Faafoi KrisKRIS FAAFOI (Labour—Mana): Clauses 1 and 2 are always the title and commencement. It is an opportunity where we get to offer some alternative titles for the bill. The bill as it stands is called the Taxation (Budget Measures: Family Incomes Package) Bill which I think is entirely inaccurate. I think we should consider changing the name of the bill to Taxation (Budget Band-aid Measures) Bill" because that is all that is offered within this piece of legislation. To some degree the band-aid is also very old and very septic because if you look at it for those who are the most in need who are in the most pain there is little if anything available to them in this "band-aid Budget". There is nothing in the short term that is going to help them in any way—to help them in their plight—and if you look at what it offers to those on the highest incomes there is five times more for them in this Budget.We have talked about the independent earner tax credit. That was another measure that this Government put in again as a band-aid but in this piece of legislation it is removing that band-aid—a very important band-aid for those people who are independent and earning between $24000 and $48000 giving them access to $10 a week. The Government has removed that and tried to convince those people who have got that tax credit that they are much better off because the Government is giving them $11 but taking away $10. That is a pretty poor band-aid for people who are earning the lowest incomes in New Zealand.Then we have a look at the tax changes within this bill. The lowest quintile—the lowest 20 percent of earners in the country—will get about $5 a week under the Government's changes. That is not anything to sniff at for people but when you look at the context as the Minister said earlier the top quintile—those earning the most—will get $35 a week. That is five times more than the people who are at the bottom end of the income-earning bracket who are struggling to make ends meet who are struggling to even dream of owning a home and who are probably on a Housing New Zealand waiting list. They get $5 and those people who earn at the other end of the spectrum get $35 a week.So this is not a "Budget Measures: Family Incomes Package". It is a band-aid because the Government is trying to appease people who are hurting now and is not addressing the fundamental reasons why they are hurting. This Government has not done that for the last 8½ years. It has not addressed incomes and it has not addressed the three most important issues that New Zealanders are most worried about around health housing and education. There is nothing in this Budget to make it any easier for a low-income family or a middle-income family to be able to buy a house—nothing in these Budget measures whatsoever.The CHAIRPERSON (Lindsay Tisch): Come back to the bill.KRIS FAAFOI: That is right because this is a band-aid bill. It is not dealing with the fundamental issue here. There is serious pain and ailment with families and this Government has delivered this Budget which is a band-aid. It is doing nothing fundamental to deal with the issues that affect families around housing around health and around education.The CHAIRPERSON (Lindsay Tisch): Come back to the bill.KRIS FAAFOI: That is why this is a band-aid bill: because nothing has been done in those areas. We get a little bit of tax change. We get a little bit of "giveth" a little bit of "taketh" and some good work under Working for Families but we get nothing fundamental in this bill to help the families whom it claims to help. How can it when the bottom 20 percent of earners get $5 a week and the top get $35 a week? Yesterday at 2 o'clock in this Chamber the Minister of Finance stood up and said that this is a Budget about low and middle income earners. Well that is a facade and every other Budget that this Government has delivered has been a facade. The Government is offering tax cuts to those who earn a lot and failing to recognise that there is serious need in the areas of housing health and education—The CHAIRPERSON (Lindsay Tisch): Come back to the bill.KRIS FAAFOI: —and that is why this bill fails to address those issues. The title of this bill should be "Band-aid" because it is a short-term measure to try to address some fundamental issues that this country faces. This bill fails to address them and because of that this Budget has failed this Government will fail and on 23 September there will be a change."