Report of the Standing Committee of the EFTA States — List of credit institutions authorised in Iceland, Liechtenstein and Norway provided for in Article 11 of Directive 2000/12/EC
Date: 2001-08-23
Institutions: Standing Committee of the EFTA States
Subjects: Iceland, Liechtenstein, Norway, credit institution, economic analysis, provision of services

23.8.2001

EN

Official Journal of the European Communities

C 237/11

STANDING COMMITTEE OF THE EFTA STATES

REPORT OF THE STANDING COMMITTEE OF THE EFTA STATES

List of credit institutions authorised in Iceland, Liechtenstein and Norway provided for in
Article 11 of Directive 2000/12/EC

(2001/C 237/11)

1. Articles 11 and 5(2c) of Directive 2000/12/EC of the European Parliament and of the Council of 20
March 2000 relating to the taking up and pursuit of the business of credit institutions (1) require the
European Commission to draw up and publish a list of all credit institutions authorised to do business
in EU Member States. Paragraph 6(b) of Protocol 1 to the EEA Agreement requires that (cid:145)where
according to an act, facts, procedures, reports and the like are to be published in the Official Journal
of the European Communities the corresponding information regarding the EFTA States shall be published
in a separate section thereof(cid:146).

2. This is the fourth occasion on which the Standing Committee of the EFTA States complies with the
above requirement. The list published in the Annex to this communication comprises all the credit
institutions that were engaged in business in Iceland, Liechtenstein and Norway on 31 December 2000
falling within the scope of the Credit Institutions Directive.

3. The present list was drawn up by the Standing Committee of the EFTA States on the basis of
information supplied by the EFTA States concerned. The list has no legal significance and confers no
right in law. If an unauthorised institution is inadvertently included in the list, its legal status is in no
way altered; similarly, if an institution has inadvertently been omitted from the list, the validity of its
authorisation will not be affected.

(1) Previously the first Council Directive 77/780/EEC, Articles 3(7) and 10(2).

ANNEX

In the column (cid:145)Minimal capital(cid:146), values have the following meaning:

ABBREVIATIONS IN THE TABLES

Value

Y

N

O

Initial capital greater than EUR 5 million

Initial capital between EUR 1 and 5 million

No initial capital

Meaning

In the column (cid:145)Status deposit protection(cid:146), values have the following meaning:

Value

Y

N

O

Meaning

Normal deposit guarantee scheme according to Directive 94/19/EC (Article 3(1)(1))

Equivalent deposit guarantee scheme according to Directive 94/19/EC (Article 3(1)(2))

No deposit guarantee scheme

C 237/12

EN

Official Journal of the European Communities

23.8.2001

ICELAND

For any additional information:

FjÆrmÆlaeftirliti(cid:240) (Financial Supervisory Authority)
Su(cid:240)urlandsbraut 32
IS-108 Reykjav(cid:237)k
Tel. (354) 525 27 00
Fax (354) 525 27 27.

Name

1

Landsbanki ˝slands hf.
Bœna(cid:240)arbanki ˝slands hf.
˝slandsbanki FBA hf.
Sparisj(cid:243)(cid:240)abanki ˝slands hf.
Eyrasparisj(cid:243)(cid:240)ur
Sparisj(cid:243)(cid:240)ur Bolungarv(cid:237)kur
Sparisj(cid:243)(cid:240)ur Hafnarfjar(cid:240)ar
Sparisj(cid:243)(cid:240)ur Hornafjar(cid:240)ar og nÆgrennis
Sparisj(cid:243)(cid:240)ur H(cid:243)lahrepps
Sparisj(cid:243)(cid:240)ur Hœna(cid:254)ings og Stranda
Sparisj(cid:243)(cid:240)ur H(cid:246)f(cid:240)hverfinga
Sparisj(cid:243)(cid:240)urinn (cid:237) Keflav(cid:237)k
Sparisj(cid:243)(cid:240)ur K(cid:243)pavogs
Sparisj(cid:243)(cid:240)ur My· rasy· slu
Sparisj(cid:243)(cid:240)ur Nor(cid:240)fjar(cid:240)ar
Sparisj(cid:243)(cid:240)ur Nor(cid:240)lendinga
Sparisj(cid:243)(cid:240)ur (cid:211)lafsfjar(cid:240)ar
Sparisj(cid:243)(cid:240)ur (cid:211)lafsv(cid:237)kur
Sparisj(cid:243)(cid:240)ur Reykjav(cid:237)kur og nÆgrennis
Sparisj(cid:243)(cid:240)ur Siglufjar(cid:240)ar
Sparisj(cid:243)(cid:240)ur Strandamanna
Sparisj(cid:243)(cid:240)ur S-(cid:254)ingeyinga
Sparisj(cid:243)(cid:240)ur Sœ(cid:240)av(cid:237)kur
Sparisj(cid:243)(cid:240)ur Svarfd(cid:230)la
Sparisj(cid:243)(cid:240)ur Vestmannaeyja
Sparisj(cid:243)(cid:240)ur vØlstj(cid:243)ra
Sparisj(cid:243)(cid:240)ur (cid:222)ingeyrarhrepps
Sparisj(cid:243)(cid:240)ur (cid:222)(cid:243)rshafnar og nÆgrennis
Sparisj(cid:243)(cid:240)ur (cid:214)nundarfjar(cid:240)ar
EignarhaldsfØlag Al(cid:222)y· (cid:240)ubankans hf.
FrjÆlsi fjÆrfestingarbankinn hf.
Grei(cid:240)slumi(cid:240)lun hf. (cid:151) VISA Iceland (6)
Kaup(cid:254)ing hf.
Kreditkort hf. (cid:151) Europay Iceland (6)
Bygg(cid:240)astofnun
Fer(cid:240)amÆlasj(cid:243)(cid:240)ur
Hafnab(cid:243)tasj(cid:243)(cid:240)ur
LÆnasj(cid:243)(cid:240)ur landbœna(cid:240)arins
Glitnir hf.
Ly· sing hf.
SP-fjÆrm(cid:246)gnun hf.

Location

Legal form

Observations

Minimum
capital

Status of deposit
protection

2

Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Patreksfj(cid:246)r(cid:240)ur
Bolungarv(cid:237)k
Hafnarfj(cid:246)r(cid:240)ur
H(cid:246)fn
Sau(cid:240)Ærkr(cid:243)kur
Hvammstangi
Greniv(cid:237)k
Keflav(cid:237)k
K(cid:243)pavogur
Borgarnes
Nor(cid:240)fj(cid:246)r(cid:240)ur
Akureyri
(cid:211)lafsfj(cid:246)r(cid:240)ur
(cid:211)lafsv(cid:237)k
Reykjav(cid:237)k
Siglufj(cid:246)r(cid:240)ur
H(cid:243)lmav(cid:237)k
Laugar
Sœ(cid:240)av(cid:237)k
Dalv(cid:237)k
Vestmannaeyjar
Reykjav(cid:237)k
(cid:222)ingeyri
(cid:222)(cid:243)rsh(cid:246)fn
Flateyri
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k
Reykjav(cid:237)k

3

HlutafØlag (1)
HlutafØlag (1)
HlutafØlag (1)
HlutafØlag (1)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
(2)
HlutafØlag (1)
HlutafØlag (1)
HlutafØlag (1)
HlutafØlag (1)
HlutafØlag (1)
(4)
(4)
(4)
(4)
HlutafØlag (1)
HlutafØlag (1)
HlutafØlag (1)

4

5

Y
Y
Y
Y
N
Y
Y
N
N
N
N
Y
Y
Y
N
N
N
N
Y
N
N
N
N
N
N
Y
N
N
N
Y
Y
Y
Y
Y
Y
N
Y
Y
Y
Y
Y

6

Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
O (3)
O (3)
O (3)
O (3)
O (3)
O (3)
O (3)
O (3)
O (3)
O (5)
O (5)
O (5)

(1) Limited liability company.
(2) Savings banks in Iceland are self-owned institutions.
(3) Credit institution not allowed to accept deposits from the public.
(4) State-owned institution.
(5) Credit institution which has leasing as its main activity, irrespective of how this activity is financed. Not allowed to accept deposits from the public.
(6) Main activity is payment services through issuance of payment cards.

23.8.2001

EN

Official Journal of the European Communities

C 237/13

LIECHTENSTEIN

For additional information:

Amt f(cid:252)r Finanzdienstleistungen (Financial Services Authority)
Herrengasse 8
LI-9490 Vaduz
Tel. (42-3) 236 62 21
Fax (42-3) 236 62 24.

Name

1

Location

Legal form

Observations

Minimum
capital

Status of deposit
protection

2

3

4

5

Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y

6

Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y

Liechtensteinische Landesbank AG
LGT Bank in Liechtenstein AG
Verwaltungs- und Privat-Bank AG
Neue Bank AG
Centrum Bank AG
Volksbank AG
Hypo Investment Bank AG
Bank Wegelin (Liechtenstein) AG
Bank Frick & Co. AG
Bank von Ernst (Liechtenstein) AG
Raiffeisen Bank (Liechtenstein) AG
Serica Bank AG
Investment und Portfoliomanagement Bank AG
BNP Paribas (Liechtenstein) AG
RheintalBank AG
Bank Vontobel (Liechtenstein) AG

(1) Limited liability company.

Vaduz
Vaduz
Vaduz
Vaduz
Vaduz
Vaduz
Vaduz
Vaduz
Balzers
Vaduz
Schaan
Vaduz
Schaan
Triesen
Schaan
Vaduz

Aktiengesellschaft (1)
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft
Aktiengesellschaft

NORWAY

For any additional information:

Kredittilsynet (the Banking, Insurance and Securities Commission of Norway)
PO Box 100 Bryn
N-0611 Oslo
Tel. (47) 22 939 800
Fax (47) 22 720 236.

Name

1

ANDEBU SPAREBANK
ANKENES SPAREBANK
ARENDAL OG OMEGNS SPAREBANK
ASKIM SPAREBANK
AURLAND SPAREBANK
AURSKOG SPAREBANK
BAMBLE OG LANGESUND SPAREBANK
BERG SPAREBANK
BIRKENES SPAREBANK
BJUGN SPAREBANK
BLAKER SPAREBANK
BORGE SPAREBANK
BUD FR˘NA OG HUSTAD SPAREBANK
B(cid:216) SPAREBANK
CULTURA SPAREBANK
DRANGEDAL OG T(cid:216)R-DAL SPAREBANK
EIDSBERG SPAREBANK
SPAREBANKEN (cid:216)ST
ENEBAKK SPAREBANK
ETNE SPAREBANK

Location

Legal form

Observations

Minimum
capital

Status of deposit
protection

2

3

4

Andebu
Narvik
Arendal
Askim
Aurland
Aurskog
Stathelle
Halden
Birkeland
Bjugn
Blaker
Błstad
Elnesv(cid:229)gen
Bł i Telemark
Oslo
Drangedal
Mysen
Drammen
Enebakk
Etne

Sb (1)
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb

5

Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
N
Y
Y
N
Y
Y
Y
O (2)
Y

6

Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y

C 237/14

EN

1

ETNEDAL SPAREBANK
EVJE OG HORNNES SPAREBANK
FANA SPAREBANK
FJALER SPAREBANK
FLEKKEFJORD SPAREBANK
FRON SPAREBANK
GILDESK¯L SPAREBANK
GJERPEN OG SOLUM SPAREBANK
GJERSTAD SPAREBANK
GRAN SPAREBANK
GRONG SPAREBANK
GRUE SPAREBANK
HALDEN SPAREBANK
HALTDALEN SPAREBANK
HARSTAD SPAREBANK
HAUGESUND SPAREBANK
HEGRA SPAREBANK
HELGELAND SPAREBANK
HJARTDAL OG GRANSHERAD SPAREBANK
HJELMELAND SPAREBANK
HOL SPAREBANK
HOLLA SPAREBANK
H(cid:216)LAND SPAREBANK
H(cid:216)NEFOSS SPAREBANK
INDRE SOGN SPAREBANK
JERNBANEPERSONALETS SPAREBANK
KLEPP SPAREBANK
KL˘BU SPAREBANK
KRAGER(cid:216) SPAREBANK
KVINESDAL SPAREBANK
KVINNHERAD SPAREBANK
LARVIKBANKEN BRUNLANES SPAREBANK
LILLESANDS SPAREBANK
LILLESTR(cid:216)M SPAREBANK
LOM OG SKJ¯K SPAREBANK
LUNDE SPAREBANK
LUSTER SPAREBANK
MARKER SPAREBANK
MELDAL SPAREBANK
MELHUS SPAREBANK
MODUM SPAREBANK
NARVIK SPAREBANK
NES PRESTEGJELDS SPAREBANK
NESSET SPAREBANK
NORDM(cid:216)RE SPAREBANK
N(cid:216)TTER(cid:216) SPAREBANK
ODAL SPAREBANK
OPDALS SPAREBANK
ORKDAL SPAREBANK
RINDAL SPAREBANK
RINGERIKES SPAREBANK
RYGGE-VAALER SPAREBANK
R(cid:216)ROSBANKEN R(cid:216)ROS SPAREBANK
SANDNES SPAREBANK
SANDSV˘R SPAREBANK
SAUDA SPAREBANK
SELBU SPAREBANK
SELJORD SPAREBANK
SETSKOG SPAREBANK
SKUDENES & AAKRA SPAREBANK
SOKNEDAL SPAREBANK
SPAREBANK 1 HALLINGDAL

Official Journal of the European Communities

23.8.2001

2

3

4

Etnedal
Evje
Bergen
Dale i Sunnfjori
Flekkefjord
Vinstra
Inndyr
Skien
Gjerstad
Jaren
Grong
Kirken(cid:230)r
Halden
Haltdalen
Harstad
Haugesund
Hegra
Mosjłen
Sauland
Hjelmeland
Geilo
Ulefoss
Bjłrkelangen
Hłnefoss
¯rdalstangen
Oslo
Kleppe
Kl(cid:230)bu
Kragerł
Kvinesdal
Rosendal
Larvik
Lillesand
Lillestrłm
Lom
Lunde
Gaupne
(cid:216)rje
Meldal
Melhus
Vikersund
Narvik
Nesbyen
Eidsv(cid:229)g i Romsdal
Kristiansund
Tłnsberg
Sagstua
Oppdal
Orkdal
Rindal
Hłnefoss
Moss
Rłros
Sandnes
Kongsberg
Sauda
Selbu
Seljord
Setskog
¯krehamn
Soknedal
¯l

Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb

5

N
Y
Y
Y
Y
Y
N
Y
N
Y
Y
Y
Y
N
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
N
Y
Y
Y

6

Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y

23.8.2001

EN

Official Journal of the European Communities

C 237/15

1

2

3

4

SPAREBANKEN BIEN
SPAREBANKEN EVENES-BALLANGEN
SPAREBANKEN FLORA-BREMANGER
SPAREBANKEN GRENLAND
SPAREBANKEN HARDANGER
SPAREBANKEN HEDMARK
SPAREBANKEN HEMNE
SPAREBANKEN JEVNAKER LUNNER
SPAREBANKEN MIDT-NORGE
SPAREBANKEN M(cid:216)RE
SPAREBANKEN NOR (Union Bank of Norway)
SPAREBANKEN NORD-NORGE
SPAREBANKEN PLUSS
SPAREBANKEN RANA
SPAREBANKEN ROGALAND
SPAREBANKEN SOGN OG FJORDANE
SPAREBANKEN S(cid:216)R
SPAREBANKEN VEST
SPARESKILLINGSBANKEN
SPYDEBERG SPAREBANK
STADSBYGD SPAREBANK
STANGVIK SPAREBANK
STR(cid:216)MMEN SPAREBANK
SUNNDAL SPAREBANK
SURNADAL SPAREBANK
S(cid:216)GNE OG GREIPSTAD SPAREBANK
TIME SPAREBANK
TINGVOLL SPAREBANK
TINN SPAREBANK
TJELDSUND SPAREBANK
TOLGA-OS SPAREBANK
TOTENS SPAREBANK
TR(cid:216)GSTAD SPAREBANK
TYSNES SPAREBANK
VALLE SPAREBANK
VANG SPAREBANK
VEG¯RSHEI SPAREBANK
VERRAN SPAREBANK
VESTFOLD SPAREBANK
VESTRE SLIDRE SPAREBANK
VIK SPAREBANK
VOLDA OG (cid:216)RSTA SPAREBANK
VOSS SPAREBANK
(cid:216)KSENDAL SPAREBANK
(cid:216)RLAND SPAREBANK
(cid:216)RSKOG SPAREBANK
(cid:216)YSTRE SLIDRE SPAREBANK
¯FJORD SPAREBANK
AASEN SPAREBANK
BERGENSBANKEN ASA
BOLIG- OG N˘RINGSBANKEN
CHRISTIANIA BANK OG KREDITKASSE

Oslo
Bogen i Ofoten
Florł
Porsgrunn
Utne
Hamar
Kyrks(cid:230)terłra
Jevnaker
Trondheim
¯lesund
Oslo
Tromsł
Kristiansand S
Mo i Rana
Stavanger
Fłrde
Arendal
Bergen
Kristiansand S
Spydeberg
Stadsbygd
Kvanne
Strłmmen
Sunndalsłra
Surnadal
Słgne
Bryne
Tingvoll
Rjukan
Ramsund
Tolga
Lena
Trłgstad
Uggdal
Valle
Vang i Valdres
Veg(cid:229)rshei
Mosvik
Sandefjord
Slidre
Vik i Sogn
Volda
Voss
(cid:216)ksendal
Brekstad
(cid:216)rskog
Heggenes
¯fjord
¯sen
Bergen
Trondheim
Oslo

Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
Sb
AS (3)
AS
AS

DEN NORSKE BANK ASA

Bergen

AS

London
Stockholm
Kłbenhavn (4)
Cayman Islands
Singapore
New York
London
Stockholm
Kłbenhavn
Cayman Islands
Singapore
Hamburg
New York

5

Y
N
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
N
Y
Y
Y
Y
Y
N
Y
N
Y
Y
Y
Y
Y
Y
N
O
Y
Y
Y
Y
Y
O
Y
Y
Y
Y
Y
Y
Y
Y

Y

6

Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y

Y

C 237/16

EN

1

PRIVATBANKEN
FINANSBANKEN ASA
FOKUS BANK ASA
KREDITTBANKEN ASA
NORDLANDSBANKEN ASA
ROMSDALS FELLESBANK ASA
STOREBRAND BANK AS
VOSS VEKSEL- OG LANDMANDSBANK ASA
BANK 1 OSLO
KOMMUNALBANKEN
A/S FISKERIKREDITT
ASA EKSPORTFINANS
BOLIG- OG N˘RINGSKREDITT ASA
DEN NORDENFJELDSKE BYKREDITTFORENING
EIENDOMSKREDITT NORGE AS
KOMMUNEKREDITT NORGE AS
LANDKREDITT
NORGESKREDITT A/S
SPAREBANKENES KREDITTSELSKAP AS
AMERICAN EXPRESS COMPANY AS
SPAREBANKEN FINANS NORD-NORGE
AS FINANCIERING
BERGEN BROKER FINANS AS
BNP FINANS AS
CENTRALKASSEN AS
DINERS CLUB NORGE AS
DNB FACTORING AS
DNB FINANS AS
DNB KORT AS
ELLOS FINANS AS
EUROPAY NORGE AS
FACTONOR AS
FOKUS FINANS AS
GE CAPITAL BILFINANS AS
ELCON FINANS AS
HANDELSBANKEN FINANS AS
HEDMARK FINANS AS
IKANO FINANS AS
K-FINANS AS
LANDKREDITT BOLIG AS
LEASE PLAN NORGE AS
MIDT-NORGE LEASING AS
M(cid:216)LLER BILFINANS AS
M(cid:216)RE FINANS AS
NORD FINANS A/S
OLYMPIA FINANS AS
PITNEY BOWES FINANS NOR
SKANDIABANKEN BILFINANS AS
SKANDIABANKEN MERKEFINANS AS
ENTER CARD AS
STOREBRAND FINANS AS
VISA NORGE A/S
SPAREBANK 1 FINANS AS
WESTBROKER FINANS AS
OBOS

Official Journal of the European Communities

23.8.2001

3

4

2

Oslo
Oslo
Trondheim
¯lesund
Bodł
Molde
Oslo
Voss
Oslo
Oslo
Tromsł
Oslo
Trondheim
Trondheim
Bergen
Trondheim
Oslo
Bergen
Oslo
Oslo
Tromsł
Oslo
Bergen
Oslo
Oslo
Oslo
Oslo
Bergen
Oslo
Kolbotn
Oslo
¯lesund
Trondheim
Fredrikstad
Lysaker
Oslo
Hamar
Billingstad
Oslo
Oslo
Oslo
Trondheim
Oslo
¯lesund
Bodł
Oslo
Oslo
Bergen
Bergen
Trondheim
Oslo
Oslo
Oslo
Stavanger
Oslo

AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS
AS

5

Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
N
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
Y
N
Y
Y
Y
Y
Y
N
Y
Y
N
Y
N
Y
Y
Y
Y
Y
Y
Y
Y
Y
N
N
Y
Y
Y
Y
Y
Y
O
Y
Y
Y

6

Y
Y
Y
Y
Y
Y
Y
Y
Y
O
O
O
O
O
O
Y
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O
O

(1) (cid:145)Sb(cid:146): Sparebank (Savings banks). Savings banks in Norway are self-owned institutions.
(2) O: Smaller savings banks operating before the EEA directives were in force will still have lower (cid:145)initial capital(cid:146), than EUR 1 million, hence (cid:145)O(cid:146) in the table.
(3) (cid:145)AS(cid:146): Limited liability company (AS or ASA). These are divided in three groups: commercial banks, mortgage companies and finance companies.
(4) The intention of establishing a branch has been notified but the branch has not established yet.