epics (rubygems):     Epics is a ruby implementation of the EBIC standard (H004)      It supports the complete initialization process comprising INI, HIA and HPB     including the INI letter generation.      Furthermore it offers support for the most common download types:       STA HAA HTD HPD PKT HAC HKD C52 C53 C54      And the following upload orders:       CD1 CDD CCT CDB CDS CCS CDZ 
Keywords: accounting|bank|banking|ebics|mt940