Case C-350/03: Reference for a preliminary ruling by the Landgericht Bochum by order of that Court of 29 July 2003 in the proceedings between 1. Mrs Elisabeth Schulte, 2. Mr Wolfgang Schulte and Deutsche Bausparkasse Badenia AG
Date: 2003-11-01
Institutions: Court of Justice
Subjects: commercial contract, consumer protection, interpretation of the law, investment transaction, loan, real property, redemption

C 264/18

EN

Official Journal of the European Union

1.11.2003

7. Does the right of ownership set out in Article 1 of
Protocol No 1 to the European Convention on Human
Rights (The Rome Convention of 1950) and taken up in
Article 17 of the Charter of Fundamental Rights of the
European Union proclaimed in Nice in October 2000
also cover intellectual property in the names of the places
of origin of wines and the exploitation of those names,
and, consequently, does the principle expressed by that
law preclude application of the agreement set out in the
exchange of letters annexed to the Agreement between
the European Community and the Republic of Hungary
on reciprocal protection and control of wine names (OJ
1994 L 337), but not included in the body of that
agreement, under which wine-producers of the Friuli-
Venezia Giulia region are not permitted to use the name
‘Tocai Friulano’, particularly in view of the total lack of
any compensation to the wine-producers of Friuli-Vene-
zia Giulia thus dispossessed, the lack of any general public
interest justifying their dispossession and the evident
disregard for the principle of proportionality?

8.

In the event that it is held that the Community laws
contained in the Community Agreement between the
European Community and the Republic of Hungary on
the protection and control of wine names of 29 Novem-
ber 1993 (OJ 1993 L 337) and/or the exchange of letters
annexed thereto are unlawful to the extent described in
the preceding questions, must the provisions of Regu-
lation (EC) No 753/2002 (2), under which use of the
name ‘Tocai Friulano’ is to be prohibited after 31 March
2007 (Article 19(2)) be regarded as invalid and of no
effect?

(1) Read: 23 November 1993.
(2) OJ L 118 of 4.5.2002, p. 1.

Reference for a preliminary ruling by the Landgericht
Bochum by order of that Court of 29 July 2003 in the
proceedings between 1. Mrs Elisabeth Schulte, 2. Mr Wolf-
gang Schulte and Deutsche Bausparkasse Badenia AG

(Case C-350/03)

(2003/C 264/28)

Reference has been made to the Court of Justice of the
European Communities by order of the Landgericht Bochum
(Bochum Regional Court) of 29 July 2003, received at the
Court Registry on 11 August 2003, for a preliminary ruling in
the proceedings between 1. Mrs Elisabeth Schulte, 2. Mr Wolf-
gang Schulte and Deutsche Bausparkasse Badenia AG on the
following questions:

1. Does Article 3(2)(a) of Council Directive 85/577/EEC (1)
of 20 December 1985 to protect the consumer in respect
of contracts negotiated away from business premises also
cover such contracts for the purchase of immovable
property which must be regarded as merely a component
of a credit-financed capital investment model and in the
case of which the contract negotiations conducted up to

the conclusion of the contract were held in a doorstep-
selling situation, as defined in Paragraph 1 of the Gesetz
über den Widerruf von Haustürgeschäften und ähnlichen
Geschäften (Law on the cancellation of doorstep trans-
actions and analogous transactions), both as regards the
contract for the purchase of the immovable property
and the loan agreement serving solely to finance that
purchase?

2. Are the requirements of the rule concerning a high
level of protection in the field of consumer protection
(Article 95(3) EC) and the effectiveness of consumer
protection safeguarded by Directive 85/577/EEC satisfied
by a national legal system or the interpretation thereof
which limits merely to the reversal of the loan agreement
the legal effects of the revocation of the declaration of
intent to enter into a loan agreement, even in connection
with such capital investment models in which the loan
would not have been granted at all without the acquisition
of the immovable property?

3.

Is a national rule on the legal effects of cancelling a loan
agreement to the effect that the cancelling consumer
must pay back the loan proceeds to the financing bank,
even though according to the plan drawn up for the
capital investment the loan serves solely to finance the
immovable property and is paid directly to the vendor of
the immovable property, consistent with the protective
purpose of
the rule on cancellation laid down in
Article 5(2) of Directive 85/577/EEC?

4. Where a legal effect of cancellation, under national law,
results in the consumer being required, after declaring
cancellation, immediately to pay back — in accordance
with the plan drawn up for the capital investment — the
loan proceeds which have thus far not been redeemed at
all, plus interest thereon at the normal market rate, is this
effect contrary to the rule concerning a high level of
protection in the
consumer protection
field of
(Article 95(3) EC) and to the principle of the effectiveness
of consumer protection enshrined in Directive 85/577/
EEC?

(1) OJ L 372, p. 31.

Reference for a preliminary ruling by the Bundesgerichts-
hof by order of that Court of 9 July 2003 in the case of
Dr Elisabeth Mayer against Versorgungsanstalt des Bundes
und der Länder

(Case C-356/03)

(2003/C 264/29)

Reference has been made to the Court of
Justice of the
European Communities by order of the Bundesgerichtshof
(Federal Court of Justice) of 9 July 2003, received at the Court
Registry on 18 August 2003, for a preliminary ruling in the
case of Dr Elisabeth Mayer against Versorgungsanstalt des
Bundes und der Länder on the following questions: