In that case scenario, you won't have any more choice that transfer ownership of your car to your insurance company using your title certificate.


um, i hope i can recover it then. Ok, other question, lets say i recovered the vehicle, but it was damaged or even worse, it got totaled. What is left to me to do then?


That's a extreme scenario but if it happens,contact your insurance company, above anything else. They will guide you in any eventuality. During this circumstance, you must'n  apply for any plates.


can you give me details of GI Bill and other education benefit eligibility


Learn about GI Bill eligibility requirements and find out if you can get these benefits .  VA education benefits can help you pay your tuition , pick out a school , choose a career , and more


Are you an active duty member or a veteran?


yes


tell me the questions i must answer


Were honorably discharged


Have a high school diploma , GED , or 12 hours of college credit


not


No, you may be able to get the benefits if you do not meet the requirements


Are there any related benefits I may also be able to get?


you may be eligible for Vocational Rehabilitation and Employment benefits and services like help exploring employment options and getting more training if required .


What is available  if I have had exposure through project 112 or project SHAD?


You were part of chemical and biological warfare testing through project 112 or project SHAD?


No not both


What requirements are there to get disability benefits from VA?


Were you part of projects 112 or SHAD testing from 1962 to 1974?


No I wasn't


unfortunately you do not qualify for benefits based on your response.


What if I might have been part but do not remember?


if you have any information that can help show you were part of them  including whether you may have been part of them or contact the Department of Defense at 800 - 497 - 6261 .


How do I get benefits?


You ll need to file a claim for disability compensation . You can call the VA Special Issues Helpline at 800 - 749 - 8387 . Or you can file a claim online .


How can I find out about a certain test site, ship or unit?


see the declassified Department of Defense fact sheets .


I came here looking for a list of original documents I need. Can you tell me which documents I require?


We'll need a proof of citizenship, for example.


Have you already established your child's U.S. citizenship with us?


No, I haven't.


Which documents could I use to prove my son's name change?


A court order approving the name change would be sufficient.


What if I am missing one of the required documents and can't replace them?


That depends. Do you have an employee identification card?


No, sorry.


Do you have a school identification card?


Yes, we do have one of those.


Then you'll only need a U.S. passport and that should be enough.


What if I don't have the old name of my child on any of those though?


In that case we may accept an unexpired identity document in your child's new name, as long as we can properly establish your child's identity in our records.


Hello, I would like to have information about the Direct Parent PLUS Loan Application: William D. Ford


want to know What is a direct PLUS parent loan application?


yes


This is a supplemental information request regarding your application for a Federal Direct PLUS Loan Direct PLUS Loan through the Federal Direct Loan Program Direct William D. Ford Loan. Some schools may have a different process to obtain the additional information necessary to process your Direct PLUS Loan application.


and what does this loan allow me as a parent borrower?


As a parent borrower, the Direct PLUS Loan Application also allows you


and can I pay other charges with this loan?


The Direct PLUS Loan Application allows you to authorize the school to use your loan funds to satisfy other charges related to education after tuition and fees have been paid, and room and board.


and what should I do to receive a Direct PLUS Loan?


Before you can receive a Direct PLUS Loan, you must complete a Direct Promissory Note Direct PLUS Master Promissory Direct PLUS Loan MPN, which explains all the terms and conditions of Direct PLUS loans and constitutes your legally binding agreement to pay all Direct PLUS loans you receive. under the Direct PLUS MPN loan.


And what is the first to apply for a PLUS loan?


The first thing is to SIGN IN TO GET STARTED


I want to know if I can get VA benefits for the Camp Lejeune water mishap


Did you serve at Marine Corps Base Camp Lejeune ?


yes I did


Then you may have had contact with contaminants in the drinking water there. There is scientific and medical evidence that has shown an association between exposure to these contaminants during military service and development of certain diseases later on.


can a family member get benefits through me?


Yes, they must show evidence that we ask for. Things like providing evidence that they paid health care expenses for their claimed condition during one of the time periods listed below


and for me, what do I need to qualify for benefits?


Did you serve at Camp Lejeune or MCAS New River for at least 30 cumulative days from August 1953 through December 1987?


no, I was at Camp Lejeune but later


You are not eligible  for disability benefits through this issue


So if I was there at the time you asked and I have a condition that might be due to this water thing then I would be good?


Yes, you might be able to get disability benefits


If my vehicle is recovered and is damaged, what should I do?


If there is any damage, you will need to contact your insurance company.


What if my plates are still missing?


Bring a copy of form MV-78B to the DMV office to apply for new ones.


Will the recovery be listed on my title record?


When the stolen vehicle alarm is cancelled, it will show recovered on your title.


What happens if my car is totaled?


Contact your insurance company to resolve the matter.


Can I get new plates?


Yes, bring a copy of MV-78B to apply for new plates.


Can I go ahead and get new plates before the insurance company finishes investigating?


No, resolve the issue with the insurance company first, the apply for new plates.


What do I do if my car is stolen?


Report it to both the police and your insurance company immediately.


hi i want to apply for the original card for a non-citizen child


In general, only non-citizens who have permission to work from the DHS Department of Homeland Security can apply for a Social Security number


What if my child does not have permission to work?


See "If your child does not have permission to work" for more information. "If your child does not have permission to work" for more information


What do I do if I don't have one of these specific documents?


Do you have the Employee Identification Card?


no


and the school ID card?


Does the Health Insurance Card have a Medicare Card?


and the United States Military Identification Card?


neither


you cannot then obtain the US Passport.


What are hearing process for complaints and charges for repair and body shops?


In the hearing process, the DMV is the petitioner in the case and the complainant may or may not be the witness depending on the situation. You are entitled to hire an attorney to represent you in the hearing.


The Administrative Law Judge (ALJ) may sustain any of the charges related and may also dismiss all of it.


Does the result of the hearing always ended with any action?


No. There may be no action at all. However, if the ALJ imposes civil penalties, you may need to pay all fines and penalties to avoid the loss of your operating privilege.


So i may loss my operating privileges if i ignore the civil penalties imposed on me?


Could the fines or penalties be reduced?


Yes and the fines or penalties might be reduced or you may be offered to compensate the customer instead of paying the fines or penalties.


What happen if I am revoked?


If you are revoked, you will need to cease to operate and surrender all supplies.


Can I appeal?


Yes you may and you need to file the Appeal From DMV Hearing Determination PDF [ 2 ] AA-33A, 60 days from the date of the decision of the ALJ.


What is the VR&E reemployment list?


you are veteran?


yes i am veteran


ok you are protected under the USERRA Uniformed Services Employment and Reemployment Rights Act


What requirements do you request?


do you have a job barrier or disability?


if i have a work disability


Are you enrolled in VR&E Vocational Rehabilitation and Employment?


If I am enrolled in VR&E Vocational Rehabilitation and Employment?


would you like to go back to your previous job?


I would not like to return to my previous job


I inform you that you do not meet the requirements, so you are not eligible


and would you be eligible for help if you are a Veteran with a service related disability?


if you may be eligible for help if you meet all the requirements.


Hello, I would like to obtain information about disability benefits for a child under 18


do you want to apply for a child?


yes


You will need to complete an SSI Supplemental Security Income Application AND a Child Disability Report. The report collects information on the child's disabling condition and how it affects their ability to function.


How do you find out if the income and resources of the parents and child are within the allowed limits?


PLEASE CONTACT Social Security right away to find out if the parent and child's income and resources are within the allowed limits, and to start the SSI application process


Cómo solicitar beneficios por discapacidad para un menor


CHECK the Starter Kit for disabled children. This kit answers common questions about applying for Supplemental Security Income benefits for children, and includes a worksheet to help you gather the information you need.


Have you contacted Social Security?


no


ALREADY CHECK the Starter Kit for Disabled Children?


ya


How can I do if I need help?


Contact us by phone or in person to make an appointment to complete the SSI application. We will assist you in person or by phone.


What if I need to upload more evidence support for my disability claim?


Have you filed a claim for disability compensation all ready?


No, I have not filed a claim yet.


If I do and need evidence can I upload evidence online?


You would be able to upload more evidence online such as; medical test results, doctor's reports, and other records for up to one year to support your claim.


What if my claim would be decided early?


You definitely will have the rest of the one-year to provide more information or evidence


What about supporting statements?


Do you have supporting statements for claiming a disability for an injury or illness that you don't think are in your military records?


Yes, I have more supporting statements for my disability claim.


Then you will also need to upload those statements that support your claims and should be from people who know about or have talked to about your medical condition and when it occured.


Good morning I would like to know about Foreign programs


Are you planning to study at a foreign school?


Yes I am pretty interested in that


Great, in that case, you can use some VA benefits to cover tuition and fees


What are the requirements for that?


For getting VA educational assistance you have to be a Veteran, service member, Reservist or a qualified dependent


Ok, I'm a veteran


great, next we will need to approve your program


oh, I don't have a program approved yet


If you don't have a program yet you can't get this benefit, first of all, you need the program to be approved


Is there any exception for that?


Yes, there is an exception for family members who qualify for Survivors and Dependents Educational Assitance, they can get VA benefits while in approved postsecondary after high school non-college degree programs at training locations in the Philippines


Is there any other exception? I'm not applicable for that one


Yes, there are other exceptions, but all of them are related to the one I mentioned before.


how do I stay good with the financial aid people?


You will need to continue to meet the basic eligibility criteria, make satisfactory academic progress, and fill out the FAFSA form every year.


do I only have to do this when I send in my forms?


The basic eligibility criteria that allow you to get federal student aid continue to apply throughout the time you are receiving aid, not just when you first fill out the FAFSA form.


so I need to fill a form each year?


Are you asking about the FAFSA form?


yes


Each FAFSA form you fill out is for aid for a specific year. In order to receive aid for that year, you will need to submit that year’s FAFSA form.


what is considered satisfactory academic progress?


You need to make good enough grades, and complete enough credit hours, to keep progressing toward successfully completing your degree or certificate.


Do you know about your school's satisfactory academic progress policy for financial aid purposes?


no but I will look for it


Do I need to choose what type of Direct PLUS Loan application I would like to complete?


Are you applying for a Direct PLUS Loan for sstudents?


No I am not.


Do you need an application for Direct PLUS Loan Application for parents?


Yes, I need one for parents.


Parents would need to logged in using their own account.


Do you have any questions about loan eligibility, the next steps, or when loan will be dispursed?


Yes, I have some questions.


Then you should contact the financial aid office of your attending school.


What happens if I set a security freeze on my credit file?


You would have to lift or remove the freeze at each credit bureau before you are allowed to continue with the application.


I would like to learn more where do I look or contact?


You would need to log in to start.


Hi, good afternoon. I was told that there were some courses for veterans.


Are you going to start some technology-related enterprise?


No, i'm not asking for something like that.


Look, i'm asking on a more personal level, o.k?. Anyway, lets say i'm goig to do something like that but i fail to attend for training some time, what could happen?


Well, if you don't attend to your training, for a period of a month, then we'll prorate your housing payment for the days you train.


O.k, o.k, i'll have to take that into consideration. Now, i suppose there's a way to prove that i passed that thing, isn't?


Of course. After completion, you'll receive a certificate which will validate your new skills.


Nice, it has to be that way, i like it. Now then, how do i know if i'm eligible for this?


Well, you can be eligible if you meet the proper requirements. That would be all you need.


And each and every one of those must be certain?


It would be the preferred scenario, yes. May i ask if you aren't on active service duty?


No, i'm not, in fact i'm still on service.


Oh, well, i'm very sorry but you can't access to these courses then. You'll have to look for another options.


Hey there. I would like to know about the health care costs.


We're committed to provide free health care for military service and veterans with catastrophic disabilities and at least 50%, as well as for those who can't afford to pay for care.


For that is need you understand the VA health care cost.


I would like to have a bit more of information about that last part.


You need to know that it's possible you can get free VA health care as a veteran.


I though that all the VA health care was free.


In some cases it is free, but in so many others you'll have to pay for it.


Alright, in that case. For what I'll have to pay for?


You may need to pay a fixed amount for some types of care, test and medications you receive from a VA health care provider.


There is also free cover for those persons which can not work.


Alright, thanks for the information. I'll check that out,


Hello, I would like to know If I remove a vehicle from the road, can I keep my photo or my professional license plates?


Yes You can store your photograph or professional license plates at most DMV offices.


Do you want to use your stored photo or professional license plates to register another vehicle?


Yes


To register the vehicle again, or to use your stored photo or professional license plates to register another vehicle, you must visit the office that has your vehicle plates. Be sure to bring the FS-6 T receipt and the other documents necessary to register your vehicle.


Where can i get more information?


For more information, contact your local police or parking enforcement agency, or the agency responsible for parking regulations.


And how can I register my license plates in another vehicle?


You should visit the office that has the license plates on your vehicle. Be sure to bring the FS-6 T receipt and the other documents necessary to register your vehicle.


And won't I pay the custom license plate fees when I renew my registration?


If your registration is in the first year of a two-year registration, you must submit a Refund Request or Fee Paid for Motor Vehicle Registrations and Driver's Licenses pdf MV-215 to request a refund of the fee balance. A $ 1.00 processing fee is subtracted from your refund. You will not receive a refund if the registration expires in less than a year.


and the plates can give me some benefit?


Professional license plates do not entitle you to any special parking privileges unless the city, town, or village where you park your vehicle has granted you those privileges.


What original documents do I need to get a social security card if any?


Yes, you will need original documents that prove your citizenship.


Are you able to verify that you are a U.S. born citizen?


No, I do not have documentation on that, what steps would I need to take?


Do you need to show proof of the child's identity?


Yes, we will need to verify the child's identity in order to issue a social security card.


If my child lives outside the U.S. for extended periods of time what documents would you need to see?


We would need to see a current/previous passport or school/employment records for the child.


Is there other steps to take if I don't have the necessary documentation?


Yes, we can ask to see other current documents that display your date of birth, name, or a recent photo.


What forms of proof does social security need to see?


They would need to verify your identity through id forms such as a U.S. driver's license or a state issued id card.


I need a little help, I want to find out about Part B, Medical insurance


Have you signed up for Medicare?


no I haven't that I know of


I heard about a special enrollment period and wondered if it was for people like me...is it?


Are you 65 or older and under a group health plan by an employer?


no


and I don't have to do it at age 65, you said I could do it at older right?


You can put it off, but if you do not choose to enroll in Medicare Part B and then decide to do so later your coverage may be delayed and you may have to pay a higher monthly premium unless you qualify for a " Special Enrollment Period , " or SEP .


is this a need or should do that I sign up for Part B at 65?


you may not need to apply for Medicare supplementary medical insurance Part B at age 65. You may qualify for a Special Enrollment Period that will let you sign up for Part B during another time.


I'm a little more informed but still could use more info. Do you guys have something I could look at to learn more about Special Enrollment Periods?


Yes we do. If you want to learn more about enrollment periods for Part B please read the information in our " " booklet or talk to your personnel office before you decide .


How do I appeal to a veterans law judge?


Download VA For 10182 Board Appeal PDF


Do you need to request a board appeal?


yes I do


You can request a Board Appeal after an initial claim , Supplemental Claim , or Higher - Level Review decision. You can t request two Board Appeals in a row.


When can I request a higher-level review?


You can request a Higher - Level Review of an initial claim or Supplemental Claim decision.  This option isn t available after a Higher - Level Review or Board decision .


What happens next?


If VA schedules exams for you be sure not to miss them


Can I get a new look from a senior reviewer?


A senior reviewer will take another look at your case and determine whether the decision can be changed based on a difference of opinion or an error .


What if I disagree with the board and have new evidence?


you can file a Supplemental Claim . You can also appeal to the U.S. Court of Appeals for Veterans Claims .


What happens if I get a traffic ticket in another state?


was the violation in motion?


not


was the rape related to alcohol and drugs?


yes


you are 21 or older?


If you are 21 years of age or older when you commit an alcohol or drug related driving violation in any other state or the provinces of Ontario and Quebec in Canada and you are convicted of the violation


I need more information


your New York State driver license will be revoked for at least 90 days . Out - of - state drivers ticketed in New York State should contact the Motor Vehicle Department of their own state or province about the effect of a conviction in New York State


is my case


Out - of - state drivers ticketed in New York State should contact the Motor Vehicle Department of their own state or province about the effect of a conviction in New York State


Hi. Can you help me register for benefits online?


I can help you with that. Are you looking to apply for retirement, disability, or Medicare?


I'm not looking for any of those.


Are we able to complete your request?


I'd like to apply online.


Okay. We can try to do that, but in case we are not able to do so, we will let you know how to schedule an appointment or call us.


Will I need to give you access to my social security account?


Yes. You will create a log in for that.


What about my spouse?


You may qualify if your spouse is a retired worker.


Can I get an estimate on the benefits?


I can send a link to you that has a benefit calculator.


Do you have information on planning for future benefits?


Yes, we have a benefit calculator that you can use.


hi


Right, O.k. Look, in a related question.  How do I know if a school where I'm teaching at is a low-income one?


You can resort to the U.S Department of Education list of low-income elementary and secondary schools. That list is published every year.


Tell me about the benefit verification letter.


Do you want to get your Social Security benefit verification letter online?


Yes, how do I do it?


Do you know how to get an income verification letter from Social Security?


I don't.


Where can I find more information about it?


We have some contact numbers available.


Please, give me the contact numbers.


You can call our toll-free number 1-800-772-1213 and ask all the questions you want about your benefit verification letter. You also can get this information from your local Social Security office.


So, how can I get my verification letter?


You can download it or print it from your my Social Security account.


Hello, hope you're in good health. I came here to ask about the graduated license law and restrictions for drivers under 18. What can you tell me about it?


In addition to the learner permit restrictions that apply to everyone, the Graduated License Law places restrictions on drivers under 18 years of age who have a junior learner permit or junior driver license Class DJ, MJ or DJMJ.


Do you NOT comply with these restrictions?


No, I do comply. I would never willingly violate the law.


What do I have to do to change my junior license to a senior license?


Simply bring your junior license and the Student Certificate of Completion (MV-285) that you received from your instructor to any DMV office. You must return your certificate and junior license to receive the senior license.


I see. And can you tell me what the restrictions I'm under depend on?


Yes, the restrictions depend on several things.


Do you know where will you be driving?


No, not yet.


Would you like a map of regions?


Yes, an overview would be very nice.


And while we're at it, can you tell me what the difference between a junior learner permit and a junior driver license is?


Of course. A junior learner permit allows a young driver to drive only while supervised.


I need to change my address


You can change your address and telephone number online


Yes I need to change my address


If you have move you can update your address online


How do I access my information online?


You can update your information anytime , anywhere by logging in to or creating a free my Social Security account


How long will this take?


Creating an account takes less than 10 minutes


Is it safe?


Yes it is a  safe , quick , and convenient way to change your address


Is there someone I can talk to if I have questions?


Yes you can call our toll - free number a 1 - 800 - 772 - 1213 or visit your Social Security office


need to know more about this complaint that I got


Has a complaint been filed against you?


yes, that is why I need more info


A Consumer Services Representative from the DMV will contact you in an attempt to resolve this complaint.  They will explain the nature of the complaint and will also inform you of your rights, responsibilities, and your liability.


what happens if I reject whatever they offer and I want to fight?


If the offer is rejected, a hearing will be held.


what should I do to be prepared?


Keep a copy of all important paperwork in an easy-to-access location


what could happen if we go to a hearing?


The result of the hearing may be no action, a civil penalty, and/or a suspension or revocation of your ability to operate as a vehicle related business in New York State. You may also be offered the opportunity to pay restitution to the consumer in lieu of the fines and/or penalties, or to have the penalty reduced.


but before that we can try to resolve this right?


Yes, a Consumer Services Representative from the DMV will contact you in an attempt to resolve this complaint


What happens if I get a traffic ticket in another state?


the Rape was in motion?


yes


Your NY State Driver License will be suspended if you fail to answer a ticket for a moving violation in any state except Alaska , California , Michigan , Montana , Oregon or Wisconsin . Your license will remain suspended until you answer the ticket .


what role does the DMV have


The New York State DMV does not record out - of - state convictions of moving traffic violations of New York State non - commercial licensed drivers , except for traffic offenses committed in the provinces of Ontario and Quebec in Canada


if I'm under 21


Are you under 21?


If you are under the age of 21 when you commit an alcohol or drug related driving violation that occurs out - of - state and you are convicted of the violation , your New York State driver license will be revoked for at least one year .


If I have a previous alcohol-related driving conviction


your license will be revoked for at least one year or until the age of 21 , whichever is longer .


How do I get a replacement Social Security card?. I'm a U.S. born adult.


You can get a replacement for free if you lose your card, but you may not need to get a replacement since knowing your social security number is what's important.


The easiest way to apply for a replacement is if you have an my Social Security account. Do you?


I don't.


Do you want to create one?


Not right now.


What if I can't get one of the required documents?


In that case, we'll ask you for another suitable document. The submitted documents must be current, not expired and show your name, identifying information, date of birth and, preferably, a recent photograph.


Is there a limit to how many times I can get a replacement card, and, are there exceptions to the limits?


yes, there are limits. You are limited to only 3 replacements a year and 10 replacement during your lifetime. There are exceptions like changes in immigration status, legal name changes or if you can prove that you need the replacement to prevent a significant hardship.


What if I haven't yet stablished my citizenship with you guys?


then you'll need to show us a proof of your U.S. citizenship. Documents like your birth certificate or your U.S. passport are the most common proof of citizenship received.


and as proof of identity?


you could use your U.S. driver's license or a state-issued non-driver's ID card.


I would like to have information about Group Life Insurance for Veterans (VGLI)


With VGLI Group Veterans Life Insurance, you may be able to maintain your life insurance coverage after leaving military service while continuing to pay premiums. Find out if you qualify for VGLI and how to administer


What if I need help with my claim?


you can call the Office of Servicemembers Group Life Insurance OSGLI at 800 - 419 - 1473 or email the Prudential Insurance Company


How much will I pay for these benefits?


VGLI premium rates are based on your age and the amount of insurance coverage you want


What do I need? To receive an insurance payment at the time of need


a family member would file a Claim for Death Benefits SGLV 8283 Download SGLV 8283 PDF


which are the requirements?


Had part - time Servicemembers Group Life Insurance SGLI as a member of the National Guard or Reserves


not


Had SGLI while you were in the military and you re within 1 year and 120 days of being released from an active - duty period of 31 or more days


yes


You may be able to obtain VGLI if you meet at least one of the requirements


What about closed school loan discharges?


Do you need to know the benefits you have by receiving a closed school loan discharge?


No, I do not need to know this.


Do you have a nonfederal private loan that you want a closed school discharge?


Yes, I have a nonfederal private loan that I want to know about closed school discharge.


You would need to get into contact with that private lender to find out any information about a closed school discharge through them.


I received several loans for different programs of study at the same school and was unable to complete any of the programs or transfer credits before the school closed, is it possible that all the loans would be discharged?


The only loans eligible for discharge are the ones for the program you didn't get to complete because of the school closure; not the ones you decided not to complete on your own and moved to another program.


Did you start a program and decide not to continue and move on to another field of study?


No, that is not what happened.


Are there certain criteria I need to meet to be eligible for a discharge of my federal student loan?


Yes, certain eligible requirements are needed to get a closed school discharge  and you must apply for it.


What exactly is a co-signer or an income-driven repayment plan application?


A co-signer happens to be a spouse of an applicant who asks for the income-driven repayment plan request.


Do you know you are not responsible to repay the loan by sigining a borrowers IDR application as a co-signer.


Yes, I have read that I am not responsible to pay back the loan as a co-signer on my spouses IDR.


What if I do not have a reference number to co-sign?


Ask your spouse because they were sent an email containing the reference number or they can access the reference number by logging into StudentAid.gov.


Are there directions to access the reference number?


Yes, I can tell you how to find the reference number.


How long will the co-sign process actually take?


Most of the time it takes about 10 minutes to complete the actual co-sign process and must be completed in one session.


What if the applicant completed an Income-driven Repayment Plan request as part of a Direct Consolidation Loan Application?


Then they will have to click on the Direct Consolidation Loan Applications under My Loan Documents to locate and give you the co-sign code.


Hi, good afternoon. I've been searching for info about the many types of money aid. I heard about loans, could you elaborate a little for me?


Sure. A loan is a borrow of money to attend a college or career school. You should repay that money as well as its interest that accrues.


Have you received any student loan?


No, i haven't receive any. That's why i'm asking about them, because i was told to consider some.


Not to worry, right now i'm just curious. Anyway, i always can get a job, isn't? Like part-time or something?


In fact, you can do that. You have the Federal Work-Study Program available to you, so you can earn money in order to pay for school through a part-time job.


That's cool, i think its better than get into any debts. Say, i guess government is not the only one out there giving help like this, aren't they?


No, of course not. This kind of help can be provided by Federal institutions or State ones. Also, School and private sourced can help you to pay for college or career school.


Great, really, great. At least i can look in various places. Where can i get more information about this work-study program?


You just have to go online and look for the corresponding links that will take you to the proper information.


Same for schoolarships?


Just the same, yeah.


Hey, I want to learn more about help for low-income Medicare beneficiaries.


Do get Medicare and have a low income and few resources?


Yes, I don't earn very much unfortunately.


In that case your state may pay your Medicare premiums and, in some cases, other Medicare costs for which you are normally responsible such as deductibles and coinsurance.


How do I find out if I'm eligible for that?


To find out if you qualify, you need to contact your state or local welfare office or Medicaid agency.


Will do. If I do qualify, when can I expect the benefits to be paid?


Social Security benefits are paid in the month following the month for which they're due. This means that the benefit due for December would be paid to you in January 2019, and so on.


Sounds great. Do you have a brochure or something with more information?


For additional information about the program, please go to the Medicare's page.


One final question, if I may: will other payments affect my disability benefits somehow?


For this we urge you to refer to the following publications: How Workers ' Compensation And Other Disability Payments May Affect Your Benefit and Windfall Elimination Provision.


Can you explain how eligibility for a forbearance works, please?


There are two main types of forbearance: general and mandatory.


How do I know if I can request a forbearance?


Are you experiencing financial difficulties?


No, all is fine with my finances.


Do you have medical expenses?


No, I'm healthy.


Was there a change in employment?


No, my work is the same as before.


Do you fulfill any other reasons acceptable to your loan servicer?


Yes, I do.


Then you should be able to get a general forbearance. A general forbearance is sometimes called a discretionary forbearance.


What if I don't pay the interest on my loan and let it be capitalized?


In that case the total amount you repay over the life of your loan may be higher. Unpaid interest is capitalized only on Direct Loans and Federal Family Education Loan (FFEL) Program loans. Unpaid interest is never capitalized on Federal Perkins Loans.


I need information about Disability housing grants for Veterans please


[2] We offer housing grants for Veterans and service members with certain service - connected disabilities so they can buy or change a home to meet their needs and live more independently .s   [3] Changing a home might involve installing ramps or widening doorways .s   [4] Find out if you re eligible for a disability housing grant and how to apply


what can you tell me about FY 2019?


you may be able to get up to 3 grants for a total of up to $ 85,645 through the SAH grant program


what if I don't have a DS Logon account?


you can register for one on the site


how do I know if I'm eligible for a disability housing grant and how to apply?


We can give you all the information you need


What If I qualify for but don't receive a grant in 2019 because the cap was reached?


[20] you may be able to use this benefit in FY 2020 or future years if the law continues to give us the authority to offer these grants and we don t go beyond the new FY cap .s     [21] For FY 2019 , [22] you may be able to get up to 3 grants for a total of up to $ 85,645 through the SAH grant program


What does Qualifying service - connected disabilities include?


[13] The loss or loss of use of more than one limbs   [14] The loss or loss of use of a lower leg along with the residuals lasting effects of an organic natural disease or injury


How can I be able to get an SHA grant if I'm using the grant money to buy, build or change my permanent home?


You or a family member own or will own the home?


no


Then you can't get an SHA grant


II need assistance with using Aidan.


I can help you with that. Aidan is a virtual assistant that is capable of answering common questions about federal student aid.


Do you know what tasks that Aidan can assist you with?


No. I don't.


How does Aidan work?


Aidan uses advanced technology, AI, and natural language processing to answer common Federal Student Aid questions.


Is it possible for another person to use Aidan if they use my phone?


No. As long as you protect your log in credentials and log out each time you are done using Aidan.


Is Aidan capable of learning new things over time?


Yes. Although Aidan is in the early stages of development beta mode, it is still capable of learning and acquiring new skills.


How secure is my information when using Aidan?


Your information is very secure. FSA handles and stores all data from your chats with Aidan.


hello, about how much are registration fees and taxes?


It varies, is this the original registration first time?


Yes it is.


Is there a fee if I transfer the registration and plates from another vehicle?


If you don t need to pay the plate fees or MCTD fee


What are the fees for trailer and boat registration?


They are calculated differently. You can use the online service to estimate them


Oh okay it is not working for me. Do you know why?


I am not sure, sorry


Is there a registration fee?


yes it is as follows: Estimate registration fees and taxes[1]


Are there any other fees for passenger vehicles?


Yes they can be found here:  Estimate fees and taxes online


Is this accurate pricing?


It is estimated only but as accurate as possible


I can't figure out the protection on my account.


Do you need to verify your identity online?


Yes, I'm stuck at the verification process.  Why is it here?


We want to make sure your sensitive information stays protected.


How are you protecting me?


We implemented a new verification process.


The link in my email looks okay.  Is it safe?


Not always.  Links in an official email always direct to an official site.


Can I verify through email?


Yes, make sure you add NO-REPLY@ssa.gov to your contact list.  Otherwise the verification link might go to spam.


So how do I know if it's a real email from you?


Most of our emails come from a .gov address.


I would like to be eligible for low interest loans to eligible students


Students may be eligible for subsidized and unsubsidized loans based on their financial needs.


and how much can i borrow?


Try This Resource Federal Student Loan Programs Lists federal student loan programs with loan details and award limits.


What should I do if it is the first time that I receive a Direct Loan


do you want to know what to do?


yes and also yes Is there a time limit on how long I can receive loans?


Are you a first-time borrower as of July 1, 2013?


no in this case no


Has a limit been applied to you?


yes


You cannot receive direct subsidized loans for more than 150 percent of the published duration of your program. This is called the maximum eligibility period. Your maximum eligibility period is generally based on the published length of your current program


tell me about Agent Orange exposure in Vietnam or Korea


Did you serve in Vietnam , including aboard a vessel on the inland waterways or within the 12-mile territorial seas?


no


Did you serve in or near the Korean Demilitarized Zone DMZ during the Vietnam Era?


what if I served in either of these locations?


[5] you may have had contact with Agent Orange , an herbicide the U.S. military used to clear plants and trees during the war .s   [6] We refer to this as having a presumption of contact .s   [7] Find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange


how can I find out if I can get disability compensation?


We'll help you find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange


what to do when I file my claim?


you 'll need to submit :s     [36] that shows you have an Agent Orange related illnesss [37] A medical record


Can I get disability benefits from VA?


You have an illness we believe is caused by Agent Orange called a presumptive disease?


You are able to get disability benefits


I'm looking for information about my veteran payments, about my transaction history, please.


You can find that information via online.


You must have a eBenefits account, because you're a veteran. have you signed in lately?


Yeah, i went there but don't know how to locate that.


So you never has been able to see this feature?


No, i haven't been able to do that.


It doesn't matter. Look, what happens if i need to change some of my information, like my deposit address or my contact data?


Do you have access to the web or have a VA office near to your location?


No, i don't have any of that.


Could you at least get access to your VA.gov profile somehow?


No, sorry, but i really can't do that.


Hi there. I would like to have some information related to counseling.


Do you want to enter into the counseling?


Not, really, but I'm looking information anyway about it.


I see, well there is always the chance of help others. Are you interested into be in the financial awareness counseling area?


Sounds interesting. But, not really.


And what about the plus credit counseling?


Thanks, but that doesn't call my attention.


And as a exit counseling?


mmmmh, that sounds nice. You can give me some more information.


The exit counselor works with those students who graduate, leave school or get drop out. They help them to provide information about the repayment of the loan.


Oh great. That sounds good. What I need to do?


You need to complete TEACH grant initial and subsequent counseling.


Hi I have heard about FAFSA4caster. Could you please tell me what it is?


Are you thinking of applying for federal student aid?


Yes I am thinking of starting a college degree and would be some financial help and am thinking of applying for federal help.


Then you should try the FAFSA4caster. This will help if you would like to estimate your federal student aid.


Does it cost anything to use the FAFSA4caster?


No it does not cost anything, the FAFSA4caster gives you a free estimate of your eligibility for federal student aid.


What if I don't know the answer to some of the questions on the 4caster? Some of the information I don't have at this time.


If you don't have all the information at this time you should answer all the question that are asked by the FAFSA4caster even if you have to estimate or guess.


What types of questions does the FAFSA4caster ask?


You will have to answer financial and other questions that are used to estimate your federal student aid eligibility. Some of the questions you will easily be able to answer but there are some questions that you will only be able to answer if you have your federal tax information or bank statements available.


Are you able to provide this type of information because if not you will not receive the most accurate estimate?


At this point I don't have all that information available.


Can I look up the VA payments I have gotten in the past?


Yes, you can. Did you need help with that?


Yeah I need help with that. Is there a page on the VA website for that?


First, you need to go to the eBenefits page. Are you able to sign in there?


No, I can't. I don't have a login. What do I do now?


Isn't in the same as my My HealtheVet ID sign in information?


That isn't the same, you will need Premium DS Logon account. You can sign up for that right on the eBenefits page!


Thanks. I just want to be able to see if they sent out my first disability payment. I haven't gotten it yet. When can I expect it to show up?


Was your disability rating 10% or higher?


Yes it is 50%.


Thank you. You should expect your payment within 15 days of your decision notice.


It's been about 3 weeks and I haven't gotten it yet. What do I do now?


Please call the Veterans Help Line at 800-827-1000, open from Monday through Friday, 8 a.m. to 9 p.m. They should be able to get things straightened out for you.


please give me some info about VA education benefits for survivors and dependents


Find out if you re eligible for VA education benefits for dependents and survivors also called Chapter 35 benefits


Are you a dependent spouse or child or the surviving spouse or child of a Veteran?


yes


you may qualify for Chapter 35 benefits or job training through a GI Bill program


how do i know if i qualify for Chapter 35 benefits?


How do i Find out if i am eligible for VA education benefits for dependents and survivors


here you can Find out if you re eligible for VA education benefits for dependents and survivors also called Chapter 35 benefits


Am I eligible for education benefits?


You may qualify for VA education benefits Chapter 35 benefits if you re the child or spouse of a service member and one of the below descriptions is true of the service member .


yes?


The service member :Died in the line of duty after September 10 , 2001?


no


Is missing in action or was captured in the line of duty by a hostile force?


What benefits can I get?


[28] Education and trainings   [29] Money for tuitions   [30] Money for housings   [31] Money for books and supplies


I need to know what to do about my loan which I defaulted.


There are multiple options to get out of default.


Have you failed to make payments on your federal student loan?


Not really.


Has COVID-19 impacted my loan repayment?


Yes the Collection Activity and Temporary 0 % Interest on your loan is in place as a result of the current COVID-19 pandemic.


How is the amount of my loan repayment calculated?


The amount of your discretionary income is calculated by examining your adjusted gross income from your most recent federal income tax return that exceeds 150 percent of the poverty guideline amount for your state and family size.


Will being in default affect my future financial status?


Yes the consequences may affect your financial future so it is best to find out how to get out of default and take steps now.


What does it mean when my defaulted loan has been consolidated?


Once consolidated, your Direct Consolidation Loan will be eligible for benefits such as deferment, forbearance, and loan forgiveness. You'll also be eligible to receive additional federal student aid.


I need help with a vehicle that was owned by a family member who recently passed away.


There's a checklist that you can use to get started.


How do I transfer ownership?


You must complete an affidavit.


It should automatically transfer to you depending on the value.


What documents do I need?


The previous registration.


What if there's more than one?


They will become part of the estate.


How do I file?


Go to the department of transportation.


Who has to sign the transfer?


The owner.


If someone dies like my spouse where do i apply?


We should be notified immediately when a person dies


What if I need to report a death?


call 1 - 800 - 772 - 1213 TTY 1 - 800 - 325 - 0778


What happens when I report it


If you are getting benefits on your spouse 's or parent 's record You generally will not need to file an application for survivors benefits


Will I get one lump sum?


Do I need to apply if I get retirement?


You will need to apply for the survivors benefits


What documents do I need?


Widows / Widowers or Surviving Divorced Spouse 's Benefit


What happens after I'm approved?


Do you need to know when your benefits start?


No, I already know that.


Do you need to know how much you qualify for?


No, I know how much I'm getting.


Do you have other payments that may affect your disability?


Yes, I get other benefits.


Do you receive other governments?


No, none are from the government.


What if I get Medicare and am low-income?


Are you low-income?


No, I don't qualify for that.


I have several questions from the Voter Registration Application


eligible to register to vote in New York State?


not


Do you need to update your voter registration information?


yes


You do not need to update your voter registration information any of the information below changed since you last voted


I have registered to vote in the past but do I need to update my voter registration information?


your political party preference has changedsyour name has changed


where are the complete requirements?


Full voter registration requirements are listed on the New York State Board of Elections website


What happens to my voter registration application?


The electronic voter registration application is transferred from DMV to your County or City Board of Elections for review . Once processed , your County will notify you either that you are registered to vote or additional information is needed to complete your application .


I need help understanding how the student loan repayment process works.


The student loan repayment process can be overwhelming. I'll be happy to help you understand how to manage and repay your student loans.


Have you taken a look at the checklist on our site?


No, I haven't seen it.


Should I create an online account with my loan servicer?


Yes, and it's very important the make sure that your contact information is correct.


How can I figure out what the best repayment plan option is for me?


The checklist will guide you through this. It will also provide you with information about making payments.


Who handles the billing and services for my federal student loans?


Your loan servicer is responsible for this. In most cases, you will have one loan servicer for al of your federal student loans, but it is possible that you could have more than one.


When do you begin paying on most loans?


For the majority of loans, you'll have between six to nine months for Federal Perkins Loans after you graduate, leave school, or drop below half-time enrollment before you begin repaying your loans.


What are delayed retirement credits?


Do you get retirement benefits?


yes


Social Security retirement benefits are increased by a certain percentage depending on date of birth if you delay your retirement beyond full retirement age


What if you did not sign up for medicare?


If you do not sign up , [13]


what if I do not sign up


in some circumstances your Medicare coverage may be delayed and cost more


where can I get more information?


refer to #20, #21


what if i decide to delay my retirement?


be sure to sign up for just Medicare at age 65


hello I need information about how to replace or transfer custom plates


want to know How do I replace or transfer personalized plates?


Yes


There are a variety of circumstances under which you can replace or transfer custom plates.


Can I replace custom plates that are old or damaged?


Yes, you must call the Personalized Plate Unit at 1 - 518 - 402 - 4838. Hours of operation are 8:00 a.m. at 4:00 p.m., Monday through Friday.


And how do I do with the plates of a vehicle bought by a private?


In that case ask the DMV to transfer your custom license plates when you register the vehicle.


If I remove a vehicle from the road, can I keep my personalized license plates?


Yes. You can store your personalized dishes in most DMV offices.


And can I replace it just because they are old?


Yes, to replace your custom plates that are old or damaged, you must call the Custom Plate Unit at 1 - 518 - 402 - 4838.


Where can i get more information?


Call the Custom License Plate Unit at 1 - 518 - 402 - 4838. Business hours are 8:00 a.m. at 4:00 p.m., Monday through Friday. we will gladly assist you


How much will it cost to register my car?


It will be the registration fee plus taxes.


Is this the first registration?


No, it's previously owned.


Who do I contact for help with the tax?


You can contact your local DMV office.


Are there fees if I don't reside in NYC?


You will need to look up the taxes for your county.


Is it taxed by the size of the car?


The chart will show the rate for your vehicle.


What if I don't live in the county listed?


A passenger vehicle tax is $15 per year.


How can I plan for SS disability benefits?


your chances of becoming disabled are probably greater than you realize but dont think of as something that might happen to you.


What happens if I go back to work?


SS planner can provide valuable help with these question.


Does the planner help how to find out if you qualify?


This disability planner helps how you can qualify and apply for benefits and what happens if your application is approved


What about information for Attorneys?


There is information for Attorneys that are helping someone prepare a SS application


I am an Attorney helping what should I know?


I need information with Disablitly and supplemental security income


the medical requirements are the same under both programs


can you give me details of Reserve Educational Assistance Program (REAP)


The Reserve Educational Assistance Program REAP ended on November 25 , 2015 , but under the National Defense Authorization Act of 2016 , some REAP benefits will remain in place for 3 more years . Learn more about what this change means for you


How does it affect me that REAP has ended?


yes


Find the description below that best fits your situation to learn about how this change affects you , and what to do next .


were you actively using REAP benefits on November 24, 2015 does that affect you?


You can keep using your REAP benefits until November 25 , 2019 .


If you applied for REAP after November 24, 2015, can you?


You re not eligible to receive REAP benefits , but you may be eligible for Post-9/11 GI Bill benefits . We ll review your application and give you the benefits you qualify for


You re no longer eligible to receive REAP benefits , but you may be eligible for Post-9/11 GI Bill benefits . Learn more about the Post-9/11 GI Bill


ok tell me the requirements?


Established REAP eligibility before November 25 , 2015 ,


not


You cannot credit your REAP eligibility for your GI Bill Post-9/11 eligibility


hello I need information about how to replace or transfer custom plates


want to know How do I replace or transfer personalized plates?


do not


Want to know if you can replace custom plates that are old or damaged?


Yes


Yes, you must call the Personalized Plate Unit at 1 - 518 - 402 - 4838. Hours of operation are 8:00 a.m. at 4:00 p.m., Monday through Friday.


Do you know that you must pay a fee?


To know the rate you must call the Personalized Plate Unit at 1 - 518 - 402 - 4838.


and can I replace by mail?


You cannot replace or transfer custom license plates by mail.


If you buy the vehicle from a private person?


ask the DMV to transfer your custom license plates when you register the vehicle.


I need help


do you need delayed retirement credits?


no


ok great


thank you


Have you reached full retiremtn age?


not yet.


what if I decided to delay retirement?


ok that is fine. Be sure to sign up for just medicare at age 65


what if I reached full retirement age


If you 've already reached full retirement age , you can choose to start receiving benefits before the month you apply


What 's the best time to start your retirement benefits


in some circumstances your Medicare coverage may be delayed and cost more .


I am very comfortable with the student loan payment process, could you help me?


Don't let the student loan repayment process overwhelm you. You can use this checklist to help you manage and pay your federal student loans. that way it would be easier for you


Do you want to know how to work on this checklist?


Yes i would like to know


Thanks to the checklist, you will discover how to make payments and determine which payment plan is best for you and will know what to do if you have trouble making payments or think you may be eligible for loan forgiveness.


How good and if I should have the lowest monthly payment?


you can select a payment plan based on income, you can have multiple obions


If I don't select a specific payment plan, what can happen?


In that case your loan will be included in the Standard Payment Plan. Please note that you can change to a different plan at any time by contacting your loan manager.


Can you explain what happens better if I don't select a specific payment plan?


there will be no problem since a standard plan is placed and you can change it whenever you want


If I can't make the payments, what should I do?


The first thing is to contact your loan servicer right away for help. Your administrator can offer you temporary or long-term options, such as changing payment plans, deferment, forbearance, or loan consolidation. Get details on what to do if you're having trouble making your payments.


can you give me details of REAP


The Reserve Educational Assistance Program REAP ended on November 25 , 2015 , but under the National Defense Authorization Act of 2016 , some REAP benefits will remain in place for 3 more years . Learn more about what this change means for you .


Does it affect you that REAP is over?


yes


We will find below what best suits your situation to know how this change affects you


ok tell me the requirements?


Established REAP eligibility before November 25 , 2015


not


cannot credit your REAP eligibility for your GI Bill Post-9/11 eligibility


If you applied for REAP benefits, but you didn t start school until after November 24, 2015


You re no longer eligible to receive REAP benefits , but you may be eligible for Post-9/11 GI Bill benefits . Learn more about the Post-9/11 GI Bill


attended a school or training program on November 24, 2015, or during the last semester, quarter, or term ending before that date that you were able to do


You can keep using your REAP benefits until November 25 , 2019


How can I plan for disablity benefits


you may not think of as something that might actually happen to you but chances are probably greater than you  realize and should plan for


What information do you require to apply?


We ask for information about your medical condition , work , and education history to help us decide if you are disabled under our rules for disablitly and supplemental security income


How do you pay ofr disablitly benefits


We pay under two programs he Social Security disability insurance program our adult child also may qualify for benefits on your earnings record


What does the disablilty planner help find out?


How you can qualify and apply for benefits and what happens if your application is approved


Is there information for Attorneys and third parties?


Yes there are some things you should know if you are an Advocate , Attorney , or Third Party Representative


Yes I have an attorney helping me


Can SS provide valuable help to me?


Yes we can provide valuable help


What are the fees and taxes for passenger vehicles?


You can use tax charts to determine registration fee and county use tax.


Is this for original resgistration?


yes and you must pay fees for your plates and title.


What is a county use tax?


A ll residents of New York City must pay a vehicle use tax.


Do you live in New York City or outside of it?


I live outside of New York City.


Where can I see the tax chart for outside counties.


Ask the county where you reside.


Does this include Queens?


Yes vehicle use tax is $15 per year.


How doI apply for benefits?


If you need to report a death or apply for benefits , [6] call 1 - 800 - 772 - 1213 TTY 1 - 800 - 325 - 0778


Do you need to report a death?


No I do not


What if I cannot verify my info online?


we can still help you get the information you need


You generally will not need to file an application for survivors benefits


You generally will not need to file an application for survivors benefits   We 'll automatically change any monthly benefits you receive to survivors benefits after we receive the report of death


What documents do I need?


Please select the benefit you will be applying for from the list below to see what information and documents you may need when you apply


what if I do not have all the documents needed?


You would need to gather them as soon as possible


I just bought a car from a dealer, how do I go about transferring ownership?


I can help you with that, no problem!  [171] Most NY State automobile dealers send the application for a vehicle registration and title certificate to the DMV .s


Did you purchase a vehicle from the dealer?


yes I did.


I would be glad to show you how to file a complaint. learn how to file a complaint [ 7 ]  here.


Ok so i would need to bring proof to the DMV?


yes that is correct.


Will the dealer send the information I need to the DMV?


Thank you for your pateince while I researched the answer. Most NY State automobile dealers send the application for a vehicle registration and title certificate to the DMV


What would I do if the vehicle is a part of a living trust?


No problem.  complete Part II of form DTF-802 for a gift .


My dad has passed away and I am trying to transfer ownship of his vehicle, can you help?


My condolences. they must print the decedent s name in the Seller s Name Print in Full section on the back of the Title and sign their name in the Seller s Signature Section followed by the words as surviving Spouse


Can the owner and the settlor be the same person?


yes they can be.


I have several questions regarding the registration of voters, it'd be great if you could provide some answers.


Are you wondering if you're eligible to register to vote in New York State?


Yes. This is one of the things I've been wondering about.


To register to vote in New York State you must be a U.S. Citizen and be at least 18 years old by the end of this year.


How do I know what my voter registration status is right now?


The NYS Board of Elections provides a website for New York State residents to check their voter registration status.


Ah, great. Will I find voter registration requirements on that website too?


Yes, you'll find full voter registration requirements on the New York State Board of Elections website.


What will happen to my voter registration application?


The electronic voter registration application is transferred from DMV to your County or City Board of Elections for review. Once processed, your County will notify you either that you are registered to vote or additional information is needed to complete your application.


And if I haven't heard from them after more than six weeks passed?


Then you should contact them at the phone number or address provided on the New York State Board of Elections website.


And what will DMV do with my data?


You authorize DMV to send the Board of Elections your digital signature we have on file from when DMV issued you your Driver License, Non Driver ID Card or Learner's Permit. Agreeing to the attestation is the legal equivalent of a handwritten signature.


I have been approved for disability payments but don't know when they will start can you please tell me when my first payment will be?


When was your application approved?


My application was approved on November 12th, 2019.


Did you receive notification of the approval?


No I did not received notification of this approval.


I submitted the application early in November and approval was to be emailed to me. My email address changed so that is why I did not receive the notification. When will my first payment be paid into my bank account?


I see your application was approved on November 12, 2019 so your first payment will be made after the sixth full month after your disability  began which would be May 12, 2020.


Is there any further help for low-income medicare beneficiaries?


Yes there is help for low-income medicare beneficiaries but only your state can decide if you qualify for this assistance.


Where can I find out if I qualify?


You can find this information on the Medicare's page. The information is given under the section "Who Can Get Medicare?" section of the Medicare booklet or you could visit Medicare.gov and find it there.


When I sign into the VA website, can I see any information about VA payments I have gotten?


Are you a military veteran?


Yes, of course. I just need more information about the payments I have already received.


Upon signing into the site, you will be able to see a history of payments for disability compensation, pension, and education benefits.


I just moved and need to change my address for payments. Can I do that on the site also?


Sure, just go to VA.gov, sign in, and go to your profile. When you change your information there, it will update it for all of the departments of the VA that may need your updated address.


I also recently had a baby. Is that information that they need in my profile?


Congratulations on the new addition to your family! You should update your profile with information on all dependents because it can affect the rate of your benefits.


The reason I was asking about payments is that I didn't receive my last disability payment and I should have already. I was wondering if it was already sent or if my moving affected it. Is there anyone I can call to find out where the payment is?


You should definitely call the Veterans Help Line to get that straightened out. If you haven't received the payment, call 800-227-1000. They are open from Monday through Friday, 8 a.m. to 9 p.m. ET.


Yeah, I will do that. They said I should get payment but do you know how long I was supposed to wait? I forget what they told me.


Your first payment should have gone out within 15 days of being approved. I hope you get it all straightened out very soon.


Hi, can you tell me how to estimate federal aid?


So far, it is not available to request the debt estimate.


For when would it be available to request the estimate?


What is the FAFSA4caster?


Do you have to understand all the FAFSA4caster options?


What types of questions can be seen on FAFSA4caster?


You can find financial and other questions that are used to estimate your eligibility.


What is the most accurate estimate?


It is vitally important to answer all FAFSA4caster questions.


What does FAFSA4caster consist of?


It is primarily a useful tool for anyone who is not yet ready to submit a FAFSA form.


what should I do if I'm in default on your federal student loan?


Don't get discouraged. You have multiple options to get out of default.


Are you in default?


Right now no, but I could be soon.


Had the U.S. Department of Education ED stop collection activity during the COVID-19 national emergency?


Yes, the U.S. Department of Education ED has stopped collection activity on defaulted federally owned student loans and/or grant overpayments. In addition, interest is temporarily set at 0 % on defaulted federally owned student aid debt.


What happens if I choose to make three payments on the defaulted loan before you consolidate it?


choose to make three payments on the defaulted loan before you consolidate it.


What is the rehabilitation of the loan?


There are different programs for this. William D. Ford Federal Direct Loan (Direct Loan) Program and Federal Family Education Loan (FFEL) Program


How much can I pay to consolidate my loan?


the required payment amount will be determined by your loan holder , but can not be more than what is reasonable and affordable based on your total financial circumstances


hi could you help me get information about VA education benefits for survivors and dependents


clear you must first find out if you are eligible for VA education benefits for dependents and survivors, also called Chapter 35 benefits


Are you a dependent spouse or child, or the surviving spouse or child of a veteran?


if I am the spouse of a veteran


If that's the case, you may qualify for Chapter 35 benefits or job training through a GI Bill program.


What happens if for some reason I am a dependent who does not meet the criteria that you establish?


You can still qualify for VA education benefits if the veteran or service member transferred some or all of their post-9/11 GI Bill rights to you while they were on active duty.


Am I eligible to receive educational benefits?


You may qualify for VA education benefits under Chapter 35 benefits because you are the spouse of a service member


do you meet the requirements?


I think so


Did your husband die in the line of duty after September 10, 2001?


yes


How do I get these benefits?


To get the benefits you will have to explain the following. Apply for VA education benefits Chapter 35 benefits.


Excuse me, can you repeat me in which chapter is the VA education benefits?


Chapter 35


what can you tell me about Agent Orange exposure in Vietnam or Korea?


Did you serve in Vietnam , including aboard a vessel on the inland waterways or within the 12-mile territorial seas?


Can I get disability benefits from VA?


You have an illness we believe is caused by Agent Orange called a presumptive disease?


no


You are not able to get disability benefits


Do you have a list of diseases related to Agent Orange?


YesReview our list of diseases related to Agent Orange:[43] Served aboard a vessel operating not more than 12 nautical miles seaward from the demarcation line of the waters of Vietnam and Cambodia as detailed in Public Law 116 - 23 , the Blue Water Navy Vietnam Veterans Act of 2019 ,s [44] or   [45] Were exposed to herbicides in a location other than Vietnam or the Korean Demilitarized Zones   [46] Find out how to file a claim for disability compensations


What if I served in or near the Korean Demilitarized Zone DMZ during the Vietnam Era?


you may have had contact with Agent Orange , an herbicide the U.S. military used to clear plants and trees during the war .s   [6] We refer to this as having a presumption of contact .s   [7] Find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange


how to file the claim?


you 'll need to submit :s     [36] that shows you have an Agent Orange related illnesss [37] A medical record


What type of loans does the U.S. Department of Education offer students?


The U.S. Department of Education offers low-interest loans to eligible students. Students may be eligible to receive subsidized and unsubsidized loans based on their financial need.


Are interest rates on loans fixed for the life of the loan?


Some are. You can find out how interest is calculated on the website.


What are the requirements to be eligible for a Direct Subsidized Loan?


You must be enrolled at least half-time at a school that participates in the Direct Loan Program. You must also be enrolled in a program that leads to a degree or certificate awarded by the school. Direct Subsidized Loans are available only to undergraduate students who need financial aid.


Is there something else that I need to do in order to receive my loan?


If your financial aid package includes a federal student loan your school or college will tell you haw to accept the loan.


Thank you I will contact my college.


Yes that is the best thing to do.


I am an undergraduate student, does this allow me to apply for a Direct Subsidized Loan?


Yes as an undergraduate you can apply for either a Direct Subsidized Loan or a Direct Unsubsidized Loan.


I have questions about your security.


Are you trying the online verification process?


Yes, I don't understand it.


Okay.  The process is there to make sure your information in protected.


Isn't important to you that we protect your information?


Yes, I need to know my info is safe.


We have a new process to verify your identity.


What if I don't want an online account?


Are you unable to create an online account?


I don't know if I want to.


That's fine, you can still come into the office to create an account.


What do I have to do in the new process?


You just need to make a username and password.


I need to know what kind of fees I'm going to have to pay when I register.


Is this the first time you've registered your vehicle?


Yes, it's a new car.


First time registrations need to pay the registration and vehicle plate fees.


Can I get an estimate of how much it will cost?


Yes, you can estimate the fees online.


Do trailer fees work the same way?


No, but there is an online estimator for trailers as well.


What about boat registration?


Boats are like trailers and use their own estimate calculator.


Can I estimate the registration taxes online?


Yes, you can estimate the taxes and fees online.


Do I have to pay the plate fees again if I transfer them to a different vehicle?


No, you won't have to pay plate fees again.


Is there a fee for the plates for my car?


Yes, there is a vehicle plate fee as well as a registration fee.


Hello, what types of advice do you give?


Among several options we have the entrance Counseling.


Can you inform what the entrance counseling consists of?


It consists mainly of financial awareness counseling.


What does this procedure consist of?


Sure, it's meant to provide tools and information to help you understand your financial aid.


Can you tell me what is PLUS Credit Counseling?


This is important if you have been informed by the US Department of Education that you have an adverse credit history.


Is admission advice recommended before asking for help?


Exactly, it is important for your first subsidized direct loan, or unsubsidized direct loan as a college student.


When can you ask for advice?


Can you complete the assessment at any time?


Hello. I've been receiving veteran benefits since some time ago, but i've been a little messy with my transactions. Is there a way to know about my doings?


You don't need to worry there. You can go online to get your benefits history.


That would imply for me to register on an online portal, right?


That would be correct. Are you comfortable with that, in order to check your history?


No, i'm not.


But, then again, i suppose it's the only way to check that out. What would i need in any case?


You'll need a Premium DS Logon account, because your current credential MyVetHealth or ID won't work here. Once you get into eBenefits, you'll need to upgrade your account to Premium.


O.k, i suppose i could give it a try. Is there a possibility to increase my benefits?


You can do that by filing a claim for a VA disability increase.


O.k, thanks. Oh i almost forgot. If i need to change something in this online thing, Do I need to go again online to do that?


Correct. That would be the most effective and fastest way, but you can also contact your nearest veterans regional benefit or eligibility office, to make those changes.


I have questions about using Aidan.


I can help you with that. Aidan is a virtual assistant that can answer common questions about federal student aid.


Are you aware of the different tasks that Aidan provides?


No.


How secure is using Aidan?


Very secure. The Federal Student Aid handles and stores your data taken from interactions with Aidan.


What languages does Aidan speak?


English is currently the only language Aidan can speak.


Will my information be shared with third parties?


No. The Federal Student Aid will never share your information with third parties.


How advanced is Aidan?


Right now, Aidan is still in the early stages of development beta mode, but it continues to learn and acquire new skills.


Can you help me with when my benefits will start?


Is your application is approved yet?


Yes, my application has been approved.


Then, your first Social Security benefit will be paid the sixth full month after the date we find that your disability began.


so for example my disability began on June 15, 2018 then when would my benefit begin?


Your first benefit would be paid for the month of December 2018, which would be six full month of disability.


How do I find out more information about the program?


You can go to the Medicare's webpage.


What are other payments that could affect my disability benefits?


If you receive other government benefits, such as workers' compensation, public disability benefits, or pension based on work not covered by Social Security.


Will my payments be reduced or not get at all if I get workers' compensation?


I do not all ready have an estimate about how much I will receive, how do I figure this out?


You can get it online with your personal my Social Security account or use our Benefits Calculator.


What is a loan for college?


We have a link you can follow.


do you need to know what to do when you receive a student loan?


Yes, I would like to know what to do about receiving a student loan.


With a student loan you are borrowing money to attend a college and you will have to repay the loan plus the accrued interest.


What is financial aid officially?


Financial Aid is money that helps you pay for college and they include grants, work-study, loans, and scholarships to help make attending college affordable.


Is there an accessible versiion wmv for FSA video?


Yes, you can access a wmv version.


Where do scholarships come from?


Many nonprofit and private organizations offer scholarships to help students pay for college and it is free money which can be based on academic merit, talent, or a particular area of study.


Is it important to know about my repayment options?


Yes, you should understand your repayment options so you can be successful in repaying your loan.


Hello there. I would like to know about possible housing grants for veterans, please?


Hi, no problem. We offer housing grants for veterans and service members with certain service-connected disabilities so they can buy or change a home to meet their needs and live more independently.


Can i get some benefit if i'm FY 2019?


Sure. You may be able to get up to 3 grants for a total of up to $17,130 trough the SHA grant program.


What kind of service-connected disabilities can help me qualify for a SAH benefit?


Well, in that regard, you would have the following: The loss or loss of use of more than one limb; or the loss or loss of use of a lower leg along the residuals lasting effects of an organic natural disease or injury.


ok, good to know that. Now, what happens if i need money to make changes to a family member's home that i'm living in for a small period of time?


Don't worry, you may be able to get a Temporary Residence Adaptation grant if you meet certain requirements.


All right. And lets say i'm already building my permanent home, Can I get a specially adapted housing?


Yes, you can. If you're under that condition, and meet the requirements, you can get that grant.


Umm, o.k. I suppose those must be true on my part, isn't?


That's correct. May i ask if you own your home?


No, i don't.


Then you can get that benefit.


Hello, what can you tell me about teacher loan forgiveness?


If you are performing teaching service that would qualify you for teacher loan forgiveness.


Great. What is the duration of mandatory forbearances?


Mandatory forbearances may be granted for no more than 12 months at a time.


Are you continuing to meet the eligibility requirements for the forbearance when your current forbearance period expires?


Yes, probably.


Then you may request another mandatory forbearance.


And how do I request such a forbearance?


Most types of forbearance are not automatic you need to submit a request to your student loan servicer, often using a form. For some types of forbearance, you must provide your student loan servicer with documentation to show that you meet the eligibility requirements for the forbearance you are requesting.


What if I stopped paying when my forbearance is not approved?


Then your loan will become delinquent and you may go into default.


Are there any alternatives to this?


Yes, you may consider income-driven repayment.


Is there a time I would be eligible for discharge of my federal student loan?


Yes, you can learn about eligibility requirements of a discharge and how to apply.


What is the discharge criteria?


Do you have William D. Ford Federal Direct Loan, Federal Family Education Loan, or Federal Perkins Loans?


No, I do not.


Were you on an approved leave of abscence when your school closed?


No, I wasn't on an approved leave of abscence.


Did your school close within 120 days after you withdrew?


No, my school did not close.


Then you are not eligible for a 100% discharge of your Federal Loans.


What is the criteria of a discharge then?


When will I be able to get a discharge for a closed school?.


There are certain requirements you have to meet and you must apply for the discharge.


I need to know about Veterans Group Life Insurance (VGLI)


With Veterans Group Life Insurance VGLI ,s [3] you may be able to keep your life insurance coverage after you leave the military for as long as you continue to pay the premiums .s   [4] Find out if you qualify for VGLI and how to manage your coverage .


Am I eligible for Veterans Group Life Insurance?


You:Had part - time Servicemembers Group Life Insurance SGLI as a member of the National Guard or Reserves?


no


You:Had SGLI while you were in the military and you re within 1 year and 120 days of being released from an active - duty period of 31 or more days?


Are within 1 year and 120 days of retiring or being released from the Ready Reserves or National Guard?


Are within 1 year and 120 days of assignment to the Individual Ready Reserves IRR of a branch of service?


Are within 1 year and 120 days of being put on the Temporary Disability Retirement List TDRL?


You are not able to get VGLI


I want to get a better understanding on co-signing for an IDR


A co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request


Are you a co-signer on an IDR plan?


no, but I might be


what will I need if I'm ready to co-sign?


If the IDR applicant completed an Income-Driven Repayment Plan Request that was not part of a Direct Consolidation Loan Application, he or she will click on "Income-Driven Repayment Plan Requests" under "My Loan Documents" to locate and provide you with the Reference Number you need.


what if it is a direct consolidation loan?


If the applicant  completed an Income-Driven Repayment Plan Request as part of a Direct Consolidation Loan Application, he or she will click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate and provide you with the Co-sign Code you need.


and it is the same place to sign in for both?


Yes, you log in to the Co-sign Income-Driven Repayment IDR Plan Request


can either one of us do it?


The spouse of an applicant who initiated an Income-Driven Repayment Plan Request should be the one to complete it.


Hey, good evening. Can you talk me about the process behind a complaint against a inspection station?


Has a complaint been filed against you?


No, thankfully no.


Are you asking about this because you have a unresolved complaint then?


No, i'm not asking for that neither.


You know, it doesn't matter. Look, please clarify me something. Lets say there's a process and i get some penalties from the judge. What should i do there then?


Most important thing there is that your actions have to be aimed to not lose your operating privileges. So, best advice is to pay any fines and penalties imposed by a judge. In any case, you get a notification letter from DMV shortly after the process.


And it happens similarly when it is about a unresolved complaint?


Not quite. In that scenario, your case would be sent to an Automotive Facilities Inspector for a formal investigation. When that happens, is advisable to cooperate fully with DMV's inquiries.


I guess there could be a chance to just pay up and be free of furhter process, isn't?


Well, yes. You can get the chance to admit your charges and then pay a specified monetary amount. If the waiver is accepted, then no hearing is required.


I want to apply for my retirement benefits and need a little extra help


The easiest and quickest way would be to apply online


but you can also call. Will you be needing the number for people that are deaf or hard of hearing?


yes


You can call us at TTY 1-800-325-0778.


thanks, does Social Security do direct deposit if I get benefits?


Yes, bring your bank information so you can sign up for Direct Deposit .If you do not have a bank account you can sign up for the Direct Express card program .


are there other legit places where I can get retirement benefits help?


Yes,  the Benefit Eligibility Screening Tool BEST ,can help identify other Social Security programs for which you may be eligible . there is The Employee Benefit Research Institute. Also the Ballpark E$timator, this calculator helps you get a basic idea of how much you need to save before you retire .


anything for help with pensions you don't have anymore and retirement?


If your pension plan was terminated, you may be able to use the PBGC's Find an Unclaimed Pension tool to find out if you have unclaimed benefits.


and what should I have with me when I apply for retirement benefits?


You need to supply the information we need to approve your application for benefits. You will need Form SSA-1 Information so we can help you


What do my documents need to reflect in order to get a replacement social security card?


Your documents need to reflect your proof of citizenship.


Have you already established proof of your citizenship with us?


Yes, I have already confirmed this.


We would need to see proof of U.S. citizenship such as a U.S. birth certificate or a U.S. passport.


Do the documents have to be current?


Yes, in order for us to accept the documentation it must be current and not expired.


What forms of proof can I use to verify my identity?


You may use a U.S. driver's license, a U.S. passport, or a state issued ID card.


What happens if I don't have any of these forms of identification?


If you don't possess any of these id's, we will ask to see other documents that are current and that can verify your name, date of birth, and preferably a recent photo.


Can I turn in copies of the documents?


No, we must have the original documents. We cannot accept photocopies or notarized copies.


Hello, I would like to know what happens if I receive a traffic ticket in another state?


was the violation carried out in motion?


Yes


Your New York State driver's license will be suspended if you do not respond to a ticket for a traffic violation in any state except Alaska, California, Michigan, Montana, Oregon, or Wisconsin. Your license will remain suspended until you respond to the ticket.


Does the New York State DMV record convictions out of state?


The New York State DMV does not record out-of-state convictions for traffic violations by New York State noncommercial licensed drivers, except for traffic offenses committed in the provinces of Ontario and Quebec in Canada.


What happens if the offender is under 21 years old?


If you are under the age of 21 when you commit an out-of-state alcohol or drug related driving violation and are convicted of the violation, your New York State driver's license will be revoked for at least one year


What if you have a previous alcohol or drug related driving conviction?


Your license will be revoked for at least one year or until the age of 21, whichever is longer.


And what happens to the license when there are convictions for criminal negligence, murder or assault?


The New York State DMV records out-of-state convictions of any New York driver for criminal negligence, manslaughter, or battery, resulting from the operation of a motor vehicle and resulting in death. As a result of any of these convictions, your New York State driver's license will be revoked.


What benefits can I apply for online?


Do you meet criteria to apply for retirement, disability benefits or just medicare online?


Yes, I meet the criteria to apply for benefits online.


You can then complete your application online and you will have to agree to our terms of service agreement and create a log in to your personal account.


What are survivor benefits?


You can use our survivors planners to learn how your family members will be protected.


Why do I need to use the planners?


The planners will help you better understand your Social Security protection as you plan for the future.  Use the benefit calculator to get estimates of benefits.


How will i receive information?


You will receive certain information on how to contact us by pone or to schedule an appointment.


What happens if not able to process my request?


You will then receive information on how to contact us by phone or make an appointment.


How do I find out how much I might get for survivors or disability benefits?


You can use one of our benefit calculators for future retirement, disability, and survivors benefits.


Hey there. I need some information about convictions for assault and how they affect my license.


Of course. The New York State DMV records the out-of-state convictions of any New York driver for criminal negligence, homicide, or assault, which arise out of the operation of a motor vehicle and which results in death.


Do you want to know what this means for your license?


No, I can imagine. I'm afraid I'll lose my license, especially since I depend on it.


I had problems with alcohol and driving before, does this mean my license is gone?


Yes, your license will be revoked for at least one year or until the age of 21, whichever is longer.


Wonderful, FML. What if I fail to answer a moving violation in NY?


Drivers from any state, except those from the six states listed above, will have their driver licenses suspended in their own state for failure to answer a moving violation in New York State.


Well, for how long will my license be suspended? I don't know why I am even asking, my license is going to be revoked anyway.


Your NY State Driver License will be suspended if you fail to answer a ticket for a moving violation in any state except Alaska, California, Michigan, Montana, Oregon or Wisconsin. Your license will remain suspended until you answer the ticket.


But wait, what if all this happened OUTSIDE of NY?


he New York State DMV does not record out-of-state convictions of moving traffic violations of New York State non-commercial licensed drivers, except for traffic offenses committed in the provinces of Ontario and Quebec in Canada.


help me with insurance claims


Is this about a VA decision review? if it is than please Mark your calendar because you have 1 year from the date on your decision to request a decision review .


that is what I am here for


Okay, it's important that you know that you have 1 year from the date on your decision to request a decision review .


noted, now what if I have evidence that I want to submit after the Board's decision?


If you disagree with the Board's decision and have new and relevant evidence that supports your case you can file a Supplemental Claim .You can also appeal to the U.S. Court of Appeals for Veterans Claims .


ok, what if I want to have a senior reviewer look at my case. can you give me some info on that ?


With a senior reviewer you are asking for another review of the same evidence . A senior reviewer will take another look at your case and determine whether the decision can be changed based on a difference of opinion or an error . You can learn how to request a Higher - Level Review from a senior reviewer.


Is one of my options going to court?


Yes, you also have the option to bring an action in a United States district court . You have 6 years to bring such an action after accrual of the right for which the claim is made . You may want to speak with an attorney about this option .


can I ask about filing a supplemental claim?


When you choose to file a Supplemental Claim you are adding new evidence that supports your case or identifying evidence for review .A reviewer will determine whether the new evidence changes the decision .


I need some graduated license law info for a driver younger than 18 with a learners permit


In addition to the learner permit restrictions that apply to everyone, the Graduated License Law places restrictions on drivers under 18 years of age who have a junior learner permit or junior driver license (Class DJ, MJ or DJMJ).


Did you need information on what happens if you don't comply with theses restrictions?


yes


Your junior learner permit or junior driver license could be suspended or revoked for 60 days if you don't comply with the restrictions.


Can I use my Pennsylvania learner permit to drive in New York?


Yes, but you must obey any restrictions imposed by the state that issued your permit and any New York State rules in place.


what are some of the restrictions in NY?


The restrictions depend on whether you have a junior learner permit or a junior driver license, and where and when you will be driving in New York State


Would you like more information on the regions that will affect your driving restrictions?


yes, I'm in Buffalo is that part of anything?


Your driving privileges will depend on what was set for Upstate New York which is defined as any county north of the NYC border


how do I change my jr license to a senior license?


bring your junior license and the Student Certificate of Completion that you received from your instructor to any DMV office


what if I never change my junior license to a senior license?


you are subject to the restrictions for junior drivers until you are age 18 , even if you carry the completion certificate with you


Am I able to get a social security benefit verification letter?


Yes, you can get a verification letter, do you have access to the internet?


Yes, I have internet access.


Would you like more information on how to retrieve the letter online?


Yes, I would like to know how to do it online, that would be great.


You just need to log in to My Social Security to get instant access to your benefit verification letter.


Is there a special number I can call if I am hard of hearing?


Yes, you can call us toll-free at 1-800-325-0778 between 7am and 7pm Monday through Friday.


What is the purpose of a social security benefit verification letter?


This letter serves as proof of your retirement, disability, SSI, or Medicare benefits. It also serves as proof that you have applied for benefits or that you have never received SSI.


Can I use it as proof that I have never received Social Security benefits?


Yes, you can.


can you show me how much of a Perkins loan we can get canceled if we fit a criteria


Did you want to look at a Perkins loan cancellation chart?


Yes I will look at it later but I have more questions?


Did you have any other questions on the chart before we move on?


will it tell us the cancellation rates?


Yes, it will show rates and note when they are different


who do we contact to look into a loan deferment?


Contact your college or your college’s Perkins Loan servicer for information on applying for deferment.


can I apply for a cancellation anywhere they do business?


The application for the cancellation of a Perkins Loan must be made to the school that made the loan or to the school’s Perkins Loan servicer.


so they will know what to do?


Yes, the school or its servicer can provide forms and instructions specific to your type of cancellation.


I wanted to look into the VA's tech classes


Do you want to gain computer experience to start or advance your career in the high-technology industry?


no, just need info for now


What do I need to take these classes?


You must not be on active duty.  Is this true for you?


No, I'm active duty


At this time you are not eligible for the VET TEC program.


but if I was eligible then what kind of help would I get?


If you were eligible for VET TEC you could get tuition for a full-time high-tech training program, and money for housing during your training


so what kind of housing money would I get for going to classes?


The housing stipend would be equal to the monthly military Basic Allowance for Housing for an E-5 with dependents. This is based on the zip code where you attend your training.


Hello i would like to get information about Master Promissory Note (MPN) for graduate students


The MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education, it also explains the terms and conditions of your loan. Graduate / professional students may be eligible for both unsubsidized direct loans and direct PLUS loans, which have different MPNs.


What I need?


first thing is verified username and password FSA ID


and can you receive more than one loan?


You can receive more than one loan under an MPN over a period of up to 10 years to pay your educational costs, as long as the school is authorized to use the MPN in this way and decides to do so.


and for unsubsidized loans?


Use this MPN for unsubsidized direct loans available to eligible graduate / professional students. You may also need to complete an MPN for Direct PLUS loans.


And what do I use for direct PLUS loans?


Use this MPN for direct PLUS loans available to eligible graduate / professional students. You may also need to complete an MPN for unsubsidized direct loans.


Who should complete this?


Do you want to do it in just 30 minutes?


no


I need to find out about medicare health insurance coverage


Medicare is  health insurance program for people age 65 or older


When can I start my lifetime benefits?


At  any point from age 62 up until age 70 .


What if I apply for medicare only what are my options?


you need to be sure that you understand how waiting until later will affect


When I appy for medicare should I sign up for medical insurance part B?