no, just think I should have gotten more money and they did my application wrong


You don't think it was correct the way the school calculated your eligibility for federal student grants


I have recently become permanently disabled. How do I apply for Social Security?


To apply, you will have to provide information about yourself including your Social Security number, information about your health history including doctors names and addresses, dates of any hospital visits, and a list of medication and the dosage you take.


Do I need to provide any information about the others who live in my home?


Yes. If any other members of your household qualify for benefits, their social security numbers and proof of their ages will be needed.


Do I need a proof of marriage if my husband is applying for benefits, as well?


Yes. A proof of marriage is required if your spouse is applying for benefits too.


I'm not clear on whether or not I am qualified for benefits. Is there a place where I could get more information about this?


Yes, more information about this topic can be found in your SSI booklet on page 5 under "Your income and resources".


Is there any way that I can get additional help on applying for disability?


Yes, our Disability Starter Kit is available to all adults and children under 18. This kit will help aid you in getting ready for your online application and disability interview.


If I'm turned down for disability, can I appeal?


Yes. You can contact Social Security if you are denied. If you have a hearing disability, you can call toll free at 1-800-0778.


Hello I need information about Out-of-State Driver's License Exchange


Have you moved to New York State and become a resident?


Yes


If you move to New York State and become a resident, you must obtain a New York State driver's license within 30 days.


What if it is not printed in English?


You must present an International Driving Permit or a certified translation of your driving license to the test drive. The translation must be certified by a consulate, the United States Department of State or another official agency.


How can I change my out-of-state driver's license?


Learn how to change your out-of-state driver's license


you must be a US citizen. USA To get a New York driver's license?


do not However, you must have DHS documentation from the US Department of Homeland Security. USA That supports its legal status in this country. The expiration date on your DHS document is added to your New York State non-driver's permit, driver's license, or ID card.


What if the temporary visitor status is extended?


must lead to a DMV officea completed permit application, driver's license or driverless identification card pdf MV-44


What does "TEMPORARY VISITOR" mean?


A temporary visitor is defined as anyone who is not immigrating or who does not live in the United States. These visitors have DHS documentation from the US Department of Homeland Security. USA that supports your legal status in this country.


I want to look into consolidating my student loans


We can help you learn about consolidation so you can decide whether a Direct Consolidation Loan is right for you


are there certain conditions for when we can consolidate loans?


We have eligibility requirements for receiving a Direct Consolidation Loan


Did you want to consolidate a defaulted loan?


no


Did you want to consolidate a defaulted loan that is being collected through garnishment of your wages , or that is being collected in accordance with a court order after a judgment was obtained against you?


no, no defaults yet and I have other questions


what's good about consolidating?


It will allow you to combine multiple federal education loans into one loan, so you will have a single monthly payment instead of multiple payments. Loan consolidation can also give you access to additional loan repayment plans and forgiveness programs.


and I can do this to an FFEL Consolidation Loan?


FFEL Consolidation Loans are eligible for consolidation only under certain conditions


I am concerned because I have been told that I can no longer get federal student aid


Don't worry, there are things you can do to get back your eligibility for financial aid


What if I don't have a high school diploma


In that case, you need to talk to the financial aid office at your school to find out what to do


I'm incarcerated.Is that a problem to get aid?


Yes, your incarceration affects your eligibility for different types of aid in different ways


Have you been informed that you are ineligible for a particular type of student aid due to your incarceration?


Yes, indeed


Well, you need to wait until you're released before you can get that type of aid


What can I do?


You need talk to your financial aid office about the circumstances that cause you to lose eligibility. Read our tips below.


What if my grades are low or I have not completed enough credits and my financial aid office told me that I cannot get federal student aid?


In that case, you need to make satisfactory academic progress in college to keep getting federal student aid.  And you can talk to your school too about whether you can appeal the decision that made you ineligible to continue receiving federal student aid


What happens if I don t pay a toll?


If you fail to pay tolls , fees or other charges in relation to 3 or more tolling violations , all committed within 5 years , or fail to pay $ 200 in tolls accumulated within 5 years , if the violations occurred in a commercial vehicle , or fail to have them dismissed or transferred


if the violations occurred in a commercial vehicle, or not have them removed or transferred?


the NYS Department of Motor Vehicles , " DMV " may send you a Notice of Registration Suspension . The notice will advise you that if you pay all of the tolls , fees or other charges owed to the tolling authority , or have them dismissed or transferred , the suspension will not take effect


Who issues toll violations?


A tolling authority , which includes the New York State Thruway Authority , the Triborough Bridge and Tunnel Authority MTA Bridges and Tunnels and the Port Authority of New York and New Jersey


If you fail to pay tolls , fees or other charges in relation to 3 or more tolling violations


you request a DMV hearing


the suspension is placed on hold pending the outcome of the hearing


Must I appear for the hearing?


As the Notice of Registration Suspension indicates


Can I request an in-person hearing with the DMV?


you may request an in - person DMV hearing or you may request a hearing by affidavit this is a hearing on paper . The Notice of Registration Suspension provides instructions about how to submit the affidavit to DMV


I need to surrender my New York State plates.


And in case my vehicle's plates are from another state, can I surrender them to the New York State DMV?


No, for that, you have to surrender the plates to its state DMV.


Will I get my driver license suspended if I can't surrender my trailer's plates?


Usually, trailers don't need liability insurance, so the DMV will not suspend your driver's license if you can't surrender the trailer's plates.


If I have a trailer, do I have to surrender its plates?


Only if your trailer doesn't have a valid registration.


Can I give my plates to another person?


No, unless that person is going to surrender your plates for you.


What would be the date used as the surrendered plates date?


The date we use for the surrendered plate dates is the mail postmark date.


How do I find out if I am eligible for VA disability benefits?


You need to review the disability benefits eligibility criteria to see if you qualify. Compensation that you may receive may also include financial support or other benefits like health care


Am I eligible for VA disability benefits if I received a discharge from the military other than an honourable, bad conduct or dishonourable discharge?


Have you been discharged from the military for any of the reasons not given above?


No, I have not


What do I have to do to qualify for VA disability compensation?


You must be able to answer the following correctly for you to qualify for VA disability compensation; firstly, have you served on active duty, active duty for training or inactive duty training?


No I have not


In that case, you may not be able to apply for VA disability benefits


Do I qualify for VA disability compensation of I received an other than honourable, bad conduct or dishonourable discharge from the military?


In this instance, you may not be eligible for VA disability benefits


Who is covered under VA disability benefits?


Veterans and their qualified dependants


Hello there, I have some questions about entrance counseling.


Of course. Do you want to know what entrance counseling is?


Yes, I do.


Did you NOT previously receive a Direct Loan or Federal Family Education Loan (FFEL)?


Yes, I didn't receive such a loan.


In that case the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.


Ah, so that is what entrance counseling is for. Well, what if I'm completing entrance counseling to borrow a loan as an undergraduate student?


Then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.


Makes sense. And how long is this supposed to take?


The entire counseling process must be completed in a single session. Most people complete counseling in 20 - 30 minutes.


I see, where can I find more information about that?


Simply return to the Counseling selection page to learn more.


I would like to know more about how I can manage my VA benefits and health care, please.


Of course. Would you like to know more about managing your health care?


Yes, that's what I just said.


Gladly. You can refill and track your prescriptions, send a secure message to your health care team, schedule and view your appointments.


I see. What can you do for careers and employment?


You can apply for vocational rehabilitation services, get support for your Veteran-owned small business, and access other career resources.


Seems awfully useful, ok. What about family member benefits?


On our page you can learn about the benefits you may qualify for as a spouse, dependent, or survivor. You can also find out what you're eligible for as a family member caring for a Veteran with disabilities.


Alright. Which brings me to service member benefits. What benefits can a service member expect?


On our page you can find out what benefits you may be eligible for during service and which time-sensitive benefits to consider when separating or retiring.


Ok, and since I'm not the youngest anymore, can you tell me something about burials for Veterans?


Of course. You can get help planning a burial in a VA national cemetery, order a headstone or other memorial item to honor a Veteran's service, and apply for survivor and dependent benefits.


Hi, hope you're doing well here. Please, can i get information about the GI Bill Benefits?


Sure, you can. GI Bill Benefits help you pay for college, graduate school and training programs. This is a program which exist since 1944, helping veterans and their family members.


Were you awarded with Post 9/11 GI Bill education benefits?


No, i haven't.


O.k. Meanwhile, can you tell me about other GI Bill programs that may i be able to qualify, please?


At your service. You have the Montgomery GI Bill Active Duty MGIB-AD available if you served at least 2 years on active duty.


I heard about some other Bill, something 9/11 related, i'm right?


You're not wrong. You're talking about the Post 9/11 GI Bill. That program will equally help you to pay for school or job training, having served on active duty after September 10,2001.


And what kind of benefits are in that Bill?


As said before, it can help you to pay for school or job training.


Is there another program yet?


Yes, there is, You have then the Montgomery GI Bill Selected Reserve MGIB for member of the Army, Navy, Air Force, etc.


Thse benefits can be transferred to other person?


That is correct. If yu have some of these benefits unused, it could pass to your spouse or dependents.


Hello, I have some questions about being exposed to dangerous chemicals.


Of course. We can find out if you can get disability compensation monthly payments and other benefits for illnesses or other conditions, like the ones listed below. These are illnesses and conditions we believe may be caused by contact with harmful chemicals or other hazardous materials while serving in the military.


Do you offer medical care for veterans who volunteered for medical research?


Yes. Are you a Veteran who volunteered for medical research for the U.S. biological and chemical programs between 1942 and 1975?


No, not during these years.


Where can I find information about this topic?


Simply visit the U.S. Army web page, or call 800-984-8523.


I wrote it down. Now back to our conversation, what if I had volunteered during the years you mentioned? Would I have gotten benefits?


Yes. In that case, you could get medical care through the U.S. Army, provided you volunteered for this research and have an injury or illness directly caused by your participation.


Alright. Where can I find more information about this?


The same places you mentioned before, I understand. What if I served in Afghanistan? Surely this must be addressed somehow.


If you served in Afghanistan, you may be at risk of certain illnesses or other conditions linked to this region.


Hey there, how is it going?. I'm a veteran with a disability and heard about some program that helps those with my condition. Could you help me out?


No problem. So, to confirm, are you a service member with a service-connected disability that impacts your ability to work?


No, not a service member. A veteran.


In my case, can i receive help from you in order to start some enterprise?


Yes, in fact you can. If you're a veteran with a service-connected disability, you can receive help from us to start your own business.


Umm, pretty encouraging. And lets say i prefer to performing a job corresponding to my actual set of skills. Could you help me on that regard?


Surely, we can. You would have to go for a little process and find out if you can get employment counseling and job-search support.


Well, that's good to know that i have options available. Sorry about being repetitive, but you told me earlier that self employment was possible and that's not only for veterans, did you?


Totally correct. Not only veterans can apply for this, but service-members can too.


O.k, O.k, is that i was sure to have read about it somewhere. Look.if i want to get more skills on something, you can help me out?


Positive on that. Through our Long term services, we can help you develop new skills.


How would I update my vehicle registration and title?


Do you need to update your name on your vehicle registration and title?


Yes, I have to change my name.


Would this be to update your legal name?


Not at this time.


Can you tell me when I get my new registration and title how much it will be?


If you have a 10 year non driver ID and are 62 age or older and a recipient of SSI there is no fee.


How do I change my address?


Do you need information about changing your mailing or residence addresses on DMV records or documents?


No, not my residence address my mailing address has changed.


I'm planning to apply for social security and direct deposit and I need some information about the process.


Of course. Are you currently not receiving any Social Security or SSI benefits yet but are you planning to apply?


Yes, that'd be the case.


Then you should tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit.


What if I already own a bank account?


Then you should bring your checkbook or a copy of your bank statement with you.


Will do. And what can you tell me about this direct express card I've read about?


The Direct Express card is a debit card you can use to access your benefits. And you don't need a bank account. With the Direct Express card program, we deposit your federal benefit payment directly into your card account.


Sounds great. How can I sign up for such a card?


It's quick and easy to sign up for the card. Call the toll-free Direct Express hotline at 1-800-333-1795. Social Security can help you sign up.


Alright. Back to direct deposit, what should I do next if I have an account?


Then should let the representative at the financial institution know that you are interested in signing up to receive your benefits by Direct Deposit.


I came here hoping you could tell me a few things about federal grants.


Of course. Here you can learn about the grant programs that are available from the U.S. Department of Education.


Alright, let me ask you this then: How can I maintain my eligibility for my grant?


The requirements for remaining eligible to receive a grant vary from program to program. Please visit the individual page relevant to your specific grant to ensure that you meet the requirements for maintaining eligibility for that program.


Will do, thank you for explaining. What about grant repayment?


Your school will notify you if you must repay part of your grant. From that point, you will have 45 days to either pay that portion of the grant back in full or enter into a satisfactory repayment arrangement.


Have you entered into a satisfactory repayment arrangement?


No, I haven't.


How can I continue to receive federal student aid?


Simply fill out the FAFSA form every year you're in school.


When will I have to repay a grant?


On our website you'll find some examples of why you might have to repay all or part of a federal grant.


Can a veteran who was exposed to Agent Orange receive compensation?


Did you serve on a Blue Water Navy vessel offshore of the Republic of Vietnam, or on another U.S. Navy or Coast Guard ship operating in the coastal waterways of Vietnam, between January 9, 1962 and May 7, 1975?


No I did not serve on any of the vessels mentioned.


What can I do if I'm a Blue Water Navy veteran and my claim was denied in the past, is it possible for me to file a new claim?


Yes, you can file a new claim based on the change in the law.


If I believe that my illness is caused by the use of Agent Orange how do I go about getting these benefits?


To submit a claim you will need to provide scientific and medical evidence that the condition is related to exposure to Agent Orange or show that the problem started during or got worse because of your military service.


Do you have an illness that is not on the list of Agent Orange related diseases but that you believe was caused by Agent Orange?


Yes but I  have not filed a claim yet.


Is it possible for me to get disability benefits from VA?


You can only get benefits if you have an illness we believe is caused by Agent Orange called a presumptive disease.


If I have an illness that is believed to be caused by Agent Orange what should I do to get disability benefits?


You may be able to get disability benefits if you have an illness believed to be caused by Agent Orange, this is called a presumptive disease, and your military record shows that you were aboard a U.S. military vessel that operating in the inland waterways of Vietnam between January 9, 1962 and May 7, 1975.


I'm about to turn 16 and I need help with getting a learner permit.


I can help you with that. Obtaining a permit is your first step to getting a driver license. Once you turn 16, you can apply for your learner permit in person at a DMV office.


How do I get a driver license?


Once you have made it through all the requirements and have passed the road test, your examiner will give you an interim license that allows you to drive.


What should I do before I complete my road test?


Before you take your road test, you must have supervised driving practice and you'll be required to take a pre-licensing course or driver education course.


You said you were about to turn 16, is that right?


Ueah. I'm turning 16 in two weeks.


Okay. Since you are under 18, you will need to wait 6 months from the date you received your learner permit, before you can schedule your road test.


How can I find out what my local DMV office's hours are?


You can find office locations and their operating hours online at our website.


What should I do before I go to DMV to obtain my learner permit?


You should complete the guide found on our website to make sure you bring the documents and proofs of ID that you will need before going to DMV.


yes I am already receiving SS benefit


you already receive Social Security or SSI benefits and you have a bank account?


not


If i don t get Social Security or SSI benefits yet but are planning to apply


tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit


can I use the card to make purchases , pay bills or get cash at thousands of locations?


yes, It s quick and easy to sign up for the card . Call the toll - free Direct Express hotline at 1 - 800 - 333 - 1795 . Also, Social Security can help you sign up .


If I do n't have an account


you must open an account before you can sign up for Direct Deposit


what are the benefits of the card


The Direct Express card is a debit card you can use to access your benefits . And you do n't need a bank


Hi, please i need info about appealing a TBV ticket conviction. Can you help me on this?


Sure, no problem. To appeal a TVB, you have two options to do that. You can go online or you can make use of mail service.


Ok. But i don't have access to a computer and sincerely i don't like using mail service.


Well, i suppose i can go online. Can you tell me what i need to do or if there is any condition to appeal in that way?


Sure. First, can you tell me when and where you received the conviction, please?


Um, well, that was like a week ago and ocurred here in NYS.


Perfect. As you was convicted in NYS and it was in a time period less than thirty days ago, then you can perfectly use the online option to appeal you TVB ticket conviction.


Ok, thanks. Another question, can i bring an attorney with me to represent me on the appealing?


Sure you can, In that case make sure to supply attorney's name and mailing address when you go online and be requested about that.


Got it, thanks. Sorry but other thing is, do the ticket need to be branded as TVB or it doesn't matter?


Yeah, it does need to have the words Traffic Violations Bureau on it, more precisely on the bottom of the ticket, or you won't be able to file it on the DMV.


Ok i'll check on that. One more question, please. After i file the appeal, can i appeal the denial of an application, i mean, my application, in order to reopen the default conviction?


Yes, you can, but only after the DMV TVB Default Unit has denied your Application to Reopen a Default Conviction.


Hello there, can you tell me about the educational aid you offer for survivors?


Of course. You can learn about the Survivors and Dependents Educational Assistance DEA program.


What if I am the child of a Veteran with disabilities?


t


Can you tell me anything else about the DEA program?


Yes, you can learn all you need to know about the DEA program here.


Alright. Can you tell me if I qualify for DEA then?


You may be able to get these benefits if both you and the Veteran or service member meet certain eligibility requirements.


So what are the requirements?


Is the Veteran permanently and totally disabled due to a service-connected disability?


Yes. He's in a wheelchair.


Can you tell me if I'm eligible now?


Yes, we can find out if you're eligible for this benefit.


Is there anything that will make me more likely to get these benefits?


You may qualify for enhanced eligibility status meaning you ll be placed in a higher priority group , which makes you more likely to get benefits if you meet at least one of the requirements listed below


do you want to know the requirements?


yes


Receive financial compensation payments from VA for a service - connected disability


yes You may qualify for improved eligibility status, which means you will be placed in a higher priority group


If you signed up after September 7, 1980, or entered active duty after October 16, 1981, what should I do?


you must have served 24 continuous months or the full period for which you were called to active duty , unless any of the descriptions below are true for you .


May I be able to get VA health care benefits if I served in the military?


naval o aéreo activo y no recibió un alta deshonrosa.


What if you received one of these discharge states?


you may not be eligible for VA benefits


I want to find the best repayment plan for my school loan


Do you want affordable payments?


that would be great


Repayment plans can be based on your income to make them more affordable


Can you combine my loans so I get a better payment plan?


You can consolidate them into a single Direct Consolidation Loan. This may simplify repayment if you are currently making separate loan payments to different loan holders or servicers.


do I just make one payment or two payments to one place?


You will only have one monthly payment to make if you consolidate them into a single Direct Consolidation Loan


so I can do this for my Perkins loan?


Perkins Loan repayment plan options are not the same as those for Direct Loan Program or FFEL Program loans. You can contact your school for more information on Perkins Loan repayment plans.


do you have a chart that shows what payments will be like for whatever I choose?


You can use the Loan Simulator to get a look at which plans you may be eligible for and see what your payments will look like


Hello I need information about paying the suspension termination fee


A suspension means that your driver's license or driving privilege is taken away for a period of time before it is returned.


and how many types of suspensions are there?


There are two types of suspensions.


and for what reasons do they suspend?


Common reasons for definitive suspensions are  did not have automobile liability insurance  have been convicted of an alcohol or drug influence cargo driving


can you tell me what questions do you commonly ask?


Among them is Can I pay more than one definitive suspension online? you want the answer


Yes


well you can pay up to 10 suspension termination fees in one day


and can you pay by mail?


In some cases, you can pay by mail.


What is the price of a deficit suspension?


The suspension termination fee for a final suspension is currently $ 50 2, unless the suspension was for violating New York State's zero tolerance alcohol law


I would be mailed the license if I have a CDL 7 commercial driver's license...


not. and A final suspension lasts until your suspension period ends.


Are loan simulators accurate?


Do you want the most realistic results?


Yes, I want the most realistic results.


You should provide complete and accurate information when using a loan simulator and keep in mind it cannot predict any future payments with 100% accuracy.


What is the loan simulator?


The loan simulator is a new tool to help you make decisions about your student loans and whether or not you should decide to consolidate.


Is there ways to help make the tool better?


We love feedback, the asking of questions, and request of new features.


Are the results of the loan simulator just used for informational purposes?


Yes, results of the loan simulator are just for informational purposes and is not real financial advice.  As always, you should review all available options and make decisions that are right for you.


Is it possible to share the loan simulator?


yes, we encourage you to share the tool with friends and family.


Hello I need information about How to Pay Suspension Termination Fee


A suspension means that your driver's license or driving privilege is taken away from you for a period of time before it is returned. There are two types of suspensions.


How many types of suspension are there?


There are two types of suspensions.


And what are some common questions that have been asked about this topic?


one of the most common is Can I pay more than one definitive suspension online? Are you interested in knowing the answer?


Yes


Yes. You can pay up to 10 suspension termination fees in one day.


What do I have to do to pay a final suspension online?


you must provide your name or DMV ID number Customer ID number for your New York State driver's license, learner's permit, or non-driver photo identification card, see the sample driver's license for your date of birth and sex


What is the main topic of this information?


Tickets


How do i find the pre-licensing course?


This is a course from the DMV,


How can i find providers in my area?


Look online or in the telephone directory.


Tell me how many hours of supervised driving i need before taking the road test?


have a minimum of 50 hours of supervised practice driving with   [41] at least 15 hours at night after sunset   [42] at least 10 hours in moderate to heavy traffic


this doer not apply to me.


Is a Pre-Licensing Course Certificate needed to switch my license?


No you do not need that.


What are the requirements if i have a Class DJ permit?


You need to have a minimum of 50 hours of supervised practice driving that includes at least 15 hours of driving after sunset before you take a road test


Should i practice stop lines and crosswalks for my driving test?


Yes you should practice this.


Hello I need information about How to get my own driving record


Do you want to know what is a standard driving record?


do not


Do you want to know what is a lifetime driving record?


Yes


See an explanation of the "lifetime" driving records issued by the New York DMV, and a Summary Description of the lifetime driving record PDF DS-242.3, which also shows a sample record.


What is a business driving record (CDL) (summary)?


See an explanation of CDL management record summaries. You can request them online or have your employer request them through the LENS Leave Event Notification Service.


What is a standard driving record?


See an explanation of the 'Standard' driving record summaries issued by the New York DMV, and a PDF Driving Record Summary Description DS-242.1, which also shows a sample summary.


And if I request the summary in an office or in the mail, is there a difference?


There is no difference between an abstract that you request online, in an office, or by mail. They are certified DMV records. All include a certification statement and the signature of the Commissioner of Motor Vehicles, as well as the same safety watermark.


Regarding the Retirement Benefits Planner, what is the reason for? If my income has been reduced?


your income has gone down due to any of the following situations , and the change makes a difference in the income level we consider?


yes


You married , divorced , or became widowed?


not


You or your spouse stopped working or reduced your work hours ?


you ll pay monthly premiums plus an additional amount , which is based on what you report to the IRS . Because individual plan premiums vary


Because individual plan premiums vary , the law specifies that the amount is determined using a base premium


how the monthly adjustment amount related to income works.


Part B helps pay for your doctors services and outpatient care .  It also covers other medical services , such as physical and occupational therapy , and some home health care .


If i disagree with the decision we made about your income - related monthly adjustment amounts?


you have the right to appeal . The fastest and easiest way to file an appeal of your decision is online . You can file online and provide documents electronically to support your appeal


I am looking for support from a military sexual trauma.


I can help you with that.


Have you called the Safe Helpline?


I have not.


Am I able to call if I have some hearing issues?


Yes. You should dial 1-800-799-4889.


Am I able to get help through the VA Mental Health services?


Yes. They are also able to help and support you.


Since I am not able to work at this time, am I eligible for financial help?


Yes. You can apply for disability compensation.


How do I sign up for counseling?


We have over 300 centers. Let's find one close to where you live.


Hi. I'm looking for assistance related on housing.


You can find out if you can apply to the disability housing grants for veterans or service members.


Along with others VA benefits and services.


Which other things can I receive?


What can I do to apply?


You need to send your certificate of eligibility to apply for your VA home loan certificate of eligibility.


Alright, thanks. But which will be the next step?


The next thing to do will depend on your loan type.


Alright, I'll have to check that. But I have a question related to get more information.


You can get even more information calling to the national call center for homeless veterans 24/7 at 877-424-3838.


What happens if they send me any warning about home loan?


In that case, we can help you to get home loan refinancing offers.


You'll help me in case I won't be able to be anymore at my house?


In that case, we can help you to connect with resources in your community as homeless shelters or faith based organizations.


Yeah, hi, i'm looking for some info on self- certification.


Are you going to self-certify?


Yes, i want to do that.


That's ok. You'll be complying with the new federal regulations that require from all commercial drivers to certify to DMV the type of drive they are performing.


Ok, thanks. In that regard, my CDL was recently downgraded because that lack of certification in my medical situation, can i have it back as it was before?


Yes, you can. You'll need to visit a local DMV office in order to upgrade back.


Got it. Um, i was told i need to be signed up into DMV's page to check my certification status, is that correct?


Well, it certainly will make your process more easy for you. Being signed up, you'll just need to go to License Status section, so you can determine how is it going with youe self-certification driving type, medical certification status and medical certification expiration date.


Ah, certainly sounds great. I'll sign up later. Other thing, i'm not so good with dates, is any way you can remind me when some of my documents is about to expire?


No problem. DMV take care about that, sending you reminders about your CDL and medical certifications status and related information, including expiration dates.


Great. what i need to do or where to go for sign up for those reminders, please?


You just need to make use of the Get mail and/or text reminders option in your DMV profile.


Hi, do I need information regarding retirement benefits?


There is a maximum Social Security retirement.


Can you tell me what is the maximum benefit?


I wonder if you can add more credits?


Sure, we also can't pay any retirement benefits until you have 40 credits.


Will benefits be reduced if you start receiving benefits before you reach full retirement age?


Of course, it is also important to know that the benefits are perceived from the age of 62.


What if he reaches that age and continues working?


Each additional year you work adds another year of earnings to your Social Security record.


Perfect, what else can you tell me?


You can further increase your benefits at any time.


Hello I need information about How to request professional photos and plates


You can request a photo or professional license plates for passenger vehicles, commercial vehicles and motorcycles.


How can I request by phone?


You can order by phone, however it is faster and easier to do online. Call the Custom License Plate Unit at 1 - 518 - 402 - 4838. Business hours are 8:00 a.m. at 4:00 p.m., Monday through Friday.


I have two weeks and I still do not receive my registration documents?


In that case contact the Personalized Plate Unit at 1 - 518 - 402 - 4838. Business hours are 8:00 a.m. at 4:00 p.m., Monday through Friday.


In how many days more or less must the order be processed?


In approximately 10 days or less after your order is processed, you will receive new documents showing your current license plate number and your new license plate combination.


and in how long will the plates arrive?


You must wait at least six weeks for custom plates to arrive.


and can I make the order at a DMV office?


Yes, but you can save yourself a trip. It is faster and easier to do it online.


and can i order by mail?


of course you can order professional photographs or plates by mail


do not


I have questions about self-certification


Are you asking on behalf of yourself?


Yes i need help understanding self-certification


To be in compliance with federal regulations, all commercial drivers are required to certify to the DMV the type of driving they perform or expect to perform. If you self-certify to a non-excepted driving type NA or NI are also requited to submit a copy of their USDOT Medical Examiners Certificate.


Does this make my driving legal?


Yes this will satisfy the new federal regulations


What happens if my Medical Examiners Certificate expires before i replace it with a new one?


To avoid your status and license from being downgraded it is important to keep your information up to date and not allow it to expire.


What are the requirements for working for a private company that provides bus service to a local school system?


It is acceptable to choose El


How can i be sure that the DMV has received the necessary paperwork from me to drive types NI and NA?


If the DMV has received the required paperwork your medical certification status will be "certified". Otherwise your status will be considered "not certified"


Can i keep my CDL but with restrictions on it?


Yes you are eligible for Excepted Intrastate Operation (EA). Make sure that your CDL has the restrictions: K CDL Intrastate Only and A3 Med Cert Exempt


Hey, i'm a service member and i would like to know if its possible to get some benefits from VA?


Are you serving on active duty in the U.S uniformed services?


Yeah, that's correct.


Then congrats. You may be eligible to receive VA benefits both during service as well after your separation or retirement.


That's a very good news. Tell me, do you have any phone resources?


Sure. You can make use of our many toll free numbers, such as VA benefits hotline, the eBenefits technical support or the MyVA311. All those lines are set to help you with your needs and doubts.


Well, at least i have a wide choice. Look, if i go for retirement, i would like to use that time to study, Do i have to apply in certain time frame?


That's correct. TO apply for Chapter 36, Educational and career counseling, you'll need to apply between 6 months before and 1 year after separation. As you are a active-duty service member, it easily applies to you.


Talking about being active-duty. Do you have any insurance-related options?


Of course. We have some life insurance options that you can explore for you and your family. You can even manage those online.


That's wonderful. Because i'm still on service, could you tell what kind of benefits can i get, please?


Well, not only while you're in active duty but after you retire as well. For example, you can access the GI Bill and other education benefits to help you pay school or training.


Ok, that's good. And those benefits can be transferred to my spouse?


Well, you should be able to do that, but you'll have to find that out.


How to receive reminders by email?


you want to receive emails or text messages


yes


You can sign up to get email and/or text reminders before your driver license ,email and/or text reminders before your driver license , non  driver ID card , registration or vehicle inspection expires .


Is your documentation about to expire when you register?


not


How can I subscribe?


DMV will also enroll you after you complete an online registration renewal transaction as part of a new initiative to save taxpayers more than $ 500,000 per yea


How can I unsubscribe?


select the ' unsubscribe ' on the Subscription Page [ 8 ] and enter your ID number and date of birth on the unsubscribe page


How do I know if I can get reminders?


you must be the primary registrant first name listed on a registration , if the vehicle is registered to more than one person


which is the topic


More Info


Commercial driver license CDL and commercial learner permit CLP holders can also sign up to get email and/or text reminders regarding the status of their medical certifications  and medical variances


medical variances


I'm enquiring about out of state insurance docs


We will never accept out - of - state vehicle insurance coverage of any type


Is your vehicle registered in New York?


Yes


it must have New York State auto liability insurance coverage.Your motorcycle must have insurance coverage any time it is operated on a public road or highway. Unlike most other motor vehicles , motorcycles are registered for one year rather than two


Do I need insurance to register my vehicle?


Yes the DMV requires auto liability insurance to register a vehicle in New York


How long do I have to register?


You must register your vehicle at the DMV within 180 days of the effective date on your insurance ID card


Where can I find more information?


The New York State Department of Financial Services website has more information about liability insurance and insurance companies licensed in New York : http://www.dfs.ny.gov


What kind of proof of insurance do I need?


Your insurance company will issue proof of insurance in two ways: It will give you two original NY State Insurance ID Cards or provide you with access to your digital electronic NY State Insurance ID Card


Hey, I need some assistance with managing my retirement benefits.


Of course. Successfully filing for retirement benefits isn't the end of your Social Security journey. We have resources to save you time on important retirement tasks and keep you in control of your Social Security account benefits through a free my Social Security account.


I've recently gotten a suspicious call from someone claiming to be from social security. What should I do in such a case?


You should hang up and then report details of the call to the Office of the Inspector General. You can do this by submitting a report online.


Got it. What can I do to stay up to date?


With SSA.gov, there are a few ways to stay in the know on the latest Social Security information.


I'll check out your website, thank you. What can I do to keep my information secure?


Identity theft affects millions of people each year and can cause serious financial and identity-related problems. Protect yourself by securing your personal information, taking the time to understand the threat of identity theft, and exercising caution.


What am I entitled to then?


Help ensure you get the retirement benefits you should by reviewing the basics like how we determine your benefit amount and who else in your family might be eligible. Visit our Learn About Retirement Benefits page to make sure you know the basics of retirement benefits.


Alright. Should I inform you if something changes?


Did such a change happen in your life?


No, everything is as it was.


Good morning. I heard about some driver points the other day, do you have any info about it?


Good morning. You are talking about the Driver Violation Point System. It's a system that allows the NYS DMV to identify high risk drivers and take pertinent actions against them. Works on an assigned points basis for certain traffic violations.


Do you know how many points do you have in your license?


No, i don't know.


How i don't get points, by the way?


Well, you won't get any points in case of any of the following: any bicycle violation, any pedestrian violation or any parking violation.


Ok, got it. Uh, and what happens if i'm out of NYS?


If the violation occurs outside NYS, your driving record won't be affected by the violation, because it's outside NYS jurisdiction. Only exception is, if the violation happens to be in Ontario or Quebec.


Ok, thanks. May i know how my points are summed up, please?


Well, in first place, you must have a conviction by traffic violation. After that, points are added to your driving license. Second, the number of points to be added are based on your violation's date, not conviction's. And lastly,If the violation occurred within the last eighteen months, you'll certainly have those points added to your license.


Agent Orange exposure from C-123 aircraft


If you flew on or worked with C-123 aircraft in Vietnam or other locations


yes i worked with C-123 aircraft in Vietnam


you may have had contact with Agent Orange . The U.S. military used this herbicide to clear trees and plants during the Vietnam War .


What if I need help filing my claim?


please, Download our C-123 Aircraft Agent Orange Exposure claims fact sheet PDF


how are the requirements for Reservists


You have an illness we believe is caused by Agent Orange called a presumptive disease


yes


You were assigned to flight , ground , or medical crew duties at one of the below locations


Yes too


Good


Hey, I was wondering how to get temporary relief. Can you walk me through the process and answer some questions, please?


Of course. Sometimes, you just need to suspend your student loan payments for a short period.


Are you in a short-term financial bind?


No, I just wanted to learn about the process, should I ever get into this situation.


Can I be eligible for loan forgiveness if I already paid back a large amount of the loan?


Yes, you can qualify for loan forgiveness on your remaining balance if your loan is not paid in full after 20 or 25 years.


What if I'm eligible for a deferment or forbearance?


In that case you can temporarily suspend your payments.


How can you provide relief to student loan borrowers during the COVID-19 national emergency?


To achieve this, federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. This suspension of payments will last from March 13, 2020 , through Sept. 30, 2020, but you can still make payments if you choose.


That's good to know. What if I have a loan balance of $ 30,000 and an interest rate of 6 % and you are in forbearance for a year right after you enter repayment ?


In that case $ 1,800 in interest will accrue on your loans.


what can you tell me about Social Security Credits


You must earn at least 40 Social Security credits to qualify for Social Security benefits.   You earn Social Security credits when you work and pay Social Security taxes


If i are statutorily blind?


you must only meet the duration of work test


If i are already receiving retirement or disability benefits at the time of my death


we will pay your survivors based on that entitlement . We will not have to determine your credits again


How Credits Are Earned?


when you work and pay Social Security taxes


it's not my case


Do I need 40 credits to qualify for retirement?


yes, you need 40 credits to qualify for retirement


I want to renew my CDL, I need some info about it, please.


Attentive to this: Your Standard CDL will not be accepted as proof of identification to board a domestic flight after October 1, 2020.


Do you have a passport to travel?


Yes, I got it.


Ok. Please, we recommend you upgrade to an Enhanced or REAL ID when you renew. Get more information about Enhanced, REAL ID and Standard documents.


What if I don't have time to get a Real ID?


Please, get you Real ID today or as soon as possible.


What do I need to renew my CDL?


You must meet the requirements to renew any type of driver's license, in addition to other requirements.


I have a revocation. Is this a problem?


Yes, because we will reject your application.


What if I have an endorsement of H or X?


In that case, you must pass the hazardous materials knowledge test at a DMV office within 2 years of your renewal and pay an additional $5 fee for the test. If you are a resident from Bronx , Kings Brooklyn , New York Manhattan , Queens , Richmond Staten Island ; Dutchess , Nassau , Orange , Putnam , Rockland , Suffolk or Westchester, you must pay a supplemental Metropolitan Commuter Transportation District (MCTD) fee. The MCTD fee is $1.00 for every 6 months the permit or driver license will be in effect.


Where should I renew?


You can renew a commercial driver license (CDL) or commercial license permit (CLP)  at a DMV office. You must complete a guide to make sure you have the proofs of identification you need before coming.


How are you doing? I have some questions about what to do after a board decision I have a problem with.


Of course. Do you disagree with the board decision and have new and relevant evidence that supports your case?


No, while I do disagree I lack the evidence that you need.


Because of that I want to request another review from a higher level. Is that possible?


Yes, you can request a Higher-Level Review of an initial claim or Supplemental Claim decision. This option isn't available after a Higher-Level Review or Board decision though.


Alright. So what is the time limit on requesting a review?


You have 1 year from the date on your decision to request a decision review.


Ok, got that. And what if VA schedules an exam for me?


In that case be sure not to miss them. They are important.


I wasn't planning to. Tell me, if a senior reviewer gives it a second glance, what exactly will happen?


A senior reviewer will take another look at your case and determine whether the decision can be changed based on a difference of opinion or an error.


That's exactly the information I wanted, thank you. What if I have any other questions?


If you visit our FAQ, you can get answers to frequently asked questions about decision reviews.


I want to know about VA education benefits


VA education benefits help Veterans , service members , and their qualified family members with needs like paying college tuition , finding the right school or training program , and getting career counseling . You can find out how to apply for and manage the education and training benefits you've earned .


Would you like to know some of the things you can do on the site?


yes, I'm looking for anything that can help


Okay, you can get GI Bill and other education benefits, manage your Veterans education benefits, and look at more information and resources.


can you tell me about other resources on education benefits?


We have the GI Bill Comparison Tool. You can learn about VA education benefits programs and compare GI Bill benefits by school .


ok, do you have more about other services like transitioning?


We have VA transition assistance. You can learn about VA benefits available to you and your family as you transition out of active - duty , National Guard , or Reserve service .


and you can help me with applying for benefits?


Yes, Learn how to apply for and manage the education and training benefits you have earned .


can you help with restoring GI Bill benefits?


Yes we can help restore your GI Bill benefits. If your school closed or your program ended because of a change in VA regulations or a new law , you can apply to have your GI Bill benefits restored .


will you help me with how to use my GI BIll to pay for school?


Yes, find out how the GI Bill works and explore your options to pay for school or training .


afsdsaf


Yes, sure. No problem. You need to apply for vocational rehabilitation and employment benefits.


And how do I apply for this benefits?


To apply to this you need to be about to leave active service soon if you have been discharged within the past year or if you are dependent of a veteran.


I see, that's very interesting. The only way  to apply to this is by the web?


No, not really. You can also use the mail  for your application. You need an educational/vocational counseling application VA form 28-8832, which you have to download.


Would you you like to apply for this program?


Yes, I'm very interested in the subject, but I still have some questions for you.


OK, What happens when you apply for this program?


If you are eligible for this, we'll invite you to a orientation session at your nearest VA regional benefit office, so you can get more information.


Ah, that's very nice. And what other information do I need to apply correctly?


For additional information is much better if you watch the next video:


What information do you have about the Affordable Care Act and how it affects VA health care coverage?


The Affordable Care Act or ACA was created to expand access to coverage, control health care costs, and improve health care quality and care.


Will my VA health coverage meet the minimum coverage for ACA requirement?


Yes, you VA health coverage meets the minimum coverage requirement.


What happens if I do have the minimum coverage?


You won't have to pay the fee on your taxes if enrolled in VA health care.


Do I still have to pay the penalty if I didn't have health insurance?


starting in 2019 or any year after you do not have to pay a penalty if you have no health insurance.


Do you have health insurance for 2019?


No, I do not have health insurance for 2019.


What programs to I need to be in to qualify for ACA minimum?


You would have to been enrolled in one or more of the programs such as VA health care.


I am looking to apply for a TEACH Grant Agreement To Serve (ATS) through the FSA. How do I go about this?


Have you completed the TEACH Grant ATS form?


Yes, I have completed that form


Firstly, you will need to log in under your own credentials


What exactly is a TEACH Grant that is available through the FSA?


This type of grant is for students who are completing coursework in preparation for a career in teaching. The candidates need to agree to work in an elementary school, secondary school or educational service agency that serves students from a low-income family for at least four years


What type of student completes the TEACH Grant Agreement To Serve (ATS)?


Students that complete this form are those who are in receipt of a TEACH Grant and who have also completed TEACH Initial and Subsequent Counseling for the same Award Year


What do I need to apply for a TEACH Grant Agreement To Serve (ATS)?


Firstly, you will your verified FSA ID


What is the first step in completing the TEACH Grant Initial and Subsequent Counseling form?


Firstly, you need to log in to the website with your won personal log in credentials


Hello. I hope you're doing well. I need some information about the educational aid program for veterans.


Of course. You may be able to continue your education by using part of your military pay to help cover the cost of school.


How can I find out if I qualify for this program?


In order to qualify for the VEAP benefits, you need to meet all requirements.


What are those requirements?


Have you entered service for the first time between January 1, 1977, and June 30, 1985?


Yes, I have.


Have you opened and put money into your VEAP account before April 1, 1987?


Yes. Way before that.


Have you put  in $25 - $2,700 on your own?


Yes, around $1,500 if I remember correctly.


Have you finished your first period of service and you didn't receive a dishonorable discharge?


Yes, to all of that.


In that case you can get these benefits.


Hello, I would like to obtain information about disability benefits for a child under 18


do you want to apply for a child?


no


Do you want to know how to request the benefit?


yes


Have you checked the starter kit for children?


How do I find out if the income and resources of the parents and the child are within the allowed limits?


How can I know if the income and resources of the parents and the child are within the allowed limits?


PLEASE CONTACT Social Security right away to find out if the parent's and child's income and resources are within the allowed limits, and to start the SSI application process.


Where can I get more information if I am deaf?


Call our toll-free TTY number, 1 - 800 - 325 - 0778.


and where can I fill out the application?


At this time, only the Child Disability Report can be completed online.


How can I change my out-of-state driver's license


You must exchange your - out - state driver license from another U.S. state or territory , federal district or Canadian province within 30 days of becoming a resident of New York


can you give me details of DMV


his transaction can only be processed in person , at a DMV office, see our office locations and hours


How do I do if my children attend school in another state?


a judge considers these facts to decide if your intent is to make NYS a " fixed and permanent " residence . According to this law , students from other states or from other nations who attend school in New York State are usually not considered residents of NYS .


I am studying in New York State. Do I need a New York State driver license?


Students from other states , countries or nations who attend school in New York State are normally not considered residents of New York State , so they don t need to exchange their current driver license .


there are more details of DMV


This transaction can only be processed in person , at a DMV office


Do you want a faster service?


not


want information for all other counties


Hi, I'd like to know if I can get a temporary HazMat endorsement before the background checks are completed?


No. We cannot issue the HazMat endorsement until the background checks are completed and approved.


How will I know if my application has been approved or not?


We will send you an approval notice along with instructions to go to a DMV office to obtain a CDL backed by HazMat. Your new CDL will display the expiration date of your CDL and the expiration date of your HazMat endorsement. The endorsement is valid for five years.


What happens if I fail the written exam or background checks?


want to know what happens if you fail the written test?


do not


under what circumstances is endorsement possible?


We cannot issue the HazMat endorsement until the background checks are completed and approved. The DMV will provide a CDL with the HazMat endorsement that is valid for 90 days only if you applied to renew a current New York State CDL with a HazMat endorsement


and what is required to initiate background checks?


The rules require that the applicant be fingerprinted and that their U.S. citizenship or permanent legal presence in the United States be verified.You must answer 80% or more of the questions correctly to pass the exam. You can take the exam as many times as necessary until you pass the exam


hello If my license is suspended for an insurance period, what can I do?


Your registration has not expired?


Yes


you must turn in your plates. A driver's license is suspended when the lapse is 91 days or more or if the lapse time period has not yet been determined.


and should I deliver the plates?


yes, you must turn in your plates.


How do I avoid a lapse of insurance?


Remember this simple rule: no insurance, no plates!    keep your vehicle's mailing address and valid driver's license with the DMV  they have liability coverage from a company licensed by the New York State Department of Financial Services and licensed by the New York State DMV. Out-of-state coverage is never acceptable on any vehicle registered in New York


How much do I have to pay to reinstate my driver's license?


must pay DMV a license suspension fee of $ 50


and where can I find the application?


Form FS-2 is only available at a local DMV office


I want to get a new Social Security card and would like to know what I will have to bring with me to get one


We would need proof of citizenship if you are a U.S. citizen. We can accept only certain documents as proof of U.S. citizenship . These include a U.S. birth certificate or a U.S. passport .


Do you have a U.S. birth certificate?


Yes, I do


If one exists , you must submit it .


And do I need a picture ID to show who I am?


Yes, we need a U.S. driver's license, State issued ID card or a U.S. passport. If you do not have one of these specific documents or you can not get a replacement for one of them within 10 days , we will ask to see other documents. Any documents submitted , must be current not expired and show your name , identifying information date of birth or age and preferably a recent photograph.  We accept such documents as Employee identification cards and some similar documents


Can I ask what would happen if I don't have a birth certificate?


If a birth certificate does not exist , we may be able to accept your : Religious record made before the age of 5 showing your date of birth ; U.S. hospital record of your birth ; or a U.S. passport .


Okay, and I don't really need a license or state ID card since I can bring in other documents right?


If you do not have one of those documents we will ask to see other documents. Any documents submitted must be current not expired and show your name , identifying information date of birth or age and preferably a recent photograph. You can provide an Employee identification card ; a School identification card ; a Health insurance card not a Medicare card ; or a U.S. military identification card .


So I need some sort of ID picture card for sure?


Yes, as proof of identity Social Security must see your : U.S. driver 's license ; State - issued non - driver identification card ; or a U.S. passport.


and I need all this even if I am a U.S. born adult?


Yes, and it is important that you must present original documents or copies certified by the agency that issued them .  We can not accept photocopies or notarized copies . All documents must be current not expired . We can not accept a receipt showing you applied for the document .


I cannot provide my parents info what can I do?


Did you know you could submit your FAFSA form without your parents info?


Yes, I did know there are some situations that I could send without my parents info.


Are your parents incarcerated?


No, my parents are not incarcerated.


Did you leave because of an abusive relationship?


No, my parents were not abusive to me.


Are you not able to get in contact with your parents?


No, I know where they live and could get in contact.


Are you older than 21 but not yet 24 and are homeless?


Yes, I am homeless and not 24 yet.


Then you are able to send in the FAFSA form without filling in your parents info.


What should I consider if not including my parents info?


Some state or school based aid programs look at the EFC  in order to determine your eligibility for their funds.  You could be giving up a chance at many resources of aid.


I need information about background checks to obtain approval for a hazardous materials endorsement.


Have you passed the background check?


Yes, I have.


As long as you pass the written test and background check, you can get a CDL with a HazMat endorsement.


How do I know if my application was approved or not?


You will receive a notification of approval in the mail along with instructions to obtain your CDL with the HazMat endorsement at your local DMV office.


Why is the background check necessary?


To get the HazMat endorsement, federal laws require background checks that involve fingerprinting and US citizenship identification.


What would cause me to be disqualified for the HazMat endorsement?


There are many things TSA may disqualify you for under federal laws.


What are the requirements for getting the HazMat endorsement?


To qualify, you will need to be a U.S. citizen or legal permanent resident of the U.S and present proof of your citizenship. You will also need to meet federal medical requirements in 49 CFR Part 391 and have a valid USDOT Medical Examiner's Certificate.


Where do I go to get fingerprinted?


Fingerprinting is done at one of the Identogo ID centers located throughout NY.


Hi, I'm not currently in New York City. How do I get an extension, I need it


currently out of state?


do not


and all vehicles need inspection?


Yes, all vehicles registered in New York State must obtain a safety inspection at a DMV - licensed from the inspection station every 12 months, when vehicle ownership is transferred.


What if there is no inspection tag?


If there is no inspection tag, the fine is between $ 50 and $ 100. A mandatory state surcharge of $ 88 $ 93 is added to the fine in city and town courts.


And what other inspections should the vehicle have?


Most vehicles must also obtain an emissions inspection or a diesel emissions inspection at the time of the safety inspection....


What if I have an inspection of the previous applicant, does it work?


An inspection issued to the previous applicant is invalid.


and when do inspections expire?


A valid inspection tag must be displayed on your vehicle. Inspections expire on the last day of the month marked on the inspection label.


Yeah, hi. i need some info about an SSN card for an Adopted Child, please?


Sure, no problem. For that, you need to present some original document certified by the agency that issued them.


I must ask, do you want to claim your child for tax purposes?


Yeah, that's exactly what i want to do.


Perfect. In that case, you must contact the U.S IRS for you to get Form W-7A or Application for Taxpayer Identification Number for Pending U.S Adoptions.


Great, that's just great, thanks. Where can i go if i'm in need for more information?


You can look Publication Nº 05-10023, Social Security Numbers for Children, for more information.


Ok. Say, just happened to cross my mind, Can my adopted child have a SSN number before its adoption ends?


Well, that would be a yes. There is some cases that we can assign a number to the child before its adoption process ends, but we recommend to wait instead, cause in that way you can get a SSN with your child's new name.


That sounds reasonable. Ok, another question, please. What can i do in case i don't have a specific document at hand?


If you have that scenario, then you'll need to show us other documents. Of course, these documents will need to be unexpired, and showing your name, date of birth or age and recent photograph, as seen on a Employee identification card, for example.


Right, right, i see, thanks. Another last question, please. Do you accept any documents to proof my child's identity?


Not any document, no. We can only accept certain documents. As such, an acceptable document must show child's name and date of birth or age, and a recent photograph, preferably.


I need information about what happens after applying for the GI Bill please.


Yes I can.


Were you asked for any documents?


Yes.


Then you must go to the GI Bill website and upload them.


What if I need to male changes to my first application?


Sorry but you can't make changes to your application.


How do I know if I'm eligible for benefits?


First you must submit certain documents and apply.


Where do I send this, to my home town GI Bill office?


No you must mail it to the VA regional claims processing office that's in the same location as your school.


Can I submit my documents online?


Yes you can upload them on the GI Bill website.


Am I eligible for VA DIC as a surviving spouse or dependent?


You may be eligible for VA benefits or compensation for surviving spouses if you meet the requirements listed below . You ll also need to provide evidence with your claim showing that one of the descriptions below is true for the Veteran or service member .


tell me the questions i must answer


Married the Veteran or service member before January 1 , 1957


yes


tell me the DIC eligibility information


Veterans who served on a Blue Water Navy vessel offshore of the Republic of Vietnam , or on another U.S. Navy or Coast Guard ship operating in the coastal waterways of Vietnam between January 9 , 1962 , and May 7 , 1975 , are now entitled to a presumption of service connection for illnesses related to Agent Orange exposure . This is a result of Public Law 116 - 23 , also known as the Blue Water Navy Vietnam Veterans Act of 2019 .


Can I request benefits in what way?


Work with an accredited representative . Get help filing your claim


Can I be eligible for DIC benefits under the 2019 Blue Water Navy Vietnam Veterans Act?


you may be eligible for DIC benefits based on the Blue Water Navy Vietnam Veterans Act of 2019


How do I apply for compensation?


First you ll need to fill out an application for benefits . The application you fill out will depend on your survivor status


I need some information about how you determine if someone is disabled, please.


You've come to the right place.


Before we go into detail, let me ask you something. I'm about to send in an application, should I send it now or wait a bit longer, until I have additional documents?


You should apply as soon as you become disabled.


Did you apply yet?


Yes, I did. Just after you said I should apply asap.


Then you should know that your disability benefits will not begin until the sixth full month of disability. The Social Security disability waiting period begins with the first full month after the date we decide your disability began.


When can I expect the benefits to be paid?


We pay SSI disability benefits for the first full month after the date you filed your claim, or, if later, the date you become eligible for SSI.


Do you have a publication about medicare?


Yes, we do have a publication about medicare.


Are there any other publications you'd recommend?


Yes, the Disability Starter Kit will help you get ready for your disability interview or online application. Kits are available for adults and for children under age 18.


Do you also have a publication about things that are useful to know when getting disability benefits?


Yes, we do have a publication called "What You Need To Know When You Get Disability Benefits".


What happens if I fail the course?


Do you meet all the requirements to complete the course or meet the minimum test score?


No, I did not meet the minimum test score.


Does each course sponsor have methods to validate that the person who signed up for the course is actually the person who completes it?


Each course sponsor has a their way of validating that the person who is registered is the same person who takes the course and each person knows that they will be prosecuted and could get fines and possibly prison time.


what makes it possible that the person who registers for the course is the person who takes the course?


Each course sponsor has a way of validating that the person who signed up for the course is the person who takes the course.


Do you have a New York State DMV ID Number from your NY State driver license?


No, I do not have this information at this time.


Is it possible for the DMV to send my completion certificate to my automobile insurance company?


You must actually contact the insurance company and supply your certificate to them at this time.


hi i need help about VA help to avoid foreclosure


ever behind on your mortgage payments?


do not


i need your help and advice?


Gladly contact a VA Loan Technician at 1 - 877 - 827 - 3702.


Can I get financial advice from VA to help avoid foreclosure?


If you have a VA-backed or direct VA loan, you can contact us at any time to request that a VA loan technician be assigned to your loan. sOur technicians can offer financial advice and help you deal with your administrator or work directly with you for a direct VA loan....


are you a veteran or the surviving spouse of a veteran?


How do I decide which income-driven repayment plan to choose within the FSA process?


Have you decided that an income-driven repayment plan is what you want to proceed with?


Yes, that is my choice


In that case, you will need to choose the plan that will provide the most benefits to you which are based on your own personal circumstances


What does it mean when it says that I must be a new borrower to qualify for the PAYE Plan?


This means that you must have had no outstanding balance on a Direct Loan or FFEL Program loan when you received a Direct Loan or FFEL Program loan on or after Oct. 1 , 2007 , and you must have received a disbursement of a Direct Loan on or after Oct. 1 , 2011


Are there any implications if I don't recertify my income and family size by the annual deadline?


In this instance, any unpaid interest will be capitalized added to the principal balance of your loans. This will increase the total cost of your loans over time, because you will then pay interest on the increased loan principal balance


What do I do if it happens that an income-driven repayment plan is not right for me?


You are advised to contact your loan servicer to discuss other repayment options. In this instance you may be able to extend your repayment period through what is known as the Extended Repayment Plan. You may also be able to qualify for a temporary repayment suspension through a deferment or forbearance


What happens if I didn't recertify my family size by the annual deadline?


This could result in an increased monthly payment amount. It could also result in the PAYE and IBR plans loss of eligibility to make payments based on income


What is a school aid offer?


Have you applied to several schools?


No I have not yet.


What if I need to take a larger amount in private loans than at another?


You should pay extra attention to the terms and conditions on private loans so you will understand what obligations you would have and also read about federal versus private loans.


What if the school does not list the cost of attendance on their aid offer?


Ask the financial aid office for the amount and make sure it includes amounts you will pay to the school directly such as tuition and fees.


Will any transportation fees be included?


You should also ask them about transportation fees because sometimes they are included.


Are there steps to figuring out net price?


You should follow the easy steps outlined below to figure out net price for each school and which would be most cost effective for you.


Hey, good morning. I'm into a vehicle operation right now and need some information.


Do you need information about any possible name change?


No, i don't need that.


Then perhaps are you looking for information related to vehicle damage, like flood?


That's it. I'm interested in possible damages, thanks.


If you're looking to check about any possible damage in your vehicle-to-be, please make use of the National Insurance Crime Bureau database. IN that way, you can verify if the vehicle has some damage due flood. You'll need to have the vehicle's VIN.


I see, thanks. Em, Any possibility you can refer me to more information about how to purchase a vehicle?


No problem. If you have any more doubts, you can read the following DMV documents: Let the Buyer Be Aware and Q&A about your Title Certificate.


I'll get into those later, but thanks for telling me about them. Hey, do you only have information to register just vehicles?


No. We can give you information about registering a vehicle that has been given to you as a gift, for example, including trailers, snowmobiles, boats or ATVs.


Whoa, that's a lot of vehicles, huh? Say, in other question, What must do a seller when transfer a vehicle?


Easy. Must complete and sign the transfer ownership section of the title certificate, and that's it.


Who all in my home will get benefits?


If you , or a family member , receive Social Security or Supplemental Security Income SSI


Do you , or a family member , receive Social Security or Supplemental Security Income SSI


yes I do,


Did a spouse die?


yes does that mean I need to apply for different benefits?


For a complete list  please select the publication below that applies to the type of benefits you receive .


please select the publication below that applies to the type of benefits you receive


What if you are not married and under 18


you may be eligible for child benefits based on your parent s work


Do I need to contact social security?


Our website is a valuable resource for information about all of Social Security 's programs


HOw do I create an account for social security?


Sure no problem. Do you have access to a computer?


Yes what do I need to do to sign up for an account?


you ll be askedto Verify your identity by providing personal information about yourself and answering questions thatonly you are likely to know


What if there is a security freeze?


If you have a security freeze , fraud alert , or both on your credit report  you can still open a my Social Security account by temporarily lifting it .


Can I still open the account?


If you have a security freeze , fraud alert , or both on your credit report , you can still open a my Social Security account by temporarily lifting it


Can many poeple use my account?


Your personal mySocial Security account is for your use only  Social Security is dedicated to protecting the information and resources entrusted to us , including your personal information and investment


Social Security is dedicated to protecting the information and resources entrusted to us , including your personal information and investment .For your protection


So no one else can use my account?


you re the only one who can create your personal my Social Security account for your own exclusive use


I need info about register an out-of-state vehicle


Do you need to register your vehicle in New York State?


Not for now, but maybe in a couple of months


Do you know what you need to bring to the DMV?


No, I don't know


Are you out of New York to register?


No, I'm in New York right now


Can you provide proof of ownership?


Sadly I can't, I have problems with that


Is there a lien on your out-of state title certificate?


Yes, that's correct


Will I be eligible for spouse's benefits and have access to my spouse's benefits?


Do you want to find the estimated amount of the retirement benefit you spouse would get at full retirement?


Yes, that is what I would like to know.


Then the  estimated monthly amount of you Social Security amount as a spouse, widow, or widower before the effect of GPO is what you need to look at.


What if I will be eligible for widow's benefits or I do not have access to my spouse's estimates?


You could call our toll free number at 1-800-772-1213 or if you are hard of hearing at 1-800-325-0778 or just contact your local Social Security office.


What happens if I retire before full retirement age?


Your benefit amount as a spouse would be reduced and would vary based on your birth date.


Do you need to find out more info about estimated benefit amount if you retire before reaching full retirement age?


Yes, I need to find out more info about my estimated benefit amount if I retire before full retirement age.


Call our toll free number at 1-800-772-1213 or at 1-800-325-0778 if hard of hearing or your local office.


What if I am eligible for Social Security retirement benefit based on my own earnings?


Do you know it will affect you as a higher benefit based on your spouses earnings?


No, I did not know it would affect that.


Can you please explain to me what benefits are included under VA Title 38 U.S.C. 1151?


Has an existing injury or disease become worse while you were getting VA medical care?


No my injury has not gotten worse.


If I need to get these benefits how would I go about applying for them?


You will need to file a claim for disability compensation. You will have to show that the added disability happened because of VA medical care or a VA program designed to help you find, get, or keep a job.


What are the requirements for me to get compensation from VA?


To get compensation from VA if you suffered an added disability or your existing disability got worse as the direct result of one of the reasons mentioned and that the added disability wasn't a reasonably expected result or complication of treatment.


If I qualify what kind of benefits would I be entitled to?


If you qualify you will be compensated in accordance with your particular case.


You may be able to get compensation from VA if you suffered an added disability or your existing disability has gotten worse.


Could you possibly give me some tips and pointers on developing a plan that would put me on track for student loan repayment in full and on time?


Before your repayment begins, develop a plan that puts you on track.


Is there any way to get an interest rate deduction on a Direct Loan?


If you schedule an automatic monthly electronic debit of your loan payment from your bank account, you may receive a 0.25% interest rate deduction on your Direct Loan.


Can you give me some more information about the types of repayment plans available?


Actually, besides for paying off your loan, there is also a possibility of having your student loan forgiven as well.


Is there a grace period after graduation?


After you leave school or drop below half-time enrollment, you have a six-month grace period sometimes nine months for Perkins Loans before you must begin making payments.


Would that be when I would have to begin making payments?


Once you graduate, drop below half-time enrollment, or leave school, your federal student loan goes into repayment.


Is your loan a Direct Subsidized, Direct Unsubsidized, or Federal Family Education Loan?


Yes, it is.


In that case, you have a six-month grace period before you are required to start making regular payments.


Are there things that I should consider when comparing schools that I may attend?


Have you done some research on colleges and career schools?


Not yet, it is on my to-do list


Is there a situation whereby I will have to give a refund of the financial aid that I receive?


If you withdraw from school, some of the monies may have to be returned to the source of the funds, either by you or the school


Should I pay much attention to Enrollment Contracts as published by schools?


You should read these carefully before you sign them. The contract explains to you what you will get from the school for your money, so it is an important document


I would like to see if there are any useful statistics available for my research, where could I find this information?


There are statistics available, and these are designed to help you in your choice of school


Will I have to refund any financial aid if I leave before the course work is completed?


There are situations whereby you can receive some of your money back, this is listed in the refund policy of the school in question


Hello there. I need to know more about the mortgage life insurance for veterans.


Of course. The Veterans Mortgage Life Insurance VMLI offers mortgage protection insurance to the families of Veterans with severe service-connected disabilities who've adapted a home to fit their needs.


I see. Do I qualify for that insurance?


You may be able to get VMLI if you meet all of the requirements.


Let's say I do qualify, I apply for it, get accepted. Then I decide to move. Do I need to report this to keep my coverage?


In that case, you'll need to let us know if you move or transfer your mortgage from one lender to another.


How do I know if I qualify for this insurance?


Do you have a severe disability that we've concluded was caused or made worse by your service?


No, none of that.


Then you can't get VMLI. Sorry.


What do I need to pay when getting these benefits?


Your VMLI premium will be based on several factors, your age and the current balance of your mortgage loan, for example.


Hi. I would like to know about Eligibility for VA health care


we can help you find out if you can get VA health care as a Veteran


Is there anything that will make me more likely to get these benefits?


Yes.s   [24] You may qualify for enhanced eligibility status meaning you ll be placed in a higher priority group , which makes you more likely to get benefits if you meet at least one of the requirements


At least one of these must be true...


ok


You receive financial compensation payments from VA for a service - connected disability?


no


You were discharged for a disability resulting from something that happened to you in the line of duty?


yes


You qualify for enhanced eligibility status meaning you ll be placed in a higher priority group


what if I'm a current or former member of the Reserves or National Guard?


you must have been called to active duty by a federal order and completed the full period for which you were called or ordered to active duty


why do I get lower numbers on the fafsa submissions?


Did you want to know why the number of FAFSA submissions is lower than you think it should be?


no, I found the answer


Do you need resources to help you increase FAFSA participation?


no we have plenty


Are you a counselor at a high school with a lot of students age 20 or older and wondering why the FAFSA numbers are so low?


yes I am


There is no question on the FAFSA form that asks if an applicant is a high school senior, we must use several criteria to identify those applicants that are likely high school seniors. Most of the students would likely not satisfy the age criteria requiring applicants to be less than 20 years of age so they might not be counted.


what does it mean when a school has less than 5 completed applications? can it be no applicants at all?


No, it does not mean there were zero applications.


why are some places white on the map?


Do you want to know why some districts are listed as missing or as having  insufficient data?


no, I'll look at it later when I have more time


What about making payments?


The US Department of Education has several loan servicers that handle billing and other services on loans for William D. Ford Federal Direct Loans and for loans through FFEL and loans the ED later purchased.


Do you have automatic monthly debit of your loan payments?


No, I have not set up automatic monthly debit payments from my checking or savings account.


Do you need to make a payment by postal mail?


No, I do not mail my payment in.


Would I receive a discount for signing up for debit withdrawal of my payments?


Yes, you would receive .25% interest rate deduction on Direct Loans and you should contact your loan servicer for more information.


What can I do when having trouble making my federal student loan payments?


The section Trouble Making Your Federal Student Loan Payments  will provide the information on what to do if you are having trouble making your student loan payments.


I am having trouble making payments, what can I do?


Always contact our loan servicer to find out what options they have that can help you.


What information do I need to know about mailing documents?


Do you want to know what happens if mail documents to us?


Yes, I would like to know the information about mailing documents.


If mailing documents, then you must include the Social Security number so that we can match them with the correct application.  Also, do not write anything on the original documents and please write the number on a separate sheet of paper and include it in the mailing envelope with the documents.


Will I be able to schedule an appointment to apply for benefits in my preferred language?


Yes, the online application will give you the option to schedule an appointment to apply for benefits in the language you need.


What happens after i apply?


After we receive your online application, we will provide confirmation of your application electronically or by mail.


What happens if I do not want to mail documents?


You can bring the documents to your local Social Security office.  Please do not mail foreign birth records or any documents from the Department of Homeland Security DHS.


What documents do I need to provide?


We may ask you to provide birth certificate or other proof of birth; proof of U.S. citizenship or lawful alien status if not born in the U.S.


What are the other ways I can apply?


You can also apply by phone at 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday.


Hey, good evening. Need some answers about that program to reduce points on the license, please.


Do you want information about the course?


No, not about the course.


Then, Would you like to know about the point reduction itself?


No, don't need to right now.


O.k, lets go to the next one. Are you interested in more information about a possible insurance reduction?


No, that's not necessary right now, cause i already read about it.


A very informed person, you are. O.K, So last thing we can help you with, is with doubts about the DMV's Point System. Is that what are your looking for?


Sorry, but nothing similar to that neither.


Oh, well, it really doesn't matter. In any case, what good will make me to complete reduction program course?


In first place, it will be very helpful to refresh your driving knowledge with a review of time-tested safe driving tips and an overview of today's vehicles and laws. Secondly, you may be eligible to reduce as many as 4 points on your driving record. That will be done automatically.


Those courses are of course made under certain standards, aren't they?


You can bet on that. Each qualifying course is made based on strict standards for the safe driving information presented.


Hello, I came here looking for more information about health care for veterans


Then you're in the right place. On our page you can view our current copay rates for different types of care, tests, and medications.


Would you like to know more about other VA benefits and services?


Yes, please go ahead.


Gladly. We can help you learn how to file a claim for disability compensation and manage your disability benefits, for example.


That sounds useful. But tell me, if I want to update my health benefits information, which form do I need for that?


To update your health benefits information, you'll need VA Form 10-10EZR.


Thank you, I'll download and print that form. Can you tell me anything about health care for veterans in general?


Of course. With VA health care, you're covered for regular checkups with your primary care provider and appointments with specialists like cardiologists, gynecologists, and mental health providers. You can access Veterans health care services like home health and geriatric elder care, for example.


What if I'm a female veteran?


In that case, you can ask for the Women Veterans Program Manager.


That's great. I support Feminism where I can. By the way, I have question about payments. Can I pay my copay online somehow?


Yes, you can pay your VA copay securely online, by phone or mail, or in person and find out what to do if you're struggling to make payments.


Perfect. Now, I have this friend of mine who served with me and he lost his house due to a mortgage he can't pay. He's about to become homeless. Can you do something for him, please?


Yes. Simply call the National Call Center for Homeless Veterans at 877-424-3838 for help 24 hours a day, 7 days a week. You'll talk privately with a trained VA counselor for free.


I need to apply for spouse benefits


Have you worked under social security


Are you divorced?


Yes I am divorced


see For information on the requirements for Divorced Spouse 's Benefits


II am caring for a child who is also receiving benefits


ead " If You Are Divorced


Can I take only one benefit?


the option to take only one benefit at full retirement age no longer exists


Will my application serve as a request for spouse benefits?


your application will automatically serve as a request for spousal benefits .


Can I qualify for Medicare also?


You can also qualify for Medicare at age 65


Can I get a teacher loan forgiveness?


Are you currently in default on a loan?


No, I'm not.


But in case I apply for a teacher loan forgiveness, what should I do if my loan is with a different loan servicers?


If that's the case, you should submit a separate form to each servicer.


Is the PLUS loan for parents eligible for teacher loan forgiveness?


No, PLUS loans for parents aren't eligible for this type of forgiveness.


What's the maximum amount I can get in loan forgiveness as a full-time secondary education teacher?


If you didn't teach mathematics, science, or special education, you may receive up to 5000$ in loan forgiveness.


And what if I'm an AmeriCorps Program volunteer, there's anything I should be aware of when applying for a teacher loan forgiveness?


Just that the period of teaching that qualifies you for a benefit through the AmeriCorps Program can't be counted toward the required period of teaching for the Teacher Loan Forgiveness Program.


can I get a title and registration in New York if someone in Florida has the title on a lien?


Has the lien been satisfied?


yes, but I haven't gotten the title yet


To register you will need to obtain a certified photocopy of the title, or written verification from the Florida motor vehicle title authority that you are the owner, and a letter from the lienholder authorizing you to register the car in New York. To receive a New York State title certificate after the lien is satisfied, you must mail the out-of-state title, the proof of lien satisfaction, and a letter of explanation to the Title Bureau.


can I register a car I bought that is badly wrecked?


If the seller indicated that the vehicle had been damaged to the extent that the cost of repairs would be in excess of 75 percent of the retail value of the vehicle at the time of loss, the vehicle cannot be registered. It must undergo a salvage vehicle examination by DMV.


what if it passes the DMV examination?


If it passes the DMV will issue a branded title


and I will still need the proof of purchase like for all cars?


Yes, you will need proof of the purchase price for sales tax purposes -- have the seller fill out the appropriate NYS vehicle sales tax form, most often the "Affidavit of Sale/Statement of Transaction" . Bring the completed form when you apply for registration and title.


and once the seller signs it over it is mine even if I haven't put in the paperwork?


Once the seller signs on the line for "Seller's Signature," the vehicle will immediately belong to the new owner.


Is there anything I can look at for more info on used cars that have been damaged?


You can read, Let the Buyer Be Aware Buying a New or Used Car, it is a DMV publication that has helpful information


Hello I need information about Title VA 38 USC 1151


did you have an additional disability or did your existing injury or illness worsen while receiving VA medical care?


do not


Who is covered in this program?


this program is only for Veterans


Can I get compensation from VA?


You may be able to obtain VA compensation if you suffered an additional disability or if your current disability worsened as a direct result of any of the reasons listed below and the additional disability was not a reasonably expected result or complication of treatment.


How do I get these benefits?


You will need to file a disability compensation claim. When you apply, you will have to show that the additional disability occurred due to VA medical care or a VA program designed to help you find, get, or keep a job.


Do you want to know what to submit in the application?


what will happen if i dont respond to the notice of non compliance and license downgrade?


failure to respond to the notice of non compliance and license downgrade will result in your commercial driver license automatically


if the downgrade/cancellation occurs. does this apply to you?


do i need to fill out an application?


if you are a commercial learner permit holder. does this apply to you?


no


can i get a non commercial dulpicate online?


you can get a non commercial duplicate license online after the effective date on the downgrade notice.


what if i no longer want a commercial driver license?


you may be charged with a violation of the vehicle and traffic law vtl if you operate a commercial motor vehicle


what must i do if i get a notice of non compliance?


if the cause is. does this apply to you?


I need information about SSI.


Sure. The SSI or Supplemental Security Income program is used to pay benefits to adults and children who have limited income and resources.


Can I appeal if my SSI application is denied?


Yes, you can.


Was your SSI application recently denied?


Yes, it was.


You can file an appeal online. You can read more on how to appeal the decision.


Can I file an online application from the Northern Mariana Islands?


Yes, you can if you meet the rest of the requirements.


And to do it in a local social security office do I have to schedule an appointment first?


Yes, you can do it by calling to 1-800-772-1213 or to our TTY (if needed) 1-800-325-0778 from 7 a.m. to 7 p.m and from Monday through Friday.


Can people older than 65 get SSI benefits?


Yes, people 65 and older without disabilities can get SSI benefits if they meet the financial requirements.


Is there a phone number for people 65 or older that want to apply for SSI?


Yes, there is. We have the number 1-800-772-1213.


I have problems in my family and I want to know if I need to provide parent information


Do you know the situations under which you don't need to submit your FAFSA form without parent information?


Yes but I need to confirm that


Are your parents incarcerated?


Not at all


Have you left home due to an abusive family environment?


No, neither.


You don't know where your parents are and you can't contact them and you haven't been adopted?


No, that's not correct.


Are you over 21 but not yet 24, unaccompanied and homeless, or self-sufficient and at risk of being homeless?


Yes, that's my problem.


What if I am completing the FAFSA online or in the myStudentAid app?


In that case,  you will be asked whether you are able to provide information about your parents.


If I have a problem driver restriction on my license, how long does this restriction last and is there anything I can do to remove this restriction early?


Was your license revoked due to an alcohol-related incident?


Yes it was


In this instance, the restriction is in place for five years from the date that you received your permit or license


If there are alcohol-related violations associated with my driver history, does this affect problem driver restrictions with a DMV Mandated Ignition Interlock  Device?