Doocey MattMATT DOOCEY (National—Waimakariri): Thank you very much Mr Speaker. Well what a fascinating debate and what we have learnt over the last 24 hours—that last member who's resumed her seat Arena Williams talked about students. How about students who are under 18? They will not be entitled to this. We questioned the Minister yesterday in the committee of the whole House: what about independent students living away from home providing for themselves? He couldn't give an answer. And you know why? Because this policy's been made on the hoof and they have not thought through all this.We saw it in the paperwork from the advisers: There is a risk that significant issues with the resulting proposal have not been identified." Because this was rushed through thought up on 4 May and what we saw in the paperwork was that the IRD and the Treasury had an argument because none of them wanted to be the lead delivery agency. They said "No IRD will do it." and IRD said "No Treasury will do it." None of them wanted to do it and it's outrageous.There's a quote here: "This makes a one-off payment a poor mechanism for supporting households with a longer-term problem." And that's the issue here. This Government's been caught on the hoof. They would not accept a cost of living crisis. So they put a band-aid in place—$350. And you'd think for all the bureaucrats they have—and there was an argument about people in the top income bracket. Well how many bureaucrats are now earning over $100000 a year thanks to this Government? And you'd think with all their advisers not one of them would have said "Stop. Hold on. The average income for a Kiwi is $72000 and they won't be entitled to this under Labour's plan."—$72000 is the average wage for a Kiwi and you're not entitled. Who would have thought! You've got to scratch your head. But this is the reality when you make policy on the hoof. It's a bit like Dad's Army.Then it even gets worse because the Minister had to get up in his first reading speech and accept they don't have bank details for over 200000 people yet who are entitled to this over 10 percent. And then he had to say "The IRD is still applying for funding to resource the 750 full-time equivalents that are needed to roll out this programme. And we know one thing: under a Labour Government 750 actually probably means about 1000—1000 full-time equivalent on top of the 10000 extra bureaucrats they've employed in Wellington already. You've really got to scratch your head with this—a band-aid solution to something that is very important for many Kiwis who are under a lot of financial pressure today because of domestic inflation. These guys have blown $6 billion in the Budget. They've raided next year's Budget by $2 billion half a billion in the Budget after that and then because they got caught out with this this policy's going to cost $800 million on top of that. They're out of control this Government. It's addicted to spending.One thing I will leave the House with is what is the purpose of a Labour Government if it doesn't stand up for hard-working Kiwis? And what we have today is that for the average Kiwi on the average wage they will get a big New Zealand Transport Agency red zero. You know those ones that cost $10000? That is what the average Kiwi will get today—zero. If you're on $72K the average wage in New Zealand you will get zero dollars. And we were challenged by one of the Government MPs down the back there: there's been no alternate plan put out. Well I go and say check. ACT has put an alternate plan out. National has put their permanent tax plan out that would give an average Kiwi on $72000 tax relief of $800 a year. Compare that to zero—zero from this Government. They talk a big game but they do not care about hard-working Kiwis."