elplaguister/DTS_line_datasets huggingface dataset:
we ask you for information about your medical condition , work , and education history to help us decide if you are disabled under our rule
When does coverage start
what happens if you go back to work
Do I need an attorney?
I need information about planning for retirement benefits.
Do you have delayed retirement credits?
If Do you need information about delayed retirement increases?
Would you like more information on retirement benefits?
No, I need help with planning for retirement.
What's the best age to retire?
There is no one age that is best for everyone, but we can provide you with information to help you decide what is the right age for you.
What should I be considering?
One thing to consider is whether or not you will have medicare beneficiaries.
Hello there, I have some questions about selling a retail vehicle. Can you answer them, please?
Of course. Some exceptions allow you to use a Salvage Certificate MV-907A to sell a vehicle as "junk". The DMV can not issue a title certificate or a registration to a junk vehicle or a salvage vehicle that is rebuilt unless the vehicle passes a salvage vehicle examination.
Is a title certificate issued?
Yes, there is one.
Then it will receive a brand that displays "REBUILT SALVAGE: NY".
Do you need me to give you the selling price?
No, the selling price is not required on form MV-50 when a vehicle is sold wholesale.
Good to know. What can you tell me about the warranty of vehicles being sold?
I understand. And how do I get a surety bond?
For this you must contact a surety insurance company. Make sure that the business name and mailing address on the bond exactly match the business name and mailing address on your DMV facility license. Make sure that you write your Facility Number on the bond.
How do I know what bond amount is needed?
One final question, if I may: where can I find some more information about record keeping for dealers?
The best source of information is the NY State Dealers & Transporters Regulations (CR-78).
Hello I need information about How to Access my VA life insurance policy online
do you have VA life insurance?
If you have VA life insurance, the easiest way to manage your policy is online.
What can I use the online portal for?
You can use your online portal to:   check the status of your policy to make sure it is up to date   Pay your premium the amount you will pay each month to keep your coverage s    Learn about your plan and renewal options.
and How do I access my policy?
Access your policy online through the Prudential Insurance Company of America Service Member Group Life Insurance Office. Prudential works with us to provide SGLI and VGLI benefits to service members and veterans. Find your policy through Prudential Insurance Company of America
what kind of benefits does it provide?
Prudential works with us to provide SGLI and VGLI benefits to service members and veterans.
What should I do to ensure my coverage?
Pay your premium the amount you will pay each month to keep your coverage
Good day. Can you tell me about the different types of counseling, please?
Of course. Do you want to know more about entrance counseling?
No, I already know that type.
Do you want to know more about financial awareness counseling?
Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances.
Seems useful. I changed my mind. What do you have about entrance counseling?
What can you tell me about TEACH grant counseling?
Well, you can complete TEACH Grant Initial and Subsequent Counseling.
Alright then. Finally, how do I begin my exit counseling session?
Simply log in to start your exit counseling session.
I need to know if I qualify for a low-interest student loan.
I can help you with that. Low interest loans for students are based on their financial need.
Can I qualify if I'm enrolled in a two year associate degree program?
Absolutely, but the maximum period that you can receive Direct Subsidized Loans is three years.
What a Direct Subsidized Loan be beneficial for me, if I'm only going to school part time?
Yes, this would be a good choice for you. Direct Subsidized Loans are also great for those who enter a period of deferment of their loan payments.
Who is eligible for a Direct Subsidized Loan?
These loans are for undergraduate students with financial need.
How will I be contacted after I receive the loan?
Have you received a Direct Loan?
Great. You will be contacted by your loan servicer. This is also who you will be repaying your loan to.
Hello? Can any of you folks tell me what to do if I got exposed to that nasty agent orange?
Of course. Did you serve in Vietnam, including aboard a vessel on the inland waterways or within the 12-mile territorial seas?
Did you serve in or near the Korean Demilitarized Zone during the Vietnam Era?
Yes, I've been stationed in Korea. Met my wife there.
Can I somehow get disability benefits from you folks?
Yes, you may be able to get disability benefits if the below descriptions are true for you.
Well, I served in Korea. Is that one of the requirements?
Yes. You may have had contact with Agent Orange, an herbicide the U.S. military used to clear plants and trees during the war. We refer to this as having a presumption of contact.
Oh boy. What other conditions do I have to meet to get disability benefits?
I'm afraid you aren't able to get disability benefits then. I'm sorry.
Are you signed up for our Civilian Health and Medical Program also called CHAMPVA , a health insurance program for dependents of Veterans?
You are able to buy dental insurance at a reduced cost through the VA Dental Insurance Program VADIP
can I help you with anything else?
What if I got a dental award letter from VBA dated before 1955 stating that my dental conditions aren't compensable?
[39] then you are no longer eligible for Class II outpatient dental treatment .s   [40] This is because of Public Law 83 , which was enacted June 16 , 1955 , and which amended Veterans eligibility for outpatient dental services
what if I'm in Class IIB?
You may qualify for : A one - time course of dental care that a VA dental care provider concludes you need to achieve at least one of the goals listed below .   [67] The dental care must be needed to :     [68] Relieve your pain , [69] or     [70] Help you get a job , [71] or   [72] Treat your moderate , severe , or complicated and severe gingival and periodontal conditions gum infections that can lead to pain , swelling , and bone and tooth loss if not treated
How can I learn passenger wehicle taxes and fees
You can use charts
And if this is the original registration of your vehicle, you must pay some addition fees.
For example If I reside outside New York City, will I pay at both place?
No. If you reside outside New York City and you are exempt from the vehicle use tax in the county where you reside or have a business
What are New York City places
New York City Bronx, Kings (Brooklyn), New York (Manhattan), Queens, Richmond (Staten Island) Vehicle use tax - $ 30 for two years $ 15 per year. And Supplemental MCTD fee - $ 50 for two years $ 25 per year
*And I again want to turn Registration fee chart. Exactly what is on the chart?
The chart shows the 2 year fee by vehicle weight
and I just told you a little bit about the fees
Should I pay to renew a passenger vehicle registration as well
Yes. You must pay to register and renew.
Hello there. What can you tell me about repaying the loan in full?
Well, a third option for getting out of default is to repay the full amount of your defaulted student loan.
What if I don't have my loan holders contact information to make a payment?
Simply log in and select "view loan servicer details".
How can I get help with my defaulted loan?
Then you will need to contact the holder of your defaulted loan. Find out who holds your loan by logging in and selecting "view loan servicer details". Remember: StudentAid.gov does not include information about any private student loans you may have received.
What if consolidate a defaulted loan?
In that case the record of the default as well as late payments reported before the loan went into default will remain in your credit history. Late payments will remain on your credit report for seven years from when they were first reported. It's important that you fully understand loan rehabilitation and loan consolidation before making your decision.
Sounds good. Can I also reconsolidate a defaulted FFEL Consolidation Loan?
Yes, you may reconsolidate a defaulted FFEL Consolidation Loan without including any additional loans in the consolidation, but only if you agree to repay the new Direct Consolidation Loan under an income-driven repayment plan.
No, I'm currently married.
If I work and am eligible, how does it affect benefits?
We have a calculator you can put your information in to see how payments would be affected.
It shows what happens to benefit payments if I still want to work?
Yes, it will show you what the numbers will look like.
Is there a limit as to how much I can earn if I work?
Yes, the retirement benefit earnings limit applies.
Should I apply for benefits on my records or my ex's?
We pay yours first, and if your ex's is higher, we add the difference.
Is there a way to estimate my aid I could get?
Do you want to estimate your federal student aid, but are not ready to actually apply for the aid?
Can you give me an info about the questions I would need to answer on FAFSA4caster?
You answer such things as financial and other questions that will help estimate your federal student aid eligibility and most questions are easy.
What would be the best way to get the most accurate estimation?
It would be best to answer all the questions on FAFSA4caster, even if it is just an estimate to get the most accurate estimation.
How would the information provided by FAFSA4caster to displayed?
Did you complete all the relevant questions in the FAFSA4caster?
Yes, I have completed all the questions.
The screen should display a worksheet to help you determine the net cost of attending college.
Hey there, i have been reading some information about veteran's health care and i know there are some health care centers for us, but i think there is more. I'm right?
You are not mistaken. As veteran, you may get care in any of the following: a VA outpatient clinic or in a mobile Vet Center.
Are you distant from a veterans medical center?
Yeah, i would need to take the road for a while to get ot the nearest facility.
Do not worry. If that's your case, Veterans affairs may pay for emergency care in a non.VA setting. In any case, you have to be sure to contact the nearest VA medical center asking to talk with the patient transfer or patient administrator representative.
O.k,o.k, i'll keep that in mind. What would i need to be able to use all this?
First of all, you need to be enrolled in Veterans health and have received care from us sometime in the previous 24 months.
That's pretty nice from you. If i need mor information, where should i look at?
If you still have doubts or just want to know more, contact your local veterans medical center via a call, requesting enrollment coordinator to talk.
This maybe won't happen, but what aobut if i go outside the U.S?
Then you'll need to sign up for Foreign Medical Program.
Umm ok. If i need to change my address, what should i do?
Call us at 877-222 VETS.
If i need more information, where?
Contact your care team then.
Are you and your spouse divorced?
Is there a limit if I'm still working?
Yes, the benefit earnings limit still applies.
If I'm eligible for benefits for me and my ex-spouse, which do I get?
Your retirement benefits would be paid first.
What if my ex's benefits are higher?
You'll get the difference, so the combination is equal to the higher amount.
What if my ex re-married?
There ways to qualify even if they re-married.
Hey there, I need to know a few things about loan consolidation.
Of course. Another option for getting out of default is to consolidate your defaulted federal student loan into a Direct Consolidation Loan. Loan consolidation allows you to pay off one or more federal student loans with a new consolidation loan.
Would you like to know how to consolidate a defaulted federal student loan into a new Direct Consolidation Loan?
I'd like to know something else. What can you tell me about repayment in full?
What if I want to consolidate a defaulted plus loan that I got for my son's education?
The only income-driven plan you can choose is the Income-Contingent Repayment Plan (ICR).
Ah, I see. So what do I need to do to reconsolidate a defaulted direct consolidation loan then?
You must also include at least one other eligible loan in the consolidation in addition to meeting one of two requirements.
Makes sense, but how can I rehabilitate a defaulted Federal Perkins Loan?
For this you must make a full monthly payment each month, within 20 days of the due date, for nine consecutive months. Your required monthly payment amount is determined by your loan holder. We can help you find out where to go for information about your Perkins Loan.
How do I apply for handicap parking?
You cannot apply for a space on streets of New York but can use vehicle plates for people with disabilities.
You can call or visit the NYC Department of Transportion website for more info.
So I can call or visit website.
Is the laws governing handicapped parking spaces?
Yes, state county or local law enforcement are authorized.
What do I need to submit for handicap license plates?
A copy of a medical certification from a doctor.
At any state or county motor vehicle office.
What qualifies?
Use of portable oxygen, legal blindness is 2.
Hello, I wanted to know which dental care benefits I can use as a veteran.
Are you being paid at the 100 % disabling rate based on a temporary rating for a reason such as a long stay in the hospital or rehab care?
No, I'm not receiving any payments.
So can I apply for those benefits?
Yes, you can apply for benefits.
But what are the conditions I need to meet? There's no point in applying if my application gets rejected due to that.
Yes, I've been in champva for a while now.
In that case, you may be able to buy dental insurance at a reduced cost through the VA Dental Insurance Program, VADIP, if you meet at least one of the requirements.
can you help me so I know where I can get medical care from the VA?
no, but I am going to
what will they do for me?
Once you sign up for VA health care you become part of the country’s largest integrated health care system. We serve nearly 9 million Veterans each year.
will you provide services if I am outside of the U.S. or do I have to come back to get care?
We will pay for certain health care services received in foreign countries but you will need to sign up for the Foreign Medical Program
do you have urgent care clinics here in the U.S. or is it all hospitals?
You can use clinics that are part of our community provider network, but you will need to be enrolled in VA health care and have received care from us within the past 24 months.
If I need medical care while traveling is it the same as that foreign program you named?
If you need care while traveling you should let us know in advance so we can plan for your care. Please give us at least 4 to 6 weeks notice if possible
I am confused about the student loan repayment process, can you help me?
Don't let the student loan repayment process overwhelm you. I recommend that you use a checklist to help you manage and pay your federal student loans.
do you want to do the checklist?
This list will help you make payments and determine which payment plan is best for you. And you'll know what to do if you're having trouble making payments or think you might be eligible for loan forgiveness.
With this list can I see plans that will have a refund of up to 20 or 25 years?
yes but if it is not fully refunded within that time the remaining balance will be forgiven.
If you fail to pay the full amount due on time or if you start to miss payments, including one, will your loan be considered delinquent?
yes and you may be charged late fees
using Loan Simulator. If I want to pay my loans quickly and I want to afford it, what can I do?
you must select the standard Payment Plan
When I sign up, what benefit does my payment have automatically taken from your bank account every month?
The benefits it represents is that it will help you keep up with your payments, and as an added bonus, you can get an interest rate deduction of 0.25% if you have direct loans.
I would like to know what types of counseling are there.
Of course. Do you want to learn more about entrance counseling?
What if I'm looking for TEACH grant counseling instead?
Then you can complete TEACH Grant Initial and Subsequent Counseling.
And what about financial awareness counseling?
I see. What if PLUS credit counseling is completed voluntarily?
If PLUS Credit Counseling is completed voluntarily and you are determined to have an adverse credit history by the U.S. Department of Education within 30 days of PLUS Credit Counseling completion, your PLUS Credit Counseling requirement will be considered to be fulfilled.
Well, what can you tell me about exit counseling?
Exit Counseling is required when you graduate, leave school, or drop below half-time enrollment. Exit counseling provides important information to prepare you to repay your federal student loan.
How do I access my policy?
If you have a VA life insurance policy with a file number that begins with V, RH, J, RS, K or W or you want to apply for the service - life insurance for disabled people life insurance for veterans who have to be disabled As a result of serving in the military, access your policy online through VA. Find your policy through VA
What do I do if I have a VGLI Life Insurance policy?
If this is the case, access your policy online through the Prudential Insurance Company of America Service Members Group Life Insurance Office. Prudential works with us to provide SGLI and VGLI benefits to service members and veterans. Find your policy through Prudential Insurance Company of America
and how is the easiest way to administer my policy?
the easiest way to manage your policy is online. You can use their online portal for that purpose
and where can i find my policy?
Find your policy through Prudential Insurance Company of America
and what things will the online portal allow me to do?
You can use your online portal to:    Check the status of your policy to make sure it is up to date.   Pay your premium the amount you will pay each month to keep your coverage   Learn about your plan and renewal options.
can you give me details of Agent Orange exposure in Vietnam or Korea
Did you serve in Vietnam , including aboard a vessel on the inland waterways or within the 12-mile territorial seas ?
Did you serve in or near the Korean Demilitarized Zone DMZ during the Vietnam Era ?
you may have had contact with Agent Orange , an herbicide the U.S. military used to clear plants and trees during the war . We refer to this as having a presumption of contact . Find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange .s
If you served in either of these locations
you may have had contact with Agent Orange , an herbicide the U.S. military used to clear plants and trees during the war .
You can get help from us in one of these ways :Call 800 - 827 - 1000 or TTY 800 - 877 - 8339 ,Go to your nearest VA regional benefit office ,
Have a good day. I been searching information about the loans how they help students.
Sure, this s avery important part for students this days. Students may be eligible to receive subsidized and unsubsidized loans based on their financial needs.
And what are this loans?
The loans in both forms, are federal aid to help students to cover cost of higher education at a four year college or university, community college, or trade, career or technical school.
And who is in charge of this?
The u.s. department of education is the one who offers eligibility.
And when do I have to start paying this loan?
After you graduate or leave the school, you need to start paying back the loan. Are you already graduated?
What happens, if I'm a dependent student of my parents and they are not eligible for a direct plus loan?
If that's the case, you may be able to receive additional direct unsubsidize loan funds.
Hi can you give me information on what disability is?
I will be glad to help you with that.   Disability is a subject you may read about in the newspaper , but not think of as something that might actually happen to you
While we spend a lot of time working to succeed in our jobs and careers ,s [6] few of us think about ensuring that we have a safety net to fall back on should we become disabled
IS there a website I can refer to?
Additional information about SSI can be found at " What Is Supplemental Security Income
How do I get an attorney involved?
If there is an  an Advocate , Attorney , or Third Party Representative and you are helping someone prepare an online Social Security benefit application
DO I need an attorny?
there are some things you should know
How would yu describe i?
We pay disability benefits under two programs :
IS it for most people?
I would like to know how much I need to pay for fees and taxes for my car.
You will need to look at the attached charts. One is for registration fees and one is for taxes.
This is a new car, so it is my first time paying the registration fee.
Okay. You will need to pay for your plate, which is $25, and you will need to pay for your title certificate, which is $50.
Do I have to pay any money to the county?
Yes. This is based on how much your car weighs. Also, if you live in one of the MCTD counties, you will have an additional fee.
When do I need to pay the vehicle use tax?
You will need to pay the tax when you register a car or renew your registration.
What if I don't live in New York City?
You may be exempt from the vehicle use tax in the county where you live.
What if I have an electric vehicle?
You will have a minimum 2 year fee of $32.50.
I need help with an expiring temporary registration on a car that we moved
Are you unable to get the title certificate for a vehicle you are selling and the temporary registration is set to expire soon?
You can't get another temporary registration.  An additional temporary registration won't be issued under any circumstances.
how do I enter the selling price on the MV 50 form for a vehicle that was sold wholesale?
The selling price is not required on form MV-50 when a vehicle is sold wholesale
Do we need the facility number on the surety bond even if it has the business name and address on it?
Yes, you need to write your Facility Number on the bond.Make sure that the business name and mailing address on the bond exactly match the business name and mailing address on your DMV facility license.
what will we need to put up for the bond?
That will depend on the number of vehicles you sold in the previous calendar year , or if you are licensed as a franchised new dealer
do we need to do the used vehicle certification on all cars we sell?
The Vehicle and Traffic Law requires a dealer to complete the Used Vehicle Certification on form MV-50. The law applies to all vehicles sold at any selling price and which display any odometer reading.
I am planning my retirement. Where do i begin?
Delayed Retirement Creditsp   [3] Social Security retirement benefits are increased by a certain percentage depending on date of birth if you delay your retirement beyond full retirement age .
ok that is not applicable to me but thank you
f you 've already reached full retirement age , [7] you can choose to start receiving benefits before the month you apply does this apply to you?
ok no problem, any other questions?
yes is there any othe rinfo?
When do you plan to start your benefits?
What 's the best time to start your retirement benefits ?
Here 's some additional information that may help you decide what 's right for you :   [20] Early or Late Retirement ?
ok is that all?
How are they increased?
Well, I do have some question about my voter registration application. Hopefully you can answer them.
Of course. Are you wondering if you're eligible to register to vote in New York State?
Do I need to update my voter registration if any information has changed?
You do not need to update your voter registration information if your political party preference or your name has changed since you last voted.
I understand. Where can I find all of the voter registration requirements?
The full voter registration requirements are listed on the New York State Board of Elections website.
And what do I need to register to vote online?
To register to vote online you will need your NYS Driver License, Permit or Non-Driver ID.
And how does the voter registration on your website work?
You already mentioned that before. Can you suggest a random topic?
I wanted to know how you will give me the financial aid to pay for books
Has your school provided a way for you to obtain your books and supplies by the seventh day of the term?
no so what now?
is there anyway I can pay the bookstore later and get what I need now?
You can look to see if your school offers a bookstore voucher or other means for students to receive their books and supplies through the school or its bookstore.
so how does the grant work that I can't buy my books yet?
Usually the school first applies your grant money toward your tuition, fees, and room and board. Money left over is paid to you directly for other education expenses like the books you need.
can you give me any help with online materials I need for a class?
Your school may have negotiated a deal with the publisher that will allow you online access at a fraction of the cost you would pay for a physical book.
when do they usually gives us the financial aid for books?
Your school must pay any money that is left over after your aid is applied to your tuition and fees to you directly within 14 days unless you authorize the school to keep the money to pay for future charges
I think someone is trying to scam me by e-mail by using you guys as a cover.  What should I do?
Are you sure the e-mail did not come from Social Security or one of our marketing firms?
yes, I am mostly sure
Okay, in that case don't respond to the email or click on any links contained in the email message . We recommend you report the incident by forwarding the suspicious email to the U.S. Computer Emergency Readiness Team US - CERT at phishing-report@us-cert.gov or go to   http://www.us-nocert.gov/nav/report_phishing.html .
and how do you guys protect my account so no one signs in and looks at my info?
When you sign in to your account ,you will complete two steps Enter your username and password, then you enter the security code we send by text message or email
Okay, I hope you guys really take care of our info, right?
One of our most important responsibilities is protecting your investment and personal information .Social Security takes this responsibility very seriously , and we have a robust cybersecurity program in place to help us succeed .
Is this all new with the signing in and code?
we are using a new identity verification process . that Requires you to sign in with a username and password for extra security
what other steps can I take to make sure no one uses you guys to try to scam me?
If an email includes a business name , telephone number , or website link , verify the legitimacy of these items by searching for the official number or website in a search engine .Do not respond to emails requesting personal information .Reputable businesses and public agencies will not ask you for personal information in an email .
what are some places I should look out for?
here are two that we know of; https://www.socialsecurity.gov.gmx.de/ and http://www.socialsecurity.gov.bx.co.rx/setup
I need to know how to apply for benefits.
You need to notify us as soon as possible after the death.  There are several ways to do so.
No, they already died.
What do I do if I can't get the website to work right?
Most of the time the funeral home reports it, but there is also a phone number you can call.
No, I'm just getting information.
Do you need to apply for benefits?
Not yet, but I will soon.
How do I go about getting customized plates?
The I LOVE NY Adventure Custom Plates viewable here [ 2 ] are available to individuals that hold a currently valid NYS Department of Environmental Conservation DEC issued Sporting License and/or a NYS Office of Parks , Recreation and Historic Preservation Parks issued Empire Passport .
ok thank you, what if I already have a safe boating certificate?
sure! no problem! You may request the icons be added to your DMV photo document in two ways ; online using the Online Sporting License System at the NYS website or by visiting a NYS Department of Motor Vehicles office and presenting the required proof
Did you check out the online sporting license system yet?
No I didnt yet, can I just go to the DMV?
If you wish you can
What is the first step to take to deal with this?
Sure happy to help. ou may choose to get your new DMV photo document with the icons immediately , for a fee of $ 12.50 $ 5.00 for non - driver ID holders , or wait for your next license renewal at no charge
How do I obtain them on a regular passenger car
There are many ways to do this, I will be glad to help you.   you may order them online at I LOVE NY Adventure Custom Plates Gallery
the fee is $ 30 at renewal
How Group Life Insurance for Veterans (VGLI) works
With Veterans Group Life Insurance VGLI , you may be able to keep your life insurance coverage after you leave the military for as long as you continue to pay the premiums .s   Find out if you qualify for VGLI and how to manage your coverage
Had SGLI while you were in the military and you re within 1 year and 120 days of being released from an active - duty period of 31 or more days
Yes It is possible that you can obtain VGLI you meet at least one of the requirements
What life insurance benefits can I get with VGLI?
$ 10,000 to $ 400,000 in life insurance benefits , based on the amount of SGLI coverage you had when you left the military
When I leave the army, what should I do?
You can enroll through VGLI to get coverage up to the amount you had through SGLI. You can also increase your coverage by $ 25,000 every 5 years to $ 400,000 until you are 60 years old.
Can you tell me about CHAMPVA benefits please?
Of course. Are you the spouse or surviving spouse of or a child of a Veteran with disabilities or a Veteran who has died?
Yes. My husband was a veteran and passed away this February.
In that case you may be able to get health insurance through the Civilian Health and Medical Program of the Department of Veterans Affairs, CHAMPVA. Through this program, we cover the cost of some of your health care services and supplies.
What if I'm re-entitled to Medicare A? Do I qualify for CHAMPVA then?
Then you'll also need to enroll in Medicare Part B to be eligible for CHAMPVA.
Alright, that's good to know. Are there any other conditions I need to fulfill?
Yes. Are you the spouse or child of a Veteran who s been rated permanently and totally disabled for a service-connected disability by a VA regional benefit office?
Yes. You see, my husband stepped on a mine during a combat mission, which crippled him. He passed away a while later due to the injuries.
In that case you can get health care through CHAMPVA, but only if you don't qualify for TRICARE and you meet additional requirements.
That would be the case. Say, how long will I have to wait once I sent you all documents?
It'll take about 6 weeks after we get your package until you get your CHAMPVA ID card and related materials.
Do you have any more info about CHAMPVA?
Yes, you can get answers to frequently asked questions about CHAMPVA on our page.
what can happen to my info if I'm not careful?
Did you want to know how to reduce your risk of identity theft when applying for aid?
Do you need to change your FSA ID password?
You will need to log in to your account using your username and password. Then go to your account settings and you will be able to make changes to your account information.
What can someone do if they have my FSA ID info?
They can make changes to your account without your permission.
Can you also help me with these places that offer to help you with your student loans?
Do you need help identifying a potential Student Loan scam?
yes I was contacted by a place that doesn't seem legit
Borrowers have reported receiving phone calls, emails, letters, and/or texts offering them relief from their federal student loans. Usually, the so-called student loan debt relief companies offering these types of services don’t offer any relief at all.
What types of financial aid is available to students?
Financial aid is money such as grants, work-study, loans, and scholarships that help make college affordable.
What sources does financial aid come from for college?
Financial aid is available from federal, state, school, and private sources to help pay for college.
did you watch the Federal Student Aid video?
Yes, I watched the types of Federal Student Aid video.
I am glad that you got to check out the video to learn about federal grants, loans, and work-study jobs and how they help pay for your education.
Can I get aid from my state government?
yes, you could get aid from your state government.
What exactly is a grant to help pay for college?
A grant is a form of financial aid that does not have to be payed back unless you withdraw from school and owe a refund.
What types of federal grants are available?
There are Pell Grants, Federal Supplemental Educational Opportunity Grants, Teacher Education Assistance for College and Higher Education TEACH Grants, and Iraq and Arghanistan Service Grants available for college.
Do I need any special paperwork to apply?
Yes, depending on the type of benefit you are applying for.
Yes, I think so.  But I'm not sure.
That's okay, you need to apply now anyway.
What if you can't verify anything online?
That's fine, we can still help you get all the info you need.
What if I'm getting benefits from my husband?
We will help you! We will automatically change your monthly benefits as soon as we receive a report of his death.
Do I need to reapply?
You don't need to.  We will process that without a new application.
Can I talk to a live person on the phone?
Absolutely! Agents are available 7-7, Monday through Friday.
How can I report a death?
You can do it online.
who is the co-signer on a repayment plan?
The co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request.
Did you want to know about your obligation to repay the loan?
where do we sign in?
Co-sign Income - Driven Repayment IDR Plan Request
where do we get the number to sign in?
You can get it from the IDR applicant. An e-mail containing the Reference Number/Co-sign Code was sent to him or her. The IDR applicant can also access the Reference Number/Co-sign Code by logging in to StudentAid.gov and clicking on the appropriate link.
who should do the plan request when we log in?
The spouse of the applicant who initiated an Income-Driven Repayment Plan Request.
but I use their reference number since I don't have one, right?
Yes, the IDR applicant should have the Reference Number and Co-sign Code
can you give me information about the fraud and identity theft reports
want information on Financial Aid Fraud Report?
A company that charges for financial aid advice is not committing fraud unless it does not deliver on what it promises.
want more information on the subject?
contact the Federal Trade Commission and the Office of Consumer Financial Protection.
How to find out which legitimate companies the United States Department of Education works with?
well there are private companies, lenders, administrators and private collection agencies that work on behalf of ED
What errors can business communications contain?
they often contain spelling and grammatical errors.
If I have already shared my information with a student loan debt relief company what should I do?
Contact your federal loan servicer to revoke any third-party proxy or authorization authorization that your servicer has on file.
With VGLI Veterans Group Life Insurance, you may be able to maintain your life insurance coverage after leaving military service while continuing to pay premiums. sTi nue to pay the premiums
What are the requirements for group life insurance for veterans?
Did you have group life insurance from SGLI part-time service members as a member of the National Guard or Reserves?
No, I do not have
Did you have SGLI while in the military?
No, didn't I have SGLI while I was in the military?
Are you within 1 year and 120 days of retiring or being released from the Ready Reserves or the National Guard?
No, I am not within 1 year and 120 days of leaving
Are you within 1 year and 120 days of assignment to the Individual Reserve IRR Ready for a service branch?
no, I am not within 1 year and 120 days of the IRR assignment
Are you within 1 year and 120 days of being included on the TDR Temporary Disability Retirement List?
No, I am not within 1 year and 120 days of being included in the TDR Temporary Disability Retirement List.
based on your answers you can't get VGLI
What requirements must I meet to obtain VGLI?
You may be able to get VGLI if you meet at least one of the requested requirements
I need information about financial aid options available to me.
I can help you with that. Financial aid can help you pay for your college expenses.
Where can I find more information about how work-study jobs work?
This information can be found on our website.
What about scholarships?
Unlike financial aid, scholarships provide free money for college expenses. Scholarships are usually given to students based on their academic merits.
How do student loans work?
When a person takes out a student loan, they are borrowing money for college that will be need to be paid back later. Like other loans, student loans accrue interest over time.
How do I get financial aid?
Financial aid can come from a variety of sources including federal, state, and private sources. You can find more information about this on our website.
Have you viewed the Federal Student Aid Video?
Excellent. The video is a great way to learn about federal grants, loans, and work-study jobs.
What if I plan to continue working after taking benefits?
Even if you plan to continue working you may still be able to receive some benefits .
Is there a certain amount you can earn?
If you areunder full retirement age and you earn over a certain amount we will deduct the excess earnings from your benefits
What if I am full retiremet age?
If you plan to continue working delaying benefitsalso increases the maximum monthly survivors benefit you may receive .
What is the percent of benefit aft full reitrement?
your benefitwill be 130.67 percent of your full retirement age benefit
Is there a special enrollment period?
f you are age 65 or older and your medical insurance coverage is under a group health plan based on your  current employment
For my spouses employment also?
What is the premium I pay on my health insurance coverage?
Some beneficiaries with higher incomes will pay a highermonthly Part B premium
Hello, I need information about health care costs.
Of course. We're committed to providing free health care for conditions related to military service and for Veterans with catastrophic disabilities and disability ratings of at least 50 %, as well as for those who can't afford to pay for care.
I see. I'm a bit confused about the costs though. Can you help me understand the health care costs?
Gladly. Would you like to know if I can get free VA health care as a Veteran?
You can get free VA health care for any illness or injury that we determine is related to your military service called "service connected".
Interesting. And which documents do I need to provide?
You'll need to provide your gross household income for the previous year. So if you re applying for health care in 2019, you'll need to provide your gross household income for 2018.
Does your wife, partner, or dependent child also contribute income to the household?
No. I'm the only one.
Does this mean I have to carry the costs of my medications?
Whether or not you'll need to pay copays and how much you'll pay depends on your disability rating, income level, military service record, and which of our 8 priority groups we assign you to when you enroll in VA health care.
Hello. I came here to learn about technology courses for veterans.
Do you want to gain computer experience to start or advance your career in the high-technology industry?
No, I just wanted to learn something new.
What requirements do I need to meet to qualify for the courses?
Are you currently NOT on active duty?
Yes, I'm not on active duty.
Do you qualify for VA education assistance under the GI Bill?
Yes, at least I think so.
Have you been accepted into a program by a VA-approved training provider?
I'm afraid you aren't eligible for VET TEC then. Sorry.
Hi, I am looking to take out a student loan and would like to know what a Mater Promissory Note is?
A Master Promissory Note (MPN) is a legal document in which you promise to repay your loan and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan.
I am looking to apply for a Direct Unsubsidized Loan, does this loan have the same MPN as a Direct PLUS Loan?
Both loans have MPNs but they are different, each one applying to a particular loan.
Were can I find a copy of the MPN for a Direct PLUS Loan?
You can download the PDF for the MPN for Direct PLUS Loans. This can be used for Direct PLUS Loans that are eligible for graduate/professional students.
As a graduate/professional student should I complete the MPN?
If you are applying for Direct Unsubsidized Loan or a Direct PLUS Loan you should complete the MPN. Are you applying for one of these loans?
No I am not applying at this stage.
When I am ready to apply what do I need to complete the application?
You will need a verified username and password and FSA ID. Then you will be able to complete the application.
I need help with how you stay eligible for financial aiid
Okay, you will have to continue to meet the basic eligibility criteria, make satisfactory academic progress, and fill out the FAFSA form every year to continue receiving federal student aid.
I need the fafsa form each year or just once?
Have you already filled out a FAFSA form?
no, I'm doing it soon
how do you make satisfactory academic progress to keep getting financial aid?
You have to make good grades and complete enough classes to keep moving toward successfully completing your degree.
Are you aware of the satisfactory academic progress policy for financial aid purposes for the school you will be attending?
I have to keep doing this and not just the first year when I apply?
Yes, you have to meet basic eligibility criteria throughout the time you are receiving aid
find out how you can use VA benefits to cover your tuition and fees
If you plan to study at a foreign school , [3] find out how you can use VA benefits to cover your tuition and fees
Can I attend any foreign school?
Use the GI Bill Comparison Tool to see what benefits you can get at the school you want to attend . Use the GI Bill Comparison Tool
You re eligible for or already get VA educational assistance as a Veteran , service member , Reservist , or qualified dependent
hey there. I am looking information of how to provide information on my disability.
have you filled a claim for disability compensation?
Yes, I have already filled the claim, but I have problems to send it.
Ok, I'll have to provide more information?
If we need any other information from you, you'll have one year period to provide any other additional information or evidence.
This extra information will help me to support my clain?
Not really. But you can upload evidence to support your initial disability claim.
What document do I need for this?
you need to search for a dbq to download by form name or by symptom.
And how much time I'll have to do this?
you'll have the rest of the year to provide any additional information.
And what can I do with aDBQ ?
This will help you to speed up your claim, because it ask you specific information we need to determine a disability rating for different medical conditions.
What origianl documents do I need to apply for a noncitizen adult social security card
You need to prove you immigration status
your need origianl documents prooving you U.S. immigration status
I have premission to work from the department of homeland security DHS
I have a foreign birth certificate
We consider other documents such as your passport or a document 9issued by DHS as evidence of your age
Do I need to be interviewed by social security
Anyone age 12 or older requesting an original social security number must be interviewed by social security
Can I get assigned a number if its for non work purposes?
Yes but you can not use it to work
I need a number for general assistance benefits
You must bring us a letter from the government agency for benefits and it must be on letterhead stationery and specifically identify you as the applicant
how Keep my Information Secure
Identity theft affects millions of people each year and can cause serious financial and identity - related problems .s   [73] Protect yourself by securing your personal information , taking the time to understand the threat of identity theft , and exercising caution
what steps can i take to help protect my personal information
Do not routinely carry your Social Security card
what are my rights
Help ensure you get the retirement benefits you should by reviewing the basics like how we determine your benefit amount and who else in your family might be eligible. Visit our Learn About Retirement Benefits page to make sure you know the basics of retirement benefits
Create a my Social Security account to help you keep track of your records
How do I protect myself from fraud?
Social Security is diligently working at national , regional , and local levels to combat the fraud that undermines our mission to serve the American public .
How to report suspicious activity
you receive a suspicious call from someone claiming to be from Social Security
Hello, I'm having some troubles with stuff related to a escrow account and I would need some help.
No problem. An escrow account is a special type of account where you can have money for your transactions with the dmv.
Are you interested into change your escrow amount?
No, That's not what I'm looking for.
Do you know what happens if your account balance reaches zero  or negative, right?
In case I change my address, how can I update it?
Your are about to change it or have already changed?
I have already change it.
In that case you need to notify the dmv revenue accounts.
Can I do that in the request of my monthly statement?
Yes, you can do this, specially if you don't have a letterhead.
Hello there. My name is Rachel and I am looking for information about Veterans housing assistance grants.
Of course. On our page you can find out how to apply for a housing grant as a Veteran or service member with a service-connected disability.
Yes, please. I'm all ears.
You can find out how to file a claim for compensation for conditions related to your military service on our page.
That's great and all, but let me get back to my initial question. Can you support me somehow if I have a housing grant?
Yes, we can help you if you have a VA direct or VA-backed home loan or Specially Adapted Housing grant.
No disrespect, sir or ma'am, but I'd rather talk to another Veteran. They might have more experience and understand my point of view better. Can you please forward me to a Veteran or someone who currently serves?
Of course. You can connect with our caring, qualified Veterans Crisis Line responders for confidential help. Many of them are Veterans themselves. This service is private, free, and available 24/7.
I see. Does this apply to female Veterans as well?
Of course. If you are a female Veteran, just ask for the Women Veterans Program Manager or find the nearest VA medical center.
One more thing I've been meaning to ask: if a natural disaster occurs, what support can I expect?
Should a natural disaster occur, we can help you find out if your home was damaged by that natural disaster.
Other than that, I might have a damage in my joint that is related to my military service. Can I file a claim for compensation?
Of course. You can find out how to file a claim for compensation for conditions related to your military service on our page.