elplaguister/DTS_line_datasets huggingface dataset:
Are you a first-time borrower as of July 1, 2013?
no in this case no
Has a limit been applied to you?
You cannot receive direct subsidized loans for more than 150 percent of the published duration of your program. This is called the maximum eligibility period. Your maximum eligibility period is generally based on the published length of your current program
tell me about Agent Orange exposure in Vietnam or Korea
what if I served in either of these locations?
[5] you may have had contact with Agent Orange , an herbicide the U.S. military used to clear plants and trees during the war .s   [6] We refer to this as having a presumption of contact .s   [7] Find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange
how can I find out if I can get disability compensation?
We'll help you find out if you can get disability compensation and other benefits for illnesses we believe are caused by Agent Orange
what to do when I file my claim?
you 'll need to submit :s     [36] that shows you have an Agent Orange related illnesss [37] A medical record
You have an illness we believe is caused by Agent Orange called a presumptive disease?
You are able to get disability benefits
I'm looking for information about my veteran payments, about my transaction history, please.
You can find that information via online.
You must have a eBenefits account, because you're a veteran. have you signed in lately?
Yeah, i went there but don't know how to locate that.
So you never has been able to see this feature?
No, i haven't been able to do that.
It doesn't matter. Look, what happens if i need to change some of my information, like my deposit address or my contact data?
Do you have access to the web or have a VA office near to your location?
Could you at least get access to your VA.gov profile somehow?
No, sorry, but i really can't do that.
Hi there. I would like to have some information related to counseling.
Do you want to enter into the counseling?
Not, really, but I'm looking information anyway about it.
I see, well there is always the chance of help others. Are you interested into be in the financial awareness counseling area?
Sounds interesting. But, not really.
And what about the plus credit counseling?
Thanks, but that doesn't call my attention.
And as a exit counseling?
mmmmh, that sounds nice. You can give me some more information.
The exit counselor works with those students who graduate, leave school or get drop out. They help them to provide information about the repayment of the loan.
Oh great. That sounds good. What I need to do?
You need to complete TEACH grant initial and subsequent counseling.
Hi I have heard about FAFSA4caster. Could you please tell me what it is?
Are you thinking of applying for federal student aid?
Yes I am thinking of starting a college degree and would be some financial help and am thinking of applying for federal help.
Then you should try the FAFSA4caster. This will help if you would like to estimate your federal student aid.
Does it cost anything to use the FAFSA4caster?
No it does not cost anything, the FAFSA4caster gives you a free estimate of your eligibility for federal student aid.
What if I don't know the answer to some of the questions on the 4caster? Some of the information I don't have at this time.
If you don't have all the information at this time you should answer all the question that are asked by the FAFSA4caster even if you have to estimate or guess.
What types of questions does the FAFSA4caster ask?
You will have to answer financial and other questions that are used to estimate your federal student aid eligibility. Some of the questions you will easily be able to answer but there are some questions that you will only be able to answer if you have your federal tax information or bank statements available.
Are you able to provide this type of information because if not you will not receive the most accurate estimate?
At this point I don't have all that information available.
Can I look up the VA payments I have gotten in the past?
Yes, you can. Did you need help with that?
Yeah I need help with that. Is there a page on the VA website for that?
First, you need to go to the eBenefits page. Are you able to sign in there?
No, I can't. I don't have a login. What do I do now?
Isn't in the same as my My HealtheVet ID sign in information?
That isn't the same, you will need Premium DS Logon account. You can sign up for that right on the eBenefits page!
Thanks. I just want to be able to see if they sent out my first disability payment. I haven't gotten it yet. When can I expect it to show up?
Was your disability rating 10% or higher?
Yes it is 50%.
Thank you. You should expect your payment within 15 days of your decision notice.
It's been about 3 weeks and I haven't gotten it yet. What do I do now?
Please call the Veterans Help Line at 800-827-1000, open from Monday through Friday, 8 a.m. to 9 p.m. They should be able to get things straightened out for you.
please give me some info about VA education benefits for survivors and dependents
how do i know if i qualify for Chapter 35 benefits?
How do i Find out if i am eligible for VA education benefits for dependents and survivors
here you can Find out if you re eligible for VA education benefits for dependents and survivors also called Chapter 35 benefits
I need to know what to do about my loan which I defaulted.
There are multiple options to get out of default.
Have you failed to make payments on your federal student loan?
Has COVID-19 impacted my loan repayment?
Yes the Collection Activity and Temporary 0 % Interest on your loan is in place as a result of the current COVID-19 pandemic.
How is the amount of my loan repayment calculated?
The amount of your discretionary income is calculated by examining your adjusted gross income from your most recent federal income tax return that exceeds 150 percent of the poverty guideline amount for your state and family size.
Will being in default affect my future financial status?
Yes the consequences may affect your financial future so it is best to find out how to get out of default and take steps now.
What does it mean when my defaulted loan has been consolidated?
Once consolidated, your Direct Consolidation Loan will be eligible for benefits such as deferment, forbearance, and loan forgiveness. You'll also be eligible to receive additional federal student aid.
I need help with a vehicle that was owned by a family member who recently passed away.
There's a checklist that you can use to get started.
How do I transfer ownership?
You must complete an affidavit.
It should automatically transfer to you depending on the value.
The previous registration.
What if there's more than one?
They will become part of the estate.
How do I file?
Go to the department of transportation.
Who has to sign the transfer?
The owner.
If someone dies like my spouse where do i apply?
We should be notified immediately when a person dies
What if I need to report a death?
call 1 - 800 - 772 - 1213 TTY 1 - 800 - 325 - 0778
What happens when I report it
If you are getting benefits on your spouse 's or parent 's record You generally will not need to file an application for survivors benefits
Will I get one lump sum?
Do I need to apply if I get retirement?
You will need to apply for the survivors benefits
Widows / Widowers or Surviving Divorced Spouse 's Benefit
What happens after I'm approved?
Do you need to know when your benefits start?
No, I already know that.
Do you need to know how much you qualify for?
No, I know how much I'm getting.
Do you have other payments that may affect your disability?
Yes, I get other benefits.
Do you receive other governments?
No, none are from the government.
What if I get Medicare and am low-income?
Are you low-income?
No, I don't qualify for that.
I have several questions from the Voter Registration Application
eligible to register to vote in New York State?
Do you need to update your voter registration information?
You do not need to update your voter registration information any of the information below changed since you last voted
I have registered to vote in the past but do I need to update my voter registration information?
your political party preference has changedsyour name has changed
where are the complete requirements?
Full voter registration requirements are listed on the New York State Board of Elections website
What happens to my voter registration application?
The electronic voter registration application is transferred from DMV to your County or City Board of Elections for review . Once processed , your County will notify you either that you are registered to vote or additional information is needed to complete your application .
I need help understanding how the student loan repayment process works.
The student loan repayment process can be overwhelming. I'll be happy to help you understand how to manage and repay your student loans.
Have you taken a look at the checklist on our site?
Should I create an online account with my loan servicer?
Yes, and it's very important the make sure that your contact information is correct.
How can I figure out what the best repayment plan option is for me?
The checklist will guide you through this. It will also provide you with information about making payments.
Who handles the billing and services for my federal student loans?
Your loan servicer is responsible for this. In most cases, you will have one loan servicer for al of your federal student loans, but it is possible that you could have more than one.
When do you begin paying on most loans?
For the majority of loans, you'll have between six to nine months for Federal Perkins Loans after you graduate, leave school, or drop below half-time enrollment before you begin repaying your loans.
Do you get retirement benefits?
What if you did not sign up for medicare?
If you do not sign up , [13]
what if I do not sign up
refer to #20, #21
what if i decide to delay my retirement?
be sure to sign up for just Medicare at age 65
hello I need information about how to replace or transfer custom plates
want to know How do I replace or transfer personalized plates?
There are a variety of circumstances under which you can replace or transfer custom plates.
Can I replace custom plates that are old or damaged?
Yes, you must call the Personalized Plate Unit at 1 - 518 - 402 - 4838. Hours of operation are 8:00 a.m. at 4:00 p.m., Monday through Friday.
And how do I do with the plates of a vehicle bought by a private?
In that case ask the DMV to transfer your custom license plates when you register the vehicle.
If I remove a vehicle from the road, can I keep my personalized license plates?
Yes. You can store your personalized dishes in most DMV offices.
And can I replace it just because they are old?
Yes, to replace your custom plates that are old or damaged, you must call the Custom Plate Unit at 1 - 518 - 402 - 4838.
Call the Custom License Plate Unit at 1 - 518 - 402 - 4838. Business hours are 8:00 a.m. at 4:00 p.m., Monday through Friday. we will gladly assist you
How much will it cost to register my car?
It will be the registration fee plus taxes.
Is this the first registration?
No, it's previously owned.
Who do I contact for help with the tax?
You can contact your local DMV office.
Are there fees if I don't reside in NYC?
You will need to look up the taxes for your county.
Is it taxed by the size of the car?
The chart will show the rate for your vehicle.
What if I don't live in the county listed?
A passenger vehicle tax is $15 per year.
How can I plan for SS disability benefits?
your chances of becoming disabled are probably greater than you realize but dont think of as something that might happen to you.
What happens if I go back to work?
SS planner can provide valuable help with these question.
Does the planner help how to find out if you qualify?
This disability planner helps how you can qualify and apply for benefits and what happens if your application is approved
What about information for Attorneys?
There is information for Attorneys that are helping someone prepare a SS application
I am an Attorney helping what should I know?
I need information with Disablitly and supplemental security income
the medical requirements are the same under both programs
can you give me details of Reserve Educational Assistance Program (REAP)
The Reserve Educational Assistance Program REAP ended on November 25 , 2015 , but under the National Defense Authorization Act of 2016 , some REAP benefits will remain in place for 3 more years . Learn more about what this change means for you
Find the description below that best fits your situation to learn about how this change affects you , and what to do next .
were you actively using REAP benefits on November 24, 2015 does that affect you?
You can keep using your REAP benefits until November 25 , 2019 .
If you applied for REAP after November 24, 2015, can you?
You re not eligible to receive REAP benefits , but you may be eligible for Post-9/11 GI Bill benefits . We ll review your application and give you the benefits you qualify for
You re no longer eligible to receive REAP benefits , but you may be eligible for Post-9/11 GI Bill benefits . Learn more about the Post-9/11 GI Bill
Established REAP eligibility before November 25 , 2015 ,
You cannot credit your REAP eligibility for your GI Bill Post-9/11 eligibility
Want to know if you can replace custom plates that are old or damaged?
Do you know that you must pay a fee?
To know the rate you must call the Personalized Plate Unit at 1 - 518 - 402 - 4838.
and can I replace by mail?
You cannot replace or transfer custom license plates by mail.
If you buy the vehicle from a private person?
ask the DMV to transfer your custom license plates when you register the vehicle.
do you need delayed retirement credits?
Have you reached full retiremtn age?
what if I decided to delay retirement?
ok that is fine. Be sure to sign up for just medicare at age 65
what if I reached full retirement age
If you 've already reached full retirement age , you can choose to start receiving benefits before the month you apply
What 's the best time to start your retirement benefits
in some circumstances your Medicare coverage may be delayed and cost more .
I am very comfortable with the student loan payment process, could you help me?
Don't let the student loan repayment process overwhelm you. You can use this checklist to help you manage and pay your federal student loans. that way it would be easier for you
Do you want to know how to work on this checklist?
Thanks to the checklist, you will discover how to make payments and determine which payment plan is best for you and will know what to do if you have trouble making payments or think you may be eligible for loan forgiveness.
How good and if I should have the lowest monthly payment?
you can select a payment plan based on income, you can have multiple obions
If I don't select a specific payment plan, what can happen?
In that case your loan will be included in the Standard Payment Plan. Please note that you can change to a different plan at any time by contacting your loan manager.
Can you explain what happens better if I don't select a specific payment plan?
there will be no problem since a standard plan is placed and you can change it whenever you want
If I can't make the payments, what should I do?
The first thing is to contact your loan servicer right away for help. Your administrator can offer you temporary or long-term options, such as changing payment plans, deferment, forbearance, or loan consolidation. Get details on what to do if you're having trouble making your payments.
can you give me details of REAP
Does it affect you that REAP is over?
We will find below what best suits your situation to know how this change affects you
cannot credit your REAP eligibility for your GI Bill Post-9/11 eligibility
If you applied for REAP benefits, but you didn t start school until after November 24, 2015
attended a school or training program on November 24, 2015, or during the last semester, quarter, or term ending before that date that you were able to do
You can keep using your REAP benefits until November 25 , 2019
How can I plan for disablity benefits
you may not think of as something that might actually happen to you but chances are probably greater than you  realize and should plan for
What information do you require to apply?
We ask for information about your medical condition , work , and education history to help us decide if you are disabled under our rules for disablitly and supplemental security income
How do you pay ofr disablitly benefits
We pay under two programs he Social Security disability insurance program our adult child also may qualify for benefits on your earnings record
What does the disablilty planner help find out?
How you can qualify and apply for benefits and what happens if your application is approved
Is there information for Attorneys and third parties?
Yes there are some things you should know if you are an Advocate , Attorney , or Third Party Representative
Yes I have an attorney helping me
Can SS provide valuable help to me?
Yes we can provide valuable help
What are the fees and taxes for passenger vehicles?
You can use tax charts to determine registration fee and county use tax.
Is this for original resgistration?
yes and you must pay fees for your plates and title.
What is a county use tax?
A ll residents of New York City must pay a vehicle use tax.
Do you live in New York City or outside of it?
I live outside of New York City.
Where can I see the tax chart for outside counties.
Ask the county where you reside.
Does this include Queens?
Yes vehicle use tax is $15 per year.
How doI apply for benefits?
If you need to report a death or apply for benefits , [6] call 1 - 800 - 772 - 1213 TTY 1 - 800 - 325 - 0778
No I do not
What if I cannot verify my info online?
we can still help you get the information you need
You generally will not need to file an application for survivors benefits
You generally will not need to file an application for survivors benefits   We 'll automatically change any monthly benefits you receive to survivors benefits after we receive the report of death
Please select the benefit you will be applying for from the list below to see what information and documents you may need when you apply
what if I do not have all the documents needed?
You would need to gather them as soon as possible
I just bought a car from a dealer, how do I go about transferring ownership?
I can help you with that, no problem!  [171] Most NY State automobile dealers send the application for a vehicle registration and title certificate to the DMV .s
Did you purchase a vehicle from the dealer?
yes I did.
I would be glad to show you how to file a complaint. learn how to file a complaint [ 7 ]  here.
Ok so i would need to bring proof to the DMV?
yes that is correct.
Will the dealer send the information I need to the DMV?
Thank you for your pateince while I researched the answer. Most NY State automobile dealers send the application for a vehicle registration and title certificate to the DMV
What would I do if the vehicle is a part of a living trust?
No problem.  complete Part II of form DTF-802 for a gift .
My dad has passed away and I am trying to transfer ownship of his vehicle, can you help?
My condolences. they must print the decedent s name in the Seller s Name Print in Full section on the back of the Title and sign their name in the Seller s Signature Section followed by the words as surviving Spouse
Can the owner and the settlor be the same person?
yes they can be.
I have several questions regarding the registration of voters, it'd be great if you could provide some answers.
Are you wondering if you're eligible to register to vote in New York State?
Yes. This is one of the things I've been wondering about.
Ah, great. Will I find voter registration requirements on that website too?
Yes, you'll find full voter registration requirements on the New York State Board of Elections website.
What will happen to my voter registration application?
And if I haven't heard from them after more than six weeks passed?
And what will DMV do with my data?
You authorize DMV to send the Board of Elections your digital signature we have on file from when DMV issued you your Driver License, Non Driver ID Card or Learner's Permit. Agreeing to the attestation is the legal equivalent of a handwritten signature.
I have been approved for disability payments but don't know when they will start can you please tell me when my first payment will be?
When was your application approved?
My application was approved on November 12th, 2019.
Did you receive notification of the approval?
No I did not received notification of this approval.
I submitted the application early in November and approval was to be emailed to me. My email address changed so that is why I did not receive the notification. When will my first payment be paid into my bank account?
I see your application was approved on November 12, 2019 so your first payment will be made after the sixth full month after your disability  began which would be May 12, 2020.
Is there any further help for low-income medicare beneficiaries?
Yes there is help for low-income medicare beneficiaries but only your state can decide if you qualify for this assistance.
Where can I find out if I qualify?
You can find this information on the Medicare's page. The information is given under the section "Who Can Get Medicare?" section of the Medicare booklet or you could visit Medicare.gov and find it there.
When I sign into the VA website, can I see any information about VA payments I have gotten?
Are you a military veteran?
Yes, of course. I just need more information about the payments I have already received.
Upon signing into the site, you will be able to see a history of payments for disability compensation, pension, and education benefits.
I just moved and need to change my address for payments. Can I do that on the site also?
Sure, just go to VA.gov, sign in, and go to your profile. When you change your information there, it will update it for all of the departments of the VA that may need your updated address.
I also recently had a baby. Is that information that they need in my profile?
Congratulations on the new addition to your family! You should update your profile with information on all dependents because it can affect the rate of your benefits.
The reason I was asking about payments is that I didn't receive my last disability payment and I should have already. I was wondering if it was already sent or if my moving affected it. Is there anyone I can call to find out where the payment is?
You should definitely call the Veterans Help Line to get that straightened out. If you haven't received the payment, call 800-227-1000. They are open from Monday through Friday, 8 a.m. to 9 p.m. ET.
Yeah, I will do that. They said I should get payment but do you know how long I was supposed to wait? I forget what they told me.
Your first payment should have gone out within 15 days of being approved. I hope you get it all straightened out very soon.
Hi, can you tell me how to estimate federal aid?
So far, it is not available to request the debt estimate.
For when would it be available to request the estimate?
What is the FAFSA4caster?
Do you have to understand all the FAFSA4caster options?
What types of questions can be seen on FAFSA4caster?
You can find financial and other questions that are used to estimate your eligibility.
What is the most accurate estimate?
It is vitally important to answer all FAFSA4caster questions.
What does FAFSA4caster consist of?
It is primarily a useful tool for anyone who is not yet ready to submit a FAFSA form.
what should I do if I'm in default on your federal student loan?
Don't get discouraged. You have multiple options to get out of default.
Are you in default?
Right now no, but I could be soon.
Had the U.S. Department of Education ED stop collection activity during the COVID-19 national emergency?
Yes, the U.S. Department of Education ED has stopped collection activity on defaulted federally owned student loans and/or grant overpayments. In addition, interest is temporarily set at 0 % on defaulted federally owned student aid debt.
What happens if I choose to make three payments on the defaulted loan before you consolidate it?
choose to make three payments on the defaulted loan before you consolidate it.
What is the rehabilitation of the loan?
There are different programs for this. William D. Ford Federal Direct Loan (Direct Loan) Program and Federal Family Education Loan (FFEL) Program
How much can I pay to consolidate my loan?
the required payment amount will be determined by your loan holder , but can not be more than what is reasonable and affordable based on your total financial circumstances
hi could you help me get information about VA education benefits for survivors and dependents
clear you must first find out if you are eligible for VA education benefits for dependents and survivors, also called Chapter 35 benefits
Are you a dependent spouse or child, or the surviving spouse or child of a veteran?
if I am the spouse of a veteran
If that's the case, you may qualify for Chapter 35 benefits or job training through a GI Bill program.
What happens if for some reason I am a dependent who does not meet the criteria that you establish?
You can still qualify for VA education benefits if the veteran or service member transferred some or all of their post-9/11 GI Bill rights to you while they were on active duty.
Am I eligible to receive educational benefits?
You may qualify for VA education benefits under Chapter 35 benefits because you are the spouse of a service member
do you meet the requirements?
To get the benefits you will have to explain the following. Apply for VA education benefits Chapter 35 benefits.
Excuse me, can you repeat me in which chapter is the VA education benefits?
what can you tell me about Agent Orange exposure in Vietnam or Korea?
You are not able to get disability benefits
Do you have a list of diseases related to Agent Orange?
YesReview our list of diseases related to Agent Orange:[43] Served aboard a vessel operating not more than 12 nautical miles seaward from the demarcation line of the waters of Vietnam and Cambodia as detailed in Public Law 116 - 23 , the Blue Water Navy Vietnam Veterans Act of 2019 ,s [44] or   [45] Were exposed to herbicides in a location other than Vietnam or the Korean Demilitarized Zones   [46] Find out how to file a claim for disability compensations
What if I served in or near the Korean Demilitarized Zone DMZ during the Vietnam Era?
how to file the claim?
What type of loans does the U.S. Department of Education offer students?
The U.S. Department of Education offers low-interest loans to eligible students. Students may be eligible to receive subsidized and unsubsidized loans based on their financial need.
Are interest rates on loans fixed for the life of the loan?
Some are. You can find out how interest is calculated on the website.
What are the requirements to be eligible for a Direct Subsidized Loan?
You must be enrolled at least half-time at a school that participates in the Direct Loan Program. You must also be enrolled in a program that leads to a degree or certificate awarded by the school. Direct Subsidized Loans are available only to undergraduate students who need financial aid.
Is there something else that I need to do in order to receive my loan?
If your financial aid package includes a federal student loan your school or college will tell you haw to accept the loan.
Thank you I will contact my college.
Yes that is the best thing to do.
I am an undergraduate student, does this allow me to apply for a Direct Subsidized Loan?
Yes as an undergraduate you can apply for either a Direct Subsidized Loan or a Direct Unsubsidized Loan.
I have questions about your security.
Are you trying the online verification process?
Yes, I don't understand it.
Okay.  The process is there to make sure your information in protected.
Isn't important to you that we protect your information?
Yes, I need to know my info is safe.
We have a new process to verify your identity.
What if I don't want an online account?
Are you unable to create an online account?
That's fine, you can still come into the office to create an account.
What do I have to do in the new process?
You just need to make a username and password.
I need to know what kind of fees I'm going to have to pay when I register.
Is this the first time you've registered your vehicle?
Yes, it's a new car.
First time registrations need to pay the registration and vehicle plate fees.
Can I get an estimate of how much it will cost?
Yes, you can estimate the fees online.
Do trailer fees work the same way?
No, but there is an online estimator for trailers as well.
What about boat registration?
Boats are like trailers and use their own estimate calculator.
Can I estimate the registration taxes online?
Yes, you can estimate the taxes and fees online.
Do I have to pay the plate fees again if I transfer them to a different vehicle?
No, you won't have to pay plate fees again.
Is there a fee for the plates for my car?
Yes, there is a vehicle plate fee as well as a registration fee.
Hello, what types of advice do you give?
Among several options we have the entrance Counseling.
Can you inform what the entrance counseling consists of?
It consists mainly of financial awareness counseling.
What does this procedure consist of?
Sure, it's meant to provide tools and information to help you understand your financial aid.
Can you tell me what is PLUS Credit Counseling?
This is important if you have been informed by the US Department of Education that you have an adverse credit history.
Is admission advice recommended before asking for help?
Exactly, it is important for your first subsidized direct loan, or unsubsidized direct loan as a college student.
When can you ask for advice?
Can you complete the assessment at any time?
Hello. I've been receiving veteran benefits since some time ago, but i've been a little messy with my transactions. Is there a way to know about my doings?
You don't need to worry there. You can go online to get your benefits history.
That would imply for me to register on an online portal, right?
That would be correct. Are you comfortable with that, in order to check your history?
But, then again, i suppose it's the only way to check that out. What would i need in any case?
You'll need a Premium DS Logon account, because your current credential MyVetHealth or ID won't work here. Once you get into eBenefits, you'll need to upgrade your account to Premium.
O.k, i suppose i could give it a try. Is there a possibility to increase my benefits?
You can do that by filing a claim for a VA disability increase.
O.k, thanks. Oh i almost forgot. If i need to change something in this online thing, Do I need to go again online to do that?
Correct. That would be the most effective and fastest way, but you can also contact your nearest veterans regional benefit or eligibility office, to make those changes.
I have questions about using Aidan.
I can help you with that. Aidan is a virtual assistant that can answer common questions about federal student aid.
Are you aware of the different tasks that Aidan provides?
How secure is using Aidan?
Very secure. The Federal Student Aid handles and stores your data taken from interactions with Aidan.
What languages does Aidan speak?
English is currently the only language Aidan can speak.
Will my information be shared with third parties?
No. The Federal Student Aid will never share your information with third parties.
How advanced is Aidan?
Right now, Aidan is still in the early stages of development beta mode, but it continues to learn and acquire new skills.
Can you help me with when my benefits will start?
Is your application is approved yet?
Yes, my application has been approved.
Then, your first Social Security benefit will be paid the sixth full month after the date we find that your disability began.
so for example my disability began on June 15, 2018 then when would my benefit begin?
Your first benefit would be paid for the month of December 2018, which would be six full month of disability.
How do I find out more information about the program?
You can go to the Medicare's webpage.
What are other payments that could affect my disability benefits?
If you receive other government benefits, such as workers' compensation, public disability benefits, or pension based on work not covered by Social Security.
Will my payments be reduced or not get at all if I get workers' compensation?
I do not all ready have an estimate about how much I will receive, how do I figure this out?
You can get it online with your personal my Social Security account or use our Benefits Calculator.
What is a loan for college?
We have a link you can follow.
do you need to know what to do when you receive a student loan?
Yes, I would like to know what to do about receiving a student loan.
With a student loan you are borrowing money to attend a college and you will have to repay the loan plus the accrued interest.
What is financial aid officially?
Financial Aid is money that helps you pay for college and they include grants, work-study, loans, and scholarships to help make attending college affordable.
Is there an accessible versiion wmv for FSA video?
Yes, you can access a wmv version.
Where do scholarships come from?
Many nonprofit and private organizations offer scholarships to help students pay for college and it is free money which can be based on academic merit, talent, or a particular area of study.
Is it important to know about my repayment options?
Yes, you should understand your repayment options so you can be successful in repaying your loan.
Hello there. I would like to know about possible housing grants for veterans, please?
Hi, no problem. We offer housing grants for veterans and service members with certain service-connected disabilities so they can buy or change a home to meet their needs and live more independently.
Can i get some benefit if i'm FY 2019?
Sure. You may be able to get up to 3 grants for a total of up to $17,130 trough the SHA grant program.
What kind of service-connected disabilities can help me qualify for a SAH benefit?
Well, in that regard, you would have the following: The loss or loss of use of more than one limb; or the loss or loss of use of a lower leg along the residuals lasting effects of an organic natural disease or injury.
ok, good to know that. Now, what happens if i need money to make changes to a family member's home that i'm living in for a small period of time?
Don't worry, you may be able to get a Temporary Residence Adaptation grant if you meet certain requirements.
All right. And lets say i'm already building my permanent home, Can I get a specially adapted housing?
Yes, you can. If you're under that condition, and meet the requirements, you can get that grant.
Umm, o.k. I suppose those must be true on my part, isn't?
That's correct. May i ask if you own your home?
No, i don't.
Then you can get that benefit.
Hello, what can you tell me about teacher loan forgiveness?
If you are performing teaching service that would qualify you for teacher loan forgiveness.
Great. What is the duration of mandatory forbearances?
Mandatory forbearances may be granted for no more than 12 months at a time.
Are you continuing to meet the eligibility requirements for the forbearance when your current forbearance period expires?
Then you may request another mandatory forbearance.
And how do I request such a forbearance?
Most types of forbearance are not automatic you need to submit a request to your student loan servicer, often using a form. For some types of forbearance, you must provide your student loan servicer with documentation to show that you meet the eligibility requirements for the forbearance you are requesting.
What if I stopped paying when my forbearance is not approved?
Then your loan will become delinquent and you may go into default.
Are there any alternatives to this?
Yes, you may consider income-driven repayment.
Is there a time I would be eligible for discharge of my federal student loan?
Yes, you can learn about eligibility requirements of a discharge and how to apply.
What is the discharge criteria?
Do you have William D. Ford Federal Direct Loan, Federal Family Education Loan, or Federal Perkins Loans?
Were you on an approved leave of abscence when your school closed?
No, I wasn't on an approved leave of abscence.
No, my school did not close.
Then you are not eligible for a 100% discharge of your Federal Loans.
What is the criteria of a discharge then?
When will I be able to get a discharge for a closed school?.
There are certain requirements you have to meet and you must apply for the discharge.
I need to know about Veterans Group Life Insurance (VGLI)
With Veterans Group Life Insurance VGLI ,s [3] you may be able to keep your life insurance coverage after you leave the military for as long as you continue to pay the premiums .s   [4] Find out if you qualify for VGLI and how to manage your coverage .
You:Had SGLI while you were in the military and you re within 1 year and 120 days of being released from an active - duty period of 31 or more days?
You are not able to get VGLI
I want to get a better understanding on co-signing for an IDR
A co-signer is the spouse of an applicant who initiated an Income-Driven Repayment Plan Request
Are you a co-signer on an IDR plan?
no, but I might be
what will I need if I'm ready to co-sign?
If the IDR applicant completed an Income-Driven Repayment Plan Request that was not part of a Direct Consolidation Loan Application, he or she will click on "Income-Driven Repayment Plan Requests" under "My Loan Documents" to locate and provide you with the Reference Number you need.
what if it is a direct consolidation loan?
If the applicant  completed an Income-Driven Repayment Plan Request as part of a Direct Consolidation Loan Application, he or she will click on "Direct Consolidation Loan Applications" under "My Loan Documents" to locate and provide you with the Co-sign Code you need.
and it is the same place to sign in for both?
Yes, you log in to the Co-sign Income-Driven Repayment IDR Plan Request
can either one of us do it?
The spouse of an applicant who initiated an Income-Driven Repayment Plan Request should be the one to complete it.
Hey, good evening. Can you talk me about the process behind a complaint against a inspection station?
No, thankfully no.
Are you asking about this because you have a unresolved complaint then?
No, i'm not asking for that neither.
You know, it doesn't matter. Look, please clarify me something. Lets say there's a process and i get some penalties from the judge. What should i do there then?
Most important thing there is that your actions have to be aimed to not lose your operating privileges. So, best advice is to pay any fines and penalties imposed by a judge. In any case, you get a notification letter from DMV shortly after the process.
And it happens similarly when it is about a unresolved complaint?
Not quite. In that scenario, your case would be sent to an Automotive Facilities Inspector for a formal investigation. When that happens, is advisable to cooperate fully with DMV's inquiries.
I guess there could be a chance to just pay up and be free of furhter process, isn't?
Well, yes. You can get the chance to admit your charges and then pay a specified monetary amount. If the waiver is accepted, then no hearing is required.
I want to apply for my retirement benefits and need a little extra help
The easiest and quickest way would be to apply online
but you can also call. Will you be needing the number for people that are deaf or hard of hearing?
You can call us at TTY 1-800-325-0778.
thanks, does Social Security do direct deposit if I get benefits?
Yes, bring your bank information so you can sign up for Direct Deposit .If you do not have a bank account you can sign up for the Direct Express card program .
are there other legit places where I can get retirement benefits help?
Yes,  the Benefit Eligibility Screening Tool BEST ,can help identify other Social Security programs for which you may be eligible . there is The Employee Benefit Research Institute. Also the Ballpark E$timator, this calculator helps you get a basic idea of how much you need to save before you retire .
anything for help with pensions you don't have anymore and retirement?
If your pension plan was terminated, you may be able to use the PBGC's Find an Unclaimed Pension tool to find out if you have unclaimed benefits.
and what should I have with me when I apply for retirement benefits?
You need to supply the information we need to approve your application for benefits. You will need Form SSA-1 Information so we can help you
What do my documents need to reflect in order to get a replacement social security card?
Your documents need to reflect your proof of citizenship.
Have you already established proof of your citizenship with us?
Yes, I have already confirmed this.
We would need to see proof of U.S. citizenship such as a U.S. birth certificate or a U.S. passport.
Do the documents have to be current?
Yes, in order for us to accept the documentation it must be current and not expired.
What forms of proof can I use to verify my identity?
You may use a U.S. driver's license, a U.S. passport, or a state issued ID card.
What happens if I don't have any of these forms of identification?
If you don't possess any of these id's, we will ask to see other documents that are current and that can verify your name, date of birth, and preferably a recent photo.
Can I turn in copies of the documents?
No, we must have the original documents. We cannot accept photocopies or notarized copies.
Hello, I would like to know what happens if I receive a traffic ticket in another state?
was the violation carried out in motion?
Your New York State driver's license will be suspended if you do not respond to a ticket for a traffic violation in any state except Alaska, California, Michigan, Montana, Oregon, or Wisconsin. Your license will remain suspended until you respond to the ticket.
Does the New York State DMV record convictions out of state?
The New York State DMV does not record out-of-state convictions for traffic violations by New York State noncommercial licensed drivers, except for traffic offenses committed in the provinces of Ontario and Quebec in Canada.
What happens if the offender is under 21 years old?
If you are under the age of 21 when you commit an out-of-state alcohol or drug related driving violation and are convicted of the violation, your New York State driver's license will be revoked for at least one year
What if you have a previous alcohol or drug related driving conviction?
Your license will be revoked for at least one year or until the age of 21, whichever is longer.
And what happens to the license when there are convictions for criminal negligence, murder or assault?
The New York State DMV records out-of-state convictions of any New York driver for criminal negligence, manslaughter, or battery, resulting from the operation of a motor vehicle and resulting in death. As a result of any of these convictions, your New York State driver's license will be revoked.
What benefits can I apply for online?
Do you meet criteria to apply for retirement, disability benefits or just medicare online?
Yes, I meet the criteria to apply for benefits online.
You can then complete your application online and you will have to agree to our terms of service agreement and create a log in to your personal account.
What are survivor benefits?
You can use our survivors planners to learn how your family members will be protected.
Why do I need to use the planners?
The planners will help you better understand your Social Security protection as you plan for the future.  Use the benefit calculator to get estimates of benefits.
How will i receive information?
You will receive certain information on how to contact us by pone or to schedule an appointment.
What happens if not able to process my request?
You will then receive information on how to contact us by phone or make an appointment.
How do I find out how much I might get for survivors or disability benefits?
You can use one of our benefit calculators for future retirement, disability, and survivors benefits.
Hey there. I need some information about convictions for assault and how they affect my license.
Of course. The New York State DMV records the out-of-state convictions of any New York driver for criminal negligence, homicide, or assault, which arise out of the operation of a motor vehicle and which results in death.
Do you want to know what this means for your license?
No, I can imagine. I'm afraid I'll lose my license, especially since I depend on it.
I had problems with alcohol and driving before, does this mean my license is gone?
Yes, your license will be revoked for at least one year or until the age of 21, whichever is longer.
Wonderful, FML. What if I fail to answer a moving violation in NY?
Drivers from any state, except those from the six states listed above, will have their driver licenses suspended in their own state for failure to answer a moving violation in New York State.
Well, for how long will my license be suspended? I don't know why I am even asking, my license is going to be revoked anyway.
Your NY State Driver License will be suspended if you fail to answer a ticket for a moving violation in any state except Alaska, California, Michigan, Montana, Oregon or Wisconsin. Your license will remain suspended until you answer the ticket.
But wait, what if all this happened OUTSIDE of NY?
he New York State DMV does not record out-of-state convictions of moving traffic violations of New York State non-commercial licensed drivers, except for traffic offenses committed in the provinces of Ontario and Quebec in Canada.
help me with insurance claims
Is this about a VA decision review? if it is than please Mark your calendar because you have 1 year from the date on your decision to request a decision review .
that is what I am here for
Okay, it's important that you know that you have 1 year from the date on your decision to request a decision review .
noted, now what if I have evidence that I want to submit after the Board's decision?
If you disagree with the Board's decision and have new and relevant evidence that supports your case you can file a Supplemental Claim .You can also appeal to the U.S. Court of Appeals for Veterans Claims .
ok, what if I want to have a senior reviewer look at my case. can you give me some info on that ?
With a senior reviewer you are asking for another review of the same evidence . A senior reviewer will take another look at your case and determine whether the decision can be changed based on a difference of opinion or an error . You can learn how to request a Higher - Level Review from a senior reviewer.
Is one of my options going to court?
Yes, you also have the option to bring an action in a United States district court . You have 6 years to bring such an action after accrual of the right for which the claim is made . You may want to speak with an attorney about this option .
can I ask about filing a supplemental claim?
When you choose to file a Supplemental Claim you are adding new evidence that supports your case or identifying evidence for review .A reviewer will determine whether the new evidence changes the decision .
I need some graduated license law info for a driver younger than 18 with a learners permit
In addition to the learner permit restrictions that apply to everyone, the Graduated License Law places restrictions on drivers under 18 years of age who have a junior learner permit or junior driver license (Class DJ, MJ or DJMJ).
Did you need information on what happens if you don't comply with theses restrictions?
Your junior learner permit or junior driver license could be suspended or revoked for 60 days if you don't comply with the restrictions.
Can I use my Pennsylvania learner permit to drive in New York?
Yes, but you must obey any restrictions imposed by the state that issued your permit and any New York State rules in place.
what are some of the restrictions in NY?
The restrictions depend on whether you have a junior learner permit or a junior driver license, and where and when you will be driving in New York State
Would you like more information on the regions that will affect your driving restrictions?
yes, I'm in Buffalo is that part of anything?
Your driving privileges will depend on what was set for Upstate New York which is defined as any county north of the NYC border
how do I change my jr license to a senior license?