Ngaro AlfredALFRED NGARO (National): I have to say that at the beginning of that speech by Grant Robertson I felt like I was in a bit of a whānau family moment but happy Father's Day. I know that you were making out that it was like sitting down your son and you were doing this to David Seymour. I was not sure what was going on there but obviously you wanted to school him in what you believe your facts say—what your belief is.I just wanted to respond to some of the comments. Mr Robertson talked about the capitalising of family benefits. I have to say that my family works for one of those but if we look at the history of that it actually was initiated in 1956. I ask the members on the other side whether they remember when it was taken out—1986. Do you remember when that was? [Interruption] OK. It was actually under a Labour Government with David Lange and that is when it was removed. So if you are going to use that as a point of difference just remember to remind yourselves of your history and your heritage—where you actually come from. It was taken away under a Labour Government.But the conversation has been around affordability so we can talk about semantics—and I actually agree with my colleague Mr David Seymour in regard to inclusionary zoning which is what he talked about. Let us talk about some of the facts then. The Minister used the example of what was happening down in Christchurch previously. I can remember the wailing and the gnashing of teeth in this House when talking about affordability in Christchurch. We know that rents were high affordability of housing was in a terrible state but the intention of this Government of course was to ensure that we built to the supply to meet the demand—these are the facts of what we are talking about.The CoreLogic sales data in regard to home loans and price caps for the existing sales—I will go straight through to the facts of this. This was on 31 March 2016: out of the 7889 homes sold in Christchurch 5009 homes—63 percent—were sold for under $500000. That is right. That is what the number is. In fact if you go further along the 5652 that sold for under $550000 were 72 percent of the market. That is right. There is the silence of the lambs because we know we did not regulate the market then and there was no inclusionary zoning. Instead there was an intention to ensure that we built more to meet the demand. We built more to meet the demand and you cannot argue with that because those are the facts that is the reality and that is what we are doing. The reality is that the special housing accords approach is not the silver bullet. It is one of a range of initiatives that we believe are important to ensure that we meet that demand. We know that is what is important.There was some response in regard to consents and every time we talk about the number of consents that are out there which this Government is putting through—we think that is important and we use that as a basis. I want to dispel some of that myth. It was surprising to see firstly why would those developers want to spend $10000 for a building consent and not proceed to build? We think that is important. The special housing accords will ensure that there is a time limit to ensure that they apply for a building consent. If you are spending that amount of money then the intention is that you will do this. But the census data actually proves this. The number of dwellings in the Auckland regional area from 2006 to 2013 under the census data was 33777. So when we look at the number of consents 32419 falls about 10 percent below that. But if we look at the 6-month lag and we bring that up that is 33703. I believe that that addresses the issue which is that the consenting is a good indicator of the fact that not only does it allow them to build but it ensures that they will build. I think that is critically important as well.I just want to finish off with the facts and figures again. If we look at the numbers that are there in regard to March 2016 these facts are actually hard to argue with. So for affordability of 31963 houses sold in the Auckland region 30 percent were sold under $600000—9638—and 11840 which is 37 percent were sold for under $650000. There is an affordability margin there. Of course we want that to grow and hence the reason why we are focusing our attention on building more for the demand. Then we believe that what will happen is that we will read out those statistics just like they have been now in Christchurch. Sixty-three percent of the market is affordable. We believe that is important.