You can learn about eligibility requirements for discharge and how you can apply.


What should I get when my school closes?


It is of great importance to get your academic and financial aid records since you might need those records if you plan to attend another school or want to get your student loans discharged.


Can you explain the discharge criteria to me?


Do you have a William D. Ford Federal Direct Loan, Federal Family Education Loan, or a Federal Perkins Loan?


No, those are not the types of loans I have.


Are there any atuomatic closed school discharges available?


Do you meet the eligibility requirements for a school that closed on or after Nov. 1, 2013 and not attended another school for 3 years?


Yes, I attended a school that closed on or after Nov. 1, 2013.


Then you should be able to receive an automatic closed school discharge and it will be initiated by the U.S. Department of Education.


what information appears on a lifetime driving record?


A "lifetime" driving record contains all the licence information the DMV currently has available about a driver. it displays all the information that the DMV possesses.


would you like me to give you some more details about what it actually contains?


no thank you, thats okay


what else can you tell me about the lifetime driving record?


there is some information that may not appear on the driving record.


what information does appear on the driving record?


information such as name, status, ie. whether the person is alive or deceased.


what happens if i fail to pay a fine?


it will include information such as:


where would i have to go if i fail to pay the fine?


depending on the situation, you may have to go to the out-of-state courts. the address and phone number will be on the record.


how do i get information about VA education benefits for survivors and dependents


Find out if you are eligible for VA dependent and survivor education benefits, also called Chapter 35 benefits.


Are you a spouse or dependent child or the surviving spouse or child of a veteran?


yes


in light of that you may qualify for Chapter 35 benefits or job training through a GI Bill program.


And how do I know if I am eligible for educational benefits?


You may qualify for VA education benefits under Chapter 35 benefits if you are the child or spouse of a service member and one of the following descriptions is true for the service member.


What are the requirements that I must meet?


Service member: Died in the line of duty after September 10, 2001?


What if I am a dependent who does not meet the above criteria?


You may still qualify for VA education benefits if the veteran or service member transferred some or all of their post-9/11 GI Bill rights to you while they were on active duty.


How good and what benefits can I get?


Among the benefits are-Education and formation-Money for tuition- Money for housing


Can I get help with my defaulted student loan?


Do you need help with your defaulted loan?


No, I have no idea who I should contact for my defaulted student loan help.


Can you tell me what happens after my defaulted loan has been consolidated?


Actually, you Direct Consolidation Loan will be eligible for benefits such as deferment, forbearance, and possibily loan forgiveness and you could also be eligible for more federal student aid.


Will my wage garnishments from my loan holder last under loan rehabilitation?


Yes, wage garnishments or any involuntary payments could continue even after you have been making payments under the loan rehabilitation agreement but they will not be counted toward your mandatory nine payments.


What will happen if I rehabilitate a defaulted loan?


Your default will be taken off your credit history; but your credit history from your late payments will still be on it.


Is there a particular plan I can repay my Direct Consolidation Loan?


Whatever repayment plan you are eligible for under the Direct Consolidation Loan.


By telling me how to estimate my student aid you'd help me a lot.


Of course. Would you like to estimate your federal student aid, but aren't yet ready to apply for aid?


No, I'm ready to apply.


What should I do after I have completed all the relevant questions in the FAFSA4caster?


After that the screen displays a worksheet to help you determine the net cost of attending college.


What is the FAFSA4caster actually meant for?


Adult students also can use FAFSA4caster to get an idea of how much and what types of federal aid they might receive.


What kind of questions do I need to answer in FAFSA4caster?


In FAFSA4caster, you answer financial and other questions that are used to estimate your federal student aid eligibility. You may be able to answer most of the questions easily, but some of the questions may ask you to reference your personal records for instance, your federal tax information or your bank statements.


Do you want to know how to get the most accurate estimate?


No, I already know that. But thank you.


do I need original documents?


Hello I will be glad to help you with that. You must present original documents or copies certified by the agency that issued them


Do you have that information?


YEs I do


If you have not previously reported the child 's U.S. citizenship to us  we need to see proof of U.S. citizenship


do i need them to be original?


If you do not have one of these specific documents or you can not get a replacement for one of them within 10 days


Do you accept consular report of birth abroad?


State issued non - driver 's identification card


how do I get a Replacement Card for a Foreign Born U.S. Child


You can replace your child 's Social Security card for free if it is lost or stolen .s   However you may not need to get a replacement card knowing your child s Social Security number is what 's important


What original documents do I need?


For example: U.S. driver 's license  do you have one?


Hello I need information about How to Create a MyDMV account


want to know what do I need to register in MyDMV?


do not


What should I do if I request a new license and it has not arrived yet?


You must wait until you receive your new document to create your account. You cannot create a MyDMV account if you have never been issued a New York State non-driver license, permit or ID.You can confirm or change your address online


and can i make these changes online?


of course You can confirm or change your address online


What do I do if I don't remember the password?


be sure to check them all out. Log in with the username you created for yDMV.


and how do i get in?


your MyDMV account will be associated with your current NY.gov ID username. You do not need to create a new username.


and where do they send me the password?


Open the email we sent you with your temporary password and link to MyDMV. email that we send you with your temporary password and link to MyDMV.


and if the license has not arrived by mail?


You must wait until you receive your new document to create your account. You cannot create a MyDMV account if you have never been issued a New York State non-driver license, permit or ID.


Hello and good afternoon. I've been receiving veteran benefits for some time now and i would like to have everything that is payment-related, well, sorted out. Is there any way to do that?


There is one. You may be able to do that using your payment's history online.


Are you signed up on eBenefits?


Yeah, i registered some time ago.


Then you'll use this tool to see you history? Do you know what to do?


i don't know, no. But i'll definitely try to use it.


O.k, if you can't clarify that, don't worry for now. Instead, could you tell me if i can change my information after i signed up?


In fact, you can. And you have multiple options. So, you can do that using our online application and also have the option to contact your nearest veterans regional office or even an eligibility office.


Got it. Now, once i get inside the eBenefits page, what can i expect to see regarding payments history?


You'll get a correlation of your past veterans payments, related to the following: Survivor pension benefits and survivors and dependents Educational Assistance benefits.


I see, thanks. Oh, other doubt, sorry. If a payment is delayed, what should i do?


If that happens to you, then call the veterans help line at 800-827-1000, form Monday through Friday.


I was recently evaluated and got this rating that goes over 35%, That rating is something good? or i'm just simply worsening?


In your case, it could be something good, because that ,you may be able to add some eligible dependents to your veterans disability compensation in order to get a higher payment.


Hi. I'm a veteran ad I'm looking for how to access to a life insurance for us.


Do you have a VA life insurance?


No, I don't have any.


If I get one, how can I control it?


The easier way yo manage your policy is online.


How do I do to access to the management online?


To get access to your policy online you need to have a VGLI control number. You'll find your policy through prudential insurance company of america.


Do I have to keep checking my policy all the time?


Yes, you need to check it, to keep it updated and keep your coverage through your payments.


What about if I don't know remember what my policy covers?


You can find out information about your plan and renewal option.


I wanted to know what counseling types there are. Can you tell me, please?


Of course. Would you like to hear more about entrance counseling?


No, I already know that one.


Would you like to hear more about financial awareness counseling?


No, I've read about that one, too.


Would you like to hear more about PLUS credit counseling?


Yes, go ahead.


PLUS Credit Counseling is required if the U.S. Department of Education has informed you that you have an adverse credit history and you have obtained an endorser or documented to the satisfaction of the U.S. Department of Education that there are extenuating circumstances related to your adverse credit history. PLUS Credit Counseling can be completed voluntarily at any time.


What if I complete the counseling voluntarily and they say I have an adverse credit history after I just completed my counseling?


In that case your PLUS Credit Counseling requirement will be considered to be fulfilled.


Ah, that's good to know. And what can you tell me about exit counseling?


Exit Counseling is required when you graduate, leave school, or drop below half-time enrollment. Exit counseling provides important information to prepare you to repay your federal student loan.


I came here seeking information about loans for students. Maybe you can help me with that.


Of course. Students may be eligible to receive subsidized and unsubsidized loans based on their financial need.


How much money can I borrow?


Your school determines the loan type, if any, and the actual loan amount you are eligible to receive each academic year.


Are you a dependent student whose parents are ineligible for a Direct PLUS Loan?


No, I'm not.


Are direct unsubsidized loans available to undergraduate students?


Yes, Direct Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need.


Do I need to sign a loan contract for my first direct loan?


Yes, you'll need to sign a loan contract called a Master Promissory Note , agreeing to the terms of the loan.


Do you offer an overview of Direct Subsidized Loans?


Yes, we do have a quick overview of Direct Subsidized Loans on our website.


Can you give me information about Agent Orange exposure in Vietnam or Korea


Did you serve in Vietnam , including aboard a vessel on the inland waterways or within the 12-mile territorial seas ?


yes


What is covered by insurance?


Veteranos y Dependientes calificados


And if I have had contact with Agent Orange, a herbicide that the US Army. USA Did you use to clean plants and trees during the war? What do you recommend me?


Find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange


What are the requirements for VA disability benefits?


You have an illness we believe is caused by Agent Orange called a presumptive disease


if you can get disability benefits


What kind of benefits can I get?


Health cares, Compensation paymentss and An Agent Orange Registry health exam


What are the fees and taxes for passenger vehicles?


You will use both the registration and county use tax charts to determine you registration fee and county use tax.


Is this the original registration of your vehicle?


Yes it is.


I am outside New York City, how do I get those fees?


You will have to ask the city or county where you reside.


Do I have to pay a vehicle use tax?


Residents of New York City and several counties in New York State must pay a vehicle use tax when they register or renew a passenger vehicle registration.


What if I am exempt from the vehicle use tax?


You will complete form UT-11C.


How much are the fees?


You must pay the fee for your vehicle plate which is $25 and your title certificate fee of $50.


I need help with disability.


You may be disabled, the rates are much higher than people realize.


When do you pay disability benefits?


There are two programs for disability, you if you worked long enough and adult children.


Do you meet the medical requirements?


Yes, I qualify for SSI, too.


Good, the medical requirements are the same under both programs.


So if I qualify for one, then I qualify for the other?


Yes, it's determined by the same process.


How do I know if I qualify for Medicare as well?


There is a planner that can help you, it tells you what happens with Medicare and if you go back to work.


Where can I find out more information?


You can get more info at " What Is Supplemental Security Income ? "


What is a  Benefits Planner: Retirement?


Do you have delayed retirement credits?


yes


Social Security retirement benefits are increased by a certain percentage depending on date of birth if you delay your retirement beyond full retirement age


When can i Increase for Delayed Retirement


Have you reached full retirement age?


no


What 's the best time to start your retirement benefits ?


We 're not recommending that you start at age 62 , your full retirement age , age 70 , or any age in between


Do I need to sign up?


in some circumstances your Medicare coverage may be delayed and cost more


hello I need information about how to replace or transfer custom plates


want to know How do I replace or transfer personalized plates?


do not


Want to know if you can replace custom plates that are old or damaged?


Want to know if you can replace the custom plates I have now with different custom plates or plates with custom images?


You have a custom image plate and want to replace it with a different image plate. and want to keep your current custom combination and use it on your new imaging plate?


Yes


yes, if the plate category you want allows custom combinations that contain the number of characters on your current plates


I want help understanding some disability benefits stuff


Are you trying to find out when your benefits begin?


yes and what I get when they begin


Was your application approved?


no it wasn't but still looking for info


can you tell me how other benefits can affect my disability benefits?


Are you currently on other government benefits?


No, not now but could be soon


just trying to find out about how much I could receive when I get approved. so can you give me an estimate about how much I can receive?


Yes, we can help. The amount of your monthly disability benefit is based on your lifetime average earnings covered by Social Security .you can go online to your personal my Social Security account or use our Benefit Calculators to determine how much you would get if you became disabled right now .


I need some info about how to replace or transfer personalized plates


Do you want to replace personalized plates?


Yes, please


For that, there are a variety of circumstances in which you can replace or transfer personalized plates


Can I to replace old personalized plates?


Of course you can. Please, call the Custom Plates Unit at 1-518-402-4838 . Office hours are 8:00am-4:00pm, Monday through Friday


Should I do the replacement at a DMV office?


No, you can't replace personalized plates at the DMV


I'm in a DMV office. What now?


You will receive a FS-6 T receipt when you deliver your custom license plates. Verify the information on the receipt and make sure the receipt shows the words "Stored at the local office" and keep this receipt. After that, we will indicate on the registration record that the vehicle plates have been stored


Can I ask at the DMV to transfer my personalized plates when I register the vehicle?


Yes, you can do that.


Is there a way to access my VA life insurance policy online?


Do you have VA life insurance?


No not at this time.


Am I able to check my policy status?


Yes, you can check your policy status when you get VA life insurance and make sure it is up to date, check your premium amount each month, and find out about renewal options.


Will I be able to see what the different payment will be if I change what I need covered?


Yes, you will be able to see your premium each month even if you make a change.


What is the easiest way to manage my policy?


The easiest way to manage your policy is to use the online portal.


How would I access my policy?


Do you have a VA life insurance policy with a file number that starts with V, RH, J, RS, K, or W?


Yes, I have a file number that starts with RH.


How would I access my policy online through the Office of Servicemembers Group Life Insurance?


You need to access your policy online through the Office of Servicemembers Group LIfe Insurance at Prudential Insurance Company America.


How long are in-transit vehicle permits valid for?


30 days.


Have you already paid the fee?


Yes, I paid already.


The fee is $12.50.


What permit do I need to transport a vehicle from two different locations in New York?


The in-transit permit is all you need.


What fees do I need to pay?


Great question, you may also need to pay title or lien fees and dont forget about the sales tax.


Ok. What type of proof of insurance does a non New York resident need?


So you dont live in New York State?


Correct, I do not live in New York State.


Hi, i've been searching information about various social security procedures and i was wondering if there was any information directed to advocates or attorneys?


Are you a law professional or third party representative?


Yeah, i'm an attorney.


Then, there's a few things you should be aware of.


Ok, you can tell me later. Now i have a question. What use has the disability planner?


it's a useful toll that helps you to know how you can qualify and apply for benefits and to know what happens if an application is approved.


I almost thought the same. Now then, i need to find out more information about SSI, where do i find that?


That information can be found at What is a "Supplemental Security Income".


Hold on, need to check something. If i got it right, you said before that disability planner can help me to know how a person can qualify and apply for benefits, isn't?


That's correct. That's one of the goodies of that tool.


Are the medical requirements the same for the two programs related to disability?


That would be yes. For most persons, both programs requirements are the same and disability is determined by the same process.


Who can use the work-study program?


It is for undergraduate and graduate students to work part time on or off campus.


Who would I work for under the work study program?


Most of the time you would be employed by your school.


Would job be available on and off campus?


Most jobs are on campus but it could be both on or off campus.


Will you be working on campus?


Yes, that is what I would be doing.


Then you would normally be employed by the school you are attending.


What is my work-study award based on?


It is based on when you apply and your level of financial need.


Am I able to work as many hours as I want?


The amount you earn cannot be greater than your Federal Work-Study award.


I wanted to look at my VA life insurance information online and need help


Do you already have VA life insurance?


yes I do


Okay, you can use your online portal to manage your policy online.


what of it can I manage online?


You can check your policy's status to make sure it is up to date, you can pay your premium, and you can find out about your plan and renewal options


ok but how do I log in so I can do that ?


Do you have a VA life insurance policy with a file number that starts with a V, RH, J, RS, K, or W ?


no I don't


I have VGLI life insurance so how do I log in or register?


If you have a policy with a VGLI control number, you can access your policy online through the Office of Servicemembers Group Life Insurance at Prudential Insurance Company of America. Prudential works with us to provide SGLI and VGLI benefits to service members and Veterans


Tell me about how to replace or transfer personalized plates


Do you want to replace or transfer your personalized plates?


No, I'm just curious.


Are your plates old or damaged?


No, the plates are in a good condition.


Would you like to replace the custom plates you have now with different personalized plates or plates with personalized images?


No, I don't think so


Do you want to keep your current custom combination and use it on your new image plate?


No, not that either.


Do you want to transfer a current set of custom plates to a new vehicle you plan to purchase?


Yes, that's exactly what I want


What happens after my application is approved


When you are approved your benefits start


My application is approved


This will start the payment


When do I get payment?


benefit will be paid for the sixth full month after the date we find that your disability began


I don't have an estimate of how much I will receive. Where do I get this?


You can go online with your personal my Social Security account or use our Benefit Calculators


When do the payments start?


They are paid in the month following the month for which they 're due


Where can I find infromation how other payment may affect my disablitly benefits?


You can  refer to the following publications How Workers Compensation And Other Disability Payments May Affect Your Benefit  and Windfall Elimination Provision


What about medicare parts A and B?


For more information  we recommend you read Medicare


What do work study job help with?


Undergraduate and graduate students use work-study jobs as part-time employment on or off campus while enrolled at school and help with paying tuition.


What does the work-study programs help with?


You use the money to pay for your education-related charges such as tuition, fees, and room and board.


Is it all just part-time work?


Yes, it provide part-time employment while you are in school.


Could I get a job on campus or off campus?


Actually you could get both.


Will you be working on campus?


No I am not.


Then , will you work off campus?


Yes, I am working off campus.


It seems your employer will usually be a private nonprofit organization or public agency.


How do survivors apply for benefits?


We should be notified imediately once a person dies; but you can't apply online for survivor benefits.


Do you need to report a death or apply for benefits?


Yes, I need to report a death or apply for benefits.


Then you need to call 1800-772-1213 TTY 1-800-325-0778 and speak to a Social Security representative from 7 a.m. and 7 p.m. Monday through Friday. Or you can visit your local Social Security office.


What happens if you can't verify my information online?


We will still help you get the information you need even if can't verify online.


Can my local Social Security office contact the state Bureau of Vital Statistics and verify my information online?


Yes, in most cases the local Social Security office can contact your state Bureau of Vital Statistic and verify the information online at no cost to you.


When will I need to report a spouse's or parent's death if I am all ready receiving benefits?


You generally will not need to file an application for survivors benefits because we will automatically change any monthly benefits you receive to survivors benefits after receive the death report.  Also, may be able to pay a Special Lump-Sum Death Payment.


What documents do I need to file for Child's or Spouses benefits?


All you need to do is select which type of benefits you may need for Spouse or Child's benefits and it will tell you what documents.


I need some deceased owner info for transfers


Use this checklist to help you transfer the ownership when the vehicle owner is deceased PDF MV-843


will the transfer be made according to the Estates , Powers & Trust Law of New York State?


no it won't


is there a surviving spouse that wants to transfer ownership?


yes there is


okay, the spouse  must print the decedent s name in the Seller s Name Print in Full section on the back of the Title and sign their name in the Seller s Signature Section followed by the words as surviving Spouse


what if there had been no surviving spouse?


it would be disqualified


what about cars and living trusts?


The owner and the settlor must complete Statement of Transaction- Sale or Gift of Motor Vehicle , Trailer , All - Terrain Vehicle ATV , Vessel Boat , or Snowmobile at NY State Department of Tax and Finance


what proof do we need for trailers?


either the NY State Certificate of Title and it must be the original or a certified copy ,or  acceptable proof of ownership from another state


you may help me with my disability benefits, will I ever need them


You might need them someday. Disability is something you think might not happen to you .But your chances of becoming disabled are probably greater than you realize .


How are benefits paid?


We pay disability benefits under two programs :The Social Security disability insurance program, which pays benefits to you and certain family members if you worked long enough and paid Social Security taxes .Your adult child also may qualify for benefits on your earnings record if he or she has a disability that started before age 22 . Also, The Supplemental Security Income SSI program pays benefits to disabled adults and children who have limited income and resources .


Are you looking for any information on medical requirements for benefits and how the process goes?


Yes, tell me


the medical requirements are the same under both programs and disability is determined by the same process. we will ask you for information about your medical condition , work , and education history to help us decide if you are disabled under our rules .


Can I get help preparing my application from a pro or something?


Yes, it's up to you if you get help, but there are some things you should know If you are getting helped with your application by an Advocate , Attorney , or Third Party Representative


Nah, lets move on to what other info you would use to see if I qualify as disabled, what is there?


OK, we'll move on. We will ask you for information about your medical condition , work , and education history to help us decide if you are disabled under our rules .


So how can this help me if I qualify as disabled?


It can help a lot, while we all have jobs and careers few of us think about a safety net to fall back on if we become disabled .This is where Social Security can provide valuable help to you .


I need help with fees and such


you can use both the registration fee and county use tax charts to determine your registration fee and county use tax


and it has taxes?


yes ,plus vehicle plates and title certificate fees


what is the county use tax for outside of New york city?


ask the city or county where you reside or have a business


and what is the supplemental fee in New york city?


for New York City Bronx, Kings (Brooklyn), New York (Manhattan), Queens, Richmond (Staten Island) it is $ 50 for two years $ 25 per year


and I pay a county use tax too rght?


Residents of New York City and several counties in New York State must pay a vehicle use tax when they register a passenger vehicle or renew a passenger vehicle registration .


do you reside outside New York City and are you exempt from the vehicle use tax in the county where you reside or have a business?


no, I'm in new york city and not exempt


I'm here with a question about my vehicle plates.


Do you wish to know how to replace or transfer your personalized plates?


Yes I would like to transfer them.


I can help you with a variety of circumstances in which you can replace or transfer personalized plates.


So I can transfer my current personalized plates to a new vehicle that I'm gonna buy soon?


Yes certainly.


I don't want to go to the DMV due to past bad experiences, must I?


The replacement or transfer personalized plates is not done at the DMV.


Oh good. And if I want to park my car and not use it, can I get my money back for my custom plates until I use it?


In that case, the online custom plate order system can not give you credit for the custom plate fees you have already paid on your current registration.


It sounds like I can get it though, who gives the credit?


Yes the Custom Plates Unit can give you credit.


How much is a picture plate per year?


Most picture plates have a $ 31.25 annual personalized fee in addition to the $ 31.25 custom plate fee.


I need to plan for retirement


What is your age?


This is N/A to me


Have you reached full retirement age?


This is N/A I need to kn ow  if there is an increase for dleayed retirement


What additional information do you need?


This is not applicable to me


When can I start decieving benefits?


you can choose to start receiving benefits before the month you appy we can not pay retroactive benefits for any month before you reached full retirement age or more than 6 months in the past


Shoud I start at age 62?


We 're not recommending that you start at age 62 , your full retirement age , age 70 , or any age in between


Hello, can you tell me what types of financial help can I take?


Among all the available ones, can you take the entrance counseling?


Can you give me information about the entrance counseling?


Also, what is financial awareness?


Can you inform me of financial awareness?


This plan is primarily intended to provide tools and information to help you understand your financial aid.


Can you inform me if there is more credit advice?


It is essential that you seek information about the PLUS Credit Counseling that is necessary if the US Department of Education.


In addition, adverse credit history within 30 days influences the process.


Can you explain in more detail what such a process consists of?


What is the Departure Counseling please?


It is related to departure when you graduate, drop out of school, or drop out of p


Hi, good afternoon. I have a veterans life insurance and i would like to know what kind of options you can offer me for managing it?


Sorry, I understand that you have a veterans life insurance?


That's right. I have one of those.


Good. Then you must know that you can go online to manage various options of your policy, such as check your policy's status or pay your premium.


Umm, that sounds useful, thanks. That applies for those who have the veterans group insurance?


It applies, but you have to access your policy online through the Office of Service Members Group Life Insurance at Prudential Insurance Company of America. They work with us to give veterans those kind of benefits.


Very helpful, indeed. Say, going back to my managing options, you mentioned two, but there is more?


Certainly , there is. Aside the earlier, you also can go online to find out more information about your plan and renewal options depending of which plan do you have.


Gosh, you really have many options there. I'll have to check them out carefully. Again with those group insurance, as same as me, they can find out their plan in that company's site?


It's correct. They can go online through Prudential Insurance's site and find out that information.


Sorry to be a nuisance, but just to be sure about my online options: check, pay and find out, right


That's correct.


Hello. I came in contact with agent orange and need some guidance now.


Of course. Did you serve in Vietnam, including aboard a vessel on the inland waterways or within the 12-mile territorial seas?


No, I wasn't in Vietnam.


Did you serve in or near the Korean Demilitarized Zone, during the Vietnam Era?


No, I wasn't there.


Could you tell me what the conditions for disability benefits are?


Of course. Do you have an illness we believe is caused by Agent Orange called a presumptive disease?


Yes, at least that is what the doctor said.


In that case you may be able to get disability benefits.


Wonderful. Can any of you folks help me with filing my claim?


Yes, you can call 800-827-1000 or TTY 800-877-8339, or simply go to your nearest VA regional benefit office.


Will do. And what about the coverage? Who is covered?


Veterans and qualified dependents are covered.


I have some questions about low-interest loans for college students.


I can assist you with those. Your eligibility for one of these loans will be determined by your financial need.


This will be my first time getting a Direct Loan. What do I need to do?


Are you familiar with the requirements to obtain a Direct Loan?


Yes. What kind of loan repayment plans are available to me?


There are several options. Your loan servicer will help you choose the repayment option that is best for you. In most cases, you will have between 10 to 25 years to repay the loan.


How do I know if I'm eligible for a Direct Subsidized Loan?


Are you also interested in your eligibility for a Direct Unsubsidized Loan?


No. I'm not interested.


How is my maximum eligibility period determined?


Your eligibility period will be based on the length of your current program of study. If you change to a program with a different length, your maximum eligibility period can change.


I want info on loan consolidation to get out of a default


You can consolidate your defaulted federal student loan into a Direct Consolidation Loan. Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan


Are you looking to consolidate a defaulted federal student loan into a new Direct Consolidation Loan?


I would like to do that


so I need to make 3 payments before consolidating or how does that work?


You need the payments to consolidate then the required payment amount will be determined by your loan holder


then what happens after it is consolidated?


Your Direct Consolidation Loan will be eligible for benefits such as deferment, forbearance, and loan forgiveness. You’ll also be eligible to receive additional federal student aid.


so I can join two loans into one with this?


Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan


Did you want reconsolidate a defaulted Direct Consolidation Loan?


yes


Okay, you must also include at least one other eligible loan in the consolidation in addition to meeting one of the two requirements that exist


can you give me information about VA education benefits for survivors and dependents


Find out if you re eligible for VA education benefits for dependents and survivors also called Chapter 35 benefits


Are you a spouse or dependent child or the surviving spouse or child of a veteran?


not


Am I eligible for education benefits?


You may qualify for VA education benefits Chapter 35 benefits if you re the child or spouse of a service member and one of the below descriptions is true of the service member .


which are the requirements?


Died in the line of duty after September 10 , 2001 ,


Is missing in action or was captured in the line of duty by a hostile force


How do I get these benefits?


You ll need to apply Apply for VA education benefits Chapter 35 benefits


Hello, I need some help with viewing my payment history.


Then you are in the right place. We can help you find out how to view your VA payment history online.


Great. Do I need to sign in to eBenefits to view it?


Do you want to use this feature then?


Well, yeah.


Then you'll need a Premium DS Logon account. Your My HealtheVet or ID.me credentials won't work on the eBenefits website. Go to eBenefits to sign in, register, or upgrade your DS Logon account to Premium.


Ah, so that's why it didn't work. I have another problem, though. I've been expecting a disability payment for over 2 weeks and haven't received anything yet. What should I do?


In that case you should call the Veterans Help Line at 800-827-1000 TTY: 800-829-4833. We're here Monday through Friday, 8:00 a.m. to 9:00 p.m. ET.


Thanks for the number. I think it might have to do with the fact that I recently moved. Can I change my address online using my profile?


Of course. You can sign in to VA.gov and change your address and other contact information in your VA.gov profile. This will update your information across disability compensation, pension benefits, claims and appeals, Vocational Rehabilitation & Employment VR&E, and VA health care.


I see. Can I also change other information than my address online then?


Yes. You can change your information online, or contact your nearest VA regional benefit office or eligibility office.


Can you guide my through the process of changing my address online?


Gladly. On our page you can find out how to change your address on file with VA.


how Creating a MyDMV account?


want to know what you need?


not


which is the topic


MyDMV


If I have more than one email address?


be sure to check all of them. Sign in with the username you created for MyDMV


Forgot i NY.gov account Username


se the self - service tools on the MyDMV homepage


If i do n't remember the password


you can use the ' Forgot your Password ' tool


I need a replacement card for my foreign born U.S. child


You need to provide orignial documents proving citizenship


Have you previously reported the chld's U.s. citizenship to us?


no


we need to see proof of U.S. citizenship We can accept only certain documents as proof of U.S. citizenship


What documents do I need as proof of identity?


We will need original document as proof of identity


What documents will be accepted as proof of citizenship?


Proff of citizenship


What if a document is not available?


We prefer to see the child 's U.S. passport . If document is not available  the child 's State issued non - driver 's identification card or  Adoption decree


Is identity the same as citizenship?


As proof of identity we must see An acceptable document must be current not expired and show your name , identifying information date of birth or age and preferably a recent photograph


A U.S. driver 's license or a  State - issued non - driver identification card ;s


Good day. I'd like to know how I can estimate my aid, please.


Of course. Would you like to estimate your federal student aid, but you aren't yet ready to apply for aid?


Yes.


Then you should try FAFSA4caster.


Let's say I use that, what should I do to get the most accurate estimate?


Be sure to answer all the questions on FAFSA4caster, even if you have to estimate or guess.


Can you tell me more about the information provided by FAFSA4caster, please?


Have you completed all the relevant questions in the FAFSA4caster?


Yes, at least I think I did.


In that case the screen displays a worksheet to help you determine the net cost of attending college.


I see. Say, what other options do I have with FAFSA4caster?


AFSA4caster is a helpful tool for anyone who is not yet ready to submit a FAFSA form it s recommended for high school juniors, and even as early as middle school. Parents of younger students can use FAFSA4caster to receive early estimates, create scenarios based on future earnings, and then establish college funding strategies.


Could you let me know what type of Federal Student Aid is available?


Yes click on point [9] to learn more.


Would you like to know about available grants?


Yes sure.


A student grant is different from a loan as it's typically based on need and doesn't have to be repaid.


Does it matter if I'm not from the States?


We have information about how being a Non-U.S. citizen might impact your eligibilty.


Can I know how much I might get?


Yes we have a tool which helps you Estimate Your Aid.


Will I be allowed to work when I'm studying as well?


Yes there are Work-Study Jobs that provide a way to earn money to help you pay for school.


Is there interest on Federal Student Aid loans?


Yes and after finishing school you must repay your loans and the interest that accrues on them.


What is on a lifetime driving record?


I can explain:  A " lifetime " driving record contains all the license information DMV currently has available about a driver


So if i have had revocations it will only show on the standard driving record?


I will be glad to help with that and answer it. most suspensions and revocations are only shown on the standard driving record abstract for 4 years from the date the suspension or revocation ended


What if it is for out of state roccorunces?


It may be different for each state or county, the court s address and phone number are recorded as provided by the issuing jurisdiction


I seem to have something incorrect on my driving record, how do I address that?


If you suspect something is incorrect, please feel free to contact the local DMV


My address is wrong on it.


You can call the DMV center


How do I know if I have a non scofflaws?


you can find  The type of sanction imposed suspension or revocation which results from reasons other than failure to answer a summons or pay a fine / surcharge / assessment


Where can I find the different classes of license?


Glad to be of help, you can see different classes here:


Hello, I have some questions about closed school loan discharges and I'd appreciate some answers.


Of course. Are you wondering what benefits you have by receiving a closed school loan discharge?


Yes, I am.


Receiving a closed school loan discharge gives you several advantages.


Well, before we get into that, I need to know something. My old school closed down and I took the credits from there to my new program at a new school. The fact that my school closed wasn't my fault, but does that mean I'm ineligible for discharge of the loans I received at the closed school now?


No. ransfer of credits from the closed school to a completely different program of study at the new school does not disqualify you for discharge.


What if I received a diploma without completing the program? Does that make me ineligible?


No. Before closing, some schools may issue a diploma or certificate to students who did not complete the program of study.


What if I meet the eligibility requirements for a closed school discharge and want my loans discharged?


Then you should contact your loan servicer about applying for a closed school discharge now instead of waiting for three years to receive an automatic closed school discharge.


I see. And what should I ask for when contacting my loan servicer?


One of the things you should do is finding out what happens if your loan discharge is denied.


What are the benefits of veterans Group Life Insurance?


With Veterans Group Life Insurance VGLI, you may be able to keep your life insurance coverage after you leave the military for as long as you continue to pay the premiums.


How do I know if I am eligible for Veterans Group Life Insurance?


Do you have part-time Servicemembers Group Life Insurance SGLI as a member of the National Guard or Reserves?


yes, I do


You must be able to get VGLI if you meet some requirements.


How do I get the benefits of VGLI? Do I need to prove I am in good health?


Not necessarily, you won't need to prove you re in good health.


If I sign up after the 240-day period?


you'll need to submit evidence that you re in good health


What is the address of the VGLI office?


OSGLI PO Box 41618 Philadelphia, PA 19176 - 9913


can you give me information about the benefits of CHAMPVA


Are you the spouse or surviving spouse of or a child of a Veteran with disabilities or a Veteran who has died ?


not


If you don t qualify for TRICARE the Department of Defense s health care program for active - duty and retired service members and their families


If I don't qualify for TRICARE, what insurance can I get?


what are the requirements for medical care through champva


The spouse or child of a Veteran who s been rated permanently and totally disabled for a service - connected disability by a VA regional benefit office


The surviving spouse or child of a Veteran who died from a VA - rated service - connected disability


The surviving spouse or child of a Veteran who was at the time of death rated permanently and totally disabled from a service - connected disability


yes


if you can get medical care through CHAMPVA


I've heard that Student Aid has been hit by scams recently. I'd like to know more please.


Help is freely available to avoid student aid scams and protect your identity while searching for scholarships, filling out the Free Application for Federal Student Aid FAFSA form, managing your loans, and giving information to schools and lenders.


What specifically should I be looking out for?


One thing to beware of is Student Loan Debt Relief Companies. We have a section on that.


How do they try to scam you?


Do you think you've been the victim of a Student Loan Scam?


Yes I might have been. I would like to know what it resembles.


Borrowers have reported receiving phone calls, emails, letters , and/or texts offering them relief from their federal student loans or warning them that student loan forgiveness programs would end soon.


Oh no ! How can I tell if my personal student information has been stolen?


In that case, it is important to act quickly.  Click here for a list of offices that will help you determine what steps to take depending on your situation.


Can you give me an example?


You can contact Equifax Credit Bureau to report a possible fraud.


I'd like to know what a student loan entails for me.


Click on the following link for information on his point [38] share link


Will you be receiving a student loan in the future?


Yes I'm currently applying.


In that case a student loan means that you are borrowing money to attend a college or career school. You must repay the loan as well as interest that accrues on it.


Are there options on repaying that loan?


Yes and t is important to understand your repayment options so you can successfully repay your loan.


Who issues the loan?


It might come from the U.S. Federal Government, your State Government or your College or Career School.


And what's the difference between a loan and a grant?


A grant is a form of financial aid that doesn't have to be repaid unless, for example, you withdraw from school and owe a refund.


Are there private scholarships that I can apply for?


Yes, many nonprofit and private organizations offer scholarships to help students pay for college or career school.


can you give me details of The Graduated License Law and Restrictions for Drivers under 18


In addition to the learner permit restrictions that apply to everyone   , the Graduated License Law places restrictions on drivers under 18 years of age who have a junior learner permit or junior driver license Class DJ , MJ or DJMJ . The restrictions depend on0


desea conocer si Si no cumple con las restricciones?


yes


your junior learner permit or junior driver license could be suspended or revoked for 60 days


hasta donde puedo llegar conduciendo?


Your driving privileges will vary depending on which of the following three geographic regions you will be driving insUpstate New York which is defined as any county north of the NYC border


Can I drive in New York State with a learner permit, junior learner or junior driver license from another state?


you are under age 16?


not


Can I drive outside of New York State with a junior driver's license?


You may drive outside New York State with your NY State junior learner permit or junior driver license if it is allowed by the laws of the other state


If I don't change my junior license to a senior license


you are subject to the restrictions for junior drivers until you are age 18 , even if you carry the completion certificate with you . You can also give your certificate with your junior permit to the license examiner at your road test


I have some questions about the verification letter for social security benefit.


Are you wondering about how to get your Social Security Benefit Verification Letter online?


Yes, can you please tell me?


Do you want to know how to get an income verification letter or benefit verification letter from Social Security?


No, that's not it.


Alright, in the meanwhile I have a question. Can I use that letter as a proof for loans?


Of course. You may use your letter as proof for loans, housing assistance, mortgage, and for other income verification purposes.


What if I'm hard of hearing? Do you have a number I can call?


Yes, we do. You can call our toll - free TTY number, 1-800-325-0778 , between 7 a.m. and 7 p.m. Monday through Friday.


Great! Can you tell me anything else about the verification letter?


Gladly. The benefit verification letter, sometimes called a benefits letter, or a Social Security award letter, serves as proof of your retirement, disability, Supplemental Security Income SSI, or Medicare benefits. It also serves as proof that you have applied for benefits or that you have never received Social Security benefits or SSI.


What are the things I need to do if I want to apply for Benefits online?


Are you looking to apply for retirement benefits, disability benefits or Medicare?


No, none of these benefits apply to me


Have you received confirmation from us that we were able to process your online request?


I have been contacted to say that my request could not be processed


In this case, you will be contacted and given information on how to contact us by phone or alternatively, schedule an appointment to meet with one of our agents


How do I qualify for benefits from my spouse?


You may qualify for spouse's benefits even if you never worked under Social Security. One of the criteria is if you are the spouse or divorced spouse of a retired worker


How do I find out what benefits I may qualify for?


You can use the planners we have provided to better understand your Social Security protection benefits. You can then choose our benefit calculator to get estimates of the benefits you may qualify for


What is the process of applying for benefits online?


You complete your application online where you are asked to agree to the Terms of Service Agreement. You then either create or log into your personal Social Security account


can i get a driver's license if i am under 18


Do you want to know the Graduate License Law?


not


want details of the Senior License before 18


are you 18 years old


yes


not eligible for a senior license turns 18?


how is the trial period for new drivers


Once you pass your road test or restore a revoked driver license ,  you will have 6 month probationary period . During this time


After the suspension is over, what should I do?


you will have a second 6 month probation period .


Can I still earn money and receive benefits at the same time?


Yes you can but the benefits may be reduced.


What if I am younger than the full retirement age?


What is the earning limit for 2019?


The limit for 2019 is $17,640.


What is considered to be the full retirement age?


Full retirement age is 66 years old for people born between 1943 and 1954.


What if I was born in 1955?


Beginning with 1955, two months are added for every birth year until the full retirement age reach 67 for people born in 1960 or later.


Am I deducted money if I am under the full retirement age for the entire year and earn over the limit?


Yes, we will deduct $1 from your benefit payments for every $2 you earn above the annual limit.


Hello there. I'm on certain situation and need information for getting a SSN card replacement? is for an adult.


No problem. If your SSN card was lost or even worst, stolen, you can replace it free of charge.


Are you 18 or older, have a U.S mailing address and have a My Social Security account?


Yeah, i'm older than 18 and have those other two things.


Excellent. Then you can apply for a replacement card via online.


Great. I suppoose that i'll need to present certain documents, is it? Can i present some copies?


Sorry, but no, Indeed, you need to present documents, but these documents must originals or at least be certified by the agency that issued them. we are not allowed to receive any photocopies or notarized copies. And of course, all documents must be current.


Oh, ok, i'll take that in mind. So, for what those documents would be useful?


Those would be used as proof of citizenship.


I suppose that is what i get for not establishing my U.S citizenship with you before?


You could say so. In any case, we'll need to see a proof of your U.S citizenship, and only certain documents are accepted, such as a U.S birth certificate or U.S passport.


Yeah, ok. And what would happen if i don't have those documents? Is there an option?


Sure, you have an option. You can always show us other documents we ask you. Of course, these documents must be valid and to have your name, date of birth or age and most important, a recent photograph.


What happens if I get a traffic ticket in another state?


the Violations was in motion?


not


if the Rape was with alcohol and drugs?


it's not my case


Was Negligence Convictions?


yes


The New York State DMV records the out - of - state convictions of any New York driver for criminal negligence , homicide , or assault , which arise out of the operation of a motor vehicle and which results in death


do you want to know what is the result?


your NY State Driver License will be revoked


if the violation was in motion?


Your NY State Driver License will be suspended if you fail to answer a ticket for a moving violation in any state except Alaska , California , Michigan , Montana , Oregon or Wisconsin . Your license will remain suspended until you answer the ticket


can you give me details of DMV


If I am under the age of 21 when I commit an out-of-state alcohol or drug related driving violation?


your New York State driver license will be revoked for at least one year .


Hi there. I have a issue with a complaint filed against me.


You must know the new york state department of motor vehicles DMV regulates all the vehicle related businesses in new york.


Are you operating any business related to this area?


No, I don't have anything related to that.


But what would I need if I want to do business on that area?


You need to register with the DMV and once your application is approved yo will get the certification from the DMV.


Ok, That's sounds good to me. During this process, what will happen if I don't like the offer they make me?


In that case a hearing must be held.


The hearing will be related to the safety?


That's correct. You can have the opportunity to get a hearing waiver to admit the charges and pay a monetary penalty or accept a suspension.


If I do that i still have to go to the hearing?


No, you won't required the hearing.


But, then I will still need to get certificated by the NY DMV?


That's correct, you still need the certification.


I need to change my address.


How do you want to handle changing your address?


I would like do it online if I can.


Re you moving, currently receiving benefits or enrolled in Medicare and want to know how to change your address?


Yes I am.


You can change and/or update your information by logging in to or creating a free Social Security account anywhere and anytime.


I have to create an account?


Yes you will.


Where do I go to do that online?


Click on My Profile Link of the right side of the screen once you log onto your account.


And this will change on my social security benefits?


Yes it will.


Good day. Can you tell me how I can apply for a veteran ID card?


Yes, a Veteran ID Card (VIC) is a form of photo ID you can use to get discounts offered to Veterans at many restaurants, hotels, stores, and other businesses.


I have question regarding eligibility. What if I received a dishonorable character of discharge?


In that case you're not eligible for a Veteran ID Card.


Well, thank God that I didn't receive one then. What other requirements are there to get this card?


Have you served on active duty, in the Reserves, or in the National Guard including the Coast Guard?


No, I haven't.


I'm afraid you're not eligible then.


What do you mean? What if I have a discharge status that isn't listed here?


We'll have to verify your eligibility before we approve your application then.


Alright. What do I need to do?


You'll need to provide a copy of your discharge papers when you apply for a VIC to prove your character of discharge.


What is a on-site investigation when I am opening a dealership?


Is an automotive facilities inspector coming to inspect your facility?


No, not yet.


How would I get a Surety Bond?


You would be able to get once from a surety insurance company and have them fill out Dealer Bond Under NY State Vehicle and Traffic Law Section 415 6-B and be sure the business name and mailing address match 100% with your application.


What about an official dealer sign?


You can purchase signs from all kinds of sign shops and automotive supply stores because the DMV does not provide them.


What if I am using an Assumed Name for my business?


You must submit a copy of your Business Certificate of Assumed Name and you would need to contact your county clerk to obtain your business certificate.


What vendors can I purchase starter kit compenents from?


You can purchase them through Automotive Dealer Supplies at 518-465-9900.


How do I plan for retirement benfits?


Are you applying for medicare only?


yes


You can apply  If you are within three months of age 65 or older and not ready to start your monthly Social Security benefits yet


Yes that is my circumstance


please read the information about generaland SEP in our booklet or talk to your personnel office before you decide .


please read the information about generaland SEP in our " " booklet or talk to your personnel office before you decide .


What if I apply before full retirement age?


your benefitswill be reduced because you are taking them earlier


What if I am older than 65 is there a special enrollment period?


you may not need to applyfor Medicare supplementary medical insurance Part B at age 65


I need eligibility help


Okay, you will need to continue to meet the basic eligibility criteria, make satisfactory academic progress, and fill out the FAFSA form every year.


but what does it mean when they say I need to make academic progress?


It means you have to make good enough grades, and complete enough classes to keep moving toward successfully completing your degree


Do you know the academic progress policy for financial aid purposes your school has?


nope, that is why I asked


and I need to do the FAFSA each year?


Have you filled out the FAFSA form?


not yet


do I just have to stay eligible once and I'm good for my school duration?


Eligibility applies throughout the time you are receiving aid, and not just when you first fill out the FAFSA form and are awarded aid.


Morning! I just read about the PBS license on an article but I don't know what's that, and I couldn't found any information about that. Could you help me out a bit? I'm interested because I'm not sure if I should get a PBS license.


A Private Service Bureau PSB license is required of any person, firm , association or corporation engaged in the business of assisting for hire in securing licenses to drive motor vehicles , registrations , or titles of motor vehicles.


Are you engaged in that!? So I can tell you how you can Apply.


Yes, I'm engaged in that business.


What are the requirements?


You want to apply to operate a PSB license? .


Yes, I want to have a PSB license.


To apply for a license to operate a PSB, you must submit the NY State DMV: A) your form PSB-3 that shows your PSB name was approved by the DMV see aboveB) a photocopy of a valid NY State driver license or non - driver photo ID C)...I'll send you a document with the rest of the requirements so you can save it in your computer and check them whenever you want.ApplicationforPSB.pdf


Ok, I read it but it does not say anything if I don't have emplyees.


If you don't have any employees you must submit a completed Form CE-200 Certificate of Attestation of Exemption from NY State Workers Compensation. This is to show a government agency that NY State Workers Compensation insurance is not required


Can I get benefits if I volunteered for research involving chemical and biological testing?


As many as 60,000 Veterans volunteered for medical research for the U.S.


it's not my case


and if I was involved in this investigation


If that is my case, what can I do?


you can get medical care through the U.S. Army if you meet both of the requirements listed below


tell me the questions i must answer


Volunteered for research involving chemical and biological testing between 1942 and 1975


yes


Have an injury or disease directly caused by your participation in this testing


You qualify for the program


I need help uploading evidence to support my disability claim.


Have you filed a claim for disability compensation?


Yes I have filed a claim.


You can upload evidence for up to one year on your claim such as medical test results, doctor reports and other records.


Is there a way to speed up the process?


Yes, by using Disability Benefits Questionnaires.


What kinds of documents should I upload to support my disability claim?


copies of your military medical and personnel records


Anything else to upload?


you'll also want to upload statements that support your claim.  These should be from people who know about or who you have talked to about your claimed medical condition and how and when it occurred.


What about the Disability Benefits Questionairre?


These forms ask for specific information we need to determine a disability rating for different medical conditions.  You can help make sure our rating specialist have exactly what they need to make a decision by having your VA or non-VA doctor fill out a DBQ


What if my claim isn't in my military record?


You'll want to upload statements that support your claim.  These should be from people who know about or who you've talked to about your claimed medical condition and how and when it occurred.


Hi, i'm receiving benefits, but i wanted to know if there is a chance i keep them now i'm looking to continue working.


No problem there. You may be still capable to receive those benefits.


Are you at full retirement age?


Yes, i'm at that age.


Well, if that so, we will deduct the excess earning from your benefits.


What happens if I can't sign up for Medicare Plan B?


If that's the case, maybe your full coverage will be delayed and you may have to pay a bigger amount unless you qualify for SEP.


Who can get covered by Medicare?


Those who have reached age 65 or older.The program helps them with the cost of health care.


What do the Medical insurance Part B? What is its function?


Medicare Plan B helps pay for doctors services and many other things.


We don't need to get any supplementary medical insurance, isn't?


Yes, that's correct. You may qualify for a SEP that will let you sign up for Part B.


I want info about what happens to my benefits if I want to keep working


Even if you plan to continue working you may still be able to receive benefits .


Are you in full retirement?


not yet


you don't have to check, can I ask when I can start my benefits?


You can start your retirement benefit at any point from age 62 up until age 70 .Your benefit amount will be higher the longer you delay starting it. This adjustment is usually permanent. .


so I get less if I apply early before full retirement and when is full retirement?


Yes, your benefits are reduced because you are taking them earlier before full retirement age.  Full retirement age is 66 for people born between 1943 and 1954.Beginning with 1955, two months are added for every birth year until the full retirement age reaches 67 for people born in 1960 or later.


And is Medicare like medicaid?


Medicare is our country 's health insurance program for people age 65 or older .The program helps with the cost of health care , but it does not cover all medical expenses or the cost of most long - term care .


okay and do I have to start my benefits before 66 or 67 years old when I hit my full retirement age?


You can start your retirement benefit at any point from age 62 up until age 70 .


Hello. I would like to know some more about the eligibility determination.


The way the VA determine whether you'll need to pay copays may be based on your income.


So, I'll have to pay for some stuff?


That's right, at least you don't have already a VA disability compensation or pension payment or any other special eligibility.


OK, I get it. I don't know if I apply for any of those.


You need to know we are obligated to ask you for information about your income.


This will help me to get a better benefit?


Yes, this will improve your qualify process for the VA health care.


And what about the payment for the health care?


We first need to determinate if you will need to pay for any part of your care.


What happens if I don't qualify for enhanced on my status?


That will depend on your financial information, which will helps you ti don't get a declination on your enrollment.


What happens if someone on my family works?


You'll have to provide that information too on your application.


hi i need help about Technology Education Courses for Veterans


Do you want to gain computer experience to start or advance your career in the high-tech industry?


do not


What requirements do I need to meet?


Not on active duty?


We regret to inform you that you may not be able to obtain the benefit since it does not meet all the requirements


And what does the Employment Education Program through Veterans Technology VET TEC do?


pairs you with a leading training provider to help you develop high-tech skills.


Am I eligible for this program?


You may be eligible for VET TEC if you meet all the requirements


Hello i would like to get information about Master Promissory Note (MPN) for graduate students


The MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education, it also explains the terms and conditions of your loan. Graduate / professional students may be eligible for both unsubsidized direct loans and direct PLUS loans, which have different MPNs.


And what should I use for direct PLUS loans?


Use this MPN for direct PLUS loans available to eligible graduate / professional students. You may also need to complete an MPN for unsubsidized direct loans.


and you know who should complete this?


no


want to know how long will it take?


yes


and for unsubsidized loans?


Use this MPN for unsubsidized direct loans available to eligible graduate / professional students. You may also need to complete an MPN for Direct PLUS loans.


and what should i do?


Download PDF


Hi, i was told i was in for a investigation process, could you give me some info about it?


For complaints received about you, an investigation is due to be set. That  so, the AFI will file a formal investigation. After is done, you could end with a no action notification or a warning letter Notice of Investigation placed in your file.


Is the investigation been initiated by Vehicle Safety?


No, is not.


I was told i could accept the charges so no hearing would be held, but what if i reject the offer instead?


If you take that action, then inevitably a hearing will take place.


So, the best action course would be to accept those charges, isn't? That would help me?


Yes, it would. In that way, no hearing would be held or even required.


I guess that would do for the better. What will happen after i receive my penalty?


If you complain with your penalty, or pay your fine, then you'll have nothing to worry about because you'll be back on operations in no time.


Hey there, how you doing?. Look, a relative was on active duty on a base, and he was told to look for information about possible health problems there. Is that correct?


Was he serving at Marine Corps Base Camp Lejeune or Marine Corps Air Station New River in North Carolina?


No, none of those.


Good. Do you know if he have qualifying service at Camp Lejeune and a current diagnosis of any condition?


No, he doesn't have any of that.


O.k, meanwhile, can you tell me who can get coverage for benefits?


No problem. Any veterans, reservists or guardsmen, can be covered.


Oh right. I suppose there are some requirements for that, i'm right?


Indeed, there are. I ask again, Did he served at Camp Lejeune or MCAS New River, for at least 30 cumulative days from August '53 to December '87?


Well, yeah, that fits with him, he was there for that cumulative period.


Excellent. Did he received a honorable discharge when separated from military?


Yeah, that's correct. He went out with honors.


That's great. Then wihout any doubt, he can get those benefits.


I would like some help with the reemployment  VR&E benefits


are you a veteran?


Yes, Marine


As a Veteran, you are protected under the Uniformed Services Employment and Reemployment Rights Act. This means you can’t be disadvantaged in your civilian career because of your service.


what benefits are available to me?


You can get help with the process of returning to the job yo held before yo deployed?


Is there more info on how I can use this?


Yes, If you are eligible, we will invite you to an orientation session at your nearest VA regional benefit office.


How do I know if I am eligible?


Let's find out if you are eligible.  Do you have an employment barrier or handicap?


no I don't


You do not meet the requirements for this service.


so no help for me getting back to my former job?


There is help but only if you meet the requirements


How do I go about looking for complaints against my business or shop?


If there is a complaint against you or your business, a consumer Services Representative from the DMV will contact you to resolve the complaint


ok yes this applies to me, thank you for the information


Have you had a complaint filed against you?


Not that I am aware of


What if it is not resolved?


The person who filed the complaint are advised to contact the DMV Consumer & Facilities Services Complaint Unit


Will I be charged any penalties if not found guilty?


You must pay all fines to avoid possible loss of operating privilage


Is there a way to appeal the decision?


to appeal the decision you have 60 days from the date of the ALJs decision to file the Appeal From DMV Hearing Determination PDF [ 2 ] AA-33A , which must be accompanied by the appropriate filing fee .


Will I lose my business license?


That is a good question. Complaints filed and charges brought against you can result in the loss of your privilege to operate as a business here


Hello there. What can you tell me about Co-op training?


A college or university co-op training program lets you get full-time work experience in between periods of going to school full time. You may be able to get help paying for some of your costs like books, tuition, and housing if you re part of a co-op.


Is this program available to me?


It might be. Here you can find out if you can get these education benefits.


Ok. Which requirements do I have to meet?


Are you using VA educational assistance?


Yes, I am.


Are you enrolled at an approved Institution of Higher Learning (IHL)?


Yes, I'm currently enrolled in one.


Are you in an educational program that requires part-time study and part-time work or training?


In that case, you may be able to get money for books, tuition, and housing if you meet all of the requirements.


Are these all benefits I can get?


Yes, you can get help paying for tuition or money for books and housing.


I have been wondering about asking for a federal student loan, but I don't know if I should. Can you please tell me a bit more about this topic?


Of course. You must repay your loan, so be sure you understand your options and responsibilities.


Did you apply for financial aid?


Yes, I have applied for it.


Then you may be offered loans as part of your school s financial aid offer. A loan is money you borrow and must pay back with interest.


I see. So what if I decide to take out a loan?


Make sure you understand who is making the loan and the terms and conditions of the loan.


Are there other loans beside the federal student loans?


Yes. Student loans can come from the federal government, from private sources such as a bank or financial institution, or from other organizations.


What if I'm in financial need? What can the government do for me?


If you demonstrate financial need, the government pays the interest on some loan types while you are in school and during some periods after school.


That's great! So, what exactly are those direct plus loans?


Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required.


how do I check the status of a VA claim or appeal online


sure no problem.  Check your VA claim or appeal status


Once I am signed in ho do I check my appeal?


No problem I can help.  Go to your " My VA " dashboard in the upper right corner. then scroll to Track claims.


Is the tool okay for me to use?


Do you have a premium my healthevet account?


no.


With the tool, what can I track?


You can use this tool to check the status of a VA claim or appeal for compensation


I dont see a document I sent to Va what do I do?


This might be because certain documents wont appear online


what if I print or download anything is my info proteccted?


If you print or download anything from the website ,you ll need to take responsibility for protecting that information


I just wanted to look into the retirement benefits planner and GPO


Would you like to know more about Government Pension Offset?


yes I would


Will you receive a pension for work not covered by Social Security such as government employment?


yes


Any Social Security benefits you may be eligible to receive on your spouse's record may be reduced. This type of benefit reduction is called Government Pension Offset


how can I use the planner?


Did you want to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age?


no just wanted to use it


Did you want to know how to calculate your estimated spouse's benefit if you retire at full retirement age?


no I don't know the numbers I would have to put in yet


You would need those numbers to calculate your benefits if you are affected by the GPO.


Hello, I would like to have information about the Direct Parent PLUS Loan Application: William D. Ford


want to know What is a direct PLUS parent loan application?


no thanks


Do you want to apply for a PLUS loan?


no


And what other things does this loan allow?


Request a deferment while the student is at school


What is a Parent Direct PLUS Loan Application?


This is a supplemental information request regarding your application for a Federal Direct PLUS Loan Direct PLUS Loan through the Federal Direct Loan Program Direct William D. Ford Loan. Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.


And what other things does the Direct PLUS Loan Application allow?


There are several things that this loan allows us, we will gladly indicate it


Hello, I would like to know what original documents do I need to obtain a Social Security Card?


want to get citizenship


You have not yet established your US citizenship with us?


yes


We need to see proof of your US citizenship. We can only accept certain documents as proof of US citizenship. These include a birth certificate or US passport.


and if the document is expired?


All documents must be current, not expired.


What do I do if I don't have an identity document with my previous name?


We can accept an unexpired ID in your new name, as long as we can properly establish your identity in our records.


What do I do if I don't have one of these specific documents?


Do you have the Employee Identification Card?


in that case you can verify your identity with the US Passport


and if the person is under 18 years old?


in that case you must show us an identity document to your previous name as shown in our records. We will accept an identity document in your old name that has expired.


hi i need help about Exposure through Project 112 or Project SHAD


Were you part of the chemical and biological warfare tests through Project 112 or Project SHAD Hazard and Defense SHAD?


Yes


The Department of Defense Deseret Testing Center in Fort Douglas, Utah conducted these tests, which were conducted on board ships and ashore at various locations from 1962 to 1974. Find out if you can get disability compensation or benefits....


Can I get VA disability benefits?


You may be able to get disability benefits if you meet two requirements


and these tests were carried out in what periods?


from 1962 to 1974.


What requirements do I need to meet?


Were you part of the Projects 112 or SHAD tests from 1962 to 1974?


do not


We regret to inform you that you may not be able to obtain the benefit since it does not meet all the requirements


Where can i get more information?


see the declassified Department of Defense fact sheets. s [25] Obtain declassified data sheets from the Department of Defense...


Hello. Can you tell me more about the GI Bill from after 9/11?


Of course. The Post-9/11 GI Bill Chapter 33 helps you pay for school or job training.


Have you served on active duty after September 10, 2001?


No, I haven't.


But what do I need to do to qualify for GI Bill benefits after 9/11?


Have you served at least 90 days on active duty either all at once or with breaks in service on or after September 11, 2001?


No, I haven't served in that time.


Have you received a Purple Heart on or after September 11, 2001, and were honorably discharged after any amount of service?


No, I wasn't lucky enough to receive such an award.


Have you served for at least 30 continuous days all at once, without a break in service on or after September 11, 2001?


No, I haven't. Sorry.


Are you a dependent child using benefits transferred by a qualifying Veteran or service member then?


No.


Then I'm afraid you can't get these education benefits. I'm sorry.


Hello, can you tell me more about the Rules for beneficiaries with higher incomes?


It is noteworthy that the law requires an adjustment to your monthly health insurance.


What if I must pay more for Medicare prescription drug coverage?


You should contact the Centers for Medicare Services to make a correction.


Perfect, can you give me more information on the subject?


It is important that you search for information about the monthly adjustment amounts related to income.


What is the process to apply for Medicare Part A or B?


Look for more information on the Medicare Resources website.


What is the monthly adjustment related to 2020 income?


The most recent federal tax return provided by the IRS is important.


Which beneficiaries does this plan cover?


It is noteworthy that the government pays a significant part of the total costs of this coverage.


What happens if I had a lapse of insurance coverage during active duty?


In order to avoid these lapses of coverage, you are required to pay enough to maintain continuous coverage or to surrender your plates before any deployments.  If you were unable to do so, DMV has a procedure in place to exempt you from administrative actions upon your return.  You must provide a notarized statement that the vehicle was not used during the time in question, a copy of your military ID, proof of current insurance or surrender of plates, and signed and dated copies of deployment and return papers or DD-214 if separated from service.  You can present all of that at any DMV office or mail them to the Albany address.


Were you unable to pay enough to maintain continuous coverage for the duration of your deployment or to surrender your plates before you left?


That is not the situation as of yet.  I have a deployment coming up very soon.


Who can I discuss this issue with in deeper detail?


For further information you can contact the DMV call center.


Have extensions for registrations been granted to military returning from Iraq?


Governor Andrew M. Cuomo has given an Executive Order that all licenses and registrations for NY State military personnel returning from active duty relation to the war on terrorism and military action in Iraq will automatically be extended.


Do I need to notify DMV of my entry into the military?


It is suggested that military personnel file a Notification of Military Service to ensure that the license record is not purged once the expiration date has passed.


Is Iraq the only combat zone that will allow a service member returning from deployment to gain an extension on licenses and registrations?


The Executive Order from Governor Andrew M. Cuomo allows the extensions for NY State military personnel returning from active military duty relating to the war on terrorism and military action in Iraq.


How do I go about transferring my IRP registration?


Do you need to transfer an IRP registration and apportioned plates?


No, not at this time.


Is it true I can't transfer an IRP registration at the DMV office?


Yes, it is true you cannot transfer them at the DMV.


What is the address of International Registration Bureau NYS?


It is International Registration Bureau NYS DMV Room 1366 Empire State Plaza, Albany, NY 12228.


When will I know how much a transfer costs?


Fees are calculated by the jurisdiction you are in and the NY State IRB does not calculate them until your transfer has been processed.


Is there consequences if I do not transfer the registration immediately?


Did you not transfer your registration immediately?


Yes, I did not transfer my registration immediately.


You must surrender the apportioned plates and cab card to the IRB and you vehicle registration will be suspended if a lapse of liability insurance and apportioned plates were not surrendered.


Hello, I'd like to submit some feedback on my experience.


Yes you can submit a complaint, an issue, concern, suspicious activity, or scam, give us positive feedback, or review an already submitted case.


Have you previously submitted a complaint and Federal Student Aid gave you a response you didn't agree with?


Yes that is the case.


In that case follow our procedure for resolving disputes.


And how do I subsequently check on my case?


You can log in to your account to view, track, or update your case.


I find this information insufficient. Is there any way to get more help beyond this feedback center?


I'm sorry to hear that. Would you prefer to speak to an agent?


No, I guess not.


We have more information that has proven helpful to some. Would you like to see our popular topics?


Yes please.


Is it possible to submit a complaint?


It is possible to submit a complaint or report a suspicious activity or scam, on behalf of yourself or someone else.


Hello. I need information about the work study program please.


Of course. You can find out how our Veterans work-study program can help you earn money while you re enrolled in a college, a vocational school, or professional training program.


That sounds wonderful. How will I get paid?


You may elect to be paid in advance for 40 % of the hours in your work-study agreement, or for 50 hours, whichever is fewer.


I see. And what if I have questions about other sources of financial aid?


In that case, you should contact your school's financial aid office.


Will do. Can you tell me what kind of job I can expect?


Of course. You can get a job that s related to VA work, meets your interests, and fills a need. You can work for a VA facility, for example.


That gives me an idea, thank you. And what conditions do I need to meet?


Are you enrolled at least three-quarter time in a college degree, vocational, or professional program?


Yes, I'm currently enrolled in a college degree.


Have you found an open job either at a nearby VA facility or in a VA-related role at your school?


No, I don't have a job. That's one of the reasons why I came here.


Unfortunately you can't take part in our work-study program then. I'm sorry.


Hello, there are a few things I need to know about replacing IRP registration items. Can you help me out?


Of course. Do you wish to replace IRP registration items that are lost or stolen?


Yes, I do.


Then you must apply to the International Registration Bureau (IRB).


Can I apply by fax?


Yes. You can apply to replace IRP registration items by fax at 518-486-6579.


What about the customer service counter? Can I apply at the one in Albany?


Yes, you can apply to replace IRP registration items there.


Alright. And how about applying by mail? Is that possible too?


Of course. You can also apply to replace IRP registration items by mail.


But I can't replace IRP registration items at a DMV local office, right?


Yes, you can't replace IRP registration items at a DMV local office.


Please, give me additional information


Do you want to change your name?


No, I don't


Do you have flood damage?


Yes, I have


Check the National Insurance Crime Bureau database to see if a vehicle is flood damaged. You will need the Vehicle Identification Number VIN


What about the proof of ownership?


The proofs of ownership needed to register and title a vehicle in New York are different for different types of vehicles, cars, trailers, boats, snowmobiles, manufactured homes. Get proof of ownership at purchase.


What if I changed the name?


That's a problem. You can't change the name on the vehicle registration or the title certificate to the name of another person. You need to transfer the ownership of the vehicle


Anything else about Proof of ownership?


As I said, the proofs of ownership needed to register and title a vehicle in New York are different for different types of vehicles, for example, cars, trailers, boats, snowmobiles, manufactured homes


Any tip for buying a vehicle?


Yes. Please, read the DMV brochures, Let the Buyer Be Aware, and Q&A About Your Title Certificate


Hi, can you tell me what it takes to apply for disability benefits?


It is important that you have knowledge about the Starter Kit for disabled children.


You can be advised to fill in the information online.


You can call us at 1 - 800 - 772 - 1213 and you can help us here.


Perfect, and what else can you tell me?


It is important to fill out the SSI Supplemental Security Income Application and a Child Disability Report.


What is the SSI application process?


We recommend that you CONTACT Social Security immediately to find out if the income and resources of the parents and child are within the allowed limits, this information is vital to the process.


Is the child's information required about his disability?


This information is important, in addition to completing the online Child Disability Report.


What if you are deaf or hard of hearing?


You can contact us by calling 1 - 800 - 325 - 0778.


How much is it to replace my registration?


The fee to replace your vehicle registration document and windshield sticker is $ 3.00


Was your loss of registration and/or plates the result of a crime??


Yes to both the registration and plates.


In that case you must apply by mail or at a DMV office.  There is more information in the following section called lost or stolen plates [ 2 ].


My address has changed since I got my last registration, will this cause a problem?


If your are sending it in by mail, you can just write your new address on the application.


Am I taking a chance if my mail is being forwarded to my new address?


There is no guarantee that the USPS will forward all DMV documents to your new address.


Is there a faster way to change my address?


Yes, you can first change your address online and then renew the information.


It will be too long to send my application by mail and I don't have the time to go by the office, can't I get a registration like now?


Yes you can replace registration documents online for most vehicles with the condition that your computer must accept cookies.


Would you like to know the type of vehicles that are ineligible for online registration replacement?


Yes that would be helpful.


Amongst others, there are vehicles older than model year 1973, boats, snowmobiles or ATVs.


I need some info about the graduated repayment plan


Sure. In this plan, payments are made for up to 10 years between 10 and 30 years for consolidation loans.


What if my income is very low now?


Don't worry, this plan is good for you


Can you tell me about the monthly payments for consolidation loans?


Do you have a Direct Consolidation Loan or FFEL Consolidation Loan?


Yes, that's right


Then the length of your repayment period will depend on the amount of your total education loan indebtedness. This total education loan debt includes the amount of your consolidation loan and your other student loan debt.


Can I  include other student loan debt in the determination of the repayment period for my Direct Consolidation Loan?


Yes, you can. Be sure to include those loans in your consolidation application in the section to list the loans that you do not want to consolidate, but that you want to consider in determining your repayment period.


How to use a loan simulator to estimate my eligibility and payment amount?


Your loan servicer can help you choose the best loan repayment plan for you


What if I was exposed to specific environmental hazards?


Were you exposed to specific environmental hazards


yes


ok thank you. If you had contact with certain environmental hazards while serving in Iraq , Afghanistan , and other areas  you may have illnesses or other conditions believed to be caused by these toxic chemicals in the air , water , or soil


How do I find out if I can get disability compensation?


You may be able to get disability benefits if you have an illness or other condition believed to be caused by your contact with an environmental hazard while serving in the military


How do I get these benefits?


I would be glad to help with that.  You ll need to file a claim for disability compensation .


Will I have to show proof of health problems when I file?


ok yes


you ll have to show that your health problems are linked to your contact with certain environmental hazards while serving in the military


Who is covered?


Veterans


hi i need help about How your benefits can change from year to year in VA


Not always. We require a new Yellow Belt Program agreement each year.


What if the school has an approved agreement with us and continues to participate in the program?


They should continue to offer you the Yellow Ribbon benefits next year as long as you meet all of the requirements listed below.


What if this is all true?


You make acceptable progress toward completing your program according to your school,


do not


since you do not meet all the requirements you will not be offered the benefits of Yellow Ribbon next year listed below


What does our school's agreement establish with you?


Your school's agreement with us states how much you will contribute and how much we will match. This amount constitutes all or part of the difference between what the GI Bill will pay after September 11 and tuition and fees not covered.


What if the school still offers the program?


If the school still offers the program, they should continue to provide you with funds as long as you meet all the requirements.


can you give me details of Veterans Vocational Rehabilitation programs


you re a Veteran or service member with a service - connected disability that impacts your ability to work


yes


the Vocational Rehabilitation and Employment program also called Voc Rehab , VR&E , or Chapter 31 benefits may be able to help . We offer 5 support - and - services tracks to help you find and keep a job , and live as independently as possible


can you give me details of how to request benefits and services


Reemployment trackYou may have the right to return to the civilian job you held before you deployed . Find out how we can help with this process .


What if it's long term?


Employment through Long - Term Services trackFind out if you may be eligible for vocational training to help you develop new job skills


if i can't work immediately


Independent Living trackLearn about services that can help you live as independently as possible if you ca n't return to work right away


If I want my skills to be considered


Rapid Access to Employment trackIf you want a job that matches your existing skills , find out if you can get employment counseling and job - search support


What does S-DVI provide?


It provides service-disabled veterans low-cost life insurance.


Do you have a service-connected disability?


Yes, I was severly disabled during my military duty.


Based on that information you can apply for S-DVI either online or by mail.


Who will help me through the process of a SAH grant if I'm accepted?


Your Loan Guaranty Agent will help you throughout the process.


Are there eligibility requirements for receiving S-DVI?


Yes, were you honorably discharged/released from active duty on or after April 25th, 1951?


Yes, I was honorably discharged in 1963.


And during this time in the military, did you sustain a disability?


No, it was after I was discharged.


You would not be eligible, only disabilities sustained during active duty qualify.


How can I find out about transferring a vehicle?


You can look at Buy or sell a vehicle transfer ownership.


Do you not have the proof we need?


Yes, I do not have the proof you need.


Then you would need to look at the other kinds of proof you can use on our guides.


What proof can I use?


You can use a NY State driver license or learner permit.


Can I use an expired driver ID card?


Yes, you can use a expired less than 2 years driver ID card as proof of identity and age.


Can more than one vehicle have the same registration?


Yes, two vehicles can if you have the same type of registration.


My car is model year 1972 what do I do?


You would have to have a NY State Transferable Registration original or certified copy and not a photocopy, and bill of sale.


What if my car model is 1973 or older?


You would need a NY State Certificate of Title original or certified copy with the transfer ownership section completed by the seller.


Good day. How do I get my medical records online?


Our online tools can help you view, organize, and share your VA medical records and personal health information.


Would you like to know more about VA Blue Button?


Yes. Isn't that this online tool you talked about?


Oh, and can you please tell me what requirements I need to meet to use all features of it?


Of course. Have you enrolled in VA health care?


No, I haven't.


I'm afraid you can't use all the features of this tool then.


Well, no can do then. But could you at least tell me more about this blue button tool then?


Gladly. To use all the features of this tool you need to meet several requirements.


We've been there, you told me this before. Is there a way to view my medical records online with it?


Yes, you can view, organize and share your VA medical records using this tool.


Hello, I am here to learn more about the costs connected with using a veteran service officer.


Of course. In general, no individual or organization may charge you a fee to help you file your initial application for benefits. But they may charge you for unusual expenses.


Do you believe a claims agent or attorney charged a fee that s too high?


Yes. Let's put it like this, I have concerns about that.


In that case you could challenge the fee.


I was planning to do that, but thank you for reassuring me. Another question, what should I do after filling out the forms needed for a representative? I just finished doing so and would like to know which steps to take next.


You'll need to mail them to your nearest VA regional office. Please speak to the service organization or representative before you send your request.


I see. Let's say I'm planning to have a claims agent help me. What do I need to do for that?


You'll need to fill out an Appointment of Individual as Claimant's Representative VA Form 21-22a.


Got it, thank you. By the way, what does VSO mean? I have read this several times in the documents.


Veterans Service Officers who work for Veterans Service Organizations are called VSOs.


Let's say I want to locate one of these VSOs. Where can I find them?


Simply go to eBenefits to find a local representative including a recognized VSO, an attorney, or a claims agent by state/territory, zip code, or the organization's name.


How do I access these VA nursing home services?


it is possible to access these services if you meet the requirements


How can I get information about the different types of care?


if you can see our long-term services and support guide


What requirements do you request to access?


Are you signed up for VA medical care?


if i'm enrolled


Do you need a specific service to help you with your continuous treatment and personal care?


No, you do not need a specific service


given your answers, we find you are not eligible


Where do I contact to access their services?


contact your VA social worker or call our toll free hotline at 877 - 222 - 8387


I need help with making updates to my FAFSA application.


I can help you understand what types of corrections and updates you can make and how to make them.