The new REAL ID is optional and is not needed for either being licensed to drive or to vote or register for voting


Have you decided that you do not wish to avail of a REAL ID?


No, I'm just curious as to whether it's the law or not


How do I go about getting a REAL ID?


You can apply for a REAL ID at any time. You need to go to a DMV office. You cannot avail of a REAL ID online, by phone or by way of mail


Are there any documents that are already REAL ID compliant?


The enhanced driver licenses, permits or non-driver IDs along with valid US Passports are already REAL ID compliant


How do I get a REAL ID if I have lost my Social Security Card?


If you have mislaid your Social Security Card, you must get a replacement card before applying for a REAL ID. Further information on how to get a duplicate card is available on the Social Security Administration website.


What if I don't want to get a REAL ID at this moment in time?


If you have decided not to get a REAL ID, please be advised that any license, permit or ID card issued after October 30, 2017 will be marked Not for Federal Purposes


need more info on driver responsibility assessments


if you are convicted of driving while intoxicated. does this apply to you?


yes


you will be required to pay a driver responsibility assessment every year for the next three years


more info please


see pay driver responsibility assessment 2


what happens if i am convicted of an alcohol or drug related violation in new york state?


your license or privilege to drive in new york state will be revoked or suspended


am i eligible for a conditional license?


you may be eligible for a conditional license or a conditional driving privelage


is revoction possible?


your order of suspension or revocation from the department of motor vehicles dmv will indicate a nearby state or county motor behicle office where you may enroll in the impaired driver program


names change?


you may see the two names interchageably.


How are benefits determined?


If You Retire Earlyr  You can retire at any time between age 62 and full retirement age


did you start benefits early?


No I did not


are there pros and cons?


There are advantages and disadvantages to taking your benefit before your full retirement age .   [The advantage is that you collect benefits for a longer period of time  The disadvantage is your benefit is reduced


what if I start benefits early?


Your benefits will be reduced by a reduced a fraction of a percent for each month before your full retirement


oh ok


No matter what your full retirement age also called " normal retirement age " is  you may start receiving benefits as early as age 62 or as late as age 70


no thanks


you may be eligible for delayed retirement credits that would increase your monthly benefit ;


information about Fully developed claim for a VA pension


Sure. The Fully Developed Claim FDC program is the fastest way to get your VA pension claim processed


what if i file a claim in the FDC program


we ll remove your claim from the FDC program and process it as a standard claim .


more about the FDC program


please send us all the supporting documents you have and provide information about supporting documents that you don t have .


I want to re claiming non service connected pension benefits


The evidence must show that you meet the requirements listed below : Your net worth and income are within certain limits And at least one of these must be true about your service .


what are the requirements


Served on active duty for any length of time during a period of war and were discharged due to a service - connected disability


what other requirements are there


Started on active duty before September 8 , 1980


and served at least 90 days ?


Your net worth and income are within certain limits .


I'm not quite sure what I need to do to correct my information on my Social Security Card.


Have you recently changed your name due to the following reasons: marriage , divorce , court order , or any other reason?


Yes I have recently married and have taken my husband's name.


You will need to inform Social Security in order to get a corrected card.


What types of documents do I need?


If you haven't already, you will need to prove your citizenship status.


I haven't, how do I do so?


As proof of U.S. citizenship only certain documents are accepted. These include:U.S. passport ;Certificate of Naturalization N-550/N-570 ;Certificate of Citizenship N-560/N-561 ;Certificate of Report of Birth DS-1350 ;Consular Report of Birth Abroad FS-240 , CRBA


Do I need other documents?


We will also need to see your Employee identification card which must be current, not expired and show your name, identifying information such as date of birth or age and preferably a recent photograph


And how do I prove my name change?


Proof of your legal name change must be shown and we accept an official Marriage document.


Hello, who can use the retirement estimator?


You have enough Social Security credits at this time to qualify for benefits


I am getting medicare, can I still use the estimator?


YEs you can.


Is it accurate?


Unfortunately We can t provide your actual benefit amount until you apply for benefits


are there other benefits to this?


YEs please use one of our other calculators


Is there a time limit to look at each page?


Are you worried abnout security?


no


there are time limits for viewing each page .s     [31] You will receive a warning after 25 minutes without doing anything


I need help applying for retirement benefits.


Are you applying for benefits?


Yes, I want to apply.


It's easy to apply online.


What if I don't want to do it in English?


It will give you the option to schedule an appointment to apply in your preferred language.


Does it take a long time to fill out?


No, you can finish it in as little as 15 minutes.


Can I apply in advance for benefits?


Yes, you just can't check the application status until 1 month before you start getting benefits.


When you process the application?


A soon as we have all of your information and documents, we will process your application.


What comes next after I finish the application?


You will be asked to confirm the truthfulness of your answers while being recorded.


Hello, I would like to know the Terms of Service of the MyDMV account


can I give you an INTRODUCTION of those terms


you want to know what happens when you sign up for an account?


do not


want to know what to do after completing your registration?


Yes


You can use your permanent login username and password to access applications and services.


Can they deactivate my account for security reasons?


Yes, the use of your MyDMV account depends on the validation of your identity by NY.gov.


and who will deactivate the account?


In the event that NY.gov disables access for any reason, for example, it cannot validate your identity


and after registering I can insure in another agency?


I already tried to log in with the same Username and Password?


I am looking for information regarding what benefits my children may qualify for?


Do you qualify for Social Security disability benefits?


No, not at this time


What are the requirements for my children to qualify for benefits from my Social Security record?


If you qualify for Social Security disability benefits, your children may also qualify for benefits. Eligible children are classified as your biological child, adopted child or stepchild. Dependent grandchildren may also qualify


What are the rules governing when children can receive benefits under my Social Security record?


The first rule is that your child must be unmarried


Are there any publications that I can view regarding benefits?


You can view the following publications; Disability Benefits, Benefits for Children and also What You Need To Know When You Get Social Security Disability Benefits


Is there any way that a child can receive benefits after the age of 18?


If a child is till in full-time education at a secondary or elementary school at the age of 18, benefots for the child will continue until the child graduates or until two months after the child turns 19, whichever is first


Hello I need information about What are the acceptable proofs of ownership?


Do you want to buy the ATV from an out-of-state ATV dealer?


Yes


If you purchase the ATV from an out-of-the-state ATV dealer, acceptable proof of ownership may include a manufacturer's Certificate of Origin or a manufacturer's Declaration of Origin, and the dealer's bill of sale.


If the ATV is transferred by an individual, can it?


If the ATV is transferred by a private person, acceptable proof of ownership is a New York State or out-of-state transferable certificate of registration or title signed by the previous owner to transfer the property to which


What happens if I don't have one of these documents?


In that case you must provide other types of proof


Do I need insurance coverage for my ATV?


You do not need insurance to register your ATV. However, you must have insurance unless you only drive your ATV on private property.


and under 15 years old can you drive?


Children 10-15 years old can only drive an ATV with certain requirements


ok thanks, another question that this topic focuses on?


this focuses on registration


What do I need to know about Diesel Opacity Emissions?


Testing isn't required in some areas of New York or for out of state registered vehicles, but vehicles can be tested at any time.


Have you failed a roadside inspection?


No, I haven't failed a test.


Which vehicles should be inspected?


Diesel vehicles 1997 or newer and over 8500 pounds that are registered in New York.


Do diesel vehicles need inspecting?


Yes, non-exempt diesel vehicles need to be inspected.


Do light diesel vehicles require inspections?


Any vehicle over 8500 pounds requires inspections.


What if my inspection certificate expires while I'm outside the DEMA?


You can apply for a temporary waiver certificate.


How do I get started?


is anyone in your house deceased?


yes


Ok thank you for that response.  If the deceased was receiving Social Security benefits , [35] you must return the benefit received for the month of death and any later months


Can I get a lump sum


the surviving spouse can still receive the lump - sum if , during the month the worker died


What if I already receive benefits as a spouse?


So you receive benefits?


no I dont


Are you of retirement age?


You can apply for retirement or survivors benefits now and switch to the other higher benefit at a later date


I am looking for information regarding benefits for my widow when I pass on


Just to let you know, you are not alone in this situation, there are about five million widows and widowers receiving monthly Social Security benefits based on their deceased spouse's earnings record


Will your wife be relying on benefits based on your earnings should you pass away before her?


Yes, she would


What happens if my spouse remarries? If their future spouse is a Social Security beneficiary and the amount they receive  is more than the widow's benefit on my record, what happens?


In this instance, your spouse will receive a combination of benefits that equals the higher amount applicable


How do you actually define widows and widowers?


We define the disability of widows and widower exactly the same as we define disability for workers


What benefits are available for my children after I die?


Any unmarried children that you have up to the age of 19 if attending elementary or secondary school full time are eligible for receipt of Social Security benefits when you pass away


Do you need further information in this regard?


Yes, I would like to receive guidance and any further information you may have


I will refer you to our publication in this matter, all your questions will be answered in this particular bulletin


If my widow is in receipt of benefits after I die and is then entitled to receive benefits in her own right, what happens?


In a situation like this, your widow can switch to their own retirement benefit from the age of 62. This is, of course, dependant on whether they qualify for retirement benefits and that these benefits are higher than their rate as a widow


How do I get these benefits?


You ll need to file a claim for disability compensation .


you ll also need to fill out this additional form: An Application for Annual Clothing Allowance VA Form 10 - 8678 Download VA Form 10 - 8678 PDF


what else should i fill


Application for Annual Clothing Allowance VA Form 10 - 8678 Download VA Form 10 - 8678 PDF


how is the payment?


To get your yearly payment. you ll need to qualify by August 1 of that year .


What happens if I manage to qualify


you ll receive payments between September 1 and October 31 .


what I have to take to the local VA medical center?


Bring it to the prosthetic representative at your local VA medical center .


You have more than one prosthetic or orthopedic device , ou have more than one skin medicine.


skin medicine affects more than one type of clothing?


You may be able to get more than one payment if you meet at least one of the requirements listed below


I want to see about a student loan discharge


I can help you learn more about false certification discharge to see whether you might qualify


can I be helped if I am the parent of a student and the loan was to me?


Yes, we can help you


one of my problems is that I think they have done things without my consent or don't I have to sign off on things, so what can I do?


You can Complete the Loan Discharge Application: False Certification Unauthorized Signature/Payment form if you believe that an employee of the school that determined your eligibility for the loan signed your name on the promissory note or other loan documents without your authorization


do they discharge the entire loan if they did something wrong?


Do you know if you meet the eligibility requirements for a discharge?


I do, I think


If you receive a loan discharge the entire remaining balance of your loan will be discharged, and any payments made on the loan will be refunded.


so the unauthorized signature form can be for someone messing with my loan?


If you believe that an employee of the school that determined your eligibility for the loan signed your name on the promissory note or other loan documents without your authorization then you should complete the form


Hi there. I would like to get some information related on disability benefits.


Sure, no problem, we are here to help you to learn about your benefits, and any other doubt you may have.


have you already received any social security benefit before?


Yes, I have already receive some of this benefits.


Great. So we can just give you information as well as help you to manage your benefits online.


This can be done from home?


Yes, you can. Through the online process from any computer.


Great. To do this, do I have to give any more documents?


Yes, we can ask you for some few documents, such as your birth certificate. Do you have one with you?


Not right now. I'll have to ask for one.


You will need it for sure, if you don't have it, then we can proceed.


This service is only offered in english?


The online application is only in english, but this will give you the option to schedule an appointment to apply for  the benefits in your preferred language.


Could you please give me information as to why I would need to contact a national cemetery directly?


You would have to contact a national cemetery directly to schedule a burial for an active-duty service member or to cancel or reschedule a burial.


Are there any other reasons why I would have to contact them?


Over and above the reasons already mentioned you will also have to contact a national cemetery directly to change any information you already provided to the scheduling office.


Is there any financial help available to help pay for burial costs?


Are you the spouse or a designated legally chosen family member of a Veteran?


Yes I am the spouse of a Veteran.


As you are the spouse of a Veteran you may be able to get financial help for burial and funeral costs.


Could you provide me with information about the Burial at Sea Program?


Do you have a specific question about the Burial at Sea program?


Yes I do, who should I contact about it?


I need information about applying for health care


Are you trying to update your personal, insurance, or financial information from an earlier application?


no


Do you have information on how to get care at home?


You will need to fill out an Application for Extended Care Services


can you tell me how to apply in person in spanish?


Para llenar su solicitude en persona, encuetre el Centro Médico de Veteranos mas cercano o reciba ayuda por medio del Departmaneto de Veteranos de su estado.


how do I apply in person? in english please


Go to your nearest VA medical center or clinic. Bring a signed Application for Health Benefits which is VA Form 10-10EZ with you. We can help you find a VA medical center or clinic near you


will it take more than a few weeks to hear back from you after I apply?


If more than a week has passed since you gave us your application and you haven’t heard back, please don’t apply again. You should call our toll-free hotline at 877-222-8387, Monday through Friday, 8:00 a.m. to 8:00 p.m. ET.


Oh, hi. Please, i'm looking for some info about family benefits. could you help me out?


Are you currently receiving any disability benefits?


Yeah, i started to receive it recently.


Well, in that case, i can tell you that some members of your family may also qualify to get benefits on your record.


That sounds good. Say, do you know how much could be the total amount perceived?


That depend on the factor of how many family members get qualified on your record, aside from the amount of your benefit. For that reason, final amount can vary, but mostly it reaches between 150 to 180 percent of your disability benefit.


Oh, that sounds great, really sweet. do you know an estimate of how much each family member could receive?


In that regard, each member can get, if qualify, up to 50 percent of your disability benefit. Of course, in this cases as in many others, there is a limit which we cannot cross and so your family receive certain up to certain amount.


Um, it makes sense, of course. Look, what about if my spouse was on Social Security too?


Are you spouse about to get retirement?


Yeah, my spouse is waiting for that.


Perfect. In that case, your spouse will receive its amount first. However, if your spouse benefit on your record is higher, then your spouse may receive a mix of benefits that would equal the higher amount.


Ok, ok. i'll keep that in mind. Now, i'm in a second marriage, so my ex-wife could receive some benefit too?


Yeah, in fact she/ he can receive that. In that regard, your ex-spouse must comply with the following: have been married to you for the last 10 years and to be at least 62 years.


I want to know about the ignition interlock device.


this is a device used to measure the alcohol content in the breath of a driver. The device connects to the vehicle ignition system and prevents the vehicle from starting if the results are not satisfactory.


did a court ordered you to use an ignition interlock?


No, it didn't.


How can I remove an ignition interlock restriction from my driver license?


You have to ask your ignition interlock monitor to give you a form that states that you no longer have to install the device, then submit that form to the DMV to get you a new document without the restriction.


Can you tell me about the Leandra's law?


This is a law created in November 2009, in honor of Leandra Rosado who was a child that died in a car accident in a vehicle drove by the intoxicated mother of one of her friends.


Please tell me about the different parts of Leandra's Law and the penalties for conviction.


The law states that no person shall operate a motor vehicle under the influence of alcohol or drugs while having any kids 15 or younger as passengers.


Did the law established any new class of felony?


yes, the law established a new Class E Felony.


tell me some of the penalties for conviction.


Two of the penalties are, the conviction of the person to either a period of probation or to a conditional discharge, and the installation by court order of an ignition interlock device. in any vehicle operated by the convicted person.


How do you decide if an adult child is disabled for SSDI benefits?


If a child is age 18 or older


Yes they are


What happens if the adult child get married/


Has  he or she receivesd benefits as an adult disabled since childhood


yes


the benefits generally end if he or she gets married


What about if they have been receiving SSI on their own record? Is there other options?


benefits may be payable on a parent 's earnings record . Higher benefits might be payable and entitlement to Medicare may be possible


How do you evaluated this?


We evaluate his or her disability the same way we would evaluate the disability for any adult


How can I find out some more related information?


Read Apply For Disability Benefits Child Under Age 18 and Family Benefitss


Can you help me review what I need to do with my FAFSA form?


Sure, we can review what you have to do.


I am ready to fill out my FAFSA form now.


Then you should get started!


Is it hard to fill out the FAFSA?


It is an easy and straightforward process to fill out the FAFSA and you just need to select the Fill Out the FAFSA button on the home page and just follow the directions on the page.


What if I am a dependent student?


You would need your parents' social security number.


What do financial information do I need to fill out the 20219-20 FAFSA form?


You would need you 2017 tax information.


Do I need to report my parents' info?


Are you a dependent student?


No, I am not a dependent student.


what documents do I need to get a Social Security Card?


Have you legally change your name?


I did change my name.


then you should first inform Social Security.


where can I apply for a work authorization?


You can go to either the Department of Homeland Security DHS , U.S or the Citizenship and Immigration Services USCIS


for F-1 students currently working in curricular practical training what else is needed?


in that case, the Form I-20 must be provided together with the employment page completed and signed by your school official.


In case I need to give you as an evidence of a legal name change, can I use my old document, with my previous name?


yes, that would work if you changed your name more than two years ago, four if you are under 18, and your ID is not enough to identify you in our records.


What can I do if DHS did not authorize me to work?


for that matter, we would change your name on our records but can't give you a corrected card.


Talk me about the Tutorial assistance, please


Are you re using VA educational assistance?


Yes, I do.


Being like this, we may help you pay for a tutor.


What if I'm re using the Montgomery GI Bill MGIB?


In that case, you can get up to $600 before we charge your benefits.


How can I get this benefit?


Your teacher at your school must agree that you need a tutor and write a letter on your behalf and he/she should send the letter to your school's certifying official and add a copy to your VA student file.


How do I know if I am eligible for this benefit?


Are you re enrolled in an educational program for half-time or more?


No, I don't...


You are not eligible if you are not re using VA educational assistance.


Does my record show on my PRIP?


If it needs to, it will. You can request confirmation at a local branch.


I think it does; will it be there?


Yes, if needed, it will be.


Can I also get a copy of my record sent to me?


Of course you can, you can do it at a local branch.


What effects do points have on my driving record?


You can see that using a referenced document or at a local branch.


But what if I got a revoked status?


You can check to see if point reduction will remove said revoked status, or you can go to a local branch.


Can I get them reduced?


Yes, via a point reduction class or taking the road test over again.


Will it hit my record before the 10 weeks it says it will?


Perhaps. It all depends on the reporting agency.


Good morning.Was wondering if you can give me some info about the retirement estimator, please.


Do you want to know about how it works?


No i don't want to know that, but other thing.


Are you interested to know if you can apply to use the estimator?


No, neither that.


Ok. Then maybe you want to know about how much time you can spend on each page of the estimator?


Yeah, that one. I need to know that.


Have you tried the page before and got a time warning? Is that the cause for your request?


No, nothing like that, i can assure you that.


It doesn't matter. Please, i want to know something. I can get an estimate if i'm receiving Medicare benefits?


Yes, you can. It doesn't matter if you are only receiving Medicare benefits, still you cna get an estimate.


Ok that's a relief. Now a last question. Yo mentioned about time limits in the page, what can you tell me about that?


There's a time limit, for security reasons, so you only can stay 25 minutes before receiving a warning for inactivity. In any case, you'll be able to extend your time if you need it.


I just need a little help with the retirement estimator


Do you want to know how it works?


no, I need help with something else


Are you trying to find out if you qualify to use the Retirement Estimator?


No, not that either


Are you having trouble with the time limits for viewing pages?


Bingo, that's my issue


There is a warning that you will receive if you leave the page for over 25 minutes without doing anything. It is done for security reasons, is that the issue you are having?


No, I don't think that is my problem


I know I've been on there for more than 25 minutes and it didn't kick me out or do anything for security reasons, so why am I able to use it for more than 25 minutes without doing much?


It wouldn't kick you out after 25 minutes. For security reasons ,there are time limits for viewing each page . You will receive a warning after 25 minutes without doing anything , and you will be able to extend your time on the page .


Hey there, i'm in some situation and have to do something about my student loan. I heard i could deferment it, but i need guidance. Can you help me there, please?


You did right. It could be some considerations to be done before you choose a to do a deferment. With a deferment, you won't have to make any payment for your loan, but equally, any progress to pay back your loan will be halted, so it could be a risky choice.


Umm, yeah, and that could be bad. Can you give me an alternative to that, then?


Of course, no problem with that. You can always consider to use an income-driven repayment as a more healthy alternative, so you don't have to delay your payments.


Well, that certainly looks like an alternative. I'm not saying anything, but, if i really need a deferment, you know, because my economy, can i get one?


Well, if you qualify under certain circumstances, indeed you can get a deferment. I have to ask then, Are you receiving welfare benefits right now?


No, i'm not on any of those plans right now.


Good. Next, then. Are you working full time, but happens that your earnings are below 150% of the poverty guideline, based on your family size and state of residence?


Thank God, no. I'm not employed right now, but my family are well for now.


That's good. Lastly, Are you by any chance, serving on the peace corps?


No, sorry, but no. I've never been on service for any group like that.


If that so, then i'm very sorry, but you can't get any deferment through this way. You should look for alternatives.


Is it worth my while to apply for as many scholarships as possible, or will this go against me?


The best advice is for you to start early research into what scholarships are available


Does a scholarship affect my student aid and if it does, to what extent?


If you are awarded a scholarship, you need to inform your school of this. They will then subtract the amount of the scholarship from the financial aid that you have been offered. Any amount of funding that is left over can be covered by other financial aid, which you will still be eligible for


Where does the funding from a scholarship go to?


The scholarship funds are used to pay for the cost of attendance and also take over what other financial aid would cover, for example, loans that you may have been offered


Am I eligible to apply for a scholarship along with student aid, or is it possible to get both?


A scholarship does affect your student aid as you cannot earn more in financial aid than the cost of your attendance at college or career chool


Do you have any questions in relation to scholarships and how they affect other funding?


Yes, I do, can you help me?


The best advice is for you to contact your financial aid office in your school, they will have all the necessary information


Are there different types of scholarships that are available or are they all just basically the same?


Some scholarships are merit-based, where the scholarship giver sets standards and the applicant meets or exceeds these standards. These merit scholarships can be awarded based on academic success or a combination of academia and a special talent, trait or interest


Hello I would like to become an instructor at a driving school. Would you tell me a bit about the requirements?


Certainly. In order to be certified you must be employed by a licensed driving school and be at least 21 years of age.


Additional information is available as well. Would you be interested in receiving it?


Yes please tell me about this information.


You must contact DTP or Drier Training Program for said information.


Is there additional training if I want to be a fully qualified instructor?


Yes there is a 30-hour Teaching Techniques and Methodology course for those that wish to teach the Pre - licensing Course.


Are driving schools investigated on a regular basis?


Yes the DMV conducts inspections and audits that require driving schools to follow requirements and typically the regulations of the municipality in which it is operating.


Will I receive an official certificate once I pass all the required exams?


Yes and you must possess this certificate at all times while providing driving instructions.


What is the address of the DTP please?


New York State Department of Motor VehiclesBureau of Driver Training Program6 Empire State Plaza, Room 327Albany, NY 12228473 - 7174


Hello, how do I proceed to obtain a Social Security Card for my kid?


You require proof that your child is a U.S. citizen.


Do you possess a U.S .- State - Issued birth certificate that recorded his or her birth before age 5?


Yes I have that somewhere.


Well then you must present it to Social Security.


What if I can't find it or it's lost?


In that eventuality we can consider other documents, like your child 's passport as proof of his or her age.


He never had a social security card, do I need to prove that?


Yes we need evidence through documentation of that fact.


What if I don't have his passport?


Other documents that might be accepted include a State - issued non - driver 's identification card or an Adoption decree.


Is a passport just as good as a birth certificate for proof of how old he is?


Other documents , such as your child 's passport , may be considered as proof of his or her age.


I have some questions about the FAFSA process.


You can get in-depth information about the FAFSA form and what to expect after you turn in your application.


What are some trending topics?


One such topic is which school year should I select if I am applying for a summer session, is this helpful to you?


Yes, this is the topic I need help with.


Are there common questions I can get answered as a FAFSA filer?


yes, we can answer a lot of questions you have about FAFSA.


Can I get help with the FAFSA process before I begin?


Yes, we can help you with the FAFSA process before you begin.


Can you tell me the next steps after the FAFSA form?


Yes, we can give help with what happens after you submit your FAFSA form.


How can I get help using the FSA ID?


We can help with FSA ID that you use on the Federal Student Aid websites.


hello i would like to get information about new applicants


not currently on an income-based plan and want to apply for one?


yes


You can request an income-based payment plan that limits your payments to a percentage of your income


What plan could be suitable for me?


East: Income - Contingent Repayment Plan ICR Plan


How do I calculate my payment if my income has changed?


you can request that your income-based payment be recalculated to reduce your current monthly payment


Who should complete this?


Borrowers who are not currently on an IDR plan looking for a lower monthly payment on their federal student loans


Is there a repayment plan?


of course As you earn the REPAYE reimbursement plan


I need help with planning my retirement benefits.


Would you be interested in using our online calculator?


No, I'm not sure what that is.


How accurate is this calculator? Does it calculate benefit increases?


Yes, our calculator is updated regularly with new benefit increases.


I want it to be as accurate as possible, do you have any other tools that can help me?


Yes, we do. Our Detailed Calculator will ensure that you are given the most accurate estimates.


How do I use it?


First, you will need to enter all your past earnings.


This is for the Detailed Calculator, am I right?


Yes, you are correct.


Are other family members eligible for survivor benefits?


Do you need to know what family members are eligible?


Yes, I would like to know if they are eligible.


Do you have a stepchild, grandchild, step grandchild, or adopted child?


No, I do not.


Then you do not have family members that are eligible.


Are there any special situations I should know about survivor benefits?


Have you all ready received benefits as a spouse?


Yes, I receive benefits as a spouse.


Then it will be easy and your benefits will automatically switch over to survivors benefits once we receive the report of death.


Is there a maximum limit to the amount a family could get?


Yes, there is a limit to the amount family members can receive each month and it varies but is generally between 150 to 180 percent of the basic benefit rate.


I'm selling a car 'as is' and need more info


Okay, some exceptions allow you to use a Salvage Certificate to sell a vehicle as "junk". The DMV cannot issue a title certificate or a registration to a junk vehicle or a salvage vehicle that is rebuilt unless the vehicle passes a salvage vehicle examination.


did you need help with the title certificate?


no


how recent are these new rules?


They started in the Summer of 2018


Anything new with surety bonds?


Are you trying to get a surety bond?


yes


You need to contact a surety insurance company to get a surety bond. Make sure that the business name and mailing address on the bond exactly match the business name and mailing address on your DMV facility license. Don't forget to write your Facility Number on the bond


where can I get more information on all of this?


The best source of information is the NY State Dealers & Transporters Regulations PDF


Can you help me and tell me where should I begin?


You can apply online for Medicare even if you are not ready to retire .   [4] Use our online application to sign up for Medicare


ok thank you


You can apply online for Medicare even if you are not ready to retire .s   [4] Use our online application to sign up for Medicare


Where can i get more information on this?


visit Applying for Medicare Only Before You Decide


are there other options  as well


You can also apply By phone - Call us at 1 - 800 - 772 - 1213 from 7 a.m. to 7 p.m. Monday through Friday .


When should I apply?


You should sign up for Medicare three months before reaching age 65 , even if you are not ready to start receiving retirement benefits


Who is medicare managed by?


Medicare is managed by the Centers for Medicare and Medicaid Services CMS


are there other medicare options?


You can also apply : By phone - Call us at 1 - 800 - 772 - 1213 from 7 a.m. to 7 p.m. Monday through Friday


Can a person apply online for medicare only?


have you enrolled in medicare?


no


can I apply online for medicare?


are you at least 64 years and nine months?


are there other enrollment options?


You can also apply  By phone - Call us at 1 - 800 - 772 - 1213 from 7 a.m. to 7 p.m. Monday through Friday


I am not currently getting social security retirement can I still apply?


yes


Who can apply for Medicare online?


You can use our online Medicare application if you  Are at least 64 years and 9 months old


Hello I need information about Which vehicles are subject to California emission standards?


is your vehicle exempt?


do not


How do I meet the standard?


your vehicle must meet the California emissions standard if you have less than 7,500 miles on the odometer and you are  a 1996 model year or a newer light duty passenger or van vehicle that has a GVWR gross vehicle weight rating of 6,000 lbs or less


How can I find out if my vehicle meets the California emissions standard?


Do you want to know how to determine if a vehicle meets the California emissions standard?


My vehicle meets the California emissions standard, but this is not stated in the MCO, or I do not have the MCO. What I can do?


You or the car dealer can certify compliance on a 'Certificate of Compliance or Emission Exemption' form MV-74.


Hello, I would like to obtain information about the Mitigating Circumstances Test


You should know that a satisfactory repayment agreement has been established and six months of voluntary monthly payments have been made, consecutive and punctual.


Have you reviewed the above information and no longer want to document mitigating circumstances?


in that case you have the various options


How can I ensure that when you send the mail it does not reach the spam mailbox?


To prevent our emails from reaching your spam or junk email, please add StudentLoanSupport@ed.gov to your list of trusted senders.


and what documentation is required?


A copy of the actual version is essential.


and can it be a collection account?


Any open or closed account that has been placed in collection during the two years prior to the date of the credit report with a balance greater than zero.


and a charged account works too?


yes. Account charged: Any account opened or closed that has been canceled canceled during the two years prior to the date of the credit report with a balance greater than zero


I want to know about the IT Standards Library, especially about the General and Federal Guidelines section.


this is the section that highlights federal organizations involved in establishing and coordinating the implementation of federal laws, regulations, standards, and guidelines applicable to information and information technology management.


Do you want to know about the resources available to you?


Not right now.


Please tell me some of the resources available about the Lifecycle Management Methodology.


Apart from the Lifecycle Management Methodology in itself, you can also get information about the LMM Tailoring Plan Template.


and about the General and Federal Guidelines section, to what agencies it applies?


The standards and guidelines from this section apply to all federal agencies and departments.


What is the purpose of the Lifecycle Management Methodology?


the LMM is a comprehensive process for managing information projects from vision to retirement.


Tell me a bit about the Federal Student Aid Specific REsources section.


this section includes documents that are specific to the Federal Student Aid IT lifecycle for all projects and it also contains all pertinent references that an IT project may be required to comply with.


I need help with changing my address. Can you walk me through the process?


Of course. Do you want to update the address on your license, permit, or ID, vehicle registration and title?


Yes, I do.


Are you moving?


Yes, that's the reason why I want to change the address.


Then you must report a change of residence address on your license, permit, non-driver ID or vehicle records to the DMV within 10 days.


What else should I consider if I'm changing my address?


You can write your new address on the back of your driver license, non-driver ID card or learner permit, and on the front of the registration document carefully draw lines through the old address. Do not write the new address on a title certificate.


What if I rather want to replace my documents for up-to-date ones?


In that case, be sure to include payment. You can find payment information on the Change Address (MV-232) form.


Can I also change my address by mail?


Sure. To change your license, permit, non-driver ID and/or the address on your registration, simply mail a completed Address Change (MV-232) form to us.


Good, what is the Benefits Planner?


It is noteworthy that Social Security can provide benefits to several of your family.


Perfect, what else do I need to know?


What is Disability Benefits?


You can review the Disability Planner to find information regarding benefits.


It is important to highlight that you must be retireable.


Where can I find more information?


You can also qualify if you are disabled.


What else should I know.


Of course also when when you die.


The benefits cover you, your spouse, and other eligible family members.


What are the survivor benefits?


You can find that information in the Survivor Planner.


How does one qualify?


Have you worked or have a medical condition?


no


What if an adult child is disabled?


We send the application to the Disability Determination Services in your state that completes the disability decision for us


What if the adult child gets married?


If they are disabled ,  they can speed up the application process if they complete an Adult Disability Report and have it available at the time of their appointment


how do I qualify?


To qualify for Social Security disability benefits , you must first have worked in jobs covered by Social Security


is my condition listed?


we maintain a list of medical conditions that we consider so severe that it prevents a person from completing substantial gainful activity


What do I need to register my ATV for the first time?


Do I need to register my ATV if I live in both NY and another state?


Do I need to renew registration if it is not new?


How do I get a copy of my declaration of exemption?


What if I do not operate my ATV  on the highway


Onl y part of a highway between two off highway trails will be posted for atv use


What if the ATV was not previously registered from a NY dealer


You must complete a vehicle registation/ title application at the NY DMV


What if the vehicle is over 70 inches wide


Then it will not be regarded as an off road vehicle


Who can operated the ATV


Any one who has completed the safety training course approved by the DMV


Can other family members be eligible? for Survivor benefits


Yes, do you want to know which family members may be eligible?


yes


Do you have a stepchild, grandchild, grandchild, or foster child?


if I have


Do you have parents alive?


Unfortunately not


for now, only your stepchild, grandchild, grandchild or adoptive child may receive the benefit


in case of a widow or widower?


You should know that a widow or widower can start receiving a benefit at a reduced rate, and then, at full retirement age, switch to the other benefit at a non-reduced rate.


How do I get married after I turn 60?


your new marriage will not affect your eligibility for survivor benefits


what will the time it takes to repay a loan look like?


Payments are fixed and made for up to 10 years or between 10 and 30 years for consolidation loans.


Would you like to know how this benefits you?


no just wanted to know how long it takes


what loans are eligible for the standard repayment plan?


Several loans from the Direct Loan Program and the FFEL Program are eligible for the Standard Repayment Plan


do we get to choose a payment plan?


You have the option to choose a repayment plan. If you don’t choose a repayment plan your loan servicer places you on the Standard Repayment Plan.


should I just let them leave me on the standard plan?


The Standard Repayment Plan saves you money over time because your monthly payments may be slightly higher than payments made under other plans, but you will pay off your loan sooner. You end up paying the least amount of interest over the life of your loan.


can I use other loans to have you look at when you work out the repayments on a Direct Consolidation Loan?


Yes, list those loans on your consolidation application in the section for listing loans that you do not want to consolidate, but want considered in the determination of your repayment period.


I need to make a change of address


Do you want to report a change of business address?


No


What if the new location was previously registered as a repair shop?


Please provide the Facility number or name of that shop. This may be accepted as proof of zoning


What happens if I have an Inspection Station License?


Please see Inspection Station Cap Information for more details


Where can I call to get more information?


You can also call the DMV Office of Vehicle Safety and Clean Air at 1 - 518 - 474 - 4653 to get the form , or call 1 - 518 - 474 - 0919 to get more information


How long will it take to receive the replacement docs?


You will receive a replacement document in the mail in approximately 5 to 7 business days


How long does it take to process the application?


It will take 6 to 8 weeks for us to process your application


What form do I need to report a change of address?


You must complete a Statement of Ownership and/or Permission to Use Place of Business pdf VS-19


Hi. I just broke my leg and I can't do my job because I can't walk around. Can I get disability for that?


I am sorry to hear that you are injured. Did you injure yourself while you doing your military service?


Yes, I hurt myself while working.


You might be able to get a temporary 100% disability rating and benefits if you meet certain requirements.


But I hurt myself at work. Are there more requirements than that?


Yes, there are, but I can walk you through them to see if you qualify. Did you get your treatment for your injury at a VA approved medical facility?


Yes, I did. Can I get benefits?


Just one more question about your broken leg. Is one of your major joints immobilized by your cast?


Or did you have any surgery on the leg?


My cast immobilizes my ankle and knee.I did have a surgery on it before they put the cast on too.


If you are expected to take over a month to recover, and if you are using a wheelchair or crutches, then you should qualify for temporary disability benefits.


The surgery hasn't healed yet and they say it's going to be about three months for me to recover. That counts right?


Yes, you do meet all the requirements to qualify for disability benefits with the VA.


Hi, I'd like to know what happens if I don't answer a TVB traffic ticket?


Do you have a traffic ticket that has not been answered in time?


do not


do you want to remove the suspension?


Yes


To withdraw the suspension, you must contact the court responding the ticket pay $ 70 termination of the fee suspension


What happens if I plead guilty to a violation that results in 5 or more points?


Do you have 3 or more alcohol related convictions in your entire driving record?


Do you want to know what to do to respond to this type of traffic ticket?


To respond to these types of traffic tickets, contact the court directly.A suspension due to a traffic ticket is an 'indefinite' suspension. An indefinite suspension means your driver's license or driving privilege is taken from you until you pay a $ 70 suspension suspension fee and have a valid driver's license.


How do I start the online application?


Click on the Apply for Retirement Benefits to begin the application.


Are you stuck on a screen?


Yes, I don't know the answer to some of them.


You can skip it and go back to it later.


How far in advance can I do the application?


You can apply at any time, you just won't be able to check the status until 1 month before benefits start.


I answered all the questions, now what do I do?


Click on Submit Now


Is online the only way to apply?


You can also apply over the phone.


Can I check to see if I'm eligible under my spouse?


We will let you know if you are eligible under your spouse's record.


Hello. I have a minor criminal conviction on my record and wanted to find out if I can still get student aid with it.


Of course. Always make sure you understand your status, and don't assume you can't get aid.


Yes, but you see, I was charged for the possession of drug and now I no longer get student aid. What can I do?


In that case you can regain eligibility early by successfully completing an approved drug rehabilitation program or by passing two unannounced drug tests administered by an approved drug rehabilitation program.


That's great to hear. But a drug conviction is a major obstacle when getting student aid, isn't it?


Yes, your eligibility might be suspended if the offense occurred while you were receiving federal student aid grants, loans, or work-study.


Do you want to know what to do when you complete the FAFSA form?


Yes, please.


After you complete the form, you will be asked whether you had a drug conviction for an offense that occurred while you were receiving federal student aid.


And what if I had a drug conviction?


Then you will be provided a worksheet to help you determine whether your conviction affects your eligibility for federal student aid.


If I m on probation, can I still get federal student aid?


Yes, you can.


What do I need to know After requesting an eligibility determination?


it is important that you find out what happens after requesting a pre-need eligibility determination for burial in a VA national cemetery.


Where do I get more information about appeals?


Learn more about VA claims appeals and reviews See more information about claims and review processes


if I happen to die, will my family have to pay for my funeral?


do not


do you qualify for burial in a VA national cemetery?


Yes


] If you qualify for burial in a VA national cemetery, you will receive burial benefits at no cost to your family.


Can my relative or authorized representative still request my burial in a VA national cemetery at the time of need?


Yes Laws and personal circumstances may change previous eligibility decisions. We will make the final decision as to whether you qualify for burial at the time of need.


What if I change my mind and don't want to be buried in a VA National Cemetery?


Your family members can make arrangements for your burial in a private cemetery, even if we have already sent you a decision letter prior to need. There is no need to contact VA about this change of plans.


do you want to make this request?


Can you tell me what a TNC is?


The TNC means transportation network company and is a business also known as a "rideshare company", and licensed by the DMV to use a digital network to connect with passengers.


Is it possible for an authorized TNC drier to drop off a TNC passenger in NY City that was picked up outside of the city?


Yes, you are able to pick up a TNC passenger outside of NY City.


What insurance do I need to be a TNC driver?


TNC companies will make sure you as a driver understand and have the required insurance.


Are you interested in being a TNC driver?


No, not at this time.


What if I am all ready licensed to operate for hire by a NY City Taxi and Limousine Commission, can I works as a TNC driver outside of New York City?


Absolutely yes, but only if you are authroized by a licensed TNC company and use a different vehicle than the one you drive for hire in New York City.


How does one become a TNC driver?


You definitely would need to contact one of the New York State licensed TNC companies which are Lyft and Uber.


Can authroized TNC drivers pick up passengers in NY City?


Only if you are authorized by the NY City Taxi and Limousine Commission.


Why are they delayed?


in some circumstances your Medicare coverage may be delayed and cost more . Additional Informationr   What 's the best time to start your retirement benefits


is there a best time to start it?


We 're not recommending that you start at age 62 , your full retirement age , age 70 , or any age in between .


ok no thanks


Does it ever increase?


Here 's some additional information that may help you decide what 's right for you :


can i start them early?


yes you can, a month early


Why would it cost more


If you do not sign up ,  in some circumstances your Medicare coverage may be delayed and cost more


Hi. I want to know what kind of documents i need for a replacement card?


Well, that would be to prove a immigration status, so you'll need to show your child's current U.S immigration document.


Are you going to prove your child's immigration status?


Yes, i want to do it.


Good, then you need to have Form I-551 or Lawful Permanent Resident Card or Form I-766 EAD work permit.


And what happens if my child doesn't have permission to work? what to do then?


If that's the case, then the child may apply for a SSN if a federal or local law requires for him / her to provide a SSN.


And if my child is a Student elegible to work?


If he/she falls into a F-1 student status, the child must provide a letter form his/her school official identifying him/her and confirming its school status.


What if i don't hapend to have any documents?


Then you can provide us other documents we ask you, of course they mus t be valid.


And if the student goes for an CPT?


Then the child will need to submit Form I-20 competed and signed by the school official.


Is there certain requirements I need to qualify for federal student aid?


Yes we can go over the basic eligibility criteria.


Is it necessary for me to register for Selective Service if I am a male to receive federal student aid?


Yes since you are a male you must register with Selective Service to receive federal student aid.


How many credits must I take to be eligible for Direct Loan Program funds?


You must be enrolled at the college for at least half-time to be eligible for Direct Loan Program funds.


What is another criteria beside being registered with Selective Service ?


Another criteria is to be enrolled or accepted for enrollment as a regular student in an eligible degree or certificate program.


Why must I register for Selective Service if I want federal student aid?


You must register with Selective Service if you are a male and want to receive federal student aid.


Are you a citizen of one of the Federated States of Micronesia, the Republic of the Marshall Islands, or the Republic of Palau?


Yes, I am a citizen of one of those.


Then you are exempt from registering for Selective Service.


How can apply for disability benefits?


first of all, you should apply for the benefits as soon as you become disabled.


Are you ready to apply now?


no, not yet.


Do you have any hearing impairment?


I do, yes.


when you need to contact us you can use our TTY number 1-800-325-0778.


What other option do I have?


You can also visit your local Social Security office.


What information do I need to give when I apply.


You will be asked for your social security number and proof of age. Also, the names, addresses and phone numbers of any medical institution or professional that attended your case. And the medications you are currently taking.


And if I'm self-employed?


you can provide a copy of your federal tax return.


Any other personal information I need to provide?


About the medications, you have to give the names and dosages of all the medications you are currently taking. You'll be asked some other information about your condition.


I would like to know more about VA health benefits


you need to be eligible for VA health care


how do I know if I qualify?


[2] If you qualify for VA health care , [3] you ll receive coverage for the services you need to help you get and stay healthy .s   [4] Learn more about your health care benefits .


What care and services does VA health care cover?


[6] Each Veteran s medical benefits package is unique .s   [7] Yours will include care and services to help :s   [8] Treat illnesses and injuriess


tell me more about the medical benefits package


[30] We cover preventive care services , like :s   [31] Health exams including gender - specific examss   [32] Health education including nutrition educations


What requirements must I meet so that you fill prescriptions by a non - VA community provider?


are  you enrolled in VA health care?


no


you are not eligible for these benefits


I need to get a corrected card for my son.


Have you legally changed your son's name?


Yes, his last name has changed.


Is your son currently working?


No, he doesn't work.


You are in need of a new card due to a legal name change. Is that correct?


Yes, I'd like to receive a new card, but is it really necessary?


Yes, because having the wrong name on his card may delay you are your son's tax refund in the future.


I know I shouldn't have waited so long, but my son's name was changed 5 years ago. Will this be an issue in verifying his identity?


No, there will not be an issue as long as you have an identity document with your son's prior name on it.


What all do I need ot do to change his name on his Social Security card?


There are documents that you will need to change his name in our records.


good I need information on How to apply for rehabilitation and employment at VA Voc?


if you want information you can find it in VR&E or Chapter 31.


How do I know if I am eligible for this?


if you are eligible we will invite you to an orientation session at the nearest VA regional benefits office.


What if I can't go back to work right away?


Independent living services may be proposed to you


I have another question. What if I am a service member who has not yet received a service-related disability rating?


You don't need to wait for a rating. Instead, fill out VA Vocational Rehabilitation - Advance after exiting form VA 28-0588.


Do you know the requirements to be eligible for benefits and services?


I know some


Have you gone through the process of the Physical Evaluation Board?


yes


so if you can be eligible for VR&E benefits and services


What requirements do I need to qualify for federal student aid?


There are several basic eligibility criteria to meet.


Can you please tell me the basic criteria for eligibility?


One of the requirements is to be enrolled at least half-time to be eligible for a Direct Loan Program funds.


What if I am a citizen of the Federated States of Micronesia, the Republic of the Marshall Islands, or the Republic of Palau??


Then you would be exempt from registering for selective service.


What do I need to show to obtain a college education?


Do you have your high school diploma or a GED certificate.


Yes, I have my high school diploma to provide.


Then you are qualified to get a college education.


do I need to register with Selective Service?


Yes, most male students need to be registered with Selective Service to receive any kind of federal student aid.


I want to know what kind of benefits I may be able to get


would you like to know if you or your family are eligible for increased benefits?


no


Would you like some related information about benefits so you can read more about it on your own time?


yes that would help. I need more information about benefits


Okay, we have the following; Retirement Planner, Disability Planner, and a Survivors ' Planner


and I have another question.  can I get benefits because of my ex wife?


You may may be eligible for a benefit based on a former spouse's work if that marriage lasted 10 years or more .


good to know , and do you guys have a number I could call if I can't get online?


Yes, you can call us toll - free at 1 - 800 - 772 - 1213 .


and I want to find out more about being eligible for benefits because of someone else's contributions, so is there something I can look at for that?


To find out if you might be eligible for a benefit based on another person's work you can view the information about benefits on the Social Security website .You can also use the Benefit Eligibility Screening Tool BEST to find out if you could get benefits that Social Security administers. BEST will take your answers and inform you of what benefits you may be eligible for.


and which is more private if I want to do it that way, like if I call will it be private?


We treat all calls confidentially .


can you give me details of Fiduciary claims


Do you have a scheduled date?


yes


You have 1 year from the date on your decision to request a decision review


what are the decision review options


want to know how to add new and relevant evidence


not


You want to request a new look from a superior reviewer


you want to know the details of Appeal before a veterans law judge


Download VA Form 10182  Board Appeal PDF


Do you want to request a Board Appeal?


You can request a Board Appeal after an initial claim or Higher - Level Review decision . You can t request two Board Appeals in a row .


Can I use insurance documents from other states?


We can't accept any out-of-state vehicle insurance coverage of any kind.


My vehicle was registered in New York. what insurance should I use?


All vehicles registered in New York must have New York State auto liability insurance coverage.


I own a motorcycle, do I need to get insurance for it?


If you're going to use your motorcycle on any public road or highway you must have insurance coverage. Motorcycle registrations are only valid for one year and expire on April 30.


What if I use my motorcycle only on the outskirts of the city?


Any public road counts so you have to get insurance coverage.


With how many names can I register a vehicle?


There're only 1 or 2 names allowed on a registration registrant. Both, the primary registrant and the co-registrant must sign the vehicle registration and provide proof of identity and date of birth.


Hi, can you give me information related to Social Security Credits?


As a first step to qualify you must have at least 40 Social Security credits.


Can you earn Security credits by paying taxes?


When you work and pay taxes you choose to earn credits that can be used.


How many credits do you need for retirement benefits?


It depends on some factors.


Can you explain more about it?


Sure, you need 40 credits to qualify for retirement.


Does the amount of credits affect the amount of benefits you receive?


It does not affect it but it is important to determine if you are eligible or not.


Can this vary each year?


Of course, you must also earn $ 5,640 to earn a maximum of four credits per year.


How do I enter my registration renewal for my vehicle?


You should enter the vehicle plate number from your registration notice or document and should only enter letters and numbers.


Do you need to file a boat registration number?


Yes, I have to file for a boat registration also.


You would have to exclude the letters NY and only enter the two other letters and four numbers.


What happens when I submit an address change online?


Make sure you check the ones you want because the changes to DMV records are only for ones you checked online and it will show the drivers license, permit or non-driver ID DMV photo document and registration records to locate under your name.


What if there are registrations in my name I can't find or not shown?


All you need to do is enter the plate or registration number to include them to the list and change the address for those.


What happens after my address change is processed?


There are links provided on the website to order replacement duplicate documents that show the new address and fees will apply for the duplicates.


What if I select "No Change" for any photo documents or registrations?


Then those DMV records will not be changed with the new address.


I need info about a problem with my stolen plates


If your plates were stolen, you must surrender the vehicle registration to the DMV.


Were your plates stolen or do you have another problem with that?


Yes, my plates were stolen.


In that case, you must to notify the police, and ask the police to complete a police report. Bring police report to a DMV office to surrender the vehicle registration.


What if my plates were stolen outside of NY State?


In that case, get a report printed on the letterhead of a police agency in the state where the plates were stolen.


Can I to replace my plates without paying a fee?


Yes, you can. For that you must submit a police report or fill the form MV-78B indicating the plate was stolen as a result of a crime.


What must I to bring at DMV office to request a new set of plates?


Bring the original plate or the form MV-78B/police report/statement


Should I notify the police about the theft of my license plates?


Yes, and ask the police to complete a police report and then bring police report to a DMV office


What is the Montgomery GI bill Active Duty?


The Montgomery GI Bill Active Duty MGIB - AD can help you pay for education and training programs .


Have you served at least 2 years active duty?


Yes


Great we can find out if you qualify for the MGIB-AD program.


Am I eligible for education benefits through the MGIB-AD program?


You can get education benefits through this program if you were honorably discharged and you meet the requirements of one categories .


How do I get my enrollment certified?


The certifying official may be someone in your school 's financial aid , Veterans affairs , registrar , admissions , or counseling office .


Do you need on-the-job training or an apprenticeship?


For on - the - job training or an apprenticeship , the official may be someone in your school 's training , finance , or human resources office .


I need help with understanding how to pay TVB tickets.


I can help with that. Do you have a TVB traffic ticket issued by New York City?


Yes, I do.


You can choose to plead guilty and pay for the tickets or plead not guilty and schedule a TVB hearing online, over the phone, or in a TVB office.


So, in order to plead not guilty, I'd have to attend a hearing?


Yes, that is correct.


How do I set up a hearing?


First you will need to enter your ticket number and other required information online. Then,  verify that information.


What if I plead guilty to an offense that carries 5 points?


Do you have 3 or more alcohol-related convictions on your driving record?


No, I don't.


I'm getting ready to move. Will that effect the hearing?


No, you will just need to provide your new address, so that a Notice of Hearing can be mailed to you. Be advised that this doesn't update your address on other DMV records. You will need to do that separately.


What if it's a bicycle-related offense?


Any convictions for bicycle offenses do not require the surcharge payment and no points will be applied to your driving record.


what will I have to pay for a learners permit?


The fee for your first New York State driver license or permit will depend on your age when you apply and where you live.


Do you live in the Metropolitan Commuter Transportation District?


yes I'm in Brooklyn


what's the cost for an enhanced permit?


There is an additional $ 30.00 fee for an Enhanced Driver License


do you have somewhere I can view fees?


Yes, I can link you to a table that shows the fees


what's the cost for a motorcycle license?


The fees you pay when you get your first motorcycle license will depend on whether or not you currently have another class of New York State driver license and your exact age when you apply.


what are some of the other places that fall into the metro commuter district?


Manhattan, Bronx, Kings Brooklyn, Queens and a few others


I need to know how many social security credits I need to qualify for benefits.


You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes.


What if I work and pay social security taxes?


In that case you earn up to a maximum of four credits per year.


I see. And how many credits do I need for disability benefits?


Are you eligible for disability benefits?


Yes, I fulfill all conditions.


Then you must meet a recent work test and a duration work test.


What if I earn more credits than I need?


These extra credits do not increase your benefit amount. The average of your earnings over your working years counts, not the total number of credits you earn.


How many credits do I need for retirement benefits?


Were you born after 1928?


No, I was born in 1927.


Can you please tell me more about the county use taxes?


This is the tax that applies to all residents of New York City and several counties in New York for the registration or renewals of a commercial vehicle


Can you tell me how to determine the fees for a commercial vehicle?


For that, you can use the registration fee and the county use tax charts.


How should I calculate the correct fee?


You have to add 3.25% to the fee listed in the chart and then change the result you get to the nearest 0.25$.


What form should I use If I'm from outside New York City and exempt from the vehicle use tax in my county?


For your case, you have to complete form UT-11C


What can I use the use tax chart for counties outside New York City?


This chart shows the use taxes and supplemental fees for all the original registrations and renewals.


And what if I'm from New York City and exempt from the NYC vehicle use tax?


Go and get the form UT-11 from a local DMV or from a DMV Call center


How do  I access Va mental health services?


Find out how to access VA mental health services for posttraumatic stress disorder PTSD , psychological effects of military sexual trauma MST , depression , grief , anxiety , and other needs .  You can use some services even if you re not enrolled in VA health care .


IS there support outside of Va?


I will be glad to help you with that. For support  visit the Military OneSource website or call 800 - 342 - 9647 anytime , day or night .


What is the hotline number for SAMHSA?


No problem. Call 1800 - 662-HELP 800 - 662 - 4357.


Can I get support offered by other gov departments?


Military OneSourceThis free service provides expert support to connect military personnel and their families with the best available resources to fit their needs


Is there support for Substance abuse and mental health?


The Substance Abuse and Mental Health Services Administration SAMHSA SAMHSA offers free , confidential help with treatment referral and information services for individuals and families facing mental health and/or substance use disorders


Is the mental healthcare free?


Get free mental health care for a year after separation no matter your discharge status, service history, or eligibility for VA health care


what is The Affordable Care Act (ACA) and your VA health care coverage


The Affordable Care Act ACA also known as the health care law was created to expand access to coverage , control health care costs , and improve health care quality and care coordination


Do I still have to pay a penalty if I don t have health insurance?


You don t have to pay a penalty if you don t have health insurance in 2019 or any year after that


what  If I didn t have coverage or an exemption in 2018


you may still have to pay a fee when you file your 2018 taxes in April 2019 .


If I m not signed up for a VA or Department of Defense health care program, how do I get health coverage for 2019?


You may be able to get coverage through the Health Insurance Marketplace .


Open enrollment for 2019 is over But you can still enroll or change plans if you have certain life changes or qualify for free or low - cost coverage through Medicaid or the Children s Health Insurance Program CHIP


Does my health coverage through VA meet the ACA s minimum essential coverage requirement for 2018?


you won t have to pay the fee when you file your 2018 taxes


Through the end of 2018  the ACA required all U.S. taxpayers to have health coverage that met a minimum standard called the minimum essential coverage requirement unless they qualified for an exemption due to certain life events , financial status , or other factors


hi i want to know how to register a leased vehicle


do you want to register a leased vehicle?


Yes


leased the vehicle from a dealer in New York State?


If you leased the vehicle from a dealer in New York State, the dealer normally registers the vehicle for you by providing all the evidence and your registration request to the DMV. In this case, you don't need to do anything else


and can you be a minor?


Must be at least 16 years old, except for ATV records.


and what proof do i need?


proof of payment of sales tax, tax exemption, or purchase price see below for instructions to demonstrate proof


What if I made the payment in another state?


This process can reduce the amount of your New York State sales tax if the State of New York and the other state have a sales tax agreement.


I want to know about the VA substance abuse programs


The VA health care program covers services to treat substance use problems. To access these services,  you must first apply for VA health care.


Do you want to use these services?


not right now


can you tell me what steps come after I've applied?


If you have a VA primary care provider you can talk to them about your substance use.


can you tell me more about the treatment programs?


We can help you learn more about treatment programs for substance use problems


and I need to apply for VA health care first, right?


Yes, to access services you should first apply for VA health care. I can give you the link to apply for VA health care if you want it.


can I still get help if I don't have any VA health care benefits?


Yes, we have services you can use


I need some help with setting up my social security direct deposit.


Of course. Are you already receiving benefits?


No, not yet.


So you are currently NOT receiving benefits, correct?


No, actually I am receiving benefits. Sorry, my bad.


Are there any other viable options to set up my direct deposit, other than contacting my bank?


Yes, you can consider the Direct Express debit card as another viable option.


What do I need to consider if I already have a bank account, though?


You'll need to remember to have your checkbook or a copy of your bank statement with you.


Alright. Back to the card you mentioned: how do I sign up for it?


It's quick and easy to sign up for the card. Call the toll - free Direct Express hotline at 1 - 800 - 333 - 1795. Social Security can help you sign up.


hi. please show me information about The Program of Comprehensive Assistance for Family Caregivers


are you a family member caring for a Veteran with disabilities ?


no


how can you help me


Find out if you qualify for the Program of Comprehensive Assistance for Family Caregivers and how to apply


Can I get benefits through the Program of Comprehensive Assistance for Family Caregivers?


The Veteran you re caring for : Has a serious injury including traumatic brain injury , psychological trauma , or other mental disorder that was caused or made worse by their active - duty service on or after September 11 , 2001


no, before 2001


so you can't qualify, because you need to meet all the requirements


You ll qualify for this program based on your Veteran s qualifications


We re working to give more family caregivers access to this program


Please check our MISSION Act website for ongoing updates


I need information about the direct plus loan application for graduate students. Can you help me?


Are you wondering what a Direct PLUS Loan Application for Graduate/Professional Students is?


No, I know that already.


Do you want to know how to apply for a PLUS loan?


Yes, please.


First you need to log in to start your application.


Wait, can you describe the Direct PLUS loan application again?


Of course. This is a request for supplemental information in connection with your application for a Federal Direct PLUS Loan Direct PLUS Loan through the William D. Ford Federal Direct Loan Direct Loan Program. Some schools may have a different process for obtaining the additional information needed to process your Direct PLUS Loan application.


What if I have placed a security freeze on my credit?


Then you must lift or remove the freeze at each credit bureau before you continue. Your application will not be processed if you have a security freeze.


Do I have to take care of the freeze now or can I do it later?


You need to take care of the security freeze before you continue.


Service-Disabled Veterans Life Insurance (S-DVI)


Service - Disabled Veterans Life Insurance S - DVI provides low - cost coverage to eligible service members .


If you have a service - connected disability


find out how to apply for S - DVI online or by mail .


Can I apply for Service-Disabled Veterans Life Insurance?


All of these must be true, Were released from active duty on or after April 25 , 1951 , and didn t receive a dishonorable discharge


yes


Were rated for a service - connected disability even if only 0 %


nothing more


Are in good health except for any service - connected conditions


Apply within 2 years from the date we grant your new service - connected disability


tell me, what other requirement


You can apply for S - DVI if you meet all of the requirements listed below


sales tax info


Would you like to know more about sales tax and registering a vehicle in New York at a DMV?


yes, paying the tax


When you register a vehicle in New York at a DMV office, you must either pay the sales tax or prove that sales tax was paid


is anything different for someone in the Army?


If you do not live in New York you can defer your sales tax payment.  You will need to complete the Sales Tax Exemption {Sales Tax Form}


can you give me other scenarios if I can think of something right now? I want to make sure I ask everything I need to know


Yes, we can give you specific instructions depending on the situation.


Can you also give me more info on county use taxes?


Yes, I can send you to another page for information about county use taxes.


how do I pay taxes if I bought the car from a person not from a dealership?


Both the buyer and the seller must complete the Statement of Transaction {Sales Tax Form} if it was a private sale


Hello, I received a letter stating that my insurance has expired. What I can do?


The letter means that your insurance company notified DMV that your insurance coverage ended, and that no other company notified DMV of new coverage.


and do you have insurance?


do not


and when would I have to turn in the registration?


If you don't have insurance, you must deliver your vehicle registration and license plates to the DMV immediately.


What if I have insurance?


If you have insurance, follow the instructions in the letter and contact your company or agent about the problem. Ask your company to file a coverage notice with the DMV electronically.


and what should my company do?


Ask your company to file a coverage notice with the DMV electronically.


What if I can't immediately replace my insurance coverage?


If you are not going to immediately replace your insurance coverage, you must turn in your plates.


What if someone does not have insurance?


If you do not have insurance, you must deliver your vehicle registration and license plates to the DMV immediately.


Is it wise to compare school aid offers I get from each college?


Have you applied at several colleges?


No, i have not yet.


Will my aid amount be the same at each school?


Actually, each financial aid package is different because each college is different in what they offer.


How do I figure out net price for my school?


There are easy steps to follow when figuring out net price of net cost.


Is it best to look at each cost per school for aid offerings?


Yes, always be sure to compare aid offerings from each school to see which will be most affordable.


What if the school i want to attend does not list the cost of attendance on the aid offer?


You should ask the financial aid office for the figure and make sure it includes the amounts you would pay to the school directly such as tuition and fees as well as living expenses, books and supplies, and transportation.


hello I need information about Fees for a learner's permit and driver's license


The fee for your first New York State license or driver's license, or a new license or permit after a revocation, depends on your age when you apply and where you live.


do you live in the MCTD


Yes


Residents of which counties must pay the MCTD fee for the Metropolitan Public Transportation District?


between counties are the Bronx, Kings Brooklyn, New York Manhattan, Queens


What should I do if I change my license?


if you exchanged your New York State driver's license for an out-of-state driver's license, attach a photocopy of your out-of-state driver's license to form MV-215


Where should I send the form?


send the form and required documents to the address on the form


Can I get a refund of my driver's license fees?


If you qualify, you can receive a partial refund of the 8-year driver's license fee. The maximum amount you can receive is 50% of four years of the original 8 year driver's license fee. The partial refund does not include any application or document fees.


and who must pay this MCTD Fee


Residents of these counties must pay an MCTD fee from the Metropolitan District of Public Transportation


What should I bring to a DMV office?


original title or other proof of ownership 1


how do i get faster service


make a reservation online before visiting offices in New York City, Westchester, Nassau, Suffolk, Rockland, Onondaga, Monroe or Albany Counties.


How to transfer the vehicle?


See Buy or sell a vehicle transfer ownership


If i don t have one of these


it's not my case


If i don t want to transfer the registration?


you must surrender the vehicle plates to the DMV. You may be eligible to receive a refund if you surrender the plates before the registration expires.


If i don t want to transfer the registration


you must surrender the vehicle plates to the DMV. You may be eligible to receive a refund if you surrender the plates before the registration expires


Hi, I am looking for information related to get a personalized plates.


Sure. Are you interested into get a personalized plate?


Yes, I would like to get one.


Alright. You need to know that you can get a personalized plate for passenger, commercial vehicles and motorcycles.


But, I have doubts about how do I get sure nobody else use my plates?


You need to make sure to mark them with permanent ink pen and do not put both vehicle plates in the recycling/garbage on the same day.


Do I need to update my information before order he new plates?


Yes. You will need to renew your registration before get the new plates.


It's possible to include in a personalized plate the symbol for disability person?


Yes, for that you'll have to call to the custom plates unit at 1-518-402-4838, between 8:00 am to 4:00 pm, monday through friday.


Great. Do I have to go to the dmv office for this process?


Not really, you can save time and do this faster and easier through the online service.


What is direct deposit of my Social Security?


Do you want to use direct deposit?


I am not sure because I do not know what it is.


Are you currently receiving benefits?


No, I am not receiving benefits.


What is the Direct Express debit card?


It is an option for receiving your benefits.


How do I sign up for direct deposit?


You can sign up for direct deposit by following these steps.


Should the representative know about my direct deposit?


Yes, always let the rep know that you are setting direct deposit up to receive your benefits.


Hi, could you tell me what the Post-9/11 GI Bill (Chapter 33) is for?


good morning. Chapter 33 of the GI Bill Post-9/11 helps you pay for school or job training.


If I have served on active duty, can I qualify for this benefit?


Of course, you can qualify for Chapter 33 of the GI Bill Post-9/11.


How can I see how many of my benefits I have used?


In your GI Bill Statement of Benefits you can see how many of your benefits you have used and how much you have left to use. we invite you to view your GI Bill statement of benefits


OK thanks. Could you tell me again what that benefit is called?


Clear. is Chapter 33 of GI Bill Post-9/11


my GI Bill benefits must be after that date?


If you have applied for and received GI Bill education benefits after 9/11, your GI Bill Statement of Benefits will show you how many of your benefits you have used and how much remains to be used.


What if I can get these benefits?


of course you can get these educational benefits but you must meet at least one of the requirements


What requirements must I meet?


a Have you served at least 90 days on active duty, all at once or with service interruptions beginning September 11, 2001?


yes


by meeting that requirement you can get these educational benefits


Why do I need exit counseling when dealing with federal student aid?


Do you know what Exit Counseling is?


Actually, I do not know exactly what it is.


Do you know who should complete the exit counseling?


Yes, I know I am supposed to complete it but not why.


It is a step required for students who leave school, graduate, or fall below half-time student for PLUS loan, subsidized or unsubsidized loan under the Direct Loan Program or the FFEL Program.


What information does exit counseling provide?


Exit counseling gives important information that helps you prepare to repay your federal student loan.


How do I complete exit counseling online?


You would look under Complete Exit Counseling and then log in to start.


What if I leave school do I need exit counseling?


Yes, it is one of the reasons you would need exit counseling.


How does the Work study for Veterans work?


Our Veteran work -study program can help you earn money while enrolled in a college, a vocational school, or professional training program.


Do you know how much will l earn?


They may pay you the difference between the amount we pay and their usual rate.


What kind of a job can I get?


You can get a job that is related to VA work, meets your interests, and fills a need.  As an example you could work for a VA facility.


Do you know when and how much can I work?


You are able to work work during or between enrollment periods.


Are you enrolled for a semester that lasts for 15 weeks?


if you are enrolled for at least 15 weeks then you can work up to 375 hours for that enrollment period.


What must be true for me to take part in the Veterans work-study?


Are you enrolled at least for three-quarter time in a college degree?


No, I am not enrolled at least three-quarter time in a college degree right now.


Then you cannot take part in our work-study program.


I am looking for life insurance through the VA


We can help you find out which VA insurance programs may be right for you as a Veteran , service member , spouse , or dependent child


can I find out which options are suited for me so I don't waste my time on things I'm not qualified for?


We can help narrow it down for you, different programs cover Veterans, service members, and family members. There is also short-term financial coverage through TSGLI to help you recover from a traumatic  injury. And if you are disabled because of an injury or illness caused or made worse by your active service you may be able to get coverage through S-DVI to continue your life insurance beyond 2 years after you leave the military.


are you ending your military tour of duty soon?


yes


You should act quick to make sure there is no break in your coverage. In some cases you must find insurance within 120 days of leaving the military so you are not left uninsured


which one is the insurance that we get when serving?


SGLI, Servicemembers Group Life Insurance offers insurance while you are serving


and which one offers insurance if we were disabled during our service?


S-DVI, Service-Disabled Veterans Insurance and it continues your life insurance beyond 2 years after you leave the military


what else do you have ?


VMLI, Veterans Mortgage Life Insurance will get you mortgage protection for a home that has been remodeled to meet your needs.


Does S-DVI last for up to 2 years or more than 2 years?


beyond 2 years after you leave the military


Hi, good morning. Please, i made an appeal some time ago and recently received the decision. I'm really displeased with the treatment, Can i do something about it?


I understand that you are in disagree with the board's Decision? Do you have new and relevant evidence to your case?


Yeah, i'm displeased and have new evidence on my favor.


If that's the case. You can file a supplemental claim. Besides, you can also appeal to the U.S Court of Appeals for Veterans Claims.


Umm, o.k, that's good to know i have some resources available. In case i need more information, what can i do?


If you need more information, please make use of our FAQs about decision reviews.


All right, i'll keep that on mind in case i need it. Look, lets say i go and appeal, then you review my case. So, what comes next to that?


Well, meanwhile in review, you don't have to do anything. That is, of course, unless you receive a VA notification, probably asking you for more information.


In this regard, i have to ask. Do you have any scheduled exam with VA?


Yeah, in fact, i have.


Good. Then you must be sure to not miss them. O.K?


I'll do. I even have on a stick note on the fridge. Sorry to ask again but, you told me before that i could file a supplemental claim, isn't?


That's correct. you can file one of those, if you disagree with the board decision.


How much will my service member pay for dependent coverage?


[65] Nothing.s   [66] We provide dependent coverage at no cost until the child is 18 years old , or sometimes longer if the child meets one of the requirements listed below .


how to continue receiving dependent coverage after age 18?


one of these must be true The child :Is a full - time student?


no


Becomes permanently and totally disabled before turning 18 and can t support themselves?


yes


How do I convert a spousal FSGLI policy to an individual insurance policy?


[84] You have the option to convert spousal FSGLI coverage to a permanent , individual insurance policy such as whole life within 120 days from the date of your service member s :s   [85] Separation from the militarys   [86] Divorce from yous


what If any of the events listed happen?


you ,s [92] as the service member s spouse , [93] become solely responsible for all aspects of the policy , including premium payments .   [94] You can t convert other types of policies such as term , variable , or universal life insurance .     [95] And , [96] supplementary policy benefits such as accidental death and dismemberment or a waiver of the premium for disability aren t considered part of the conversion policy .


How to receive an insurance payment in a time of need?


[117] a service member would file a Claim for Family Coverage Death Benefits SGLV 8283A .s   [118] Download SGLV 8283A PDF


What do I need to do if my address has changed?


You would need to first change your address online and then you can renew your registration because you would not be able to change once transaction has started.


Did you file a request with the US Postal Service to forward mail?


Yes, I did.


The documents might arrive at the new address; but it not guarenteed.


What does it mean when it says the use of cookies will better serve me?


We will use session cookies to customize your visit to our website and they do not contain personal information and do not compromise security and each session cookie is erased once your browser is closed.


What if I had a change name?


You would need to read the instructions to change your name or other information on your registration.


What do I need to bring to the DMV office?


Complete the Application for Duplicate/Renewal Registration and bring it and the items to the DMV with you.


What if I want to mail the items can I?


You would need to send in a completed Application for Duplicate/Renewal Registration and a photocopy of your NY State driver license, permit, no-driver ID or other proof of identity.


Hello, i'm about to start my loan repayment and was told about some counseling, Would you help me there, please?


O.k, lets check. You probably mean Exit Counseling. Are you familiarized with that figure?


No, i'm afraid not.


O.K. Do you even know if you are eligible to that option?


Ah, yeah, yeah. That i read about it. I think it has to do with folks that have taken loans or something, right?


Well, yeah, kinda. It is meant for those students who have received a loan, under the subsidized, unsubsidized or plus options, but have graduated or leave school.


Yeah, see? I told you i knew something. Anyway, what would i need to get that counseling thing?


Is quite simple, really. All you need is to have your verified Federal Student Aid ID.


Oh, really?. And that would be all you'll ask? Then what?


Then, you can go through all the proper process to to the Exit Counseling, no more or less.


So, sorry, but i wasn't paying too much attention. For which circumstances is this counseling valid?


No problem. As said before, Exit Counseling applies If you: Drop below half-time enrollment; Graduate or Leave School.


Hi. I need some information about how to apply for a disabled child. The process is a bit complicated.


Of course. First you should review the Child Disability Starter Kit. This kit answers common questions about applying for Supplemental Security Income SSI benefits for children, and includes a worksheet that will help you gather the information you need.


Did you contact Social Security to find out whether the income and resources of the parents and the child are within the allowed limits, and to start the SSI application process?


No, I came here right away. For information, like I said.


Did you review the Child Disability Starter Kit?


No. I've never even heard about it before.


So what do I need to do to apply for a child?


You will need to complete an Application for Supplemental Security Income SSI AND a Child Disability Report. The report collects information about the child 's disabling condition and how it affects his/her ability to function. At this time, only the Child Disability Report can be completed online.


Well, I understand that, but can I do this over the phone, too? I don't think I can manage without guidance.


Of course. Please contact us by phone or in person to schedule an appointment to complete the SSI application. We will help you in person or by phone.


That'd be wonderful! So, what if I decide to fill out everything online? Would that work?


Yes, you can fill out the online Child Disability Report. At the end of the report, we will ask you to sign a form that gives the child's doctor permission to give us information about his/her disability.


I have questions. Regarding the GI Bill, after September 11.


Of course. The Post-9/11 GI Bill Chapter 33 helps you pay for school or job training.


Have you served on active duty after September 10, 2001?


No, I'm afraid I haven't.


But can you tell me anything about what I need to qualify for the GI Bill benefits?


Gladly. Have you served at least 90 days on active duty either all at once or with breaks in service on or after September 11, 2001?


Yes, as a matter of fact, I did.


In that case you can get these education benefits.


Great, and what does it cover?


We'll cover the full cost of public, in-state tuition and fees. We cap the rates for private and foreign schools, and update those rates each year.


Got you, loud and clear. So what if I qualify for other education benefits as well?


Then you'll have to pick which benefit you'd like to use. This is an irrevocable decision, meaning you can't change your mind.


Hello, I have some questions about vehicle recovering.


Has your vehicle been recently recovered?


Yes. I was notified about it some days ago.


If that's so. You have to be sure to verify the police has canceled the stolen vehicle alarm in order for the recovery being listed on your title record. Make sure you don't use the vehicle or do any vehicle-related activities until you are sure the alarm has been called off.


Sure will do. They told me that was recovered with its plates, do i need to do something, besides calling the alarm off?


That's good news. In that case, you need to bring your plates and a copy of the form MV-78B properly filled to a DMV office in order to surrender them and apply for new plates, along with re-instating your registration.


Got it. I'll put on that form asap. What if my vehicle was recovered with some damage, there's anything you can do about it?


If that so, you must put in hold the procedure that was told before. First, you must contact your insurance company and let them advise you in any matter they could consider to be of importance. Then you can go through the mentioned procedure.


Ok, better check on the one before hand. Um, one more question, please. A friend's car was also recovered few weeks ago, but its plates went missing. What he needs to do in that case?


Well, your friend needs to bring a copy of form MV-78B to a DMV and apply for new plates and reinstatement of his registration.


I need to find out whether or not I qualify for a military skills test waiver.


I can help with that. Do you have military experience driving commercial vehicles?


Yes, I do.


Great. You can apply for a waiver of the NY state CDL skills road test when you apply for your CDL.


Where do I apply?


You can apply at your local DMV office. Be sure to bring all necessary documents when you go to apply.