Publication pursuant to Article 179(4) of Directive 2009/138/EC of the European Parliament and of the Council on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II)
Date: 2019-10-18
Institutions: European Commission
Subjects: EU Member State, compulsory insurance, freedom to provide services, insurance company, insurance law, right of establishment








C_2019355EN.01000101.xml










18.10.2019   


EN


Official Journal of the European Union


C 355/1






Publication pursuant to Article 179(4) of Directive 2009/138/EC of the European Parliament and of the Council on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II)
(2019/C 355/01)







Member State


Type of insurance
Legislation/legal provision
Reference of the Official Journal


Particulars which must be given in the certificate




BELGIUM








1.



Architects and entrepreneurs


Legislation/Legal provision: Law of 26 June 1963 creating an association of architects Article 8, § 2(2) (15 July 1963)

Reference of the official journal: Moniteur belge of 5 July 1963






Article 8, § 2(2), (3) and (4)
Where nationals of Member States move, under the freedom to provide services, to Belgium for the first time to exercise the profession of architect on a temporary and occasional basis, they must inform the Association of Architects in advance by written declaration containing information on insurance cover or other means of personal or collective protection in respect of professional liability, and including in particular a professional indemnity insurance certificate, including ten-year liability. That certificate may be issued by an insurance provider in another Member State if it states that the insurer has complied with the laws and regulations in Belgium as regards the detailed rules and scope of cover. Those nationals shall be registered by the Association of Architects in the register of service providers. The declaration shall be renewed annually if the service provider intends to provide temporary or occasional services in Belgium during the year in question. The service provider may give the declaration by any means.
At the time of the first provision of services or if there is a material change, that declaration must be accompanied by:
[…]






(2)


a certificate attesting that the holder has one of the diplomas, certificates or other evidence of formal qualifications referred to in Article 1 §§ 2 to 2/3 of the Law of 20 February 1939 on the protection of the title and profession of architect.








 








2.



Hunting


Legislation/Legal provision: Royal Decree of 15 July 1963 on compulsory insurance against civil liability for the purpose of obtaining a permit to carry a hunting weapon or a hunting licence
(Article 1) (1 January 1964)

Reference of the official journal: Moniteur belge of 3 August 1963






Article 4(1)
The insurer, its legal representative or its contact point in Belgium shall issue the insured person with an insurance certificate indicating the dates when the cover takes effect and expires and certifying that it is granted under the conditions laid down in this Decree.




 








3.



Hunting


Legislation/Legal provision: Decree of the Flemish Government of 25 April 2014 concerning the administrative organisation of hunting in the Flemish Region (Article 19) (1 July 2014)

Reference of the official journal: Moniteur belge of 12 June 2014






Article 20
The insurer, its legal representative or its contact point in Belgium shall issue the insured person with an insurance certificate indicating the dates when the cover takes effect and expires and certifying that it is granted under the conditions laid down in this Decree.




 








4.



Environment


Legislation/Legal provision: Law of 12 July 2009 approving the International Convention on Civil Liability for Bunker Oil Pollution Damage of 2001, and the Annex, done in London on 23 March 2001 (Article 7.1 of the Convention) (9 November 2009)

Reference of the official journal: Moniteur belge of 3 October 2009, Second edition






Article 7(2)
A certificate attesting that insurance or other financial security is in force in accordance with the provisions of this Convention shall be issued to each ship after the appropriate authority of a State Party has determined that the requirements of paragraph 1 have been complied with. With respect to a ship registered in a State Party such certificate shall be issued or certified by the appropriate authority of the State of the ship's registry; with respect to a ship not registered in a State Party it may be issued or certified by the appropriate authority of any State Party. This certificate shall be in the form of the model set out in the annex to this Convention and shall contain the following particulars:






(a)


name of ship, distinctive number or letters and port of registry;










(b)


name and principal place of business of the registered owner;










(c)


IMO ship identification number;










(d)


type and duration of security;










(e)


name and principal place of business of insurer or other person giving security and, where appropriate, place of business where the insurance or security is established;










(f)


period of validity of the certificate which shall not be longer than the period of validity of the insurance or other security.








 








5.



Establishments open to the public


Legislation/Legal provision: Royal Decree of 5 August 1991 implementing Articles 8, 8bis and 9 of the Law of 30 July 1979 (1 March 1992)

Reference of the official journal: Moniteur belge of 30 August 1991






Article 7
When concluding an insurance contract, the insurance undertaking shall issue to the policyholder a certificate, a model of which is set out in the Annex.
A duplicate of the certificate shall be sent to the mayor of the municipality in which the establishment accessible to the public is located.




 








6.



Nuclear facility


Legislation/Legal provision: Law of 22 July 1985 on civil liability in the field of nuclear energy (Articles 8(1) and 10(1)) (10 September 1985)

Reference of the official journal: Moniteur belge of 31 August 1985






Article 15
Any carrier of nuclear substances shall be in possession of a certificate issued by or on behalf of the insurer or the financial guarantor who has furnished the security attesting that the provisions of Article 8 are complied with. That certificate must meet the conditions laid down in Article [1 4 d(1)] of the Paris Convention.
The King shall determine the detailed rules for the implementation of this Article.
Article 4(c) of the Paris Convention






(c)


The operator liable in accordance with this Convention shall provide the carrier with a certificate issued by or on behalf of the insurer or other financial guarantor furnishing the security required pursuant to Article 10. However, a Contracting Party may exclude this obligation in relation to carriage which takes place wholly within its own territory. The certificate shall state the name and address of that operator and the amount, type and duration of the security, and these statements may not be disputed by the person by whom or on whose behalf the certificate was issued. The certificate shall also indicate the nuclear substances and the carriage in respect of which the security applies and shall include a statement by the competent public authority that the person named is an operator within the meaning of this Convention.








 








7.



Mediation


Legislation/Legal provision: Royal Decree of 25 March 1996 implementing the Law of 27 March 1995 on insurance and reinsurance mediation and insurance distribution (Article 3(4) and (5)) (3 April 1996)

Reference of the official journal: Moniteur belge of 3 April 1996






Article 3
In order to make a valid request for entry in the register of insurance and reinsurance intermediaries, the applicant, if a natural person, must attach the following documents to that application:
[…]






(4)








(a)


a certificate issued by the insurance undertaking or credit institution which, in accordance with Chapter VI of this Decree, granted a security or bank guarantee;










(b)


for insurance or reinsurance intermediaries which are exempt from the obligation of a security or bank guarantee, a document attesting that the insurance undertaking, the reinsurance undertaking, the insurance intermediary or the reinsurance intermediary for which they act undertakes to take action if the insurance and reinsurance intermediaries are in default;














(5)








(a)


a certificate issued by the insurance undertaking with which, in accordance with Chapter VII of this Decree, professional indemnity insurance has been taken out;










(b)


for insurance or reinsurance intermediaries who are exempt from taking out professional indemnity insurance, a certificate issued by insurance undertakings, reinsurance undertakings or other insurance or reinsurance intermediaries, including credit institutions, for whom or on behalf of whom they act, confirming that they assume liability for the insurance and reinsurance intermediaries.












 








8.



Mediation


Legislation/Legal provision: Royal Decree of 17 February 2005 governing the registration of persons who carry on activities involving the amicable recovery of debts and the guarantees such persons must have (Article 2 § 1 (3)) (1 April 2005)

Reference of the official journal: Moniteur belge of 16 March 2005






Article 3 §2
The debt collector must submit, together with the request for registration, the number of the undertaking or the data which provides the information referred to in Article 2 § 1(1)(2) of the Decree if the debt collector is established in another Member State of the European Union, and a certificate from the insurance company with which the debt collector has taken out professional liability insurance, where it is expressly mentioned that the insurance contract satisfies the conditions set out in the Decree.
At the request of competent officials of the Directorate-General for Regulation and Organisation of the Market of the Federal Public Service Economy, SMEs, Self-Employed and Energy, the debt collector is required to provide them with a copy of the insurance contract and to adduce proof that the premium has been paid.




 








9.



Mediation


Legislation/Legal provision: Royal Decree of 1 July 2006 implementing the Law of 22 March 2006 on banking and investment services mediation and the distribution of financial instruments (Article 11) (1 July 2006)

Reference of the official journal: Moniteur belge of 6 July 2006






Article 3(4)
In order to make a valid request for entry in the register of banking and investment services intermediaries, the applicant, if a natural person, must attach the following documents to that application:
[…]






(4)


a certificate issued by the insurance company with which professional liability insurance has been taken out in accordance with the provisions of Chapter V, which shows that the insurance satisfies the conditions set out in Article 11; for banking and investment services intermediaries which are exempt, pursuant to Article 8(1)(5) of the Law, from the obligation to take out professional indemnity insurance, a certificate issued by the regulated undertaking or undertakings for which they act, and in which the undertaking or undertakings state(s) that they irrevocably and unconditionally assume the obligations of the intermediary as regards liability.








 








10.



Mediation


Legislation/Legal provision: Royal Decree of 8 July 2014 implementing the Law of 25 April 2014 on the status and control of independent financial planners and the supply of financial planning consultations by regulated undertakings and amending the Company Code and the Law of 2 August 2002 on the supervision of the financial sector and financial services (Article 9) (1 November 2014)

Reference of the official journal: Moniteur belge of 18 August 2014






Article 3(4)
In order to make a valid request for authorisation as an independent financial planner, the applicant, if a natural person, must transmit to the FSMA the following documents and information:
[…]






(4)


a certificate issued by the insurance company with which professional liability insurance has been taken out, which shows that the insurance satisfies the conditions set out in Article IV;




Article 4(6)
In order to make a valid request for authorisation as an independent financial planner, the applicant, if a legal person, must transmit to the FSMA the following documents and information:
[…]






(6)


a certificate issued by the insurance company with which professional liability insurance has been taken out, which shows that the insurance satisfies the conditions set out in Article IV.








 








11.



Mediation


Legislation/Legal provision: Royal Decree of 29 October 2015 implementing Title 4, Chapter 4 of Book VII of the Code on Economic Law (Article 11) (1 November 2015)

Reference of the official journal: Moniteur belge of 5 November 2015






Article 4(11)
Without prejudice to the right of the FSMA to request the additional information it deems necessary to assess the file, in order to make a valid request for approval as a lender, the applicant shall include the following information in the request and attach the following documents:
[…]






(11)


an indication of whether or not the lender will exercise the activity of credit intermediary and, where appropriate, a certificate issued by the insurance undertaking with which professional indemnity insurance has been taken out in accordance with Article VII.180 § 2(1)(4) and/or Article VII.184 § 1(2)(4) of the Code on Economic Law, which shows that that insurance meets the conditions laid down in Chapter IV;




Article 7(10)
Without prejudice to the right of the FSMA to request the additional information it deems necessary to assess the file, in order to make a valid request for registration as a credit intermediary in the category of loan brokers, tied agents or sub-agents, the applicant, if a natural person, must include the following information in the request and attach the following documents:
[…]






(10)


subject to the provision in Article 11, a certificate issued by the insurance undertaking with which professional indemnity insurance has been taken out in accordance with Article VII.181 § 1(1)(3) and/or Article VII.186 § 1(1)(3) of the Code on Economic Law, which shows that that insurance meets the conditions laid down in Chapter IV;




Article 9(7)
Without prejudice to the right of the FSMA to request the additional information it deems necessary to assess the file, in order to make a valid request for registration as a consumer credit intermediary in the category of ancillary agents, the applicant shall include the following information in that request and attach the following documents:






(7)


a certificate issued by the insurance undertaking with which professional indemnity insurance [has been taken out].








 








12.



Safety and security


Legislation/Legal provision: Royal Decree of 2 September 2013 determining the conditions for obtaining authorisation as a maritime safety undertaking (Article 3(3)) (4 October 2013)

Reference of the official journal: Moniteur belge of 30 January 2013






Article 3(3)
The request for authorisation from an undertaking having a place of business in Belgium shall contain the following documents and information:
[…]






(3)


a valid insurance certificate concerning the civil and contractual liability insurance of the maritime safety undertaking, as provided for by Article 3 of the Law, for which the model is laid down by the Royal Decree of 27 June 1991 laying down the arrangements for the civil liability insurance of security undertakings, internal security undertakings and maritime safety undertakings.








 








13.



Safety and security


Legislation/Legal provision: Royal Decree of 12 November 2017 laying down the arrangements for the civil liability insurance of security undertakings, internal security undertakings and maritime safety undertakings (Article 3) (24 November 2017)

Reference of the official journal: Moniteur belge of 24 November 2017






Article 2
If the policyholder is a security undertaking or a legal or natural person organising an internal security service or a security service, they shall send the administration, when concluding an insurance contract, an insurance certificate drawn up in accordance with the model in Annex 1.
If the policyholder is a maritime security undertaking, it shall send the administration, when concluding an insurance contract, an insurance certificate drawn up in accordance with the model in Annex 2.




 








14.



Waste heaps


Legislation/Legal provision: Ministerial Decree of 22 October 1985 adopting the form and laying down the content of applications for permits to recover waste heaps (Article 6(1), last subparagraph) (18 November 1985)

Reference of the official journal: Moniteur belge of 8 November 1985






Article 6(1), last subparagraph
A statement by a Company that the applicant has civil liability insurance, covering all personal injury and damage to property which may be caused by the planned activity.




 








15.



Transport


Legislation/Legal provision: The Nairobi International Convention on the Removal of Wrecks (Article 12(1)) (28 July 2017)

Reference of the official journal: Moniteur belge of 18 July 2017






Article 12(2)(5)






(2)


A certificate attesting that insurance or other financial security is in force in accordance with the provisions of this Convention shall be issued to each ship of 300 gross tonnage and above by the appropriate authority of the State of the ship's registry after determining that the requirements of paragraph 1 have been complied with. With respect to a ship registered in a State Party, such certificate shall be issued or certified by the appropriate authority of the State of the ship's registry; with respect to a ship not registered in a State Party it may be issued or certified by the appropriate authority of any State Party. This compulsory insurance certificate shall be in the form of the model set out in the annex to this Convention, and shall contain the following particulars:






(a)


name of the ship, distinctive number or letters and port of registry;










(b)


gross tonnage of the ship;










(c)


name and principal place of business of the registered owner;










(d)


IMO ship identification number;










(e)


type and duration of security;










(f)


name and principal place of business of insurer or other person giving security and, where appropriate, place of business where the insurance or security is established; and










(g)


period of validity of the certificate, which shall not be longer than the period of validity of the insurance or other security.












 








16.



Transport


Legislation/Legal provision: Walloon Government Decree of 3 June 2009 implementing the Decree of 18 October 2007 on taxi services and car hire services with driver (Article 4 §1(3) and (127)) (8 September 2009)

Reference of the official journal: Moniteur belge of 8 September 2009






Article 4 §2, third indent
The applicant shall justify its solvency,
[…]






—


for the requirement contained in § 1 (3), by a certificate from the insurance company concerned.




Article 27(4)
All vehicles must have on board at least the following documents:
[…]






(4)


a certificate issued by the insurer confirming that the vehicle is insured for the transport of passengers in return for payment, in accordance with the model set out in Annex 3 to this Decree.








 








17.



Transport


Legislation/Legal provision: Law of 30 January 2012 governing the matters referred to in Article 78 of the Constitution on the insurance of shipowners for maritime claims (Article 5) (12 March 2012)

Reference of the official journal: Moniteur belge of 2 March 2012






Article 7
The existence of the insurance referred to in Article 5 shall be proved by one or more certificates issued by its provider and carried on board the ship.
The certificates issued by the insurance provider shall include the following information:






(1)


name of ship, its IMO number, and port of registry;










(2)


shipowner's name and principal place of business;










(3)


type and duration of the insurance;










(4)


name and principal place of business of the provider of the insurance and, where appropriate, the place of business where the insurance is established.








 








18.



Transport


Legislation/Legal provision: Law of 26 November 2012 approving the 2002 Protocol to the Athens Convention relating to the Carriage of Passengers and their Luggage by Sea, 1974, done at London on 1 November 2002 (Article 4bis(1) Conventions of 13 December 1974) (21 April 2014)

Reference of the official journal: Moniteur belge of 11 April 2014






Article 4bis(2)
A certificate attesting that insurance or other financial security is in force in accordance with the provisions of this Convention shall be issued to each ship after the appropriate authority of a State Party has determined that the requirements of paragraph 1 have been complied with. With respect to a ship registered in a State Party, such certificate shall be issued or certified by the appropriate authority of the State of the ship's registry; with respect to a ship not registered in a State Party it may be issued or certified by the appropriate authority of any State Party. This certificate shall be in the form of the model set out in the annex to this Convention and shall contain the following particulars:






(a)


name of the ship, distinctive number or letters and port of registry;










(b)


name and principal place of business of the carrier who actually performs the whole or a part of the carriage;










(c)


IMO ship identification number;










(d)


type and duration of security;










(e)


name and principal place of business of insurer or other person providing financial security and, where appropriate, place of business where the insurance or other financial security is established; and










(f)


period of validity of the certificate, which shall not be longer than the period of validity of the insurance or other financial security.








 








19.



Transport


Legislation/Legal provision: Royal Decree of 22 May 2014 relating to the carriage of passengers by road (Article 35 §1(2)) (1 September 2014)

Reference of the official journal: Moniteur belge of 15 July 2014






Article 35 §1(2)
The financial capacity referred to in Article 17 § 2 of the Law shall be proved by means of a certificate from one or more of the following bodies, showing that the body concerned gave the undertaking a joint and several guarantee:
[…]






(2)


an insurance undertaking authorised in accordance with the Law of 9 July 1975 on the supervision of insurance undertakings.








 








20.



Transport


Legislation/Legal provision: Royal Decree of 16 April 2018 fixing the conditions on compulsory insurance against civil liability in respect of the use of motor vehicles (12 May 2018)

Reference of the official journal: Moniteur belge of 02 May 2018






Article 4
The insurance certificate referred to in Article 7 § 1 of the aforementioned Law of 21 November 1989 must state that a guarantee is given at least for events occurring on the territory:






(1)


of all States referred to in Article 3(1) of the Royal Decree of 13 February 1991 on the entry into force and implementation of the Law of 21 November 1989 on compulsory insurance against civil liability in respect of the use of motor vehicles, and:










(2)


of Morocco;










(3)


of Tunisia; and










(4)


of Turkey.








BULGARIA








1.



Compulsory Accident insurance for passengers in public transport vehicles


Legislation/Legal provision: Article 35 of The Ordinance 49 of 16.10.2014 г. on the Compulsory Insurance Pursuant to Items 2 of Article 461 of the Insurance Code and on the Procedure of Settlement of Claims for Compensation of Damages Caused to Motor Vehicles.

Reference of the official journal: Code on Insurance (Promulgated, SG No. 102/29.12.2015, p. 195) (effective as of 1.01.2016; amended, SG No. 24/16.03.2018, SG No. 27/27.03.2018)






Content of the insurance certificate:






—


the insurer business name;










—


the insurer's registered office and address of the place of management, insurers from third countries operating through a branch in the Republic of Bulgaria also indicating the registered office and address of the place of management of the insurer in the third country and of the branch in the Republic of Bulgaria;










—


the number of the act of the competent authority whereby a license has been issued for practicing insurance activity, insurers from third countries operating through a branch in the Republic of Bulgaria quoting the number of the act of the competent authority by registered office of the insurer in the third country and of the competent authority in the Republic of Bulgaria;










—


Unified Identification Code (UIC) for insurers with registered office in the Republic of Bulgaria, respectively registration number in the commercial or other similar register of insurers with registered office in a Member State or a third country;










—


the name and address, respectively business name, registered office, address of the place of management and the UIC of the passenger transport company with public transport means;










—


the name and address, respectively business name, registered office, address of the place of management and the UIC of the policyholder;










—


a serial number of the policy;










—


subject of the insurance contract;










—


covered insurance risks;










—


term of the contract, including the commencement and the termination date of the insured period and the period of the insured coverage;










—


insurance amount or the method of its determination;










—


the insurance premium or the method of its determination and the terms and conditions for its payment;










—


the names and address of the insurance intermediary, if the contract is concluded through an intermediary, and in case of insurance agents – also the number of their identification document;










—


the date and place of conclusion of the contract;










—


the signatures of the parties;










—


term of insurance validity (Article 35 of the Ordinance 49).








 








2.



Compulsory third party liability insurance of the tour operator


Legislation/Legal provision: Article 84, paragraph 1, item 3 of the Tourism Act

Reference of the official journal: Tourism Act, Promulgated, State Gazette No. 30/26.03.2013, p. 3 effective as of 26.03.2013; amended and supplemented, SG No. 37/4.05.2018, effective as of 4.05.2018)






Content of the insurance certificate:






—


Name, legal seat and seat of management, address and telephone number of the insurer;










—


Insurance cover;










—


Sum insured;










—


Number of insurance policy;










—


Date of the insurance policy.








 








3.



Compulsory insurance covering the liability of the trader facilitating the provision of linked travel arrangements


Legislation/Legal provision: Article 84, paragraph 1, item 3 of the Tourism Act

Reference of the official journal: Tourism Act, Promulgated, State Gazette No. 30/26.03.2013, p. 3) (effective as of 26.03.2013; amended and supplemented, SG No. 37/4.05.2018, effective as of 4.05.2018)






Content of the insurance certificate:






—


Name, legal seat and seat of management, address and telephone number of the insurer;










—


Insurance cover;










—


Sum insured;










—


Number of insurance policy;










—


Date of the insurance policy.








 








4.



Compulsory ship insurance of a chartered vessel


Legislation/Legal provision: Article 259, para. 1 of the Merchant Shipping Code

Reference of the official journal: Merchant Shipping Code, Promulgated, State Gazette No. 55/14.07.1970, and No. 56/17.07.1970 (effective as of 1.01.1971; amended, SG No. 28/29.03.2018)






The insurance policy (the insurance certificate) shall contain clauses regarding:






(1)


the subject of insurance (the insurable interest), in the event of carriage of goods- the name of the vessel;










(2)


the insured amount;










(3)


the perils covered;










(4)


the period of the insurance;










(5)


the voyage and the intermediate ports at which the vessel will call before the port of destination;










(6)


place and date of issue of the policy;










(7)


the insurance taker;










(8)


designation of the insurer and signature of the representative thereof.








 








5.



Obligatory insurance against maritime perils of the vessel mortgagor


Legislation/Legal provision: Article 259, para. 1 of the Merchant Shipping Code

Reference of the official journal: Merchant Shipping Code, Promulgated, State Gazette No. 55/14.07.1970, and No. 56/17.07.1970 (effective as of 1.01.1971; amended, SG No. 28/29.03.2018)






The insurance policy (the insurance certificate) shall contain clauses regarding:






(1)


the subject of insurance (the insurable interest), in the event of carriage of goods- the name of the vessel;










(2)


the insured amount;










(3)


the perils covered;










(4)


the period of the insurance;










(5)


the voyage and the intermediate ports at which the vessel will call before the port of destination;










(6)


place and date of issue of the policy;










(7)


the insurance taker;










(8)


designation of the insurer and signature of the representative thereof.








 








6.



Compulsory third party liability insurance of the charterer of a vessel


Legislation/Legal provision: Article 259, para. 1 of the Merchant Shipping Code

Reference of the official journal: Merchant Shipping Code, promulgated, State Gazette No. 55/14.07.1970, and No. 56/17.07.1970 (effective as of 1.01.1971; amended, SG No. 28/29.03.2018)






The insurance policy (the insurance certificate) shall contain clauses regarding:






(1)


the subject of insurance (the insurable interest), in the event of carriage of goods- the name of the vessel;










(2)


the insured amount;










(3)


the perils covered;










(4)


the period of the insurance;










(5)


the voyage and the intermediate ports at which the vessel will call before the port of destination;










(6)


place and date of issue of the policy;










(7)


the insurance taker;










(8)


designation of the insurer and signature of the representative thereof.








 








7.



Obligatory insurance for maritime claims for the vessel


Legislation/Legal provision: Article 259, para. 1 of the Merchant Shipping Code

Reference of the official journal: Merchant Shipping Code, promulgated, State Gazette No. 55/14.07.1970, and No. 56/17.07.1970 (effective as of 1.01.1971; amended, SG No. 28/29.03.2018)






Content of the insurance policy (the insurance certificate):






—


the insurance policy (the insurance certificate) shall contain clauses regarding:






(1)


the subject of insurance (the insurable interest), in the event of carriage of goods- the name of the vessel;










(2)


the insured amount;










(3)


the perils covered;










(4)


the period of the insurance;










(5)


the voyage and the intermediate ports at which the vessel will call before the port of destination;










(6)


place and date of issue of the policy;










(7)


the insurance taker;










(8)


designation of the insurer and signature of the representative thereof.












CZECHIA


—


—




DENMARK








1.



Consultant's indemnity liability: Auditors (revisorer)


Legislation/Legal provision: § 3, para 1, no. 6 of the Danish Act on Approved Auditors and Audit Firms no. 1167 of 09/09/2016

Reference of the official journal: Offentliggørelsesdato (PUBLICATION DATE): 17-09-2016






Auditors must be approved by the Danish Business Authority which implies documentation for insurance coverage.
The Danish Business Authority lay down provisions on the contents of the insurance, including extent and nature of the insurance and duration.




 








2.



Consultant's indemnity liability: Insurance Intermediaries


Legislation/Legal provision: § 3, para 2, no. 3 of the Danish Insurance Mediation Act no. 41 of 22/01/2018

Reference of the official journal: Offentliggørelsesdato: 23-01-2018






§ 2, cf. § 5 of the Executive Order no. 481 of 03/05/2018 on insurance brokers, reinsurance brokers and accessory insurance provider's liability insurance, warranty and treatment of trusted funds.
The broker must submit a declaration from the insurance company or bank with information on the requested indemnity insurance. The declaration form is prepared by the DFSA. By submitting this declaration, the insurance company guarantees that the indemnity insurance complies with the rules in § 2.
The declaration must according to § 2 i.a. state that:






—


the indemnity insurance or guarantee shall ensure that the insurer or the bank is directly liable for the damages the company incurs by negligence;










—


the indemnity insurance covers the company's operations in all countries within the European Union and countries with which the Community has concluded an agreement within the financial territory;










—


the indemnity insurance or the guarantee shall include cover for a revocation of the cover sum in the event that it may depleted as a result of one or more injuries during an insurance year (policy-backed reinstatement);










—


the indemnity insurance or the guarantee shall cover claims for damages that are raised and reported within 3 years after termination of the insurance or the guarantee, to the extent that no new indemnity insurance has been signed in another insurance company or provided a new guarantee for the intermediary in another bank with full retroactive coverage.








 








3.



Consultant's indemnity liability: Financial advisor


Legislation/Legal provision: § 3, para 2, no. 4 of Consolidation Act on financial advisors and housing credit intermediaries no. 1079 of 05/07/2016

Reference of the official journal: Offentliggørelsesdato: 13-07-2016






§ 2 of Executive Order no. 653 of 30/05/2018 on financial advisors', investments advisors and housing credit intermediaries insurance coverage, guarantee schemes and handling of entrusted funds.
The financial advisor must submit a declaration from the insurance company (form prepared by DFSA) with information about the requested indemnity insurance. By submitting this declaration, the insurance company guarantees that the indemnity insurance complies with the rules in §§ 2-5, cf. § 5.
The declaration must according to §§ 2-3 i.a. state that:






—


The liability insurance or guarantee shall ensure that the insurance company or the bank is directly liable to the injured party for the liability that a financial advisor, investment advisor or housing credit intermediary claims in the event of negligent circumstances expelled by the company or any party to whom it is liable;










—


The indemnity insurance covers the company's operations in Denmark;










—


The liability insurance or warranty shall cover claims that are raised and reported within 3 years after termination of liability insurance or warranty, insofar as no new liability insurance has been taken in another insurance company or a new guarantee for the company is given to another bank with full retroactive coverage;










—


The liability insurance or the guarantee shall include cover for a revocation of the cover sum in the event that it may be depleted as a result of one or more injuries during an insurance year (policy-backed reinstatement);










—


The sum insured is at least DKK 1 500 000  per claim per insurance year and at least DKK 3 000 000  for all claims per insurance year.








 








4.



Consultant's indemnity liability: Housing credit intermediaries (boligkreditformidler)


Legislation/Legal provision: § 3, para 2, no. 4 of Consolidation Act on financial advisors and housing credit intermediaries no. 1079 of 05/07/2016

Reference of the official journal: Offentliggørelsesdato: 13-07-2016






§ 2 of Executive Order no. 653 of 30/05/2018 on financial advisors', investments advisors and housing credit intermediaries insurance coverage, guarantee schemes and handling of entrusted funds.
The housing credit intermediary must submit a declaration from the insurance company (form prepared by DFSA) with information about the requested indemnity insurance. By submitting this declaration, the insurance company guarantees that the indemnity insurance complies with the rules in §§ 2-5, cf. § 5.
The declaration must according to §§ 2-3 i.a. state that:






—


The liability insurance or guarantee shall ensure that the insurance company or the bank is directly liable to the injured party for the liability that a financial advisor, investment advisor or housing credit intermediary claims in the event of negligent circumstances expelled by the company or any party to whom it is liable.










—


The liability insurance or guarantee shall cover countries in the European Union and countries with which the Union has entered into a financial agreement










—


The liability insurance or warranty shall cover claims that are raised and reported within 3 years after termination of liability insurance or warranty, insofar as no new liability insurance has been taken in another insurance company or a new guarantee for the company is given to another bank with full retroactive coverage.










—


The liability insurance or the guarantee shall include cover for a revocation of the cover sum in the event that it may be depleted as a result of one or more injuries during an insurance year (policy-backed reinstatement).










—


A housing credit intermediary must have a liability insurance or guarantee with a cover amount of at least EUR 460 000  per claim per insurance year and at least EUR 750 000  for all claims per insurance year.








 








5.



Consultant's indemnity liability: Ejendomskreditselskab


Legislation/Legal provision: § 3, para 1, no. 5, of Consolidation Act on property credit companies no. 1023 of 30/08/2017

Reference of the official journal: Consolidation Act on property credit companies no. 1023 of 30/08/2017
Offentliggørelsesdato: 01-09-2017
Executive Order about information requirements in connection with commercial mortgages on real estate and certain mortgage dealers' treatment of entrusted funds and guarantees






It is a requirement that the company (ejendomskreditselskabet), dealing with consumers, set up a separate account for the agreed funds, and that the company has secured these funds. A declaration from an approved auditor concerning the security of the funds must be submitted to the DFSA annually, cf. § 3, para 5.
In order for a mortgage company to receive entrusted funds, cf. § 4-9 of the Executive Order no. 1241 of 8/11/2010 (about information requirements in connection with commercial mortgages on real estate and certain mortgage dealers' treatment of entrusted funds and guarantees), a declaration from an insurance company or bank that guarantees payment of entrusted funds is required, cf. § 10.
The declaration must according to § 10 i.a. state that:






—


The guarantor guarantees the right to require payment of entrusted funds that can be directed against the company by a consumer who is dealing with mortgages on property with the company;










—


The guarantee gives the insured a direct claim against the guarantor;










—


The guarantee must cover claims relating to the entrusted funds during the warranty period;










—


The guarantee must cover at least 1 year;










—


The guarantee is not subject to any restrictions other than those permitted by this Executive Order.








GERMANY








1.



Third-Party liability insurance


Legislation/Legal provision: Section 1, 4 (2) Compulsory Insurance Act

Reference of the official journal: Compulsory Insurance Act of 5 April 1965 (BGBl. I p. 213), which was last amended by Article 1 of the Ordinance of 6 February 2017 (BGBl. I p. 147)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








2.



Foreign motor Vehicles


Legislation/Legal provision: Section 1 Act on Third-Party Liability Insurance for Vehicles and Trailers Based Abroad

Reference of the official journal: Act on Third-Party Liability Insurance for Vehicles and Trailers Based Abroad published in the BGBl. Part III, bullet number 925-2, last amended by Article 496 of the Ordinance of 31. August 2015 (BGBl. I p. 1474)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance








 








3.



Waste transports


Legislation/Legal provision: Section 7 (2) Ordinance on Transport Licences concerning third-party liability (TGv) and specific environmental impairment liability insurance

Reference of the official journal: Ordinance on Transport Licences concerning third-party liability (TGv) published on 10. September 1996 in BGBl. I S. 1411 (1997, 2861), last amended by Article 5 of the law from 19. July 2007 (BGBl. I S. 1462)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








4.



Air transportation companies and other keepers of aircrafts


Legislation/Legal provision: Sections 2 (1) no. 3, 37 (1), 43 (1) and 50 LuftVG in conjunction with sections 102 to 104 LuftVZO

Reference of the official journal: 1) Air Traffic Act as of 10. May 2007 (BGBl. I p. 698), which was last amended by Article 2 (11) of the Law of 20 July 2017 (BGBl. I p. 2808; 2018 I 472) in conjunction with
2) Air Traffic Licensing Regulation of 19. June 1964 (BGBl. I p. 370), which was last amended by Article 1 of the Ordinance of 30 March 2017 (BGBl. I p. 683)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








5.



Liability for damage caused by oil in sea transport


Legislation/Legal provision: Section 2 Oil Pollution Damage Act, see also Act on Liability and Compensation for Oil Pollution

Reference of the official journal: Oil Pollution Damage Act of 30 September 1988 (BGBl. I p. 1770), which was last amended by Article 4 (23) of the Act of 18 July 2016 (BGBl. I p. 1666)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








6.



Liability for sport boats


Legislation/Legal provision: Annex 7 no. 1 to section 9 (2) no. 2 Ordinance on the rental of lake sport boats: requirements for vehicles permitted to be operated by charter certification

Reference of the official journal: Ordinance on the rental of lake sport boats of 18 April 2000 (BGBl. I p. 572), which was last amended by Article 4 of the Ordinance of 3 May 2017 (BGBl. I p. 1016)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








7.



Special waste gas examinations and security inspections carried out by state-approved garages


Legislation/Legal provision: Section 47b (2) nos. 5 and 6 of the Regulations Authorising the Use of Vehicles for Road Traffic and annex VIIIc to the StVZO, nos. 2.8 and 2.9

Reference of the official journal: Regulations Authorising the Use of Vehicles for Road Traffic of 26 April 2012 (BGBl. I p. 679), which was last amended by Article 1 of the Ordinance of 20 October 2017 (BGBl. I p. 3723)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








8.



Approval of training courses


Legislation/Legal provision: Section 33 (2) no. 4 of the First Ordinance on the Explosives Act

Reference of the official journal: First Ordinance to the Explosives Act in the version published on 31 January 1991 (BGBl. I p. 169), which was last amended by Article 1 of the Ordinance of 11 June 2017 (BGBl. I p. 1617)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








9.



Waste transport


Legislation/Legal provision: Section 7 (2) Ordinance on Transport Licences concerning third-party liability (TGv) concerning third-party liability insurance and specific environmental impairment liability insurance

Reference of the official journal: Ordinance on Transport Licences concerning third-party liability (TGv) concerning third-party liability insurance and specific environmental impairment liability insurance published on 10. September 1996 in BGBl. I S. 1411 (1997, 2861), last amended by Article 5 of the law from 19. July 2007 (BGBl. I S. 1462).












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








10.



Waste shipment


Legislation/Legal provision: Section 7 (1) Waste Shipment Act

Reference of the official journal: Waste Shipment Act of 19 July 2007 (BGBl. I p. 1462), which was last amended by Article 1 of the Act of 1 November 2016 (BGBl. I p. 2452)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








11.



Product liability of pharmaceutical manufacturers


Legislation/Legal provision: Sections 88 (1), 94 German Medicines Act (AMG)

Reference of the official journal: German Medicines Act announced on the 12 December 2005 BGBl. (BGBl.) I p. 3394, last amended by Article 1 of the Law of 18 July 2017 (BGBl I p. 2757)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








12.



Transport of dangerous goods


Legislation/Legal provision: Section 3 (1) fourth sentence, Dangerous Goods Transportation Act

Reference of the official journal: Dangerous Goods Transport Act of 6 August 1975 (BGBl. I p. 2121), which was last amended by Article 5 of the Law of 26 July 2016 (BGBl. I p. 1843)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








13.



Operating liability for certain plans that may pose a hazard to the environment


Legislation/Legal provision: Sections 19 (1) and (2) no. 1 Environmental Liability Act in conjunction with annex 2 (the regulations on coverage provisions have not yet come into force as the relevant ordinance has still to be issued.)

Reference of the official journal: Environmental Liability Act of 10 December 1990 (BGBl. I p. 2634), which was last amended by Article 6 of the Law of 17 July 2017 (BGBl. I p. 2421)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








14.



Operating liability for genetic facilities and the release of genetically modified organisms into the environment


Legislation/Legal provision: Section 36 (1) and (2) no. 1 Genetic Engineering Act. Since no ordinance exists, provision for coverage is not mandatory yet

Reference of the official journal: Genetic Engineering Act as of 16 December 1993 (BGBl. I p. 2066), which was last amended by Article 3 of the Act of 17 July 2017 (BGBl. I p. 2421)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








15.



Operating liability for shooting ranges


Legislation/Legal provision: Section 27 (1) Weapons Act

Reference of the official journal: Weapons Act of 11 October 2002 (BGBl. I p. 3970, 4592, 2003 I p. 1957), which was last amended by Article 1 of the Act of 30 June 2017 (BGBl. I S. 2133)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








16.



Social associations which have the task to find and train voluntary citizens willing to become ‘Betreuer’ [guardian of a disabled person]


Legislation/Legal provision: Section 1908f (1) no. 1 Civil Code (BGB)

Reference of the official journal: Civil Code as of 2 January 2002 (BGBl. I p. 42, 2909; 2003 I p. 738), most recently amended by Article 6 of the Law of 12 July 2018 (BGBl. I S. 1151)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








17.



Industrial safety and health / control agencies


Legislation/Legal provision: Section 21 (2) no. 1 Ordinance on Industrial Safety and Health

Reference of the official journal: Ordinance on Industrial Safety and Health of 3 February 2015 (BGBl. I p. 49), which was last amended by Article 5 (7) of the Ordinance of 18 October 2017 (BGBl. I p. 3584)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








18.



Guard services


Legislation/Legal provision: Section 34a (2) no. 3c Industrial Code (GewO) in conjunction with section 6 (2) Ordinance on Guard Services

Reference of the official journal: 1) Industrial Code as of 22 February 1999 (BGBl. I p. 202), which was last amended by Article 1 of the Act of 17 October 2017 (BGBl. I p. 3562) in conjunction with
2) Ordinance on Guard Services as of 10 July 2003 (BGBl. I p. 1378), which was last amended by Article 1 of the Ordinance of 1 December 2016 (BGBl. I S. 2692)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








19.



Ground handling services at airports


Legislation/Legal provision: Section 3 Ground Handling Ordinance in conjunction with annex 3 no. 2 B (6)

Reference of the official journal: Ground Handling Service Ordinance of 10 December 1997 (BGBl. I p. 2885), which was last amended by Article 6 (16) of the Act of 23 May 2017 (BGBl. I p. 1228)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








20.



Landfill sites


Legislation/Legal provision: Section 19 (2) Landfill Ordinance requires a ‘deposit of security’ made by the owner of the landfill, but not imperatively in the form of a liability insurance.

Reference of the official journal: Landfill Ordinance of 27 April 2009 (BGBl. I p. 900), which was last amended by Article 2 of the Ordinance of 27 September 2017 (BGBl. I p. 3465)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








21.



Verification of weights and measures/inspection authorities


Legislation/Legal provision: Section 44 Measurement and Verification Ordinance

Reference of the official journal: Measurement and Verification Ordinance of 11 December 2014 (BGBl. I p. 2010, 2011), which was last amended by Article 1 of the Ordinance of 10 August 2017 (BGBl. I p. 3098)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








22.



Operating liability for specialised waste management companies


Legislation/Legal provision: Section 6 Ordinance on Specialised Waste Management Companies requires proof of adequate insurance cover

Reference of the official journal: Ordinance on Specialised Waste Management Companies of 2 December 2016 (BGBl. I p. 2770), which was amended by Article 2 (2) of the Act of 5 July 2017 (BGBl. I p. 2234)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








23.



Liability concerning the inspection of gas systems and their installation by state-approved garages


Legislation/Legal provision: Annex VIIa to Regulations Authorising the Use of Vehicles for Road Traffic (StVZO), nos. 2.8 and 2.9

Reference of the official journal: Regulations Authorising the Use of Vehicles for Road Traffic of 26 April 2012 (BGBl. I p. 679), which was last amended by Article 1 of the Ordinance of 20 October 2017 (BGBl. I p. 3723)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








24.



Hunters' liability


Legislation/Legal provision: Section 17 (1) no. 4 Federal Hunting Act

Reference of the official journal: Federal Hunting Act as of 29 September 1976 (BGBl. I p. 2849), which was last amended by Article 3 of the Act of 8 September 2017 (BGBl. I p. 3370)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








25.



Operating liability for nuclear plants and owners of nuclear fuels and other radioactive substances, as well as users of ionising radiation


Legislation/Legal provision: Section 13 Atomic Energy Act in conjunction with the Nuclear Financial Security Ordinance and section 24 (1) no. 5 Radiation Protection Ordinance and section 28b (1) no. 5 X-Ray Ordinance

Reference of the official journal: 1) Atomic Energy Act as of 15 July 1985 (BGBl. I p. 1565), which was last amended by Article 1 of the Law of 10 July 2018 (BGBl. I p. 1122)
2) Nuclear Financial Security Ordinance of 25 January 1977 (BGBl. I p. 220), which was last amended by Article 20 of the Act of 27 June 2017 (BGBl. I p. 1966)
3) Radiation Protection Ordinance of 20 July 2001 (BGBl. I p. 1714; 2002 I p. 1459), which was last amended by Article 6 of the Act of 27 January 2017 (BGBl. I pp. 114, 1222).
4) X-ray Ordinance in the version of the notice of 30 April 2003 (BGBl. I p. 604), which was last amended by Article 6 of the Ordinance of 11 December 2014 (BGBl. I p. 2010)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








26.



Wages tax assistance societies (‘Lohnsteuerhilfe-vereine’)


Legislation/Legal provision: Section 25 (2) Law on Tax Advisers in conjunction with section 2 Ordinance on the Implementation of Provisions with regard to wage tax societies

Reference of the official journal: 1) Law on Tax Advisers as of 4 November 1975 (BGBl. I p. 2735), which was last amended by Article 8 of the law of 30 October 2017 (BGBl. I p. 3618)
2) Ordinance on the Implementation of Provisions with regard to wage tax societies of 15 July 1975 (BGBl. I p. 1906), which was last amended by Article 6 of the Ordinance of 12 July 2017 (BGBl. I p. 2360)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








27.



Brokers and building contractors


Legislation/Legal provision: Section 2 Broker and Building Contractor Ordinance

Reference of the official journal: Broker and Building Contractor Ordinance as of 7 November 1990 (BGBl. I p. 2479), which was last amended by Article 1 of the Ordinance of 9 May 2018 (BGBl. I p. 550)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








28.



Notaries


Legislation/Legal provision: Sections 19a, 67 (3) no. 3 Federal Public Notaries Ordinance

Reference of the official journal: Federal Public Notaries Ordinance in BGBl. Part III, Section 303-1, last amended by 4 of the Act of 30 October 2017 (BGBl. I p. 3618)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








29.



Publicly appointed and sworn experts


Legislation/Legal provision: Section 36 (3) no. 3b Industrial Code (GewO)

Reference of the official journal: Industrial Code as of 22 February 1999 (BGBl. I p. 202), which was last amended by Article 1 of the Act of 17 October 2017 (BGBl. I p. 3562)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








30.



Patent attorneys


Legislation/Legal provision: Section 45 Patent Attorney Code

Reference of the official journal: Patent Attorney Code of 7 September 1966 (BGBl. I p. 557), which was last amended by Article 5 of the Act of 30 October 2017 (BGBl. I p. 3618)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








31.



Pharmaceutical entrepreneurs


Legislation/Legal provision: Sections 88, 94 German Medicines Act (AMG)

Reference of the official journal: German Medicines Act (AMG) as of 12. December 2005 BGBl. (BGBl.) I p. 3394, last amended by Article 1 of the Law of 18 July 2017 (BGBl I p. 2757).












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








32.



Test engineers (construction engineering)


Legislation/Legal provision: Section 15 (2) no. 7 Regulation on Building Specifications, Engineering Inspections and Tests
Note: This ordinance is part of the laws of the former GDR still applicable in the states that joined the Federal Republic of Germany in accordance with Article 3 no. 32a of the Unification Treaty Act of 18.09.1990 (BGBl. II 1239) and Article 9 Unification Treaty of 31.08.1990 in conjunction with Article 1 G of 23.09.1990 (BGBl. II 885, 1239 effective as of 03.10.1990; cf. also part II of this listing)

Reference of the official journal: Regulation on Building Specifications, Engineering Inspections and Tests as of 13 August 1990 (GBl. GDR 1990 I p 1400).












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








33.



Inspection, control and certification agencies


Legislation/Legal provision: Section 7 (1) Ordinance on the Installation of Heating Boilers and Equipment in accordance with the Construction Products Act

Reference of the official journal: Ordinance on the Installation of Heating Boilers and Equipment in accordance with the Construction Products Act (Article 1 of the Ordinance on the Implementation of the Boiler Efficiency Directive) of 28 April 1998 (BGBl. I p. 796), most recently amended by Article 5 of the Law of 5 December 2012 (BGBl. I S. 2449)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








34.



Lawyers


Legislation/Legal provision: Section 51 Federal Lawyers' Act and section 7 of the Law regulating the activity of European Lawyers in Germany

Reference of the official journal: 1) Federal Lawyers' Act published in the BGBl. Part III, outline number 303-8, which was last amended by Article 3 of the Act of 30 October 2017 (BGBl. I p. 3618)
2) Law regulating the activity of European Lawyers in Germany of 9 March 2000 (BGBl. I P. 182, 1349), which was last amended by Article 6 of the Act of 30 October 2017 (BGBl. I p. 3618)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








35.



Fairground workers


Legislation/Legal provision: Section 55f Industrial Code (GewO) in conjunction with Section 1 Ordinance on the Liability of Fairground Workers concerning conveyance of passengers: show driving with motor vehicles, Wall of Death motordromes, shooting galleries, circuses, performances with dangerous animals, horse-riding business

Reference of the official journal: 1) Industrial Code as of 22 February 1999 (BGBl. I p. 202), which was last amended by Article 1 of the Act of 17 October 2017 (BGBl. I p. 3562)
2) Ordinance on the Liability of Fairground Workers of 17 December 1984 (BGBl. I p. 1598), which was last amended by Article 3 of the Ordinance of 9 March 2010 (BGBl. I p. 264)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








36.



Agencies and institutions for the control of installations and equipment within the meaning of section 14 (1) of the Equipment and Product Safety Act


Legislation/Legal provision: Section 13 (8) Product Safety Act

Reference of the official journal: Product Safety Act of 8 November 2011 (BGBl. I p. 2178, 2179, 2012 I p. 131), which was amended by Article 435 of the Ordinance of 31 August 2015 (BGBl. I p. 1474)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








37.



Tax advisors, tax agents, tax consultancy services


Legislation/Legal provision: Section 67 StBerG

Reference of the official journal: Law on Tax Advisers as of 4 November 1975 (BGBl. I p. 2735), which was last amended by Article 8 of the law of 30 October 2017 (BGBl. I p. 3618)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








38.



Technical equipment and consumer products


Legislation/Legal provision: Section 3 (3) no. 4 Product Safety Act (GPSG)

Reference of the official journal: Product Safety Act of 8 November 2011 (BGBl. I p. 2178, 2179, 2012 I p. 131), which was amended by Article 435 of the Ordinance of 31 August 2015 (BGBl. I p. 1474)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








39.



Liability of development aid institutions for the benefit of development aid workers (combined with corresponding health insurance)


Legislation/Legal provision: Section 6 Development Aid Workers Act

Reference of the official journal: Development Aid Workers Act of 18 June 1969 (BGBl. I p. 549), which was last amended by Article 6 (13) of the Act of 23 May 2017 (BGBl. I p. 1228)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








40.



Control organisations


Legislation/Legal provision: Annex VIII b no. 2.6 Regulations Authorising the Use of Vehicles for Road Traffic (StVZO)

Reference of the official journal: Regulations Authorising the Use of Vehicles for Road Traffic of 26 April 2012 (BGBl. I p. 679), which was last amended by Article 1 of the Ordinance of 20 October 2017 (BGBl. I p. 3723)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








41.



Firearms certificates, shooting companies


Legislation/Legal provision: Section 4 (1) no. 5 Weapons Act (WaffG)

Reference of the official journal: Weapons Act of 11 October 2002 (BGBl. I p. 3970, 4592, 2003 I p. 1957), which was last amended by Article 1 of the Act of 30 June 2017 (BGBl. I S. 2133)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








42.



Auditors and auditing companies


Legislation/Legal provision: Section 54 of the Law regulating the profession of auditor in conjunction with sections 1 and 2 Ordinance of the Professional Liability of Auditors

Reference of the official journal: Law regulating the profession of auditor as of 5 November 1975 (BGBl. I P. 2803), which was last amended by Article 9 of the Act of 30 October 2017 (BGBl. I p. 3618)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








43.



Certification service


Legislation/Legal provision: Article 24 Abs. 2c i.V.m. Article 13 of the regulation (EU) Nr. 910/2014 in conjunction with § 10 Trust Service Act (VDG)

Reference of the official journal: Trust Service Act of 18 July 2017 (BGBl. I p. 2745), which was amended by Article 2 of the Act of 18 July 2017 (BGBl. I p. 2745)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








 








44.



Official receivers


Legislation/Legal provision: Section 1 (4) Official Receivers Ordinance

Reference of the official journal: Official Receivers Ordinance of 19 December 2003 (BGBl. I p. 2804)












—


Name of the insurer;










—


Insured sum;










—


Certification that the contract fulfils the obligation to take out insurance.








ESTONIA








1.



Liability insurance of shipowners for maritime claims


Legislation/Legal provision: § 77, Merchant Shipping Act Passed 05.06.2002 Entry into force 01.10.2002

Reference of the official journal: RT I 2002, 55, 345






§ 773 Insurance policy






(1)


The existence of a liability insurance contract shall be evidenced by an insurance policy carried on board the ship.










(2)


A policy of liability insurance shall include the following information:






1)


name of the ship, her IMO number and the port of registry;










2)


name and principal place of business of the shipowner;










3)


type and duration of liability insurance;










4)


name and principal place of business of the insurance undertaking.














(3)


The insurance policy of a ship flying the national flag of Estonia shall be either in English or in Estonian and English.




§ 775 Certificate of validity of liability insurance in case of causing loss of life, damage to health or bodily injury of passenger






(1)


In case of international carriage of passengers, a respective certificate shall be applied for from the Estonian Maritime Administration to prove the existence and validity of the liability insurance or other financial security that meets the requirements provided for in subsection 774 (1) of this Act. If the liability insurance contract or another financial security contract meets the requirements provided for in subsection 774 (1) of this Act, the Estonian Maritime Administration shall issue a certificate regarding the existence and validity of the liability insurance or other financial security (hereinafter certificate of liability insurance or other financial security). If the requirements are not met, the Estonian Maritime Administration shall refuse to issue the certificate.










(2)


A certificate of liability insurance or other financial security shall be issued for a term that shall not exceed the term of the liability insurance contract or other financial security contract, on the basis whereof the certificate is issued.










(3)


The procedure for application for, issue, revocation and maintenance of a certificate of liability insurance or other financial security, and the form of the certificate shall be established by a regulation of the Minister of Economic Affairs and Communications.










(4)


A state fee shall be paid for the processing of an application for a certificate of liability insurance or other financial security.








 








2.



General – for every policy holder


Legislation/Legal provision: Estonian Law of Obligations Act section 434












(1)


The name and address of the policyholder and the insured person, unless the policy is a bearer policy;










(2)


the class of insurance, a definition of the object of the insurance contract, a list of insured risks and the term for notification of an insured event;










(3)


the sum insured or the bases for calculation thereof;










(4)


the effective date of the contract and the duration of any possible extension of the contract, and the duration of insurance cover;










(5)


in the case of obligatory insurance, the legislation which renders entry into the insurance contract obligatory.








IRELAND








1.



Compulsory insurance for drivers/motor Insurance


Legislation/Legal provision: Section 56 Road Traffic Act 1961






A certificate must show that a policy has been issued and other prescribed particulars under Section 66, Road Traffic Act 1961




 








2.



Compulsory insurance for aircraft


Legislation/Legal provision: Air Navigation and Transport Act 1936






A certificate must contain such particulars as the Minister may require (Section 28)




 








3.



Compulsory insurance of light rail vehicles/Luas


Legislation/Legal provision: Transport (Railway Infrastructure) Act 2001 Section 57






A certificate must show that a policy has been issued and other prescribed particulars under Section 66, Road Traffic Act 1961




 








4.



Compulsory insurance for ships


Legislation/Legal provision: Sea Pollution (Miscellaneous Provisions) Act 2006 – Section 9












(a)


name of ship, distinctive number or letters and port of registry;










(b)


name and principal place of business of the registered owner;










(c)


IMO ship identification number;










(d)


type and duration of security;










(e)


name and principal place of business of insurer or other person giving security and, where appropriate, place of business where the insurance or security is established;










(f)


period of validity of the certificate which shall not be longer than the period of validity of the insurance or other security.




[Article 7(2) of Schedule]




GREECE








1.



Insurance (or other financial security) of the civil liability for the removal of wrecks


Legislation/Legal provision: Article 7 of L. 2881/2001 ‘Removal of shipwrecks and other provisions’
Article 108 of L. 4504/2017 (with effect from 1.1.2018)

Reference of the official journal: Government Gazette A 16/6.2.2001
Government Gazette A 184/29.11.2017






Apart from the name of the ship, its registration number and port of registry, the shipowner's name and principal place of business, the type and duration of the insurance and the address of the main insurance provider, the certificate must include the irrevocable clause enabling any claim for wreck removal costs to be brought directly against the insurer or other person providing financial security solely upon a notification that such costs have been incurred without the requirement to notify the occurrence of the risk and irrespective of a relevant statement by the registered owner or a waiver by the insurer of the right to invoke defences arising from the insurance contract against the State or organisation.




 








2.



Insurance of liability shipowners covering maritime claims


Legislation/Legal provision: Article 4 of Presidential Decree 6/2012 ‘Transposition of Directive 2009/20/EC regarding insurance of shipowners for maritime claims’, with effect as of 31.12.2011
L. 1923/1991 ‘Ratification of International Convention on Limitation of liability for maritime claims signed in London on 19/11/1976’, as amended by L. 3743/2009 ‘Ratification of Protocol 1996 to amend the Convention on Limitation of Liability for maritime claims, 1976’

Reference of the official journal: Government Gazette A 7/20.1.2012;
Government Gazette A 13/14.2.1991; Government Gazette A 24/13.2.2009












(a)


Name of ship, IMO identification number and port of registration;










(b)


Name and principal place of business of shipowner;










(c)


Type and period of validity of insurance; and










(d)


Name and principal place of business of insurer or other person giving security and, where appropriate, place of business where the insurance is established.








 








3.



Insurance of liability of ships of less than 300 gross tonnage


Legislation/Legal provision: Article 1, 2 and 3 of the Ministerial Decision No 3332. 10/04/2013 regulating civil liability issues of shipowners of ships routed in maritime transport which replaced the former Ministerial Decision 3332. 2/01/2012 with the same content

Reference of the official journal: Government Gazette B 1505/20.6.2013; Government Gazette B 2822/19.10.2012












(a)


Name of ship, IMO identification number and port of registration;










(b)


Name and principal place of business of shipowner;










(c)


Type and period of validity of insurance; and










(d)


Name and principal place of business of insurer or other person giving security and, where appropriate, place of business where the insurance is established.








 








4.



Insurance (or other financial security) of the civil liability of the registered owner of a ship having a gross tonnage greater than 1 000  for pollution damage


Legislation/Legal provision: Article 7 of L. 3393/2005 ‘Ratification of the 2001 International Convention on Civil Liability for Bunker Oil Pollution Damage’

Reference of the official journal: Government Gazette 242/4.10.2005












(a)


Name of ship, distinctive number or letters and port of registry;










(b)


Name and principal place of business of the registered owner;










(c)


IMO ship identification number;










(d)


Type and duration of security;










(e)


Name and principal place of business of insurer or other person giving security and, where appropriate, place of business where the insurance or security is established; and










(f)


Period of validity of the certificate which shall not be longer than the period of validity of the insurance or other security.








SPAIN


—


—




FRANCE








1.



Motorised land vehicles


Legislation/Legal provision: Insurance Code, Article L. 211-1 (Highway Code, Article L. 324-1) Law No 58-208 of 27 February 1958, Article 1

Reference of the official journal: JORF (Official Journal of the French Republic) of 28 February 1958, page 2148






Insurance Code, Article R. 211-15
The supporting document must include the following information:






(a)


name and address of the insurance company;










(b)


full name and address of the policyholder;










(c)


number of the insurance policy;










(d)


the insurance period of the premium or portion of premium paid;










(e)


the characteristics of the vehicle, in particular its registration number or, failing this and where appropriate, the engine number.








 








2.



Lift operators


Legislation/Legal provision: Insurance Code, Article L. 220-1
Law No 63-708 of Thursday 18 July 1963, Article 1

Reference of the official journal: JORF of Friday 19 July 1963, page 6627






Insurance Code, Article A. 220-4
On the top right, the document must indicate ‘Insurance certificate (Article L. 220-1 of the Insurance Code)’.
This document must also include:






—


The name, address and stamp of the issuing insurance body;










—


The number of the insurance policy;










—


The name or business name and the address of the operator covered by the insurance;










—


The geographical indication by which the engine is commonly known;










—


Indication of the period of the validity, which must be clearly displayed using one of the following formulas:






(a)


Valid from … to….










(b)


Valid for … (days or months) from ….








The supporting document must define the means of transport concerned, identifying all elements thereof, as listed in Article R. 220-1. The parts listed above shall be indicated on the supporting document by the issuing insurance company or, failing this, by the operator, before the installation is brought into operation. The insurance certificate must point out that, according to Article R. 220-8, its presentation constitutes only a presumption of guarantee borne by the insurer. It must not include any information other than that specified in this Article, with the possible exception of proof of payment of the premium.




 








3.



Architects


Legislation/Legal provision: Law No 77-2 of 3 January 1977, Article 16

Reference of the official journal: JORF of 4 January 1977, page 71






Decree of 15 July 2003
Insurance certificate:
The undersigned insurance company hereby certifies that it has issued to:
Mr/Ms
Status:
Domiciled at:
Registration No on the order:
Company:
Registered office:
Registration No on the order:
policy No covering the liability which may arise for the acts which he/she performs in a professional capacity or the acts of his/her employees for the year (specify).




 








4.



Surveyors


Legislation/Legal provision: Law No 46-942 of 7 May 1946, Article 8-1 and 9-1

Reference of the official journal: JORF of 8 May 1946, page 3889






Decree No 96-478 of 31 May 1996, Article 128
Proof of insurance cover, pursuant to Article xxx, must be submitted to the regional council through the submission of a certificate providing the following information:






—


Reference to the legislative and regulatory provisions;










—


The business name of the insurance company;










—


The period of validity of the contract;










—


The name and address of the contract holder;










—


The scope and amount of the guarantees.








 








5.



Construction work (ten-year liability)


Legislation/Legal provision: Insurance Code, Article L. 241-1 (Construction and Housing Code, Article L. 111-28)
Law No 78-12 of 4 January 1978






Insurance Code, Article A. 243-3






(1)


In all instances, it must include the following information:






(a)


The business name and address of the insured party;










(b)


The single identification number of the insured party, issued in accordance with Article D. 123-235 of the Commercial Code or the identification number provided for in Articles 214 et seq of Council Directive 2006/112/EC;










(c)


The name, address of head office and full contact details of the insurer and, where appropriate, of the branch granting the guarantee;










(d)


The contract number;










(e)


The period of validity;










(f)


The date on which the certificate is drawn up;














(2)


And, depending on the following scenarios:






(a)


Where the insurance certificate refers to a number of construction operations, it shall indicate the limits of the guarantee, depending on the following characteristics:






—


the activity(-ies) or mission(s) carried out by the insured party;










—


the date(s) of opening of the building site(s);










—


the geographical scope of the construction operations covered;










—


the cost of the construction operations;










—


where appropriate, the amount of the insured party's contract;










—


the type of techniques used;










—


where appropriate, the presence of a collective ten-year liability contract as well as the amount of the absolute excess.
















 








6.



Owner of the work, seller or authorised representative of the owner of the work (damage to works)


Legislation/Legal provision: Insurance Code, Article L. 242-1
Law No 78-12 of 4 January 1978, Article 12

Reference of the official journal: JORF of 5 January 1978, page 188






Insurance Code, Article A. 243-3






(1)


In all instances, it must include the following information:






(a)


The business name and address of the insured party;










(b)


The single identification number of the insured party, issued in accordance with Article D. 123-235 of the Commercial Code or the identification number provided for in Articles 214 et seq of Directive 2006/112/EC;










(c)


The name, address of head office and full contact details of the insurer and, where appropriate, of the branch granting the guarantee;










(d)


The contract number;










(e)


The period of validity;










(f)


The date on which the certificate is drawn up;














(2)


And, depending on the following scenarios:






(a)


Where the insurance certificate refers to a number of construction operations, it shall indicate the limits of the guarantee, depending on the following characteristics:






—


the activity(-ies) or mission(s) carried out by the insured party;










—


the date(s) of opening of the building site(s);










—


the geographical scope of the construction operations covered;










—


the cost of the construction operations;










—


where appropriate, the amount of the insured party's contract;










—


the type of techniques used;










—


where appropriate, the presence of a collective ten-year liability contract as well as the amount of absolute excess.
















 








7.



Commercial estate agents


Legislation/Legal provision: Decree No 72-678 of 20 July 1972, Article 49

Reference of the official journal: JORF of 22 July 1972, page 7773






Decree of 1 July 2015
Insurer:
Name of the insurance body:
Address:
The above-named insurer certifies that the insurer named below has underwritten an insurance contract on its behalf which includes guarantees at least equivalent to those provided for by the decree of
Insured party:
Name:
First name(s):
Business address:
Authorised by:
Mr/Ms
or company:
represented by:
Name:
First name(s):
Representative capacity:
Holder of professional card No, issued by:
Guaranteed professional activity:
Policy No:
Date on which the contract takes effect:
This certificate constitutes only a presumption of guarantee borne by the insurer.




 








8.



Minors housed outside the parental home


Legislation/Legal provision: Social Action and Family Code, Article L. 227-5
Law No 2001-624 of 17 July 2001, Article 13

Reference of the official journal: JORF No 164 of 18 July 2001, page 11496, text No 1






Social Action and Family Code, Article R. 227-29
Conclusion of the contracts is justified by a certificate issued by the insurer, and must include the following references:






(1)


Reference to the legal and regulatory provisions.










(2)


business name of the insurance company(-ies) concerned;










(3)


The number of the concluded insurance contract;










(4)


The period of validity of the contract;










(5)


The name and address of the policyholder;










(6)


The scope and amount of the guarantees;










(7)


The nature of the activities concerned.








 








9.



Hunting


Legislation/Legal provision: Environmental Code, Article L. 423-16
Law No 75-347 of 14 May 1975, Article 2

Reference of the official journal: JORF No 0112 of 15 May 1975, page 4899






Insurance Code, Annex to Article A. 230-6
(Name and head office of the business and obligatory clauses)
Hunting civil liability insurance certificate
The above-mentioned insurance company … certifies that Mr … residing at … is insured by it for the period from … to 30 June … pursuant to insurance contract No … underwritten by … Under the minimum conditions laid down by Article L. 223-13 of the new Rural and Maritime Fisheries Code, this contract covers any civil liability incurred by the hunter with no maximum amount as a result of personal injury caused by an act of hunting or destruction of harmful animals and by dogs in the care of the hunter.
No forfeiture shall be enforceable vis-a-vis the victims of accidents or their dependants.
Fait à (Date) …
For the company




 








10.



Marine hunting


Legislation/Legal provision: Environmental Code, Article L. 423-3
Law No 68-918 of Thursday 24 October 1968

Reference of the official journal: JORF of Saturday 26 October 1968, page 10069






Insurance Code, Annex to Article A. 230-6:
(Name and head office of the business and obligatory clauses)
Hunting civil liability insurance certificate
The above-mentioned insurance company …, certifies that Mr … residing at … is insured by it for the period from … to 30 June … Pursuant to insurance contract No … concluded by … Under the minimum conditions laid down by Article L. 223-13 of the new Rural and Maritime Fisheries Code, this contract covers any civil liability incurred by the hunter with unlimited amount owing to the personal accidents caused by an act of hunting or destruction of harmful animals and by dogs in the care of the hunter.
No forfeiture shall be opposable to the victims of accidents or their dependants.
Fait à (Date) …
For the company




 








11.



Organisation and sale of travel and stays


Legislation/Legal provision: Tourism Code, Article L. 211-18
Law No 92-645 of 13 July 1992, Article 4

Reference of the official journal: JORF No 162 of 14 July 1992, page 9457






Tourism Code, Article L. 211-40:






(a)


Reference to the legal and regulatory provisions;










(b)


The business name of the authorised insurance company;










(c)


The number of the concluded insurance contract;










(d)


The period of validity of the contract;










(e)


The name and address specifying, where necessary, the business name and address of the guaranteed travel operator;










(f)


The scope of the guarantees.




Each year, the insured party must demonstrate the validity of the contract to the registration committee referred to in Article L. 141-2.




 








12.



Owners of dangerous dogs


Legislation/Legal provision: Rural and Maritime Fisheries Code: Article L921-3
Law N 99-5 of 6 January 1999, Article 2

Reference of the official journal: JORF No 5 of 7 January 1999, page 327






Decree No 99-1164 of 29 December 1999
Article 4. Presentation of special certification drawn up by the insurer shall be considered as meeting the compulsory insurance obligation enacted in point II of Article 211-3 of the Rural Code.
Where the policyholder is not the owner or keeper of the animal, the certification shall mention the name of the dog's owner or keeper.




CROATIA








1.



Liability for nuclear damage


Legislation/Legal provision: Articles 2, 8 and 16 Act on liability for nuclear damage (Croatian Official Gazette No. 143/98) entered into force 7.11.1998

Reference of the official journal: Act on liability for nuclear damage (Croatian Official Gazette No. 143/98 (1760), 30.10.1998)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








2.



Liability insurance for environment damage


Legislation/Legal provision: Articles 4, 117, 205 Environmental protection Act (Croatian Official Gazette No. 80/13, 153/13, 78/15, 12/18) entered into force 6.7.2013

Reference of the official journal: Environmental protection Act (Croatian Official Gazette No. 80/2013, (1659), 28.6.2013; 153/2013, (3221), 18.12.2013; 78/2015, (1498), 17.7.2015; 12/2018, (264), 7.2.2018)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








3.



Insurance for designer error


Legislation/Legal provision: Articles 90 Paragraph 4, 91, 124 Act on Sustainable Waste Management (Official Gazette, No. 94/2013, 73/2017) entered into force 22.7.2013

Reference of the official journal: Act on Sustainable Waste Management (Official Gazette, No. 94/2013, (2123), 22.7.2013; 73/2017, (1767), 26.7.2017)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








4.



Liability insurance of authorised architects and engineers in construction


Legislation/Legal provision: Article 54 Act on the Chamber of Architects and Chambers of Engineers in Construction and Physical Planning (Official Gazette No. 78/15) entered into force 25.7.2015.

Reference of the official journal: Act on the Chamber of Architects and Chambers of Engineers in Construction and Physical Planning (Official Gazette No. 78/2015, (1490), 17.7.2015)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








5.



Liability insurance of forestry and wood technology engineers


Legislation/Legal provision: Article 32 of Act on Croatian Chamber of Forestry and Wood technology Engineers (Official Gazette No. 22/06) entered into force 4.3.2006

Reference of the official journal: Act on Croatian Chamber of Forestry and Wood technology Engineers (Official Gazette No. 22/2006, (528), 24.2.2006)






Act on Croatian Chamber of Forestry and Wood technology Engineers (Official Gazette No. 22/2006, (528), 24.2.2006)
According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








6.



Liability of the Croatia control


Legislation/Legal provision: Article 9 Act on Establishment of CROATIA CONTROL (Official Gazette No. 19/1998, 20/2000, 51A/2013) entered into force 21.2.1998

Reference of the official journal: Act on Establishment of CROATIA CONTROL (Official Gazette No.19/1998, (2270), 13.2.1998; 20/2000, (285), 16.2.2000; 51A/2013, (1052), 30.4.2013






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








7.



Liability of sponsor of clinical trial of veterinary medicinal products


Legislation/Legal provision: Article 19 Act on Veterinary Medicinal Products (Official Gazette No. 84/2008, 56/2013, 94/2013, 15/2015) entered into force 1.2.2009

Reference of the official journal: Act on Veterinary Medicinal Products (Official Gazette No. 84/2008, (2718), 18.7.2008; 56/2013, (1151), 10.5.2013; 94/2013, (2126), 22.7.2013; 15/2015, (276), 6.2.2015)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








8.



Liability insurance in the field of insurance and reinsurance mediation


Legislation/Legal provision: Article 403, 410 Insurance Act (Official Gazette no. 30/15) entered into force 1.1.2016

Reference of the official journal: Insurance Act (Official Gazette no. 30/2015, (611), 17.3.2015)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








9.



Liability of real estate agents


Legislation/Legal provision: Article 5 Real Estate Brokerage Act (Official Gazette no. 107/2007, 144/2012, 14/2014) entered into force 27.10.2007, (article 5 paragraph 3 entered into force 1.7.2013)

Reference of the official journal: Real Estate Brokerage Act (Official Gazette no. 107/2007, (3128), 19.10.2007; 144/2012, (3084), 21.12.2012; 14/2014, (289), 5.2.2014)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








10.



Liability insurance of touristic agency for package arrangement


Legislation/Legal provision: Article 50, 53, 93, 95, 97 Act on Provision of Tourism Services (Official Gazette No. 130/2017) entered into force 1.1.2018. (Articles 50 and 53 entered into force 1.7.2018)

Reference of the official journal: Act on Provision of Tourism Services (Official Gazette No. 130/2017, (2982), 27.12.2017)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.




According to Article 50 Paragraph 5 of the Act on Provision of Tourism Services (Official Gazette No. 130/2017) organizer shall provide to the traveller direct exercise of rights on refunds from the guarantee and, for evidence purposes of said right, hand over the contract or certificate of travel contract in package arrangement referred to in article 31 of this Act to the traveller which shall include statement on traveller's option to, based on the contract or the certificate of contract, directly exercise the rights on refund referred to in paragraph 1 of this Article from the insurance company or the bank, as well as include information on the insurer – insurance company or bank with their respective identification number, electronic address, phone number, the document number of provided guarantee (the number of the insurance policy or bank guarantee) and other information that may be required in order to activate the guarantee.
According to Article 53 Paragraph 2 of the Act on Provision of Tourism Services (Official Gazette No. 130/2017) organizer is obliged to provide information on liability insurance for damages, insured risks referred to in paragraph 1 of this Article, on the insurer – insurance company with its respective LEI number, electronic address and phone number, insurance policy number and other information necessary for the activation of the guarantee and the exercise of right on compensation in the contract or the certificate of travel contract in package arrangement referred to in Article 31 of this Act, which he is obliged to hand over to the traveller.




 








11.



Liability insurance of lawyers


Legislation/Legal provision: Article 44, The Legal Profession Act (Official Gazette no. 9/1994, 117/2008, 50/2009, 75/2009, 18/2011) entered into force 18.2.1994.

Reference of the official journal: The Legal Profession Act (Official Gazette no. 9/1994, (157), 10.2.1994; 117/2008, (3374), 13.10.2008; 50/2009, (1196), 22.4.2009; 75/2009, (1786), 30.6.2009; 18/2011, (313), 9.2.2011)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








12.



Liability insurance of public notaries


Legislation/Legal provision: Article 17 The Notaries Public Act (Official Gazette no. 78/1993, 29/1994, 162/1998, 16/2007, 75/2009, 120/2016) entered into force 1.10.1994

Reference of the official journal: The Notaries Public Act (Official Gazette no. 78/1993, (1599), 25.8.1993; 29/1994, (513), 11.4.1994; 162/1998, (1993), 22.12.1998; 16/2007, (652), 9.2.2007; 75/2009, (1787), 30.6.2009; 120/2016, (2613), 21.12.2016)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








13.



Liability insurance of auditors


Legislation/Legal provision: Articles 60 and 61 The Audit Act (Official Gazette no. 127/2017) entered into force 1.1.2018

Reference of the official journal: The Audit Act (Official Gazette no 127/2017, (2873), 20.12.2017)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








14.



Liability insurance of tax advisors


Legislation/Legal provision: Article 23 Act on Tax Advisory Services (Official Gazette no. 127/2000, 76/2013, 115/2016) entered into force 1.1.2001

Reference of the official journal: Act on Tax Advisory Services (Official Gazette no. 127/2000, (2354), 20.12.2000; 76/2013, (1529), 21.6.2013; 115/2016, (2533), 9.12.2016)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








15.



Liability insurance of psychologists


Legislation/Legal provision: Article 34 The Psychology Profession Act (Official Gazette no. 47/2003) entered into force 2.4.2003

Reference of the official journal: The Psychology Profession Act (Official Gazette no. 47/2003, (582), 25.3.2003)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








16.



Liability insurance of bankruptcy managers


Legislation/Legal provision: Article 81 Bankruptcy Act (Official Gazette no. 71/2015, 104/2017) entered into force 1.9.2015

Reference of the official journal: Bankruptcy Act (Official Gazette no. 71/2015, (1365), 29.6.2015; 104/2017, (2383), 25.10.2017)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








17.



Liability insurance of commission agents


Legislation/Legal provision: Article 156 Execution Act (Official Gazette no. 112/2012, 25/2013, 93/2014, 55/2016, 73/2017) entered into force 15.10.2012

Reference of the official journal: Execution Act (Official Gazette no. 112/2012, (2421), 11.10.2012; 25/2013, (405), 28.2.2013; 93/2014, (1877), 30.7.2014; 55/2016, (1440), 15.6.2016; 73/2017, (1770), 26.7.2017)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








18.



Liability insurance of permanent court experts witnesses


Legislation/Legal provision: Article 2 Paragraph 1, Article 4 Paragraph 1, Article 9 Paragraph 1, 2, 6 Ordinance on permanent court experts witnesses (Official Gazette no. 38/2014, 123/2015, 29/2016) entered into force 3.4.2014.

Reference of the official journal: Ordinance on permanent court experts witnesses (Official Gazette no. 38/2014, (677), 26.3.2014; 123/2015, (2336), 11.11.2015; 29/2016, (822), 1.4.2016






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








19.



Occupational accident for prisoners


Legislation/Legal provision: Article 152.d. Misdemeanour Act (Official Gazette, No. 107/2007, 39/2013, 157/2013, 110/2015, 70/2017) entered into force 1.1.2008

Reference of the official journal: Misdemeanour Act (Official Gazette, No. 107/2007, (3125), 19.10.2007; 39/2013, (728), 3.4.2013; 157/2013, (3294), 24.12.2013; 110/2015, (2131), 13.10.2015; 70/2017 (1663), 19.7.2017)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








20.



Compulsory health insurance


Legislation/Legal provision: Articles 4 and 5 Compulsory Health Insurance Act (Official Gazette No. 80/2013, 137/2013) entered into force 1.7.2013.

Reference of the official journal: Compulsory Health Insurance Act (Official Gazette No. 80/2013, (1666), 28.6.2013; 137/2013, (2944), 15.11.2013)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








21.



Compulsory health insurance for foreigners


Legislation/Legal provision: Article 4 Act on Compulsory Health Insurance and Health Care of Foreigners in the Republic of Croatia (Official Gazette, No. 80/2013, 15/2018) entered into force 1.7.2013.

Reference of the official journal: Act on Compulsory Health Insurance and Health Care of Foreigners in the Republic of Croatia (Official Gazette, No. 80/2013, (1667), 28.6.2013; 15/2018, (318), 14.2.2018)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








22.



Liability for veterinarians


Legislation/Legal provision: Article 4 and 126 Veterinary Act (Official Gazette, No. 82/2013, 148/2013) entered into force 30.6.2013

Reference of the official journal: Veterinary Act (Official Gazette, No. 82/2013, (1734), 30.6.2013; 148/2013, (3151), 11.12.2013)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








23.



Professional liability for persons with foreign professional qualifications


Legislation/Legal provision: Article 7 Act on Regulated Professions and Recognition of Foreign Professional Qualifications (Official Gazette, No. 82/2015) entered into force 1.8.2015

Reference of the official journal: Act on Regulated Professions and Recognition of Foreign Professional Qualifications (Official Gazette, No. 82/2015, (1569), 24.7.2015)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








24.



Property insurance for museum structure and documentation


Legislation/Legal provision: Article 12 Museums Act (Official Gazette, No. 61/2018) entered into force 19.7.2018.

Reference of the official journal: Museums Act (Official Gazette, No. 61/2018, (1267), 11.7.2018)

Legislation/Legal provision: Article 11, Paragraph 1 and 12 paragraph 3 Ordinance on the Conditions and Manner of Access to Museum Structure and Museum Documentation (Official Gazette, No. 115/2001) entered into force 29.12.2001

Reference of the official journal: Ordinance on the Conditions and Manner of Access to Museum Structure and Museum Documentation (Official Gazette, No. 115/2001, (1913), 21.12.2001)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








25.



Cultural Property insurance


Legislation/Legal provision: Article 33 Paragraph 4 and 68 Paragraph 2 Act on the Protection and Preservation on Cultural Property (69/1999, 151/2003, 157/2003, 100/2004, 87/2009, 88/2010, 61/2011, 25/2012, 136/2012, 157/2013, 152/2014, 98/2015, 44/2017) entered into force 13.7.1999

Reference of the official journal: Act on the Protection and Preservation on Cultural Property (69/1999, (1284), 5.7.1999; 151/2003, (2180), 24.9.2003; 157/2003, (2256), 6.10.2003; 100/2004, (1898), 20.7.2004; 87/2009, (2130), 21.7.2009; 88/2010, (2464), 14.7.2010; 61/2011, (1366), 3.6.2011; 25/2012, (636), 28.2.2012; 136/2012, (2883), 7.12.2012; 157/2013, (3296), 24.12.2013; 152/2014, (2865), 22.12.2014; 98/2015, (1897), 14.9.2015; 44/2017, (1000), 5.5.2017)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








26.



Insurance for the archives


Legislation/Legal provision: Article 24 Paragraph 1 and 27 Paragraph 2 Ordinance on the use of archives (Official Gazette, No. 67/99) entered into force 8.7.1999

Reference of the official journal: Ordinance on the use of archives (Official Gazette, No. 67/99, (1260), 30.6.1999)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








27.



Occupational disease insurance and occupational accident insurance for volunteer


Legislation/Legal provision: Article 32 Volunteer Act (Official Gazette, No. 58/2007 and 22/2013) entered into force 14.6.2007

Reference of the official journal: Volunteer Act (Official Gazette, No. 58/2007, (1863), 6.6.2007; 22/2013, (361), 22.2.2013)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








28.



Professional liability of nannies


Legislation/Legal provision: Article 13 Nanny Act (Official Gazette, No. 37/2013) entered into force 5.4.2013

Reference of the official journal: Nanny Act (Official Gazette, No. 37/2013, (668), 28.3.2013)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








29.



Health and property insurance for investors and third parties


Legislation/Legal provision: Article 121 Hydrocarbons Exploration and Exploitation Act (Official Gazette, No. 52/2018)

Reference of the official journal: Hydrocarbons Exploration and Exploitation Act (Official Gazette, No. 52/2018, (1024), 6.6.2018)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








30.



Liability insurance for products


Legislation/Legal provision: Article 12 Paragraph 1 Subparagraph 5 Act on Technical Requirements for Products and Conformity Assessment (Official Gazette, No. 80/2013, 14/2014) entered into force 1.7.2013

Reference of the official journal: Act on Technical Requirements for Products and Conformity Assessment (Official Gazette, No. 80/2013, (1657), 28.6.2013; 14/2014, (290), 5.2.2014)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








31.



Liability insurance of the qualified certificates and time stamp issuers


Legislation/Legal provision: Article 19 Ordinance on electronic signature, use of funds for the electronic signature, general and special terms and conditions for service providers issuing time stamp and certification (Official Gazette, No. 107/2010 and 89/2013) entered into force 21.9.2010

Reference of the official journal: Ordinance on electronic signature, use of funds for the electronic signature, general and special terms and conditions for service providers issuing time stamp and certification (Official Gazette, No. 107/2010, (2864), 13.9.2010; 89/2013, (1956), 10.7.2013)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








32.



Liability insurance of the Agency for the Body for the test of machinery safety


Legislation/Legal provision: Annex XI Item 6 Ordinance on machinery safety (Official Gazette, No. 28/2011) entered into force 16.3.2011

Reference of the official journal: Ordinance on machinery safety (Official Gazette, No. 28/2011, (576), 8.3.2011)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








33.



Liability insurance of the Agency for the Body for the tests of safety of lifts


Legislation/Legal provision: Article 23 Ordinance on the safety of lifts (Official Gazette, No. 20/2016) entered into force 20.4.2016

Reference of the official journal: Ordinance on the safety of lifts (Official Gazette, No. 20/2016, (583), 4.3.2016)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








34.



Liability insurance of the body for the tests of pressure equipment


Legislation/Legal provision: Article 23 and 24 Ordinance on pressure equipment (Official Gazette, No. 79/2016) entered into force 2.9.2016

Reference of the official journal: Ordinance on pressure equipment (Official Gazette, No. 79/2016, (1804), 2.9.2016)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








35.



Liability insurance of the body for the tests of simple pressure vessels


Legislation/Legal provision: Article 20 Ordinance on simple pressure vessels (Official Gazette, No. 27/2016) entered into force 20.4.2016

Reference of the official journal: Ordinance on simple pressure vessels (Official Gazette, No. 27/2016, (791), 25.3.2016)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








36.



Liability insurance of the body for the tests of gas appliances


Legislation/Legal provision: Annex V Item 5 Ordinance on gas appliances (Official Gazette, No. 91/2013) entered into force 17.7.2013

Reference of the official journal: Ordinance on gas appliances (Official Gazette, No. 91/2013, (2050), 17.7.2013)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








37.



Liability insurance of the body for the tests of efficiency Requirements for New Hot-Water Boilers Fired with Liquid or Gaseous Fuels


Legislation/Legal provision: Annex V Item 6 Ordinance on efficiency requirements for new hot-water boilers fired with liquid or gaseous fuels (Official Gazette 135/2005, 140/2012) entered into force 31.3.2006

Reference of the official journal: Ordinance on efficiency requirements for new hot-water boilers fired with liquid or gaseous fuels (Official Gazette 135/2005, (2525), 14.11.2005; 140/2012, (2962), 17.12.2012)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








38.



Personal accident insurance of guests in the accommodation facility


Legislation/Legal provision: Article 10 Paragraph 1 Item 9 Hospitality and Catering Industry Act (Official Gazette, No. 85/2015, 121/2016) entered into force 9.8.2015

Reference of the official journal: Hospitality and Catering Industry Act (Official Gazette, No. 85/2015, (1648), 1.8.2015; 121/2016, (2626), 23.12.2016)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








39.



Liability insurance and accident in relation to passengers, baggage, cargo, mail and third party


Legislation/Legal provision: Article 52 Paragraph 3 Subparagraph 7 The Railway Act (Official Gazette, No. 94/2013, 148/2013, 73/2017) entered into force 22.7.2013

Reference of the official journal: The Railway Act (Official Gazette, No. 94/2013 (2127), 22.7.2013; 148/2013, (3155), 11.12.2013; 73/2017, (1771), 26.7.2017)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








40.



Liability insurance of the body for the tests of safety and the interoperability of the Rail System


Legislation/Legal provision: Article 38 Paragraph 1 Subparagraph g
Article 39 Paragraph 1 Subparagraph g
Act on Safety and the Interoperability of the Rail System (Official Gazette, No. 82/2013, 18/2015, 110/2015, 70/2017) entered into force 30.6.2013

Reference of the official journal: Act on Safety and the Interoperability of the Rail System (Official Gazette, No. 82/2013, (1733), 30.6.2013; 18/2015, (355), 18.2.2015; 110/2015, (2126), 13.10.2015; 70/2017, (1668), 19.7.2017)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








41.



Liability of the boat owner for non-material damages, liability of the boat transport of passengers


Legislation/Legal provision: Article 27 Paragraph 1 Subparagraph 5 and 9 Ordinance on boats (Official Gazette, No. 72/2015, 81/2015, 91/2016) entered into force 8.7.2015

Reference of the official journal: Ordinance on boats (Official Gazette, No. 72/2015, (1387), 30.6.2015; 81/2015, (1556), 22.7.2015; 91/2016, (1936), 12.10.2016)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








42.



Mandatory pension insurance and mandatory health insurance for crew members liability for oil pollution damage liability of the maritime transport of passengers insurance to cover the costs of locating, marking and removing wrecks insurance liability for maritime claims


Legislation/Legal provision: Article 129 Paragraph 1
Article 62 Paragraph 1-7
Article 747a
Maritime Code (Official Gazette, No. 181/2004, 76/2007, 146/2008, 61/2011, 56/2013 and 26/2015) entered into force 5.1.2005

Reference of the official journal: Maritime Code (Official Gazette, No. 181/2004, (3142), 21.12.2004; 76/2007, (2408), 23.7.2007; 146/2008, (4018), 17.12.2008; 61/2011, (1352), 3.6.2011; 56/2013, (1141), 10.5.2013; 26/2015, (540), 9.3.2015)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








43.



Professional indemnity of seafarers


Legislation/Legal provision: Article 3 Paragraph 1
Article 4 Paragraph 1 Subparagraph 5
Ordinance on mediation in employment of seafarers (Official Gazette, No. 55/2018) entered into force 23.6.2018

Reference of the official journal: Ordinance on mediation in employment of seafarers (Official Gazette, No. 55/2018, (1097), 15.6.2018)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








44.



Material liability insurance of the boat owner


Legislation/Legal provision: Article 8
Ordinance on boats and yachts (Official Gazette, No. 27/2005, 57/2006, 80/2007, 3/2008, 18/2009, 56/2010, 97/2012, 137/2013, 18/2016, 72/2017) entered into force 5.3.2005

Reference of the official journal: Ordinance on boats and yachts (Official Gazette, No. 27/2005, (472), 25.2.2005; 57/2006, (1361), 24.5.2006; 80/2007, (2510), 1.8.2007; 3/2008, (68), 7.1.2008; 18/2009, (389), 11.2.2009; 56/2010, (1356), 7.5.2010; 97/2012, (2172), 24.8.2012; 137/2013, (2948), 15.11.2013; 18/2016, (490), 26.2.2016; 72/2017, (1755), 21.7.2017)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








45.



Liability insurance of the persons carrying out engineering activities in physical planning and building


Legislation/Legal provision: Article 61, 62, 66, 69 Act on Activities in Physical Planning and Building (Official Gazette, No. 78/2015) entered into force 25.7.2015

Reference of the official journal: Act on Activities in Physical Planning and Building (Official Gazette, No. 78/2015, (1489), 17.7.2015)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








46.



Professional indemnity insurance


Legislation/Legal provision: Article 20 Paragraph 2 Subparagraph 7 Ordinance on conformity assessment, documents of conformity and marking of construction products (Official Gazette, No. 103/2008, 147/2009, 87/2010, 129/2011) entered into force 18.9.2008

Reference of the official journal: Ordinance on conformity assessment, documents of conformity and marking of construction products (Official Gazette, No. 103/2008, (3136), 10.9.2008; 147/2009, (3587), 10.12.2009; 87/2010, (2458), 13.7.2010; 129/2011, (2596), 14.11.2011)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








47.


 

Legislation/Legal provision: Article 6 Paragraph 4 Subparagraph 4 Ordinance on conditions and criteria for persons who perform energy audits and energy certification of buildings and reports on regular energy audits of heat and air conditioning system in buildings (Official Gazette, No. 73/2015) entered into force 9.7.2015

Reference of the official journal: Ordinance on conditions and criteria for persons who perform energy audits and energy certification of buildings and reports on regular energy audits of heat and air conditioning system in buildings (Official Gazette, No. 73/2015, (1391), 1.7.2015)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








48.



Accident insurance of passengers in public transport, insurance of the owner or user of the vehicle against liability for damage caused to third parties, insurance of an aircraft carrier or aircraft operator against liability for damage caused to third parties and passengers, insurance of the owner or user of a motorboat or yacht against liability for damage caused to third parties


Legislation/Legal provision: Article 2 Paragraph 1 Act on Compulsory Insurance within the Transport Sector (Official Gazette, No. 151/2005, 36/2009, 75/2009, 76/2013, 152/2014) entered into force 1.1.2006

Reference of the official journal: Act on Compulsory Insurance within the Transport Sector (Official Gazette, No. 151/2005, (2921), 23.12.2005; 36/2009, (797), 23.3.2009; 75/2009, (1793), 30.6.2009; 76/2013, (1526), 21.6.2013; 152/2014, (2870), 22.12.2014)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








49.



Professional indemnity insurance


Legislation/Legal provision: Article 10 Paragraph 2 subparagraph 3, Paragraph 3
Article 132 paragraph 2 subparagraph 5
Capital Market Act (Official Gazette, No. 65/2018) entered into force 27.7.2018

Reference of the official journal: Capital Market Act (Official Gazette, No. 65/2018, (1329), 19.7.2018)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








 








50.



Professional indemnity insurance


Legislation/Legal provision: Article 24 Alternative Investment Funds Act (Official Gazette, No. 21/2018) entered into force 10.3.2018

Reference of the official journal: Alternative Investment Funds Act (Official Gazette, No. 21/2018, (419), 2.3.2018)






According to the common provisions for property and personal insurance (Article 926 Paragraph 1) of the Civil Obligations Act (Official Gazette, No. 35/2005, 41/2008, 125/2011, 78/2015, 29/2018) the insurance policy shall include the following particulars:






—


parties to the contract,










—


insured person or thing or another object of insurance,










—


risk covered by the insurance,










—


duration of the contract and duration of the insurance cover,










—


the sum insured or indication that the sum insured is unlimited,










—


premium or contribution (stake),










—


date when the policy is issued and










—


signature of the parties to the contract.








ITALY








1.



Compulsory civil liability insurance arising from the use of motor vehicles


Legislation/Legal provision: Article 127 (Certificate of Insurance and Marking) of Legislative Decree No 209 of 7 September 2005 (Private Insurance Code)

Reference of the official journal: Ordinary Supplement No 163 to Official Gazette No 239 of 13 October 2005






When issuing the insurance certificate, the insurance undertaking delivers a mark bearing the vehicle identification number and indicating the year, month and day of expiry of the insurance period for which the certificate is valid. The mark is displayed on the vehicle to which the insurance relates within five days of payment of the premium or premium instalment.




 








2.



Compulsory insurance for the civil use of vessels


Legislation/Legal provision: Article 9 (Certificate attesting insurance cover) of the Decree of the Minister for Economic Development No 86 of 1 April 2008 setting out provisions relating to the obligation to obtain civil liability insurance for the use of motor vehicles and vessels referred to in Chapter I of Title X and Chapter II of Title XII of Legislative Decree No 209 of 7 September 2005 (Private Insurance Code)

Reference of the official journal: Ordinary Supplement No 163 to Official Gazette No 239 of 13 October 2005






The insurance certificate referred to in paragraph 1, issued in Italian on the company's headed paper:






(a)


the identification details of the agreement and the date of approval by the Institute for Insurance Supervision (ISVAP);










(b)


the full name and address of the insured person;










(c)


the policy number;










(d)


the identification of the vessel, particularly its engine power, date of registration or the make and number of the engine;










(e)


the maximum guarantee covered by the contract;










(f)


the name and address of the undertaking with which the agreement has been concluded, and its obligations:






(1)


to compensate, in the manner and up to the legal limits set out by law or the limits laid down in the insurance contract, if higher, for damage caused to third parties by the use of the vessel identified in the insurance certificate, in the territorial waters of the Italian Republic;










(2)


to sue for damages with respect to the damages referred to above;














(g)


the period of validity of the certificate;










(h)


the name of the insurance undertaking authorised in the State of Registration of the vessel and the signature of its legal representative.








 








3.



Compulsory accident insurance, civil liability insurance for air transport operators


Legislation/Legal provision: Article 1010 (Note attesting insurance cover) of the Navigation Code (approved by Royal Decree No 327 of 30 March 1942), most recently amended by Legislative Decree No 21 of 1 March 2018
Official Gazette No 93 of 18 April 1942/Official Gazette No 68 of 22 March 2018

Reference of the official journal: Ordinary Supplement No 197 to Official Gazette No 193 of 19 August 2010






For third party insurance against external damage, an insurer must, in addition to the policy, issue the operator with a note containing the details of the insurance for the purposes specified in Article 798.




 








4.



Compulsory Blue Card Bunker Oil insurance 2001, International Convention on Civil Liability for Oil Pollution Damage (CLC 1992)


Legislation/Legal provision: Article 5 (Characteristics and content of the Blue Card Bunker Oil insurance guarantee) of the Decree of the Ministry of Economic Development of 20 December 2012

Reference of the official journal: Official Gazette No 40 of 16 February 2013












(1)


The applicant sends the Blue Card Bunker Oil insurance guarantee, as per the model referred to in Article 13(1)(d), to the Public Insurance Services Licensing Authority (Consap) in electronic form as an annex to the application referred to in Article 4 above. The insurance guarantee must contain the following information:






(a)


the name of the vessel, its registration number, identification letters or number and its port of registration;










(b)


the name of the qualified person referred to in Article 3 and their main place of business;










(c)


the IMO ship identification number;










(d)


the type and duration of the guarantee;










(e)


the name and main place of business of the insurer or of another natural or legal, private or public person issuing the guarantee and, where appropriate, the place of business where the insurance contract was signed or where the guarantee was issued;










(f)


the period of validity of the Blue Card Bunker Oil insurance guarantee, which must not exceed that of the insurance cover or financial guarantee;










(g)


the signature of the person entitled to represent the person referred to in (e).














(2)


The Blue Card Bunker Oil insurance guarantee must be completed in Italian or English.








CYPRUS








1.



Employers' Liability Insurance and Public Liability Insurance


Legislation/Legal provision: Section 5(1) of the Law 192(I)/2004 for the issue of tachograph cards

Reference of the official journal: Law 192(I)/2004, OG 30/4/2004, Annex I(I), No. 3852






For Employers Liability Insurance:






—


Certificate number;










—


Name and address of the employer (insured person) and registration number of the insured person (employer);










—


Policy number;










—


Date of commencement and expiration;










—


Type of business;










—


Estimated number of persons employed








 








2.



Public Liability Insurance for oil pollution damage caused outside the ship by contamination resulting from the escape or discharge of oil from the ship


Legislation/Legal provision: International Convention on Civil Liability for Oil Pollution Damage of 1969 and Other Related Protocols of 1976 and 1992 and Other Related Laws of 1989-2005 (CLC, Law 63/1989 as amended by Law 185/1991 and Law 47(III)/2005

Reference of the official journal: Law 63(I)/1989 OG, 19/5/1989 Annex (I), No 2411, p. 2267
Law 185(Ι)/1991 OG, 1/11/1991 Annex I (I) No 2643, p. 1839
Law 47(ΙΙΙ)/2005 OG, 23/12/2005, Annex I (III) No 4060, p.2430






Blue Card issued by an insurance undertaking (P & I Club):






—


Stating that there is an insurance policy in force in accordance with the requirements of the International Convention on CLC (Article VII);










—


Details of the ship and the shipowner










—


The insurance period covered








 








3.



Public Liability Insurance for pollution resulting from the escape or discharge of oil carried in bulks at sea by ships


Legislation/Legal provision: International Convention on Civil Liability for Bunker Oil Pollution Damage of 2001 and for Matters Connected Law of 2004 (Bunkers Convention Law 19(III)/2004)

Reference of the official journal: Law 19(III)/2004 OG, Annex I (III), No 3850, 30/4/2004, p. 2574






Blue Card issued by an insurance undertaking (P & I Club):






—


Stating that there is an insurance policy in force in accordance with the requirements of the International Bunkers Convention (Article 7).










—


Details of the ship and the shipowner










—


The insurance period covered








 








4.



Insurance Liability for Ships (including carrier's liability) (in order to comply with the requirements of the International Convention of Athens – Article 4bis)


Legislation/Legal provision: The Merchant Shipping (Liability of Carriers of Passengers By Sea in the Event of Accidents) Law 5(I)/2014 and Regulation (EC) No 392/2009 of the European Parliament and of the Council

Reference of the official journal: Law 5(I)/2014 OG, Annex I(I), 31/1/2014, No 4425, p. 16
Regulation (EC) No 392/2009: 
Official Journal of the European Union L 131, 28.5.2018, p. 24







Blue Cards issued by an insurance undertaking, for war risks and non-war risks:






—


Stating that there is an insurance policy in force in accordance with the requirements of the International Convention of Athens (Article 4bis);










—


Details of the ship and the shipowner;










—


The insurance period covered








 








5.



Insurance liability on removal of wrecks


Legislation/Legal provision: The Removal of Wrecks (Ratification) and for Matters Connected Law (Law 12(III)/2015)

Reference of the official journal: Law 12(III)/2015 OG, 29/5/2015, Annex I(III), No. 4207, p. 3780






Blue Cards issued by an insurance undertaking, for war risks and non-war risks:






—


Stating that there is an insurance policy in force in accordance with the requirements of the International Convention on the Removal of Wrecks (Article 12);










—


Details of the ship and the shipowner;










—


The insurance period covered








 








6.



Motor vehicle third party liability insurance


Legislation/Legal provision: Regulations 3(1) and 5 – Table A of Motor Vehicles and Traffic Regulations of 2000 (Regulations 187/2000)

Reference of the official journal: Regulations 187/2000 OG, 7/7/2000, Annex III(I) No 3417, p. 737












—


Name and address of the owner of the insured vehicle and other drivers;










—


The date of issue and the date of expiry of the certificate;










—


The number of the Certificate and the number of the policy;










—


The registration number of vehicle;










—


The name and address of the insurer;










—


The type and manufacture of the vehicle








 








7.



Insurance of public liability or employers' liability for the employment of persons who are under the guardianship of the social welfare services


Legislation/Legal provision: Law 46(I)/1996

Reference of the official journal: Law 146(I)/1996 OG, 11/4/1996, Annex I(I), No 3051, p.175












—


Certificate number;










—


Name and address of the employer (insured person) and registration number of the insured person (employer);










—


Policy number;










—


Date of commencement and expiration;










—


Type of business;










—


Estimated number of persons employed








 








8.



Employers' liability insurance


Legislation/Legal provision: The Laws of Employers' Liability Insurance of 1989 – 2014

Reference of the official journal: Law 174/1989 OG, 10/11/1989, Annex I(I), No 2456, p.3639
Law 63(I)/1997 OG, 18/7/1994, Annex I(I), No.3168, p.1251
Law 15(I)/2001 OG, 16/2/2001, Annex I(I), No 3475
Law 140(I)/2003 OG, 3/10/2003, Annex I(I), No 3758
Law 86(I)/2010 OG, 23/7/2010, Annex I(I), No 4253
Law 79(I)/2011 OG, 29/4/2011, Annex I(I), No 4282
Law 198(I)/2014 OG, 23/12/2014, Annex I(I), No 4482












—


Certificate number;










—


Name and address of the employer (insured person) and registration number of the insured person (employer);










—


Policy number;










—


Date of commencement and expiration;










—


Type of business;










—


Estimated number of persons employed








 








9.



Contractors all risks insurance, employers' liability and public liability for construction projects


Legislation/Legal provision: Public Procurement Law 73(I)/2016

Reference of the official journal: Law 73(I)/2016 OG, 24/4/2016, Annex I(I), No 4565, p. 835












—


Certificate number;










—


Name and address of the employer (insured person) and registration number of the insured person (employer);










—


Policy number;










—


Date of commencement and expiration;










—


Type of business;










—


Estimated number of persons employed








LATVIA








1.



Compulsory civil liability insurance of owners of motor vehicles


Legislation/Legal provision: Compulsory Civil Liability Insurance of Owners of Motor Vehicles Law [Adoption: 07.04.2004. /entry into force 01.05.2004.]












—


Contract no.;










—


Type of contract ‘Standard contract’;










—


Place of issue;










—


Owner of vehicle;










—


Address of owner of vehicle;










—


Holder of vehicle;










—


Address of holder of vehicle;










—


Vehicle registration no.;










—


Chassis no.(VIN) or bodywork no.;










—


Vehicle registration certificate no.;










—


Contract grounding document;










—


Brand, model;










—


Date, time of contract issue, Date, time of contract coming into effect, Contract expiration date;










—


Bonus-malus class;










—


Insurance premium;










—


Policyholder;










—


Representative of insurer








 








2.



Liability insurance of shipowners for maritime claims


Legislation/Legal provision: Article 85 of Maritime Code [Adoption: 29.05.2003. / entry into force 01.08.2003.]












—


Name of ship;










—


Distinctive number of letters;










—


IMO ship identification number;










—


Port of registry;










—


Name and full address of the principle place of business of the carrier of who actually performs the carriage.










—


Type of security;










—


Duration of security








LITHUANIA








1.



Compulsory motor third party civil liability insurance


Legislation/Legal provision: Law on Compulsory Motor Third Party Civil Liability Insurance, Article 4, No. IX-2041, entered into force 1 May 2004












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








2.



Compulsory professional civil liability insurance of lawyers


Legislation/Legal provision: Law on the Bar, Article 20, No. IX-2066, entered into force 6 April 2004












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








3.



Compulsory professional civil liability insurance of bailiffs


Legislation/Legal provision: Law on Bailiffs, Article 17, No. IX-876, entered into force 1 January 2003












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








4.



Compulsory professional civil liability insurance of audit companies


Legislation/Legal provision: Law on Financial Audit, Article 21, No. XIII-96, entered into force 1 October 1999












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








5.



Compulsory professional civil liability insurance of insurance intermediaries


Legislation/Legal provision: Law on Insurance, Article 183, No. IX-1737, entered into force 1 May 2004












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








6.



Compulsory suretyship insurance of travel organizers


Legislation/Legal provision: Law on Tourism, Article 8, No. IX-1211, entered into force 1 April 2003












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








7.



Compulsory professional civil liability insurance of notaries


Legislation/Legal provision: The Law on Notary Office, Article 6(2), No. IX-1311, entered into force 12 February 2003












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








8.



Compulsory civil liability insurance of main researchers and contractors of biomedical research


Legislation/Legal provision: Law on Ethics of Biomedical Research, Article 12, No. VIII-1679, entered into force 1 January 2001












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








9.



Compulsory contractor's all risks insurance (until 1 January 2017 - Compulsory civil liability insurance of contractors)


Legislation/Legal provision: Law on Construction, Article 35, No. VIII-1948, entered into force 1 August 2001, amending Law on Construction, Article 42, No. XII-2573, entered into force 1 January 2017












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








10.



Compulsory civil liability insurance of construction planners


Legislation/Legal provision: Law on Construction, Art. 35, No. VIII-1948, entered into force 1 August 2001, amending Law on Construction, Article 42, No. XII-2573, entered into force 1 January 2017












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








11.



Compulsory civil liability insurance of construction technical supervisors


Legislation/Legal provision: Law on Construction, Article 37, No. XI-2064, entered into force 1 September 2012, amending Law on Construction, Article 42, No. XII-2573, entered into force 1 January 2017












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








12.



Compulsory civil liability insurance of construction plan examination contractors


Legislation/Legal provision: Law on Construction, Article 42, No. XII-2573, entered into force 1 January 2017












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








13.



Compulsory civil liability insurance of health care institutions against damage made to patients


Legislation/Legal provision: Law on the Rights of Patients and Compensation of the Damage to their Health, Article 25, No. XI-499, entered into force 1 March 2010












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








14.



Compulsory civil liability insurance of consular officials performing notarial actions


Legislation/Legal provision: Law on Consular Statute, Article 12, No. X-619, entered into force 1 October 2006












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








15.



Compulsory professional civil liability insurance of administrator


Legislation/Legal provision: Enterprise Bankruptcy Law, Article 11, No. X-1557, entered into force 1 January 2009












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








16.



Compulsory professional civil liability insurance of bankruptcy administrator


Legislation/Legal provision: Law on Personal Bankruptcy, Article 13, No. XI-2000, entered into force 1 March 2012












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








17.



Compulsory professional civil liability insurance of restructuring administrator


Legislation/Legal provision: Law on Restructuring of Enterprises, Article 15, No. XI-978, entered into force 1 October 2010












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








18.



Compulsory civil liability insurance of railway companies


Legislation/Legal provision: Railway Transport Code, Article 10(1), No. XII-235, entered into force 1 July 2013












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








 








19.



Compulsory civil liability insurance of property or business valuer


Legislation/Legal provision: Law on the Bases of Property and Business Valuation, Article 17, No. XI-1497, entered into force 1 May 2012












—


Number of insurance certificate;










—


Name of the insurer and address;










—


Name of the policyholder, insured or beneficiary;










—


Class of insurance;










—


Name of insurance policy conditions;










—


The object of insurance;










—


Sum insured;










—


Insurance premium and the terms for its payment;










—


Type of insurance;










—


Term of insurance contract;










—


Statement that the policyholder is familiar with the insurance policy conditions and has received a copy thereof;










—


Signature of the person authorised by the insurer to conclude the insurance contract and the seal of the insurer, or the facsimile copies thereof;










—


Date of issue of the insurance certificate;










—


Statement that particular certificate is certificate of relative compulsory insurance;










—


Reference to the relative compulsory insurance policy conditions approved by competent authority








LUXEMBOURG








1.



Air transport – professional indemnity insurance


Legislation/Legal provision: Article 2, point 3) of the Grand ducal regulation of 8 August 1985 regarding the authorisations of air transport activities.
Entry into force: 15.09.1985

Reference of the official journal: Memorial A – no 56 of 11 September 1985, page 1050






The particulars provided for in Regulation (EC) No 785/2004 of the European Parliament and the Council of 21 April 2004 on insurance requirements for air carriers and aircraft operators




 








2.



Insurance and reinsurance brokers and brokerage companies – professional indemnity insurance


Legislation/Legal provision: Article 290, point 4) of the Law of 7 December 2015 on the insurance sector, as amended (Doc. parl. 6456), in conjunction with article 2 of the Grand ducal regulation of 8 October 2014 relating to the authorisation and operating conditions of insurance and reinsurance intermediaries and professionals of the insurance sector.
Entry into force of the Law: 13.12.2015
Entry into force of the Grand ducal regulation: 18.10.2014

Reference of the official journal: Law of 7 December 2015 on the insurance sector: Memorial A – No 229 of 9 December 2015, page 4872;
Grand ducal regulation of 8 October 2014 relating to the authorisation and operating conditions of insurance and reinsurance intermediaries and professionals of the insurance sector: Memorial A – no 192 of 14 October 2014, page 3768












—


The amount covered per single claim and in aggregate per year;










—


The reference that the insurance cover is reserved for the insurance and reinsurance mediation activity;










—


The reference that the entire territory of the European union is covered;










—


The reference that no deductible may be invoked against the injured party








 








3.



Professionals of the insurance sector – professional indemnity insurance


Legislation/Legal provision: Article 262, point 4) of the Law of 7 December 2015 on the insurance sector, as amended (Doc. parl. 6456), in conjunction with article 13 of the Grand ducal regulation of 8 October 2014 relating to the authorisation and operating conditions of insurance and reinsurance intermediaries and professionals of the insurance sector.
Entry into force of the Law: 13.12.2015
Entry into force of the Grand ducal regulation: 18.10.2014

Reference of the official journal: Law of 7 December 2015 on the insurance sector: Memorial A – No 229 of 9 December 2015, page 4872; Grand ducal regulation of 8 October 2014 relating to the authorisation and operating conditions of insurance and reinsurance intermediaries and professionals of the insurance sector: Memorial A – no 192 of 14 October 2014, page 3768












—


The amount covered per single claim and in aggregate per year;










—


The reference that no deductible may be invoked against the injured party








 








4.



Yachting boats – liability insurance


Legislation/Legal provision: Article 10 of the Grand ducal regulation of 10 December 1997 a) on the identification of small pleasure craft and b) on compulsory insurance of pleasure craft in conjunction with article 10, paragraph 2, subparagraphs 1-7 of the Grand ducal regulation of 17 February 1987 on the identification of pleasure craft, as amended.
The Grand ducal regulation of 17 February 1987 on the identification of pleasure craft has been amended by the grand ducal regulation of 10 August 1993 amending and supplementing certain provisions on the river navigation.
Entry into force of:






—


Grand ducal regulation of 10 December 1997: 01.01.1998










—


Grand ducal regulation of 17 February 1987: 24.05.1987










—


Grand ducal of 10 August 1993: 26.09.1993





Reference of the official journal: Grand ducal regulation of 10 December 1997 a) on the identification of small pleasure craft and b) on compulsory insurance of pleasure craft: Memorial A – no 99 of 23 December 1997; Grand ducal regulation of 17 February 1987 on the identification of pleasure craft: Memorial A – no 34 of 20 May 1987, page 488; Grand ducal of 10 August 1993 amending and supplementing certain provisions on the river navigation: Memorial A – no 77 of 22 September 1993, page 1462












—


Full name of the owner or keeper of the small craft;










—


His domicile;










—


Type of craft;










—


Manufacturer/brand of the craft;










—


Type;










—


Power hp/kw;










—


Identification mark;










—


Validity period of the insurance certificate;










—


Policy number;










—


Reference to the Grand ducal regulation of 17 February 1987








HUNGARY








1.



Compulsory motor third party liability


Legislation/Legal provision: Act LXII of 2009






The certificate shall include the following information:






(a)


Name of insurance: compulsory motor third party liability insurance;










(b)


The name and address or registered office of the insured;










(c)


The name and registered office of the insurance company;










(d)


The registration number (license plate number) or other unique identifier of the vehicle and the make and type of the vehicle;










(e)


The certificate number;










(f)


The starting and end date of insurance coverage;










(g)


The frequency of payment.








 








2.



Aviation (operation of public airport)


Legislation/Legal provision: Government Decree 39/2001 (III.5.)






The certificate shall include the following information:






(a)


The name and registered office of the insurance company and the certificate number;










(b)


The name and registered office of the insured;










(c)


The type of aircraft, registration number;










(d)


the insured value;










(e)


The starting and end date of insurance coverage;










(f)


The geographical boundaries of the coverage;










(g)


The amount of deductible;










(h)


The extension of war risk.








 








3.



Maritime shipping


Legislation/Legal provision: Act XLII of 2000, Government Decree 147/2012 (VII.5.)






The certificates shall include the following information:






(a)


Name of ship, its IMO number, and port of registry;










(b)


Shipowner's name and principal place of business;










(c)


Type and duration of the insurance;










(d)


Name and principal place of business of the provider of the insurance and, where appropriate, the place of business where the insurance is established.








 








4.



Railway service activities


Legislation/Legal provision: Government Decree 271/2007 (X.19.), Government Decree 6/2010 (I.21.)






The certificates shall include the following information:






(a)


Certificate number (policy number);










(b)


The name and registered office of the insurance company and contact details;










(c)


The name and registered office of the insured and contact details;










(d)


The starting date of insurance coverage and the insurance period;










(e)


The description of the insured event;










(f)


The description of deductible;










(g)


Conditions under which the insurance company is released from liability, exclusions;










(h)


The settlement of claims, and the method of compensation;










(i)


The date of the contract;










(j)


The policy conditions;










(k)


The description of the insured railway activities.








 








5.



Activity of a multiple agent and an insurance agent/broker (insurance market)


Legislation/Legal provision: Act LXXXVIII of 2014; Government Decree 44/2015. (III. 12.)






The certificate shall include the following information:






(a)


the name and registered office of the insurance company and the certificate number;










(b)


the name and registered office of the insured;










(c)


the insured value;










(d)


the description the object of the insurance;










(e)


the starting and end date of insurance coverage;










(f)


the duration of the insurance period and the starting date;










(g)


the description of deductible,










(h)


conditions under which the insurance company is released from liability, exclusions








 








6.



Personal – property protection and private detective activities


Legislation/Legal provision: Act CXXXIII of 2005, Decree 22/2006. (IV. 25.) of the Minister of Internal Affairs






The certificate shall include the following information:






(a)


the description of the activity of the insured;










(b)


the name and registered office of the insured;










(c)


in case of subcontracting: the name and registered office of the subcontractor;










(d)


the name and registered office of the insurance company;










(e)


conditions under which the insurance company is released from liability, exclusions










(f)


the starting date of the insurance coverage and the insurance period.








 








7.



Liability insurance for architects and building contractors


Legislation/Legal provision: Government Decree 155/2016. (VI. 13) on simple notification of the construction of a residential building






The certificate shall include the following information:






(a)


name of insurance










(b)


the name and address or registered office of the insured;










(c)


the name and registered office of the insurance company;










(d)


the certificate number;










(e)


the insured value;










(f)


the starting date of the insurance coverage and the insurance period.




The certificate issued by the insurance company shall be uploaded to the electronic construction book.
If the liability insurance contract terminates for any reason before the anticipated term of the contract or the content of the underlying certificate is modified, the insurance company shall notify that fact within 15 days to the construction supervisory authorities.




MALTA








1.


 

Legislation/Legal provision: L.N. 84 of 2014 under the Health Act, Chapter 528 of the Laws of Malta






Name, surname & registration no: of drs and dentists




 








2.


 

Legislation/Legal provision: The Citizenship Regulations (S.L. 188.01)
Form N - Application for Naturalisation as a Citizen of Malta, of the First Schedule, requires the following declaration (under article 10(9)(b) of the Maltese Citizenship Act, Cap. 188 and relative subsidiary legislation)

Reference of the official journal: Subsidiary Legislation 188.01






The certificate should cover:






—


A global health insurance of at least EUR 50 000  (to be maintained for an indefinite period)










—


In-patient hospitalization








 








3.


 

Legislation/Legal provision: The Individual Investor Programme of the Republic of Malta Regulations (S.L. 188.03)
Application process, first provision to regulation 7(5)(a)

Reference of the official journal: Subsidiary Legislation 188.03






The certificate should cover:






—


A global health insurance of at least EUR 50 000  (to be maintained for an indefinite period);










—


In-patient hospitalization








 








4.


 

Legislation/Legal provision: The Status of Long-term Residents (Third Country Nationals) Regulations (S.L. 217.05)
Conditions for acquiring long-term resident status, regulation 5(1) and (2)(d)
Family members, regulation 15(3)(d)

Reference of the official journal: Subsidiary Legislation 217.05






Hospital Plan (fully Comprehensive)




 








5.


 

Legislation/Legal provision: The Family Reunification Regulations (S.L. 207.06)
Evidence to be submitted with the application, regulation 12(c)

Reference of the official journal: Subsidiary Legislation 207.06






Hospital Plan (fully Comprehensive)




 








6.


 

Legislation/Legal provision: Conditions of entry and residence of third-country nationals for the purpose of highly qualified employment regulations
Criteria for admission, regulation 4(e)

Reference of the official journal: Subsidiary Legislation 217.15






Hospital Plan (fully Comprehensive)




NETHERLANDS








1.


 

Legislation/Legal provision: Article 3(4) of the Space Activities Act (Wet ruimtevaartactiviteiten)












—


Information on the applicant's insurance contract or, if this insurance forms part of the launch contract, details of the launch firm's insurance contract (name of the insurer, scope of cover, amount of cover, duration of cover, etc.);










—


Designation of the Dutch Government as an ‘additional insured party’;










—


Proof that the insurance premium has been paid








 








2.


 

Legislation/Legal provision: Article 3.26, subparagraph 1(c) and Article 3.28, subparagraph 1(d) of the Nature Conservation Act (Wet natuurbescherming)












—


Policy number;










—


Name and address of the insurer;










—


Name and address of the insured person;










—


Duration of the insurance cover;










—


Geographical scope of the insurance cover








 








3.



Insurance against civil liability of motor vehicles


Legislation/Legal provision: Directive 2009/103/EC of the European Parliament and of the Council of 16 September 2009 relating to insurance against civil liability in respect of the use of motor vehicles, and the enforcement of the obligation to insure against such liability






Evidence of valid insurance (for details, see Article 4 of the Decree of 16 September 1965 establishing proof of insurance for motor vehicles not subject to registration requirements, and certain provisions concerning proof of exemption).




AUSTRIA


 


 




At Federal level (Bund):


 


 




 








1.



Auditors as prospectus inspectors


Legislation/Legal provision: § 8 Abs. 2 Z 4, § 14 Z 2, § 16 Z 2 and Z 8 Kapitalmarktgesetz – KMG

Reference of the official journal: Kapitalmarktgesetz – KMG, Federal Law Gazette No. 625/1991, consolidated version






Minimum coverage of EUR 3,65  million per year respectively in case of real estate investments minimum coverage EUR 18,2  million per year. The insurance company has to notify the contract and receipt of premium to the ‘Meldestelle’.




 








2.



Requirement for conformity assessment body to examine if procedure is in compliance to Directive 2013/29/EU of the European Parliament and of the Council


Legislation/Legal provision: § 26a Abs. 2 Z 5 Pyrotechnikgesetz 2010 – PyroTG 2010

Reference of the official journal: Pyrotechnikgesetz 2010 – PyroTG 2010, Federal Law Gazette I No. 131/2009, consolidated version






Liability insurance for personal injuries, property damages and financial losses.




 








3.



Regulatory authorization of possession and usage of pyrotechnic articles and sets of categories F3, F4, T2 and S2, also ignition devices of category P2


Legislation/Legal provision: § 28 Abs. 1 Z 1, § 32 Abs. 4 Pyrotechnikgesetz 2010 – PyroTG 2010

Reference of the official journal: Pyrotechnikgesetz 2010 – PyroTG 2010, Federal Law Gazette I No. 131/2009, consolidated version






Liability insurance for personal injuries and property damages.




 








4.



Requirement for conformity assessment body to examine if procedure is in compliance to Directive 2014/28/EU of the European Parliament and of the Council


Legislation/Legal provision: § 42b Abs. 2 Z 5 Sprengmittelgesetz 2010 – SprG and Anlage IV Z 6 Sprengmittelverordnung

Reference of the official journal: Sprengmittelgesetz 2010 – SprG, Federal Law Gazette I No. 121/2009, consolidated version
Sprengmittelverordnung, Federal Law Gazette II No. 27/2001, consolidated version






Liability insurance for personal injuries, property damages and financial losses.




 








5.



Examination agencies, supervisory boards, certificate authorities


Legislation/Legal provision: § 12 Abs. 7 Akkreditierungsgesetz 2012 - AkkG 2012 and Akkreditierungs-versicherungsverordnung – AkkVV

Reference of the official journal: Akkreditierungsgesetz 2012 - AkkG 2012, Federal Law Gazette I No. 28/2012, consolidated version
Akkreditierungsver-sicherungsverordnung – AkkVV, Federal Law Gazette II No. 13/1997, consolidated version






Liability insurance for personal injuries, property damages and financial losses. Minimum coverage of EUR 872 074,01 .




 








6.



Lifting systems


Legislation/Legal provision: Anhang 1 Z 3.3 Hebeanlagen-Betriebsverordnung 2009, HBV 2009

Reference of the official journal: Hebeanlagen-Betriebsverordnung 2009, HBV 2009, Federal Law Gazette II No. 210/2009, consolidated version






Minimum coverage of EUR 2,5  million per claim.




 








7.



National verification of measuring instruments by private bodies in the field of legal metrology


Legislation/Legal provision: § 10 Abs. 8 Verordnung betreffend Eichstellen - EichstellenV

Reference of the official journal: Verordnung betreffend Eichstellen - EichstellenV, Federal Law Gazette II No. 93/2004, consolidated version






Liability insurance for personal injuries, property damages and financial losses. Minimum coverage of EUR 872 074,01 .




 








8.



Distribution of natural gas


Legislation/Legal provision: § 44 Abs. 1 Z 2, § 51, § 53, § 58 Abs. 1 Z 19, § 62 Abs. 1 Z 13, § 93 Abs. 1 Z 5, § 134 Abs. 2 Z 3, § 137 Abs. 2 Z 3 Gaswirtschaftsgesetz 2011– GWG 2011

Reference of the official journal: Gaswirtschaftsgesetz 2011 – GWG 2011, Federal Law Gazette I No. 107/2011, consolidated version






Liability insurance for personal injuries and property damages. Minimum coverage of EUR 20 million per claim. The insurance company has to notify a non-existence or termination of the compulsory liability insurance to the regulatory authority.




 








9.



Pulling a trailer with tractors transporting persons which are not falling under the Kraftfahrgesetz


Legislation/Legal provision: § 156 Gewerbeordnung 1994 – GewO 1994

Reference of the official journal: Gewerbeordnung 1994 – GewO 1994, Federal Law Gazette No. 194/1994, consolidated version






Limitation of liability EUR 2 080 000  for one injured or EUR 6 300 000  per claim.




 








10.



Auditors


Legislation/Legal provision: § 6 Abs. 2 Z 4, § 6 Abs. 4 Z 6, § 8 Abs. 1 Z 4, § 8 Abs. 3, § 11, § 77 Abs. 1, § 82 Abs. 6 Z 4, § 85 Abs. 3, § 106 Abs. 1 Z 6, § 119 Abs. 1 Z 5 Wirtschaftstreuhand-berufsgesetz 2017 – WTBG 2017

Reference of the official journal: Wirtschaftstreuhand-berufsgesetz 2017 – WTBG 2017, Federal Law Gazette I No. 137/2017, consolidated version






Liability insurance for financial losses. Minimum coverage of EUR 72 673  per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the Austrian Chamber of Tax Advisors and Public Accountants.




 








11.



Certified accountants concerning procedures of public offers


Legislation/Legal provision: § 9 Abs. 2 lit. a Übernahmegesetz – ÜbG

Reference of the official journal: Übernahmegesetz – ÜbG, Federal Law Gazette I No. 127/1998, consolidated version






Minimum coverage of EUR 7,3  million per year. The insurance company has to confirm the contract and receipt of premium to the Austrian Takeover Commission.




 








12.



Insurance intermediaries


Legislation/Legal provision: § 137c Abs. 1 Gewerbeordnung 1994

Reference of the official journal: Gewerbeordnung 1994 – GewO 1994, Federal Law Gazette No. 194/1994, consolidated version






Minimum coverage of EUR 1 million per claim or EUR 1,5  million per year.




 








13.



Real estate fiduciaries


Legislation/Legal provision: § 117 Abs. 7 Gewerbeordnung 1994

Reference of the official journal: Gewerbeordnung 1994 – GewO 1994, Federal Law Gazette No. 194/1994, consolidated version






Liability insurance for financial losses. Minimum coverage of EUR 100 000  (real estate broker), EUR 400 000  (real estate manager) and EUR 1 million (building promoter) per claim.




 








14.



Investment adviser


Legislation/Legal provision: § 136a Abs. 12 Gewerbeordnung 1994

Reference of the official journal: Gewerbeordnung 1994 – GewO 1994, Federal Law Gazette No. 194/1994, consolidated version






Liability insurance for financial losses. Minimum coverage of EUR 1 111 675  per claim and EUR 1 667 513  per year.




 








15.



Master-builder


Legislation/Legal provision: § 99 Abs. 7 Gewerbeordnung 1994

Reference of the official journal: Gewerbeordnung 1994 – GewO 1994, Federal Law Gazette No. 194/1994, consolidated version






Liability insurance for personal injuries, property damages and financial losses. Minimum coverage of EUR 1 million or EUR 5 million (depending on annual sales).




 








16.



Company accountants


Legislation/Legal provision: § 7 Abs. 1 Z 4, § 10, § 28 Abs. 2, § 40 Abs. 8 Z 4, § 41 Abs. 3, § 53 Abs. 1 Z 6, § 71 Abs. 4 Z 6 Bilanzbuchhaltungsgesetz 2014– BiBuG 2014

Reference of the official journal: Bilanzbuchhaltungsgesetz 2014– BiBuG 2014, Federal Law Gazette I No. 191/2013, consolidated version






Liability insurance for financial losses. Minimum coverage of EUR 72 673  per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the authority.




 








17.



Business of nuclear plants


Legislation/Legal provision: § 6 Atomhaftungsgesetz 1999 – AtomHG 1999

Reference of the official journal: Atomhaftungsgesetz 1999 – AtomHG 1999, Federal Law Gazette I No. 170/1998, consolidated version






Liability insurance must be maintained at least until the expiry of ten years after the end of the business of the nuclear plants. Minimum coverage of EUR 406 million per claim plus EUR 40,6  million for interest and costs. In case of experimental reactors or research reactors EUR 40,6  million per claim plus EUR 4,06  million for interest and costs.




 








18.



Transportation of nuclear material


Legislation/Legal provision: § 7 Atomhaftungsgesetz 1999 – AtomHG 1999

Reference of the official journal: Atomhaftungsgesetz 1999 – AtomHG 1999, Federal Law Gazette I No. 170/1998, consolidated version






Minimum coverage of EUR 40,6  million per claim plus EUR 4,06  million for interest and costs. In case of raw material EUR 4,06  million per claim plus EUR 406 000  for interest and costs.




 








19.



Storage of radionuclides


Legislation/Legal provision: § 10 Atomhaftungsgesetz – AtomHG 1999

Reference of the official journal: Atomhaftungsgesetz 1999 – AtomHG 1999, Federal Law Gazette I No. 170/1998, consolidated version






Minimum coverage of EUR 4,06  million per claim.




 








20.



Business of pipelines


Legislation/Legal provision: § 13 Rohrleitungsgesetz

Reference of the official journal: Rohrleitungsgesetz, Federal Law Gazette No. 411/1975, consolidated version






Limitation of liability EUR 2 080 000  for one injured or EUR 6 240 000  per claim. The insurance company has to notify the contract, non-existence or termination of the compulsory liability insurance to the authority.




 








21.



Work with genetically modified organisms and release of genetically modified organisms


Legislation/Legal provision: § 79j Abs. 1 Gentechnikgesetz – GTG

Reference of the official journal: Produkthaftungsgesetz, Federal Law Gazette No. 99/1988, consolidated version






Minimum coverage of EUR 712 200  per claim respectively EUR 4 069 700  per claim in case of security level 4.




 








22.



Security checks in court-houses


Legislation/Legal provision: § 10 Abs. 1 Z 7 Gerichtsorganisations-gesetz – GOG

Reference of the official journal: Gerichtsorganisations-gesetz – GOG, Federal Law Gazette (‘Reichsgesetzblatt’) No. 217/1896, consolidated version






Minimum coverage of EUR 3,6  million.




 








23.



Carriage of passengers and goods with aircraft


Legislation/Legal provision: § 106 Z 3, § 164, § 166, § 167, § 168 Luftfahrtgesetz – LFG

Reference of the official journal: Luftfahrtgesetz - LFG, Federal Law Gazette No. 253/1957, consolidated version






Minimum coverage for people or goods that are not transported in the aircraft depends on the Maximum Take-Off Mass (MTOM).
Minimum coverage for passengers depends on the passenger seats and Maximum Take-Off Mass (MTOM).
The insurance company has to issue a confirmation (free of charge) of the accepted/covered compulsory liability insurance to the policyholder.
The insurance company has to notify a non-existence or termination of the compulsory liability insurance to the authority.




 








24.



Lawyers


Legislation/Legal provision: § 10a Abs. 3 and Abs. 7, § 21a Rechtsanwaltsordnung (RAO)

Reference of the official journal: Rechtsanwaltsordnung (RAO), Federal Law Gazette (‘Reichsgesetzblatt’) No. 96/1868, consolidated version






Minimum coverage of EUR 400 000  per claim. In case of a limited liability company EUR 2,4  million per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the Austrian Chamber of Lawyers.




 








25.



Notaries


Legislation/Legal provision: § 30 Notariatsordnung, § 109a Abs. 3 and Abs. 6 Notariatsordnung (NO)

Reference of the official journal: Notariatsordnung (NO), Federal Law Gazette (‘Reichsgesetzblatt’) No. 75/1871, consolidated version






Minimum coverage of EUR 400 000  per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the Austrian Chamber of Notaries.




 








26.



Court experts and interpreters


Legislation/Legal provision: § 2a Sachverständigen- und Dolmetschergesetz – SDG

Reference of the official journal: Sachverständigen- und Dolmetschergesetz - SDG, Federal Law Gazette No. 137/1975, consolidated version






Minimum coverage of EUR 400 000  per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the authority.




 








27.



Mediators


Legislation/Legal provision: § 19 Zivilrechts-Mediations-Gesetz – ZivMediatG

Reference of the official journal: Zivilrechts-Mediations-Gesetz – ZivMediatG, Federal Law Gazette I No. 29/2003, consolidated version






Minimum coverage of EUR 400 000  per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the authority.




 








28.



Civil engineers


Legislation/Legal provision: § 13 Abs. 4 Bauträgervertragsgesetz – BTVG

Reference of the official journal: Bauträgervertragsgesetz - BTVG, Federal Law Gazette I No. 7/1997, consolidated version






Minimum coverage of EUR 400 000  per claim.




 








29.



Registration of vehicles and trailers for traffic, test driving, temporary registration for vehicle transportation


Legislation/Legal provision: § 59 Abs. 1, § 61 Kraftfahrgesetz 1967 – KFG 1967in conjunction with Kraftfahrzeug-Haftpflichtversicherungs-gesetz 1994 (KHVG 1994)

Reference of the official journal: Kraftfahrgesetz 1967 – KFG 1967, Federal Law Gazette No. 267/1967, consolidated version
Kraftfahrzeug-Haftpflichtversicherungs-gesetz 1994 (KHVG 1994), Federal Law Gazette No. 651/1994, consolidated version






Minimum coverage depends on the type of vehicle. The insurance company has to issue a certification to the insurant within 5 days after taking over the obligation (free of charge). The insurance company has to notify a non-existence or termination of the compulsory liability insurance to the authority.




 








30.



Maritime Claims


Legislation/Legal provision: § 18 Seeschifffahrtsgesetz – SeeSchFG

Reference of the official journal: Seeschifffahrtsgesetz – SeeSchFG, Federal Law Gazette No. 174/1981, consolidated version






The certificates issued by the insurance provider shall include the following information:






(a)


name of ship, its IMO number, and port of registry;










(b)


shipowner's name and principal place of business;










(c)


type and duration of the insurance;










(d)


name and principal place of business of the provider of the insurance and, where appropriate, the place of business where the insurance is established.








 








31.



Carriage of passengers and transport of goods with public railways


Legislation/Legal provision: § 15b Abs. 1 Z 4, § 15j Abs. 3, § 16b Abs. 1 Z 4 Eisenbahngesetz 1957 – EisbG and § 6 Abs. 2 Eisenbahnverordnung 2003 – EisbVO 2003

Reference of the official journal: Eisenbahngesetz 1957 – EisbG, Federal Law Gazette No. 60/1957, consolidated version
Eisenbahnverordnung 2003 – EisbVO 2003, Federal Law Gazette II No. 209/2003, consolidated version






The insurance company has to notify a termination or limitation of the compulsory liability insurance to the authority.




 








32.



Operation of airports


Legislation/Legal provision: § 72 Abs. 1lit. c Luftfahrtgesetz

Reference of the official journal: Luftfahrtgesetz - LFG, Federal Law Gazette No. 253/1957, consolidated version






Maximum coverage of EUR 145 million.




 








33.



Operation of aircraft, model aircraft, unmanned aircraft and appliance


Legislation/Legal provision: § 12 Abs. 1 Z 3, § 18 Abs. 1 Z 2, § 18 Abs. 2 Z 2, § 20 Abs. 2 and Abs. 4, § 24b Abs. 2, § 24c Abs. 6, § 24f Abs. 4, § 24i, § 132 Abs. 2, § 132a Abs. 1, § 164, § 166, § 167, § 168 Luftfahrtgesetz and § 3 Abs. 4 Z 5, § 30 Abs. 1, § 42 Abs. 1, § 44 Abs. 3, § 58 Abs. 3 Z 6, § 58 Abs. 5, § 63 Abs. 4, § 67 Abs. 2, § 71, § 74, § 77 Abs. 2 Zivilluftfahrzeug- und Luftfahrtgerät-Verordnung 2010 - ZLLV 2010

Reference of the official journal: Luftfahrtgesetz - LFG, Federal Law Gazette No. 253/1957, consolidated version
Zivilluftfahrzeug- und Luftfahrtgerät-Verordnung 2010 - ZLLV 2010, Federal Law Gazette II No. 143/2010, consolidated version






Minimum coverage for people or goods that are not transported in the aircraft depends on the Maximum Take-Off Mass (MTOM).
Minimum coverage for passengers depends on the passenger seats and Maximum Take-Off Mass (MTOM).
The insurance company has to issue a confirmation (free of charge) of the accepted/covered compulsory liability insurance to the policyholder.
The insurance company has to notify the non-existence or termination of the compulsory liability insurance to the authority.




 








34.



Ground handling services at airports


Legislation/Legal provision: § 7 Abs. 2 Z 4 Flughafen-Bodenabfertigungsgesetz – FBG

Reference of the official journal: Flughafen-Bodenabfertigungsgesetz - FBG, Federal Law Gazette I No. 97/1998, consolidated version






Minimum coverage of EUR 25 million.




 








35.



Organising sport events on public streets


Legislation/Legal provision: § 64 Abs. 2 Straßenverkehrsordnung 1960 – StVO 1960

Reference of the official journal: Straßenverkehrsordnung 1960 – StVO 1960, Federal Law Gazette No. 159/1960, consolidated version






The competent authority may prescribe a liability insurance.




 








36.



Space law


Legislation/Legal provision: § 4 Abs. 1 Z 7, §4 Abs. 4, § 11 Abs. 2 Weltraumgesetz

Reference of the official journal: Weltraumgesetz, Federal Law Gazette I No. 132/2011, consolidated version






Liability insurance for personal injuries and property damage. Minimum coverage of EUR 60 million per claim. Level of insurance can be reduced or operator can be exempted in specific circumstances.




 








37.



Patent agents


Legislation/Legal provision: § 16a Abs. 3, § 16b Abs. 3, § 21a Patentanwaltsgesetz

Reference of the official journal: Patentanwaltsgesetz, Federal Law Gazette No. 214/1967, consolidated version






Minimum coverage of EUR 400 000  per claim. In case of a limited liability company EUR 2,4  million per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the Patent Lawyers Association.




 








38.



Hospitals


Legislation/Legal provision: § 3 Abs. 4 lit. f, § 3b Abs. 1 Z 5, § 5a Abs. 5, § 5c Bundesgesetz über Krankenanstalten und Kuranstalten (KAKuG)

Reference of the official journal: Bundesgesetz über Krankenanstalten und Kuranstalten (KAKuG), Federal Law Gazette No. 1/1957, consolidated version






Minimum coverage of EUR 2 million per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the authority.




 








39.



Sponsors of clinical trials of pharmaceuticals


Legislation/Legal provision: § 32 Abs. 1 Z 11 and 12, § 32 Abs. 2, § 36 Z 12, § 39 Abs. 4, § 41 Abs. 1 Z 8, § 43 Abs. 2 Arzneimittelgesetz – AMG

Reference of the official journal: Arzneimittelgesetz - AMG, Federal Law Gazette No. 185/1983, consolidated version






Liability insurance for personal injuries.




 








40.



Sponsors of clinical trials of medical devices


Legislation/Legal provision: § 44 Z 4, § 47, § 48, § 50 Abs. 4, § 59 Abs. 3, § 60 Abs. 1 Z 5, § 66 Z 8 Medizinproduktegesetz – MPG

Reference of the official journal: Medizinproduktegesetz - MPG, Federal Law Gazette No. 657/1996, consolidated version






Liability insurance for personal injuries.




 








41.



Holder of radioactive material


Legislation/Legal provision: § 6 Abs. 2 Z 3, § 7 Abs. 2 Z 1, § 10 Abs. 2 Z 1 Strahlenschutzgesetz – StrSchG in conjunction with § 10 Atomhaftungsgesetz 1999 – AtomHG 1999

Reference of the official journal: Strahlenschutzgesetz – StrSchG, Federal Law Gazette No. 227/1969, consolidated version
Atomhaftungsgesetz 1999 – AtomHG 1999, Federal Law Gazette I No. 170/1998, consolidated version






Minimum coverage of EUR 4,06  million per claim.




 








42.



Self-employed doctors of medicine


Legislation/Legal provision: § 37 Abs. 3 Z 4, § 52d, § 58a Abs. 4, § 118 Abs. 1 Ärztegesetz 1998 – ÄrzteG 1998

Reference of the official journal: Ärztegesetz 1998 – ÄrzteG 1998, Federal Law Gazette I No. 169/1998, consolidated version






Minimum coverage of EUR 2 million per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the Medical Association.




 








43.



Pharmacists


Legislation/Legal provision: § 4a Apothekengesetz

Reference of the official journal: Apothekengesetz, Federal Law Gazette (‘Reichsgesetzblatt’) No. 5/1907, consolidated version






Minimum coverage of EUR 2 million per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the Chamber of Pharmacists.




 








44.



Music therapists


Legislation/Legal provision: § 15 Abs. 2 Z 3, § 34 Musiktherapiegesetz – MuthG

Reference of the official journal: Musiktherapiegesetz - MuthG, Federal Law Gazette I No. 93/2008, consolidated version






Minimum coverage of EUR 400 000  per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the Federal Ministry of Labour, Social Affairs, Health and Consumer Protection.




 








45.



Clinical Psychologists and Healthcare Psychologists


Legislation/Legal provision: § 16 Abs. 1 Z 5, § 16 Abs. 2, § 18 Abs. 2, § 21 Abs. 3 Z 4, § 25 Abs. 1 Z 5, § 25 Abs. 2, § 27 Abs. 2, § 30 Abs. 3 Z 4, § 36 Abs. 4, § 39 Psychologengesetz 2013

Reference of the official journal: Psychologengesetz 2013, Federal Law Gazette I No. 182/2013, consolidated version






Minimum coverage of EUR 1 million per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the Federal Ministry of Labour, Social Affairs, Health and Consumer Protection.




 








46.



Psychotherapists


Legislation/Legal provision: § 16b Psychotherapiegesetz

Reference of the official journal: Psychotherapiegesetz, Federal Law Gazette No. 361/1990, consolidated version






Minimum coverage of EUR 1 million per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the Federal Ministry of Labour, Social Affairs, Health and Consumer Protection.




 








47.



Self-employed dental practitioners


Legislation/Legal provision: § 18 Abs. 1 Z 7, § 26c, § 31 Abs. 2 Z 5, § 41 Abs. 4 Zahnärztegesetz – ZÄG

Reference of the official journal: Zahnärztegesetz - ZÄG, Federal Law Gazette I No. 126/2005, consolidated version






Minimum coverage of EUR 2 million per claim. The insurance company has to notify a termination or limitation of the compulsory liability insurance to the Dental Chamber.




 








48.



Electronic Delivery services


Legislation/Legal provision: § 3 Abs. 1 Z 4 Zustelldiensteverordnung – ZustDV

Reference of the official journal: Zustelldiensteverordnung - ZustDV, Federal Law Gazette II No. 233/2005, consolidated version






Minimum coverage of EUR 100 000  per claim.




 








49.



Operation of hospital heliports


Legislation/Legal provision: § 26 Abs. 3 Krankenhaus-Hubschrauberflugplatz-Verordnung – KHV

Reference of the official journal: Krankenhaus-Hubschrauberflugplatz-Verordnung – KHV, Federal Law Gazette II No. 82/2017, consolidated version






Maximum coverage of EUR 145 million.




 








50.



Primary care


Legislation/Legal provision: § 13 Primärversorgungs-gesetz – PrimVG

Reference of the official journal: Primärversorgungs-gesetz – PrimVG, Federal Law Gazette I No. 131/2017, consolidated version






Minimum coverage of EUR 2 million per claim.




 








51.



Package tours


Legislation/Legal provision: § 3 Abs. 3 Z 1, § 4, § 5, § 6, § 7, § 9 Pauschalreiseverordnung – PRV

Reference of the official journal: Pauschalreiseverordnung - PRV, Federal Law Gazette II No. [to be published soon]/2018, consolidated version






Minimum coverage of EUR 13 000  respectively depends on the annual turnover. Duration of the contract must be at least 12 months. Insurance coverage must extend to all bookings. The insurance company has to notify each amendment concerning the insurance coverage within 8 days to the authority.




At Federal State level (Bundesländer):


 


 




Vorarlberg








52.



Mountain guides


Legislation/Legal provision: § 16 Abs. 1 Bergführergesetz

Reference of the official journal: Bergführergesetz, Federal State Law Gazette No. 54/2002, consolidated version






Liability insurance; according to the professional risk of mountain guides, the federal state government issues a regulation to determine the minimum insurance coverage per event of damage.




 








53.



Canyoning guides


Legislation/Legal provision: § 16 Abs. 1 Bergführergesetz

Reference of the official journal: Bergführergesetz, Federal State Law Gazette No. 54/2002, consolidated version






Liability insurance; according to the professional risk of canyoning guides, the federal state government issues a regulation to determine the minimum insurance coverage per event of damage.




 








54.



Sport climbing instructors


Legislation/Legal provision: § 16 Abs. 1 Bergführergesetz

Reference of the official journal: Bergführergesetz, Federal State Law Gazette No. 54/2002, consolidated version






Liability insurance; according to the professional risk of sport climbing instructors, the federal state government issues a regulation to determine the minimum insurance sum per event of damage.




 








55.



Mountain guide aspirants


Legislation/Legal provision: § 20 Abs. 6 Bergführergesetz

Reference of the official journal: Bergführergesetz, Federal State Law Gazette No. 54/2002, consolidated version






Liability insurance analogous for mountain guide aspirants as assistants.




 








56.



Canyoning guide aspirants


Legislation/Legal provision: § 20 Abs. 6 Bergführergesetz

Reference of the official journal: Bergführergesetz, Federal State Law Gazette No. 54/2002, consolidated version






Liability insurance analogous for canyoning guide aspirants as assistants.




 








57.



Sport climbing instructor aspirants


Legislation/Legal provision: § 20 Abs. 6 Bergführergesetz

Reference of the official journal: Bergführergesetz, Federal State Law Gazette No. 54/2002, consolidated version






Liability insurance analogous for sport guide aspirants as assistants.




 








58.



Mountaineering schools


Legislation/Legal provision: § 31 Abs. 1 Bergführergesetz

Reference of the official journal: Bergführergesetz, Federal State Law Gazette No. 54/2002, consolidated version






Liability insurance; according to the professional risk of mountaineering schools, the federal state government issues a regulation to determine the minimum insurance sum per event of damage.




 








59.



Hiking guides


Legislation/Legal provision: § 25 Bergführergesetz

Reference of the official journal: Bergführergesetz, Federal State Law Gazette No. 54/2002, consolidated version






Liability insurance; according to the professional risk of hiking guides, the federal state government issues a regulation to determine the minimum insurance sum per event of damage according to § 16 Bergführergesetz.




 








60.



Skiing (snowboard, cross-country skiing) instructors


Legislation/Legal provision: § 16 Schischulgesetz

Reference of the official journal: Schischulgesetz, Federal State Law Gazette No. 55/2002, consolidated version






Liability insurance; according to the professional risk of skiing (snowboard, cross-country skiing) instructors and trainees, the federal state government issues a regulation to determine the minimum insurance sum per event of damage.




 








61.



Licensed skiing instructors


Legislation/Legal provision: § 3e Schischulgesetz

Reference of the official journal: Schischulgesetz, Federal State Law Gazette No. 55/2002, consolidated version






Liability insurance; according to the professional risk of licensed skiing instructors, the federal state government issues a regulation to determine the minimum insurance sum per event of damage.




 








62.



Managing of special hospitals


Legislation/Legal provision: § 28a Spitalgesetz – SpG

Reference of the official journal: Spitalgesetz – SpG, Federal State Law Gazette No. 54/2005, consolidated version






§ 28a Abs. 3 specifies: ‘For the insurance contract applies the following:






(a)


the minimum insurance coverage for each insured event must be EUR 2 million;










(b)


a maximum liability limit per one-year insurance period may not be less than five times the minimum insurance coverage; and










(c)


the exclusion or a time limit of the subsequent liability of the insurer is inadmissible.’








Salzburg:








63.



Managing of special hospitals


Legislation/Legal provision: § 12 Abs. 1 lit. h in conjunction with § 20a Salzburger Krankenanstalten-gesetz 2000 – SKAG

Reference of the official journal: Salzburger Krankenanstaltengesetz 2000 – SKAG, Federal State Law Gazette No. 24/2000, consolidated version






‘For the insurance contract applies the following:






(a)


the minimum insurance coverage for each insured event must be EUR 2 million;










(b)


a maximum liability limit per one-year insurance period may not be less than five times the minimum insurance coverage; and










(c)


the exclusion or a time limit of the subsequent liability of the insurer is inadmissible.’








 








64.



Keeping of dogs and dangerous dogs


Legislation/Legal provision: § 16a Abs. 2 Z 2 and § 19 Abs. 4 Z 4 and § 23 Salzburger Landessicherheitsgesetz – S.LSG

Reference of the official journal: Salzburger Landessicherheitsgesetz - S.LSG, Federal State Law Gazette No. 57/2009, consolidated version






Minimum coverage of EUR 725 000  for damages caused by dogs.




 








65.



Keeping of dangerous animals


Legislation/Legal provision: § 25 Abs. 3 Z 3 in conjunction with Abs. 7 Salzburger Landessicherheitsgesetz – S.LSG

Reference of the official journal: Salzburger Landessicherheitsgesetz - S.LSG, Federal State Law Gazette No. 57/2009, consolidated version






Minimum coverage for damages caused by dangerous animals depends on the individual case.




 








66.



Horse-drawn carriage


Legislation/Legal provision: § 10 lit. d Fiakergesetz in conjunction with § 3 Fiaker-Betriebsordnung

Reference of the official journal: Fiakergesetz, Federal State Law Gazette No. 68/1995, consolidated version
Fiaker-Betriebsordnung, Federal State Law Gazette No. 51/1997, consolidated version






Minimum insurance coverage EUR 727 000 .




 








67.



Genetic engineering precautionary


Legislation/Legal provision: § 4 Abs. 2 Gentechnik-Vorsorgegesetz

Reference of the official journal: Gentechnik-Vorsorgegesetz, Federal State Law Gazette No. 75/2004, consolidated version






Under special circumstances: The competent authority may grant authorisation only if an appropriate insurance is concluded.




Lower Austria (Niederösterreich):








68.



Managing of special hospitals


Legislation/Legal provision: § 16d NÖ Krankenanstaltengesetz – NÖ KAG

Reference of the official journal: NÖ Krankenanstaltengesetz – NÖ KAG, Federal State Law Gazette No. 9440-0, consolidated version






Conclusion of a compulsory insurance with a minimum sum of EUR 2 million per insured event and a minimum sum of EUR 10 million per year, prohibition of an exclusion or a time limit for the secondary liability of the insurer.




 








69.



Keeping of dogs and dangerous dogs


Legislation/Legal provision: § 4 Abs. 1 Z 6 NÖ Hundehaltegesetz, § 3 Abs. 2 in conjunction with § 4 Abs. 1 Z 6 NÖ Hundehaltegesetz

Reference of the official journal: NÖ Hundehaltegesetz, Federal State Law Gazette No. 4001-0, consolidated version






Conclusion of a compulsory insurance for the dog registered on the dog owner's name, minimum insurance coverage EUR 500 000  for body injury and EUR 250 000  for property damage; annual proof of continuance of the insurance.




 








70.



Arranging public events including particular danger of accidents


Legislation/Legal provision: § 5 Z 10, § 7 Abs. 2 in conjunction with § 5 Z 10 NÖ Veranstaltungsgesetz

Reference of the official journal: NÖ Veranstaltungsgesetz, Federal State Law Gazette No. 7070-0, consolidated version






Depends on circumstances of the event.




 








71.



Hunting


Legislation/Legal provision: § 59 Abs. 1, § 126 Abs. 2, Abs. 3 and Abs. 4 Z 2 NÖ Jagdgesetz 1974(NÖ JG)

Reference of the official journal: NÖ Jagdgesetz 1974 (NÖ JG), Federal State Law Gazette No. 6500-0, consolidated version






Conclusion of a compulsory insurance for body injury or property damage in the amount of EUR 1,1  million.




 








72.



Owners of migrating bees


Legislation/Legal provision: § 6 Abs. 3 Z 2 NÖ Bienenzuchtgesetz

Reference of the official journal: NÖ Bienenzuchtgesetz, Federal State Law Gazette No. 6320-0, consolidated version






Specification by decision of the administrative body.




Carinthia (Kärnten):








73.



Mountain guides


Legislation/Legal provision: § 16, § 25, § 32 Kärntner Berg- und Schiführergesetz – K-BSFG

Reference of the official journal: Kärntner Berg- und Schiführergesetz - K-BSFG, Federal State Law Gazette No. 25/1998, consolidated version






According to the professional risk of mountain guides, the federal state government issues a regulation to determine the minimum insurance coverage per event of damage.




 








74.



Mountaineering schools


Legislation/Legal provision: § 16, § 25, § 32 Kärntner Berg- und Schiführergesetz – K-BSFG

Reference of the official journal: Kärntner Berg- und Schiführergesetz - K-BSFG, Federal State Law Gazette No. 25/1998, consolidated version






According to the professional risk of mountaineering schools, the federal state government issues a regulation to determine the minimum insurance coverage per event of damage.




 








75.



Hiking guides


Legislation/Legal provision: § 16, § 25, § 32 Kärntner Berg- und Schiführergesetz – K-BSFG

Reference of the official journal: Kärntner Berg- und Schiführergesetz - K-BSFG, Federal State Law Gazette No. 25/1998, consolidated version






According to the professional risk of hiking guides, the federal state government issues a regulation to determine the minimum insurance coverage per event of damage.




Vienna (Wien):








76.



Managing of special hospitals


Legislation/Legal provision: § 6a Abs. 1 Z 5 in conjunction with § 6c Wiener Krankenanstaltengesetz 1987 - Wr. KAG

Reference of the official journal: Wiener Krankenanstaltengesetz 1987 – Wr. KAG, Federal State Law Gazette No. 23/1987, consolidated version






For the insurance contract applies the following:






(a)


the minimum insurance coverage for each insured event must be EUR 2 million;










(b)


a maximum liability limit per one-year insurance period may not be less than five times the minimum insurance coverage; and










(c)


the exclusion or a time limit of the subsequent liability of the insurer is inadmissible.








 








77.



Keeping of dogs and dangerous dogs


Legislation/Legal provision: § 5 Abs. 11 Wiener Tierhaltegesetz

Reference of the official journal: Wiener Tierhaltegesetz, Federal State Law Gazette No. 39/1987, consolidated version






Minimum coverage of EUR 725 000  for damages caused by dogs.




Upper Austria (Oberösterreich):








78.



Keeping of dogs and dangerous dogs


Legislation/Legal provision: § 3 Abs. 1 Oberösterreichisches Hundehaltegesetz 2002

Reference of the official journal: Oberösterreichisches Hundehaltegesetz 2002, Federal State Law Gazette No. 147/2002, consolidated version






Minimum coverage of EUR 725 000  for damages caused by dogs.




 








79.



Members of voluntary fire brigades


Legislation/Legal provision: § 21 Abs. 3 and 4 Oberösterreichisches Feuerwehrgesetz 2015

Reference of the official journal: Oberösterreichisches Feuerwehrgesetz 2015, Federal State Law Gazette No. 104/2014, consolidated version






Minimum coverage of EUR 3 million.




 








80.



Managing of special hospitals


Legislation/Legal provision: § 6 Abs. 2 Z 6, § 6b Abs. 2 Z 6, § 27a Abs. 1 and 2 and § 28 Abs. 4 Oberösterreichisches Krankenanstaltengesetz 1997 (Oö. KAG 1997)

Reference of the official journal: Oberösterreichisches Krankenanstaltengesetz 1997 (Oö. KAG 1997), Federal State Law Gazette No. 132/1997, consolidated version






For the insurance contract applies the following:






(a)


the minimum insurance coverage for each insured event must be EUR 2 million;










(b)


a maximum liability limit per one-year insurance period may not be less than five times the minimum insurance coverage; and










(c)


the exclusion or a time limit of the subsequent liability of the insurer is inadmissible.








 








81.



Electricity trading


Legislation/Legal provision: § 53 Abs. 2 Z 2 Elektrizitätswirtschafts- und –organisationsgesetz 2006 - Oö. ElWOG 2006

Reference of the official journal: Elektrizitätswirtschafts- und –organisationsgesetz 2006 - Oö. ElWOG 2006, Federal State Law Gazette No. 1/2006, consolidated version






The applicant has to proof the liable equity in form of insurance, bank guarantee or any other appropriate form. The minimum insurance coverage may not be less than EUR 50 000 .




 








82.



Hunting


Legislation/Legal provision: § 38 Abs. 1 lit. c, § 36 Abs. 3 Oö. Jagdgesetz in conjunction with § 1 der Verordnung der Oö. Landesregierung betreffend die Mindestversicherungs-summe für die Jagdhaftpflicht-versicherung

Reference of the official journal: Oö. Jagdgesetz, Federal State Law Gazette No. 32/1964, consolidated version






The federal state government issues a regulation to determine the minimum insurance coverage per event of damage.




Styria (Steiermark):








83.



Accreditation


Legislation/Legal provision: § 16 Abs. 3 Steiermärkisches Akkreditierungsgesetz

Reference of the official journal: Steiermärkisches Akkreditierungsgesetz, Federal State Law Gazette No. 62/1995, consolidated version






The federal state government issues a regulation to determine the minimum insurance coverage per event of damage.




 








84.



Managing of special hospitals


Legislation/Legal provision: § 17 Stmk. Krankenanstaltengesetz 2012

Reference of the official journal: Steiermärkisches Krankenanstaltengesetz 2012, Federal State Law Gazette No. 111/2012, consolidated version






For the insurance contract applies the following:






(a)


the minimum insurance coverage for each insured event must be EUR 2 million;










(b)


a maximum liability limit per one-year insurance period may not be less than five times the minimum insurance coverage; and










(c)


the exclusion or a time limit of the subsequent liability of the insurer is inadmissible.








 








85.



Keeping of dogs and dangerous dogs


Legislation/Legal provision: § 3b Abs. 7 Landes-Sicherheitsgesetz

Reference of the official journal: Landes-Sicherheitsgesetz, Federal State Law Gazette No. 24/2005, consolidated version






Minimum coverage of EUR 725 000  for damages caused by dogs.




 








86.



Business of ski schools


Legislation/Legal provision: §2a Abs. 2 Z 3 and § 5 Steiermärkisches Schischulgesetz 1997

Reference of the official journal: Steiermärkisches Schischulgesetz 1997, Federal State Law Gazette No. 58/1997, consolidated version






Insurance certificate must not be older than three months.




Tyrol (Tirol):








87.



Mountain guides


Legislation/Legal provision: § 4 Abs. 5 Tiroler Bergsportführergesetz

Reference of the official journal: Tiroler Bergsportführergesetz, Federal State Law Gazette No. 7/1998, consolidated version






According to the professional risk of mountain guides, the federal state government issues a regulation to determine the minimum insurance coverage per event of damage.




 








88.



Managing of special hospitals


Legislation/Legal provision: § 6a Tiroler Krankenanstaltengesetz - Tir KAG

Reference of the official journal: Tiroler Krankenanstaltengesetz – Tir KAG, Federal State Law Gazette No. 5/1958, consolidated version






For the insurance contract applies the following:






(a)


the minimum insurance coverage for each insured event must be EUR 2 million;










(b)


a maximum liability limit per one-year insurance period may not be less than five times the minimum insurance coverage; and










(c)


the exclusion or a time limit of the subsequent liability of the insurer is inadmissible.








Burgenland:








89.



Hunting


Legislation/Legal provision: § 64, § 65 Abs. 1 Z 2, § 71 Abs. 4 Bgld. Jagdgesetz 2004

Reference of the official journal: Burgenländisches Jagdgesetz 2004, Federal State Law Gazette No. 11/2005, consolidated version






The federal state government issues a regulation to determine the minimum insurance coverage per event of damage.




 








90.



Managing of special hospitals


Legislation/Legal provision: § 5 Abs. 7 Z 6, § 7a Abs. 1 Z 5, § 23a, § 35 Abs. 7, § 86 Abs. 10 Bgld. Krankenanstaltengesetz 2000

Reference of the official journal: Burgenländisches Krankenanstaltengesetz 2000, Federal State Law Gazette No. 52/2000, consolidated version






For the insurance contract applies the following:






(a)


the minimum insurance coverage for each insured event must be EUR 2 million;










(b)


a maximum liability limit per one-year insurance period may not be less than five times the minimum insurance coverage; and










(c)


the exclusion or a time limit of the subsequent liability of the insurer is inadmissible.








POLAND








1.



TPL insurance of motor vehicles holders against any damage resulting from using these vehicles


Legislation/Legal provision: Article 23 of the Act of 22 May 2003 on compulsory insurance, the Insurance Guarantee Fund and the Polish Motor Insurers' Bureau, consolidated version of the law of 9 February 2018

Reference of the official journal: Journal of Laws of 2018, item 473, as amended)






§ 2.1. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








2.



TPL insurance of the farmers being the holders of farm


Legislation/Legal provision: Article 44 of the Act of 22 May 2003 on compulsory insurance, the Insurance Guarantee Fund and the Polish Motor Insurers' Bureau, consolidated version of the law of 9 February 2018

Reference of the official journal: Journal of Laws of 2018, item 473, as amended)






§ 2.2. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








3.



Insurance of the farm buildings against fire and other fortuitous events


Legislation/Legal provision: Article 59 of the Act of 22 May 2003 on compulsory insurance, the Insurance Guarantee Fund and the Polish Motor Insurers' Bureau, consolidated version of the law of 9 February 2018

Reference of the official journal: Journal of Laws of 2018, item 473, as amended






§ 2.3. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








4.



Insurance of agricultural crops against any damage caused by flooding, drought, hail, negative effects of crops overwintering and spring frosts


Legislation/Legal provision: Article 10c of the Act of 7 July 2005 on insurance of agricultural crops and livestock, consolidated version of the law of 16 October 2017

Reference of the official journal: Journal of Laws of 2017, item 2047, as amended)






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








5.



TPL insurance of advocates


Legislation/Legal provision: Article 8a of the Act of 26 May 1982 on advocacy, consolidated version of the law of 9 May 2018

Reference of the official journal: Journal of Laws of 2018, item 1184






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








6.



TPL insurance of legal counsels


Legislation/Legal provision: Article 227 of the Act of 6 July 1982 on legal counsellors, consolidated version of the law of 15 September 2017

Reference of the official journal: Journal of Laws of 2017, item 1870






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








7.



TPL insurance of notaries public


Legislation/Legal provision: Article 19a of the Act of 14 February 1991 on notaries, consolidated version of the law of 22 November 2017

Reference of the official journal: Journal of Laws of 2017, item 2291






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








8.



TPL insurance of tax advisers


Legislation/Legal provision: Article 44-45 of the Act of 5 July 1996 on tax consultancy, consolidated version of the law of 30 January 2018

Reference of the official journal: Journal of Laws of 2018, item 377






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








9.



TPL insurance of bailiffs and their employees


Legislation/Legal provision: Article 24 of the Act of 29 August 1997 on bailiffs and execution, consolidated version of the law of 14 June 2018

Reference of the official journal: Journal of Laws of 2018, item 1309






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








10.



TPL insurance of patent attorney


Legislation/Legal provision: Article 16 of the Act of 11 April 2001 on patent attorneys, consolidated version of the law of 9 June 2017

Reference of the official journal: Journal of Laws of 2017, item 1314






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








11.



TPL insurance of foreign lawyers providing legal assistance in the territory of the Republic of Poland


Legislation/Legal provision: Article 11 of the Act of 5 July 2002 on provision of legal assistance by foreign lawyers in the territory of the Republic of Poland, consolidated version of the law of 26 October 2016

Reference of the official journal: Journal of Laws of 2016, item 1874






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








12.



TPL insurance of restructuring advisers


Legislation/Legal provision: Article 17a of the Act of 15 June 2007 on license restructuring adviser, consolidated version of the law of 3 June 2016

Reference of the official journal: Journal of Laws of 2016, item 883






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








13.



TPL insurance of insurance agents


Legislation/Legal provision: Article 11 of the Act of 22 May 2003 on insurance brokerage, consolidated version of the law of 28 November 2016

Reference of the official journal: Journal of Laws of 2016, item 2077






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








14.



TPL insurance of insurance brokers


Legislation/Legal provision: Article 22 of the Act of 22 May 2003 on insurance brokerage, consolidated version of the law of 28 November 2016

Reference of the official journal: Journal of Laws of 2016, item 2077






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








15.



TPL insurance of providers of commercial bookkeeping services


Legislation/Legal provision: Article 76h of the Act of 29 September 1994 on accountancy, consolidated version of the law of 30 January 2018

Reference of the official journal: Journal of Laws of 2018, item 395






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








16.



TPL insurance of persons authorized to audit financial statements


Legislation/Legal provision: Article 53 of the act of on statutory auditors, auditing companies and public supervision

Reference of the official journal: Journal of Laws of 2017, item 1089






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








17.



TPL insurance of property valuer


Legislation/Legal provision: Article 175 of the Act of 21 August 1997 on real estate management, consolidated version of the law of 14 December 2017

Reference of the official journal: Journal of Laws of 2017, item 121






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








18.



TPL insurance of real estate agent


Legislation/Legal provision: Article 181 of the Act of 21 August 1997 on real estate management, consolidated version of the law of 14 December 2017

Reference of the official journal: Journal of Laws of 2017, item 121






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








19.



TPL insurance of real estate manager


Legislation/Legal provision: Article 186 of the Act of 21 August 1997 on real estate management, consolidated version of the law of 14 December 2017

Reference of the official journal: Journal of Laws of 2017, item 121






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








20.



TPL insurance of entrepreneurs applying for the contract to operate in the field of civil aviation security at airports


Legislation/Legal provision: Article 22a of the Act of 22 August 1997 on protection of people and property, consolidated version of the law of 8 November 2017

Reference of the official journal: Journal of Laws of 2017, item 2213






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








21.



TPL insurance of providers of services of people and property protection


Legislation/Legal provision: Article 21a of the Act of 22 August 1997 on protection of people and property, consolidated version of the law of 8 November 2017

Reference of the official journal: Journal of Laws of 2017, item 2213






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








22.



TPL insurance of providers of detective services


Legislation/Legal provision: Article 24 of the Act of 6 July 2001 on detective services, consolidated version of the law of 24 February 2017

Reference of the official journal: Journal of Laws of 2017, item 556






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








23.



TPL insurance of therapeutic entities


Legislation/Legal provision: Article 17 in conjunction with Article 25 of the Act of 15 April 2011 on therapeutic activity, consolidated version of the law of 8 December 2017

Reference of the official journal: Journal of Laws of 2017, item 160






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








24.



TPL insurance of doctors performing therapeutic activity as an individual medical practice


Legislation/Legal provision: Article 18 of the Act of 15 April 2011 on therapeutic activity, consolidated version of the law of 8 December 2017

Reference of the official journal: Journal of Laws of 2017, item 160






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








25.



TPL insurance of nurses performing profession within therapeutic activity as an individual practice


Legislation/Legal provision: Article 19 of the Act of 15 April 2011 on therapeutic activity, consolidated version of the law of 8 December 2017

Reference of the official journal: Journal of Laws of 2017, item 160






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








26.



TPL insurance of nurses or midwifes being citizens of Members States of the European Union, temporarily and occasionally performing their professions on the territory of the Republic of Poland


Legislation/Legal provision: Article 24 of the Act of 15 July 2011 on professions of nurse and midwife, consolidated version of the law of 24 November 2017

Reference of the official journal: Journal of Laws of 2018, item 123






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








27.



TPL insurance of health care services providers not being entities performing therapeutic activity


Legislation/Legal provision: Article 136b in conjunction with Article 5 point 41 letter b and d of the Act of 27 August 2004 on health care services financed from public funds, consolidated version of the law of 20 July 2018

Reference of the official journal: Journal of Laws of 2018, item 123, as amended






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








28.



TPL insurance of entities authorized by the minister responsible for health and notified entities


Legislation/Legal provision: Article 36 of the Act of 20 May 2010 on medical products, consolidated version of the law of 17 January 2017

Reference of the official journal: Journal of Laws of 2017, item 211, as amended






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








29.



TPL insurance of sponsors and clinical researchers against any damage arising in connection with the clinical trial of medical products


Legislation/Legal provision: Article 40 of the Act of 20 May 2010 on medical products, consolidated version of the law of 17 January 2017

Reference of the official journal: Journal of Laws of 2017, item 211, as amended






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








30.



TPL insurance of sponsors and clinical researchers against any damage arising in connection with the clinical trial


Legislation/Legal provision: Article 37b of the Pharmaceutical Law Act of 6 September 2001, consolidated version of the law of 30 October 2017

Reference of the official journal: Journal of Laws of 2017, item 2211, as amended






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








31.



TPL insurance of shipowners against maritime claims (an alternative form of financial security - insurance or other financial security, such as the guarantee of a bank)


Legislation/Legal provision: Article 102a of the Maritime Code Act of 18 September 2001, consolidated version of the law of 9 December 2015

Reference of the official journal: Journal of Laws of 2016, item 66, as amended












(a)


Name of ship, its IMO number, and port of registry;










(b)


shipowner's name and principal place of business;










(c)


type and duration of the insurance;










(d)


name and principal place of business of the provider of the insurance and, where appropriate, the place of business where the insurance is established.




If the language used in the certificates is neither English nor French nor Spanish, the text shall include a translation into one of these languages.




 








32.



TPL insurance of a carrier who actually performs the carriage in respect of the death of or personal injury to a passenger or the loss of or damage to his luggage as referred to in Article 2 of the above mentioned Regulation No 392/2009 (an alternative form of financial security)


Legislation/Legal provision: Article 182a of the Maritime Code Act of 18 September 2001, consolidated version of the law of 9 December 2015

Reference of the official journal: Journal of Laws of 2016, item 66, as amended












(a)


Name of ship, distinctive number or letters and port of registry;










(b)


name and principal place of business of the carrier who actually performs the whole or a part of the carriage;










(c)


IMO ship identification number;










(d)


type and duration of security;










(e)


name and principal place of business of insurer or other person providing financial security and, where appropriate, place of business where the insurance or other financial security is established; and










(f)


period of validity of the certificate, which shall not be longer than the period of validity of the insurance or other financial security.








 








33.



TPL insurance of shipowners for bunker oil pollution damage (an alternative form of financial security)


Legislation/Legal provision: Article 271a - 271b of the Maritime Code Act of 18 September 2001, consolidated version of the law of 9 December 2015
International Convention on Civil Liability for Bunker Oil Pollution Damage, 2001 (Bunkers 2001)

Reference of the official journal: Journal of Laws of 2016, item 66, as amended












(a)


Name of ship, distinctive number or letters and port of registry;










(b)


name and principal place of business of the registered owner;










(c)


IMO ship identification number;










(d)


type and duration of security;










(e)


name and principal place of business of insurer or other person giving security and, where appropriate, place of business where the insurance or security is established;










(f)


period of validity of the certificate which shall not be longer than the period of validity of the insurance or other security.








 








34.



TPL insurance of shipowners for damage caused by oil leakage or discharge from the ships transporting oil as cargo (an alternative form of financial security)


Legislation/Legal provision: Article 272 of the Maritime Code Act of 18 September 2001, consolidated version of the law of 9 December 2015
International Convention on Civil Liability for Oil Pollution Damage, 1992 (CLC 92)

Reference of the official journal: Journal of Laws of 2016, item 66, as amended












(a)


Name and principal place of business of owner;










(b)


type of security;










(c)


name and principal place of business of insurer or other person giving security and, where appropriate, place of business where the insurance or security is established;










(d)


period of validity of certificate which shall not be longer than the period of validity of the insurance or other security.








 








35.



TPL insurance of air carriers and aircraft operators for damage arising in connection with aviation activities conducted by them


Legislation/Legal provision: Article 209 paragraph 1 of the Aviation Law Act of 3 July, consolidated version of the law of 14 June 2018
Annex 7 of Regulation of Minister of Transport, Construction and Maritime Economy of 26 March 2013 on exemption of application of certain provisions of the Aviation Law Act with reference to some aircraft types and specifying conditions and requirements related to the usage of these aircraft (Journal of Laws of 2013, item 440)

Reference of the official journal: Journal of Laws of 2018, item 1183






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








36.



TPL insurance of air carriers for damage caused by delay in transport of passengers, luggage or cargo


Legislation/Legal provision: Article 209 paragraph 3 of the Aviation Law Act of 3 July 2002, consolidated version of the law of 14 June 2018
Article 19, 22 and 50 of Convention for the Unification of Certain Rules for International Carriage by Air (Montreal, 28 May 1999)

Reference of the official journal: Journal of Laws of 2018, item 1183






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








37.



TPL insurance of air carriers for damage in air transport of mail


Legislation/Legal provision: Article 209 paragraph 4 of the Aviation Law Act of 3 July 2002, consolidated version of the law of 14 June 2018
Article 11 of the Regulation (EC) No 1008/2008 of the European Parliament and of the Council

Reference of the official journal: Journal of Laws of 2018, item 1183






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








38.



TPL insurance of providers of ground handling services for damage arising in connection with aviation activities conducted by them


Legislation/Legal provision: Article 209 paragraph 5 of the Aviation Law Act of 3 July 2002, consolidated version of the law of 14 June 2018

Reference of the official journal: Journal of Laws of 2018, item 1183






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








39.



TPL insurance of training activities provided in the scope of aviation personnel training for the purpose of obtaining certificate of competence (FIS & AFIS excluded) subject to entry to register of training entities


Legislation/Legal provision: Article 95a paragraph 3 of the Aviation Law Act of 3 July 2002, consolidated version of the law of 14 June 2018

Reference of the official journal: Journal of Laws of 2018, item 1183






§ 3 of Regulation of Minister of Transport, Construction and Maritime Economy of 13 August 2013 on training activities of aviation personnel subject to entry to register of training entities (Journal of Laws of 2013, item 1068)




 








40.



TPL insurance of entrepreneurs applying for licenses to conduct business activities involving the rail transport of people or property or providing of traction services


Legislation/Legal provision: Article 46 of the Act of 28 March 2003 on railway transport, consolidated version of the law of 13 October 2017

Reference of the official journal: Journal of Laws of 2017, item 2117, as amended






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








41.



TPL insurance of operators of the nuclear installation for nuclear damage


Legislation/Legal provision: Article 103 paragraph 1 of the Atomic Law Act of 29 November 2000, consolidated version of the law of 23 March 2018

Reference of the official journal: Journal of Laws of 2018, item 792






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








42.



TPL insurance of operators of the nuclear installation for nuclear damage in transport of nuclear material from their nuclear installations


Legislation/Legal provision: Article 103 paragraph 1 of the Atomic Law Act of 29 November 2000, consolidated version of the law of 23 March 2018

Reference of the official journal: Journal of Laws of 2018, item 792






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838) and article 103a paragraph 2 of the Atomic Law Act of 29 November 2000 (Journal of Laws of 2014, item 1512, as amended)




 








43.



TPL insurance of organizers of mass events


Legislation/Legal provision: Article 53 of the Act of 20 March 2009 on security of mass events, consolidated version of the law of 26 May 2017

Reference of the official journal: Journal of Laws of 2017, item 1160






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








44.



TPL insurance of brokerage houses for damages arising in connection with the brokerage activities


Legislation/Legal provision: Article 98 of the Act of 29 July 2005 on trading in financial instruments, consolidated version of the law of 15 September 2017

Reference of the official journal: Journal of Laws of 2017, item 1768






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








45.



TPL insurance of qualified providers of certification services, issuing qualified certificates for damages caused to recipients of certification services


Legislation/Legal provision: Article 13 of the Act on 5 September 2016 on trust services and electronic identification
Connection of the electronic identification system to the national node
Article 21b of the Act on 5 September 2016 on trust services and electronic identification

Reference of the official journal: Journal of Laws of 2016, item 1579, as amended






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








46.



TPL insurance of entity entitled to provide energy performance certificates


Legislation/Legal provision: Article 20 of the Act on 29 August 2014 on energy performance of buildings, consolidated version of the law of 7 July 2017

Reference of the official journal: Journal of Laws of 2017, item 1498, as amended






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








47.



TPL insurance of certification entities, inspection entities or laboratories


Legislation/Legal provision: Article 19 of the Act of 30 August 2002 on compatibility assessment system, consolidated version of the law of 9 June 2017

Reference of the official journal: Journal of Laws of 2017, item 1226, as amended






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








48.



TPL insurance of architects and construction engineers


Legislation/Legal provision: Article 6 of the Act of 15 December 2000 on professional self-governments of architects and construction engineers, consolidated version of the law of 29 September 2016

Reference of the official journal: Journal of Laws of 2016, item 1725






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








49.



TPL insurance of entity authorized to conduct technical checks of commercial yachts


Legislation/Legal provision: Article 26 of the Act of 18 August 2011 on maritime safety, consolidated version of the law of 8 December 2017

Reference of the official journal: Journal of Laws of 2018, item 181






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








50.



Personal accident insurance and TPL insurance of the owner of commercial yacht other than yachts available without the crew for payment


Legislation/Legal provision: Article 110 of the Act of 18 August 2011 on maritime safety, consolidated version of the law of 8 December 2017

Reference of the official journal: Journal of Laws of 2018, item 181






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








51.



TPL insurance of fire protection valuer


Legislation/Legal provision: Article 11m of the Act of 24 August 1991 on fire protection, consolidated version of the law of 6 March 2018

Reference of the official journal: Journal of Laws of 2018, item 620






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








52.



Insurance of members of Voluntary Fire Service and junior fire brigade


Legislation/Legal provision: Article 32 s. 3 of the Act of 24 August 1991 on fire protection, consolidated version of the law of 6 March 2018

Reference of the official journal: Journal of Laws of 2018, item 620






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








53.



Insurance of tour operators and travel intermediaries in the event of their insolvency in respect of the refund of money paid over and the repatriation of the consumer


Legislation/Legal provision: Article 7 of the Act of 24 November 2017 on tourist events and related tourist services

Reference of the official journal: Journal of Laws of 2017, item 2361, as amended






Regulation of the Minister of Sport and Tourism of 30 December 2017 on model contracts for a tourist escrow account, bank guarantee forms, guarantees insurance and insurance contracts for travellers (Journal of Laws of 2017, item 2497)




 








54.



Compulsory insurance of payment services providers required in respect of payment transactions under the payment service contract


Legislation/Legal provision: Art 125 of the Act of 19 August 2011 on payment services, consolidated version of the law of 28 September 2017

Reference of the official journal: Journal of Laws of 2017, item 2003, as amended






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




 








55.



Contract of third party liability insurance for mortgage broker for damage caused in connection with mortgage brokers or a bank or insurance guarantee contract in case of liability resulting from failure to exercise due diligence in connection with the performance of this activity


Legislation/Legal provision: Article 55 of the Act of 23 March 2017 on mortgage and supervision over mortgage brokers and agents

Reference of the official journal: Journal of Laws of 2017, item 819






§ 2.4. of Minister of Finance Regulation of 13 July 2012 on the form and scope of the document confirming the conclusion of the compulsory insurance contract (Journal of Laws of 2012, item 838)




PORTUGAL








1.



Motor insurance


Legislation/Legal provision: Decree Law n.o 291/2007, of 21 August, amended by Decree Law n.o 153/2008 of 6 August, more specifically, articles 4.o, 28.o and 29.o.
Regulation 4/2008 -R, of 19 of March.






The provisional certificate shall include all the particulars of the international insurance certificate, except the policy number, when that number has not been attributed yet.
The certificate of civil liability of the garage insurance and of the driver insurance shall include the designation of the insurance undertaking, the name and address of the policyholder, the number of the certificate, the period of validity, the category of vehicles that for which the insurance is effective, the maximum amount of the civil liability guarantee and the policy number. The provisional certificate shall include the same elements, except the policy number, when that number has not attributed yet.
The certificate of civil liability of the garage insurance shall include in addition the professional activity of the policyholder, and, if agreed by the subscribers, the number of the drivers licenses covered.
The certificate of civil liability of the driver insurance shall include in addition the number of the driver license covered.
The notice of receipt shall include the same particulars as the international insurance certificate.




 








2.



Owners of ships with gross tonnage of less than 300 flying the national flag, bound for a national port or anchorage independently of the flag flying or entering the territorial sea of Portugal - insurance for maritime claims


Legislation/Legal provision: Articles 4.o and 5.o of Shipowners' Insurance Framework for Maritime Credits, approved by Decree Law n.o 50/2012, of 2 March

Reference of the official journal: Decree Law n.o 50/2012, of 2 March, entered into force on 2012-03-03






The existence of the insurance is evidenced by one or more certificates issued by the respective insurer, which remain always on board the ship.
The certificates issued by the insurer include the following information:






—


Name of vessel, IMO number and port of registry;










—


Name of the owner and place of his main place of business;










—


Type and duration of insurance;










—


The name and location of the main place of business of the insurer and, where appropriate, the location of the establishment where the insurance was subscribed.




The language used in the certificates issued to vessels flying the national flag is Portuguese and English, and for vessels not flying the national flag they are required to be at least English, French or Spanish.
In the case of vessels flying the national flag, a copy of the certificates issued or amended is sent by the owner of the vessel or by the ship's company to the General Directorate of Natural Resources, Safety and Maritime Services (DGRM).




ROMANIA








1.



Compulsory insurance against civil liability for the damage to third parties caused by vehicle and tram accidents


Legislation/Legal provision: Law no. 132/2017 on the compulsory insurance against civil liability for the damage to third parties caused by vehicle and tram accidents
Article 3: The obligation to conclude the RCA contract
In force starting with July 12. 2017

Reference of the official journal: Romanian Official Journal no. 431 of June 12, 2017












(a)


Identification data and contact data of the MTPL insurer;










(b)


Identification data and contact data of the insured, i.e. owner and/ or user;










(c)


Identification data and contact data of the MTPL contract's intermediary;










(d)


Identification and technical data of the motor vehicle insured;










(e)


Personal details of the drivers declared;










(f)


MTPL contract's validity and its issue date;










(g)


Bonus-malus class;










(h)


Insurance premium;










(i)


Tariff relating to the direct settlement, if the insured opted for this clause;










(j)


Number of instalments, their amount and due dates;










(k)


Compensation limits;










(l)


Contractual conditions applicable to the MTPL insurance;










(m)


Conditions applicable to direct settlement, as the case may be;










(n)


Provision according to which the injured party may have its vehicle repaired to any repair shop, under the laws, without any restriction or constraint from the MPTL insurer or the repair shop which might influence its option








 








2.



Compulsory home insurance against earthquakes, landslides and floods


Legislation/Legal provision: Law No. 260/2008 on compulsory home insurance against earthquakes, landslides and floods, Article 3.
Order No. 6/87/2011 of the President of the Insurance Supervisory Commission and of the Minister of Administration and Interior approving the Rules implementing Law No. 260/2008 on compulsory home insurance against earthquakes, landslides and floods, published in the Official Journal of Romania, Part I, No. 315 of 6 May 2011, was issued in 2011. Currently, in accordance with Government Emergency Ordinance No. 96/2012 establishing certain reorganisation measures within the central public administration and amending certain legislative acts, approved as amended and supplemented by Law No. 71/2013, as subsequently amended and supplemented, the Ministry of Administration and Interior was replaced by the Ministry of Regional Development and Public Administration – in the case of the ‘public administration’ domain and by the Ministry of Home Affairs – in the case of ‘home affairs’ domain

Reference of the official journal: In force as of 10 March 2009. The consolidation of 21 January 2016 is based on the publication in the Official Journal of Romania, Part I No. 635 of 15 October 2013 and incorporates the amendments made by Law 191/2015; the last amendment was made on 19 November 2015






PAD must comprise at least the following elements:






(a)


the name and office/domicile of the contracting parties;










(b)


the name of the insurance beneficiary;










(c)


the dwelling type and its address;










(d)


the compulsorily insured amount;










(e)


the compulsory premium and payment deadlines therefore;










(f)


the validity term of the insurance contract;










(g)


the number and the title of the legislative act based on which the PAD has been issued, and the number and the date of its publication in the Official Journal of Romania, Part I








SLOVENIA








1.


 

Legislation/Legal provision: Act ratifying the Protocol to the Convention on the Contract for the International Carriage of Goods by Road (CMR)

Reference of the official journal: Uradni list RS (Official Gazette of the Republic of Slovenia; UL RS) – International Treaties, No 14/13






On 5 July 1978 a Protocol to the Convention on the Contract for the International Carriage of Goods by Road was agreed in Geneva, which changed the unit of account for compensation, calculated per kilogram of gross weight short. According to the CMR Convention, compensation for loss was limited per kilogram of gross weight short to 25 gold francs (10/31 grams of gold of millesimal fineness nine hundred). The Protocol provides that compensation may not exceed 8,33  units of account. The unit of account is the SDR (Special Drawing Right), as defined by the International Monetary Fund.




 








2.


 

Legislation/Legal provision: Article 66b

Reference of the official journal: Maritime Code (UL RS, Nos 62/16 – official consolidated version, 41/17, 21/18 – ZNOrg and 31/18 – ZPVZRZECEP).






The existence of the insurance referred to in the preceding paragraph shall be proved by a certificate issued by the insurance company that shall contain the following information:






(a)


name of ship, its IMO number, and port of registry;










(b)


shipowner's name and principal place of business;










(c)


type and duration of insurance;










(d)


name and principal place of business of the insurance provider and the place of business where the insurance is established.








 








3.


 

Legislation/Legal provision: Article 67

Reference of the official journal: Maritime Code (UL RS Nos 62/16 – official consolidated version, 41/17, 21/18 – ZNOrg and 31/18 – ZPVZRZECEP).






Certificate in accordance with the International Convention on Civil Liability for Oil Pollution Damage
Certificate in accordance with the 2001 International Convention on Civil Liability for Bunker Oil Pollution Damage




 








4.


 

Legislation/Legal provision: Article 125a

Reference of the official journal: Maritime Code (UL RS Nos 62/16 – official consolidated version, 41/17, 21/18 – ZNOrg and 31/18 – ZPVZRZECEP).






The existence of the insurance referred to in the preceding paragraph shall be proved by a certificate issued by the insurance company that shall contain the following information:






(a)


name of ship, its IMO number, and port of registry;










(b)


shipowner's name and principal place of business;










(c)


type and duration of insurance;










(d)


name and principal place of business of the insurance provider and the place of business where the insurance is established.








 








5.


 

Legislation/Legal provision: Article 128

Reference of the official journal: Maritime Code (UL RS Nos 62/16 – official consolidated version, 41/17, 21/18 – ZNOrg and 31/18 – ZPVZRZECEP).






Certificate in accordance with the International Convention on Civil Liability for Oil Pollution Damage
Certificate in accordance with the 2001 International Convention on Civil Liability for Bunker Oil Pollution Damage
Certificate in accordance with the 1974 Athens Convention relating to the Carriage of Passengers and their Luggage by Sea, as amended by the 2002 Protocol




 








6.


 

Legislation/Legal provision: Article 4






Mandatory liability insurance for passengers, baggage, cargo and third parties. The insured risks shall include acts of war, terrorism, hijacking, acts of sabotage, unlawful seizure of aircraft and civil commotion.
Mandatory liability insurance for passengers, baggage and cargo




 


Article 6


Minimum amounts:
Liability for passengers — SDR 250 000  per passenger
Liability for baggage (in commercial operations) — SDR 1 131  per passenger
Liability for cargo (in commercial operations) — SDR 19 per kilogram
Mandatory third-party liability insurance




 


Article 7


Minimum amounts:
For accident for each aircraft:
MTOM < 500 kg SDR 0,75  million
MTOM < 1 000  kg SDR 1,5  million
MTOM < 2 700  kg SDR 3 million
MTOM < 6 000  kg SDR 7 million
MTOM < 12 000  kg SDR 18 million
MTOM < 25 000  kg SDR 80 million
MTOM < 50 000  kg SDR 150 million
MTOM < 200 000  kg SDR 300 million
MTOM < 500 000  kg SDR 500 million
MTOM > 500 000  kg SDR 700 million
For war or terror cover there may also be an aggregate damages limit equivalent to the appropriate amount given above.




 








7.


 

Legislation/Legal provision: Article 214

Reference of the official journal: Aviation Act – ZLet (UL RS, Nos 81/10 – official consolidated version and 46/16))






Mandatory invalidity and accident insurance for pilots and ground workers, aviation inspectors, and inspectors employed within the agency




 








8.


 

Legislation/Legal provision: Article 2

Reference of the official journal: Order on the amount of the sum insured (UL RS Nos 5/02, 79/06) – pursuant to ZLet






Amount of the sum insured
Minimum amounts:
For each worker:
For death as a result of an accident - SIT 2 million
For invalidity - SIT 4 million




 








9.


 

Legislation/Legal provision: Articles 130-144
Article 130
(Liability of aircraft owner)
Article 131
(Liability of the aircraft lessee, the contracted carrier, and the actual carrier)
Article 132
(Liability of fixed-period charterer and party ordering special aviation services)
Article 133
(Exclusion of liability)
Article 134
(Shared responsibility)
Article 135
(Failure to exercise due care to ensure that aircraft is not used for unlawful purposes)
Article 136
(Damage caused by authorised operators of the injured party that exceeded their authorisations)
Article 137
(Joint and several liability in case of damages caused by several aircraft)
Article 138
(Limitation of liability)
Article 139
(Unlimited liability)
Article 140
(Limitation of liability by event)
Article 141
(Use of compensation)
Article 142
(Mandatory third-party liability insurance)
Article 143
(Use of limited liability provisions for foreign aircraft)
Article 144
(Domestic state aircraft and other aircraft owned by the Republic of Slovenia and foreign state aircraft)
Article 145
(Subject of insurance)
Article 146
(Insurer)
Article 147
(Extension of the application of the provisions of this Chapter)
Article 148
(Scope of aircraft insurance)
Article 149
(Subject of insurance)
Article 150
(Agreed value)
Article 151
(Actual value)






Mandatory liability insurance of owner or lessee of aircraft for damages to third parties (caused by an aircraft on the ground)
Minimum amounts:
Minimum insured sums defined in Regulation (EC) No 785/2004 of the European Parliament and of the Council (Article 7), as amended with Commission Regulation (EU) No 285/2010




 


Article 152
(Release of damaged insured items)
Article 153
(Travel insurance)


Freight insurance, insurance costs, anticipated profits, aircraft liens and other rights and material benefits that exist or are reasonably expected in relation to air carriage and that can be monetised




 


Article 154
(Consequences of aircraft incapacity to fly safely)
Article 155
(Geographical restrictions)
Article 156
(Extension of cover for period of urgent repairs)
Article 157
(Partial damage recovery)
Article 158
(Missing aircraft)
Article 159
(Liability insurance)
Article 160
(Mandatory aircraft insurance)
Article 161
(Mutatis mutandis application of maritime insurance contract provisions)

Reference of the official journal: Obligations and Real Rights in Air Navigation Act – ZOSRL (UL RS Nos 12/00, 67/02 – ZOZP-A, 92/07, 9/11)


Minimum amount:
The agreed value or market value of the insured item at the start of insurance shall apply. The provisions of ZOSRL (Obligations and Real Rights in Air Navigation Act) and ZOZP (Mandatory Motor Insurance Act) shall apply.




 








10.


 

Legislation/Legal provision: Article 19 (liability and insurance cover)

Reference of the official journal: Act on the provision of air navigation services – ZZNSZP (UL RS 101/03, 110/05, 79/06 – Zlet-A, 109/09, 62/10 – Zlet-C, 18/11 – ZUKN-A))
Government decision determining the amount of the insured sum for liability insurance for damage caused to third parties during the provision of air traffic services, aeronautical information services and aeronautical telecommunications services, No 40100-4/2007/3 of 27 September 2007






Mandatory liability insurance of public undertakings for damage caused to third parties in relation to provision of air navigation services (air traffic services (ATS), air information services (AIS), communication/navigation/surveillance services (CNS), meteorological services, air search and rescue services)
Minimum amounts:
EUR 150 000 




 








11.


 

Legislation/Legal provision: Electronic Commerce and Electronic Signature Act (ZEPEP)

Reference of the official journal: UL RS, Nos 98/04 – official consolidated version, 61/06 – ZEPT and 46/14












—


Article 34 (The certification authority issuing qualified certificates must insure its own liability. The minimum amount of the sum insured shall be regulated by the Government of the Republic of Slovenia by decree)








 








12.


 

Legislation/Legal provision: Construction Act (GZ), Article 14

Reference of the official journal: UL RS, Nos 61/2017 and 72/17 - correction.












—


Article 34 (The certification authority issuing qualified certificates must insure its own liability. The minimum amount of the sum insured shall be regulated by the Government of the Republic of Slovenia by decree) and










—


Article 14








 








13.


 

Legislation/Legal provision: Act on architectural and civil engineering activities (ZAID), Articles 14 & 15

Reference of the official journal: UL RS, No 61/2017






An activity in the field of the professional tasks of accredited architects and engineers may be carried out by an economic operator who is insured against liability for damage pursuant to Article 15 of ZAID.




 








14.


 

Legislation/Legal provision: Real Estate Agencies Act – ZNPosr, Article 6

Reference of the official journal: UL RS, Nos 42/03, 21/06 - Constitutional Court dec., 47/06, 50/06 - ZMVN, 49/11






Compulsory real estate company liability insurance for damage potentially incurred by the principal or a third party through a breach of a real estate brokerage contract in the territory of the Republic of Slovenia for an insured amount of at least EUR 150 000  for an individual insurance case or of at least EUR 350 000  for all insurances cases in a given year.




 








15.


 

Legislation/Legal provision: Decree on waste electrical and electronic equipment, Article 36 (financial warranty)

Reference of the official journal: Uradni list RS, št. 55/15 in 47/16






Issued financial warranty or bank deposit




 








16.


 

Legislation/Legal provision: Environmental Protection Act (Zakon o varstvu okolja) and Decree on waste landfill (Uredba o odlagališčih odpadkov), Article 42.

Reference of the official journal: UL RS, Nos 39/06 – official consolidated version, 49/06 – ZMetD, 66/06 – Constitution Court dec., 33/07 – ZPNačrt, 57/08 – ZFO-1A, 70/08, 108/09, 108/09 – ZPNačrt-A, 48/12, 57/12, 92/13, 56/15, 102/15, 30/16, 61/17 – GZ and 21/18 – ZNOrg; and UL RS, Nos 10/14, 54/15, 36/16 and 37/18).






Contents of the certificate:






—


Name and surname and address or business name and registered office of the landfill operator;










—


Type of financial guarantee;










—


Annual amount of financial guarantee;










—


Period for which the financial guarantee is provided;










—


Maturity of financial guarantee;










—


Conditions for encashing;










—


Issuer of financial guarantee;










—


Beneficiary of financial guarantee.








 








17.


 

Legislation/Legal provision: Chimney-Sweeping Service Act (ZDimS) Article 7

Reference of the official journal: UL RS, No 68/16






Proof that a chimney sweeping company has liability insurance under the act is one of the conditions for granting a chimney sweeping licence to a chimney sweeping company. Before commencing service provision and for the entire duration of chimney sweeping service provision, a chimney sweeping company must have insured its liability for damage which may arise to chimney sweep service customers and third parties in connection with the performance of said services. The insurance must cover the liability of the chimney sweeping company for the actions of all chimney sweeps who provide chimney sweep services for the chimney sweeping company on the basis of an employment contract or another legal basis defined by law.
The amount of the annual sum insured defined in the insurance contract may not be less than EUR 150 000 .




 








18.


 

Legislation/Legal provision: Rules on the conditions to be met by fox vaccination providers for the award of a concession Article 14

Reference of the official journal: UL RS, No 80/07






Mandatory insurance for fox vaccination provider for cases of damage caused in connection with the performance of the public service referred to in these Rules.
A certificate of insurance is required.




 








19.


 

Legislation/Legal provision: Rules on relations in private veterinary practice Article 6

Reference of the official journal: UL RS, No 26/97






Mandatory veterinarian insurance for:






—


Liability;










—


Cases of professional error.








 








20.


 

Legislation/Legal provision: Rules on the triggering of avalanches, Articles 5 and 10
UL RS, Nos 70/04 and 20/07.






The protection and rescue plan in case of an avalanche being triggered must include documents on the life insurance of members of the avalanche triggering team.
Mandatory insurance for members of avalanche triggering teams:






—


Accident for damage caused to third parties








 








21.


 

Legislation/Legal provision: Defence Act – ZObr

Reference of the official journal: UL RS date: 23.9.2004, No 103, pages 12498 and 12499.






Article 98b (paragraph 1)
Article 98c (paragraph 3)
Article 98d (paragraph 5)




 








22.


 

Legislation/Legal provision: Slovenian Armed Forces Service Act - ZSSloV

Reference of the official journal: UL RS date: 30.7.2007, No 68, page 9635






Article 76 (paragraph 5)




 








23.


 

Legislation/Legal provision: Decree on auxiliary police Article 18
UL RS No 1/18, (4.1.2018), page 5 (Article 18)






Auxiliary police accident insurance




 








24.


 

Legislation/Legal provision: Rules on technical and security requirements, forms and records of explosives and pyrotechnic articles - under ZEPI (UL RS, No 35/15)

Reference of the official journal: UL RS, No 35/15






Article 8
The conformity assessment body shall take out liability insurance for work performed, unless it is insured by the State on the basis of an act.




 








25.


 

Legislation/Legal provision: Rules on medical devices — under the ZMedPri, Article 16, Article 18

Reference of the official journal: (UL RS 37/10, 66/12)






The subject of insurance of the notified body:






—


Area of cover










—


Sum insured










—


Period of cover




Subject of insurance






—


Area of cover










—


Sum insured










—


Period of cover








 








26.


 

Legislation/Legal provision: Medical Products Act – ZZdr-2
Articles 36 and 77

Reference of the official journal: (UL RS, No 17/14)






Subject of insurance: clinical trial






—


Area of cover










—


Sum insured










—


Period of cover








 








27.


 

Legislation/Legal provision: Rules on clinical trials of medicinal products – under ZZdr-1
Article 8, Article 11

Reference of the official journal: (UL RS, Nos 54/06, 17/14 - ZZdr-2)






Subject of insurance: clinical trial






—


Area of cover










—


Sum insured










—


Period of cover








 








28.


 

Legislation/Legal provision: Notary Act, Article 14

Reference of the official journal: - (Uradni list RS, št. 2/07 – uradno prečiščeno besedilo, 33/07 – ZSReg-B, 45/08 in 91/13)
Order on the lowest insurance amount






—


Official Journal RS, No. 80/94.










—


Adopted: 15.12.1994










—


Entered into force: 24.12.1994





Reference of the official journal: Notary Act (Zakon o notariatu)






—


Official Journal RS, No. 2/07 – consolidated version, 33/07 – ZSReg-B, 45/08 and 91/13.










—


Adopted: 20.12.2006










—


Date of publication: 10.3.1994










—


Entered into force: 09.01.2007




Page: 124






Insurance policy for damage liability in the amount of no less then EUR 200 000 .




 








29.


 

Legislation/Legal provision: Act Amending the Attorneys Act (ZOdv – C)






—


Official Journal RS, No. 35/2009,










—


Adopted: 27.03.2009










—


Entered into force: 6.5.2009










—


Article 9





Reference of the official journal: Attorneys Act (Zakon o odvetništvu)






—


Official Journal RS, No. 18/93, 24/96 - Odl. US, 24/01, 111/05 - Odl. US, 54/08, 35/09, 97/14, 8/16 – odl. US, 46/16.










—


Adopted: 25.03.1993










—


Date of publication: 9.4.1993










—


Entered into force: 24.04.1993




Page: 828






The Bar Association of Slovenia shall insure attorneys against liability for damages that the client might incur in relation to the attorney's practice of the legal profession. The insurance shall cover damage arising from gross negligence, error or omission of professional duty of attorneys and their employees.
The insurance premium shall be paid out of the attorney's insurance fee paid to the Bar Association of Slovenia.
Insurance companies shall be obliged to conclude an insurance contract in accordance with the provisions of this Article.




 








30.


 

Legislation/Legal provision: Act Amending the Attorneys Act (ZOdv – A)






—


Official Journal RS, No. 24/2001










—


Adopted: 22.3.2001










—


Entered into force: 5.4.2001










—


Article 34. B





Reference of the official journal: Attorneys Act (Zakon o odvetništvu)






—


Official Journal RS, No. 18/93, 24/96 - Odl. US, 24/01, 111/05 - Odl. US, 54/08, 35/09, 97/14, 8/16 – odl. US, 46/16.










—


Adopted: 25.03.1993










—


Date of publication: 9.4.1993










—


Entered into force: 24.04.1993




Page: 828






If a lawyer from another EU country, wants to practice law in Slovenia under the professional title of his home country, he must before entering the Registry of foreign lawyers, submit a certificate of professional liability insurance for damages that may arise in connection with the practice of his profession. He can be fully or partially exempt from the obligation of insurance under article 9, if he is already insured for liability in the country of origin.




 








31.


 

Legislation/Legal provision: Legal Aid Act (Zakon o brezplačni pravni pomoči),






—


Official Journal RS, No. 48/01).










—


Adopted: 31.5.2001










—


Entered into force: 11.9.2001










—


Article 29





Reference of the official journal: Legal Aid Act (Zakon o brezplačni pravni pomoči)






—


Official Journal RS, No. 50/04 – consolidated version, 23/08, 15/14 – odl. US and 19/15.










—


Adopted: 31.5.2001










—


Date of publication: 13.6.2001










—


Entered into force: 11.9.2001




Page: 5229






Insurance policy for damage liability in the amount of no less then EUR 50 000  per year




 








32.


 

Legislation/Legal provision: Guarantee for organiser's liability in the event of liquidity problems
Article 32 of the Promotion of Tourism Development Act (entry into force: 15.3.2018) and Article 3 of the Rules on licencing to organise and sell travel packages (entry into force: 23.6.2018)

Reference of the official journal: Promotion of Tourism Development Act (ZSRT -1) (UL RS, No 13/18, 28.2.2018)
Rules on licensing to organise and sell travel packages (UL RS, No 39/18, 8.6.2018)
Consumer Protection Act (ZVPot) (UL RS, Nos 98/04 – official consolidated version, 114/06 – ZUE, 126/07, 86/09, 78/11, 38/14, 19/15, 55/17 – ZKolT and 31/18, new ZVPot-H published on 4.5.2018)
Decree on the guarantee provided by the travel operator and companies enabling linked travel arrangements to cover liquidity problems (UL RS, No 52/18, 27.7.2018)






The content is regulated in Articles 58 and 58a of the Consumer Protection Act (ZVPot) (Articles 21 and 22 of new ZVPot-H with entry into force: 19.5.2018) and in the Decree on the guarantee provided by the travel operator and companies enabling linked travel arrangements to cover liquidity problems (entry into force: 1.1.2019)
Article 31 ZSRT-1




 








33.


 

Legislation/Legal provision: Compulsory Motor Vehicle Liability Insurance Act (ZOZP)
Articles 9-14
Articles 15-29a
Articles 33a-33d
Articles 30-33

Reference of the official journal: UL RS Nos 93/07 – official consolidated version, 40/12 – ZUJF, 33/16 – PZ and 41/17 –PZ-G).






Insurance policy means proof that insurance has been concluded, which also indicates the content of the insurance. The insurance certificate includes all the essential elements of the insurance contract.
The insurance contract (Article 83 of the Insurance Act (ZZavar) (UL RS, No 93/15)) includes provisions on at least:






(1)


the business name, legal form, registered office and address of the insurance undertaking and branch through which the insurance contract is concluded;










(2)


events for which the insurance undertaking shall be liable by virtue of the insurance contract and cases in which, for specific reasons, the insurance undertaking's liability is excluded;










(3)


The means of performance, scope, any guarantees and the maturity of the insurance undertaking's obligations;










(4)


definition and payment of premium and legal consequences of failure to pay;










(5)


duration of the insurance contract and specifically:






—


if and in what manner the duration is tacitly extended,










—


if, in what manner and at what time the insurance contact may be terminated or fully or partially nullified and what the obligations of the insurance undertaking are in such cases;














(6)


loss of claims under the insurance contract in the event of failure to meet deadlines;








 








34.


 

Legislation/Legal provision: Insurance Act (ZZavar)
Article 551
Article 568

Reference of the official journal: (UL RS, No 93/2015, 9/19)






The insurance contract (Article 83 of the Insurance Act (ZZavar) (UL RS, No 93/15)) includes provisions on at least:






(1)


the business name, legal form, registered office and address of the insurance undertaking and branch through which the insurance contract is concluded;










(2)


events for which the insurance undertaking shall be liable by virtue of the insurance contract and cases in which, for specific reasons, the insurance undertaking's liability is excluded;










(3)


the means of performance, scope, any guarantees and the maturity of the insurance undertaking's obligations;










(4)


definition and payment of premium and legal consequences of failure to pay;










(5)


duration of the insurance contract and specifically:






—


if and in what manner the duration is tacitly extended,










—


if, in what manner and at what time the insurance contact may be terminated or fully or partially nulled and what the obligations of the insurance undertaking are in such cases;














(6)


loss of claims under the insurance contract in the event of failure to meet deadlines








 








35.


 

Legislation/Legal provision: Auditing Act, Article 67 and 69

Reference of the official journal: (UL RS No 65/08, 63/13 and 84/18)






An audit company shall have liability insurance for damages caused to an audited legal person or to a third person by violating the auditing contract or auditing rules.
The application for the issue of a licence to provide auditing services by the audit company shall be accompanied also by evidence of liability insurance and payment of the insurance premium.




 








36.


 

Legislation/Legal provision: Act on motor vehicles (Uradni list RS, št. 75/17)
Article 30, 55, 56












—


Data on vehicle owner / holder (name and surname, address, EMŠO number),










—


data on vehicle (producer, commercial name, VIN),










—


name of insurance company,










—


data on insurance document (number, date of validity).




For vehicles for public transport there are data for two insurance documents.






—


Data on company (name, address),










—


name of insurance company,










—


data on insurance document (number, date of validity, insured amount).








 








37.


 

Legislation/Legal provision: Article 8 of the Act on Liability for Nuclear Damage which entered into force on April 4, 2011),

Reference of the official journal:: Published on October 4, 2010 in Official Gazette of the Republic of Slovenia, No. 77/2010; page 11277






Only for liability in the course of carriage of nuclear substances the Liability for Nuclear Damage Act refers in its first paragraph of Article 6 to the application of Article 4 of Paris Convention (Convention on Third Party Liability in the Field of Nuclear Energy of 29th of July 1960, as Amended by the Additional Protocol of 28th January 1964 and by the Protocol of 16th of November 1982), which provides:
The certificate shall state the name and address of that operator and the amount, type and duration of the security, and these statements may not be disputed by the person by whom or on whose behalf the certificate was issued. The certificate shall also indicate the nuclear substances and the carriage in respect of which the security applies and shall include a statement by the competent public authority that the person named is an operator within the meaning of this Convention




SLOVAKIA








1.


 

Legislation/Legal provision: Section 8, Section 9, Section 10
Act No 170/2018 on travel packages, linked travel arrangements and certain conditions for engaging in the tourism business and amending certain acts (there is an option for travel agencies to conclude either insurance contract or bank guarantee)
Entered into force: 1st January 2019






Insurance coverage has to be at the level of at least 30 % of the annual planned incomes.




 








2.


 

Legislation/Legal provision: Section 9 Act No 382/2004 on experts, interpreters and translators and amending certain acts, as amended Entered into force: 1st September 2004






Minimum limits of coverage per one claim have to be at least:






(a)


EUR 33 193  in case of connoisseur










(b)


EUR 3 319  in case of interpreter or translator








 








3.


 

Legislation/Legal provision: Section 27
Act No 586/2003 on the legal profession and amending Act No 455/1991 on trading activity (the Trading Act), as amended, as amended Entered into force: 1st January 2004
Minimum limit of coverage introduced by: 335/2012
Entered into force: 1st January 2013






Minimum limit of coverage has to be at least EUR 100 000 .




 








4.


 

Legislation/Legal provision: Section 6
Act No 527/2002 on voluntary auctions and amending Slovak National Council Act No 323/1992 on notaries and notarial activities (the Notary Code), as amended, as amended
Entered into force: 1st January 2003






Minimum limit of coverage has to be at least
EUR 2 000 000 .




 








5.


 

Legislation/Legal provision: Section 30
Act No 186/2009 on financial mediation and financial consultancy and amending and supplementing certain acts, as amended
Entered into force: 1st January 2010
Minimum limit of coverage increased by: 282/2017
Entered into force: 23rd February 2018






Minimum limit of coverage has to be at least EUR 100 000  per claim and at least EUR 150 000  in aggregate for all claims occurred in one calendar year.
In the case of pursuing the financial intermediation or financial advice within the capital market sector or insurance or reinsurance sector, minimum limit of coverage has to be at least EUR 1 250 000  per claim and at least EUR 1 850 000  in aggregate for all claims occurred in one calendar year and has to cover the territories of other Member States as well.
Insurance must last for the entire duration of registration in the register and must also cover damages reported after the expiry of the insurance contract if incurred in connection with the exercise of financial intermediation or financial advice during the validity of the insurance contract.




 








6.


 

Legislation/Legal provision: Section 17f
Slovak National Council Act No 566/1992 on the National Bank of Slovakia, as amended
Entered into force: 1st January 1993
Minimum limit of coverage introduced by: 659/2007
Entered into force: 1st January 2008






Minimum limit of coverage has to be at least EUR 250 000  per claim.




 








7.


 

Legislation/Legal provision: Section 40a
Act No 435/2000 on maritime navigation, as amended
Entered into force: 1st January 2001
Compulsory insurance introduced by the amendment: Zákon č. 440/2010 Z. z.
Entered into force: 1st December 2010






A certificate of the liability insurance of the sea shipowner includes:






(a)


the name and surname of the sea ship, its IMO number, and port of its registration,










(b)


the name of the sea shipowner or business name or name and place of business or registered office of the sea shipowner,










(c)


the type and duration of the insurance










(d)


the business name or the name of the insurance provider and the registered office or place of business of insurance provider or, if appropriate, residence of the branch of the insurance provider.




Where a certificate of the liability insurance of the sea shipowner is issued in other language than English, French or Spanish, it must be translated into one of these languages.




 








8.


 

Legislation/Legal provision: Section 13
Act No 143/1998 on civil aviation (the Aviation Act) and amending and supplementing certain acts, as amended
Entered into force: 1st July 1998






Details are prescribed by the Decree of the Ministry of Transport, Construction and Regional Development of the Slovak Republic:
Vyhláška Ministerstva dopravy, pôšt a telekomunikácií Slovenskej republiky č. 654/2002 Z. z., ktorou sa ustanovuje minimálna výška poistného krytia zodpovednosti v civilnom letectve




 








9.


 

Legislation/Legal provision: Section 12
Slovak National Council Act No 233/1995 on court bailiffs and enforcement activities (the Enforcement Code) and amending and supplementing certain other acts, as amended
Entered into force: 1st December 1995
Minimum limit of coverage introduced by: 299/2013
Entered into force: 1st November 2013






Minimum limit of coverage has to be at least EUR 100 000 .




 








10.


 

Legislation/Legal provision: Section 3, Section 7
Act No 381/2001 on compulsory contractual motor vehicle third party liability insurance and amending and supplementing certain acts, as amended
Entered into force: 1st January 2002
Minimum limit of coverage increased by: 110/2007
Limits in full entered into force: 1st January 2012






Minimum limit of coverage has to be at least:






(a)


EUR 5 240 000  in the case of personal injury per claim, regardless of the number of the injured or killed persons,










(b)


EUR 1 050 000  in the case of damage to property per claim, regardless of the number of the victims.








 








11.


 
Zákon č. 54/2015 Z. z. o občianskoprávnej zodpovednosti za jadrovú škodu a o jej finančnom krytí a o zmene a doplnení niektorých zákonov
Entered into force: 1st January 2016






There is an option to conclude either insurance contract covering liability for nuclear damages or other type of financial guarantee.
Law prescribes limits (EUR 185 000 000  EUR or EUR 300 000 000 ) depending on the use of the nuclear facility




FINLAND








1.



Act on employment accidents and occupational diseases


Legislation/Legal provision: §§ 3 and 272

Reference of the official journal: (459/2015) 24/04/2015






At the working place, the employer shall ensure the visibility of this Act and the information about the insurance company that has provided insurance against employment accidents and occupational diseases.




 








2.



Act on the accident and pension insurance coverage for athletes


Legislation/Legal provision: §§ 1 and 18

Reference of the official journal: (276/2009) 24/04/2009 as amended in (230/2016) 08/04/2016






An insurance institution shall provide information about the insurance cover to an athlete once a year and otherwise where needed. Insurance institution shall notify the athlete without delay about such an omission of payment that will end the insurance cover from applying.
Insurance institution shall notify the insurance cover of a sports club or other such sports community to a national sports federation, at latest one month after the beginning of a playing or a competition season. Subject to consent from the athletes, the notification shall include their names and social security numbers.




 








3.



Motor insurance act


Legislation/Legal provision: §§ 6 and 19

Reference of the official journal: (460/2016) 17/06/2016






An insurance policy holder is entitled to have a certificate from the insurer, including information about the validity, covered motor vehicles, and on damage based on which compensation has been paid under the insurance policy. The insurer has no obligation to provide this information if the insurance policy has been terminated for more than 5 years.




 








4.



Maritime act


Legislation/Legal provision: Ch. 7, §§ 2 and 3; Ch. 10, §§ 10 and 11; Ch. 10 a, §§ 6 and 7 (674/1994) 15/07/1994, as amended in (421/1995) 13/10/1995, (686/2008) 07/11/2008 and (264/2013) 12/04/2013

Reference of the official journal: Directive 2009/20/EC of the European Parliament and of the Council of 23 April 2009 on the insurance of shipowners for maritime claims
Regulation (EC) No 392/2009 of the European Parliament of 23 April 2009 and of the Council on the liability of carriers of passengers by sea in the event of accidents






Maritime act Ch. 7, §§ 2 and 3 and Directive 2009/20/EC:
An insurance certificate shall include: name of ship, its IMO number and port of registry; shipowner's name and principal place of business; type and duration of the insurance; name and principal place of business of the provider of the insurance and, where appropriate, the place of business where the insurance is established.






—


Name of ship, distinctive number or letters and port of registry;










—


Name and principal place of business of the carrier who actually performs the whole or a part of the carriage;










—


IMO ship identification number;










—


Type and duration of security;










—


Name and principal place of business of insurer or other person providing financial security and, where appropriate, place of business where the insurance or other financial security is established; and










—


Period of validity of the certificate, which shall not be longer than the period of validity of the insurance or other financial security.








SWEDEN








1.


 

Legislation/Legal provision: Paragraph 2, trafikskadelag (1975:1410)
Entered into force on January 1, 1994

Reference of the official journal: SFS, nr 1975:1410












—


Name/company name, personal number/organization number, address and postal address of the policyholder;










—


Registration number, chassis number, manufacturer, type designation of the vehicle;










—


The first day of validity of the insurance;










—


In case of a moped; the time period of the validity of the insurance and if the premium is paid;










—


Date and destination of the insurance, name of the insurance company








 








2.


 

Legislation/Legal provision: Chapter 10, paragraph 12, sjölag (1994:1009)
Entered into force on October 1, 1994 according to förordning (1994:1139) om ikraftträdande av sjölagen (1994:1009) och viss följdlagstiftning

Reference of the official journal: SFS, nr 1994:1009












—


The name of the ship, IMO-number and registered harbour;










—


The name of the shipowner;










—


The name and principal place of business;










—


Type and duration of the insurance;










—


The name and principal place of business of the insurer;










—


If applicable; the place of business where the insurance has been signed;










—


If the language of the certificate is neither English, French nor Spanish, it also has to contain a translation to one of these languages








 








3.


 

Legislation/Legal provision: Chapter 9, paragraph 2, luftfartslag (2010:500)
Entered into force on September 1, 2010

Reference of the official journal: SFS, nr 2010:500












—


The Swedish registration type;










—


Testimonial that the insurance is in accordance with the requirements in Regulation (EC) No 785/2004 of the European parliament and of the Council of 21 April 2004 on insurance requirements for air carriers and aircraft operators








UNITED KINGDOM



Employers' Liability (Compulsory Insurance) Act 1969
Section 1

Employers' Liability (Compulsory Insurance) Regulations 1998
Content of certificate

Employers' Liability (Compulsory Insurance) (Amendment) Regulations 2008








(a)


Name of policy holder










(b)


Date of commencement of the policy










(c)


Date of expiry of the policy










(d)


Statement of compliance with the legal requirements for this type of insurance










(e)


That the amount covered is not less than GBP 5 million or that the cover provided under the policy relates to claims in excess of [GBP] but not exceeding [GBP]










(f)


Signature of the authorised insurer's representative




Where the insured is a company with one or more subsidiaries, it is also required that the certificate shall state either that the policy covers the holding company and all its subsidiaries (except any excluded by name) or that the policy covers the holding company and only the named subsidiaries.




 



The Civil Aviation (Insurance) Regulations 2005, Section 4, implementing Regulation (EC) No 785/2004 of the European Parliament and of the Council


Acceptable forms of evidence are not specified. The requirement is for ‘an insurance certificate or any other evidence of insurance relating to the aircraft for aviation-specific liability in respect of passengers, baggage, cargo or third parties’.




 



The British Waterways Act 1995 requires all persons keeping a vessel on an inland waterway to have a licence. The content of the insurance is specified in Schedule 2


The requirement is that ‘an insurance policy is in force in respect of the vessel and a copy of the policy, or evidence that it exists and is in force, has been produced to the [authorities]’.