Report of the Standing Committee of the EFTA States — List of Credit Institutions authorised in Iceland, Liechtenstein and Norway provided for in Article 14 of Directive 2006/48/EC
Date: 2008-09-18
Institutions: Standing Committee of the EFTA States
Subjects: Iceland, Liechtenstein, Norway, credit institution, provision of services

18.9.2008

EN

Official Journal of the European Union

C 239/9

STANDING COMMITTEE OF THE EFTA STATES

REPORT OF THE STANDING COMMITTEE OF THE EFTA STATES

List of Credit Institutions authorised in Iceland, Liechtenstein and Norway provided for in
Article 14 of Directive 2006/48/EC

(2008/C 239/07)

1.
Article 14 of Directive 2006/48/EC of the European Parliament and of the Council of 14 June 2006
relating to the taking up and pursuit of the business of credit institutions (recast) (1) require the European
Commission to draw up and publish a list in the Official Journal of all credit institutions to which authorisa-
tion has been granted as outlined in the Directive. Paragraph 6(b) of Protocol 1 to the EEA Agreement
requires that ‘where according to an act, facts, procedures, reports and the like are to be published in the
Official Journal of the European Communities the corresponding information regarding the EFTA States shall be
published in a separate section thereof’.

2.
This is the eighth occasion on which the Standing Committee of the EFTA States complies with the
above requirement. The list published in the Annex to this communication comprises all the credit institu-
tions that were engaged in business in Iceland, Liechtenstein and Norway on 31 December 2007 falling
within the scope of the Capital Requirement Directive 2006/48/EC.

3.
The present list was drawn up by the Standing Committee of the EFTA States on the basis of informa-
tion supplied by the EFTA States concerned. The list has no legal significance and confers no right in law. If
an unauthorised institution is inadvertently included in the list, its legal status is in no way altered; similarly,
if an institution has inadvertently been omitted from the list, the validity of its authorisation will not be
affected.

ICELAND ....................................................................................................................................... 10

LIECHTENSTEIN ............................................................................................................................. 11

NORWAY ....................................................................................................................................... 12

ABBREVIATONS IN THE TABLES

In the column ‘Minimal capital’, values have the following meaning:

Meaning

Initial capital greater than EUR 5 million

Initial capital between EUR 1 million and EUR 5 million

No initial capital

In the column ‘Status deposit protection’, values have the following meaning:

Meaning

Normal deposit guarantee scheme according to Directive 94/19/EC (Article 3(1)(1))

Equivalent deposit guarantee scheme according to Directive 94/19/EC (Article 3(1)(2))

No deposit guarantee scheme

Value

Y

N

0

Value

Y

N

0

(1) Previously Articles 11 and 5(2)(c) of Directive 2000/12/EC of the European Parliament and of the Council of 20 March

2000.

C 239/10

EN

Official Journal of the European Union

18.9.2008

ICELAND

For any additional information:

Fjármálaeftirlitið (Financial Supervisory Authority)
Suðurlandsbraut 32
IS-108 Reykjavík
Tel. (354) 525 27 00
Fax (354) 525 27 27

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

Name

1

Commercial Banks

Glitnir banki hf.

Icebank hf.

Kaupþing banki hf.

Landsbanki Íslands hf.

2

3

4

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Hlutafélag (1)

Hlutafélag (1)

Hlutafélag (1)

Hlutafélag (1)

Straumur-Burðarás fjárfestingarbanki hf.

Reykjavík

Hlutafélag (1)

Savings Banks

Byr sparisjóður

nb.is sparisjódur hf.

Sparisjódur Nordlendinga

Reykjavík

Reykjavík

Akureyri

Sparisjódur Bolungarvíkur

Bolungarvík

Sparisjódur Mýrasýslu

Sparisjódur Svarfdæla

Sparisjódur Höfdhverfinga

Sparisjódur Strandamanna

Borgarnes

Dalvík

Grenivík

Hólmavík

Sparisjódur Húnathings og Stranda

Hvammstangi

Sparisjódurinn í Keflavík

Sparisjódur S-Þingeyinga

Sparisjódur Nordfjarðar

Sparisjódur Ólafsfjardar

Keflavík

Laugar

Nordfjörður

Ólafsfjörður

(2)

Hlutafélag (1)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

Sparisjódur Reykjavíkur og nágrennis hf.

Reykjavík

Hlutafélag (1)

Sparisjóður Kaupþings hf.

Reykjavík

Hlutafélag (1)

Sparisjódur Skagafjarðar

Saudárkrókur

Sparisjódur Siglufjardar

Sparisjódur Vestfirdinga

Siglufjörður

Thingeyri

Sparisjódur Thórshafnar og nágrennis

Thórshöfn

Sparisjódur Vestmannaeyja

Vestmannaeyjar

(2)

(2)

(2)

(2)

(2)

5

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

N

Y

Y

Y

N

Y

N

Y

Y

N

Y

Y

N

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

18.9.2008

EN

Official Journal of the European Union

C 239/11

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

5

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

6

0 (3)

0 (3)

0 (3)

0 (3)

0 (3)

0 (3)

0 (3)

0 (3)

0 (3)

0 (3)

0 (3)

0 (3)

Name

1

Credit Undertakings

Askar Capital hf.

Avant hf. (5)

Borgun hf. (6)

Byggdastofnun

Frjálsi fjárfestingarbankinn hf.

Lánasjódur sveitarfélaga ohf.

Lýsing hf. (5)

MP fjárfestingarbanki hf.

2

3

4

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Hlutafélag (1)

Hlutafélag (1)

Hlutafélag (1)

(4)

Hlutafélag (1)

Hlutafélag (1)

Hlutafélag (1)

Hlutafélag (1)

Saga Capital Fjárfestingarbanki hf.

Reykjavík

Hlutafélag (1)

SP-fjármögnun hf. (5)

Valitor hf. (6)

VSB-fjárfestingarbanki hf.

Reykjavík

Reykjavík

Reykjavík

Hlutafélag (1)

Hlutafélag (1)

Hlutafélag (1)

(1) Limited liability company.
(2) Mainly private institutions.
(3) Credit institution not allowed to accept deposits from the public.
(4) State-owned institution.
(5) Main activity is leasing.
(6) Main activity is payment services through issuance of payment cards.

LIECHTENSTEIN

For any additional information:

Financial Market Authority (FMA) Liechtenstein
Heiligkreuz 8
Post Box 684
FL-9490 Vaduz
Principality of Liechtenstein
Tel. (423) 236 73 73
Fax (423) 236 73 74
http://www.fma-li.li/

Name

1

Liechtensteinische Landesbank AG

LGT Bank in Liechtenstein AG

Verwaltungs- und Privat-Bank AG

Neue Bank AG

Centrum Bank AG

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

2

3

4

Vaduz

Vaduz

Vaduz

Vaduz

Vaduz

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

5

Y

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

C 239/12

EN

Official Journal of the European Union

18.9.2008

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

5

Y

Y

Y

Y

Y

Y

Y

Y

N

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

0 (4)

Y

Y

Name

1

Volksbank AG

Hypo Investment Bank AG

Swissfirst Bank (Liechtenstein) AG

Bank Frick & Co. AG

Bank von Ernst (Liechtenstein) AG

2

3

4

Vaduz

Vaduz

Vaduz

Balzers

Vaduz

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Raiffeisen Bank (Liechtenstein) AG

Vaduz (1)

Aktiengesellschaft

Kaiser Ritter Partner Privatbank AG (2)

Vaduz

Aktiengesellschaft

Hypo Alpe-Adria-Bank (Liechtenstein) AG

Schaan

Aktiengesellschaft

Bank Behring & Eberle & Co AG IL (3)

Vaduz

Aktiengesellschaft

In liquidation

Bank Alpinum AG (5)

Bank Vontobel (Liechtenstein) AG

Vaduz

Vaduz

Aktiengesellschaft

Aktiengesellschaft

(1) Formerly domiciled in Schaan.
(2) Formerly Serica Bank AG.
(3) Formerly BNP Paribas (Liechtenstein) AG; in voluntary liquidation.
(4) Not allowed to accept deposits from the public because of the voluntary liquidation.
(5) Formerly New Century Bank AG.

NORWAY

For any additional information:

Kredittilsynet (The Financial Supervisory Authority of Norway)
P.O. Box 100 Bryn
N-0611 Oslo
Tel. (47) 22 93 98 00
Fax (47) 22 63 02 26
post@kredittilsynet.no
www.kredittilsynet.no

Name

1

Andebu Sparebank

Arendal og Omegns Sparekasse

Askim Sparekasse

Aurland Sparebank

Aurskog Sparebank

Bamble og Fangesund Sparebank

Berg Sparebank

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

Andebu

Arendal

Askim

Aurland

Aurskog

Stathelle

Halden

2

3

4

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

5

Y

Y

Y

Y

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Birkenes Sparebank

Birkeland

18.9.2008

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Official Journal of the European Union

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Name

1

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

2

3

4

Bjugn Sparebank

Blaker Sparebank

Bjugn

Blaker

Bud Fræna og Hustad Sparebank

Elnesvågen

Bø Sparebank

Bø i Telemark

Cultura Sparebank

Oslo

Drangedal og Tørdal Sparebank

Drangedal

Eidsberg Sparebank

Etne Sparebank

Etnedal Sparebank

Evje og Hornnes Sparebank

Fana Sparebank

Fjaler Sparebank

Mysen

Etne

Etnedal

Evje

Bergen

Dale i Sunnfjord

Flekkefjord Sparebank

Flekkefjord

Fornebu Sparebank

Fron Sparebank

Gildeskål Sparebank

Gjerstad Sparebank

Gran Sparebank

Grong Sparebank

Grue Sparebank

Halden Sparebank

Haltdalen Sparebank

Harstad Sparebank

Haugesund Sparebank

Hegra Sparebank

Helgeland Sparebank

Fornebu

Vinstra

Inndyr

Gjerstad

Jaren

Grong

Kirkenær

Halden

Haltdalen

Harstad

Haugesund

Hegra

Mosjøen

Hjartdal og Gransherad Sparebank

Sauland

Hjelmeland Sparebank

Hjelmeland

Hol Sparebank

Holla og Lunde Sparebank

Høland Sparebank

Hønefoss Sparebank

Geilo

Ulefoss

Bjørkelangen

Hønefoss

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

5

Y

Y

Y

Y

0

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

N

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

C 239/14

EN

Official Journal of the European Union

18.9.2008

Name

1

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

2

3

4

Indre Sogn Sparebank

Årdalstangen

Jernbanepersonalets Sparebank

Klepp Sparebank

Klæbu Sparebank

Kragerø Sparebank

Kvinesdal Sparebank

Kvinnherad Sparebank

Oslo

Kleppe

Klæbu

Kragerø

Kvinesdal

Rosendal

Larvikbanken Brunlanes Sparebank

Larvik

Lillesands Sparebank

Lillestrøm Sparebank

Lofoten Sparebank

Lom og Skjåk Sparebank

Luster Sparebank

Marker Sparebank

Meldal Sparebank

Melhus Sparebank

Modum Sparebank

Nes Prestegjelds Sparebank

Nesset Sparebank

Nøtterø Sparebank

Odal Sparebank

Ofoten Sparebank

Opdals Sparebank

Orkdal Sparebank

Rindal Sparebank

Ringerikes Sparebank

Rygge-Vaaler Sparebank

Rørosbanken Røros Sparebank

Sandnes Sparebank

Sandsvær Sparebank

Sauda Sparebank

Selbu Sparebank

Lillesand

Lillestrøm

Bøstad

Lom

Gaupne

Ørje

Meldal

Melhus

Vikersund

Nesbyen

Eidsvåg i Romsdal

Tønsberg

Sagstua

Bogen i Ofoten

Oppdal

Orkdal

Rindal

Hønefoss

Moss

Røros

Sandnes

Kongsberg

Sauda

Selbu

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

5

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

18.9.2008

EN

Official Journal of the European Union

C 239/15

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

2

3

4

Name

1

Seljord Sparebank

Setskog Sparebank

Skudenes & Aakra Sparebank

Soknedal Sparebank

Sparebank 1 Hallingdal

Sparebank 1 SR-Bank

Sparebanken Bien

Sparebanken Grenland

Sparebanken Hardanger

Sparebanken Hedmark

Seljord

Setskog

Åkrehamn

Soknedal

Ål

Stavanger

Oslo

Porsgrunn

Utne

Hamar

Sparebanken Hemne

Kyrksæterøra

Sparebanken Jevnaker Lunner

Jevnaker

Sparebanken Midt-Norge

Trondheim

Sparebanken Møre

Sparebanken Narvik

Sparebanken Nord-Norge

Sparebanken Nordvest

Sparebanken Pluss

Sparebanken Sogn og Fjordane

Sparebanken Sør

Sparebanken Telemark

Sparebanken Vest

Sparebanken Vestfold

Sparebanken Volda Ørsta

Sparebanken Øst

Ålesund

Narvik

Tromsø

Kristiansund

Kristiansand S

Førde

Arendal

Skien

Bergen

Sandefjord

Volda

Drammen

Spareskillingsbanken Kristiansand S

Kristiansand S

Spydeberg Sparebank

Stadsbygd Sparebank

Strømmen Sparebank

Sunndal Sparebank

Surnadal Sparebank

Søgne og Greipstad Sparebank

Spydeberg

Stadsbygd

Strømmen

Sunndalsøra

Surnadal

Søgne

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

5

Y

N

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

C 239/16

EN

Official Journal of the European Union

18.9.2008

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

2

3

4

Name

1

Time Sparebank

Tingvoll Sparebank

Tinn Sparebank

Tolga-os Sparebank

Totens Sparebank

Trøgstad Sparebank

Tysnes Sparebank

Valle Sparebank

Vang Sparebank

Vegårshei Sparebank

Vestre Slidre Sparebank

Vik Sparebank

Voss Sparebank

Ørland Sparebank

Ørskog Sparebank

Øystre Slidre Sparebank

Åfjord Sparebank

Aasen Sparebank

Bank 1 Oslo AS

Bank Norwegian AS

Bank 2 ASA

Bryne

Tingvoll

Rjukan

Tolga

Lena

Trøgstad

Uggdal

Valle

Vang i Valdres

Vegårshei

Slidre

Vik i Sogn

Voss

Brekstad

Ørskog

Heggenes

Åfjord

Åsen

Oslo

Oslo

Oslo

Bolig- og Næringsbanken Asa (Bnbank)

Trondheim

Ddb AS

Dnb Nor Bank ASA

Trondheim

Oslo

5

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

Sb (1)

AS (2)

AS (2)

ASA (2)

ASA (2)

AS (2)

ASA (2)

London

Stockholm

Copenhagen

Cayman Islands

Singapore

Hamburg

New York

Helsinki

Gjensidige Bank ASA

Førde

ASA (2)

Y

Y

18.9.2008

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Official Journal of the European Union

C 239/17

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

Name

1

Glitnir Bank ASA

Ålesund

Landkreditt Bank AS

Netfonds Bank ASA

Nordea Bank Norge ASA

Nordlandsbanken ASA

Santander Consumer Bank AS

Seb Privatbanken ASA

Storebrand Bank ASA

Verdibanken ASA

Voss Veksel- og Landmandsbank ASA

Ya Bank AS

Asa Eksportfinans

Oslo

Oslo

Oslo

Bodø

Oslo

Oslo

Oslo

Oslo

Voss

Oslo

Oslo

Bolig- og Næringskreditt ASA

Trondheim

Eiendomskreditt AS

Bergen

Euroconex Technologies Nordic AS

Oslo

Kommunekreditt Norge AS

Trondheim

Kredittforeningen for Sparebanker

Landkreditt AS

Norgeskreditt AS

Sparebank 1 Boligkreditt AS

Terra Boligkreditt AS

American Express Company AS

As Financiering

Bb Finans AS

Oslo

Oslo

Bergen

Stavanger

Oslo

Oslo

Oslo

Bergen

Caterpillar Financial Services Norway AS

Oslo

Diners Club Norge AS

Dnb Nor Finans AS

Enter Card Norge AS

Europay Norge AS

Fexco Money Transfer Norway AS

Finaref AS

Oslo

Bergen

Oslo

Oslo

Oslo

Kolbotn

2

3

4

Cayman Islands

New York

ASA (2)

AS (2)

ASA (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

ASA (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

5

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

N

Y

Y

Y

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

C 239/18

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Official Journal of the European Union

18.9.2008

Name

1

Ge Capital Solutions AS

Ge Money Bilfinans AS

Glitnir Factoring AS

Hedmark Finans AS

Ikano Finans AS

Kommunalbanken AS

Lindorff Capital AS

Møller Bilfinans AS

Møre Finans AS

Nordea Finans Norge AS

Ontime Finance AS

Oslo Bolig og Sparelag (OBOS)

Pitney Bowes Finans Norge AS

Sg Finans AS

Skandiabanken Bilfinans AS

Sparebank 1 Finans Midt-Norge AS

Trondheim

Sparebank 1 Sr-Finans AS

Stavanger

Sparebanken Finans Nord-Norge AS

Tromsø

Teller AS

Terra Finans AS

Terra Kort AS

Oslo

Oslo

Oslo

Location

Legal form

Observations

Minimum capital

Status of deposit
protection

Oslo

Oslo

Ålesund

Hamar

Billingstad

Oslo

Oslo

Oslo

Ålesund

Oslo

Oslo

Oslo

Oslo

Lysaker

Bergen

2

3

4

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

AS (2)

5

Y

Y

N

Y

Y

Y

Y

Y

N

Y

N

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

6

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

(1)
(2)

‘Sb.’: Sparebank (Savings banks). Savings banks in Norway are self-owned institutions.
‘AS’: Limited Liability Company. ‘ASA’: Public Limited Liability Company. These are divided in three groups: commercial banks, mortgage companies and finance compa-
nies.