Woods MeganHon Dr MEGAN WOODS (Minister of Housing): Happy to take a call. Thank you. As I think you've seen my approach is I've let a number of these very small questions build up before I give an answer.In answer to the member's question around whether or not the Progressive Home Ownership scheme was business as usual I would say this is far from business as usual. If we look around the number of families across the entirety of times that Governments have worked with community housing providers (CHPs) and indeed community housing providers have engaged in progressive homeownership schemes over a period spanning more than a decade we have seen 1000 New Zealanders helped into homeownership through progressive homeownership over a very long long period of time. What this Government is talking about is a $400 million fund which is as far from business as usual as you could get. It is a game-changer. We're talking about helping a set of families—somewhere between 1500 and 4000—into homeownership through this. So we can see in terms of the quantum that that is entirely different.As for why there is the spread—the member Jacqui Dean asked why it was there was this spread—the spread is because the answer is it depends on what income level the family is at that you make the intervention. There are some families that we are hoping to help into homeownership that may be earning as low as $50000 a year for whom homeownership is simply not an option if it were not for an intervention like our Progressive Home Ownership scheme. But you will also see if you look through the materials the upper income level for assistance into progressive homeownership is $130000. This will be a much lighter touch scheme and could well be one of the direct provisions through Kāinga Ora that was discussed last Friday when the materials were released. So the continuum around the level of support that families need varies from family to family and the amount of wraparound support that needs to be put there. The member Alfred Ngaro asked about what the divide between the CHPs and Kāinga Ora is likely to be in terms of the provision of the 8000 additional public and transitional houses that were announced in this Budget. Of course I think what it is important to remember in an approach this Government has taken that differs somewhat from what has happened in the past is we haven't just announced a number or a quantum of State houses to be built; what we announced in the Budget was actually the Income Related Rent Subsidy (IRRS) that is fully funded for that period of time. So you'll see in the Estimates that there is $570 million appropriated for appraised IRRS. What will happen of course in terms of the building of those houses is that Kāinga Ora will raise the capital off its own balance sheet to build its share. The split of 70:30 that Alfred Ngaro referred to is of course historically what has been the split that we've seen in the provision between the community housing sector and Housing New Zealand or as it is now Kāinga Ora. Of course I do acknowledge that when you're talking about 30 percent of very little as we saw prior to 2017 that is a far lower number than 30 percent of a much larger number. So when we're talking about what that split will be that is something that we are still working through because we would of course looking to the future have to see what capacity was there.The other question I think that was asked that is outstanding is going back to Progressive Home Ownership and asking if this was business as usual around the families that were moving in in Queenstown. No these houses were started in early 2020. The families that will be moving in the first tranche of families actually these agencies have been working with in anticipation of this funding because of course this money has been signalled much earlier and we have been in a very intensive engagement with the community housing providers that are engaged in Progressive Home Ownership ahead of the roll-out. So this is bespoke work that is only happening because this Government is putting such a large investment into Progressive Home Ownership.