Case T-499/20: Judgment of the General Court of 30 April 2025 – Banco Cooperativo Español v SRB (2016 ex ante contributions) (Economic and monetary union – Banking union – Single Resolution Mechanism for credit institutions and certain investment firms (SRM) – Single Resolution Fund (SRF) – Decision of the SRB on the calculation of the 2016 ex ante contributions – Exclusion of certain liabilities from the calculation of the ex ante contributions – Article 5(1)(a), (b) and (f) of Delegated Regulation (EU) 2015/63 – Plea of illegality – Principle of non-retroactivity – Non-contractual liability – Sufficiently serious breach of a rule of law intended to confer rights on individuals – Unjust enrichment)
Date: 2025-04-30
Institutions: General Court
Subjects: EU banking union, bank, bank resolution, company in difficulties, damages, financing method, financing plan, fund (EU), retroactivity of a law








C_202503273EN.000101.fmx.xml












Official Journal of the European Union


EN
C series













C/2025/3273


24.6.2025






Judgment of the General Court of 30 April 2025 – Banco Cooperativo Español v SRB (2016 ex ante contributions)


(Case T-499/20)
                (1)

(Economic and monetary union - Banking union - Single Resolution Mechanism for credit institutions and certain investment firms (SRM) - Single Resolution Fund (SRF) - Decision of the SRB on the calculation of the 2016 ex ante contributions - Exclusion of certain liabilities from the calculation of the ex ante contributions - Article 5(1)(a), (b) and (f) of Delegated Regulation (EU) 2015/63 - Plea of illegality - Principle of non-retroactivity - Non-contractual liability - Sufficiently serious breach of a rule of law intended to confer rights on individuals - Unjust enrichment)
(C/2025/3273)
Language of the case: Spanish

Parties


Applicant: Banco Cooperativo Español, S.A. (Madrid, Spain) (represented by: D. Sarmiento Ramírez-Escudero and J. Beltrán de Lubiano Sáez de Urabain, lawyers)

Defendant: Single Resolution Board (represented by: C. De Falco, acting as Agent, and by B. Meyring, F. Fernández de Trocóniz Robles, T. Klupsch and S. Ianc, lawyers)

Intervener in support of the defendant: European Commission (represented by: D. Triantafyllou, A. Steiblytė and P. Němečková, acting as Agents)

Re:

By its action, the applicant seeks (i) under Article 263 TFEU, annulment of Decision SRB/ES/2022/79 of the Single Resolution Board (SRB) of 7 December 2022 withdrawing Decision SRB/ES/2020/16 of the SRB of 19 March 2020 on the calculation of the 2016 ex ante contributions of Banco Cooperativo Español, S.A., Hypo Vorarlberg Bank AG (formerly Vorarlberger Landes- und Hypothekenbank AG) and Portigon AG to the Single Resolution Fund and calculating their 2016 ex ante contributions to the Single Resolution Fund, in so far as concerns the applicant, and (ii) under Article 268 TFEU, compensation for the damage allegedly caused to it as a result of that decision.

Operative part of the judgment

The Court:






1.


Dismisses the action;










2.


Orders Banco Cooperativo Español, S.A. to bear its own costs and to pay those incurred by the Single Resolution Board (SRB);










3.


Orders the European Commission to bear its own costs.






(1)  
            OJ C 313, 21.9.2020.


ELI: http://data.europa.eu/eli/C/2025/3273/oj
ISSN 1977-091X (electronic edition)