Report of the Standing Committee of the EFTA States — List of credit institutions authorised in Iceland, Liechtenstein and Norway provided for in Article 11 of Directive 2000/12/EC
Date: 2005-10-06
Institutions: Standing Committee of the EFTA States
Subjects: Iceland, Liechtenstein, Norway, capacity to exercise rights, credit institution

6.10.2005

EN

Official Journal of the European Union

C 247/33

STANDING COMMITTEE OF THE EFTA STATES

REPORT OF THE STANDING COMMITTEE OF THE EFTA STATES

List of credit institutions authorised in Iceland, Liechtenstein and Norway provided for in Article
11 of Directive 2000/12/EC

(2005/C 247/07)

Pursuant to Articles 11 and 5(2)(c) of Directive 2000/12/EC of the European Parliament and of the
1.
Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions (1)
require the European Commission to draw up and publish a list of all credit institutions authorised to do
business in EU Member States. paragraph 6(b) of Protocol 1 to the EEA Agreement requires that ‘where
according to an act, facts, procedures, reports and the like are to be published in the Official Journal of the
European Communities the corresponding information regarding the EFTA States shall be published in a
separate section thereof.’

2.
This is the sixth occasion on which the Standing Committee of the EFTA States complies with the
above requirement. The list published in the Annex to this communication comprises all the credit institu-
tions that were engaged in business in Iceland, Liechtenstein and Norway on 31 December 2004 falling
within the scope of the Credit Institutions Directive.

3.
The present list was drawn up by the Standing Committee of the EFTA States on the basis of infor-
mation supplied by the EFTA States concerned. The list has no legal significance and confers no right in
law. If an unauthorised institution is inadvertently included in the list, its legal status is in no way altered;
similarly, if an institution has inadvertently been omitted from the list, the validity of its authorisation will
not be affected.

ANNEX

ABBREVIATONS IN THE TABLES

In the column ‘Minimal capital’, values have the following meaning:

Value

Y

N

0

Meaning

Initial capital greater than EUR 5 million

Initial capital between EUR 1 and 5 million

No initial capital

In the column ‘Status deposit protection’, values have the following meaning:

Value

Y

N

0

Meaning

Normal deposit guarantee scheme according to Directive 94/19/EC (Article 3(1)(1))

Equivalent deposit guarantee scheme according to Directive 94/19/EC (Article 3(1)(2))

No deposit guarantee scheme

(1) Previously the first Council Directive 77/780/EEC, Articles 3(7) and 10(2).

C 247/34

EN

Official Journal of the European Union

6.10.2005

ICELAND

For any additional information

Fjármálaeftirlitið (Financial Supervisory Authority)
Suðurlandsbraut 32
IS-108 Reykjavík
Tel. (354) 525 2700
Fax (354) 525 2727

Location

Legal form

Observations

Minimum
capital

Status of
deposit
protection

2

3

4

Name

1

Landsbanki Íslands hf.

Kaupþing — Búnaðarbanki hf.

Íslandsbanki hf.

Sparisjóðabanki Íslands hf.

Sparisjóður Bolungarvíkur

Sparisjóður Hafnarfjarðar

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Bolungarvík

Hafnarfjörður

Sparisjóður Hornafjarðar og nágrennis

Höfn

Sparisjóður Hólahrepps

Sparisjóður Húnaþings og Stranda

Sauðárkrókur

Hvammstangi

Sparisjóður Höfðhverfinga

Sparisjóðurinn í Keflavík

Sparisjóður Kópavogs

Sparisjóður Mýrasýslu

Sparisjóður Norðfjarðar

Sparisjóður Norðlendinga

Sparisjóður Ólafsfjarðar

Sparisjóður Ólafsvíkur

Sparisjóður Reykjavíkur og nágrennis

Sparisjóður Siglufjarðar

Sparisjóður Strandamanna

Sparisjóður S-Þingeyinga

Sparisjóður Kaupþings

Sparisjóður Svarfdæla

Grenivík

Keflavík

Kópavogur

Borgarnes

Norðfjörður

Akureyri

Ólafsfjörður

Ólafsvík

Reykjavík

Siglufjörður

Hólmavík

Laugar

Reykjavík

Dalvík

Sparisjóður Vestmannaeyja

Vestmannaeyjar

Sparisjóður vélstjóra

Sparisjóður Vestfirðinga

Sparisjóður Þórshafnar og nágrennis

Nb.is sparisjóður

Straumur fjárfestingarbanki

MP fjárfestingarbanki

Frjálsi fjárfestingarbankinn hf.

Reykjavík

Þhingeyri

Þhórshöfn

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Hlutafélag (1)

Hlutafélag (1)

Hlutafélag (1)

Hlutafélag (1)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

(2)

Hlutafélag (1)

Hlutafélag (1)

Hlutafélag (1)

5

Y

Y

Y

Y

Y

Y

N

N

N

N

Y

Y

Y

N

N

N

N

Y

N

N

N

Y

N

N

Y

Y

N

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

0 (3)

0 (3)

0 (3)

6.10.2005

EN

Official Journal of the European Union

C 247/35

Name

1

Location

Legal form

Observations

Minimum
capital

Status of
deposit
protection

2

3

4

5

Y

Y

Y

Y

Y

Y

6

0 (3)

0 (3)

0 (3)

0 (3)

0 (5)

0 (5)

Greiðslumiðlun hf. — VISA Iceland (6)

Kreditkort hf.- EUROPAY Iceland (6)

Byggðastofnun

Lánasjóður landbúnaðarins

Lýsing hf.

SP-fjármögnun hf.

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Reykjavík

Hlutafélag (1)

Hlutafélag (1)

(4)

(4)

Hlutafélag (1)

Hlutafélag (1)

(1) Limited liability company.
(2) Savings banks in Iceland are private institutions.
(3) Credit institution not allowed to accept deposits from the public
(4) State-owned institution.
(5) Credit institution whose main activity is leasing, irrespective of how this activity is financed

Not allowed to accept deposits from the public.

(6) Main activity is payment services through issuance of payment cards.

LIECHTENSTEIN

For any additional information

Financial Market Authority (FMA) Liechtenstein
Heiligkreuz 8
Post Box 684
FL-9490 Vaduz
Principality of Liechtenstein
Tel. (423) 236 73 73
Fax (423) 236 73 74
http://www.fma-li.li/

Name

1

Liechtensteinische Landesbank AG

LGT Bank in Liechtenstein AG

Verwaltungs- und Privat-Bank AG

Neue Bank AG

Centrum Bank AG

Volksbank AG

Hypo Investment Bank AG

Swissfirst Bank (Liechtenstein) AG

Bank Frick & Co. AG

Bank von Ernst (Liechtenstein) AG

Raiffeisen Bank (Liechtenstein) AG

Serica Bank AG

Hypo Alpe-Adria-Bank (Liechtenstein) AG

Vaduz

Vaduz

Vaduz

Vaduz

Vaduz

Vaduz

Vaduz

Vaduz

Balzers

Vaduz

Vaduz (1)

Vaduz

Schaan

BNP Paribas Private Bank (Liechtenstein) AG (2) Vaduz

New Century Bank AG

Bank Vontobel (Liechtenstein) AG

Vaduz

Vaduz

(1) Formerly domiciled in Schaan.
(2) Formerly BNP Paribas (Liechtenstein) AG, Triesen

Location

Legal form

Observations

Minimum
capital

Status of
deposit
protection

2

3

4

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

Aktiengesellschaft

5

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

C 247/36

EN

Official Journal of the European Union

6.10.2005

NORWAY

For any additional information

Kredittilsynet (The Financial Supervisory Authority of Norway)
P.O.Box 100 Bryn, N-0611 Oslo, Norway
Tel: (47) 22 93 98 00
Fax: (47) 22 63 02 26
post@kredittilsynet.no
www.kredittilsynet.no

Location

Legal form

Observations

Minimum
capital

Status of
deposit
protection

2

3

4

Sb (1)

Name

1

Andebu Sparebank

Ankenes Sparebank

Arendal og Omegns Sparebank

Askim Sparekasse

Aurland Sparebank

Aurskog Sparebank

Bamble og Langesund Sparebank

Berg Sparebank

Birkenes Sparebank

Bjugn Sparebank

Blaker Sparebank

Bud Fræna og Hustad Sparebank

Bø Sparebank

Cultura Sparebank

Drangedal og Tørdal Sparebank

Eidsberg Sparebank

Etne Sparebank

Etnedal Sparebank

Evje og Hornnes Sparebank

Fana Sparebank

Fjaler Sparebank

Flekkefjord Sparebank

Fron Sparebank

Gildeskål Sparebank

Gjerpen og Solum Sparebank

Gjerstad Sparebank

Gran Sparebank

Grong Sparebank

Grue Sparebank

Halden Sparebank

Haltdalen Sparebank

Harstad Sparebank

Haugesund Sparebank

Hegra Sparebank

Helgeland Sparebank

Andebu

Narvik

Arendal

Askim

Aurland

Aurskog

Stathelle

Halden

Birkeland

Bjugn

Blaker

Elnesvågen

Bø i Telemark

Oslo

Drangedal

Mysen

Etne

Etnedal

Evje

Bergen

Dale i Sunnfjord

Flekkefjord

Vinstra

Inndyr

Skien

Gjerstad

Jaren

Grong

Kirkenær

Halden

Haltdalen

Harstad

Haugesund

Hegra

Mosjøen

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

5

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

N

Y

Y

Y

N

Y

Y

Y

Y

Y

N

Y

N

Y

Y

Y

Y

N

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

6.10.2005

EN

Official Journal of the European Union

C 247/37

Name

1

Hjartdal og Gransherad Sparebank

Hjelmeland Sparebank

Hol Sparebank

Holla og Lunde Sparebank

Høland Sparebank

Hønefoss Sparebank

Indre Sogn Sparebank

Jernbanepersonalets Sparebank

Klepp Sparebank

Klæbu Sparebank

Kragerø Sparebank

Kvinesdal Sparebank

Kvinnherad Sparebank

Larvikbanken Brunlanes Sparebank

Lillesands Sparebank

Lillestrøm Sparebank

Lofoten Sparebank

Lom og Skjåk Sparebank

Luster Sparebank

Marker Sparebank

Meldal Sparebank

Melhus Sparebank

Modum Sparebank

Narvik Sparebank

Nes Prestegjelds Sparebank

Nesset Sparebank

Nøtterø Sparebank

Odal Sparebank

Ofoten Sparebank

Opdals Sparebank

Orkdal Sparebank

Rindal Sparebank

Ringerikes Sparebank

Rygge-Vaaler Sparebank

Rørosbanken Røros Sparebank

Sandnes Sparebank

Sandsvær Sparebank

Sauda Sparebank

Selbu Sparebank

Seljord Sparebank

Setskog Sparebank

Skudenes & Aakra Sparebank

Soknedal Sparebank

Location

Legal form

Observations

Minimum
capital

Status of
deposit
protection

2

3

4

Sauland

Hjelmeland

Geilo

Ulefoss

Bjørkelangen

Hønefoss

Årdalstangen

Oslo

Kleppe

Klæbu

Kragerø

Kvinesdal

Rosendal

Larvik

Lillesand

Lillestrøm

Bøstad

Lom

Gaupne

Ørje

Meldal

Melhus

Vikersund

Narvik

Nesbyen

Eidsvåg i Romsdal

Tønsberg

Sagstua

Bogen i Ofoten

Oppdal

Orkdal

Rindal

Hønefoss

Moss

Røros

Sandnes

Kongsberg

Sauda

Selbu

Seljord

Setskog

Åkrehamn

Soknedal

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sp

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

5

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

N

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

C 247/38

EN

Official Journal of the European Union

6.10.2005

Name

1

Sparebank 1 Hallingdal

Sparebanken Bien

Sparebanken Grenland

Sparebanken Hardanger

Sparebanken Hedmark

Sparebanken Hemne

Sparebanken Jevnaker Lunner

Sparebanken Midt-Norge

Sparebanken Møre

Sparebanken Nord-Norge

Sparebanken Nordvest

Sparebanken Pluss

Sparebanken Rana

Sparebanken Rogaland

Sparebanken Sogn og Fjordane

Sparebanken Sør

Sparebanken Telespar

Sparebanken Vest

Sparebanken Volda Ørsta

Sparebanken Øst

Spareskillingsbanken

Spydeberg Sparebank

Stadsbygd Sparebank

Strømmen Sparebank

Sunndal Sparebank

Surnadal & Stangvik Sparebank

Søgne og Greipstad Sparebank

Time Sparebank

Tingvoll Sparebank

Tinn Sparebank

Tjeldsund Sparebank

Tolga-Os Sparebank

Totens Sparebank

Trøgstad Sparebank

Tysnes Sparebank

Valle Sparebank

Location

Legal form

Observations

Minimum
capital

Status of
deposit
protection

2

3

4

Ål

Oslo

Porsgrunn

Utne

Hamar

Kyrksæterøra

Jevnaker

Trondheim

Ålesund

Tromsø

Kristiansund

Kristiansand S

Mo i Rana

Stavanger

Førde

Arendal

Fornebu

Bergen

Volda

Drammen

Kristiansand S

Spydeberg

Stadsbygd

Strømmen

Sunndalsøra

Surnadal

Søgne

Bryne

Tingvoll

Rjukan

Ramsund

Tolga

Lena

Trøgstad

Uggdal

Valle

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sp

Sb

Sp

Sp

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

5

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

N

Y

N

Y

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

6.10.2005

EN

Official Journal of the European Union

C 247/39

Location

Legal form

Observations

Minimum
capital

Status of
deposit
protection

2

3

4

Name

1

Vang Sparebank

Vegårshei Sparebank

Verran Sparebank

Vestfold Sparebank

Vestre Slidre Sparebank

Vik Sparebank

Voss Sparebank

Ørland Sparebank

Ørskog Sparebank

Øystre Slidre Sparebank

Åfjord Sparebank

Aasen Sparebank

Bank 1 Oslo AS

Bankia Bank ASA

Vang i Valdres

Vegårshei

Mosvik

Sandefjord

Slidre

Vik i Sogn

Voss

Brekstad

Ørskog

Heggenes

Åfjord

Åsen

Oslo

Oslo

Bolig- og næringsbanken ASA (BNbank)

Trondheim

DNB NOR BANK ASA

Oslo

Fokus Bank ASA

Kredittbanken ASA

Landkreditt Bank AS

Nordea Bank Norge ASA

Nordlandsbanken ASA

Privatbanken ASA

Romsdals Fellesbank ASA

Storebrand Bank ASA

Voss Veksel- og Landmandsbank ASA

Verdibanken ASA

Kommunalbanken

A/S Fiskerikreditt

ASA Eksportfinans

Bolig- og næringskreditt ASA

DNB NOR Hypotek AS

Eiendomskreditt Norge AS

Fokus Kreditt AS

Kommunekreditt Norge AS

Kredittforeningen for Sparebanker

Landkreditt Norge AS

Trondheim

Ålesund

Oslo

Oslo

Bodø

Oslo

Molde

Oslo

Voss

Oslo

Oslo

Tromsø

Oslo

Trondheim

Oslo

Bergen

Trondheim

Trondheim

Oslo

Oslo

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

Sb

AS (2)

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

London
Stockholm
København
Cayman
Islands
Singapore
Hamburg
New York
Helsinki

Cayman
Islands
New York

5

Y

N

0

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

N

Y

Y

Y

Y

Y

Y

Y

Y

6

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

0

0

0

0

0

0

0

0

0

C 247/40

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Official Journal of the European Union

6.10.2005

Name

1

Norgeskreditt A/S

American Express Company AS

AS Financiering

Bergen Broker Finans AS

Diners Club Norge AS

DNB NOR Finans AS

Elcon Finans AS

Enter Card AS

Europay Norge AS

Factonor AS

Finaref AS

GE Capital Bilfinans AS

Handelsbanken Finans AS

Hedmark Finans AS

Ikano Finans AS

Møller Bilfinans AS

Møre Finans AS

Nordea Finans Norge AS

Obos

Ontime Finance AS

Pitney Bowes Finans Norge AS

Skandiabanken Bilfinans AS

Sparebank 1 Finans Midt-Norge AS

Sparebanken Finans Nord-Norge AS

Storebrand Finans AS

Teller AS

Terra Finans AS

Westbroker Finans AS

Location

Legal form

Observations

Minimum
capital

Status of
deposit
protection

2

3

4

Bergen

Oslo

Oslo

Bergen

Oslo

Bergen

Lysaker

Oslo

Oslo

Ålesund

Kolbotn

Fredrikstad

Oslo

Hamar

Billingstad

Oslo

Ålesund

Oslo

Oslo

Oslo

Oslo

Bergen

Trondheim

Tromsø

Oslo

Oslo

Oslo

Stavanger

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

AS

5

Y

Y

Y

N

Y

Y

Y

Y

Y

N

Y

N

Y

Y

Y

Y

N

Y

Y

Y

Y

Y

Y

Y

Y

N

Y

Y

6

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

(1)
(2)

‘Sb’, Sparebank (Savings banks). Savings banks in Norway are self-owned institutions.
‘AS’: Limited Liability Company (AS or ASA). These are divided in three groups: commercial banks, mortgage companies and finance companies.