Yes, I already have a insurance plan and medicare.


Alright. That's not a problem at all, you can use a VA health care benefit along with others plans.


If there is no problem, why do you need to know about that then?


We need that information, because we have to bill your private health insurance provider for any case, supplies or medicine we provide to treat you.


What I need to do to submit a restriction request?


For that, you are gonna need to go to your nearest VA health facility and have a private talk with the privacy officer.


There is needed any other request to get a health care for vets?


Not really. You don't need any other insurance to meet this requirement.


The health coverage is limited to some places?


Yes, that's right. That's were your medicare may pay for some other services you may need.


Why do you need all this information?


This way we can provide to your private insurance provider information about the treatment we give you.


are you allowed to Change your GI Bill school or program


Learn about ways you can make GI Bill changes


In what situations do I need to request changes to my GI Bill or other VA education benefits?


You ll need to request changes to your benefits if any of the descriptions below are true for you .


What information do I need to complete my request?


You ll also need basic information about your   Education or training plans and goals


how can I With the help of a trained professional


You can work with a trained professional called an accredited representative to get help requesting a change to your benefits


How do I do it by mail?


Fill out the form and mail it to the VA regional claims processing office that s in the same region as your school


You ll need your  Social Security numbers VA file numbers


Are you  the dependent of a Veteran or service member


yes


you ll also need that person


Hello, I have a suspension order. How much should I pay?


Your DMV suspension order shows how much you must pay. The amount depends on how long you did not have insurance coverage. Your payment is calculated based on the following table


the expiration of your insurance is 25 days?


do not


and once I pay, will my refund be restored?


Your payment does not guarantee that the DMV will restore your registration or close any other suspensions or revocations you have. It is your responsibility to know if the DMV restored your registration before driving the vehicle. You can check the status of your driving privilege and vehicle records through MyDMV


and can i pay by mail?


Follow the instructions in your suspension order. Send the bottom of the order along with a certified check, personal check, or money order made payable to the Motor Vehicle Commissioner for the fine


and how much should i pay if my insurance term is 90 days?


If your insurance term is 90 days, you can pay a total fine of $ 900 $ 8 per day for the first 30 days = $ 240; plus $ 10 per day for 31 days at 60 = $ 300; plus $ 12 per day on days 61 - 90 = $ 360 and not delivering your dishes; or you must turn in your plates and complete a 90 day registration suspension


Could you tell me what is the main theme?


the topic is about Insurance


I need some information about the Graduated Repayment Plan.


Allow me to assist you with that. Under the Graduated Repayment Plan, payments start low and increase every two years. These payments will be made for up to 10 years.


Are you considered low income, but expect your income to increase over time?


Yes. I'll be making more money later on.


Great. This plan could be right for you.


Are FFEL Consolidation Loans eligible for this plan?


Yes, they are.


What other loans are eligible?


Most loans from the William D. Ford Federal Direct Loan Program and the FFEL Program are eligible for this plan.


Can I use the loan simulator to estimate my payments under the Graduated Repayment Plan?


Absolutely. We recommend that you use our loan simulator before you contact your loan servicer.


How will my payments differ with a FFEL Consolidation Loan?


In this case, the length of your repayment period would be determined by the amount of your total education loan debt. This includes your consolidation loan and any other student loan debt.


What are Medicare Premiums: Rules for Higher Income Beneficiaries


The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums . This affects less than five percent of people with Medicare. Most people don t pay higher premiums


How Social Security Determines You Have a Higher Premium


Social Security uses the most recent federal tax return the IRS provides to us .


you must pay higher premiums


yes


we use a sliding scale to calculate the adjustments , based on your modified adjusted gross income MAGI


If i Have a Higher Income


you ll pay monthly premiums plus an additional amount , which is based on what you report to the IRS . Because individual plan premiums vary , the law specifies that the amount is determined using a base premium


if i income isn t greater than the limits described above


this law does not apply to you


How to determine monthly adjustment amounts related to 2020 income?


we use your most recent federal tax return the IRS provides to us .  Generally , this information is from a tax return filed in 2019 for tax year 2018


can you give me details of After a Board decision


you disagree with the Board s decision and have new and relevant evidence that supports your case


not


If the VA schedules the exams for me?


be sure not to miss them


If I disagree with the Board's decision and have new and relevant evidence to support my case


you can file a Supplemental Claim . You can also appeal to the U.S. Court of Appeals for Veterans Claims . Learn more about your options after a Board decision


Can I request a hearing?


You have the option to request a hearing with a judge. A video conference hearing will take place at a VA location near you


What if I have more questions?


Get answers to frequently asked questions about decision reviews . Go to FAQs


What if I need help?


A Veterans Service Organization or VA - accredited attorney or agent can help you request a decision review . Get help requesting a decision review


you can file a Supplemental Claim


What is the feedback center ?


The feedback center is important for us because you can submit a complaints for issues, concerns, suspicious activity, or a scam and you  can give us positive feedback or review an already submitted case for Federal Student Aid.


What happens if I submitted a complaint to Federal Student Aid and I got a response I do not agree with?


If you believe your response is not in agreement with you or believe it is incorrect you should follow our procedure for resolving disputes and you should do this before contacting the Federal Student Aid Ombudsman Group.


How can I get help?


Do you need to speak to an agent?


No, I don't need to speak to an agent.


Would you need to look at some popular topics for your answers?


Yes, I would like to look at some popular topics that could help me.


Can I share some positive feedback I have?


Yes, some positive feedback is always welcome at the feedback center.


How can I speak to an agent if I wanted to ?


You would have to call our number at 1-844-651-0077 in order to ask a question or to submit feedback.


Hi there I'm reaching some information about how to do a IRP registration transfer.


Do you also want to transfer an apportioned plate?


Yes, I would like some help with that too, please.


No problem. You need to know that the request of the IRB transfer is when you buy or register the new vehicle.


It os possible do this process by phone?


You can call us about any questions you may have. But you can't transfer a IRP registration by phone.


Got it. But what about mail, it is possible do it through mail?


Yes, you can. To apply for transfer of an IRP registration by mail you need to complete and sign a schedule A&C IRP-6 1 form.


Does it need any additional document with the form?


You need also have proof if ownership and insurance form FS-20 for the new vehicle to be added to your account.


I can do this process online?


You can apply to transfer an irp registration online through the new york state one stop credential and registration.


Hello, I need some help with my application for student aid, please.


a


Sure, we can help with the FAFSA process before you begin.


I need help with getting replacements for IRP registration items.


Do you need to replace IRP registration items that have been lost or stolen?


Yes, I believe they were stolen.


Okay. You will need to apply to the International Registration Bureau to get replacements.


Is it possible to do this by fax?


Absolutely. You can apply to replace IRP registration items by using fax number 518-486-6579.


What if I decide to do it by phone?


It's not possible to apply for replacements by phone, but you can call IRB at 1-518-473-5834 for any questions you have.


Can it be done by mail?


Yes. You will need to complete and sign Schedule A & C in Part 1. Then check the box(es) for Duplicate Cab Card, Replacement Plate, and/or Replacement Sticker.


Both of my plates were stolen. What should I do?


Contact a police agency and get form Report of Lost or Stolen Motor Vehicle Items.


I got married and changed my name and wanted to know how to get it on my replacement registration


You can't change your name while asking for a replacement registration.  If you get a replacement registration it will show your old name.


Did you change your name recently?


yes


Okay, you can read our instructions on how to change your name on a registration.


can I get my replacement online?


You can replace registration documents online for most vehicles but you cannot replace registration documents online for vehicles older than model year 1973.


Do you have anymore info on this that I can look at?


We have a Registration PDF


I went in to your site and they want to use cookies, is it safe?


We occasionally use "session cookies" to enhance or customize your use of our website. Session cookies can be created automatically on the device you use to access this state agency website but do not contain personal information and do not compromise your privacy or security.  The cookie is erased during operation of your browser or when your browser is closed.


can I change my name on the registration by mail?


You can't change your name by mail


Hello, do I need information related to the requirements to apply for disability benefits?


Please review the kit this answers common questions about applying for Supplemental Security Income benefits for children.


If you need help in relation to the subject, you can inform me.


I really require I require information on the subject, what does the online report consist of?


It is important to review the steps to see if you apply to benefits.


If you have problems with deafness or have hearing problems?


You can contact 1 - 800 - 325 - 0778 and request information related to the topic.


Is it necessary to give permission to the child's doctor to give us information about his disability?


Sure, it's of utmost importance in addition to completing the Online Child Disability Report.


What should I know regarding the topic?


It is important that it collects highlights information about the child's disabling condition and how it affects their ability to function.


Can you explain what is the Starter Kit for disabled children?


Mainly answers common questions about applying for Supplemental Security Income benefits for children.


hi. please tell me How your benefits may change from year to year


Not always .


my school has an approved agreement


they must continue to offer the Yellow Ribbon benefits to you the next year as long as you meet all of the requirements listed


how often require a new yellow ribbon program agreement?


We require a new Yellow Ribbon Program agreement each year .


what are the requirements


Make acceptable progress toward completing your program according to your school


yes.


Stay enrolled in the school without a break following the school s policy


yes, I am also enrolled in the school without break


Have money left in your Post-9/11 GI Bill benefits


no i don't have money left in my post 9/11


so you can't qualify, because you need to meet all the requirements


I am looking for help on benefits.


I can help with that.


Have you filed for your benefits yet?


I have not done that yet.


Can you help if I am disabled after dealing with toxic chemicals in Iraq?


Who is able to collect those benefits?


Veterans are covered.


What disabilities are offered?


We have health care and compensation benefits.


How would I qualify for these disability benefits?


Since you were exposed to toxic chemicals in Iraq, you may be eligible.


So the VA will help with my illnesses?


Yes. We do have options to help.


And veterans are covered?


Yes, that is correct.


Hello, I would like you to help me choose the direct loan MPN


are you an undergraduate student?


no


Are you a graduate / professional student?


yes


Find and use the MPN you need as a graduate or professional degree student to obtain federal student loans. Graduate / professional students may be eligible for unsubsidized direct loans, direct PLUS loans, or both. You must complete an MPN for each type of loan you want to receive.


Can you tell me what a Master Note is?


The Master Promissory Note MPN is a legal document that promises to pay your loan and accrued interest and fees to the US Department of Education.


And what about the parents of a university student?


Use this MPN for direct PLUS loans available to eligible parents of eligible dependent undergraduate students.


and can i receive more than one loan?


It also explains the terms and conditions of your loan. You may receive more than one loan under an MPN over a period of up to 10 years to pay for your or your child's educational costs, provided the school is authorized to use the MPN in this manner and chooses to do so. The school will inform you what loans, if any, you are eligible to receive.


What does service-disable veterans life insurance provide?


It provides low cost coverage to eligible service members.


If I have a service-related disability what is the form called that I have to apply for?


You would be applying on an S-DVI form either online or by mail.


If I have a severe service-connected disability, would I be eligible for VMLI?


Yes, if we conclude that your disability was caused or made worse by your service, you may qualify for VMLI.


Who will notify me if I qualify for VMLI?


Your Loan Guaranty Agent will let you know if you have been accepted.


What requirements must be met to receive S-DVI?


Were you honorably discharged from active duty on or after April 25th, 1951?


No, I was discharged in March of 1951.


Then you would not be eligible to receive S-DVI.


Is there any way to waive the premium fees?


Yes, some basic S-DVI policies provides a waiver of premiums for veterans who are totally disabled.


Do I have to apply for S-DVI online? I don't have a computer.


No, you can also apply by mail.


Hi. I'm doing a research about if there any vocational rehabilitation program.


Yes there are vocational rehabilitation programs for those veterans with any disability that impact their ability to work.


Alright. And what does it do for the veteran?


We offer 5 support and services tracks to help you to find and keep a job.


I'm looking for a new job, were I need skills I don't jave.


We can help you in vocational training so you can develop new job skills.


Do you bring support along the whole process of return to civil life?


Reemployment track will help you to return to your old civilian job before you were deployed.


What happens if I can not return to work immediately?


Then we can offer you an independent living track so we can help you to live as independently as possible.


That's very kind from you. This is very useful.


No problem, we are here to help you.


How do I get benefits from agent orange exposure?


Have you scheduled your exam?


No I haven't


Do you need to find out if you qualify?


Yes


If you qualify ,you won t have to pay anything for this exam .


What do I need to do to get disability benefits?


you ll need to file a claim . Find out how to file a claim for disability compensationsYou don t need to sign up for the VA health care system to get a registry exam


How do I schedule an exam?


contact your local VA environmental health coordinator . If you qualify  you won t have to pay anything for this exam . It s free for qualified Veterans .


What will the exam include?


The exam will include :sYour history of contact with Agent Orange and other herbicidess Your health history including any major illnesses or surgeries you may have had


Hello, I have a few questions about the accuracy of the loan simulator.


Of course. Do you want to get the most realistic results then?


No, because I'm certain none of the results are actually reliable.


I entered the wrong data. Can I start from scratch with the whole simulation?


Yes, you can.


What is the loan simulator intended for?


Loan Simulator is a new tool to help you make decisions about your student loans.


Does the school determine how much I need to borrow?


Yes, and here you can see how choice of school affects how much you may need to borrow.


Can the simulator help me pick a plan for my studies?


Yes. You can use it to find a repayment plan that meets your needs and goals or to decide whether to consolidate.


Hi, I'd like to know how much will my service member pay for dependent coverage?


will not pay anything. We provide dependent coverage at no cost until the child is 18 years old


Do you want to continue receiving dependent coverage after age 18?


yes


Are you a full time student?


do not


Are you permanently and totally disabled before your 18th birthday and cannot support yourself?


but coverage could be extended if the child becomes permanently and totally disabled before the age of 18 and can no longer support himself?


if we can extend coverage in some cases indefinitely.


as we would do To report the death of a family member covered by the policy?


a service member would submit a SGLV 8700 Family Member Death Report. Download SGLV 8700 PDF


what's the fee for a license?


The fee for your first New York State driver license or permit, or a new license or permit after a revocation, depends on your age when you apply and where you live.


Do you live in the Metropolitan Commuter Transportation District?


no


Did you need to know anything about the  Metropolitan Commuter Transportation District fee?


maybe later


is there an application fee?


Yes, there is a driver license application fee


can you tell me what some of the MCTD areas are?


some of the most known are Bronx, Kings, Manhattan, and Queens


do you have somewhere where it shows the fees?


what are some ways we can get a refund on the license fee?


You can qualify for a partial refund if your driver license was valid for 8 years when it was issued


Hey, what's going on?. Look a friend of mine told me about possible employment from VA. Where can i get more information?


Hi there. Those benefits are for those eligible veterans participating in the Voc Rehab program, and includes a certain amount of money for basic needs like food and clothing.


Beside this, are you interested in to know other VA benefits and services?


Yeah, that would be nice, thanks.


Good. On that regard, you have the GI Bill benefits to help you pay for school or training.


That sounds cool. Hey, i wanted to know, what about if i want to pursue a career?


Well, you would have to go and match your skills first. You can use Career Scope to do that online and see if you may enjoy and succeed in your career.


Terrific. Tell me more, please. What other things can you offer to me?


Sure, we have many other educational programs and assistance if you are a veteran, reservist or national guard who doesn't qualify for the post 9/11 GI Bill.


And if i have a disability?


You may qualify for a benefit.


In those other program?


Yeah.


hi could you help me How to correct or update your FAFSA application


Of course Learn what types of fixes and updates you can make and how to make them


And what kind of changes can I make to my FAFSA form once it has been processed?


did you make any mistake?


yes


did you make a mistake in what you reported on the FAFSA?


well in that not


and can the information I gave be changed?


There are only a few cases where you will want or need to change the information you reported.


and I can update if my situation has changed?


Most information cannot be updated because it must be accurate from the day you originally signed your FAFSA.


How do I access VA nursing home services?


you may be able to access the service if you meet all the requirements


What requirements must be met?


Did you sign up for VA medical care?


if I'm signed up for VA medical care


Have we concluded that you need a specific service to help you with your continuous treatment and personal care?


No, they have not concluded that I need a specific service to help me with my ongoing treatment


sorry but you are not eligible for benefits


What can the care settings include?


may include Nursing Homes, Assisted Living Centers


What can I pay for the services, if they are not covered?


You can pay through Medicaid, Medicare, or your own private insurance.


I am looking for information regarding recovered vehicles


Has your vehicle been recently recovered?


Yes it has


You must ensure that the police cancel your stolen vehicle alarm, this will ensure that the recovery is listed on your record. Until this alarm has been cancelled, do not use the vehicle or apply for any plates/registration for the vehicle


What happens after I have filed form MV-78B and the plates were recovered with my vehicle?


You must bring the plates and your copy of the MV-78B to the DMV office to surrender them. You must then apply for new plates to get your registration re-instated


What if my plates are missing?


With missing plates, you must bring your copy of the MV-78B form to the DMV office and then apply for new plates and a re-instatement of your registrtion


What is the situation if my vehicle and plates have been recovered before I file the MV-78B form and the stolen vehicle alarm has already been cancelled?


In this instance, your registration is still active and so, you are able to keep using your registration


I'm applying for retirement benefits and need to know what information I'll need.


I can help you with this. The first thing you will need is your social security number.


Have you began applying for your benefits already?


Yes. I'm in the process of completing it right now.


Okay. If you haven't already done so, be sure to gather the documents listed on our Checklist for Online Medicare, Retirement, and Spouses Application.


What if I include information about my family members when I apply?


We will use the information from your application to let you know if they are also eligible for benefits.


I have difficulty seeing. Is it okay to have my daughter help me fill out my application?


Absolutely, but only you can legally sign the application.


My husband already receives benefits. Can I apply to receive benefits on his record?


Yes. You may be able to receive retirement benefits on his record.


Is it still okay for my daughter to help me if I apply online?


Yes. You can have someone assist you in filling out the application, regardless of which method you use.


I want to know more about the water issues at camp Lejeune


Did you serve at Marine Corps Base Camp Lejeune or Marine Corps Air Station MCAS New River in North Carolina ?


no


Do you have qualifying service at Camp Lejeune and a current diagnosis of a qualifying condition?


no I wasn't at Camp Lejeune


can you just tell me what is needed for someone to get disability benefits from the VA for this water issue?


Did you serve at Camp Lejeune or MCAS New River for at least 30 cumulative days from August 1953 through December 1987 ?


no I didn't


You don't meet the requirements for disability benefits from the water contamination


I know I meet a few requirements, do we have to have all of them?


You must meet all requirements to get disability benefits


Could you please tell me about the VR&E Reemployment track?


Are you a veteran?


I am not a veteran, but my husband is.


Does your husband have a service-connected disability?


He does.


The Vocational Rehabilitation Employment track can help your husband's employer accommodate his needs.  His Vocational Rehabilitation Counselor can provide a full range of rehabilitation services, and can refer him directly to the Department of Labor to begin the process.


Will my husband be able to get help returning to his former job through the program?


Is he enrolled in Vocational Rehabilitation and Employment and desiring to return to his former job?


He does want to attempt to return to his former job, but needs some kind of help getting back to that with his service-related disability.


Is he enrolled in VR&E?


He is not enrolled in the program yet.  That was why I am calling you for information.


Will he be able to get help returning to his former job through VR&E?


This track can help his employer accommodate his needs.  His Vocational Rehabilitation Counselor can provide a full range of rehabilitation services, and can refer you directly to the Department of Labor to begin the process.


It will be able to help his employer accommodate his needs.  His Vocational Rehabilitation Counselor can provide a full range of rehabilitation services, and can refer you directly to the Department of Labor to begin the process.


What are the requirements for the program?


A person may be eligible for help if he is a veteran with a service-connected disability and have an employment barrier or handicap and is enrolled in VR&E and would like to return to their former job.


I'm looking for some FOIL info about how to file a request, please.


It is necessary that i use FOIL to search for DMV records?


Not necessarily. You could try to submit a form MV-15. That would be a Request for DMV Records.


I see. Is there any difference using one instead the other?


Certainly, there is. As many documents are available in that way, you'll have more possibilities to receive records sooner using MV-15 than filing a FOIL request.


So, you encourage me to always go for this MV-15 first?


Yes, definitely encourage you to do that. Most times, it will save you many troubles and will speed up your requests.


I'll take that in consideration, thanks. Anyway, if i decide to go with FOIL request, is there any fee i have to pay?


Indeed, there is. You'll be charged $10 fee in order to determine if your records are available, but be aware that you paying doesn't mean you'll receive any records at all. So, the fee is not refundable.


Are you going to request any copy of the documents?


No, i don't have any plans to do that.


Is there any condition about the document having personal information?


If happens to have some of that, you must also include a cpy of your driver license or other government ID card, in order to identify your permissible use for the record you requested.


Hi there, I'm looking to find out how I can check on a VA claim of VA appeal?


You can check the status of both these things online


If I use this website to check a VA claim or appeal, will my personal information be protected?


Yes, your information is protected as the website is secure. We have strict security policies and practices which are there to protect your personal health information


Have you printed or downloaded anything from the website?


No I haven't


What if I am checking my VA claim online and I don't see a certain document that I sent as being listed and received?


There are certain documents that will not appear online, a list of which is available


Is there anywhere I can go for further information on checking either my VA claim or appeal?


You can contact the following number 800-827-1000, which is open Monday through Friday, from 8.00 a.m. to 9.00 p.m.


What documents that I send will not be available to view online?


You will not be able to view any documents that you sent to us by way of email or fax or that you brought to us in person


What are the next steps after I finished my FAFSA form?


Do you know how financial aid is calculated?


Yes, I have been told how it is calculated.


That is great and since you know how it is calculated you can move onto the next step.


What does reply to Aid offer mean?


It means that you need to accept the aid you want from your chosen school.


When should I complete Entrance Counseling?


You should complete your Entrance Counseling before you first loan or TEACH grant.


What about the Money?


Did you school send you a notice about the distribution of your financial aid?


No, they have not told me yet.


can you give me details of Co-op training


A college or university co - op training program lets you get full - time work experience in between periods of going to school full time . You may be able to get help paying for some of your costs like books , tuition , and housing if you re part of a co - op . Find out if you can get these education benefits .


tell me the questions i must answer


You re using VA educational assistance


not


No You may be able to get disability benefits


What benefits can I get?


Help paying for tuition and Money for books and housing


If the program is at a private or foreign IHL?


we pay the lesser of the national maximum or the actual costs for in - state tuition and fees . We also pay for some of the cost of housing and books .


How much will I get if I join a co-op training program?


The amount we cover depends on the benefit you use . View current payment ratess The Post-9/11 GI Bill


Who s covered?


Veterans


can you give me details of Exposure through Project 112 or Project SHAD


Were you part of the chemical and biological warfare tests through Project 112 or Project SHAD Hazard and Defense SHAD?


yes


you may be at risk for certain illnesses .  The Department of Defense s Deseret Test Center in Fort Douglas , Utah , conducted this testing , which took place aboard ships and on land in various locations from 1962 to 1974


You were part of Projects 112 or SHAD testing from 1962 to 1974


No, you may be able to get the benefits if you do not meet the requirements


Can I get disability benefits from VA?


You may be able to get disability benefits if you meet both of the requirements listed below


if I have any information that can help show that you were part of it


including whether you may have been part of them or contact the Department of Defense at 800 - 497 - 6261


Hi, good afternoon. Need some info about the escort driver certification.


Sure. Are you currently an escort driver?


Wel, no. Currently, i'm not, but i'm interested.


What should i meet for that?


What do i need to go through to be certified as such driver?


You need to be 21 years old or be older, in first place. Second, need to have a valid NYS driver license, or at least to have a valid license in the state or jurisdiction in which you are a resident. Last, but not least, you must pass the Escort Driver's Certification Test.


Um, i see. I'll give a look into that. Now, lets say i have an escort driver license already, but it was issued in other state, It could be recognized in NYS, by any chance?


Are you going to operate a escort vehicle in NYS?


No, i'm not planning to do that. I was just curious. Don't mind me.


But then again, what about if i already have a license issued by another state? Is there anything i need to do about it?. It's a Bus driver license, by the way.


If effectively you have a another state issued license of that type, you must notify it to DMV's Bus Driver Unit, in order to change your information, sending your DMV ID, Number Client, ID Number located on your escort certificate, your former address and your new address.


Ok,  ok, thank you. For last, what kind of penalty i get if i make a violation?


Well, in the light of your violation, you could be subject to a fine or other penalties.


can you give me details of Exposure through Project 112 or Project SHAD


If you were a part of chemical and biological warfare testing through Project 112 or Project Shipboard Hazard and Defense SHAD


If that is my case, what can I do?


you may be at risk for certain illnesses . The Department of Defense s Deseret Test Center in Fort Douglas , Utah , conducted this testing , which took place aboard ships and on land in various locations from 1962 to 1974


tell me the questions i must answer


You were part of Projects 112 or SHAD testing from 1962 to 1974


yes


You have an illness believed to be caused by the testing


not


No You may be able to get disability benefits


if you have any information that can help show you were part of them


including whether you may have been part of them or contact the Department of Defense at 800 - 497 - 6261 .


Hello, I would like to know what original documents do I need to obtain a Social Security Card?


for US Citizenship?


Do you want to know what to do if you cannot present your birth certificate?


no


What do I do if I don't have one of these specific documents?


Do you have the Employee Identification Card?


and US passport?


Do you want to know the necessary documents for proof of identity?


We can only accept certain documents as proof of identity.


Could you consider other documents apart from the birth certificate?


Of course we will consider other documents such as your passport or a document issued by the DHS Department of Homeland Security as evidence of your age.


Hi, i was wondering if i, in case i entry the military am required to notify DMV?


It is not required but i suggest you do it.


oh, ok. Although right now i don't plan on joining the military but thanks for the info.


hypothetically speaking if i were unable to notify it, what can i do?


DMV has a procedure in place to exempt you from administrative actions upon your return.You must provide a notarized statement that the vehicle was not used during the time in question , a copy of your military ID , proof of current insurance or surrender of plates , and signed and dated copies of deployment and return papers , or DD-214 if separated from service. You can present these documents at any DMV office , or mail them


it is suggested that military personnel file a Notification of Military Service pdf [ 1 ] MV -75 to ensure that the license record is not purged once the expiration date has passed


Yes, exactly that.


Can my license be renewed?


Yes, it absolutely can be.


But what are the steps to do it?


To be able to renewe it your license should have been valid during your military service


Hello, I'm here to figure out the steps needed to get my money.


Does your college or career school and not the U.S. Department of Education distribute your financial aid?


No, not that I know of.


What if I've already completed the financial aid process?


Then you've accomplished the most important task submitting the Free Application for Federal Student Aid (FAFSA) form. Find out what you need to do next.


That's good to hear. So what do I need to do when I sign a loan agreement?


You'll need to complete a Master Promissory Note (MPN).


I see. And after I've replied to an aid offer?


Then you may accept aid from your chosen school.


Is there a way to tell when I receive my aid?


Yes, you can find out when your school will pay out your aid and the period each payment covers.


How do I get my Social Security Benefit Verification Letter?


are you trying to obtain the letter online?


No.


Do you need information about what the Social Security Benefit Verification Letter is for and what it entails?


No, I don't need that information.


Do you have a mySocial Security account?


No, I do not.


Do you have any other questions for me?


No, I just wanted to know how to obtain the letter.


Can I use my letter as a proof of income for loans?


Absolutely. The letter can be used as proof for loans, housing assistance, mortgage, and for your other income verification needs.


Can I obtain the letter after creating a mySocial Security account?


Yes. Once you sign up and log in, you will have instant access to your letter.


Tlak me about the Graduated License Law and Restrictions for Drivers under 18, please.


In addition to the learner permit restrictions that apply to everyone, the Graduate License Law imposes restrictions on drivers under the age of 18 who have a Junior Learner's Permit or a Junior Class DJ, MJ, or DJMJ driver's license. The restrictions depend on other factors.


Have you met the restrictions?


Yes, I've met.


Perfect! Your junior learner permit or junior driver will not be suspended or revoked, which is what could happen if you do not comply with the restrictions.


How far am I allowed to drive?


Your driving privileges will vary depending on the geographic region in which you will be driving. You can drive to upstate New York, which is defined as any county north of the New York border.


What if I'm 16 years old and I have a learner permit?


If you are 16, you must obey any restrictions imposed by the state that issued your permit.


Where else can I drive?


New York City which is defined by the five Boroughs


Can I drive outside of New York State?


You can do it, but first you must make sure your learner permit or driver license is valid to drive outside your home state.


I'm 17, can I get a class D or M license?


Yes, you are eligible for a senior driver license Class D or M if you have a junior driver license or limited junior driver license and have completed a state - approved high school or college driver education course


How do I do if I need a license and I am a minor


you want to know the Graduate License Law


yes


you are under age 18 or under age 18?


not


If i pass the test?


the examiner will give you an interim license that allows you to drive. Keep the interim license with your photo learner permit until your new license arrives in the mail in about 2 weeks


how Get a learner permit?


Before you can get a license, you must apply for a learner permitat DMV office and take the written test. You can prepare by reading the New York State Driver 's Manual and taking practice tests


If i are convicted of one of the violations above or 2 other moving violations during the second probation period


your license will be revoked for at least 6 months


How do I apply online?


YOu can apply online if you meet the criteria


Oh I do not meet them


Doyou agree to the terms of service?


No i dont


You will need to agree to the terms of service to apply


Oh okay I understand, thankyou


Can I get an estimate on how much I will get?


use one of our benefit calculators to estimate your future retirement , disability , and survivors benefits


Where can  find the online tools?


Use one of our benefit calculators to help you plan to


Can survivers get benefits?


This protection is particularly important for young families with children


Hi there. I need some advice about to the documents need to proof a insurance.


Sure, no problem. Has your vehicle registration or license be suspended due a lapse in automobile liability insurance coverage?


Yes it has.


Well, no problem. You can now provide proof of your insurance cover online or by mail.


O.k., that's very useful. What do I need to provide the proof online?


You will need some documents, for example, you will need the inquiry or suspension order from the dmv.


I'll be able to do the whole process online right?


Are you interested into take the whole process online?


All I can. But just if is possible. If not, then no.


What will happens if my insurance company fails to confirm my information?


If that happens, I'm afraid that your license or register will remain revoked or suspended.


In order to obtain a social security card, what original documents do I need?


For starters you would need your proof of citizenship.


Are you a U.S. born adult?


No I am not.


Is there a website where I can get more information?


Yes, we have a Social Security Number and Card website.


What if don't have the specific documents that are required?


If we don't receive the documents within 10 days we can look at other documents as long as they aren't expired and show your name and identifying information such as a birthday or a photo.


What counts as proof of identity?


Any document that isn't expired that has information about you such as a driver's license or passport.


What specific cards show proof of identity?


You can use a U.S. driver's license, a state ID card, or a U.S. passport.


Am I able to request a replacement card online?


Yes, ordering online is a fast and secure way to get a replacement card.


I need to know about VA Home Loan Benefits.


We have a variety of VA direct and VA-backed loans


What about Veterans Housing Assistance Grants


There are grants for a veteran or servicemember with a service-connected disability


Are you receiving other VA Benefits and Services?


No I am not


What if I have trouble making payments on my VA-Backed mortgage?


you can get help if you're struggling to make your monthly mortgage payments.


What about refinance offers that have very low interest>


These offers are often misleading and too good to be true.


Can a spouse of a veteran apply?


Possibly we can apply to see if you qualify.


Can I apply for medicare benefits?


The easiest and quickest way to apply for retirement , spouse 's , ex - spouse 's , or Medicare benefits is to apply online


was your pension plan terminated?


yes


ok great! there are websites you can go to


What documents do I need?


Sure, no problem.  We may ask you to provide certain documents to show that you are eligible and help us decide how much your benefits should be


what if  you are not getting Social Security and you are not ready to retire?


you should still use our online retirement benefit application to sign up for just Medicare three months before your 65th birthday


What is the best site to use?


Benefit Eligibility Screening Tool BEST to help identify other Social Security programs for which you may be eligible


what do I need to show when I apply?


We may ask you to provide certain documents to show that you are eligible and help us decide how much your benefits should be


I am looking at applying for a Direct PLUS Loan for Parents through the FSA, can you give me some help with the process?


Do you know all the features and benefits of the Direct PLUS Loan for parents?


No, I'm not fully aware of all the features, is this something that you could help me with?


Are you aware of the process that is involved with applying for a Direct PLUS Loan?


I think I am, but could you go through it with me to ensure that I am fully up to speed with the process?


To start, you need to log in to the website with your own login credentials


Through the Direct PLUS Loan for parents, do I get the funding paid directly to me or does it go to the student?


You can designate where the funds go to, either to yourself or to the student, it depends on yourself


What can I do with the proceeds of the Direct PLUS Loan once it is approved?


This loan allows you to authorize your school to use the funds of the loan to pay for any other charges that arise and are related to your child's education. This is after tuition, fees and room and board have been paid


And do I have to authorize my school to do this?


No, you are not required to authorize your school to do this


how is the hearing process


You are entitled to hire an attorney and to bring that attorney to the hearing. The DMV is the petitioner is this case and the complainant may be a witness for the case


you already have your hearing result


yes


the ALJ may sustain some , all , or none of the charges . There may be no action , a warning , the imposition of a suspension , revocation , and/or civil penalties


if I pay my fine and serve your period of suspension


you will be back in business after complete compliance


if I appeal?


you have 60 days from the date of the ALJs decision to file the Appeal From DMV Hearing Determination PDF AA-33A , which must be accompanied by the appropriate filing fee


If a complaint has been filed against me


a Consumer Services Rep from the DMV will contact you in an attempt to resolve this complaint . The CSR will explain the nature of the complaint and will also inform you of your rights , responsibilities , and your liability


Si el ALJ solo impone sanciones civiles?


in order to prevent the loss of your operating privilege , you must pay all fines and penalties . You will receive a letter from the DMV shortly after the hearing


Hello, what can you tell me about foreign programs?


Are you planning to study at a foreign school?


No, I'm just looking for some information.


Tell me, in theory, could I get education benefits to study abroad?


Yes, you can get education benefits if you meet all of the requirements.


What requirements are we talking about?


Are you eligible for or already get VA educational assistance as a Veteran, service member, Reservist, or qualified dependent?


Yes, I am.


Have we already approved your program?


No. Like I said, I'm just asking for information. I didn't apply.


Then I'm afraid you can't get education benefits. Sorry.


Hello, I would like to continue receiving federal student aid


To maintain them, you must continue to meet the basic eligibility criteria, make satisfactory academic progress, and complete the FAFSA every year.


Do I have to complete the FAFSA form every year?


have you filled out the FAFSA?


yes


ok note that you are applying for help for a specific year. To get help next year, you'll need to submit next year's FAFSA form.


how should I make satisfactory academic progress


In other words, you have to get good grades and complete enough classes (credits, hours, etc.)


where can i see my school data?


To see your school details, you can check your school's website or ask someone at the financial aid office and your school's policy will tell you what you need.


what are the eligibility criteria


the basic eligibility criteria that allow you to get federal student aid continue to apply throughout the time you receive aid, not just when you first fill out the FAFSA and receive aid


I need information about renewing my business license.


I'll be happy to help you with that. Do you need information about your license period?


No, I just need to renew.


Are you trying to do an early renew?


No, it's getting ready to expire at the end of the month.


So, it hasn't expired yet. Am I correct?


Yeah, not until the end of this month.


That's great. I'll help you with the renewal process, but for future information, you can renew your license up to 6 months after the expiration date.


Thank you for that information. I've just recently moved, can I still renew online?


If you have not amended the address of your facility, you will not be able to renew online until you complete a form with your new facility address and send it to DMV.


Okay. How do I renew by mail?


You can call the Office of Vehicle Safety and Clean Air at 1-518-474-0919 for an application.


I was wondering if you have some resources about retirement benefits. I'm looking for some answers.


Of course. There are many time-saving options available to you, we have several online services.


That's great and all, but what if I need help with managing my benefits and can not find the answer?


In that case you can visit our contact us page for other ways to get support.


There are also several services available, right?


Correct. We continue to expand the services available online. Visit our online services page to see a complete list, including the newest services to help you manage your information. You can also search our comprehensive FAQs section for help with specific retirement issues.


That's good to know. And what can I do to keep my information safe?


Identity theft affects millions of people each year and can cause serious financial and identity-related problems. Protect yourself by securing your personal information, taking the time to understand the threat of identity theft, and exercising caution.


Sounds great. How do I report suspicious activity then?


Did you receive a suspicious call from someone claiming to be from Social Security?


No, I'm just asking.


Hi, how you doing. Please i want to know about application to SSN for non citizen. It is possible?


It is possible, indeed, but only those non citizens who have work permits from DHS or Homeland Security, can apply.


I assume you don't have a DHS work permit but need a SSN?


Yes, i don't have a work permit but i'm in need of a SSN.


Well, being that the case, you'll need to look for more information. you can search under "If you don't have permission to work" section in our printed information.


Ok, i'll have to look at it. Please, another question. I have a relative who is a student, a international one. What documents does he need to get a SSN?


Given he's an international student, then he must provide a letter from his sponsor, with an original signature that authorizes his employment.


That's great, i'll make sure to tell him. Please, i want to know what could happen if somebody who got its SSN for non working purposes, uses instead to work?


Obviusly, that would be a violation. We would have to inform DHS about the situation.


Right, right, so obvious, huh?. Look , something about students again. A Friend's daughter is coming and she is going to be in a curricular practical training. what she need?


Well, if she is going to be in a CPT, then she must provide form I-20 with its employment page completed and signed by her designated school official.


I'm sorry, which form you said?


No problem. It's form I-20 and needs to be completed and signed by her designated school official.


What happens after a board decision that I disagree with?


Do you disagree with the Board's decision and have new and relevant evidence that will support your case?


Yes, I have new evidence and disagree with their decision.


Then you need file a Supplemental Claim and you can appeal to the U.S. Court of Appeals for Veterans Claims.


Can I get help with my appeal?


A Veterans Service Organization or VA-accredited attorney or agent can help you request an appeal.


Is there a way to find more answers to my questions?


You can look at frequently asked questions about decision review or just go to FAQs.


What happens after my request for decision review?


You find out what happens after the request decision review is over and you wait for a letter.


What do I need to do if VA schedules an exam for me?


You must be sure not to miss any of the scheduled exams.


hi, good morning. I'm needing some information about my possible health care costs, could you help me?


Of course i can help you. VA is committed to providing free health care for conditions related to military service and for veterans with catastrophic disabilities and disability ratings of at least 50%. Besides, it helps those who can't pay for care.


Oh, i see. What can you tell me about these costs ,then?


Are you a veteran, who is looking for free VA health care?


No, nothing like that.


Are you looking for help to pay medicine, tests and care?


Yeah, that's precisely what i need to know.


Good, VA can benefit you setting a fixed amount for you to pay for care, tests or medication. It runs, under the figure of copay, or copayment.


It has something to do, if i have a service-connected condition rated by us at 50% or more disabling?


Yeah, it will give you priority location and you won't pay anything.


Then it can be very useful to do the copayment, right?


Well, copay enables you to pay a reduced price for medications and tests.


What about if i haven't applied for VA health care yet?


Then you should do it, but before check the requirements for eligibility.


O.k, i'll check that out. In any case, where can i get more information?


You can look for our Veteran copayment video posted on Youtube.


How do i apply for medicare?


are you  within three months of age 65 or older and not ready to start your monthly Social Security benefits yet


yes


ok great.. you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later


What if you plan to continue to work?


Even if you plan to continue workingyou may still be able to receive some benefits


Are you under the full retirement age?


we will deduct the excess earnings from your benefits


Can I apply before the age?


You can start your retirement benefit at any point from age 62 up until age 70 .


If I do not enroll in both parts a and B can I do so later?


Good morning. I was hearing the other day about things I'm supposed to do ti repay my student loans and heard bout something called MPN, what's that?


Yes. MPN stands for Master Promissory Note and is a legal document in which you promise to repay your loans plus any accrued interest and fees to the U.S. Department of Education. Besides that main purpose, it also explains your loan's terms and conditions.


Oh isee, so it's a kind of written guarantee, isn't? So, That applies for any type of Loan?


That's right. A MPN can be related to both Subsidized and Unsubsidized Loans alike, which are available to eligible graduate or professional students.


Oh, i see. And that's just for those kinds of loans only?


No, you also have a MPN related to loans from the Direct Plus kind.


Are you clear about who have to pass through this?


No, i'm not so sure about it,


O.k that's fine, we'll just review that in a moment. Are you aware about the time needed to complete a MPN?


Yes, i heard that takes like an hour or so. IS that right?


Oh , by the way, can you tell me about what i need to go ahead with the MPN?


Sure. First, let me correct you in something. Session to complete MPN must go for less than thirty minutes. Regarding on what you'll need, it is imperative than you have your verified username and password for your FSA ID, the school name and address and contact information.


Hi. I'm trying to get information about a technology class.


I may be able to help. Are you trying to get a job in the tech world?


I'm not at that point yet.


How do I know if I qualify for the Education courses?


Well, are you no longer on active duty?


I am not on active duty.


Do you qualify for financial aid through the GI Bill?


Yes, I do.


Do you have any GI Bill entitlement dates left?


Yes, I have several days left.


Have you been accepted into a program on the VA list?


I have not applied yet.


Well, until you apply and get accepted, you are not eligible. I'm sorry. Please check back with us when you are accepted into a program that is a VA approved provider.


what's next after I send the FAFSA application?


You'll get a Student Aid Report and you will need to review it to make sure it is correct and complete.


what else happens when the report is ready?


The school you listed on your FAFSA form will use your information to determine your eligibility for federal and possibly nonfederal financial aid


what do I do if everything is correct after I look it over?


You keep it for your records


what if something was wrong on the report?


Did you find a mistake when you reviewed your SAR?


No, just wondering


where would I go to make corrections if they were needed?


You would need to make any corrections at fafsa.gov


Can you explain what a co-signer is for an Income-Driven Repayment Plan application?


A co-signer for an Income-Driver Repayment plan request is the spouse of the applicant.


Did they explain to you that you are not obligated as a spouse to repay the loan by co-signing?


Yes, that was explained to me.


What if the applicant completed an IDR plan request that was not part of a Direct Consolidation Loan Application?


He or she will click on "Income-Driven Repayment Plan Requests" under "My Loan Documents" to find and provide you with the required Reference Number.


Who should complete the co-signer form?


If you are the spouse of the applicant, then you should complete the Income-Drive Repayment Plan Request.


Where do I go to click for co-sign code?


You should click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate the code.


What do I need to do?


You must be logged in with your own unique FSA ID in order to Co-Sign the applicant's IDR Request.


How do I apply for SS as a surviving spouse?


You will need to apply for survivors benefits


You will need to fill out Widows / Widowers or Surviving Divorced Spouse 's Benefits


What other document do I need to apply


How do you verity my information


Widows / Widowers or Surviving Divorced Spouse 's Benefits


Is there a number to apply for benefits?


You can call 1 - 800 - 772 - 1213 TTY 1 - 800 - 325 - 0778 .


Do I need to file an application for survivors benefits?


You generally will not need to file an application for survivors benefits if you are getting benefits on your spouse


Should I apply for survivors benefits?


you should apply for survivors benefits promptly because , in some cases , benefits may not be retroactive


hi, what are the benefits of CHAMPVA


Are you the spouse or surviving spouse or a child of a disabled veteran or a deceased veteran?


do not


you don't qualify for TRICARE?


yes


You can get health insurance through the Department of Veterans Affairs CHAMPVA Health and Civil Medicine. Through this program, we cover the cost of some of your health care services and supplies.


Ok thanks for the information. Another question, when do you consider that a supplier is authorized?


When providers perform services within the scope of their license or certification, we consider them authorized.


okay. and what requirements should i meet?


Are you the spouse or child of a veteran who has been permanently and totally disabled qualified for a service-connected disability by a VA regional benefits office?


very well meets the requirement to obtain medical care through CHAMPVA


who authorizes suppliers?


we consider who is authorized.


I came here to find information about protecting my identity. Can you help me with that, please?


Of course. Do you want to reduce your risk of identity theft when applying for aid?


Yes, please.


Identity theft can occur when criminals access personal data such as names, Social Security numbers, and bank and credit card information. Using the stolen data, the criminal can illegally obtain credit cards, set up mobile phone accounts and more.


I see. And how do I report fraud or identity theft?


Do you want to report financial aid fraud?


Yes, that was the plan.


A company charging for financial aid advice is not committing fraud unless it doesn't deliver what it promises.


Would you like to get more information about financial aid fraud or to report fraud?


Then you should contact the Federal Trade Commission and the Consumer Financial Protection Bureau.


I'd also like to change my FSA password. How do I do this?


Simply log in to your account using your username and password. Once logged in, change your Account Information in your account settings.


I think I might have been contacted by a scam company.


Did you divulge personal information about your student loan?


You I didn't but it looks suspicious and that's just not right.


Would you like to know how Student Loan Debt Relief Companies work?


Yes that would be helpful.


Student loan debt relief companies are private companies that provide or claim to provide student loan management services for a fee. Often these companies are charging for services you can easily manage yourself.


Have you stopped paying your loans?


No I haven't.


There must be companies that I can trust with this, no?


Certainly, you can refer to this list of trusted companies that work with ED to provide student loan services.


How can I tell if a company has a good reputation?


It is quite difficult due to the fact that many student loan debt relief companies operate under many different names and use many different phone numbers to avoid detection. Some even go as far as to reopen under different names after being sued or shut down.


What can you tell me about CHAMPVA benefits?


Are you the spouse or surviving spouse of or a child of a Veteran with disabilities or a Veteran who has died?


No. I'm none of that.


Do you NOT qualify for TRICARE?


No, I do qualify for TRICARE. At least I should.


So what requirements do I need to meet to get health care through CHAMPVA?


Are you the spouse or child of a Veteran who's been rated permanently and totally disabled for a service-connected disability by a VA regional benefit office?


No.


Are you the surviving spouse or child of a Veteran who died from a VA-rated service-connected disability then?


Yes, my father died in the line of service.


You can only get health care through CHAMPVA if you don't qualify for TRICARE.


Hello, I would like to have more information about Student Loans


of course I will share a link for you to have more information


have you received a student loan?


no


and what information is there to know the federal subsidies?


Watch this video to learn about federal grants, loans and work: studying jobs and how they can help you finance your education. Subtitles available in English and Spanish; just start the video and click on the CC symbol at the bottom.


and where does the financial aid come from?


Financial aid may come from federal, state, school, and private sources to help you pay for college or career school.


and what else can i see?


You can see the accessible version wmv


And what about the scholarships?


Many private and non-profit organizations offer scholarships to help students pay for college or vocational school. Sometimes based on academic merit, talent, or a particular area of study, this type of free money can make a real difference by helping you manage your education expenses.


Hello there, greetings. I've been told that i must create an account on this page My Social Security, in order to manage some benefits, Is that mandatory?


Are you experiencing issues with account creation or you simply, don't want to create one  online?


Yes i'm having problems to create an account.


If you're having problems, you may still create an account  in person by visiting your local Social Security office.


Um, so you are telling me that i'll have to get into that online thing anyway, huh. Ok then, Is there any way to improve that account's security? IT changes anything inside?


You don't have to worry too much. You can always disable extra security whenever you want. The only change would be an extra security code provided by us for you to log in. All the other details remain the same.


OK, i suppose that's good to know that. To confirm, if i'm unable to create an account on my own, i go to the social security office,right?


That's correct. That what you should do.


I heard about something called phishing, could you tell me more about it.


For that, you can go to OnGuard Online section.


Ok, i'll check it out later. say if i see any suspicious link, how do i verify that?


That's simple. Just hover over the link with your mouse until a text appears with the web address and be sure it ends in .gov/..For example: https://www,ssa.gov/myaccount/


I need to know what I can do to pay for course materials if I don't have any money.


Of course. Would you like to know when schools that participate in federal student aid programs must provide a way for you to obtain your books and supplies by the seventh day of the term?


Yes, please.


Are you eligible for disbursement i.e., the payment of your financial aid 10 days before the term begins?


No, I'm not.


Then I'm afraid that schools which participate in federal student aid programs do NOT need to provide a way for you to obtain your books and supplies.


What if my school provides me financial aid?


Sometimes money is left over after your aid is applied to your tuition, fees, and other school charges. This remaining amount is called a credit balance.


Well, that doesn't help me solve my issue. Is there any way to get course materials for less money?


Your options for course material formats will vary by school, instructor, and course, so learning what your options are and knowing about any cost-reduction initiatives your school may have can result in significant savings.


But what if I need new textbooks?


Even then you may be able to save money by shopping around.


Good evening, I came here to have some questions about the voter registration application answered.


Of course. Would you like to know if you're eligible to register to vote in New York State?


Yes. That'd be great.


To register to vote in New York State you must be a U.S. Citizen and be at least 18 years old by the end of this year.


That's good to know. Can you suggest a random topic?


More info.


Is there a way to update my voter registration without changing my DMV records?


Yes. For this you must complete the New York State Voter Registration Form on the New York State Board of Elections website and mail it to your County Board of Elections.


And what should I do if I have waited almost 2 months for a response and haven't gotten anything?


In that case you should contact them at the phone number or address provided on the New York State Board of Elections website.


One final question: how do I know what my voter registration status is?


The NYS Board of Elections provides a website for New York State residents to check their voter registration status.


can you give me details of VA Individual Unemployability if you can't work


If you can t work because of a disability related to your service in the military a service - connected disability


I do not have a service-related disability


ok tell me the requirements?


You have at least 1 service - connected disability rated at 60 % or more disabling , or 2 or more service - connected disabilities with at least 1 rated at 40 % or more disabling and a combined rating of 70 % or more


yes


You can t hold down a steady job that supports you financially known as substantially gainful employment because of your service - connected disability


Yes You may be able to get disability benefits


Can I get disability benefits from VA?


In certain cases for example


What information can you give me about a sporting license?


You can request the information from the DMV.


Do you have proof of having the license?


Yes, I can provide it.


There is a fee for the driver holders.


Can I customize a plate?


Yes, there's a catalog that shows the pictures.


Is there an additional fee?


Yes there's an annual fee and a renewal fee.


Will it take long?


You can pay a fee and get it immediately or wait for the renewal.


How much does it cost?


Some fees are waived for first timers.


Hello there. I need some help. I've been looking at that Benefits Planner for survivors and I can't make sense out of many things.


It would be my pleasure to help you. You should know that when a person dies, we will be notified immediately, so you can not report a death or apply for survivors benefits online.


Did you want to report a death or to apply for benefits?


No, I have no death to report. I'm just looking for information.


My question is if I have to apply for survivors benefits or if I automatically get survivors status.


Unfortunately you can't apply for survivors benefits online, we automatically receive a report when a person dies.


Do you want to know more about the process of reporting a death?


Nah, no need for that. I just wanted some information, that's all.


Would you perhaps like to know about which documents you need to apply for benefits?


No, no. I'm good. Thank you for your time.


How much are the fees to register?


Hello! I can help you with  that Residents of New York City and several counties in New York State must pay a vehicle use tax when they register a passenger vehicle or renew a passenger vehicle registration


If you reside outside New York City and you are exempt from the vehicle use tax in the county where you reside or have a business


What If I live outside of it?


If you reside outside New York City and you are exempt from the vehicle use tax in the county where you reside or have a business ,  complete form UT-11C


If you reside outside New York City and you are exempt from the vehicle use tax in the county where you reside or have a business , complete form UT-11C


About how much are the fees?


I will happy to assist you with this. The chart shows the use taxes for all original registrations and renewals by the weight of the vehicle


Is there a place to read more information?


If you have any questions about the taxes, ask the city or county where you reside.


Do I need to pay if I live in Manhatton?


Supplemental MCTD fee - $ 50 for two years $ 25 per yea


What do I need to know about this?


Disability is a subject you may read about in the newspaper , but not think of as something that might actually happen to you


Can it be my only income?


The Social Security disability insurance program pays benefits to you and certain family members if you worked long enough and paid Social Security taxes


IS it for everyone?


] the medical requirements are the same under both programs and disability is determined by the same process .


What info are you gonna ask?


we ask you for information about your medical condition , work , and education history to help us decide if you are disabled under our rule


When does coverage start


what happens if you go back to work


Do I need an attorney?


If you are an Advocate , Attorney , or Third Party Representative and you are helping someone prepare an online Social Security benefit application


I need information about planning for retirement benefits.


Do you have delayed retirement credits?


No, I don't think so.


If Do you need information about delayed retirement increases?


No.


Would you like more information on retirement benefits?


No, I need help with planning for retirement.


What's the best age to retire?


There is no one age that is best for everyone, but we can provide you with information to help you decide what is the right age for you.


What should I be considering?


One thing to consider is whether or not you will have medicare beneficiaries.


Hello there, I have some questions about selling a retail vehicle. Can you answer them, please?


Of course. Some exceptions allow you to use a Salvage Certificate MV-907A to sell a vehicle as "junk". The DMV can not issue a title certificate or a registration to a junk vehicle or a salvage vehicle that is rebuilt unless the vehicle passes a salvage vehicle examination.


Is a title certificate issued?


Yes, there is one.


Then it will receive a brand that displays "REBUILT SALVAGE: NY".


Do you need me to give you the selling price?


No, the selling price is not required on form MV-50 when a vehicle is sold wholesale.


Good to know. What can you tell me about the warranty of vehicles being sold?


These terms refer to the warranties described by the Office of the Attorney General website: www.ag.ny.gov in the 'Lemon Law'. The Vehicle and Traffic Law requires a dealer to complete the Used Vehicle Certification on form MV-50. The law applies to all vehicles sold at any selling price and which display any odometer reading.


I understand. And how do I get a surety bond?


For this you must contact a surety insurance company. Make sure that the business name and mailing address on the bond exactly match the business name and mailing address on your DMV facility license. Make sure that you write your Facility Number on the bond.


How do I know what bond amount is needed?


The bond amount depends on the number of vehicles the dealer sold in the previous calendar year, or if the dealer is licensed as a franchised new dealer.


One final question, if I may: where can I find some more information about record keeping for dealers?


The best source of information is the NY State Dealers & Transporters Regulations (CR-78).


Hello I need information about How to Access my VA life insurance policy online


do you have VA life insurance?


Yes


If you have VA life insurance, the easiest way to manage your policy is online.


What can I use the online portal for?


You can use your online portal to:   check the status of your policy to make sure it is up to date   Pay your premium the amount you will pay each month to keep your coverage s    Learn about your plan and renewal options.


and How do I access my policy?


Access your policy online through the Prudential Insurance Company of America Service Member Group Life Insurance Office. Prudential works with us to provide SGLI and VGLI benefits to service members and veterans. Find your policy through Prudential Insurance Company of America


what kind of benefits does it provide?


Prudential works with us to provide SGLI and VGLI benefits to service members and veterans.


What should I do to ensure my coverage?


Pay your premium the amount you will pay each month to keep your coverage


Good day. Can you tell me about the different types of counseling, please?


Of course. Do you want to know more about entrance counseling?


No, I already know that type.


Do you want to know more about financial awareness counseling?


Yes, please.


Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances.


Seems useful. I changed my mind. What do you have about entrance counseling?


Entrance Counseling is required before you can receive your first Direct Subsidized Loan, or Direct Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate/professional student.


What can you tell me about TEACH grant counseling?


Well, you can complete TEACH Grant Initial and Subsequent Counseling.


Alright then. Finally, how do I begin my exit counseling session?


Simply log in to start your exit counseling session.


I need to know if I qualify for a low-interest student loan.


I can help you with that. Low interest loans for students are based on their financial need.


Can I qualify if I'm enrolled in a two year associate degree program?


Absolutely, but the maximum period that you can receive Direct Subsidized Loans is three years.


What a Direct Subsidized Loan be beneficial for me, if I'm only going to school part time?


Yes, this would be a good choice for you. Direct Subsidized Loans are also great for those who enter a period of deferment of their loan payments.


Who is eligible for a Direct Subsidized Loan?


These loans are for undergraduate students with financial need.


How will I be contacted after I receive the loan?


Have you received a Direct Loan?


Yes, I will be.


Great. You will be contacted by your loan servicer. This is also who you will be repaying your loan to.


Hello? Can any of you folks tell me what to do if I got exposed to that nasty agent orange?


Of course. Did you serve in Vietnam, including aboard a vessel on the inland waterways or within the 12-mile territorial seas?


No, I didn't.


Did you serve in or near the Korean Demilitarized Zone during the Vietnam Era?


Yes, I've been stationed in Korea. Met my wife there.


Can I somehow get disability benefits from you folks?


Yes, you may be able to get disability benefits if the below descriptions are true for you.


Well, I served in Korea. Is that one of the requirements?


Yes. You may have had contact with Agent Orange, an herbicide the U.S. military used to clear plants and trees during the war. We refer to this as having a presumption of contact.


Oh boy. What other conditions do I have to meet to get disability benefits?


Do you have an illness we believe is caused by Agent Orange called a presumptive disease?


No, not that I know of.


I'm afraid you aren't able to get disability benefits then. I'm sorry.


If I can't get VA dental care benefits, can I get help buying dental insurance?


You may be able to buy dental insurance at a reduced cost through the VA Dental Insurance Program VADIP if you meet at least one of the requirements listed below


ok


Are you signed up for VA health careApply now?


no


Are you signed up for our Civilian Health and Medical Program also called CHAMPVA , a health insurance program for dependents of Veterans?


yes


You are able to buy dental insurance at a reduced cost through the VA Dental Insurance Program VADIP


great


can I help you with anything else?


What if I got a dental award letter from VBA dated before 1955 stating that my dental conditions aren't compensable?


[39] then you are no longer eligible for Class II outpatient dental treatment .s   [40] This is because of Public Law 83 , which was enacted June 16 , 1955 , and which amended Veterans eligibility for outpatient dental services


what if I'm in Class IIB?


You may qualify for : A one - time course of dental care that a VA dental care provider concludes you need to achieve at least one of the goals listed below .   [67] The dental care must be needed to :     [68] Relieve your pain , [69] or     [70] Help you get a job , [71] or   [72] Treat your moderate , severe , or complicated and severe gingival and periodontal conditions gum infections that can lead to pain , swelling , and bone and tooth loss if not treated


How can I learn passenger wehicle taxes and fees


You can use charts


And if this is the original registration of your vehicle, you must pay some addition fees.


Can you explain


For example If I reside outside New York City, will I pay at both place?


No. If you reside outside New York City and you are exempt from the vehicle use tax in the county where you reside or have a business


What are New York City places


New York City Bronx, Kings (Brooklyn), New York (Manhattan), Queens, Richmond (Staten Island) Vehicle use tax - $ 30 for two years $ 15 per year. And Supplemental MCTD fee - $ 50 for two years $ 25 per year


*And I again want to turn Registration fee chart. Exactly what is on the chart?


The chart shows the 2 year fee by vehicle weight


and I just told you a little bit about the fees


Should I pay to renew a passenger vehicle registration as well


Yes. You must pay to register and renew.


Hello there. What can you tell me about repaying the loan in full?


Well, a third option for getting out of default is to repay the full amount of your defaulted student loan.


What if I don't have my loan holders contact information to make a payment?


Simply log in and select "view loan servicer details".


How can I get help with my defaulted loan?


Do you need help with your defaulted loan?


Yes, I do.


Then you will need to contact the holder of your defaulted loan. Find out who holds your loan by logging in and selecting "view loan servicer details". Remember: StudentAid.gov does not include information about any private student loans you may have received.


What if consolidate a defaulted loan?


In that case the record of the default as well as late payments reported before the loan went into default will remain in your credit history. Late payments will remain on your credit report for seven years from when they were first reported. It's important that you fully understand loan rehabilitation and loan consolidation before making your decision.


Sounds good. Can I also reconsolidate a defaulted FFEL Consolidation Loan?


Yes, you may reconsolidate a defaulted FFEL Consolidation Loan without including any additional loans in the consolidation, but only if you agree to repay the new Direct Consolidation Loan under an income-driven repayment plan.


I need help with retirement benefits.


Are you divorced?


No, I'm currently married.


If I work and am eligible, how does it affect benefits?


We have a calculator you can put your information in to see how payments would be affected.


It shows what happens to benefit payments if I still want to work?


Yes, it will show you what the numbers will look like.


Is there a limit as to how much I can earn if I work?


Yes, the retirement benefit earnings limit applies.


Should I apply for benefits on my records or my ex's?


We pay yours first, and if your ex's is higher, we add the difference.


Is there a way to estimate my aid I could get?


Do you want to estimate your federal student aid, but are not ready to actually apply for the aid?


No, that is not the case.


Can you give me an info about the questions I would need to answer on FAFSA4caster?


You answer such things as financial and other questions that will help estimate your federal student aid eligibility and most questions are easy.


What would be the best way to get the most accurate estimation?


It would be best to answer all the questions on FAFSA4caster, even if it is just an estimate to get the most accurate estimation.


How would the information provided by FAFSA4caster to displayed?


Did you complete all the relevant questions in the FAFSA4caster?


Yes, I have completed all the questions.


The screen should display a worksheet to help you determine the net cost of attending college.


Hey there, i have been reading some information about veteran's health care and i know there are some health care centers for us, but i think there is more. I'm right?


You are not mistaken. As veteran, you may get care in any of the following: a VA outpatient clinic or in a mobile Vet Center.


Are you distant from a veterans medical center?


Yeah, i would need to take the road for a while to get ot the nearest facility.


Do not worry. If that's your case, Veterans affairs may pay for emergency care in a non.VA setting. In any case, you have to be sure to contact the nearest VA medical center asking to talk with the patient transfer or patient administrator representative.


O.k,o.k, i'll keep that in mind. What would i need to be able to use all this?


First of all, you need to be enrolled in Veterans health and have received care from us sometime in the previous 24 months.


That's pretty nice from you. If i need mor information, where should i look at?


If you still have doubts or just want to know more, contact your local veterans medical center via a call, requesting enrollment coordinator to talk.


This maybe won't happen, but what aobut if i go outside the U.S?


Then you'll need to sign up for Foreign Medical Program.


Umm ok. If i need to change my address, what should i do?


Call us at 877-222 VETS.


If i need more information, where?


Contact your care team then.


I need help with retirement benefits.


Are you and your spouse divorced?


Not currently.


Is there a limit if I'm still working?


Yes, the benefit earnings limit still applies.


If I'm eligible for benefits for me and my ex-spouse, which do I get?


Your retirement benefits would be paid first.


What if my ex's benefits are higher?


You'll get the difference, so the combination is equal to the higher amount.


What if my ex re-married?


There ways to qualify even if they re-married.


Hey there, I need to know a few things about loan consolidation.


Of course. Another option for getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan.


Would you like to know how to consolidate a defaulted federal student loan into a new Direct Consolidation Loan?


No, thank you.


I'd like to know something else. What can you tell me about repayment in full?


Well, a third option for getting out of default is to repay the full amount of your defaulted student loan.


What if I want to consolidate a defaulted plus loan that I got for my son's education?


The only income-driven plan you can choose is the Income-Contingent Repayment Plan (ICR).


Ah, I see. So what do I need to do to reconsolidate a defaulted direct consolidation loan then?


You must also include at least one other eligible loan in the consolidation in addition to meeting one of two requirements.


Makes sense, but how can I rehabilitate a defaulted Federal Perkins Loan?


For this you must make a full monthly payment each month, within 20 days of the due date, for nine consecutive months. Your required monthly payment amount is determined by your loan holder. We can help you find out where to go for information about your Perkins Loan.


How do I apply for handicap parking?


You cannot apply for a space on streets of New York but can use vehicle plates for people with disabilities.


You can call or visit the NYC Department of Transportion website for more info.


So I can call or visit website.


yes.


Is the laws governing handicapped parking spaces?


Yes, state county or local law enforcement are authorized.


What do I need to submit for handicap license plates?


A copy of a medical certification from a doctor.


Where can I apply?


At any state or county motor vehicle office.


What qualifies?


Use of portable oxygen, legal blindness is 2.


Hello, I wanted to know which dental care benefits I can use as a veteran.


Of course. First we need to find out your benefits class and the dental benefits you may qualify for.


Are you being paid at the 100 % disabling rate based on a temporary rating for a reason such as a long stay in the hospital or rehab care?


No, I'm not receiving any payments.


So can I apply for those benefits?


Yes, you can apply for benefits.


But what are the conditions I need to meet? There's no point in applying if my application gets rejected due to that.


Are you signed up for VA health care?


No.


Are you signed up for our Civilian Health and Medical Program also called CHAMPVA , a health insurance program for dependents of Veterans?


Yes, I've been in champva for a while now.


In that case, you may be able to buy dental insurance at a reduced cost through the VA Dental Insurance Program, VADIP, if you meet at least one of the requirements.


can you help me so I know where I can get medical care from the VA?


Have you signed up for VA health care?


no, but I am going to


what will they do for me?


Once you sign up for VA health care you become part of the country’s largest integrated health care system. We serve nearly 9 million Veterans each year.


will you provide services if I am outside of the U.S. or do I have to come back to get care?


We will pay for certain health care services received in foreign countries but you will need to sign up for the Foreign Medical Program


do you have urgent care clinics here in the U.S. or is it all hospitals?


You can use clinics that are part of our community provider network, but you will need to be enrolled in VA health care and have received care from us within the past 24 months.


If I need medical care while traveling is it the same as that foreign program you named?


If you need care while traveling you should let us know in advance so we can plan for your care. Please give us at least 4 to 6 weeks notice if possible


I am confused about the student loan repayment process, can you help me?


Don't let the student loan repayment process overwhelm you. I recommend that you use a checklist to help you manage and pay your federal student loans.


do you want to do the checklist?


yes I would like it


This list will help you make payments and determine which payment plan is best for you. And you'll know what to do if you're having trouble making payments or think you might be eligible for loan forgiveness.


With this list can I see plans that will have a refund of up to 20 or 25 years?


yes but if it is not fully refunded within that time the remaining balance will be forgiven.


If you fail to pay the full amount due on time or if you start to miss payments, including one, will your loan be considered delinquent?


yes and you may be charged late fees


using Loan Simulator. If I want to pay my loans quickly and I want to afford it, what can I do?


you must select the standard Payment Plan


When I sign up, what benefit does my payment have automatically taken from your bank account every month?


The benefits it represents is that it will help you keep up with your payments, and as an added bonus, you can get an interest rate deduction of 0.25% if you have direct loans.


I would like to know what types of counseling are there.


Of course. Do you want to learn more about entrance counseling?


Yes, that'd be nice.


Entrance Counseling is required before you can receive your first Direct Subsidized Loan, or Direct Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate/professional student.


What if I'm looking for TEACH grant counseling instead?


Then you can complete TEACH Grant Initial and Subsequent Counseling.


And what about financial awareness counseling?


Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances.


I see. What if PLUS credit counseling is completed voluntarily?


If PLUS Credit Counseling is completed voluntarily and you are determined to have an adverse credit history by the U.S. Department of Education within 30 days of PLUS Credit Counseling completion, your PLUS Credit Counseling requirement will be considered to be fulfilled.


Well, what can you tell me about exit counseling?


Exit Counseling is required when you graduate, leave school, or drop below half-time enrollment. Exit counseling provides important information to prepare you to repay your federal student loan.


Hello I need information about How to Access my VA life insurance policy online


do you have VA life insurance?


do not


How do I access my policy?


If you have a VA life insurance policy with a file number that begins with V, RH, J, RS, K or W or you want to apply for the service - life insurance for disabled people life insurance for veterans who have to be disabled As a result of serving in the military, access your policy online through VA. Find your policy through VA


Yes


What do I do if I have a VGLI Life Insurance policy?


If this is the case, access your policy online through the Prudential Insurance Company of America Service Members Group Life Insurance Office. Prudential works with us to provide SGLI and VGLI benefits to service members and veterans. Find your policy through Prudential Insurance Company of America


and how is the easiest way to administer my policy?


the easiest way to manage your policy is online. You can use their online portal for that purpose


and where can i find my policy?


Find your policy through Prudential Insurance Company of America


and what things will the online portal allow me to do?


You can use your online portal to:    Check the status of your policy to make sure it is up to date.   Pay your premium the amount you will pay each month to keep your coverage   Learn about your plan and renewal options.


can you give me details of Agent Orange exposure in Vietnam or Korea


Did you serve in Vietnam , including aboard a vessel on the inland waterways or within the 12-mile territorial seas ?


yes


Did you serve in or near the Korean Demilitarized Zone DMZ during the Vietnam Era ?


you may have had contact with Agent Orange , an herbicide the U.S. military used to clear plants and trees during the war . We refer to this as having a presumption of contact . Find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange .s


Can I get disability benefits from VA?


ok tell me the requirements?


You have an illness we believe is caused by Agent Orange called a presumptive disease


You may be able to get disability benefits if the below descriptions are true for you


If you served in either of these locations


you may have had contact with Agent Orange , an herbicide the U.S. military used to clear plants and trees during the war .


What if I need help filing my claim?


You can get help from us in one of these ways :Call 800 - 827 - 1000 or TTY 800 - 877 - 8339 ,Go to your nearest VA regional benefit office ,


How do I get these benefits?


You ll need to file a claim for disability compensation


Have a good day. I been searching information about the loans how they help students.


Sure, this s avery important part for students this days. Students may be eligible to receive subsidized and unsubsidized loans based on their financial needs.


And what are this loans?


The loans in both forms, are federal aid to help students to cover cost of higher education at a four year college or university, community college, or trade, career or technical school.


And who is in charge of this?


The u.s. department of education is the one who offers eligibility.


And when do I have to start paying this loan?


After you graduate or leave the school, you need to start paying back the loan. Are you already graduated?


No, not yet.


What happens, if I'm a dependent student of my parents and they are not eligible for a direct plus loan?


If that's the case, you may be able to receive additional direct unsubsidize loan funds.


Hi can you give me information on what disability is?


I will be glad to help you with that.   Disability is a subject you may read about in the newspaper , but not think of as something that might actually happen to you


What does it do?


While we spend a lot of time working to succeed in our jobs and careers ,s [6] few of us think about ensuring that we have a safety net to fall back on should we become disabled


IS there a website I can refer to?


Additional information about SSI can be found at " What Is Supplemental Security Income


How do I get an attorney involved?


If there is an  an Advocate , Attorney , or Third Party Representative and you are helping someone prepare an online Social Security benefit application


DO I need an attorny?


there are some things you should know


How would yu describe i?


We pay disability benefits under two programs :


IS it for most people?


the medical requirements are the same under both programs and disability is determined by the same process


I would like to know how much I need to pay for fees and taxes for my car.


You will need to look at the attached charts. One is for registration fees and one is for taxes.


This is a new car, so it is my first time paying the registration fee.


Okay. You will need to pay for your plate, which is $25, and you will need to pay for your title certificate, which is $50.


Do I have to pay any money to the county?


Yes. This is based on how much your car weighs. Also, if you live in one of the MCTD counties, you will have an additional fee.


When do I need to pay the vehicle use tax?


You will need to pay the tax when you register a car or renew your registration.


What if I don't live in New York City?


You may be exempt from the vehicle use tax in the county where you live.


What if I have an electric vehicle?


You will have a minimum 2 year fee of $32.50.


I need help with an expiring temporary registration on a car that we moved


Are you unable to get the title certificate for a vehicle you are selling and the temporary registration is set to expire soon?


yes


You can't get another temporary registration.  An additional temporary registration won't be issued under any circumstances.


how do I enter the selling price on the MV 50 form for a vehicle that was sold wholesale?


The selling price is not required on form MV-50 when a vehicle is sold wholesale


Do we need the facility number on the surety bond even if it has the business name and address on it?


Yes, you need to write your Facility Number on the bond.Make sure that the business name and mailing address on the bond exactly match the business name and mailing address on your DMV facility license.


what will we need to put up for the bond?


That will depend on the number of vehicles you sold in the previous calendar year , or if you are licensed as a franchised new dealer


do we need to do the used vehicle certification on all cars we sell?


The Vehicle and Traffic Law requires a dealer to complete the Used Vehicle Certification on form MV-50. The law applies to all vehicles sold at any selling price and which display any odometer reading.


I am planning my retirement. Where do i begin?


Delayed Retirement Creditsp   [3] Social Security retirement benefits are increased by a certain percentage depending on date of birth if you delay your retirement beyond full retirement age .


ok that is not applicable to me but thank you


f you 've already reached full retirement age , [7] you can choose to start receiving benefits before the month you apply does this apply to you?


no it does not


ok no problem, any other questions?


yes is there any othe rinfo?


When do you plan to start your benefits?


What 's the best time to start your retirement benefits ?


Here 's some additional information that may help you decide what 's right for you :   [20] Early or Late Retirement ?


ok is that all?


How are they increased?


Social Security retirement benefits are increased by a certain percentage depending on date of birth if you delay your retirement beyond full retirement age


Well, I do have some question about my voter registration application. Hopefully you can answer them.


Of course. Are you wondering if you're eligible to register to vote in New York State?


Yes, I am.


To register to vote in New York State you must be a U.S. Citizen and be at least 18 years old by the end of this year.


Do I need to update my voter registration if any information has changed?


You do not need to update your voter registration information if your political party preference or your name has changed since you last voted.


I understand. Where can I find all of the voter registration requirements?


The full voter registration requirements are listed on the New York State Board of Elections website.


And what do I need to register to vote online?


To register to vote online you will need your NYS Driver License, Permit or Non-Driver ID.


And how does the voter registration on your website work?


You already mentioned that before. Can you suggest a random topic?


More info.


I wanted to know how you will give me the financial aid to pay for books