elplaguister/DTS_line_datasets huggingface dataset:
You must pay a vehicle use tax when you register a commercial vehicle or renew a commercial vehicle registration if you are residents of New York City. The DMV is responsible for collecting all taxes in the city and its counties.
How can I know the fee I must pay?
Add 3.25% to the fee listed in the chart and change the result to the nearest $0.25.
hi i need help about Increasing disability rating by time in a hospital
Did you spend time in a VA hospital or VA-approved hospital for a military service-related disability called a service-related disability?
You can get additional disability compensation or benefits with a 100% temporary disability rating for the time you spent in the hospital. Find out if you can get this benefit.
Can I get VA disability benefits?
You may be able to get disability benefits if one of the following situations describes your experience
What would be the situations?
they have to be situations that describe their experience
You may be able to get disability benefits if one of the following situations describes your experience.
What requirements do I need to meet?
Spent more than 21 days in a VA hospital or other approved hospital for a service related disability?
Can you tell me what happened to the veteran who had a service related disability rating of 40% but in hospitalization his rating went up to 100%, what happened next?
After leaving the hospital, her disability rate returned to 40%
I'm looking to register my snowmobile and need some help with understand what a NYSSA Snowmobile Club voucher ID number is.
Are you a current member of the NYSSA snowmobile club?
Do you have a current NYSSA voucher?
Great. You can enter the voucher ID number in the box provided on your registration form.
How do I find more information on this topic?
You can get more information on our website under Registration.
I don't think I have the required identification documents that I need. What do I do?
You will have to provide other kinds of proof.
How do I find the operating hours at my local DMV office?
You can find that information on the DMV website.
I was wondering how the disability ratings are determined. Can you explain this to me?
Gladly. Do you have more than one disability?
Anyway, can you tell me what that rating is based on please?
Of course. We base your rating on the evidence you give us like a doctor's report or medical test results and the results of your VA claim exam also called a compensation and pension, or C&P, exam, if we determine you need this exam.
What if I had more than 2 disabilities?
If you have more than 2 disabilities, we repeat the process for each additional disability.
I see. What about 3 disabilities?
If we added a third disability rated at 10 % disabling to our original example, we would take your combined value of 65 and look for that number in the left column of the combined ratings table. We would then look for 10 in the top row and find the number where the left column and top row meet.
That sounds complicated. What would my combined disability rating be, for example, if I had  2 disabilities?
If you had 2 disabilities, your combined disability rating would be 19 %.
Hi, how you doing. Look, i'm looking for information about what original documents do i need related to replacing a SSN card for a child, please?
Yes, no problem. The documents you need will serve to prove child's U.S citizenship. There is only certain documents that we can accept in that regard.
Have you already established the child's U.S citizenship with us?
No, i hadn't do that.
That got me thinking. Please, that card can be replaced, isn't?
Sure, sure. The child's SSN card can be replaced free of charge in case is lost or stolen. you should know that you have a limit for that operation, up to 3 times in a year and up to 10 times during your lifetime.
Oh, i didn't knew that. Look, can i present copies of the documents?
That's not possible, sorry. Those documents you should present, must be original or if they are copies, must be certified by that agency that issued them. We won't accept notarized copies, either. Of course, these documents mus be current and not expired.
Uh, mus take that into account. And, in any case, i could present other documents to you?
It is possible, yes. Any document presented must show your name, date of birth or age, and a recent photograph. This document could be, for example, a employee identification card.
Oh, oh, another question please. Could you tell me with what purposes you use a document?
Well, that would depend on the document presented, but for example we could use your U.S passport as proof of both citizenship and identity.
Ok. um, lets say i don't have a document available to present, do i have any options regarding that?
Yes, you have an option. We may accept some other document, such as a state issued non driver identification card or, in case your child is adopted, a adoption decree.
All right. Please, you told me before that i was limited in times i could replce the SSN card, didn't you?
That's correct. You only can go through replacement process 3 times in a year and up to 10 times in your whole life, so better take good care of that card.
I need help with my dads funeral
We can help you find out how to make burial plans for your father
how do I schedule the burial?
Do you have a pre-need decision letter that confirms eligibility?
Will you be getting a pre-need decision letter before the burial?
would the letter have let us know where we can do the burial and such?
the pre-need decision letter doesn’t identify a specific cemetery, since it is not possible to reserve these in advance.
how do we plan the funeral if we can get a letter of decision?
You may want to choose a funeral director to help you plan the burial. Then either you or the funeral director can call the National Cemetery Scheduling Office at 800 - 535 - 1117 to request a burial
What Social Security benefits will my divorced husband receive in the event that I die?
Do you have a divorced spouse?
Yes, my ex-husband.
In the event that you pass away, your ex-husband could get the same amount of benefits as your widower. This only applies if your marriage lasted 10 years or more.
What if my ex-husband receives more in Social Security than my widower?
In this case, he would receive a combination of benefits that equal the amount.
What if my ex-husband is entitled to his own retirement benefits?
He can then switch to his own retirement benefit.
If my widower is receiving benefits from me, what happens when he reaches retirement age?
Once he reaches retirement, he can switch to his benefits at an unreduced rate.
What happens to their benefits if my widower or ex-husband remarries?
If they remarry before the age of 60 or age 50, if disabled, he/she is not entitled to surviving spouse benefits while they are married.
How much would my family receive after my passing?
This would depend on your average lifetime earnings.
Hi, i need information about VA disability compensation for PTSD
Posttraumatic stress can happen after someone goes through a traumatic event such as combat , an assault , or a disaster .
How do I talk to someone right now?
Call 911 or Go to the nearest emergency room .
yes because I have stress reactions for a trauma
you may have posttraumatic stress disorder PTSD .
Can I get disability benefits from VA?
The stressor happened during your service.
just that requirement?
also You can t function as well as you once could because of your symptoms
nothing more?
and A doctor has diagnosed you with PTSD.
only these three have to be true to qualify
You may be able to get disability benefits if you meet all of the requirements listed
ok it is clear
OK . remember You may be able to get disability benefits if you have symptoms related to a traumatic event the stressor or your experience with the stressor is related to the PTSD symptoms
How do I know my driving record shows my PIRP course completion?
Do you need to verify that your course completion is on your DMV record?
You can request a copy of your driving record
Will my point reduction effect my record?
If your license has already been revoked or suspended the point reduction will not affect that action
What is a points reduction?
" Point reduction " means the number of points on your driving record used to calculate the number of total points received within 18 months will be reduced by 4 points and may help you avoid a suspension
How long will it take for the DMV to be notified?
The PIRP course sponsor will notify the DMV within 10 weeks after you complete the course. DMV will then reduce the active points on your driving record by up to 4 points
Will this course affect my points on the driver responsibility assessment?
Completion of a course under the Point & Insurance Reduction Program also can not prevent or reduce the calculation of points affecting a Driver Responsibility Assessment
How low can point reduction go?
Point reduction can not reduce your point total lower than zero
If I want to make a Student Loan Payment, how do I go about this?
This is a very simple process that can be done at any time. You should start by consulting your federal loan servicer
Are you fully aware of where to send your student loan payments?
Yes, I'm fairly sure, thanks
Just to let you know, all the billing aspects of your student loan are looked after by your student loan servicer. Your servicer will help you if you assistance in making any payments
How do I make a payment to a Direct Loan?
Yes there is, you will receive a 0.25% interest rate deduction if you set up an automatic direct debit to your Direct Loan
Is there a way to make a payment to a Great Lakes or Nelnet Loan without going through the FSA website?
It could happen that we cannot accept a payment to this loan due to your account status. If you'd prefer, you can always make a payment on your servicer's website, all you need to do is log in to your Great Lakes or Nelnet account online
Are there any bonuses available to me if I set up regular payments to my Direct Loan?
Yes, a bonus is available, please consult the website to find out more
How do I make a payment to Other Loan Servicers?
You will need to contact your Loan Servicer, a detailed list of which can be found on this website
If someone retires early can they get benefits?
You can retire at any time between age 62 and full retirement age
If I start benefits early what happens?
if you start benefits early , your benefits are reduced a fraction of a percent for each month before your full retirement age .
There are pros and cons of that
what is a pro of it
The advantage is that you collect benefits for a longer period of time
can I get them early?
No matter what your full retirement age also called " normal retirement age " is you may start receiving benefits as early as age 62 or as late as age 70
What if  I delay it?
What does it mean to make a student loan payment?
It's easy to pay off your student loan at any time. Start by working with your federal loan servicer.
Do you know where to send payments?
thanks but the question doesn't apply to me
What is important to keep in mind when I find my loan manager's contact information?
Never miss a payment. Sign up for automatic debit through your federal loan manager so that your payments are automatically taken from your bank account
By what method can I make the payment?
Make a payment to Great Lakes or Nelnet
and Where to send the payments?
Your student loan manager handles all the bills related to your student loan. Your administrator can work with you if you need help making a payment
How do I make a payment to other lenders?
Find your loan manager's contact information and If you have direct loans, get an interest rate deduction of 0.25% while participating in automatic debit.
I want to know how to get a Social Security card. What documents do I need?
Do I have to give proofs of working?
Yes, we need to see evidence of your current employment status. You should ask your employer to write a letter and to sign and date it. Or you could use a recent pay slip.
In case I change my name, should I use an ID with my current name or my old ID to you guys?
If the ID with the current name is not enough to identify you on our records then you have to provide your previous ID with your previous name as shown in our records?
What information should be included in my employer's letter?
The letter must describe your current job, employment start date, your working hours and your supervisor's name and phone number.
can you tell me now about F-1 students authorized to work in curricular practical training?
Sure. They must provide their Form I-20 with the employment page completed and signed by your school official.
I need information on VA disability compensation for PTSD.
Posttraumatic stress can happen after someone goes through a traumatic event such as combat , an assault , or a disaster . Most people have some stress reactions following trauma . But if the reactions don t go away over time or they disrupt your life , you may have posttraumatic stress disorder PTSD
Can I get VA disability benefits for PTSD?
You may be able to get disability benefits if you have symptoms related to a traumatic event the stressor or your experience with the stressor is related to the PTSD symptoms
Are there requirements I must meet?
The stressor happened during your service ,and You can t function as well as you once could because of your symptoms ,  and A doctor has diagnosed you with PTSD
I don't meet all the requirements.
Unfortunately you must meet all the requirements.
What if I need to talk to someone right now because of my symptoms?
Do I have to file a claim?
You ll need to file a claim for disability compensation .   you ll also need to fill out one of these additional forms :   A Statement in Support of Claim for Service Connection for Post - Traumatic Stress Disorder VA Form 21 - 0781 .
Hello, I would like to know More information about the VA medical care application
Do you want to update your personal information?
To update your personal, insurance or financial information from a previous application, complete a VA Form 10 - 10EZR Health Benefits Update Form.
and what services do they provide?
If you need community care in a nursing home, home care, adult day care, geriatric evaluation, or respite care, you may need to complete a Request for VA Extended Care Services Form 10 - 10EC.
And what document should I download for the application?
Must Download VA Form 10 - 10CG PDF
And where should I go if I want to fill out the application personally?
To fill out your application in person, survey the nearest Veterans Medical Center in this league: Find the Veterans Center or Clinic closest to you OR you can help through your state's Department of Veterans.
What other application should I download?
Fill out the application for Health Benefits Form 10 - 10EZ. Obtaining VA Form 10 - 10EZ You or someone with legal power to represent you must sign the form, and include the date it was signed....
Call our toll free hotline at 877 - 222 - 8387, Monday through Friday, s [26] 8:00 am to 8:00 pm
Does everyone in my family get the benefits?
certain members of your family may also qualify for benefits on your record
oh ok there is  no one else besides me and my boyfriend but thank you
Do benefits for you child ever stop?
18 or older and have a disability that started before age 22
What proof will you ask for?
we may also ask for proof of marriage and dates of prior marriages , if applicable
IS there a family limit?
If the sum of the benefits payable on your account is greater than the family limit ,  the benefits to the family members will be reduced proportionately .s   Your benefit will not be affected
Will my children get benefits?
When you qualify for Social Security disability benefits , your children may also qualify to receive benefits on your record
I need help regarding my retirement benefits.
Do you need help with applying for retirement benefits?
Social Security offers an online retirement application that you can complete in as little as 15 minutes. It's very easy.
Do you prefer to complete your application in a language other than English?
No, English is fine for me. Thanks.
Well, the online application will give you the option to schedule an appointment to apply for benefits in your preferred language. It is currently only available in English.
Do you have more information about Medicare?
If you want to know more about Medicare, visit the Medicare page to find out.
Is there anything else I should know before applying?
Before you apply for retirement benefits, there are certain Social Security "basics" you should know about. For example regarding your full retirement age.
Can I use special characters when answering some of the questions?
Unfortunately, you may not be able to use periods, commas, and other special characters when you answer some of the questions.
What if I want to apply for benefits at a later time?
You may do that, but you will not be able to check the status of your application until one month before you start receiving benefits .
I want to make some modifications to my vehicle, but I'm worried that I might change its class. Care to elaborate a bit about such modifications and how they affect the class rating?
Of course. Are you planning to modify a car?
Yes, I wanted to modify my car.
You can register a car in the 'commercial'  class if all the seats behind the driver are removed. Instead of the seats, you must install a permanent box or permanent rack to carry cargo.
Alright. And if I remove the speed governor of my moped?
Then you must notify DMV and register the moped or motorcycle in the appropriate class.
I love to tinker on all kinds of vehicles, I'm an auto-mechanic. So which modifications would change a registration from commercial to passenger class?
Are you planning to modify a pick-up truck?
No, unfortunately I don't have a pick-up to modify.
Are you planning to modify a van?
Yes! That would be my next modification project.
You can register it in the 'passenger' class if the van has at least one side window behind the driver, and at least one seat or set of seat fittings that is installed behind the driver.
yes. some picture plates can be personalized for an additional fee in addition to your picture and regular registration fee
for personalized plate availability and pricing for the picture plate you are interested in. does this apply to you?
where can i see them?
your requested plate combination is subject to review. the dmv is not required to issue your requested plate
can i use personalized plates on any kind of vehicle?
you can use personalized plates on passenger vehicles, commercial vehicles, motorcycles and trailers.
can i use a combination?
you can use personalized plates on passenger vehicles
what plate combinations are restricted?
personalized plates that give the appearance of an offical plate, combinations that are considere obscene, combinations that do not have one letter
initial cost = $35.00, annual fee = $18.75
what are personalized plates?
personalized plates are standard series plates that have a combination of numbers and letters that you select
what if I retire early?
Did you want to start benefits early?
what are the pros?
The advantage is that you collect benefits for a longer period of time . The disadvantage is your benefit is reduced .
when can I retire?
what is normal retirement age?
Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits . No matter what your full retirement age also called " normal retirement age
what are the pros again?
There are advantages and disadvantages to taking your benefit before your full retirement age
I need tutorial assistance information.
ARe you using VA educational assistance?
No I don't think so
So would I be eligible for this benefit?
You can get this benefit if you re using VA educational assistance and you meet all of the requirements
What requirements must I meet?
ARe you enrolled in an educational program for half-time or more?
ARe you taking a course that is difficult?
No not really difficult.
Unfortunately you would not qualify based on the information you have provided.
Hi, I am trying to figure out how to get a Social Security card corrected.
No problem, are you a U.S. born adult that changed your name because of marriage, divorce, court order, or other reasons?
Yes, I got married.
Congratulations on your marriage! You will need to tell Social Security to get a corrected card.
What happens if I didn't tell you of my name change?
If you didn't tell us, it may prevent your wages from being posted and may cause delays when filing your taxes.
I better get on it then. What documents do I need?
We will ask to see some documents, that must not be expired and must show your name, date of birth and a recent photograph. Like an employee identification card.
What about a US driver's license or a state identification card?
Yes, those work fine.
Will I also need proof of name change? Like a marriage document.
Yes, that is great.
Hello; I understand you'rte asking about personalised plates?
I'd want to know if (xxxx) is available.
And however much that would cost.
It is available and would cost $60 to begin with.
What other options do I have with tthose plates?
We don't have to issue it, but it is treated as a request.
Can I use them on anything?
Yes, as long as it is registered to the vehicle.
How many characters cna I use?
Up to 8.
I'd like to know if (xxxxxxxx) is available.
Yes, it is. Although while it is available, it is still pending approval.
Is there any way for me to check to see how my disability hearing is going?
Whether you applied online , by phone , or in an office , all you have to do to check is log on to your my Social Security account. A my Social Security account an easy , convenient , and secure way to do business with us .
no I don't...I think
I won't need it now, can I ask something else? If I get denied and I want a review, what does the Appeals Council do?
The Appeals Council looks at all requests for review but it may deny a request if it believes the hearing decision was supported and in accordance with social security law and regulations .
so if they say no to me then I'm out of luck?
If you disagree with the Appeals Council 's decision , or if the Appeals Council decides not to review your case you can file a civil suit in a federal district court .This is the last level of the appeals process.  This process is not available online .
and if I'm denied benefits I can appeal to the Council when I want?
You may request an appeal and you have 60 days after you receive the notice of our decision to ask for any type of appeal
and what happens if the Appeal's Council does look at my case?
The Appeals Council will either decide your case itself or return it to an administrative law judge for further review
Hello , i need information about benefit calculations under GPO, please?
Would you iclude your spouse or widow in the calculation?
No i wouldn't.
Lets say i take my spouse in account, what woud i need?
Well, you'll need two things
And what about
In that case
You can call to our toll free number
Now, if
For that, you'll have to take your estimated gross monthly amount of the government pension in today's dollars that you'll receive and put it on "Calculate your benefits" space. plus, use your most recent estimate to determine your estimated retirement benefit based on your own earnings.
I would like to apply for retirement benefits but am having trouble completing the application online, it keep timing out. How long do I have to work on each page before it times out?
Yes pages do time out. This is done for security reasons. After you have been in a page for 25 minutes and not been active on the page you will receive a warning that the page is about to time out, however, you will be able to extend your time on the page. After the third warning on a page you will  have to move to another page.
If the page times out after the third warning will the information that I have entered be saved or will I have to start all over again?
Thank you. Will I be able to start a new session and complete the information if it has not been saved?
You will be able to start using the Retirement Estimator again. You will,  however, have to check if you are eligible to use the Retirement Estimator.
What are the requirement and how does the Retirement Estimator work?
You must remember that the Retirement Estimator cannot provide your actual benefit amount until you have applied for benefits. The amount may differ from the estimates provide as you earnings may increase or decrease in the future.
What is the time limit for staying on each page?
There are time limits but you will receive a warning after 25 minutes without doing anything and you will be given the option to extend your time on the page.
Who is eligible to  use the estimator?
You can use the estimator is you have enough Social Security credits at the time to quality for benefits.
Is it possible to estimate my retirement benefits with the estimator?
If benefit amount is just an estimate as your earnings may increase or decrease in the future so this is obviously just an estimate.
What are acceptable proofs of ownership for purchase of an ATV from an out-of-state ATV dealer?
Have you purchased the vehicle from a dealer in another state?
I have not yet, no.
What are some instances in which I would not need to register an ATV?
You must have a valid NY State registration to ride your ATV in New York State unless it is only used for agricultural purposes or not-for-hire snow removal on private property.
What vehicles are considered to be ATVs?
An ATV is any self-propelled vehicle, including an off-road motorcycle, that is manufactured for use on off-road trails or in off-road competitions.  These vehicles are less than 70 inches wide and weigh less than 1,000 pounds.
What is my proof of ownership if I purchase an ATV from a private seller?
If you purchase from a private seller, the seller and the buyer complete the Statement of Transaction or you can also show your proof of exemption or proof that the tax was paid.
What is the maximum width of a vehicle considered to be an ATV?
ATVs are less than 70 inches wide.
I need to know how to prepare for college.
You should first define your goals and interest and be sure to know the costs and how to plan financially and academically for college.
Is there something I can use as a guide to get ready for it?
you can use our checklist to get ready financially and academically.
Any other tip?
Be sure to check out the reasons to attend a College or Career schools.
Ok, that sounds good. Can you give me more tips?
Another thing to take into consideration is to explore your career options.
Tell me more about career options.
Just know that it's never too la early or too late to explore your career options and that we can guide you through some key steps in preparing for college.
and what about some resources for parents of students?
Are you a parent planning your child's higher education?
then you can check our resources on how to save early, finding tax breaks, and understanding parent loans to help support your child's college journey.
What documents do I need to get a Social Security Card if I am a foreign born U.S. Citizen?
We will need some proof of citizenship.
Do you have your foreign birth certificate?
What other documents can I use?
It is important that the documents that you produce are original or copies certified by the agency that issued them.
So you will not accept a notarized copy?
Correct, we will not.
What if I can'y produce the preferred documents?
We will ask to see other documents such as an Employee identification card.
What proof of identity would Social Security like to see?
A U.S. driver's license or a state issued non-driver identification card would be fine.
Hello, I need some help regarding retirement benefits planning.
Are you looking for the online calculator to help with your retirement planning?
No, I do not need the online calculator.
Is the online calculator ever updated?
Yes, we periodically update the calculator to reflect benefit increases and other benefit amounts.
Should I include past earnings or just what I presently make?
Yes, you need to enter all of your past earnings where it is indicated online.
Can I use the online calculator to estimate my social security benefits?
Yes, you can, but for a more accurate number you should use the Detailed Calculator.
If my birthday is on January 1st, when will my benefits be started from?
If your birthday is on January 1st, we figure your benefit as if your birthday was in the previous year.
Which calculator shows the most accurate estimates?
The Detailed Calclulator gives you the most accurate benefits estimates.
Is there any career information that you can give me, I'm currently exploring all the different options that are available to me
I am going to share a link with you that will bring you to a lot of information in this regard
Is there a particular career that I could pursue if I love working with animals?
You will be able to find all possible careers on the link that I will share with you
Where can I learn about budgeting for college and what I should do?
I can share a link with you that will give you a lot of information about this particular subject
I want to find out if it will be worth my while going to college or not, or if I should take a job straight from school, is this something you could help me with?
College education is a long term investment and when planned carefully, can lead to success by choosing the correct school and funding options that suit you best
Is there any information you could give me regarding resources that there are for the parents of students?
Are you a parent of a child that will be attending college shortly or in the near future?
Yes, I am in that category
We have a special resources information section that will tell you about the correct types of savings you should have, what tax breaks are available to you and information regarding loans for funding your child's college education
Hi, I am looking for information regarding the planning of benefits upon my retirement
Have you considered all the things that may be applicable to your personal situation?
No, I am unsure of all the different things that may be considered for my own personal situation
Are you looking to apply for Medicare?
Yes, if I qualify for that particular benefit
One thing to remember in relation to Medicare is that it starts when you reach the age of 65
Is there a way for me to delay the start of my benefits under Medicare?
You can indeed, but remember that you will have to contact Social Security about 3 months before you turn 65 to check about applying for Medicare
Should I apply for Medicare even if I have health insurance through my employer?
In this instance, you should still check to see if you should apply for Medicare as some health insurance plans change automatically when you turn 65 years of age
What happens if I don't sign up for Medicare even if I need to?
In this scenario, your Medicare coverage may be delayed and cost more. I would advise you to consult our general and special enrolment period information on page 12 of our Medicare booklet, which will explain in detail what may happen if you delay this particular benefit
I want to know about Direct PLUS loans.
Direct PLUS loans are federal loans that you can use to help pay for education expenses not covered by other financial aid.
Are you looking to apply for a Direct PLUS Loan?
What I want to know is where to find information about the parent PLUS loans I've received.
You can visit My Aid to get information about all of the federal student loans and other financial aid you've received and also get contact information for your loan servicer.
Can I cancel a loan?
Yes, you can cancel all or part of the loan before the money is disbursed. You just need to notify the school.
You can also do it after the money is disbursed. Does this interest you?
No, but thanks for the info.
I have a query, the school that I want to list on my FAFSA form is not an option as it does not appear as listed, is there anything I can do?
Has the school that you listed in your initial application not appeared on your FAFSA report?
Yes, that is exactly what has happened
There are two reasons for this, which I can go through with you now if you would like
When I submit data on my FAFSA form, how often is this data updated?
This is done on a weekly basis
Can you explain to me the difference between a completed FAFSA form and a submitted application?
It turns out that a completed application is made up of a series of all submitted applications
What is the definition of a submitted application when relating to FAFSA forms?
Submitted applications are a reflection of all the FAFSA forms that have been completed by students at a particular high school. It can happen that these submitted applications can be rejected if there are any parts of key pieces of information that are missing
I believe that the number of FAFSA forms that I completed is higher, why would this be?
If some students listed your high school under a different name, then the high school would be listed in more than one place
How do I get an insurance premium reduction?
The course sponsor will mail you a completion certificate within 45 business days after you complete the classroom course or 14 business days after you complete an online course
Have you presented your certificate to your insurance company within 90 days after you completed the course?
I presented it after 90 days
In that case the insurer may issue the premium discount effective from the date presented
How can I reduce driving record points?
Contact your insurance company or agent to learn if both reductions will be given at the same time
Do you need any more information on reducing driving record points?
Any other ways to reduce driving record points?
Any insured driver who is the principal operator and completes a Point & Insurance Reduction Program course will receive the 10 % reduction
What if more than one person named on a policy completes the PIRP course?
Only the principal operator can receive the 10 % reduction
Can I get both a youth and PIRP discount?
You would need to speak with your insurance company.
They can tell you more about your premiums.
Ok; how can I reduce my points on my record then?
If you find an accredited cours,e they will give you all the pertinent information.
They'll tell you everything you need to know.
Will my discount begin immediately according to NY law?
Immediately, retroactive to date of course completion.
Will taking the PIRP ensure I can't get a premium increase?
Yes and no. It does not cover overall or violation increases. It does provide a 10% reduction for three years for no fault and current liability.
When will that take place?
It can be issued as soon as the date of completion, potentially retroactively, depending on the insurer.
For any other questions about premiums and discounts offered, please contact your insurer.
I need to learn about disability benefits.
Social Security pay disability to people who cannot work because they have a medical condition that lasts longer than a year or result in death.
Do you want to sign up for Social security benefits?
No I do not need to sign up at this time.
What information do I need to apply for Social Security Disability benefits?
We would like for you to have two things on hand.
How can I apply for these benefits?
If you go online you need to print and review adult disability checklist and then complete the application online.
Who does social security pay benefits to?
Social Security pays benefits to any person who cannot work due to a medical condition that lasts more than a year or results in death.
Are you all ready receiving benefits?
Are you all ready receiving benefits, then you can get information online about the benefits.
What happens if I am receiving benefits all ready?
If all ready receiving benefits than you can go online to check them out.
Can my driving record show PIRP completion?
It can but you would need to request a copy of your full record.
I haven't requested a copy yet; can I find out somewhere else?
Where can I find that?
You can find it on our website.
What if the hearing has been scheduled but hasn't happened yet?
You're fine, until the hearing date.
What could happen after?
It won't affect the hearing itself.
What about if I already completed the course in question?
It will arrive at the DMV within 10 weeks of successful completion.
For further questions, please contact the course provider.
What is the best age to start benefits?
The answer is that there is no one " best age " for everyone and , ultimately , it is your choice .
Will my benefits be smaller if I retire early?
Are you of age to retire?
No I am not
Do you have tips about retirement?
When you think about retirement , be sure to plan for the long term
Should I apply for medicare?
That is up to you
What age should I start them?
The answer is that there is no one " best age " for everyone and , ultimately , it is your choice
What if my earnings are high what will the benefits be?
you may decide to wait until full retirement age to start your benefits .s Once you reach full retirement age ,  there is no limit on how much you can earn .
Greetings. I need some information on disability benefits, please.
No problem. Disability benefits are a kind of benefit which is paid to those persons that can't work because some medical issue, which could result in a long inactivity period or even death.
Are you currently receiving disability benefits?
No, i'm not.
So, i suppose i can apply and see if i'm eligible, huh?
That's correct. it would depend on your disability, though.
Good. Would you complete your application on any other language?
No, i prefer English for doing this.
Can you tell me if there is another way to apply, please?
Of course. you can use our toll free number or if you like, you can go visit your local Social Security office. If you go with the last option, please call beforehand to make an appointment.
offered by Veterans Mortgage Life Insurance
Veterans Mortgage Life Insurance VMLI offers mortgage protection insurance to families of veterans with serious service-related disabilities who have adapted a home to meet their needs. Find out if you qualify and how to apply for and manage your coverage.
Am I eligible for Veterans Mortgage Life Insurance?
You may be able to get VMLI if you meet all the requirements
What kind of life insurance benefits can I get with vmli?
you could count Up to $ 200,000 in mortgage life insurance paid directly to the bank or other lender who owns your mortgage
it's important that you know the important details about VMLI
what are the details?
which are the requirements
Do you have a serious disability that we have concluded was caused or made worse by your service?
Did you receive a SAH Specially Adapted Housing grant to buy, build or make changes like installing ramps or widening the doors of a home so you can live more independently?
you can't get VMLI you don't meet all the requirements
How can I learn about lowering my insurance premium?
You can check with your insurance agent if you have a young driver.
Does your young driver have any driving points?
I do not think she has any driving points.
How can we work on lowering our insurance premium?
You can take a safety course, for which you will receive a certificate of completion.
How long does it take to get the certificate if we take the class online?
It usually takes 14 business days.
Will this program stop my insurance from going up?
Unfortunately, it does not, but it does help reduce your current base rate by 10%.
Am I eligible for both reductions?
You will need to check with your insurance company.
When do you think they will apply the start date for the premium discount?
It usually starts on the presented date.
What documents do I need to obtain my original Social Security card?
The documentation that you will need will depend upon your citizenship.
Are you a U.S. citizen?
How do I get my replacement card?
Before we discuss the documents you will need, it's important that I explain the requirements for these documents.
I don't need to know that. I just want to know what documents I will need and what happens if I don't have a specific document?
If you don't have a specific document, there are other documents that you can use. However, these documents must not be expired. They also need to show your name and your date of birth or age. We also prefer that it contains a recent photograph.
Okay. What documents will I need?
There are only certain documents that we can use for verifying your U.S. citizenship, like your U.S. passport.
I don't have a passport and have lived in the U.S. for many years. What else can I use?
In this case, you may be asked to submit copies of your tax records that show you were never given a Social Security number, or information about schools that you've attended.
Will you accept photocopies of the documents I need?
No, only original documents or copies that were certified by the agency you issued them can be used.
I need help preparing for college.
You can start preparing for college by defining your goals and interests. You need to understand college costs and how to plan financially and academically.
Are there any resources for parents of students?
Yes. Are you a parent planning your child's higher education?
What about any resources for students?
well, there's our College Preparation Checklist always available to use.
what are the terms I can choose from when deciding for a college school?
You can choose between a two-year community and junior colleges or a four-year college and university.
Any advice on how to improve my chances to get funding and get into a good school?
Just take into consideration that it is a long term investment and plan carefully so you can find the school and get the funding options that best work for your current situation.
what can you tell me about Returning IDR Applicants
Do I file an annual recertification of your income?
To re - certify for your existing income - driven repayment plan you must provide updated information about your income and family size annually
If I income or family size has changed
you can request that your income - driven payment be re - calculated to reduce your current monthly payment
What is Income-Driven Repayment?
Income - driven repayment IDR plans are designed to make your student loan debt more manageable by reducing your monthly payment amount
Switch my current plan to a new plan
Preview a read - only version of the complete form
Hi, I need some help planning for retirement.
I can help you with that. Have you hear of our WEP Version online calculator?
That is one of the things that I need help with, I am unsure what to do with it.
The calculator allows you to estimate your Social Security benefits.
Do you need the most accurate estimates?
No, general estimates are ok.
How do I figure out if I qualify for benefits as a survivor?
Your full retirement age for survivors benefits may be different.
What if my birthday is on January 1st?
In that case we figure your benefit as if your birthday was in the previous year.
Is the online calculator updated?
Yes, it is updated periodically.
what if you were denied?
Were you denied?
can I appeal online?
You sure can
Is there away to check my status?
Whether you applied online , by phone , or in an office you can check the status of your disability and SSI Reconsideration using your personal my Social Security account
What If I do not have an SSI account
you can create one today
What if I disagree wioth the decision?
you can request a non - medical hearing online
Can I request a hearing?
you may request a hearing online
Goo evening. I recently found out that my school apparently requested a student loan on my behalf without me knowing. Is there something I can do about that?
Certainly, you can. You may be eligible for a discharge of such loan, all based on that false certification.
That's a relief. But, I don't stop thinking if I could be rejected on my claim. If that happens, what then?
If that's your scenario, then I'm afraid you'll remain as responsible for repaying your loan.
Do you have any proof of negligent denial or something you can add to your discharge case?
No, i'm not affected by that. I was just asking.
Well, in any case, what i must do if  i want to apply for a discharge? I mean, you never know.
If you have a loan and wan to apply for a discharge, you must complete the loan discharge which goes with you circumstance.
Right, right, because there are so much types, i guess. Well, if i'm eligible, How much i can aspire to discharge?
Have you met the eligibility requirements?
No, because i don't have any loan right now.
What is the cost of a personalized plate for a passenger vehicle?
The plate for a passenger vehicle has an initial cost of $60 plus an annual fee of $31.25 in addition to your regular vehicle registration fee.
You do need plates for a regular passenger vehicle, correct?  It is not considered a commercial vehicle?
My vehicle is a regular passenger vehicle just used as a retirement vehicle for shopping, errands and vacation, but I would like to have a personalized plate for it.
Yes, then as stated previously, your cost would initially be $60 plus the annual fee of $31.25 in addition to your regular vehicle registration fee.
What is the maximum amount of characters I can use if I want one of he picture plates?
For the picture plates, the maximum characters usable is six.
Can my personalized plate be all numbers?
Combinations that do not have one letter are considered a restricted combination and will not be approved.
What are the different categories of picture plates?
Picture plate categories are; I Love NY Adventure, Sports, Military and Veterans, Counties and Regions of NY State, Colleges, Fraternities, Sororities, Causes, Professions, Organization, and Motorcycle Plates.
How often is the renewal on the personalized plates?
A registration renewal is for two years and will include two annual fees in addition to your vehicle registration renewal fee and will be paid when you renew your registration.
Hello. Can you please tell me what I should consider when modifying my motorcycle?
Of course. Did you remove a speed governor that was originally installed to limit the top speed of a moped or add a speed governor that limits the top speed of a moped or motorcycle?
No, I never would do that without the permission of the DMV.
The nature of the modifications I was hinting at might require a possible change of a registration from commercial to passenger class. What should I know about such modifications?
Are you talking about a pick-up truck?
Are you talking about a van then?
Let's talk about a car, for example. Is a modified car still in the commercial class?
You can register a car in the 'commercial' class if all the seats behind the driver are removed. Instead of the seats you must install a permanent box or permanent rack to carry cargo.
Ah, I see. Will the DMV examine the vehicle and put it in the correct class then?
The DMV can not examine your vehicle to determine the correct registration class. You must determine the correct registration class for your vehicle.
How do I appy for retirement benefits?
Do you have a computer you can log on to SS office
Yes can I apply online?
SS has an online retirement application that you can complete in as little as 15 minutes easily
Can I complete the aplication in a language other than english?
The online application is currently only available in English but  you can schedule an  appointment to apply  apply for benefits in your preffered language
Is there a specific time we can apply online?
You can apply at a time that is most convenient for you.
How do I use the online application?
Select the apply for retirement benefits button and you'll be asked to create or sign in to your my SS account and then follow the series of questions.
Would you like to fill out the online application now?
Do I need to complete the application in one session?
If you get stuck on a question you can skip it and go back later
What if I already have medicare?
You can still use this application to apply for retirement benefits
Hi, I would like to know if I can use the GI Bill to pay for classes for more than one degree?
we are here to help you, the answer is yes dear customer
already got your first title?
Nice to meet you, we are happy to inform you that you can use any remaining GI Bill benefits to pay for other degree classes if you wish