You can download our Guide to VA Mental Health Services PDF, or go to our Make the Connection website to hear stories from Veterans about their own experiences with overcoming drug and alcohol problems, and to get access to more resources and support.


How much will my service member pay for dependent coverage?


Nothing. We provide dependent coverage at no cost until the child is 18 years old, or sometimes older if the child meets one of the requirements listed below


What can I do To continue receiving dependent coverage after age 18,


Is a full - time student


yes


what are the requirements for We provide dependent coverage at no cost until the child is 18 years old


you must meet all the requirements for it


can automatically cover If I am a military spouse and I get married on or after January 2, 2013


We won t automatically cover you . You ll need to sign up through your service member .


If your service member is part of the Public Health Service?


You must complete the Spouse Coverage Election and SGLV 8286A Certificate and have it delivered to your unit's personnel officer. Download the Election PDF and Certificate of Spouse Coverage


who is responsible for the policy aspects?


become solely responsible for all aspects of the policy , including premium payments


How do I get the benefits for Agent Orange sickness?


Do you need to schedule an exam?


No, I have not yet scheduled an appointment.


Do you know what happens if you qualify?


No, I do not know.


What is the process to make an appointment for Agent Orange Registry health exam?


You would need to contact your local VA environmental health coordinator.


What ways can I get more information?


You would need to learn more through going to website.


What will be included in the exam?


They will take your history of contact with Agent Orange and other herbicides and take the history of major illnesses or surgeries.


I would like to learn more about transferring an IRP registration and need some information on the process.


Of course. So you want to transfer an IRP registration and apportioned plates?


No, I don't. I just have a few questions about it.


So how would I transfer an IRP registration in Albany?


Just bring all required items to the customer service counter in Albany.


And what if I have a bigger, heavier vehicle than before?


Does the new vehicle weigh more than the previous vehicle?


Yes, that's why I'm asking.


Then you should know that there are pro-rated registration fees for the difference in weight, administrative fees for the vehicle plate transfer and fees for any fee increases that may have occurred since the original registration was issued.


What if I am not going to transfer the registration immediately?


Then you should surrender the apportioned plates and cab card to the IRB. Your vehicle registration will be suspended if there is a lapse of liability insurance and the apportioned plates were not surrendered. The driver license of the registrant can also be suspended.


I have something to submit about false information that I was given.


This is the place to submit a complaint an issue, concern, report suspicious activity, scams, or give us positive feedback.


Have you previously submitted a complaint and Federal Student Aid gave you a response that you didn't agree with?


Yes that's the case.


In that case, we suggest that you follow our procedure for resolving disputes.


Wouldn't it go faster if I contacted the Ombudsman directly?


We encourage you to follow our procedure before you contact the Federal Student Aid Ombudsman Group.


I had a relatively good overall experience, can I mention that?


Of course, that would be beneficial to all in that department.


Is there a way to see what is up with my on going cases?


You can log on to your account online to view, track, or update your case.


And if I need to talk to someone directly?


Do you feel that you need to speak directly to an agent?


Yes I might just need to.


Call 1-844-651-0077 for help with submitting your feedback or to ask questions.


Hello, I would like to know the Rules for beneficiaries with higher incomes


Of course The law requires an adjustment to your monthly Medicare Part B health insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people do not pay higher premiums.


What if I disagree with your decision about the monthly adjustment?


If you disagree with our decision about monthly adjustment amounts related to your income?


it is right


in that case you have the right to appeal. The fastest and easiest way to file an appeal of your decision is online. You can file online and provide documents electronically to support your appeal.


and should i pay higher premiums?


In that case, we will send you a letter with your premium amount and the reason for our determination.


and could you tell me what will be the monthly Medicare Premium for 2020


The standard Part B premium for 2020 is $ 144.60.


What should I do if I filed a joint tax return?


The following table applies to you, download it and you will get the information you need.


can you give me details of Pay insurance lapse civil penalty


you can pay?


yes


You can pay and remove a suspension


your insurance lapse is for 90 days or less


yes it is my case


You can pay (and remove a suspension) your insurance lapse is for 90 days or less


What guarantee do I have to solve the problem if I pay?


Your payment does not guarantee that the DMV will restore your registration , or close other suspensions or revocations you have .  It is your responsibility to know if the DMV restored your registration before you drive the vehicle . You can check the status of your driving privilege and vehicle registrations through MyDMV


ok so what can i do


You can check the status of your driving privilege and vehicle registrations through MyDMV


I need some help with the application process for disability benefits.


Of course. First of all, you should review the Child Disability Starter Kit. This kit answers common questions about applying for Supplemental Security Income (SSI) benefits for children.


Do want to do your child disability report offline or do you need help?


Yes, to both.


In that case you can call us toll-free at 1-800-772-1213.


By the way, does the starter kit include a worksheet?


Yes, it includes a worksheet that will help you gather the information you need.


Are you deaf or hard of hearing?


Yes, unfortunately I'm hard of hearing.


In that case you can call our toll-free TTY number, 1-800-325-0778.


Perfect. Is there anything else I should know when applying for a child?


You will need to complete an Application for Supplemental Security Income (SSI) AND a Child Disability Report. The report collects information about the child's disabling condition and how it affects his/her ability to function. At this time, only the Child Disability Report can be completed online.


I need information from Pay insurance lapse civil penalty


if you can pay?


yes


if you can pay from following some suggestions


it's not my case


you already paid a civil penalty in the past 36 months 3 years?


not


How much do I need to pay?


If your insurance lapse is 90 days , you may pay a total penalty of $ 900 $


how is the online process


You need a Suspension Order that states you are eligible to pay a civil penalty see a sample insurance letter


You can tell me more about Traumatic Injury Protection insurance


TSGLI, also known as Servicemembers Group Life Insurance Traumatic Injury Protection, provides short-term financial support to help eligible service members recover from a severe injury.


Were you covered by SGLI and experienced a traumatic injury while serving in the military?


yes in the Army


Okay, we can help you file a claim or appeal a past decision


How do I get Traumatic Injury insurance?


You may be able to get TSGLI if you meet all of the requirements


can you tell me what the requirements are or are they a secret?


I'll ask you questions to find out if you are eligible.  Do you have a scheduled loss that is a direct result of the traumatic injury?


Yes, I am missing toes


Did you suffer the traumatic injury before midnight on the day that you left the Army?


yes it happened way before that day


Did you suffer a scheduled loss within 2 years, 730 days, of the traumatic injury?


No, it wasn't in that timeframe


It appears you are not eligible for TSGLI support


can you give me information on how to file or pay for TVB tickets


Did you plead guilty to a violation that results in 5 or more points?


not


Do I receive a TVB traffic ticket while riding a bicycle?


yes


You can declare or pay for TVB inline bike / skate tickets in the same way as with any other TVB ticket online, by phone, by mail or at a TVB office.


What is the topic on which the information is based?


Tickets


When I return to the transaction to verify other hearing dates and times, what should I do?


Enter the ticket number and other information required in Step 1 Verify the information in Step 2


How do I file a guilty plea?


your traffic ticket must already be in our system


I am trying to learn about assisted living or nursing homes.


I can help you with that.


Where can I get more information?


We have lots of resources on everything from setting goals to making the hard decisions.


Can I get this through the VA?


Absolutely. I can help you learn how to access the services.


Do you have information on caregivers?


Yes, I do. We have a plethora of information.


How can I learn more about the decision making process?


We have links and a support system to help with that.


How can I start using those services?


Well, let's find out if you qualify.


How can I find out if I qualify.


I can help with that. Have you registered for VA health care?


Yes, I have signed up.


Great! Have you been instructed to get specific care?


No, my doctor has not specified anything yet.


If that's the case, you will need to speak with your doctor again. We need documentation that you need a specific service.


hello i would like to get information about new applicants


You are not currently on an income-based plan and want to apply?


yes


You can request an income-based payment plan that limits your payments to a percentage of your income.


and what can I do if my income has changed?


In that case, you can request that your income-based payment be recalculated to reduce your current monthly payment.


Who should complete this?


Borrowers currently on an IDR Plan who need to re - certify or make changes to their repayment plan .


What plans may be suitable for me?


one of the following income-based plans may be right for you


And what do i need?


FSA Verified ID


Good morning. Please, I'm a veteran and have some projects to do but need to pass through school. Do you have some kind of work study program?


Well, yeah, there is one. If you're enrolled in a college, or vocational school or professional training program, you could be part of our work- study program.


Excellent. That sounds great. What kind of requirements do i need for that?


O.k, lets see. Have you been enrolled at least three-quarter time in a college degree, vocational or professional program?


Yeah, i'm enrolled in one of those.


Have you found an open job either at a nearby VA facility or in a VA related role at your school?


Yes, i have.


Very well. Now, Can you finish the work-study contract while you still qualify for education benefits?


Yeah, i think i can do that.


O.k, ltes see then. Next, Are you using an approved VA education benefits program to pay for your education or training?


Oh yeah, i'm using one of those too.


Excellent. Then i can gladly inform you that you can take part in our work-study program.


Hi, it has been some days since i was taken my photo for my veteran health card. I think it should have arrived already. could be a problem with it?


Standard waiting time is about 10 days. Have you been waiting for that time or more?


Um, no, now i think about it, but close. Anyway, there's some number i can call in?.


There is. Do you have any hearing impediment?


No, i don't have any of that.


Never mind. I have some other question. If i have my card and well, it get lost or worse, stolen, and lets say i'm getting treated in a different medical center rom that i said in my earlier request, what should i do?


Then you mus contact your current medical center or call us at 877-222-8387.


You know, Can you tell me what advantages has the new card?


The new document has more features offered to you, because is more inclusive, using Braille language and depicting which branch you belong.


i was told to destroy my old card. Is that absolutely necessary? How should i do that?


Is necessary. You should destroy it using a shredder.


Hi, What is the procedure after I apply for VA health care benefits?


After your application, we will send you a letter outlining the decision that has been made on your application


What can I do if I have re-signed up for VA health care?


In this instance, you can manage your VA health and any benefits online through VA.gov. You can also refill your prescription, send messages securely to your health care team and even check the status of any disability or pension claim


I didn't ask for a doctor's appointment when I applied, can this be done now?


We can organise this when we make your welcome call to you


How do I know what benefits are covered by Veterans Health?


We will send you a Veterans Health Benefits Handbook by way of mail. This handbook will explain your specific health care benefits based on the group that you have been assigned to and cover off other useful information for you


How long does it take to hear back after I apply for VA health care?


Has it been over a week since you applied for VA  health care?


Yes, it has been more than a week, maybe two


In this case, please don't make another application, please call us on our toll free hotline on 877-222-8387


can you give me details of The Affordable Care Act  and your VA health care coverage


The Affordable Care Act ACA also known as the health care law was created to expand access to coverage , control health care costs , and improve health care quality and care coordination . Find out what you need to know about the ACA and your health coverage .


Do I still have to pay a penalty if I don t have health insurance?


Congress changed this part of the law for plans starting in 2019 and after . The individual shared responsibility payment no longer applies starting in plan year 2019 for which you ll file taxes in April 2020


Does my health coverage through VA meet the ACA s minimum essential coverage requirement for 2018?


Your health coverage meets the minimum essential coverage requirement for 2018 if you were signed up for one of the programs listed below


you were covered under one of these programs in 2018


yes


you won t have to pay the fee when you file your 2018 taxes


tell me the questions i must answer


you must have been enrolled in one of these programs


I need more information


Find out what you need to know about the ACA and your health coverage


Are you allowed to use other health insurance along with the VA health care insurance?


Do you have other health insurance plans like Medicaid, Medicare, or TRICARE?


Yes, I have medicare at this time.


You can use your Medicare as well as your VA health care benefits; we can help you learn more about this.


Why does the VA make me provide my health insurance coverage information?


The VA needs to bill your private health insurance for any care, supplies, or medicine we use to treat your non-service connected conditions, illnesses or injuries.


What do I need to do to use VA benefits for care?


You will need to get care from a VA medical center and we will cover care if we pre-authorize you for a non-VA hospital or care setting.


Will I need to choose which benefits to use?


Yes, you will need to choose which benefits to use based on your situation.


What if I do not want to keep my private insurance?


You would be without health coverage at that time.


Could I save money if I drop my private health insurance?


You would absolutely save money; but there are risks involved when dropping your private health insurance.


I wanted to find out how to add my daughter to my disability benefits


We can help you find out how to add a dependent spouse , child , and/or parent to your VA disability benefits for additional compensation .


can you tell me if I can get more benefits for her?


Yes, you may be eligible for additional disability compensation for a spouse , child , and/or parent if you meet the requirements


what are those requirements?


I will ask you a few questions to see if you are eligible. Are you eligible for VA disability compensation?


yes I am


Do you have a combined disability rating of at least 30% ?


no I don't


You are not eligible for additional compensation for your daughter


ok, can I file by mail when I am ready to add my daughter?


Yes you can, but we encourage you to file online. The online process is simple, and you can upload your supporting documents along with your claim.


I need Zip Code information and email entries


Has your address changed?


yes


do not process your transaction online . Instead, follow the instructions to change your address


What more details do I need to know about the online site?


You can not update your address during an online transaction . The DMV website has instructions to change your name on DMV documents and records


How manual online orders are made


A public organization and a private organization are defined as follows


If I already have a residence address registered with the DMV


you are not required to change it when you change your mailing address , but you can change the residence address if you want to


what is the document number


Document Number. The document number is 8 or 10 characters , and is printed on the lower right corner of your DMV photo document , or on the back for documents issues after January 29 , 2014 . The 8 character format is all numeric .


if it is not the same address?


Your residence address does not have to be the same as your mailing address , but you can select to use your mailing address as your residence address


Hi there. I'm a person from another state different of NY, and I'm searching information.


Alright. I need to ask you: Is your driver license from another state too?


Yes, that's right. That's why I would like to know if there could be any issue.


No problem. You may receive some conditional driving privileges or restrictions to drive in NY state,  but they won't be any different to those received by drivers with a ny state driver license.


I see. And you can also revoke my license?


The dmv can issue a restricted use license to a driver who commit any kind of violation related to the use of drugs or alcohol, which license be suspended or revoked.


What's that of a conditional license?


Is a conditional driver license by the dmv to a qualified driver whose ny state license has been suspended or revoked.


This works as any driver license?


Yes. The conditions and restrictions are the same for a conventional NY state driver license.


And which are the restrictions related to this?


The dmv can issue a restricted use license to a driver who qualifies and whose license is suspended or revoked because of violations or incident that re not related to drugs or alcohol use.


And how do I get this kind of license? In case I need it.


You may apply for a conditional or restricted use license in person at a dmv office.


Do I have to go any any special class or something?


yes, you must go to a impaired driver program approved by the dmv.


I've searched a motorist's records, will he know I did it?


Yes, he will be informed as search records are public records.


I had to pay a fee for using DIAL-IN search account, why?


According to the NYS Vehicle and Traffic Law, we must charge a fee to search DMV records.  It is a legal step that must be met by private persons, commercial organizations and not-for-profit organizations.


I have filled out and submitted the Motor Vehicle Record Search Account Application MV-15D form, how do I know if it was accepted?


If your application is complete, we will create an account and send you the number and password. The account is made up of a 7-digit number that will never change.


I have forgotten my Dial-in Search Account data, what should I do?


To solve your problem with your Dial-in Search Account, you must contact us at: NYSDMV DIAL - IN AccountsRoom 2316 Empire State PlazaAlbany , NY 12228.


I understood that records of searches are private, is this true?


No, records of searches are public records.


Can you help me with how to avoid the lapse of my insurance?


DMV is always in contact with insurance companies to electronically monitor your insurance coverage and comply with the New York State requirements.


Can I just notify the United States Postal Service about a change of address or do I have to update this info with the DMV too?


You have to keep your address up to date in the DMV. It is not enough to inform the US Postal Service.


Tell me about the mistake of not bringing the proper documentation to a DMV office.


Around 10% of our customers that visit a DMV office, forget to bring all of the requirements for their transactions. Before going to a DMV Office you should see if your transaction can be performed online, like an address change, registration renewal, and more. This way you can avoid going to a DMV Office.


what could happen in case I don't update my address in the DMV?


first, is not enough to update your address with a third party, you should keep your address updated in the DMV, if not, you could miss a suspension order and may be charged with operating an unregistered vehicle.


Tell me about the costs of traffic points.


the cost of the charge you can get from the DMV due to a traffic violation varies according your accumulated traffic points.


What else could happen if I don't update my address with you guys?.


You won't learn about any insurance problem and we'll suspend your registration and license.


Hello. I was looking for some information related to proof my residence.


You and your spouse have the same name? That could help you.


No, not really. I'm single.


Can I use any kind of bill?


Yes, you can print a phone bill, water bill, electricity/ gas bill or cable bill.


Oh, That's great, I heard that I can also use stuff like divorce papers, is that true?


Yes, that's right. You can contact your lawyer to find out where you need to go to get the right papers you need that can help you.


How do I know how many documents do I need to proof my id to the dmv?


We just need some documents, you may already have more proof documents than you think.


It's a marriage certificate something you can accept?


Yes, you can bring a marriage certificate as an additional document.


And school certificates can be used?


Yes, a general education development certificate, also a college certify copy could be use too.


Am I eligible to use the VA Appointments tools?


You can use these tools if you meet all of the requirements.


what are those requirements?


For example, Are you enrolled in VA health care?


Yes, I am.


Are you scheduling your appointment with a VA health facility that uses online scheduling?


no, I am not.


Sorry, you don't meet all of the requirements to use the VA Appointments tools.


What types of VA medical appointments can I schedule online?


This will depend on the VA health facility where you re receiving care.


Will my personal health information be protected?


Yes, this is a secure website. However, if you want, you can get tips for protecting your personal health information.


What original documentation do I need to get a Social Security Card for my child?


Firstly we need to establish citizenship


Have you already established your child's US citizenship with us?


Yes I have


The original documentation needed for citizenship is a US birth certificate or US passport


What if I don't inform you of my child's name change?


This could delay any tax refund due to you or your child


What is needed if I have already established my child's name with your department?


Have you changed your child's name on their Social Security card?


No, not yet


Hello. I have some doubts about how to make a complain, about the management of my aid.


Do you think your school is not doing a good work in the administration of your federal student aid?


No, not exactly that.


Is common to found that the schools calculate the loans or aids in a wrong way?


There has been any kind of problems with the amount or timing of the aids with you?


Yes. I There are been some delays on the payments.


In this case, we need to check this.


Alright, well, the biggest problem I use to have is the fact that my payment is not made in time.


Alright, no problem. You can contact with your school, to talk about that.


But what happens if I believe there was a violation of the policies of the federal student aid program?


In that case, is necessary to check how your school made the calculations of your eligibility for your federal student aid.


hi


That's correct. Debt to Earnings rate data is available for the 2015 debt measure year.


That kind of information can be appealed. Did you filed an appeal before April 25, 2018?


Yeah, in fact, i filed an appeal before that date.


Well, you should be happy then, because as for that date, there's no appeal that have been denied after be reviewed.


Hi there. I would like to know, what happens with an adult with a disability if this one wants to get access to the social security benefits.


Sure, no problem. Well. If you have all the requirements you can apply for the supplemental security income online.


Great! That's really great! But if this person have worked long enough may also receive the social security benefits as well as ssi?


Yes, that's right. That way people without any disability also can have this benefits.


Great. Are there, any phone numbers which we can call?


Yes, you can call to the 1-800-772-1213 or if you have hard hearing, you can also call to the 1-800-325-0778. both numbers are toll free.


So this makes this person eligible to file the online application, right?


Yes, but there still some requests that need to apply to the online way. Like, is this adult person between the ages of 18 and 65?


Yes, is almost 65.


have never been married?


No, that's not, he is married.


Then in that case can not apply for the inline way, but can be done by phone or in a social security office.


What is the steps involved after applying for my COE for getting a VA direct home loan?


Applying for the COE is one part of the process for getting a VA direct home loan and your next steps will depend on the type of loan you are looking for.


Did you know for most loans the lender will be a private bank or mortgage company?


No, I did not know that about the private bank or mortgage company.


Do you need to learn about the Native American Direct Loan?


Yes, I would need to learn about the Native American Direct Loan as it applies to me.


Then we will be your lender after all.


What will I need if I have never been activated as a National Guard or Reserves member?


You will need a statement of service signed by your commander, adjutant, or personnel officer showing your full name.


How would I go about applying for a VA home loan Certificate of Eligibility?


You would apply for a COE first because it confirms to your lender that you are qualified for the VA home loan benefit.


How do I apply by mail for the COE?


You would first have to fill out a Request for a COE VA Form 26-1880 and mail it to the address on the form; but it will take longer than if you applied online through the Web LGY system.


help me with my disability rating


Did you get a decision notice from us that confirms your disability rating?


yes, so now what


You may be able to get disability compensation or benefits. We can help you find out what benefits you can get.


can you help me change my address too?


You can update your information through eBenefits or you can contact your nearest VA benefit office to make those changes.


for what changes should I update my information?


You should update your information with VA when you have a new address, a change to your marital status, or any other life change that could affect your rating or payment.


Has your disability gotten worse?


no, no change in that to update


Is that one of the life changes you said could affect my rating?


Yes, that and other life changes could affect your disability rating or payment


Hello, I would like to obtain information about paid employment...


In that case to be eligible to receive funds under the Title IV Student Assistance Programs of the Higher Education Act, an educational program must lead to a degree in a public or non-profit institution or must prepare students for a "gainful employment in a recognized occupation.


and how is the earnings data calculated?


Could you read what was described above?


no


who calculates the annual rate of profit?


the numerator is the calculated annual loan payment amount, an estimate of the annual loan repayment amount based on the average educational debt of the cohort members. The denominator is the highest of the average or average income of the cohort obtained from the Social Security Administration SSA


and where can I have more information?


you can use Glossary of terms used in the D / E data spreadsheet...


and where can i see my calculations?


Download the Debt to Profit Data Spreadsheet


I need some help with benefits planning.


Let me help you with that. Social Security can provide you, and certain family members, with benefits.


What if I become disabled or die?


We can discuss that. By using our planners to help you better understand your Social Security protection you can plan for your financial future.


Can I apply for benefits online?


Are you looking to apply for retirement benefits, disability benefits, or Medicare?


No, I am not.


Then we can not process your request.


That is too bad, how can I apply?


You will get specific information on how to contact us by phone or schedule an appointment.


Does anything change if I am the spouse of a retired worker?


Yes, you do need to meet certain criteria, including being within 3 months of age 62.


Hello, what increased benefits could my family and I get?


You want to know if you or your family are eligible for increased benefits?


Yes, that's correct.


Social Security's mission is to deliver services that meet the changing needs of the public.


In my case, I receive SSI, how could that affect my eligibility?.


It depends, there are certain life changes that may affect your eligibility for increased federal benefits. For example, if your spouse or ex-spouse dies, you may become eligible for a higher social security benefit.


How would it be for those that are over 62 years old and unmarried?


You could be eligible based on an ex-spouse's work if that marriage lasted for at least 10 years.


Is there a TTY number for deaf people?


Yes, our TTY number is 1-800-325-0778


And for those at full retirement age?


In that case, if you work you still can receive the monthly social security benefits, no matter how much you earn.


Hello. Can you tell me what happens if I plead guilty to a violation that costs me 6 points?


Do you have 3 or more alcohol-related convictions on your entire driving record?


Yes, unfortunately.


Then a plea of guilty to a violation that results in 5 or more points may result in the revocation of your license under Part 132 of the Commissioner's Regulations. You may want to consult with an attorney before entering your plea.


What if I don't respond to my ticket after getting a suspension notice?


Then you will automatically be convicted of the charge. This is known as a default conviction. The default conviction is equivalent to a guilty finding.


Who is processing the tickets? The DMV?


DMV's Traffic Violations Bureau TVB processes tickets for non-criminal moving traffic violations issued in the five boroughs of New York City. For more information about the TVB, you can read our brochure.


Can certain violations cause the suspension of my license?


Yes. Some convictions can cause the suspension or the revocation of your driver license. See Suspensions and Revocations or read the DMV brochure "Suppose Your License Were Taken Away".


Will do. If I want to answer my ticket, can I send my response by mail?


Yes, you can mail your response to us.


I'll send the envelope on the way today. What about violations in other parts of NY?


In other parts of New York State, traffic violations are processed in the criminal or traffic court of the city, county, town or village where the alleged offense took place.


tell me about tax benefits for school purposes


Tax benefits can be used to get back some of the money you spend on tuition or loan interest or to maximize your college savings.


how much can I claim on the lifetime learning credit?


It allows you to claim up to $2,000 per student per year for tuition and fees, as well as for books, supplies, and equipment that were required for the course and had to be purchased from the school.


is that for the lifetime learning credit?


Yes


what can you tell me about savings through the Coverdell savings?


The Coverdell Education Savings Account  allows up to $2,000 a year to be put aside for a student’s education expenses.


what other tax credits do you have?


Two tax credits help offset the costs of college by reducing the amount of your income tax; The American Opportunity Credit  and The Lifetime Learning Credit.


Do you file a tax return?


I don't file


If you don’t file, you’ll miss out on tax credits that would put money in your pocket.


please help about Tuition Assistance Top-Up


Does your college tuition cost more than what s covered by the Tuition Assistance TA program ?


if college tuition cost more


could you give me more information on what to do


Please. Read the Top - Up fact sheet PDF


Am I eligible for tuition assistance?


You qualify for Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits  and The cost of the course and fees is more than TA will cover .


Post-9/11 GI Bill benefits?


and The cost of the course and fees is more than TA will cover .


OK, anything else?


You can get tuition assistance if you re approved for federal TA and you meet both of the requirements listed below .


How do I get these benefits?


this benefit will be charged based on training time no matter how much money you re paid back .


I need to reinstate my surrendered plates.


You should go to a DMV office and ask for the reinstatement of your registration and receive your vehicle's plates. The first document you'll need is the completed Application for Registration or Title form (PDF MV-82)


Are you looking to reinstate your registration within 60 days before the expiration of your registration?


Yes, that's correct.


Then you can renew your registration and pay the renewal fees.


In what office should I apply for the reinstatement of the registration?


It should be done at the same DMV office you surrendered your personalized plates.


what is the fee for getting a new set of vehicle plates?


you can get charged up to 25$ by the DMV office for issuing a new set of vehicle plates.


when does the new registration expires?


It expires the same date as the registration you surrendered.


Can I surrender my plates temporarily?


Yes, you can do it at a local DMV office and reinstate the registration later.


I have been contacted by someone who has told me that they can get my federal student loan out of default for a fee. What should I do?


You first port of call in this instance should always be the Default Resolution Group


Has any company sought "enrollment", "subscription" or "maintenance" fees from you to help get you out of default?


Yes, I have been contacted in this manner


Your first action here should be to walk away. Your loan can be moved out of default for free with the Default Resolution Group


Is there any way that I can avoid having 15% of my wages garnished when dealing with loan collections?


One way to avoid this is to come to an agreement with the ED and negotiate better repayment terms for you which are acceptable by the ED or the private collection agency. You must ensure that the ED receives the first payment that is due no later than 30 days from the date of garnishment


Is there anywhere that I can learn more about companies seeking fees to get my loan out of default?


You should read our blog post called "Don't Be Fooled; You Never Have to Pay for Student Loan Help"


Are there other collection costs applicable apart from the cost of placing my loan with a collections agency?


You may have other costs, such as Treasury offset processing fees. There may also be costs associated with potential civil litigation from the Department of Justice


How do collection agencies work when they take over a loan that is in default?


There are a number of collection agencies that work with the ED. The employees of these agencies are trained to comply with the Fair Debt Collection Practices Act, which governs all collection practices undertaken by agencies


Hi. I am trying to learn about social security payments after a spouse's death.


Sure. If you were receiving benefits on the deceased's records, you can receive $225.


Is there a surviving spouse?


There is no surviving spouse.


Can you help me learn about a child's benefit?


A child may be eligible for social security survivor benefits.


So which family members are eligible?


Depending on the circumstances, a stepchild, grandchild, step grandchild or adopted child may be eligible.


How many credits are needed?


It depends on how old the worker was when he or she passed. At the most, 40 credits are needed.


What if we were living a part when he died?


You may be eligible for $255.


Hi. I Hope you could help me. I'm looking for information related to to prevent the suicide of a veteran.


Are you a veteran and you thinking about hurting yourself or know any veteran who is considering this?


Not me, but I know a veteran who is considering this, and is worrying me.


It's is possible to talk with someone about this?


Yes, it is. You can call to the veterans crisis line.


And I can call at anytime I need it?


Yes, you can. That's a confidential line, were many of them are veterans themselves, this service is private, free and available 24/7.


And if I need more information where can I go?


You can visit our website, and check the suicide prevention section.


Those are all the options?


Not really. You can also call 911 or go to the nearest emergency room.


Veterans have any benefit service related to suicide prevention?


Yes, we have specially trained coordinators available in each VA medical center across the country for you to help, giving the counseling and services you need, and also for your family.


What things should I consider when palnning for retirement


Considering what age to start your benefits is something to think about


What age would be the best age?


It's best to delay receiving your retirement benefits until your full reitrement age or later


your retirement benefits will be higher


But when should I start?


There is no best age for everyone - you should make your decision based on your individual family circumstances


What if I plan to continue working


There are limits on how much you can earn each year between the age of 62 and full retirement and stil get all your benefits


The are limits on how much one can earn?


yes there are limits on earning and still get all your benefits


Hi there. I was looking information related to which persons can drive in the in the state of new york.


Do you want to drive a car or a motorcycle?


I'm not very sure yet.


I have a learner permit, what need I do next?


You must follow new york state permit restrictions.


I need to follow them even when I'm not a new york resident? I'm here just as a student.


That's right. Students from other states or from other nations who attended school in new york state are normally not considered new york resident.


Alright, I understate. But once I pass the road test, what will happen?


Once you pass it. You must give your foreign driver license to the dmv road test examiner, so it be destroyed after 60 days.


And what happens if I become a new york resident?


In that case, you must get a new york state driver license within 30 days.


But I be able to to still use my learner license , no matter if is not from new york?


Yes, you can still use it if you are age 16 or older.


What original documents are needed?


We would need to have information about immigration status.


Do you need to know what documents needed to prove your child's U.S. immigration status?


No, I all ready have information to prove my child's U.S. immigration status.


What happens if I do not have the specific documents in the time period?


We will ask to see others documents that are not expired, have to show your name, and birth age and recent photograph.


What do I need if child does not have permission to work?


Lawfully admitted noncitizens can get many benefits and services without social security numbers.  You do not need a number to conduct business with a bank, register for school, or apply for educational test.


What happens if you are a J-1 student?


If you are a J-1 student you must provide a letter from your sponsor and should be on the letterhead of the sponsor with original signature that authorize employment.


What documents do I need to show child's U.S. immigration status?


You must provide your child's current U.S. immigration document such as I-551 Lawful Permanent Resident Card, Machine Readable Immigrant Visa or I-766 Employment Authorization Document, work permit.


Hello, I'm searching some information related to the companies which do transport services based on networks.


Oh, you mean a transportation network company or tnc, which are also known as rideshare company, which through a license issued by the dmv can use a digital network to connect passengers to tnc drivers for prearranged trips.


Oh, great. And what's the process to become a driver of a tnc?


You need to contact one of he new york state licensed tnc companies.


There are any kind of restriction to become a driver?


Yes, by statute, tnc drivers to hold a valid and current nys driver's license issued by the dmv.


Alright. and there is any age restriction?


Yes, of course. You need to be 19 years old or older, to be a tnc driver.


And Can I use any vehicle I want?


That will depend on every tnc company, which may have requirements on the vehicles they allow.


And the tnc drivers can get insurance?


The tnc companies will have to make sure the tnc drivers understand and have the required insurance to work.


Are you interest in being a tnc driver?


Sounds interesting, but not really. Thanks.


Hello I would like to renew my driver's license, when is the right time to do so?


Renewal of a Driving School License must be performed between 30 and 60 days before the expiration date as seen on your license.


Would you like to begin the renewal process?


No I'm not ready yet.


I see that I have to provide a list of my driving school's vehicles, is that really necessary?


Yes it is a requirement.


Alright I guess, what else do I need to provide?


You must also submit a Signature Authorization List - Pre - Licensing Course if your school provides the Pre-licensing Course.


What if my Driving School License is already expired? Can I still renew or will I get into trouble?


The license can be renewed up to 6 months after the previous license expires BUT operating the school without a new License will be an infraction that could result in a $1000 fine and/or future denial of a Driving School license.


Does my signature Authorization List need to be submitted?


Yes it must be attached to your submission.


hi can you tell me how I get started?


are you the survivor?


yes


If the deceased was receiving Social Security benefits , you must return the benefit received for the month of death and any later months


wil lI have to return the money?


you must return the benefits paid in August


what if you remarry before you reach age 60 ang 50 if disabled?


If you remarry before you reach age 60 age 50 if disabled , you can not receive benefits as a surviving spouse while you are married


Do they pay in a lump sum


A surviving spouse or child may receive a special lump - sum death payment of $ 255 if they meet certain requirements


what if I get widow benefits?


you can switch to your own retirement benefit as early as age 62


Are other family members eligible?


yes  Under certain circumstances


Hi. I need to change my address. how do I do that?


You need to change your address, correct?


yes.


Are you moving?


No I am not


Do I need to sign into some account and do it that way?


yes, just Sign in to your mySocial Security account and update your information


is it easy to sign into?


do  you get Social Security benefits retirement , survivors , or disability?


no.


What comes under the title of special claims when dealing with Veteran Affairs


Do you suffer from a disability that is related to military service that is not listed on this website?


I don't personally, no


Are you a veteran that suffered a disability while in active service with the military or a disability that has been worsened by your active duty?


Yes, I fall into this category


In this case, you may be able to qualify for special compensation to help with your disability


Is there any allowance for driving or driving equipment that is available under the VA special claims?


Yes there is, if your service-connected disability prevents you from driving, you may be able to apply for money to purchase a specially equipped vehicle or make special adaptations to your existing vehicle


Is there any allowance available to the children of military personnel that were exposed to harmful chemicals during active duty?


Any personnel that were exposed to harmful chemicals while serving in Vietnam, Thailand or the Korean Demilitarized Zone and if those personnel have children that show signs of birth defects like spina bifida, then the child may qualify for disability benefits


What happens if I have a disability that is not listed on the VA website but was caused during military service?


You can check the website for further information, but you may qualify for compensation payments or other benefits


Hey, I need to know some things about college costs. Can you please give me an idea about what to expect?


Of course. Here you can learn about college costs and get tips on how to lower costs when you go to school.


Is there any way to lower my tuition fees?


Most colleges and universities sponsor resident advisor programs that offer reduced tuition or reduced room and board costs if you work in a residence hall.


But in which cases do they offer a discount then?


Are you a child of an alumnus or alumna i.e. , if your parent went to the school?


No, none of my parents did.


Is more than one family member enrolled at the school?


Yes, my cousin is.


In that case, colleges and career schools may offer discounts on tuition.


That's great to hear! I've also read about combined degrees, what about those?


Some schools offer combined degree programs or three-year programs that allow you to take all of the courses needed for graduation in three years, instead of four, thereby eliminating one year's educational expenses.


I need to know if my family members are eligible for increased benefits


Yes ] Our mission is to deliver Social Security services that meet the changing needs of the public


I already receive SSI


Yes certain life changes may affect eligibility for an increase in your federal benefits


How do I find out if my spouse elibible?


Your spouse may be able to receive benefits if her needs have changed


Do you have certain life changes that need to be reported?


No


How can I find out information on requirments for increase benefits?


It is important that you may be able to get additional income through supplemental income with certain life events


What about eligibility based on my own work?


You may be eligible for a higher disability benefit based on your own work


I would like some information about FAFSA statistics.


Is this in relation to having enough money to attend college?


It has nothing to do with that, no.


Are you worried about eventually being able to pay back a college loan?


Yes I would like to know how many people are able to do so.


In the past, high schools relied on self-reported surveys to estimate their FAFSA completion rate and that data can be inaccurate. We now use a better system.


Could I get help increasing my FAFSA completion numbers at my high school?


Federal Student Aid recently launched the Financial Aid Toolkit to help student counsellors understand the basics of federal student aid, provide tips on hosting events along with sample PowerPoint presentations, provide suggested messages for social media and email outreach, and help find other training opportunities for students.


And how can high schools track their progress?


Usually, FSA regularly updates estimates for the first 15 months of the application cycle.


Is this information for all schools?


No, the district level data only includes applicants reporting public high schools and does not consider private schools that are geographically within a district.


Hi, i'm need of going through a change of address, could you help me?


Do i understand you want information about changing your address or telephone number?


No, not exactly both.


I see. So, do you want to know how to change your address only?


Yes, only that.


Are you receiving retirement, survivor or disability benefits from social security?


No, I'm not receiving any of those right now.


What can i do if i still have some questions?


Du yo have any questions about changing address process? Need more help?


Yeah, i think i still need a little help.


Don't worry, you can make use of our toll free number for further questions unanswered here. Oh,, and you can go visit a social security office.


O.k, at least i have an option. Going back to the address thing, What can you tell me if i'm receiving SSI?


If that your case, you can easily check your address we have on record via the My Profile Tab on my social security.


Can you explain to me how to request a higher-level review?


Do you need to request a higher-level review?


Yes, I need a higher-level review.


You can fill out the Decision Review Request: Higher-Level Review VA Form 20-0996.


What happens if I want an informal conference with a senior reviewer?


They will call the phone number that you have given them from the Higher-Level Review form to schedule a time to discuss your case with you.


What if I don't answer?


Then a voice mail for be left.


What happens when I request a high level review?


You are allowed to request a Higher-Level Review of an initial claim or Supplemental Claim decision and is not available after a Higher-Level Review or Board Appeal.


How do I submit the insurance form?


You would need to refer to your decision for the instructions about submitting the form.


What happens if I need help?


A Veterans Service Organization or VA-accredited attorney or agent can help you request a decion review.


Need help with the Direct Plus Loan Application for graduate students.


Would you like to learn what a Direct Plus Loan Application for graduate students is?


No, I know what the Direct Plus Loan application is.


Do you want to apply for a PLUS Loan?


No, I do not need to apply for a PLUS Loan at this time.


When do I complete the Direct PLUS Loan MPN?


You have the chance to complete the Direct PLUS Loan MPN after you have completed the Direct PLUS Loan Request.


What happens if I have placed a security freeze on my credit file?


You definitely have to lift or remove the freeze at each credit bureau before you will be able to continue because your application will not be processed otherwise.


Can I use my computer to apply for a PLUS Loan?


Yes, you must LOG IN to start.


how do I qualify for social security?


If you are receiving Social Security disability benefits when you reach full retirement age , your disability benefits automatically convert to retirement benefits , but the amount remains the same .


did you have any other questions?


yeah i understand


ok great!


How Much Work Do You Need?


When you 've earned $ 5,440 ,  you 've earned your four credits for the year .   The number of work credits you need to qualify for disability benefits depends on your age when you become disabled


ok thanks do I need to meet a disability?


yes


do you more information?


when do benefits come?


Benefits usually continue until you are able to work again on a regular basis


What are the cost of college schools?


It can vary significantly from school to school but we can give you tips on how to lower the costs when you go to school.


Can you give me a good part-time job recommendation that is compatible with my studies?


One good option is the Federal Work-Study Program that provides the opportunity to earn money while going to school. You can ask schools if they participate in the program.


And how about tuition cost?


You may get discounts for tuition on college or career schools under certain circumstances like, Did your parents go to the same school as you are planing to go?


Yes, they actually did.


Then you may be eligible for a discount on tuition.


What would be a good recommendation to manage my school credits?


It's always a good idea to take the maximum number of credits allowed so you can reduce the time needed to graduate.


Would be wise to get a credit card to build a credit history?


It would if you use it wisely. Make sure you understand the terms.


I'm looking for information on Special Claims


Are you a Veteran with a disability that isn't linked to military service?


I don't think so


are you a Veteran with a disability that we have concluded is the result of an illness or injury caused or made worse by your active-duty service?


no


can I ask about the car allowance for alterations?


VA Automobile allowance and adaptive equipment will give you money to help buy a specially equipped vehicle or make needed changes to your existing vehicle if your service-connected disability prevents you from driving


What kinds of disabilities can we get help for? can we get dental care?


Yes, you may be able to get special compensation for dental care if you are a Veteran


You can also get help replacing any clothing damaged when you altered it for your disability, right?


Yes, if your clothing has been damaged by your prosthetic or orthopedic device you may be able to get money to buy new clothes


I need help with asking for a review on a fiduciary claim


Do you want to add new and relevant evidence to your claim?


yeah in a supplemental claim


The Supplemental Claim option isn’t available for fiduciary claims. You can file a new claim if you have new evidence.


can you help me with what options I have?


Yes, we can help you with the options available


do you have the forms for a higher level review?


Yes, we can help you download VA Form 20-0996: Higher-Level Review (PDF)


also can you give me the form for a veterans law judge appeal?


You will need to download VA Form 10182 : Board Appeal PDF


can I see where the process is once I have asked for one of the reviews?


Yes, you will have the opportunity to track the status of your appeal


can I still add the new evidence I have after a decision that doesn't go my way?


You can file a Supplemental Claim or you can appeal to the U.S. Court of Appeals for Veterans Claims.


Where can I apply for it at?


Hello You can reply online.


do you have a birth certificate?


No I do not at this time


Do you want to know how to get it?


no thanks I know how


What site can I go to for retirement planning?


go to  Benefit Eligibility Screening Tool BEST to help identify other Social Security programs for which you may be eligible


What if your pension was terminated?


If your pension plan was terminated, you may be able to use the PBGC's Find an Unclaimed Pension tool to find out if you have unclaimed benefits.)


do i need to bring my bank information?


yes


Good evening, I'm looking for advice about college costs, Is there anything you can do to help me out with it?


No problem. We can guide you in certain aspects of college cost,and how to get lower costs when you happen to go to school.


That's a relief. I've been looking for reliable information for ages. Look, something i want to get help is about to know various colleges costs, Is there a way i can get a comparative view on that?


Do not worry. In fact, there is a way. Through the College Scorecard you can know for sure if a college cost is low, or medium or high. You should take note if the college has financial aid available for you, when you valuate your choices.


Oh, that's a good advice, indeed. I keep forgetting about the financial aid. About that, in which way could i obtain a tuition discount?


Well, depending on the college, conditions can be very specific, but for the most, a tuition discount could be obtained if you are, for example, child of an ex-alumni. Is that your case?


You know, in fact it is. I forgot that my father went to my school of choice, so yes, i guess it is my case.


That's excellent. Then you are most qualified to get a discount.


Yeah, right? That would be most useful, indeed. But, lets say i want to do more, could i do even more if i take a job, part-time, that is?


Of course you can do more in that way. A part-time job could help you in a great way to lower your college's costs, but you have to make sure that it doesn't get in the way of your studies and school schedules. You have to choose well.


Yeah, i know it can be troublesome if that happens. Look a last thing. What can you tell me about housing costs? Is there a practical way to low that?


Well, there is. A recurring way to low those kind of costs is through sharing a house or apartment with multiple housemates in order to cut down the cost of rent. that can be applied to transportation too, carpooling to cut down gas costs.


Hello I need information about How to Login to MyDMV


want to know Why are you redirected to the 'Welcome to MyDMV' page?


do not


What should I enter when I need to log in?


You can use the tool to reset it. You will need to enter your username and the security questions / answers Shared secrets you chose when you created your account.


and can i use the tool?


of course You can use the tool to reset it.


and how can I do if I don't remember the password?


you can use the Forgot your password tool on the same page.


If the user you use tells me that it is not associated, how can I do it?


Use this link to delete the login information from our system. This will prevent you from being redirected to the Welcome to MyDMV page.


hello i would like information about driver's licenses for non-residents of new york


Do you want information about driver's licenses from other states and foreigners?


Do you want information from Visitors from other countries?


Do you want information about student licenses?


Want information on out-of-state student licenses?


Can students from other states be considered New York residents?


Students from other states or from other nations who attend school in New York State are not normally considered residents of New York State.


and what should I do if my license was issued outside the USA?


You must apply for a new original New York State driver's license at a DMV office. See Get a driver's license


How will I know if I should apply for Medicare?


You should apply if you are age 65.


Do you plan to delay your benefits when you are 65?


That is the question I need to ask because I think I want to.


Since you want to delay your Medicare benefits then you need to contact Social Security about 3 months before you turn 65.


What happens if I forgot to sign up for Medicare?


All you need to do is read the general and special enrollment period on page 12 of the Medicare booklet and also your Medicare coverage could be delayed and cost more.


Do I still need to sign up for Medicare if I all ready have coverage through an employer?


Yes, you still should check to see whether you need to sign up for Medicare because some health insurance plans change at age 65.


Will other family members or minor children qualify for benefits under my record?


Actually, the value of their benefits added to your own will help you decide if taking your benefits sooner is your best choice.


What if something like an accident occurred?


Your final decision would be your best guess about the future because it would be in your best interest to account for unexpected changes.


What should I do if a deceased family member received monthly benefits?


Were the deceased receiving monthly Social Security benefits?


Yes, he was.


then all the payments received the month of his death and after must be returned to Social Security.


Who can receive the survivor benefits?


Family members that can receive the benefits include a widow or widower at least age 60 (50 if disabled), a surviving divorced spouse, etc.


Who else can receive the benefits?


A widow or widower at any age could also receive the benefits if they are caring for the deceased's child that is under 16 years old or disabled.


What are some other situations in which somebody would receive survivor benefits?


One would be if the person is already receiving benefits as a spouse. Want to know about it?


Yes, please.


In that case, the spouse benefit will automatically convert to survivor benefits after we receive the report of death.


I need help with plate storage


The DMV does not store standard vehicle plates


Are you wishing to surrender standard plates?


No


What do I need to do to the plates before surrendering them?


Be sure to remove plate frames and fasteners before you surrender them, we will not accept plates with frames or fasteners attached


How long do I have to reinstate my registration before it explires?


You can renew the registration and pay the renewal fees


How do I surrender personalised license plates?


The DMV office will store them, you must then apply for the reinstatement of the registration at the same DMV office where you surrendered your personalized plates or custom plates


What form do I need to get back surrendered plates?


Bring Application for Registration or Title pdf MV-82 to a DMV office.


How does a spouse earn survivors benefits?


A worker can earn up to four credits each year


Are you a widow/widower?


no


What if a person already gets survivors benefits?


If you already receive benefits as a spouse , your benefit will automatically convert to survivors benefits after we receive the report of death .


What if they have a disabled child?


If you are the unmarried child under 18 up to age 19 if attending elementary or secondary school full time of a worker who dies , [100] you can be eligible to receive Social Security survivors benefits


Can I get a lump sum?


A surviving spouse or child may receive a special lump - sum death payment of $ 255 if they meet certain requirements .


How does the spouse earn the benefits?


Who receives benefits?


Certain family members may be eligible to receive monthly benefits , including :sA widow or widower age 60 or older age 50 or older if disabled


If I want to open a driving school for my community, how often do I have to renew the Driving School License?


Each time you renew your license, it is renewed for two years.


Are you wanting to renew a license or to get a new license?


I do not yet have a license to renew, no.  I will need a new one.


When I am ready to renew the license, though, what information will I need to have with me at that time?


When you are ready to renew your license, which you must do between 30 and 60 days before your original license will expire, you will need your Driving School Renewal Application form MV-522, Proof of Workers' Compensation form C-105 or U-26.3 and Disability Benefits Insurance Coverage form CE-200 along with payment for the license fee in the form of a check or money order payable to Commissioner of Motor Vehicles.   You must also know that if your school will use vehicles for instruction you must attach a List of Driving School Vehicles for MV-527 and if your school provides the Pre-licensing Course you must also attach a Signature Authorization List - Pre-Licensing Course form MV-278.6.


Can you tell me what would happen if I would accidentally be late in renewing the license for my driving school?


If you would be late, you must then immediately stop operation of the business completely.  You are considered not licensed to operate if your license expires.  Any services that you provide through your school license including Instructor Certificates, account to DMV's online road test appointment scheduling system, and authorization to order Pre-Licensing Course Completion Certificates will be terminated.  Until you correct the situation and have your new license issued, your instructors will not be able to teach for your school and your school will be unable to provide lessons to customers, teach the Pre-licensing Course, schedule road tests or bring customers to a road test.


Will I be able to renew my license for my school if it is expired?


You can renew the license up to six months after the previous license expires but any operation of your business between when your driving school license expired and the new license is issued will constitute unlicensed operation of a driving school, which could result in your having to pay a civil penalty of $1,000 and/or denial of future driving school license operations.


What was the document that I needed to renew my license if my school does use vehicles for instruction?


The document you will need if your school is using vehicles for instruction would be a List of Driving School Vehicles form MV-527.


Who do I make the check out to for renewal of my license?


Please make the check payable to Commissioner of Motor Vehicles.


I need to get a corrected card for non-citizen adults


have you change your name or became a U.S. citizen?


Yes, I changed my name.


then you have to inform Social Security so they can update your records and issue a new card.


can I use my non-work Social Security number for work?


no, you can't. If you do we'll inform DHS.


I want to apply for work authorization. I'm legal.


You can apply for a work authorization either in the Department of Homeland Security DHS , U.S. or in  Citizenship and Immigration Services USCIS and request a Social Security card from the Social Security Administration.


and for F-1 students what documents are needed?


You'll need to show us the  I-20 Certificate of Eligibility for Nonimmigrant Student Status.


What I'm legally able to do if I still don't have permission to work.


You can still get many benefits and services without a Social Security number. You can conduct business with a bank, register for school, get private health insurance, apply for subsidized housing, among other things.


How is the VA Mortgage Loan Programs for surviving spouses


To obtain a VA-backed mortgage loan as a surviving spouse of a Veteran


if it is about a surviving spouse of a Veteran


You will need a COE Eligibility Certificate to demonstrate to your lender that you qualify for this benefit.Find out if you can get a COE.  Please note that you will also need to meet the credit and income requirements of your lender to obtain a loan.


ok but I already have a VA-backed loan and èrp I have trouble making the mortgage payments


We can help you avoid foreclosure and keep your home. want to learn about VA financial counseling


But can I get a COE?


You may be able to get a COE if you are the spouse of a veteran


but at least it must meet some characteristics, let me ask you?


yes of course ask all the questions


Veteran Tube Missing in Action?


yes


Are you a prisoner of war prisoner of war?


not


if possible you can get a COE


Hello! My vehicle meets the California emissions standard, but this is not indicated in the MCO, or I do not have the MCO. What I can do?


you do not have a Manufacturer's Certificate of Origin MCO?


yes i don't have that certificate


you or the car dealer can certify compliance on a 'Certificate of Compliance or emissions exemption' form MV-74


And what happens if the vehicle is exempt from the California emissions standard?


you or the car dealer can complete form MV-74 to certify the exemption


How can I find out if my vehicle meets the California emissions standard?


Look for these words or similar language on the MCO Manufacturer's Certificate of Origin and the emissions label under the hood:       "California Only Vehicle: This vehicle complies with US and California EPA regulations applicable to vehicle model year - new motor vehicles commercially introduced for sale in California only.


What vehicles are subject to California emission standards?


Your vehicle must meet the California emissions standard if it has less than 7,500 miles on the odometer and is   a 1996 model year or a newer light duty passenger or truck vehicle that has a GVWR gross vehicle weight rating of 6,000 lbs. or less


What if the vehicle was replaced too?


If your vehicle is exempt from the California emissions standard if


But if the vehicle was registered in another state and now I reside in New York?


I need to set up direct deposit for my benefit payment


Can you access our online services?


No


Are you familiar with direct deposit?


Do you have a free my SS account ti read about additional information related to this service?


NO


Do you still have questions?


How do I set up direct deposit without an account?


Read how to Set Up or Change Direct Deposit of Benefit Payment Online


How do I do this without access to a computer to set up an account?


Sign in and Select the blue Benefits & Payment Details link on the right side of the screen .


How long am I able to stay on each page?


For security reason you are allowed to stay on the page for a short time.


Oh, I did not know that was the reason i cannot stay on the page a long time.


What are the limits to stay on a page?


A warning will come on the page at 25 minutes of not doing anything and you can extend your time.


How do I know if I am done filing for retirement benefits?


Usually, once your application has been submitted electronically you are finished.


What will happen after I apply for benefits?


When we receive your application it will be reviewed and then will contact you if need more information.


When you have all the necessary information and documents then what happens?


We will process your applilcation and then send you a letter about our decision in the mail.


Am I finished once my application is submitted electronically?


Yes, typically, you are done once your application is submitted electronically.


Hi, i think i'll soon be in need of a loan for home purposes, but i'll also need proof of that. Do you have any option for veterans in that regard?


In fact, we have the Veterans home loan certificate of eligibility.That certificate is the first step in getting a veterans affairs backed home loan.


And that certificate will really be useful to me?


Of course. That document may well serve you as proof before your lender that you qualify for a Veterans home loan benefit.


That's a relief. And that's all i have to do right? Or do i have to do anything else?


You guessed right on that last one. Doing the application is just the first step. Next ones will be determined by loan type and lender you have, whether this be a private bank or a mortgage company.


Is your lender one of these institutions?


No, not at all.


I understand. Now, Are you part of native american people?


Yeah, i'm part of an autochthonous people. What happens there?


IF that's your case. then Veterans Affairs will be your lender.


That's pretty nice of you. I really appreciate that, thanks. Look, i forgot to mention this before, but i'm a discharged member of the National Guard. Based on that, is there something i need to present?


Sure. You'll have to present your Report of Separation and Record of Service or NGB Form 22 for each period of National Guard service. Along that, you'll have to present your Retirement Points Statement or NGB Form 23 plus a proof of the character of service.


I need help with the retirement benefits planner.


Do you want information about being divorced and getting benefits?


No, I do not need information about an ex-spouse.


Can I receive spousal benefits if I am divorced?


Yes, you will receive benefits on your ex-spouse's record even if they are remarried.


Will the retirement benefit limit still apply if I continue to work?


Yes, the retirement benefit earnings limit still applies if you continue to work.


What happens if i have benefits and I am eligible under my ex-spouse's records?


You will get another amount on your ex-spouse's record so that the combination of benefits equals the higher amount.


Will my earnings affect my benefits payments?


You can use our earnings test calculator to see how your earnings will affect your payments.


What will I need to use to figure out the amount of benefits?


You can use the earning calculator to see how it would affect the benefits payment.


Hey, good morning. I'm looking for some information about the gainful employment, please.


Yeah, no problem. A gainful employment is one of the objectives that any educational program should have through preparation of the student. With that, the student can be eligible for student assistance programs.


So, basically, you need to be sure that the institution is preparing the people for real world, to say something?


You could say it in that way, yes. Educational Institution must certainly prepare you for a post in a well recognized occupation.


Right, right. Um, i suppose that kind of info is somehow collected, huh? Is that data available to consult?


Sure, that kind of date is collected and gathered, then compiled and made available for debt measure year. Right now, the most recent date is 2015.


By any chance, did you happen to file an appeal before April 25, 2018?


You know? In fact i filed one some time ago, way before that date. Why you ask?


That's good. It surely was answered, because until that date, no appeals have been denied. If you like, you can review the data and check by yourself its status.


Uh, i'll check that out later. Say, that data collection and availability is the same for, lets say, earnings?


Do you mean, like it was explained before?


No, not exactly like that.


What could make my disability benefits stop?


We have two things that can cause benefits to stop- your monthly income or returning to a substantial job.


What if I return to work?


We would need to gather more information. Do you prefer to work over living off disability?


I'm not sure.


Can I learn about work incentives?


Yes, we have two documents.


What are the documents called?


Working While Disabled and How Can We Help


What if I return to work part time?


We would have to learn more information.


Is it possible to submit a complaint about how my college is administering my financial aid?


Do you actually think your school is not administering federal student aid funds right?


Yes, I believe they are not handling federal student aid correctly.


I have some info that could help you determine how to solve the problem or submit a complaint.


What if I believe they have violated its own policy or federal regulations in its administration of the federal aid program.


You would have to contact your school first.


I believe my school calculated my eligibility for federal student grants, loans, aid incorrectly, what should I do?


Do you think your school paid out your aid incorrectly or not at all or the wrong amount?


No they did something else.


Does your school not have a financial aid administrator yet, doesn't have policies for administering federal student aid, or is not following the policies?


No, they have an administrator and have policies.


Has your school made false statements about the educational programs, financial charges, or employability of graduates?


No, that is not the case.


Then your school has not calculated your eligibility for federal student grants, loans, or work study incorrectly.


How do I know if I have to do a Driver Responsibility Assessment?


Have you been convicted of a DWI or DWAI?


No, no convictions.


Have you refused to submit to a chemical test?


Yes, I refused a test.


Yes, you will have to pay a driver responsibility assessment.


When will my license be suspended?


It begins at your hearing or sentencing.


Is there a way I can still drive to work?


You might be eligible for a conditional license if you participate in the Impaired Driver Program.


How do I enroll in IDP?


The Order of Revocation they send you will show close by offices you can enroll at.


Is your license always suspended if you get convicted?


Yes, if convicted, your license will be suspended or revoked.


How is the Tuition Recharge Help system


Does your college tuition cost more than what the TA Tuition Assistance Program covers?


yes


You want to find out if you can get more money to help pay for school through the Tuition Assistance program.


if what are the requirements


Do you qualify for the Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits?


not


you can't get tuition assistance I'm sorry


I'd like to find out if you can get more money to help pay for school


you can do it when you meet the requirements


how can i qualify for tuition assistance if you get approved for federal TA


You meet the two requirements listed below.  Both must be true:  You qualify for the Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits, and   The cost of the course and fees is more than what TA will cover.


What can I do if my disability benefits application is denied?


if your application is denied is due to, after reviewing your case, we decide that you don't meet the requirements for disability benefits. But you can appeal our decision.


Do you disagree with our decision?


Yes, what can I do now?


you have the right to ask for another review. In the denial notification you receive, you can see the instructions to appeal the decision.


what would happen if I don't have enough social security credits to qualify for disability benefits?


In that case, you can still qualify for Supplemental Security Income (SSI) if you have limited income and resources.


do you have any TTY number for deaf people?


Yes, we have the toll-free TTY number 1-800-325-0778


Can a deaf person request an appeal through that TTY number?


Yes, they can.


Where can I get more information about SSI?


You can read our Supplemental Security Income SSI booklet in the section "Your income and resources" on page 5.


I wanted to ask about  VA tuition assistance and help with paying for school?


Does your college tuition cost more than what is covered by the Tuition Assistance program ?


yes it is more


You can find out if you can get more money to help pay for school through the Tuition Assistance Top - Up program .


what do I need to qualify for tuition assistance?


You have to be approved for federal tuition assistance and you must qualify for Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits, and the cost of the course and fees must be more than tuition assistance will cover .


and if all of that fits my situation then what?


Then you can find out if you can get more money to help pay for school through the Tuition Assistance Top - Up program .


who is covered by this financial assistance?


Veterans who meet the requirements


just to review, if I need help with tuition and it costs me more than what I get from tuition assistance then I get more help?


Do you qualify for Montgomery GI Bill Active Duty MGIB - AD or Post-9/11 GI Bill benefits ?


No, I don't think so


You are not eligible for further assistance from the Top-Up program


how can tax benefits help me?


They help you by getting you back some of the money you spend on tuition or loan interest or they can maximize your college savings.


what is the most I can claim as a credit?


The American Opportunity Credit allows you to claim up to $2,500 per student per year for the first four years of school.


how many of these types of credits are there?


There are two tax credits that help offset the costs of college by reducing the amount of your income tax.


Do you normally file a tax return?


yes, but not every year


Even if you normally wouldn’t file a tax return because of your income level, you should still do it, so you don't miss out on tax credits.


what is the other tax credit besides the one you already told me about?


There is also the Lifetime Learning Credit which allows you to claim up to $2,000 per student per year.


are there any of those prepay programs that gives us tax benefits?


We have the QTP/529 plan, it is established by a state or school so that you can either prepay or save up to pay education-related expenses. Once you are in college and you withdraw money from your account to pay your education expenses, the money you withdraw will not be taxed.


Can you tell me a little bit about Supplemental Security Income benefits?


Supplemental Security Income or SSI is a program for disabled adults and children who have limited income and resources.


Is there a number I could call because I am hard of hearing?


You could call 1-800-325-0778.


Is there an online application for children with disability?


At this time Social Security does not have an online application for Children's benefits; but you can always visit Apply For Disability Benefits Under Age 18 to apply for you child.


How would I be eligible to file online for SSI?


Is the adult between the ages of 18 and 65?


Yes, I am between the ages of 18 and 65.


Have you never been married?


No, I am married now.


Then you cannot file for SSI online.


Why do I need gainful employment?


You need to be in an educational program that would lead to gainful employment in a recognized occupation or must lead to a degree at a non-profit or public institution to be eligible for funding under the Higher Education Act Title IV student assistance program.


What does the date of April 25, 2018 have to do with appeals?


As of April 25, 2018, no appeals that were review have been denied.


What is the earnings data?


do you mean as described previously, what is the earnings data?


Yes, that is what I am pertaining to.


The SSA calculates and returns to the US Department of Education the mean and median annual earnings of a cohort of students who completed the GE program during a specified period.


What does for Discretionary Income Rate mean?


They are rates less than or equal to 20% passing rates and rates higher than 20% but less than or equal to 30% are zone rates, and rates great than 30% are failing rates.


How is the annual earnings rate calculated?


The numerator is the calculated annual loan payment amount an estimate of the annual loan repayment amount based on the median education debt of the members and the denominator is the higher of the mean or median earnings gotten from the SSA.


I had a surgery and wanted to know more about disability benefits and the disability rating


Are you recovering from surgery or a disability related to your military service that has left you unable to move?


yes


You may be able to get a temporary 100% disability rating and disability compensation or benefits. We can help you find out if you can get this benefit


so I can get VA disability ?


You may be able to get disability benefits if you have had surgery or received other treatment at a VA hospital, approved hospital, or outpatient center for a disability related to your military service


can you tell me more about the 100 % rating, why does it happen?


Let's say your disability rating begins at 30%, and you need a surgery for complications.  Since the doctor wouldn't know if the surgery was successful until a certain time has passed you would be given a temporary 100% disability rating for 3 months


ok, what if I need 1 month and I'm good?


The temporary 100% rating may continue for 1 to 3 months depending on your case. You may be able to get an extension for up to 3 more months if your case is severe.


is there a scenario where someone can get benefits without surgery?


If no surgery was performed then you must have one or more major joints immobilized by a cast to get disability benefits.


tell me about the dial-in search account website and browser compatibility


About the website, we can assure you that your data is safe thanks to our upgraded security protocols.


Can you give me a mailing address to contact the DMV about my dial-in search account?


the DMV contact address is NYSDMV DIAL - IN AccountsRoom 2316 Empire State PlazaAlbany , NY 12228 473 - 2137


where should I send the form for applying for an account?


you should send the form to Data Services - New Search AccountNYS Department of Motor Vehicles6 Empire State PlazaAlbany , NY 12228


The website says that my browser is not compatible.


We recommend you update your browser to its latest version.


How can I verify my browser compatibility?


You can verify your browser compatibility by visiting https://encryption.ny.gov/


How should I pay for my dial-in account fees?


Customers must include a deposit with the application and the first deposit should be enough to pay for the first 2 months of searches.


Can you repeat the address where I should send the form?


Yes, the address is Data Services - New Search AccountNYS Department of Motor Vehicles6 Empire State PlazaAlbany , NY 12228


Hello, I would like more information about licenses for Drivers from other states


Do you have a driver's license issued in another state?


Yes


If you have a driver's license issued in another state and meet the other requirements, you may receive a conditional driving privilege or a restricted driving privilege to drive in New York State. The conditions or restrictions are the same as the conditions or restrictions for a driver with a New York State driver's license.


and can a restricted use license be issued?


The DMV may issue a restricted use license to a qualifying driver whose license is suspended or revoked due to violations or incidents that are not related to alcohol or drugs, or due to some drug related violations.


and can you issue a conditional license?


The DMV may issue a conditional license to a qualified driver whose New York State license has been suspended or revoked due to an alcohol or drug related violation. The driver must attend a Disability Drivers Program IDP, formerly known as the DMV-approved Drinking Driving Program DDP.


and where do you request these licenses?


You must apply for a conditional or restricted use license in person at a DMV office.


and can I do it in any office?


You can do this at most, but not at all Motor Vehicle offices.


hello a question I can use proof of residency documents that are in the name of my spouse


Do you and your spouse have the same last name?


do not


But what other document can I use to demonstrate the relationship?


a marriage certificate can show your relationship


I don't have enough proof of name identification to take to the DMV. What I can do?


You may already have more proof documents than you think, or you may get some proof documents.


where can i get some suggestions?


Here are some suggestions.


Can I print a copy of a paperless invoice?


You can print a copy of a paperless invoice. For example, a phone bill, electric / gas bill, water bill, or cable bill.


what is VA disability compensation


VA disability compensation pay offers a monthly tax - free payment to Veterans who got sick or injured while serving in the military and to Veterans whose service


Do you want to know how to get more information about it?


yes


On this page   [6] Get VA disability compensation pays   [7] Manage your Veterans disability benefitss   [8] More information and resources


where can I get More information and resources


Disability housing grants for VeteransFind out how to apply for a housing grant as a Veteran or service member with a service - connected disability


where do I get info on managing my benefits?


Sure no problem, see #7


How can I Manage my Veterans disability benefits


Check your VA claim or appeal statusTrack the status of your disability claim or appeal


Add or remove a dependentFind out how and when to add a dependent spouse , child , or parent to your VA disability benefits


Can you keep me up to date with my insurance so it doesn't lapse?


The New York State requires every motorist to maintain auto insurance always that a vehicle is registered, due to that, DMV works with insurance companies to monitor your insurance coverage and keep you informed.


How would you contact me about any insurance problem?


After knowing about the problem we will send you a mail with an insurance inquiry letter to allow you to solve the problem.


tell me about the cost of traffic points.


the charge you get from DMV is based on how many points you have accumulated.


tell me about the documentation I should bring when going to a DMV office.


Since many of our customers tend to forget some document or requirement for their transactions, we recommend that you go first to our website to see if you can do your transaction online, that way you can avoid any hassle from going to the DMV Office.


Would there be a problem if I leave the state without notifying DMV?


You should resolve any pending problem you have here before moving to another state, if you not, you could not get a new license in your new home state.


Hello, I would like to obtain information about Social Security Credits


Of course You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes.


What do I need to qualify for Social Security benefits?


want to know what you need to do to be eligible for disability benefits?


yes


You must complete a recent work test and a duration work test.


And what should I know about the duration of the test?


your work does not have to fall within a certain period. The table only provides an estimate of how many work credits you need. It does not cover all situations.


and recent work required When it comes to legal blindness?


there is no recent proof of work requirement.


can you tell me how the credits are obtained


Do you pay Social Security taxes?


no


What happens after I apply for health care benefits?


After you have applied for VA health care, we will send you a letter in the mail to let you know if your application has been approved.


I am not a veteran, but am trying to get information for my husband.


What happens if he only wants his VA health care for a short amount of time to deal with one issue with one doctor and then does not desire to keep the benefit?


You always have the right to appeal our decision at any time.


Who else can I go to with any questions on my husband's health care benefit?


You can contact your local VA medical center or clinic and ask for the enrollment coordinator or the urgent care clinic.  You can also seek help from the emergency room.


What else will he have the ability to do once he is signed up?


He can manage his VA health and benefits online, refill prescriptions, send secure messages to health care providers and check the status of any disability or pension claims.


What is the next step after my husband's approval?


You will receive a Veteran's Health Handbook that you need to read.


What is the website that he could use?


That is VA.gov


Do I need insurance to register my car?


Yes. New York law requires that you have auto liability insurance coverage.


What happens if I forget to maintain my insurance?


Unfortunately you will be without registration and without a driver's license because the DMV will suspend both.


Can I submit a copy of my Insurance Identification Card to DMV or should it only be the original document?


You can submit a copy or even a fax as long as the DMV barcode reader can read and scan the barcode, otherwise, the DMV will not accept your card.


What do I do to register my vehicle if I already have my insurance?


Once you have your insurance, the insurance company must show proof of insurance.


How many names can there be in the vehicle registration?


1 or 2 names on a registration registrants.


What kind of insurance do I need to register my vehicle?


New York law requires that you have auto liability insurance coverage with a minimun amount of liability coverage of $10,000 for property damage for a single accident.


Can there be 2 different names in the vehicle registration?


There can only be 1 or 2 names on a registration registrants. Fill and sign the form Vehicle Registration/Title Application PDF  MV-82 and provide their proofs of identity and date of birth. Both names must appear on the Insurance ID Card.


Hey, glad i could reach you. You know, i think i have a problem with a veterans health card i requested, because it hasn't arrived yet, What happened there?


Remember delivery period goes up to 10 days after you photo session. So, i have to ask, Is that period over?


Yeah, is almost two weeks by now, and nothing.


Understood. Please call the VA medical center where you had your picture taken: if you can go there, then make use of our toll free number at 877-222-8387, Monday through Friday, from 8:00 am to 8:00 pm.


That's a handy information, thanks. If not with help from the coordinator that time, Can anyone help someone who want his/her picture taken in order to get its veteran health card?


Yes, the staff who are in collaboration with us. In that regard, they'll be happy to assist you to get your picture taken, scheduling alongside your next veteran health care appointment.


Do yo have any options for those whose hearing is reduced?


No problem, for that, just call to TTY 711


O.k, i'll write that down .Do you ask any document for showing in the picture session?


Yeah, we do that. The most basic documents would be: state-issued driver's licence and U.S, passport or passport card.


I read the other day that veterans cards are pretty cool now. Why is that?


New cards have a lot of improvement over the others. These cards include Braille language and your latest service.


Then to clarify, how do i get my card?


You'll need to be enrolled in VA health first.


I need information on how to obtain a driver's license


you want to know the Trial period for new drivers


yes


Once you pass your road test or restore a revoked driver license , you will have 6 month probationary period


you want to know what happens after the suspension ends


you will have a second 6 month probation period


my first license is valid for 5 years?


yes, For a Class D , Class DJ , and Class E driver license


it's not my case


you want to apply for a learners permit and a driver's license


not


If I pass the exam


the examiner will give you an interim license that allows you to drive. Keep the interim license with your photo learner permit until your new license arrives in the mail in about 2 weeks


What is the work study program?


is a study and work program for veterans can help you earn money while enrolling in a university


What are the requirements to enter the program?


Are you enrolled in at least three quarters of a college, vocational, or professional program?


if I am enrolled at least three quarters in a university program


Have you found an open job at a nearby VA facility or in a VA related role at your school?


if I found an open job at a nearby VA facility


Can you finish the job - study contract while still qualifying for education benefits?


if I can finish the job - study contract while I still qualify for education benefits


Are you using a VA approved educational benefits program to pay for your education or training?


if I am using a VA approved educational benefits program to pay for my education


ok according to your answers are you eligible for the study program


I need to know if my husband can use my GI Bill?


The DoD does have methods of deciding whether you can transfer GI Bill benefits to your family.


How do I transfer my GI Bill benefit to my husband?


While you are still on active duty, you will request to transfer, change, or revoke a Transfer or Entitlement TOE through milConnect.  If the DoD approves the TOE, your family members may apply for the benefits.


When will my children be able to use the GI Bill benefits if I transfer them?


Your children will be able to start to use the benefit only after you have finished at least 10 years of service.  They may use the benefit while you are on active duty or after you have separated from service.  However, they may not use teh benefit until they have gotten a high school diploma or equivalency certificate or have reached the age of eighteen.


Can I transfer my GI Bill benefits?


Have you completed at least 6 years of service and do you agree to add four more years of service to your prior time, or have you already completed 10 years of service?


I have not yet reached my 6th year of service.


Are you planning to spend at least ten years in the service?


I am not going to commit to ten years of service until I find out if I can get the training schools I would like.


If you are not going to commit to ten years, your benefits will be yours and yours alone to use.


If I do decide to meet the requirements and want to transfer the benefit to my spouse, when would he be able to use it?


A spouse may be able to use the benefit right away while you are on active duty or after you have separated from service if you do not qualify for the monthly housing allowance while you are on active duty.


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