elplaguister/DTS_line_datasets huggingface dataset:
Does completing the Point and Insurance Reduction Program have any affect on my Driver Responsibility Assessment?
Completing the Point and Insurance Reduction Program does not prevent or reduce the calculation of points affecting your Driver Responsibility Assessment.
Hi, hope your day is going good. I have a question about the documents I need to provide?
You need to provide documents to show you are eligible.
I don't think that I do. What should I do?
Oh yes! I do have proof of U.S. citizenship.
Or do you have a U.S. military discharge paper if you had military service before 1968?
We will need to see the documents to show you are eligible.
If I mail my documents what will happen if they get lost?
Bring them to a social security office instead.
Hi there. I would like to get some information related to the repayment of loans.
Sure, we can help you to make a plan to successfully repay your loan.
Great. And when do I have to start paying this loan?
You start paying once you graduate. , drop below half-time enrollment or if you leave school.
Is your student loan a direct subsidized or unsubsidized one or a federal family education loan?
Not really... Well, I am not sure.
Is your loan a plus one?
Yes, the one I got is that one.
Great. If that's the case you'll start to repay your loan just before it's payout.
I see... But what will happens if by chance I miss any of the payments?
In that case, is very important to stay in touch with your loan servicer, specially if you have any struggles to make payments on your loans.
I see. And if I can't make payments at all?
In that case, you have to contact with your loan servicer to find out your options.
how student loan payments are handled
Well the US Department of Education uses multiple loan managers to handle billing and other loan services for the William D. Ford Federal Direct Loan Direct Loan Program and for loans made under the FFEL Program of Federal Family Education Loans and that ED later purchased
do you want to make a payment?
If I want to know more about this topic and make payments
You will receive a 0.25% interest rate deduction on direct loans. Contact your loan servicer for more information.
ok i understand and what things should i avoid?
One thing you definitely want to avoid is going default! This occurs when you are at least nine months behind on your student loan. The consequences of default include damage to your credit rating and future indebtedness.
What if it's not up to me and I can't make payments?
contact your loan servicer to find out your options.
How can I make a payment by post?
you must contact your loan servicer for the mailing address
Can you forgive the student loan?
Generally, you are required to repay your student loan, but in certain situations, your loan may be forgiven, canceled, or canceled
Hello, I am here to learn a few things about compensation for veterans. Would be great if you help me out.
Gladly. Have you suffered an added disability or your existing injury or disease got worse while you were getting VA medical care or taking part in a VA program designed to help you find, get, or keep a job?
How can I receive compensation?
You'll need to file a claim for disability compensation.
Yes, but I don't know how.
In order to file a claim, you'll have to show us that the added disability happened because of VA medical care or a VA program designed to help you find, get, or keep a job.
I see. And who is covered?
Perfect, because I happen to be one. What conditions do I need to fulfill to receive compensation?
VA carelessness or negligence or VA medical or surgical treatment must have led directly to an added disability or to your injury or disease getting worse.
what can you tell me about VMLI?
[2] Veterans Mortgage Life Insurance VMLI offers mortgage protection insurance to the families of Veterans with severe service - connected disabilities who ve adapted a home to fit their needs .s   [3] Find out if you qualify and how to apply and manage your coverage
We'll help you find out if you qualify and how to apply and manage your coverage
are there any requirements?
YesDo you have a severe disability that we ve concluded was caused or made worse by your service?
Received a Specially Adapted Housing SAH grant to buy , build , or make changes like installing ramps or widening doorways to a home so you can live more independently?
Have the title of the home?
Have a mortgage on the home?
Are under 70 years old?
You are able to get VMLI
What am I looking for when trying to compare chools?
Have you started research on schools and colleges at this point?
No, not yet, I am very new to this
Are there a defined set of admission requirements that cover off all schools?
Each school has their own set of admission requirements. You can visit the relevant school's website to find out what exactly these are
Is there any way that I can get a refund if I do not complete course work?
It is possible that you might be able to get some of your money back, this will depend on the circumstances and on the school
Are there any lists that I can refer to that highlight any complaints that have been made against a school?
You could check with your local Better Business Bureau. You could also check with your state higher education agency or the consumer protection division of your state attorney general's office. You could also check with the agency that accredits the school, to see if the school meets the required standards
Is there such a thing as useful statistics for a school?
Statistics can be used to help you compare and evaluate schools
I want to create a MySocial Securtiy account.
Do you want to know what's needed to create your account?
When you create your account you'll be asked for personal information about yourself to verify your identity and then you'll be asked to create your username and password.
Can I lift a security freeze on my credit report to create an account?
Yes, you can ask our Identity Services Provider to temporarily lift your security freeze so you can create your account.
Is it possible to let other people use my account?.
No, your account must be used only by you.
Will my security freeze be reinstated after I create my account?
The Identity Service Provider may reinstate the security freeze after the temporary lift expires.
Where can I get more info about security freezes?
You can read the Federal Trade Commission's Credit Freeze FAQs
Will my children get benefits as well?
Are you or a spouse on disability?
yes we both are.
ok no problem. Thanks for the response your children may also qualify to receive benefits on your record
How old do they need to be? My spouse that is
your ex - spouse must be at least 62 years old
Are there any books or pages i can read about this?
please refer to  Disability Benefits article
the child must be unmarried
are there any publication abpout this?
Publicationsp   [70] Disability Benefits   [71] Benefits For Children
I need registration information for an out of state car
Do you want to know if you have to register your vehicle in New York State?
You might need to register the car under certain situations
what if I do have to register but the title is not in my name? I have a 2008 Honda Accord that was bought used
For a used vehicle purchased from an out-of-state dealer, you will need to provide an out-of-state title certificate or transferrable registration transferred to the dealer, OR the dealer’s bill of sale that transfers ownership to you
so will I need to register if I move to NY full time?
Yes,  you must register your vehicle here within 30 days of becoming a resident
If my car had been purchased new from a New Jersey dealership what would I need as proof of ownership?
You would need the Manufacturer’s Certificate of Origin, and the dealer's bill of sale
ok, and what will I need to have with me to register the car?
Before you visit a DMV office to register your vehicle, you should complete the Document Guide to make sure you bring the correct documents with you. The requirements to register an out-of-state vehicle are generally the same as to register and title vehicle in New York.
can you give me a link to the document guide?
Yes, I can link you to the Document Guide
last question I want to ask is if there is a way around the California emission standards?
Hello, I would like to know additional information about the purchase or sale of a vehicle
you want to know about Name change?
You cannot change the name on the vehicle registration or title certificate to someone else's name. You must transfer ownership of the vehicle.
and what if they suffer flood damage
You can check the National Insurance Crime Bureau's database to see if a vehicle is damaged by flooding. You will need the VIN vehicle identification number.
and what should the buyer of a vehicle do?
The buyer should   sign the bill of sale, even if it is a gift    pay sales tax or have proof of an exemption
and what advice can you give me to buy a vehicle?
Read DMV brochures, Inform Buyer and Questions and Answers about your certificate of title
and are Proof of Ownership necessary?
The proofs of ownership necessary to register and title a vehicle in New York are different for different types of vehicles, for example, cars, trailers, boats, snowmobiles, manufactured homes.   Acceptable proof of ownership   Obtain proof of ownership in pur chase
Is direct depositied offered?
do you need to set up or change direct deposit?
Would you like more information?
can I change direct deposti?
We are constantly expandingand improving our online services , including the ability to set up or change your direct depositinformation .
Hi, could you please explain what an award letter is?
An award letter tells you what financial aid  you can receive at a particular college or career school. Have you applied for aid at a college?
Yes I have applied to several career schools.
I have an aid offer but am having difficulty figuring out the net price for the school where can I get  help?
You can get help with this by contacting the financial aid office at the school. Remember it is important to understand what is being offered. For example is it a loan or is it a grant.
What if the aid is not sufficient and I have to take out a loan to pay for schooling?
If you have to take out a loan you should pay special attention to the terms and conditions of private loans so that you understand what your obligations would be. You should read up about federal versus private loans.
What is meant by net costs for schooling?
The net cost is the amount you will have to pay out of your pocket by way of loans or using your earnings from work.
What should I do if the college does not list the cost of attendance on the aid offer?
If your award letter does not mention the cost of attendance you should ask the financial aid office for this figure. You should make sure it includes amounts you will pay to the school directly such as tuition fees as well as other costs such as living expenses, books, supplies, etc.
Hello, I have an issue. I withdrew from school and I'm wondering about some things regarding the return of my loan funds.
You're in the right place then. Here you can learn more about the unpaid refund discharge to see whether you might qualify.
Did you withdraw from school after receiving a loan made under the William D. Ford Federal Direct Loan Direct Loan Program or Federal Family Education Loan FFEL Program?
No, that isn't the case.
Did the school NOT make a required return of the loan funds after you withdrew?
No, they returned the loan funds.
So how much of my loan will be discharged if I was approved for that?
Only the portion of your loan that your school should have returned will be discharged. Contact your loan servicer for more information.
What if I'm ready to apply for the unpaid refund discharge?
Then you must complete the Loan Discharge Application: Unpaid Refund and send the completed form to your loan servicer.
What if I want to apply for an unpaid refund discharge, but my school has closed down?
In that case you should first determine if you may be eligible for a closed school discharge instead. Contact your loan servicer for more information. Find out who your loan servicer is by logging in to My Federal Student Aid.
Hey there. I need help avoiding a mortgage foreclosure.
Of course. Are you falling behind on your mortgage payments then?
Yes, I am. This is why I'm here.
I understand. You should know, that if you fall far behind on your mortgage payments, your mortgage servicer, the company that handles collecting the money for your lender, can take your house to cover the money owed. This process is called foreclosure. I can help you find out how our VA loan technicians can help you avoid foreclosure and keep your house.
I have a VA direct loan. Can someone take care of my case?
If you have a VA direct or VA-backed loan and it's 61 days past due, we'll automatically assign a VA Loan Technician to your loan.
That sounds good. Is there something that can help me avoid foreclosure?
Yes, a repayment plan can help you avoid foreclosure.
Can't you talk to my servicer? I don't know how to do it.
If you need our help and advice, please contact a VA Loan Technician at 1-877-827-3702.
My loan is more than 60 days past due, can you get someone to help me please?
Don't worry. If you have a VA direct or VA-backed loan and it's 61 days past due, we'll automatically assign a VA Loan Technician to your loan.
What happens if I owe more money than my house is worth?
In that case your servicer might agree to a short sale. his means the servicer will accept the total proceeds from the home sale even if it s less than the full amount you owe on the mortgage as full payment of the debt you owe.
What documents do I need to get a replacement Social Security card with my original number?
This will depend on your citizenship status.
Yes, I have it.
Excellent. You will need to submit your birth certificate to obtain your card.
Will Social Security accept a photocopy of my birth certificate?
No. It must be the original document or a copy certified by the agency that issued it.
What about a notarized copy?
No, we can accept notarized copies.
Will Social Security accept any other documents besides a birth certificate?
If you do not have a birth certificate, Social Security may accept your religious record with your date of birth before the age of 5 or a U.S. hospital record of your birth.
What documents do I need to prove my identity?
Any document you submit must not be expired. It should also show your name and date a birth or age. We also prefer that it has a recent photograph of you.
Will this ensure that I can get a replacement card?
Yes, as long as your documents are accepted, you should have no trouble getting a new card.
I bought my new car from a private seller.
Was the private seller registered with the New York State DMV?
What is checked during an inspection?
We have a brochure "New York State Vehicle Safety / Emissions Inspection Program for Cars and Light Trucks [ 3 ] C-50" and it lists all the equipment we check.
Ok, I will check that out. Can I renew my registration before I get a New York State inspection?
I am going to give you the phone number to call, 518-486-9786.
I will give them a call. What should I do if my inspection sticker falls off?
Clear tape works great to reattach it to the windshield.
Is the sticker still usable?
It isn't an issue, my sticker didn't fall off. I was just wondering.
Is it all possible for me to get a temporary HazMat endorsement before the background checks are completed?
On a good note the DMV will provide a CDL with the HazMat endorsement that is valid for 90 days; but we cannot issue one until the background checks are completed and approved.
When will I be notified of the results of my background check?
The Federal Transportation and Security Admininstration or TSA will notify you by mail with the results of the background check.
How will I know if my application has been approved or disapproved?
We will mail you your approval along with how to go to the DMV office and obtain a CDL with the HazMat endorsement and your CDL will display the expiration date of your HazMat endorsement.
Where would I mail the completed form and a copy of legal status?
You can mail your form and legal status to HazMat UnitNYS DMV6 Empire State Plaza, Albany, NY 12228, NY 12228.
What happens if I am not able to pass the written test or the background checks?
Did you pass the written test and background checks?
Yes, I passed the written test and background checks.
That is great because if you didn't the DMV would issue your CDL without the HazMat endorsement.
What happens if the background checks are not complete and approved before endorsement expires?
Then you will not be able to be issued the HazMat endorsement.
Yes, yes. I'm looking for information on mortgage.
Have you fall behind on your mortgage payment?
Yes, I have issues on the payments for the mortgage,
In this case, you might be on a process called foreclosure, were your mortgage service can take your house a s a way to cover the money you owned.
That sounds serious, what can I do about it?
In that case, you can contact us anytime to request that we assign a VA loan technician to your loan and get advice of what to do.
What happens if I have already missed a few mortgage payments?
This plan will help you to go back to making your regular payments.
But what can I do if I can make the payments on the way I am.
In that case you might need a loan modification and make a fresh start.
And what will happen with the missed payments?
This plan should help you add the missed mortgage payments and any related legal cost to your total loan balance.
I don't really have any financial good experience.
No problem. We'll provide you financial counseling even if your loan isn't a VA direct or VA backed loan.
Hello, I would like to know what kind of equipment and technology do I need to take an I-PIRP course?
The answer depends on the alternative ADM delivery method of the course. For example, if the course is an Internet course, you must have a computer and an acceptable Internet connection.
if the course is an internet course?
You must have a computer and an acceptable Internet connection.
Are I-PIRP websites safe?
Yes The DMV requires sponsors and their delivery agents to provide secure websites that protect the personal information of those taking the courses.
What is done to ensure that the person enrolling in the course is the person taking the course?
Each course sponsor has different methods to validate that the person who registered for the course is the same person who takes the course. Anyone who attempts to defraud the system or who accepts a certificate of completion of the course and its associated benefits without having personally completed the entire course has committed a crime and may be subject to prosecution, fines, and imprisonment.
Don't Have a New Yor State DMV Identification Number?
ADM course completion cannot be applied to your license registration. You may need to submit the Driver and / or Vehicle Registration Information Request Form PDF MV-15 before attempting to take an ADM course.
and when do they issue the certificates of completion?
The course sponsor must issue the course completion certificates within 14 business days after the course ends. Some sponsors offer express delivery options at an additional cost.
What if at the end of the course they don't give me the license registration?
You may need to submit the Driver and / or Vehicle Registration Information Request Form PDF MV-15 before attempting to take an ADM course
Hello there, I have several questions regarding disability benefits. Can you help me figure things out?
Of course. Do you want to apply for a child?
In that case you will need to complete an Application for Supplemental Security Income (SSI) AND a Child Disability Report. The report collects information about the child's disabling condition and how it affects his/her ability to function. At this time only the Child Disability Report can be completed online.
Can I contact you somehow? I could really use some assistance.
Yes. Please contact us by phone or in person to schedule an appointment to complete the SSI application. We will help you in person or by phone.
That'd be great. Do you have a phone number for those hard of hearing? I have some issues with that.
Sure. Just call our toll-free TTY number, 1-800-325-0778.
Can I call you instead of doing this report online?
Yes. You can do so by calling us toll-free at 1-800-772-1213.
Should I contact social security before applying then?
Yes, you should contact Social Security right away to find out whether the income and resources of the parents and the child are within the allowed limits, and to start the SSI application process.
Hello there. I need to know if I'm eligible for VA DIC as the wife of a deceased veteran.
You may be eligible for VA benefits or compensation for surviving spouses if you meet the requirements. You'll also need to provide evidence with your claim showing that one of the descriptions below is true for the Veteran or service member. Evidence may include documents like military service records, doctor's reports, and medical test results.
Do you fulfill the requirements?
Yes. At least I think I do.
Have you married the Veteran or service member before January 1, 1957?
No, I married him after.
Have you married the Veteran or service member within 15 years of their discharge from the period of military service during which the qualifying illness or injury started or got worse?
Are you unmarried?
No, I said before that I was married.
*not possible to continue*
My husband served on an aircraft carrier during the Vietnam War. Is he eligible for DIC?
Veterans who served on a Blue Water Navy vessel offshore of the Republic of Vietnam, or on another U.S. Navy or Coast Guard ship operating in the coastal waterways of Vietnam between January 9, 1962, and May 7, 1975, are now entitled to a presumption of service connection for illnesses related to Agent Orange exposure. This is a result of Public Law 116-23, also known as the Blue Water Navy Vietnam Veterans Act of 2019.
Yes I would like some information about changing my out of state driver's license.
Yes we have that information. You must do so within 30 days of becoming a resident of New York.
Am I still considered as living in my new state even though my taxes are paid in another state?
Technically, if you pay taxes or your children attend school in another state, a judge considers these facts to decide if your intent is to make NYS a "fixed and permanent" residence.
Do I need to show my driver's license when I go through this process?
If I'm still living in 2 states do I need to change my driver's license?
No, you do not need to apply for a New York State driver license until you become a New York State resident.
Would you like to know how to obtain a New York State driver's license?
No, I'm good for now, thanks.
If my daughter becomes a student at a college in New York, does she need a driver's license from there?
Students from other states, countries or nations who attend school in New York State are normally not considered residents of New York State, so no she doesn't need one specifically from there.
What is the Starter Kit for children?
This kit answers common questions about applying for Supplemental Security Income benefits for children, and includes a worksheet to help you gather the information you need.
What time do they work?
I cannot provide parent info due to a special circumstance, what can I do?
Did you submit your FAFSA form without parent info?.
Yes, that is what I had to do.
Are your parents in jail?
yes, my parents are in jail.
Then you would be able to submit your FAFSA form without your parent info on it.
What if I live somewhere besides with my parents?
It does not matter if you live with your parents; you would still have to report info pertaining to them.
What if my parents refuse to provide info needed for the FAFSA, how do I provide the info?
You would have to choose the one that says I am unable to provide info about my parent.
Why would I use my stepparents info?
Using your stepparents info on the FAFSA form gives an accurate picture of your family's financial ability.
What documents do I need?
We can accept only certain documents as proof of U.S. citizenship
Do you have proof of us citizen ship?
you must submit it
If you do not have one of these specific documents or you can not get a replacement for one of them within 10 days
we will ask to see other documents .
We can accept only certain documents as proof of identity
An acceptable document must be current not expired and show your name , identifying information date of birth or age and preferably a recent photograph
What if a birth certificate does not exist
we may be able to accept your :s   Religious record made before the age of 5 showing your date of birth
If your registration has not expired, you must turn in your plates. A driver's license is suspended when the lapse is 91 days or more or if the lapse time period has not yet been determined.
Can someone else register the vehicle?
The DMV will not issue a record to any person unless that person makes an affidavit on Form FS-2. The statement certifies that the purpose of the application is not to avoid the results of the current suspension. The local DMV office determines if the request will be accepted or rejected.
and if my insurance expires, what can happen?
In that case the DMV can suspend your registration and driver's license.
and where do I get the FS-2 form?
Form FS-2 is only available at a local DMV office.
If I am suspended, what do I do?
pay the optional civil penalty for the entire period
I've been wondering what happens if I fail the written tests. Can you explain this, please?
Sure. Have you failed a written test or the background checks?
In that case the DMV will issue a CDL that does not have a HazMat endorsement.
What do I have to do to pass the test? Can I repeat it?
You must answer 80 % or more of the questions correctly to pass the test. You can take the test as many times as necessary until you pass the test.
How long do background checks usually take?
It normally takes at least 30 days from the date you submit your fingerprints to complete the background check. However, the time period can be longer than 30 days.
That's good to know. And how can I prepare myself for the HazMat test?
You can study the hazardous materials section of the NYS Commercial Driver License Manual (CDL-10), or study the Hazardous Materials Manual (CDL-11).
Will do. I have one final question about fingerprinting though. Can I just come in for fingerprinting or how does it work?
Fingerprinting is done by appointment only. You must contact Identogo to select a fingerprinting location and schedule an appointment. Visit https://uenroll.identogo.com or by calling 1-877-472-6915.
what is VA disability compensation
VA disability compensation pay offers a monthly tax - free payment to Veterans who got sick or injured while serving in the military and to Veterans whose service made an existing condition worse
Do you need to find out how to apply?
does disability compensation pay monthly?
how do you Manage your Veterans disability benefits
Check your VA claim or appeal statusTrack the status of your disability claim or appeal
can I get More information and resources
are you looking for grants?
I need information on educational and career counseling.
I can assist you with how to apply for VA Chapter 36 benefits to get free Veteran Educational and Career Counseling services . You may be eligible if you re leaving active service soon , if you ve been discharged within the past year , or if you re the dependent of a Veteran .
What are the requirements to be eligible for educational and career counseling?
You can get these services if one of the following is true, first  YouWill be discharged from active duty within 6 months ,
What happens if I am eligible?
we'll invite you to an orientation session at your nearest VA regional benefit office .
What benefits can I get?
Counseling to help you decide which civilian or military jobs you wantsto help you find a training program or job
I need to be discharged within 6 months from active duty to get services?
Yes that is one criteria we look at.
Can I apply by mail?
Fill out an Educational / Vocational Counseling Application VA Form 28 - 8832 .Download VA Form 28 - 8832 PDF
Do you need to find out if you are eligible?
No that is ok
I'm looking for information regarding the Veterans Educational Assistance Program
Under VEAP, you may be able to use part of your military pay to help cover the cost of schooling and continue your education.
If I put money into a VEAP account, can I get that money refunded if needs be?
To get a refund of this money, you need to complete an Application for Refund of Educational Contributions VA Form 22-5281. This form can be downloaded from the website
Is there a long list of pre-requisites that are needed to be fulfilled before I qualify for VEAP benefits?
The first thing required is that you entered military service for the first time between January 1, 1977 and June 30, 1985
That doesn't apply to me
In that case, unfortunately you do not qualify for VEAP
Is there any other information that I could use to apply for VEP benefits?
Further information is provided through the Veterans Educational Assistance Program VEAP on the website
Is there a minimum that I have to have in my VEAP fund?
You must have at least 3 months contributions in your VEAP account
Hello, i've been told about a funding program for those students who want to begin teaching..I would like to know more about how to begin the counseling and what comes next..Could you help me out?
I understand you're interested into completing the initial and subsequent counseling for the Education Assistance Program?
Don't need to complete it right now, but i would like to get some information beforehand.
That's a good call. Do you know who are supposed to complete this counseling, then?
Yes, please, that would be helpful.
No problem. The TEACH program is aimed to those students who are currently receiving a TEACH Grant.
O.k, i guess that takes a lot of sessions, right? I mean, is done through many days?
Nothing like that. Counseling for this program is quite simple, so it won't take more than 20 or 30 minutes.
Really? Wow, that's a relief. Don't get me wrong, but sometimes these things takes way too long. Anyway, another question. In something called Agreement to Serve, Who must do that?
Well, that  would be for those students who are receiving a TEACH Grant, and passed their TEACH Initial and Subsequent Counseling for the same Award Year.
Oh right, Seem kinda obvious. Lastly, going back to the TEACH counselling, What do  need to access that?
Pretty simple. You just need Your proper documentation, meaning your Verified FSA ID and the eligible TEACH Grant School Name.
How to renew a CDL
Please note that Your standard CDL will not be accepted as proof of identification to board a domestic flight after October 1, 2020
Do you plan to travel and do not have a passport?
we recommend you upgrade to an Enhanced or REAL ID when you renew . Learn more about Enhanced , REAL ID and Standard documents
what is the renewal rates
add an additional $ 8.00 to the fee above
ok when can i get my id
Get your Enhanced or REAL ID today
If I indicate the types of driving NI not excepted or Intrastatal not excepted NA in my renewal, what should I provide
you must provide a legible copy of your current USDOT Medical Examiner s Certificate to DMV if it is not already on file. Please see Federal Requirements for Commercial Driver License CDL Applicants pdf [ 7 ] MV-44.5 to help you determine your driving type .
If I have an open suspension or revocation
we will reject your application
what do i need to renew a CDL
In addition meeting the requirements to renew any type of driver license , to renew your CDL , you will need tos Meet the federal medical certification requirements
Hello, I would like to obtain information about Social Security Credits
Of course You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes.
Can you tell me the number of credits needed for retirement benefits?
were you born after 1928?
If I have more credit, can I receive more benefits?
The number of credits does not affect the amount of benefits you receive. It only determines if you are eligible or not. You do not get additional benefits for earning more than the minimum number of credits.
What do you earn when you work and pay Social Security taxes?
earn up to a maximum of four credits per year.
What would happen if you are already receiving retirement or disability benefits at the time of your death?
we will pay your survivors based on that entitlement. We will not have to determine your credits again
Is there a way to get temporary relief for my student loan payments?
Yes, you can get your payments for your student loans suspended for a short period.
Yes, I am temporarily laid off for four weeks.
You may actually qualify for a deferment or a forbearance and temporarily suspend your payments.
Could I qualify for loan forgiveness eventually?
Yes, you could qualify for loan forgiveness on our remaining balance if your loan is not paid in full after 20-25 years.
Is it better to get relief with lower payments through an income-driven repayment plan?
Yes, it might be a better option because your income-driven repayment base your monthly student loan payments on your income and family size and you could have a payment as low as zero each month.
What happens during the deferment or forebearance?
Interest will accrue during your period of deferment or forbearance except in cases like one offered as a result of COVID-19 national emergency.
Would it be best for me to consider other options besides deferment or forebearance first?
Yes, because your payments could be more affordable if you change to an income-driven repayment plan.
Hi. I'm trying to learn about increasing my disability rating.
Okay. I can help. Did you spend any time in a VA hospital related to your disability?
I was not in a VA hospital, but I was in a VA approved hospital.
Did they increase your disability rating while you were there?
Am I eligible for disability benefits?
You may be. Let's review the different requirements.
Do you have the time to review the requirements?
Did you spend at least 3 weeks in the VA approved hospital?
It was not quite 3 weeks.
Did we pay for hospital care for at least three weeks?
No, that doesn't apply to me either.
Hey there. I'm a veteran, but I'm thinking into go back to school. I would like to know if there is any benefit that could help me with this?
OK, no problem.  For that we can offer you the GI Bill benefit, which will you to explore your options to pay for school or training.
All that after you apply for it. Have yyou ever apply for any of this programs?
Yes, I have applied for some of the programs before, I know I'll have to wait certain period of time.
But I was wondering, which is the institution in charge of all this programs and if they got some news bulletin or something?
The Veteran benefits administration is the one in charge and they send email updates, which can be received by you.
And this school program in what does it help me?
The VA education program help veterans, service members and their family members with needs like paying college tuition, finding the right school or training program.
I have some problems with my hearing, this won't be a problem?
No, not at all. In that case you can call to the TTY: 711.
Alright. But then I would like to get some more information.
About the schools, we can speak with the administrators, so they can ajust to your condition.
What happens if I found difference schools which I can go? I would I compare them?
For that you can use the GI Bill comparison tool, to learn about the education programs and compare benefits by school.
Hey there. I need some assistance with my disability claim.
Of course. Have you filed a claim for disability compensation then?
No, not yet. I actually have some questions about it first.
I've been wondering if I have to turn in additional forms, other than the standard ones. Do you know more about that?
In some cases, you may need to turn in one or more additional forms to support your disability claim. You should visit our website to find out which forms you need.
Err, alright. Well, I have another question. I went to a non-VA health care provider for diagnosis. Do I need to send you any documents in this case?
Yes, you'll need to upload copies of all medical records that can provide information about the disability you're claiming.
I'm not sure if my disability is part of your records, can I claim it anyway?
Of course you can. Remember, you'll also want to upload statements that support your claim. These statements should be from people who know about, or who you've talked to about, your claimed medical condition and how and when it occurred.
The next step would be to upload evidence for my disability claim then, right?
Correct. You can continue uploading more evidence for up to one year to support your claim. Evidence may include supporting documents like medical test results, doctor's reports, and other records.
I need to know how to pay the dial-in search account fees.
The custoers must pay a deposit with the application, and it should be enough to pay for two months of searches.
Was your application accepted?
then, your deposit will be added to your new account balance.
Can you tell me some of the organizations that are exempt from the search fees?
Some of the exempted organizations are any public organization, its officers, a volunteer fire company, volunteer ambulance service, etc. These organizations are exempt from the search fee.
What to do in case none of the users performed a search that the DMV contacted me for?
You should contact the DMV immediately.
Why would the DMV contact me about a search?
The DMV may contact you to ask you about a search to make sure you comply with the Dial-In Terms of Service.
What if the search is done on behalf of a client?
In that case, you'll have to give the permissible use of your client and a proof of your client-agent relationship.
You can help me get text reminders from the DMV
would you like to know more about email and text reminders?
no, I want to know how to get the email and text reminders
Did you have a question about the emails we sent out?
yes, how do I get them
If you sign up for email reminders you will receive emails from messages@nydmv.messagingchannel.com because you have signed up for the DMV Electronic Reminders program.
what if I need to contact you by email?
Don't use the e-mail address from where you received the DMV reminders because you will not receive a response.  I will help you with how you can contact us
If I sign up for text and email reminders which one of my emails will you use because you already have my email from before?
We only keep one email address for each customer.  The email address you provide to sign up for electronic reminders will replace any other email address you provided us in the past.
who gets the medical certification reminders?
CDL and CLP holders can sign up to get email and/or text reminders regarding the status of their medical certifications
Hi, i got a ticket the other day and i was said i was going to get some points assigned to my license. What can you tell me about that?
No problem. Those points are representative for the Driver Violation Point System, a way for the DMV to identify high risk drivers and take pertinent actions against them.
Have you commited any traffic violations in the last 18 months period?
No, i haven't been in any traffic violations in that time.
I heard about a Point Reduction Program thing, is that a real thing?
Yes, sure is. It's a DMV feature, which allows you to take a DMV- approved Point and Insurance Reduction Program that will help to prevent you lose your license in case you have already 11 or more points on your driving record.
Oh, that's very nice of DMV. Say, what if i have a violation in my record and i didn't do it, but someone else did?
If you believe that is the case, you can make use of the hearing resource. but be aware that the hearing is not for probation of guilt or not.
Oh, i see. Um, i'm dragging a out-of-state violation conviction, that does affect my driving record in any way?
Not at all. If you have any out-of-state conviction, it won't have any effect on you driving record. But if you were convicted on Ontario or Quebec, indeed it counts for your driving record.
Hello, I need information about what would happen if changes arise when it comes to Manage retirement benefits?
This can happen with changes that happen to you constantly.
You can advise me regarding the subject.
It is vital that all your benefits and information are kept updated at all times.
What can be done if suspicious activity occurs?
Be careful if you get a suspicious call from someone who claims to be from Social Security.
What can be done in those cases?
Use our resources and services to maintain control regarding the subject.
t is noteworthy that there are many time saving options available to you.
How can benefits be managed in a controlled way?
It is important that you visit the contact page to find out other ways to get assistance.
I wonder when to start retirement benefits?
When to start collecting that benefit is a personal decision.
At what point do you start receiving benefits?
It is noteworthy that you will receive the full amount of your benefits.
What will happen to the unused money?
Primarily it goes to a Social Security trust fund that pays monthly benefits to you and your family.
What happens if you delay collecting benefits?
This retirement benefit will continue to increase until age 70.
Okay, what should I know?
The maximum retirement benefit of the Insurance depends on several factors.
Perfect, thanks for the information.
Yes, good afternoon. I need some guidance in self-certification, please.
No problem. Are you aware why you have to self-certify?
Yes, i think i know what is it about.
Just in case you don't have all the information, let me fill in for you. New federal regulations require from all commercial drivers to certify to DMV the type of driving they perform or expect to perform. From there the necessity of self certify.
Yeah, i know. I tried to do it already but i receive my medical examiner certificate back in my mail some days ago. That's why i wanted to ask here what happened.
You can find rejection's cause by reading the letter throughly.
Have you checked the certificate in case any information was incorrect, missing or illegible?
Can you tell me what advantage i get sign in up for MyDMV?
Sure. It can give you more control about your doings for check your certificate status, just checking under License Status.
Umm, is there any way to receive reminders for this type of procedures?
Yes, there is. Use MyDMV and go to Get Mail and / or text reminders.
Hello and good afternoon. Greetings to you. I would like to know more about benefits from VA, please?
Are you an active duty member of our uniformed services?
Yes, sir, that's correct.
Good, then you must know that you may be eligible for VA benefits, which would apply both during service and after your separation or retirement.
Tell me, if i don't know about these benefits right now, i still can be briefed on them when i do my transition to civil life, isn't?
Totally right. You'll equally receive that information during your Transition Assistance Program briefing.
Hummm, good, good. Say, if i have some disability, you can help me on that?
Sure, that would fall into other benefits which VA can offer you, qualifying as service-disabled veteran-owned small business.
And of course, i guess all this has t be done in a certain time, isn't?
You're correct. You can apply for that up to 12 years fromwhen you receive your notice of separation.
Up to 12 years? really?
Yes, sir. up to 12 years.
Dp I need a new eye exam to replace my license?
Maybe, if you would like, we can mail you all needed information and forms in order to renew this.
I would like to, yes
I would like to change my name.
There is a reference document to do that, allow me to do this.``````````
I would need to change the address and name.
Give me a moment to bring that up.
I would also like to send the new ID to a temproary address.
We can do that, however, we need to confirm that address in person, first.
Please make sure to fill out the appropriate forms with respect to what is required.
Do I need to get a newer version of that ID?
You would need to go to a DMV office.
Go to a DMV office.
What type of plates can I order picture and professional plates with?
You are allowed to order picture or professional plates for passenger vehicles, commercial vehicles and motorcycles.
What happens if my registration expires in the next 60 days and want picture plates?
Renew your registration and change your address online before ordering picture plates and you must visit a DMV office to do it.
What topics can I look at online?
You can look at the topic Plates online.
Is it possible to order plates on the phone?
Yes, it is possible to order custom plates online at 1-518-402-4838 Monday through Friday 8 a.m. to 4 p.m.; but online is a lot faster.
Can I order my picture plates by mail?
Do you want to order professional plates by mail?
No, just would like to know how.
Hi, there. I'm looking for information on housing assistance.
You can find information of how to apply for housing grant as a veteran or as a service member.
You can also check for others VA benefits and services.
And which benefits or services would this be?
There are benefits for women and medical services?
Yes, there are. You can check on veteran women program manager and also you can see the nearest VA medical center to you.
What about if I got a disability that limits my ability to work?
In that case you need to check if your disability makes you apply to vocational rehabilitation, helping you to explore employment options.
There is the possibility to get a home loan as a veteran?
Yes, as a veteran you can apply for a home loan, also as a surviving spouse of a veteran or the spouse of a missing in action veteran.
Which kind of program there are?
we offer many programs and services that may help including free health care and free limited dental care. Also we can help you to connect with some resources in your community.
How do I get Veterans housing assistance?
We have assistance to find housing grants
Do you need other VA benefits and services as well?
We have many benefits such as disability compensation pay.
How do I find out about benefits?
Contact the national call center for homeless veterans 24 hours a day, 7 days a week.
Can I call if I have a hearing loss?
yes call TTY 711 if you have a hearing loss
Yes you can follow us on Facebook, Instagram, and Linkedin
Can I contact you online?
yes you can message and ask questions online
Is there a crisis hotline?
Yes and there is someone there 24/7 aqd it is a private free service.
how Pay suspension termination fee?
A suspension means your driver license or privilege to drive is taken away for a period of time before it is returned. There are two types of suspensions
how is he Pay online
How to pay a final suspension online?
your name or DMV ID Number Client ID Number from your NYS driver license , learner permit or non - driver photo ID card see sample driver license
If i surrendered your license
DMV will mail you a new document , not the one you surrendered
even when driving is not allowed
ou can not drive until the suspension period ends , you pay a suspension termination fee of $ 50 and have valid driver license .
If i have a definite suspension
your suspension order will tell you how long the suspension period will last
Hi there. I'm looking information about loans, and the loan simulator.
Sure, we are here to help you. The loan simulator is a tool that will help you to know the realistic results related to your loan. Is this what you are looking for?
Yes, that's exactly what I'm looking.
Great! You just need to provide all the information in the most accurate way possible to get a prediction of how your loan could result.
Ok, is this information provided any legal value or I can use it when I try to apply for the loan?
The result of the loan simulator is just for informational purposes.
I see. But this will help you to be more accurate on what you can do for someone like me?