DMV" may send you a Notice of Registration Suspension. The notice will advise you that if you pay all of the tolls, fees or other charges owed to the tolling authority, or have them dismissed or transferred, the suspension will not take effect.


What about a hearing? Can I at least ask for a hearing before the DMV?


Yes, you also have the right to a hearing before the DMV.


And what effect can the hearing have?


The purpose of the hearing is to determine whether the tolling authority notified you that you failed to pay tolls, fees or other charges related to 3 or more violations of the Authority's toll collection regulations, all such violations committed within a 5 year period, or failed to pay $ 200 in tolls accumulated within 5 years, if the violations occurred in a commercial vehicle, or failed to have them dismissed or transferred. At the hearing, you may NOT dispute whether you evaded a toll and/or failed to pay tolls, fees or other charges.


Well, that was very informative. Thank you. By the way, how can I dispute someone claiming I didn't pay my toll?


To do this, please contact the tolling authority listed on the Notice of Registration Suspension.


Alright. Back to the topic: do I have to appear at the hearing in person?


You may request an in-person DMV hearing or you may request a hearing by affidavit, this is a hearing on paper. The Notice of Registration Suspension provides instructions about how to submit the affidavit to DMV.


tell me about student loan consolidation


I can answer your questions about consolidation so you can weigh the pros and cons and decide whether a Direct Consolidation Loan is right for you.


do you recommend I consolidate a federal perkins loan?


If you have Federal Perkins Loans and you are employed in an occupation that would qualify you for Perkins Loan cancellation benefits, you should not include your Perkins Loans when you consolidate.


are there any qualifications to consolidate loans?


Yes, there are eligibility requirements for receiving a Direct Consolidation Loan.


Did you want to consolidate a defaulted loan?


none of the loans are in default


Did you want to consolidate a defaulted loan that is being collected through garnishment of your wages , or that is being collected in accordance with a court order after a judgment was obtained against you?


not that either, no defaulted loans here


what if I was to default before consolidating? what do I do?


If you wanted to consolidate a defaulted loan, you must either make satisfactory repayment arrangements on the loan before you consolidate, or you must agree to repay your new Direct Consolidation Loan under another repayment plan.


If I have a driver license from another country and I have a NY State learner permit, can I drive without a supervising driver?


Yes. Your valid foreign driver license allows you to drive without a supervising driver .s   [42] You can drive on any street , road , highway , bridge , or tunnel , except in a DMV road test area


your driver license is printed in any language except English?


yes


ou must bring an International Driving Permit or a certified translation of your driver license to the road test . The translation must be certified by a consulate , the US Department of State , or another official agency


I need more details


a judge considers these facts to decide if your intent is to make NY State a " fixed and permanent " residence. According to this law , students from other states or from other nations who attend school in New York State are usually not considered residents of NY State .


Vivir en una casa, una casa, un departamento, una habitación u otro lugar similar en el estado de Nueva York durante 90 días se considera "evidencia presunta"


police officer can use this as evidence to issue a traffic ticket if you drive in New York State without a NY State driver license or vehicle registration . A judge considers the law and the evidence of your intent and decides if you are a resident of New York State .


If me temporary visitor status gets extended?


you must bring to a DMV offices a completed Application for Permit , Driver License or Non - Driver ID Card pdf MV-44


If I have DHS documents that identify me as a temporary visitor?


your New York State driver license, permit or non - driver ID card will haves ' TEMPORARY VISITOR ' on it


I urgently need help to avoid mortgage foreclosure.


Did you fall far behind on your mortgage payments?


Yes, you could say so. I'm in real trouble now!


In that case your mortgage servicer the company that handles collecting the money for your lender can take your house to cover the money owed. This process is called foreclosure. Our VA loan technicians can help you avoid foreclosure and keep your house.


Really !? That'd be great, I don't want to end up homeless. How can I avoid the foreclosure?


A deed in lieu of foreclosure lets you avoid the foreclosure process by signing over the deed to the home to your servicer. The home will then belong to the servicer.


What if I'm a Veteran? I mean, I served this country, now you can do something for me and help me with this foreclosure.


If you're a Veteran we'll provide financial counseling even if your loan isn't a VA direct or VA-backed loan.


That's a start. So how can I avoid foreclosure?


Well, there are 6 general ways you can try to avoid a foreclosure.


And what are those ways?


I can tell you all about those 6 general ways to avoid a foreclosure.


Hold on. Just tell me what to do here if I can't pay my mortgage.


In that case you should contact your loan servicer right away. The sooner you contact them, the sooner they can help you find a solution.


Look, son. I have a VA direct loan and it's more than 60 days past due. They aren't going to help. What the heck should I do?


Don't worry. We'll automatically assign a VA Loan Technician to your loan.


how can I get VA disability compensation


VA disability compensation pay offers a monthly tax - free payment to Veterans who got sick or injured while serving in the military and to Veterans whose service made an existing condition worse


do you need to know what page to llok on>?


no thanks


How do you Get VA disability compensation (pay


EligibilityFind out if you re eligible for VA disability benefits for a presumptive disability or other service - connected condition


can I  Managemy Veterans disability benefits


Check your VA claim or appeal statusTrack the status of your disability claim or appeal .


Can I get More information and resources


Disability housing grants for VeteransFind out how to apply for a housing grant as a Veteran or service member with a service - connected disability


Where do i get updates


Get updates Veterans benefits email updates


I have 6 months with my Pre-licensing Course Certificate, how much longer is it valid?


It is valid for 1 year since the certificate is issued, while a Student Certificate of Completion is valid for 2 years.


What should I know about speed and following distance when practicing for my road test?


Always respect the posted speed limit and adjust your speed taking into account factors such as weather, road, visibility and traffic conditions. Maintain adequate "cushion" space between your vehicle and the ones you are following. Always keep in mind the "two second rule" described in the Driver's Manual.


Is it okay to cross a crosswalk during my road test?


No, you must stop before crossing the crosswalk.


Can I take my road test without having supervised practice driving?


Can I take my road test if I am under 18?


You must have at least 50 hours of supervised practice driving before you take your road test.


How many hours of supervised practice driving do I need if I have a Class DJ or MJ learner permit?


A minimum of 50 hours that includes at least 15 hours of driving after sunset before you take a road test, and you must bring to the road test a completed Certification of Supervised Driving MV-262 signed by your parent or guardian.


What do I need to change the class of my license?


You need just a valid NY State driver license and you apply to amend to another license Class.


Is it now required by law to have a REAL ID?