Bayly AndrewANDREW BAYLY (National—Hunua): We know that housing issues are vital and important to everyone but I absolutely refute what I have just heard—that this Government is not concerned about it and does not have a plan for it. I think it is drivel to actually say that. In fact I will go a step further and say it is piffle—piffle. This Government has a good plan. And do you know why it has such a good plan? It is because—actually the reason we have got such high demand for housing is that basically we are suffering from our own success with high migration investors wanting to take advantage of low interest rates and general confidence in this economy. The Opposition always jumps to the view that the Government has to solve this issue—that the Government has got to build more houses. I put it to you that that is not the right proposition. In fact I believe it is nonsense. It does not actually matter who owns the houses as long as they are being built. Secondly it does not take into account that it is the private sector that is driving most of the house builds. At the moment the big companies account for only about 24 percent to 25 percent of all new houses in New Zealand. The Government accounts for only 1 percent although I do note that this year Housing New Zealand will spend $1 billion on new houses. The other factor is that most of the houses—nearly three-quarters of all the houses built in New Zealand—are built by private businesses that are one- two- or three-person businesses. They are the people who are driving the growth and they are people whom we have to look after. What are we doing about increasing supply? First of all we are forcing councils to make sure they make sufficient land available. I welcome the pronouncement by the Minister for Building and Housing to make sure that councils make a proper estimation of the land available for development. Secondly we are making use of Crown land that is sitting vacant. Thirdly we have established over 200 special housing areas. I note that approximately 154 of those are in Auckland. What that is all leading to is a lot more supply. Dr David Clark: 13 hectares more? The member knows—13 hectares more.ANDREW BAYLY: If you were good enough to come and join me in my electorate you would know—as Mr Clark knows because he grew up in Beachlands—that I have got a problem with new housing development going on in Beachlands Maraetai. Currently 9500 people live in Beachlands Maraetai as you may recall Mr Clark. I will have 17500 people living there in another 5 years' time.In Clevedon I have got 1500 homes going in there. I go to Pukekohe—another 10000 people will be living there in 5 years' time. And then down to Clarks Beach—there is another huge development going in there. Across the way in Glenbrook Beach there is another development—another special housing area. I have a problem with too many homes going into my electorate. This gives rise to the next issue: infrastructure. How do we provide adequate infrastructure? I will just draw you back to 2014. In 2014 we changed the local government legislation to allow local authorities to enter into proper agreements with their developers to help construct infrastructure and to finance it. But also the billion-dollar plan that big plan that was announced by the Prime Minister at the weekend gives a billion dollars to help councils to put in place a faster track to build more infrastructure. I think that is great. There is a whole raft of other things but unfortunately I have got only 5 minutes. There is migration and what we are doing about that. We are giving additional points for people to move out of Auckland. We are giving them $5000 if they choose to move out of Auckland and go to other areas. There are tax changes to make sure that people are paying their proper tax. The Reserve Bank has put in prudential controls around the loan-to-value ratios. There are new housing loans to help first-home buyers. So what is the result? The result is that 85000 homes are to be built during the term of this Government. There will be 210 special housing areas as we heard covering 6000 hectares—or nearly 70000 homes. That is the size of a big farm. There are another 40 houses being built every day in Auckland—every day. Finally there were 28000 consents last year. This is a dynamic plan. Thank you very much.