McAnulty KieranKIERAN McANULTY (Labour): There's not enough people in KiwiSaver"—what an amazing statement from a very evidently angry man. It's quite incredible that Alastair Scott—I had to take a moment to remember his name—could stand up here after his Government made changes to KiwiSaver that would disincentivise people from joining and then make comments to say "There are not enough people in KiwiSaver". What a disingenuous statement. It just goes to show that some people in this place here wish to play politics instead of actually standing up and acknowledging when things are a good idea. They just still—they can't help themselves and they've got to make silly statements that actually just make themselves look foolish. What this bill does in terms of KiwiSaver is actually address the concern that Alastair Scott said about people not joining KiwiSaver because what it does is it makes those changes to make it easier for people to join. It incentivises people to make the most of KiwiSaver—because what we have here is a system brought in by the previous Labour Government which I understand the National Opposition of the time did not support—because it brings in new saving rates. It brings in saving rates of 6 percent and it brings in the saving rate of 10 percent and I for one would encourage any new worker—particularly those young workers who are just starting out; they might be starting out in a new job they might be starting out in their first job—if they can they should go for the highest possible saving rate they can. This is because 10 percent over a long period of time—the intent of KiwiSaver is to allow for workers to have a nest egg in their retirement; to be able to actually have a benefit from a lifetime of contribution a lifetime of work; and to have money put aside for their retirement.Another aspect that is an absolute positive to KiwiSaver in this bill is the ability for people over the age of 65 to join. It is no longer a barrier for those very valued citizens in our society who are over 65. And because you're 65—I don't agree with that side of the House Madam Deputy Speaker; 65 is not old these days. People at 65 years of age can do anything and it shouldn't matter what age you are. If you are working you should be able to—DEPUTY SPEAKER: Don't bring me into it please.KIERAN McANULTY: You're dead right Madam Deputy Speaker. You are dead right. I should not have brought you into this even if in this instance it is applicable. The point is that those workers who are over the age of 65 should not be discriminated against and this bill allows them to do it.Now earlier I mentioned about those young workers—perhaps they might be starting out and I think of those in the area where I live Wairarapa. I think I am—actually I look around and I am the only MP here that lives in Wairarapa so I'm looking around and I talk to those people on the street. Now often when they're starting out working. they might get one or two or three jobs and those people are affected by secondary tax. They're not 100 percent sure why but they know that if they get a second job or a third job secondary tax kicks in. It is a burden. It is a burden because at the end of the day at the end of the tax year in fact the vast—well actually not the vast majority; around 750000 people do not follow in the process of collecting a refund. Now for those who know about the system they know that the tax is collected just in case they—to avoid having a tax bill at the end of the year. But for those who don't understand the system and for those that it is a burden this bill is going to make a good positive change to their lives because this allows the IRD with the appropriate technology to be able to track the rate of tax that they pay across their various jobs. So the intent of secondary tax to avoid a tax bill is enabled through this technology and through the provisions in this bill to allow them to do it. Those that I've spoken to on the streets and the street corners of Wairarapa from the areas of Featherston all the way to Waipawa those that work more than one job—when they hear that this Government is going to remove the burden of secondary tax it is like a weight is lifted off their shoulders. They are delighted at the provision in this particular bill. So it is great that the other side are acknowledging particular aspects of it. They're making a lot of noise around—oh they would have made tax cuts. They wouldn't have increased spending in health and education but they would have made tax cuts. It is a shame that politics is getting in the way of a bill that is going to benefit the vast majority of New Zealanders."