O'Connor GregGREG O'CONNOR (Labour—Ōhāriu): Every family has a branch who's put on Earth to make the rest of the family look good and that member has just achieved his goal. Well I am pleased to say there is no blood there.I have sat and listened to this debate and I'm sure that those at home will have too and they'll be confused because everyone's been in that family situation where a child is demanding money be spent on a new toy a new holiday or a new something. The refrain from the parents is inevitable: Do you think money grows on trees?". Listening to the Opposition across the floor I would actually believe apart from the infantile speech that we just had to put up with clearly they do believe that money grows on trees. Because if you sit through this House through any day starting at question time going through the various bills we debate what you will inevitably hear is demand that this Government does more. Latterly it's been COVID: give hospitality more money; give tourism more money; give farmers more money. Although at $9.50 this year probably even Mr Bennett's probably not going to stand up and say that this year. But so often you'll hear them stand up and make a speech that says "Give more money." However we then come to a piece of legislation like this which actually tries to address some of those issues to ensure that we as a Government—any Government has the means to do what Governments do. It's security. It's ensuring that its citizens can go about their business free of interference by those who would stop them to create that level playing field.Now this bill when you look at a piece of legislation it's been talked about just another boring piece of tax legislation it's actually quite a significant piece of legislation because certainly since through the 2000s across two hues of Government we have seen housing become increasingly unaffordable. Now there are those who will nostalgically look for the good old days and the good old days are often not as good as people believe they were. It's often said that pain has no memory. But one thing that was quite clear when we speak to people who did shift around towns who did move was that housing while it was always a significant expenditure was not something that was beyond the realms of anyone who had essentially a job. It was always going to be something that someone could—if all else failed you had your own house. I had a grandfather-in-law who had lost his house during the depression and he never got another house again. But through that time he could have afforded a house it was just the fear of having lost that house was what governed him.So this piece of legislation what does it do? It does two things around housing. One of them it incentivises people to build more houses. Because if you want to escape the tax that has been so harangued here tonight there is an easy way around it: invest that money in a new house because you will actually be able to get the tax deductibility then for up to 20 years. So that's a pretty good incentive to go out there and build a new house. What that will do is free up those other houses to be built.I note the previous speaker said he will have people who will not rent the house they'll just sit and let it sit there. Well in an environment where that house is not going in those houses are being farmed or bought for capital gain. If there is no capital gain why would someone possibly do what the previous speaker suggested and sit in that house where not only is it not going up it is probably quite possibly going down particularly as it is in many parts of New Zealand now.ACT New Zealand they amuse—we had a speaker from ACT speaking on an earlier part of this bill who talked about how—we were talking about roading and how we should be more like Sweden because Sweden had these magnificent roads where down the middle they had a barrier which prevented the sort of accidents we have in New Zealand. And we should be more like Sweden. I did remind that speaker across the House of the very high taxation rate in Sweden and that member really didn't have an answer. Because we could have anything we like if like Sweden you do have absolutely free education—not that I'm advocating we go to those levels. But certainly someone has got to pay which comes back to what I mentioned originally that those opposite in a relatively infantile way obviously believe that money does grow on trees. They can have these things that we demand that we can have all these things we demand but no one pays for them.Let's give everyone a tax cut which will see most people in this House getting probably up to five figure tax deductions possibly more while the very people—and what really does rile me if I can finish on this we're the workers the hard workers well in this building do you know who I believe works the hardest in this building? It's the people who come when we all go. The cleaners who are likely to come from one of the lowest socioeconomic parts of town probably won't own a house will have one or two cleaning jobs at least will be here through the night will go home get kids off to school while another partner in the house or other people in the house will go and have jobs. They are the people who I believe work and keep this place operating more than certainly we do as MPs. But they're the very people under the sort of tax changes that are being advocated across the room will get the least.This is an attempt to make our tax system fairer. I think history will be very good to this piece of tax. I think we'll look back and say that we've actually now started to steer our way into a fairer system. New Zealand will become the New Zealand that we like to think it is but unfortunately perhaps it is moving in the wrong direction. This will hopefully move in the right direction and therefore as the last speaker it's my pleasure to commend this bill to the House."