Case C-725/19: Judgment of the Court (Grand Chamber) of 17 May 2022 (request for a preliminary ruling from the Judecătoria Sectorului 2 Bucureşti — Romania) — IO v Impuls Leasing România IFN SA (Reference for a preliminary ruling — Directive 93/13/EEC — Unfair terms in consumer contracts — Principle of equivalence — Principle of effectiveness — Enforcement proceedings in respect of a leasing contract constituting an enforceable instrument — Objection to enforcement — National legislation not allowing the court hearing that objection to determine whether the terms of an enforceable instrument are unfair — Power of the court hearing the enforcement proceedings to examine of its own motion whether a term is unfair — Existence of an action under ordinary law allowing the review of whether those terms were unfair — Requirement of a security in order to suspend the enforcement proceedings)
Date: 2022-05-17
Institutions: Court of Justice
Subjects: consumer protection, debt, enforcement of ruling, hire purchase, judicial review, jurisdiction, unfair terms of contract








C_2022266EN.01000401.xml










11.7.2022   


EN


Official Journal of the European Union


C 266/4






Judgment of the Court (Grand Chamber) of 17 May 2022 (request for a preliminary ruling from the Judecătoria Sectorului 2 Bucureşti — Romania) — IO v Impuls Leasing România IFN SA
(Case C-725/19) (1)

(Reference for a preliminary ruling - Directive 93/13/EEC - Unfair terms in consumer contracts - Principle of equivalence - Principle of effectiveness - Enforcement proceedings in respect of a leasing contract constituting an enforceable instrument - Objection to enforcement - National legislation not allowing the court hearing that objection to determine whether the terms of an enforceable instrument are unfair - Power of the court hearing the enforcement proceedings to examine of its own motion whether a term is unfair - Existence of an action under ordinary law allowing the review of whether those terms were unfair - Requirement of a security in order to suspend the enforcement proceedings)
(2022/C 266/04)
Language of the case: Romanian

Referring court

Judecătoria Sectorului 2 Bucureşti

Parties to the main proceedings


Applicant: IO

Defendant: Impuls Leasing România IFN SA

Operative part of the judgment

Article 6(1) and Article 7(1) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts must be interpreted as precluding national legislation which does not allow the court hearing the enforcement proceedings in respect of a debt, before which an objection to enforcement has been lodged, to assess, of its own motion, or at the request of the consumer, whether the terms of a contract concluded between a consumer and a seller or supplier which constitutes an enforceable instrument are unfair, where the court having jurisdiction to rule on the substance of the case, which may be seised of a separate action under the ordinary law with a view to an assessment as to whether the terms of that contract are unfair, may only suspend the enforcement proceedings until a decision has been given on the substance if a security is paid at a level that is likely to dissuade the consumer from bringing and maintaining such an action.


(1)  OJ C 54, 17.2.2020.