Bayly Andrew; Rurawhe AdrianANDREW BAYLY (National—Hunua): Thank you Mr Speaker. If I'm not mistaken I think that's a re-election campaign speech. I reckon we're going to hear that up the coast in a few months' time. All I can say to you is good luck because I'm sure that this speech just needs to be refined a little bit more and hopefully you might get re-elected up on the coast. It would be a good thing in some ways if you were because I know you're a very concerned MP for your area.But I wanted to talk about building and construction. But before that I just want to turn to this issue around the coronavirus or COVID-19 because this is and will have a significant impact on New Zealand. Unfortunately we've already had the two confirmed cases and unfortunately it is likely it may increase over time. This has the potential to be very very significant to New Zealand. Where the rubber hits the road is that it is the small-business owners of New Zealand who are going to feel the pressure. We've got 325000 small businesses in New Zealand who employ amongst them millions of New Zealanders. This issue and similar such events end up showing where the rubber hits the road: the issue around cash how it moves around businesses. Debtors stop paying and creditors start calling.We've already seen the impact of this on exports. We've got logs sitting on Chinese markets that will go off cannot be processed other than in chips if they're sitting on the wharf 120 days after they've been processed. This is a vicious scenario also for imports because if you can't get your piece of equipment out of a country from overseas—and particularly places like China which are so vital to keeping New Zealand working—then we have the situation where businesses start to grind to a halt. My heart goes out to those small-business owners who will be awake late at night wondering where they're going to get the cash to pay the wages the next day. They are the people that will be worried and are under a severe amount of strain.Of course in by far the most cases they are utterly concerned about the employees of their businesses because they're an integral part of their businesses. Very very few business owners I've met have a cavalier attitude towards their employees. They are part of the family the fabric of the business and the business owners as they're lying awake late at night will be thinking about how they can allow their businesses to survive while protecting and keeping those key staff. So already we're starting to see people move towards taking holidays and all those sorts of things you start to do when you've got a small business.We hear sort of the Government saying Well just ring up your bank." Well you can't just ring up your bank. Sometimes you're at the end of your credit. Sometimes your bank isn't that accommodating particularly when your stock is sitting in some foreign port with little possibility of being repaid. These are the people that we want to look after. What we don't want to hear is the platitudes we hear from the Government. What we want is action. We don't want to hear people talking about global headwinds which is a common refrain that we hear from the Minister of Finance. We want to hear some specific proposals about helping our small businesses. In essence we want leadership.Hon Willie Jackson: No one cares.ANDREW BAYLY: That's the other thing. I hear someone saying "we don't care" from the other side from the Government benches. What an outrageous comment to say. How unthinking—how unthinking—from that member. I am absolutely ashamed on behalf of this Parliament that you would even say that comment at this time when many of the people who are going to be most affected sit in your electorates and are most affected by it. That is an outrageous comment. It's unbecoming of you. That is a Government that doesn't know what to do in a period of real adversity.ASSISTANT SPEAKER (Adrian Rurawhe): I call Denise Lee—five minutes."