Omer IbrahimIBRAHIM OMER (Labour): What a sad day for the Opposition opposing everything that we're proposing for the sake of opposing. There's no substance at all and for the five minutes Mr Simpson has been speaking there is nothing. There isn't one thing that New Zealanders can benefit from. Instead an attack on Jo. Jo is actually an awesome MP and when I was in Timaru last year visiting at a local library—because she does a good job. What we have seen in the last 24 hours is just opposition for the sake of opposition. There is nothing at all—no substance in what they say or what they do. But we on this side of the House are working for everyone. We are working for New Zealanders. Matt Doocey since last night has been asking what we're doing for hard-working New Zealanders. This is what we're doing for hard-working New Zealanders. The Income Insurance Scheme (Enabling Development) Bill is a bill that's designed to help hard-working New Zealanders. More than 100000 New Zealanders lose their job every year through no fault of their own. And then once they lose their job it's difficult for them to find work that matches their skills after redundancy and they end up taking low-paid jobs. And then that leads to the country losing $15 billion every year. If we can deal with this the $15 billion can be reallocated somewhere else where it's needed. It makes it more difficult for our employers to get the skilled workers that they need. It also exposes individuals and families disproportionately to unnecessary hardships especially in low-income households Māori Pasifika Pacific Islanders and other minorities.This is something that the Government has consulted with Business New Zealand and the Council of Trade Unions to come up with the idea. It's not something that the Government behind closed doors designed and came up with; actually a lot of consultation and work with other entities went into this. This bill supports the Government's priorities to accelerate our recovery from COVID-19 and it lays a foundation for the future. This is a big deal for the thousands of workers across the motu as well as our businesses.As New Zealand moves beyond the economic and social impact of COVID-19 from the last two years there are important lessons to be learnt from the way that we are able to support one another through an unprecedented series of challenges. We must start doing things differently and this is where it starts. This bill provides the ACC with statutory authority to work to prepare to operationalise an income insurance scheme should we decide to establish the scheme. The bill also recognises the need to listen to workers and employers when designing the scheme which is required by ACC to engage with representatives of workers and employers. Now it's time for an enduring solution. This bill is a necessity so that ACC is able to do its job: for it to implement the proposed income insurance scheme and to ensure the work is done in the right way. Mr Paul Goldsmith previously said that this is yet another bill but this bill does not establish an income insurance scheme yet as was indicated but we have made a decision to go ahead with this scheme or with the ACC as the delivery agency. That is what you call looking after hard-working New Zealanders. This bill is a good bill. It leaves no one behind at all. And since the last 24 hours the feedback that we've been getting from hard-working New Zealanders from all over the country from all corners of the country is that this is a good Budget that leaves no one behind. Businesses are happy and that that's really making the Opposition jealous and angry. That's why they are reacting the way that they are reacting. I urge the Opposition to actually be the decent Opposition that New Zealanders expect them to be. New Zealanders deserve better than this. This is a good bill. I commend it to the House.