elplaguister/DTS_line_datasets huggingface dataset:
Good, you need to log in the system.
Great. I want to know about to verify my account?
You need to verified your fsa id.
For the TEACH is need to have school experience, right? I mean as a teacher.
Yes, you need to begin a career in teacher and agree to teach full time for at least four years on schools.
The teachers receive official help about it?
Yes, of course. TEACH grants initial and subsequent counseling about what to do.
Anyone can complete this?
Yes, any student who are receiving a teach grant, and who have complete teach initial and subsequent counseling.
Are there Resources and support outside VA
You can also get support from resources offered by other government departments and community organizations outside of VA
do they have a support website?
visit the Military OneSource website
How do I reach SAMHSA?
Call 1800 - 662-HELP 800 - 662 - 4357
can I get  Resources and support outside VA
did you need the hotline number?
are there other resources?
Military OneSourceThis free service provides expert support to connect military personnel and their families with the best available resources to fit their needs
Hello there. My school misled me and I came here to find out if I am eligible for loan forgiveness in that context.
Of course. This type of loan forgiveness is called borrower defense to repayment, sometimes abbreviated to borrower defense.
Great. What happens if I receive a 100% discharge?
In that case you do not receive a separate interest waiver because your entire loan balance, including any interest, is discharged.
Good to know. And who exactly is eligible for this borrower defense?
Under the law, you may be eligible for borrower defense to repayment forgiveness of the federal student loans that you took out to attend a school if that school misled you, or engaged in other misconduct in violation of certain state laws. You may assert borrower defense by demonstrating that the school, through an act or omission, violated state law directly related to your federal student loan or to the educational services for which the loan was provided.
Are you eligible to receive federal student loan forgiveness?
In that case you may be able to have all or part of your outstanding federal student loan debt forgiven, and you also may be reimbursed for amounts you have already paid on those loans.
What are you doing to provide help to student loan borrowers during the Covid-19 crisis?
Federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. In addition, interest is being temporarily set at 0% on federal student loans.
How will I know how much I have left after the interest is calculated?
Your federal loan servicer will let you know what your remaining balance is after the interest waiver has been applied.
Hello. Hope all is well. I need to find out how to get a replacement card for a out of country born adult
Hello.  You can replace your Social Security card for free if it is lost or stolen However  you may not need to get a replacement card
You may be able to request your replacement Social Security card online . Our online service is a fast and secure way to get a replacement . If you are age 18 or older with a U.S. mailing address and have amySocial Securityaccount
What if they are just turning 18, or have just turned 18
If you are age 18 or older with a U.S. mailing address and have amySocial Securityaccount
is there a fee oto replace it?
You can replace your Social Security card for free if it is lost or stolen
What is the most important thing i need to know about this?
Importants You must present original documents or copies certified by the agency that issued them .
DO I need to be a us citizen?
If you have not already established your U.S. citizenship with us , we need to see proof of U.S. citizenship
Will a passport work?
YEs it will we need to see proof of U.S. citizenship
Goof afternoon. I heard that you offer the possibility to change a name in a vehicle's tittle on your offices, is that right?
That information is correct. All you need to do is to bring to any DMV's office a completed Form MV-82 or Form MV-82TON. In both cases, it applies to Vehicle or Title registration.
Just in case, Are you in possession of any Id proof, in case we need it from you?
No, i think i don't have any of those.
All right. Say, are you referring by any chance any NY license or something like that, to serve as proof?
That's exactly what i meant before. If you have a NYS driver license, or Permit or even a Non-Driver ID card that hasn't expired over 2 years, you can submit it as proof.
Ahh, then i wasn't so diverted, huh?. Hey, don't know if you can clarify me this, but i was about to buy a car but the dealer told me he couldn't give me the vehicle because having a lien on its title. IS there a way to remove that?
Yes, there is. He must go online and the search for "Remove or add a lienholder from a title" in our search tool.
Umm, well, not that i'm seeing him shortly but at lest is good to know there is something. Another question now. Are there any additional document that can serve as proof?
in fact, there are. You can submit a proof of payment of the sales tax. DMV can provide you with FS-6 T receipt after you claim a sales tax exemption. Also, you can add a Form MV-50 aka Dealer Retail Certificate of Sale, completed by a dealer located in NY.
O.k, i was guessing it could be more of those documents. These can all be sent via mail or delivered in person at your offices, right?
That's right. You have those options available. You can choose that most adequate to you.
dsafe
No problem. You need to find out how to apply for the VA chapter 36 benefit, related to get free education and career counseling services for veterans.
How can I get this services?
To get access to this services you need to be discharged in the next 6 months from your active duty.
There are any other way to apply for this benefits besides internet?
You can also do it by mail. You just need an educational/vocational counseling application VA form 28-8832.
Fill it and send it.
Alright. I'll have to search for it. I don't know if I qualify for this yet.
What can make me eligible for this?
For this, you need to accomplish with the request of be discharged from active duty within 6 months.
What happens for people who is dependent of veterans?
There is no problem in that case you may also qualify for educational and career counseling.
Ok, which are the steps to follow to get this?
You need to sign in to your eBenefits account, then select apply option and click vocational rehabilitation and employment benefits, to start to apply.
how to change address and mailing information
updating address. does this apply to you?
we send documents to the address we have on our records at the time of the order
what if i moved?
first change your address, then order a replacement
what about a temp address
you can ask that your replacement document be sent to an address that is different
overseas?
we recommend that you send us a pre addressed priority mail return envelope
if i plan on traveling?
we recommend you come to the dmv now to get an enchanted or real id
how do i replace if overseas?
submit a completed application for permit
how to change my name or make other changes
you will need to go to the dmv
Hello I need information about the order photos and professional plates
can i order by phone?
can I order by mail?
Do you want to order professional photographs or plates by mail?
Can you order a photo or professional plates online?
You must have a valid New York State vehicle registration in the passenger, commercial, or motorcycle registration class that does not expire within 60 days.   The mailing address in your vehicle registration record must be your current mailing address.   Your vehicle registration record must match your current name if your name has changed.
What if I want the plates for the disabled?
If you would like to purchase Plaques for People with Disabilities that have the Universal Access Symbol, Chase Plates for People with Disabilities that have the Universal Access Symbol, you should contact the Custom License Plate Unit.
What can I learn about Retirement Benefits?
It is good to know what Social Security can mean for you and your family's future and you can learn how it works, who's eligible and what to consider before you actually apply.
Why should I verify my earnings history?
You should verify your earnings because the amount you would receive in Social Security benefits is based on the amount of your earnings record and it would mean no surprises.
What exactly is delayed retirement age?
Are you planning on taking your benefits beyond full retirement age?.
No, I am not planning on waiting until after full retirement age.
What if I return to work later?
More credits could be added; but we can't pay any retirement benefits before you rach 40 credits.
What actually is the full retirement age?
Full retirement age is the age when it is possible to collect your full retirement benefit amount and the age is 66 years old if you were born from 1943-1954 and 67 if you were born 1955-1960.
Hi, i'm need to know how i can do self- certify?
Sure. Are you a commercial driver or you are trying to self-certify to a non-excepted driving type NA or NI?
No, i'm not any of those.
Ok. Please, can you tell me from the following, which are you trying to self-certify: Non-Excepted Interstate, Non-Excepted Intrastate, Excepted Interstate or Excepted Intrastate?
I'm going to apply for the NI certify. Can you tell me what i need to know about it?
Well, if you are going for Non-Excepted Interstate, that would mean that you are in for commercial driving operations, being able to go across state lines. Also, you are required to meet the requirements from Federal Medical.
Right ,right. Well, thanks. Um, and what about changing my driving type?. I mean, if i want to change my self-certification, i can do it via online?
Sorry, but no. For that kind of request, you'll have to go to an DMV office.
Oh, ok, that's a boomer. Fine, one more question. A little ago i sent to you my medical examiner's certificate and yesterday i received it back in my mail with a rejection letter, why's that?
You can find the rejection details by reading the letter. It's all explained in there.
I want more info on self-certification?
Do you want to self-certify?
New federal regulations require all commercial drivers to certify to the Department of Motor Vehicles DMV the type of driving they perform or expect to perform. Drivers that self - certify to a non - excepted driving type NA or NI are also required to submit a copy of their USDOT Medical Examiner s Certificate
Do I need to provide a Medical Examiner s Certificate if I work for the school system?
Do you operate in an excepted operation such as a school for a private service?
You can choose EI instead of Medical Examiners Cerificate in that case
Does it include field trips?
School operation is defined as " school to home / home to school " operation and includes interstate operation for school operation only. This does not include field trips. Only applicants employed by a municipality can drive for out - of - state field trips
What driving type should I certify to if I have a valid DOT medical examiners certifcate?
ou should certify to the type of driving in which you operate or expect to operate and your CDL will have the restrictions for that driving type
Are you capable of obtaining a Medical Examiner s Certificate?
The NI driving type will allow for the broadest commercial operation capability with no license restrictions applied
Is anything else required?
You will need to have the appropriate restrictions added to your driver s license A3 and/or K
Good, what is the administration of your retirement benefits?
Importantly, we have resources to save you time on important retirement tasks and keep you in control of your Social Security account benefits through a free Social Security account.
There are several online services that can help you.
Everything is based on help to manage your benefits.
What if they can't help me?
What is the proof of income?
It is important that you get a proof of income letter.
What if there is a change in the circumstances of your life?
It is important that all benefits and information are kept current.
It is important that you visit our page Learn about retirement benefits.
It is noteworthy that obtaining must review retirement benefits as basic concepts, such as how we determine the amount of your benefit and who else in your family may be eligible.
I wanted to know about allowances that I can get for necessities while I'm in a jobs program
We have subsistence allowances that help you pay for basic needs if you are an eligible Veteran participating in the Voc Rehab program.  I can give you a link to view the current subsistence allowance rates
would you like to know about other VA benefits and services?
Yes, do you have more info about the GI Bill
Do you have a number I can call if I need extra help?
You can call the VA benefits hotline: 800-827-1000 , If you have hearing loss, call TTY: 711
Do you have a way for me to stay updated on what's going on with the VA and benefits?
You can sign up for Veterans benefits email updates
Do you have any social media pages I can follow?
We have Facebook, Instagram, Linkedin and others. I can give you the links if you want
how can you help me with employment?
We can help you look at support-and-services program tracks for Veterans and service members with service-connected disabilities. Our programs can help you learn new skills, find a new job, start a new business, get educational counseling, or return to your former job.
how do i pay dial in search account fees?
paying customers must include a deposit with the application. your first deposit must be enough to pay for two months of searches.
when we accept your application. does this apply to you?
your deposit is added to your new account balance
what about my browser?
please update it to the newest version
how do i contact the dmv about my dial in search account?
you can contact us at : NYSDMV DIAL - IN AccountsRoom 2316 Empire State PlazaAlbany, NY 12228
what if i have to pay a fee?
your account records will reflect youe debits and your credits and show your account balance. please visit our escrow accounts page.
how will i know my application has been accepted?
we will cerate an account for you, we will send yo your account number and password, your seven digit account number will never change.
Hi. I would like to know if is possible to get information or reminders from the dmv through email or text.
Would you like to receive general information by email or text?
Not so general information.
Have you received any email related to the electronic reminder program from the dmv?
Yes. I received one of those, so I got curious about it.
You have received one of those messages because you are part of the dmv electronic reminders program.
Do you want to contact the dmv about this?
Yes, I would like to.
Great. In that case, please don't write back to the email you received because you won't get any answer. Look for our contact channels.
What happens if at some point I don't want to receive any more messages from you?
You mean, you want to stop to receive any other message from the reminders program?
Just from those how could be spam.
Do I need to have driver license to receive this reminders?
No, not at all. You just need to sign up to receive the reminders by email or text, even before you get a drive license.
How do I access and manage my VA benefits and health care?
Would you like to know what is covered with health care?
Yes that would help
Refill and track your prescriptionsSend a secure message to your health care teamsSchedule and view your appointmentsView your lab and test results
Are there requirements for care under the VA mission Act?
Yes there are requirements
What are requirements for pension?
Apply for monthly payments for wartime Veterans and survivors with limited or no income who meet certain age and disability requirements
What burial help is available?
Get help planning a burial in a VA national cemetery , order a headstone or other memorial item to honor a Veteran 's service , and apply for survivor and dependent benefits .
What health care information do you have?
You can Apply for VA health care , find out how to access services , and manage your health and benefits online .
How long will my current resitrction be in effect?
You would have to either log into our portal or check the court order against you.
My convicition is not alcohol related.
You would still need to check the court order to ensure total compliance.
Once again, my conviction was not alcohol related.
I was given an interlock; how do I remove it?
You would refer to the monitoring agency controlling said interlock.
What would happen if I get another ticket or something before the interlock is removed?
Refer to the court order as well as your monitoring agency.
But what if I get convicted of it?
I understand your situation. Please refer to the appropriate agencies, however, as they have more knowledge about that than I do.
What if I have one drink and then try to drive? I'm still under the limit.
All drinking for an interlocked driver is prohibited. Please refer to the monitoring agency for any further questions.
If I wanted to amend my address and mailing information when seeking a replacement license, what do I do?
In order for me to replace my license, is there a form that is mailed to me?
We mail the necessary documentation to the mailing address that we have on our records, or an alternative address that must be provided by you. If you want to amend an address, see the Address Change section on the website
Ii ordered a replacement license over 2 weeks ago and have still not received it, what do I do?
If this is the case, you will need to contact us
Are there specific rules surrounding temporary visitors and international students regarding replacement of licenses?
Are you classed as a Temporary Visitor or have you had your Temporary Visitor status extended?
No, I am not in that category
What happens if I need to replace my license and I am overseas?
Will you be requesting a replacement license from overseas?
No, this doesn't apply to me
What are the new rules surrounding my license being issued before October 30, 2017?
If your license was issued before October 30, 2017 and is not enhanced, you have what is known as a Standard Document
Good evening. I need some explanations regarding veterans housing assistance grants.
Of course. We can help you to apply for a housing grant as a Veteran or Service Member with a service-connected disability.
Yes, I'd appreciate that.
We offer disability compensation pay, for example. You can file a claim for compensation for conditions related to your military service.
That's great and all, but let's get back to the housing grant. Should I get it, will you be able to support me?
Yes, if you have a VA direct or VA-backed home loan or Specially Adapted Housing grant, we will help you with that.
Fantastic. Now, I've heard about this call center for homeless veterans. I don't think I'll need it, but please tell me all about it.
Gladly. The National Call Center for Homeless Veterans can help you or a Veteran you care about connect with VA and local resources 24 hours a day, 7 days a week.
Do you have a phone number for those hard of hearing? Served in a tank battalion, if you know what I mean.
Of course. If you have hearing loss, call TTY: 711.
Are there any other ways I can keep myself up to date?
Yes, we offer Veterans benefits email updates. You can sign up and you will receive updates on a regular basis.
Can I also write you back somehow?
You can always ask a question online, if you have any.
can you give me details of Get Veterans Housing Assistance Grants
About Disability Housing Grants for VeteransFind out how to apply for a housing grant as a Veteran or Servicemember with a service - connected disability
If I'm a Veteran in crisis or you're worried about one
connect with our caring , qualified Veterans Crisis Line responders for confidential help . Many of them are Veterans themselves. This service is private , free , and available 24/7
This service is private , free , and available 24/7
what are the other benefits?
How to Apply for Your Certificate of EligibilityGet instructions for how to apply for your VA home loan Certificate of Eligibility COE and what to do next depending on your loan type
how are compensation payments
Disability Compensation Pay Find out how to file a claim for compensation for conditions related to your military service
About how much time does it take to get my new photo document with the icons?
Did you paid the fee to request the icons be added the photo document immediately?
No I haven't paid the fee yet.
No, I did not opt to have the icons printed at my next document renewal.
How much does it cost to have the icons added prior to renewal?
You would have to pay $12.50 for driver licenses/permits and $5 for non-driver id cards.
What can I add icons for?
You can add icons for lifetime licenses/privileges/certifications such as Sportsman, Boating Safety, Small/Big Game, Fishing, Bow Hunting, Muzzle Loading, Trapping, and Empire Passport; annual licenses cannot be added.
Would I be able to get the icons removed if I do not want them any more?
Yes, you would have to contact the agency Parks or DEC that issued the lifetime license, privilege or credential to request they notify the DMV to remove the icons, of course, with a fee.
I came here hoping you could explain how the income-sensitive repayment plan works. Can you tell me more about this plan?
Of course. The payments under this plan increase or decrease based on your annual income.
What can you tell me about monthly payments?
Under this plan, you'll have monthly payments.
I'm aware of that. But what if I have FFEL Program loans owned by the U.S. Department of Education ED?
In that case you should contact your loan servicer.
I understand. Say, which loans are eligible for that repayment plan we talked about?
There are several loans which are eligible for the income-sensitive repayment plan, all of them listed on our website.
Allow me one final question: what if I have FFEL Program loans that are not owned by ED?
In that situation I'd recommend you to contact your lender.
I would like to ask about a TVB ticket conviction.
Do you want to appeal for a TVB ticket conviction?It can be done through online or by mail.
Yes. That means, i could not go to a physical address to appeal?The only available options is through online or by mail?
Yes and your appeal must be done within 30 days from the conviction date.
Do i need to pay any fee to appeal?
Yes. A $ 10 non refundable appeal fee is applied for each appeal within 30 days from the date of conviction.
How to appeal it by mail?
To appeal, you can use Appeal Form AA-33A to appeal a DMV determination other than a TVB conviction or penalty. You can mail your appeal and fee to DMV Appeals Board, P.O. Box 2935 Albany, NY 12220-0935.
Can i submit an additional Appeal Arguemnt?
Yes and it must be submitted within 30 days after your transcript were sent to you by the Transcriber. You may also do this after receiving the transcript by accessing the transaction again and enter either.
Can NYS law requirements affect my appeal?
Yes. Your appeal will be rected if it does not meet the requirements on NYS law.
What should i do if i do not need the transcript?
If you do not need the transcript, within 10 days of your appeal submission, you need to mail exhibits or arguments. failure in doing that, may result in the documents no be filed with the appeal.
I'm a bit confused and could use some guidance when it comes to my tax return. Can you help me?
Gladly. Do you wish to determine your 2020 income-related monthly adjustment amounts?
No, I wanted to know something else.
Are we using your 2017 tax year data?
If you filed a return for tax year 2018 or did not need to file a tax return for tax year 2018, call us or visit any local Social Security office. We'll update our records.
I see. Do my medicare premiums need to be adjusted?
Yes. The law requires an adjustment to your monthly Medicare Part B medical insurance and Medicare prescription drug coverage premiums. This affects less than five percent of people with Medicare. Most people don t pay higher premiums.
What if I earn a lot less now? I mean, my income has significantly dropped due to the current crisis.
In that case you should contact us to explain that you have new information and may need a new decision about your income-related monthly adjustment amount.
I'll put that on my list. So what should I do if I have a limited income?
Well, you may be able to get Extra Help with the costs monthly premiums, annual deductibles, and prescription co-payments related to Medicare prescription drug coverage. Visit "Extra help with your Medicare prescription drug costs" on our website for more information.
I need help getting a learner permit.
I can help you with that. You need to be 16 or older to obtain a permit and you must apply in person at a DMV office.
Where do I go if I need to find more information about this?
You can find a list of various learner permit topics and information for each online at our website. These topics include getting a Certification of Supervised Driving form and special requirements needed for motorcycle and commercial learner permits.
How can I find out the operating hours at my local DMV?
You can find a list of locations and their hours online at the DMV website.
What should I do to prepare for the road test?
Before you take your driving test, you will need to have supervised driving practice. You will also need to take a pre-licensing or driver education course.
Yes. I just turned 16.
Okay. Due to your age, you will have to wait 6 months from the date you received your learner permit before you can schedule to road test.
How do I pass the written permit test?
It's very important to study before taking the written test. You will need to get at least 14 of the 20 multiple choice questions correct to pass.
what are the third party servicer programs about?
The Higher Education Act of 1965, as amended HEA, allows institutions of higher education to outsource any aspect of the institution’s participation in federal student aid programs.
Did you want to know about the federal student aid programs?
Do you have questions about services necessary to determine a student's eligibility for federal student aid?
can you instead tell me what comes after you complete a program review?
FSA issues a Final Program Review Determination, which is a report that includes each specific finding, the third party servicer’s response, and ED’s final determination.
what does a third-party servicer need to provide services to a school?
The servicer and/or its contractors must comply with the various Title IV requirements applicable to its servicing agreement with the school.
how do they make sure the servicers are doing what they need to do?
Federal Student Aid routinely conducts program reviews to confirm that third-party servicers and the schools that they contract with meet FSA requirements for institutional eligibility, financial responsibility, and administrative capability.
I came here looking for some information regarding my tax return. Perhaps you can answer some questions for me.
No, thank you. I have some other, more urgent questions.
Do you want to know what happens if we use the 2017 tax year data?
Instead, can you tell me what happens if I only have Medicare prescription drug coverage?
In that case, you'll pay an income-related monthly adjustment amount only on the benefit you have.
I see. And what if I filed a federal income tax return for the year?
Then you need to show us your signed copy of the return. Use Form Medicare Income-Related Monthly Adjustment Amount Life-Changing Event to report a major life-changing event.
Makes perfect sense. Is there anything else I should know about my Medicare premium?
You should be aware that the standard Part B premium for 2020 is $ 144.60.
I need help with getting my driving record abstract.
I can help you with that. Would you like more information about what your standard driving record abstract entails?
Yes, this would be very helpful.
You can see a sample of a driving record abstract under Description of Abstract of Driving Record PDF [ 3 ] DS-242.1 on our website.
Do you happen to need all information that DMV has on file for you?
No, I just need to see the last few years.
For future reference, how would I obtain this information?
To get a record of all your information, you'll need a lifetime driving record.
Can I get my abstract online?
Absolutely, and rest assured that no matter whether you order online, at an office, or by mail, there will be no difference in your abstract. They are all certified DMV records that come with a certification statement and the signature of the Commissioner of Motor Vehicles.
What do I need if I decide to obtain one by mail?
If you wish to obtain your abstract by mail, you'll need a completed Request for DMV Records PDF [ 11 ] MV-15 and a photocopy of your proof of identity.
What if I just wait and get it at the DMV, when I renew my license?
In this case, just mark the blue box on the renewal notice. Be advised, there will be an extra $10 search fee added to your renewal fee.
Can I file an appeal by mail?
You don't want to file the appeal online?
Ok, in case you want to file the appeal online, remember that the traffic ticket must display the words "Traffic Violations Bureau" at the bottom of the ticket.
Yes, the traffic ticket must have the words "Traffic Violations Bureau" at the bottom.
Do I have to submit all the exhibits and documents to the hearing officer?
Yes, otherwise any of the exhibits and documents may not be filed with the appeal.
Can I avoid to pay the fine after filing an appeal?
no, you have to pay the fine, filing an appeal won't change your obligation to pay the fine.
What if my traffic ticket does not show the words "Traffic Violations Bureau" at the bottom?
It has to display the words "Traffic Violations Bureau" at the bottom of the ticket, if not then you can't file an appeal with the Department of Motor Vehicles.
Hello, how do I get an agent orange exam?
Do you think you had contact with Agent Orange, an herbicide used to clear trees and plants during the Vietnam War, or other herbicides while serving in the military?
In that case you can request a VA Agent Orange Registry health exam. Even if you don't have a known illness, the exam could alert you to illnesses that may be related to contact with herbicides.
I see. And what are you going to examine?
We'll examine your history of contact with Agent Orange and other herbicides, and your health history including any major illnesses or surgeries you may have had.
That's what I thought. And how do I schedule an exam?
To schedule an exam, contact your local VA environmental health coordinator. If you qualify, you won't have to pay anything for this exam.
Can we make an appointment?
Sure, simply contact your local VA environmental health coordinator.
Oh, alright. I thought we could do it online. Will I need to pay anything for this exam?
The exam is free for qualified Veterans.
Hi. I'm searching some information related to how to pay a suspension fee.
Sure, no problem. A suspension means your driver license or privilege has be taken away for a period of time before it is returned.
Great. Can I pay this fee online, or I need to go in person to a office?
Yes, you can pay online. You just will need to provide your name or dmv id number client id number.
I can pay the suspension fee before the suspension period is over, right?
Yes, you can do do that. Once is done, we will send your license within 3 business days after the suspension period ends.
Great. In case I got troubles paying online, can I send the money by mail too?
Yes, in some cases you can do that.
Have you  checked out if your suspension termination fee can be mailed?
Yes, it seems like I can mail it, if I need to.
If hat's the case, you only need to find the instructions on your suspension order.
Once this suspension is over, I won't have any other kind of suspension problem with my driver license, right?
You should not have any other problem. Because a definite suspension last until your suspension period ends.
hi i would like to know how accurate is the loan simulator?
Provides complete and accurate information when using Loan Simulator. Please note that this tool cannot predict your future payments with 100% accuracy.
And how can I collaborate to build this tool?
Contact us to share your feedback, ask questions, and request new features.
and what is loan simulator?
Loan Simulator is a new tool to help you make decisions about your student loans. Use it to find a payment plan that meets your needs and goals or to decide if you want to consolidate it.
and what do I do if I'm struggling with my payments
Decide whether you want to temporarily stop payments or reduce your monthly payment.
and what is the aim of the simulator?
Loan Simulator results are for informational purposes only and should not be considered financial advice.
Hello I need information about the benefits of GI Bill
GI Bill benefits help you pay for college, graduate school, and training programs. Since 1944, the GI Bill has helped qualified veterans and their families obtain money to cover all or some of the costs of school or training.
applied for and received GI Bill education benefits after 9/11?
If you applied for and received GI Bill education benefits after September 11, your GI Bill Statement of Benefits will show you how many of your benefits you have used and how much remains to be used. See your GI Bill Statement of Benefits.
Are there more benefits and information of GI Bill?
Yellow Ribbon Program Find out if your school participates in the Yellow Ribbon Program, which can help pay for tuition costs that the post-9/11 GI Bill does not cover.
and are there other GI Bill programs you may qualify for?
for example, the Montgomery GI Bill Active Duty MGIB - AD program. If you have served active duty for at least 2 years, find out if you are eligible for the Montgomery GI Bill Active Duty program.
And Can GI Bill Post-9/11 benefits be Transferred?
of course Transfer your GI Bill Post-9/11 benefits to your spouse and dependents If you have unused GI Bill Post-9/11 benefits, find out if you can transfer your benefits to your spouse or dependent children
and what post-9/11 GI Bill benefits are there?
Post-9/11 GI Bill If you need help paying for school or job training and have served on active duty after September 10, 2001, find out if you can get educational benefits through the Post-9/11 GI Bill.
Can I have these icons removed from my DMV photo document?
Yes. You may contact the agency Parks or DEC that issued the lifetime license , privilege or credential to request they notify DMV to remove the icons
you want to remove them through a visit to a DMV office
Besides that, do you have to pay something else?
for now that's what you have to pay
For Empire passport and navigation security certificate holders with whom should I contact
If I don't have an improved document
it is located above the box with the wording, " I hereby make an anatomical gift "
What licenses can be added to my photographic document issued by the DMV?
Only lifetime purchased licenses , privileges or certifications may be added to the NY State DMV issued photo documents - annual licenses can not be added
hi i would like to get information about student loan default
Of course Loans must be repaid.
you have missed a payment or are having trouble making payments?
Who Must Declare in the Federal Perkins Loan Program?
The loan holder can declare that the loan is in default if they do not make their scheduled payment by the due date.
and what should i pay?
It is important to pay the amount that appears on your bill and pay before the due date.
What happens if I am behind on my student loan for more than 90 days?
In that case your loan servicer will report delinquencies to the top three national credit bureaus
What if my payment is due?
The first day after you miss a student loan payment, your loan is past due or delinquent.Your loan account remains delinquent until you repay the past due amount or make other arrangements, such as deferment or leniency, or changes to repayment plans .
I just wanted to get a little info on life insurance
Okay, VA life insurance can offer financial security for Veterans , service members , and their spouses and dependent children. We can help you look at your options,manage your policy and file claims.
Do you need help getting life insurance, mananging your policy and benefits, or are you just looking to get more informed on the subject?
Okay, we will help you get life insurance, manange your policy and benefits, and give you more resources on the topic
but can you start with the resources about what insurance I need?
Would you like to know more about how much life insurance you need?
yes I would so I don't overpay
You can use the life insurance needs calculator and VGLI comparison questionnaire to help you decide how much life insurance you need
you can take care of all of my life insurance needs huh?
Yes, we help you explore your options, manage your policy and file claims. VA life insurance can offer financial security for Veterans, service members, and their families
do you have a way for me to sign-up with my e-mail so you send me a newsletter or whatever you send out?
Yes, we have a way of signing up for Veterans benefits email updates
Can you explain what Entrance Counseling is that is offered through Federal Student Aid?
Are you interested in partaking of the service known as Entrance Counseling?
Yes, I would like to know more about it and is it suits would like to avail of the service
Have you previously received a Direct Loan or Federal Family Education Loan, known as an FFEL?
No I haven't ever received loans in this way before
What does entrance counseling do for me if I am borrowing as an undergraduate student?
Entrance Counseling fulfills any counseling requirements that arise for Direct Subsidized Loans and Direct Unsubsidized Loans
Is Entrance Counseling and it's process standardized across all schools?
Each school may have different entrance counseling requirements. You would need to check with your school's financial aid office to become au fait with their procedures. You would also need to confirm if the counseling available on this website will satisfy your school for their entrance counseling requirements
And how do I find out for definite if my school's entrance counseling requirements are covered off by this website?
Your school's financial aid office can inform you of this
If I m still on active duty, am I eligible for Vocational Rehab and Employment?
You may be eligible for VR&E benefits and services if you re a service member and you meet at least one of the requirements
please give more information
We offer opportunities to get training and practical hands - on work experience at the same time through programs like The VR&E Special Employer Incentives SEI program for eligible Veterans who face challenges getting a job .
ok I need to know what are the benefits of the program
for more information Download the SEI program fact sheet PDF
What kind of VR&E services can I get?
Depending on your needs and goals
services may include :to determine your abilities , skills , and interests for employment
Have a 20 % or higher pre - discharge disability rating memorandum rating and will soon leave the military
Are participating in the Integrated Disability Evaluation System IDES process or awaiting discharge due to a medical condition resulting from a serious injury or illness that occurred in the line of duty .
so you can't apply for benefits because you don't meet any of the requirements
you may have had contact with Agent Orange , an herbicide used to clear trees and plants during the war . We refer to this as a presumption of contact .
If we denied your claim in the past
and only Blue Water Navy Veterans apply for this benefit
Blue Water Navy Veterans are now entitled to a presumption of service connection for illnesses related to Agent Orange exposure .
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To get detailed information about this, is better if you visit each of the grants listed above lo learn about eligibility and the requirements.
Ok, I See... But when I will have to repay this loans?
The repayment of your grant will depends of different scenarios.
Ok, I get it. And there is any special condition that could help me to get this kind of aid?
Well, not really. But most of our grants listed above are awarded only to students with financial needs.
Are you interested just in a federal grants?
I would like to, but I think is just a possibility.
have you already received federal aid before?
Yes I have already received some help before for my education.
Good, then you most already know that if you receive this kind of help, you'll have to fill out the fafsa form every year you are in school.
Is it possible for getting more than one VA education benefit at the same time?
It is possible to qualify for more than one at once.
You should know, however, that if you qualify for more than one, you cannot use both at the same time. They must be used separately.
I did find out that I qualify for two different ones. How do I decide what to do now?
We can help you make the right decision for you to help maximize the benefits in your situation.
Do I have to call? I am deaf. Is there a TTY number?
Yes, we have a regular phone number as well as a TTY phone number.
Great, that is just what I need. Do you have the number?
Yes, the number for TTY is 711-xxx-xxxx.
Ok, I was told that I qualify for Montgomery Bill under Category III. What does that category mean anyway?
That category is for veterans who were on active duty on September 30, 1990. Does that apply to you?
Yes, that makes sense. How do I enroll once I decide which program is right for me?
The first step should be to use the GI Bill Comparison tool to make sure you are approved for the benefits.
OK, well I have already been approved. What do I do now?
Now, you can call the TTY number to get more guidance in picking which benefits to use.
looking for anything I can get on the topic of  U.S. chemical testing on vets
Okay, we can help you find out if you can get disability compensation and other benefits for illnesses or other conditions. These are illnesses and conditions we believe may be caused by contact with harmful chemicals or other hazardous materials while serving in the military.
do you give medical care for vets that were involved in the contact with the materials?
Were you one of the volunteers for medical research for the U.S. biological and chemical programs between 1942 and 1975?
yes I was and I need help
You can get medical care through the U.S. Army if you volunteered for this research and have an injury or illness directly caused by your participation.
who can I call or where can I go?
You can visit the U.S. Army web page or call 800-984-8523
do you have more information on Agent Orange?
If you served in the Republic of Vietnam or in or near the Korean Demilitarized Zone during the Vietnam Era or in certain related jobs you may have had contact with Agent Orange, an herbicide used to clear plants and trees during the war.
and we also may have been in contact with asbestos, do you have anything on that?
Yes we do, if you worked in certain military jobs you may have had contact with asbestos toxic fibers once used in many buildings and products
Are there any tax benefits available from the IRS in relation to education costs?
Yes, there are benefits applicable, you can use these benefits to recoup some of the expenses that you have spent on tuition or loan interest. You can also use the benefits to maximize your college savings
Is it possible for me to withdraw funds from an IRA account to cover my college costs?
Yes, this is possible. You will need to pay income tax on the amount you withdraw from your IRA account, but no early withdrawal penalty will be applicable
How do I go about applying for tax credits for my education costs?
You will need to file a tax return, even if you normally don't do this because of your income level
I have heard about Qualified Tuition Programs, what exactly are they?
These are plans that are provided by a state or a school which allows you to either prepay or save up to pay your education costs. When you use these funds for your college career, the money that is withdrawn from the account is not subjected to tax
Does the college that you are hoping to attend participate in QTP's?
I am unsure but I don't think so
What happens if I don't file a tax return, am I missing out on something?
You will miss out on tax credits that will give you money back
Hello there. I happen to own an Chinese driver license. Can you tell me if I can  use it to drive in NY without a supervising driver?
Of course. Your valid foreign driver license allows you to drive without a supervising driver. You can drive on any street, road, highway, bridge, or tunnel, except in a DMV road test area.
Yes, it is in Chinese.
In that case you must bring an International Driving Permit or a certified translation of your driver license to the road test. The translation must be certified by a consulate, the US Department of State, or another official agency.
What if I have a learner permit but no valid foreign driver license?
Then NY State law requires a supervising driver to ride with you. The supervising driver must be age 21 or over and must have a valid driver license to operate the vehicle that you drive.
I see. What about temporary visitors?
Is your Temporary Visitor status that DMV has on file not expired?
Yes, it is not expired.
Say, what does the translation of my license have to include?
The translation must include all required details, such as your name, your date of birth, the expiration date of your foreign driver license, and a list of the types of vehicles that your foreign driver license allows you to drive.
I'll get a translation then. Tell me, what do I have to do once my temporary visitor status has been extended?
In that case you must go to a DMV office with your updated paperwork from the United States Department of Homeland Security DHS. We will update our records to show that your Temporary Visitor status has been extended so you can renew your license. Your new license will have your new temporary visitor expiration date.
And who exactly is defined as a temporary visitor, if I may ask?
A Temporary Visitor is defined as anyone who is not immigrating to or not residing living in the United States. These visitors have US Department of Homeland Security DHS documentation that supports their legal status in this country.
I need information from my driving school instructor certificate
passed all tests?
If a customer or DMV employee asks to see the certificate?
you must be able to present it.
What is the Instruction behind the wheel in vehicles
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if i driver license was issued from a state other than New York
you must include a certified copy of your driving record from the state agency that issued your license
what is the fee for an additional certificate?
There is no fee for an additional certificate as long as you have a valid certificate with another driving school .1. Unless the driving school you are employed bys is authorized by DMV to conduct these tests for their employees .
I would like some information about health care for spouses, dependents, and family caregivers.
Are you the spouse, surviving spouse, dependent child, or family caregiver of a Veteran?
None of those apply to me.
I am a biological child of a woman Vietnam War Veteran and have birth defects, can I get Health care benefits?
Then you may qualify for VA health care benefits which help pay for services needed to treat your covered birth defect and related medical conditions.
What if I am a current or surviving spouse or child of a Veteran with disabilities or a service member who died in the line of duty?
You may be able to get health insurance through Civilian Health and Medical Program of the Department of Veterans Affairs or CHAMPVA; which will cover the cost of some of the health care services and supplies.
Will it cover all the costs of the health care services and supplies I need?
it will cover some of the costs of the health care services and supplies.
What is the Camp Lejeune Family Member Program?