Bayly AndrewANDREW BAYLY (National—Hunua): Oh thank you Mr Chair. Sorry I just wanted to give the Minister an opportunity to answer those very well-formulated and interesting questions because I'm sure the Minister will know those numbers offhand. I hope that he does because as we know 11 percent of taxpayers pay roughly half of the 48 percent collected in personal tax—Stuart Smith: What percentage?ANDREW BAYLY: Half—25 percent of the total.Stuart Smith: That's what 11 percent?ANDREW BAYLY: Yeah 11 percent. So it'll be interesting to see the Minister's response. But of course I'm sure he would know the numbers because he is the Minister of Revenue. But the whole issue around this—I think my good colleague the Rt Hon David Carter makes a very strong point—is collecting and making sure that people keep the money at source and I think that's a very important point. The thing I find most troubling about the Minister's response is it's always about how we can hand money back to people. He talked about Working for Families he talked about benefits. The reality is—and this is what the Supplementary Order Paper (SOP) was about. It was actually saying look putting it through a big mincing machine and handing it back to people who need it—there's an easier solution. That is to let the vulnerable and the people that earn the least amount of money to actually keep that money at source. Don't tax it from day one. Let them keep it. That's a way that people can manage their affairs better. They have the money when they need it when they earn it not when they get it handed to them a month later or under some constraint that the Government puts it through. That's the primary purpose of the SOP and as I said before and I want to reiterate my SOP does not change any of the tax rates. It only changes the first two rates the thresholds at which the higher rate comes into force. It certainly doesn't allow wealthier people earning more than $70000 any advantage at all. They will still have to pay tax at 33 percent the top tax rate at $70000. But I also just want to turn to my second SOP which is SOP 251 and this is the one—it relates to clause 2(14) to replace 1 December 2019—CHAIRPERSON (Adrian Rurawhe): We're yet to come to that debate. ANDREW BAYLY: Oh well I'm just putting a marker down. I didn't know whether you were going to take this because it refers to the first part of the bill but obviously the main section's in Part 2. So I'm very happy to defer that to Part 2 Mr Chair but I just wanted to make sure that we had no issue with that. So yes this issue about tax is a very very very important thing. As I was alluding to before you know this avalanche—and I've used this word before—this rapacious Government who just wants to rip money out of people's pockets—rapacious. Ian McKelvie: What does it mean?Hon Member: Greedy.ANDREW BAYLY: Well I couldn't say that the Government's greedy for cash but I find it slightly troubling because since Labour and New Zealand First and I presume with the support of the Greens—we don't talk about them. But we've had three lots of fuel excise taxes imposed under this Government in the last 19 months. We've had an Auckland regional fuel tax: 10.5 percent plus GST. We've had the brightline extension to five years. We've had ring-fencing of losses and we're going to be talking about that later. We've got GST on mobile roaming. We've got WorkSafe levies and we've got tourism tax. What was that $80 million I think we passed in urgency immediately following the Budget?That's why we're so fundamentally opposed to enshrining these higher than necessary personal tax rates because if you're going to do all those taxes there six or seven of them rake in the extra—it must be near $3 billion. Even though they campaigned on the basis they're not going to put on any new taxes somehow miraculously they've now put in all these new taxes. I don't know why. Maybe the Minister can explain why you say before an election you won't do any new taxes and immediately after—19 months is not long—you impose all these new taxes. So we want to reinforce that we want ordinary New Zealanders to keep their money. Don't give it to the Government. We don't need your money. We are earning enough as a Government and what we do want is a more responsible Government that doesn't go and borrow $10 billion.