COMMUNICATION FROM THE COMMISSION TO THE EUROPEAN PARLIAMENT AND THE COUNCIL The adaptation in line with inflation of minimum amounts of cover laid down in Directive 2009/103/EC relating to insurance against civil liability in respect of the use of motor vehicles, and the enforcement of the obligation to insure against such liability
Date: 2018-07-02
Institutions: Directorate-General for Financial Stability, Financial Services and Capital Markets Union, European Commission
Subjects: EU Member State, civil liability, inflation, insurance indemnity, insurance law, motor vehicle insurance, third-party insurance, transport accident

EN 

  EN 

   EUROPEAN COMMISSION  Brussels, 2.7.2018 COM(2018) 504 final  COMMUNICATION FROM THE COMMISSION TO THE EUROPEAN PARLIAMENT AND THE COUNCIL The adaptation in line with inflation of minimum amounts of cover laid down in Directive 2009/103/EC relating to insurance against civil liability in respect of the use of motor vehicles, and the enforcement of the obligation to insure against such liability  
 
 
This Communication concerns the adaptation in line with inflation, for certain Member States, 
of minimum amounts laid down in Directive 2009/103/EC relating to insurance against civil 
liability  in  respect  of  the  use  of  motor  vehicles,  and  the  enforcement  of  the  obligation  to 
insure  against  such  liability1.  The  Member  States  concerned  are  the  thirteen  Member  States 
benefiting from a transitional period for the application of Directive 2009/103/EC. 

In accordance with Article 9(2) of Directive 2009/103/EC relating to insurance against civil 
liability  in  respect  of  the  use  of  motor  vehicles,  and  the  enforcement  of  the  obligation  to 
insure against such liability, the amounts laid down in euro in Article 9(1) have been reviewed 
in order to take account of changes in the European index of consumer prices comprising all 
Member States, as published by Eurostat.  

The  Member  States  benefitting  from  a  transitional  period  fall  into  three  groups,  with  three 
different transitional periods, and therefore the calculation has been carried out separately for 
each group.  

For  the  first  group  of  Member  States  (Slovakia  and  Slovenia)  the  review  period  was  from 
December 2011 to December 2016. 

For  the  second  group  of  Member  States  (Czech  Republic,  Greece  and  Latvia)  the  review 
period was from May 2012 to May 2017. 

For  the  third  group  of  Member  States  (Bulgaria,  Estonia,  Italy,  Lithuania,  Malta,  Poland, 
Portugal and Romania) the review period was from June 2012 to June 2017. 

As a result of the review, the amounts laid down in euro are as follows. 

For the Member States for which the transition period ended in December 2011 (Slovakia and 
Slovenia): 

 

 

in case of personal injury, the minimum amount of cover is increased to €1 050 000 
per victim or €5 240 000 per claim, whatever the number of victims; 

in case of material damage, the minimum amount is increased to €1 050 000 per claim, 
whatever the number of victims. 

For the Member States for which the transition period ended in May 2012 (Czech Republic, 
Greece and Latvia), and those for which the transition period ended in June 2012 (Bulgaria, 
Estonia, Italy, Lithuania, Malta, Poland, Portugal and Romania):  

 

 

in case of personal injury, the minimum amount of cover is increased to €1 050 000 
per victim or €5 210 000 per claim, whatever the number of victims; 

in case of material damage, the minimum amount is increased to €1 050 000 per claim, 
whatever the number of victims. 

For other Member States, for which Directive 2009/103/EC entered into application with no 
transitional period, the minimum amounts were already revised in 20162. 

1 OJ L 263, 7.10.2009, p.11 
2 Commission Communication COM(2016) 246 of 10 May 2016. 

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